Home > The Peoples National Bank and Trust Company of Burlington > Income and Expense
The Peoples National Bank and Trust Company of Burlington, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 7,175 |
| Total interest expense | $1,789,000 | 6,710 |
| Net interest income | $1,697,000 | 7,561 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $160,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $1,117,000 | 7,953 |
| Salaries and employee benefits | $578,000 | 8,064 |
| Premises and equipment expense | $178,000 | 7,230 |
| Additional noninterest expense | $361,000 | 7,697 |
| Pre-tax net operating income | $740,000 | 6,826 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $229,000 | 6,507 |
| Income before extraordinary items | $511,000 | 6,903 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $511,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $990,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $511,000 | 6,843 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 7,392 |
| Total interest expense | $1,818,000 | 6,808 |
| Net interest income | $1,682,000 | 7,833 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $153,000 | 8,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,197 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,138,000 | 8,201 |
| Salaries and employee benefits | $577,000 | 8,278 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $411,000 | 7,786 |
| Pre-tax net operating income | $697,000 | 6,948 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $216,000 | 6,894 |
| Income before extraordinary items | $481,000 | 7,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $481,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $218,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $481,000 | 6,972 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 7,436 |
| Total interest expense | $2,004,000 | 6,455 |
| Net interest income | $1,586,000 | 8,289 |
| Provision for loan and lease losses | $158,000 | 3,546 |
| Total noninterest income | $132,000 | 9,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $1,054,000 | 8,741 |
| Salaries and employee benefits | $540,000 | 8,780 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $371,000 | 8,486 |
| Pre-tax net operating income | $506,000 | 8,401 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $131,000 | 8,602 |
| Income before extraordinary items | $376,000 | 8,263 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $376,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,770 |
| Cash dividends | $83,000 | 7,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $375,260 | 8,258 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 7,591 |
| Total interest expense | $1,536,000 | 6,787 |
| Net interest income | $1,787,000 | 8,070 |
| Provision for loan and lease losses | $153,000 | 3,564 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 7,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,105,000 | 8,963 |
| Salaries and employee benefits | $515,000 | 9,254 |
| Premises and equipment expense | $145,000 | 8,686 |
| Additional noninterest expense | $445,000 | 8,366 |
| Pre-tax net operating income | $680,000 | 7,518 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $494,000 | 7,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $494,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,100 | 7,540 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 7,533 |
| Total interest expense | $1,463,000 | 7,327 |
| Net interest income | $2,038,000 | 7,561 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,068,000 | 9,451 |
| Salaries and employee benefits | $509,000 | 9,584 |
| Premises and equipment expense | $142,000 | 9,126 |
| Additional noninterest expense | $417,000 | 9,072 |
| Pre-tax net operating income | $1,179,000 | 5,246 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $392,000 | 5,083 |
| Income before extraordinary items | $787,000 | 5,636 |
| Extraordinary gains, net | $70,000 | 1,909 |
| Net income | $857,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 12,835 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $787,000 | 5,401 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 7,916 |
| Total interest expense | $1,771,000 | 7,704 |
| Net interest income | $1,925,000 | 7,960 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $111,000 | 11,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $993,000 | 10,014 |
| Salaries and employee benefits | $470,000 | 10,086 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $392,000 | 9,654 |
| Pre-tax net operating income | $968,000 | 5,762 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $311,000 | 5,785 |
| Income before extraordinary items | $679,000 | 6,043 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $679,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $285,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $663,820 | 5,797 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.