Home > The Pioneer National Bank of Duluth > Income and Expense
The Pioneer National Bank of Duluth, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 4,435 |
| Total interest expense | $30,000 | 5,214 |
| Net interest income | $817,000 | 4,293 |
| Provision for loan and lease losses | $11,000 | 3,103 |
| Total noninterest income | $47,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $23,000 | 4,330 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $24,000 | 4,730 |
| Total noninterest expense | $1,092,000 | 3,372 |
| Salaries and employee benefits | $361,000 | 4,337 |
| Premises and equipment expense | $102,000 | 3,611 |
| Additional noninterest expense | $629,000 | 2,200 |
| Pre-tax net operating income | $-239,000 | 5,539 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $2,000 | 3,795 |
| Income before extraordinary items | $-241,000 | 5,527 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-241,000 | 5,527 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-241,000 | 5,527 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $31,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-241,000 | 5,531 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 4,476 |
| Total interest expense | $117,000 | 5,240 |
| Net interest income | $3,154,000 | 4,341 |
| Provision for loan and lease losses | $57,000 | 3,499 |
| Total noninterest income | $168,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $131,000 | 4,026 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $37,000 | 5,217 |
| Total noninterest expense | $2,622,000 | 4,343 |
| Salaries and employee benefits | $1,425,000 | 4,382 |
| Premises and equipment expense | $393,000 | 3,698 |
| Additional noninterest expense | $804,000 | 4,385 |
| Pre-tax net operating income | $643,000 | 4,540 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $641,000 | 4,241 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $641,000 | 4,241 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $641,000 | 4,241 |
| Net charge-offs | $127,000 | 2,222 |
| Cash dividends | $433,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $641,000 | 4,234 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 4,515 |
| Total interest expense | $86,000 | 5,296 |
| Net interest income | $2,365,000 | 4,381 |
| Provision for loan and lease losses | $47,000 | 3,290 |
| Total noninterest income | $120,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $102,000 | 3,994 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $18,000 | 5,401 |
| Total noninterest expense | $2,010,000 | 4,335 |
| Salaries and employee benefits | $1,096,000 | 4,350 |
| Premises and equipment expense | $294,000 | 3,713 |
| Additional noninterest expense | $620,000 | 4,346 |
| Pre-tax net operating income | $428,000 | 4,736 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $426,000 | 4,579 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $426,000 | 4,578 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $426,000 | 4,579 |
| Net charge-offs | $127,000 | 1,737 |
| Cash dividends | $333,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $426,000 | 4,566 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 4,560 |
| Total interest expense | $57,000 | 5,332 |
| Net interest income | $1,550,000 | 4,421 |
| Provision for loan and lease losses | $37,000 | 3,038 |
| Total noninterest income | $71,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $68,000 | 3,993 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $3,000 | 5,617 |
| Total noninterest expense | $1,372,000 | 4,327 |
| Salaries and employee benefits | $734,000 | 4,374 |
| Premises and equipment expense | $201,000 | 3,706 |
| Additional noninterest expense | $437,000 | 4,282 |
| Pre-tax net operating income | $212,000 | 4,932 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $210,000 | 4,846 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $210,000 | 4,846 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $210,000 | 4,846 |
| Net charge-offs | $127,000 | 1,345 |
| Cash dividends | $188,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $210,000 | 4,828 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 4,582 |
| Total interest expense | $29,000 | 5,361 |
| Net interest income | $774,000 | 4,444 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $46,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $699,000 | 4,326 |
| Salaries and employee benefits | $367,000 | 4,423 |
| Premises and equipment expense | $106,000 | 3,637 |
| Additional noninterest expense | $226,000 | 4,255 |
| Pre-tax net operating income | $111,000 | 4,885 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $109,000 | 4,794 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $109,000 | 4,794 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $109,000 | 4,794 |
| Net charge-offs | $127,000 | 796 |
| Cash dividends | $94,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $109,000 | 4,782 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 4,549 |
| Total interest expense | $138,000 | 5,301 |
| Net interest income | $3,202,000 | 4,393 |
| Provision for loan and lease losses | $42,000 | 3,749 |
| Total noninterest income | $247,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $129,000 | 4,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $118,000 | 4,851 |
| Total noninterest expense | $2,672,000 | 4,445 |
| Salaries and employee benefits | $1,398,000 | 4,523 |
| Premises and equipment expense | $406,000 | 3,752 |
| Additional noninterest expense | $868,000 | 4,417 |
| Pre-tax net operating income | $735,000 | 4,447 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $733,000 | 4,304 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $733,000 | 4,302 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $733,000 | 4,303 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $651,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $733,000 | 4,251 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 4,586 |
| Total interest expense | $109,000 | 5,312 |
| Net interest income | $2,395,000 | 4,432 |
| Provision for loan and lease losses | $31,000 | 3,642 |
| Total noninterest income | $176,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $97,000 | 4,236 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $79,000 | 4,974 |
| Total noninterest expense | $1,975,000 | 4,486 |
| Salaries and employee benefits | $1,043,000 | 4,550 |
| Premises and equipment expense | $293,000 | 3,833 |
| Additional noninterest expense | $639,000 | 4,481 |
| Pre-tax net operating income | $565,000 | 4,491 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $563,000 | 4,349 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $563,000 | 4,348 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $563,000 | 4,349 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $351,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $563,000 | 4,274 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,648 |
| Total interest expense | $78,000 | 5,310 |
| Net interest income | $1,562,000 | 4,515 |
| Provision for loan and lease losses | $21,000 | 3,511 |
| Total noninterest income | $135,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $63,000 | 4,284 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 4,753 |
| Total noninterest expense | $1,324,000 | 4,518 |
| Salaries and employee benefits | $693,000 | 4,592 |
| Premises and equipment expense | $196,000 | 3,849 |
| Additional noninterest expense | $435,000 | 4,482 |
| Pre-tax net operating income | $352,000 | 4,599 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $350,000 | 4,447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 4,443 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $350,000 | 4,445 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $236,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $350,000 | 4,382 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 4,724 |
| Total interest expense | $38,000 | 5,379 |
