Home > The Peoples Bank & Trust Company > Assets and Liabilities
The Peoples Bank & Trust Company, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 266 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $938,152,000 | 701 |
| Cash and due from depository institutions | $55,720,000 | 575 |
| Interest-bearing balances | $37,265,000 | 151 |
| Securities | $2,316,000 | 7,748 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 390 |
| Net loans & leases | $636,958,000 | 725 |
| Loan loss allowance | $6,980,000 | 784 |
| Trading account assets | $147,298,000 | 51 |
| Bank premises and fixed assets | $23,805,000 | 440 |
| Other real estate owned | $6,494,000 | 575 |
| Goodwill and other intangibles | $6,282,000 | 799 |
| All other assets | $24,279,000 | 816 |
| Life insurance assets | $9,116,000 | 696 |
| Total liabilities and capital | $938,152,000 | 701 |
| Total liabilities | $854,228,000 | 683 |
| Total deposits | $798,990,000 | 625 |
| Interest-bearing deposits | $718,972,000 | 611 |
| Deposits held in domestic offices | $798,990,000 | 623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $46,116,000 | 1,000 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,122,000 | 732 |
| Total equity capital | $83,924,000 | 819 |
| Total bank equity capital | $83,924,000 | 819 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,398 |
| Surplus | $19,864,000 | 1,437 |
| Undivided profits | $63,960,000 | 586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 3,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,478,000 | 748 |
| Earning assets | $858,837,000 | 696 |
| Long-term assets (5+ years) | $73,919,000 | 1,436 |
| Average Assets, year-to-date | $922,253,500 | 697 |
| Average Assets, quarterly | $933,247,000 | 698 |
| Volatile liabilities | $178,543,000 | 808 |
| Insider loans | $7,221,000 | 1,019 |
| FHLB advances | $45,296,000 | 934 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $99,395,000 | 1,034 |
| Tier 1 (core) risk-based capital | $78,856,000 | 786 |
| Tier 2 risk-based capital | $6,980,000 | 783 |
| Total risk weighted assets | $731,251,000 | 688 |
| Total unused commitments | $99,395,000 | 1,034 |
| Derivatives | $50,000,000 | 253 |
| 2007-06-30 | Rank | |
| # of Employees: | 286 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $928,342,000 | 719 |
| Cash and due from depository institutions | $56,527,000 | 546 |
| Interest-bearing balances | $34,473,000 | 186 |
| Securities | $4,969,000 | 7,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $658,653,000 | 705 |
| Loan loss allowance | $7,160,000 | 745 |
| Trading account assets | $151,681,000 | 46 |
| Bank premises and fixed assets | $25,163,000 | 418 |
| Other real estate owned | $699,000 | 546 |
| Goodwill and other intangibles | $6,331,000 | 800 |
| All other assets | $24,319,000 | 811 |
| Life insurance assets | $9,037,000 | 692 |
| Total liabilities and capital | $928,342,000 | 719 |
| Total liabilities | $845,920,000 | 706 |
| Total deposits | $793,447,000 | 649 |
| Interest-bearing deposits | $705,824,000 | 632 |
| Deposits held in domestic offices | $793,447,000 | 647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,374,000 | 936 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,099,000 | 971 |
| Total equity capital | $82,422,000 | 832 |
| Total bank equity capital | $82,422,000 | 832 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $100,000 | 6,440 |
| Surplus | $19,864,000 | 1,437 |
| Undivided profits | $62,458,000 | 599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,465,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,039,000 | 784 |
| Earning assets | $849,776,000 | 714 |
| Long-term assets (5+ years) | $109,380,000 | 1,020 |
| Average Assets, year-to-date | $916,954,000 | 713 |
| Average Assets, quarterly | $923,134,000 | 714 |
| Volatile liabilities | $179,598,000 | 809 |
| Insider loans | $6,974,000 | 1,055 |
| FHLB advances | $45,554,000 | 872 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $120,023,000 | 912 |
| Tier 1 (core) risk-based capital | $77,430,000 | 812 |
| Tier 2 risk-based capital | $7,160,000 | 774 |
| Total risk weighted assets | $744,435,000 | 678 |
| Total unused commitments | $120,023,000 | 912 |
| Derivatives | $50,000,000 | 274 |
| 2007-03-31 | Rank | |
| # of Employees: | 278 | 560 |
| Assets and Liabilities | ||
| Total Assets: | $917,926,000 | 711 |
| Cash and due from depository institutions | $63,287,000 | 560 |
| Interest-bearing balances | $42,263,000 | 151 |
| Securities | $12,608,000 | 5,637 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $629,573,000 | 718 |
| Loan loss allowance | $6,675,000 | 784 |
| Trading account assets | $156,291,000 | 48 |
| Bank premises and fixed assets | $25,431,000 | 404 |
| Other real estate owned | $937,000 | 560 |
| Goodwill and other intangibles | $6,380,000 | 787 |
| All other assets | $23,419,000 | 799 |
| Life insurance assets | $8,958,000 | 682 |
| Total liabilities and capital | $917,926,000 | 711 |
| Total liabilities | $835,499,000 | 699 |
| Total deposits | $780,599,000 | 648 |
| Interest-bearing deposits | $693,708,000 | 635 |
| Deposits held in domestic offices | $780,599,000 | 646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $48,014,000 | 883 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,886,000 | 900 |
| Total equity capital | $82,427,000 | 816 |
| Total bank equity capital | $82,427,000 | 816 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $100,000 | 6,461 |
| Surplus | $19,864,000 | 1,417 |
| Undivided profits | $62,463,000 | 605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,388,000 | 812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,605,000 | 823 |
| Earning assets | $840,735,000 | 716 |
| Long-term assets (5+ years) | $109,290,000 | 1,012 |
| Average Assets, year-to-date | $911,260,000 | 713 |
| Average Assets, quarterly | $911,260,000 | 713 |
| Volatile liabilities | $225,975,000 | 660 |
| Insider loans | $7,084,000 | 1,014 |
| FHLB advances | $47,194,000 | 816 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $107,848,000 | 977 |
| Tier 1 (core) risk-based capital | $77,610,000 | 791 |
| Tier 2 risk-based capital | $6,676,000 | 807 |
| Total risk weighted assets | $709,636,000 | 691 |
| Total unused commitments | $107,848,000 | 977 |
| Derivatives | $50,000,000 | 267 |
| 2006-12-31 | Rank | |
| # of Employees: | 277 | 567 |
| Assets and Liabilities | ||
| Total Assets: | $904,594,000 | 719 |
| Cash and due from depository institutions | $27,167,000 | 567 |
| Interest-bearing balances | $4,021,000 | 1,258 |
| Securities | $194,505,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $625,402,000 | 726 |
| Loan loss allowance | $6,398,000 | 805 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $25,387,000 | 398 |
| Other real estate owned | $1,034,000 | 567 |
| Goodwill and other intangibles | $6,428,000 | 778 |
| All other assets | $24,671,000 | 758 |
| Life insurance assets | $8,879,000 | 669 |
| Total liabilities and capital | $904,594,000 | 719 |
| Total liabilities | $823,939,000 | 704 |
| Total deposits | $768,876,000 | 652 |
| Interest-bearing deposits | $684,069,000 | 630 |
| Deposits held in domestic offices | $768,876,000 | 650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $48,267,000 | 915 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,796,000 | 902 |
| Total equity capital | $80,655,000 | 814 |
| Total bank equity capital | $80,655,000 | 814 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $100,000 | 6,493 |
| Surplus | $19,864,000 | 1,390 |
| Undivided profits | $60,691,000 | 604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,329,000 | 726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,905,000 | 776 |
