Home > The Peoples State Bank > Income and Expense

The Peoples State Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$5,695,0001,919
Total interest expense$2,053,0001,850
Net interest income$3,642,0001,961
Provision for loan and lease losses$19,0002,375
Total noninterest income$722,0001,586
Gross Fiduciary activities income$1,000893
Service charges on deposit accounts$67,0002,289
Trading account gains and feesNANA
Additional Noninterest Income$654,0001,282
Total noninterest expense$3,192,0001,807
Salaries and employee benefits$1,984,0001,683
Premises and equipment expense$263,0002,019
Additional noninterest expense$654,0001,282
Pre-tax net operating income$1,153,0002,083
Securities gains (losses)$2,000584
Applicable income taxes$03,151
Income before extraordinary items$1,155,0001,862
Extraordinary gains, net$047
Net income$1,155,0001,885
Minority interest net income$065
Net income of bank and minority interests.$1,155,0001,862
Net charge-offs$-3,0003,744
Cash dividends$450,0001,418
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,153,0001,879
2024-12-31 (YTD Data)Rank
Total interest income$23,067,0001,884
Total interest expense$9,372,0001,740
Net interest income$13,695,0001,971
Provision for loan and lease losses$-4,0004,082
Total noninterest income$2,919,0001,620
Gross Fiduciary activities income$2,000961
Service charges on deposit accounts$271,0002,333
Trading account gains and feesNANA
Additional Noninterest Income$2,646,0001,323
Total noninterest expense$12,070,0001,855
Salaries and employee benefits$7,368,0001,751
Premises and equipment expense$966,0002,091
Additional noninterest expense$2,646,0001,323
Pre-tax net operating income$4,548,0001,967
Securities gains (losses)$-3,0003,439
Applicable income taxes$03,278
Income before extraordinary items$4,545,0001,793
Extraordinary gains, net$053
Net income$4,545,0001,812
Minority interest net income$090
Net income of bank and minority interests.$4,545,0001,793
Net charge-offs$-8,0003,907
Cash dividends$1,550,0001,867
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,548,0001,800
2024-09-30 (YTD Data)Rank
Total interest income$17,188,0001,885
Total interest expense$7,114,0001,722
Net interest income$10,074,0001,979
Provision for loan and lease losses$-15,0004,189
Total noninterest income$2,229,0001,600
Gross Fiduciary activities income$1,000945
Service charges on deposit accounts$202,0002,345
Trading account gains and feesNANA
Additional Noninterest Income$2,026,0001,303
Total noninterest expense$9,022,0001,848
Salaries and employee benefits$5,516,0001,734
Premises and equipment expense$752,0002,038
Additional noninterest expense$2,026,0001,303
Pre-tax net operating income$3,296,0002,010
Securities gains (losses)$-3,0003,665
Applicable income taxes$03,278
Income before extraordinary items$3,293,0001,838
Extraordinary gains, net$051
Net income$3,293,0001,857
Minority interest net income$082
Net income of bank and minority interests.$3,293,0001,839
Net charge-offs$-5,0003,786
Cash dividends$1,125,0001,662
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,296,0001,840
2024-06-30 (YTD Data)Rank
Total interest income$11,319,0001,877
Total interest expense$4,664,0001,711
Net interest income$6,655,0001,976
Provision for loan and lease losses$-37,0004,270
Total noninterest income$1,410,0001,642
Gross Fiduciary activities income$0962
Service charges on deposit accounts$132,0002,336
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0001,350
Total noninterest expense$5,977,0001,845
Salaries and employee benefits$3,698,0001,734
Premises and equipment expense$508,0002,032
Additional noninterest expense$1,278,0001,350
Pre-tax net operating income$2,125,0002,032
Securities gains (losses)$-6,0003,671
Applicable income taxes$03,283
Income before extraordinary items$2,119,0001,859
Extraordinary gains, net$052
Net income$2,119,0001,884
Minority interest net income$084
Net income of bank and minority interests.$2,119,0001,860
Net charge-offs$-1,0003,466
Cash dividends$750,0001,670
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,125,0001,859
2024-03-31 (YTD Data)Rank
Total interest income$5,537,0001,885
Total interest expense$2,241,0001,744
Net interest income$3,296,0001,984
Provision for loan and lease losses$-5,0004,140
Total noninterest income$682,0001,643
Gross Fiduciary activities income$0895
Service charges on deposit accounts$64,0002,367
Trading account gains and feesNANA
Additional Noninterest Income$618,0001,340
Total noninterest expense$3,006,0001,843
Salaries and employee benefits$1,871,0001,723
Premises and equipment expense$243,0002,076
Additional noninterest expense$618,0001,340
Pre-tax net operating income$977,0002,086
Securities gains (losses)$-9,0004,038
Applicable income taxes$03,183
Income before extraordinary items$968,0001,942
Extraordinary gains, net$051
Net income$968,0001,967
Minority interest net income$072
Net income of bank and minority interests.$968,0001,942
Net charge-offs$-5,0003,909
Cash dividends$425,0001,380
Sale, conversion, retirement of capital stock, net$0434
Net operating income$977,0001,929
2023-12-31 (YTD Data)Rank
Total interest income$20,752,0001,841
Total interest expense$8,098,0001,483
Net interest income$12,654,0002,040
Provision for loan and lease losses$35,0002,902
Total noninterest income$3,025,0001,624
Gross Fiduciary activities income$7,000878
Service charges on deposit accounts$255,0002,406
Trading account gains and feesNANA
Additional Noninterest Income$2,763,0001,331
Total noninterest expense$11,969,0001,813
Salaries and employee benefits$7,252,0001,729
Premises and equipment expense$1,116,0001,906
Additional noninterest expense$2,763,0001,331
Pre-tax net operating income$3,675,0002,275
Securities gains (losses)$-93,0003,779
Applicable income taxes$03,369
Income before extraordinary items$3,582,0002,127
Extraordinary gains, net$054
Net income$3,582,0002,151
Minority interest net income$088
Net income of bank and minority interests.$3,582,0002,130
Net charge-offs$-10,0003,847
Cash dividends$1,464,0001,815
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,675,0002,122
2023-06-30 (YTD Data)Rank
Total interest income$9,730,0001,866
Total interest expense$3,633,0001,375
Net interest income$6,097,0002,126
Provision for loan and lease losses$13,0002,711
Total noninterest income$1,569,0001,516
Gross Fiduciary activities income$3,000856
Service charges on deposit accounts$126,0002,417
Trading account gains and feesNANA
Additional Noninterest Income$1,440,0001,212
Total noninterest expense$6,031,0001,799
Salaries and employee benefits$3,711,0001,691
Premises and equipment expense$555,0001,894
Additional noninterest expense$1,440,0001,211
Pre-tax net operating income$1,622,0002,502
Securities gains (losses)$-93,0004,198
Applicable income taxes$03,436
Income before extraordinary items$1,529,0002,381
Extraordinary gains, net$051
Net income$1,529,0002,408
Minority interest net income$081
Net income of bank and minority interests.$1,529,0002,381
Net charge-offs$-3,0003,600
Cash dividends$714,0001,663
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,622,0002,326
2023-03-31 (YTD Data)Rank
Total interest income$4,668,0001,903
Total interest expense$1,636,0001,351
Net interest income$3,032,0002,144
Provision for loan and lease losses$27,0002,028
Total noninterest income$741,0001,561
Gross Fiduciary activities income$2,000858
Service charges on deposit accounts$60,0002,486
Trading account gains and feesNANA
Additional Noninterest Income$679,0001,245
Total noninterest expense$3,002,0001,832
Salaries and employee benefits$1,864,0001,714
Premises and equipment expense$277,0001,920
Additional noninterest expense$679,0001,245
Pre-tax net operating income$744,0002,637
Securities gains (losses)$-69,0004,303
Applicable income taxes$03,388
Income before extraordinary items$675,0002,572
Extraordinary gains, net$04
Net income$675,0002,573
Minority interest net income$048
Net income of bank and minority interests.$675,0002,572
Net charge-offs$-2,0003,519
Cash dividends$400,0001,392
Sale, conversion, retirement of capital stock, net$0430
Net operating income$744,0002,480
2022-12-31 (YTD Data)Rank
Total interest income$14,762,0001,995
Total interest expense$2,440,0001,387
Net interest income$12,322,0002,076
Provision for loan and lease losses$-501,0004,536
Total noninterest income$3,240,0001,561
Gross Fiduciary activities income$2,000957
Service charges on deposit accounts$320,0002,182
Trading account gains and feesNANA
Additional Noninterest Income$2,918,0001,281
Total noninterest expense$11,439,0001,837
Salaries and employee benefits$7,131,0001,724
Premises and equipment expense$1,058,0001,945
Additional noninterest expense$2,918,0001,281
Pre-tax net operating income$4,624,0002,122
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$4,624,0001,922
Extraordinary gains, net$05
Net income$4,624,0001,921
Minority interest net income$063
Net income of bank and minority interests.$4,624,0001,921
Net charge-offs$-24,0003,880
Cash dividends$1,950,0001,537
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,624,0001,958
2022-09-30 (YTD Data)Rank
Total interest income$10,351,0002,029
Total interest expense$1,160,0001,595
Net interest income$9,191,0002,053
Provision for loan and lease losses$02,835
Total noninterest income$2,581,0001,528
Gross Fiduciary activities income$2,000923
Service charges on deposit accounts$262,0002,117
Trading account gains and feesNANA
Additional Noninterest Income$2,317,0001,260
Total noninterest expense$8,576,0001,840
Salaries and employee benefits$5,397,0001,704
Premises and equipment expense$795,0001,963
Additional noninterest expense$2,317,0001,260
Pre-tax net operating income$3,196,0002,222
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$3,196,0002,015
Extraordinary gains, net$04
Net income$3,196,0002,014
Minority interest net income$057
Net income of bank and minority interests.$3,196,0002,014
Net charge-offs$-7,0003,496
Cash dividends$1,550,0001,314
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,196,0002,047
2022-06-30 (YTD Data)Rank
Total interest income$6,565,0002,046
Total interest expense$488,0001,990
Net interest income$6,077,0002,031
Provision for loan and lease losses$02,599
Total noninterest income$1,757,0001,492
Gross Fiduciary activities income$1,000891
Service charges on deposit accounts$189,0002,024
Trading account gains and feesNANA
Additional Noninterest Income$1,567,0001,279
Total noninterest expense$5,721,0001,831
Salaries and employee benefits$3,655,0001,667
Premises and equipment expense$529,0001,963
Additional noninterest expense$1,537,0001,964
Pre-tax net operating income$2,113,0002,136
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$2,113,0001,938
Extraordinary gains, net$04
Net income$2,113,0001,938
Minority interest net income$060
Net income of bank and minority interests.$2,113,0001,938
Net charge-offs$-5,0003,441
Cash dividends$1,075,0001,278
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,113,0001,978
2022-03-31 (YTD Data)Rank
Total interest income$3,203,0002,040
Total interest expense$200,0002,219
Net interest income$3,003,0002,002
Provision for loan and lease losses$02,285
Total noninterest income$899,0001,470
Gross Fiduciary activities income$1,000862
Service charges on deposit accounts$95,0002,004
Trading account gains and feesNANA
Additional Noninterest Income$803,0001,246
Total noninterest expense$2,863,0001,811
Salaries and employee benefits$1,837,0001,666
Premises and equipment expense$270,0001,969
Additional noninterest expense$756,0001,962
Pre-tax net operating income$1,039,0002,053
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,039,0001,875
Extraordinary gains, net$04
Net income$1,039,0001,873
Minority interest net income$050
Net income of bank and minority interests.$1,039,0001,875
Net charge-offs$-3,0003,434
Cash dividends$575,0001,084
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,039,0001,894
2021-12-31 (YTD Data)Rank
Total interest income$12,891,0002,086
Total interest expense$922,0002,329