| Net interest income | $767,000 | 4,587 |
| Provision for loan and lease losses | $10,000 | 3,253 |
| Total noninterest income | $66,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $38,000 | 4,685 |
| Total noninterest expense | $664,000 | 4,547 |
| Salaries and employee benefits | $342,000 | 4,647 |
| Premises and equipment expense | $103,000 | 3,806 |
| Additional noninterest expense | $219,000 | 4,494 |
| Pre-tax net operating income | $159,000 | 4,685 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $157,000 | 4,566 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $157,000 | 4,565 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $157,000 | 4,567 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $115,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $157,000 | 4,502 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 4,564 |
| Total interest expense | $177,000 | 5,292 |
| Net interest income | $3,323,000 | 4,437 |
| Provision for loan and lease losses | $42,000 | 3,720 |
| Total noninterest income | $256,000 | 4,974 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $132,000 | 4,334 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $124,000 | 4,923 |
| Total noninterest expense | $2,656,000 | 4,576 |
| Salaries and employee benefits | $1,470,000 | 4,540 |
| Premises and equipment expense | $394,000 | 3,936 |
| Additional noninterest expense | $792,000 | 4,722 |
| Pre-tax net operating income | $881,000 | 4,258 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $879,000 | 4,109 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $879,000 | 4,109 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $879,000 | 4,110 |
| Net charge-offs | $30,000 | 3,562 |
| Cash dividends | $733,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $879,000 | 4,057 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,583 |
| Total interest expense | $136,000 | 5,353 |
| Net interest income | $2,531,000 | 4,456 |
| Provision for loan and lease losses | $32,000 | 3,587 |
| Total noninterest income | $204,000 | 4,965 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $102,000 | 4,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,875 |
| Total noninterest expense | $2,010,000 | 4,601 |
| Salaries and employee benefits | $1,105,000 | 4,562 |
| Premises and equipment expense | $293,000 | 4,004 |
| Additional noninterest expense | $612,000 | 4,697 |
| Pre-tax net operating income | $693,000 | 4,302 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $691,000 | 4,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 4,134 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $691,000 | 4,137 |
| Net charge-offs | $38,000 | 2,972 |
| Cash dividends | $258,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $691,000 | 4,086 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 4,622 |
| Total interest expense | $93,000 | 5,379 |
| Net interest income | $1,680,000 | 4,496 |
| Provision for loan and lease losses | $21,000 | 3,474 |
| Total noninterest income | $143,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $69,000 | 4,300 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,826 |
| Total noninterest expense | $1,339,000 | 4,640 |
| Salaries and employee benefits | $723,000 | 4,658 |
| Premises and equipment expense | $202,000 | 3,970 |
| Additional noninterest expense | $414,000 | 4,696 |
| Pre-tax net operating income | $463,000 | 4,285 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $461,000 | 4,108 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $461,000 | 4,108 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $461,000 | 4,110 |
| Net charge-offs | $11,000 | 3,221 |
| Cash dividends | $175,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $461,000 | 4,044 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 4,636 |
| Total interest expense | $47,000 | 5,415 |
| Net interest income | $846,000 | 4,496 |
| Provision for loan and lease losses | $11,000 | 3,207 |
| Total noninterest income | $77,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $33,000 | 4,368 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $677,000 | 4,638 |
| Salaries and employee benefits | $358,000 | 4,699 |
| Premises and equipment expense | $112,000 | 3,808 |
| Additional noninterest expense | $207,000 | 4,738 |
| Pre-tax net operating income | $235,000 | 4,229 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $233,000 | 4,055 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $233,000 | 4,059 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $233,000 | 4,059 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $83,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $233,000 | 3,990 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 4,708 |
| Total interest expense | $194,000 | 5,529 |
| Net interest income | $3,371,000 | 4,565 |
| Provision for loan and lease losses | $38,000 | 3,957 |
| Total noninterest income | $296,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $148,000 | 4,410 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $148,000 | 4,869 |
| Total noninterest expense | $2,823,000 | 4,616 |
| Salaries and employee benefits | $1,595,000 | 4,488 |
| Premises and equipment expense | $405,000 | 4,068 |
| Additional noninterest expense | $823,000 | 4,856 |
| Pre-tax net operating income | $806,000 | 4,470 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $811,000 | 4,284 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $811,000 | 4,284 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $811,000 | 4,285 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $637,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $804,000 | 4,248 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 4,804 |
| Total interest expense | $146,000 | 5,595 |
| Net interest income | $2,485,000 | 4,646 |
| Provision for loan and lease losses | $28,000 | 3,782 |
| Total noninterest income | $216,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $107,000 | 4,960 |
| Total noninterest expense | $2,122,000 | 4,639 |
| Salaries and employee benefits | $1,209,000 | 4,488 |
| Premises and equipment expense | $302,000 | 4,122 |
| Additional noninterest expense | $611,000 | 4,909 |
| Pre-tax net operating income | $551,000 | 4,679 |
| Securities gains (losses) | $7,000 | 2,468 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $556,000 | 4,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $556,000 | 4,452 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $556,000 | 4,453 |
| Net charge-offs | $19,000 | 3,858 |
| Cash dividends | $322,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $549,000 | 4,433 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 4,848 |
| Total interest expense | $97,000 | 5,660 |
| Net interest income | $1,634,000 | 4,683 |
| Provision for loan and lease losses | $17,000 | 3,729 |
| Total noninterest income | $142,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $70,000 | 4,549 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $72,000 | 4,959 |
| Total noninterest expense | $1,425,000 | 4,655 |
| Salaries and employee benefits | $801,000 | 4,538 |
| Premises and equipment expense | $213,000 | 4,047 |
| Additional noninterest expense | $411,000 | 4,915 |
| Pre-tax net operating income | $334,000 | 4,759 |
| Securities gains (losses) | $7,000 | 2,068 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $339,000 | 4,546 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $339,000 | 4,549 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $339,000 | 4,550 |
| Net charge-offs | $18,000 | 3,462 |
| Cash dividends | $220,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $332,070 | 4,523 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 4,903 |
| Total interest expense | $48,000 | 5,741 |
| Net interest income | $813,000 | 4,731 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $69,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $711,000 | 4,712 |
| Salaries and employee benefits | $387,000 | 4,659 |
