Home > The Perkins State Bank > Income and Expense
The Perkins State Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 3,315 |
| Total interest expense | $644,000 | 4,601 |
| Net interest income | $6,756,000 | 3,069 |
| Provision for loan and lease losses | $1,692,000 | 1,220 |
| Total noninterest income | $582,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,072,000 | 1,337 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-490,000 | 6,926 |
| Total noninterest expense | $8,912,000 | 2,138 |
| Salaries and employee benefits | $4,287,000 | 2,298 |
| Premises and equipment expense | $1,182,000 | 1,966 |
| Additional noninterest expense | $3,443,000 | 1,906 |
| Pre-tax net operating income | $-3,266,000 | 6,895 |
| Securities gains (losses) | $490,000 | 959 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-2,776,000 | 6,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,776,000 | 6,881 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,776,000 | 6,881 |
| Net charge-offs | $1,965,000 | 1,175 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-3,266,000 | 6,892 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 3,293 |
| Total interest expense | $515,000 | 4,576 |
| Net interest income | $5,218,000 | 3,039 |
| Provision for loan and lease losses | $1,492,000 | 1,092 |
| Total noninterest income | $1,199,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $806,000 | 1,334 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $393,000 | 3,293 |
| Total noninterest expense | $6,481,000 | 2,211 |
| Salaries and employee benefits | $3,262,000 | 2,275 |
| Premises and equipment expense | $889,000 | 1,983 |
| Additional noninterest expense | $2,330,000 | 2,097 |
| Pre-tax net operating income | $-1,556,000 | 6,926 |
| Securities gains (losses) | $185,000 | 1,496 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,371,000 | 6,936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,371,000 | 6,933 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,371,000 | 6,935 |
| Net charge-offs | $1,697,000 | 1,024 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,556,000 | 6,934 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 3,263 |
| Total interest expense | $368,000 | 4,528 |
| Net interest income | $3,532,000 | 3,023 |
| Provision for loan and lease losses | $1,182,000 | 966 |
| Total noninterest income | $575,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $516,000 | 1,382 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,288 |
| Total noninterest expense | $4,259,000 | 2,246 |
| Salaries and employee benefits | $2,092,000 | 2,362 |
| Premises and equipment expense | $581,000 | 2,017 |
| Additional noninterest expense | $1,586,000 | 2,060 |
| Pre-tax net operating income | $-1,334,000 | 7,023 |
| Securities gains (losses) | $201,000 | 1,100 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,133,000 | 7,022 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,133,000 | 7,021 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,133,000 | 7,022 |
| Net charge-offs | $1,240,000 | 982 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,334,000 | 7,033 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 3,216 |
| Total interest expense | $194,000 | 4,519 |
| Net interest income | $1,805,000 | 2,973 |
| Provision for loan and lease losses | $815,000 | 724 |
| Total noninterest income | $-23,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $254,000 | 1,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-277,000 | 7,239 |
| Total noninterest expense | $2,220,000 | 2,149 |
| Salaries and employee benefits | $1,148,000 | 2,182 |
| Premises and equipment expense | $294,000 | 2,005 |
| Additional noninterest expense | $778,000 | 2,081 |
| Pre-tax net operating income | $-1,253,000 | 7,179 |
| Securities gains (losses) | $47,000 | 1,254 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,206,000 | 7,189 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,206,000 | 7,189 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,206,000 | 7,189 |
| Net charge-offs | $917,000 | 712 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,253,000 | 7,187 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,909,000 | 3,060 |
| Total interest expense | $1,211,000 | 3,941 |
| Net interest income | $7,698,000 | 2,834 |
| Provision for loan and lease losses | $2,270,000 | 1,434 |
| Total noninterest income | $2,402,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,168,000 | 1,260 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,234,000 | 1,866 |
| Total noninterest expense | $9,118,000 | 2,096 |
| Salaries and employee benefits | $4,336,000 | 2,231 |
| Premises and equipment expense | $1,303,000 | 1,911 |
| Additional noninterest expense | $3,479,000 | 1,934 |
| Pre-tax net operating income | $-1,288,000 | 6,657 |
| Securities gains (losses) | $207,000 | 1,425 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,081,000 | 6,665 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,081,000 | 6,666 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,081,000 | 6,665 |
| Net charge-offs | $2,794,000 | 1,258 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,288,000 | 6,685 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 3,041 |
| Total interest expense | $909,000 | 4,072 |
| Net interest income | $5,934,000 | 2,775 |
| Provision for loan and lease losses | $1,350,000 | 1,611 |
| Total noninterest income | $1,766,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $892,000 | 1,237 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $874,000 | 1,920 |
| Total noninterest expense | $6,914,000 | 2,084 |
| Salaries and employee benefits | $3,490,000 | 2,079 |
| Premises and equipment expense | $955,000 | 1,963 |
| Additional noninterest expense | $2,469,000 | 2,037 |
| Pre-tax net operating income | $-564,000 | 6,646 |
| Securities gains (losses) | $166,000 | 1,341 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-398,000 | 6,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-398,000 | 6,640 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-398,000 | 6,640 |