Net interest income$11,969,0002,025
Provision for loan and lease losses$03,064
Total noninterest income$6,861,0001,076
Gross Fiduciary activities income$4,000915
Service charges on deposit accounts$330,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$6,527,000890
Total noninterest expense$10,621,0001,901
Salaries and employee benefits$6,484,0001,821
Premises and equipment expense$977,0002,061
Additional noninterest expense$3,160,0001,900
Pre-tax net operating income$8,209,0001,458
Securities gains (losses)$105,000842
Applicable income taxes$03,710
Income before extraordinary items$8,314,0001,308
Extraordinary gains, net$010
Net income$8,314,0001,307
Minority interest net income$074
Net income of bank and minority interests.$8,314,0001,308
Net charge-offs$-3,0003,394
Cash dividends$2,037,0001,501
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,209,0001,301
2021-09-30 (YTD Data)Rank
Total interest income$9,592,0002,135
Total interest expense$698,0002,411
Net interest income$8,894,0002,067
Provision for loan and lease losses$02,963
Total noninterest income$3,515,0001,399
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$237,0002,127
Trading account gains and feesNANA
Additional Noninterest Income$3,276,0001,212
Total noninterest expense$7,764,0001,931
Salaries and employee benefits$4,756,0001,855
Premises and equipment expense$706,0002,128
Additional noninterest expense$2,302,0001,948
Pre-tax net operating income$4,645,0001,868
Securities gains (losses)$105,000789
Applicable income taxes$03,719
Income before extraordinary items$4,750,0001,667
Extraordinary gains, net$08
Net income$4,750,0001,666
Minority interest net income$069
Net income of bank and minority interests.$4,750,0001,667
Net charge-offs$-2,0003,208
Cash dividends$1,463,0001,431
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,645,0001,667
2021-06-30 (YTD Data)Rank
Total interest income$6,328,0002,146
Total interest expense$474,0002,449
Net interest income$5,854,0002,080
Provision for loan and lease losses$02,862
Total noninterest income$2,391,0001,375
Gross Fiduciary activities income$1,000917
Service charges on deposit accounts$152,0002,115
Trading account gains and feesNANA
Additional Noninterest Income$2,238,0001,199
Total noninterest expense$5,146,0001,938
Salaries and employee benefits$3,166,0001,849
Premises and equipment expense$490,0002,082
Additional noninterest expense$1,490,0001,975
Pre-tax net operating income$3,099,0001,838
Securities gains (losses)$105,000656
Applicable income taxes$03,702
Income before extraordinary items$3,204,0001,634
Extraordinary gains, net$06
Net income$3,204,0001,634
Minority interest net income$067
Net income of bank and minority interests.$3,204,0001,634
Net charge-offs$02,245
Cash dividends$938,0001,449
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,099,0001,641
2021-03-31 (YTD Data)Rank
Total interest income$3,142,0002,145
Total interest expense$247,0002,463
Net interest income$2,895,0002,075
Provision for loan and lease losses$02,741
Total noninterest income$1,319,0001,279
Gross Fiduciary activities income$0922
Service charges on deposit accounts$76,0002,119
Trading account gains and feesNANA
Additional Noninterest Income$1,243,0001,105
Total noninterest expense$2,580,0001,919
Salaries and employee benefits$1,611,0001,809
Premises and equipment expense$248,0002,075
Additional noninterest expense$721,0001,991
Pre-tax net operating income$1,634,0001,762
Securities gains (losses)$105,000473
Applicable income taxes$03,613
Income before extraordinary items$1,739,0001,547
Extraordinary gains, net$03
Net income$1,739,0001,547
Minority interest net income$055
Net income of bank and minority interests.$1,739,0001,547
Net charge-offs$-1,0003,038
Cash dividends$550,0001,122
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,634,0001,586
2020-12-31 (YTD Data)Rank
Total interest income$12,246,0002,204
Total interest expense$1,413,0002,479
Net interest income$10,833,0002,123
Provision for loan and lease losses$500,0002,227
Total noninterest income$4,767,0001,301
Gross Fiduciary activities income$3,000957
Service charges on deposit accounts$305,0002,211
Trading account gains and feesNANA
Additional Noninterest Income$4,459,0001,106
Total noninterest expense$10,397,0001,901
Salaries and employee benefits$6,688,0001,736
Premises and equipment expense$892,0002,180
Additional noninterest expense$2,817,0002,020
Pre-tax net operating income$4,703,0001,860
Securities gains (losses)$324,000793
Applicable income taxes$03,697
Income before extraordinary items$5,027,0001,633
Extraordinary gains, net$04
Net income$5,027,0001,633
Minority interest net income$072
Net income of bank and minority interests.$5,027,0001,633
Net charge-offs$-86,0004,716
Cash dividends$1,725,0001,664
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,703,0001,675
2020-09-30 (YTD Data)Rank
Total interest income$9,020,0002,247
Total interest expense$1,142,0002,458
Net interest income$7,878,0002,174
Provision for loan and lease losses$570,0001,869
Total noninterest income$3,363,0001,323
Gross Fiduciary activities income$3,000914
Service charges on deposit accounts$223,0002,249
Trading account gains and feesNANA
Additional Noninterest Income$3,137,0001,127
Total noninterest expense$7,284,0001,975
Salaries and employee benefits$4,585,0001,850
Premises and equipment expense$673,0002,169
Additional noninterest expense$2,026,0002,060
Pre-tax net operating income$3,387,0001,890
Securities gains (losses)$249,000795
Applicable income taxes$03,696
Income before extraordinary items$3,636,0001,648
Extraordinary gains, net$04
Net income$3,636,0001,649
Minority interest net income$065
Net income of bank and minority interests.$3,636,0001,649
Net charge-offs$-3,0003,980
Cash dividends$1,250,0001,485
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,387,0001,697
2020-06-30 (YTD Data)Rank
Total interest income$5,915,0002,317
Total interest expense$844,0002,410
Net interest income$5,071,0002,253
Provision for loan and lease losses$210,0002,349
Total noninterest income$1,787,0001,455
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$150,0002,271
Trading account gains and feesNANA
Additional Noninterest Income$1,635,0001,249
Total noninterest expense$4,748,0002,009
Salaries and employee benefits$3,010,0001,863
Premises and equipment expense$449,0002,166
Additional noninterest expense$1,289,0002,121
Pre-tax net operating income$1,900,0002,075
Securities gains (losses)$155,000805
Applicable income taxes$03,655
Income before extraordinary items$2,055,0001,807
Extraordinary gains, net$04
Net income$2,055,0001,808
Minority interest net income$065
Net income of bank and minority interests.$2,055,0001,808
Net charge-offs$-2,0003,888
Cash dividends$800,0001,513
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,900,0001,869
2020-03-31 (YTD Data)Rank
Total interest income$2,909,0002,316
Total interest expense$511,0002,256
Net interest income$2,398,0002,289
Provision for loan and lease losses$90,0002,048
Total noninterest income$652,0001,674
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$92,0002,252
Trading account gains and feesNANA
Additional Noninterest Income$558,0001,414
Total noninterest expense$2,293,0002,072
Salaries and employee benefits$1,467,0001,914
Premises and equipment expense$219,0002,214
Additional noninterest expense$607,0002,232
Pre-tax net operating income$667,0002,411
Securities gains (losses)$111,000573
Applicable income taxes$03,513
Income before extraordinary items$778,0002,018
Extraordinary gains, net$04
Net income$778,0002,017
Minority interest net income$056
Net income of bank and minority interests.$778,0002,018
Net charge-offs$-1,0003,618
Cash dividends$450,0001,368
Sale, conversion, retirement of capital stock, net$0482
Net operating income$667,0002,218
2019-12-31 (YTD Data)Rank
Total interest income$11,698,0002,333
Total interest expense$2,504,0002,044
Net interest income$9,194,0002,391
Provision for loan and lease losses$112,0002,874
Total noninterest income$2,909,0001,599
Gross Fiduciary activities income$1,0001,009
Service charges on deposit accounts$376,0002,285
Trading account gains and feesNANA
Additional Noninterest Income$2,532,0001,336
Total noninterest expense$8,936,0002,083
Salaries and employee benefits$5,487,0001,971
Premises and equipment expense$833,0002,289
Additional noninterest expense$2,616,0002,145
Pre-tax net operating income$3,055,0002,423
Securities gains (losses)$179,000676
Applicable income taxes$03,859
Income before extraordinary items$3,234,0002,189
Extraordinary gains, net$011
Net income$3,234,0002,191
Minority interest net income$076
Net income of bank and minority interests.$3,234,0002,191
Net charge-offs$92,0002,261
Cash dividends$1,485,0001,907
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,055,0002,215
2019-09-30 (YTD Data)Rank
Total interest income$8,724,0002,368
Total interest expense$1,927,0002,026
Net interest income$6,797,0002,445
Provision for loan and lease losses$03,836
Total noninterest income$1,976,0001,691
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$280,0002,318
Trading account gains and feesNANA
Additional Noninterest Income$1,696,0001,423
Total noninterest expense$6,691,0002,094
Salaries and employee benefits$4,089,0001,988
Premises and equipment expense$619,0002,316
Additional noninterest expense$1,983,0002,131
Pre-tax net operating income$2,082,0002,654
Securities gains (losses)$171,000580
Applicable income taxes$03,902
Income before extraordinary items$2,253,0002,345
Extraordinary gains, net$011
Net income$2,253,0002,345
Minority interest net income$072
Net income of bank and minority interests.$2,253,0002,346
Net charge-offs$-7,0004,332
Cash dividends$1,035,0001,770
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,082,0002,437
2019-06-30 (YTD Data)Rank
Total interest income$5,762,0002,379
Total interest expense$1,299,0001,990
Net interest income$4,463,0002,475
Provision for loan and lease losses$03,685
Total noninterest income$1,194,0001,778
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$181,0002,342
Trading account gains and feesNANA
Additional Noninterest Income$1,013,0001,478
Total noninterest expense$4,405,0002,114
Salaries and employee benefits$2,685,0002,007
Premises and equipment expense$407,0002,349
Additional noninterest expense$1,313,0002,148
Pre-tax net operating income$1,252,0002,788
Securities gains (losses)$60,000691
Applicable income taxes$03,901
Income before extraordinary items$1,312,0002,520
Extraordinary gains, net$011
Net income$1,312,0002,519
Minority interest net income$069
Net income of bank and minority interests.$1,312,0002,519
Net charge-offs$-6,0004,333
Cash dividends$695,0001,780
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,252,0002,567
2019-03-31 (YTD Data)Rank
Total interest income$2,843,0002,401
Total interest expense$612,0002,030
Net interest income$2,231,0002,493
Provision for loan and lease losses$03,406
Total noninterest income$565,0001,798
Gross Fiduciary activities income$0972
Service charges on deposit accounts$86,0002,412
Trading account gains and feesNANA
Additional Noninterest Income$479,0001,494
Total noninterest expense$2,171,0002,147
Salaries and employee benefits$1,306,0002,070
Premises and equipment expense$210,0002,331
Additional noninterest expense$655,0002,142
Pre-tax net operating income$625,0002,750
Securities gains (losses)$1,0001,020
Applicable income taxes$03,800
Income before extraordinary items$626,0002,550
Extraordinary gains, net$05
Net income$626,0002,549
Minority interest net income$052
Net income of bank and minority interests.$626,0002,549
Net charge-offs$-4,0004,334
Cash dividends$370,0001,572
Sale, conversion, retirement of capital stock, net$0529
Net operating income$625,0002,539
2018-12-31 (YTD Data)Rank
Total interest income$10,364,0002,467
Total interest expense$1,682,0002,163
Net interest income$8,682,0002,509
Provision for loan and lease losses$04,082
Total noninterest income$2,503,0001,749
Gross Fiduciary activities income$2,0001,038
