Home > The Port Washington State Bank > Income and Expense
The Port Washington State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $34,487,000 | 1,249 |
| Total interest expense | $14,008,000 | 1,022 |
| Net interest income | $20,479,000 | 1,411 |
| Provision for loan and lease losses | $525,000 | 1,246 |
| Total noninterest income | $3,356,000 | 1,522 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $534,000 | 1,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,822,000 | 1,307 |
| Total noninterest expense | $19,114,000 | 1,253 |
| Salaries and employee benefits | $10,800,000 | 1,268 |
| Premises and equipment expense | $2,327,000 | 1,069 |
| Additional noninterest expense | $2,822,000 | 1,307 |
| Pre-tax net operating income | $4,196,000 | 2,120 |
| Securities gains (losses) | $1,000 | 952 |
| Applicable income taxes | $770,000 | 1,605 |
| Income before extraordinary items | $3,427,000 | 2,169 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,427,000 | 2,193 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,427,000 | 2,172 |
| Net charge-offs | $100,000 | 1,503 |
| Cash dividends | $1,000,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,426,180 | 2,194 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $25,288,000 | 1,252 |
| Total interest expense | $9,981,000 | 999 |
| Net interest income | $15,307,000 | 1,425 |
| Provision for loan and lease losses | $450,000 | 1,058 |
| Total noninterest income | $2,465,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $399,000 | 1,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,066,000 | 1,323 |
| Total noninterest expense | $14,596,000 | 1,232 |
| Salaries and employee benefits | $8,502,000 | 1,221 |
| Premises and equipment expense | $1,739,000 | 1,068 |
| Additional noninterest expense | $2,066,000 | 1,323 |
| Pre-tax net operating income | $2,726,000 | 2,348 |
| Securities gains (losses) | $1,000 | 805 |
| Applicable income taxes | $560,000 | 1,677 |
| Income before extraordinary items | $2,167,000 | 2,425 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,167,000 | 2,448 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,167,000 | 2,427 |
| Net charge-offs | $10,000 | 2,131 |
| Cash dividends | $750,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,166,210 | 2,444 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $16,448,000 | 1,252 |
| Total interest expense | $6,176,000 | 958 |
| Net interest income | $10,272,000 | 1,432 |
| Provision for loan and lease losses | $375,000 | 911 |
| Total noninterest income | $1,567,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $260,000 | 1,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,307,000 | 1,290 |
| Total noninterest expense | $9,696,000 | 1,227 |
| Salaries and employee benefits | $5,776,000 | 1,198 |
| Premises and equipment expense | $1,151,000 | 1,069 |
| Additional noninterest expense | $1,307,000 | 1,289 |
| Pre-tax net operating income | $1,768,000 | 2,400 |
| Securities gains (losses) | $1,000 | 881 |
| Applicable income taxes | $359,000 | 1,724 |
| Income before extraordinary items | $1,410,000 | 2,468 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,410,000 | 2,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,410,000 | 2,468 |
| Net charge-offs | $-26,000 | 4,185 |
| Cash dividends | $500,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,409,200 | 2,487 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 1,247 |
| Total interest expense | $2,849,000 | 927 |
| Net interest income | $5,227,000 | 1,413 |
| Provision for loan and lease losses | $225,000 | 825 |
| Total noninterest income | $766,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $136,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 1,315 |
| Total noninterest expense | $4,833,000 | 1,241 |
| Salaries and employee benefits | $2,915,000 | 1,207 |
| Premises and equipment expense | $584,000 | 1,079 |
| Additional noninterest expense | $630,000 | 1,315 |
| Pre-tax net operating income | $935,000 | 2,378 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $195,000 | 1,687 |
| Income before extraordinary items | $741,000 | 2,464 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $741,000 | 2,464 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $741,000 | 2,464 |
| Net charge-offs | $-51,000 | 4,449 |
| Cash dividends | $250,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $740,210 | 2,487 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $26,553,000 | 1,262 |
| Total interest expense | $3,164,000 | 1,127 |
| Net interest income | $23,389,000 | 1,268 |
| Provision for loan and lease losses | $600,000 | 1,102 |
| Total noninterest income | $4,230,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $607,000 | 1,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,623,000 | 1,116 |
| Total noninterest expense | $19,048,000 | 1,231 |
| Salaries and employee benefits | $11,301,000 | 1,200 |
| Premises and equipment expense | $2,388,000 | 1,045 |
| Additional noninterest expense | $3,623,000 | 1,116 |
| Pre-tax net operating income | $7,971,000 | 1,487 |
| Securities gains (losses) | $-42,000 | 3,715 |
| Applicable income taxes | $1,910,000 | 1,113 |
| Income before extraordinary items | $6,019,000 | 1,626 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,019,000 | 1,624 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,019,000 | 1,625 |
| Net charge-offs | $89,000 | 1,285 |
| Cash dividends | $1,900,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,052,180 | 1,648 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,989,000 | 1,262 |
| Total interest expense | $1,491,000 | 1,318 |
| Net interest income | $17,498,000 | 1,246 |
| Provision for loan and lease losses | $450,000 | 1,008 |
| Total noninterest income | $3,392,000 | 1,295 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $447,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,945,000 | 1,087 |
| Total noninterest expense | $13,989,000 | 1,246 |
| Salaries and employee benefits | $8,416,000 | 1,202 |
| Premises and equipment expense | $1,732,000 | 1,065 |
| Additional noninterest expense | $2,945,000 | 1,087 |
| Pre-tax net operating income | $6,451,000 | 1,405 |
| Securities gains (losses) | $-42,000 | 4,078 |
| Applicable income taxes | $1,555,000 | 1,037 |
| Income before extraordinary items | $4,854,000 | 1,527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,854,000 | 1,526 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,854,000 | 1,527 |
| Net charge-offs | $68,000 | 1,087 |
| Cash dividends | $1,425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,887,180 | 1,548 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,039,000 | 1,264 |
| Total interest expense | $740,000 | 1,447 |
| Net interest income | $11,299,000 | 1,245 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $2,516,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $279,000 | 1,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,237,000 | 1,018 |
| Total noninterest expense | $9,288,000 | 1,238 |
| Salaries and employee benefits | $5,622,000 | 1,198 |
| Premises and equipment expense | $1,197,000 | 1,029 |
| Additional noninterest expense | $2,469,000 | 1,360 |
| Pre-tax net operating income | $4,227,000 | 1,357 |
| Securities gains (losses) | $-42,000 | 4,215 |
| Applicable income taxes | $1,012,000 | 1,011 |
| Income before extraordinary items | $3,173,000 | 1,473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,173,000 | 1,472 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,173,000 | 1,473 |
| Net charge-offs | $76,000 | 812 |
| Cash dividends | $950,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,206,180 | 1,492 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,875,000 | 1,256 |
| Total interest expense | $363,000 | 1,419 |
| Net interest income | $5,512,000 | 1,232 |
| Provision for loan and lease losses | $150,000 | 763 |
| Total noninterest income | $1,550,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $137,000 | 1,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,413,000 | 869 |
| Total noninterest expense | $4,647,000 | 1,237 |
| Salaries and employee benefits | $2,808,000 | 1,196 |
| Premises and equipment expense | $614,000 | 1,016 |
| Additional noninterest expense | $1,225,000 | 1,353 |
| Pre-tax net operating income | $2,265,000 | 1,235 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $554,000 | 920 |
| Income before extraordinary items | $1,711,000 | 1,331 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,711,000 | 1,331 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,711,000 | 1,331 |
| Net charge-offs | $62,000 | 612 |
| Cash dividends | $475,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,711,000 | 1,345 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,226,000 | 1,357 |
| Total interest expense | $1,782,000 | 1,450 |
| Net interest income | $20,444,000 | 1,339 |
| Provision for loan and lease losses | $1,201,000 | 488 |
| Total noninterest income | $7,907,000 | 988 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $522,000 | 1,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,385,000 | 823 |
| Total noninterest expense | $18,977,000 | 1,210 |
| Salaries and employee benefits | $10,989,000 | 1,209 |
| Premises and equipment expense | $2,317,000 | 1,056 |
| Additional noninterest expense | $5,671,000 | 1,190 |
| Pre-tax net operating income | $8,173,000 | 1,465 |
| Securities gains (losses) | $43,000 | 1,199 |
| Applicable income taxes | $2,022,000 | 1,093 |
| Income before extraordinary items | $6,194,000 | 1,626 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,194,000 | 1,625 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,194,000 | 1,626 |
| Net charge-offs | $158,000 | 1,128 |
| Cash dividends | $1,900,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,160,030 | 1,608 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $16,604,000 | 1,388 |
| Total interest expense | $1,402,000 | 1,473 |
| Net interest income | $15,202,000 | 1,366 |
| Provision for loan and lease losses | $900,000 | 492 |
| Total noninterest income | $6,298,000 | 974 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $382,000 | 1,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,916,000 | 816 |
| Total noninterest expense | $14,185,000 | 1,216 |
| Salaries and employee benefits | $8,376,000 | 1,189 |
| Premises and equipment expense | $1,694,000 | 1,098 |
| Additional noninterest expense | $4,115,000 | 1,222 |
| Pre-tax net operating income | $6,415,000 | 1,470 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $1,585,000 | 1,107 |
| Income before extraordinary items | $4,832,000 | 1,649 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,832,000 | 1,648 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,832,000 | 1,649 |
| Net charge-offs | $147,000 | 921 |
| Cash dividends | $1,425,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,830,420 | 1,626 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 1,394 |
| Total interest expense | $998,000 | 1,462 |
| Net interest income | $9,902,000 | 1,387 |
| Provision for loan and lease losses | $600,000 | 497 |
| Total noninterest income | $3,995,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $244,000 | 1,582 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,751,000 | 837 |
| Total noninterest expense | $9,515,000 | 1,201 |
| Salaries and employee benefits | $5,694,000 | 1,177 |
| Premises and equipment expense | $1,109,000 | 1,103 |
| Additional noninterest expense | $2,712,000 | 1,224 |
| Pre-tax net operating income | $3,782,000 | 1,590 |
| Securities gains (losses) | $2,000 | 1,698 |
| Applicable income taxes | $917,000 | 1,215 |
| Income before extraordinary items | $2,867,000 | 1,758 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,867,000 | 1,758 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,867,000 | 1,758 |
| Net charge-offs | $151,000 | 749 |
| Cash dividends | $950,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,865,420 | 1,730 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 1,404 |
| Total interest expense | $530,000 | 1,452 |
| Net interest income | $4,861,000 | 1,402 |
| Provision for loan and lease losses | $300,000 | 548 |
| Total noninterest income | $2,122,000 | 962 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $123,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,999,000 | 818 |
| Total noninterest expense | $4,760,000 | 1,185 |
| Salaries and employee benefits | $2,846,000 | 1,164 |
| Premises and equipment expense | $568,000 | 1,093 |