| Net charge-offs | $1,704,000 | 1,362 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-564,000 | 6,675 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 3,000 |
| Total interest expense | $632,000 | 4,069 |
| Net interest income | $4,009,000 | 2,731 |
| Provision for loan and lease losses | $1,200,000 | 1,329 |
| Total noninterest income | $1,176,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $611,000 | 1,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $565,000 | 1,937 |
| Total noninterest expense | $4,557,000 | 2,117 |
| Salaries and employee benefits | $2,313,000 | 2,112 |
| Premises and equipment expense | $631,000 | 2,001 |
| Additional noninterest expense | $1,613,000 | 2,097 |
| Pre-tax net operating income | $-572,000 | 6,824 |
| Securities gains (losses) | $-71,000 | 7,274 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-643,000 | 6,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-643,000 | 6,899 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-643,000 | 6,900 |
| Net charge-offs | $1,552,000 | 1,092 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-572,000 | 6,864 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 2,956 |
| Total interest expense | $333,000 | 4,039 |
| Net interest income | $2,047,000 | 2,669 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $543,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $294,000 | 1,207 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,155 |
| Total noninterest expense | $2,352,000 | 2,067 |
| Salaries and employee benefits | $1,262,000 | 1,942 |
| Premises and equipment expense | $315,000 | 2,041 |
| Additional noninterest expense | $775,000 | 2,168 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $88,000 | 5,177 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $88,000 | 5,175 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $88,000 | 5,177 |
| Net charge-offs | $262,000 | 1,874 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $88,000 | 5,114 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 2,929 |
| Total interest expense | $1,971,000 | 3,612 |
| Net interest income | $8,158,000 | 2,671 |
| Provision for loan and lease losses | $3,975,000 | 1,343 |
| Total noninterest income | $2,393,000 | 1,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,345,000 | 1,117 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,048,000 | 2,123 |
| Total noninterest expense | $8,491,000 | 2,276 |
| Salaries and employee benefits | $4,590,000 | 2,109 |
| Premises and equipment expense | $1,350,000 | 1,895 |
| Additional noninterest expense | $2,551,000 | 2,640 |
| Pre-tax net operating income | $-1,915,000 | 6,750 |
| Securities gains (losses) | $-502,000 | 7,427 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,417,000 | 6,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,417,000 | 6,919 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,417,000 | 6,920 |
| Net charge-offs | $2,710,000 | 1,556 |
| Cash dividends | $297,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,915,000 | 6,810 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,681,000 | 2,962 |
| Total interest expense | $1,601,000 | 3,528 |
| Net interest income | $6,080,000 | 2,719 |
| Provision for loan and lease losses | $3,875,000 | 1,071 |
| Total noninterest income | $1,799,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,023,000 | 1,130 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $776,000 | 2,107 |
| Total noninterest expense | $6,472,000 | 2,241 |
| Salaries and employee benefits | $3,606,000 | 2,012 |
| Premises and equipment expense | $1,005,000 | 1,932 |
| Additional noninterest expense | $1,861,000 | 2,652 |
| Pre-tax net operating income | $-2,468,000 | 7,132 |
| Securities gains (losses) | $-221,000 | 7,502 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,689,000 | 7,236 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,689,000 | 7,236 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,689,000 | 7,236 |
| Net charge-offs | $2,565,000 | 1,288 |
| Cash dividends | $297,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,468,000 | 7,181 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 2,957 |
| Total interest expense | $1,131,000 | 3,459 |
| Net interest income | $4,055,000 | 2,721 |
| Provision for loan and lease losses | $3,175,000 | 910 |
| Total noninterest income | $1,301,000 | 1,671 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $680,000 | 1,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $621,000 | 1,821 |
| Total noninterest expense | $4,322,000 | 2,237 |
| Salaries and employee benefits | $2,354,000 | 2,062 |
| Premises and equipment expense | $658,000 | 1,979 |
| Additional noninterest expense | $1,310,000 | 2,518 |
| Pre-tax net operating income | $-2,141,000 | 7,299 |
| Securities gains (losses) | $-205,000 | 7,595 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,346,000 | 7,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,346,000 | 7,381 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,346,000 | 7,382 |
| Net charge-offs | $2,396,000 | 985 |
| Cash dividends | $297,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,141,000 | 7,351 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 2,908 |
| Total interest expense | $595,000 | 3,453 |
| Net interest income | $2,098,000 | 2,656 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $637,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $319,000 | 1,227 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $318,000 | 1,770 |
| Total noninterest expense | $2,221,000 | 2,205 |
| Salaries and employee benefits | $1,282,000 | 1,931 |
| Premises and equipment expense | $335,000 | 2,004 |
| Additional noninterest expense | $604,000 | 2,691 |
| Pre-tax net operating income | $214,000 | 3,950 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $214,000 | 3,756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 3,753 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $214,000 | 3,755 |
| Net charge-offs | $295,000 | 2,045 |