| Earning assets | $823,928,000 | 724 |
| Long-term assets (5+ years) | $150,987,000 | 729 |
| Average Assets, year-to-date | $853,098,600 | 732 |
| Average Assets, quarterly | $891,492,500 | 722 |
| Volatile liabilities | $194,280,000 | 829 |
| Insider loans | $7,250,000 | 975 |
| FHLB advances | $47,452,000 | 853 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $108,060,000 | 961 |
| Tier 1 (core) risk-based capital | $78,540,000 | 776 |
| Tier 2 risk-based capital | $6,399,000 | 829 |
| Total risk weighted assets | $705,285,000 | 695 |
| Total unused commitments | $108,060,000 | 961 |
| Derivatives | $50,000,000 | 259 |
| 2006-09-30 | Rank | |
| # of Employees: | 278 | 568 |
| Assets and Liabilities | ||
| Total Assets: | $878,391,000 | 739 |
| Cash and due from depository institutions | $48,170,000 | 568 |
| Interest-bearing balances | $24,348,000 | 220 |
| Securities | $188,473,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $586,130,000 | 770 |
| Loan loss allowance | $6,112,000 | 837 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,808,000 | 490 |
| Other real estate owned | $1,314,000 | 568 |
| Goodwill and other intangibles | $6,478,000 | 767 |
| All other assets | $27,018,000 | 727 |
| Life insurance assets | $8,801,000 | 649 |
| Total liabilities and capital | $878,391,000 | 739 |
| Total liabilities | $797,849,000 | 726 |
| Total deposits | $743,537,000 | 664 |
| Interest-bearing deposits | $659,667,000 | 647 |
| Deposits held in domestic offices | $743,537,000 | 663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $48,530,000 | 954 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,782,000 | 980 |
| Total equity capital | $80,542,000 | 828 |
| Total bank equity capital | $80,542,000 | 828 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,550 |
| Surplus | $19,849,000 | 1,382 |
| Undivided profits | $60,593,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 3,633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,909,000 | 779 |
| Earning assets | $798,951,000 | 742 |
| Long-term assets (5+ years) | $128,060,000 | 855 |
| Average Assets, year-to-date | $840,224,750 | 752 |
| Average Assets, quarterly | $870,145,000 | 745 |
| Volatile liabilities | $195,098,000 | 836 |
| Insider loans | $6,942,000 | 1,002 |
| FHLB advances | $47,715,000 | 884 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $99,666,000 | 1,057 |
| Tier 1 (core) risk-based capital | $77,782,000 | 782 |
| Tier 2 risk-based capital | $6,112,000 | 865 |
| Total risk weighted assets | $671,373,000 | 725 |
| Total unused commitments | $99,666,000 | 1,058 |
| Derivatives | $50,000,000 | 265 |
| 2006-06-30 | Rank | |
| # of Employees: | 270 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $861,899,000 | 750 |
| Cash and due from depository institutions | $33,639,000 | 588 |
| Interest-bearing balances | $12,459,000 | 439 |
| Securities | $193,941,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $580,027,000 | 760 |
| Loan loss allowance | $5,785,000 | 865 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $19,977,000 | 503 |
| Other real estate owned | $1,287,000 | 588 |
| Goodwill and other intangibles | $6,527,000 | 751 |
| All other assets | $26,501,000 | 735 |
| Life insurance assets | $8,724,000 | 647 |
| Total liabilities and capital | $861,899,000 | 750 |
| Total liabilities | $784,085,000 | 735 |
| Total deposits | $731,149,000 | 669 |
| Interest-bearing deposits | $648,594,000 | 643 |
| Deposits held in domestic offices | $731,149,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $48,432,000 | 959 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,504,000 | 1,127 |
| Total equity capital | $77,814,000 | 827 |
| Total bank equity capital | $77,814,000 | 827 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $100,000 | 6,569 |
| Surplus | $19,849,000 | 1,353 |
| Undivided profits | $57,865,000 | 611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 2,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,386,000 | 786 |
| Earning assets | $786,427,000 | 741 |
| Long-term assets (5+ years) | $120,374,000 | 889 |
| Average Assets, year-to-date | $827,502,670 | 760 |
| Average Assets, quarterly | $838,405,000 | 758 |
| Volatile liabilities | $202,631,000 | 793 |
| Insider loans | $6,641,000 | 1,036 |
| FHLB advances | $47,616,000 | 895 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $107,480,000 | 988 |
| Tier 1 (core) risk-based capital | $76,549,000 | 770 |
| Tier 2 risk-based capital | $5,785,000 | 893 |
| Total risk weighted assets | $656,324,000 | 730 |
| Total unused commitments | $107,480,000 | 988 |
| Derivatives | $50,000,000 | 265 |
| 2006-03-31 | Rank | |
| # of Employees: | 269 | 583 |
| Assets and Liabilities | ||
| Total Assets: | $814,911,000 | 771 |
| Cash and due from depository institutions | $27,788,000 | 583 |
| Interest-bearing balances | $6,070,000 | 935 |
| Securities | $206,283,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $529,609,000 | 813 |
| Loan loss allowance | $6,209,000 | 804 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $19,330,000 | 506 |
| Other real estate owned | $1,620,000 | 583 |
| Goodwill and other intangibles | $6,578,000 | 721 |
| All other assets | $23,703,000 | 767 |
| Life insurance assets | $8,647,000 | 632 |
| Total liabilities and capital | $814,911,000 | 771 |
| Total liabilities | $737,686,000 | 765 |
| Total deposits | $684,821,000 | 701 |
| Interest-bearing deposits | $592,340,000 | 700 |
| Deposits held in domestic offices | $684,821,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,500,000 | 1,064 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,493,000 | 1,120 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,872,000 | 1,282 |
| Total equity capital | $77,225,000 | 820 |
| Total bank equity capital | $77,225,000 | 820 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,581 |
| Surplus | $19,767,000 | 1,319 |
| Undivided profits | $57,358,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 3,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,981,000 | 811 |
| Earning assets | $741,962,000 | 769 |
| Long-term assets (5+ years) | $124,547,000 | 840 |
| Average Assets, year-to-date | $810,304,500 | 764 |
| Average Assets, quarterly | $810,304,500 | 764 |
| Volatile liabilities | $154,548,000 | 958 |
| Insider loans | $7,948,000 | 843 |
| FHLB advances | $36,677,000 | 1,069 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $110,583,000 | 951 |
| Tier 1 (core) risk-based capital | $74,618,000 | 771 |
| Tier 2 risk-based capital | $6,209,000 | 816 |
| Total risk weighted assets | $612,666,000 | 752 |
| Total unused commitments | $110,583,000 | 951 |
| Derivatives | $50,000,000 | 265 |
| 2005-12-31 | Rank | |
| # of Employees: | 277 | 558 |
| Assets and Liabilities | ||
| Total Assets: | $805,698,000 | 765 |
| Cash and due from depository institutions | $34,485,000 | 558 |
| Interest-bearing balances | $9,207,000 | 625 |
| Securities | $216,417,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 955 |
| Net loans & leases | $488,855,000 | 869 |
| Loan loss allowance | $6,654,000 | 739 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,946,000 | 506 |
| Other real estate owned | $2,746,000 | 558 |
| Goodwill and other intangibles | $6,634,000 | 704 |
| All other assets | $23,615,000 | 757 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $805,698,000 | 765 |
| Total liabilities | $730,048,000 | 761 |
| Total deposits | $688,238,000 | 683 |
| Interest-bearing deposits | $602,637,000 | 669 |
| Deposits held in domestic offices | $688,238,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,732,000 | 1,141 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,078,000 | 1,196 |