Service charges on deposit accounts$385,0002,342
Trading account gains and feesNANA
Additional Noninterest Income$2,116,0001,445
Total noninterest expense$8,325,0002,184
Salaries and employee benefits$5,011,0002,089
Premises and equipment expense$828,0002,310
Additional noninterest expense$2,486,0002,235
Pre-tax net operating income$2,860,0002,577
Securities gains (losses)$-1,0004,008
Applicable income taxes$03,978
Income before extraordinary items$2,859,0002,383
Extraordinary gains, net$06
Net income$2,859,0002,382
Minority interest net income$072
Net income of bank and minority interests.$2,859,0002,382
Net charge-offs$14,0003,234
Cash dividends$1,540,0001,700
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,860,0002,379
2018-09-30 (YTD Data)Rank
Total interest income$7,570,0002,508
Total interest expense$1,124,0002,265
Net interest income$6,446,0002,540
Provision for loan and lease losses$03,948
Total noninterest income$1,859,0001,767
Gross Fiduciary activities income$1,0001,014
Service charges on deposit accounts$288,0002,360
Trading account gains and feesNANA
Additional Noninterest Income$1,570,0001,478
Total noninterest expense$6,191,0002,191
Salaries and employee benefits$3,719,0002,102
Premises and equipment expense$606,0002,368
Additional noninterest expense$1,866,0002,227
Pre-tax net operating income$2,114,0002,641
Securities gains (losses)$-2,0004,476
Applicable income taxes$04,032
Income before extraordinary items$2,112,0002,424
Extraordinary gains, net$05
Net income$2,112,0002,423
Minority interest net income$066
Net income of bank and minority interests.$2,112,0002,423
Net charge-offs$-7,0004,398
Cash dividends$1,160,0001,542
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,114,0002,422
2018-06-30 (YTD Data)Rank
Total interest income$4,938,0002,532
Total interest expense$697,0002,293
Net interest income$4,241,0002,559
Provision for loan and lease losses$03,782
Total noninterest income$1,250,0001,752
Gross Fiduciary activities income$1,000997
Service charges on deposit accounts$191,0002,359
Trading account gains and feesNANA
Additional Noninterest Income$1,058,0001,466
Total noninterest expense$4,128,0002,204
Salaries and employee benefits$2,469,0002,125
Premises and equipment expense$400,0002,408
Additional noninterest expense$1,259,0002,212
Pre-tax net operating income$1,363,0002,671
Securities gains (losses)$1,000871
Applicable income taxes$04,018
Income before extraordinary items$1,364,0002,455
Extraordinary gains, net$06
Net income$1,364,0002,454
Minority interest net income$065
Net income of bank and minority interests.$1,364,0002,454
Net charge-offs$-4,0004,246
Cash dividends$780,0001,538
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,363,0002,454
2018-03-31 (YTD Data)Rank
Total interest income$2,385,0002,589
Total interest expense$303,0002,451
Net interest income$2,082,0002,595
Provision for loan and lease losses$03,508
Total noninterest income$602,0001,794
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$97,0002,350
Trading account gains and feesNANA
Additional Noninterest Income$505,0001,473
Total noninterest expense$2,025,0002,263
Salaries and employee benefits$1,213,0002,176
Premises and equipment expense$203,0002,424
Additional noninterest expense$609,0002,251
Pre-tax net operating income$659,0002,676
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$659,0002,464
Extraordinary gains, net$07
Net income$659,0002,464
Minority interest net income$052
Net income of bank and minority interests.$659,0002,464
Net charge-offs$-2,0004,048
Cash dividends$400,0001,360
Sale, conversion, retirement of capital stock, net$0580
Net operating income$659,0002,455
2017-12-31 (YTD Data)Rank
Total interest income$9,311,0002,584
Total interest expense$912,0002,709
Net interest income$8,399,0002,546
Provision for loan and lease losses$04,227
Total noninterest income$2,559,0001,746
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$404,0002,376
Trading account gains and feesNANA
Additional Noninterest Income$2,154,0001,460
Total noninterest expense$7,844,0002,310
Salaries and employee benefits$4,663,0002,202
Premises and equipment expense$826,0002,405
Additional noninterest expense$2,355,0002,345
Pre-tax net operating income$3,114,0002,425
Securities gains (losses)$270,000329
Applicable income taxes$04,135
Income before extraordinary items$3,384,0001,856
Extraordinary gains, net$09
Net income$3,384,0001,856
Minority interest net income$076
Net income of bank and minority interests.$3,384,0001,857
Net charge-offs$12,0003,620
Cash dividends$1,750,0001,562
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,114,0001,947
2017-09-30 (YTD Data)Rank
Total interest income$6,896,0002,616
Total interest expense$649,0002,791
Net interest income$6,247,0002,575
Provision for loan and lease losses$04,088
Total noninterest income$1,989,0001,729
Gross Fiduciary activities income$1,0001,049
Service charges on deposit accounts$300,0002,401
Trading account gains and feesNANA
Additional Noninterest Income$1,688,0001,435
Total noninterest expense$5,907,0002,313
Salaries and employee benefits$3,544,0002,173
Premises and equipment expense$627,0002,387
Additional noninterest expense$1,736,0002,389
Pre-tax net operating income$2,329,0002,477
Securities gains (losses)$256,000316
Applicable income taxes$04,172
Income before extraordinary items$2,585,0001,978
Extraordinary gains, net$09
Net income$2,585,0001,978
Minority interest net income$071
Net income of bank and minority interests.$2,585,0001,978
Net charge-offs$-10,0004,745
Cash dividends$1,300,0001,439
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,329,0002,122
2017-06-30 (YTD Data)Rank
Total interest income$4,487,0002,655
Total interest expense$412,0002,816
Net interest income$4,075,0002,616
Provision for loan and lease losses$03,871
Total noninterest income$1,326,0001,723
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$200,0002,396
Trading account gains and feesNANA
Additional Noninterest Income$1,125,0001,436
Total noninterest expense$3,959,0002,299
Salaries and employee benefits$2,360,0002,195
Premises and equipment expense$417,0002,402
Additional noninterest expense$1,182,0002,356
Pre-tax net operating income$1,442,0002,553
Securities gains (losses)$242,000256
Applicable income taxes$04,189
Income before extraordinary items$1,684,0001,970
Extraordinary gains, net$011
Net income$1,684,0001,970
Minority interest net income$071
Net income of bank and minority interests.$1,684,0001,970
Net charge-offs$-13,0004,876
Cash dividends$850,0001,478
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,442,0002,187
2017-03-31 (YTD Data)Rank
Total interest income$2,177,0002,700
Total interest expense$186,0002,989
Net interest income$1,991,0002,649
Provision for loan and lease losses$03,537
Total noninterest income$704,0001,651
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$97,0002,433
Trading account gains and feesNANA
Additional Noninterest Income$606,0001,355
Total noninterest expense$2,006,0002,296
Salaries and employee benefits$1,197,0002,206
Premises and equipment expense$215,0002,390
Additional noninterest expense$594,0002,341
Pre-tax net operating income$689,0002,567
Securities gains (losses)$181,000168
Applicable income taxes$04,086
Income before extraordinary items$870,0001,844
Extraordinary gains, net$08
Net income$870,0001,844
Minority interest net income$055
Net income of bank and minority interests.$870,0001,844
Net charge-offs$-12,0005,065
Cash dividends$400,0001,384
Sale, conversion, retirement of capital stock, net$0632
Net operating income$689,0002,197
2016-12-31 (YTD Data)Rank
Total interest income$8,123,0002,815
Total interest expense$579,0003,384
Net interest income$7,544,0002,738
Provision for loan and lease losses$04,332
Total noninterest income$2,635,0001,789
Gross Fiduciary activities income$1,0001,131
Service charges on deposit accounts$443,0002,288
Trading account gains and fees$0170
Additional Noninterest Income$2,191,0001,505
Total noninterest expense$7,854,0002,322
Salaries and employee benefits$4,635,0002,216
Premises and equipment expense$808,0002,480
Additional noninterest expense$2,411,0002,384
Pre-tax net operating income$2,325,0002,796
Securities gains (losses)$651,000339
Applicable income taxes$04,278
Income before extraordinary items$2,976,0002,131
Extraordinary gains, net$05
Net income$2,976,0002,129
Minority interest net income$082
Net income of bank and minority interests.$2,976,0002,130
Net charge-offs$-6,0004,895
Cash dividends$1,625,0001,621
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,325,0002,483
2016-09-30 (YTD Data)Rank
Total interest income$5,981,0002,861
Total interest expense$420,0003,468
Net interest income$5,561,0002,772
Provision for loan and lease losses$04,186
Total noninterest income$2,006,0001,778
Gross Fiduciary activities income$1,0001,085
Service charges on deposit accounts$335,0002,273
Trading account gains and fees$0169
Additional Noninterest Income$1,670,0001,482
Total noninterest expense$5,887,0002,329
Salaries and employee benefits$3,508,0002,198
Premises and equipment expense$614,0002,467
Additional noninterest expense$1,765,0002,427
Pre-tax net operating income$1,680,0002,922
Securities gains (losses)$626,000317
Applicable income taxes$04,325
Income before extraordinary items$2,306,0002,099
Extraordinary gains, net$05
Net income$2,306,0002,098
Minority interest net income$071
Net income of bank and minority interests.$2,306,0002,099
Net charge-offs$-5,0004,742
Cash dividends$1,225,0001,463
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,680,0002,563
2016-06-30 (YTD Data)Rank
Total interest income$3,951,0002,887
Total interest expense$280,0003,486
Net interest income$3,671,0002,807
Provision for loan and lease losses$04,017
Total noninterest income$1,239,0001,853
Gross Fiduciary activities income$1,0001,067
Service charges on deposit accounts$220,0002,283
Trading account gains and fees$0157
Additional Noninterest Income$1,018,0001,531
Total noninterest expense$3,866,0002,370
Salaries and employee benefits$2,341,0002,211
Premises and equipment expense$394,0002,536
Additional noninterest expense$1,131,0002,518
Pre-tax net operating income$1,044,0003,008
Securities gains (losses)$428,000315
Applicable income taxes$04,338
Income before extraordinary items$1,472,0002,171
Extraordinary gains, net$016
Net income$1,472,0002,170
Minority interest net income$071
Net income of bank and minority interests.$1,472,0002,170
Net charge-offs$-4,0004,670
Cash dividends$700,0001,630
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,044,0002,657
2016-03-31 (YTD Data)Rank
Total interest income$1,972,0002,889
Total interest expense$136,0003,564
Net interest income$1,836,0002,796
Provision for loan and lease losses$03,656
Total noninterest income$570,0001,907
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$103,0002,378
Trading account gains and fees$0142
Additional Noninterest Income$466,0001,584
Total noninterest expense$1,913,0002,394
Salaries and employee benefits$1,180,0002,206
Premises and equipment expense$195,0002,584
Additional noninterest expense$538,0002,623
Pre-tax net operating income$493,0003,069
Securities gains (losses)$45,000876
Applicable income taxes$04,259
Income before extraordinary items$538,0002,632
Extraordinary gains, net$012
Net income$538,0002,632
Minority interest net income$062
Net income of bank and minority interests.$538,0002,632
Net charge-offs$-1,0004,102
Cash dividends$350,0001,475
Sale, conversion, retirement of capital stock, net$0659
Net operating income$493,0002,722
2015-12-31 (YTD Data)Rank
Total interest income$7,667,0002,915
Total interest expense$551,0003,548
Net interest income$7,116,0002,823
Provision for loan and lease losses$04,380
Total noninterest income$2,637,0001,761
Gross Fiduciary activities income$2,0001,140
Service charges on deposit accounts$475,0002,227
Trading account gains and fees$0159
Additional Noninterest Income$2,160,0001,440
Total noninterest expense$7,439,0002,450
Salaries and employee benefits$4,405,0002,289
