The Peoples State Bank of Newton, Illinois, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,947,0001,489
Total interest expense$9,170,0001,379
Net interest income$18,777,0001,516
Provision for loan and lease losses$350,0001,544
Total noninterest income$3,827,0001,403
Gross Fiduciary activities income$152,000691
Service charges on deposit accounts$686,0001,340
Trading account gains and feesNANA
Additional Noninterest Income$2,989,0001,255
Total noninterest expense$12,410,0001,771
Salaries and employee benefits$7,600,0001,670
Premises and equipment expense$1,379,0001,639
Additional noninterest expense$2,989,0001,255
Pre-tax net operating income$9,844,0001,181
Securities gains (losses)$-221,0003,986
Applicable income taxes$2,519,000829
Income before extraordinary items$7,104,0001,319
Extraordinary gains, net$054
Net income$7,104,0001,335
Minority interest net income$088
Net income of bank and minority interests.$7,104,0001,322
Net charge-offs$86,0001,586
Cash dividends$1,728,0001,673
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,278,5901,321
2023-09-30 (YTD Data)Rank
Total interest income$20,404,0001,486
Total interest expense$6,209,0001,373
Net interest income$14,195,0001,517
Provision for loan and lease losses$275,0001,411
Total noninterest income$2,850,0001,409
Gross Fiduciary activities income$78,000721
Service charges on deposit accounts$509,0001,353
Trading account gains and feesNANA
Additional Noninterest Income$2,263,0001,260
Total noninterest expense$9,018,0001,806
Salaries and employee benefits$5,420,0001,727
Premises and equipment expense$1,038,0001,623
Additional noninterest expense$2,263,0001,260
Pre-tax net operating income$7,752,0001,167
Securities gains (losses)$-72,0003,918
Applicable income taxes$1,945,000843
Income before extraordinary items$5,735,0001,293
Extraordinary gains, net$052
Net income$5,735,0001,302
Minority interest net income$081
Net income of bank and minority interests.$5,735,0001,293
Net charge-offs$48,0001,504
Cash dividends$576,0002,135
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,791,8801,310
2023-06-30 (YTD Data)Rank
Total interest income$13,045,0001,504
Total interest expense$3,574,0001,397
Net interest income$9,471,0001,530
Provision for loan and lease losses$150,0001,522
Total noninterest income$1,982,0001,306
Gross Fiduciary activities income$56,000714
Service charges on deposit accounts$330,0001,364
Trading account gains and feesNANA
Additional Noninterest Income$1,596,0001,144
Total noninterest expense$6,171,0001,767
Salaries and employee benefits$3,733,0001,685
Premises and equipment expense$715,0001,593
Additional noninterest expense$1,596,0001,143
Pre-tax net operating income$5,132,0001,179
Securities gains (losses)$-72,0004,162
Applicable income taxes$1,275,000859
Income before extraordinary items$3,785,0001,309
Extraordinary gains, net$051
Net income$3,785,0001,322
Minority interest net income$081
Net income of bank and minority interests.$3,785,0001,309
Net charge-offs$19,0001,563
Cash dividends$384,0002,157
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,841,8801,305
2023-03-31 (YTD Data)Rank
Total interest income$6,240,0001,526
Total interest expense$1,406,0001,493
Net interest income$4,834,0001,516
Provision for loan and lease losses$75,0001,413
Total noninterest income$1,176,0001,182
Gross Fiduciary activities income$31,000729
Service charges on deposit accounts$159,0001,417
Trading account gains and feesNANA
Additional Noninterest Income$986,000972
Total noninterest expense$2,997,0001,833
Salaries and employee benefits$1,770,0001,773
Premises and equipment expense$352,0001,638
Additional noninterest expense$986,000972
Pre-tax net operating income$2,938,0001,091
Securities gains (losses)$0950
Applicable income taxes$738,000815
Income before extraordinary items$2,200,0001,193
Extraordinary gains, net$04
Net income$2,200,0001,192
Minority interest net income$048
Net income of bank and minority interests.$2,200,0001,193
Net charge-offs$02,062
Cash dividends$192,0001,843
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,200,0001,212
2022-12-31 (YTD Data)Rank
Total interest income$21,039,0001,511
Total interest expense$2,102,0001,540
Net interest income$18,937,0001,506
Provision for loan and lease losses$300,0001,513
Total noninterest income$3,372,0001,525
Gross Fiduciary activities income$104,000754
Service charges on deposit accounts$650,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$2,618,0001,372
Total noninterest expense$11,761,0001,800
Salaries and employee benefits$7,269,0001,692
Premises and equipment expense$1,360,0001,645
Additional noninterest expense$2,618,0001,372
Pre-tax net operating income$10,248,0001,261
Securities gains (losses)$-140,0004,014
Applicable income taxes$2,490,000936
Income before extraordinary items$7,618,0001,359
Extraordinary gains, net$05
Net income$7,618,0001,359
Minority interest net income$063
Net income of bank and minority interests.$7,618,0001,359
Net charge-offs$-108,0004,295
Cash dividends$1,248,0001,934
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,728,6001,361
2022-09-30 (YTD Data)Rank
Total interest income$15,159,0001,502
Total interest expense$1,220,0001,541
Net interest income$13,939,0001,501
Provision for loan and lease losses$225,0001,390
Total noninterest income$2,478,0001,561
Gross Fiduciary activities income$83,000742
Service charges on deposit accounts$478,0001,448
Trading account gains and feesNANA
Additional Noninterest Income$1,917,0001,422
Total noninterest expense$7,663,0001,973
Salaries and employee benefits$4,322,0002,003
Premises and equipment expense$1,006,0001,681
Additional noninterest expense$1,917,0001,422
Pre-tax net operating income$8,529,0001,149
Securities gains (losses)$2,000628
Applicable income taxes$2,106,000867
Income before extraordinary items$6,425,0001,220
Extraordinary gains, net$04
Net income$6,425,0001,219
Minority interest net income$057
Net income of bank and minority interests.$6,425,0001,220
Net charge-offs$-150,0004,400
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,423,4201,245
2022-06-30 (YTD Data)Rank
Total interest income$9,832,0001,490
Total interest expense$745,0001,434
Net interest income$9,087,0001,490
Provision for loan and lease losses$150,0001,272
Total noninterest income$1,522,0001,623
Gross Fiduciary activities income$58,000706
Service charges on deposit accounts$304,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,530
Total noninterest expense$4,901,0002,016
Salaries and employee benefits$2,721,0002,064
Premises and equipment expense$650,0001,731
Additional noninterest expense$1,530,0001,972
Pre-tax net operating income$5,558,0001,116
Securities gains (losses)$2,000556
Applicable income taxes$1,370,000839
Income before extraordinary items$4,190,0001,191
Extraordinary gains, net$04
Net income$4,190,0001,190
Minority interest net income$060
Net income of bank and minority interests.$4,190,0001,191
Net charge-offs$-209,0004,560
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,188,4201,215
2022-03-31 (YTD Data)Rank
Total interest income$4,786,0001,493
Total interest expense$384,0001,350
Net interest income$4,402,0001,497
Provision for loan and lease losses$75,0001,098
Total noninterest income$754,0001,640
Gross Fiduciary activities income$33,000703
Service charges on deposit accounts$142,0001,546
Trading account gains and feesNANA
Additional Noninterest Income$579,0001,542
Total noninterest expense$2,450,0002,009
Salaries and employee benefits$1,354,0002,067
Premises and equipment expense$317,0001,770
Additional noninterest expense$779,0001,912
Pre-tax net operating income$2,631,0001,112
Securities gains (losses)$0623
Applicable income taxes$654,000837
Income before extraordinary items$1,977,0001,200
Extraordinary gains, net$04
Net income$1,977,0001,200
Minority interest net income$050
Net income of bank and minority interests.$1,977,0001,200
Net charge-offs$-33,0004,294
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,977,0001,213
2021-12-31 (YTD Data)Rank
Total interest income$19,255,0001,530
Total interest expense$1,604,0001,577
Net interest income$17,651,0001,510
Provision for loan and lease losses$750,000759
Total noninterest income$3,184,0001,732
Gross Fiduciary activities income$70,000743
Service charges on deposit accounts$543,0001,522
Trading account gains and feesNANA
Additional Noninterest Income$2,571,0001,637
Total noninterest expense$11,026,0001,852
Salaries and employee benefits$6,562,0001,800
Premises and equipment expense$1,288,0001,727
Additional noninterest expense$3,176,0001,894
Pre-tax net operating income$9,059,0001,366
Securities gains (losses)$23,0001,454
Applicable income taxes$2,252,0001,027
Income before extraordinary items$6,830,0001,531
Extraordinary gains, net$010
Net income$6,830,0001,530
Minority interest net income$074
Net income of bank and minority interests.$6,830,0001,531
Net charge-offs$323,000809
Cash dividends$2,288,0001,404
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,811,8301,501
2021-09-30 (YTD Data)Rank
Total interest income$14,221,0001,572
Total interest expense$1,228,0001,626
Net interest income$12,993,0001,561
Provision for loan and lease losses$550,000752
Total noninterest income$2,322,0001,821
Gross Fiduciary activities income$41,000752
Service charges on deposit accounts$397,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$1,884,0001,734
Total noninterest expense$7,255,0002,035
Salaries and employee benefits$4,020,0002,091
Premises and equipment expense$965,0001,754
Additional noninterest expense$2,270,0001,973
Pre-tax net operating income$7,510,0001,322
Securities gains (losses)$23,0001,347
Applicable income taxes$1,880,0001,005
Income before extraordinary items$5,653,0001,478
Extraordinary gains, net$08
Net income$5,653,0001,478
Minority interest net income$069
Net income of bank and minority interests.$5,653,0001,478
Net charge-offs$63,0001,269
Cash dividends$1,288,0001,520
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,634,8301,449
2021-06-30 (YTD Data)Rank
Total interest income$8,992,0001,634
Total interest expense$832,0001,672
Net interest income$8,160,0001,627
Provision for loan and lease losses$375,000759
Total noninterest income$1,479,0001,817
Gross Fiduciary activities income$32,000743
Service charges on deposit accounts$244,0001,582
Trading account gains and feesNANA
Additional Noninterest Income$1,203,0001,732
Total noninterest expense$4,635,0002,082
Salaries and employee benefits$2,478,0002,188
Premises and equipment expense$636,0001,766
Additional noninterest expense$1,521,0001,942
Pre-tax net operating income$4,629,0001,383
Securities gains (losses)$23,0001,139
Applicable income taxes$1,152,0001,039
Income before extraordinary items$3,500,0001,542
Extraordinary gains, net$06
Net income$3,500,0001,542
Minority interest net income$067
Net income of bank and minority interests.$3,500,0001,542
Net charge-offs$37,0001,256
Cash dividends$288,0002,423
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,481,8301,517
2021-03-31 (YTD Data)Rank
Total interest income$4,389,0001,666
Total interest expense$427,0001,704
Net interest income$3,962,0001,657
Provision for loan and lease losses$150,000937
Total noninterest income$703,0001,874
Gross Fiduciary activities income$16,000753
Service charges on deposit accounts$122,0001,576
Trading account gains and feesNANA
Additional Noninterest Income$565,0001,793
Total noninterest expense$2,253,0002,097
Salaries and employee benefits$1,194,0002,222
Premises and equipment expense$309,0001,803
Additional noninterest expense$750,0001,927
Pre-tax net operating income$2,262,0001,394
