Home > The Peoples State Bank and Trust Company > Assets and Liabilities
The Peoples State Bank and Trust Company, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $54,886,000 | 7,026 |
| Cash and due from depository institutions | $9,636,000 | 7,361 |
| Interest-bearing balances | $7,200,000 | 667 |
| Securities | $15,674,000 | 6,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $27,314,000 | 7,362 |
| Loan loss allowance | $465,000 | 6,348 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,391,000 | 4,913 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $175,000 | 2,090 |
| All other assets | $696,000 | 7,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,886,000 | 7,026 |
| Total liabilities | $49,549,000 | 7,012 |
| Total deposits | $48,123,000 | 6,948 |
| Interest-bearing deposits | $43,138,000 | 6,715 |
| Deposits held in domestic offices | $48,123,000 | 6,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $426,000 | 6,885 |
| Total equity capital | $5,337,000 | 7,065 |
| Total bank equity capital | $5,337,000 | 7,065 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,225,000 | 1,805 |
| Surplus | $1,709,000 | 6,122 |
| Undivided profits | $1,403,000 | 8,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,075,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $305,000 | 404 |
| Income earned, not collected on loans | $438,000 | 5,365 |
| Earning assets | $50,188,000 | 7,034 |
| Long-term assets (5+ years) | $3,789,000 | 6,497 |
| Average Assets, year-to-date | $55,362,000 | 6,797 |
| Average Assets, quarterly | $57,436,000 | 6,785 |
| Volatile liabilities | $7,153,000 | 5,696 |
| Insider loans | $921,000 | 3,933 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,959,000 | 5,611 |
| Tier 1 (core) risk-based capital | $5,190,000 | 7,070 |
| Tier 2 risk-based capital | $423,690 | 5,955 |
| Total risk weighted assets | $33,853,590 | 6,689 |
| Total unused commitments | $3,959,000 | 5,622 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $53,047,000 | 7,219 |
| Cash and due from depository institutions | $4,010,000 | 7,052 |
| Interest-bearing balances | $1,900,000 | 1,652 |
| Securities | $17,178,000 | 6,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $29,354,000 | 7,129 |
| Loan loss allowance | $466,000 | 6,496 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,482,000 | 4,674 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $211,000 | 1,890 |
| All other assets | $812,000 | 7,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,047,000 | 7,219 |
| Total liabilities | $48,041,000 | 7,211 |
| Total deposits | $47,464,000 | 7,046 |
| Interest-bearing deposits | $41,687,000 | 6,905 |
| Deposits held in domestic offices | $47,464,000 | 7,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 4,347 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $327,000 | 6,960 |
| Total equity capital | $5,006,000 | 7,130 |
| Total bank equity capital | $5,006,000 | 7,130 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,225,000 | 1,853 |
| Surplus | $1,550,000 | 6,479 |
| Undivided profits | $1,231,000 | 8,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,514,000 | 1,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,323 |
| Income earned, not collected on loans | $422,000 | 4,951 |
| Earning assets | $48,432,000 | 7,217 |
| Long-term assets (5+ years) | $2,799,000 | 7,538 |
| Average Assets, year-to-date | $56,555,000 | 6,811 |
| Average Assets, quarterly | $54,727,500 | 7,048 |
| Volatile liabilities | $5,988,000 | 6,095 |
| Insider loans | $538,000 | 5,451 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,146,000 | 4,847 |
| Tier 1 (core) risk-based capital | $4,807,000 | 7,430 |
| Tier 2 risk-based capital | $437,250 | 5,854 |
| Total risk weighted assets | $34,951,450 | 6,528 |
| Total unused commitments | $5,146,000 | 4,855 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $60,877,000 | 6,770 |
| Cash and due from depository institutions | $4,264,000 | 7,348 |
| Interest-bearing balances | $1,600,000 | 2,724 |
| Securities | $18,831,000 | 6,410 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 3,857 |
| Net loans & leases | $31,540,000 | 6,768 |
| Loan loss allowance | $544,000 | 6,001 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,621,000 | 4,371 |
| Other real estate owned | $30,000 | 7,348 |
| Goodwill and other intangibles | $248,000 | 1,716 |
| All other assets | $818,000 | 7,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,877,000 | 6,770 |
| Total liabilities | $55,904,000 | 6,707 |
| Total deposits | $53,700,000 | 6,705 |
| Interest-bearing deposits | $49,339,000 | 6,405 |
| Deposits held in domestic offices | $53,700,000 | 6,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,480 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,904,000 | 1,871 |
| Total equity capital | $4,973,000 | 7,299 |
| Total bank equity capital | $4,973,000 | 7,299 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,225,000 | 1,879 |
| Surplus | $1,406,000 | 6,913 |
| Undivided profits | $1,342,000 | 8,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,036,000 | 3,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $384,000 | 4,832 |
| Earning assets | $55,496,000 | 6,798 |
| Long-term assets (5+ years) | $5,132,000 | 6,336 |
| Average Assets, year-to-date | $59,954,400 | 6,685 |
| Average Assets, quarterly | $60,768,500 | 6,715 |
| Volatile liabilities | $7,573,000 | 5,000 |
| Insider loans | $275,000 | 7,491 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,387,000 | 2,811 |
| Tier 1 (core) risk-based capital | $4,725,000 | 7,494 |
| Tier 2 risk-based capital | $482,390 | 5,441 |
| Total risk weighted assets | $38,529,690 | 6,074 |
| Total unused commitments | $11,387,000 | 2,833 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $58,854,000 | 7,023 |
| Cash and due from depository institutions | $2,805,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $17,730,000 | 6,593 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 6,725 |
| Net loans & leases | $33,754,000 | 6,470 |
| Loan loss allowance | $530,000 | 6,173 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,681,000 | 4,229 |
| Other real estate owned | $52,000 | 7,484 |
| Goodwill and other intangibles | $285,000 | 1,638 |
| All other assets | $672,000 | 8,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,854,000 | 7,023 |
| Total liabilities | $54,266,000 | 6,964 |
| Total deposits | $52,499,000 | 6,954 |
| Interest-bearing deposits | $47,493,000 | 6,749 |
| Deposits held in domestic offices | $52,499,000 | 6,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,767,000 | 2,070 |
| Total equity capital | $4,588,000 | 7,527 |
| Total bank equity capital | $4,588,000 | 7,527 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,225,000 | 1,941 |
| Surplus | $1,134,000 | 7,688 |
| Undivided profits | $1,229,000 | 9,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 4,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $462,000 | 4,418 |
| Earning assets | $53,359,000 | 7,059 |
| Long-term assets (5+ years) | $7,427,000 | 5,220 |
| Average Assets, year-to-date | $58,108,200 | 6,936 |
| Average Assets, quarterly | $59,153,500 | 6,945 |
| Volatile liabilities | $5,281,000 | 6,339 |
| Insider loans | $33,000 | 7,784 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,157,000 | 4,051 |
| Tier 1 (core) risk-based capital | $4,303,000 | 7,823 |
| Tier 2 risk-based capital | $472,670 | 5,479 |
| Total risk weighted assets | $37,756,470 | 6,195 |
| Total unused commitments | $6,157,000 | 4,073 |
| Derivatives | $0 | 651 |