Home > The Perry County Bank > Income and Expense
The Perry County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 8,104 |
| Total interest expense | $1,100,000 | 7,905 |
| Net interest income | $1,229,000 | 8,135 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $320,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $873,000 | 8,529 |
| Salaries and employee benefits | $472,000 | 8,500 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $266,000 | 8,415 |
| Pre-tax net operating income | $631,000 | 6,604 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $79,000 | 7,204 |
| Income before extraordinary items | $557,000 | 6,120 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $557,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $105,000 | 6,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $552,600 | 6,126 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 8,380 |
| Total interest expense | $1,171,000 | 7,980 |
| Net interest income | $1,079,000 | 8,612 |
| Provision for loan and lease losses | $71,000 | 5,847 |
| Total noninterest income | $172,000 | 7,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $821,000 | 8,712 |
| Salaries and employee benefits | $469,000 | 8,545 |
| Premises and equipment expense | $136,000 | 7,956 |
| Additional noninterest expense | $216,000 | 8,951 |
| Pre-tax net operating income | $359,000 | 8,098 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $102,000 | 7,498 |
| Income before extraordinary items | $260,000 | 8,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $260,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,126 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $257,840 | 8,124 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 8,782 |
| Total interest expense | $1,108,000 | 8,385 |
| Net interest income | $1,096,000 | 8,949 |
| Provision for loan and lease losses | $138,000 | 4,329 |
| Total noninterest income | $167,000 | 8,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $770,000 | 9,144 |
| Salaries and employee benefits | $442,000 | 8,998 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $203,000 | 9,373 |
| Pre-tax net operating income | $355,000 | 8,700 |
| Securities gains (losses) | $53,000 | 1,310 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $284,000 | 8,501 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $284,000 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,076 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $246,900 | 8,739 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 9,185 |
| Total interest expense | $1,065,000 | 8,801 |
| Net interest income | $1,076,000 | 9,350 |
| Provision for loan and lease losses | $55,000 | 6,421 |
| Total noninterest income | $169,000 | 8,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $734,000 | 9,691 |
| Salaries and employee benefits | $420,000 | 9,472 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $195,000 | 9,992 |
| Pre-tax net operating income | $456,000 | 8,188 |
| Securities gains (losses) | $47,000 | 1,369 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $325,000 | 8,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $325,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $294,450 | 8,414 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 9,794 |
| Total interest expense | $921,000 | 9,542 |
| Net interest income | $1,033,000 | 9,840 |
| Provision for loan and lease losses | $147,000 | 3,702 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $788,000 | 9,820 |
| Salaries and employee benefits | $398,000 | 9,960 |
| Premises and equipment expense | $147,000 | 8,349 |
| Additional noninterest expense | $243,000 | 9,908 |
| Pre-tax net operating income | $256,000 | 10,070 |
| Securities gains (losses) | $241,000 | 607 |
| Applicable income taxes | $172,000 | 7,892 |
| Income before extraordinary items | $325,000 | 8,701 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $325,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,942 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $168,350 | 10,256 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 10,195 |
| Total interest expense | $720,000 | 9,993 |
| Net interest income | $1,069,000 | 10,185 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $145,000 | 9,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $744,000 | 10,503 |
| Salaries and employee benefits | $365,000 | 10,598 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $274,000 | 10,252 |
| Pre-tax net operating income | $350,000 | 9,733 |
| Securities gains (losses) | $291,000 | 390 |
| Applicable income taxes | $233,000 | 6,778 |
| Income before extraordinary items | $408,000 | 8,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $408,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $221,760 | 10,082 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 11,246 |
| Total interest expense | $698,000 | 10,599 |
| Net interest income | $801,000 | 11,502 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $152,000 | 10,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $640,000 | 11,434 |
| Salaries and employee benefits | $314,000 | 11,509 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $210,000 | 11,589 |
| Pre-tax net operating income | $286,000 | 10,353 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $193,000 | 10,734 |
| Extraordinary gains, net | $9,000 | 2,969 |
| Net income | $202,000 | 10,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $191,660 | 10,530 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 11,912 |
| Total interest expense | $753,000 | 11,561 |
| Net interest income | $770,000 | 12,027 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $602,000 | 12,053 |
| Salaries and employee benefits | $312,000 | 11,880 |
| Premises and equipment expense | $79,000 | 11,525 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $325,000 | 9,908 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $114,000 | 9,543 |
| Income before extraordinary items | $210,000 | 10,468 |
| Extraordinary gains, net | $90,000 | 783 |
| Net income | $300,000 | 9,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $210,650 | 10,109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.