| Additional noninterest expense | $1,346,000 | 1,213 |
| Pre-tax net operating income | $1,923,000 | 1,567 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $467,000 | 1,187 |
| Income before extraordinary items | $1,458,000 | 1,756 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,458,000 | 1,756 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,458,000 | 1,756 |
| Net charge-offs | $135,000 | 541 |
| Cash dividends | $475,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,456,420 | 1,718 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,456,000 | 1,292 |
| Total interest expense | $3,413,000 | 1,337 |
| Net interest income | $20,043,000 | 1,277 |
| Provision for loan and lease losses | $1,280,000 | 1,363 |
| Total noninterest income | $8,336,000 | 908 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $532,000 | 1,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,804,000 | 758 |
| Total noninterest expense | $17,107,000 | 1,257 |
| Salaries and employee benefits | $10,008,000 | 1,256 |
| Premises and equipment expense | $2,090,000 | 1,133 |
| Additional noninterest expense | $5,009,000 | 1,277 |
| Pre-tax net operating income | $9,992,000 | 1,061 |
| Securities gains (losses) | $287,000 | 850 |
| Applicable income taxes | $2,571,000 | 781 |
| Income before extraordinary items | $7,708,000 | 1,169 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,708,000 | 1,169 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,708,000 | 1,169 |
| Net charge-offs | $511,000 | 958 |
| Cash dividends | $1,400,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,481,270 | 1,161 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,851,000 | 1,278 |
| Total interest expense | $2,797,000 | 1,316 |
| Net interest income | $15,054,000 | 1,265 |
| Provision for loan and lease losses | $730,000 | 1,633 |
| Total noninterest income | $5,506,000 | 960 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $396,000 | 1,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,110,000 | 800 |
| Total noninterest expense | $12,732,000 | 1,247 |
| Salaries and employee benefits | $7,509,000 | 1,244 |
| Premises and equipment expense | $1,852,000 | 988 |
| Additional noninterest expense | $3,371,000 | 1,375 |
| Pre-tax net operating income | $7,098,000 | 1,064 |
| Securities gains (losses) | $402,000 | 569 |
| Applicable income taxes | $1,869,000 | 772 |
| Income before extraordinary items | $5,631,000 | 1,156 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,631,000 | 1,156 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,631,000 | 1,156 |
| Net charge-offs | $446,000 | 800 |
| Cash dividends | $1,050,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,313,420 | 1,177 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,090,000 | 1,279 |
| Total interest expense | $2,065,000 | 1,286 |
| Net interest income | $10,025,000 | 1,267 |
| Provision for loan and lease losses | $350,000 | 1,891 |
| Total noninterest income | $3,188,000 | 994 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $257,000 | 1,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,931,000 | 832 |
| Total noninterest expense | $8,467,000 | 1,240 |
| Salaries and employee benefits | $5,021,000 | 1,229 |
| Premises and equipment expense | $1,222,000 | 989 |
| Additional noninterest expense | $2,224,000 | 1,373 |
| Pre-tax net operating income | $4,396,000 | 1,077 |
| Securities gains (losses) | $384,000 | 441 |
| Applicable income taxes | $1,182,000 | 732 |
| Income before extraordinary items | $3,598,000 | 1,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,598,000 | 1,124 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,598,000 | 1,124 |
| Net charge-offs | $426,000 | 657 |
| Cash dividends | $700,000 | 1,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,294,640 | 1,184 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 1,290 |
| Total interest expense | $1,144,000 | 1,289 |
| Net interest income | $4,904,000 | 1,279 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $1,142,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $153,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $989,000 | 981 |
| Total noninterest expense | $4,140,000 | 1,277 |
| Salaries and employee benefits | $2,513,000 | 1,232 |
| Premises and equipment expense | $607,000 | 1,012 |
| Additional noninterest expense | $1,020,000 | 1,493 |
| Pre-tax net operating income | $1,806,000 | 1,144 |
| Securities gains (losses) | $274,000 | 308 |
| Applicable income taxes | $504,000 | 739 |
| Income before extraordinary items | $1,576,000 | 1,145 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,576,000 | 1,144 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,576,000 | 1,145 |
| Net charge-offs | $18,000 | 1,635 |
| Cash dividends | $350,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,359,540 | 1,266 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,845,000 | 1,303 |
| Total interest expense | $4,773,000 | 1,297 |
| Net interest income | $19,072,000 | 1,303 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $3,976,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $690,000 | 1,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,286,000 | 1,130 |
| Total noninterest expense | $15,624,000 | 1,311 |
| Salaries and employee benefits | $8,992,000 | 1,317 |
| Premises and equipment expense | $2,203,000 | 1,083 |
| Additional noninterest expense | $4,429,000 | 1,394 |
| Pre-tax net operating income | $7,424,000 | 1,294 |
| Securities gains (losses) | $119,000 | 842 |
| Applicable income taxes | $1,825,000 | 960 |
| Income before extraordinary items | $5,718,000 | 1,434 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,718,000 | 1,436 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,718,000 | 1,436 |
| Net charge-offs | $200,000 | 1,690 |
| Cash dividends | $1,200,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,623,990 | 1,419 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,772,000 | 1,324 |
| Total interest expense | $3,554,000 | 1,311 |
| Net interest income | $14,218,000 | 1,318 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,725,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $525,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,200,000 | 1,213 |
| Total noninterest expense | $11,556,000 | 1,328 |
| Salaries and employee benefits | $6,656,000 | 1,336 |
| Premises and equipment expense | $1,598,000 | 1,118 |
| Additional noninterest expense | $3,302,000 | 1,402 |
| Pre-tax net operating income | $5,387,000 | 1,364 |
| Securities gains (losses) | $29,000 | 1,288 |
| Applicable income taxes | $1,306,000 | 1,030 |
| Income before extraordinary items | $4,110,000 | 1,515 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,110,000 | 1,516 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,110,000 | 1,517 |
| Net charge-offs | $46,000 | 2,267 |
| Cash dividends | $900,000 | 1,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,087,090 | 1,487 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,718,000 | 1,329 |
| Total interest expense | $2,287,000 | 1,328 |
| Net interest income | $9,431,000 | 1,328 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,528,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $343,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,185,000 | 1,343 |
| Total noninterest expense | $7,591,000 | 1,350 |
| Salaries and employee benefits | $4,406,000 | 1,334 |
| Premises and equipment expense | $1,084,000 | 1,108 |
| Additional noninterest expense | $2,101,000 | 1,467 |
| Pre-tax net operating income | $3,368,000 | 1,408 |
| Securities gains (losses) | $21,000 | 1,032 |
| Applicable income taxes | $808,000 | 1,044 |
| Income before extraordinary items | $2,581,000 | 1,560 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,581,000 | 1,560 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,581,000 | 1,560 |
| Net charge-offs | $27,000 | 2,212 |
| Cash dividends | $600,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,564,410 | 1,539 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,824,000 | 1,330 |
| Total interest expense | $1,106,000 | 1,323 |
| Net interest income | $4,718,000 | 1,328 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $696,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $181,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $515,000 | 1,415 |
| Total noninterest expense | $3,682,000 | 1,398 |
| Salaries and employee benefits | $2,218,000 | 1,338 |
| Premises and equipment expense | $542,000 | 1,116 |
| Additional noninterest expense | $922,000 | 1,622 |
| Pre-tax net operating income | $1,732,000 | 1,353 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $414,000 | 1,020 |
| Income before extraordinary items | $1,320,000 | 1,501 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,320,000 | 1,501 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,320,000 | 1,500 |
| Net charge-offs | $16,000 | 1,795 |
| Cash dividends | $300,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,318,420 | 1,475 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,750,000 | 1,340 |
| Total interest expense | $2,970,000 | 1,448 |
| Net interest income | $18,780,000 | 1,303 |
| Provision for loan and lease losses | $250,000 | 2,131 |
| Total noninterest income | $3,359,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $626,000 | 1,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,733,000 | 1,219 |
| Total noninterest expense | $14,411,000 | 1,401 |
| Salaries and employee benefits | $8,406,000 | 1,365 |
| Premises and equipment expense | $1,894,000 | 1,238 |
| Additional noninterest expense | $4,111,000 | 1,469 |
| Pre-tax net operating income | $7,478,000 | 1,287 |
| Securities gains (losses) | $6,000 | 806 |
| Applicable income taxes | $1,813,000 | 935 |
| Income before extraordinary items | $5,671,000 | 1,423 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,671,000 | 1,422 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,671,000 | 1,422 |
| Net charge-offs | $432,000 | 1,047 |
| Cash dividends | $1,000,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,666,260 | 1,413 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $16,030,000 | 1,348 |
| Total interest expense | $2,121,000 | 1,429 |
| Net interest income | $13,909,000 | 1,317 |
| Provision for loan and lease losses | $197,000 | 2,014 |
| Total noninterest income | $2,203,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $468,000 | 1,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,735,000 | 1,382 |
| Total noninterest expense | $10,704,000 | 1,416 |
| Salaries and employee benefits | $6,274,000 | 1,364 |
| Premises and equipment expense | $1,391,000 | 1,256 |
| Additional noninterest expense | $3,039,000 | 1,496 |
| Pre-tax net operating income | $5,211,000 | 1,372 |
| Securities gains (losses) | $6,000 | 797 |
| Applicable income taxes | $1,253,000 | 1,011 |
| Income before extraordinary items | $3,964,000 | 1,531 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,964,000 | 1,530 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,964,000 | 1,530 |
| Net charge-offs | $406,000 | 821 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,959,260 | 1,520 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,415,000 | 1,363 |
| Total interest expense | $1,314,000 | 1,441 |
| Net interest income | $9,101,000 | 1,334 |
| Provision for loan and lease losses | $197,000 | 1,555 |
| Total noninterest income | $1,370,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $295,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 1,454 |
| Total noninterest expense | $7,095,000 | 1,430 |
| Salaries and employee benefits | $4,158,000 | 1,380 |
| Premises and equipment expense | $911,000 | 1,280 |
| Additional noninterest expense | $2,026,000 | 1,489 |
| Pre-tax net operating income | $3,179,000 | 1,459 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $756,000 | 1,062 |
| Income before extraordinary items | $2,428,000 | 1,614 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,428,000 | 1,613 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,428,000 | 1,613 |
| Net charge-offs | $83,000 | 1,431 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,424,050 | 1,605 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 1,373 |
| Total interest expense | $624,000 | 1,448 |
| Net interest income | $4,495,000 | 1,344 |
| Provision for loan and lease losses | $148,000 | 1,206 |
| Total noninterest income | $620,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $149,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 1,544 |
