Home > The Piedmont Bank > Income and Expense

The Piedmont Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$110,541,000497
Total interest expense$31,357,000568
Net interest income$79,184,000463
Provision for loan and lease losses$1,817,000579
Total noninterest income$7,977,000877
Gross Fiduciary activities income$0981
Service charges on deposit accounts$715,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$7,262,000688
Total noninterest expense$43,725,000644
Salaries and employee benefits$26,326,000591
Premises and equipment expense$3,583,000734
Additional noninterest expense$7,262,000688
Pre-tax net operating income$41,619,000399
Securities gains (losses)$-3,270,0004,450
Applicable income taxes$9,118,000375
Income before extraordinary items$29,231,000434
Extraordinary gains, net$054
Net income$29,231,000438
Minority interest net income$088
Net income of bank and minority interests.$29,231,000435
Net charge-offs$142,0001,317
Cash dividends$10,000,000489
Sale, conversion, retirement of capital stock, net$1,038,000186
Net operating income$31,814,300416
2023-09-30 (YTD Data)Rank
Total interest income$80,730,000499
Total interest expense$20,633,000591
Net interest income$60,097,000464
Provision for loan and lease losses$1,332,000557
Total noninterest income$3,707,0001,208
Gross Fiduciary activities income$0950
Service charges on deposit accounts$535,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$3,172,000994
Total noninterest expense$32,359,000650
Salaries and employee benefits$19,569,000599
Premises and equipment expense$2,619,000763
Additional noninterest expense$3,172,000994
Pre-tax net operating income$30,113,000432
Securities gains (losses)$0849
Applicable income taxes$7,122,000375
Income before extraordinary items$22,991,000433
Extraordinary gains, net$052
Net income$22,991,000437
Minority interest net income$081
Net income of bank and minority interests.$22,991,000433
Net charge-offs$7,0002,243
Cash dividends$8,500,000418
Sale, conversion, retirement of capital stock, net$760,000186
Net operating income$22,991,000440
2023-06-30 (YTD Data)Rank
Total interest income$52,412,000492
Total interest expense$11,493,000616
Net interest income$40,919,000447
Provision for loan and lease losses$913,000536
Total noninterest income$2,414,0001,161
Gross Fiduciary activities income$0931
Service charges on deposit accounts$351,0001,296
Trading account gains and feesNANA
Additional Noninterest Income$2,063,000947
Total noninterest expense$21,595,000633
Salaries and employee benefits$12,912,000595
Premises and equipment expense$1,737,000755
Additional noninterest expense$2,063,000946
Pre-tax net operating income$20,825,000419
Securities gains (losses)$0938
Applicable income taxes$4,925,000373
Income before extraordinary items$15,900,000417
Extraordinary gains, net$051
Net income$15,900,000426
Minority interest net income$081
Net income of bank and minority interests.$15,900,000418
Net charge-offs$-10,0003,918
Cash dividends$1,500,0001,072
Sale, conversion, retirement of capital stock, net$507,000174
Net operating income$15,900,000424
2023-03-31 (YTD Data)Rank
Total interest income$25,650,000500
Total interest expense$4,406,000680
Net interest income$21,244,000443
Provision for loan and lease losses$556,000487
Total noninterest income$865,0001,415
Gross Fiduciary activities income$0913
Service charges on deposit accounts$164,0001,377
Trading account gains and feesNANA
Additional Noninterest Income$701,0001,214
Total noninterest expense$10,866,000647
Salaries and employee benefits$6,466,000612
Premises and equipment expense$868,000786
Additional noninterest expense$701,0001,214
Pre-tax net operating income$10,687,000420
Securities gains (losses)$0950
Applicable income taxes$2,532,000375
Income before extraordinary items$8,155,000430
Extraordinary gains, net$04
Net income$8,155,000431
Minority interest net income$048
Net income of bank and minority interests.$8,155,000431
Net charge-offs$-8,0003,980
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$254,000158
Net operating income$8,155,000433
2022-12-31 (YTD Data)Rank
Total interest income$77,697,000513
Total interest expense$6,166,000680
Net interest income$71,531,000504
Provision for loan and lease losses$2,815,000415
Total noninterest income$4,329,0001,306
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,149,000916
Trading account gains and feesNANA
Additional Noninterest Income$3,180,0001,209
Total noninterest expense$37,458,000712
Salaries and employee benefits$23,818,000640
Premises and equipment expense$3,355,000764
Additional noninterest expense$3,180,0001,209
Pre-tax net operating income$35,587,000497
Securities gains (losses)$3,000566
Applicable income taxes$8,348,000434
Income before extraordinary items$27,242,000508
Extraordinary gains, net$05
Net income$27,242,000509
Minority interest net income$063
Net income of bank and minority interests.$27,242,000509
Net charge-offs$45,0001,608
Cash dividends$6,081,000660
Sale, conversion, retirement of capital stock, net$649,000289
Net operating income$27,239,630520
2022-09-30 (YTD Data)Rank
Total interest income$53,912,000522
Total interest expense$3,475,000645
Net interest income$50,437,000514
Provision for loan and lease losses$2,265,000364
Total noninterest income$3,563,0001,251
Gross Fiduciary activities income$0968
Service charges on deposit accounts$849,000939
Trading account gains and feesNANA
Additional Noninterest Income$2,714,0001,142
Total noninterest expense$27,541,000714
Salaries and employee benefits$17,803,000633
Premises and equipment expense$2,462,000784
Additional noninterest expense$2,714,0001,142
Pre-tax net operating income$24,194,000527
Securities gains (losses)$3,000589
Applicable income taxes$5,665,000465
Income before extraordinary items$18,532,000540
Extraordinary gains, net$04
Net income$18,532,000540
Minority interest net income$057
Net income of bank and minority interests.$18,532,000540
Net charge-offs$45,0001,274
Cash dividends$3,029,000835
Sale, conversion, retirement of capital stock, net$528,000250
Net operating income$18,529,630551
2022-06-30 (YTD Data)Rank
Total interest income$33,452,000533
Total interest expense$1,914,000617
Net interest income$31,538,000527
Provision for loan and lease losses$1,335,000339
Total noninterest income$2,814,0001,121
Gross Fiduciary activities income$0925
Service charges on deposit accounts$557,000936
Trading account gains and feesNANA
Additional Noninterest Income$2,257,0001,007
Total noninterest expense$18,520,000699
Salaries and employee benefits$12,127,000615
Premises and equipment expense$1,642,000773
Additional noninterest expense$4,751,000800
Pre-tax net operating income$14,497,000548
Securities gains (losses)$3,000528
Applicable income taxes$3,445,000475
Income before extraordinary items$11,055,000566
Extraordinary gains, net$04
Net income$11,055,000565
Minority interest net income$060
Net income of bank and minority interests.$11,055,000566
Net charge-offs$-1,0002,999
Cash dividends$2,013,000826
Sale, conversion, retirement of capital stock, net$361,000225
Net operating income$11,052,630576
2022-03-31 (YTD Data)Rank
Total interest income$15,507,000546
Total interest expense$960,000580
Net interest income$14,547,000546
Provision for loan and lease losses$679,000267
Total noninterest income$1,720,000974
Gross Fiduciary activities income$0892
Service charges on deposit accounts$276,000939
Trading account gains and feesNANA
Additional Noninterest Income$1,444,000859
Total noninterest expense$9,161,000708
Salaries and employee benefits$6,091,000616
Premises and equipment expense$754,000851
Additional noninterest expense$2,316,000814
Pre-tax net operating income$6,427,000576
Securities gains (losses)$3,000496
Applicable income taxes$1,580,000481
Income before extraordinary items$4,850,000605
Extraordinary gains, net$04
Net income$4,850,000605
Minority interest net income$050
Net income of bank and minority interests.$4,850,000605
Net charge-offs$-1,0003,005
Cash dividends$2,013,000451
Sale, conversion, retirement of capital stock, net$137,000238
Net operating income$4,847,630608
2021-12-31 (YTD Data)Rank
Total interest income$61,760,000558
Total interest expense$4,941,000550
