Home > The Phalen Bank > Income and Expense
The Phalen Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,053,000 | 11,606 |
Total interest expense | $282,000 | 12,092 |
Net interest income | $771,000 | 11,149 |
Provision for loan and lease losses | $7,000 | 8,694 |
Total noninterest income | $233,000 | 8,201 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $228,000 | 5,375 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 12,349 |
Total noninterest expense | $548,000 | 11,363 |
Salaries and employee benefits | $298,000 | 11,226 |
Premises and equipment expense | $61,000 | 11,267 |
Additional noninterest expense | $187,000 | 11,316 |
Pre-tax net operating income | $449,000 | 9,001 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $156,000 | 8,187 |
Income before extraordinary items | $293,000 | 9,217 |
Extraordinary gains, net | $0 | 249 |
Net income | $293,000 | 9,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $280,000 | 4,679 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $293,000 | 9,287 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,137,000 | 12,010 |
Total interest expense | $371,000 | 12,350 |
Net interest income | $766,000 | 11,637 |
Provision for loan and lease losses | $18,000 | 9,198 |
Total noninterest income | $289,000 | 7,815 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $285,000 | 4,624 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 13,083 |
Total noninterest expense | $579,000 | 11,754 |
Salaries and employee benefits | $298,000 | 11,665 |
Premises and equipment expense | $67,000 | 11,617 |
Additional noninterest expense | $214,000 | 11,548 |
Pre-tax net operating income | $458,000 | 8,954 |
Securities gains (losses) | $30,000 | 4,104 |
Applicable income taxes | $168,000 | 8,248 |
Income before extraordinary items | $320,000 | 9,232 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $320,000 | 9,403 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $290,000 | 4,525 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $300,200 | 9,213 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,318,000 | 12,364 |
Total interest expense | $492,000 | 12,794 |
Net interest income | $826,000 | 11,807 |
Provision for loan and lease losses | $40,000 | 9,471 |
Total noninterest income | $221,000 | 9,009 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $215,000 | 5,714 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 13,603 |
Total noninterest expense | $577,000 | 12,194 |
Salaries and employee benefits | $302,000 | 11,986 |
Premises and equipment expense | $52,000 | 12,611 |
Additional noninterest expense | $223,000 | 11,919 |
Pre-tax net operating income | $430,000 | 8,961 |
Securities gains (losses) | $52,000 | 4,050 |
Applicable income taxes | $168,000 | 8,209 |
Income before extraordinary items | $314,000 | 9,109 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $314,000 | 9,256 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $43,000 | 7,883 |
Cash dividends | $190,000 | 5,228 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $280,200 | 9,172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.