Home > The Peoples Bank of Maryland > Income and Expense
The Peoples Bank of Maryland, Income and Expense
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,968,000 | 4,286 |
Total interest expense | $513,000 | 5,582 |
Net interest income | $2,455,000 | 3,835 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $629,000 | 3,070 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $394,000 | 2,174 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $235,000 | 3,432 |
Total noninterest expense | $1,493,000 | 4,680 |
Salaries and employee benefits | $728,000 | 5,021 |
Premises and equipment expense | $166,000 | 5,391 |
Additional noninterest expense | $599,000 | 3,749 |
Pre-tax net operating income | $1,591,000 | 2,461 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $575,000 | 1,997 |
Income before extraordinary items | $1,016,000 | 2,894 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,016,000 | 2,895 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 2,732 |
Cash dividends | $925,000 | 1,370 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,016,000 | 2,814 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,472,000 | 4,327 |
Total interest expense | $260,000 | 5,608 |
Net interest income | $1,212,000 | 3,864 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $344,000 | 2,817 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $189,000 | 2,194 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $155,000 | 2,890 |
Total noninterest expense | $738,000 | 4,740 |
Salaries and employee benefits | $377,000 | 4,933 |
Premises and equipment expense | $81,000 | 5,477 |
Additional noninterest expense | $280,000 | 3,953 |
Pre-tax net operating income | $818,000 | 2,379 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $307,000 | 1,893 |
Income before extraordinary items | $511,000 | 2,893 |
Extraordinary gains, net | $0 | 16 |
Net income | $511,000 | 2,893 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 3,590 |
Cash dividends | $415,000 | 1,406 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $511,000 | 2,793 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $6,201,000 | 4,212 |
Total interest expense | $1,182,000 | 5,609 |
Net interest income | $5,019,000 | 3,666 |
Provision for loan and lease losses | $-150,000 | 9,063 |
Total noninterest income | $970,000 | 3,789 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $702,000 | 2,344 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $268,000 | 4,723 |
Total noninterest expense | $2,926,000 | 4,686 |
Salaries and employee benefits | $1,442,000 | 4,981 |
Premises and equipment expense | $356,000 | 5,113 |
Additional noninterest expense | $1,128,000 | 3,909 |
Pre-tax net operating income | $3,213,000 | 2,368 |
Securities gains (losses) | $12,000 | 3,514 |
Applicable income taxes | $1,174,000 | 1,959 |
Income before extraordinary items | $2,051,000 | 2,809 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,051,000 | 2,810 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 4,417 |
Cash dividends | $3,483,000 | 880 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,043,320 | 2,692 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,695,000 | 4,228 |
Total interest expense | $902,000 | 5,701 |
Net interest income | $3,793,000 | 3,671 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $710,000 | 3,912 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $508,000 | 2,436 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $202,000 | 4,771 |
Total noninterest expense | $2,184,000 | 4,686 |
Salaries and employee benefits | $1,085,000 | 4,959 |
Premises and equipment expense | $263,000 | 5,158 |
Additional noninterest expense | $836,000 | 3,947 |
Pre-tax net operating income | $2,319,000 | 2,537 |
Securities gains (losses) | $12,000 | 3,246 |
Applicable income taxes | $850,000 | 2,115 |
Income before extraordinary items | $1,481,000 | 2,993 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,481,000 | 2,993 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 3,709 |
Cash dividends | $3,157,000 | 705 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,473,320 | 2,861 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,148,000 | 4,255 |
Total interest expense | $614,000 | 5,766 |
Net interest income | $2,534,000 | 3,657 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $475,000 | 3,854 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $333,000 | 2,442 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $142,000 | 4,662 |
Total noninterest expense | $1,456,000 | 4,686 |
Salaries and employee benefits | $720,000 | 4,964 |
Premises and equipment expense | $179,000 | 5,067 |
Additional noninterest expense | $557,000 | 3,914 |