Net interest income$56,819,000560
Provision for loan and lease losses$1,054,000567
Total noninterest income$5,193,0001,280
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,115,000896
Trading account gains and feesNANA
Additional Noninterest Income$4,078,0001,233
Total noninterest expense$34,498,000746
Salaries and employee benefits$22,420,000647
Premises and equipment expense$3,042,000850
Additional noninterest expense$9,036,000845
Pre-tax net operating income$26,460,000601
Securities gains (losses)$02,062
Applicable income taxes$6,545,000526
Income before extraordinary items$19,915,000645
Extraordinary gains, net$010
Net income$19,915,000646
Minority interest net income$074
Net income of bank and minority interests.$19,915,000646
Net charge-offs$-63,0004,210
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$868,000247
Net operating income$19,915,000637
2021-09-30 (YTD Data)Rank
Total interest income$46,332,000567
Total interest expense$3,942,000544
Net interest income$42,390,000570
Provision for loan and lease losses$1,054,000413
Total noninterest income$3,613,0001,372
Gross Fiduciary activities income$0957
Service charges on deposit accounts$807,000916
Trading account gains and feesNANA
Additional Noninterest Income$2,806,0001,352
Total noninterest expense$25,140,000771
Salaries and employee benefits$16,322,000674
Premises and equipment expense$2,252,000876
Additional noninterest expense$6,566,000872
Pre-tax net operating income$19,809,000623
Securities gains (losses)$02,015
Applicable income taxes$4,921,000537
Income before extraordinary items$14,888,000671
Extraordinary gains, net$08
Net income$14,888,000671
Minority interest net income$069
Net income of bank and minority interests.$14,888,000671
Net charge-offs$-15,0003,787
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$651,000223
Net operating income$14,888,000659
2021-06-30 (YTD Data)Rank
Total interest income$30,819,000557
Total interest expense$2,769,000545
Net interest income$28,050,000562
Provision for loan and lease losses$886,000358
Total noninterest income$2,404,0001,369
Gross Fiduciary activities income$0951
Service charges on deposit accounts$454,0001,009
Trading account gains and feesNANA
Additional Noninterest Income$1,950,0001,316
Total noninterest expense$16,805,000764
Salaries and employee benefits$10,830,000674
Premises and equipment expense$1,579,000841
Additional noninterest expense$4,396,000855
Pre-tax net operating income$12,763,000628
Securities gains (losses)$01,818
Applicable income taxes$3,187,000544
Income before extraordinary items$9,576,000679
Extraordinary gains, net$06
Net income$9,576,000679
Minority interest net income$067
Net income of bank and minority interests.$9,576,000679
Net charge-offs$-5,0003,551
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$434,000200
Net operating income$9,576,000665
2021-03-31 (YTD Data)Rank
Total interest income$15,362,000560
Total interest expense$1,443,000548
Net interest income$13,919,000564
Provision for loan and lease losses$400,000436
Total noninterest income$1,209,0001,352
Gross Fiduciary activities income$0922
Service charges on deposit accounts$200,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$1,009,0001,272
Total noninterest expense$8,082,000781
Salaries and employee benefits$5,191,000702
Premises and equipment expense$796,000844
Additional noninterest expense$2,095,000858
Pre-tax net operating income$6,646,000611
Securities gains (losses)$01,392
Applicable income taxes$1,659,000523
Income before extraordinary items$4,987,000666
Extraordinary gains, net$03
Net income$4,987,000666
Minority interest net income$055
Net income of bank and minority interests.$4,987,000666
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$216,000183
Net operating income$4,987,000650
2020-12-31 (YTD Data)Rank
Total interest income$55,065,000619
Total interest expense$9,152,000541
Net interest income$45,913,000642
Provision for loan and lease losses$2,554,000899
Total noninterest income$3,598,0001,561
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$624,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$2,974,0001,440
Total noninterest expense$25,144,000945
Salaries and employee benefits$16,406,000840
Premises and equipment expense$2,369,0001,026
Additional noninterest expense$6,369,0001,048
Pre-tax net operating income$21,813,000554
Securities gains (losses)$02,675
Applicable income taxes$5,356,000463
Income before extraordinary items$16,457,000612
Extraordinary gains, net$04
Net income$16,457,000611
Minority interest net income$072
Net income of bank and minority interests.$16,457,000612
Net charge-offs$15,0002,901
Cash dividends$700,0002,543
Sale, conversion, retirement of capital stock, net$528,000263
Net operating income$16,457,000595
2020-09-30 (YTD Data)Rank
Total interest income$41,262,000615
Total interest expense$7,214,000550
Net interest income$34,048,000643
Provision for loan and lease losses$2,464,000792
Total noninterest income$2,503,0001,582
Gross Fiduciary activities income$0981
Service charges on deposit accounts$491,0001,296
Trading account gains and feesNANA
Additional Noninterest Income$2,012,0001,493
Total noninterest expense$18,233,000952
Salaries and employee benefits$11,968,000843
Premises and equipment expense$1,755,0001,028
Additional noninterest expense$4,510,0001,078
Pre-tax net operating income$15,854,000540
Securities gains (losses)$02,494
Applicable income taxes$3,870,000443
Income before extraordinary items$11,984,000603
Extraordinary gains, net$04
Net income$11,984,000602
Minority interest net income$065
Net income of bank and minority interests.$11,984,000603
Net charge-offs$-26,0004,488
Cash dividends$700,0002,029
Sale, conversion, retirement of capital stock, net$296,000273
Net operating income$11,984,000577
2020-06-30 (YTD Data)Rank
Total interest income$27,993,000618
Total interest expense$4,973,000582
Net interest income$23,020,000631
Provision for loan and lease losses$2,174,000690
Total noninterest income$1,382,0001,701
Gross Fiduciary activities income$0970
Service charges on deposit accounts$377,0001,190
Trading account gains and feesNANA
Additional Noninterest Income$1,005,0001,664
Total noninterest expense$11,908,000952
Salaries and employee benefits$7,821,000844
Premises and equipment expense$1,165,0001,027
Additional noninterest expense$2,922,0001,095
Pre-tax net operating income$10,320,000500
Securities gains (losses)$02,249
Applicable income taxes$2,518,000414
Income before extraordinary items$7,802,000558
Extraordinary gains, net$04
Net income$7,802,000557
Minority interest net income$065
Net income of bank and minority interests.$7,802,000558
Net charge-offs$-24,0004,568
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$66,000369
Net operating income$7,802,000537
2020-03-31 (YTD Data)Rank
Total interest income$12,961,000660
Total interest expense$2,694,000598
Net interest income$10,267,000675
Provision for loan and lease losses$124,0001,801
Total noninterest income$600,0001,754
Gross Fiduciary activities income$0941
Service charges on deposit accounts$214,0001,237
Trading account gains and feesNANA
Additional Noninterest Income$386,0001,774
Total noninterest expense$5,637,0001,002
Salaries and employee benefits$3,699,000897
Premises and equipment expense$591,0001,036
Additional noninterest expense$1,347,0001,185
Pre-tax net operating income$5,106,000464
Securities gains (losses)$01,705
Applicable income taxes$1,225,000392
Income before extraordinary items$3,881,000512
Extraordinary gains, net$04
Net income$3,881,000512
Minority interest net income$056
Net income of bank and minority interests.$3,881,000512
Net charge-offs$-20,0004,664
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$33,000354
Net operating income$3,881,000494
2019-12-31 (YTD Data)Rank
Total interest income$52,933,000644
Total interest expense$11,106,000630
Net interest income$41,827,000660
Provision for loan and lease losses$699,0001,206
Total noninterest income$2,397,0001,792
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$644,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$1,753,0001,662
Total noninterest expense$22,570,000986