| Total equity capital | $75,650,000 | 826 |
| Total bank equity capital | $75,650,000 | 826 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $100,000 | 6,607 |
| Surplus | $19,767,000 | 1,278 |
| Undivided profits | $55,783,000 | 628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $816,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,877,000 | 826 |
| Earning assets | $728,479,000 | 776 |
| Long-term assets (5+ years) | $115,461,000 | 893 |
| Average Assets, year-to-date | $789,408,800 | 734 |
| Average Assets, quarterly | $803,112,000 | 765 |
| Volatile liabilities | $145,505,000 | 1,000 |
| Insider loans | $5,872,000 | 1,144 |
| FHLB advances | $36,920,000 | 1,071 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $104,280,000 | 980 |
| Tier 1 (core) risk-based capital | $72,620,000 | 778 |
| Tier 2 risk-based capital | $6,657,000 | 748 |
| Total risk weighted assets | $581,554,000 | 776 |
| Total unused commitments | $104,280,000 | 980 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 291 | 531 |
| Assets and Liabilities | ||
| Total Assets: | $800,526,000 | 759 |
| Cash and due from depository institutions | $32,417,000 | 531 |
| Interest-bearing balances | $11,749,000 | 493 |
| Securities | $221,638,000 | 594 |
| Federal funds sold & reverse repurchase agreements | $16,500,000 | 794 |
| Net loans & leases | $477,850,000 | 867 |
| Loan loss allowance | $7,142,000 | 685 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $19,537,000 | 472 |
| Other real estate owned | $2,105,000 | 531 |
| Goodwill and other intangibles | $6,691,000 | 673 |
| All other assets | $23,788,000 | 737 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $800,526,000 | 759 |
| Total liabilities | $724,655,000 | 748 |
| Total deposits | $682,803,000 | 678 |
| Interest-bearing deposits | $598,059,000 | 660 |
| Deposits held in domestic offices | $682,803,000 | 676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $38,062,000 | 1,111 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,790,000 | 1,252 |
| Total equity capital | $75,871,000 | 803 |
| Total bank equity capital | $75,871,000 | 803 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,635 |
| Surplus | $19,711,000 | 1,242 |
| Undivided profits | $56,060,000 | 626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 2,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,453,000 | 887 |
| Earning assets | $727,737,000 | 763 |
| Long-term assets (5+ years) | $115,820,000 | 891 |
| Average Assets, year-to-date | $785,336,500 | 729 |
| Average Assets, quarterly | $788,160,000 | 757 |
| Volatile liabilities | $149,634,000 | 931 |
| Insider loans | $130,000 | 6,988 |
| FHLB advances | $37,250,000 | 1,055 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $106,824,000 | 941 |
| Tier 1 (core) risk-based capital | $71,799,000 | 771 |
| Tier 2 risk-based capital | $7,148,000 | 691 |
| Total risk weighted assets | $574,581,000 | 765 |
| Total unused commitments | $106,824,000 | 942 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 298 | 520 |
| Assets and Liabilities | ||
| Total Assets: | $775,794,000 | 759 |
| Cash and due from depository institutions | $33,272,000 | 520 |
| Interest-bearing balances | $13,056,000 | 416 |
| Securities | $232,728,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 3,865 |
| Net loans & leases | $454,434,000 | 884 |
| Loan loss allowance | $7,284,000 | 649 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,756,000 | 477 |
| Other real estate owned | $2,428,000 | 520 |
| Goodwill and other intangibles | $6,748,000 | 663 |
| All other assets | $25,928,000 | 670 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $775,794,000 | 759 |
| Total liabilities | $700,580,000 | 751 |
| Total deposits | $653,225,000 | 683 |
| Interest-bearing deposits | $573,623,000 | 669 |
| Deposits held in domestic offices | $653,225,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $44,015,000 | 1,009 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,340,000 | 1,306 |
| Total equity capital | $75,214,000 | 794 |
| Total bank equity capital | $75,214,000 | 794 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,636 |
| Surplus | $19,711,000 | 1,217 |
| Undivided profits | $55,403,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 2,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,644,000 | 761 |
| Earning assets | $701,718,000 | 769 |
| Long-term assets (5+ years) | $116,761,000 | 868 |
| Average Assets, year-to-date | $780,273,330 | 727 |
| Average Assets, quarterly | $775,387,000 | 746 |
| Volatile liabilities | $133,715,000 | 989 |
| Insider loans | $5,498,000 | 1,150 |
| FHLB advances | $43,203,000 | 952 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $89,296,000 | 1,044 |
| Tier 1 (core) risk-based capital | $70,436,000 | 774 |
| Tier 2 risk-based capital | $6,865,000 | 698 |
| Total risk weighted assets | $547,938,000 | 778 |
| Total unused commitments | $89,296,000 | 1,044 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 300 | 506 |
| Assets and Liabilities | ||
| Total Assets: | $774,980,000 | 743 |
| Cash and due from depository institutions | $51,859,000 | 506 |
| Interest-bearing balances | $31,440,000 | 165 |
| Securities | $234,185,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,623 |
| Net loans & leases | $430,389,000 | 909 |
| Loan loss allowance | $8,339,000 | 574 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,601,000 | 461 |
| Other real estate owned | $2,124,000 | 506 |
| Goodwill and other intangibles | $6,805,000 | 651 |
| All other assets | $23,517,000 | 718 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $774,980,000 | 743 |
| Total liabilities | $702,423,000 | 738 |
| Total deposits | $652,499,000 | 675 |
| Interest-bearing deposits | $575,277,000 | 660 |
| Deposits held in domestic offices | $652,499,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,007,000 | 925 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,917,000 | 1,446 |
| Total equity capital | $72,557,000 | 788 |
| Total bank equity capital | $72,557,000 | 788 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $100,000 | 6,691 |
| Surplus | $19,058,000 | 1,220 |
| Undivided profits | $53,399,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,070,000 | 2,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,611,000 | 737 |
| Earning assets | $703,514,000 | 755 |
| Long-term assets (5+ years) | $129,004,000 | 809 |
| Average Assets, year-to-date | $782,513,000 | 731 |
| Average Assets, quarterly | $782,513,000 | 731 |
| Volatile liabilities | $142,273,000 | 902 |
| Insider loans | $4,639,000 | 1,321 |
| FHLB advances | $46,195,000 | 860 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $66,305,000 | 1,310 |
| Tier 1 (core) risk-based capital | $68,716,000 | 776 |
| Tier 2 risk-based capital | $6,500,000 | 722 |
| Total risk weighted assets | $518,047,000 | 795 |
| Total unused commitments | $66,305,000 | 1,310 |
| Derivatives | $12,000,000 | 387 |
| 2004-12-31 | Rank | |
| # of Employees: | 306 | 506 |
| Assets and Liabilities | ||
| Total Assets: | $790,046,000 | 736 |
| Cash and due from depository institutions | $46,271,000 | 506 |
| Interest-bearing balances | $24,846,000 | 215 |
| Securities | $248,774,000 | 557 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 679 |
| Net loans & leases | $428,976,000 | 908 |
| Loan loss allowance | $9,043,000 | 539 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,451,000 | 502 |
| Other real estate owned | $2,006,000 | 506 |
| Goodwill and other intangibles | $6,861,000 | 641 |
| All other assets | $22,707,000 | 725 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $790,046,000 | 736 |
