Home > The Peoples Bank & Trust Company > Net charge- offs to loans
The Peoples Bank & Trust Company, Net charge- offs to loans
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2103% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.5704% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2094% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2594% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0402% | 5,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2157% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 6,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 7,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1143% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1269% | 7,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0553% | 7,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0837% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 7,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1849% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 7,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1493% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1007% | 7,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0367% | 906 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 4,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 8,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1905% | 6,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2340% | 2,336 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0021% | 7,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4532% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 4,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 7,682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 8,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0906% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2473% | 6,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1486% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 6,862 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0028% | 7,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1280% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 7,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 7,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 8,132 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4984% | 6,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0496% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 6,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0341% | 4,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1146% | 7,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0745% | 7,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,881 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 8,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9376% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1196% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2899% | 7,786 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1801% | 7,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3698% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 7,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1568% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 8,295 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2091% | 6,104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 7,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9555% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6679% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1348% | 7,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4153% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0756% | 8,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2686% | 6,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 8,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3157% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4191% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1850% | 7,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5846% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2996% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0500% | 8,282 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,908 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0562% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9428% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5907% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0327% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3577% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2722% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6132% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1047% | 8,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0296% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1177% | 8,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3721% | 7,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0579% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6279% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5697% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2272% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.1792% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2268% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1422% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2395% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7061% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7251% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5015% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7286% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7001% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2371% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.1966% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2127% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2085% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2134% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9885% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5968% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1717% | 7,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5137% | 910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2683% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4022% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1889% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3636% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1648% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4493% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4778% | 3,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0291% | 7,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 8,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2888% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 5,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3320% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4055% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6841% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8221% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3312% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.2349% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3393% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3855% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3017% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2814% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2900% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5551% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3413% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8155% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2981% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.3088% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2607% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3741% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7530% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2210% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5589% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1857% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2017% | 564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2825% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1454% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1254% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0585% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6878% | 1,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2812% | 4,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3054% | 494 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4386% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 8,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1579% | 8,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1358% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9587% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2551% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0068% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5128% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2483% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9549% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5636% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2019% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0482% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 2,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0828% | 1,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3222% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4903% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3956% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1497% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3168% | 3,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8129% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4667% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5616% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.3109% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4843% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9142% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4360% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8915% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9700% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8888% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7589% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4316% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1935% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9818% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5683% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0528% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1645% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7587% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2028% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0067% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4033% | 58 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6233% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2722% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2664% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1655% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6956% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6691% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0612% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2622% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8745% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1591% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9919% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4984% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7833% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7640% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7875% | 879 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6801% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1649% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0336% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2280% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5059% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9486% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 9,301 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |