Home > The Poca Valley Bank, Inc. > Income and Expense

The Poca Valley Bank, Inc., Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,019,0001,494
Total interest expense$2,766,0001,512
Net interest income$5,253,0001,493
Provision for loan and lease losses$468,000614
Total noninterest income$1,095,0001,237
Gross Fiduciary activities income$0918
Service charges on deposit accounts$232,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$863,0001,062
Total noninterest expense$5,197,0001,231
Salaries and employee benefits$2,590,0001,366
Premises and equipment expense$636,0001,037
Additional noninterest expense$863,0001,062
Pre-tax net operating income$683,0002,640
Securities gains (losses)$13,000395
Applicable income taxes$136,0001,862
Income before extraordinary items$560,0002,681
Extraordinary gains, net$047
Net income$560,0002,708
Minority interest net income$065
Net income of bank and minority interests.$560,0002,681
Net charge-offs$68,000918
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$549,6002,715
2024-12-31 (YTD Data)Rank
Total interest income$29,889,0001,565
Total interest expense$10,506,0001,621
Net interest income$19,383,0001,516
Provision for loan and lease losses$512,0001,363
Total noninterest income$4,516,0001,258
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,013,0001,010
Trading account gains and feesNANA
Additional Noninterest Income$3,503,0001,082
Total noninterest expense$19,184,0001,288
Salaries and employee benefits$10,013,0001,385
Premises and equipment expense$2,275,0001,100
Additional noninterest expense$3,503,0001,082
Pre-tax net operating income$4,203,0002,076
Securities gains (losses)$0940
Applicable income taxes$951,0001,437
Income before extraordinary items$3,252,0002,188
Extraordinary gains, net$053
Net income$3,252,0002,211
Minority interest net income$090
Net income of bank and minority interests.$3,252,0002,189
Net charge-offs$674,000813
Cash dividends$1,350,0001,987
Sale, conversion, retirement of capital stock, net$0564
Net operating income$3,252,0002,197
2024-09-30 (YTD Data)Rank
Total interest income$21,760,0001,581
Total interest expense$7,569,0001,660
Net interest income$14,191,0001,528
Provision for loan and lease losses$465,0001,135
Total noninterest income$3,518,0001,219
Gross Fiduciary activities income$0972
Service charges on deposit accounts$750,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$2,768,0001,057
Total noninterest expense$14,211,0001,285
Salaries and employee benefits$7,308,0001,397
Premises and equipment expense$1,667,0001,118
Additional noninterest expense$2,768,0001,057
Pre-tax net operating income$3,033,0002,118
Securities gains (losses)$0930
Applicable income taxes$659,0001,506
Income before extraordinary items$2,374,0002,218
Extraordinary gains, net$051
Net income$2,374,0002,242
Minority interest net income$082
Net income of bank and minority interests.$2,374,0002,220
Net charge-offs$307,000901
Cash dividends$150,0002,830
Sale, conversion, retirement of capital stock, net$0527
Net operating income$2,374,0002,220
2024-06-30 (YTD Data)Rank
Total interest income$14,199,0001,596
Total interest expense$4,791,0001,683
Net interest income$9,408,0001,522
Provision for loan and lease losses$446,000896
Total noninterest income$2,293,0001,232
Gross Fiduciary activities income$0962
Service charges on deposit accounts$486,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$1,807,0001,075
Total noninterest expense$9,496,0001,286
Salaries and employee benefits$4,854,0001,408
Premises and equipment expense$1,125,0001,114
Additional noninterest expense$1,807,0001,075
Pre-tax net operating income$1,759,0002,263
Securities gains (losses)$0628
Applicable income taxes$367,0001,600
Income before extraordinary items$1,392,0002,361
Extraordinary gains, net$052
Net income$1,392,0002,390
Minority interest net income$084
Net income of bank and minority interests.$1,392,0002,364
Net charge-offs$199,000813
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,392,0002,360
2024-03-31 (YTD Data)Rank
Total interest income$6,921,0001,608
Total interest expense$2,255,0001,734
Net interest income$4,666,0001,520
Provision for loan and lease losses$399,000566
Total noninterest income$1,148,0001,220
Gross Fiduciary activities income$0895
Service charges on deposit accounts$235,0001,039
Trading account gains and feesNANA
Additional Noninterest Income$913,0001,046
Total noninterest expense$4,950,0001,233
Salaries and employee benefits$2,478,0001,381
Premises and equipment expense$571,0001,115
Additional noninterest expense$913,0001,046
Pre-tax net operating income$465,0002,888
Securities gains (losses)$0689
Applicable income taxes$74,0002,120
Income before extraordinary items$391,0002,938
Extraordinary gains, net$051
Net income$391,0002,969
Minority interest net income$072
Net income of bank and minority interests.$391,0002,939
Net charge-offs$111,000684
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$391,0002,941
2023-12-31 (YTD Data)Rank
Total interest income$24,068,0001,655
Total interest expense$5,647,0001,891
Net interest income$18,421,0001,542
Provision for loan and lease losses$889,000901
Total noninterest income$4,514,0001,262
Gross Fiduciary activities income$0981
Service charges on deposit accounts$989,000994
Trading account gains and feesNANA
Additional Noninterest Income$3,525,0001,135
Total noninterest expense$18,668,0001,281
Salaries and employee benefits$9,733,0001,368
Premises and equipment expense$2,013,0001,211
Additional noninterest expense$3,525,0001,135
Pre-tax net operating income$3,378,0002,371
Securities gains (losses)$-494,0004,181
Applicable income taxes$526,0001,863
Income before extraordinary items$2,358,0002,614
Extraordinary gains, net$054
Net income$2,358,0002,640
Minority interest net income$088
Net income of bank and minority interests.$2,358,0002,616
Net charge-offs$628,000671
Cash dividends$150,0003,235
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,763,0802,447
2023-09-30 (YTD Data)Rank
Total interest income$17,528,0001,664
Total interest expense$3,668,0001,922
Net interest income$13,860,0001,545
Provision for loan and lease losses$358,0001,228
Total noninterest income$3,473,0001,242
Gross Fiduciary activities income$0950
Service charges on deposit accounts$736,0001,001
Trading account gains and feesNANA
Additional Noninterest Income$2,737,0001,103
Total noninterest expense$13,731,0001,288
Salaries and employee benefits$7,149,0001,388
Premises and equipment expense$1,519,0001,207
Additional noninterest expense$2,737,0001,103
Pre-tax net operating income$3,244,0002,137
Securities gains (losses)$0849
Applicable income taxes$716,0001,513
Income before extraordinary items$2,528,0002,249
Extraordinary gains, net$052
Net income$2,528,0002,271
Minority interest net income$081
Net income of bank and minority interests.$2,528,0002,251
Net charge-offs$284,000748
Cash dividends$100,0002,909
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,528,0002,273
2023-06-30 (YTD Data)Rank
Total interest income$11,291,0001,675
Total interest expense$2,025,0002,013
Net interest income$9,266,0001,556
Provision for loan and lease losses$279,0001,109
Total noninterest income$2,333,0001,183
Gross Fiduciary activities income$0931
Service charges on deposit accounts$477,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$1,856,0001,027
Total noninterest expense$8,752,0001,334
Salaries and employee benefits$4,626,0001,411
Premises and equipment expense$974,0001,241
Additional noninterest expense$1,856,0001,026
Pre-tax net operating income$2,568,0001,928
Securities gains (losses)$0938
Applicable income taxes$535,0001,446
Income before extraordinary items$2,033,0002,046
Extraordinary gains, net$051
Net income$2,033,0002,071
Minority interest net income$081
Net income of bank and minority interests.$2,033,0002,046
Net charge-offs$180,000711
Cash dividends$100,0002,739
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,033,0002,062
2023-03-31 (YTD Data)Rank
Total interest income$5,437,0001,708
Total interest expense$803,0002,101
Net interest income$4,634,0001,562
Provision for loan and lease losses$250,000770
Total noninterest income$1,147,0001,206
Gross Fiduciary activities income$0913
Service charges on deposit accounts$230,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$917,0001,035
Total noninterest expense$4,309,0001,359
Salaries and employee benefits$2,238,0001,478
Premises and equipment expense$518,0001,215
Additional noninterest expense$917,0001,035
Pre-tax net operating income$1,222,0002,047
Securities gains (losses)$0950
Applicable income taxes$270,0001,473
Income before extraordinary items$952,0002,161
Extraordinary gains, net$04
Net income$952,0002,161
Minority interest net income$048
Net income of bank and minority interests.$952,0002,161
Net charge-offs$67,000703
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$952,0002,182
2022-12-31 (YTD Data)Rank
Total interest income$18,509,0001,677
Total interest expense$1,066,0002,330
Net interest income$17,443,0001,600
Provision for loan and lease losses$150,0001,951
Total noninterest income$4,005,0001,371
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$996,0001,021
Trading account gains and feesNANA
Additional Noninterest Income$3,009,0001,256
Total noninterest expense$16,274,0001,386
Salaries and employee benefits$9,188,0001,408
Premises and equipment expense$1,455,0001,566
Additional noninterest expense$3,009,0001,256
Pre-tax net operating income$5,024,0002,039
Securities gains (losses)$-30,0003,652
Applicable income taxes$1,032,0001,528
Income before extraordinary items$3,962,0002,118
Extraordinary gains, net$05
Net income$3,962,0002,117
Minority interest net income$063
Net income of bank and minority interests.$3,962,0002,117
Net charge-offs$139,0001,085
Cash dividends$860,0002,279
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,985,7002,143
2022-09-30 (YTD Data)Rank
Total interest income$13,302,0001,678
Total interest expense$641,0002,316
Net interest income$12,661,0001,626
Provision for loan and lease losses$02,835
Total noninterest income$3,036,0001,378
Gross Fiduciary activities income$0968
Service charges on deposit accounts$742,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$2,294,0001,270
Total noninterest expense$12,065,0001,393
Salaries and employee benefits$6,768,0001,425
Premises and equipment expense$1,142,0001,522
Additional noninterest expense$2,294,0001,270
Pre-tax net operating income$3,632,0002,049
Securities gains (losses)$0740
Applicable income taxes$797,0001,506
Income before extraordinary items$2,835,0002,150
Extraordinary gains, net$04
Net income$2,835,0002,149
Minority interest net income$057
Net income of bank and minority interests.$2,835,0002,149
Net charge-offs$116,000876
Cash dividends$250,0002,612
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,835,0002,182
2022-06-30 (YTD Data)Rank
Total interest income$8,577,0001,680
Total interest expense$418,0002,195
Net interest income$8,159,0001,636
Provision for loan and lease losses$02,599
Total noninterest income$2,038,0001,363
Gross Fiduciary activities income$0925
Service charges on deposit accounts$470,0001,055
Trading account gains and feesNANA
Additional Noninterest Income$1,568,0001,278
Total noninterest expense$7,851,0001,403
Salaries and employee benefits$4,441,0001,444
Premises and equipment expense$741,0001,560
Additional noninterest expense$2,669,0001,268
Pre-tax net operating income$2,346,0002,007
Securities gains (losses)$0687
Applicable income taxes$509,0001,474
Income before extraordinary items$1,837,0002,094
Extraordinary gains, net$04
Net income$1,837,0002,095
Minority interest net income$060
Net income of bank and minority interests.$1,837,0002,094
Net charge-offs$85,000786
Cash dividends$250,0002,345
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,837,0002,136
2022-03-31 (YTD Data)Rank
Total interest income$4,183,0001,672
Total interest expense$212,0002,123