| Cash dividends | $191,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $214,000 | 3,635 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,019,000 | 2,965 |
| Total interest expense | $2,941,000 | 3,459 |
| Net interest income | $8,078,000 | 2,708 |
| Provision for loan and lease losses | $280,000 | 5,369 |
| Total noninterest income | $2,558,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,464,000 | 1,182 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,094,000 | 2,045 |
| Total noninterest expense | $8,294,000 | 2,382 |
| Salaries and employee benefits | $4,707,000 | 2,086 |
| Premises and equipment expense | $1,428,000 | 1,883 |
| Additional noninterest expense | $2,159,000 | 3,129 |
| Pre-tax net operating income | $2,062,000 | 1,869 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,062,000 | 1,620 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,062,000 | 1,618 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,062,000 | 1,619 |
| Net charge-offs | $893,000 | 3,005 |
| Cash dividends | $997,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,062,000 | 1,572 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,313,000 | 3,002 |
| Total interest expense | $2,239,000 | 3,556 |
| Net interest income | $6,074,000 | 2,696 |
| Provision for loan and lease losses | $55,000 | 6,464 |
| Total noninterest income | $1,911,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,077,000 | 1,200 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $834,000 | 2,071 |
| Total noninterest expense | $6,217,000 | 2,377 |
| Salaries and employee benefits | $3,576,000 | 2,072 |
| Premises and equipment expense | $1,045,000 | 1,951 |
| Additional noninterest expense | $1,596,000 | 3,128 |
| Pre-tax net operating income | $1,713,000 | 1,838 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,713,000 | 1,571 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,713,000 | 1,569 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,713,000 | 1,571 |
| Net charge-offs | $259,000 | 3,916 |
| Cash dividends | $997,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,713,000 | 1,530 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 3,030 |
| Total interest expense | $1,515,000 | 3,644 |
| Net interest income | $4,031,000 | 2,695 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $1,242,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $695,000 | 1,225 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $547,000 | 2,099 |
| Total noninterest expense | $4,114,000 | 2,428 |
| Salaries and employee benefits | $2,353,000 | 2,147 |
| Premises and equipment expense | $697,000 | 1,971 |
| Additional noninterest expense | $1,064,000 | 3,143 |
| Pre-tax net operating income | $1,129,000 | 1,922 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,129,000 | 1,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,129,000 | 1,647 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,129,000 | 1,649 |
| Net charge-offs | $97,000 | 4,280 |
| Cash dividends | $734,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,129,000 | 1,616 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 3,083 |
| Total interest expense | $755,000 | 3,753 |
| Net interest income | $2,001,000 | 2,709 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $601,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $327,000 | 1,258 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $274,000 | 2,078 |
| Total noninterest expense | $2,156,000 | 2,263 |
| Salaries and employee benefits | $1,279,000 | 2,011 |
| Premises and equipment expense | $349,000 | 2,006 |
| Additional noninterest expense | $528,000 | 2,863 |
| Pre-tax net operating income | $416,000 | 2,723 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $416,000 | 2,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 2,479 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $416,000 | 2,481 |
| Net charge-offs | $56,000 | 3,442 |
| Cash dividends | $484,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $416,000 | 2,333 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,304,000 | 3,198 |
| Total interest expense | $3,389,000 | 3,916 |
| Net interest income | $7,915,000 | 2,734 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $2,701,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,541,000 | 1,164 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,160,000 | 1,922 |
| Total noninterest expense | $8,739,000 | 2,188 |
| Salaries and employee benefits | $4,802,000 | 2,115 |
| Premises and equipment expense | $1,470,000 | 1,870 |
| Additional noninterest expense | $2,467,000 | 2,372 |
| Pre-tax net operating income | $1,877,000 | 2,581 |
| Securities gains (losses) | $15,000 | 2,329 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,892,000 | 2,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,892,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 3,427 |
| Cash dividends | $814,000 | 2,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,877,000 | 2,234 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,476,000 | 3,261 |
| Total interest expense | $2,624,000 | 3,958 |
| Net interest income | $5,852,000 | 2,781 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $2,033,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,144,000 | 1,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $889,000 | 1,982 |
| Total noninterest expense | $6,566,000 | 2,179 |
| Salaries and employee benefits | $3,657,000 | 2,102 |
| Premises and equipment expense | $1,050,000 | 1,942 |
| Additional noninterest expense | $1,859,000 | 2,291 |
| Pre-tax net operating income | $1,319,000 | 3,113 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,334,000 | 2,552 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,334,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $814,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,319,000 | 2,697 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 3,292 |
| Total interest expense | $1,846,000 | 3,941 |