Securities gains (losses)$13,000986
Applicable income taxes$576,0001,042
Income before extraordinary items$1,699,0001,580
Extraordinary gains, net$03
Net income$1,699,0001,580
Minority interest net income$055
Net income of bank and minority interests.$1,699,0001,580
Net charge-offs$-18,0004,295
Cash dividends$144,0001,982
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,688,7301,537
2020-12-31 (YTD Data)Rank
Total interest income$18,099,0001,624
Total interest expense$2,542,0001,685
Net interest income$15,557,0001,601
Provision for loan and lease losses$1,250,0001,387
Total noninterest income$2,877,0001,763
Gross Fiduciary activities income$63,000759
Service charges on deposit accounts$530,0001,559
Trading account gains and feesNANA
Additional Noninterest Income$2,284,0001,668
Total noninterest expense$10,540,0001,881
Salaries and employee benefits$6,479,0001,776
Premises and equipment expense$1,257,0001,741
Additional noninterest expense$2,804,0002,024
Pre-tax net operating income$6,644,0001,432
Securities gains (losses)$221,000982
Applicable income taxes$1,643,0001,067
Income before extraordinary items$5,222,0001,578
Extraordinary gains, net$04
Net income$5,222,0001,578
Minority interest net income$072
Net income of bank and minority interests.$5,222,0001,578
Net charge-offs$565,000899
Cash dividends$1,152,0002,053
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,047,4101,580
2020-09-30 (YTD Data)Rank
Total interest income$13,575,0001,626
Total interest expense$2,032,0001,682
Net interest income$11,543,0001,600
Provision for loan and lease losses$950,0001,401
Total noninterest income$2,041,0001,775
Gross Fiduciary activities income$48,000747
Service charges on deposit accounts$388,0001,584
Trading account gains and feesNANA
Additional Noninterest Income$1,605,0001,677
Total noninterest expense$7,195,0001,998
Salaries and employee benefits$4,115,0002,009
Premises and equipment expense$949,0001,737
Additional noninterest expense$2,131,0001,978
Pre-tax net operating income$5,439,0001,313
Securities gains (losses)$221,000839
Applicable income taxes$1,367,000957
Income before extraordinary items$4,293,0001,431
Extraordinary gains, net$04
Net income$4,293,0001,432
Minority interest net income$065
Net income of bank and minority interests.$4,293,0001,432
Net charge-offs$364,000923
Cash dividends$360,0002,590
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,118,4101,441
2020-06-30 (YTD Data)Rank
Total interest income$9,116,0001,641
Total interest expense$1,450,0001,690
Net interest income$7,666,0001,604
Provision for loan and lease losses$650,0001,384
Total noninterest income$1,244,0001,803
Gross Fiduciary activities income$34,000746
Service charges on deposit accounts$256,0001,615
Trading account gains and feesNANA
Additional Noninterest Income$954,0001,719
Total noninterest expense$4,657,0002,030
Salaries and employee benefits$2,601,0002,080
Premises and equipment expense$627,0001,735
Additional noninterest expense$1,429,0001,962
Pre-tax net operating income$3,603,0001,264
Securities gains (losses)$221,000660
Applicable income taxes$1,043,000803
Income before extraordinary items$2,781,0001,396
Extraordinary gains, net$04
Net income$2,781,0001,396
Minority interest net income$065
Net income of bank and minority interests.$2,781,0001,396
Net charge-offs$21,0002,164
Cash dividends$240,0002,565
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,606,4101,441
2020-03-31 (YTD Data)Rank
Total interest income$4,614,0001,614
Total interest expense$787,0001,705
Net interest income$3,827,0001,568
Provision for loan and lease losses$150,0001,627
Total noninterest income$639,0001,688
Gross Fiduciary activities income$18,000752
Service charges on deposit accounts$157,0001,587
Trading account gains and feesNANA
Additional Noninterest Income$464,0001,592
Total noninterest expense$2,517,0001,936
Salaries and employee benefits$1,471,0001,910
Premises and equipment expense$309,0001,782
Additional noninterest expense$737,0001,952
Pre-tax net operating income$1,799,0001,148
Securities gains (losses)$120,000546
Applicable income taxes$525,000718
Income before extraordinary items$1,394,0001,263
Extraordinary gains, net$04
Net income$1,394,0001,262
Minority interest net income$056
Net income of bank and minority interests.$1,394,0001,263
Net charge-offs$7,0001,991
Cash dividends$120,0002,210
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,299,2001,317
2019-12-31 (YTD Data)Rank
Total interest income$18,578,0001,612
Total interest expense$3,238,0001,714
Net interest income$15,340,0001,560
Provision for loan and lease losses$1,125,000839
Total noninterest income$2,891,0001,608
Gross Fiduciary activities income$300,000642
Service charges on deposit accounts$710,0001,475
Trading account gains and feesNANA
Additional Noninterest Income$1,881,0001,598
Total noninterest expense$10,462,0001,854
Salaries and employee benefits$5,903,0001,870
Premises and equipment expense$1,360,0001,631
Additional noninterest expense$3,199,0001,807
Pre-tax net operating income$6,644,0001,424
Securities gains (losses)$119,000842
Applicable income taxes$1,606,0001,054
Income before extraordinary items$5,157,0001,561
Extraordinary gains, net$011
Net income$5,157,0001,563
Minority interest net income$076
Net income of bank and minority interests.$5,157,0001,563
Net charge-offs$997,000666
Cash dividends$1,104,0002,215
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,062,9901,548
2019-09-30 (YTD Data)Rank
Total interest income$13,851,0001,640
Total interest expense$2,460,0001,715
Net interest income$11,391,0001,592
Provision for loan and lease losses$425,0001,305
Total noninterest income$2,195,0001,584
Gross Fiduciary activities income$286,000614
Service charges on deposit accounts$534,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$1,375,0001,609
Total noninterest expense$7,266,0001,975
Salaries and employee benefits$3,918,0002,049
Premises and equipment expense$1,000,0001,665
Additional noninterest expense$2,348,0001,841
Pre-tax net operating income$5,895,0001,272
Securities gains (losses)$119,000716
Applicable income taxes$1,572,000912
Income before extraordinary items$4,442,0001,422
Extraordinary gains, net$011
Net income$4,442,0001,422
Minority interest net income$072
Net income of bank and minority interests.$4,442,0001,424
Net charge-offs$218,0001,229
Cash dividends$360,0002,772
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,347,9901,417
2019-06-30 (YTD Data)Rank
Total interest income$9,073,0001,667
Total interest expense$1,601,0001,715
Net interest income$7,472,0001,620
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,414,0001,586
Gross Fiduciary activities income$265,000570
Service charges on deposit accounts$340,0001,523
Trading account gains and feesNANA
Additional Noninterest Income$809,0001,704
Total noninterest expense$4,785,0002,006
Salaries and employee benefits$2,551,0002,086
Premises and equipment expense$674,0001,669
Additional noninterest expense$1,560,0001,873
Pre-tax net operating income$3,951,0001,250
Securities gains (losses)$119,000494
Applicable income taxes$1,031,000895
Income before extraordinary items$3,039,0001,373
Extraordinary gains, net$011
Net income$3,039,0001,372
Minority interest net income$069
Net income of bank and minority interests.$3,039,0001,373
Net charge-offs$201,000984
Cash dividends$240,0002,755
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,944,9901,386
2019-03-31 (YTD Data)Rank
Total interest income$4,498,0001,668
Total interest expense$781,0001,707
Net interest income$3,717,0001,643
Provision for loan and lease losses$75,0001,682
Total noninterest income$579,0001,774
Gross Fiduciary activities income$17,000774
Service charges on deposit accounts$166,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$396,0001,674
Total noninterest expense$2,517,0001,934
Salaries and employee benefits$1,387,0001,983
Premises and equipment expense$315,0001,774
Additional noninterest expense$815,0001,792
Pre-tax net operating income$1,704,0001,370
Securities gains (losses)$01,087
Applicable income taxes$340,0001,170
Income before extraordinary items$1,364,0001,464
Extraordinary gains, net$05
Net income$1,364,0001,463
Minority interest net income$052
Net income of bank and minority interests.$1,364,0001,463
Net charge-offs$171,000681
Cash dividends$120,0002,344
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,364,0001,441
2018-12-31 (YTD Data)Rank
Total interest income$16,911,0001,677
Total interest expense$2,611,0001,590
Net interest income$14,300,0001,682
Provision for loan and lease losses$600,0001,277
Total noninterest income$2,465,0001,772
Gross Fiduciary activities income$63,000804
Service charges on deposit accounts$692,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$1,710,0001,652
Total noninterest expense$9,772,0001,936
Salaries and employee benefits$5,401,0001,975
Premises and equipment expense$1,261,0001,747
Additional noninterest expense$3,110,0001,857
Pre-tax net operating income$6,393,0001,442
Securities gains (losses)$-42,0004,810
Applicable income taxes$1,474,0001,061
Income before extraordinary items$4,877,0001,614
Extraordinary gains, net$06
Net income$4,877,0001,613
Minority interest net income$072
Net income of bank and minority interests.$4,877,0001,613
Net charge-offs$184,0001,709
Cash dividends$1,056,0002,146
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,910,1801,600
2018-09-30 (YTD Data)Rank
Total interest income$12,360,0001,696
Total interest expense$1,876,0001,568
Net interest income$10,484,0001,709
Provision for loan and lease losses$325,0001,495
Total noninterest income$1,733,0001,858
Gross Fiduciary activities income$51,000793
Service charges on deposit accounts$495,0001,617
Trading account gains and feesNANA
Additional Noninterest Income$1,187,0001,754
Total noninterest expense$6,809,0002,049
Salaries and employee benefits$3,564,0002,181
Premises and equipment expense$907,0001,814
Additional noninterest expense$2,338,0001,850
Pre-tax net operating income$5,083,0001,405
Securities gains (losses)$-13,0004,830
Applicable income taxes$1,183,0001,038
Income before extraordinary items$3,887,0001,560
Extraordinary gains, net$05
Net income$3,887,0001,559
Minority interest net income$066
Net income of bank and minority interests.$3,887,0001,559
Net charge-offs$191,0001,282
Cash dividends$360,0002,692
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,897,2701,539
2018-06-30 (YTD Data)Rank
Total interest income$7,975,0001,732
Total interest expense$1,177,0001,568
Net interest income$6,798,0001,753
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,115,0001,881
Gross Fiduciary activities income$33,000796
Service charges on deposit accounts$302,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$780,0001,762
Total noninterest expense$4,456,0002,086
Salaries and employee benefits$2,272,0002,264
Premises and equipment expense$579,0001,874
Additional noninterest expense$1,605,0001,813
Pre-tax net operating income$3,307,0001,411
Securities gains (losses)$-13,0005,036
Applicable income taxes$746,0001,072
Income before extraordinary items$2,548,0001,553
Extraordinary gains, net$06
Net income$2,548,0001,552
Minority interest net income$065
Net income of bank and minority interests.$2,548,0001,552
Net charge-offs$16,0002,366
Cash dividends$240,0002,683
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,558,2701,531
2018-03-31 (YTD Data)Rank
Total interest income$3,770,0001,807
Total interest expense$560,0001,573
Net interest income$3,210,0001,822
Provision for loan and lease losses$75,0001,680
Total noninterest income$513,0001,963
Gross Fiduciary activities income$19,000795
