The Peoples State Bank, of Minneola, Kansas, Income and Expense

2005-09-30 (YTD Data)Rank
Total interest income$422,0008,649
Total interest expense$149,0008,465
Net interest income$273,0008,685
Provision for loan and lease losses$-8,0008,592
Total noninterest income$22,0008,601
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$15,0007,525
Trading account gains and fees$0126
Additional Noninterest Income$7,0008,472
Total noninterest expense$297,0008,680
Salaries and employee benefits$248,0008,402
Premises and equipment expense$9,0008,782
Additional noninterest expense$40,0008,815
Pre-tax net operating income$6,0008,300
Securities gains (losses)$02,317
Applicable income taxes$2,0006,802
Income before extraordinary items$4,0008,330
Extraordinary gains, net$035
Net income$4,0008,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,839
Cash dividends$60,0004,950
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,0008,300
2005-06-30 (YTD Data)Rank
Total interest income$280,0008,658
Total interest expense$94,0008,475
Net interest income$186,0008,691
Provision for loan and lease losses$-8,0008,622
Total noninterest income$14,0008,618
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$10,0007,536
Trading account gains and fees$0116
Additional Noninterest Income$4,0008,501
Total noninterest expense$152,0008,774
Salaries and employee benefits$123,0008,621
Premises and equipment expense$5,0008,793
Additional noninterest expense$24,0008,828
Pre-tax net operating income$56,0008,100
Securities gains (losses)$02,146
Applicable income taxes$2,0006,782
Income before extraordinary items$54,0008,074
Extraordinary gains, net$030
Net income$54,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,785
Cash dividends$60,0004,633
Sale, conversion, retirement of capital stock, net$0643
Net operating income$54,0008,040
2005-03-31 (YTD Data)Rank
Total interest income$140,0008,738
Total interest expense$45,0008,550
Net interest income$95,0008,760
Provision for loan and lease losses$06,226
Total noninterest income$8,0008,667
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$4,0007,641
Trading account gains and fees$0115
Additional Noninterest Income$4,0008,331
Total noninterest expense$74,0008,849
Salaries and employee benefits$55,0008,736
Premises and equipment expense$4,0008,826
Additional noninterest expense$15,0008,873
Pre-tax net operating income$29,0008,153
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$28,0008,124
Extraordinary gains, net$024
Net income$28,0008,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$40,0003,526
Sale, conversion, retirement of capital stock, net$0491
Net operating income$28,0008,096
2004-12-31 (YTD Data)Rank
Total interest income$627,0008,684
Total interest expense$140,0008,636
Net interest income$487,0008,653
Provision for loan and lease losses$-125,0008,806
Total noninterest income$26,0008,745
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$20,0007,660
Trading account gains and fees$0138
Additional Noninterest Income$6,0008,658
Total noninterest expense$344,0008,852
Salaries and employee benefits$268,0008,677
Premises and equipment expense$22,0008,856
Additional noninterest expense$54,0008,926
Pre-tax net operating income$294,0007,461
Securities gains (losses)$2,0003,489
Applicable income taxes$7,0006,854
Income before extraordinary items$289,0007,278
Extraordinary gains, net$034
Net income$289,0007,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,455
Cash dividends$200,0004,847
Sale, conversion, retirement of capital stock, net$0872
Net operating income$287,0407,229
2004-09-30 (YTD Data)Rank
Total interest income$484,0008,724
Total interest expense$100,0008,711
Net interest income$384,0008,693
Provision for loan and lease losses$-125,0008,889
Total noninterest income$20,0008,805
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$15,0007,705
Trading account gains and fees$0134
Additional Noninterest Income$5,0008,693
Total noninterest expense$226,0008,923
Salaries and employee benefits$175,0008,788
Premises and equipment expense$10,0008,943
Additional noninterest expense$41,0008,971
Pre-tax net operating income$303,0007,191
Securities gains (losses)$2,0003,384
Applicable income taxes$6,0006,914
Income before extraordinary items$299,0006,903
Extraordinary gains, net$026
Net income$299,0006,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,395
Cash dividends$120,0004,483
Sale, conversion, retirement of capital stock, net$0738
Net operating income$297,0406,844
2004-06-30 (YTD Data)Rank
Total interest income$324,0008,777
Total interest expense$64,0008,789
Net interest income$260,0008,742
Provision for loan and lease losses$06,885
Total noninterest income$14,0008,852
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$9,0007,775
Trading account gains and fees$0130