| Total liabilities | $716,830,000 | 722 |
| Total deposits | $666,368,000 | 654 |
| Interest-bearing deposits | $587,655,000 | 636 |
| Deposits held in domestic offices | $666,368,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $47,339,000 | 942 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,123,000 | 1,344 |
| Total equity capital | $73,216,000 | 800 |
| Total bank equity capital | $73,216,000 | 800 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $100,000 | 6,720 |
| Surplus | $19,081,000 | 1,200 |
| Undivided profits | $54,035,000 | 627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,121,000 | 1,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,272,000 | 812 |
| Earning assets | $719,596,000 | 741 |
| Long-term assets (5+ years) | $147,176,000 | 711 |
| Average Assets, year-to-date | $777,041,400 | 718 |
| Average Assets, quarterly | $783,345,000 | 731 |
| Volatile liabilities | $145,834,000 | 870 |
| Insider loans | $4,076,000 | 1,487 |
| FHLB advances | $47,339,000 | 860 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $56,376,000 | 1,448 |
| Tier 1 (core) risk-based capital | $67,461,000 | 795 |
| Tier 2 risk-based capital | $6,349,000 | 745 |
| Total risk weighted assets | $504,718,000 | 815 |
| Total unused commitments | $56,376,000 | 1,448 |
| Derivatives | $12,000,000 | 375 |
| 2004-09-30 | Rank | |
| # of Employees: | 304 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $776,644,000 | 745 |
| Cash and due from depository institutions | $41,741,000 | 512 |
| Interest-bearing balances | $21,869,000 | 258 |
| Securities | $222,979,000 | 609 |
| Federal funds sold & reverse repurchase agreements | $37,500,000 | 314 |
| Net loans & leases | $425,585,000 | 890 |
| Loan loss allowance | $9,396,000 | 525 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $17,042,000 | 507 |
| Other real estate owned | $2,985,000 | 512 |
| Goodwill and other intangibles | $6,918,000 | 622 |
| All other assets | $21,894,000 | 743 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $776,644,000 | 745 |
| Total liabilities | $703,928,000 | 736 |
| Total deposits | $652,992,000 | 666 |
| Interest-bearing deposits | $574,987,000 | 650 |
| Deposits held in domestic offices | $652,992,000 | 661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $46,907,000 | 938 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,029,000 | 1,084 |
| Total equity capital | $72,716,000 | 791 |
| Total bank equity capital | $72,716,000 | 791 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $100,000 | 6,761 |
| Surplus | $19,081,000 | 1,166 |
| Undivided profits | $53,535,000 | 623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,981,000 | 950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,309,000 | 810 |
| Earning assets | $707,933,000 | 746 |
| Long-term assets (5+ years) | $119,481,000 | 886 |
| Average Assets, year-to-date | $773,790,250 | 729 |
| Average Assets, quarterly | $768,943,000 | 740 |
| Volatile liabilities | $138,898,000 | 870 |
| Insider loans | $4,659,000 | 1,253 |
| FHLB advances | $46,907,000 | 852 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $52,042,000 | 1,529 |
| Tier 1 (core) risk-based capital | $66,235,000 | 800 |
| Tier 2 risk-based capital | $6,132,000 | 764 |
| Total risk weighted assets | $486,369,000 | 829 |
| Total unused commitments | $52,042,000 | 1,530 |
| Derivatives | $12,000,000 | 382 |
| 2004-06-30 | Rank | |
| # of Employees: | 309 | 493 |
| Assets and Liabilities | ||
| Total Assets: | $761,242,000 | 748 |
| Cash and due from depository institutions | $39,964,000 | 493 |
| Interest-bearing balances | $8,661,000 | 710 |
| Securities | $225,884,000 | 605 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 708 |
| Net loans & leases | $431,043,000 | 854 |
| Loan loss allowance | $10,684,000 | 469 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,900,000 | 487 |
| Other real estate owned | $1,920,000 | 493 |
| Goodwill and other intangibles | $6,975,000 | 596 |
| All other assets | $23,556,000 | 687 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $761,242,000 | 748 |
| Total liabilities | $692,256,000 | 739 |
| Total deposits | $640,323,000 | 672 |
| Interest-bearing deposits | $565,476,000 | 660 |
| Deposits held in domestic offices | $640,323,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,087,000 | 931 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,846,000 | 1,060 |
| Total equity capital | $68,986,000 | 796 |
| Total bank equity capital | $68,986,000 | 796 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $100,000 | 6,810 |
| Surplus | $19,081,000 | 1,141 |
| Undivided profits | $49,805,000 | 645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,782,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,118,000 | 832 |
| Earning assets | $680,588,000 | 758 |
| Long-term assets (5+ years) | $132,550,000 | 835 |
| Average Assets, year-to-date | $772,839,000 | 728 |
| Average Assets, quarterly | $770,948,500 | 734 |
| Volatile liabilities | $136,017,000 | 856 |
| Insider loans | $5,614,000 | 1,008 |
| FHLB advances | $47,265,000 | 865 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $56,798,000 | 1,412 |
| Tier 1 (core) risk-based capital | $65,213,000 | 796 |
| Tier 2 risk-based capital | $6,479,000 | 722 |
| Total risk weighted assets | $514,103,000 | 758 |
| Total unused commitments | $56,798,000 | 1,415 |
| Derivatives | $12,000,000 | 384 |
| 2004-03-31 | Rank | |
| # of Employees: | 308 | 506 |
| Assets and Liabilities | ||
| Total Assets: | $780,655,000 | 734 |
| Cash and due from depository institutions | $68,688,000 | 506 |
| Interest-bearing balances | $36,603,000 | 177 |
| Securities | $221,447,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $442,550,000 | 819 |
| Loan loss allowance | $12,181,000 | 416 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $17,041,000 | 471 |
| Other real estate owned | $2,886,000 | 506 |
| Goodwill and other intangibles | $7,032,000 | 583 |
| All other assets | $21,011,000 | 731 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $780,655,000 | 734 |
| Total liabilities | $705,832,000 | 729 |
| Total deposits | $647,191,000 | 662 |
| Interest-bearing deposits | $572,225,000 | 645 |
| Deposits held in domestic offices | $647,191,000 | 658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $54,473,000 | 784 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,168,000 | 1,118 |
| Total equity capital | $74,823,000 | 749 |
| Total bank equity capital | $74,823,000 | 749 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $100,000 | 6,830 |
| Surplus | $21,081,000 | 1,037 |
| Undivided profits | $53,642,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,166,000 | 1,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,257,000 | 784 |
| Earning assets | $700,600,000 | 751 |
| Long-term assets (5+ years) | $134,053,000 | 802 |
| Average Assets, year-to-date | $778,637,500 | 731 |
| Average Assets, quarterly | $778,637,500 | 731 |
| Volatile liabilities | $142,166,000 | 797 |
| Insider loans | $6,805,000 | 815 |
| FHLB advances | $53,666,000 | 710 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $55,831,000 | 1,383 |
| Tier 1 (core) risk-based capital | $66,510,000 | 776 |
| Tier 2 risk-based capital | $6,705,000 | 694 |
| Total risk weighted assets | $529,925,000 | 729 |
| Total unused commitments | $55,831,000 | 1,388 |
| Derivatives | $12,000,000 | 385 |
| 2003-12-31 | Rank | |
| # of Employees: | 308 | 506 |
| Assets and Liabilities | ||
| Total Assets: | $776,620,000 | 740 |
| Cash and due from depository institutions | $57,411,000 | 506 |
| Interest-bearing balances | $28,156,000 | 229 |
| Securities | $221,173,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $2,048,000 | 3,974 |