| Total noninterest expense | $3,529,000 | 1,444 |
| Salaries and employee benefits | $2,083,000 | 1,384 |
| Premises and equipment expense | $466,000 | 1,272 |
| Additional noninterest expense | $980,000 | 1,532 |
| Pre-tax net operating income | $1,438,000 | 1,535 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $334,000 | 1,143 |
| Income before extraordinary items | $1,104,000 | 1,702 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,104,000 | 1,702 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,104,000 | 1,702 |
| Net charge-offs | $54,000 | 1,158 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,104,000 | 1,687 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,789,000 | 1,426 |
| Total interest expense | $1,754,000 | 1,697 |
| Net interest income | $17,035,000 | 1,382 |
| Provision for loan and lease losses | $357,000 | 1,800 |
| Total noninterest income | $3,021,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $634,000 | 1,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,387,000 | 1,365 |
| Total noninterest expense | $13,743,000 | 1,462 |
| Salaries and employee benefits | $7,665,000 | 1,460 |
| Premises and equipment expense | $1,716,000 | 1,339 |
| Additional noninterest expense | $4,362,000 | 1,405 |
| Pre-tax net operating income | $5,956,000 | 1,468 |
| Securities gains (losses) | $-75,000 | 5,364 |
| Applicable income taxes | $2,483,000 | 1,112 |
| Income before extraordinary items | $3,398,000 | 1,848 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,398,000 | 1,848 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,398,000 | 1,849 |
| Net charge-offs | $789,000 | 821 |
| Cash dividends | $925,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,446,000 | 1,804 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,857,000 | 1,448 |
| Total interest expense | $1,281,000 | 1,725 |
| Net interest income | $12,576,000 | 1,404 |
| Provision for loan and lease losses | $255,000 | 1,788 |
| Total noninterest income | $2,134,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $472,000 | 1,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,662,000 | 1,447 |
| Total noninterest expense | $10,297,000 | 1,461 |
| Salaries and employee benefits | $5,806,000 | 1,448 |
| Premises and equipment expense | $1,274,000 | 1,367 |
| Additional noninterest expense | $3,217,000 | 1,413 |
| Pre-tax net operating income | $4,158,000 | 1,590 |
| Securities gains (losses) | $6,000 | 1,766 |
| Applicable income taxes | $1,370,000 | 1,194 |
| Income before extraordinary items | $2,794,000 | 1,836 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,794,000 | 1,836 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,794,000 | 1,836 |
| Net charge-offs | $348,000 | 1,034 |
| Cash dividends | $675,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,789,980 | 1,810 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 1,471 |
| Total interest expense | $832,000 | 1,723 |
| Net interest income | $8,175,000 | 1,419 |
| Provision for loan and lease losses | $101,000 | 2,226 |
| Total noninterest income | $1,362,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $302,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,060,000 | 1,492 |
| Total noninterest expense | $6,804,000 | 1,477 |
| Salaries and employee benefits | $3,852,000 | 1,459 |
| Premises and equipment expense | $850,000 | 1,364 |
| Additional noninterest expense | $2,102,000 | 1,441 |
| Pre-tax net operating income | $2,632,000 | 1,633 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $864,000 | 1,214 |
| Income before extraordinary items | $1,780,000 | 1,868 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,780,000 | 1,868 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,780,000 | 1,868 |
| Net charge-offs | $392,000 | 687 |
| Cash dividends | $450,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,771,960 | 1,850 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 1,480 |
| Total interest expense | $408,000 | 1,733 |
| Net interest income | $4,038,000 | 1,434 |
| Provision for loan and lease losses | $97,000 | 1,492 |
| Total noninterest income | $686,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $145,000 | 1,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 1,465 |
| Total noninterest expense | $3,328,000 | 1,510 |
| Salaries and employee benefits | $1,901,000 | 1,494 |
| Premises and equipment expense | $441,000 | 1,334 |
| Additional noninterest expense | $986,000 | 1,525 |
| Pre-tax net operating income | $1,299,000 | 1,611 |
| Securities gains (losses) | $6,000 | 778 |
| Applicable income taxes | $424,000 | 1,203 |
| Income before extraordinary items | $881,000 | 1,818 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $881,000 | 1,818 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $881,000 | 1,818 |
| Net charge-offs | $100,000 | 926 |
| Cash dividends | $225,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $876,920 | 1,821 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,903,000 | 1,508 |
| Total interest expense | $1,452,000 | 1,843 |
| Net interest income | $15,451,000 | 1,460 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,652,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $560,000 | 1,912 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,092,000 | 1,184 |
| Total noninterest expense | $12,926,000 | 1,512 |
| Salaries and employee benefits | $7,152,000 | 1,510 |
| Premises and equipment expense | $1,726,000 | 1,338 |
| Additional noninterest expense | $4,048,000 | 1,518 |
| Pre-tax net operating income | $6,177,000 | 1,369 |
| Securities gains (losses) | $88,000 | 1,429 |
| Applicable income taxes | $2,094,000 | 1,013 |
| Income before extraordinary items | $4,171,000 | 1,594 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,171,000 | 1,592 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,171,000 | 1,593 |
| Net charge-offs | $936,000 | 693 |
| Cash dividends | $700,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,112,040 | 1,586 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,523,000 | 1,519 |
| Total interest expense | $1,089,000 | 1,851 |
| Net interest income | $11,434,000 | 1,474 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $2,496,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $412,000 | 1,938 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,084,000 | 1,273 |
| Total noninterest expense | $9,733,000 | 1,510 |
| Salaries and employee benefits | $5,368,000 | 1,512 |
| Premises and equipment expense | $1,272,000 | 1,357 |
| Additional noninterest expense | $3,093,000 | 1,494 |
| Pre-tax net operating income | $4,047,000 | 1,548 |
| Securities gains (losses) | $90,000 | 1,335 |
| Applicable income taxes | $1,351,000 | 1,166 |
| Income before extraordinary items | $2,786,000 | 1,786 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,786,000 | 1,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,786,000 | 1,786 |
| Net charge-offs | $576,000 | 712 |
| Cash dividends | $525,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,725,700 | 1,762 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,272,000 | 1,533 |
| Total interest expense | $729,000 | 1,847 |
| Net interest income | $7,543,000 | 1,496 |
| Provision for loan and lease losses | $148,000 | 1,976 |
| Total noninterest income | $1,490,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $237,000 | 2,156 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,253,000 | 1,342 |
| Total noninterest expense | $6,475,000 | 1,521 |
| Salaries and employee benefits | $3,560,000 | 1,527 |
| Premises and equipment expense | $861,000 | 1,347 |
| Additional noninterest expense | $2,054,000 | 1,503 |
| Pre-tax net operating income | $2,410,000 | 1,686 |
| Securities gains (losses) | $52,000 | 1,395 |
| Applicable income taxes | $783,000 | 1,262 |
| Income before extraordinary items | $1,679,000 | 1,917 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,679,000 | 1,916 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,679,000 | 1,916 |
| Net charge-offs | $567,000 | 546 |
| Cash dividends | $350,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,643,640 | 1,898 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 1,551 |
| Total interest expense | $366,000 | 1,853 |
| Net interest income | $3,726,000 | 1,509 |
| Provision for loan and lease losses | $148,000 | 1,237 |
| Total noninterest income | $612,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $121,000 | 2,104 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $491,000 | 1,520 |
| Total noninterest expense | $3,193,000 | 1,535 |
| Salaries and employee benefits | $1,776,000 | 1,536 |
| Premises and equipment expense | $420,000 | 1,382 |
| Additional noninterest expense | $997,000 | 1,530 |
| Pre-tax net operating income | $997,000 | 1,926 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $306,000 | 1,458 |
| Income before extraordinary items | $703,000 | 2,202 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $703,000 | 2,202 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $703,000 | 2,202 |
| Net charge-offs | $485,000 | 350 |
| Cash dividends | $175,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $694,600 | 2,155 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,345,000 | 1,620 |
| Total interest expense | $1,461,000 | 1,815 |
| Net interest income | $13,884,000 | 1,578 |
| Provision for loan and lease losses | $785,000 | 986 |
| Total noninterest income | $3,462,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $485,000 | 2,189 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,977,000 | 1,164 |
| Total noninterest expense | $12,364,000 | 1,561 |
| Salaries and employee benefits | $6,693,000 | 1,573 |
| Premises and equipment expense | $1,654,000 | 1,397 |
| Additional noninterest expense | $4,017,000 | 1,513 |
| Pre-tax net operating income | $4,197,000 | 1,801 |
| Securities gains (losses) | $158,000 | 879 |
| Applicable income taxes | $1,353,000 | 1,310 |
| Income before extraordinary items | $3,002,000 | 2,064 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,002,000 | 2,065 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,002,000 | 2,066 |
| Net charge-offs | $1,130,000 | 621 |
| Cash dividends | $650,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,892,980 | 2,067 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,439,000 | 1,649 |
| Total interest expense | $1,116,000 | 1,804 |
| Net interest income | $10,323,000 | 1,607 |
| Provision for loan and lease losses | $865,000 | 685 |
| Total noninterest income | $2,671,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $363,000 | 2,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,308,000 | 1,157 |
| Total noninterest expense | $9,203,000 | 1,583 |
| Salaries and employee benefits | $4,955,000 | 1,600 |
| Premises and equipment expense | $1,203,000 | 1,442 |
| Additional noninterest expense | $3,045,000 | 1,504 |
| Pre-tax net operating income | $2,926,000 | 1,939 |
| Securities gains (losses) | $149,000 | 796 |
| Applicable income taxes | $944,000 | 1,425 |
| Income before extraordinary items | $2,131,000 | 2,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,131,000 | 2,159 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,131,000 | 2,159 |
| Net charge-offs | $1,022,000 | 490 |
| Cash dividends | $488,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,028,190 | 2,203 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,580,000 | 1,661 |
| Total interest expense | $749,000 | 1,796 |
| Net interest income | $6,831,000 | 1,626 |
| Provision for loan and lease losses | $580,000 | 677 |
| Total noninterest income | $1,836,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $226,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,610,000 | 1,131 |
| Total noninterest expense | $5,999,000 | 1,618 |
| Salaries and employee benefits | $3,251,000 | 1,636 |
| Premises and equipment expense | $799,000 | 1,462 |
| Additional noninterest expense | $1,949,000 | 1,572 |
| Pre-tax net operating income | $2,088,000 | 1,839 |
| Securities gains (losses) | $126,000 | 725 |
| Applicable income taxes | $694,000 | 1,331 |
| Income before extraordinary items | $1,520,000 | 2,024 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,520,000 | 2,026 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,520,000 | 2,026 |
| Net charge-offs | $245,000 | 1,059 |
| Cash dividends | $325,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,433,060 | 2,078 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 1,674 |
| Total interest expense | $377,000 | 1,794 |
