Home > The Pleasant Hope Bank > Income and Expense
The Pleasant Hope Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 6,237 |
| Total interest expense | $1,634,000 | 6,515 |
| Net interest income | $2,781,000 | 5,945 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,800,000 | 6,685 |
| Salaries and employee benefits | $1,155,000 | 5,433 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $407,000 | 8,765 |
| Pre-tax net operating income | $1,207,000 | 5,218 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $366,000 | 5,087 |
| Income before extraordinary items | $833,000 | 5,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $833,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $402,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $838,520 | 5,237 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 6,694 |
| Total interest expense | $1,481,000 | 7,266 |
| Net interest income | $2,668,000 | 6,224 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $257,000 | 8,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,702,000 | 7,187 |
| Salaries and employee benefits | $1,079,000 | 5,746 |
| Premises and equipment expense | $197,000 | 7,746 |
| Additional noninterest expense | $426,000 | 8,967 |
| Pre-tax net operating income | $1,148,000 | 5,343 |
| Securities gains (losses) | $-13,000 | 12,831 |
| Applicable income taxes | $332,000 | 5,710 |
| Income before extraordinary items | $803,000 | 5,559 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $803,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $327,000 | 4,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $812,230 | 5,263 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 7,049 |
| Total interest expense | $1,869,000 | 7,427 |
| Net interest income | $2,495,000 | 6,615 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $244,000 | 8,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,476,000 | 8,006 |
| Salaries and employee benefits | $916,000 | 6,526 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $393,000 | 9,643 |
| Pre-tax net operating income | $1,188,000 | 4,954 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $362,000 | 5,194 |
| Income before extraordinary items | $826,000 | 5,231 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $826,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $345,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $826,000 | 4,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.