Premises and equipment expense$772,0002,626
Additional noninterest expense$2,262,0002,532
Pre-tax net operating income$2,314,0002,767
Securities gains (losses)$71,0001,384
Applicable income taxes$04,402
Income before extraordinary items$2,385,0002,415
Extraordinary gains, net$023
Net income$2,385,0002,417
Minority interest net income$081
Net income of bank and minority interests.$2,385,0002,417
Net charge-offs$-203,0005,866
Cash dividends$1,322,0001,786
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,314,0002,423
2015-09-30 (YTD Data)Rank
Total interest income$5,700,0002,955
Total interest expense$410,0003,616
Net interest income$5,290,0002,869
Provision for loan and lease losses$04,232
Total noninterest income$2,047,0001,723
Gross Fiduciary activities income$1,0001,117
Service charges on deposit accounts$357,0002,228
Trading account gains and fees$0153
Additional Noninterest Income$1,689,0001,409
Total noninterest expense$5,642,0002,435
Salaries and employee benefits$3,303,0002,300
Premises and equipment expense$584,0002,642
Additional noninterest expense$1,755,0002,469
Pre-tax net operating income$1,695,0002,867
Securities gains (losses)$70,0001,251
Applicable income taxes$04,489
Income before extraordinary items$1,765,0002,475
Extraordinary gains, net$021
Net income$1,765,0002,476
Minority interest net income$078
Net income of bank and minority interests.$1,765,0002,476
Net charge-offs$-3,0004,866
Cash dividends$922,0001,680
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,695,0002,508
2015-06-30 (YTD Data)Rank
Total interest income$3,731,0003,000
Total interest expense$274,0003,643
Net interest income$3,457,0002,902
Provision for loan and lease losses$04,069
Total noninterest income$1,302,0001,796
Gross Fiduciary activities income$1,0001,108
Service charges on deposit accounts$236,0002,215
Trading account gains and fees$0157
Additional Noninterest Income$1,065,0001,484
Total noninterest expense$3,741,0002,444
Salaries and employee benefits$2,161,0002,341
Premises and equipment expense$390,0002,649
Additional noninterest expense$1,190,0002,450
Pre-tax net operating income$1,018,0003,034
Securities gains (losses)$66,0001,078
Applicable income taxes$04,497
Income before extraordinary items$1,084,0002,614
Extraordinary gains, net$022
Net income$1,084,0002,616
Minority interest net income$075
Net income of bank and minority interests.$1,084,0002,616
Net charge-offs$2,0003,666
Cash dividends$621,0001,689
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,018,0002,671
2015-03-31 (YTD Data)Rank
Total interest income$1,821,0003,068
Total interest expense$135,0003,702
Net interest income$1,686,0002,959
Provision for loan and lease losses$03,703
Total noninterest income$592,0001,892
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$113,0002,273
Trading account gains and fees$0152
Additional Noninterest Income$478,0001,556
Total noninterest expense$1,816,0002,521
Salaries and employee benefits$1,059,0002,388
Premises and equipment expense$196,0002,694
Additional noninterest expense$561,0002,557
Pre-tax net operating income$462,0003,148
Securities gains (losses)$49,000849
Applicable income taxes$04,400
Income before extraordinary items$511,0002,684
Extraordinary gains, net$013
Net income$511,0002,687
Minority interest net income$064
Net income of bank and minority interests.$511,0002,687
Net charge-offs$-6,0005,215
Cash dividends$322,0001,479
Sale, conversion, retirement of capital stock, net$0697
Net operating income$462,0002,797
2014-12-31 (YTD Data)Rank
Total interest income$7,597,0002,983
Total interest expense$611,0003,590
Net interest income$6,986,0002,895
Provision for loan and lease losses$04,603
Total noninterest income$2,754,0001,663
Gross Fiduciary activities income$1,0001,202
Service charges on deposit accounts$484,0002,331
Trading account gains and fees$0180
Additional Noninterest Income$2,269,0001,332
Total noninterest expense$7,238,0002,546
Salaries and employee benefits$4,121,0002,425
Premises and equipment expense$774,0002,724
Additional noninterest expense$2,343,0002,542
Pre-tax net operating income$2,502,0002,585
Securities gains (losses)$47,0001,772
Applicable income taxes$04,531
Income before extraordinary items$2,549,0002,268
Extraordinary gains, net$017
Net income$2,549,0002,268
Minority interest net income$084
Net income of bank and minority interests.$2,549,0002,268
Net charge-offs$620,0001,268
Cash dividends$1,190,0001,837
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,502,0002,258
2014-09-30 (YTD Data)Rank
Total interest income$5,679,0003,015
Total interest expense$468,0003,587
Net interest income$5,211,0002,936
Provision for loan and lease losses$04,401
Total noninterest income$2,164,0001,615
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$365,0002,337
Trading account gains and fees$0174
Additional Noninterest Income$1,798,0001,283
Total noninterest expense$5,413,0002,550
Salaries and employee benefits$3,093,0002,422
Premises and equipment expense$593,0002,710
Additional noninterest expense$1,727,0002,579
Pre-tax net operating income$1,962,0002,541
Securities gains (losses)$53,0001,414
Applicable income taxes$04,583
Income before extraordinary items$2,015,0002,209
Extraordinary gains, net$015
Net income$2,015,0002,209
Minority interest net income$081
Net income of bank and minority interests.$2,015,0002,208
Net charge-offs$424,0001,295
Cash dividends$791,0001,751
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,962,0002,197
2014-06-30 (YTD Data)Rank
Total interest income$3,777,0003,026
Total interest expense$319,0003,579
Net interest income$3,458,0002,951
Provision for loan and lease losses$04,196
Total noninterest income$1,275,0001,748
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$241,0002,333
Trading account gains and fees$0172
Additional Noninterest Income$1,033,0001,417
Total noninterest expense$3,610,0002,558
Salaries and employee benefits$2,051,0002,445
Premises and equipment expense$398,0002,719
Additional noninterest expense$1,161,0002,563
Pre-tax net operating income$1,123,0002,762
Securities gains (losses)$43,0001,250
Applicable income taxes$04,568
Income before extraordinary items$1,166,0002,379
Extraordinary gains, net$020
Net income$1,166,0002,383
Minority interest net income$080
Net income of bank and minority interests.$1,166,0002,383
Net charge-offs$419,0001,001
Cash dividends$491,0001,844
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,123,0002,401
2014-03-31 (YTD Data)Rank
Total interest income$1,856,0003,079
Total interest expense$158,0003,656
Net interest income$1,698,0002,993
Provision for loan and lease losses$03,817
Total noninterest income$693,0001,611
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$114,0002,408
Trading account gains and fees$0147
Additional Noninterest Income$579,0001,274
Total noninterest expense$1,761,0002,613
Salaries and employee benefits$1,013,0002,479
Premises and equipment expense$204,0002,725
Additional noninterest expense$544,0002,702
Pre-tax net operating income$630,0002,494
Securities gains (losses)$-27,0006,535
Applicable income taxes$04,445
Income before extraordinary items$603,0002,262
Extraordinary gains, net$016
Net income$603,0002,263
Minority interest net income$066
Net income of bank and minority interests.$603,0002,264
Net charge-offs$287,000735
Cash dividends$300,0001,415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$630,0002,148
2013-12-31 (YTD Data)Rank
Total interest income$7,754,0003,012
Total interest expense$755,0003,574
Net interest income$6,999,0002,906
Provision for loan and lease losses$05,091
Total noninterest income$2,908,0001,642
Gross Fiduciary activities income$6,0001,153
Service charges on deposit accounts$510,0002,339
Trading account gains and fees$0184
Additional Noninterest Income$2,392,0001,340
Total noninterest expense$7,128,0002,592
Salaries and employee benefits$4,163,0002,391
Premises and equipment expense$768,0002,782
Additional noninterest expense$2,197,0002,780
Pre-tax net operating income$2,779,0002,290
Securities gains (losses)$135,0001,133
Applicable income taxes$04,631
Income before extraordinary items$2,914,0001,940
Extraordinary gains, net$029
Net income$2,914,0001,941
Minority interest net income$090
Net income of bank and minority interests.$2,914,0001,942
Net charge-offs$77,0003,992
Cash dividends$681,0002,392
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,779,0001,964
2013-09-30 (YTD Data)Rank
Total interest income$5,774,0003,055
Total interest expense$578,0003,613
Net interest income$5,196,0002,942
Provision for loan and lease losses$175,0002,770
Total noninterest income$2,284,0001,630
Gross Fiduciary activities income$4,0001,125
Service charges on deposit accounts$388,0002,327
Trading account gains and fees$0180
Additional Noninterest Income$1,892,0001,324
Total noninterest expense$5,250,0002,632
Salaries and employee benefits$3,126,0002,402
Premises and equipment expense$571,0002,816
Additional noninterest expense$1,553,0002,897
Pre-tax net operating income$2,055,0002,369
Securities gains (losses)$131,0001,050
Applicable income taxes$04,713
Income before extraordinary items$2,186,0001,981
Extraordinary gains, net$025
Net income$2,186,0001,988
Minority interest net income$084
Net income of bank and minority interests.$2,186,0001,987
Net charge-offs$66,0003,648
Cash dividends$381,0002,383
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,055,0002,018
2013-06-30 (YTD Data)Rank
Total interest income$3,784,0003,101
Total interest expense$393,0003,631
Net interest income$3,391,0002,992
Provision for loan and lease losses$100,0002,924
Total noninterest income$1,551,0001,608
Gross Fiduciary activities income$3,0001,118
Service charges on deposit accounts$254,0002,334
Trading account gains and fees$0157
Additional Noninterest Income$1,294,0001,324
Total noninterest expense$3,494,0002,648
Salaries and employee benefits$2,115,0002,378
Premises and equipment expense$370,0002,882
Additional noninterest expense$1,009,0002,945
Pre-tax net operating income$1,348,0002,391
Securities gains (losses)$86,0001,198
Applicable income taxes$04,679
Income before extraordinary items$1,434,0002,010
Extraordinary gains, net$022
Net income$1,434,0002,017
Minority interest net income$082
Net income of bank and minority interests.$1,434,0002,016
Net charge-offs$45,0003,434
Cash dividends$381,0001,978
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,348,0002,025
2013-03-31 (YTD Data)Rank
Total interest income$1,866,0003,153
Total interest expense$198,0003,694
Net interest income$1,668,0003,038
Provision for loan and lease losses$75,0002,354
Total noninterest income$771,0001,608
Gross Fiduciary activities income$2,0001,072
Service charges on deposit accounts$134,0002,222
Trading account gains and fees$0148
Additional Noninterest Income$635,0001,337
Total noninterest expense$1,746,0002,682
Salaries and employee benefits$1,049,0002,417
Premises and equipment expense$182,0002,935
Additional noninterest expense$515,0002,913
Pre-tax net operating income$618,0002,507
Securities gains (losses)$20,0001,261
Applicable income taxes$04,602
Income before extraordinary items$638,0002,153
Extraordinary gains, net$010
Net income$638,0002,155
Minority interest net income$076
Net income of bank and minority interests.$638,0002,155
Net charge-offs$47,0002,457
Cash dividends$143,0001,850
Sale, conversion, retirement of capital stock, net$0789
Net operating income$618,0002,124
2012-12-31 (YTD Data)Rank
Total interest income$8,110,0003,070
Total interest expense$961,0003,710
Net interest income$7,149,0002,934
Provision for loan and lease losses$230,0003,753
Total noninterest income$3,171,0001,577
Gross Fiduciary activities income$13,0001,098
Service charges on deposit accounts$572,0002,233
Trading account gains and fees$0166
Additional Noninterest Income$2,586,0001,304
Total noninterest expense$7,294,0002,574
Salaries and employee benefits$4,243,0002,325
Premises and equipment expense$725,0002,946
Additional noninterest expense$2,326,0002,737