Service charges on deposit accounts$131,0001,928
Trading account gains and feesNANA
Additional Noninterest Income$363,0001,809
Total noninterest expense$1,902,0002,361
Salaries and employee benefits$1,102,0002,341
Premises and equipment expense$227,0002,242
Additional noninterest expense$573,0002,376
Pre-tax net operating income$1,746,0001,329
Securities gains (losses)$0735
Applicable income taxes$396,0001,010
Income before extraordinary items$1,350,0001,446
Extraordinary gains, net$07
Net income$1,350,0001,445
Minority interest net income$052
Net income of bank and minority interests.$1,350,0001,446
Net charge-offs$9,0002,006
Cash dividends$120,0002,245
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,350,0001,436
2017-12-31 (YTD Data)Rank
Total interest income$14,707,0001,801
Total interest expense$1,987,0001,545
Net interest income$12,720,0001,812
Provision for loan and lease losses$800,0001,041
Total noninterest income$1,997,0002,028
Gross Fiduciary activities income$64,000830
Service charges on deposit accounts$578,0001,831
Trading account gains and feesNANA
Additional Noninterest Income$1,355,0001,932
Total noninterest expense$7,406,0002,409
Salaries and employee benefits$4,413,0002,311
Premises and equipment expense$876,0002,303
Additional noninterest expense$2,117,0002,555
Pre-tax net operating income$6,511,0001,385
Securities gains (losses)$-69,0005,358
Applicable income taxes$2,348,0001,158
Income before extraordinary items$4,094,0001,588
Extraordinary gains, net$09
Net income$4,094,0001,588
Minority interest net income$076
Net income of bank and minority interests.$4,094,0001,588
Net charge-offs$20,0003,424
Cash dividends$1,008,0002,175
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,138,1601,552
2017-09-30 (YTD Data)Rank
Total interest income$10,848,0001,826
Total interest expense$1,436,0001,571
Net interest income$9,412,0001,849
Provision for loan and lease losses$550,0001,074
Total noninterest income$1,564,0002,008
Gross Fiduciary activities income$53,000814
Service charges on deposit accounts$421,0001,877
Trading account gains and feesNANA
Additional Noninterest Income$1,090,0001,882
Total noninterest expense$4,908,0002,631
Salaries and employee benefits$2,881,0002,537
Premises and equipment expense$626,0002,391
Additional noninterest expense$1,401,0002,780
Pre-tax net operating income$5,518,0001,278
Securities gains (losses)$-69,0005,614
Applicable income taxes$1,873,000955
Income before extraordinary items$3,576,0001,497
Extraordinary gains, net$09
Net income$3,576,0001,497
Minority interest net income$071
Net income of bank and minority interests.$3,576,0001,497
Net charge-offs$17,0003,057
Cash dividends$360,0002,721
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,621,5401,468
2017-06-30 (YTD Data)Rank
Total interest income$7,051,0001,850
Total interest expense$913,0001,591
Net interest income$6,138,0001,862
Provision for loan and lease losses$300,0001,177
Total noninterest income$970,0002,094
Gross Fiduciary activities income$33,000828
Service charges on deposit accounts$272,0001,916
Trading account gains and feesNANA
Additional Noninterest Income$665,0001,989
Total noninterest expense$3,216,0002,667
Salaries and employee benefits$1,888,0002,588
Premises and equipment expense$405,0002,455
Additional noninterest expense$923,0002,823
Pre-tax net operating income$3,592,0001,294
Securities gains (losses)$-57,0005,679
Applicable income taxes$1,164,000996
Income before extraordinary items$2,371,0001,488
Extraordinary gains, net$011
Net income$2,371,0001,488
Minority interest net income$071
Net income of bank and minority interests.$2,371,0001,488
Net charge-offs$14,0002,775
Cash dividends$240,0002,699
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,409,1901,453
2017-03-31 (YTD Data)Rank
Total interest income$3,437,0001,891
Total interest expense$437,0001,627
Net interest income$3,000,0001,889
Provision for loan and lease losses$150,0001,115
Total noninterest income$478,0002,108
Gross Fiduciary activities income$21,000814
Service charges on deposit accounts$131,0001,966
Trading account gains and feesNANA
Additional Noninterest Income$326,0001,989
Total noninterest expense$1,738,0002,558
Salaries and employee benefits$1,041,0002,452
Premises and equipment expense$201,0002,504
Additional noninterest expense$496,0002,682
Pre-tax net operating income$1,590,0001,384
Securities gains (losses)$-57,0005,780
Applicable income taxes$501,0001,076
Income before extraordinary items$1,032,0001,630
Extraordinary gains, net$08
Net income$1,032,0001,630
Minority interest net income$055
Net income of bank and minority interests.$1,032,0001,630
Net charge-offs$4,0002,506
Cash dividends$120,0002,284
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,070,1901,570
2016-12-31 (YTD Data)Rank
Total interest income$13,461,0001,880
Total interest expense$1,757,0001,567
Net interest income$11,704,0001,900
Provision for loan and lease losses$750,0001,141
Total noninterest income$1,973,0002,136
Gross Fiduciary activities income$65,000846
Service charges on deposit accounts$564,0001,898
Trading account gains and fees$0170
Additional Noninterest Income$1,344,0002,031
Total noninterest expense$7,024,0002,549
Salaries and employee benefits$4,315,0002,364
Premises and equipment expense$872,0002,366
Additional noninterest expense$1,837,0002,913
Pre-tax net operating income$5,903,0001,418
Securities gains (losses)$-8,0005,623
Applicable income taxes$1,930,0001,077
Income before extraordinary items$3,965,0001,665
Extraordinary gains, net$05
Net income$3,965,0001,662
Minority interest net income$082
Net income of bank and minority interests.$3,965,0001,664
Net charge-offs$575,000990
Cash dividends$912,0002,325
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,970,3601,628
2016-09-30 (YTD Data)Rank
Total interest income$9,967,0001,905
Total interest expense$1,307,0001,581
Net interest income$8,660,0001,934
Provision for loan and lease losses$450,0001,227
Total noninterest income$1,499,0002,123
Gross Fiduciary activities income$54,000838
Service charges on deposit accounts$422,0001,896
Trading account gains and fees$0169
Additional Noninterest Income$1,023,0002,013
Total noninterest expense$4,984,0002,649
Salaries and employee benefits$2,966,0002,510
Premises and equipment expense$656,0002,358
Additional noninterest expense$1,362,0002,936
Pre-tax net operating income$4,725,0001,364
Securities gains (losses)$-22,0005,837
Applicable income taxes$1,622,0001,017
Income before extraordinary items$3,081,0001,650
Extraordinary gains, net$05
Net income$3,081,0001,649
Minority interest net income$071
Net income of bank and minority interests.$3,081,0001,650
Net charge-offs$5,0003,620
Cash dividends$312,0002,853
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,095,5201,594
2016-06-30 (YTD Data)Rank
Total interest income$6,533,0001,934
Total interest expense$866,0001,592
Net interest income$5,667,0001,974
Provision for loan and lease losses$300,0001,234
Total noninterest income$925,0002,200
Gross Fiduciary activities income$34,000851
Service charges on deposit accounts$271,0001,930
Trading account gains and fees$0157
Additional Noninterest Income$620,0002,100
Total noninterest expense$3,308,0002,670
Salaries and employee benefits$1,986,0002,518
Premises and equipment expense$438,0002,355
Additional noninterest expense$884,0003,013
Pre-tax net operating income$2,984,0001,410
Securities gains (losses)$56,0001,346
Applicable income taxes$1,046,0001,045
Income before extraordinary items$1,994,0001,665
Extraordinary gains, net$016
Net income$1,994,0001,666
Minority interest net income$071
Net income of bank and minority interests.$1,994,0001,666
Net charge-offs$03,689
Cash dividends$192,0002,896
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,957,0401,644
2016-03-31 (YTD Data)Rank
Total interest income$3,260,0001,940
Total interest expense$440,0001,567
Net interest income$2,820,0001,977
Provision for loan and lease losses$75,0001,741
Total noninterest income$434,0002,253
Gross Fiduciary activities income$18,000848
Service charges on deposit accounts$128,0002,012
Trading account gains and fees$0142
Additional Noninterest Income$288,0002,134
Total noninterest expense$1,634,0002,698
Salaries and employee benefits$932,0002,638
Premises and equipment expense$226,0002,321
Additional noninterest expense$476,0002,860
Pre-tax net operating income$1,545,0001,381
Securities gains (losses)$14,0001,386
Applicable income taxes$536,0001,006
Income before extraordinary items$1,023,0001,586
Extraordinary gains, net$012
Net income$1,023,0001,586
Minority interest net income$062
Net income of bank and minority interests.$1,023,0001,587
Net charge-offs$-3,0004,617
Cash dividends$96,0002,435
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,013,7601,557
2015-12-31 (YTD Data)Rank
Total interest income$12,458,0001,959
Total interest expense$1,797,0001,521
Net interest income$10,661,0002,024
Provision for loan and lease losses$340,0001,773
Total noninterest income$2,009,0002,104
Gross Fiduciary activities income$173,000768
Service charges on deposit accounts$567,0001,924
Trading account gains and fees$0159
Additional Noninterest Income$1,269,0002,071
Total noninterest expense$7,022,0002,561
Salaries and employee benefits$4,299,0002,336
Premises and equipment expense$932,0002,284
Additional noninterest expense$1,791,0003,018
Pre-tax net operating income$5,308,0001,503
Securities gains (losses)$55,0001,585
Applicable income taxes$1,777,0001,092
Income before extraordinary items$3,586,0001,755
Extraordinary gains, net$023
Net income$3,586,0001,755
Minority interest net income$081
Net income of bank and minority interests.$3,586,0001,756
Net charge-offs$39,0003,421
Cash dividends$864,0002,313
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,549,1501,736
2015-09-30 (YTD Data)Rank
Total interest income$9,219,0001,999
Total interest expense$1,352,0001,532
Net interest income$7,867,0002,064
Provision for loan and lease losses$165,0002,180
Total noninterest income$1,425,0002,194
Gross Fiduciary activities income$71,000830
Service charges on deposit accounts$415,0001,979
Trading account gains and fees$0153
Additional Noninterest Income$939,0002,110
Total noninterest expense$4,747,0002,772
Salaries and employee benefits$2,732,0002,662
Premises and equipment expense$687,0002,342
Additional noninterest expense$1,328,0003,058
Pre-tax net operating income$4,380,0001,424
Securities gains (losses)$52,0001,436
Applicable income taxes$1,539,0001,013
Income before extraordinary items$2,893,0001,682
Extraordinary gains, net$021
Net income$2,893,0001,684
Minority interest net income$078
Net income of bank and minority interests.$2,893,0001,684
Net charge-offs$12,0003,574
Cash dividends$288,0002,861
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,859,2001,652
2015-06-30 (YTD Data)Rank
Total interest income$6,073,0002,014
Total interest expense$897,0001,542
Net interest income$5,176,0002,078
Provision for loan and lease losses$90,0002,323
Total noninterest income$867,0002,322
Gross Fiduciary activities income$36,000876
Service charges on deposit accounts$255,0002,074
Trading account gains and fees$0157
Additional Noninterest Income$576,0002,250
Total noninterest expense$3,220,0002,751
Salaries and employee benefits$1,874,0002,634
Premises and equipment expense$463,0002,348
Additional noninterest expense$883,0003,090
Pre-tax net operating income$2,733,0001,488
Securities gains (losses)$17,0001,788
Applicable income taxes$952,0001,066
Income before extraordinary items$1,798,0001,774
Extraordinary gains, net$022
Net income$1,798,0001,777
