Home > The Peoples National Bank of Rural Valley > Assets and Liabilities
The Peoples National Bank of Rural Valley, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $37,090,000 | 8,183 |
| Cash and due from depository institutions | $1,187,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,839,000 | 4,940 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,213 |
| Net loans & leases | $13,790,000 | 9,215 |
| Loan loss allowance | $116,000 | 9,879 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $114,000 | 10,067 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $360,000 | 9,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,090,000 | 8,183 |
| Total liabilities | $29,045,000 | 8,592 |
| Total deposits | $28,901,000 | 8,457 |
| Interest-bearing deposits | $24,017,000 | 8,518 |
| Deposits held in domestic offices | $28,901,000 | 8,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $144,000 | 9,688 |
| Total equity capital | $8,045,000 | 5,176 |
| Total bank equity capital | $8,045,000 | 5,176 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $6,845,000 | 3,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,485 |
| Income earned, not collected on loans | $57,000 | 10,335 |
| Earning assets | $35,429,000 | 8,032 |
| Long-term assets (5+ years) | $9,928,000 | 4,347 |
| Average Assets, year-to-date | $36,526,600 | 8,067 |
| Average Assets, quarterly | $36,849,500 | 8,152 |
| Volatile liabilities | $2,617,000 | 8,787 |
| Insider loans | $63,000 | 8,873 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $202,000 | 10,129 |
| Tier 1 (core) risk-based capital | $8,029,000 | 5,043 |
| Tier 2 risk-based capital | $116,000 | 9,664 |
| Total risk weighted assets | $12,772,500 | 9,573 |
| Total unused commitments | $202,000 | 10,133 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $35,775,000 | 8,596 |
| Cash and due from depository institutions | $1,098,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,991,000 | 5,497 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $14,048,000 | 9,483 |
| Loan loss allowance | $124,000 | 10,226 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $125,000 | 10,452 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $313,000 | 10,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,775,000 | 8,596 |
| Total liabilities | $28,028,000 | 9,032 |
| Total deposits | $27,893,000 | 8,918 |
| Interest-bearing deposits | $23,894,000 | 8,885 |
| Deposits held in domestic offices | $27,893,000 | 8,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $135,000 | 10,152 |
| Total equity capital | $7,747,000 | 5,382 |
| Total bank equity capital | $7,747,000 | 5,382 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $6,547,000 | 3,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 7,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,431 |
| Income earned, not collected on loans | $54,000 | 10,852 |
| Earning assets | $34,239,000 | 8,422 |
| Long-term assets (5+ years) | $10,255,000 | 4,161 |
| Average Assets, year-to-date | $35,612,400 | 8,462 |
| Average Assets, quarterly | $35,874,000 | 8,530 |
| Volatile liabilities | $1,202,000 | 10,312 |
| Insider loans | $60,000 | 9,339 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $120,000 | 10,638 |
| Tier 1 (core) risk-based capital | $7,755,000 | 5,273 |
| Tier 2 risk-based capital | $124,000 | 9,908 |
| Total risk weighted assets | $12,856,300 | 9,924 |
| Total unused commitments | $120,000 | 10,643 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $35,252,000 | 8,927 |
| Cash and due from depository institutions | $887,000 | 9,438 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,075,000 | 5,732 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,903 |
| Net loans & leases | $13,873,000 | 9,776 |
| Loan loss allowance | $125,000 | 10,627 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $127,000 | 10,832 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $90,000 | 11,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,252,000 | 8,927 |
| Total liabilities | $28,109,000 | 9,324 |
| Total deposits | $27,988,000 | 9,197 |
| Interest-bearing deposits | $24,016,000 | 9,165 |
| Deposits held in domestic offices | $27,988,000 | 9,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $121,000 | 10,836 |
| Total equity capital | $7,143,000 | 5,773 |
| Total bank equity capital | $7,143,000 | 5,773 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $5,943,000 | 3,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 7,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,291 |
| Income earned, not collected on loans | $66,000 | 11,228 |
| Earning assets | $34,148,000 | 8,682 |
| Long-term assets (5+ years) | $10,146,000 | 4,009 |
| Average Assets, year-to-date | $34,863,400 | 8,783 |
| Average Assets, quarterly | $35,250,000 | 8,856 |
| Volatile liabilities | $934,000 | 10,917 |
| Insider loans | $61,000 | 9,706 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $236,000 | 10,644 |
| Tier 1 (core) risk-based capital | $7,126,000 | 5,646 |
| Tier 2 risk-based capital | $125,000 | 10,213 |
| Total risk weighted assets | $12,712,300 | 10,280 |