Net interest income$3,971,0001,628
Provision for loan and lease losses$02,285
Total noninterest income$1,022,0001,354
Gross Fiduciary activities income$0892
Service charges on deposit accounts$232,0001,061
Trading account gains and feesNANA
Additional Noninterest Income$790,0001,261
Total noninterest expense$3,800,0001,440
Salaries and employee benefits$2,194,0001,464
Premises and equipment expense$281,0001,930
Additional noninterest expense$1,325,0001,267
Pre-tax net operating income$1,193,0001,928
Securities gains (losses)$0623
Applicable income taxes$255,0001,434
Income before extraordinary items$938,0001,996
Extraordinary gains, net$04
Net income$938,0001,995
Minority interest net income$050
Net income of bank and minority interests.$938,0001,996
Net charge-offs$31,000827
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$938,0002,014
2021-12-31 (YTD Data)Rank
Total interest income$16,832,0001,704
Total interest expense$1,077,0002,113
Net interest income$15,755,0001,665
Provision for loan and lease losses$100,0002,175
Total noninterest income$4,264,0001,454
Gross Fiduciary activities income$0994
Service charges on deposit accounts$830,0001,112
Trading account gains and feesNANA
Additional Noninterest Income$3,434,0001,376
Total noninterest expense$15,312,0001,423
Salaries and employee benefits$8,459,0001,499
Premises and equipment expense$1,373,0001,633
Additional noninterest expense$5,480,0001,233
Pre-tax net operating income$4,607,0002,161
Securities gains (losses)$02,062
Applicable income taxes$956,0001,630
Income before extraordinary items$3,651,0002,291
Extraordinary gains, net$010
Net income$3,651,0002,292
Minority interest net income$074
Net income of bank and minority interests.$3,651,0002,292
Net charge-offs$163,0001,119
Cash dividends$800,0002,415
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,651,0002,266
2021-09-30 (YTD Data)Rank
Total interest income$12,607,0001,735
Total interest expense$854,0002,116
Net interest income$11,753,0001,693
Provision for loan and lease losses$100,0001,926
Total noninterest income$3,147,0001,508
Gross Fiduciary activities income$0957
Service charges on deposit accounts$594,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$2,553,0001,431
Total noninterest expense$11,461,0001,434
Salaries and employee benefits$6,316,0001,500
Premises and equipment expense$1,073,0001,603
Additional noninterest expense$4,072,0001,231
Pre-tax net operating income$3,339,0002,286
Securities gains (losses)$02,015
Applicable income taxes$746,0001,686
Income before extraordinary items$2,593,0002,467
Extraordinary gains, net$08
Net income$2,593,0002,467
Minority interest net income$069
Net income of bank and minority interests.$2,593,0002,467
Net charge-offs$106,0001,052
Cash dividends$600,0002,145
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,593,0002,439
2021-06-30 (YTD Data)Rank
Total interest income$8,378,0001,736
Total interest expense$627,0002,044
Net interest income$7,751,0001,697
Provision for loan and lease losses$100,0001,668
Total noninterest income$2,043,0001,504
Gross Fiduciary activities income$0951
Service charges on deposit accounts$367,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$1,676,0001,419
Total noninterest expense$7,699,0001,418
Salaries and employee benefits$4,191,0001,503
Premises and equipment expense$785,0001,487
Additional noninterest expense$2,723,0001,218
Pre-tax net operating income$1,995,0002,405
Securities gains (losses)$01,818
Applicable income taxes$355,0001,904
Income before extraordinary items$1,640,0002,506
Extraordinary gains, net$06
Net income$1,640,0002,506
Minority interest net income$067
Net income of bank and minority interests.$1,640,0002,506
Net charge-offs$114,000858
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,640,0002,471
2021-03-31 (YTD Data)Rank
Total interest income$4,217,0001,728
Total interest expense$350,0001,970
Net interest income$3,867,0001,684
Provision for loan and lease losses$02,741
Total noninterest income$999,0001,516
Gross Fiduciary activities income$0922
Service charges on deposit accounts$186,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$813,0001,450
Total noninterest expense$3,738,0001,445
Salaries and employee benefits$2,120,0001,471
Premises and equipment expense$405,0001,474
Additional noninterest expense$1,213,0001,315
Pre-tax net operating income$1,128,0002,220
Securities gains (losses)$01,392
Applicable income taxes$255,0001,628
Income before extraordinary items$873,0002,396
Extraordinary gains, net$03
Net income$873,0002,394
Minority interest net income$055
Net income of bank and minority interests.$873,0002,396
Net charge-offs$100,000618
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$873,0002,349
2020-12-31 (YTD Data)Rank
Total interest income$16,662,0001,735
Total interest expense$1,907,0002,032
Net interest income$14,755,0001,672
Provision for loan and lease losses$650,0001,994
Total noninterest income$4,134,0001,432
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$922,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$3,212,0001,377
Total noninterest expense$15,029,0001,406
Salaries and employee benefits$8,266,0001,472
Premises and equipment expense$1,627,0001,431
Additional noninterest expense$5,136,0001,243
Pre-tax net operating income$3,210,0002,351
Securities gains (losses)$02,675
Applicable income taxes$635,0001,776
Income before extraordinary items$2,575,0002,513
Extraordinary gains, net$04
Net income$2,575,0002,513
Minority interest net income$072
Net income of bank and minority interests.$2,575,0002,513
Net charge-offs$476,0001,000
Cash dividends$1,964,0001,563
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,575,0002,457
2020-09-30 (YTD Data)Rank
Total interest income$12,311,0001,768
Total interest expense$1,498,0002,062
Net interest income$10,813,0001,703
Provision for loan and lease losses$650,0001,727
Total noninterest income$2,992,0001,427
Gross Fiduciary activities income$0981
Service charges on deposit accounts$689,0001,016
Trading account gains and feesNANA
Additional Noninterest Income$2,303,0001,370
Total noninterest expense$11,296,0001,388
Salaries and employee benefits$6,192,0001,453
Premises and equipment expense$1,282,0001,366
Additional noninterest expense$3,822,0001,229
Pre-tax net operating income$1,859,0002,690
Securities gains (losses)$02,494
Applicable income taxes$393,0001,886
Income before extraordinary items$1,466,0002,860
Extraordinary gains, net$04
Net income$1,466,0002,859
Minority interest net income$065
Net income of bank and minority interests.$1,466,0002,860
Net charge-offs$243,0001,140
Cash dividends$564,0002,213
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,466,0002,812
2020-06-30 (YTD Data)Rank
Total interest income$8,124,0001,808
Total interest expense$1,050,0002,082
Net interest income$7,074,0001,724
Provision for loan and lease losses$650,0001,384
Total noninterest income$1,967,0001,374
Gross Fiduciary activities income$0970
Service charges on deposit accounts$461,0001,024
Trading account gains and feesNANA
Additional Noninterest Income$1,506,0001,320
Total noninterest expense$7,532,0001,383
Salaries and employee benefits$4,056,0001,472
Premises and equipment expense$832,0001,395
Additional noninterest expense$2,644,0001,185
Pre-tax net operating income$859,0003,144
Securities gains (losses)$02,249
Applicable income taxes$163,0002,219
Income before extraordinary items$696,0003,284
Extraordinary gains, net$04
Net income$696,0003,283
Minority interest net income$065
Net income of bank and minority interests.$696,0003,284
Net charge-offs$179,0001,064
Cash dividends$564,0001,850
Sale, conversion, retirement of capital stock, net$0504
Net operating income$696,0003,227
2020-03-31 (YTD Data)Rank
Total interest income$4,137,0001,770
Total interest expense$565,0002,127
Net interest income$3,572,0001,675
Provision for loan and lease losses$500,000883
Total noninterest income$990,0001,291
Gross Fiduciary activities income$0941
Service charges on deposit accounts$288,000985
Trading account gains and feesNANA
Additional Noninterest Income$702,0001,236
Total noninterest expense$3,775,0001,391
Salaries and employee benefits$2,006,0001,494
Premises and equipment expense$437,0001,339
Additional noninterest expense$1,332,0001,198
Pre-tax net operating income$287,0003,450
Securities gains (losses)$01,705
Applicable income taxes$47,0002,451
Income before extraordinary items$240,0003,528
Extraordinary gains, net$04
Net income$240,0003,529
Minority interest net income$056
Net income of bank and minority interests.$240,0003,529
Net charge-offs$70,0001,049
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$240,0003,502
2019-12-31 (YTD Data)Rank
Total interest income$17,094,0001,734
Total interest expense$2,202,0002,201
Net interest income$14,892,0001,603
Provision for loan and lease losses$900,000972
Total noninterest income$4,183,0001,265
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,189,000984
Trading account gains and feesNANA
Additional Noninterest Income$2,994,0001,201
Total noninterest expense$14,824,0001,379
Salaries and employee benefits$8,183,0001,430
Premises and equipment expense$1,797,0001,275
Additional noninterest expense$4,844,0001,284
Pre-tax net operating income$3,351,0002,302
Securities gains (losses)$370,000445
Applicable income taxes$712,0001,699
Income before extraordinary items$3,009,0002,290
Extraordinary gains, net$011
Net income$3,009,0002,292
Minority interest net income$076
Net income of bank and minority interests.$3,009,0002,292
Net charge-offs$395,0001,197
Cash dividends$2,661,0001,302
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,709,3002,411
2019-09-30 (YTD Data)Rank
Total interest income$12,778,0001,758
Total interest expense$1,631,0002,233
Net interest income$11,147,0001,632
Provision for loan and lease losses$400,0001,347
Total noninterest income$3,116,0001,264
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$881,000998
Trading account gains and feesNANA
Additional Noninterest Income$2,235,0001,202
Total noninterest expense$11,268,0001,364
Salaries and employee benefits$6,098,0001,443
Premises and equipment expense$1,380,0001,257
Additional noninterest expense$3,790,0001,229
Pre-tax net operating income$2,595,0002,316
Securities gains (losses)$217,000502
Applicable income taxes$792,0001,427
Income before extraordinary items$2,020,0002,508
Extraordinary gains, net$011
Net income$2,020,0002,509
Minority interest net income$072
Net income of bank and minority interests.$2,020,0002,509
Net charge-offs$270,0001,098
Cash dividends$2,662,000962
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,848,5702,618
2019-06-30 (YTD Data)Rank
Total interest income$8,416,0001,780
Total interest expense$1,072,0002,240
Net interest income$7,344,0001,658
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,984,0001,284
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$565,0001,019
Trading account gains and feesNANA
Additional Noninterest Income$1,419,0001,207
Total noninterest expense$7,464,0001,375
Salaries and employee benefits$3,989,0001,467
Premises and equipment expense$878,0001,318
Additional noninterest expense$2,597,0001,216
Pre-tax net operating income$1,714,0002,299
Securities gains (losses)$01,702
Applicable income taxes$382,0001,662
Income before extraordinary items$1,332,0002,493
Extraordinary gains, net$011
Net income$1,332,0002,493
Minority interest net income$069
Net income of bank and minority interests.$1,332,0002,493
Net charge-offs$112,0001,344
Cash dividends$2,150,000820
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,332,0002,468
2019-03-31 (YTD Data)Rank
Total interest income$4,178,0001,788
Total interest expense$566,0002,139
Net interest income$3,612,0001,696
Provision for loan and lease losses$03,406
Total noninterest income$996,0001,237
Gross Fiduciary activities income$0972
Service charges on deposit accounts$280,0001,013