Additional Noninterest Income$5,0008,618
Total noninterest expense$149,0008,980
Salaries and employee benefits$118,0008,837
Premises and equipment expense$7,0009,000
Additional noninterest expense$24,0009,038
Pre-tax net operating income$125,0007,725
Securities gains (losses)$03,413
Applicable income taxes$4,0006,937
Income before extraordinary items$121,0007,577
Extraordinary gains, net$021
Net income$121,0007,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,426
Cash dividends$80,0004,361
Sale, conversion, retirement of capital stock, net$0638
Net operating income$121,0007,507
2004-03-31 (YTD Data)Rank
Total interest income$172,0008,796
Total interest expense$32,0008,837
Net interest income$140,0008,734
Provision for loan and lease losses$06,501
Total noninterest income$9,0008,820
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,0007,776
Trading account gains and fees$0121
Additional Noninterest Income$4,0008,419
Total noninterest expense$75,0009,022
Salaries and employee benefits$56,0008,897
Premises and equipment expense$4,0009,002
Additional noninterest expense$15,0009,056
Pre-tax net operating income$74,0007,547
Securities gains (losses)$02,934
Applicable income taxes$2,0006,854
Income before extraordinary items$72,0007,381
Extraordinary gains, net$016
Net income$72,0007,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,556
Cash dividends$40,0003,481
Sale, conversion, retirement of capital stock, net$0464
Net operating income$72,0007,295
2003-12-31 (YTD Data)Rank
Total interest income$612,0008,886
Total interest expense$149,0008,865
Net interest income$463,0008,838
Provision for loan and lease losses$07,651
Total noninterest income$29,0008,949
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$22,0007,818
Trading account gains and fees$0160
Additional Noninterest Income$7,0008,858
Total noninterest expense$337,0009,042
Salaries and employee benefits$257,0008,885
Premises and equipment expense$16,0009,094
Additional noninterest expense$64,0009,103
Pre-tax net operating income$155,0007,978
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$155,0007,979
Extraordinary gains, net$054
Net income$155,0007,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,810
Cash dividends$180,0005,040
Sale, conversion, retirement of capital stock, net$0868
Net operating income$155,0007,863
2003-09-30 (YTD Data)Rank
Total interest income$468,0008,972
Total interest expense$114,0008,955
Net interest income$354,0008,910
Provision for loan and lease losses$07,481
Total noninterest income$22,0009,021
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$17,0007,874
Trading account gains and fees$0153
Additional Noninterest Income$5,0008,924
Total noninterest expense$229,0009,127
Salaries and employee benefits$168,0008,990
Premises and equipment expense$6,0009,178
Additional noninterest expense$55,0009,129
Pre-tax net operating income$147,0007,988
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$147,0007,923
Extraordinary gains, net$040
Net income$147,0007,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,738
Cash dividends$120,0004,559
Sale, conversion, retirement of capital stock, net$0722
Net operating income$147,0007,775
2003-06-30 (YTD Data)Rank
Total interest income$311,0009,010
Total interest expense$78,0009,002
Net interest income$233,0008,947
Provision for loan and lease losses$07,324
Total noninterest income$16,0009,033
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$11,0007,900
Trading account gains and fees$0150
Additional Noninterest Income$5,0008,823
Total noninterest expense$153,0009,156
Salaries and employee benefits$113,0009,022
Premises and equipment expense$5,0009,200
Additional noninterest expense$35,0009,172
Pre-tax net operating income$96,0008,043
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$96,0007,995
Extraordinary gains, net$030
Net income$96,0007,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$80,0004,449
Sale, conversion, retirement of capital stock, net$0589
Net operating income$96,0007,827
2003-03-31 (YTD Data)Rank
Total interest income$160,0009,054
Total interest expense$39,0009,060
Net interest income$121,0008,991
Provision for loan and lease losses$06,934
Total noninterest income$9,0009,027
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,0007,933
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,607
Total noninterest expense$81,0009,177
Salaries and employee benefits$50,0009,128
Premises and equipment expense$4,0009,193
Additional noninterest expense$27,0009,071
Pre-tax net operating income$49,0008,008
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$49,0007,924
Extraordinary gains, net$021
Net income$49,0007,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$40,0003,528
Sale, conversion, retirement of capital stock, net$0419
Net operating income$49,0007,774