| Net interest income | $3,363,000 | 1,647 |
| Provision for loan and lease losses | $296,000 | 671 |
| Total noninterest income | $859,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $113,000 | 2,273 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $746,000 | 1,150 |
| Total noninterest expense | $2,947,000 | 1,655 |
| Salaries and employee benefits | $1,610,000 | 1,663 |
| Premises and equipment expense | $401,000 | 1,489 |
| Additional noninterest expense | $936,000 | 1,611 |
| Pre-tax net operating income | $979,000 | 1,893 |
| Securities gains (losses) | $125,000 | 506 |
| Applicable income taxes | $345,000 | 1,316 |
| Income before extraordinary items | $759,000 | 1,999 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $759,000 | 2,001 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $759,000 | 2,001 |
| Net charge-offs | $-79,000 | 6,067 |
| Cash dividends | $162,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $672,750 | 2,146 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,833,000 | 1,689 |
| Total interest expense | $1,570,000 | 1,822 |
| Net interest income | $13,263,000 | 1,665 |
| Provision for loan and lease losses | $1,213,000 | 727 |
| Total noninterest income | $2,829,000 | 1,641 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $500,000 | 2,290 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,329,000 | 1,306 |
| Total noninterest expense | $11,972,000 | 1,602 |
| Salaries and employee benefits | $6,255,000 | 1,663 |
| Premises and equipment expense | $1,815,000 | 1,310 |
| Additional noninterest expense | $3,902,000 | 1,593 |
| Pre-tax net operating income | $2,907,000 | 2,322 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $779,000 | 1,793 |
| Income before extraordinary items | $2,134,000 | 2,574 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,134,000 | 2,574 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,134,000 | 2,574 |
| Net charge-offs | $678,000 | 1,191 |
| Cash dividends | $650,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,129,620 | 2,540 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,991,000 | 1,712 |
| Total interest expense | $1,190,000 | 1,832 |
| Net interest income | $9,801,000 | 1,696 |
| Provision for loan and lease losses | $1,028,000 | 650 |
| Total noninterest income | $2,118,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $371,000 | 2,313 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,747,000 | 1,312 |
| Total noninterest expense | $8,915,000 | 1,612 |
| Salaries and employee benefits | $4,673,000 | 1,663 |
| Premises and equipment expense | $1,446,000 | 1,250 |
| Additional noninterest expense | $2,796,000 | 1,668 |
| Pre-tax net operating income | $1,976,000 | 2,532 |
| Securities gains (losses) | $11,000 | 2,296 |
| Applicable income taxes | $510,000 | 1,971 |
| Income before extraordinary items | $1,477,000 | 2,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,477,000 | 2,758 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,477,000 | 2,758 |
| Net charge-offs | $639,000 | 957 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,468,860 | 2,732 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 1,728 |
| Total interest expense | $797,000 | 1,842 |
| Net interest income | $6,436,000 | 1,709 |
| Provision for loan and lease losses | $701,000 | 640 |
| Total noninterest income | $1,352,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $235,000 | 2,378 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,117,000 | 1,352 |
| Total noninterest expense | $5,917,000 | 1,615 |
| Salaries and employee benefits | $3,107,000 | 1,655 |
| Premises and equipment expense | $1,037,000 | 1,179 |
| Additional noninterest expense | $1,773,000 | 1,734 |
| Pre-tax net operating income | $1,170,000 | 2,700 |
| Securities gains (losses) | $-11,000 | 6,304 |
| Applicable income taxes | $274,000 | 2,111 |
| Income before extraordinary items | $885,000 | 2,882 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $885,000 | 2,887 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $885,000 | 2,887 |
| Net charge-offs | $520,000 | 844 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $893,360 | 2,815 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 1,757 |
| Total interest expense | $403,000 | 1,848 |
| Net interest income | $3,156,000 | 1,727 |
| Provision for loan and lease losses | $345,000 | 626 |
| Total noninterest income | $657,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $115,000 | 2,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $542,000 | 1,335 |
| Total noninterest expense | $2,993,000 | 1,610 |
| Salaries and employee benefits | $1,559,000 | 1,668 |
| Premises and equipment expense | $558,000 | 1,117 |
| Additional noninterest expense | $876,000 | 1,745 |
| Pre-tax net operating income | $475,000 | 3,004 |
| Securities gains (losses) | $-14,000 | 6,464 |
| Applicable income taxes | $90,000 | 2,440 |
| Income before extraordinary items | $371,000 | 3,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 3,159 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $371,000 | 3,160 |
| Net charge-offs | $76,000 | 1,541 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $382,200 | 3,054 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,729,000 | 1,692 |
| Total interest expense | $1,792,000 | 1,881 |
| Net interest income | $12,937,000 | 1,667 |
| Provision for loan and lease losses | $2,065,000 | 608 |
| Total noninterest income | $3,803,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $506,000 | 2,360 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,297,000 | 1,083 |
| Total noninterest expense | $12,238,000 | 1,578 |
| Salaries and employee benefits | $6,012,000 | 1,706 |
| Premises and equipment expense | $2,304,000 | 1,032 |
| Additional noninterest expense | $3,922,000 | 1,645 |
| Pre-tax net operating income | $2,437,000 | 2,514 |
| Securities gains (losses) | $170,000 | 992 |
| Applicable income taxes | $585,000 | 1,993 |
| Income before extraordinary items | $2,022,000 | 2,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,022,000 | 2,585 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,022,000 | 2,585 |
| Net charge-offs | $3,113,000 | 524 |
| Cash dividends | $650,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,889,400 | 2,657 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,041,000 | 1,700 |
| Total interest expense | $1,385,000 | 1,884 |
| Net interest income | $9,656,000 | 1,674 |
| Provision for loan and lease losses | $1,333,000 | 710 |
| Total noninterest income | $2,777,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $376,000 | 2,390 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,401,000 | 1,128 |
| Total noninterest expense | $9,282,000 | 1,560 |
| Salaries and employee benefits | $4,578,000 | 1,696 |
| Premises and equipment expense | $1,698,000 | 1,064 |
| Additional noninterest expense | $3,006,000 | 1,613 |
| Pre-tax net operating income | $1,818,000 | 2,609 |
| Securities gains (losses) | $120,000 | 1,095 |
| Applicable income taxes | $425,000 | 2,078 |
| Income before extraordinary items | $1,513,000 | 2,644 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,513,000 | 2,648 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,513,000 | 2,648 |
| Net charge-offs | $2,947,000 | 433 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,419,400 | 2,683 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 1,688 |
| Total interest expense | $942,000 | 1,878 |
| Net interest income | $6,471,000 | 1,667 |
| Provision for loan and lease losses | $775,000 | 817 |
| Total noninterest income | $1,853,000 | 1,423 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $258,000 | 2,306 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,595,000 | 1,155 |
| Total noninterest expense | $6,204,000 | 1,553 |
| Salaries and employee benefits | $3,068,000 | 1,685 |
| Premises and equipment expense | $1,157,000 | 1,036 |
| Additional noninterest expense | $1,979,000 | 1,619 |
| Pre-tax net operating income | $1,345,000 | 2,392 |
| Securities gains (losses) | $64,000 | 1,370 |
| Applicable income taxes | $326,000 | 1,932 |
| Income before extraordinary items | $1,083,000 | 2,470 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,083,000 | 2,477 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,083,000 | 2,476 |
| Net charge-offs | $803,000 | 902 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,033,720 | 2,476 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,693,000 | 1,709 |
| Total interest expense | $488,000 | 1,870 |
| Net interest income | $3,205,000 | 1,691 |
| Provision for loan and lease losses | $371,000 | 863 |
| Total noninterest income | $925,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $127,000 | 2,323 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $798,000 | 1,154 |
| Total noninterest expense | $3,082,000 | 1,581 |
| Salaries and employee benefits | $1,525,000 | 1,718 |
| Premises and equipment expense | $578,000 | 1,057 |
| Additional noninterest expense | $979,000 | 1,640 |
| Pre-tax net operating income | $677,000 | 2,331 |
| Securities gains (losses) | $53,000 | 893 |
| Applicable income taxes | $173,000 | 1,845 |
| Income before extraordinary items | $557,000 | 2,387 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $557,000 | 2,389 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $557,000 | 2,389 |
| Net charge-offs | $377,000 | 907 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $516,720 | 2,440 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,604,000 | 1,701 |
| Total interest expense | $2,198,000 | 1,975 |
| Net interest income | $13,406,000 | 1,648 |
| Provision for loan and lease losses | $2,260,000 | 975 |
| Total noninterest income | $3,803,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $537,000 | 2,343 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,266,000 | 1,096 |
| Total noninterest expense | $11,837,000 | 1,630 |
| Salaries and employee benefits | $5,679,000 | 1,782 |
| Premises and equipment expense | $2,225,000 | 1,069 |
| Additional noninterest expense | $3,933,000 | 1,692 |
| Pre-tax net operating income | $3,112,000 | 2,025 |
| Securities gains (losses) | $156,000 | 1,907 |
| Applicable income taxes | $796,000 | 1,702 |
| Income before extraordinary items | $2,472,000 | 2,198 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,472,000 | 2,197 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,472,000 | 2,199 |
| Net charge-offs | $2,208,000 | 1,080 |
| Cash dividends | $650,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,353,440 | 2,162 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,809,000 | 1,715 |
| Total interest expense | $1,701,000 | 1,999 |
| Net interest income | $10,108,000 | 1,657 |
| Provision for loan and lease losses | $1,579,000 | 1,038 |
| Total noninterest income | $2,729,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $408,000 | 2,352 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,321,000 | 1,131 |
| Total noninterest expense | $8,790,000 | 1,652 |
| Salaries and employee benefits | $4,247,000 | 1,768 |
| Premises and equipment expense | $1,623,000 | 1,109 |
| Additional noninterest expense | $2,920,000 | 1,711 |
| Pre-tax net operating income | $2,468,000 | 1,998 |
| Securities gains (losses) | $121,000 | 1,836 |
| Applicable income taxes | $635,000 | 1,686 |
| Income before extraordinary items | $1,954,000 | 2,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,954,000 | 2,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,954,000 | 2,152 |
| Net charge-offs | $1,551,000 | 1,088 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,863,250 | 2,120 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 1,709 |
| Total interest expense | $1,165,000 | 2,018 |
| Net interest income | $6,751,000 | 1,637 |
| Provision for loan and lease losses | $1,019,000 | 1,079 |
| Total noninterest income | $1,850,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $264,000 | 2,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,586,000 | 1,093 |
| Total noninterest expense | $5,919,000 | 1,638 |
| Salaries and employee benefits | $2,852,000 | 1,751 |
| Premises and equipment expense | $1,101,000 | 1,088 |
| Additional noninterest expense | $1,966,000 | 1,698 |
| Pre-tax net operating income | $1,663,000 | 1,969 |
| Securities gains (losses) | $76,000 | 1,783 |
| Applicable income taxes | $428,000 | 1,657 |
| Income before extraordinary items | $1,311,000 | 2,115 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,311,000 | 2,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,311,000 | 2,115 |