Trading account gains and feesNANA
Additional Noninterest Income$716,0001,151
Total noninterest expense$3,776,0001,365
Salaries and employee benefits$2,032,0001,438
Premises and equipment expense$443,0001,328
Additional noninterest expense$1,301,0001,201
Pre-tax net operating income$832,0002,312
Securities gains (losses)$01,087
Applicable income taxes$181,0001,669
Income before extraordinary items$651,0002,469
Extraordinary gains, net$05
Net income$651,0002,468
Minority interest net income$052
Net income of bank and minority interests.$651,0002,468
Net charge-offs$65,0001,074
Cash dividends$2,150,000477
Sale, conversion, retirement of capital stock, net$0529
Net operating income$651,0002,457
2018-12-31 (YTD Data)Rank
Total interest income$15,439,0001,819
Total interest expense$1,421,0002,431
Net interest income$14,018,0001,707
Provision for loan and lease losses$650,0001,210
Total noninterest income$4,387,0001,188
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,207,000987
Trading account gains and feesNANA
Additional Noninterest Income$3,180,0001,099
Total noninterest expense$14,375,0001,406
Salaries and employee benefits$7,686,0001,470
Premises and equipment expense$1,765,0001,309
Additional noninterest expense$4,924,0001,256
Pre-tax net operating income$3,380,0002,330
Securities gains (losses)$6,000806
Applicable income taxes$739,0001,642
Income before extraordinary items$2,647,0002,508
Extraordinary gains, net$06
Net income$2,647,0002,507
Minority interest net income$072
Net income of bank and minority interests.$2,647,0002,507
Net charge-offs$905,000645
Cash dividends$2,025,0001,441
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,642,2602,506
2018-09-30 (YTD Data)Rank
Total interest income$11,313,0001,840
Total interest expense$945,0002,527
Net interest income$10,368,0001,725
Provision for loan and lease losses$300,0001,565
Total noninterest income$3,202,0001,215
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$899,000989
Trading account gains and feesNANA
Additional Noninterest Income$2,303,0001,142
Total noninterest expense$10,773,0001,409
Salaries and employee benefits$5,659,0001,482
Premises and equipment expense$1,325,0001,303
Additional noninterest expense$3,789,0001,229
Pre-tax net operating income$2,497,0002,394
Securities gains (losses)$6,000797
Applicable income taxes$530,0001,737
Income before extraordinary items$1,973,0002,543
Extraordinary gains, net$05
Net income$1,973,0002,542
Minority interest net income$066
Net income of bank and minority interests.$1,973,0002,542
Net charge-offs$696,000579
Cash dividends$1,723,0001,192
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,968,2602,538
2018-06-30 (YTD Data)Rank
Total interest income$7,412,0001,855
Total interest expense$580,0002,577
Net interest income$6,832,0001,747
Provision for loan and lease losses$03,782
Total noninterest income$2,068,0001,247
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$592,000999
Trading account gains and feesNANA
Additional Noninterest Income$1,476,0001,173
Total noninterest expense$7,120,0001,424
Salaries and employee benefits$3,656,0001,541
Premises and equipment expense$887,0001,308
Additional noninterest expense$2,577,0001,209
Pre-tax net operating income$1,780,0002,262
Securities gains (losses)$0961
Applicable income taxes$380,0001,652
Income before extraordinary items$1,400,0002,417
Extraordinary gains, net$06
Net income$1,400,0002,416
Minority interest net income$065
Net income of bank and minority interests.$1,400,0002,416
Net charge-offs$347,000671
Cash dividends$1,222,0001,138
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,400,0002,411
2018-03-31 (YTD Data)Rank
Total interest income$3,624,0001,874
Total interest expense$284,0002,554
Net interest income$3,340,0001,777
Provision for loan and lease losses$03,508
Total noninterest income$852,0001,423
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$301,000989
Trading account gains and feesNANA
Additional Noninterest Income$551,0001,409
Total noninterest expense$3,567,0001,427
Salaries and employee benefits$1,934,0001,475
Premises and equipment expense$423,0001,382
Additional noninterest expense$1,210,0001,268
Pre-tax net operating income$625,0002,749
Securities gains (losses)$0735
Applicable income taxes$121,0001,995
Income before extraordinary items$504,0002,888
Extraordinary gains, net$07
Net income$504,0002,888
Minority interest net income$052
Net income of bank and minority interests.$504,0002,888
Net charge-offs$54,0001,158
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$504,0002,872
2017-12-31 (YTD Data)Rank
Total interest income$14,232,0001,858
Total interest expense$1,102,0002,388
Net interest income$13,130,0001,761
Provision for loan and lease losses$397,0001,669
Total noninterest income$3,948,0001,299
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,282,000949
Trading account gains and feesNANA
Additional Noninterest Income$2,666,0001,269
Total noninterest expense$13,100,0001,517
Salaries and employee benefits$6,872,0001,617
Premises and equipment expense$1,727,0001,331
Additional noninterest expense$4,501,0001,357
Pre-tax net operating income$3,581,0002,207
Securities gains (losses)$32,0001,113
Applicable income taxes$1,475,0001,557
Income before extraordinary items$2,138,0002,578
Extraordinary gains, net$09
Net income$2,138,0002,578
Minority interest net income$076
Net income of bank and minority interests.$2,138,0002,578
Net charge-offs$311,0001,455
Cash dividends$478,0003,017
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,117,5202,569
2017-09-30 (YTD Data)Rank
Total interest income$10,564,0001,873
Total interest expense$819,0002,372
Net interest income$9,745,0001,784
Provision for loan and lease losses$397,0001,368
Total noninterest income$3,047,0001,290
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$959,000955
Trading account gains and feesNANA
Additional Noninterest Income$2,088,0001,238
Total noninterest expense$9,885,0001,516
Salaries and employee benefits$5,276,0001,582
Premises and equipment expense$1,271,0001,369
Additional noninterest expense$3,338,0001,374
Pre-tax net operating income$2,510,0002,359
Securities gains (losses)$32,0001,084
Applicable income taxes$814,0001,653
Income before extraordinary items$1,728,0002,633
Extraordinary gains, net$09
Net income$1,728,0002,633
Minority interest net income$071
Net income of bank and minority interests.$1,728,0002,633
Net charge-offs$73,0002,169
Cash dividends$222,0003,073
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,706,2402,636
2017-06-30 (YTD Data)Rank
Total interest income$6,957,0001,878
Total interest expense$546,0002,336
Net interest income$6,411,0001,793
Provision for loan and lease losses$397,000995
Total noninterest income$2,007,0001,304
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$634,000953
Trading account gains and feesNANA
Additional Noninterest Income$1,373,0001,254
Total noninterest expense$6,357,0001,557
Salaries and employee benefits$3,323,0001,676
Premises and equipment expense$782,0001,471
Additional noninterest expense$2,252,0001,358
Pre-tax net operating income$1,664,0002,314
Securities gains (losses)$11,0001,225
Applicable income taxes$542,0001,619
Income before extraordinary items$1,133,0002,623
Extraordinary gains, net$011
Net income$1,133,0002,622
Minority interest net income$071
Net income of bank and minority interests.$1,133,0002,623
Net charge-offs$-34,0005,179
Cash dividends$222,0002,765
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,125,5202,611
2017-03-31 (YTD Data)Rank
Total interest income$3,459,0001,879
Total interest expense$273,0002,314
Net interest income$3,186,0001,794
Provision for loan and lease losses$397,000546
Total noninterest income$792,0001,516
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$309,000970
Trading account gains and feesNANA
Additional Noninterest Income$483,0001,556
Total noninterest expense$3,046,0001,631
Salaries and employee benefits$1,549,0001,789
Premises and equipment expense$406,0001,429
Additional noninterest expense$1,091,0001,386
Pre-tax net operating income$535,0002,974
Securities gains (losses)$-4,0005,562
Applicable income taxes$152,0002,100
Income before extraordinary items$379,0003,231
Extraordinary gains, net$08
Net income$379,0003,229
Minority interest net income$055
Net income of bank and minority interests.$379,0003,231
Net charge-offs$-133,0005,657
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$381,8403,193
2016-12-31 (YTD Data)Rank
Total interest income$13,682,0001,858
Total interest expense$1,068,0002,305
Net interest income$12,614,0001,782
Provision for loan and lease losses$600,0001,295
Total noninterest income$3,621,0001,446
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,114,0001,097
Trading account gains and fees$0170
Additional Noninterest Income$2,507,0001,371
Total noninterest expense$12,471,0001,558
Salaries and employee benefits$6,201,0001,738
Premises and equipment expense$1,576,0001,449
Additional noninterest expense$4,694,0001,333
Pre-tax net operating income$3,164,0002,316
Securities gains (losses)$137,0001,114
Applicable income taxes$1,018,0001,628
Income before extraordinary items$2,283,0002,559
Extraordinary gains, net$05
Net income$2,283,0002,557
Minority interest net income$082
Net income of bank and minority interests.$2,283,0002,558
Net charge-offs$267,0001,650
Cash dividends$410,0003,183
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,188,4702,576
2016-09-30 (YTD Data)Rank
Total interest income$10,174,0001,873
Total interest expense$802,0002,308
Net interest income$9,372,0001,796
Provision for loan and lease losses$150,0002,338
Total noninterest income$2,706,0001,441
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$773,0001,174
Trading account gains and fees$0169
Additional Noninterest Income$1,933,0001,341
Total noninterest expense$9,153,0001,588
Salaries and employee benefits$4,577,0001,763
Premises and equipment expense$1,153,0001,490
Additional noninterest expense$3,423,0001,362
Pre-tax net operating income$2,775,0002,074
Securities gains (losses)$128,0001,092
Applicable income taxes$1,008,0001,404
Income before extraordinary items$1,895,0002,433
Extraordinary gains, net$05
Net income$1,895,0002,433
Minority interest net income$071
Net income of bank and minority interests.$1,895,0002,433
Net charge-offs$61,0002,449
Cash dividends$189,0003,181
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,811,8002,451
2016-06-30 (YTD Data)Rank
Total interest income$6,714,0001,884
Total interest expense$537,0002,314
Net interest income$6,177,0001,817
Provision for loan and lease losses$04,017
Total noninterest income$1,613,0001,535
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$511,0001,167
Trading account gains and fees$0157
Additional Noninterest Income$1,102,0001,449
Total noninterest expense$5,876,0001,653
Salaries and employee benefits$2,995,0001,786
Premises and equipment expense$774,0001,477
Additional noninterest expense$2,107,0001,465
Pre-tax net operating income$1,914,0002,012
Securities gains (losses)$128,000815
Applicable income taxes$677,0001,392
Income before extraordinary items$1,365,0002,283
Extraordinary gains, net$016
Net income$1,365,0002,282
Minority interest net income$071
Net income of bank and minority interests.$1,365,0002,282
Net charge-offs$38,0002,355
Cash dividends$189,0002,908
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,279,2402,326
2016-03-31 (YTD Data)Rank
Total interest income$3,346,0001,892
Total interest expense$268,0002,327
Net interest income$3,078,0001,823
Provision for loan and lease losses$03,656
Total noninterest income$833,0001,477
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$250,0001,185
Trading account gains and fees$0142
Additional Noninterest Income$583,0001,371
Total noninterest expense$2,999,0001,620
Salaries and employee benefits$1,538,0001,748
Premises and equipment expense$397,0001,457