2002-12-31 (YTD Data)Rank
Total interest income$720,0009,049
Total interest expense$231,0009,019
Net interest income$489,0009,011
Provision for loan and lease losses$08,089
Total noninterest income$31,0009,101
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$24,0007,934
Trading account gains and fees$0153
Additional Noninterest Income$7,0009,001
Total noninterest expense$333,0009,213
Salaries and employee benefits$227,0009,105
Premises and equipment expense$46,0008,965
Additional noninterest expense$60,0009,276
Pre-tax net operating income$187,0007,973
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$187,0007,911
Extraordinary gains, net$070
Net income$187,0007,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,528
Cash dividends$180,0005,004
Sale, conversion, retirement of capital stock, net$0862
Net operating income$187,0007,801
2001-12-31 (YTD Data)Rank
Total interest income$871,0009,239
Total interest expense$394,0009,166
Net interest income$477,0009,222
Provision for loan and lease losses$08,228
Total noninterest income$28,0009,365
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$22,0008,096
Trading account gains and fees$0177
Additional Noninterest Income$6,0009,281
Total noninterest expense$288,0009,495
Salaries and employee benefits$222,0009,339
Premises and equipment expense$19,0009,504
Additional noninterest expense$47,0009,561
Pre-tax net operating income$217,0007,806
Securities gains (losses)$2,0004,242
Applicable income taxes$07,903
Income before extraordinary items$219,0007,610
Extraordinary gains, net$0105
Net income$219,0007,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0009,229
Cash dividends$180,0005,124
Sale, conversion, retirement of capital stock, net$0922
Net operating income$217,0007,493
2000-12-31 (YTD Data)Rank
Total interest income$921,0009,455
Total interest expense$479,0009,286
Net interest income$442,0009,532
Provision for loan and lease losses$08,337
Total noninterest income$30,0009,583
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$22,0008,235
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,518
Total noninterest expense$303,0009,752
Salaries and employee benefits$230,0009,535
Premises and equipment expense$22,0009,753
Additional noninterest expense$51,0009,832
Pre-tax net operating income$169,0008,503
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$169,0008,288
Extraordinary gains, net$038
Net income$169,0008,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$160,0005,403
Sale, conversion, retirement of capital stock, net$0969
Net operating income$169,0008,297
1999-12-31 (YTD Data)Rank
Total interest income$933,0009,671
Total interest expense$456,0009,533
Net interest income$477,0009,722
Provision for loan and lease losses$08,503
Total noninterest income$31,0009,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$23,0008,433
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,823
Total noninterest expense$354,0009,974
Salaries and employee benefits$251,0009,715
Premises and equipment expense$25,00010,037
Additional noninterest expense$78,00010,058
Pre-tax net operating income$154,0008,788
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$154,0008,608
Extraordinary gains, net$035
Net income$154,0008,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$160,0005,532
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$154,0008,569
1998-12-31 (YTD Data)Rank
Total interest income$941,0009,900
Total interest expense$470,0009,751
Net interest income$471,0009,971
Provision for loan and lease losses$08,652
Total noninterest income$31,00010,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$24,0008,631
Trading account gains and feesNANA
Additional Noninterest Income$7,00010,104
Total noninterest expense$374,00010,119
Salaries and employee benefits$229,0009,977
Premises and equipment expense$36,00010,092
Additional noninterest expense$109,00010,060
Pre-tax net operating income$128,0009,291
Securities gains (losses)$1,0004,151
Applicable income taxes$51,0008,309
Income before extraordinary items$78,0009,474
Extraordinary gains, net$032
Net income$78,0009,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$32,0007,110
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$77,3609,412
1997-12-31 (YTD Data)Rank
Total interest income$934,00010,370
Total interest expense$466,00010,182
Net interest income$468,00010,446
Provision for loan and lease losses$08,829
Total noninterest income$34,00010,523
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,0009,001
Trading account gains and feesNANA
Additional Noninterest Income$8,00010,520
Total noninterest expense$430,00010,390
Salaries and employee benefits$278,00010,107
Premises and equipment expense$39,00010,459
Additional noninterest expense$113,00010,417
Pre-tax net operating income$72,00010,168