| Net charge-offs | $747,000 | 1,381 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,254,000 | 2,073 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 1,698 |
| Total interest expense | $600,000 | 2,036 |
| Net interest income | $3,435,000 | 1,622 |
| Provision for loan and lease losses | $565,000 | 982 |
| Total noninterest income | $1,118,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $136,000 | 2,314 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $982,000 | 915 |
| Total noninterest expense | $2,982,000 | 1,620 |
| Salaries and employee benefits | $1,440,000 | 1,744 |
| Premises and equipment expense | $555,000 | 1,080 |
| Additional noninterest expense | $987,000 | 1,681 |
| Pre-tax net operating income | $1,006,000 | 1,666 |
| Securities gains (losses) | $18,000 | 1,629 |
| Applicable income taxes | $273,000 | 1,385 |
| Income before extraordinary items | $751,000 | 1,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $751,000 | 1,896 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $751,000 | 1,897 |
| Net charge-offs | $557,000 | 1,021 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $737,860 | 1,826 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,769,000 | 1,790 |
| Total interest expense | $2,771,000 | 2,099 |
| Net interest income | $12,998,000 | 1,717 |
| Provision for loan and lease losses | $3,193,000 | 1,141 |
| Total noninterest income | $3,030,000 | 1,488 |
| Gross Fiduciary activities income | $157,000 | 779 |
| Service charges on deposit accounts | $664,000 | 2,071 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,209,000 | 1,269 |
| Total noninterest expense | $11,798,000 | 1,658 |
| Salaries and employee benefits | $5,426,000 | 1,789 |
| Premises and equipment expense | $2,129,000 | 1,175 |
| Additional noninterest expense | $4,243,000 | 1,613 |
| Pre-tax net operating income | $1,037,000 | 3,662 |
| Securities gains (losses) | $262,000 | 1,234 |
| Applicable income taxes | $-162,000 | 6,887 |
| Income before extraordinary items | $1,461,000 | 2,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,461,000 | 2,824 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,461,000 | 2,824 |
| Net charge-offs | $2,306,000 | 1,425 |
| Cash dividends | $600,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,199,000 | 3,115 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,696,000 | 1,828 |
| Total interest expense | $2,145,000 | 2,118 |
| Net interest income | $9,551,000 | 1,763 |
| Provision for loan and lease losses | $1,767,000 | 1,354 |
| Total noninterest income | $2,280,000 | 1,467 |
| Gross Fiduciary activities income | $157,000 | 726 |
| Service charges on deposit accounts | $522,000 | 2,001 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,601,000 | 1,285 |
| Total noninterest expense | $8,870,000 | 1,646 |
| Salaries and employee benefits | $4,047,000 | 1,809 |
| Premises and equipment expense | $1,594,000 | 1,185 |
| Additional noninterest expense | $3,229,000 | 1,582 |
| Pre-tax net operating income | $1,194,000 | 3,006 |
| Securities gains (losses) | $210,000 | 1,180 |
| Applicable income taxes | $184,000 | 2,731 |
| Income before extraordinary items | $1,220,000 | 2,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,220,000 | 2,696 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,220,000 | 2,696 |
| Net charge-offs | $2,070,000 | 1,191 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,037,300 | 2,891 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,779,000 | 1,842 |
| Total interest expense | $1,460,000 | 2,150 |
| Net interest income | $6,319,000 | 1,767 |
| Provision for loan and lease losses | $1,104,000 | 1,404 |
| Total noninterest income | $1,379,000 | 1,565 |
| Gross Fiduciary activities income | $110,000 | 724 |
| Service charges on deposit accounts | $327,000 | 2,086 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $942,000 | 1,401 |
| Total noninterest expense | $5,905,000 | 1,658 |
| Salaries and employee benefits | $2,684,000 | 1,830 |
| Premises and equipment expense | $1,071,000 | 1,198 |
| Additional noninterest expense | $2,150,000 | 1,607 |
| Pre-tax net operating income | $689,000 | 3,219 |
| Securities gains (losses) | $157,000 | 861 |
| Applicable income taxes | $86,000 | 2,978 |
| Income before extraordinary items | $760,000 | 2,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $760,000 | 2,763 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $760,000 | 2,763 |
| Net charge-offs | $1,495,000 | 1,126 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $618,700 | 3,050 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 1,837 |
| Total interest expense | $747,000 | 2,183 |
| Net interest income | $3,184,000 | 1,753 |
| Provision for loan and lease losses | $600,000 | 1,247 |
| Total noninterest income | $702,000 | 1,564 |
| Gross Fiduciary activities income | $54,000 | 732 |
| Service charges on deposit accounts | $160,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $488,000 | 1,368 |
| Total noninterest expense | $2,951,000 | 1,681 |
| Salaries and employee benefits | $1,357,000 | 1,829 |
| Premises and equipment expense | $551,000 | 1,194 |
| Additional noninterest expense | $1,043,000 | 1,651 |
| Pre-tax net operating income | $335,000 | 3,318 |
| Securities gains (losses) | $146,000 | 422 |
| Applicable income taxes | $64,000 | 2,633 |
| Income before extraordinary items | $417,000 | 2,574 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $417,000 | 2,573 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $417,000 | 2,574 |
| Net charge-offs | $273,000 | 1,833 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $289,980 | 3,266 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,658,000 | 1,815 |
| Total interest expense | $3,678,000 | 2,151 |
| Net interest income | $12,980,000 | 1,703 |
| Provision for loan and lease losses | $3,940,000 | 1,356 |
| Total noninterest income | $4,599,000 | 1,151 |
| Gross Fiduciary activities income | $221,000 | 743 |
| Service charges on deposit accounts | $899,000 | 1,648 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,479,000 | 959 |
| Total noninterest expense | $11,899,000 | 1,667 |
| Salaries and employee benefits | $5,254,000 | 1,849 |
| Premises and equipment expense | $1,980,000 | 1,307 |
| Additional noninterest expense | $4,665,000 | 1,544 |
| Pre-tax net operating income | $1,740,000 | 2,488 |
| Securities gains (losses) | $-16,000 | 7,066 |
| Applicable income taxes | $194,000 | 2,745 |
| Income before extraordinary items | $1,530,000 | 2,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,530,000 | 2,476 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,530,000 | 2,481 |
| Net charge-offs | $3,328,000 | 1,379 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,544,240 | 2,368 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,534,000 | 1,850 |
| Total interest expense | $2,899,000 | 2,143 |
| Net interest income | $9,635,000 | 1,744 |
| Provision for loan and lease losses | $2,427,000 | 1,459 |
| Total noninterest income | $3,057,000 | 1,243 |
| Gross Fiduciary activities income | $158,000 | 742 |
| Service charges on deposit accounts | $702,000 | 1,641 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,197,000 | 1,040 |
| Total noninterest expense | $8,937,000 | 1,646 |
| Salaries and employee benefits | $4,005,000 | 1,830 |
| Premises and equipment expense | $1,542,000 | 1,286 |
| Additional noninterest expense | $3,390,000 | 1,568 |
| Pre-tax net operating income | $1,328,000 | 2,599 |
| Securities gains (losses) | $-30,000 | 7,292 |
| Applicable income taxes | $159,000 | 2,745 |
| Income before extraordinary items | $1,139,000 | 2,651 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,139,000 | 2,649 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,139,000 | 2,653 |
| Net charge-offs | $1,763,000 | 1,629 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,165,400 | 2,477 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 1,875 |
| Total interest expense | $2,006,000 | 2,152 |
| Net interest income | $6,365,000 | 1,755 |
| Provision for loan and lease losses | $1,410,000 | 1,585 |
| Total noninterest income | $1,721,000 | 1,368 |
| Gross Fiduciary activities income | $103,000 | 755 |
| Service charges on deposit accounts | $462,000 | 1,663 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,156,000 | 1,178 |
| Total noninterest expense | $5,730,000 | 1,727 |
| Salaries and employee benefits | $2,670,000 | 1,840 |
| Premises and equipment expense | $978,000 | 1,354 |
| Additional noninterest expense | $2,082,000 | 1,698 |
| Pre-tax net operating income | $946,000 | 2,482 |
| Securities gains (losses) | $-101,000 | 7,518 |
| Applicable income taxes | $104,000 | 2,746 |
| Income before extraordinary items | $741,000 | 2,657 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $741,000 | 2,652 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $741,000 | 2,656 |
| Net charge-offs | $1,234,000 | 1,532 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $829,880 | 2,345 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 1,853 |
| Total interest expense | $1,053,000 | 2,165 |
| Net interest income | $3,268,000 | 1,740 |
| Provision for loan and lease losses | $458,000 | 1,907 |
| Total noninterest income | $740,000 | 1,521 |
| Gross Fiduciary activities income | $52,000 | 754 |
| Service charges on deposit accounts | $235,000 | 1,632 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $453,000 | 1,395 |
| Total noninterest expense | $2,831,000 | 1,756 |
| Salaries and employee benefits | $1,337,000 | 1,877 |
| Premises and equipment expense | $492,000 | 1,383 |
| Additional noninterest expense | $1,002,000 | 1,742 |
| Pre-tax net operating income | $719,000 | 1,777 |
| Securities gains (losses) | $-43,000 | 7,620 |
| Applicable income taxes | $150,000 | 1,733 |
| Income before extraordinary items | $526,000 | 2,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $526,000 | 2,057 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $526,000 | 2,058 |
| Net charge-offs | $776,000 | 1,236 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $559,540 | 1,871 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,610,000 | 1,919 |
| Total interest expense | $5,608,000 | 2,040 |
| Net interest income | $12,002,000 | 1,844 |
| Provision for loan and lease losses | $3,477,000 | 1,796 |
| Total noninterest income | $5,584,000 | 1,002 |
| Gross Fiduciary activities income | $218,000 | 740 |
| Service charges on deposit accounts | $997,000 | 1,698 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,369,000 | 792 |
| Total noninterest expense | $11,988,000 | 1,696 |
| Salaries and employee benefits | $5,611,000 | 1,761 |
| Premises and equipment expense | $2,040,000 | 1,323 |
| Additional noninterest expense | $4,337,000 | 1,720 |
| Pre-tax net operating income | $2,121,000 | 1,826 |
| Securities gains (losses) | $-404,000 | 7,549 |
| Applicable income taxes | $261,000 | 2,155 |
| Income before extraordinary items | $1,456,000 | 2,164 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,456,000 | 2,162 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,456,000 | 2,164 |
| Net charge-offs | $3,113,000 | 1,565 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,799,400 | 1,802 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,399,000 | 1,926 |
| Total interest expense | $4,457,000 | 2,021 |
| Net interest income | $8,942,000 | 1,850 |
| Provision for loan and lease losses | $1,925,000 | 1,959 |
| Total noninterest income | $4,461,000 | 960 |
| Gross Fiduciary activities income | $143,000 | 762 |
| Service charges on deposit accounts | $744,000 | 1,701 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,574,000 | 754 |
| Total noninterest expense | $9,185,000 | 1,656 |
| Salaries and employee benefits | $4,331,000 | 1,735 |
| Premises and equipment expense | $1,536,000 | 1,336 |
| Additional noninterest expense | $3,318,000 | 1,635 |
| Pre-tax net operating income | $2,293,000 | 1,400 |
| Securities gains (losses) | $-326,000 | 7,673 |
| Applicable income taxes | $475,000 | 1,454 |
| Income before extraordinary items | $1,492,000 | 1,789 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,492,000 | 1,789 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,492,000 | 1,789 |
| Net charge-offs | $2,167,000 | 1,433 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,739,760 | 1,505 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 1,945 |