Additional noninterest expense$1,064,0001,439
Pre-tax net operating income$912,0002,053
Securities gains (losses)$129,000422
Applicable income taxes$344,0001,362
Income before extraordinary items$697,0002,213
Extraordinary gains, net$012
Net income$697,0002,213
Minority interest net income$062
Net income of bank and minority interests.$697,0002,213
Net charge-offs$-60,0005,777
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$610,5702,366
2015-12-31 (YTD Data)Rank
Total interest income$13,257,0001,862
Total interest expense$1,046,0002,343
Net interest income$12,211,0001,797
Provision for loan and lease losses$655,0001,109
Total noninterest income$3,870,0001,331
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,075,0001,152
Trading account gains and fees$0159
Additional Noninterest Income$2,795,0001,213
Total noninterest expense$11,994,0001,599
Salaries and employee benefits$6,157,0001,712
Premises and equipment expense$1,517,0001,519
Additional noninterest expense$4,320,0001,428
Pre-tax net operating income$3,432,0002,098
Securities gains (losses)$155,000896
Applicable income taxes$1,056,0001,548
Income before extraordinary items$2,531,0002,317
Extraordinary gains, net$023
Net income$2,531,0002,317
Minority interest net income$081
Net income of bank and minority interests.$2,531,0002,318
Net charge-offs$697,000895
Cash dividends$353,0003,265
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,420,9502,354
2015-09-30 (YTD Data)Rank
Total interest income$9,824,0001,888
Total interest expense$768,0002,406
Net interest income$9,056,0001,832
Provision for loan and lease losses$330,0001,426
Total noninterest income$2,944,0001,332
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$802,0001,163
Trading account gains and fees$0153
Additional Noninterest Income$2,142,0001,224
Total noninterest expense$8,947,0001,621
Salaries and employee benefits$4,624,0001,715
Premises and equipment expense$1,162,0001,501
Additional noninterest expense$3,161,0001,469
Pre-tax net operating income$2,723,0002,059
Securities gains (losses)$115,000953
Applicable income taxes$934,0001,434
Income before extraordinary items$1,904,0002,352
Extraordinary gains, net$021
Net income$1,904,0002,353
Minority interest net income$078
Net income of bank and minority interests.$1,904,0002,353
Net charge-offs$459,000920
Cash dividends$176,0003,202
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,826,9502,377
2015-06-30 (YTD Data)Rank
Total interest income$6,492,0001,901
Total interest expense$527,0002,371
Net interest income$5,965,0001,849
Provision for loan and lease losses$250,0001,275
Total noninterest income$1,931,0001,354
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$526,0001,155
Trading account gains and fees$0157
Additional Noninterest Income$1,405,0001,239
Total noninterest expense$5,836,0001,660
Salaries and employee benefits$3,034,0001,742
Premises and equipment expense$817,0001,437
Additional noninterest expense$1,985,0001,547
Pre-tax net operating income$1,810,0002,042
Securities gains (losses)$72,0001,015
Applicable income taxes$620,0001,438
Income before extraordinary items$1,262,0002,347
Extraordinary gains, net$022
Net income$1,262,0002,349
Minority interest net income$075
Net income of bank and minority interests.$1,262,0002,349
Net charge-offs$477,000664
Cash dividends$176,0002,875
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,213,7602,361
2015-03-31 (YTD Data)Rank
Total interest income$3,238,0001,919
Total interest expense$270,0002,354
Net interest income$2,968,0001,857
Provision for loan and lease losses$250,000741
Total noninterest income$825,0001,477
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$240,0001,225
Trading account gains and fees$0152
Additional Noninterest Income$585,0001,340
Total noninterest expense$2,798,0001,712
Salaries and employee benefits$1,491,0001,781
Premises and equipment expense$387,0001,536
Additional noninterest expense$920,0001,635
Pre-tax net operating income$745,0002,314
Securities gains (losses)$02,027
Applicable income taxes$240,0001,641
Income before extraordinary items$505,0002,710
Extraordinary gains, net$013
Net income$505,0002,713
Minority interest net income$064
Net income of bank and minority interests.$505,0002,713
Net charge-offs$420,000411
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$505,0002,626
2014-12-31 (YTD Data)Rank
Total interest income$13,563,0001,850
Total interest expense$1,247,0002,191
Net interest income$12,316,0001,779
Provision for loan and lease losses$1,783,000524
Total noninterest income$3,853,0001,309
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,207,0001,094
Trading account gains and fees$0180
Additional Noninterest Income$2,646,0001,199
Total noninterest expense$11,076,0001,731
Salaries and employee benefits$5,869,0001,759
Premises and equipment expense$1,545,0001,533
Additional noninterest expense$3,662,0001,688
Pre-tax net operating income$3,310,0002,112
Securities gains (losses)$161,000930
Applicable income taxes$975,0001,568
Income before extraordinary items$2,496,0002,311
Extraordinary gains, net$017
Net income$2,496,0002,311
Minority interest net income$084
Net income of bank and minority interests.$2,496,0002,311
Net charge-offs$2,541,000409
Cash dividends$403,0003,102
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,380,0802,351
2014-09-30 (YTD Data)Rank
Total interest income$10,184,0001,855
Total interest expense$959,0002,173
Net interest income$9,225,0001,790
Provision for loan and lease losses$323,0001,561
Total noninterest income$2,907,0001,319
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$916,0001,087
Trading account gains and fees$0174
Additional Noninterest Income$1,991,0001,207
Total noninterest expense$8,584,0001,677
Salaries and employee benefits$4,487,0001,731
Premises and equipment expense$1,194,0001,497
Additional noninterest expense$2,903,0001,613
Pre-tax net operating income$3,225,0001,742
Securities gains (losses)$42,0001,545
Applicable income taxes$1,076,0001,244
Income before extraordinary items$2,191,0002,066
Extraordinary gains, net$015
Net income$2,191,0002,065
Minority interest net income$081
Net income of bank and minority interests.$2,191,0002,064
Net charge-offs$488,0001,176
Cash dividends$250,0002,892
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,162,8602,042
2014-06-30 (YTD Data)Rank
Total interest income$6,720,0001,868
Total interest expense$651,0002,174
Net interest income$6,069,0001,805
Provision for loan and lease losses$110,0002,256
Total noninterest income$1,732,0001,404
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$593,0001,101
Trading account gains and fees$0172
Additional Noninterest Income$1,139,0001,330
Total noninterest expense$5,671,0001,683
Salaries and employee benefits$3,005,0001,712
Premises and equipment expense$812,0001,469
Additional noninterest expense$1,854,0001,671
Pre-tax net operating income$2,020,0001,811
Securities gains (losses)$02,580
Applicable income taxes$655,0001,305
Income before extraordinary items$1,365,0002,137
Extraordinary gains, net$020
Net income$1,365,0002,141
Minority interest net income$080
Net income of bank and minority interests.$1,365,0002,140
Net charge-offs$480,000899
Cash dividends$250,0002,509
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,365,0002,087
2014-03-31 (YTD Data)Rank
Total interest income$3,308,0001,882
Total interest expense$334,0002,170
Net interest income$2,974,0001,830
Provision for loan and lease losses$03,817
Total noninterest income$805,0001,451
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$282,0001,141
Trading account gains and fees$0147
Additional Noninterest Income$523,0001,372
Total noninterest expense$2,825,0001,692
Salaries and employee benefits$1,481,0001,752
Premises and equipment expense$424,0001,435
Additional noninterest expense$920,0001,664
Pre-tax net operating income$954,0001,843
Securities gains (losses)$01,715
Applicable income taxes$308,0001,325
Income before extraordinary items$646,0002,144
Extraordinary gains, net$016
Net income$646,0002,146
Minority interest net income$066
Net income of bank and minority interests.$646,0002,146
Net charge-offs$93,0001,423
Cash dividends$109,0002,187
Sale, conversion, retirement of capital stock, net$0747
Net operating income$646,0002,099
2013-12-31 (YTD Data)Rank
Total interest income$13,603,0001,835
Total interest expense$1,573,0002,073
Net interest income$12,030,0001,793
Provision for loan and lease losses$486,0001,883
Total noninterest income$3,709,0001,387
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,284,0001,081
Trading account gains and fees$0184
Additional Noninterest Income$2,425,0001,326
Total noninterest expense$11,411,0001,687
Salaries and employee benefits$6,132,0001,666
Premises and equipment expense$1,584,0001,504
Additional noninterest expense$3,695,0001,726
Pre-tax net operating income$3,842,0001,777
Securities gains (losses)$2,0002,972
Applicable income taxes$1,205,0001,301
Income before extraordinary items$2,639,0002,107
Extraordinary gains, net$029
Net income$2,639,0002,112
Minority interest net income$090
Net income of bank and minority interests.$2,639,0002,112
Net charge-offs$795,0001,496
Cash dividends$283,0003,334
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,637,6202,052
2013-09-30 (YTD Data)Rank
Total interest income$10,162,0001,849
Total interest expense$1,217,0002,079
Net interest income$8,945,0001,806
Provision for loan and lease losses$266,0002,228
Total noninterest income$2,788,0001,412
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$943,0001,103
Trading account gains and fees$0180
Additional Noninterest Income$1,845,0001,338
Total noninterest expense$8,449,0001,710
Salaries and employee benefits$4,552,0001,704
Premises and equipment expense$1,200,0001,504
Additional noninterest expense$2,697,0001,756
Pre-tax net operating income$3,018,0001,735
Securities gains (losses)$2,0002,831
Applicable income taxes$987,0001,264
Income before extraordinary items$2,033,0002,107
Extraordinary gains, net$025
Net income$2,033,0002,115
Minority interest net income$084
Net income of bank and minority interests.$2,033,0002,114
Net charge-offs$519,0001,549
Cash dividends$141,0003,162
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,031,6602,041
2013-06-30 (YTD Data)Rank
Total interest income$6,719,0001,858
Total interest expense$832,0002,071
Net interest income$5,887,0001,816
Provision for loan and lease losses$103,0002,904
Total noninterest income$1,850,0001,424
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$618,0001,090
Trading account gains and fees$0157
Additional Noninterest Income$1,232,0001,372
Total noninterest expense$5,693,0001,690
Salaries and employee benefits$3,033,0001,705
Premises and equipment expense$779,0001,539
Additional noninterest expense$1,881,0001,689
Pre-tax net operating income$1,941,0001,769
Securities gains (losses)$2,0002,612
Applicable income taxes$634,0001,284
Income before extraordinary items$1,309,0002,151
Extraordinary gains, net$022
Net income$1,309,0002,159
Minority interest net income$082
Net income of bank and minority interests.$1,309,0002,157
Net charge-offs$177,0002,222
Cash dividends$141,0002,801
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,307,6602,069
2013-03-31 (YTD Data)Rank
Total interest income$3,372,0001,867
Total interest expense$429,0002,058
Net interest income$2,943,0001,824
Provision for loan and lease losses$103,0002,024
Total noninterest income$849,0001,505
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$300,0001,114
Trading account gains and fees$0148
Additional Noninterest Income$549,0001,471
Total noninterest expense$2,921,0001,658
Salaries and employee benefits$1,565,0001,675
Premises and equipment expense$385,0001,576
Additional noninterest expense$971,0001,650
Pre-tax net operating income$768,0002,103
Securities gains (losses)$01,966
Applicable income taxes$238,0001,545
Income before extraordinary items$530,0002,479