Minority interest net income$075
Net income of bank and minority interests.$1,798,0001,778
Net charge-offs$6,0003,419
Cash dividends$192,0002,831
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,786,9501,731
2015-03-31 (YTD Data)Rank
Total interest income$3,019,0002,020
Total interest expense$445,0001,560
Net interest income$2,574,0002,070
Provision for loan and lease losses$45,0002,176
Total noninterest income$469,0002,180
Gross Fiduciary activities income$22,000857
Service charges on deposit accounts$115,0002,246
Trading account gains and fees$0152
Additional Noninterest Income$332,0001,983
Total noninterest expense$1,547,0002,841
Salaries and employee benefits$882,0002,771
Premises and equipment expense$230,0002,386
Additional noninterest expense$435,0003,108
Pre-tax net operating income$1,451,0001,379
Securities gains (losses)$02,027
Applicable income taxes$484,0001,043
Income before extraordinary items$967,0001,655
Extraordinary gains, net$013
Net income$967,0001,657
Minority interest net income$064
Net income of bank and minority interests.$967,0001,657
Net charge-offs$7,0002,613
Cash dividends$96,0002,357
Sale, conversion, retirement of capital stock, net$0697
Net operating income$967,0001,589
2014-12-31 (YTD Data)Rank
Total interest income$11,950,0002,045
Total interest expense$1,856,0001,584
Net interest income$10,094,0002,105
Provision for loan and lease losses$45,0003,862
Total noninterest income$1,823,0002,249
Gross Fiduciary activities income$127,000824
Service charges on deposit accounts$504,0002,271
Trading account gains and fees$0180
Additional Noninterest Income$1,192,0002,081
Total noninterest expense$6,952,0002,634
Salaries and employee benefits$4,024,0002,484
Premises and equipment expense$926,0002,383
Additional noninterest expense$2,002,0002,880
Pre-tax net operating income$4,920,0001,545
Securities gains (losses)$14,0002,497
Applicable income taxes$1,675,0001,118
Income before extraordinary items$3,259,0001,879
Extraordinary gains, net$017
Net income$3,259,0001,879
Minority interest net income$084
Net income of bank and minority interests.$3,259,0001,878
Net charge-offs$04,970
Cash dividends$864,0002,218
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,249,7601,849
2014-09-30 (YTD Data)Rank
Total interest income$8,818,0002,087
Total interest expense$1,391,0001,599
Net interest income$7,427,0002,155
Provision for loan and lease losses$04,401
Total noninterest income$1,386,0002,230
Gross Fiduciary activities income$113,000807
Service charges on deposit accounts$362,0002,352
Trading account gains and fees$0174
Additional Noninterest Income$911,0002,062
Total noninterest expense$4,746,0002,824
Salaries and employee benefits$2,540,0002,837
Premises and equipment expense$686,0002,439
Additional noninterest expense$1,520,0002,849
Pre-tax net operating income$4,067,0001,435
Securities gains (losses)$14,0002,191
Applicable income taxes$1,378,0001,055
Income before extraordinary items$2,703,0001,730
Extraordinary gains, net$015
Net income$2,703,0001,731
Minority interest net income$081
Net income of bank and minority interests.$2,703,0001,730
Net charge-offs$-2,0005,291
Cash dividends$288,0002,801
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,693,7601,699
2014-06-30 (YTD Data)Rank
Total interest income$5,784,0002,113
Total interest expense$916,0001,635
Net interest income$4,868,0002,171
Provision for loan and lease losses$04,196
Total noninterest income$883,0002,264
Gross Fiduciary activities income$89,000793
Service charges on deposit accounts$224,0002,469
Trading account gains and fees$0172
Additional Noninterest Income$570,0002,131
Total noninterest expense$3,190,0002,830
Salaries and employee benefits$1,716,0002,821
Premises and equipment expense$436,0002,540
Additional noninterest expense$1,038,0002,797
Pre-tax net operating income$2,561,0001,464
Securities gains (losses)$02,580
Applicable income taxes$864,0001,074
Income before extraordinary items$1,697,0001,774
Extraordinary gains, net$020
Net income$1,697,0001,777
Minority interest net income$080
Net income of bank and minority interests.$1,697,0001,776
Net charge-offs$1,0004,238
Cash dividends$192,0002,771
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,697,0001,731
2014-03-31 (YTD Data)Rank
Total interest income$2,898,0002,107
Total interest expense$457,0001,658
Net interest income$2,441,0002,164
Provision for loan and lease losses$03,817
Total noninterest income$456,0002,166
Gross Fiduciary activities income$24,000874
Service charges on deposit accounts$105,0002,571
Trading account gains and fees$0147
Additional Noninterest Income$327,0001,892
Total noninterest expense$1,501,0002,972
Salaries and employee benefits$812,0002,961
Premises and equipment expense$219,0002,574
Additional noninterest expense$470,0003,036
Pre-tax net operating income$1,396,0001,333
Securities gains (losses)$01,715
Applicable income taxes$473,000970
Income before extraordinary items$923,0001,591
Extraordinary gains, net$016
Net income$923,0001,594
Minority interest net income$066
Net income of bank and minority interests.$923,0001,594
Net charge-offs$1,0003,492
Cash dividends$96,0002,289
Sale, conversion, retirement of capital stock, net$0747
Net operating income$923,0001,562
2013-12-31 (YTD Data)Rank
Total interest income$11,445,0002,138
Total interest expense$2,041,0001,674
Net interest income$9,404,0002,224
Provision for loan and lease losses$05,091
Total noninterest income$1,894,0002,239
Gross Fiduciary activities income$171,000800
Service charges on deposit accounts$485,0002,441
Trading account gains and fees$0184
Additional Noninterest Income$1,238,0002,093
Total noninterest expense$6,124,0002,943
Salaries and employee benefits$4,027,0002,465
Premises and equipment expense$946,0002,359
Additional noninterest expense$1,151,0004,291
Pre-tax net operating income$5,174,0001,393
Securities gains (losses)$26,0002,209
Applicable income taxes$1,756,0001,000
Income before extraordinary items$3,444,0001,700
Extraordinary gains, net$029
Net income$3,444,0001,704
Minority interest net income$090
Net income of bank and minority interests.$3,444,0001,704
Net charge-offs$15,0004,955
Cash dividends$864,0002,113
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,426,8401,666
2013-09-30 (YTD Data)Rank
Total interest income$8,452,0002,183
Total interest expense$1,566,0001,672
Net interest income$6,886,0002,279
Provision for loan and lease losses$04,941
Total noninterest income$1,361,0002,327
Gross Fiduciary activities income$93,000835
Service charges on deposit accounts$361,0002,470
Trading account gains and fees$0180
Additional Noninterest Income$907,0002,188
Total noninterest expense$3,993,0003,260
Salaries and employee benefits$2,544,0002,874
Premises and equipment expense$667,0002,509
Additional noninterest expense$782,0004,524
Pre-tax net operating income$4,254,0001,318
Securities gains (losses)$14,0002,364
Applicable income taxes$1,460,000950
Income before extraordinary items$2,808,0001,596
Extraordinary gains, net$025
Net income$2,808,0001,599
Minority interest net income$084
Net income of bank and minority interests.$2,808,0001,600
Net charge-offs$22,0004,361
Cash dividends$288,0002,667
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,798,7601,565
2013-06-30 (YTD Data)Rank
Total interest income$5,586,0002,207
Total interest expense$1,066,0001,675
Net interest income$4,520,0002,305
Provision for loan and lease losses$04,788
Total noninterest income$907,0002,359
Gross Fiduciary activities income$61,000842
Service charges on deposit accounts$226,0002,562
Trading account gains and fees$0157
Additional Noninterest Income$620,0002,192
Total noninterest expense$2,572,0003,356
Salaries and employee benefits$1,722,0002,864
Premises and equipment expense$446,0002,507
Additional noninterest expense$404,0005,073
Pre-tax net operating income$2,855,0001,292
Securities gains (losses)$14,0002,169
Applicable income taxes$958,000975
Income before extraordinary items$1,911,0001,590
Extraordinary gains, net$022
Net income$1,911,0001,593
Minority interest net income$082
Net income of bank and minority interests.$1,911,0001,595
Net charge-offs$23,0003,924
Cash dividends$192,0002,614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,901,6201,528
2013-03-31 (YTD Data)Rank
Total interest income$2,807,0002,218
Total interest expense$542,0001,697
Net interest income$2,265,0002,315
Provision for loan and lease losses$04,409
Total noninterest income$432,0002,457
Gross Fiduciary activities income$31,000853
Service charges on deposit accounts$108,0002,642
Trading account gains and fees$0148
Additional Noninterest Income$293,0002,254
Total noninterest expense$1,328,0003,295
Salaries and employee benefits$783,0003,097
Premises and equipment expense$225,0002,520
Additional noninterest expense$320,0004,076
Pre-tax net operating income$1,369,0001,326
Securities gains (losses)$01,966
Applicable income taxes$445,0001,013
Income before extraordinary items$924,0001,589
Extraordinary gains, net$010
Net income$924,0001,591
Minority interest net income$076
Net income of bank and minority interests.$924,0001,591
Net charge-offs$1,0004,010
Cash dividends$96,0002,103
Sale, conversion, retirement of capital stock, net$0789
Net operating income$924,0001,530
2012-12-31 (YTD Data)Rank
Total interest income$12,464,0002,096
Total interest expense$2,578,0001,704
Net interest income$9,886,0002,176
Provision for loan and lease losses$615,0002,421
Total noninterest income$1,913,0002,258
Gross Fiduciary activities income$107,000873
Service charges on deposit accounts$532,0002,364
Trading account gains and fees$0166
Additional Noninterest Income$1,274,0002,047
Total noninterest expense$6,474,0002,859
Salaries and employee benefits$3,887,0002,521
Premises and equipment expense$898,0002,489
Additional noninterest expense$1,689,0003,509
Pre-tax net operating income$4,710,0001,444
Securities gains (losses)$03,810
Applicable income taxes$1,643,0001,021
Income before extraordinary items$3,067,0001,825
Extraordinary gains, net$029
Net income$3,067,0001,824
Minority interest net income$093
Net income of bank and minority interests.$3,067,0001,825
Net charge-offs$1,339,0001,502
Cash dividends$864,0002,143
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,067,0001,725
2012-09-30 (YTD Data)Rank
Total interest income$9,264,0002,151
Total interest expense$1,983,0001,734
Net interest income$7,281,0002,249
Provision for loan and lease losses$05,790
Total noninterest income$1,416,0002,265
Gross Fiduciary activities income$81,000869
Service charges on deposit accounts$397,0002,398
Trading account gains and fees$0157
Additional Noninterest Income$938,0002,072
Total noninterest expense$4,325,0003,143
Salaries and employee benefits$2,421,0002,992
Premises and equipment expense$650,0002,588
Additional noninterest expense$1,254,0003,526
Pre-tax net operating income$4,372,0001,231
Securities gains (losses)$03,575
Applicable income taxes$1,575,000868
Income before extraordinary items$2,797,0001,576
Extraordinary gains, net$020
Net income$2,797,0001,576
Minority interest net income$086
Net income of bank and minority interests.$2,797,0001,577
Net charge-offs$10,0005,305
Cash dividends$288,0002,615
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,797,0001,492
2012-06-30 (YTD Data)Rank
Total interest income$6,158,0002,165
Total interest expense$1,359,0001,746
Net interest income$4,799,0002,267
Provision for loan and lease losses$05,619
Total noninterest income$864,0002,379
Gross Fiduciary activities income$29,000952
Service charges on deposit accounts$261,0002,409
Trading account gains and fees$0153