Salaries and employee benefits$14,819,000873
Premises and equipment expense$2,296,0001,047
Additional noninterest expense$5,455,0001,162
Pre-tax net operating income$20,955,000586
Securities gains (losses)$5,0002,084
Applicable income taxes$4,793,000526
Income before extraordinary items$16,167,000630
Extraordinary gains, net$011
Net income$16,167,000631
Minority interest net income$076
Net income of bank and minority interests.$16,167,000631
Net charge-offs$6,0003,456
Cash dividends$450,0003,064
Sale, conversion, retirement of capital stock, net$159,000428
Net operating income$16,163,050615
2019-09-30 (YTD Data)Rank
Total interest income$39,665,000650
Total interest expense$8,381,000630
Net interest income$31,284,000667
Provision for loan and lease losses$587,0001,031
Total noninterest income$1,783,0001,799
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$442,0001,703
Trading account gains and feesNANA
Additional Noninterest Income$1,341,0001,632
Total noninterest expense$16,943,000984
Salaries and employee benefits$11,145,000868
Premises and equipment expense$1,717,0001,056
Additional noninterest expense$4,081,0001,165
Pre-tax net operating income$15,537,000597
Securities gains (losses)$02,167
Applicable income taxes$3,756,000513
Income before extraordinary items$11,781,000648
Extraordinary gains, net$011
Net income$11,781,000650
Minority interest net income$072
Net income of bank and minority interests.$11,781,000649
Net charge-offs$8,0003,020
Cash dividends$450,0002,570
Sale, conversion, retirement of capital stock, net$120,000390
Net operating income$11,781,000636
2019-06-30 (YTD Data)Rank
Total interest income$26,247,000656
Total interest expense$5,518,000624
Net interest income$20,729,000674
Provision for loan and lease losses$490,000870
Total noninterest income$1,133,0001,826
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$304,0001,644
Trading account gains and feesNANA
Additional Noninterest Income$829,0001,678
Total noninterest expense$11,290,000979
Salaries and employee benefits$7,384,000865
Premises and equipment expense$1,145,0001,053
Additional noninterest expense$2,761,0001,160
Pre-tax net operating income$10,082,000596
Securities gains (losses)$01,702
Applicable income taxes$2,439,000510
Income before extraordinary items$7,643,000644
Extraordinary gains, net$011
Net income$7,643,000644
Minority interest net income$069
Net income of bank and minority interests.$7,643,000644
Net charge-offs$-3,0004,141
Cash dividends$450,0002,212
Sale, conversion, retirement of capital stock, net$80,000378
Net operating income$7,643,000629
2019-03-31 (YTD Data)Rank
Total interest income$13,074,000659
Total interest expense$2,718,000620
Net interest income$10,356,000669
Provision for loan and lease losses$363,000601
Total noninterest income$629,0001,675
Gross Fiduciary activities income$0972
Service charges on deposit accounts$163,0001,567
Trading account gains and feesNANA
Additional Noninterest Income$466,0001,515
Total noninterest expense$5,559,000992
Salaries and employee benefits$3,632,000880
Premises and equipment expense$568,0001,069
Additional noninterest expense$1,359,0001,161
Pre-tax net operating income$5,063,000585
Securities gains (losses)$01,087
Applicable income taxes$1,240,000506
Income before extraordinary items$3,823,000637
Extraordinary gains, net$05
Net income$3,823,000637
Minority interest net income$052
Net income of bank and minority interests.$3,823,000636
Net charge-offs$-2,0004,062
Cash dividends$450,0001,415
Sale, conversion, retirement of capital stock, net$40,000347
Net operating income$3,823,000622
2018-12-31 (YTD Data)Rank
Total interest income$46,200,000689
Total interest expense$8,510,000599
Net interest income$37,690,000710
Provision for loan and lease losses$1,165,000796
Total noninterest income$2,418,0001,789
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$532,0001,886
Trading account gains and feesNANA
Additional Noninterest Income$1,886,0001,554
Total noninterest expense$21,930,000990
Salaries and employee benefits$14,251,000878
Premises and equipment expense$2,397,0001,014
Additional noninterest expense$5,282,0001,195
Pre-tax net operating income$17,013,000674
Securities gains (losses)$1,0001,025
Applicable income taxes$4,260,000531
Income before extraordinary items$12,754,000736
Extraordinary gains, net$06
Net income$12,754,000735
Minority interest net income$072
Net income of bank and minority interests.$12,754,000735
Net charge-offs$-2,0004,252
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$327,000349
Net operating income$12,753,210737
2018-09-30 (YTD Data)Rank
Total interest income$33,644,000705
Total interest expense$5,799,000619
Net interest income$27,845,000714
Provision for loan and lease losses$765,000807
Total noninterest income$1,649,0001,904
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$369,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$1,280,0001,679
Total noninterest expense$16,182,000997
Salaries and employee benefits$10,413,000901
Premises and equipment expense$1,802,0001,005
Additional noninterest expense$3,967,0001,190
Pre-tax net operating income$12,547,000684
Securities gains (losses)$1,0001,016
Applicable income taxes$3,138,000546
Income before extraordinary items$9,410,000754
Extraordinary gains, net$05
Net income$9,410,000753
Minority interest net income$066
Net income of bank and minority interests.$9,410,000753
Net charge-offs$-1,0004,015
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$167,000366
Net operating income$9,409,210749
2018-06-30 (YTD Data)Rank
Total interest income$21,720,000713
Total interest expense$3,491,000633
Net interest income$18,229,000726
Provision for loan and lease losses$437,000920
Total noninterest income$886,0002,149
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$254,0001,963
Trading account gains and feesNANA
Additional Noninterest Income$632,0001,995
Total noninterest expense$10,621,0001,013
Salaries and employee benefits$6,841,000911
Premises and equipment expense$1,216,000991
Additional noninterest expense$2,564,0001,220
Pre-tax net operating income$8,057,000699
Securities gains (losses)$1,000871
Applicable income taxes$2,017,000553
Income before extraordinary items$6,041,000770
Extraordinary gains, net$06
Net income$6,041,000769
Minority interest net income$065
Net income of bank and minority interests.$6,041,000769
Net charge-offs$1,0003,095
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$108,000357
Net operating income$6,040,210764
2018-03-31 (YTD Data)Rank
Total interest income$10,475,000729
Total interest expense$1,583,000652
Net interest income$8,892,000735
Provision for loan and lease losses$260,000768
Total noninterest income$392,0002,279
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$119,0002,060
Trading account gains and feesNANA
Additional Noninterest Income$273,0002,129
Total noninterest expense$5,137,0001,047
Salaries and employee benefits$3,335,000936
Premises and equipment expense$581,0001,048
Additional noninterest expense$1,221,0001,260
Pre-tax net operating income$3,887,000696
Securities gains (losses)$0735
Applicable income taxes$969,000558
Income before extraordinary items$2,918,000765
Extraordinary gains, net$07
Net income$2,918,000765
Minority interest net income$052
Net income of bank and minority interests.$2,918,000765
Net charge-offs$1,0002,559
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$50,000330
Net operating income$2,918,000762
2017-12-31 (YTD Data)Rank
Total interest income$31,431,000916
Total interest expense$4,331,000785
Net interest income$27,100,000926
Provision for loan and lease losses$952,000937
Total noninterest income$2,078,0001,976
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$331,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$1,747,0001,660
Total noninterest expense$15,679,0001,267
Salaries and employee benefits$9,842,0001,180
Premises and equipment expense$1,566,0001,461
Additional noninterest expense$4,271,0001,432
Pre-tax net operating income$12,547,000810
Securities gains (losses)$02,243
Applicable income taxes$6,009,000590
Income before extraordinary items$6,538,0001,088
Extraordinary gains, net$09
Net income$6,538,0001,088