Pre-tax net operating income$2,796,0002,219
Securities gains (losses)$42,0002,832
Applicable income taxes$04,751
Income before extraordinary items$2,838,0001,956
Extraordinary gains, net$029
Net income$2,838,0001,955
Minority interest net income$093
Net income of bank and minority interests.$2,838,0001,957
Net charge-offs$310,0003,258
Cash dividends$571,0002,625
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,796,0001,875
2012-09-30 (YTD Data)Rank
Total interest income$6,076,0003,136
Total interest expense$747,0003,740
Net interest income$5,329,0002,988
Provision for loan and lease losses$180,0003,637
Total noninterest income$2,084,0001,733
Gross Fiduciary activities income$12,0001,068
Service charges on deposit accounts$423,0002,284
Trading account gains and fees$0157
Additional Noninterest Income$1,649,0001,437
Total noninterest expense$5,437,0002,601
Salaries and employee benefits$3,184,0002,326
Premises and equipment expense$535,0003,008
Additional noninterest expense$1,718,0002,782
Pre-tax net operating income$1,796,0002,552
Securities gains (losses)$37,0002,600
Applicable income taxes$04,802
Income before extraordinary items$1,833,0002,271
Extraordinary gains, net$020
Net income$1,833,0002,270
Minority interest net income$086
Net income of bank and minority interests.$1,833,0002,271
Net charge-offs$34,0004,766
Cash dividends$203,0002,878
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,796,0002,172
2012-06-30 (YTD Data)Rank
Total interest income$4,044,0003,166
Total interest expense$519,0003,735
Net interest income$3,525,0003,027
Provision for loan and lease losses$105,0003,790
Total noninterest income$1,240,0001,872
Gross Fiduciary activities income$3,0001,149
Service charges on deposit accounts$276,0002,306
Trading account gains and fees$0153
Additional Noninterest Income$961,0001,555
Total noninterest expense$3,552,0002,646
Salaries and employee benefits$2,100,0002,354
Premises and equipment expense$354,0003,031
Additional noninterest expense$1,098,0002,895
Pre-tax net operating income$1,108,0002,664
Securities gains (losses)$33,0002,291
Applicable income taxes$04,770
Income before extraordinary items$1,141,0002,369
Extraordinary gains, net$019
Net income$1,141,0002,369
Minority interest net income$084
Net income of bank and minority interests.$1,141,0002,369
Net charge-offs$45,0004,124
Cash dividends$48,0003,326
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,108,0002,290
2012-03-31 (YTD Data)Rank
Total interest income$2,024,0003,184
Total interest expense$271,0003,734
Net interest income$1,753,0003,055
Provision for loan and lease losses$75,0003,178
Total noninterest income$653,0001,799
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$134,0002,346
Trading account gains and fees$0148
Additional Noninterest Income$519,0001,469
Total noninterest expense$1,855,0002,540
Salaries and employee benefits$1,056,0002,359
Premises and equipment expense$178,0003,056
Additional noninterest expense$621,0002,576
Pre-tax net operating income$476,0002,972
Securities gains (losses)$28,0001,460
Applicable income taxes$04,704
Income before extraordinary items$504,0002,596
Extraordinary gains, net$019
Net income$504,0002,598
Minority interest net income$078
Net income of bank and minority interests.$504,0002,599
Net charge-offs$-10,0006,648
Cash dividends$24,0002,618
Sale, conversion, retirement of capital stock, net$0861
Net operating income$476,0002,575
2011-12-31 (YTD Data)Rank
Total interest income$8,773,0003,087
Total interest expense$1,594,0003,290
Net interest income$7,179,0003,005
Provision for loan and lease losses$175,0004,785
Total noninterest income$2,122,0001,911
Gross Fiduciary activities income$6,0001,141
Service charges on deposit accounts$547,0002,390
Trading account gains and fees$0146
Additional Noninterest Income$1,569,0001,595
Total noninterest expense$7,545,0002,501
Salaries and employee benefits$3,896,0002,458
Premises and equipment expense$727,0003,107
Additional noninterest expense$2,922,0002,258
Pre-tax net operating income$1,581,0002,942
Securities gains (losses)$5,0003,498
Applicable income taxes$04,719
Income before extraordinary items$1,586,0002,669
Extraordinary gains, net$029
Net income$1,586,0002,670
Minority interest net income$096
Net income of bank and minority interests.$1,586,0002,670
Net charge-offs$217,0004,204
Cash dividends$157,0003,517
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,581,0002,589
2011-09-30 (YTD Data)Rank
Total interest income$6,670,0003,088
Total interest expense$1,259,0003,269
Net interest income$5,411,0003,003
Provision for loan and lease losses$125,0004,726
Total noninterest income$1,428,0002,075
Gross Fiduciary activities income$4,0001,120
Service charges on deposit accounts$404,0002,437
Trading account gains and fees$0145
Additional Noninterest Income$1,020,0001,749
Total noninterest expense$5,488,0002,570
Salaries and employee benefits$2,927,0002,453
Premises and equipment expense$529,0003,226
Additional noninterest expense$2,032,0002,425
Pre-tax net operating income$1,226,0002,962
Securities gains (losses)$5,0003,216
Applicable income taxes$04,740
Income before extraordinary items$1,231,0002,678
Extraordinary gains, net$021
Net income$1,231,0002,680
Minority interest net income$087
Net income of bank and minority interests.$1,231,0002,680
Net charge-offs$-32,0007,187
Cash dividends$133,0002,981
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,226,0002,589
2011-06-30 (YTD Data)Rank
Total interest income$4,484,0003,097
Total interest expense$862,0003,307
Net interest income$3,622,0002,989
Provision for loan and lease losses$100,0004,367
Total noninterest income$938,0002,088
Gross Fiduciary activities income$2,0001,136
Service charges on deposit accounts$258,0002,496
Trading account gains and fees$0153
Additional Noninterest Income$678,0001,746
Total noninterest expense$3,622,0002,604
Salaries and employee benefits$1,910,0002,521
Premises and equipment expense$354,0003,227
Additional noninterest expense$1,358,0002,460
Pre-tax net operating income$838,0002,846
Securities gains (losses)$-137,0007,345
Applicable income taxes$04,697
Income before extraordinary items$701,0002,913
Extraordinary gains, net$015
Net income$701,0002,915
Minority interest net income$089
Net income of bank and minority interests.$701,0002,915
Net charge-offs$-71,0007,346
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$838,0002,512
2011-03-31 (YTD Data)Rank
Total interest income$2,239,0003,110
Total interest expense$443,0003,353
Net interest income$1,796,0003,004
Provision for loan and lease losses$75,0003,668
Total noninterest income$494,0002,002
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$124,0002,555
Trading account gains and fees$0158
Additional Noninterest Income$368,0001,664
Total noninterest expense$1,851,0002,579
Salaries and employee benefits$949,0002,553
Premises and equipment expense$187,0003,156
Additional noninterest expense$715,0002,319
Pre-tax net operating income$364,0003,163
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$364,0002,857
Extraordinary gains, net$09
Net income$364,0002,856
Minority interest net income$086
Net income of bank and minority interests.$364,0002,857
Net charge-offs$-67,0007,393
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$364,0002,799
2010-12-31 (YTD Data)Rank
Total interest income$10,010,0002,961
Total interest expense$2,898,0002,679
Net interest income$7,112,0003,031
Provision for loan and lease losses$1,561,0002,401
Total noninterest income$700,0003,943
Gross Fiduciary activities income$8,0001,178
Service charges on deposit accounts$560,0002,429
Trading account gains and fees$0175
Additional Noninterest Income$132,0005,113
Total noninterest expense$7,203,0002,673
Salaries and employee benefits$3,890,0002,472
Premises and equipment expense$743,0003,143
Additional noninterest expense$2,570,0002,616
Pre-tax net operating income$-952,0006,456
Securities gains (losses)$-72,0007,189
Applicable income taxes$04,655
Income before extraordinary items$-1,024,0006,598
Extraordinary gains, net$029
Net income$-1,024,0006,599
Minority interest net income$0111
Net income of bank and minority interests.$-1,024,0006,599
Net charge-offs$2,785,0001,535
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-952,0006,530
2010-09-30 (YTD Data)Rank
Total interest income$7,626,0002,979
Total interest expense$2,388,0002,569
Net interest income$5,238,0003,113
Provision for loan and lease losses$1,451,0002,023
Total noninterest income$483,0004,143
Gross Fiduciary activities income$5,0001,172
Service charges on deposit accounts$429,0002,447
Trading account gains and fees$0165
Additional Noninterest Income$49,0006,009
Total noninterest expense$5,247,0002,729
Salaries and employee benefits$2,873,0002,524
Premises and equipment expense$554,0003,206
Additional noninterest expense$1,820,0002,702
Pre-tax net operating income$-977,0006,779
Securities gains (losses)$-57,0007,343
Applicable income taxes$04,726
Income before extraordinary items$-1,034,0006,914
Extraordinary gains, net$023
Net income$-1,034,0006,914
Minority interest net income$0110
Net income of bank and minority interests.$-1,034,0006,914
Net charge-offs$2,577,0001,281
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-977,0006,846
2010-06-30 (YTD Data)Rank
Total interest income$5,166,0002,967
Total interest expense$1,808,0002,378
Net interest income$3,358,0003,207
Provision for loan and lease losses$720,0002,334
Total noninterest income$876,0002,231
Gross Fiduciary activities income$3,0001,181
Service charges on deposit accounts$283,0002,472
Trading account gains and fees$0152
Additional Noninterest Income$590,0001,882
Total noninterest expense$3,430,0002,773
Salaries and employee benefits$1,861,0002,598
Premises and equipment expense$372,0003,214
Additional noninterest expense$1,197,0002,726
Pre-tax net operating income$84,0005,601
Securities gains (losses)$-25,0007,386
Applicable income taxes$04,691
Income before extraordinary items$59,0005,827
Extraordinary gains, net$019
Net income$59,0005,829
Minority interest net income$0105
Net income of bank and minority interests.$59,0005,828
Net charge-offs$785,0001,957
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$84,0005,532
2010-03-31 (YTD Data)Rank
Total interest income$2,663,0002,933
Total interest expense$850,0002,630
Net interest income$1,813,0003,054
Provision for loan and lease losses$550,0001,725
Total noninterest income$474,0002,115
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$140,0002,465
Trading account gains and fees$0175
Additional Noninterest Income$333,0001,720
Total noninterest expense$1,670,0002,873
Salaries and employee benefits$932,0002,630
Premises and equipment expense$196,0003,173
Additional noninterest expense$542,0002,959
Pre-tax net operating income$67,0005,449
Securities gains (losses)$-25,0007,578
Applicable income taxes$04,611
Income before extraordinary items$42,0005,811
Extraordinary gains, net$016
Net income$42,0005,813
Minority interest net income$091
Net income of bank and minority interests.$42,0005,811
Net charge-offs$499,0001,579
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$67,0005,336
2009-12-31 (YTD Data)Rank
Total interest income$12,172,0002,710
Total interest expense$4,090,0002,683
Net interest income$8,082,0002,707
Provision for loan and lease losses$4,365,0001,570
Total noninterest income$2,173,0002,003
Gross Fiduciary activities income$11,0001,169
Service charges on deposit accounts$665,0002,344
Trading account gains and fees$0211
Additional Noninterest Income$1,497,0001,654
Total noninterest expense$7,244,0002,710
Salaries and employee benefits$4,060,0002,410
Premises and equipment expense$807,0003,109
Additional noninterest expense$2,377,0002,870
Pre-tax net operating income$-1,354,0006,388
Securities gains (losses)$814,000598
Applicable income taxes$04,388
Income before extraordinary items$-540,0006,104
Extraordinary gains, net$034
Net income$-540,0006,103
Minority interest net income$0115
Net income of bank and minority interests.$-540,0006,104