Extraordinary gains, net$010
Net income$530,0002,481
Minority interest net income$076
Net income of bank and minority interests.$530,0002,481
Net charge-offs$163,0001,515
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$530,0002,391
2012-12-31 (YTD Data)Rank
Total interest income$14,444,0001,827
Total interest expense$2,076,0002,073
Net interest income$12,368,0001,777
Provision for loan and lease losses$2,144,0001,015
Total noninterest income$3,657,0001,415
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,369,0001,048
Trading account gains and fees$0166
Additional Noninterest Income$2,288,0001,419
Total noninterest expense$11,486,0001,678
Salaries and employee benefits$5,861,0001,732
Premises and equipment expense$1,499,0001,581
Additional noninterest expense$4,126,0001,641
Pre-tax net operating income$2,395,0002,491
Securities gains (losses)$69,0002,532
Applicable income taxes$670,0001,878
Income before extraordinary items$1,794,0002,790
Extraordinary gains, net$029
Net income$1,794,0002,793
Minority interest net income$093
Net income of bank and minority interests.$1,794,0002,792
Net charge-offs$2,237,0001,067
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,743,6302,730
2012-09-30 (YTD Data)Rank
Total interest income$10,901,0001,843
Total interest expense$1,602,0002,106
Net interest income$9,299,0001,791
Provision for loan and lease losses$1,475,0001,098
Total noninterest income$2,695,0001,417
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,017,0001,052
Trading account gains and fees$0157
Additional Noninterest Income$1,678,0001,422
Total noninterest expense$8,694,0001,670
Salaries and employee benefits$4,422,0001,697
Premises and equipment expense$1,126,0001,591
Additional noninterest expense$3,146,0001,594
Pre-tax net operating income$1,825,0002,520
Securities gains (losses)$69,0002,241
Applicable income taxes$641,0001,676
Income before extraordinary items$1,253,0002,980
Extraordinary gains, net$020
Net income$1,253,0002,980
Minority interest net income$086
Net income of bank and minority interests.$1,253,0002,979
Net charge-offs$1,799,000987
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,207,4602,912
2012-06-30 (YTD Data)Rank
Total interest income$7,321,0001,843
Total interest expense$1,088,0002,129
Net interest income$6,233,0001,786
Provision for loan and lease losses$1,261,000907
Total noninterest income$1,742,0001,446
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$665,0001,060
Trading account gains and fees$0153
Additional Noninterest Income$1,077,0001,444
Total noninterest expense$5,502,0001,757
Salaries and employee benefits$2,868,0001,747
Premises and equipment expense$753,0001,576
Additional noninterest expense$1,881,0001,772
Pre-tax net operating income$1,212,0002,501
Securities gains (losses)$19,0002,506
Applicable income taxes$430,0001,653
Income before extraordinary items$801,0003,035
Extraordinary gains, net$019
Net income$801,0003,035
Minority interest net income$084
Net income of bank and minority interests.$801,0003,035
Net charge-offs$1,671,000787
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$788,6502,919
2012-03-31 (YTD Data)Rank
Total interest income$3,690,0001,841
Total interest expense$557,0002,155
Net interest income$3,133,0001,789
Provision for loan and lease losses$640,000883
Total noninterest income$841,0001,476
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$319,0001,097
Trading account gains and fees$0148
Additional Noninterest Income$522,0001,460
Total noninterest expense$2,732,0001,767
Salaries and employee benefits$1,369,0001,832
Premises and equipment expense$371,0001,604
Additional noninterest expense$992,0001,670
Pre-tax net operating income$602,0002,518
Securities gains (losses)$02,210
Applicable income taxes$22,0003,624
Income before extraordinary items$580,0002,323
Extraordinary gains, net$019
Net income$580,0002,325
Minority interest net income$078
Net income of bank and minority interests.$580,0002,326
Net charge-offs$1,061,000646
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$580,0002,208
2011-12-31 (YTD Data)Rank
Total interest income$14,823,0001,900
Total interest expense$2,484,0002,323
Net interest income$12,339,0001,808
Provision for loan and lease losses$3,212,0001,133
Total noninterest income$3,067,0001,471
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,316,0001,116
Trading account gains and fees$0146
Additional Noninterest Income$1,751,0001,487
Total noninterest expense$10,468,0001,840
Salaries and employee benefits$5,339,0001,830
Premises and equipment expense$1,636,0001,514
Additional noninterest expense$3,493,0001,927
Pre-tax net operating income$1,726,0002,778
Securities gains (losses)$98,0002,085
Applicable income taxes$421,0002,202
Income before extraordinary items$1,403,0002,915
Extraordinary gains, net$029
Net income$1,403,0002,917
Minority interest net income$096
Net income of bank and minority interests.$1,403,0002,917
Net charge-offs$3,233,0001,135
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,327,5402,918
2011-09-30 (YTD Data)Rank
Total interest income$11,082,0001,930
Total interest expense$1,897,0002,380
Net interest income$9,185,0001,826
Provision for loan and lease losses$1,650,0001,418
Total noninterest income$2,206,0001,505
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$948,0001,169
Trading account gains and fees$0145
Additional Noninterest Income$1,258,0001,510
Total noninterest expense$8,014,0001,806
Salaries and employee benefits$4,032,0001,818
Premises and equipment expense$1,288,0001,465
Additional noninterest expense$2,694,0001,885
Pre-tax net operating income$1,727,0002,336
Securities gains (losses)$98,0001,807
Applicable income taxes$418,0001,897
Income before extraordinary items$1,407,0002,445
Extraordinary gains, net$021
Net income$1,407,0002,447
Minority interest net income$087
Net income of bank and minority interests.$1,407,0002,447
Net charge-offs$2,391,0001,082
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,331,5402,439
2011-06-30 (YTD Data)Rank
Total interest income$7,321,0001,968
Total interest expense$1,283,0002,434
Net interest income$6,038,0001,843
Provision for loan and lease losses$1,038,0001,471
Total noninterest income$1,363,0001,583
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$588,0001,233
Trading account gains and fees$0153
Additional Noninterest Income$775,0001,597
Total noninterest expense$5,360,0001,824
Salaries and employee benefits$2,668,0001,843
Premises and equipment expense$880,0001,437
Additional noninterest expense$1,812,0001,877
Pre-tax net operating income$1,003,0002,529
Securities gains (losses)$97,0001,166
Applicable income taxes$-91,0007,097
Income before extraordinary items$1,191,0001,967
Extraordinary gains, net$015
Net income$1,191,0001,967
Minority interest net income$089
Net income of bank and minority interests.$1,191,0001,967
Net charge-offs$1,897,000961
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,094,0002,039
2011-03-31 (YTD Data)Rank
Total interest income$3,652,0001,975
Total interest expense$658,0002,450
Net interest income$2,994,0001,852
Provision for loan and lease losses$578,0001,314
Total noninterest income$592,0001,766
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$265,0001,342
Trading account gains and fees$0158
Additional Noninterest Income$327,0001,802
Total noninterest expense$2,738,0001,802
Salaries and employee benefits$1,348,0001,840
Premises and equipment expense$481,0001,349
Additional noninterest expense$909,0001,859
Pre-tax net operating income$270,0003,703
Securities gains (losses)$97,000543
Applicable income taxes$-133,0007,326
Income before extraordinary items$500,0002,257
Extraordinary gains, net$09
Net income$500,0002,256
Minority interest net income$086
Net income of bank and minority interests.$500,0002,257
Net charge-offs$1,080,000818
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$403,0002,584
2010-12-31 (YTD Data)Rank
Total interest income$15,431,0001,961
Total interest expense$3,464,0002,288
Net interest income$11,967,0001,835
Provision for loan and lease losses$1,196,0002,789
Total noninterest income$2,987,0001,556
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,324,0001,133
Trading account gains and fees$0175
Additional Noninterest Income$1,663,0001,590
Total noninterest expense$10,876,0001,807
Salaries and employee benefits$5,376,0001,798
Premises and equipment expense$1,649,0001,546
Additional noninterest expense$3,851,0001,865
Pre-tax net operating income$2,882,0001,675
Securities gains (losses)$13,0003,237
Applicable income taxes$806,0001,430
Income before extraordinary items$2,089,0001,948
Extraordinary gains, net$029
Net income$2,089,0001,949
Minority interest net income$0111
Net income of bank and minority interests.$2,089,0001,950
Net charge-offs$821,0002,967
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,079,6401,884
2010-09-30 (YTD Data)Rank
Total interest income$11,597,0002,000
Total interest expense$2,742,0002,258
Net interest income$8,855,0001,892
Provision for loan and lease losses$751,0002,935
Total noninterest income$2,320,0001,509
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,003,0001,158
Trading account gains and fees$0165
Additional Noninterest Income$1,317,0001,478
Total noninterest expense$8,148,0001,798
Salaries and employee benefits$4,044,0001,817
Premises and equipment expense$1,260,0001,542
Additional noninterest expense$2,844,0001,850
Pre-tax net operating income$2,276,0001,724
Securities gains (losses)$6,0003,242
Applicable income taxes$603,0001,466
Income before extraordinary items$1,679,0001,962
Extraordinary gains, net$023
Net income$1,679,0001,963
Minority interest net income$0110
Net income of bank and minority interests.$1,679,0001,964
Net charge-offs$495,0003,095
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,674,5601,867
2010-06-30 (YTD Data)Rank
Total interest income$7,710,0002,028
Total interest expense$1,888,0002,271
Net interest income$5,822,0001,914
Provision for loan and lease losses$401,0003,173
Total noninterest income$1,502,0001,508
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$653,0001,197
Trading account gains and fees$0152
Additional Noninterest Income$849,0001,456
Total noninterest expense$5,385,0001,823
Salaries and employee benefits$2,687,0001,831
Premises and equipment expense$821,0001,593
Additional noninterest expense$1,877,0001,859
Pre-tax net operating income$1,538,0001,692
Securities gains (losses)$-19,0007,360
Applicable income taxes$489,0001,232
Income before extraordinary items$1,030,0002,063
Extraordinary gains, net$019
Net income$1,030,0002,061
Minority interest net income$0105
Net income of bank and minority interests.$1,030,0002,063
Net charge-offs$151,0003,818
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,042,9201,958
2010-03-31 (YTD Data)Rank
Total interest income$3,879,0002,063
Total interest expense$985,0002,291
Net interest income$2,894,0001,959
Provision for loan and lease losses$170,0003,206
Total noninterest income$586,0001,806
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$318,0001,230
Trading account gains and fees$0175
Additional Noninterest Income$268,0001,980
Total noninterest expense$2,647,0001,881
Salaries and employee benefits$1,368,0001,825
Premises and equipment expense$433,0001,559
Additional noninterest expense$846,0002,004
Pre-tax net operating income$663,0001,927
Securities gains (losses)$12,0001,679
Applicable income taxes$182,0001,520
Income before extraordinary items$493,0002,170
Extraordinary gains, net$016
Net income$493,0002,169
Minority interest net income$091
Net income of bank and minority interests.$493,0002,170
Net charge-offs$138,0002,810
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$484,2402,113
2009-12-31 (YTD Data)Rank
Total interest income$16,754,0002,031
Total interest expense$5,489,0002,075
Net interest income$11,265,0001,965
Provision for loan and lease losses$5,091,0001,419