Additional Noninterest Income$574,0002,156
Total noninterest expense$2,927,0003,118
Salaries and employee benefits$1,680,0002,903
Premises and equipment expense$423,0002,654
Additional noninterest expense$824,0003,593
Pre-tax net operating income$2,736,0001,297
Securities gains (losses)$03,178
Applicable income taxes$901,000967
Income before extraordinary items$1,835,0001,593
Extraordinary gains, net$019
Net income$1,835,0001,592
Minority interest net income$084
Net income of bank and minority interests.$1,835,0001,593
Net charge-offs$9,0004,968
Cash dividends$192,0002,585
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,835,0001,513
2012-03-31 (YTD Data)Rank
Total interest income$3,063,0002,204
Total interest expense$700,0001,758
Net interest income$2,363,0002,318
Provision for loan and lease losses$05,254
Total noninterest income$405,0002,458
Gross Fiduciary activities income$14,000956
Service charges on deposit accounts$131,0002,388
Trading account gains and fees$0148
Additional Noninterest Income$260,0002,288
Total noninterest expense$1,440,0003,149
Salaries and employee benefits$810,0003,001
Premises and equipment expense$214,0002,646
Additional noninterest expense$416,0003,546
Pre-tax net operating income$1,328,0001,323
Securities gains (losses)$02,210
Applicable income taxes$436,0001,000
Income before extraordinary items$892,0001,634
Extraordinary gains, net$019
Net income$892,0001,635
Minority interest net income$078
Net income of bank and minority interests.$892,0001,635
Net charge-offs$5,0004,286
Cash dividends$96,0002,130
Sale, conversion, retirement of capital stock, net$0861
Net operating income$892,0001,530
2011-12-31 (YTD Data)Rank
Total interest income$12,874,0002,165
Total interest expense$3,153,0001,874
Net interest income$9,721,0002,258
Provision for loan and lease losses$600,0003,157
Total noninterest income$1,626,0002,328
Gross Fiduciary activities income$66,000888
Service charges on deposit accounts$601,0002,234
Trading account gains and fees$0146
Additional Noninterest Income$959,0002,197
Total noninterest expense$6,310,0002,928
Salaries and employee benefits$3,731,0002,570
Premises and equipment expense$1,007,0002,400
Additional noninterest expense$1,572,0003,727
Pre-tax net operating income$4,437,0001,316
Securities gains (losses)$5,0003,498
Applicable income taxes$1,449,0001,026
Income before extraordinary items$2,993,0001,622
Extraordinary gains, net$029
Net income$2,993,0001,623
Minority interest net income$096
Net income of bank and minority interests.$2,993,0001,623
Net charge-offs$101,0004,963
Cash dividends$864,0001,791
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,989,6501,543
2011-09-30 (YTD Data)Rank
Total interest income$9,692,0002,188
Total interest expense$2,418,0001,912
Net interest income$7,274,0002,267
Provision for loan and lease losses$150,0004,478
Total noninterest income$1,232,0002,287
Gross Fiduciary activities income$53,000873
Service charges on deposit accounts$456,0002,227
Trading account gains and fees$0145
Additional Noninterest Income$723,0002,178
Total noninterest expense$4,336,0003,153
Salaries and employee benefits$2,393,0002,966
Premises and equipment expense$729,0002,481
Additional noninterest expense$1,214,0003,666
Pre-tax net operating income$4,020,0001,142
Securities gains (losses)$4,0003,259
Applicable income taxes$1,383,000849
Income before extraordinary items$2,641,0001,438
Extraordinary gains, net$021
Net income$2,641,0001,438
Minority interest net income$087
Net income of bank and minority interests.$2,641,0001,438
Net charge-offs$26,0005,405
Cash dividends$288,0002,388
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,638,3601,374
2011-06-30 (YTD Data)Rank
Total interest income$6,463,0002,206
Total interest expense$1,660,0001,929
Net interest income$4,803,0002,284
Provision for loan and lease losses$06,217
Total noninterest income$733,0002,458
Gross Fiduciary activities income$33,000893
Service charges on deposit accounts$297,0002,239
Trading account gains and fees$0153
Additional Noninterest Income$403,0002,428
Total noninterest expense$2,798,0003,274
Salaries and employee benefits$1,553,0003,057
Premises and equipment expense$461,0002,609
Additional noninterest expense$784,0003,798
Pre-tax net operating income$2,738,0001,091
Securities gains (losses)$4,0002,586
Applicable income taxes$937,000804
Income before extraordinary items$1,805,0001,377
Extraordinary gains, net$015
Net income$1,805,0001,377
Minority interest net income$089
Net income of bank and minority interests.$1,805,0001,377
Net charge-offs$22,0005,004
Cash dividends$192,0002,330
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,802,3601,320
2011-03-31 (YTD Data)Rank
Total interest income$3,240,0002,210
Total interest expense$862,0001,920
Net interest income$2,378,0002,290
Provision for loan and lease losses$05,840
Total noninterest income$345,0002,592
Gross Fiduciary activities income$15,000912
Service charges on deposit accounts$134,0002,396
Trading account gains and fees$0158
Additional Noninterest Income$196,0002,493
Total noninterest expense$1,446,0003,198
Salaries and employee benefits$812,0002,959
Premises and equipment expense$224,0002,723
Additional noninterest expense$410,0003,662
Pre-tax net operating income$1,277,0001,147
Securities gains (losses)$01,772
Applicable income taxes$398,000895
Income before extraordinary items$879,0001,380
Extraordinary gains, net$09
Net income$879,0001,381
Minority interest net income$086
Net income of bank and minority interests.$879,0001,381
Net charge-offs$16,0004,159
Cash dividends$96,0001,950
Sale, conversion, retirement of capital stock, net$0925
Net operating income$879,0001,334
2010-12-31 (YTD Data)Rank
Total interest income$13,109,0002,294
Total interest expense$4,281,0001,876
Net interest income$8,828,0002,492
Provision for loan and lease losses$20,0006,809
Total noninterest income$1,634,0002,387
Gross Fiduciary activities income$55,000956
Service charges on deposit accounts$625,0002,216
Trading account gains and fees$0175
Additional Noninterest Income$954,0002,225
Total noninterest expense$6,397,0002,945
Salaries and employee benefits$3,675,0002,616
Premises and equipment expense$985,0002,508
Additional noninterest expense$1,737,0003,618
Pre-tax net operating income$4,045,0001,251
Securities gains (losses)$66,0002,482
Applicable income taxes$1,322,000989
Income before extraordinary items$2,789,0001,493
Extraordinary gains, net$029
Net income$2,789,0001,495
Minority interest net income$0111
Net income of bank and minority interests.$2,789,0001,496
Net charge-offs$-138,0007,613
Cash dividends$864,0001,674
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,744,1201,464
2010-09-30 (YTD Data)Rank
Total interest income$9,753,0002,372
Total interest expense$3,306,0001,894
Net interest income$6,447,0002,585
Provision for loan and lease losses$20,0006,666
Total noninterest income$1,197,0002,428
Gross Fiduciary activities income$44,000933
Service charges on deposit accounts$465,0002,283
Trading account gains and fees$0165
Additional Noninterest Income$688,0002,290
Total noninterest expense$4,402,0003,170
Salaries and employee benefits$2,387,0002,981
Premises and equipment expense$693,0002,676
Additional noninterest expense$1,322,0003,561
Pre-tax net operating income$3,222,0001,229
Securities gains (losses)$66,0002,264
Applicable income taxes$1,012,000994
Income before extraordinary items$2,276,0001,464
Extraordinary gains, net$023
Net income$2,276,0001,467
Minority interest net income$0110
Net income of bank and minority interests.$2,276,0001,467
Net charge-offs$-138,0007,717
Cash dividends$288,0002,388
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,230,4601,432
2010-06-30 (YTD Data)Rank
Total interest income$6,472,0002,407
Total interest expense$2,235,0001,938
Net interest income$4,237,0002,618
Provision for loan and lease losses$20,0006,391
Total noninterest income$706,0002,573
Gross Fiduciary activities income$23,000969
Service charges on deposit accounts$297,0002,374
Trading account gains and fees$0152
Additional Noninterest Income$386,0002,463
Total noninterest expense$2,927,0003,178
Salaries and employee benefits$1,570,0003,022
Premises and equipment expense$462,0002,690
Additional noninterest expense$895,0003,493
Pre-tax net operating income$1,996,0001,307
Securities gains (losses)$58,0001,791
Applicable income taxes$623,0001,029
Income before extraordinary items$1,431,0001,536
Extraordinary gains, net$019
Net income$1,431,0001,537
Minority interest net income$0105
Net income of bank and minority interests.$1,431,0001,537
Net charge-offs$-165,0007,780
Cash dividends$192,0002,360
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,390,4001,498
2010-03-31 (YTD Data)Rank
Total interest income$3,201,0002,489
Total interest expense$1,126,0002,032
Net interest income$2,075,0002,682
Provision for loan and lease losses$20,0005,721
Total noninterest income$331,0002,677
Gross Fiduciary activities income$11,000971
Service charges on deposit accounts$133,0002,584
Trading account gains and fees$0175
Additional Noninterest Income$187,0002,498
Total noninterest expense$1,605,0002,966
Salaries and employee benefits$871,0002,806
Premises and equipment expense$220,0002,891
Additional noninterest expense$514,0003,104
Pre-tax net operating income$781,0001,654
Securities gains (losses)$58,0001,067
Applicable income taxes$241,0001,245
Income before extraordinary items$598,0001,832
Extraordinary gains, net$016
Net income$598,0001,831
Minority interest net income$091
Net income of bank and minority interests.$598,0001,833
Net charge-offs$-171,0007,884
Cash dividends$96,0001,951
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$556,8201,884
2009-12-31 (YTD Data)Rank
Total interest income$12,244,0002,694
Total interest expense$5,136,0002,202
Net interest income$7,108,0003,030
Provision for loan and lease losses$07,427
Total noninterest income$1,322,0002,779
Gross Fiduciary activities income$44,000981
Service charges on deposit accounts$489,0002,942
Trading account gains and fees$0211
Additional Noninterest Income$789,0002,473
Total noninterest expense$5,488,0003,409
Salaries and employee benefits$3,072,0003,105
Premises and equipment expense$780,0003,189
Additional noninterest expense$1,636,0003,860
Pre-tax net operating income$2,942,0001,357
Securities gains (losses)$3,0003,532
Applicable income taxes$809,0001,126
Income before extraordinary items$2,136,0001,564
Extraordinary gains, net$034
Net income$2,136,0001,561
Minority interest net income$0115
Net income of bank and minority interests.$2,136,0001,563
Net charge-offs$-81,0007,973
Cash dividends$864,0001,818
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,133,8101,520
2009-09-30 (YTD Data)Rank
Total interest income$9,122,0002,749
Total interest expense$3,936,0002,247
Net interest income$5,186,0003,092
Provision for loan and lease losses$07,284
Total noninterest income$932,0002,958
Gross Fiduciary activities income$31,000970
Service charges on deposit accounts$357,0003,013
Trading account gains and fees$0212
Additional Noninterest Income$544,0002,681
Total noninterest expense$3,816,0003,625
Salaries and employee benefits$2,078,0003,435
Premises and equipment expense$569,0003,313
Additional noninterest expense$1,169,0003,932
Pre-tax net operating income$2,302,0001,396
Securities gains (losses)$3,0003,260
Applicable income taxes$666,0001,130
Income before extraordinary items$1,639,0001,634
Extraordinary gains, net$027
Net income$1,639,0001,632
Minority interest net income$0118
Net income of bank and minority interests.$1,639,0001,634
Net charge-offs$-95,0008,052