Securities gains (losses)$03,944
Applicable income taxes$15,0009,816
Income before extraordinary items$57,00010,197
Extraordinary gains, net$044
Net income$57,00010,199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,655
Cash dividends$24,0007,566
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$57,00010,162
1996-12-31 (YTD Data)Rank
Total interest income$902,00010,931
Total interest expense$459,00010,721
Net interest income$443,00011,011
Provision for loan and lease losses$09,041
Total noninterest income$37,00011,047
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,0009,384
Trading account gains and feesNANA
Additional Noninterest Income$7,00011,116
Total noninterest expense$385,00011,010
Salaries and employee benefits$259,00010,663
Premises and equipment expense$55,00010,490
Additional noninterest expense$71,00011,297
Pre-tax net operating income$95,00010,393
Securities gains (losses)$04,148
Applicable income taxes$42,0009,829
Income before extraordinary items$53,00010,564
Extraordinary gains, net$053
Net income$53,00010,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,621
Cash dividends$56,0007,421
Sale, conversion, retirement of capital stock, net$0953
Net operating income$53,00010,513
1995-12-31 (YTD Data)Rank
Total interest income$903,00011,421
Total interest expense$457,00011,170
Net interest income$446,00011,510
Provision for loan and lease losses$08,958
Total noninterest income$33,00011,607
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$27,0009,864
Trading account gains and feesNANA
Additional Noninterest Income$6,00011,713
Total noninterest expense$437,00011,304
Salaries and employee benefits$287,00010,867
Premises and equipment expense$40,00011,383
Additional noninterest expense$110,00011,520
Pre-tax net operating income$42,00011,342
Securities gains (losses)$03,831
Applicable income taxes$11,00010,915
Income before extraordinary items$31,00011,383
Extraordinary gains, net$065
Net income$31,00011,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$31,00011,351
1994-12-31 (YTD Data)Rank
Total interest income$845,00011,991
Total interest expense$346,00011,841
Net interest income$499,00012,011
Provision for loan and lease losses$09,146
Total noninterest income$36,00012,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,00010,344
Trading account gains and feesNANA
Additional Noninterest Income$7,00012,250
Total noninterest expense$431,00011,905
Salaries and employee benefits$288,00011,318
Premises and equipment expense$26,00012,321
Additional noninterest expense$117,00012,138
Pre-tax net operating income$104,00011,604
Securities gains (losses)$5,0002,624
Applicable income taxes$25,00011,050
Income before extraordinary items$84,00011,526
Extraordinary gains, net$0249
Net income$84,00011,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$88,0007,176
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$80,15011,609
1993-12-31 (YTD Data)Rank
Total interest income$853,00012,577
Total interest expense$278,00012,754
Net interest income$575,00012,310
Provision for loan and lease losses$10,0009,731
Total noninterest income$32,00012,905
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$26,00010,867
Trading account gains and feesNANA
Additional Noninterest Income$6,00012,981
Total noninterest expense$471,00012,306
Salaries and employee benefits$316,00011,491
Premises and equipment expense$46,00012,340
Additional noninterest expense$109,00012,860
Pre-tax net operating income$126,00011,664
Securities gains (losses)$9,0005,582
Applicable income taxes$41,00011,139
Income before extraordinary items$94,00011,851
Extraordinary gains, net$03,149
Net income$94,00011,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-44,00012,596
Cash dividends$88,0007,174
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$87,70011,746
1992-12-31 (YTD Data)Rank
Total interest income$1,015,00012,996
Total interest expense$386,00013,230
Net interest income$629,00012,609
Provision for loan and lease losses$011,756
Total noninterest income$28,00013,572
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$21,00011,340
Trading account gains and feesNANA
Additional Noninterest Income$7,00013,545
Total noninterest expense$503,00012,622
Salaries and employee benefits$347,00011,473
Premises and equipment expense$39,00013,096
Additional noninterest expense$117,00013,361
Pre-tax net operating income$154,00011,491
Securities gains (losses)$1,0007,986
Applicable income taxes$41,00011,507
Income before extraordinary items$114,00011,747
Extraordinary gains, net$01,422
Net income$114,00011,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00012,698
Cash dividends$88,0006,885
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$113,26011,453

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.