| Net loans & leases | $449,847,000 | 795 |
| Loan loss allowance | $11,995,000 | 429 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $15,021,000 | 555 |
| Other real estate owned | $2,394,000 | 506 |
| Goodwill and other intangibles | $7,088,000 | 577 |
| All other assets | $21,638,000 | 720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $776,620,000 | 740 |
| Total liabilities | $703,258,000 | 734 |
| Total deposits | $644,330,000 | 662 |
| Interest-bearing deposits | $569,995,000 | 652 |
| Deposits held in domestic offices | $644,330,000 | 660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,816,000 | 2,326 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,017,000 | 818 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,095,000 | 1,332 |
| Total equity capital | $73,362,000 | 749 |
| Total bank equity capital | $73,362,000 | 749 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $100,000 | 6,884 |
| Surplus | $21,081,000 | 1,015 |
| Undivided profits | $52,181,000 | 618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,235,000 | 1,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,436,000 | 744 |
| Earning assets | $701,224,000 | 745 |
| Long-term assets (5+ years) | $125,671,000 | 857 |
| Average Assets, year-to-date | $765,555,600 | 714 |
| Average Assets, quarterly | $781,125,000 | 726 |
| Volatile liabilities | $119,212,000 | 935 |
| Insider loans | $6,678,000 | 797 |
| FHLB advances | $54,017,000 | 730 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $53,562,000 | 1,376 |
| Tier 1 (core) risk-based capital | $65,734,000 | 777 |
| Tier 2 risk-based capital | $6,831,000 | 679 |
| Total risk weighted assets | $540,533,000 | 715 |
| Total unused commitments | $53,562,000 | 1,377 |
| Derivatives | $12,000,000 | 371 |
| 2003-09-30 | Rank | |
| # of Employees: | 311 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $785,630,000 | 735 |
| Cash and due from depository institutions | $35,757,000 | 517 |
| Interest-bearing balances | $8,118,000 | 913 |
| Securities | $200,819,000 | 690 |
| Federal funds sold & reverse repurchase agreements | $43,465,000 | 355 |
| Net loans & leases | $452,278,000 | 785 |
| Loan loss allowance | $11,961,000 | 442 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,113,000 | 550 |
| Other real estate owned | $8,232,000 | 517 |
| Goodwill and other intangibles | $7,146,000 | 576 |
| All other assets | $22,820,000 | 690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $785,630,000 | 735 |
| Total liabilities | $713,599,000 | 728 |
| Total deposits | $653,674,000 | 658 |
| Interest-bearing deposits | $581,321,000 | 643 |
| Deposits held in domestic offices | $653,674,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,275,000 | 2,105 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,452,000 | 793 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,198,000 | 1,363 |
| Total equity capital | $72,031,000 | 773 |
| Total bank equity capital | $72,031,000 | 773 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $100,000 | 6,927 |
| Surplus | $21,081,000 | 1,011 |
| Undivided profits | $50,850,000 | 639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,354,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,284,000 | 813 |
| Earning assets | $704,680,000 | 745 |
| Long-term assets (5+ years) | $123,518,000 | 885 |
| Average Assets, year-to-date | $762,789,500 | 734 |
| Average Assets, quarterly | $776,155,000 | 735 |
| Volatile liabilities | $153,565,000 | 739 |
| Insider loans | $6,703,000 | 776 |
| FHLB advances | $54,452,000 | 711 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,350,000 | 1,553 |
| Tier 1 (core) risk-based capital | $64,483,000 | 794 |
| Tier 2 risk-based capital | $6,905,000 | 684 |
| Total risk weighted assets | $546,262,000 | 721 |
| Total unused commitments | $46,350,000 | 1,559 |
| Derivatives | $12,000,000 | 373 |
| 2003-06-30 | Rank | |
| # of Employees: | 308 | 523 |
| Assets and Liabilities | ||
| Total Assets: | $766,680,000 | 738 |
| Cash and due from depository institutions | $33,723,000 | 523 |
| Interest-bearing balances | $12,442,000 | 660 |
| Securities | $171,429,000 | 776 |
| Federal funds sold & reverse repurchase agreements | $30,025,000 | 524 |
| Net loans & leases | $478,765,000 | 749 |
| Loan loss allowance | $11,964,000 | 433 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $15,450,000 | 538 |
| Other real estate owned | $7,557,000 | 523 |
| Goodwill and other intangibles | $7,203,000 | 552 |
| All other assets | $22,528,000 | 672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $766,680,000 | 738 |
| Total liabilities | $693,334,000 | 737 |
| Total deposits | $633,380,000 | 675 |
| Interest-bearing deposits | $560,615,000 | 662 |
| Deposits held in domestic offices | $633,380,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,183,000 | 2,033 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $54,845,000 | 776 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,926,000 | 1,511 |
| Total equity capital | $73,346,000 | 759 |
| Total bank equity capital | $73,346,000 | 759 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $100,000 | 6,949 |
| Surplus | $21,081,000 | 987 |
| Undivided profits | $52,165,000 | 626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,081,000 | 644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,436,000 | 759 |
| Earning assets | $692,661,000 | 752 |
| Long-term assets (5+ years) | $115,671,000 | 903 |
| Average Assets, year-to-date | $755,176,000 | 732 |
| Average Assets, quarterly | $762,827,500 | 735 |
| Volatile liabilities | $169,799,000 | 693 |
| Insider loans | $11,873,000 | 389 |
| FHLB advances | $54,845,000 | 694 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $48,716,000 | 1,461 |
| Tier 1 (core) risk-based capital | $64,595,000 | 774 |
| Tier 2 risk-based capital | $7,031,000 | 650 |
| Total risk weighted assets | $556,144,000 | 699 |
| Total unused commitments | $48,716,000 | 1,469 |
| Derivatives | $12,000,000 | 383 |
| 2003-03-31 | Rank | |
| # of Employees: | 313 | 511 |
| Assets and Liabilities | ||
| Total Assets: | $758,975,000 | 735 |
| Cash and due from depository institutions | $30,721,000 | 511 |
| Interest-bearing balances | $10,907,000 | 779 |
| Securities | $175,706,000 | 743 |
| Federal funds sold & reverse repurchase agreements | $14,320,000 | 1,137 |
| Net loans & leases | $485,415,000 | 726 |
| Loan loss allowance | $11,242,000 | 446 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $15,496,000 | 519 |
| Other real estate owned | $7,047,000 | 511 |
| Goodwill and other intangibles | $7,316,000 | 538 |
| All other assets | $22,954,000 | 663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $758,975,000 | 735 |
| Total liabilities | $686,462,000 | 729 |
| Total deposits | $626,021,000 | 671 |
| Interest-bearing deposits | $550,859,000 | 665 |
| Deposits held in domestic offices | $626,021,000 | 667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,105,000 | 1,936 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $55,139,000 | 750 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,197,000 | 1,453 |
| Total equity capital | $72,513,000 | 752 |
| Total bank equity capital | $72,513,000 | 752 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $100,000 | 6,984 |
| Surplus | $21,081,000 | 974 |
| Undivided profits | $51,332,000 | 616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,096,000 | 552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,759,000 | 712 |
| Earning assets | $686,348,000 | 741 |
| Long-term assets (5+ years) | $130,610,000 | 776 |
| Average Assets, year-to-date | $749,424,000 | 734 |
| Average Assets, quarterly | $749,424,000 | 734 |