| Premises and equipment expense | $117,000 | 3,893 |
| Additional noninterest expense | $207,000 | 4,931 |
| Pre-tax net operating income | $161,000 | 4,775 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $159,000 | 4,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,605 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $159,000 | 4,605 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $108,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $159,000 | 4,552 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 4,858 |
| Total interest expense | $209,000 | 5,861 |
| Net interest income | $3,407,000 | 4,664 |
| Provision for loan and lease losses | $73,000 | 3,975 |
| Total noninterest income | $239,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $128,000 | 4,844 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $111,000 | 5,277 |
| Total noninterest expense | $2,802,000 | 4,768 |
| Salaries and employee benefits | $1,564,000 | 4,653 |
| Premises and equipment expense | $375,000 | 4,375 |
| Additional noninterest expense | $863,000 | 4,912 |
| Pre-tax net operating income | $771,000 | 4,458 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $771,000 | 4,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $771,000 | 4,308 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $771,000 | 4,309 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $777,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $769,000 | 4,255 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 4,906 |
| Total interest expense | $157,000 | 5,953 |
| Net interest income | $2,554,000 | 4,714 |
| Provision for loan and lease losses | $37,000 | 4,195 |
| Total noninterest income | $188,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $94,000 | 4,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 5,237 |
| Total noninterest expense | $2,133,000 | 4,754 |
| Salaries and employee benefits | $1,195,000 | 4,629 |
| Premises and equipment expense | $285,000 | 4,374 |
| Additional noninterest expense | $653,000 | 4,907 |
| Pre-tax net operating income | $572,000 | 4,575 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $572,000 | 4,384 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $572,000 | 4,387 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $572,000 | 4,388 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $101,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $570,000 | 4,311 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 4,950 |
| Total interest expense | $106,000 | 6,006 |
| Net interest income | $1,686,000 | 4,731 |
| Provision for loan and lease losses | $31,000 | 3,929 |
| Total noninterest income | $131,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,430,000 | 4,761 |
| Salaries and employee benefits | $795,000 | 4,660 |
| Premises and equipment expense | $197,000 | 4,304 |
| Additional noninterest expense | $438,000 | 4,914 |
| Pre-tax net operating income | $356,000 | 4,650 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $356,000 | 4,507 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $356,000 | 4,509 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $356,000 | 4,510 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $66,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $354,020 | 4,409 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 4,961 |
| Total interest expense | $55,000 | 6,047 |
| Net interest income | $848,000 | 4,733 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $70,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $718,000 | 4,796 |
| Salaries and employee benefits | $410,000 | 4,639 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $212,000 | 5,025 |
| Pre-tax net operating income | $175,000 | 4,660 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $173,000 | 4,516 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $173,000 | 4,518 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $173,000 | 4,518 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $35,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $173,000 | 4,415 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 4,871 |
| Total interest expense | $322,000 | 5,887 |
| Net interest income | $3,681,000 | 4,630 |
| Provision for loan and lease losses | $763,000 | 2,138 |
| Total noninterest income | $255,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $129,000 | 5,019 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $126,000 | 5,114 |
| Total noninterest expense | $2,810,000 | 4,898 |
| Salaries and employee benefits | $1,552,000 | 4,757 |
| Premises and equipment expense | $381,000 | 4,410 |
| Additional noninterest expense | $877,000 | 5,087 |
| Pre-tax net operating income | $363,000 | 5,240 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $361,000 | 5,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,308 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $361,000 | 5,309 |
| Net charge-offs | $840,000 | 2,007 |
| Cash dividends | $198,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $361,000 | 5,109 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 4,919 |
| Total interest expense | $249,000 | 5,975 |
| Net interest income | $2,797,000 | 4,661 |
| Provision for loan and lease losses | $723,000 | 1,824 |
| Total noninterest income | $190,000 | 5,493 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $91,000 | 5,228 |
| Total noninterest expense | $2,110,000 | 4,929 |
| Salaries and employee benefits | $1,168,000 | 4,763 |
| Premises and equipment expense | $297,000 | 4,374 |
| Additional noninterest expense | $645,000 | 5,177 |
| Pre-tax net operating income | $154,000 | 5,853 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $152,000 | 5,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $152,000 | 5,922 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $152,000 | 5,922 |
| Net charge-offs | $830,000 | 1,635 |
| Cash dividends | $198,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $152,000 | 5,767 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 4,899 |
| Total interest expense | $175,000 | 5,989 |
| Net interest income | $1,907,000 | 4,630 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $134,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $63,000 | 5,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,087 |
| Total noninterest expense | $1,469,000 | 4,870 |
| Salaries and employee benefits | $849,000 | 4,589 |
| Premises and equipment expense | $202,000 | 4,346 |
| Additional noninterest expense | $418,000 | 5,250 |
| Pre-tax net operating income | $522,000 | 4,050 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $520,000 | 3,917 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $520,000 | 3,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $520,000 | 3,920 |
| Net charge-offs | $39,000 | 4,231 |
| Cash dividends | $193,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $520,000 | 3,719 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 4,824 |
| Total interest expense | $96,000 | 5,945 |
| Net interest income | $989,000 | 4,571 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $80,000 | 5,253 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 4,748 |
| Total noninterest expense | $766,000 | 4,781 |
| Salaries and employee benefits | $436,000 | 4,546 |
| Premises and equipment expense | $109,000 | 4,223 |
| Additional noninterest expense | $221,000 | 5,137 |
| Pre-tax net operating income | $278,000 | 3,975 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $276,000 | 3,789 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $276,000 | 3,792 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $276,000 | 3,792 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $89,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $276,000 | 3,624 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 4,900 |
| Total interest expense | $475,000 | 5,952 |