| Net interest income | $3,837,000 | 2,809 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $1,374,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $750,000 | 1,189 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $624,000 | 1,952 |
| Total noninterest expense | $4,237,000 | 2,251 |
| Salaries and employee benefits | $2,358,000 | 2,203 |
| Premises and equipment expense | $659,000 | 2,057 |
| Additional noninterest expense | $1,220,000 | 2,301 |
| Pre-tax net operating income | $974,000 | 3,002 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $988,000 | 2,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $988,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,895 |
| Cash dividends | $556,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $974,000 | 2,578 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 3,378 |
| Total interest expense | $977,000 | 3,967 |
| Net interest income | $1,870,000 | 2,877 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $677,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $376,000 | 1,170 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $301,000 | 1,967 |
| Total noninterest expense | $1,988,000 | 2,380 |
| Salaries and employee benefits | $1,103,000 | 2,371 |
| Premises and equipment expense | $307,000 | 2,219 |
| Additional noninterest expense | $578,000 | 2,392 |
| Pre-tax net operating income | $559,000 | 2,853 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $573,000 | 2,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $573,000 | 2,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,177 |
| Cash dividends | $297,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $559,000 | 2,381 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,509,000 | 3,396 |
| Total interest expense | $3,770,000 | 4,167 |
| Net interest income | $7,739,000 | 2,819 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $2,522,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,482,000 | 1,200 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,040,000 | 2,170 |
| Total noninterest expense | $7,768,000 | 2,352 |
| Salaries and employee benefits | $4,542,000 | 2,214 |
| Premises and equipment expense | $1,444,000 | 1,823 |
| Additional noninterest expense | $1,782,000 | 2,958 |
| Pre-tax net operating income | $2,293,000 | 3,017 |
| Securities gains (losses) | $-29,000 | 7,862 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,264,000 | 2,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,264,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,595 |
| Cash dividends | $872,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,293,000 | 2,536 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 3,419 |
| Total interest expense | $2,768,000 | 4,218 |
| Net interest income | $5,841,000 | 2,804 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $1,886,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,081,000 | 1,216 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $805,000 | 2,115 |
| Total noninterest expense | $5,713,000 | 2,375 |
| Salaries and employee benefits | $3,321,000 | 2,266 |
| Premises and equipment expense | $1,052,000 | 1,850 |
| Additional noninterest expense | $1,340,000 | 2,893 |
| Pre-tax net operating income | $1,814,000 | 3,045 |
| Securities gains (losses) | $-29,000 | 8,055 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,785,000 | 2,603 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,785,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,343 |
| Cash dividends | $872,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,814,000 | 2,557 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,668,000 | 3,459 |
| Total interest expense | $1,783,000 | 4,314 |
| Net interest income | $3,885,000 | 2,830 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $1,236,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $694,000 | 1,270 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $542,000 | 2,131 |
| Total noninterest expense | $3,866,000 | 2,361 |
| Salaries and employee benefits | $2,279,000 | 2,245 |
| Premises and equipment expense | $687,000 | 1,906 |
| Additional noninterest expense | $900,000 | 2,882 |
| Pre-tax net operating income | $1,055,000 | 3,411 |
| Securities gains (losses) | $-29,000 | 8,202 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,026,000 | 2,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,026,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,475 |
| Cash dividends | $508,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,055,000 | 2,901 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 3,504 |
| Total interest expense | $840,000 | 4,447 |
| Net interest income | $1,934,000 | 2,845 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $558,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $325,000 | 1,325 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $233,000 | 2,322 |
| Total noninterest expense | $1,848,000 | 2,476 |
| Salaries and employee benefits | $1,063,000 | 2,417 |
| Premises and equipment expense | $343,000 | 1,909 |
| Additional noninterest expense | $442,000 | 2,909 |
| Pre-tax net operating income | $524,000 | 3,411 |
| Securities gains (losses) | $-29,000 | 8,420 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $495,000 | 3,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $495,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,009 |
| Cash dividends | $167,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $524,000 | 2,899 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,854,000 | 3,360 |
| Total interest expense | $2,712,000 | 4,580 |
| Net interest income | $8,142,000 | 2,710 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $2,521,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,510,000 | 1,175 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,011,000 | 2,206 |
| Total noninterest expense | $7,662,000 | 2,312 |
| Salaries and employee benefits | $4,208,000 | 2,340 |
| Premises and equipment expense | $1,429,000 | 1,775 |
| Additional noninterest expense | $2,025,000 | 2,542 |
| Pre-tax net operating income | $2,701,000 | 2,974 |