Cash dividends$288,0002,693
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,636,8701,596
2009-06-30 (YTD Data)Rank
Total interest income$6,009,0002,821
Total interest expense$2,649,0002,317
Net interest income$3,360,0003,160
Provision for loan and lease losses$07,158
Total noninterest income$568,0003,147
Gross Fiduciary activities income$21,000974
Service charges on deposit accounts$229,0003,062
Trading account gains and fees$0193
Additional Noninterest Income$318,0002,902
Total noninterest expense$2,390,0003,865
Salaries and employee benefits$1,355,0003,546
Premises and equipment expense$377,0003,341
Additional noninterest expense$658,0004,442
Pre-tax net operating income$1,538,0001,488
Securities gains (losses)$3,0002,873
Applicable income taxes$444,0001,182
Income before extraordinary items$1,097,0001,698
Extraordinary gains, net$021
Net income$1,097,0001,695
Minority interest net income$0112
Net income of bank and minority interests.$1,097,0001,697
Net charge-offs$-64,0008,121
Cash dividends$192,0002,735
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,094,8701,665
2009-03-31 (YTD Data)Rank
Total interest income$3,033,0002,834
Total interest expense$1,326,0002,393
Net interest income$1,707,0003,102
Provision for loan and lease losses$06,744
Total noninterest income$271,0003,212
Gross Fiduciary activities income$12,000969
Service charges on deposit accounts$104,0003,190
Trading account gains and fees$0171
Additional Noninterest Income$155,0002,912
Total noninterest expense$1,242,0003,679
Salaries and employee benefits$743,0003,299
Premises and equipment expense$185,0003,432
Additional noninterest expense$314,0004,262
Pre-tax net operating income$736,0001,728
Securities gains (losses)$2,0002,230
Applicable income taxes$205,0001,428
Income before extraordinary items$533,0002,004
Extraordinary gains, net$015
Net income$533,0002,005
Minority interest net income$0102
Net income of bank and minority interests.$533,0002,005
Net charge-offs$-30,0008,062
Cash dividends$96,0002,318
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$531,5601,897
2008-12-31 (YTD Data)Rank
Total interest income$12,350,0002,959
Total interest expense$5,839,0002,578
Net interest income$6,511,0003,259
Provision for loan and lease losses$07,334
Total noninterest income$1,434,0002,718
Gross Fiduciary activities income$70,000935
Service charges on deposit accounts$504,0003,002
Trading account gains and fees$0154
Additional Noninterest Income$860,0002,353
Total noninterest expense$4,900,0003,626
Salaries and employee benefits$2,911,0003,335
Premises and equipment expense$756,0003,326
Additional noninterest expense$1,233,0004,207
Pre-tax net operating income$3,045,0001,770
Securities gains (losses)$-719,0007,635
Applicable income taxes$641,0001,603
Income before extraordinary items$1,685,0002,315
Extraordinary gains, net$039
Net income$1,685,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0005,185
Cash dividends$864,0002,550
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,202,6801,938
2008-09-30 (YTD Data)Rank
Total interest income$9,248,0003,028
Total interest expense$4,422,0002,646
Net interest income$4,826,0003,316
Provision for loan and lease losses$06,991
Total noninterest income$1,062,0002,783
Gross Fiduciary activities income$56,000922
Service charges on deposit accounts$369,0003,080
Trading account gains and fees$0148
Additional Noninterest Income$637,0002,453
Total noninterest expense$3,498,0003,759
Salaries and employee benefits$2,038,0003,559
Premises and equipment expense$555,0003,396
Additional noninterest expense$905,0004,187
Pre-tax net operating income$2,390,0002,004
Securities gains (losses)$-377,0007,700
Applicable income taxes$397,0002,165
Income before extraordinary items$1,616,0002,179
Extraordinary gains, net$031
Net income$1,616,0002,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,168
Cash dividends$288,0003,474
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,917,6001,944
2008-06-30 (YTD Data)Rank
Total interest income$6,127,0003,093
Total interest expense$2,974,0002,731
Net interest income$3,153,0003,360
Provision for loan and lease losses$06,671
Total noninterest income$772,0002,663
Gross Fiduciary activities income$12,0001,091
Service charges on deposit accounts$233,0003,161
Trading account gains and fees$0149
Additional Noninterest Income$527,0002,159
Total noninterest expense$2,253,0003,881
Salaries and employee benefits$1,318,0003,682
Premises and equipment expense$356,0003,508
Additional noninterest expense$579,0004,293
Pre-tax net operating income$1,672,0001,988
Securities gains (losses)$03,233
Applicable income taxes$484,0001,643
Income before extraordinary items$1,188,0002,220
Extraordinary gains, net$021
Net income$1,188,0002,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,622
Cash dividends$192,0003,507
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,188,0002,173
2008-03-31 (YTD Data)Rank
Total interest income$3,079,0003,148
Total interest expense$1,525,0002,847
Net interest income$1,554,0003,398
Provision for loan and lease losses$06,080
Total noninterest income$454,0002,378
Gross Fiduciary activities income$8,0001,052
Service charges on deposit accounts$110,0003,261
Trading account gains and fees$0158
Additional Noninterest Income$336,0001,831
Total noninterest expense$1,189,0003,726
Salaries and employee benefits$739,0003,401
Premises and equipment expense$175,0003,568
Additional noninterest expense$275,0004,390
Pre-tax net operating income$819,0002,107
Securities gains (losses)$02,688
Applicable income taxes$247,0001,696
Income before extraordinary items$572,0002,407
Extraordinary gains, net$015
Net income$572,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,589
Cash dividends$96,0002,983
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$572,0002,331
2007-12-31 (YTD Data)Rank
Total interest income$12,509,0003,172
Total interest expense$6,258,0002,908
Net interest income$6,251,0003,401
Provision for loan and lease losses$06,851
Total noninterest income$1,186,0003,160
Gross Fiduciary activities income$105,000914
Service charges on deposit accounts$370,0003,675
Trading account gains and fees$0178
Additional Noninterest Income$711,0002,734
Total noninterest expense$4,629,0003,677
Salaries and employee benefits$2,746,0003,463
Premises and equipment expense$701,0003,441
Additional noninterest expense$1,182,0004,122
Pre-tax net operating income$2,808,0002,588
Securities gains (losses)$-7,0007,477
Applicable income taxes$796,0002,146
Income before extraordinary items$2,005,0002,820
Extraordinary gains, net$039
Net income$2,005,0002,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0004,587
Cash dividends$1,032,0002,569
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,010,0402,794
2007-09-30 (YTD Data)Rank
Total interest income$9,289,0003,198
Total interest expense$4,638,0002,934
Net interest income$4,651,0003,419
Provision for loan and lease losses$06,528
Total noninterest income$865,0003,222
Gross Fiduciary activities income$70,000921
Service charges on deposit accounts$262,0003,788
Trading account gains and fees$0184
Additional Noninterest Income$533,0002,736
Total noninterest expense$3,184,0003,919
Salaries and employee benefits$1,845,0003,767
Premises and equipment expense$483,0003,635
Additional noninterest expense$856,0004,167
Pre-tax net operating income$2,332,0002,550
Securities gains (losses)$01,655
Applicable income taxes$670,0002,145
Income before extraordinary items$1,662,0002,758
Extraordinary gains, net$033
Net income$1,662,0002,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,0008,354
Cash dividends$288,0003,701
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,662,0002,743
2007-06-30 (YTD Data)Rank
Total interest income$6,115,0003,245
Total interest expense$3,024,0002,991
Net interest income$3,091,0003,454
Provision for loan and lease losses$06,209
Total noninterest income$608,0003,118
Gross Fiduciary activities income$66,000886
Service charges on deposit accounts$168,0003,858
Trading account gains and fees$0168
Additional Noninterest Income$374,0002,669
Total noninterest expense$2,097,0003,984
Salaries and employee benefits$1,223,0003,822
Premises and equipment expense$318,0003,693
Additional noninterest expense$556,0004,242
Pre-tax net operating income$1,602,0002,570
Securities gains (losses)$01,444
Applicable income taxes$470,0002,155
Income before extraordinary items$1,132,0002,770
Extraordinary gains, net$029
Net income$1,132,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0008,399
Cash dividends$192,0003,720
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,132,0002,754
2007-03-31 (YTD Data)Rank
Total interest income$3,037,0003,248
Total interest expense$1,492,0002,998
Net interest income$1,545,0003,463
Provision for loan and lease losses$05,779
Total noninterest income$236,0003,666
Gross Fiduciary activities income$4,0001,141
Service charges on deposit accounts$75,0004,035
Trading account gains and fees$0195
Additional Noninterest Income$157,0002,924
Total noninterest expense$1,126,0003,756
Salaries and employee benefits$680,0003,540
Premises and equipment expense$157,0003,744
Additional noninterest expense$289,0004,075
Pre-tax net operating income$655,0002,940
Securities gains (losses)$01,187
Applicable income taxes$193,0002,447
Income before extraordinary items$462,0003,191
Extraordinary gains, net$022
Net income$462,0003,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-92,0008,498
Cash dividends$96,0003,203
Sale, conversion, retirement of capital stock, net$0885
Net operating income$462,0003,165
2006-12-31 (YTD Data)Rank
Total interest income$11,711,0003,166
Total interest expense$5,294,0002,880
Net interest income$6,417,0003,343
Provision for loan and lease losses$15,0006,428
Total noninterest income$876,0003,842
Gross Fiduciary activities income$11,0001,257
Service charges on deposit accounts$313,0004,041
Trading account gains and fees$0130
Additional Noninterest Income$552,0003,172
Total noninterest expense$4,627,0003,561
Salaries and employee benefits$2,600,0003,508
Premises and equipment expense$679,0003,410
Additional noninterest expense$1,348,0003,592
Pre-tax net operating income$2,651,0003,008
Securities gains (losses)$-18,0007,507
Applicable income taxes$713,0002,643
Income before extraordinary items$1,920,0003,188
Extraordinary gains, net$051
Net income$1,920,0003,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,743
Cash dividends$1,008,0002,526
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,933,1403,159
2006-09-30 (YTD Data)Rank
Total interest income$8,712,0003,155
Total interest expense$3,847,0002,874
Net interest income$4,865,0003,341
Provision for loan and lease losses$15,0006,184
Total noninterest income$635,0003,924
Gross Fiduciary activities income$7,0001,251
Service charges on deposit accounts$214,0004,260
Trading account gains and fees$0126
Additional Noninterest Income$414,0003,160
Total noninterest expense$3,282,0003,709
Salaries and employee benefits$1,777,0003,760
Premises and equipment expense$512,0003,407
Additional noninterest expense$993,0003,637
Pre-tax net operating income$2,203,0002,920
Securities gains (losses)$-19,0007,814
Applicable income taxes$668,0002,439
Income before extraordinary items$1,516,0003,185
Extraordinary gains, net$045
Net income$1,516,0003,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,805
Cash dividends$288,0003,736
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,529,1103,157
2006-06-30 (YTD Data)Rank
Total interest income$5,737,0003,142
Total interest expense$2,480,0002,841
Net interest income$3,257,0003,338