| Net interest income | $3,943,000 | 4,568 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $329,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $144,000 | 4,966 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $185,000 | 4,568 |
| Total noninterest expense | $3,024,000 | 4,859 |
| Salaries and employee benefits | $1,697,000 | 4,615 |
| Premises and equipment expense | $401,000 | 4,558 |
| Additional noninterest expense | $926,000 | 5,081 |
| Pre-tax net operating income | $1,148,000 | 3,469 |
| Securities gains (losses) | $-19,000 | 6,923 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,127,000 | 3,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,127,000 | 3,308 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,127,000 | 3,308 |
| Net charge-offs | $89,000 | 5,084 |
| Cash dividends | $909,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,146,000 | 3,187 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 4,932 |
| Total interest expense | $364,000 | 6,020 |
| Net interest income | $2,967,000 | 4,593 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $233,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $109,000 | 4,979 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $124,000 | 4,820 |
| Total noninterest expense | $2,269,000 | 4,870 |
| Salaries and employee benefits | $1,269,000 | 4,635 |
| Premises and equipment expense | $302,000 | 4,594 |
| Additional noninterest expense | $698,000 | 5,101 |
| Pre-tax net operating income | $856,000 | 3,589 |
| Securities gains (losses) | $-19,000 | 7,055 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $835,000 | 3,436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $835,000 | 3,438 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $835,000 | 3,438 |
| Net charge-offs | $89,000 | 4,541 |
| Cash dividends | $504,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $854,000 | 3,269 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 4,960 |
| Total interest expense | $247,000 | 6,096 |
| Net interest income | $1,981,000 | 4,609 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $167,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $68,000 | 5,073 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $1,525,000 | 4,902 |
| Salaries and employee benefits | $839,000 | 4,696 |
| Premises and equipment expense | $204,000 | 4,610 |
| Additional noninterest expense | $482,000 | 5,086 |
| Pre-tax net operating income | $573,000 | 3,561 |
| Securities gains (losses) | $-19,000 | 7,126 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $553,000 | 3,373 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $553,000 | 3,374 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $553,000 | 3,374 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $572,000 | 3,203 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 4,927 |
| Total interest expense | $128,000 | 6,126 |
| Net interest income | $1,012,000 | 4,542 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $750,000 | 4,980 |
| Salaries and employee benefits | $415,000 | 4,763 |
| Premises and equipment expense | $104,000 | 4,611 |
| Additional noninterest expense | $231,000 | 5,200 |
| Pre-tax net operating income | $302,000 | 3,513 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $301,000 | 3,236 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $301,000 | 3,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $301,000 | 3,235 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $186,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $301,000 | 3,172 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 4,938 |
| Total interest expense | $627,000 | 6,168 |
| Net interest income | $4,174,000 | 4,460 |
| Provision for loan and lease losses | $141,000 | 5,709 |
| Total noninterest income | $229,000 | 5,781 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $143,000 | 4,993 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 5,610 |
| Total noninterest expense | $3,010,000 | 5,010 |
| Salaries and employee benefits | $1,626,000 | 4,825 |
| Premises and equipment expense | $416,000 | 4,657 |
| Additional noninterest expense | $968,000 | 5,181 |
| Pre-tax net operating income | $1,252,000 | 3,025 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,251,000 | 2,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,251,000 | 2,832 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,251,000 | 2,836 |
| Net charge-offs | $27,000 | 6,248 |
| Cash dividends | $957,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,250,000 | 2,733 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 5,031 |
| Total interest expense | $479,000 | 6,276 |
| Net interest income | $3,117,000 | 4,523 |
| Provision for loan and lease losses | $116,000 | 5,545 |
| Total noninterest income | $173,000 | 5,892 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $61,000 | 5,789 |
| Total noninterest expense | $2,211,000 | 5,086 |
| Salaries and employee benefits | $1,205,000 | 4,903 |
| Premises and equipment expense | $313,000 | 4,729 |
| Additional noninterest expense | $693,000 | 5,293 |
| Pre-tax net operating income | $963,000 | 3,162 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $962,000 | 2,955 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $962,000 | 2,951 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $962,000 | 2,954 |
| Net charge-offs | $-9,000 | 7,461 |
| Cash dividends | $249,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $961,000 | 2,823 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 5,069 |
| Total interest expense | $320,000 | 6,372 |
| Net interest income | $2,076,000 | 4,527 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $101,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $75,000 | 4,997 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $1,486,000 | 5,091 |
| Salaries and employee benefits | $806,000 | 4,907 |
| Premises and equipment expense | $212,000 | 4,704 |
| Additional noninterest expense | $468,000 | 5,262 |
| Pre-tax net operating income | $641,000 | 3,188 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $640,000 | 2,938 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $640,000 | 2,932 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $640,000 | 2,937 |
| Net charge-offs | $-9,000 | 7,464 |
| Cash dividends | $167,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $640,000 | 2,830 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 5,177 |
| Total interest expense | $164,000 | 6,463 |
| Net interest income | $1,021,000 | 4,615 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $72,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $746,000 | 5,126 |
| Salaries and employee benefits | $393,000 | 5,051 |
| Premises and equipment expense | $116,000 | 4,561 |
| Additional noninterest expense | $237,000 | 5,261 |
| Pre-tax net operating income | $322,000 | 3,247 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $321,000 | 3,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $321,000 | 3,007 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $321,000 | 3,011 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $82,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $321,000 | 2,899 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 5,143 |
| Total interest expense | $964,000 | 6,102 |
| Net interest income | $4,015,000 | 4,566 |
| Provision for loan and lease losses | $3,000 | 7,390 |
| Total noninterest income | $205,000 | 6,190 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $155,000 | 5,110 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $2,930,000 | 5,261 |
| Salaries and employee benefits | $1,609,000 | 4,988 |
| Premises and equipment expense | $389,000 | 5,061 |
| Additional noninterest expense | $932,000 | 5,438 |
| Pre-tax net operating income | $1,287,000 | 2,595 |
| Securities gains (losses) | $-80,000 | 7,247 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,205,000 | 2,474 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,205,000 | 2,472 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,205,000 | 2,473 |
