Home > The Pickett County Bank and Trust Company > Income and Expense
The Pickett County Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 10,322 |
| Total interest expense | $704,000 | 10,072 |
| Net interest income | $1,015,000 | 10,338 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $87,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $582,000 | 11,220 |
| Salaries and employee benefits | $271,000 | 11,468 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $520,000 | 8,520 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $337,000 | 8,759 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $337,000 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $308,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $338,950 | 8,803 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 10,778 |
| Total interest expense | $746,000 | 10,331 |
| Net interest income | $966,000 | 10,901 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,515,000 | 7,780 |
| Salaries and employee benefits | $342,000 | 11,224 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $1,109,000 | 4,502 |
| Pre-tax net operating income | $-475,000 | 12,843 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $133,000 | 9,018 |
| Income before extraordinary items | $-593,000 | 12,919 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $-583,000 | 12,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $421,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-608,000 | 12,875 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 11,031 |
| Total interest expense | $930,000 | 10,713 |
| Net interest income | $1,004,000 | 11,088 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,274,000 | 8,747 |
| Salaries and employee benefits | $326,000 | 11,716 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $889,000 | 5,584 |
| Pre-tax net operating income | $-214,000 | 13,111 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $-255,000 | 13,223 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-255,000 | 13,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $217,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-277,000 | 13,125 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.