Minority interest net income$076
Net income of bank and minority interests.$6,538,0001,088
Net charge-offs$102,0002,404
Cash dividends$400,0003,163
Sale, conversion, retirement of capital stock, net$86,000516
Net operating income$6,538,0001,078
2017-09-30 (YTD Data)Rank
Total interest income$21,491,000996
Total interest expense$2,976,000836
Net interest income$18,515,0001,016
Provision for loan and lease losses$667,000963
Total noninterest income$1,737,0001,873
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$196,0003,087
Trading account gains and feesNANA
Additional Noninterest Income$1,541,0001,522
Total noninterest expense$10,645,0001,401
Salaries and employee benefits$6,764,0001,267
Premises and equipment expense$1,073,0001,582
Additional noninterest expense$2,808,0001,595
Pre-tax net operating income$8,940,000869
Securities gains (losses)$02,274
Applicable income taxes$3,515,000608
Income before extraordinary items$5,425,0001,097
Extraordinary gains, net$09
Net income$5,425,0001,097
Minority interest net income$071
Net income of bank and minority interests.$5,425,0001,097
Net charge-offs$105,0001,884
Cash dividends$400,0002,612
Sale, conversion, retirement of capital stock, net$36,000541
Net operating income$5,425,0001,078
2017-06-30 (YTD Data)Rank
Total interest income$13,581,0001,038
Total interest expense$1,852,000853
Net interest income$11,729,0001,062
Provision for loan and lease losses$477,000888
Total noninterest income$1,230,0001,804
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$94,0003,566
Trading account gains and feesNANA
Additional Noninterest Income$1,136,0001,423
Total noninterest expense$6,883,0001,460
Salaries and employee benefits$4,347,0001,310
Premises and equipment expense$707,0001,606
Additional noninterest expense$1,829,0001,627
Pre-tax net operating income$5,599,000897
Securities gains (losses)$01,906
Applicable income taxes$2,207,000623
Income before extraordinary items$3,392,0001,124
Extraordinary gains, net$011
Net income$3,392,0001,124
Minority interest net income$071
Net income of bank and minority interests.$3,392,0001,124
Net charge-offs$-3,0004,411
Cash dividends$400,0002,229
Sale, conversion, retirement of capital stock, net$24,000524
Net operating income$3,392,0001,107
2017-03-31 (YTD Data)Rank
Total interest income$6,530,0001,068
Total interest expense$887,000857
Net interest income$5,643,0001,095
Provision for loan and lease losses$151,0001,111
Total noninterest income$878,0001,420
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$44,0003,679
Trading account gains and feesNANA
Additional Noninterest Income$834,0001,094
Total noninterest expense$3,535,0001,421
Salaries and employee benefits$2,155,0001,331
Premises and equipment expense$361,0001,591
Additional noninterest expense$1,019,0001,478
Pre-tax net operating income$2,835,000858
Securities gains (losses)$01,153
Applicable income taxes$1,115,000610
Income before extraordinary items$1,720,0001,091
Extraordinary gains, net$08
Net income$1,720,0001,090
Minority interest net income$055
Net income of bank and minority interests.$1,720,0001,091
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$12,000494
Net operating income$1,720,0001,066
2016-12-31 (YTD Data)Rank
Total interest income$22,790,0001,162
Total interest expense$3,614,000811
Net interest income$19,176,0001,223
Provision for loan and lease losses$1,325,000714
Total noninterest income$2,103,0002,059
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$176,0003,749
Trading account gains and fees$0170
Additional Noninterest Income$1,927,0001,627
Total noninterest expense$12,462,0001,560
Salaries and employee benefits$8,118,0001,354
Premises and equipment expense$1,432,0001,587
Additional noninterest expense$2,912,0002,030
Pre-tax net operating income$7,492,0001,168
Securities gains (losses)$96,0001,378
Applicable income taxes$2,847,000816
Income before extraordinary items$4,741,0001,447
Extraordinary gains, net$05
Net income$4,741,0001,446
Minority interest net income$082
Net income of bank and minority interests.$4,741,0001,446
Net charge-offs$147,0002,243
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$47,000592
Net operating income$4,679,5601,430
2016-09-30 (YTD Data)Rank
Total interest income$16,420,0001,204
Total interest expense$2,726,000804
Net interest income$13,694,0001,278
Provision for loan and lease losses$727,000882
Total noninterest income$957,0002,687
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$129,0003,807
Trading account gains and fees$0169
Additional Noninterest Income$828,0002,273
Total noninterest expense$8,958,0001,615
Salaries and employee benefits$5,951,0001,377
Premises and equipment expense$1,065,0001,598
Additional noninterest expense$1,942,0002,231
Pre-tax net operating income$4,966,0001,327
Securities gains (losses)$96,0001,292
Applicable income taxes$1,903,000897
Income before extraordinary items$3,159,0001,610
Extraordinary gains, net$05
Net income$3,159,0001,610
Minority interest net income$071
Net income of bank and minority interests.$3,159,0001,610
Net charge-offs$148,0001,703
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$36,000548
Net operating income$3,097,5601,590
2016-06-30 (YTD Data)Rank
Total interest income$10,653,0001,233
Total interest expense$1,830,000795
Net interest income$8,823,0001,320
Provision for loan and lease losses$515,000830
Total noninterest income$673,0002,597
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$81,0003,893
Trading account gains and fees$0157
Additional Noninterest Income$592,0002,163
Total noninterest expense$5,905,0001,645
Salaries and employee benefits$3,920,0001,400
Premises and equipment expense$711,0001,598
Additional noninterest expense$1,274,0002,280
Pre-tax net operating income$3,076,0001,376
Securities gains (losses)$96,000995
Applicable income taxes$1,192,000947
Income before extraordinary items$1,980,0001,677
Extraordinary gains, net$016
Net income$1,980,0001,678
Minority interest net income$071
Net income of bank and minority interests.$1,980,0001,678
Net charge-offs$150,0001,322
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$24,000541
Net operating income$1,918,5601,677
2016-03-31 (YTD Data)Rank
Total interest income$5,243,0001,253
Total interest expense$898,000808
Net interest income$4,345,0001,333
Provision for loan and lease losses$254,000782
Total noninterest income$400,0002,353
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$37,0004,018
Trading account gains and fees$0142
Additional Noninterest Income$363,0001,863
Total noninterest expense$2,901,0001,674
Salaries and employee benefits$1,904,0001,438
Premises and equipment expense$349,0001,641
Additional noninterest expense$648,0002,233
Pre-tax net operating income$1,590,0001,340
Securities gains (losses)$02,077
Applicable income taxes$597,000927
Income before extraordinary items$993,0001,635
Extraordinary gains, net$012
Net income$993,0001,636
Minority interest net income$062
Net income of bank and minority interests.$993,0001,636
Net charge-offs$151,000789
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$12,000502
Net operating income$993,0001,596
2015-12-31 (YTD Data)Rank
Total interest income$19,291,0001,321
Total interest expense$2,973,000943
Net interest income$16,318,0001,370
Provision for loan and lease losses$416,0001,552
Total noninterest income$1,430,0002,544
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$137,0004,270
Trading account gains and fees$0159
Additional Noninterest Income$1,293,0002,048
Total noninterest expense$10,884,0001,748
Salaries and employee benefits$6,568,0001,597
Premises and equipment expense$1,448,0001,581
Additional noninterest expense$2,868,0002,091
Pre-tax net operating income$6,448,0001,275
Securities gains (losses)$-3,0005,742
Applicable income taxes$2,424,000871
Income before extraordinary items$4,021,0001,589
Extraordinary gains, net$023
Net income$4,021,0001,590
Minority interest net income$081
Net income of bank and minority interests.$4,021,0001,590
Net charge-offs$-5,0005,069
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$43,000620
Net operating income$4,022,9201,562
2015-09-30 (YTD Data)Rank
Total interest income$14,114,0001,352