| Volatile liabilities | $166,787,000 | 688 |
| Insider loans | $12,232,000 | 371 |
| FHLB advances | $55,139,000 | 672 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,310,000 | 1,382 |
| Tier 1 (core) risk-based capital | $63,950,000 | 769 |
| Tier 2 risk-based capital | $7,023,000 | 636 |
| Total risk weighted assets | $556,500,000 | 687 |
| Total unused commitments | $50,310,000 | 1,394 |
| Derivatives | $12,000,000 | 359 |
| 2002-12-31 | Rank | |
| # of Employees: | 324 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $739,873,000 | 734 |
| Cash and due from depository institutions | $28,526,000 | 490 |
| Interest-bearing balances | $5,867,000 | 1,253 |
| Securities | $158,815,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $9,057,000 | 1,606 |
| Net loans & leases | $489,001,000 | 715 |
| Loan loss allowance | $10,257,000 | 483 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $15,508,000 | 513 |
| Other real estate owned | $7,120,000 | 490 |
| Goodwill and other intangibles | $7,369,000 | 524 |
| All other assets | $24,477,000 | 616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $739,873,000 | 734 |
| Total liabilities | $667,852,000 | 730 |
| Total deposits | $597,412,000 | 689 |
| Interest-bearing deposits | $530,079,000 | 676 |
| Deposits held in domestic offices | $597,412,000 | 686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,007,000 | 2,051 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $65,461,000 | 660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,972,000 | 1,498 |
| Total equity capital | $72,021,000 | 738 |
| Total bank equity capital | $72,021,000 | 738 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $100,000 | 7,014 |
| Surplus | $21,081,000 | 955 |
| Undivided profits | $50,840,000 | 611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,802,000 | 496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,132,000 | 667 |
| Earning assets | $662,740,000 | 756 |
| Long-term assets (5+ years) | $140,588,000 | 709 |
| Average Assets, year-to-date | $717,984,000 | 713 |
| Average Assets, quarterly | $737,307,000 | 723 |
| Volatile liabilities | $158,833,000 | 724 |
| Insider loans | $16,418,000 | 262 |
| FHLB advances | $64,854,000 | 597 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,519,000 | 1,326 |
| Tier 1 (core) risk-based capital | $62,717,000 | 767 |
| Tier 2 risk-based capital | $7,051,000 | 625 |
| Total risk weighted assets | $560,846,000 | 656 |
| Total unused commitments | $50,519,000 | 1,328 |
| Derivatives | $12,000,000 | 345 |
| 2001-12-31 | Rank | |
| # of Employees: | 327 | 488 |
| Assets and Liabilities | ||
| Total Assets: | $693,098,000 | 741 |
| Cash and due from depository institutions | $27,933,000 | 488 |
| Interest-bearing balances | $5,628,000 | 1,137 |
| Securities | $145,987,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $11,210,000 | 1,298 |
| Net loans & leases | $459,634,000 | 726 |
| Loan loss allowance | $7,666,000 | 589 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,463,000 | 459 |
| Other real estate owned | $2,045,000 | 488 |
| Goodwill and other intangibles | $7,601,000 | 487 |
| All other assets | $22,225,000 | 654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $693,098,000 | 741 |
| Total liabilities | $625,319,000 | 750 |
| Total deposits | $562,625,000 | 691 |
| Interest-bearing deposits | $496,097,000 | 681 |
| Deposits held in domestic offices | $562,625,000 | 687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,369,000 | 1,805 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $55,331,000 | 714 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,994,000 | 1,151 |
| Total equity capital | $67,779,000 | 744 |
| Total bank equity capital | $67,779,000 | 744 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $100,000 | 7,187 |
| Surplus | $21,126,000 | 922 |
| Undivided profits | $46,553,000 | 596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,722,000 | 550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,712,000 | 645 |
| Earning assets | $622,459,000 | 767 |
| Long-term assets (5+ years) | $142,794,000 | 689 |
| Average Assets, year-to-date | $683,178,200 | 726 |
| Average Assets, quarterly | $687,790,000 | 743 |
| Volatile liabilities | $121,493,000 | 846 |
| Insider loans | $11,269,000 | 365 |
| FHLB advances | $55,331,000 | 632 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $36,990,000 | 1,591 |
| Tier 1 (core) risk-based capital | $59,479,000 | 777 |
| Tier 2 risk-based capital | $6,356,000 | 657 |
| Total risk weighted assets | $507,131,000 | 695 |
| Total unused commitments | $36,990,000 | 1,597 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 324 | 488 |
| Assets and Liabilities | ||
| Total Assets: | $669,533,000 | 750 |
| Cash and due from depository institutions | $26,500,000 | 488 |
| Interest-bearing balances | $1,268,000 | 2,145 |
| Securities | $131,662,000 | 860 |
| Federal funds sold & reverse repurchase agreements | $5,349,000 | 2,219 |
| Net loans & leases | $468,726,000 | 703 |
| Loan loss allowance | $6,072,000 | 701 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $16,896,000 | 446 |
| Other real estate owned | $925,000 | 488 |
| Goodwill and other intangibles | $8,245,000 | 452 |
| All other assets | $11,230,000 | 909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $669,533,000 | 750 |
| Total liabilities | $606,055,000 | 751 |
| Total deposits | $536,819,000 | 703 |
| Interest-bearing deposits | $470,998,000 | 702 |
| Deposits held in domestic offices | $536,819,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,733,000 | 1,464 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $57,219,000 | 676 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,284,000 | 844 |
| Total equity capital | $63,478,000 | 756 |
| Total bank equity capital | $63,478,000 | 756 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $100,000 | 7,427 |
| Surplus | $21,126,000 | 897 |
| Undivided profits | $42,252,000 | 646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,443,000 | 1,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,320,000 | 588 |
| Earning assets | $607,005,000 | 756 |
| Long-term assets (5+ years) | $105,343,000 | 864 |
| Average Assets, year-to-date | $635,770,000 | 752 |
| Average Assets, quarterly | $659,455,500 | 749 |
| Volatile liabilities | $82,802,000 | 1,147 |
| Insider loans | $6,737,000 | 673 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $32,551,000 | 1,613 |
| Tier 1 (core) risk-based capital | $55,427,000 | 801 |
| Tier 2 risk-based capital | $6,058,220 | 673 |
| Total risk weighted assets | $484,484,120 | 707 |
| Total unused commitments | $32,551,000 | 1,614 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 312 | 551 |
| Assets and Liabilities | ||
| Total Assets: | $628,023,000 | 786 |
| Cash and due from depository institutions | $39,808,000 | 551 |
| Interest-bearing balances | $11,224,000 | 342 |
| Securities | $119,249,000 | 969 |
| Federal funds sold & reverse repurchase agreements | $4,663,000 | 2,036 |
| Net loans & leases | $431,398,000 | 747 |
| Loan loss allowance | $5,333,000 | 770 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,563,000 | 565 |
| Other real estate owned | $876,000 | 551 |
| Goodwill and other intangibles | $9,039,000 | 433 |
| All other assets | $9,427,000 | 1,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $628,023,000 | 786 |
| Total liabilities | $569,976,000 | 789 |
| Total deposits | $489,717,000 | 754 |
| Interest-bearing deposits | $421,462,000 | 763 |
| Deposits held in domestic offices | $489,717,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,789,000 | 616 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $42,104,000 | 837 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,366,000 | 1,251 |