Total noninterest income$3,104,0001,572
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,644,0001,059
Trading account gains and fees$0211
Additional Noninterest Income$1,460,0001,682
Total noninterest expense$10,649,0001,909
Salaries and employee benefits$5,095,0001,935
Premises and equipment expense$1,593,0001,694
Additional noninterest expense$3,961,0001,863
Pre-tax net operating income$-1,371,0006,401
Securities gains (losses)$173,0001,669
Applicable income taxes$-757,0007,185
Income before extraordinary items$-441,0006,039
Extraordinary gains, net$034
Net income$-441,0006,037
Minority interest net income$0115
Net income of bank and minority interests.$-441,0006,038
Net charge-offs$4,295,0001,277
Cash dividends$313,0003,158
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-551,7206,114
2009-09-30 (YTD Data)Rank
Total interest income$12,644,0002,049
Total interest expense$4,312,0002,075
Net interest income$8,332,0001,981
Provision for loan and lease losses$4,316,0001,159
Total noninterest income$2,387,0001,563
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,252,0001,038
Trading account gains and fees$0212
Additional Noninterest Income$1,135,0001,668
Total noninterest expense$7,790,0001,931
Salaries and employee benefits$3,914,0001,912
Premises and equipment expense$1,187,0001,732
Additional noninterest expense$2,689,0001,965
Pre-tax net operating income$-1,387,0006,822
Securities gains (losses)$77,0002,006
Applicable income taxes$-456,0007,320
Income before extraordinary items$-854,0006,659
Extraordinary gains, net$027
Net income$-854,0006,661
Minority interest net income$0118
Net income of bank and minority interests.$-854,0006,661
Net charge-offs$3,752,0001,026
Cash dividends$314,0002,578
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-904,0506,694
2009-06-30 (YTD Data)Rank
Total interest income$8,481,0002,076
Total interest expense$2,956,0002,119
Net interest income$5,525,0001,986
Provision for loan and lease losses$4,055,000881
Total noninterest income$1,544,0001,617
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$827,0001,035
Trading account gains and fees$0193
Additional Noninterest Income$717,0001,784
Total noninterest expense$5,109,0001,996
Salaries and employee benefits$2,568,0001,967
Premises and equipment expense$778,0001,782
Additional noninterest expense$1,763,0002,021
Pre-tax net operating income$-2,095,0007,407
Securities gains (losses)$66,0001,737
Applicable income taxes$255,0001,704
Income before extraordinary items$-2,284,0007,532
Extraordinary gains, net$021
Net income$-2,284,0007,531
Minority interest net income$0112
Net income of bank and minority interests.$-2,284,0007,531
Net charge-offs$782,0001,863
Cash dividends$313,0002,143
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,350,0007,556
2009-03-31 (YTD Data)Rank
Total interest income$4,215,0002,108
Total interest expense$1,495,0002,186
Net interest income$2,720,0002,012
Provision for loan and lease losses$200,0002,838
Total noninterest income$732,0001,650
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$375,0001,115
Trading account gains and fees$0171
Additional Noninterest Income$357,0001,743
Total noninterest expense$2,538,0001,957
Salaries and employee benefits$1,257,0002,036
Premises and equipment expense$405,0001,743
Additional noninterest expense$876,0001,837
Pre-tax net operating income$714,0001,772
Securities gains (losses)$02,434
Applicable income taxes$132,0001,899
Income before extraordinary items$582,0001,852
Extraordinary gains, net$015
Net income$582,0001,854
Minority interest net income$0102
Net income of bank and minority interests.$582,0001,854
Net charge-offs$166,0002,317
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$582,0001,745
2008-12-31 (YTD Data)Rank
Total interest income$16,952,0002,234
Total interest expense$6,549,0002,327
Net interest income$10,403,0002,132
Provision for loan and lease losses$2,882,0001,432
Total noninterest income$3,078,0001,538
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,665,0001,068
Trading account gains and fees$0154
Additional Noninterest Income$1,413,0001,667
Total noninterest expense$9,871,0001,953
Salaries and employee benefits$5,045,0002,003
Premises and equipment expense$1,473,0001,864
Additional noninterest expense$3,353,0001,826
Pre-tax net operating income$728,0004,335
Securities gains (losses)$8,0002,595
Applicable income taxes$-10,0006,791
Income before extraordinary items$746,0003,847
Extraordinary gains, net$039
Net income$746,0003,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,264,000950
Cash dividends$407,0003,652
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$738,0003,986
2008-09-30 (YTD Data)Rank
Total interest income$12,673,0002,288
Total interest expense$5,009,0002,379
Net interest income$7,664,0002,189
Provision for loan and lease losses$380,0003,152
Total noninterest income$2,304,0001,593
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,249,0001,085
Trading account gains and fees$0148
Additional Noninterest Income$1,055,0001,735
Total noninterest expense$7,727,0001,860
Salaries and employee benefits$4,107,0001,882
Premises and equipment expense$1,101,0001,854
Additional noninterest expense$2,519,0001,763
Pre-tax net operating income$1,861,0002,422
Securities gains (losses)$-6,0007,287
Applicable income taxes$280,0002,541
Income before extraordinary items$1,575,0002,227
Extraordinary gains, net$031
Net income$1,575,0002,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,0001,891
Cash dividends$210,0003,815
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,580,1002,333
2008-06-30 (YTD Data)Rank
Total interest income$8,445,0002,313
Total interest expense$3,429,0002,411
Net interest income$5,016,0002,219
Provision for loan and lease losses$80,0004,586
Total noninterest income$1,509,0001,641
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$827,0001,063
Trading account gains and fees$0149
Additional Noninterest Income$682,0001,832
Total noninterest expense$5,076,0001,893
Salaries and employee benefits$2,736,0001,905
Premises and equipment expense$727,0001,875
Additional noninterest expense$1,613,0001,792
Pre-tax net operating income$1,369,0002,370
Securities gains (losses)$-6,0008,076
Applicable income taxes$245,0002,455
Income before extraordinary items$1,118,0002,348
Extraordinary gains, net$021
Net income$1,118,0002,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,066
Cash dividends$210,0003,361
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,122,9202,291
2008-03-31 (YTD Data)Rank
Total interest income$4,296,0002,342
Total interest expense$1,775,0002,472
Net interest income$2,521,0002,195
Provision for loan and lease losses$06,080
Total noninterest income$716,0001,714
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$407,0001,066
Trading account gains and fees$0158
Additional Noninterest Income$309,0001,933
Total noninterest expense$2,584,0001,856
Salaries and employee benefits$1,385,0001,905
Premises and equipment expense$367,0001,853
Additional noninterest expense$832,0001,707
Pre-tax net operating income$653,0002,547
Securities gains (losses)$-6,0008,288
Applicable income taxes$107,0002,705
Income before extraordinary items$540,0002,530
Extraordinary gains, net$015
Net income$540,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,679
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$544,9802,437
2007-12-31 (YTD Data)Rank
Total interest income$17,329,0002,378
Total interest expense$6,678,0002,743
Net interest income$10,651,0002,129
Provision for loan and lease losses$2,430,000716
Total noninterest income$2,816,0001,717
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,614,0001,096
Trading account gains and fees$0178
Additional Noninterest Income$1,202,0001,975
Total noninterest expense$8,991,0002,043
Salaries and employee benefits$4,734,0002,133
Premises and equipment expense$1,392,0001,880
Additional noninterest expense$2,865,0001,922
Pre-tax net operating income$2,046,0003,267
Securities gains (losses)$-18,0007,726
Applicable income taxes$472,0002,816
Income before extraordinary items$1,556,0003,359
Extraordinary gains, net$039
Net income$1,556,0003,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,786,000665
Cash dividends$740,0003,104
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,569,8603,328
2007-09-30 (YTD Data)Rank
Total interest income$12,886,0002,403
Total interest expense$4,880,0002,802
Net interest income$8,006,0002,131
Provision for loan and lease losses$1,240,000748
Total noninterest income$2,098,0001,728
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,183,0001,115
Trading account gains and fees$0184
Additional Noninterest Income$915,0001,949
Total noninterest expense$6,792,0002,011
Salaries and employee benefits$3,553,0002,120
Premises and equipment expense$1,030,0001,889
Additional noninterest expense$2,209,0001,824
Pre-tax net operating income$2,072,0002,765
Securities gains (losses)$-4,0007,564
Applicable income taxes$296,0003,218
Income before extraordinary items$1,772,0002,625
Extraordinary gains, net$033
Net income$1,772,0002,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,378,000528
Cash dividends$321,0003,535
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,775,4402,600
2007-06-30 (YTD Data)Rank
Total interest income$8,463,0002,451
Total interest expense$3,182,0002,853
Net interest income$5,281,0002,183
Provision for loan and lease losses$715,000766
Total noninterest income$1,418,0001,742
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$776,0001,137
Trading account gains and fees$0168
Additional Noninterest Income$642,0001,888
Total noninterest expense$4,562,0002,026
Salaries and employee benefits$2,486,0002,058
Premises and equipment expense$668,0001,951
Additional noninterest expense$1,408,0001,921
Pre-tax net operating income$1,422,0002,778
Securities gains (losses)$01,444
Applicable income taxes$402,0002,374
Income before extraordinary items$1,020,0003,000
Extraordinary gains, net$029
Net income$1,020,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$579,000645
Cash dividends$321,0003,040
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,020,0002,984
2007-03-31 (YTD Data)Rank
Total interest income$4,222,0002,442
Total interest expense$1,567,0002,871
Net interest income$2,655,0002,178
Provision for loan and lease losses$115,0001,841
Total noninterest income$651,0001,827
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$365,0001,183
Trading account gains and fees$0195
Additional Noninterest Income$286,0002,020
Total noninterest expense$2,281,0002,033
Salaries and employee benefits$1,266,0002,032
Premises and equipment expense$308,0002,121
Additional noninterest expense$707,0001,881
Pre-tax net operating income$910,0002,321
Securities gains (losses)$01,187
Applicable income taxes$252,0002,082
Income before extraordinary items$658,0002,448
Extraordinary gains, net$022
Net income$658,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0001,127
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$658,0002,427
2006-12-31 (YTD Data)Rank
Total interest income$15,980,0002,426
Total interest expense$5,450,0002,816
Net interest income$10,530,0002,194
Provision for loan and lease losses$4,511,000264
Total noninterest income$2,820,0001,717
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,536,0001,150
Trading account gains and fees$0130
Additional Noninterest Income$1,284,0001,864
Total noninterest expense$8,355,0002,113
Salaries and employee benefits$4,457,0002,197
Premises and equipment expense$1,398,0001,808
Additional noninterest expense$2,500,0002,104
Pre-tax net operating income$484,0006,543
Securities gains (losses)$-1,0006,756
Applicable income taxes$132,0004,748
Income before extraordinary items$351,0006,713
Extraordinary gains, net$051
Net income$351,0006,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,012,000222
Cash dividends$741,0003,106