| Securities gains (losses) | $-119,000 | 8,261 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,582,000 | 2,544 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,582,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,282 |
| Cash dividends | $1,813,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,701,000 | 2,443 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,029,000 | 3,369 |
| Total interest expense | $1,941,000 | 4,635 |
| Net interest income | $6,088,000 | 2,749 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $1,929,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,151,000 | 1,161 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $778,000 | 2,174 |
| Total noninterest expense | $5,552,000 | 2,389 |
| Salaries and employee benefits | $3,013,000 | 2,434 |
| Premises and equipment expense | $1,046,000 | 1,814 |
| Additional noninterest expense | $1,493,000 | 2,572 |
| Pre-tax net operating income | $2,240,000 | 2,885 |
| Securities gains (losses) | $-119,000 | 8,447 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,121,000 | 2,453 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,121,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $1,813,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,240,000 | 2,356 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 3,339 |
| Total interest expense | $1,229,000 | 4,641 |
| Net interest income | $4,080,000 | 2,743 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,265,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $745,000 | 1,197 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $520,000 | 2,159 |
| Total noninterest expense | $3,743,000 | 2,354 |
| Salaries and employee benefits | $2,088,000 | 2,355 |
| Premises and equipment expense | $662,000 | 1,901 |
| Additional noninterest expense | $993,000 | 2,581 |
| Pre-tax net operating income | $1,452,000 | 2,941 |
| Securities gains (losses) | $-102,000 | 8,544 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,350,000 | 2,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,350,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $1,425,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,452,000 | 2,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 3,354 |
| Total interest expense | $573,000 | 4,708 |
| Net interest income | $2,011,000 | 2,769 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $616,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $347,000 | 1,238 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $269,000 | 2,100 |
| Total noninterest expense | $1,781,000 | 2,489 |
| Salaries and employee benefits | $943,000 | 2,578 |
| Premises and equipment expense | $328,000 | 1,934 |
| Additional noninterest expense | $510,000 | 2,504 |
| Pre-tax net operating income | $771,000 | 2,784 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $771,000 | 2,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $771,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $335,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $771,000 | 2,245 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,808,000 | 3,192 |
| Total interest expense | $2,133,000 | 4,248 |
| Net interest income | $7,675,000 | 2,805 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $2,356,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,056,000 | 1,645 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,300,000 | 1,845 |
| Total noninterest expense | $6,833,000 | 2,435 |
| Salaries and employee benefits | $3,761,000 | 2,425 |
| Premises and equipment expense | $1,384,000 | 1,748 |
| Additional noninterest expense | $1,688,000 | 2,934 |
| Pre-tax net operating income | $2,778,000 | 2,942 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,778,000 | 2,392 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,778,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $1,084,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,778,000 | 2,362 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 3,204 |
| Total interest expense | $1,554,000 | 4,188 |
| Net interest income | $5,638,000 | 2,830 |
| Provision for loan and lease losses | $315,000 | 2,100 |
| Total noninterest income | $1,861,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $758,000 | 1,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,103,000 | 1,694 |
| Total noninterest expense | $4,948,000 | 2,501 |
| Salaries and employee benefits | $2,697,000 | 2,502 |
| Premises and equipment expense | $1,018,000 | 1,774 |
| Additional noninterest expense | $1,233,000 | 2,977 |
| Pre-tax net operating income | $2,236,000 | 2,807 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,236,000 | 2,274 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,236,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $1,085,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,236,000 | 2,237 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 3,217 |
| Total interest expense | $983,000 | 4,186 |
| Net interest income | $3,676,000 | 2,871 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $1,418,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $495,000 | 1,702 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $923,000 | 1,430 |
| Total noninterest expense | $3,250,000 | 2,500 |
| Salaries and employee benefits | $1,813,000 | 2,460 |
| Premises and equipment expense | $660,000 | 1,808 |
| Additional noninterest expense | $777,000 | 3,095 |
| Pre-tax net operating income | $1,634,000 | 2,574 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,634,000 | 2,070 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,634,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $452,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,634,000 | 2,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 3,272 |
| Total interest expense | $474,000 | 4,175 |
| Net interest income | $1,786,000 | 2,935 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $431,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $237,000 | 1,710 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $194,000 | 2,530 |