Total interest expense$2,149,000993
Net interest income$11,965,0001,404
Provision for loan and lease losses$309,0001,482
Total noninterest income$1,320,0002,295
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$101,0004,335
Trading account gains and fees$0153
Additional Noninterest Income$1,219,0001,780
Total noninterest expense$8,104,0001,763
Salaries and employee benefits$4,843,0001,629
Premises and equipment expense$1,095,0001,579
Additional noninterest expense$2,166,0002,062
Pre-tax net operating income$4,872,0001,304
Securities gains (losses)$-3,0005,887
Applicable income taxes$1,832,000896
Income before extraordinary items$3,037,0001,608
Extraordinary gains, net$021
Net income$3,037,0001,608
Minority interest net income$078
Net income of bank and minority interests.$3,037,0001,609
Net charge-offs$-4,0004,929
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$32,000586
Net operating income$3,038,9201,567
2015-06-30 (YTD Data)Rank
Total interest income$9,263,0001,370
Total interest expense$1,390,0001,027
Net interest income$7,873,0001,432
Provision for loan and lease losses$229,0001,376
Total noninterest income$823,0002,387
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$90,0003,879
Trading account gains and fees$0157
Additional Noninterest Income$733,0001,912
Total noninterest expense$5,371,0001,785
Salaries and employee benefits$3,246,0001,639
Premises and equipment expense$736,0001,577
Additional noninterest expense$1,389,0002,131
Pre-tax net operating income$3,096,0001,342
Securities gains (losses)$-3,0005,992
Applicable income taxes$1,166,000925
Income before extraordinary items$1,927,0001,668
Extraordinary gains, net$022
Net income$1,927,0001,672
Minority interest net income$075
Net income of bank and minority interests.$1,927,0001,672
Net charge-offs$-3,0004,856
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$22,000568
Net operating income$1,928,9201,621
2015-03-31 (YTD Data)Rank
Total interest income$4,527,0001,394
Total interest expense$665,0001,084
Net interest income$3,862,0001,452
Provision for loan and lease losses$175,000986
Total noninterest income$525,0002,036
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$59,0003,409
Trading account gains and fees$0152
Additional Noninterest Income$466,0001,588
Total noninterest expense$2,720,0001,762
Salaries and employee benefits$1,634,0001,635
Premises and equipment expense$372,0001,591
Additional noninterest expense$714,0002,068
Pre-tax net operating income$1,492,0001,347
Securities gains (losses)$02,027
Applicable income taxes$568,000932
Income before extraordinary items$924,0001,721
Extraordinary gains, net$013
Net income$924,0001,723
Minority interest net income$064
Net income of bank and minority interests.$924,0001,723
Net charge-offs$-1,0004,352
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$11,000546
Net operating income$924,0001,657
2014-12-31 (YTD Data)Rank
Total interest income$17,196,0001,458
Total interest expense$2,780,0001,069
Net interest income$14,416,0001,538
Provision for loan and lease losses$502,0001,455
Total noninterest income$197,0005,437
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$124,0004,676
Trading account gains and fees$0180
Additional Noninterest Income$73,0005,496
Total noninterest expense$8,854,0002,134
Salaries and employee benefits$5,124,0001,996
Premises and equipment expense$1,323,0001,749
Additional noninterest expense$2,407,0002,479
Pre-tax net operating income$5,257,0001,453
Securities gains (losses)$03,259
Applicable income taxes$2,079,000957
Income before extraordinary items$3,178,0001,919
Extraordinary gains, net$017
Net income$3,178,0001,918
Minority interest net income$084
Net income of bank and minority interests.$3,178,0001,917
Net charge-offs$319,0001,944
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$134,000498
Net operating income$3,178,0001,884
2014-09-30 (YTD Data)Rank
Total interest income$12,770,0001,478
Total interest expense$2,076,0001,088
Net interest income$10,694,0001,564
Provision for loan and lease losses$452,0001,232
Total noninterest income$83,0005,980
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$90,0004,789
Trading account gains and fees$0174
Additional Noninterest Income$-7,0006,406
Total noninterest expense$6,588,0002,150
Salaries and employee benefits$3,768,0002,047
Premises and equipment expense$997,0001,762
Additional noninterest expense$1,823,0002,477
Pre-tax net operating income$3,737,0001,538
Securities gains (losses)$02,980
Applicable income taxes$1,482,0001,010
Income before extraordinary items$2,255,0002,023
Extraordinary gains, net$015
Net income$2,255,0002,023
Minority interest net income$081
Net income of bank and minority interests.$2,255,0002,022
Net charge-offs$321,0001,541
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$100,000461
Net operating income$2,255,0001,973
2014-06-30 (YTD Data)Rank
Total interest income$8,382,0001,494
Total interest expense$1,360,0001,106
Net interest income$7,022,0001,574
Provision for loan and lease losses$368,0001,075
Total noninterest income$31,0006,336
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$54,0004,951
Trading account gains and fees$0172
Additional Noninterest Income$-23,0006,504
Total noninterest expense$4,442,0002,121
Salaries and employee benefits$2,478,0002,084
Premises and equipment expense$659,0001,799
Additional noninterest expense$1,305,0002,290
Pre-tax net operating income$2,243,0001,651
Securities gains (losses)$02,580
Applicable income taxes$896,0001,050
Income before extraordinary items$1,347,0002,159
Extraordinary gains, net$020
Net income$1,347,0002,163
Minority interest net income$080
Net income of bank and minority interests.$1,347,0002,162
Net charge-offs$323,0001,204
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$66,000443
Net operating income$1,347,0002,112
2014-03-31 (YTD Data)Rank
Total interest income$4,091,0001,522
Total interest expense$659,0001,141
Net interest income$3,432,0001,595
Provision for loan and lease losses$368,000593
Total noninterest income$94,0004,729
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$25,0005,072
Trading account gains and fees$0147
Additional Noninterest Income$69,0004,116
Total noninterest expense$2,234,0002,125
Salaries and employee benefits$1,243,0002,085
Premises and equipment expense$327,0001,835
Additional noninterest expense$664,0002,250
Pre-tax net operating income$924,0001,879
Securities gains (losses)$01,715
Applicable income taxes$371,0001,136
Income before extraordinary items$553,0002,402
Extraordinary gains, net$016
Net income$553,0002,403
Minority interest net income$066
Net income of bank and minority interests.$553,0002,404
Net charge-offs$324,000680
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$33,000404
Net operating income$553,0002,357
2013-12-31 (YTD Data)Rank
Total interest income$14,227,0001,754
Total interest expense$2,413,0001,410
Net interest income$11,814,0001,819
Provision for loan and lease losses$1,088,0001,025
Total noninterest income$921,0003,351
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$141,0004,684
Trading account gains and fees$0184
Additional Noninterest Income$780,0002,704
Total noninterest expense$8,869,0002,136
Salaries and employee benefits$4,903,0002,086
Premises and equipment expense$1,334,0001,758
Additional noninterest expense$2,632,0002,349
Pre-tax net operating income$2,778,0002,291
Securities gains (losses)$7,0002,738
Applicable income taxes$1,140,0001,343
Income before extraordinary items$1,645,0002,985
Extraordinary gains, net$029
Net income$1,645,0002,987
Minority interest net income$090
Net income of bank and minority interests.$1,645,0002,988
Net charge-offs$713,0001,622
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$107,000532
Net operating income$1,640,5202,933
2013-09-30 (YTD Data)Rank
Total interest income$10,284,0001,824
Total interest expense$1,768,0001,484
Net interest income$8,516,0001,888
Provision for loan and lease losses$820,0001,030
Total noninterest income$706,0003,361
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$113,0004,615
Trading account gains and fees$0180
Additional Noninterest Income$593,0002,759
