Home > The Planters Bank > Income and Expense
The Planters Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,376,000 | 6,160 |
Total interest expense | $2,072,000 | 6,068 |
Net interest income | $2,304,000 | 6,122 |
Provision for loan and lease losses | $110,000 | 4,906 |
Total noninterest income | $622,000 | 4,282 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $467,000 | 2,710 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $155,000 | 5,595 |
Total noninterest expense | $1,303,000 | 7,240 |
Salaries and employee benefits | $572,000 | 7,912 |
Premises and equipment expense | $170,000 | 7,238 |
Additional noninterest expense | $561,000 | 6,014 |
Pre-tax net operating income | $1,513,000 | 4,158 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $542,000 | 3,650 |
Income before extraordinary items | $971,000 | 4,618 |
Extraordinary gains, net | $0 | 32 |
Net income | $971,000 | 4,618 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,306 |
Cash dividends | $1,193,000 | 1,967 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $971,000 | 4,514 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,348,000 | 6,348 |
Total interest expense | $2,085,000 | 6,111 |
Net interest income | $2,263,000 | 6,423 |
Provision for loan and lease losses | $125,000 | 4,524 |
Total noninterest income | $690,000 | 4,009 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $529,000 | 2,476 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $161,000 | 5,514 |
Total noninterest expense | $1,348,000 | 7,187 |
Salaries and employee benefits | $587,000 | 8,003 |
Premises and equipment expense | $197,000 | 6,903 |
Additional noninterest expense | $564,000 | 6,022 |
Pre-tax net operating income | $1,480,000 | 4,541 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $506,000 | 4,182 |
Income before extraordinary items | $974,000 | 4,790 |
Extraordinary gains, net | $0 | 44 |
Net income | $974,000 | 4,789 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $69,000 | 4,544 |
Cash dividends | $109,000 | 6,373 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $974,000 | 4,730 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $3,649,000 | 7,222 |
Total interest expense | $1,625,000 | 7,269 |
Net interest income | $2,024,000 | 7,096 |
Provision for loan and lease losses | $162,000 | 3,904 |
Total noninterest income | $685,000 | 4,173 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $561,000 | 2,425 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $124,000 | 6,505 |
Total noninterest expense | $1,280,000 | 7,721 |
Salaries and employee benefits | $548,000 | 8,510 |
Premises and equipment expense | $174,000 | 7,546 |
Additional noninterest expense | $558,000 | 6,631 |
Pre-tax net operating income | $1,267,000 | 4,929 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $493,000 | 4,195 |
Income before extraordinary items | $774,000 | 5,418 |
Extraordinary gains, net | $0 | 53 |
Net income | $774,000 | 5,419 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 5,926 |
Cash dividends | $618,000 | 2,971 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $774,000 | 5,365 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,110,000 | 8,056 |
Total interest expense | $1,497,000 | 7,718 |
Net interest income | $1,613,000 | 8,227 |
Provision for loan and lease losses | $99,000 | 4,670 |
Total noninterest income | $676,000 | 4,192 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $333,000 | 3,931 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $343,000 | 3,665 |
Total noninterest expense | $1,178,000 | 8,279 |
Salaries and employee benefits | $498,000 | 9,136 |
Premises and equipment expense | $196,000 | 7,269 |
Additional noninterest expense | $484,000 | 7,392 |
Pre-tax net operating income | $1,012,000 | 5,946 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $331,000 | 5,647 |
Income before extraordinary items | $681,000 | 6,112 |
Extraordinary gains, net | $0 | 65 |
Net income | $681,000 | 6,110 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 5,496 |
Cash dividends | $375,000 | 4,026 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $681,000 | 6,084 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,711,000 | 8,527 |
Total interest expense | $1,061,000 | 8,433 |
Net interest income | $1,650,000 | 8,451 |
Provision for loan and lease losses | $29,000 | 7,250 |
Total noninterest income | $290,000 | 7,377 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $228,000 | 5,375 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $62,000 | 9,009 |
Total noninterest expense | $1,493,000 | 7,624 |
Salaries and employee benefits | $590,000 | 8,679 |
Premises and equipment expense | $190,000 | 7,649 |
Additional noninterest expense | $713,000 | 6,227 |
Pre-tax net operating income | $418,000 | 9,223 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $135,000 | 8,607 |
Income before extraordinary items | $283,000 | 9,331 |
Extraordinary gains, net | $17,000 | 206 |
Net income | $300,000 | 9,152 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,238 |
Cash dividends | $1,850,000 | 1,192 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $283,000 | 9,395 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,728,000 | 8,780 |
Total interest expense | $994,000 | 9,141 |
Net interest income | $1,734,000 | 8,406 |
Provision for loan and lease losses | $52,000 | 7,360 |
Total noninterest income | $311,000 | 7,500 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $217,000 | 5,656 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $94,000 | 8,081 |
Total noninterest expense | $1,296,000 | 8,526 |
Salaries and employee benefits | $629,000 | 8,564 |
Premises and equipment expense | $196,000 | 7,757 |
Additional noninterest expense | $471,000 | 8,505 |
Pre-tax net operating income | $697,000 | 7,384 |
Securities gains (losses) | $46,000 | 3,527 |
Applicable income taxes | $248,000 | 6,836 |
Income before extraordinary items | $495,000 | 7,603 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $495,000 | 7,786 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 5,721 |
Cash dividends | $220,000 | 5,198 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $464,180 | 7,594 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,045,000 | 8,896 |
Total interest expense | $1,244,000 | 9,443 |
Net interest income | $1,801,000 | 8,346 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $271,000 | 8,156 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $199,000 | 6,008 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 9,195 |
Total noninterest expense | $1,169,000 | 9,185 |
Salaries and employee benefits | $584,000 | 8,959 |
Premises and equipment expense | $158,000 | 8,881 |
Additional noninterest expense | $427,000 | 9,235 |
Pre-tax net operating income | $903,000 | 6,084 |
Securities gains (losses) | $-1,000 | 12,730 |
Applicable income taxes | $303,000 | 5,887 |
Income before extraordinary items | $599,000 | 6,590 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $599,000 | 6,673 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-18,000 | 13,052 |
Cash dividends | $100,000 | 6,542 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $599,660 | 6,213 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.