| Net charge-offs | $79,000 | 5,896 |
| Cash dividends | $850,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,285,000 | 2,321 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 5,168 |
| Total interest expense | $771,000 | 6,108 |
| Net interest income | $3,010,000 | 4,573 |
| Provision for loan and lease losses | $3,000 | 7,243 |
| Total noninterest income | $143,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $115,000 | 5,150 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,000 | 6,761 |
| Total noninterest expense | $2,174,000 | 5,294 |
| Salaries and employee benefits | $1,214,000 | 5,013 |
| Premises and equipment expense | $287,000 | 5,146 |
| Additional noninterest expense | $673,000 | 5,520 |
| Pre-tax net operating income | $976,000 | 2,780 |
| Securities gains (losses) | $-80,000 | 7,439 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $894,000 | 2,664 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $894,000 | 2,661 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $894,000 | 2,664 |
| Net charge-offs | $81,000 | 5,262 |
| Cash dividends | $339,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $974,000 | 2,473 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 5,187 |
| Total interest expense | $554,000 | 6,076 |
| Net interest income | $1,986,000 | 4,603 |
| Provision for loan and lease losses | $3,000 | 7,092 |
| Total noninterest income | $133,000 | 5,930 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $58,000 | 5,624 |
| Total noninterest expense | $1,457,000 | 5,323 |
| Salaries and employee benefits | $806,000 | 5,072 |
| Premises and equipment expense | $196,000 | 5,130 |
| Additional noninterest expense | $455,000 | 5,505 |
| Pre-tax net operating income | $659,000 | 2,868 |
| Securities gains (losses) | $-60,000 | 7,621 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $598,000 | 2,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $598,000 | 2,772 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $598,000 | 2,774 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $246,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $658,000 | 2,529 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 5,201 |
| Total interest expense | $297,000 | 6,036 |
| Net interest income | $985,000 | 4,626 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $71,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $36,000 | 5,210 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $35,000 | 5,396 |
| Total noninterest expense | $709,000 | 5,357 |
| Salaries and employee benefits | $398,000 | 5,155 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $344,000 | 3,104 |
| Securities gains (losses) | $-30,000 | 7,901 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $313,000 | 3,045 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $313,000 | 3,046 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $313,000 | 3,046 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $123,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $343,000 | 2,728 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 5,379 |
| Total interest expense | $1,376,000 | 6,159 |
| Net interest income | $3,764,000 | 4,760 |
| Provision for loan and lease losses | $-100,000 | 8,256 |
| Total noninterest income | $336,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 5,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $171,000 | 5,106 |
| Total noninterest expense | $2,756,000 | 5,377 |
| Salaries and employee benefits | $1,533,000 | 5,269 |
| Premises and equipment expense | $402,000 | 5,070 |
| Additional noninterest expense | $821,000 | 5,413 |
| Pre-tax net operating income | $1,444,000 | 3,092 |
| Securities gains (losses) | $-275,000 | 7,409 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $1,167,000 | 2,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,167,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $864,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,442,000 | 2,733 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 5,450 |
| Total interest expense | $1,050,000 | 6,225 |
| Net interest income | $2,800,000 | 4,819 |
| Provision for loan and lease losses | $-100,000 | 8,328 |
| Total noninterest income | $277,000 | 5,518 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $123,000 | 5,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 4,897 |
| Total noninterest expense | $2,061,000 | 5,372 |
| Salaries and employee benefits | $1,143,000 | 5,305 |
| Premises and equipment expense | $306,000 | 5,047 |
| Additional noninterest expense | $612,000 | 5,367 |
| Pre-tax net operating income | $1,116,000 | 3,468 |
| Securities gains (losses) | $-250,000 | 7,637 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $864,000 | 3,413 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $864,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $519,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,114,000 | 3,034 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,575,000 | 5,506 |
| Total interest expense | $709,000 | 6,330 |
| Net interest income | $1,866,000 | 4,832 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $148,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $83,000 | 5,181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $65,000 | 5,754 |
| Total noninterest expense | $1,384,000 | 5,383 |
| Salaries and employee benefits | $760,000 | 5,365 |
| Premises and equipment expense | $211,000 | 4,986 |
| Additional noninterest expense | $413,000 | 5,331 |
| Pre-tax net operating income | $630,000 | 3,910 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $629,000 | 3,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $629,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $346,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $629,000 | 3,482 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 5,577 |
| Total interest expense | $366,000 | 6,424 |
| Net interest income | $936,000 | 4,844 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $40,000 | 5,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $685,000 | 5,438 |
| Salaries and employee benefits | $379,000 | 5,411 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $198,000 | 5,404 |
| Pre-tax net operating income | $328,000 | 3,948 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $327,000 | 3,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $327,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,215 |
| Cash dividends | $173,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $327,000 | 3,524 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,572 |
| Total interest expense | $1,575,000 | 6,325 |
| Net interest income | $3,700,000 | 4,849 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $327,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $184,000 | 5,067 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $143,000 | 5,654 |
| Total noninterest expense | $2,778,000 | 5,253 |
| Salaries and employee benefits | $1,573,000 | 5,152 |
| Premises and equipment expense | $412,000 | 4,932 |
| Additional noninterest expense | $793,000 | 5,375 |
| Pre-tax net operating income | $1,249,000 | 4,275 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $1,247,000 | 3,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,247,000 | 3,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $1,049,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,247,000 | 3,852 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 5,590 |
| Total interest expense | $1,183,000 | 6,354 |
| Net interest income | $2,779,000 | 4,868 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $255,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 5,050 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,578 |
| Total noninterest expense | $2,095,000 | 5,207 |
| Salaries and employee benefits | $1,180,000 | 5,146 |
| Premises and equipment expense | $309,000 | 4,926 |