Net charge-offs$3,763,0001,397
Cash dividends$506,0002,514
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,354,0006,514
2009-09-30 (YTD Data)Rank
Total interest income$9,262,0002,711
Total interest expense$3,164,0002,722
Net interest income$6,098,0002,691
Provision for loan and lease losses$4,165,0001,195
Total noninterest income$2,086,0001,726
Gross Fiduciary activities income$7,0001,163
Service charges on deposit accounts$506,0002,331
Trading account gains and fees$0212
Additional Noninterest Income$1,573,0001,351
Total noninterest expense$5,457,0002,708
Salaries and employee benefits$3,144,0002,366
Premises and equipment expense$575,0003,283
Additional noninterest expense$1,738,0002,904
Pre-tax net operating income$-1,438,0006,842
Securities gains (losses)$762,000492
Applicable income taxes$04,592
Income before extraordinary items$-676,0006,551
Extraordinary gains, net$027
Net income$-676,0006,552
Minority interest net income$0118
Net income of bank and minority interests.$-676,0006,552
Net charge-offs$3,538,0001,066
Cash dividends$506,0001,975
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,438,0006,956
2009-06-30 (YTD Data)Rank
Total interest income$6,258,0002,709
Total interest expense$2,153,0002,790
Net interest income$4,105,0002,644
Provision for loan and lease losses$1,940,0001,424
Total noninterest income$1,448,0001,698
Gross Fiduciary activities income$6,0001,146
Service charges on deposit accounts$322,0002,393
Trading account gains and fees$0193
Additional Noninterest Income$1,120,0001,324
Total noninterest expense$3,700,0002,696
Salaries and employee benefits$2,123,0002,384
Premises and equipment expense$383,0003,299
Additional noninterest expense$1,194,0002,844
Pre-tax net operating income$-87,0006,068
Securities gains (losses)$1,047,000274
Applicable income taxes$04,657
Income before extraordinary items$960,0001,907
Extraordinary gains, net$021
Net income$960,0001,904
Minority interest net income$0112
Net income of bank and minority interests.$960,0001,906
Net charge-offs$1,563,0001,311
Cash dividends$316,0002,135
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-87,0006,121
2009-03-31 (YTD Data)Rank
Total interest income$3,138,0002,736
Total interest expense$1,098,0002,836
Net interest income$2,040,0002,658
Provision for loan and lease losses$840,0001,308
Total noninterest income$844,0001,495
Gross Fiduciary activities income$5,0001,069
Service charges on deposit accounts$151,0002,451
Trading account gains and fees$0171
Additional Noninterest Income$688,0001,127
Total noninterest expense$1,773,0002,713
Salaries and employee benefits$1,047,0002,443
Premises and equipment expense$197,0003,262
Additional noninterest expense$529,0002,860
Pre-tax net operating income$271,0003,498
Securities gains (losses)$436,000382
Applicable income taxes$04,835
Income before extraordinary items$707,0001,538
Extraordinary gains, net$015
Net income$707,0001,540
Minority interest net income$0102
Net income of bank and minority interests.$707,0001,540
Net charge-offs$854,0001,046
Cash dividends$238,0001,577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$271,0003,162
2008-12-31 (YTD Data)Rank
Total interest income$12,828,0002,855
Total interest expense$5,339,0002,802
Net interest income$7,489,0002,869
Provision for loan and lease losses$2,345,0001,630
Total noninterest income$1,853,0002,260
Gross Fiduciary activities income$7,0001,258
Service charges on deposit accounts$748,0002,234
Trading account gains and fees$0154
Additional Noninterest Income$1,098,0001,998
Total noninterest expense$6,382,0002,904
Salaries and employee benefits$3,825,0002,611
Premises and equipment expense$764,0003,289
Additional noninterest expense$1,793,0003,147
Pre-tax net operating income$615,0004,583
Securities gains (losses)$-174,0007,325
Applicable income taxes$04,979
Income before extraordinary items$441,0004,630
Extraordinary gains, net$039
Net income$441,0004,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,477,0001,577
Cash dividends$798,0002,668
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$615,0004,284
2008-09-30 (YTD Data)Rank
Total interest income$9,623,0002,912
Total interest expense$4,134,0002,827
Net interest income$5,489,0002,953
Provision for loan and lease losses$1,255,0001,597
Total noninterest income$1,433,0002,278
Gross Fiduciary activities income$7,0001,205
Service charges on deposit accounts$582,0002,199
Trading account gains and fees$0148
Additional Noninterest Income$844,0002,047
Total noninterest expense$4,813,0002,863
Salaries and employee benefits$2,898,0002,617
Premises and equipment expense$579,0003,279
Additional noninterest expense$1,336,0003,063
Pre-tax net operating income$854,0003,976
Securities gains (losses)$32,0001,715
Applicable income taxes$05,372
Income before extraordinary items$886,0003,363
Extraordinary gains, net$031
Net income$886,0003,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,263,0001,131
Cash dividends$536,0002,645
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$854,0003,574
2008-06-30 (YTD Data)Rank
Total interest income$6,496,0002,927
Total interest expense$2,839,0002,847
Net interest income$3,657,0002,948
Provision for loan and lease losses$1,005,0001,216
Total noninterest income$940,0002,331
Gross Fiduciary activities income$6,0001,200
Service charges on deposit accounts$387,0002,191
Trading account gains and fees$0149
Additional Noninterest Income$547,0002,109
Total noninterest expense$3,172,0002,908
Salaries and employee benefits$1,928,0002,658
Premises and equipment expense$380,0003,340
Additional noninterest expense$864,0003,120
Pre-tax net operating income$420,0004,704
Securities gains (losses)$14,0002,273
Applicable income taxes$05,627
Income before extraordinary items$434,0004,312
Extraordinary gains, net$021
Net income$434,0004,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,260,000749
Cash dividends$405,0002,536
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$420,0004,314
2008-03-31 (YTD Data)Rank
Total interest income$3,365,0002,904
Total interest expense$1,535,0002,822
Net interest income$1,830,0002,935
Provision for loan and lease losses$605,000888
Total noninterest income$441,0002,431
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$185,0002,224
Trading account gains and fees$0158
Additional Noninterest Income$254,0002,199
Total noninterest expense$1,553,0002,951
Salaries and employee benefits$959,0002,677
Premises and equipment expense$192,0003,352
Additional noninterest expense$402,0003,294
Pre-tax net operating income$113,0005,862
Securities gains (losses)$14,0001,798
Applicable income taxes$05,622
Income before extraordinary items$127,0005,489
Extraordinary gains, net$015
Net income$127,0005,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,229,000405
Cash dividends$131,0002,698
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$113,0005,560
2007-12-31 (YTD Data)Rank
Total interest income$12,831,0003,112
Total interest expense$6,448,0002,833
Net interest income$6,383,0003,356
Provision for loan and lease losses$535,0002,229
Total noninterest income$1,932,0002,270
Gross Fiduciary activities income$16,0001,187
Service charges on deposit accounts$787,0002,162
Trading account gains and fees$0178
Additional Noninterest Income$1,129,0002,061
Total noninterest expense$6,069,0002,942
Salaries and employee benefits$3,709,0002,664
Premises and equipment expense$736,0003,309
Additional noninterest expense$1,624,0003,201
Pre-tax net operating income$1,711,0003,650
Securities gains (losses)$-63,0008,054
Applicable income taxes$06,070
Income before extraordinary items$1,648,0003,232
Extraordinary gains, net$039
Net income$1,648,0003,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,316
Cash dividends$1,310,0002,208
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,711,0003,147
2007-09-30 (YTD Data)Rank
Total interest income$9,514,0003,137
Total interest expense$4,798,0002,844
Net interest income$4,716,0003,386
Provision for loan and lease losses$185,0003,112
Total noninterest income$1,505,0002,210
Gross Fiduciary activities income$12,0001,159
Service charges on deposit accounts$600,0002,110
Trading account gains and fees$0184
Additional Noninterest Income$893,0001,983
Total noninterest expense$4,603,0002,887
Salaries and employee benefits$2,824,0002,615
Premises and equipment expense$548,0003,306
Additional noninterest expense$1,231,0003,114
Pre-tax net operating income$1,433,0003,570
Securities gains (losses)$7,0001,103
Applicable income taxes$06,220
Income before extraordinary items$1,440,0003,059
Extraordinary gains, net$033
Net income$1,440,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,997
Cash dividends$1,048,0001,940
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,433,0003,052
2007-06-30 (YTD Data)Rank
Total interest income$6,268,0003,172
Total interest expense$3,122,0002,906
Net interest income$3,146,0003,416
Provision for loan and lease losses$90,0003,429
Total noninterest income$1,059,0002,153
Gross Fiduciary activities income$10,0001,140
Service charges on deposit accounts$406,0002,087
Trading account gains and fees$0168
Additional Noninterest Income$643,0001,886
Total noninterest expense$3,081,0002,906
Salaries and employee benefits$1,879,0002,654
Premises and equipment expense$361,0003,350
Additional noninterest expense$841,0003,061
Pre-tax net operating income$1,034,0003,457
Securities gains (losses)$2,0001,203
Applicable income taxes$06,265
Income before extraordinary items$1,036,0002,962
Extraordinary gains, net$029
Net income$1,036,0002,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,140
Cash dividends$643,0002,086
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,034,0002,952
2007-03-31 (YTD Data)Rank
Total interest income$3,069,0003,222
Total interest expense$1,531,0002,938
Net interest income$1,538,0003,472
Provision for loan and lease losses$45,0003,197
Total noninterest income$584,0001,997
Gross Fiduciary activities income$5,0001,109
Service charges on deposit accounts$195,0002,093
Trading account gains and fees$0195
Additional Noninterest Income$384,0001,636
Total noninterest expense$1,502,0002,981
Salaries and employee benefits$932,0002,711
Premises and equipment expense$180,0003,387
Additional noninterest expense$390,0003,238
Pre-tax net operating income$575,0003,221
Securities gains (losses)$2,000969
Applicable income taxes$06,196
Income before extraordinary items$577,0002,720
Extraordinary gains, net$022
Net income$577,0002,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,366
Cash dividends$286,0002,073
Sale, conversion, retirement of capital stock, net$0885
Net operating income$575,0002,711
2006-12-31 (YTD Data)Rank
Total interest income$11,989,0003,090
Total interest expense$5,799,0002,663
Net interest income$6,190,0003,443
Provision for loan and lease losses$-400,0008,583
Total noninterest income$1,573,0002,619
Gross Fiduciary activities income$15,0001,219
Service charges on deposit accounts$746,0002,248
Trading account gains and fees$0130
Additional Noninterest Income$812,0002,562
Total noninterest expense$6,115,0002,834
Salaries and employee benefits$3,724,0002,605
Premises and equipment expense$704,0003,324
Additional noninterest expense$1,687,0002,985
Pre-tax net operating income$2,048,0003,585
Securities gains (losses)$-11,0007,326
Applicable income taxes$06,600
Income before extraordinary items$2,037,0003,057
Extraordinary gains, net$051
Net income$2,037,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0002,753
Cash dividends$1,126,0002,366
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,048,0003,041
2006-09-30 (YTD Data)Rank
Total interest income$8,917,0003,085
Total interest expense$4,287,0002,628
Net interest income$4,630,0003,468
Provision for loan and lease losses$-400,0008,654
Total noninterest income$1,160,0002,651
Gross Fiduciary activities income$14,0001,157
Service charges on deposit accounts$545,0002,303
Trading account gains and fees$0126
Additional Noninterest Income$601,0002,562
Total noninterest expense$4,597,0002,817