| Total interest expense | $3,117,000 | 2,030 |
| Net interest income | $5,975,000 | 1,857 |
| Provision for loan and lease losses | $1,172,000 | 1,895 |
| Total noninterest income | $3,439,000 | 866 |
| Gross Fiduciary activities income | $94,000 | 779 |
| Service charges on deposit accounts | $490,000 | 1,702 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,855,000 | 665 |
| Total noninterest expense | $6,240,000 | 1,656 |
| Salaries and employee benefits | $3,009,000 | 1,705 |
| Premises and equipment expense | $1,020,000 | 1,362 |
| Additional noninterest expense | $2,211,000 | 1,644 |
| Pre-tax net operating income | $2,002,000 | 1,141 |
| Securities gains (losses) | $42,000 | 2,018 |
| Applicable income taxes | $607,000 | 920 |
| Income before extraordinary items | $1,437,000 | 1,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,437,000 | 1,320 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,437,000 | 1,320 |
| Net charge-offs | $1,535,000 | 1,325 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,407,600 | 1,311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 1,899 |
| Total interest expense | $1,651,000 | 2,001 |
| Net interest income | $3,042,000 | 1,825 |
| Provision for loan and lease losses | $530,000 | 1,723 |
| Total noninterest income | $1,624,000 | 872 |
| Gross Fiduciary activities income | $41,000 | 812 |
| Service charges on deposit accounts | $260,000 | 1,561 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,323,000 | 685 |
| Total noninterest expense | $3,029,000 | 1,653 |
| Salaries and employee benefits | $1,528,000 | 1,687 |
| Premises and equipment expense | $503,000 | 1,410 |
| Additional noninterest expense | $998,000 | 1,619 |
| Pre-tax net operating income | $1,107,000 | 1,159 |
| Securities gains (losses) | $36,000 | 1,437 |
| Applicable income taxes | $351,000 | 916 |
| Income before extraordinary items | $792,000 | 1,385 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $792,000 | 1,386 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $792,000 | 1,387 |
| Net charge-offs | $120,000 | 2,670 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $767,160 | 1,347 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,064,000 | 1,903 |
| Total interest expense | $8,927,000 | 1,794 |
| Net interest income | $11,137,000 | 1,993 |
| Provision for loan and lease losses | $1,561,000 | 2,107 |
| Total noninterest income | $3,176,000 | 1,496 |
| Gross Fiduciary activities income | $232,000 | 750 |
| Service charges on deposit accounts | $1,125,000 | 1,590 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,819,000 | 1,391 |
| Total noninterest expense | $11,229,000 | 1,729 |
| Salaries and employee benefits | $5,516,000 | 1,847 |
| Premises and equipment expense | $2,133,000 | 1,287 |
| Additional noninterest expense | $3,580,000 | 1,712 |
| Pre-tax net operating income | $1,523,000 | 3,001 |
| Securities gains (losses) | $396,000 | 461 |
| Applicable income taxes | $354,000 | 2,212 |
| Income before extraordinary items | $1,565,000 | 2,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,565,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 2,225 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,240,280 | 2,992 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,374,000 | 1,904 |
| Total interest expense | $7,070,000 | 1,788 |
| Net interest income | $8,304,000 | 2,024 |
| Provision for loan and lease losses | $278,000 | 3,680 |
| Total noninterest income | $2,525,000 | 1,494 |
| Gross Fiduciary activities income | $154,000 | 774 |
| Service charges on deposit accounts | $824,000 | 1,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,547,000 | 1,343 |
| Total noninterest expense | $8,449,000 | 1,720 |
| Salaries and employee benefits | $4,283,000 | 1,811 |
| Premises and equipment expense | $1,591,000 | 1,299 |
| Additional noninterest expense | $2,575,000 | 1,725 |
| Pre-tax net operating income | $2,102,000 | 2,220 |
| Securities gains (losses) | $341,000 | 423 |
| Applicable income taxes | $662,000 | 1,590 |
| Income before extraordinary items | $1,781,000 | 1,973 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,781,000 | 1,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,183 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,532,070 | 2,402 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,432,000 | 1,902 |
| Total interest expense | $5,003,000 | 1,765 |
| Net interest income | $5,429,000 | 2,048 |
| Provision for loan and lease losses | $202,000 | 3,132 |
| Total noninterest income | $1,764,000 | 1,462 |
| Gross Fiduciary activities income | $113,000 | 777 |
| Service charges on deposit accounts | $539,000 | 1,645 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,112,000 | 1,300 |
| Total noninterest expense | $5,653,000 | 1,710 |
| Salaries and employee benefits | $2,885,000 | 1,806 |
| Premises and equipment expense | $1,071,000 | 1,283 |
| Additional noninterest expense | $1,697,000 | 1,724 |
| Pre-tax net operating income | $1,338,000 | 2,412 |
| Securities gains (losses) | $338,000 | 416 |
| Applicable income taxes | $469,000 | 1,678 |
| Income before extraordinary items | $1,207,000 | 2,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,207,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,062 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $963,640 | 2,595 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 1,887 |
| Total interest expense | $2,716,000 | 1,731 |
| Net interest income | $2,716,000 | 2,051 |
| Provision for loan and lease losses | $126,000 | 2,387 |
| Total noninterest income | $933,000 | 1,403 |
| Gross Fiduciary activities income | $59,000 | 777 |
| Service charges on deposit accounts | $256,000 | 1,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $618,000 | 1,213 |
| Total noninterest expense | $2,782,000 | 1,734 |
| Salaries and employee benefits | $1,478,000 | 1,780 |
| Premises and equipment expense | $517,000 | 1,341 |
| Additional noninterest expense | $787,000 | 1,795 |
| Pre-tax net operating income | $741,000 | 2,311 |
| Securities gains (losses) | $166,000 | 506 |
| Applicable income taxes | $267,000 | 1,605 |
| Income before extraordinary items | $640,000 | 2,184 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $640,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 1,190 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $522,140 | 2,523 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,523,000 | 1,882 |
| Total interest expense | $11,662,000 | 1,717 |
| Net interest income | $10,861,000 | 2,078 |
| Provision for loan and lease losses | $1,894,000 | 881 |
| Total noninterest income | $2,453,000 | 1,921 |
| Gross Fiduciary activities income | $190,000 | 814 |
| Service charges on deposit accounts | $994,000 | 1,770 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,269,000 | 1,887 |
| Total noninterest expense | $9,589,000 | 1,931 |
| Salaries and employee benefits | $5,124,000 | 1,967 |
| Premises and equipment expense | $1,901,000 | 1,402 |
| Additional noninterest expense | $2,564,000 | 2,137 |
| Pre-tax net operating income | $1,831,000 | 3,518 |
| Securities gains (losses) | $41,000 | 866 |
| Applicable income taxes | $424,000 | 2,954 |
| Income before extraordinary items | $1,448,000 | 3,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,448,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,059,000 | 979 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,416,430 | 3,551 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,970,000 | 1,872 |
| Total interest expense | $8,790,000 | 1,706 |
| Net interest income | $8,180,000 | 2,085 |
| Provision for loan and lease losses | $393,000 | 1,892 |
| Total noninterest income | $1,787,000 | 1,955 |
| Gross Fiduciary activities income | $144,000 | 801 |
| Service charges on deposit accounts | $723,000 | 1,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $920,000 | 1,942 |
| Total noninterest expense | $7,275,000 | 1,882 |
| Salaries and employee benefits | $3,926,000 | 1,915 |
| Premises and equipment expense | $1,374,000 | 1,452 |
| Additional noninterest expense | $1,975,000 | 2,034 |
| Pre-tax net operating income | $2,299,000 | 2,574 |
| Securities gains (losses) | $24,000 | 782 |
| Applicable income taxes | $687,000 | 2,109 |
| Income before extraordinary items | $1,636,000 | 2,800 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,636,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,091 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,619,200 | 2,795 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,180,000 | 1,912 |
| Total interest expense | $5,727,000 | 1,749 |
| Net interest income | $5,453,000 | 2,123 |
| Provision for loan and lease losses | $247,000 | 1,833 |
| Total noninterest income | $1,107,000 | 2,079 |
| Gross Fiduciary activities income | $90,000 | 833 |
| Service charges on deposit accounts | $442,000 | 1,946 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $575,000 | 2,048 |
| Total noninterest expense | $4,840,000 | 1,904 |
| Salaries and employee benefits | $2,645,000 | 1,929 |
| Premises and equipment expense | $923,000 | 1,441 |
| Additional noninterest expense | $1,272,000 | 2,110 |
| Pre-tax net operating income | $1,473,000 | 2,709 |
| Securities gains (losses) | $16,000 | 755 |
| Applicable income taxes | $443,000 | 2,235 |
| Income before extraordinary items | $1,046,000 | 2,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,046,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 1,925 |
| Cash dividends | $250,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,034,800 | 2,951 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,480,000 | 1,940 |
| Total interest expense | $2,774,000 | 1,783 |
| Net interest income | $2,706,000 | 2,136 |
| Provision for loan and lease losses | $123,000 | 1,733 |
| Total noninterest income | $512,000 | 2,178 |
| Gross Fiduciary activities income | $45,000 | 833 |
| Service charges on deposit accounts | $208,000 | 1,992 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $259,000 | 2,166 |
| Total noninterest expense | $2,388,000 | 1,936 |
| Salaries and employee benefits | $1,329,000 | 1,934 |
| Premises and equipment expense | $434,000 | 1,548 |
| Additional noninterest expense | $625,000 | 2,099 |
| Pre-tax net operating income | $707,000 | 2,779 |
| Securities gains (losses) | $19,000 | 575 |
| Applicable income taxes | $218,000 | 2,276 |
| Income before extraordinary items | $508,000 | 2,997 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $508,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,094 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $494,700 | 3,039 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,648,000 | 2,015 |
| Total interest expense | $8,814,000 | 1,879 |
| Net interest income | $10,834,000 | 2,145 |
| Provision for loan and lease losses | $433,000 | 2,140 |
| Total noninterest income | $2,180,000 | 2,094 |
| Gross Fiduciary activities income | $204,000 | 794 |
| Service charges on deposit accounts | $850,000 | 2,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,126,000 | 2,050 |
| Total noninterest expense | $8,817,000 | 1,998 |
| Salaries and employee benefits | $4,862,000 | 2,007 |
| Premises and equipment expense | $1,722,000 | 1,494 |
| Additional noninterest expense | $2,233,000 | 2,320 |
| Pre-tax net operating income | $3,764,000 | 2,355 |
| Securities gains (losses) | $-38,000 | 7,833 |
| Applicable income taxes | $1,183,000 | 1,971 |
| Income before extraordinary items | $2,543,000 | 2,581 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,543,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,811 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,568,840 | 2,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,175,000 | 2,076 |
| Total interest expense | $6,195,000 | 1,933 |
| Net interest income | $7,980,000 | 2,185 |
| Provision for loan and lease losses | $281,000 | 2,267 |
| Total noninterest income | $1,583,000 | 2,148 |
| Gross Fiduciary activities income | $116,000 | 850 |
| Service charges on deposit accounts | $624,000 | 2,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $843,000 | 2,056 |
| Total noninterest expense | $6,580,000 | 2,009 |
| Salaries and employee benefits | $3,627,000 | 2,009 |
| Premises and equipment expense | $1,283,000 | 1,514 |
| Additional noninterest expense | $1,670,000 | 2,313 |
| Pre-tax net operating income | $2,702,000 | 2,499 |
| Securities gains (losses) | $-48,000 | 8,170 |
| Applicable income taxes | $856,000 | 2,094 |