| Total noninterest expense | $1,597,000 | 2,560 |
| Salaries and employee benefits | $840,000 | 2,667 |
| Premises and equipment expense | $326,000 | 1,842 |
| Additional noninterest expense | $431,000 | 2,816 |
| Pre-tax net operating income | $515,000 | 3,596 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $515,000 | 2,985 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $515,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $108,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $515,000 | 2,943 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 3,144 |
| Total interest expense | $1,814,000 | 3,947 |
| Net interest income | $7,027,000 | 2,868 |
| Provision for loan and lease losses | $540,000 | 1,846 |
| Total noninterest income | $1,615,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,131,000 | 1,554 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $484,000 | 3,367 |
| Total noninterest expense | $6,295,000 | 2,526 |
| Salaries and employee benefits | $3,455,000 | 2,520 |
| Premises and equipment expense | $1,453,000 | 1,598 |
| Additional noninterest expense | $1,387,000 | 3,329 |
| Pre-tax net operating income | $1,807,000 | 3,782 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,802,000 | 3,189 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,802,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,607 |
| Cash dividends | $633,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,807,000 | 3,118 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,133 |
| Total interest expense | $1,351,000 | 3,922 |
| Net interest income | $5,257,000 | 2,855 |
| Provision for loan and lease losses | $405,000 | 1,746 |
| Total noninterest income | $1,173,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $854,000 | 1,552 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $319,000 | 3,624 |
| Total noninterest expense | $4,561,000 | 2,571 |
| Salaries and employee benefits | $2,517,000 | 2,561 |
| Premises and equipment expense | $1,050,000 | 1,666 |
| Additional noninterest expense | $994,000 | 3,447 |
| Pre-tax net operating income | $1,464,000 | 3,623 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,459,000 | 3,019 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,459,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $633,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,464,000 | 2,935 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 3,116 |
| Total interest expense | $908,000 | 3,900 |
| Net interest income | $3,502,000 | 2,848 |
| Provision for loan and lease losses | $270,000 | 1,719 |
| Total noninterest income | $790,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $566,000 | 1,552 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $224,000 | 3,535 |
| Total noninterest expense | $3,044,000 | 2,581 |
| Salaries and employee benefits | $1,699,000 | 2,530 |
| Premises and equipment expense | $681,000 | 1,698 |
| Additional noninterest expense | $664,000 | 3,443 |
| Pre-tax net operating income | $978,000 | 3,586 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $973,000 | 3,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $973,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $472,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $978,000 | 2,904 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 3,116 |
| Total interest expense | $464,000 | 3,872 |
| Net interest income | $1,746,000 | 2,853 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $399,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $276,000 | 1,554 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $123,000 | 3,300 |
| Total noninterest expense | $1,458,000 | 2,701 |
| Salaries and employee benefits | $785,000 | 2,740 |
| Premises and equipment expense | $339,000 | 1,714 |
| Additional noninterest expense | $334,000 | 3,426 |
| Pre-tax net operating income | $552,000 | 3,279 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $552,000 | 2,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $552,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $94,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $552,000 | 2,607 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 3,100 |
| Total interest expense | $2,298,000 | 3,576 |
| Net interest income | $6,737,000 | 2,848 |
| Provision for loan and lease losses | $1,408,000 | 864 |
| Total noninterest income | $1,623,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,163,000 | 1,476 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $460,000 | 3,724 |
| Total noninterest expense | $6,557,000 | 2,396 |
| Salaries and employee benefits | $3,415,000 | 2,471 |
| Premises and equipment expense | $1,345,000 | 1,687 |
| Additional noninterest expense | $1,797,000 | 2,641 |
| Pre-tax net operating income | $395,000 | 7,066 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $395,000 | 6,838 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $395,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 1,037 |
| Cash dividends | $628,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $395,000 | 6,678 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 3,120 |
| Total interest expense | $1,792,000 | 3,569 |
| Net interest income | $5,033,000 | 2,882 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $1,248,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $878,000 | 1,492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $370,000 | 3,679 |
| Total noninterest expense | $4,755,000 | 2,477 |
| Salaries and employee benefits | $2,545,000 | 2,483 |
| Premises and equipment expense | $969,000 | 1,767 |
| Additional noninterest expense | $1,241,000 | 2,800 |
| Pre-tax net operating income | $1,151,000 | 4,198 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,151,000 | 3,615 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,151,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,067 |
| Cash dividends | $628,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,151,000 | 3,436 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 3,141 |
| Total interest expense | $1,246,000 | 3,549 |