| Additional noninterest expense | $606,000 | 5,262 |
| Pre-tax net operating income | $939,000 | 4,502 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $937,000 | 4,018 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $937,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $564,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $937,000 | 4,001 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 5,666 |
| Total interest expense | $757,000 | 6,475 |
| Net interest income | $1,840,000 | 4,926 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $193,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $103,000 | 4,880 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $90,000 | 5,306 |
| Total noninterest expense | $1,420,000 | 5,187 |
| Salaries and employee benefits | $803,000 | 5,124 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $409,000 | 5,226 |
| Pre-tax net operating income | $613,000 | 4,598 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $612,000 | 4,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $612,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $392,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $612,000 | 4,119 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 5,735 |
| Total interest expense | $363,000 | 6,562 |
| Net interest income | $908,000 | 4,967 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $112,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $62,000 | 4,685 |
| Total noninterest expense | $696,000 | 5,271 |
| Salaries and employee benefits | $392,000 | 5,239 |
| Premises and equipment expense | $106,000 | 4,871 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $324,000 | 4,474 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $323,000 | 4,003 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $323,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $220,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $323,000 | 3,984 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 5,701 |
| Total interest expense | $1,157,000 | 6,649 |
| Net interest income | $3,574,000 | 4,988 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $292,000 | 6,227 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $150,000 | 5,525 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $2,661,000 | 5,287 |
| Salaries and employee benefits | $1,513,000 | 5,166 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $748,000 | 5,444 |
| Pre-tax net operating income | $1,205,000 | 4,778 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $1,207,000 | 4,267 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,207,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,117 |
| Cash dividends | $1,016,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,203,000 | 4,258 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 5,755 |
| Total interest expense | $822,000 | 6,739 |
| Net interest income | $2,658,000 | 5,053 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $225,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $109,000 | 5,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $116,000 | 5,580 |
| Total noninterest expense | $1,976,000 | 5,306 |
| Salaries and employee benefits | $1,111,000 | 5,212 |
| Premises and equipment expense | $300,000 | 4,946 |
| Additional noninterest expense | $565,000 | 5,402 |
| Pre-tax net operating income | $907,000 | 4,940 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $908,000 | 4,394 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $908,000 | 4,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $513,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $905,000 | 4,396 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 5,844 |
| Total interest expense | $493,000 | 6,883 |
| Net interest income | $1,739,000 | 5,136 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $170,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $74,000 | 5,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $96,000 | 5,214 |
| Total noninterest expense | $1,300,000 | 5,349 |
| Salaries and employee benefits | $734,000 | 5,255 |
| Premises and equipment expense | $205,000 | 4,859 |
| Additional noninterest expense | $361,000 | 5,521 |
| Pre-tax net operating income | $609,000 | 4,956 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $611,000 | 4,393 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $611,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $364,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $608,000 | 4,404 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,861 |
| Total interest expense | $226,000 | 6,996 |
| Net interest income | $866,000 | 5,156 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $75,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $632,000 | 5,451 |
| Salaries and employee benefits | $358,000 | 5,370 |
| Premises and equipment expense | $105,000 | 4,798 |
| Additional noninterest expense | $169,000 | 5,707 |
| Pre-tax net operating income | $309,000 | 4,895 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $311,000 | 4,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $311,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $216,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $308,000 | 4,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 5,626 |
| Total interest expense | $781,000 | 6,838 |
| Net interest income | $3,499,000 | 5,022 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $278,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $162,000 | 5,470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $116,000 | 6,174 |
| Total noninterest expense | $2,667,000 | 5,166 |
| Salaries and employee benefits | $1,461,000 | 5,135 |
| Premises and equipment expense | $420,000 | 4,710 |
| Additional noninterest expense | $786,000 | 5,222 |
| Pre-tax net operating income | $1,110,000 | 5,081 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $1,113,000 | 4,532 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,113,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,267 |
| Cash dividends | $902,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,108,000 | 4,499 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 5,647 |
| Total interest expense | $559,000 | 6,860 |
| Net interest income | $2,596,000 | 5,066 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $212,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,131 |
| Total noninterest expense | $1,995,000 | 5,145 |
| Salaries and employee benefits | $1,086,000 | 5,148 |
| Premises and equipment expense | $312,000 | 4,705 |
| Additional noninterest expense | $597,000 | 5,140 |
| Pre-tax net operating income | $813,000 | 5,295 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $814,000 | 4,709 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $814,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $430,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $811,000 | 4,685 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 5,671 |
| Total interest expense | $352,000 | 6,883 |
| Net interest income | $1,697,000 | 5,119 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $148,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $1,320,000 | 5,168 |
| Salaries and employee benefits | $718,000 | 5,163 |
| Premises and equipment expense | $208,000 | 4,682 |
| Additional noninterest expense | $394,000 | 5,143 |
| Pre-tax net operating income | $525,000 | 5,352 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $527,000 | 4,759 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $527,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $308,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $524,000 | 4,726 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 5,764 |
| Total interest expense | $166,000 | 6,968 |
| Net interest income | $825,000 | 5,238 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $673,000 | 5,136 |
| Salaries and employee benefits | $356,000 | 5,233 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $209,000 | 4,926 |