Total noninterest expense$6,584,0002,137
Salaries and employee benefits$3,693,0002,070
Premises and equipment expense$995,0001,775
Additional noninterest expense$1,896,0002,425
Pre-tax net operating income$1,818,0002,609
Securities gains (losses)$03,040
Applicable income taxes$691,0001,588
Income before extraordinary items$1,127,0003,189
Extraordinary gains, net$025
Net income$1,127,0003,192
Minority interest net income$084
Net income of bank and minority interests.$1,127,0003,193
Net charge-offs$714,0001,277
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$78,000501
Net operating income$1,127,0003,123
2013-06-30 (YTD Data)Rank
Total interest income$6,771,0001,852
Total interest expense$1,145,0001,560
Net interest income$5,626,0001,893
Provision for loan and lease losses$615,000973
Total noninterest income$597,0003,001
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$73,0004,653
Trading account gains and fees$0157
Additional Noninterest Income$524,0002,417
Total noninterest expense$4,369,0002,152
Salaries and employee benefits$2,470,0002,073
Premises and equipment expense$654,0001,793
Additional noninterest expense$1,245,0002,452
Pre-tax net operating income$1,239,0002,542
Securities gains (losses)$02,791
Applicable income taxes$471,0001,577
Income before extraordinary items$768,0003,147
Extraordinary gains, net$022
Net income$768,0003,149
Minority interest net income$082
Net income of bank and minority interests.$768,0003,150
Net charge-offs$716,000977
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$49,000478
Net operating income$768,0003,049
2013-03-31 (YTD Data)Rank
Total interest income$3,368,0001,871
Total interest expense$551,0001,677
Net interest income$2,817,0001,895
Provision for loan and lease losses$04,409
Total noninterest income$34,0006,088
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$36,0004,669
Trading account gains and fees$0148
Additional Noninterest Income$-2,0006,755
Total noninterest expense$2,257,0002,112
Salaries and employee benefits$1,202,0002,147
Premises and equipment expense$325,0001,831
Additional noninterest expense$730,0002,126
Pre-tax net operating income$594,0002,567
Securities gains (losses)$01,966
Applicable income taxes$226,0001,596
Income before extraordinary items$368,0003,175
Extraordinary gains, net$010
Net income$368,0003,175
Minority interest net income$076
Net income of bank and minority interests.$368,0003,177
Net charge-offs$-1,0005,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$23,000453
Net operating income$368,0003,082
2012-12-31 (YTD Data)Rank
Total interest income$14,371,0001,834
Total interest expense$2,850,0001,558
Net interest income$11,521,0001,902
Provision for loan and lease losses$7,384,000360
Total noninterest income$-5,658,0007,071
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$153,0004,747
Trading account gains and fees$0166
Additional Noninterest Income$-5,811,0007,074
Total noninterest expense$11,466,0001,682
Salaries and employee benefits$4,620,0002,164
Premises and equipment expense$1,516,0001,558
Additional noninterest expense$5,330,0001,276
Pre-tax net operating income$-12,987,0007,040
Securities gains (losses)$03,810
Applicable income taxes$-4,931,0007,049
Income before extraordinary items$-8,056,0007,014
Extraordinary gains, net$029
Net income$-8,056,0007,014
Minority interest net income$093
Net income of bank and minority interests.$-8,056,0007,014
Net charge-offs$11,996,000276
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$90,000596
Net operating income$-8,056,0007,003
2012-09-30 (YTD Data)Rank
Total interest income$10,863,0001,854
Total interest expense$2,236,0001,554
Net interest income$8,627,0001,934
Provision for loan and lease losses$1,600,0001,021
Total noninterest income$-3,522,0007,173
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$116,0004,793
Trading account gains and fees$0157
Additional Noninterest Income$-3,638,0007,174
Total noninterest expense$7,132,0002,009
Salaries and employee benefits$3,458,0002,158
Premises and equipment expense$1,128,0001,589
Additional noninterest expense$2,546,0001,940
Pre-tax net operating income$-3,627,0007,057
Securities gains (losses)$03,575
Applicable income taxes$-1,375,0007,107
Income before extraordinary items$-2,252,0007,010
Extraordinary gains, net$020
Net income$-2,252,0007,007
Minority interest net income$086
Net income of bank and minority interests.$-2,252,0007,009
Net charge-offs$6,325,000385
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$67,000541
Net operating income$-2,252,0006,995
2012-06-30 (YTD Data)Rank
Total interest income$7,157,0001,874
Total interest expense$1,531,0001,571
Net interest income$5,626,0001,966
Provision for loan and lease losses$83,0004,087
Total noninterest income$197,0004,886
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$75,0004,853
Trading account gains and fees$0153
Additional Noninterest Income$122,0004,372
Total noninterest expense$4,777,0002,002
Salaries and employee benefits$2,299,0002,164
Premises and equipment expense$760,0001,561
Additional noninterest expense$1,718,0001,926
Pre-tax net operating income$963,0002,922
Securities gains (losses)$03,178
Applicable income taxes$369,0001,813
Income before extraordinary items$594,0003,674
Extraordinary gains, net$019
Net income$594,0003,675
Minority interest net income$084
Net income of bank and minority interests.$594,0003,676
Net charge-offs$5,367,000325
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$45,000518
Net operating income$594,0003,478
2012-03-31 (YTD Data)Rank
Total interest income$3,480,0001,947
Total interest expense$804,0001,560
Net interest income$2,676,0002,056
Provision for loan and lease losses$-92,0007,188
Total noninterest income$111,0004,777
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$40,0004,716
Trading account gains and fees$0148
Additional Noninterest Income$71,0004,189
Total noninterest expense$2,451,0001,964
Salaries and employee benefits$1,147,0002,184
Premises and equipment expense$377,0001,579
Additional noninterest expense$927,0001,786
Pre-tax net operating income$428,0003,185
Securities gains (losses)$02,210
Applicable income taxes$153,0002,002
Income before extraordinary items$275,0003,800
Extraordinary gains, net$019
Net income$275,0003,803
Minority interest net income$078
Net income of bank and minority interests.$275,0003,803
Net charge-offs$5,367,000189
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$23,000464
Net operating income$275,0003,635
2011-12-31 (YTD Data)Rank
Total interest income$15,244,0001,847
Total interest expense$3,946,0001,537
Net interest income$11,298,0001,941
Provision for loan and lease losses$5,926,000687
Total noninterest income$1,159,0002,868
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$150,0004,891
Trading account gains and fees$0146
Additional Noninterest Income$1,009,0002,124
Total noninterest expense$13,070,0001,495
Salaries and employee benefits$4,455,0002,175
Premises and equipment expense$1,591,0001,558
Additional noninterest expense$7,024,0001,006
Pre-tax net operating income$-6,539,0007,126
Securities gains (losses)$3,0003,591
Applicable income taxes$-2,408,0007,260
Income before extraordinary items$-4,128,0007,024
Extraordinary gains, net$029
Net income$-4,128,0007,025
Minority interest net income$096
Net income of bank and minority interests.$-4,128,0007,025
Net charge-offs$81,0005,153
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$47,000822
Net operating income$-4,129,9207,005
2011-09-30 (YTD Data)Rank
Total interest income$11,568,0001,841
Total interest expense$3,120,0001,512
Net interest income$8,448,0001,950
Provision for loan and lease losses$316,0003,537
Total noninterest income$694,0003,261
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$108,0004,996
Trading account gains and fees$0145
Additional Noninterest Income$586,0002,460
Total noninterest expense$7,899,0001,829
Salaries and employee benefits$3,378,0002,150
Premises and equipment expense$1,214,0001,543
Additional noninterest expense$3,307,0001,544
Pre-tax net operating income$927,0003,459
Securities gains (losses)$3,0003,309
Applicable income taxes$421,0001,891
Income before extraordinary items$509,0004,285