Provision for loan and lease losses$15,0005,732
Total noninterest income$433,0003,858
Gross Fiduciary activities income$6,0001,233
Service charges on deposit accounts$128,0004,460
Trading account gains and fees$0126
Additional Noninterest Income$299,0003,023
Total noninterest expense$2,243,0003,650
Salaries and employee benefits$1,164,0003,821
Premises and equipment expense$339,0003,408
Additional noninterest expense$740,0003,329
Pre-tax net operating income$1,432,0002,970
Securities gains (losses)$-19,0008,060
Applicable income taxes$426,0002,526
Income before extraordinary items$987,0003,246
Extraordinary gains, net$039
Net income$987,0003,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,057
Cash dividends$192,0003,766
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,000,3003,201
2006-03-31 (YTD Data)Rank
Total interest income$2,898,0003,060
Total interest expense$1,175,0002,846
Net interest income$1,723,0003,166
Provision for loan and lease losses$15,0004,758
Total noninterest income$207,0003,907
Gross Fiduciary activities income$4,0001,187
Service charges on deposit accounts$60,0004,537
Trading account gains and fees$0115
Additional Noninterest Income$143,0003,060
Total noninterest expense$1,205,0003,459
Salaries and employee benefits$632,0003,616
Premises and equipment expense$171,0003,403
Additional noninterest expense$402,0003,102
Pre-tax net operating income$710,0002,946
Securities gains (losses)$-4,0008,056
Applicable income taxes$216,0002,496
Income before extraordinary items$490,0003,214
Extraordinary gains, net$021
Net income$490,0003,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,533
Cash dividends$96,0003,180
Sale, conversion, retirement of capital stock, net$0648
Net operating income$492,7603,178
2005-12-31 (YTD Data)Rank
Total interest income$10,351,0003,065
Total interest expense$3,781,0002,770
Net interest income$6,570,0003,184
Provision for loan and lease losses$180,0003,751
Total noninterest income$1,182,0003,176
Gross Fiduciary activities income$12,0001,271
Service charges on deposit accounts$272,0004,398
Trading account gains and fees$0138
Additional Noninterest Income$898,0002,363
Total noninterest expense$4,599,0003,461
Salaries and employee benefits$2,574,0003,397
Premises and equipment expense$591,0003,703
Additional noninterest expense$1,434,0003,344
Pre-tax net operating income$2,973,0002,775
Securities gains (losses)$-69,0008,305
Applicable income taxes$829,0002,558
Income before extraordinary items$2,075,0003,003
Extraordinary gains, net$046
Net income$2,075,0003,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,029
Cash dividends$960,0002,551
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,123,9902,912
2005-09-30 (YTD Data)Rank
Total interest income$7,638,0003,062
Total interest expense$2,721,0002,740
Net interest income$4,917,0003,186
Provision for loan and lease losses$135,0003,636
Total noninterest income$976,0002,955
Gross Fiduciary activities income$7,0001,273
Service charges on deposit accounts$195,0004,515
Trading account gains and fees$0126
Additional Noninterest Income$774,0002,174
Total noninterest expense$3,128,0003,719
Salaries and employee benefits$1,706,0003,737
Premises and equipment expense$413,0003,881
Additional noninterest expense$1,009,0003,479
Pre-tax net operating income$2,630,0002,473
Securities gains (losses)$4,0001,810
Applicable income taxes$839,0002,130
Income before extraordinary items$1,795,0002,703
Extraordinary gains, net$035
Net income$1,795,0002,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0001,529
Cash dividends$192,0004,124
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,792,2802,670
2005-06-30 (YTD Data)Rank
Total interest income$5,083,0002,996
Total interest expense$1,730,0002,708
Net interest income$3,353,0003,104
Provision for loan and lease losses$90,0003,491
Total noninterest income$731,0002,694
Gross Fiduciary activities income$6,0001,239
Service charges on deposit accounts$115,0004,738
Trading account gains and fees$0116
Additional Noninterest Income$610,0001,909
Total noninterest expense$2,018,0003,786
Salaries and employee benefits$1,121,0003,757
Premises and equipment expense$249,0004,162
Additional noninterest expense$648,0003,571
Pre-tax net operating income$1,976,0002,212
Securities gains (losses)$02,146
Applicable income taxes$622,0001,949
Income before extraordinary items$1,354,0002,398
Extraordinary gains, net$030
Net income$1,354,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0001,627
Cash dividends$192,0003,594
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,354,0002,372
2005-03-31 (YTD Data)Rank
Total interest income$2,504,0002,988
Total interest expense$834,0002,687
Net interest income$1,670,0003,101
Provision for loan and lease losses$45,0003,327
Total noninterest income$200,0003,983
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$52,0004,904
Trading account gains and fees$0115
Additional Noninterest Income$144,0003,044
Total noninterest expense$1,007,0003,827
Salaries and employee benefits$539,0003,865
Premises and equipment expense$125,0004,196
Additional noninterest expense$343,0003,422
Pre-tax net operating income$818,0002,528
Securities gains (losses)$01,685
Applicable income taxes$250,0002,273
Income before extraordinary items$568,0002,735
Extraordinary gains, net$024
Net income$568,0002,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,177
Cash dividends$96,0003,022
Sale, conversion, retirement of capital stock, net$0491
Net operating income$568,0002,687
2004-12-31 (YTD Data)Rank
Total interest income$10,408,0002,729
Total interest expense$3,219,0002,473
Net interest income$7,189,0002,819
Provision for loan and lease losses$180,0003,881
Total noninterest income$862,0003,871
Gross Fiduciary activities income$15,0001,252
Service charges on deposit accounts$281,0004,462
Trading account gains and fees$0138
Additional Noninterest Income$566,0003,082
Total noninterest expense$4,557,0003,379
Salaries and employee benefits$2,632,0003,203
Premises and equipment expense$503,0004,074
Additional noninterest expense$1,422,0003,255
Pre-tax net operating income$3,314,0002,382
Securities gains (losses)$18,0002,469
Applicable income taxes$1,038,0002,094
Income before extraordinary items$2,294,0002,599
Extraordinary gains, net$034
Net income$2,294,0002,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,609
Cash dividends$960,0002,423
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,281,5802,559
2004-09-30 (YTD Data)Rank
Total interest income$7,875,0002,676
Total interest expense$2,399,0002,442
Net interest income$5,476,0002,747
Provision for loan and lease losses$135,0003,719
Total noninterest income$643,0003,915
Gross Fiduciary activities income$11,0001,227
Service charges on deposit accounts$210,0004,508
Trading account gains and fees$0134
Additional Noninterest Income$422,0003,102
Total noninterest expense$2,947,0003,765
Salaries and employee benefits$1,553,0003,853
Premises and equipment expense$370,0004,114
Additional noninterest expense$1,024,0003,360
Pre-tax net operating income$3,037,0002,052
Securities gains (losses)$33,0001,968
Applicable income taxes$1,029,0001,735
Income before extraordinary items$2,041,0002,279
Extraordinary gains, net$026
Net income$2,041,0002,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0008,753
Cash dividends$288,0003,522
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,019,2202,242
2004-06-30 (YTD Data)Rank
Total interest income$5,157,0002,708
Total interest expense$1,599,0002,430
Net interest income$3,558,0002,800
Provision for loan and lease losses$90,0003,641
Total noninterest income$422,0003,972
Gross Fiduciary activities income$8,0001,219
Service charges on deposit accounts$130,0004,686
Trading account gains and fees$0130
Additional Noninterest Income$284,0003,083
Total noninterest expense$1,961,0003,801
Salaries and employee benefits$1,059,0003,808
Premises and equipment expense$249,0004,088
Additional noninterest expense$653,0003,490
Pre-tax net operating income$1,929,0002,104
Securities gains (losses)$15,0002,191
Applicable income taxes$642,0001,835
Income before extraordinary items$1,302,0002,346
Extraordinary gains, net$021
Net income$1,302,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,422
Cash dividends$192,0003,541
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,291,9502,300
2004-03-31 (YTD Data)Rank
Total interest income$2,509,0002,776
Total interest expense$802,0002,441
Net interest income$1,707,0002,912
Provision for loan and lease losses$45,0003,437
Total noninterest income$216,0003,875
Gross Fiduciary activities income$6,0001,163
Service charges on deposit accounts$54,0005,021
Trading account gains and fees$0121
Additional Noninterest Income$156,0002,878
Total noninterest expense$954,0003,905
Salaries and employee benefits$500,0004,007
Premises and equipment expense$124,0004,137
Additional noninterest expense$330,0003,467
Pre-tax net operating income$924,0002,151
Securities gains (losses)$02,934
Applicable income taxes$300,0001,932
Income before extraordinary items$624,0002,402
Extraordinary gains, net$016
Net income$624,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$96,0002,957
Sale, conversion, retirement of capital stock, net$0464
Net operating income$624,0002,320
2003-12-31 (YTD Data)Rank
Total interest income$10,478,0002,697
Total interest expense$3,867,0002,288
Net interest income$6,611,0002,908
Provision for loan and lease losses$655,0001,716
Total noninterest income$685,0004,613
Gross Fiduciary activities income$36,0001,141
Service charges on deposit accounts$215,0005,108
Trading account gains and fees$0160
Additional Noninterest Income$434,0003,821
Total noninterest expense$4,170,0003,595
Salaries and employee benefits$2,264,0003,543
Premises and equipment expense$464,0004,296
Additional noninterest expense$1,442,0003,198
Pre-tax net operating income$2,471,0002,917
Securities gains (losses)$04,500
Applicable income taxes$702,0002,798
Income before extraordinary items$1,769,0003,144
Extraordinary gains, net$054
Net income$1,769,0003,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,020,000913
Cash dividends$960,0002,397
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,769,0002,999
2003-09-30 (YTD Data)Rank
Total interest income$7,912,0002,721
Total interest expense$3,048,0002,259
Net interest income$4,864,0002,977
Provision for loan and lease losses$130,0004,216
Total noninterest income$558,0004,435
Gross Fiduciary activities income$24,0001,151
Service charges on deposit accounts$159,0005,175
Trading account gains and fees$0153
Additional Noninterest Income$375,0003,651
Total noninterest expense$2,877,0003,827
Salaries and employee benefits$1,483,0003,954
Premises and equipment expense$345,0004,308
Additional noninterest expense$1,049,0003,254
Pre-tax net operating income$2,415,0002,455
Securities gains (losses)$04,204
Applicable income taxes$784,0002,228
Income before extraordinary items$1,631,0002,780
Extraordinary gains, net$040
Net income$1,631,0002,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,357
Cash dividends$288,0003,568
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,631,0002,635
2003-06-30 (YTD Data)Rank
Total interest income$5,411,0002,685
Total interest expense$2,203,0002,168
Net interest income$3,208,0002,983
Provision for loan and lease losses$60,0004,687
Total noninterest income$331,0004,734
Gross Fiduciary activities income$12,0001,199
Service charges on deposit accounts$102,0005,238
Trading account gains and fees$0150
Additional Noninterest Income$217,0003,890
Total noninterest expense$1,975,0003,732
Salaries and employee benefits$1,012,0003,870