| Pre-tax net operating income | $234,000 | 5,606 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $233,000 | 5,051 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $233,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,314 |
| Cash dividends | $191,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $233,000 | 5,019 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 5,677 |
| Total interest expense | $657,000 | 6,734 |
| Net interest income | $3,188,000 | 5,224 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $299,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $185,000 | 5,374 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,196 |
| Total noninterest expense | $2,745,000 | 4,969 |
| Salaries and employee benefits | $1,421,000 | 5,125 |
| Premises and equipment expense | $431,000 | 4,547 |
| Additional noninterest expense | $893,000 | 4,732 |
| Pre-tax net operating income | $742,000 | 5,969 |
| Securities gains (losses) | $23,000 | 2,306 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $763,000 | 5,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $763,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $564,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $740,000 | 5,363 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 5,686 |
| Total interest expense | $489,000 | 6,757 |
| Net interest income | $2,372,000 | 5,236 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $231,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 6,193 |
| Total noninterest expense | $1,992,000 | 5,046 |
| Salaries and employee benefits | $1,070,000 | 5,068 |
| Premises and equipment expense | $321,000 | 4,549 |
| Additional noninterest expense | $601,000 | 5,045 |
| Pre-tax net operating income | $611,000 | 5,855 |
| Securities gains (losses) | $23,000 | 2,216 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $633,000 | 5,222 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $633,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $273,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $610,000 | 5,233 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 5,739 |
| Total interest expense | $318,000 | 6,852 |
| Net interest income | $1,568,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $159,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $1,318,000 | 5,081 |
| Salaries and employee benefits | $708,000 | 5,124 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $394,000 | 5,122 |
| Pre-tax net operating income | $409,000 | 5,800 |
| Securities gains (losses) | $23,000 | 1,953 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $431,000 | 5,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $182,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $408,000 | 5,192 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $946,000 | 5,755 |
| Total interest expense | $161,000 | 6,883 |
| Net interest income | $785,000 | 5,275 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $86,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $668,000 | 5,065 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $203,000 | 5,792 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $225,000 | 5,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 5,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $91,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $202,000 | 5,198 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 5,729 |
| Total interest expense | $750,000 | 6,876 |
| Net interest income | $3,152,000 | 5,145 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $338,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $140,000 | 5,948 |
| Total noninterest expense | $2,653,000 | 5,002 |
| Salaries and employee benefits | $1,375,000 | 5,151 |
| Premises and equipment expense | $415,000 | 4,612 |
| Additional noninterest expense | $863,000 | 4,787 |
| Pre-tax net operating income | $837,000 | 5,584 |
| Securities gains (losses) | $102,000 | 1,881 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $937,000 | 4,833 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $937,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $777,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $835,000 | 4,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 5,779 |
| Total interest expense | $582,000 | 6,932 |
| Net interest income | $2,356,000 | 5,184 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $269,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $150,000 | 5,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 5,748 |
| Total noninterest expense | $1,987,000 | 5,004 |
| Salaries and employee benefits | $1,023,000 | 5,171 |
| Premises and equipment expense | $306,000 | 4,647 |
| Additional noninterest expense | $658,000 | 4,688 |
| Pre-tax net operating income | $638,000 | 5,733 |
| Securities gains (losses) | $98,000 | 1,769 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $734,000 | 4,855 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $734,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $706,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $636,000 | 5,068 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 5,810 |
| Total interest expense | $405,000 | 6,948 |
| Net interest income | $1,559,000 | 5,217 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $173,000 | 6,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $1,314,000 | 5,021 |
| Salaries and employee benefits | $669,000 | 5,255 |
| Premises and equipment expense | $206,000 | 4,619 |
| Additional noninterest expense | $439,000 | 4,680 |
| Pre-tax net operating income | $418,000 | 5,754 |
| Securities gains (losses) | $79,000 | 1,687 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $496,000 | 4,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $496,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,076 |
| Cash dividends | $604,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $417,000 | 5,091 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,823 |
| Total interest expense | $205,000 | 7,010 |
| Net interest income | $781,000 | 5,179 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $641,000 | 5,116 |
| Salaries and employee benefits | $326,000 | 5,345 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $211,000 | 4,775 |
| Pre-tax net operating income | $230,000 | 5,498 |
| Securities gains (losses) | $79,000 | 1,130 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $308,000 | 4,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $308,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,943 |
| Cash dividends | $102,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $229,000 | 4,761 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 5,612 |
| Total interest expense | $933,000 | 7,104 |
| Net interest income | $3,456,000 | 4,795 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $351,000 | 6,094 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $212,000 | 5,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,767 |
| Total noninterest expense | $2,799,000 | 4,683 |
| Salaries and employee benefits | $1,366,000 | 5,027 |
| Premises and equipment expense | $434,000 | 4,369 |
| Additional noninterest expense | $999,000 | 4,188 |
| Pre-tax net operating income | $993,000 | 5,223 |
| Securities gains (losses) | $40,000 | 2,603 |
| Applicable income taxes | $2,000 | 7,560 |
| Income before extraordinary items | $1,031,000 | 4,512 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,031,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,470 |
| Cash dividends | $736,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $991,000 | 4,502 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 5,632 |
| Total interest expense | $1,711,000 | 6,583 |
| Net interest income | $3,267,000 | 4,778 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $399,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $215,000 | 4,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $3,025,000 | 4,310 |