| Net interest income | $3,300,000 | 2,910 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $782,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $582,000 | 1,477 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $3,142,000 | 2,489 |
| Salaries and employee benefits | $1,700,000 | 2,466 |
| Premises and equipment expense | $626,000 | 1,820 |
| Additional noninterest expense | $816,000 | 2,829 |
| Pre-tax net operating income | $700,000 | 4,426 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $700,000 | 3,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $700,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,211 |
| Cash dividends | $534,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $700,000 | 3,670 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 3,166 |
| Total interest expense | $641,000 | 3,555 |
| Net interest income | $1,623,000 | 2,947 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $406,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $286,000 | 1,453 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $120,000 | 3,603 |
| Total noninterest expense | $1,507,000 | 2,570 |
| Salaries and employee benefits | $797,000 | 2,633 |
| Premises and equipment expense | $294,000 | 1,941 |
| Additional noninterest expense | $416,000 | 2,757 |
| Pre-tax net operating income | $417,000 | 3,939 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $417,000 | 3,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,990 |
| Cash dividends | $246,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $417,000 | 3,194 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,093,000 | 2,997 |
| Total interest expense | $3,131,000 | 3,425 |
| Net interest income | $6,962,000 | 2,753 |
| Provision for loan and lease losses | $585,000 | 2,119 |
| Total noninterest income | $1,298,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $981,000 | 1,646 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 4,135 |
| Total noninterest expense | $5,953,000 | 2,481 |
| Salaries and employee benefits | $3,261,000 | 2,436 |
| Premises and equipment expense | $1,240,000 | 1,786 |
| Additional noninterest expense | $1,452,000 | 3,023 |
| Pre-tax net operating income | $1,722,000 | 3,763 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,722,000 | 3,146 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,722,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,607 |
| Cash dividends | $795,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $-104,000 | 9,251 |
| Net operating income | $1,722,000 | 3,039 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,096,000 | 3,040 |
| Total interest expense | $5,058,000 | 3,126 |
| Net interest income | $6,038,000 | 2,936 |
| Provision for loan and lease losses | $390,000 | 2,674 |
| Total noninterest income | $1,232,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $905,000 | 1,672 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $327,000 | 3,928 |
| Total noninterest expense | $5,667,000 | 2,499 |
| Salaries and employee benefits | $3,211,000 | 2,334 |
| Premises and equipment expense | $1,245,000 | 1,738 |
| Additional noninterest expense | $1,211,000 | 3,470 |
| Pre-tax net operating income | $1,213,000 | 4,395 |
| Securities gains (losses) | $43,000 | 2,496 |
| Applicable income taxes | $26,000 | 7,163 |
| Income before extraordinary items | $1,230,000 | 3,734 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,230,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,935 |
| Cash dividends | $734,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $-172,000 | 9,511 |
| Net operating income | $1,187,860 | 3,719 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,659,000 | 3,228 |
| Total interest expense | $4,629,000 | 3,527 |
| Net interest income | $6,030,000 | 2,928 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $1,158,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $869,000 | 1,577 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 4,007 |
| Total noninterest expense | $5,300,000 | 2,566 |
| Salaries and employee benefits | $2,905,000 | 2,456 |
| Premises and equipment expense | $1,178,000 | 1,776 |
| Additional noninterest expense | $1,217,000 | 3,391 |
| Pre-tax net operating income | $1,588,000 | 3,909 |
| Securities gains (losses) | $-142,000 | 9,508 |
| Applicable income taxes | $21,000 | 7,823 |
| Income before extraordinary items | $1,425,000 | 3,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,425,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $968,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,565,580 | 3,144 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 3,442 |
| Total interest expense | $3,689,000 | 3,848 |
| Net interest income | $5,587,000 | 3,101 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $1,003,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $770,000 | 1,718 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $233,000 | 4,596 |
| Total noninterest expense | $4,893,000 | 2,764 |
| Salaries and employee benefits | $2,691,000 | 2,617 |
| Premises and equipment expense | $1,070,000 | 1,917 |
| Additional noninterest expense | $1,132,000 | 3,627 |
| Pre-tax net operating income | $1,492,000 | 4,109 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $1,474,000 | 3,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,474,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,487 |
| Cash dividends | $1,026,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,474,000 | 3,247 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 3,605 |
| Total interest expense | $3,709,000 | 3,925 |
| Net interest income | $5,091,000 | 3,334 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $904,000 | 3,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $716,000 | 1,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,122 |
| Total noninterest expense | $4,291,000 | 3,025 |
| Salaries and employee benefits | $2,253,000 | 2,989 |
| Premises and equipment expense | $843,000 | 2,313 |
| Additional noninterest expense | $1,195,000 | 3,386 |