| Income before extraordinary items | $1,798,000 | 2,796 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,798,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,383 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,830,640 | 2,745 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,005,000 | 2,132 |
| Total interest expense | $3,782,000 | 1,990 |
| Net interest income | $5,223,000 | 2,239 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $1,115,000 | 2,055 |
| Gross Fiduciary activities income | $77,000 | 864 |
| Service charges on deposit accounts | $380,000 | 2,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $658,000 | 1,842 |
| Total noninterest expense | $4,357,000 | 2,018 |
| Salaries and employee benefits | $2,426,000 | 2,012 |
| Premises and equipment expense | $850,000 | 1,531 |
| Additional noninterest expense | $1,081,000 | 2,384 |
| Pre-tax net operating income | $1,801,000 | 2,516 |
| Securities gains (losses) | $-71,000 | 8,454 |
| Applicable income taxes | $565,000 | 2,135 |
| Income before extraordinary items | $1,165,000 | 2,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,165,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,212,570 | 2,765 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 2,158 |
| Total interest expense | $1,754,000 | 2,033 |
| Net interest income | $2,598,000 | 2,241 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $448,000 | 2,354 |
| Gross Fiduciary activities income | $39,000 | 862 |
| Service charges on deposit accounts | $185,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $224,000 | 2,329 |
| Total noninterest expense | $2,131,000 | 2,075 |
| Salaries and employee benefits | $1,197,000 | 2,055 |
| Premises and equipment expense | $404,000 | 1,613 |
| Additional noninterest expense | $530,000 | 2,418 |
| Pre-tax net operating income | $825,000 | 2,642 |
| Securities gains (losses) | $-38,000 | 8,513 |
| Applicable income taxes | $258,000 | 2,220 |
| Income before extraordinary items | $529,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $529,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $554,460 | 2,898 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,339,000 | 2,171 |
| Total interest expense | $4,929,000 | 2,222 |
| Net interest income | $10,410,000 | 2,126 |
| Provision for loan and lease losses | $303,000 | 2,789 |
| Total noninterest income | $1,873,000 | 2,324 |
| Gross Fiduciary activities income | $178,000 | 831 |
| Service charges on deposit accounts | $599,000 | 2,663 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,096,000 | 2,082 |
| Total noninterest expense | $8,387,000 | 1,991 |
| Salaries and employee benefits | $4,528,000 | 2,031 |
| Premises and equipment expense | $1,685,000 | 1,452 |
| Additional noninterest expense | $2,174,000 | 2,303 |
| Pre-tax net operating income | $3,593,000 | 2,412 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $1,226,000 | 1,972 |
| Income before extraordinary items | $2,359,000 | 2,710 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,359,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,364,280 | 2,672 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,135,000 | 2,179 |
| Total interest expense | $3,448,000 | 2,252 |
| Net interest income | $7,687,000 | 2,138 |
| Provision for loan and lease losses | $227,000 | 2,702 |
| Total noninterest income | $1,434,000 | 2,284 |
| Gross Fiduciary activities income | $131,000 | 816 |
| Service charges on deposit accounts | $413,000 | 2,843 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $890,000 | 1,962 |
| Total noninterest expense | $6,156,000 | 2,015 |
| Salaries and employee benefits | $3,371,000 | 2,020 |
| Premises and equipment expense | $1,258,000 | 1,445 |
| Additional noninterest expense | $1,527,000 | 2,409 |
| Pre-tax net operating income | $2,738,000 | 2,396 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $945,000 | 1,957 |
| Income before extraordinary items | $1,793,000 | 2,705 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,793,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,316 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,793,000 | 2,669 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,191,000 | 2,199 |
| Total interest expense | $2,171,000 | 2,256 |
| Net interest income | $5,020,000 | 2,154 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $968,000 | 2,228 |
| Gross Fiduciary activities income | $87,000 | 829 |
| Service charges on deposit accounts | $257,000 | 2,955 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $624,000 | 1,879 |
| Total noninterest expense | $4,130,000 | 1,991 |
| Salaries and employee benefits | $2,255,000 | 2,004 |
| Premises and equipment expense | $853,000 | 1,422 |
| Additional noninterest expense | $1,022,000 | 2,372 |
| Pre-tax net operating income | $1,708,000 | 2,465 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $578,000 | 2,061 |
| Income before extraordinary items | $1,130,000 | 2,805 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,130,000 | 2,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,130,000 | 2,763 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 2,220 |
| Total interest expense | $1,019,000 | 2,304 |
| Net interest income | $2,460,000 | 2,180 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $431,000 | 2,377 |
| Gross Fiduciary activities income | $44,000 | 834 |
| Service charges on deposit accounts | $118,000 | 3,074 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $269,000 | 2,035 |
| Total noninterest expense | $2,063,000 | 2,009 |
| Salaries and employee benefits | $1,152,000 | 1,975 |
| Premises and equipment expense | $426,000 | 1,425 |
| Additional noninterest expense | $485,000 | 2,513 |
| Pre-tax net operating income | $753,000 | 2,695 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $251,000 | 2,265 |
| Income before extraordinary items | $502,000 | 3,040 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $502,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $502,000 | 2,999 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,598,000 | 2,276 |
| Total interest expense | $3,441,000 | 2,340 |
| Net interest income | $9,157,000 | 2,233 |
| Provision for loan and lease losses | $242,000 | 3,303 |
| Total noninterest income | $1,970,000 | 2,221 |
| Gross Fiduciary activities income | $172,000 | 825 |
| Service charges on deposit accounts | $612,000 | 2,664 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,186,000 | 1,922 |
| Total noninterest expense | $8,111,000 | 1,975 |
| Salaries and employee benefits | $4,260,000 | 2,047 |
| Premises and equipment expense | $1,611,000 | 1,428 |
| Additional noninterest expense | $2,240,000 | 2,179 |
| Pre-tax net operating income | $2,774,000 | 2,748 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $900,000 | 2,339 |
| Income before extraordinary items | $1,884,000 | 3,078 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,884,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $1,126,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,877,200 | 3,016 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,273,000 | 2,295 |
| Total interest expense | $2,540,000 | 2,321 |
| Net interest income | $6,733,000 | 2,244 |
| Provision for loan and lease losses | $181,000 | 3,148 |
| Total noninterest income | $1,518,000 | 2,191 |
| Gross Fiduciary activities income | $125,000 | 829 |
| Service charges on deposit accounts | $478,000 | 2,599 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $915,000 | 1,888 |
| Total noninterest expense | $6,053,000 | 1,985 |
| Salaries and employee benefits | $3,091,000 | 2,109 |
| Premises and equipment expense | $1,214,000 | 1,423 |
| Additional noninterest expense | $1,748,000 | 2,068 |
| Pre-tax net operating income | $2,017,000 | 2,862 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $648,000 | 2,439 |
| Income before extraordinary items | $1,379,000 | 3,186 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,379,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,372,200 | 3,119 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 2,277 |
| Total interest expense | $1,701,000 | 2,290 |
| Net interest income | $4,465,000 | 2,244 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $1,087,000 | 2,077 |
| Gross Fiduciary activities income | $83,000 | 834 |
| Service charges on deposit accounts | $310,000 | 2,643 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $694,000 | 1,726 |
| Total noninterest expense | $4,187,000 | 1,908 |
| Salaries and employee benefits | $2,076,000 | 2,107 |
| Premises and equipment expense | $854,000 | 1,346 |
| Additional noninterest expense | $1,257,000 | 1,897 |
| Pre-tax net operating income | $1,245,000 | 3,022 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $396,000 | 2,586 |
| Income before extraordinary items | $864,000 | 3,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $864,000 | 3,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,030 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $853,650 | 3,250 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 2,295 |
| Total interest expense | $881,000 | 2,243 |
| Net interest income | $2,176,000 | 2,294 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $540,000 | 2,039 |
| Gross Fiduciary activities income | $42,000 | 846 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $340,000 | 1,724 |
| Total noninterest expense | $2,067,000 | 1,941 |
| Salaries and employee benefits | $1,047,000 | 2,103 |
| Premises and equipment expense | $432,000 | 1,349 |
| Additional noninterest expense | $588,000 | 2,011 |
| Pre-tax net operating income | $589,000 | 3,119 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $408,000 | 3,447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $408,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,540 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $408,690 | 3,336 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 2,335 |
| Total interest expense | $3,732,000 | 2,372 |
| Net interest income | $8,608,000 | 2,251 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $4,029,000 | 1,330 |
| Gross Fiduciary activities income | $165,000 | 850 |
| Service charges on deposit accounts | $614,000 | 2,651 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,250,000 | 1,022 |
| Total noninterest expense | $7,879,000 | 2,006 |
| Salaries and employee benefits | $4,111,000 | 2,070 |
| Premises and equipment expense | $1,208,000 | 1,895 |
| Additional noninterest expense | $2,560,000 | 1,889 |
| Pre-tax net operating income | $4,568,000 | 1,767 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,601,000 | 1,533 |
| Income before extraordinary items | $2,967,000 | 2,064 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,967,000 | 2,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,967,000 | 1,973 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,328,000 | 2,352 |
| Total interest expense | $2,807,000 | 2,445 |
| Net interest income | $6,521,000 | 2,242 |
| Provision for loan and lease losses | $130,000 | 4,216 |
| Total noninterest income | $2,935,000 | 1,389 |
| Gross Fiduciary activities income | $127,000 | 852 |
| Service charges on deposit accounts | $451,000 | 2,702 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,357,000 | 1,102 |
| Total noninterest expense | $5,732,000 | 2,071 |
| Salaries and employee benefits | $3,094,000 | 2,066 |
| Premises and equipment expense | $900,000 | 1,905 |
| Additional noninterest expense | $1,738,000 | 2,062 |
| Pre-tax net operating income | $3,594,000 | 1,744 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,268,000 | 1,539 |
| Income before extraordinary items | $2,326,000 | 2,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,326,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $375,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,326,000 | 1,941 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 2,387 |
| Total interest expense | $1,825,000 | 2,568 |
| Net interest income | $4,316,000 | 2,255 |
| Provision for loan and lease losses | $70,000 | 4,525 |
| Total noninterest income | $1,572,000 | 1,661 |
| Gross Fiduciary activities income | $89,000 | 836 |
| Service charges on deposit accounts | $286,000 | 2,755 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,197,000 | 1,339 |
| Total noninterest expense | $3,785,000 | 2,085 |
| Salaries and employee benefits | $2,049,000 | 2,076 |
| Premises and equipment expense | $591,000 | 1,928 |
| Additional noninterest expense | $1,145,000 | 2,086 |