Premises and equipment expense$233,0004,269
Additional noninterest expense$730,0003,121
Pre-tax net operating income$1,504,0002,586
Securities gains (losses)$03,782
Applicable income taxes$481,0002,379
Income before extraordinary items$1,023,0002,927
Extraordinary gains, net$030
Net income$1,023,0002,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,691
Cash dividends$192,0003,568
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,023,0002,772
2003-03-31 (YTD Data)Rank
Total interest income$2,839,0002,587
Total interest expense$1,180,0002,080
Net interest income$1,659,0002,890
Provision for loan and lease losses$30,0004,429
Total noninterest income$165,0004,648
Gross Fiduciary activities income$5,0001,228
Service charges on deposit accounts$50,0005,192
Trading account gains and fees$0134
Additional Noninterest Income$110,0003,756
Total noninterest expense$971,0003,758
Salaries and employee benefits$476,0004,057
Premises and equipment expense$113,0004,362
Additional noninterest expense$382,0002,971
Pre-tax net operating income$823,0002,415
Securities gains (losses)$02,891
Applicable income taxes$275,0002,171
Income before extraordinary items$548,0002,749
Extraordinary gains, net$021
Net income$548,0002,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,297
Cash dividends$96,0003,014
Sale, conversion, retirement of capital stock, net$0419
Net operating income$548,0002,609
2002-12-31 (YTD Data)Rank
Total interest income$10,278,0002,946
Total interest expense$4,778,0002,336
Net interest income$5,500,0003,382
Provision for loan and lease losses$435,0002,656
Total noninterest income$652,0004,512
Gross Fiduciary activities income$28,0001,220
Service charges on deposit accounts$165,0005,650
Trading account gains and fees$0153
Additional Noninterest Income$459,0003,447
Total noninterest expense$3,499,0003,976
Salaries and employee benefits$1,887,0003,942
Premises and equipment expense$390,0004,735
Additional noninterest expense$1,222,0003,560
Pre-tax net operating income$2,218,0003,185
Securities gains (losses)$365,000791
Applicable income taxes$834,0002,516
Income before extraordinary items$1,749,0003,103
Extraordinary gains, net$070
Net income$1,749,0003,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,060
Cash dividends$960,0002,333
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,500,8003,401
2001-12-31 (YTD Data)Rank
Total interest income$9,789,0003,377
Total interest expense$4,982,0003,166
Net interest income$4,807,0003,550
Provision for loan and lease losses$120,0005,188
Total noninterest income$526,0004,934
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$152,0005,774
Trading account gains and fees$0177
Additional Noninterest Income$362,0003,743
Total noninterest expense$3,268,0004,055
Salaries and employee benefits$1,666,0004,174
Premises and equipment expense$395,0004,640
Additional noninterest expense$1,207,0003,479
Pre-tax net operating income$1,945,0003,237
Securities gains (losses)$143,0001,445
Applicable income taxes$644,0002,839
Income before extraordinary items$1,444,0003,310
Extraordinary gains, net$0105
Net income$1,444,0003,314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,319
Cash dividends$912,0002,408
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,345,3303,407
2000-12-31 (YTD Data)Rank
Total interest income$8,695,0003,848
Total interest expense$4,624,0003,532
Net interest income$4,071,0004,123
Provision for loan and lease losses$370,0002,423
Total noninterest income$568,0004,553
Gross Fiduciary activities income$11,0001,210
Service charges on deposit accounts$138,0005,937
Trading account gains and fees$0180
Additional Noninterest Income$419,0003,234
Total noninterest expense$2,613,0004,709
Salaries and employee benefits$1,349,0004,757
Premises and equipment expense$325,0005,187
Additional noninterest expense$939,0004,190
Pre-tax net operating income$1,656,0003,785
Securities gains (losses)$01,956
Applicable income taxes$454,0003,713
Income before extraordinary items$1,202,0003,857
Extraordinary gains, net$038
Net income$1,202,0003,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,741
Cash dividends$864,0002,535
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,202,0003,849
1999-12-31 (YTD Data)Rank
Total interest income$8,372,0003,749
Total interest expense$4,165,0003,464
Net interest income$4,207,0004,000
Provision for loan and lease losses$120,0004,720
Total noninterest income$471,0005,142
Gross Fiduciary activities income$13,0001,242
Service charges on deposit accounts$124,0006,281
Trading account gains and fees$0173
Additional Noninterest Income$334,0003,777
Total noninterest expense$2,511,0004,870
Salaries and employee benefits$1,357,0004,703
Premises and equipment expense$333,0005,141
Additional noninterest expense$821,0004,695
Pre-tax net operating income$2,047,0003,286
Securities gains (losses)$6,0002,044
Applicable income taxes$577,0003,308
Income before extraordinary items$1,476,0003,284
Extraordinary gains, net$035
Net income$1,476,0003,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,281
Cash dividends$864,0002,536
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,471,6803,252
1998-12-31 (YTD Data)Rank
Total interest income$8,746,0003,625
Total interest expense$4,420,0003,358
Net interest income$4,326,0003,862
Provision for loan and lease losses$120,0004,610
Total noninterest income$451,0005,240
Gross Fiduciary activities income$34,0001,167
Service charges on deposit accounts$139,0006,109
Trading account gains and fees$0224
Additional Noninterest Income$278,0004,184
Total noninterest expense$2,333,0005,009
Salaries and employee benefits$1,293,0004,784
Premises and equipment expense$332,0005,065
Additional noninterest expense$708,0005,119
Pre-tax net operating income$2,324,0002,964
Securities gains (losses)$36,0001,984
Applicable income taxes$736,0002,916
Income before extraordinary items$1,624,0003,047
Extraordinary gains, net$032
Net income$1,624,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$864,0002,464
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,599,1602,999
1997-12-31 (YTD Data)Rank
Total interest income$8,621,0003,710
Total interest expense$4,425,0003,342
Net interest income$4,196,0004,069
Provision for loan and lease losses$60,0006,153
Total noninterest income$382,0005,879
Gross Fiduciary activities income$28,0001,246
Service charges on deposit accounts$136,0006,437
Trading account gains and fees$0239
Additional Noninterest Income$218,0004,748
Total noninterest expense$2,306,0005,092
Salaries and employee benefits$1,352,0004,631
Premises and equipment expense$298,0005,466
Additional noninterest expense$656,0005,472
Pre-tax net operating income$2,212,0003,237
Securities gains (losses)$-4,0009,548
Applicable income taxes$627,0003,545
Income before extraordinary items$1,581,0003,204
Extraordinary gains, net$044
Net income$1,581,0003,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$816,0002,522
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,583,8803,134
1996-12-31 (YTD Data)Rank
Total interest income$8,053,0004,013
Total interest expense$4,082,0003,637
Net interest income$3,971,0004,350
Provision for loan and lease losses$09,041
Total noninterest income$274,0007,268
Gross Fiduciary activities income$20,0001,349
Service charges on deposit accounts$114,0007,197
Trading account gains and fees$0262
Additional Noninterest Income$140,0006,165
Total noninterest expense$2,212,0005,514
Salaries and employee benefits$1,320,0004,797
Premises and equipment expense$300,0005,603
Additional noninterest expense$592,0006,401
Pre-tax net operating income$2,033,0003,386
Securities gains (losses)$22,0001,932
Applicable income taxes$576,0003,708
Income before extraordinary items$1,479,0003,224
Extraordinary gains, net$053
Net income$1,479,0003,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,00011,051
Cash dividends$744,0002,646
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,463,1603,233
1995-12-31 (YTD Data)Rank
Total interest income$7,628,0004,195
Total interest expense$3,793,0003,860
Net interest income$3,835,0004,465
Provision for loan and lease losses$08,958
Total noninterest income$260,0007,580
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0007,330
Trading account gains and feesNANA
Additional Noninterest Income$141,0006,163
Total noninterest expense$2,220,0005,516
Salaries and employee benefits$1,267,0004,976
Premises and equipment expense$295,0005,704
Additional noninterest expense$658,0006,140
Pre-tax net operating income$1,875,0003,702
Securities gains (losses)$-32,00010,879
Applicable income taxes$472,0004,372
Income before extraordinary items$1,371,0003,524
Extraordinary gains, net$065
Net income$1,371,0003,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00011,145
Cash dividends$696,0002,674
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,394,6803,446
1994-12-31 (YTD Data)Rank
Total interest income$6,618,0004,452
Total interest expense$2,972,0003,995
Net interest income$3,646,0004,761
Provision for loan and lease losses$09,146
Total noninterest income$228,0008,274
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0007,306
Trading account gains and feesNANA
Additional Noninterest Income$96,0007,636
Total noninterest expense$2,161,0005,838
Salaries and employee benefits$1,209,0005,210
Premises and equipment expense$273,0006,120
Additional noninterest expense$679,0006,481
Pre-tax net operating income$1,713,0003,941
Securities gains (losses)$-83,00011,407
Applicable income taxes$385,0004,897
Income before extraordinary items$1,245,0003,731
Extraordinary gains, net$0249
Net income$1,245,0003,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,929
Cash dividends$624,0002,728
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,308,0803,611
1993-12-31 (YTD Data)Rank
Total interest income$6,233,0004,794
Total interest expense$2,932,0004,196
Net interest income$3,301,0005,216
Provision for loan and lease losses$010,371
Total noninterest income$240,0008,531
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0007,694
Trading account gains and feesNANA
Additional Noninterest Income$114,0007,477
Total noninterest expense$2,106,0006,074
Salaries and employee benefits$1,219,0005,161
Premises and equipment expense$236,0006,969
Additional noninterest expense$651,0006,932
Pre-tax net operating income$1,435,0004,496
Securities gains (losses)$1,0007,052
Applicable income taxes$321,0005,826
Income before extraordinary items$1,115,0004,277
Extraordinary gains, net$61,0002,018
Net income$1,176,0004,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,663
Cash dividends$551,0002,840
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,114,2204,060
1992-12-31 (YTD Data)Rank
Total interest income$7,032,0004,802
Total interest expense$3,729,0004,320
Net interest income$3,303,0005,277
Provision for loan and lease losses$69,0008,296
Total noninterest income$208,0009,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0008,135
Trading account gains and feesNANA
Additional Noninterest Income$95,0008,250
Total noninterest expense$2,089,0006,162
Salaries and employee benefits$1,172,0005,275
Premises and equipment expense$240,0006,971
Additional noninterest expense$677,0006,907
Pre-tax net operating income$1,353,0004,464
Securities gains (losses)$80,0003,372
Applicable income taxes$316,0005,720
Income before extraordinary items$1,117,0004,065
Extraordinary gains, net$01,422
Net income$1,117,0004,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0009,428
Cash dividends$528,0002,655
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,054,6003,977

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.