| Total equity capital | $58,047,000 | 795 |
| Total bank equity capital | $58,047,000 | 795 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $21,081,000 | 894 |
| Undivided profits | $36,866,000 | 689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,801,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 771 |
| Income earned, not collected on loans | $3,648,000 | 595 |
| Earning assets | $566,534,000 | 801 |
| Long-term assets (5+ years) | $115,357,000 | 852 |
| Average Assets, year-to-date | $582,739,400 | 805 |
| Average Assets, quarterly | $610,132,000 | 799 |
| Volatile liabilities | $137,840,000 | 786 |
| Insider loans | $4,552,000 | 1,024 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $46,013,000 | 1,273 |
| Tier 1 (core) risk-based capital | $50,556,000 | 879 |
| Tier 2 risk-based capital | $5,280,360 | 745 |
| Total risk weighted assets | $422,197,360 | 775 |
| Total unused commitments | $46,013,000 | 1,276 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 304 | 572 |
| Assets and Liabilities | ||
| Total Assets: | $557,928,000 | 851 |
| Cash and due from depository institutions | $23,669,000 | 572 |
| Interest-bearing balances | $676,000 | 3,226 |
| Securities | $137,400,000 | 849 |
| Federal funds sold & reverse repurchase agreements | $12,598,000 | 1,351 |
| Net loans & leases | $352,349,000 | 829 |
| Loan loss allowance | $4,291,000 | 906 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $10,806,000 | 673 |
| Other real estate owned | $530,000 | 572 |
| Goodwill and other intangibles | $9,919,000 | 375 |
| All other assets | $10,657,000 | 842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $557,928,000 | 851 |
| Total liabilities | $500,764,000 | 862 |
| Total deposits | $461,664,000 | 798 |
| Interest-bearing deposits | $392,855,000 | 802 |
| Deposits held in domestic offices | $461,664,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,811,000 | 971 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,454,000 | 975 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,835,000 | 1,007 |
| Total equity capital | $57,164,000 | 807 |
| Total bank equity capital | $57,164,000 | 807 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $142,000 | 7,577 |
| Surplus | $21,301,000 | 829 |
| Undivided profits | $35,721,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,888,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $202,000 | 635 |
| Income earned, not collected on loans | $3,135,000 | 658 |
| Earning assets | $503,023,000 | 872 |
| Long-term assets (5+ years) | $71,525,000 | 1,177 |
| Average Assets, year-to-date | $532,077,800 | 862 |
| Average Assets, quarterly | $541,062,500 | 864 |
| Volatile liabilities | $70,080,000 | 1,076 |
| Insider loans | $2,348,000 | 1,828 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $50,759,000 | 1,119 |
| Tier 1 (core) risk-based capital | $46,480,000 | 903 |
| Tier 2 risk-based capital | $4,291,000 | 837 |
| Total risk weighted assets | $374,859,000 | 804 |
| Total unused commitments | $50,759,000 | 1,123 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 221 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $360,616,000 | 1,297 |
| Cash and due from depository institutions | $13,984,000 | 817 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $69,581,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $6,677,000 | 2,074 |
| Net loans & leases | $256,027,000 | 1,160 |
| Loan loss allowance | $2,750,000 | 1,348 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,488,000 | 1,199 |
| Other real estate owned | $231,000 | 817 |
| Goodwill and other intangibles | $666,000 | 1,580 |
| All other assets | $6,962,000 | 1,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,616,000 | 1,297 |
| Total liabilities | $323,163,000 | 1,301 |
| Total deposits | $298,237,000 | 1,243 |
| Interest-bearing deposits | $248,265,000 | 1,301 |
| Deposits held in domestic offices | $298,237,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,642,000 | 903 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,297,000 | 1,541 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,987,000 | 1,470 |
| Total equity capital | $37,453,000 | 1,201 |
| Total bank equity capital | $37,453,000 | 1,201 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $7,918,000 | 1,930 |
| Undivided profits | $29,435,000 | 902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,701,000 | 1,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $243,000 | 559 |
| Income earned, not collected on loans | $2,150,000 | 1,012 |
| Earning assets | $332,285,000 | 1,292 |
| Long-term assets (5+ years) | $17,673,000 | 3,033 |
| Average Assets, year-to-date | $341,701,400 | 1,284 |
| Average Assets, quarterly | $352,323,000 | 1,304 |
| Volatile liabilities | $52,582,000 | 1,359 |
| Insider loans | $3,389,000 | 1,237 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,643,000 | 1,672 |
| Tier 1 (core) risk-based capital | $36,731,000 | 1,143 |
| Tier 2 risk-based capital | $2,750,000 | 1,149 |
| Total risk weighted assets | $268,202,100 | 1,097 |
| Total unused commitments | $27,643,000 | 1,676 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 219 | 854 |
| Assets and Liabilities | ||
| Total Assets: | $343,034,000 | 1,372 |
| Cash and due from depository institutions | $18,103,000 | 854 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $82,606,000 | 1,460 |
| Federal funds sold & reverse repurchase agreements | $3,912,000 | 3,187 |
| Net loans & leases | $225,886,000 | 1,324 |
| Loan loss allowance | $2,484,000 | 1,560 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,900,000 | 1,328 |
| Other real estate owned | $157,000 | 854 |
| Goodwill and other intangibles | $718,000 | 1,468 |
| All other assets | $5,752,000 | 1,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,034,000 | 1,372 |
| Total liabilities | $308,575,000 | 1,381 |
| Total deposits | $288,479,000 | 1,332 |
| Interest-bearing deposits | $241,315,000 | 1,397 |
| Deposits held in domestic offices | $288,479,000 | 1,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,925,000 | 1,046 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $6,412,000 | 1,633 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,759,000 | 2,264 |
| Total equity capital | $34,459,000 | 1,309 |
| Total bank equity capital | $34,459,000 | 1,309 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $7,918,000 | 1,993 |
| Undivided profits | $26,441,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,679,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,108,000 | 1,031 |
| Earning assets | $312,404,000 | 1,392 |
| Long-term assets (5+ years) | $24,450,000 | 2,300 |
| Average Assets, year-to-date | $323,781,000 | 1,410 |
| Average Assets, quarterly | $328,734,500 | 1,425 |
| Volatile liabilities | $43,727,000 | 1,536 |
| Insider loans | $3,138,000 | 1,373 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,810,000 | 1,814 |
| Tier 1 (core) risk-based capital | $33,742,000 | 1,271 |
| Tier 2 risk-based capital | $2,484,000 | 1,295 |
| Total risk weighted assets | $244,585,800 | 1,206 |
| Total unused commitments | $23,810,000 | 1,829 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 212 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $318,252,000 | 1,495 |
| Cash and due from depository institutions | $14,414,000 | 906 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $97,500,000 | 1,277 |
| Federal funds sold & reverse repurchase agreements | $4,188,000 | 3,386 |
| Net loans & leases | $189,127,000 | 1,524 |
| Loan loss allowance | $2,005,000 | 1,929 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,835,000 | 1,313 |
