Home > The Peoples State Bank and Trust Company > Income and Expense
The Peoples State Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,726 |
| Total interest expense | $2,098,000 | 6,268 |
| Net interest income | $2,175,000 | 6,923 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $277,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,673,000 | 6,793 |
| Salaries and employee benefits | $728,000 | 7,548 |
| Premises and equipment expense | $213,000 | 6,961 |
| Additional noninterest expense | $732,000 | 5,643 |
| Pre-tax net operating income | $779,000 | 6,922 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $141,000 | 8,433 |
| Income before extraordinary items | $635,000 | 6,405 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $635,000 | 6,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $289,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $637,460 | 6,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 6,968 |
| Total interest expense | $1,611,000 | 6,577 |
| Net interest income | $2,166,000 | 7,157 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $272,000 | 7,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,741,000 | 6,866 |
| Salaries and employee benefits | $751,000 | 7,519 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $762,000 | 5,925 |
| Pre-tax net operating income | $697,000 | 7,399 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $114,000 | 9,050 |
| Income before extraordinary items | $578,000 | 6,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $578,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $533,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $582,200 | 6,737 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 6,810 |
| Total interest expense | $1,873,000 | 6,149 |
| Net interest income | $2,186,000 | 7,219 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,649,000 | 7,358 |
| Salaries and employee benefits | $739,000 | 7,716 |
| Premises and equipment expense | $265,000 | 6,412 |
| Additional noninterest expense | $645,000 | 6,971 |
| Pre-tax net operating income | $781,000 | 6,916 |
| Securities gains (losses) | $51,000 | 3,368 |
| Applicable income taxes | $44,000 | 11,072 |
| Income before extraordinary items | $788,000 | 5,628 |
| Extraordinary gains, net | $299,000 | 733 |
| Net income | $1,087,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-184,000 | 13,096 |
| Cash dividends | $699,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $739,550 | 5,620 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 7,032 |
| Total interest expense | $2,262,000 | 6,479 |
| Net interest income | $2,116,000 | 7,455 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $291,000 | 7,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,283 |
| Total noninterest expense | $1,621,000 | 7,505 |
| Salaries and employee benefits | $720,000 | 7,834 |
| Premises and equipment expense | $210,000 | 7,616 |
| Additional noninterest expense | $691,000 | 6,815 |
| Pre-tax net operating income | $786,000 | 6,631 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $853,000 | 5,105 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $853,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 13,651 |
| Cash dividends | $467,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $786,000 | 5,119 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.