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$351,7306,712
2006-09-30 (YTD Data)Rank
Total interest income$11,808,0002,442
Total interest expense$3,916,0002,829
Net interest income$7,892,0002,210
Provision for loan and lease losses$3,846,000229
Total noninterest income$2,017,0001,787
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,140,0001,171
Trading account gains and fees$0126
Additional Noninterest Income$877,0002,009
Total noninterest expense$5,977,0002,208
Salaries and employee benefits$3,340,0002,195
Premises and equipment expense$1,026,0001,842
Additional noninterest expense$1,611,0002,397
Pre-tax net operating income$86,0007,857
Securities gains (losses)$-4,0007,334
Applicable income taxes$30,0005,758
Income before extraordinary items$52,0007,951
Extraordinary gains, net$045
Net income$52,0007,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,510,000184
Cash dividends$421,0003,177
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$54,5607,937
2006-06-30 (YTD Data)Rank
Total interest income$7,720,0002,444
Total interest expense$2,490,0002,834
Net interest income$5,230,0002,235
Provision for loan and lease losses$1,213,000419
Total noninterest income$1,275,0001,865
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$741,0001,201
Trading account gains and fees$0126
Additional Noninterest Income$534,0002,131
Total noninterest expense$3,952,0002,234
Salaries and employee benefits$2,222,0002,213
Premises and equipment expense$674,0001,869
Additional noninterest expense$1,056,0002,437
Pre-tax net operating income$1,340,0003,114
Securities gains (losses)$01,185
Applicable income taxes$490,0002,344
Income before extraordinary items$850,0003,590
Extraordinary gains, net$039
Net income$850,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,000399
Cash dividends$421,0002,614
Sale, conversion, retirement of capital stock, net$0887
Net operating income$850,0003,577
2006-03-31 (YTD Data)Rank
Total interest income$3,736,0002,473
Total interest expense$1,230,0002,739
Net interest income$2,506,0002,324
Provision for loan and lease losses$443,000564
Total noninterest income$577,0001,988
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$354,0001,220
Trading account gains and fees$0115
Additional Noninterest Income$223,0002,332
Total noninterest expense$1,954,0002,272
Salaries and employee benefits$1,096,0002,244
Premises and equipment expense$323,0001,959
Additional noninterest expense$535,0002,397
Pre-tax net operating income$686,0003,010
Securities gains (losses)$0955
Applicable income taxes$267,0002,164
Income before extraordinary items$419,0003,570
Extraordinary gains, net$021
Net income$419,0003,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,000383
Cash dividends$100,0003,061
Sale, conversion, retirement of capital stock, net$0648
Net operating income$419,0003,551
2005-12-31 (YTD Data)Rank
Total interest income$13,856,0002,382
Total interest expense$4,522,0002,403
Net interest income$9,334,0002,367
Provision for loan and lease losses$436,0002,128
Total noninterest income$1,985,0002,223
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,156,0001,514
Trading account gains and fees$0138
Additional Noninterest Income$829,0002,484
Total noninterest expense$7,259,0002,304
Salaries and employee benefits$4,088,0002,243
Premises and equipment expense$1,224,0001,961
Additional noninterest expense$1,947,0002,553
Pre-tax net operating income$3,624,0002,396
Securities gains (losses)$-3,0007,152
Applicable income taxes$1,261,0001,928
Income before extraordinary items$2,360,0002,709
Extraordinary gains, net$046
Net income$2,360,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,375
Cash dividends$640,0003,236
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,361,9502,674
2005-09-30 (YTD Data)Rank
Total interest income$10,083,0002,391
Total interest expense$3,324,0002,341
Net interest income$6,759,0002,420
Provision for loan and lease losses$301,0002,188
Total noninterest income$1,385,0002,343
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$769,0001,673
Trading account gains and fees$0126
Additional Noninterest Income$616,0002,520
Total noninterest expense$5,280,0002,349
Salaries and employee benefits$2,995,0002,272
Premises and equipment expense$881,0002,019
Additional noninterest expense$1,404,0002,614
Pre-tax net operating income$2,563,0002,526
Securities gains (losses)$-3,0007,524
Applicable income taxes$876,0002,066
Income before extraordinary items$1,684,0002,848
Extraordinary gains, net$035
Net income$1,684,0002,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0001,534
Cash dividends$319,0003,438
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,685,9802,812
2005-06-30 (YTD Data)Rank
Total interest income$6,572,0002,390
Total interest expense$2,173,0002,252
Net interest income$4,399,0002,448
Provision for loan and lease losses$216,0002,022
Total noninterest income$865,0002,419
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$464,0001,802
Trading account gains and fees$0116
Additional Noninterest Income$401,0002,539
Total noninterest expense$3,489,0002,361
Salaries and employee benefits$1,959,0002,305
Premises and equipment expense$585,0002,021
Additional noninterest expense$945,0002,577
Pre-tax net operating income$1,559,0002,679
Securities gains (losses)$-3,0007,812
Applicable income taxes$505,0002,265
Income before extraordinary items$1,051,0002,971
Extraordinary gains, net$030
Net income$1,051,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0001,086
Cash dividends$319,0002,849
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,053,0402,929
2005-03-31 (YTD Data)Rank
Total interest income$3,228,0002,387
Total interest expense$1,060,0002,213
Net interest income$2,168,0002,462
Provision for loan and lease losses$123,0001,714
Total noninterest income$403,0002,475
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$209,0001,935
Trading account gains and fees$0115
Additional Noninterest Income$194,0002,530
Total noninterest expense$1,699,0002,416
Salaries and employee benefits$953,0002,383
Premises and equipment expense$286,0002,083
Additional noninterest expense$460,0002,634
Pre-tax net operating income$749,0002,709
Securities gains (losses)$-3,0008,297
Applicable income taxes$230,0002,377
Income before extraordinary items$516,0002,980
Extraordinary gains, net$024
Net income$516,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,000783
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$518,0702,926
2004-12-31 (YTD Data)Rank
Total interest income$12,511,0002,296
Total interest expense$4,199,0001,942
Net interest income$8,312,0002,465
Provision for loan and lease losses$597,0001,683
Total noninterest income$1,679,0002,479
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$941,0001,863
Trading account gains and fees$0138
Additional Noninterest Income$738,0002,632
Total noninterest expense$6,705,0002,381
Salaries and employee benefits$3,749,0002,317
Premises and equipment expense$1,146,0002,010
Additional noninterest expense$1,810,0002,640
Pre-tax net operating income$2,689,0002,825
Securities gains (losses)$90,0001,317
Applicable income taxes$880,0002,372
Income before extraordinary items$1,899,0003,057
Extraordinary gains, net$034
Net income$1,899,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,0001,117
Cash dividends$791,0002,750
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,837,8003,075
2004-09-30 (YTD Data)Rank
Total interest income$9,290,0002,287
Total interest expense$3,130,0001,913
Net interest income$6,160,0002,453
Provision for loan and lease losses$507,0001,439
Total noninterest income$1,246,0002,511
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$690,0001,917
Trading account gains and fees$0134
Additional Noninterest Income$556,0002,632
Total noninterest expense$4,901,0002,421
Salaries and employee benefits$2,750,0002,353
Premises and equipment expense$829,0002,083
Additional noninterest expense$1,322,0002,669
Pre-tax net operating income$1,998,0002,889
Securities gains (losses)$89,0001,258
Applicable income taxes$679,0002,376
Income before extraordinary items$1,408,0003,128
Extraordinary gains, net$026
Net income$1,408,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$485,000974
Cash dividends$472,0002,799
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,348,3703,163
2004-06-30 (YTD Data)Rank
Total interest income$6,133,0002,295
Total interest expense$2,077,0001,909
Net interest income$4,056,0002,460
Provision for loan and lease losses$165,0002,550
Total noninterest income$762,0002,675
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$427,0002,020
Trading account gains and fees$0130
Additional Noninterest Income$335,0002,808
Total noninterest expense$3,297,0002,416
Salaries and employee benefits$1,844,0002,341
Premises and equipment expense$537,0002,127
Additional noninterest expense$916,0002,584
Pre-tax net operating income$1,356,0002,798
Securities gains (losses)$82,0001,148
Applicable income taxes$465,0002,316
Income before extraordinary items$973,0003,002
Extraordinary gains, net$021
Net income$973,0003,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0001,686
Cash dividends$322,0002,772
Sale, conversion, retirement of capital stock, net$0638
Net operating income$917,2403,066
2004-03-31 (YTD Data)Rank
Total interest income$3,065,0002,289
Total interest expense$1,068,0001,867
Net interest income$1,997,0002,494
Provision for loan and lease losses$115,0001,912
Total noninterest income$303,0003,085
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$199,0002,094
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$1,654,0002,415
Salaries and employee benefits$941,0002,315
Premises and equipment expense$273,0002,124
Additional noninterest expense$440,0002,659
Pre-tax net operating income$531,0003,375
Securities gains (losses)$57,0001,119
Applicable income taxes$173,0002,822
Income before extraordinary items$415,0003,407
Extraordinary gains, net$016
Net income$415,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,290
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$374,5303,567
2003-12-31 (YTD Data)Rank
Total interest income$12,438,0002,313
Total interest expense$4,762,0001,883
Net interest income$7,676,0002,512
Provision for loan and lease losses$989,0001,207
Total noninterest income$1,625,0002,665
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$838,0002,044
Trading account gains and fees$0160
Additional Noninterest Income$787,0002,763
Total noninterest expense$6,293,0002,492
Salaries and employee benefits$3,370,0002,495
Premises and equipment expense$973,0002,307
Additional noninterest expense$1,950,0002,468
Pre-tax net operating income$2,019,0003,376
Securities gains (losses)$82,0002,069
Applicable income taxes$611,0003,025
Income before extraordinary items$1,490,0003,574
Extraordinary gains, net$054
Net income$1,490,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,0001,044
Cash dividends$620,0003,143
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,431,7803,513
2003-09-30 (YTD Data)Rank
Total interest income$9,312,0002,360
Total interest expense$3,652,0001,915
Net interest income$5,660,0002,572
Provision for loan and lease losses$688,0001,247
Total noninterest income$1,228,0002,727
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$610,0002,113
Trading account gains and fees$0153
Additional Noninterest Income$618,0002,794
Total noninterest expense$4,543,0002,589
Salaries and employee benefits$2,471,0002,552
Premises and equipment expense$706,0002,391
Additional noninterest expense$1,366,0002,594
Pre-tax net operating income$1,657,0003,278
Securities gains (losses)$81,0001,929
Applicable income taxes$496,0003,045
Income before extraordinary items$1,242,0003,402
Extraordinary gains, net$040
Net income$1,242,0003,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$693,000905
Cash dividends$310,0003,418
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,184,4903,371
2003-06-30 (YTD Data)Rank