| Salaries and employee benefits | $1,417,000 | 4,714 |
| Premises and equipment expense | $469,000 | 4,106 |
| Additional noninterest expense | $1,139,000 | 3,667 |
| Pre-tax net operating income | $401,000 | 6,982 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $331,000 | 6,948 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $331,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,391 |
| Cash dividends | $519,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $320,600 | 6,896 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 5,280 |
| Total interest expense | $1,967,000 | 6,324 |
| Net interest income | $3,715,000 | 4,426 |
| Provision for loan and lease losses | $98,000 | 5,381 |
| Total noninterest income | $521,000 | 4,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,810 |
| Total noninterest expense | $3,127,000 | 4,087 |
| Salaries and employee benefits | $1,461,000 | 4,452 |
| Premises and equipment expense | $760,000 | 2,693 |
| Additional noninterest expense | $906,000 | 4,310 |
| Pre-tax net operating income | $1,011,000 | 5,230 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $45,000 | 7,320 |
| Income before extraordinary items | $966,000 | 4,485 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $966,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,650 |
| Cash dividends | $456,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $966,000 | 4,483 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,827,000 | 5,050 |
| Total interest expense | $2,045,000 | 5,922 |
| Net interest income | $3,782,000 | 4,378 |
| Provision for loan and lease losses | $481,000 | 1,825 |
| Total noninterest income | $432,000 | 5,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,360 |
| Total noninterest expense | $3,225,000 | 3,964 |
| Salaries and employee benefits | $1,613,000 | 4,098 |
| Premises and equipment expense | $640,000 | 3,084 |
| Additional noninterest expense | $972,000 | 4,112 |
| Pre-tax net operating income | $508,000 | 7,103 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $51,000 | 7,618 |
| Income before extraordinary items | $462,000 | 6,623 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $462,000 | 6,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $364,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $457,500 | 6,634 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 4,913 |
| Total interest expense | $2,540,000 | 5,304 |
| Net interest income | $3,604,000 | 4,478 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $374,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,382 |
| Total noninterest expense | $3,104,000 | 3,996 |
| Salaries and employee benefits | $1,565,000 | 4,110 |
| Premises and equipment expense | $612,000 | 3,109 |
| Additional noninterest expense | $927,000 | 4,196 |
| Pre-tax net operating income | $689,000 | 6,528 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $620,000 | 5,964 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $620,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,421 |
| Cash dividends | $642,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $620,000 | 5,860 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 5,352 |
| Total interest expense | $2,190,000 | 5,897 |
| Net interest income | $3,390,000 | 4,841 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $351,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,921 |
| Total noninterest expense | $2,753,000 | 4,400 |
| Salaries and employee benefits | $1,393,000 | 4,525 |
| Premises and equipment expense | $500,000 | 3,696 |
| Additional noninterest expense | $860,000 | 4,476 |
| Pre-tax net operating income | $937,000 | 6,028 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $759,000 | 5,635 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $759,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $750,200 | 5,632 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 5,707 |
| Total interest expense | $2,152,000 | 6,119 |
| Net interest income | $3,110,000 | 5,304 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $268,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $2,511,000 | 4,989 |
| Salaries and employee benefits | $1,379,000 | 4,636 |
| Premises and equipment expense | $449,000 | 4,121 |
| Additional noninterest expense | $683,000 | 5,836 |
| Pre-tax net operating income | $717,000 | 6,858 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $226,000 | 6,757 |
| Income before extraordinary items | $501,000 | 6,901 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $501,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $215,000 | 5,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $494,100 | 6,878 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 5,998 |
| Total interest expense | $2,134,000 | 6,201 |
| Net interest income | $2,853,000 | 5,727 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $296,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 5,798 |
| Total noninterest expense | $2,202,000 | 5,555 |
| Salaries and employee benefits | $1,204,000 | 5,203 |
| Premises and equipment expense | $362,000 | 4,911 |
| Additional noninterest expense | $636,000 | 6,291 |
| Pre-tax net operating income | $852,000 | 6,639 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $546,000 | 6,925 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $546,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,132 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $565,800 | 6,795 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 6,867 |
| Total interest expense | $1,308,000 | 7,524 |
| Net interest income | $2,559,000 | 6,347 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $382,000 | 6,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,741 |
| Total noninterest expense | $2,161,000 | 5,838 |
| Salaries and employee benefits | $1,119,000 | 5,573 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $711,000 | 6,243 |
| Pre-tax net operating income | $690,000 | 7,456 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $436,000 | 7,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $436,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $436,000 | 7,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 7,313 |
| Total interest expense | $1,264,000 | 8,023 |
| Net interest income | $2,402,000 | 6,738 |
| Provision for loan and lease losses | $98,000 | 5,836 |
| Total noninterest income | $386,000 | 6,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $2,028,000 | 6,256 |
| Salaries and employee benefits | $1,043,000 | 5,912 |
| Premises and equipment expense | $354,000 | 5,176 |
| Additional noninterest expense | $631,000 | 7,067 |
| Pre-tax net operating income | $662,000 | 7,559 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $264,000 | 6,577 |
| Income before extraordinary items | $436,000 | 8,087 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $436,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $411,680 | 8,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 7,624 |
| Total interest expense | $1,631,000 | 8,103 |
| Net interest income | $2,284,000 | 7,043 |
| Provision for loan and lease losses | $152,000 | 6,039 |
| Total noninterest income | $332,000 | 7,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,704 |
| Total noninterest expense | $1,903,000 | 6,646 |
| Salaries and employee benefits | $961,000 | 6,255 |
| Premises and equipment expense | $298,000 | 6,009 |
| Additional noninterest expense | $644,000 | 7,145 |
| Pre-tax net operating income | $561,000 | 7,985 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $215,000 | 7,283 |
| Income before extraordinary items | $369,000 | 8,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $369,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 7,091 |
| Cash dividends | $28,000 | 8,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $354,280 | 8,307 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.