| Pre-tax net operating income | $1,524,000 | 4,140 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $18,000 | 8,924 |
| Income before extraordinary items | $1,506,000 | 3,250 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,506,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,973 |
| Cash dividends | $1,041,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,506,000 | 3,160 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 3,969 |
| Total interest expense | $3,095,000 | 4,582 |
| Net interest income | $4,909,000 | 3,547 |
| Provision for loan and lease losses | $215,000 | 3,285 |
| Total noninterest income | $820,000 | 3,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $668,000 | 1,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,651 |
| Total noninterest expense | $3,557,000 | 3,552 |
| Salaries and employee benefits | $1,982,000 | 3,340 |
| Premises and equipment expense | $645,000 | 2,958 |
| Additional noninterest expense | $930,000 | 4,181 |
| Pre-tax net operating income | $1,957,000 | 3,608 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $605,000 | 3,637 |
| Income before extraordinary items | $1,349,000 | 3,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,349,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,872 |
| Cash dividends | $182,000 | 5,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,351,070 | 3,601 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,519,000 | 4,268 |
| Total interest expense | $2,968,000 | 4,835 |
| Net interest income | $4,551,000 | 3,862 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $752,000 | 3,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $635,000 | 2,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $3,423,000 | 3,853 |
| Salaries and employee benefits | $1,878,000 | 3,529 |
| Premises and equipment expense | $720,000 | 2,713 |
| Additional noninterest expense | $825,000 | 5,091 |
| Pre-tax net operating income | $1,700,000 | 3,924 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $505,000 | 4,114 |
| Income before extraordinary items | $1,188,000 | 3,899 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,188,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,258 |
| Cash dividends | $545,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 758 |
| Net operating income | $1,192,900 | 3,843 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,127,000 | 4,480 |
| Total interest expense | $2,954,000 | 4,837 |
| Net interest income | $4,173,000 | 4,162 |
| Provision for loan and lease losses | $165,000 | 3,441 |
| Total noninterest income | $703,000 | 4,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $604,000 | 2,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $3,323,000 | 3,930 |
| Salaries and employee benefits | $1,723,000 | 3,785 |
| Premises and equipment expense | $697,000 | 2,816 |
| Additional noninterest expense | $903,000 | 4,751 |
| Pre-tax net operating income | $1,388,000 | 4,723 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $414,000 | 4,828 |
| Income before extraordinary items | $959,000 | 4,754 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $959,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $482,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $969,500 | 4,703 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 4,747 |
| Total interest expense | $2,189,000 | 5,185 |
| Net interest income | $3,982,000 | 4,399 |
| Provision for loan and lease losses | $130,000 | 3,886 |
| Total noninterest income | $628,000 | 4,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $3,235,000 | 4,131 |
| Salaries and employee benefits | $1,637,000 | 3,953 |
| Premises and equipment expense | $602,000 | 3,259 |
| Additional noninterest expense | $996,000 | 4,724 |
| Pre-tax net operating income | $1,245,000 | 5,098 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $914,000 | 4,844 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $914,000 | 4,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,852 |
| Cash dividends | $482,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 960 |
| Net operating income | $928,250 | 4,836 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 5,071 |
| Total interest expense | $2,040,000 | 5,735 |
| Net interest income | $3,800,000 | 4,611 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $656,000 | 4,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $538,000 | 2,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,354 |
| Total noninterest expense | $3,010,000 | 4,494 |
| Salaries and employee benefits | $1,529,000 | 4,202 |
| Premises and equipment expense | $506,000 | 3,823 |
| Additional noninterest expense | $975,000 | 5,026 |
| Pre-tax net operating income | $1,306,000 | 4,847 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $356,000 | 5,425 |
| Income before extraordinary items | $970,000 | 4,797 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $970,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,754 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $955,400 | 4,627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 5,257 |
| Total interest expense | $2,720,000 | 5,609 |
| Net interest income | $3,608,000 | 4,872 |
| Provision for loan and lease losses | $275,000 | 4,347 |
| Total noninterest income | $679,000 | 4,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,686 |
| Total noninterest expense | $2,719,000 | 4,937 |
| Salaries and employee benefits | $1,362,000 | 4,617 |
| Premises and equipment expense | $423,000 | 4,592 |
| Additional noninterest expense | $934,000 | 5,352 |
| Pre-tax net operating income | $1,293,000 | 4,628 |
| Securities gains (losses) | $-7,000 | 13,179 |
| Applicable income taxes | $336,000 | 5,510 |
| Income before extraordinary items | $950,000 | 4,721 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $950,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 3,539 |
| Cash dividends | $336,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $955,180 | 4,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.