Total interest income$6,226,0002,357
Total interest expense$2,509,0001,915
Net interest income$3,717,0002,616
Provision for loan and lease losses$491,0001,173
Total noninterest income$764,0002,849
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$391,0002,142
Trading account gains and fees$0150
Additional Noninterest Income$373,0002,898
Total noninterest expense$2,998,0002,602
Salaries and employee benefits$1,606,0002,619
Premises and equipment expense$456,0002,440
Additional noninterest expense$936,0002,522
Pre-tax net operating income$992,0003,552
Securities gains (losses)$65,0001,837
Applicable income taxes$297,0003,259
Income before extraordinary items$760,0003,648
Extraordinary gains, net$030
Net income$760,0003,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,000879
Cash dividends$310,0002,830
Sale, conversion, retirement of capital stock, net$0589
Net operating income$713,2003,618
2003-03-31 (YTD Data)Rank
Total interest income$3,081,0002,393
Total interest expense$1,302,0001,894
Net interest income$1,779,0002,723
Provision for loan and lease losses$50,0003,651
Total noninterest income$359,0002,869
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$183,0002,189
Trading account gains and fees$0134
Additional Noninterest Income$176,0002,941
Total noninterest expense$1,450,0002,665
Salaries and employee benefits$799,0002,625
Premises and equipment expense$215,0002,597
Additional noninterest expense$436,0002,647
Pre-tax net operating income$638,0002,946
Securities gains (losses)$12,0002,102
Applicable income taxes$175,0002,918
Income before extraordinary items$475,0003,060
Extraordinary gains, net$021
Net income$475,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,581
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$466,2402,946
2002-12-31 (YTD Data)Rank
Total interest income$12,673,0002,442
Total interest expense$5,799,0001,957
Net interest income$6,874,0002,781
Provision for loan and lease losses$490,0002,411
Total noninterest income$1,528,0002,586
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$761,0002,092
Trading account gains and fees$0153
Additional Noninterest Income$767,0002,566
Total noninterest expense$5,123,0002,867
Salaries and employee benefits$2,835,0002,773
Premises and equipment expense$909,0002,386
Additional noninterest expense$1,379,0003,182
Pre-tax net operating income$2,789,0002,647
Securities gains (losses)$33,0002,759
Applicable income taxes$919,0002,352
Income before extraordinary items$1,903,0002,916
Extraordinary gains, net$070
Net income$1,903,0002,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,471
Cash dividends$649,0003,020
Sale, conversion, retirement of capital stock, net$-283,0009,280
Net operating income$1,880,8902,851
2001-12-31 (YTD Data)Rank
Total interest income$12,671,0002,688
Total interest expense$6,632,0002,424
Net interest income$6,039,0002,935
Provision for loan and lease losses$425,0002,486
Total noninterest income$1,035,0003,261
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$593,0002,456
Trading account gains and fees$0177
Additional Noninterest Income$442,0003,346
Total noninterest expense$4,699,0002,973
Salaries and employee benefits$2,419,0003,037
Premises and equipment expense$940,0002,267
Additional noninterest expense$1,340,0003,179
Pre-tax net operating income$1,950,0003,229
Securities gains (losses)$159,0001,368
Applicable income taxes$645,0002,834
Income before extraordinary items$1,464,0003,282
Extraordinary gains, net$0105
Net income$1,464,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,705
Cash dividends$630,0003,040
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,354,2903,392
2000-12-31 (YTD Data)Rank
Total interest income$11,634,0002,969
Total interest expense$5,798,0002,877
Net interest income$5,836,0003,033
Provision for loan and lease losses$280,0003,006
Total noninterest income$842,0003,540
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$533,0002,539
Trading account gains and fees$0180
Additional Noninterest Income$309,0003,852
Total noninterest expense$4,118,0003,252
Salaries and employee benefits$2,094,0003,334
Premises and equipment expense$670,0002,981
Additional noninterest expense$1,354,0003,068
Pre-tax net operating income$2,280,0003,004
Securities gains (losses)$-7,0008,117
Applicable income taxes$771,0002,581
Income before extraordinary items$1,502,0003,249
Extraordinary gains, net$038
Net income$1,502,0003,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,162
Cash dividends$630,0003,100
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,506,6203,240
1999-12-31 (YTD Data)Rank
Total interest income$10,270,0003,141
Total interest expense$4,881,0002,992
Net interest income$5,389,0003,217
Provision for loan and lease losses$238,0003,213
Total noninterest income$812,0003,578
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$517,0002,553
Trading account gains and fees$0173
Additional Noninterest Income$295,0004,055
Total noninterest expense$3,512,0003,702
Salaries and employee benefits$1,828,0003,696
Premises and equipment expense$491,0003,826
Additional noninterest expense$1,193,0003,440
Pre-tax net operating income$2,451,0002,833
Securities gains (losses)$03,155
Applicable income taxes$797,0002,658
Income before extraordinary items$1,654,0003,004
Extraordinary gains, net$035
Net income$1,654,0003,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,692
Cash dividends$616,0003,092
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,654,0002,966
1998-12-31 (YTD Data)Rank
Total interest income$9,349,0003,435
Total interest expense$4,489,0003,317
Net interest income$4,860,0003,500
Provision for loan and lease losses$227,0003,250
Total noninterest income$729,0003,863
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$442,0002,865
Trading account gains and fees$0224
Additional Noninterest Income$287,0004,129
Total noninterest expense$3,361,0003,736
Salaries and employee benefits$1,781,0003,702
Premises and equipment expense$471,0003,864
Additional noninterest expense$1,109,0003,602
Pre-tax net operating income$2,001,0003,342
Securities gains (losses)$7,0003,223
Applicable income taxes$657,0003,176
Income before extraordinary items$1,351,0003,553
Extraordinary gains, net$032
Net income$1,351,0003,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,108
Cash dividends$560,0003,270
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,346,3103,461
1997-12-31 (YTD Data)Rank
Total interest income$8,662,0003,698
Total interest expense$4,135,0003,551
Net interest income$4,527,0003,804
Provision for loan and lease losses$150,0004,117
Total noninterest income$614,0004,352
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$376,0003,395
Trading account gains and feesNANA
Additional Noninterest Income$238,0004,505
Total noninterest expense$3,000,0004,098
Salaries and employee benefits$1,551,0004,135
Premises and equipment expense$373,0004,681
Additional noninterest expense$1,076,0003,656
Pre-tax net operating income$1,991,0003,547
Securities gains (losses)$10,0002,359
Applicable income taxes$608,0003,628
Income before extraordinary items$1,393,0003,585
Extraordinary gains, net$044
Net income$1,393,0003,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,887
Cash dividends$547,0003,291
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,386,0003,517
1996-12-31 (YTD Data)Rank
Total interest income$8,080,0004,000
Total interest expense$3,894,0003,812
Net interest income$4,186,0004,165
Provision for loan and lease losses$175,0003,759
Total noninterest income$589,0004,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$352,0003,736
Trading account gains and feesNANA
Additional Noninterest Income$237,0004,689
Total noninterest expense$2,648,0004,792
Salaries and employee benefits$1,354,0004,715
Premises and equipment expense$333,0005,193
Additional noninterest expense$961,0004,558
Pre-tax net operating income$1,952,0003,474
Securities gains (losses)$-3,0009,684
Applicable income taxes$529,0003,968
Income before extraordinary items$1,420,0003,362
Extraordinary gains, net$053
Net income$1,420,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,277
Cash dividends$481,0003,509
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,422,1903,316
1995-12-31 (YTD Data)Rank
Total interest income$7,355,0004,357
Total interest expense$3,460,0004,203
Net interest income$3,895,0004,413
Provision for loan and lease losses$171,0003,386
Total noninterest income$646,0004,336
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,399
Trading account gains and feesNANA
Additional Noninterest Income$251,0004,465
Total noninterest expense$2,495,0005,002
Salaries and employee benefits$1,247,0005,041
Premises and equipment expense$282,0005,896
Additional noninterest expense$966,0004,490
Pre-tax net operating income$1,875,0003,702
Securities gains (losses)$-29,00010,820
Applicable income taxes$546,0003,928
Income before extraordinary items$1,300,0003,689
Extraordinary gains, net$065
Net income$1,300,0003,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$341,0004,252
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,320,3003,607
1994-12-31 (YTD Data)Rank
Total interest income$6,270,0004,673
Total interest expense$2,616,0004,464
Net interest income$3,654,0004,748
Provision for loan and lease losses$153,0003,564
Total noninterest income$508,0005,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$372,0003,631
Trading account gains and feesNANA
Additional Noninterest Income$136,0006,520
Total noninterest expense$2,420,0005,303
Salaries and employee benefits$1,181,0005,313
Premises and equipment expense$231,0006,847
Additional noninterest expense$1,008,0004,678
Pre-tax net operating income$1,589,0004,206
Securities gains (losses)$207,000486
Applicable income taxes$578,0003,624
Income before extraordinary items$1,218,0003,801
Extraordinary gains, net$0249
Net income$1,218,0003,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,250
Cash dividends$264,0004,796
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,077,2404,302
1993-12-31 (YTD Data)Rank
Total interest income$5,794,0005,112
Total interest expense$2,622,0004,619
Net interest income$3,172,0005,406
Provision for loan and lease losses$210,0003,794
Total noninterest income$457,0005,922
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$326,0004,124
Trading account gains and feesNANA
Additional Noninterest Income$131,0006,993
Total noninterest expense$2,202,0005,860
Salaries and employee benefits$982,0006,231
Premises and equipment expense$215,0007,389
Additional noninterest expense$1,005,0004,900
Pre-tax net operating income$1,217,0005,129
Securities gains (losses)$48,0003,456
Applicable income taxes$406,0004,952
Income before extraordinary items$859,0005,269
Extraordinary gains, net$61,0002,018
Net income$920,0005,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,976
Cash dividends$157,0005,995
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$826,3605,187
1992-12-31 (YTD Data)Rank
Total interest income$5,861,0005,595
Total interest expense$2,963,0005,219
Net interest income$2,898,0005,879
Provision for loan and lease losses$195,0005,287
Total noninterest income$419,0006,363
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$315,0004,278
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,922
Total noninterest expense$2,041,0006,276
Salaries and employee benefits$875,0006,767
Premises and equipment expense$192,0008,030
Additional noninterest expense$974,0005,158
Pre-tax net operating income$1,081,0005,325
Securities gains (losses)$52,0004,050
Applicable income taxes$332,0005,558
Income before extraordinary items$801,0005,362
Extraordinary gains, net$01,422
Net income$801,0005,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0004,273
Cash dividends$144,0005,884
Sale, conversion, retirement of capital stock, net$219,000709
Net operating income$764,0805,218

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.