Salaries and employee benefits$2,817,0002,581
Premises and equipment expense$530,0003,311
Additional noninterest expense$1,250,0003,012
Pre-tax net operating income$1,593,0003,656
Securities gains (losses)$-10,0007,588
Applicable income taxes$06,687
Income before extraordinary items$1,583,0003,086
Extraordinary gains, net$045
Net income$1,583,0003,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,635
Cash dividends$852,0002,163
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,593,0003,064
2006-06-30 (YTD Data)Rank
Total interest income$5,821,0003,109
Total interest expense$2,732,0002,634
Net interest income$3,089,0003,471
Provision for loan and lease losses$-400,0008,699
Total noninterest income$712,0002,798
Gross Fiduciary activities income$12,0001,136
Service charges on deposit accounts$339,0002,416
Trading account gains and fees$0126
Additional Noninterest Income$361,0002,702
Total noninterest expense$3,067,0002,830
Salaries and employee benefits$1,891,0002,560
Premises and equipment expense$353,0003,306
Additional noninterest expense$823,0003,064
Pre-tax net operating income$1,134,0003,488
Securities gains (losses)$-11,0007,893
Applicable income taxes$06,706
Income before extraordinary items$1,123,0002,932
Extraordinary gains, net$039
Net income$1,123,0002,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,237
Cash dividends$310,0003,054
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,134,0002,902
2006-03-31 (YTD Data)Rank
Total interest income$2,776,0003,172
Total interest expense$1,351,0002,549
Net interest income$1,425,0003,686
Provision for loan and lease losses$06,013
Total noninterest income$330,0002,892
Gross Fiduciary activities income$6,0001,135
Service charges on deposit accounts$155,0002,531
Trading account gains and fees$0115
Additional Noninterest Income$169,0002,759
Total noninterest expense$1,465,0002,939
Salaries and employee benefits$895,0002,694
Premises and equipment expense$175,0003,341
Additional noninterest expense$395,0003,166
Pre-tax net operating income$290,0005,049
Securities gains (losses)$-11,0008,254
Applicable income taxes$06,588
Income before extraordinary items$279,0004,599
Extraordinary gains, net$021
Net income$279,0004,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,568
Cash dividends$155,0002,675
Sale, conversion, retirement of capital stock, net$0648
Net operating income$290,0004,485
2005-12-31 (YTD Data)Rank
Total interest income$10,506,0003,030
Total interest expense$4,737,0002,310
Net interest income$5,769,0003,540
Provision for loan and lease losses$75,0005,186
Total noninterest income$1,213,0003,120
Gross Fiduciary activities income$13,0001,262
Service charges on deposit accounts$647,0002,506
Trading account gains and fees$0138
Additional Noninterest Income$553,0003,201
Total noninterest expense$5,623,0002,917
Salaries and employee benefits$3,452,0002,634
Premises and equipment expense$703,0003,215
Additional noninterest expense$1,468,0003,279
Pre-tax net operating income$1,284,0004,754
Securities gains (losses)$-180,0008,563
Applicable income taxes$06,964
Income before extraordinary items$1,104,0004,554
Extraordinary gains, net$046
Net income$1,104,0004,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,0001,172
Cash dividends$703,0003,067
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,284,0004,158
2005-09-30 (YTD Data)Rank
Total interest income$7,819,0002,988
Total interest expense$3,485,0002,231
Net interest income$4,334,0003,520
Provision for loan and lease losses$75,0004,689
Total noninterest income$930,0003,064
Gross Fiduciary activities income$12,0001,190
Service charges on deposit accounts$484,0002,502
Trading account gains and fees$0126
Additional Noninterest Income$434,0003,133
Total noninterest expense$4,192,0002,899
Salaries and employee benefits$2,607,0002,567
Premises and equipment expense$526,0003,213
Additional noninterest expense$1,059,0003,356
Pre-tax net operating income$997,0004,780
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$997,0004,163
Extraordinary gains, net$035
Net income$997,0004,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,127
Cash dividends$489,0002,859
Sale, conversion, retirement of capital stock, net$0769
Net operating income$997,0004,119
2005-06-30 (YTD Data)Rank
Total interest income$5,219,0002,922
Total interest expense$2,309,0002,129
Net interest income$2,910,0003,484
Provision for loan and lease losses$75,0003,815
Total noninterest income$588,0003,149
Gross Fiduciary activities income$11,0001,150
Service charges on deposit accounts$318,0002,507
Trading account gains and fees$0116
Additional Noninterest Income$259,0003,319
Total noninterest expense$2,776,0002,909
Salaries and employee benefits$1,731,0002,569
Premises and equipment expense$350,0003,194
Additional noninterest expense$695,0003,382
Pre-tax net operating income$647,0004,816
Securities gains (losses)$-25,0008,430
Applicable income taxes$06,961
Income before extraordinary items$622,0004,327
Extraordinary gains, net$030
Net income$622,0004,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,000755
Cash dividends$250,0003,195
Sale, conversion, retirement of capital stock, net$0643
Net operating income$647,0004,170
2005-03-31 (YTD Data)Rank
Total interest income$2,624,0002,874
Total interest expense$1,146,0002,057
Net interest income$1,478,0003,445
Provision for loan and lease losses$75,0002,455
Total noninterest income$262,0003,363
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$157,0002,463
Trading account gains and fees$0115
Additional Noninterest Income$103,0003,676
Total noninterest expense$1,388,0002,903
Salaries and employee benefits$865,0002,587
Premises and equipment expense$175,0003,224
Additional noninterest expense$348,0003,377
Pre-tax net operating income$277,0005,196
Securities gains (losses)$-4,0008,340
Applicable income taxes$06,892
Income before extraordinary items$273,0004,628
Extraordinary gains, net$024
Net income$273,0004,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0001,376
Cash dividends$107,0002,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$277,0004,546
2004-12-31 (YTD Data)Rank
Total interest income$10,401,0002,733
Total interest expense$4,187,0001,948
Net interest income$6,214,0003,202
Provision for loan and lease losses$350,0002,627
Total noninterest income$1,376,0002,847
Gross Fiduciary activities income$25,0001,165
Service charges on deposit accounts$729,0002,303
Trading account gains and fees$0138
Additional Noninterest Income$622,0002,919
Total noninterest expense$5,713,0002,775
Salaries and employee benefits$3,424,0002,545
Premises and equipment expense$718,0003,066
Additional noninterest expense$1,571,0003,011
Pre-tax net operating income$1,527,0004,205
Securities gains (losses)$-56,0008,615
Applicable income taxes$2,0007,032
Income before extraordinary items$1,469,0003,685
Extraordinary gains, net$034
Net income$1,469,0003,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,400
Cash dividends$894,0002,548
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,525,0003,533
2004-09-30 (YTD Data)Rank
Total interest income$7,753,0002,711
Total interest expense$3,067,0001,952
Net interest income$4,686,0003,167
Provision for loan and lease losses$250,0002,570
Total noninterest income$1,006,0002,912
Gross Fiduciary activities income$20,0001,138
Service charges on deposit accounts$561,0002,277
Trading account gains and fees$0134
Additional Noninterest Income$425,0003,093
Total noninterest expense$4,335,0002,706
Salaries and employee benefits$2,593,0002,486
Premises and equipment expense$558,0002,954
Additional noninterest expense$1,184,0002,976
Pre-tax net operating income$1,107,0004,361
Securities gains (losses)$149,000939
Applicable income taxes$2,0007,080
Income before extraordinary items$1,254,0003,429
Extraordinary gains, net$026
Net income$1,254,0003,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,149
Cash dividends$679,0002,239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,105,0003,682
2004-06-30 (YTD Data)Rank
Total interest income$5,047,0002,764
Total interest expense$2,024,0001,951
Net interest income$3,023,0003,260
Provision for loan and lease losses$150,0002,691
Total noninterest income$643,0003,022
Gross Fiduciary activities income$18,0001,108
Service charges on deposit accounts$366,0002,307
Trading account gains and fees$0130
Additional Noninterest Income$259,0003,259
Total noninterest expense$2,882,0002,722
Salaries and employee benefits$1,730,0002,489
Premises and equipment expense$368,0003,001
Additional noninterest expense$784,0002,989
Pre-tax net operating income$634,0004,691
Securities gains (losses)$149,000790
Applicable income taxes$2,0007,043
Income before extraordinary items$781,0003,588
Extraordinary gains, net$021
Net income$781,0003,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,000849
Cash dividends$345,0002,691
Sale, conversion, retirement of capital stock, net$0638
Net operating income$632,0004,018
2004-03-31 (YTD Data)Rank
Total interest income$2,509,0002,776
Total interest expense$1,023,0001,952
Net interest income$1,486,0003,294
Provision for loan and lease losses$75,0002,550
Total noninterest income$279,0003,270
Gross Fiduciary activities income$11,0001,081
Service charges on deposit accounts$174,0002,349
Trading account gains and fees$0121
Additional Noninterest Income$94,0003,835
Total noninterest expense$1,465,0002,690
Salaries and employee benefits$866,0002,504
Premises and equipment expense$207,0002,727
Additional noninterest expense$392,0002,970
Pre-tax net operating income$225,0005,555
Securities gains (losses)$101,000797
Applicable income taxes$2,0006,854
Income before extraordinary items$324,0004,063
Extraordinary gains, net$016
Net income$324,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,000533
Cash dividends$167,0002,374
Sale, conversion, retirement of capital stock, net$0464
Net operating income$224,0104,912
2003-12-31 (YTD Data)Rank
Total interest income$10,723,0002,641
Total interest expense$4,578,0001,952
Net interest income$6,145,0003,121
Provision for loan and lease losses$500,0002,155
Total noninterest income$1,600,0002,709
Gross Fiduciary activities income$15,0001,294
Service charges on deposit accounts$737,0002,257
Trading account gains and fees$0160
Additional Noninterest Income$848,0002,642
Total noninterest expense$5,729,0002,703
Salaries and employee benefits$3,316,0002,531
Premises and equipment expense$808,0002,732
Additional noninterest expense$1,605,0002,894
Pre-tax net operating income$1,516,0004,102
Securities gains (losses)$538,000712
Applicable income taxes$07,459
Income before extraordinary items$2,054,0002,805
Extraordinary gains, net$054
Net income$2,054,0002,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$940,000971
Cash dividends$989,0002,361
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,516,0003,378
2003-09-30 (YTD Data)Rank
Total interest income$8,280,0002,615
Total interest expense$3,498,0001,998
Net interest income$4,782,0003,019
Provision for loan and lease losses$500,0001,656
Total noninterest income$1,359,0002,532
Gross Fiduciary activities income$4,0001,409
Service charges on deposit accounts$558,0002,260
Trading account gains and fees$0153
Additional Noninterest Income$797,0002,378
Total noninterest expense$4,330,0002,692
Salaries and employee benefits$2,507,0002,512
Premises and equipment expense$612,0002,726
Additional noninterest expense$1,211,0002,865
Pre-tax net operating income$1,311,0003,820
Securities gains (losses)$380,000820
Applicable income taxes$07,524
Income before extraordinary items$1,691,0002,696
Extraordinary gains, net$040
Net income$1,691,0002,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$677,000921
Cash dividends$727,0002,130
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,311,0003,113
2003-06-30 (YTD Data)Rank
Total interest income$5,634,0002,590
Total interest expense$2,387,0002,007
Net interest income$3,247,0002,954
Provision for loan and lease losses$500,0001,144