Extraordinary gains, net$021
Net income$509,0004,287
Minority interest net income$087
Net income of bank and minority interests.$509,0004,287
Net charge-offs$75,0004,674
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$507,0804,154
2011-06-30 (YTD Data)Rank
Total interest income$7,714,0001,862
Total interest expense$2,222,0001,473
Net interest income$5,492,0002,004
Provision for loan and lease losses$06,217
Total noninterest income$460,0003,277
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$67,0005,096
Trading account gains and fees$0153
Additional Noninterest Income$393,0002,461
Total noninterest expense$5,337,0001,830
Salaries and employee benefits$2,265,0002,159
Premises and equipment expense$795,0001,589
Additional noninterest expense$2,277,0001,517
Pre-tax net operating income$615,0003,430
Securities gains (losses)$3,0002,636
Applicable income taxes$-42,0007,012
Income before extraordinary items$660,0003,016
Extraordinary gains, net$015
Net income$660,0003,018
Minority interest net income$089
Net income of bank and minority interests.$660,0003,018
Net charge-offs$75,0004,116
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$657,0002,947
2011-03-31 (YTD Data)Rank
Total interest income$3,759,0001,917
Total interest expense$1,146,0001,481
Net interest income$2,613,0002,080
Provision for loan and lease losses$05,840
Total noninterest income$278,0002,951
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$30,0005,223
Trading account gains and fees$0158
Additional Noninterest Income$248,0002,165
Total noninterest expense$2,399,0002,015
Salaries and employee benefits$1,145,0002,148
Premises and equipment expense$392,0001,638
Additional noninterest expense$862,0001,963
Pre-tax net operating income$492,0002,595
Securities gains (losses)$01,772
Applicable income taxes$183,0001,594
Income before extraordinary items$309,0003,174
Extraordinary gains, net$09
Net income$309,0003,170
Minority interest net income$086
Net income of bank and minority interests.$309,0003,174
Net charge-offs$22,0003,981
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$309,0003,112
2010-12-31 (YTD Data)Rank
Total interest income$15,454,0001,958
Total interest expense$5,800,0001,434
Net interest income$9,654,0002,272
Provision for loan and lease losses$2,788,0001,691
Total noninterest income$2,744,0001,651
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$113,0005,328
Trading account gains and fees$0175
Additional Noninterest Income$2,631,0001,155
Total noninterest expense$8,921,0002,179
Salaries and employee benefits$4,249,0002,269
Premises and equipment expense$1,263,0002,009
Additional noninterest expense$3,409,0002,048
Pre-tax net operating income$689,0003,935
Securities gains (losses)$49,0002,670
Applicable income taxes$281,0002,424
Income before extraordinary items$457,0004,435
Extraordinary gains, net$029
Net income$457,0004,436
Minority interest net income$0111
Net income of bank and minority interests.$457,0004,436
Net charge-offs$2,406,0001,671
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$6,612,000114
Net operating income$425,6404,399
2010-09-30 (YTD Data)Rank
Total interest income$11,491,0002,016
Total interest expense$4,568,0001,422
Net interest income$6,923,0002,404
Provision for loan and lease losses$417,0003,843
Total noninterest income$790,0003,174
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$82,0005,451
Trading account gains and fees$0165
Additional Noninterest Income$708,0002,245
Total noninterest expense$6,302,0002,301
Salaries and employee benefits$3,154,0002,309
Premises and equipment expense$1,094,0001,773
Additional noninterest expense$2,054,0002,431
Pre-tax net operating income$994,0003,104
Securities gains (losses)$49,0002,417
Applicable income taxes$04,726
Income before extraordinary items$1,043,0002,813
Extraordinary gains, net$023
Net income$1,043,0002,807
Minority interest net income$0110
Net income of bank and minority interests.$1,043,0002,812
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$6,448,00091
Net operating income$994,0002,757
2010-06-30 (YTD Data)Rank
Total interest income$7,591,0002,057
Total interest expense$2,981,0001,508
Net interest income$4,610,0002,405
Provision for loan and lease losses$307,0003,556
Total noninterest income$233,0004,749
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$52,0005,529
Trading account gains and fees$0152
Additional Noninterest Income$181,0003,668
Total noninterest expense$4,181,0002,312
Salaries and employee benefits$2,093,0002,333
Premises and equipment expense$734,0001,778
Additional noninterest expense$1,354,0002,449
Pre-tax net operating income$355,0004,154
Securities gains (losses)$49,0001,900
Applicable income taxes$04,691
Income before extraordinary items$404,0003,766
Extraordinary gains, net$019
Net income$404,0003,764
Minority interest net income$0105
Net income of bank and minority interests.$404,0003,765
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$5,430,00069
Net operating income$355,0003,863
2010-03-31 (YTD Data)Rank
Total interest income$3,681,0002,164
Total interest expense$1,445,0001,628
Net interest income$2,236,0002,516
Provision for loan and lease losses$196,0003,033
Total noninterest income$-51,0007,755
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$28,0005,463
Trading account gains and fees$0175
Additional Noninterest Income$-79,0007,713
Total noninterest expense$2,005,0002,442
Salaries and employee benefits$1,050,0002,347
Premises and equipment expense$353,0001,908
Additional noninterest expense$602,0002,698
Pre-tax net operating income$-16,0006,358
Securities gains (losses)$19,0001,545
Applicable income taxes$04,611
Income before extraordinary items$3,0006,346
Extraordinary gains, net$016
Net income$3,0006,349
Minority interest net income$091
Net income of bank and minority interests.$3,0006,348
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-16,0006,389
2009-12-31 (YTD Data)Rank
Total interest income$5,661,0004,791
Total interest expense$2,619,0003,775
Net interest income$3,042,0005,346
Provision for loan and lease losses$1,042,0003,433
Total noninterest income$110,0006,910
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$22,0006,870
Trading account gains and fees$0211
Additional Noninterest Income$88,0005,811
Total noninterest expense$3,779,0004,490
Salaries and employee benefits$1,935,0004,459
Premises and equipment expense$626,0003,766
Additional noninterest expense$1,218,0004,703
Pre-tax net operating income$-1,669,0006,521
Securities gains (losses)$03,754
Applicable income taxes$-1,394,0007,401
Income before extraordinary items$-275,0005,900
Extraordinary gains, net$034
Net income$-275,0005,899
Minority interest net income$0115
Net income of bank and minority interests.$-275,0005,899
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-275,0005,898
2009-09-30 (YTD Data)Rank
Total interest income$2,162,0006,482
Total interest expense$1,314,0004,937
Net interest income$848,0007,371
Provision for loan and lease losses$718,0003,242
Total noninterest income$4,0007,794
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$3,0007,130
Trading account gains and fees$0212
Additional Noninterest Income$1,0007,551
Total noninterest expense$1,457,0006,316
Salaries and employee benefits$972,0005,660
Premises and equipment expense$219,0005,760
Additional noninterest expense$266,0007,270
Pre-tax net operating income$-1,323,0006,796
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,323,0006,916
Extraordinary gains, net$027
Net income$-1,323,0006,918
Minority interest net income$0118
Net income of bank and minority interests.$-1,323,0006,918
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,323,0006,898
2009-06-30 (YTD Data)Rank
Total interest income$08,193
Total interest expense$08,178
Net interest income$08,180
Provision for loan and lease losses$07,158
Total noninterest income$07,938
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$07,720
Total noninterest expense$08,193
Salaries and employee benefits$08,171
Premises and equipment expense$08,164
Additional noninterest expense$08,192
Pre-tax net operating income$05,791
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$05,915