| Total unused commitments | $236,000 | 10,649 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $34,465,000 | 9,221 |
| Cash and due from depository institutions | $996,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,459,000 | 5,989 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
| Net loans & leases | $12,808,000 | 10,320 |
| Loan loss allowance | $126,000 | 11,102 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $115,000 | 11,469 |
| Other real estate owned | $0 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $187,000 | 11,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,465,000 | 9,221 |
| Total liabilities | $27,910,000 | 9,651 |
| Total deposits | $27,814,000 | 9,516 |
| Interest-bearing deposits | $23,927,000 | 9,438 |
| Deposits held in domestic offices | $27,814,000 | 9,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $96,000 | 11,211 |
| Total equity capital | $6,555,000 | 5,850 |
| Total bank equity capital | $6,555,000 | 5,850 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $5,355,000 | 3,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,208 |
| Income earned, not collected on loans | $56,000 | 11,833 |
| Earning assets | $33,167,000 | 8,980 |
| Long-term assets (5+ years) | $9,352,000 | 4,284 |
| Average Assets, year-to-date | $35,050,400 | 9,055 |
| Average Assets, quarterly | $34,672,000 | 9,168 |
| Volatile liabilities | $401,000 | 12,046 |
| Insider loans | $60,000 | 10,095 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $37,000 | 11,712 |
| Tier 1 (core) risk-based capital | $6,744,000 | 5,812 |
| Tier 2 risk-based capital | $126,000 | 10,620 |
| Total risk weighted assets | $11,903,800 | 10,794 |
| Total unused commitments | $37,000 | 11,713 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $34,956,000 | 9,491 |
| Cash and due from depository institutions | $873,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,915,000 | 6,619 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,521 |
| Net loans & leases | $13,086,000 | 10,527 |
| Loan loss allowance | $127,000 | 11,587 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $101,000 | 12,210 |
| Other real estate owned | $18,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $63,000 | 13,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,956,000 | 9,491 |
| Total liabilities | $28,640,000 | 9,918 |
| Total deposits | $28,557,000 | 9,779 |
| Interest-bearing deposits | $24,986,000 | 9,649 |
| Deposits held in domestic offices | $28,557,000 | 9,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $83,000 | 11,978 |
| Total equity capital | $6,316,000 | 6,121 |
| Total bank equity capital | $6,316,000 | 6,121 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $5,116,000 | 4,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 9,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,865 |
| Income earned, not collected on loans | $57,000 | 12,251 |
| Earning assets | $33,901,000 | 9,180 |
| Long-term assets (5+ years) | $10,924,000 | 4,128 |
| Average Assets, year-to-date | $34,957,000 | 9,334 |
| Average Assets, quarterly | $35,199,000 | 9,395 |
| Volatile liabilities | $100,000 | 13,036 |
| Insider loans | $16,000 | 11,339 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $259,000 | 11,273 |
| Tier 1 (core) risk-based capital | $6,316,000 | 6,046 |
| Tier 2 risk-based capital | $127,000 | 10,972 |
| Total risk weighted assets | $12,470,800 | 11,016 |
| Total unused commitments | $259,000 | 11,280 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $33,948,000 | 9,838 |
| Cash and due from depository institutions | $1,369,000 | 11,041 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,858,000 | 7,405 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $14,535,000 | 10,323 |
| Loan loss allowance | $88,000 | 12,785 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $100,000 | 12,741 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $86,000 | 13,761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,948,000 | 9,838 |
| Total liabilities | $28,020,000 | 10,283 |
| Total deposits | $27,912,000 | 10,159 |
| Interest-bearing deposits | $24,317,000 | 10,045 |
| Deposits held in domestic offices | $27,912,000 | 10,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $108,000 | 12,143 |
| Total equity capital | $5,928,000 | 6,213 |
| Total bank equity capital | $5,928,000 | 6,213 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $4,728,000 | 4,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 7,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $75,000 | 12,333 |
| Earning assets | $32,393,000 | 9,572 |
| Long-term assets (5+ years) | $11,522,000 | 3,955 |
| Average Assets, year-to-date | $31,871,400 | 9,999 |
| Average Assets, quarterly | $33,733,000 | 9,807 |
| Volatile liabilities | $100,000 | 13,631 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $88,000 | 12,184 |
| Tier 1 (core) risk-based capital | $5,928,000 | 6,133 |
| Tier 2 risk-based capital | $88,000 | 12,259 |
| Total risk weighted assets | $13,673,400 | 10,990 |
| Total unused commitments | $88,000 | 12,191 |
| Derivatives | $0 | 651 |