| Pre-tax net operating income | $2,033,000 | 2,006 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $702,000 | 1,814 |
| Income before extraordinary items | $1,331,000 | 2,335 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,331,000 | 2,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,331,000 | 2,207 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 2,374 |
| Total interest expense | $901,000 | 2,645 |
| Net interest income | $2,202,000 | 2,217 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $741,000 | 1,695 |
| Gross Fiduciary activities income | $56,000 | 789 |
| Service charges on deposit accounts | $143,000 | 2,678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $542,000 | 1,403 |
| Total noninterest expense | $1,848,000 | 2,117 |
| Salaries and employee benefits | $1,034,000 | 2,045 |
| Premises and equipment expense | $274,000 | 2,079 |
| Additional noninterest expense | $540,000 | 2,180 |
| Pre-tax net operating income | $1,075,000 | 1,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $372,000 | 1,731 |
| Income before extraordinary items | $703,000 | 2,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $125,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $703,000 | 2,068 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,163,000 | 2,330 |
| Total interest expense | $4,647,000 | 2,389 |
| Net interest income | $8,516,000 | 2,274 |
| Provision for loan and lease losses | $328,000 | 3,262 |
| Total noninterest income | $2,782,000 | 1,642 |
| Gross Fiduciary activities income | $133,000 | 931 |
| Service charges on deposit accounts | $579,000 | 2,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,070,000 | 1,276 |
| Total noninterest expense | $6,965,000 | 2,158 |
| Salaries and employee benefits | $3,751,000 | 2,134 |
| Premises and equipment expense | $1,100,000 | 1,997 |
| Additional noninterest expense | $2,114,000 | 2,194 |
| Pre-tax net operating income | $4,005,000 | 1,989 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,495,000 | 1,661 |
| Income before extraordinary items | $2,510,000 | 2,340 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,510,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,510,000 | 2,265 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,463,000 | 2,369 |
| Total interest expense | $7,514,000 | 2,136 |
| Net interest income | $6,949,000 | 2,580 |
| Provision for loan and lease losses | $573,000 | 1,981 |
| Total noninterest income | $2,010,000 | 2,006 |
| Gross Fiduciary activities income | $162,000 | 890 |
| Service charges on deposit accounts | $546,000 | 2,635 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,302,000 | 1,706 |
| Total noninterest expense | $6,282,000 | 2,279 |
| Salaries and employee benefits | $3,437,000 | 2,176 |
| Premises and equipment expense | $785,000 | 2,681 |
| Additional noninterest expense | $2,060,000 | 2,182 |
| Pre-tax net operating income | $2,104,000 | 3,054 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $592,000 | 2,995 |
| Income before extraordinary items | $1,544,000 | 3,156 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,544,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 1,161 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,520,960 | 3,089 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,387,000 | 2,284 |
| Total interest expense | $8,726,000 | 1,978 |
| Net interest income | $6,661,000 | 2,669 |
| Provision for loan and lease losses | $475,000 | 1,976 |
| Total noninterest income | $1,533,000 | 2,307 |
| Gross Fiduciary activities income | $206,000 | 797 |
| Service charges on deposit accounts | $532,000 | 2,546 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $795,000 | 2,157 |
| Total noninterest expense | $6,041,000 | 2,265 |
| Salaries and employee benefits | $3,073,000 | 2,328 |
| Premises and equipment expense | $1,086,000 | 1,912 |
| Additional noninterest expense | $1,882,000 | 2,289 |
| Pre-tax net operating income | $1,678,000 | 3,758 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $511,000 | 3,448 |
| Income before extraordinary items | $1,165,000 | 3,943 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,165,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,633 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,166,400 | 3,929 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 2,376 |
| Total interest expense | $6,947,000 | 2,133 |
| Net interest income | $6,819,000 | 2,571 |
| Provision for loan and lease losses | $505,000 | 1,747 |
| Total noninterest income | $1,483,000 | 2,327 |
| Gross Fiduciary activities income | $181,000 | 888 |
| Service charges on deposit accounts | $537,000 | 2,465 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $765,000 | 2,225 |
| Total noninterest expense | $6,045,000 | 2,259 |
| Salaries and employee benefits | $2,962,000 | 2,371 |
| Premises and equipment expense | $1,060,000 | 1,934 |
| Additional noninterest expense | $2,023,000 | 2,168 |
| Pre-tax net operating income | $1,752,000 | 3,691 |
| Securities gains (losses) | $-154,000 | 10,011 |
| Applicable income taxes | $484,000 | 3,707 |
| Income before extraordinary items | $1,114,000 | 4,096 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,114,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,284 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,221,800 | 3,792 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,025,000 | 2,510 |
| Total interest expense | $6,327,000 | 2,383 |
| Net interest income | $6,698,000 | 2,538 |
| Provision for loan and lease losses | $470,000 | 1,813 |
| Total noninterest income | $1,525,000 | 2,242 |
| Gross Fiduciary activities income | $147,000 | 936 |
| Service charges on deposit accounts | $481,000 | 2,641 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $897,000 | 2,016 |
| Total noninterest expense | $5,331,000 | 2,435 |
| Salaries and employee benefits | $2,757,000 | 2,451 |
| Premises and equipment expense | $935,000 | 2,084 |
| Additional noninterest expense | $1,639,000 | 2,554 |
| Pre-tax net operating income | $2,422,000 | 2,862 |
| Securities gains (losses) | $-52,000 | 10,370 |
| Applicable income taxes | $788,000 | 2,777 |
| Income before extraordinary items | $1,582,000 | 3,117 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,582,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,888 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,616,840 | 2,972 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,126,000 | 2,700 |
| Total interest expense | $5,791,000 | 2,581 |
| Net interest income | $6,335,000 | 2,745 |
| Provision for loan and lease losses | $215,000 | 3,285 |
| Total noninterest income | $1,122,000 | 2,781 |
| Gross Fiduciary activities income | $110,000 | 1,033 |
| Service charges on deposit accounts | $481,000 | 2,722 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $531,000 | 2,703 |
| Total noninterest expense | $4,901,000 | 2,616 |
| Salaries and employee benefits | $2,504,000 | 2,639 |
| Premises and equipment expense | $903,000 | 2,168 |
| Additional noninterest expense | $1,494,000 | 2,746 |
| Pre-tax net operating income | $2,341,000 | 3,078 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $781,000 | 2,986 |
| Income before extraordinary items | $1,560,000 | 3,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,560,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,319 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,560,000 | 3,176 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,240,000 | 2,936 |
| Total interest expense | $5,411,000 | 2,818 |
| Net interest income | $5,829,000 | 3,036 |
| Provision for loan and lease losses | $289,000 | 2,671 |
| Total noninterest income | $1,146,000 | 2,783 |
| Gross Fiduciary activities income | $99,000 | 1,110 |
| Service charges on deposit accounts | $474,000 | 2,858 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $573,000 | 2,648 |
| Total noninterest expense | $4,486,000 | 3,024 |
| Salaries and employee benefits | $2,241,000 | 2,975 |
| Premises and equipment expense | $837,000 | 2,350 |
| Additional noninterest expense | $1,408,000 | 3,294 |
| Pre-tax net operating income | $2,200,000 | 3,161 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $717,000 | 3,127 |
| Income before extraordinary items | $1,483,000 | 3,219 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,483,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 11,209 |
| Cash dividends | $530,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,483,000 | 3,182 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 3,063 |
| Total interest expense | $5,545,000 | 2,765 |
| Net interest income | $5,277,000 | 3,358 |
| Provision for loan and lease losses | $263,000 | 2,476 |
| Total noninterest income | $780,000 | 3,745 |
| Gross Fiduciary activities income | $89,000 | 1,183 |
| Service charges on deposit accounts | $418,000 | 3,220 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $4,402,000 | 3,048 |
| Salaries and employee benefits | $2,106,000 | 3,145 |
| Premises and equipment expense | $810,000 | 2,448 |
| Additional noninterest expense | $1,486,000 | 3,109 |
| Pre-tax net operating income | $1,392,000 | 4,710 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $392,000 | 5,017 |
| Income before extraordinary items | $1,000,000 | 4,633 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,000,000 | 4,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,837 |
| Cash dividends | $480,000 | 3,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,000,000 | 4,598 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 3,738 |
| Total interest expense | $3,837,000 | 3,190 |
| Net interest income | $4,154,000 | 4,236 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $758,000 | 3,886 |
| Gross Fiduciary activities income | $74,000 | 1,239 |
| Service charges on deposit accounts | $390,000 | 3,450 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $294,000 | 4,137 |
| Total noninterest expense | $3,805,000 | 3,576 |
| Salaries and employee benefits | $1,721,000 | 3,789 |
| Premises and equipment expense | $693,000 | 2,856 |
| Additional noninterest expense | $1,391,000 | 3,556 |
| Pre-tax net operating income | $867,000 | 6,554 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $191,000 | 7,499 |
| Income before extraordinary items | $676,000 | 6,048 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $676,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,137 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $676,000 | 6,130 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,132,000 | 3,763 |
| Total interest expense | $4,115,000 | 3,088 |
| Net interest income | $4,017,000 | 4,381 |
| Provision for loan and lease losses | $236,000 | 3,570 |
| Total noninterest income | $992,000 | 3,361 |
| Gross Fiduciary activities income | $90,000 | 1,234 |
| Service charges on deposit accounts | $393,000 | 3,498 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $509,000 | 3,236 |
| Total noninterest expense | $3,692,000 | 3,741 |
| Salaries and employee benefits | $1,745,000 | 3,728 |
| Premises and equipment expense | $687,000 | 2,936 |
| Additional noninterest expense | $1,260,000 | 4,018 |
| Pre-tax net operating income | $1,081,000 | 5,573 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $258,000 | 6,670 |
| Income before extraordinary items | $831,000 | 5,403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $831,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,869 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $824,920 | 5,194 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,572,000 | 4,030 |
| Total interest expense | $4,550,000 | 3,608 |
| Net interest income | $4,022,000 | 4,418 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $710,000 | 4,359 |
| Gross Fiduciary activities income | $65,000 | 1,326 |
| Service charges on deposit accounts | $344,000 | 3,971 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $301,000 | 4,418 |
| Total noninterest expense | $3,448,000 | 3,978 |
| Salaries and employee benefits | $1,668,000 | 3,849 |
| Premises and equipment expense | $651,000 | 3,122 |
| Additional noninterest expense | $1,129,000 | 4,586 |
| Pre-tax net operating income | $934,000 | 5,929 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $769,000 | 5,522 |
| Extraordinary gains, net | $21,000 | 1,217 |
| Net income | $790,000 | 5,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 3,328 |
| Cash dividends | $270,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $745,000 | 5,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.