| Other real estate owned | $105,000 | 906 |
| Goodwill and other intangibles | $782,000 | 1,315 |
| All other assets | $6,301,000 | 1,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,252,000 | 1,495 |
| Total liabilities | $286,401,000 | 1,507 |
| Total deposits | $272,874,000 | 1,448 |
| Interest-bearing deposits | $229,083,000 | 1,496 |
| Deposits held in domestic offices | $272,874,000 | 1,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,019,000 | 1,514 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,216,000 | 1,482 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,292,000 | 1,886 |
| Total equity capital | $31,851,000 | 1,432 |
| Total bank equity capital | $31,851,000 | 1,432 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $7,918,000 | 1,986 |
| Undivided profits | $23,833,000 | 1,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,472,000 | 1,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,319 |
| Income earned, not collected on loans | $1,892,000 | 1,193 |
| Earning assets | $290,815,000 | 1,511 |
| Long-term assets (5+ years) | $30,875,000 | 1,768 |
| Average Assets, year-to-date | $306,061,400 | 1,490 |
| Average Assets, quarterly | $315,582,000 | 1,495 |
| Volatile liabilities | $36,279,000 | 1,621 |
| Insider loans | $4,131,000 | 1,084 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $24,107,000 | 1,746 |
| Tier 1 (core) risk-based capital | $31,107,000 | 1,384 |
| Tier 2 risk-based capital | $2,005,000 | 1,596 |
| Total risk weighted assets | $219,199,500 | 1,317 |
| Total unused commitments | $24,107,000 | 1,755 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 209 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $300,325,000 | 1,540 |
| Cash and due from depository institutions | $20,048,000 | 947 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $102,908,000 | 1,259 |
| Federal funds sold & reverse repurchase agreements | $3,134,000 | 2,715 |
| Net loans & leases | $160,939,000 | 1,739 |
| Loan loss allowance | $2,040,000 | 1,929 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,495,000 | 1,350 |
| Other real estate owned | $387,000 | 947 |
| Goodwill and other intangibles | $1,303,000 | 962 |
| All other assets | $6,111,000 | 1,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,325,000 | 1,540 |
| Total liabilities | $272,542,000 | 1,549 |
| Total deposits | $263,730,000 | 1,445 |
| Interest-bearing deposits | $215,932,000 | 1,536 |
| Deposits held in domestic offices | $263,730,000 | 1,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,355,000 | 2,174 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,938,000 | 1,946 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,519,000 | 2,218 |
| Total equity capital | $27,783,000 | 1,478 |
| Total bank equity capital | $27,783,000 | 1,478 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $7,918,000 | 1,916 |
| Undivided profits | $19,765,000 | 1,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 924 |
| Income earned, not collected on loans | $1,317,000 | 1,476 |
| Earning assets | $266,981,000 | 1,578 |
| Long-term assets (5+ years) | $20,578,000 | 2,484 |
| Average Assets, year-to-date | $275,206,000 | 1,631 |
| Average Assets, quarterly | $292,103,000 | 1,570 |
| Volatile liabilities | $30,880,000 | 1,782 |
| Insider loans | $2,935,000 | 1,429 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,079,000 | 2,243 |
| Tier 1 (core) risk-based capital | $28,835,000 | 1,437 |
| Tier 2 risk-based capital | $2,040,000 | 1,545 |
| Total risk weighted assets | $194,963,700 | 1,429 |
| Total unused commitments | $16,079,000 | 2,255 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 171 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $226,774,000 | 2,057 |
| Cash and due from depository institutions | $8,604,000 | 1,209 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $79,153,000 | 1,774 |
| Federal funds sold & reverse repurchase agreements | $10,772,000 | 1,249 |
| Net loans & leases | $121,789,000 | 2,193 |
| Loan loss allowance | $2,009,000 | 2,059 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,183,000 | 2,308 |
| Other real estate owned | $534,000 | 1,209 |
| Goodwill and other intangibles | $102,000 | 2,186 |
| All other assets | $2,637,000 | 2,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,774,000 | 2,057 |
| Total liabilities | $206,145,000 | 2,062 |
| Total deposits | $196,652,000 | 2,017 |
| Interest-bearing deposits | $162,756,000 | 2,123 |
| Deposits held in domestic offices | $196,652,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,660,000 | 1,218 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $502,000 | 3,334 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,331,000 | 2,517 |
| Total equity capital | $20,629,000 | 1,981 |
| Total bank equity capital | $20,629,000 | 1,981 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $15,529,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,962,000 | 1,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $957,000 | 1,829 |
| Earning assets | $211,714,000 | 2,021 |
| Long-term assets (5+ years) | $11,431,000 | 4,012 |
| Average Assets, year-to-date | $217,995,800 | 2,074 |
| Average Assets, quarterly | $220,640,000 | 2,090 |
| Volatile liabilities | $30,337,000 | 1,729 |
| Insider loans | $4,635,000 | 887 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,988,000 | 3,967 |
| Tier 1 (core) risk-based capital | $20,527,000 | 1,938 |
| Tier 2 risk-based capital | $1,839,530 | 1,700 |
| Total risk weighted assets | $146,830,930 | 1,862 |
| Total unused commitments | $6,988,000 | 3,989 |
| Derivatives | $2,000,000 | 614 |
| 1992-12-31 | Rank | |
| # of Employees: | 171 | 1,254 |
| Assets and Liabilities | ||
| Total Assets: | $219,218,000 | 2,168 |
| Cash and due from depository institutions | $14,728,000 | 1,254 |
| Interest-bearing balances | $4,832,000 | 1,489 |
| Securities | $76,610,000 | 1,760 |
| Federal funds sold & reverse repurchase agreements | $4,630,000 | 3,507 |
| Net loans & leases | $113,338,000 | 2,397 |
| Loan loss allowance | $1,898,000 | 2,220 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,236,000 | 2,277 |
| Other real estate owned | $494,000 | 1,254 |
| Goodwill and other intangibles | $293,000 | 1,620 |
| All other assets | $5,889,000 | 1,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,218,000 | 2,168 |
| Total liabilities | $193,734,000 | 2,232 |
| Total deposits | $188,893,000 | 2,176 |
| Interest-bearing deposits | $159,669,000 | 2,270 |
| Deposits held in domestic offices | $188,893,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,311,000 | 2,349 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $502,000 | 3,131 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,028,000 | 1,363 |
| Total equity capital | $25,484,000 | 1,517 |
| Total bank equity capital | $25,484,000 | 1,517 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $20,384,000 | 1,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,851,000 | 1,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,023,000 | 1,907 |
| Earning assets | $199,410,000 | 2,169 |
| Long-term assets (5+ years) | $45,352,000 | 1,275 |
| Average Assets, year-to-date | $218,613,400 | 2,120 |
| Average Assets, quarterly | $216,458,500 | 2,173 |
| Volatile liabilities | $23,243,000 | 2,088 |
| Insider loans | $283,000 | 3,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,935,000 | 4,148 |
| Tier 1 (core) risk-based capital | $25,191,000 | 1,502 |
| Tier 2 risk-based capital | $1,756,480 | 1,797 |
| Total risk weighted assets | $140,376,480 | 1,998 |
| Total unused commitments | $5,935,000 | 4,169 |
| Derivatives | $0 | 651 |