Total noninterest income$932,0002,467
Gross Fiduciary activities income$3,0001,400
Service charges on deposit accounts$374,0002,212
Trading account gains and fees$0150
Additional Noninterest Income$555,0002,292
Total noninterest expense$2,856,0002,721
Salaries and employee benefits$1,663,0002,521
Premises and equipment expense$396,0002,795
Additional noninterest expense$797,0002,878
Pre-tax net operating income$823,0003,974
Securities gains (losses)$380,000692
Applicable income taxes$07,529
Income before extraordinary items$1,203,0002,576
Extraordinary gains, net$030
Net income$1,203,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,000944
Cash dividends$167,0003,730
Sale, conversion, retirement of capital stock, net$0589
Net operating income$823,0003,249
2003-03-31 (YTD Data)Rank
Total interest income$2,845,0002,578
Total interest expense$1,220,0002,023
Net interest income$1,625,0002,942
Provision for loan and lease losses$400,000718
Total noninterest income$534,0002,179
Gross Fiduciary activities income$2,0001,343
Service charges on deposit accounts$180,0002,223
Trading account gains and fees$0134
Additional Noninterest Income$352,0001,890
Total noninterest expense$1,447,0002,670
Salaries and employee benefits$834,0002,525
Premises and equipment expense$202,0002,737
Additional noninterest expense$411,0002,788
Pre-tax net operating income$312,0004,693
Securities gains (losses)$24,0001,809
Applicable income taxes$07,403
Income before extraordinary items$336,0003,923
Extraordinary gains, net$021
Net income$336,0003,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,000710
Cash dividends$18,0003,764
Sale, conversion, retirement of capital stock, net$0419
Net operating income$312,0003,933
2002-12-31 (YTD Data)Rank
Total interest income$13,152,0002,333
Total interest expense$6,085,0001,879
Net interest income$7,067,0002,705
Provision for loan and lease losses$1,625,000880
Total noninterest income$1,618,0002,498
Gross Fiduciary activities income$14,0001,348
Service charges on deposit accounts$767,0002,077
Trading account gains and fees$0153
Additional Noninterest Income$837,0002,438
Total noninterest expense$5,322,0002,763
Salaries and employee benefits$2,998,0002,631
Premises and equipment expense$750,0002,824
Additional noninterest expense$1,574,0002,847
Pre-tax net operating income$1,738,0003,746
Securities gains (losses)$334,000832
Applicable income taxes$2,0007,560
Income before extraordinary items$2,070,0002,726
Extraordinary gains, net$070
Net income$2,070,0002,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,307,000763
Cash dividends$1,501,0001,617
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,736,0003,013
2001-12-31 (YTD Data)Rank
Total interest income$15,074,0002,264
Total interest expense$8,075,0002,004
Net interest income$6,999,0002,555
Provision for loan and lease losses$1,110,0001,156
Total noninterest income$1,346,0002,712
Gross Fiduciary activities income$40,0001,177
Service charges on deposit accounts$719,0002,092
Trading account gains and fees$0177
Additional Noninterest Income$587,0002,869
Total noninterest expense$4,672,0002,992
Salaries and employee benefits$2,669,0002,791
Premises and equipment expense$678,0003,030
Additional noninterest expense$1,325,0003,207
Pre-tax net operating income$2,563,0002,615
Securities gains (losses)$181,0001,281
Applicable income taxes$-8,0008,991
Income before extraordinary items$2,752,0001,910
Extraordinary gains, net$0105
Net income$2,752,0001,914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0002,121
Cash dividends$2,097,0001,269
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,571,0001,955
2000-12-31 (YTD Data)Rank
Total interest income$14,399,0002,417
Total interest expense$7,569,0002,246
Net interest income$6,830,0002,602
Provision for loan and lease losses$1,170,000941
Total noninterest income$1,201,0002,758
Gross Fiduciary activities income$12,0001,200
Service charges on deposit accounts$685,0002,030
Trading account gains and fees$0180
Additional Noninterest Income$504,0002,931
Total noninterest expense$4,231,0003,179
Salaries and employee benefits$2,263,0003,101
Premises and equipment expense$772,0002,659
Additional noninterest expense$1,196,0003,443
Pre-tax net operating income$2,630,0002,654
Securities gains (losses)$40,000767
Applicable income taxes$933,0002,256
Income before extraordinary items$1,737,0002,880
Extraordinary gains, net$038
Net income$1,737,0002,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$546,0001,166
Cash dividends$821,0002,617
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,711,0002,905
1999-12-31 (YTD Data)Rank
Total interest income$12,253,0002,657
Total interest expense$6,176,0002,379
Net interest income$6,077,0002,897
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,158,0002,780
Gross Fiduciary activities income$7,0001,292
Service charges on deposit accounts$600,0002,232
Trading account gains and fees$0173
Additional Noninterest Income$551,0002,775
Total noninterest expense$3,878,0003,402
Salaries and employee benefits$2,072,0003,329
Premises and equipment expense$728,0002,776
Additional noninterest expense$1,078,0003,769
Pre-tax net operating income$3,117,0002,325
Securities gains (losses)$1,0002,805
Applicable income taxes$1,232,0001,873
Income before extraordinary items$1,886,0002,709
Extraordinary gains, net$035
Net income$1,886,0002,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,037
Cash dividends$250,0004,843
Sale, conversion, retirement of capital stock, net$-615,00010,159
Net operating income$1,885,3602,680
1998-12-31 (YTD Data)Rank
Total interest income$11,630,0002,780
Total interest expense$5,921,0002,554
Net interest income$5,709,0003,017
Provision for loan and lease losses$230,0003,213
Total noninterest income$1,181,0002,727
Gross Fiduciary activities income$6,0001,327
Service charges on deposit accounts$575,0002,232
Trading account gains and fees$0224
Additional Noninterest Income$600,0002,650
Total noninterest expense$3,702,0003,445
Salaries and employee benefits$1,983,0003,364
Premises and equipment expense$790,0002,486
Additional noninterest expense$929,0004,190
Pre-tax net operating income$2,958,0002,413
Securities gains (losses)$4,0003,561
Applicable income taxes$1,207,0001,988
Income before extraordinary items$1,755,0002,850
Extraordinary gains, net$032
Net income$1,755,0002,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,524
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,752,4402,769
1997-12-31 (YTD Data)Rank
Total interest income$10,472,0003,092
Total interest expense$5,262,0002,846
Net interest income$5,210,0003,350
Provision for loan and lease losses$285,0002,727
Total noninterest income$929,0003,235
Gross Fiduciary activities income$16,0001,302
Service charges on deposit accounts$508,0002,583
Trading account gains and fees$0239
Additional Noninterest Income$405,0003,254
Total noninterest expense$3,293,0003,803
Salaries and employee benefits$1,824,0003,591
Premises and equipment expense$652,0002,927
Additional noninterest expense$817,0004,649
Pre-tax net operating income$2,561,0002,855
Securities gains (losses)$24,0001,768
Applicable income taxes$1,014,0002,407
Income before extraordinary items$1,571,0003,223
Extraordinary gains, net$044
Net income$1,571,0003,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,615
Cash dividends$262,0004,854
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,555,6403,182
1996-12-31 (YTD Data)Rank
Total interest income$9,157,0003,558
Total interest expense$4,625,0003,236
Net interest income$4,532,0003,882
Provision for loan and lease losses$360,0002,253
Total noninterest income$885,0003,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$450,0003,009
Trading account gains and feesNANA
Additional Noninterest Income$435,0003,214
Total noninterest expense$3,021,0004,286
Salaries and employee benefits$1,662,0003,929
Premises and equipment expense$617,0003,121
Additional noninterest expense$742,0005,501
Pre-tax net operating income$2,036,0003,381
Securities gains (losses)$36,0001,560
Applicable income taxes$764,0002,968
Income before extraordinary items$1,308,0003,618
Extraordinary gains, net$053
Net income$1,308,0003,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,577
Cash dividends$256,0004,895
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,284,9603,605
1995-12-31 (YTD Data)Rank
Total interest income$8,125,0003,957
Total interest expense$3,903,0003,754
Net interest income$4,222,0004,130
Provision for loan and lease losses$360,0002,012
Total noninterest income$780,0003,745
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$478,0002,831
Trading account gains and feesNANA
Additional Noninterest Income$302,0003,980
Total noninterest expense$3,029,0004,253
Salaries and employee benefits$1,564,0004,136
Premises and equipment expense$515,0003,665
Additional noninterest expense$950,0004,552
Pre-tax net operating income$1,613,0004,197
Securities gains (losses)$141,000811
Applicable income taxes$676,0003,337
Income before extraordinary items$1,078,0004,320
Extraordinary gains, net$065
Net income$1,078,0004,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,0001,697
Cash dividends$250,0004,947
Sale, conversion, retirement of capital stock, net$0809
Net operating income$987,7604,639
1994-12-31 (YTD Data)Rank
Total interest income$7,216,0004,108
Total interest expense$3,086,0003,866
Net interest income$4,130,0004,253
Provision for loan and lease losses$255,0002,547
Total noninterest income$752,0003,911
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$459,0003,002
Trading account gains and feesNANA
Additional Noninterest Income$293,0004,145
Total noninterest expense$2,853,0004,604
Salaries and employee benefits$1,458,0004,385
Premises and equipment expense$442,0004,223
Additional noninterest expense$953,0004,911
Pre-tax net operating income$1,774,0003,800
Securities gains (losses)$-87,00011,438
Applicable income taxes$662,0003,225
Income before extraordinary items$1,025,0004,447
Extraordinary gains, net$0249
Net income$1,025,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$225,0005,180
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,080,6804,290
1993-12-31 (YTD Data)Rank
Total interest income$6,484,0004,622
Total interest expense$2,937,0004,182
Net interest income$3,547,0004,901
Provision for loan and lease losses$165,0004,400
Total noninterest income$750,0004,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$383,0003,591
Trading account gains and feesNANA
Additional Noninterest Income$367,0003,975
Total noninterest expense$2,707,0004,914
Salaries and employee benefits$1,331,0004,779
Premises and equipment expense$437,0004,363
Additional noninterest expense$939,0005,196
Pre-tax net operating income$1,425,0004,527
Securities gains (losses)$90,0002,648
Applicable income taxes$593,0003,643
Income before extraordinary items$922,0004,998
Extraordinary gains, net$03,149
Net income$922,0005,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00012,163
Cash dividends$200,0005,372
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$864,4005,029
1992-12-31 (YTD Data)Rank
Total interest income$6,452,0005,171
Total interest expense$3,047,0005,086
Net interest income$3,405,0005,127
Provision for loan and lease losses$423,0003,332
Total noninterest income$649,0004,683
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,872
Trading account gains and feesNANA
Additional Noninterest Income$296,0004,470
Total noninterest expense$2,407,0005,475
Salaries and employee benefits$1,151,0005,369
Premises and equipment expense$374,0005,066
Additional noninterest expense$882,0005,614
Pre-tax net operating income$1,224,0004,838
Securities gains (losses)$215,0001,915
Applicable income taxes$563,0003,617
Income before extraordinary items$876,0005,019
Extraordinary gains, net$115,000677
Net income$991,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0003,500
Cash dividends$225,0004,732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$738,4005,356

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.