Extraordinary gains, net$021
Net income$05,913
Minority interest net income$0112
Net income of bank and minority interests.$05,913
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$05,832
2009-03-31 (YTD Data)Rank
Total interest income$1,694,0004,396
Total interest expense$1,209,0002,614
Net interest income$485,0006,470
Provision for loan and lease losses$150,0003,210
Total noninterest income$7,0007,847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$6,0006,959
Trading account gains and fees$0171
Additional Noninterest Income$1,0007,715
Total noninterest expense$1,077,0004,087
Salaries and employee benefits$590,0003,962
Premises and equipment expense$81,0005,625
Additional noninterest expense$406,0003,539
Pre-tax net operating income$-735,0007,503
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-735,0007,598
Extraordinary gains, net$015
Net income$-735,0007,599
Minority interest net income$0102
Net income of bank and minority interests.$-735,0007,599
Net charge-offs$1,365,000785
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$122,000337
Net operating income$-735,0007,585
2008-12-31 (YTD Data)Rank
Total interest income$6,814,0004,562
Total interest expense$4,243,0003,364
Net interest income$2,571,0005,841
Provision for loan and lease losses$6,918,000792
Total noninterest income$25,0007,906
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$21,0007,028
Trading account gains and fees$0154
Additional Noninterest Income$4,0007,828
Total noninterest expense$4,249,0004,055
Salaries and employee benefits$2,387,0003,913
Premises and equipment expense$254,0006,214
Additional noninterest expense$1,608,0003,446
Pre-tax net operating income$-8,571,0007,957
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-8,571,0007,967
Extraordinary gains, net$039
Net income$-8,571,0007,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,194,000789
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$513,000548
Net operating income$-8,571,0008,001
2008-09-30 (YTD Data)Rank
Total interest income$5,036,0004,692
Total interest expense$2,947,0003,666
Net interest income$2,089,0005,659
Provision for loan and lease losses$3,480,000823
Total noninterest income$17,0008,047
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$14,0007,112
Trading account gains and fees$0148
Additional Noninterest Income$3,0007,993
Total noninterest expense$3,017,0004,198
Salaries and employee benefits$1,904,0003,759
Premises and equipment expense$171,0006,461
Additional noninterest expense$942,0004,059
Pre-tax net operating income$-4,391,0008,102
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-4,391,0008,100
Extraordinary gains, net$031
Net income$-4,391,0008,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,636,000694
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$386,000443
Net operating income$-4,391,0008,148
2008-06-30 (YTD Data)Rank
Total interest income$3,092,0004,991
Total interest expense$1,718,0004,134
Net interest income$1,374,0005,726
Provision for loan and lease losses$2,244,000726
Total noninterest income$10,0008,153
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$7,0007,210
Trading account gains and fees$0149
Additional Noninterest Income$3,0008,035
Total noninterest expense$1,862,0004,466
Salaries and employee benefits$1,238,0003,871
Premises and equipment expense$88,0006,959
Additional noninterest expense$536,0004,531
Pre-tax net operating income$-2,722,0008,222
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-2,722,0008,258
Extraordinary gains, net$021
Net income$-2,722,0008,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,807
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$257,000370
Net operating income$-2,722,0008,254
2008-03-31 (YTD Data)Rank
Total interest income$1,491,0005,191
Total interest expense$782,0004,573
Net interest income$709,0005,651
Provision for loan and lease losses$701,000795
Total noninterest income$3,0008,242
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,0007,255
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$862,0004,716
Salaries and employee benefits$603,0003,965
Premises and equipment expense$27,0007,657
Additional noninterest expense$232,0004,924
Pre-tax net operating income$-851,0008,239
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-851,0008,280
Extraordinary gains, net$015
Net income$-851,0008,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$102,000320
Net operating income$-851,0008,266
2007-12-31 (YTD Data)Rank
Total interest income$2,992,0006,844
Total interest expense$724,0007,610
Net interest income$2,268,0006,205
Provision for loan and lease losses$644,0001,959
Total noninterest income$13,0008,287
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$12,0007,272
Trading account gains and fees$0178
Additional Noninterest Income$1,0008,298
Total noninterest expense$2,926,0005,083
Salaries and employee benefits$2,103,0004,232
Premises and equipment expense$66,0008,110
Additional noninterest expense$757,0005,524
Pre-tax net operating income$-1,289,0008,140
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,289,0008,193
Extraordinary gains, net$039
Net income$-1,289,0008,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$405,000573
Net operating income$-1,289,0008,187
2007-09-30 (YTD Data)Rank
Total interest income$1,669,0007,430
Total interest expense$215,0008,270
Net interest income$1,454,0006,615
Provision for loan and lease losses$412,0001,815
Total noninterest income$10,0008,337
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,301
Trading account gains and fees$0184
Additional Noninterest Income$1,0008,340
Total noninterest expense$1,957,0005,434
Salaries and employee benefits$1,400,0004,591
Premises and equipment expense$51,0008,082
Additional noninterest expense$506,0005,789
Pre-tax net operating income$-905,0008,265
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-905,0008,309
Extraordinary gains, net$033
Net income$-905,0008,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$288,000515
Net operating income$-905,0008,298
2007-06-30 (YTD Data)Rank
Total interest income$898,0007,794
Total interest expense$62,0008,465
Net interest income$836,0006,996
Provision for loan and lease losses$164,0002,478
Total noninterest income$4,0008,439
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$4,0007,405
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$1,170,0005,804
Salaries and employee benefits$814,0005,085
Premises and equipment expense$33,0008,138
Additional noninterest expense$323,0005,917
Pre-tax net operating income$-494,0008,302
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-494,0008,333
Extraordinary gains, net$029
Net income$-494,0008,332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$184,000463
Net operating income$-494,0008,326
2007-03-31 (YTD Data)Rank
Total interest income$384,0008,028
Total interest expense$15,0008,559
Net interest income$369,0007,294
Provision for loan and lease losses$43,0003,380
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$543,0006,056
Salaries and employee benefits$378,0005,346
Premises and equipment expense$16,0008,178
Additional noninterest expense$149,0006,135
Pre-tax net operating income$-217,0008,322
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-217,0008,347
Extraordinary gains, net$022
Net income$-217,0008,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$104,000340
Net operating income$-217,0008,338
2006-12-31 (YTD Data)Rank
Total interest income$214,0008,623
Total interest expense$5,0008,653
Net interest income$209,0008,599
Provision for loan and lease losses$51,0005,552
Total noninterest income$104,0007,692
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$104,0006,263
Total noninterest expense$1,309,0007,212
Salaries and employee benefits$887,0006,693
Premises and equipment expense$39,0008,460
Additional noninterest expense$383,0007,157
Pre-tax net operating income$-1,047,0008,435
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,047,0008,471
Extraordinary gains, net$051
Net income$-1,047,0008,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$24,199,00058
Net operating income$-1,047,0008,460

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.