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The Peoples Building and Loan Company, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$600,00010,640
Total interest expense$268,00010,568
Net interest income$332,00010,649
Provision for loan and lease losses$08,829
Total noninterest income$6,00010,826
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$6,00010,622
Total noninterest expense$222,00010,806
Salaries and employee benefits$159,00010,697
Premises and equipment expense$16,00010,802
Additional noninterest expense$47,00010,836
Pre-tax net operating income$116,00010,001
Securities gains (losses)$03,944
Applicable income taxes$37,0009,450
Income before extraordinary items$79,00010,084
Extraordinary gains, net$044
Net income$79,00010,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$79,00010,044
1996-12-31 (YTD Data)Rank
Total interest income$592,00011,196
Total interest expense$267,00011,131
Net interest income$325,00011,202
Provision for loan and lease losses$09,041
Total noninterest income$13,00011,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$13,00010,823
Total noninterest expense$271,00011,282
Salaries and employee benefits$141,00011,266
Premises and equipment expense$9,00011,389
Additional noninterest expense$121,00010,886
Pre-tax net operating income$67,00010,523
Securities gains (losses)$04,148
Applicable income taxes$33,0009,988
Income before extraordinary items$34,00010,661
Extraordinary gains, net$053
Net income$34,00010,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$34,00010,612
1995-12-31 (YTD Data)Rank
Total interest income$599,00011,718
Total interest expense$269,00011,643
Net interest income$330,00011,724
Provision for loan and lease losses$08,958
Total noninterest income$1,00011,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,00011,898
Total noninterest expense$244,00011,821
Salaries and employee benefits$150,00011,740
Premises and equipment expense$13,00011,869
Additional noninterest expense$81,00011,757
Pre-tax net operating income$87,00011,158
Securities gains (losses)$03,831
Applicable income taxes$33,00010,533
Income before extraordinary items$54,00011,268
Extraordinary gains, net$065
Net income$54,00011,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$54,00011,239
1994-12-31 (YTD Data)Rank
Total interest income$583,00012,341
Total interest expense$237,00012,243
Net interest income$346,00012,339
Provision for loan and lease losses$09,146
Total noninterest income$2,00012,529
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,00012,485
Total noninterest expense$244,00012,456
Salaries and employee benefits$146,00012,374
Premises and equipment expense$17,00012,468
Additional noninterest expense$81,00012,426
Pre-tax net operating income$104,00011,604
Securities gains (losses)$03,600
Applicable income taxes$34,00010,845
Income before extraordinary items$70,00011,659
Extraordinary gains, net$0249
Net income$70,00011,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$70,00011,696
1993-12-31 (YTD Data)Rank
Total interest income$572,00012,974
Total interest expense$231,00012,898
Net interest income$341,00012,926
Provision for loan and lease losses$010,371
Total noninterest income$1,00013,215
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,00013,192
Total noninterest expense$236,00013,134
Salaries and employee benefits$141,00013,033
Premises and equipment expense$12,00013,196
Additional noninterest expense$83,00013,062
Pre-tax net operating income$106,00011,825
Securities gains (losses)$07,477
Applicable income taxes$33,00011,311
Income before extraordinary items$73,00012,076
Extraordinary gains, net$03,149
Net income$73,00012,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$73,00011,906
1992-12-31 (YTD Data)Rank
Total interest income$592,00013,621
Total interest expense$268,00013,561
Net interest income$324,00013,574
Provision for loan and lease losses$011,756
Total noninterest income$5,00013,838
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$5,00013,675
Total noninterest expense$247,00013,701
Salaries and employee benefits$128,00013,689
Premises and equipment expense$15,00013,772
Additional noninterest expense$104,00013,486
Pre-tax net operating income$82,00012,182
Securities gains (losses)$08,369
Applicable income taxes$13,00012,284
Income before extraordinary items$69,00012,360
Extraordinary gains, net$01,422
Net income$69,00012,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$69,00012,076

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.