Pre-tax net operating income | $1,553,000 | 2,518 |
Securities gains (losses) | $12,000 | 2,858 |
Applicable income taxes | $566,000 | 2,131 |
Income before extraordinary items | $999,000 | 2,976 |
Extraordinary gains, net | $0 | 30 |
Net income | $999,000 | 2,975 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $55,000 | 3,290 |
Cash dividends | $714,000 | 1,691 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $991,320 | 2,847 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,555,000 | 4,314 |
Total interest expense | $310,000 | 5,843 |
Net interest income | $1,245,000 | 3,696 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $227,000 | 3,862 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $157,000 | 2,491 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $70,000 | 4,607 |
Total noninterest expense | $720,000 | 4,710 |
Salaries and employee benefits | $361,000 | 4,970 |
Premises and equipment expense | $93,000 | 4,937 |
Additional noninterest expense | $266,000 | 4,024 |
Pre-tax net operating income | $752,000 | 2,596 |
Securities gains (losses) | $12,000 | 2,102 |
Applicable income taxes | $273,000 | 2,181 |
Income before extraordinary items | $491,000 | 2,987 |
Extraordinary gains, net | $0 | 21 |
Net income | $491,000 | 2,985 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,853 |
Cash dividends | $347,000 | 1,630 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $483,320 | 2,885 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,449,000 | 4,327 |
Total interest expense | $1,487,000 | 5,749 |
Net interest income | $4,962,000 | 3,698 |
Provision for loan and lease losses | $63,000 | 6,416 |
Total noninterest income | $930,000 | 3,638 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $668,000 | 2,337 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $262,000 | 4,532 |
Total noninterest expense | $2,837,000 | 4,642 |
Salaries and employee benefits | $1,405,000 | 4,925 |
Premises and equipment expense | $345,000 | 5,138 |
Additional noninterest expense | $1,087,000 | 3,923 |
Pre-tax net operating income | $2,992,000 | 2,514 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $1,044,000 | 2,143 |
Income before extraordinary items | $1,948,000 | 2,861 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,948,000 | 2,859 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $116,000 | 3,923 |
Cash dividends | $1,356,000 | 1,777 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,948,000 | 2,773 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $6,665,000 | 4,588 |
Total interest expense | $1,939,000 | 6,193 |
Net interest income | $4,726,000 | 3,603 |
Provision for loan and lease losses | $86,000 | 5,884 |
Total noninterest income | $916,000 | 3,541 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $661,000 | 2,261 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $255,000 | 4,456 |
Total noninterest expense | $2,749,000 | 4,636 |
Salaries and employee benefits | $1,306,000 | 5,016 |
Premises and equipment expense | $367,000 | 4,883 |
Additional noninterest expense | $1,076,000 | 3,828 |
Pre-tax net operating income | $2,807,000 | 2,420 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $976,000 | 2,106 |
Income before extraordinary items | $1,831,000 | 2,743 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,831,000 | 2,746 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 7,531 |
Cash dividends | $1,289,000 | 1,872 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,831,000 | 2,653 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $6,744,000 | 4,722 |
Total interest expense | $2,108,000 | 6,117 |
Net interest income | $4,636,000 | 3,707 |
Provision for loan and lease losses | $120,000 | 4,828 |
Total noninterest income | $886,000 | 3,429 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $629,000 | 2,192 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $257,000 | 4,239 |
Total noninterest expense | $2,817,000 | 4,451 |
Salaries and employee benefits | $1,320,000 | 4,849 |
Premises and equipment expense | $376,000 | 4,705 |
Additional noninterest expense | $1,121,000 | 3,649 |
Pre-tax net operating income | $2,585,000 | 2,689 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $872,000 | 2,361 |
Income before extraordinary items | $1,713,000 | 2,913 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,713,000 | 2,911 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-77,000 | 9,700 |
Cash dividends | $1,207,000 | 1,966 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,713,000 | 2,903 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,464,000 | 4,696 |
Total interest expense | $2,094,000 | 5,827 |
Net interest income | $4,370,000 | 3,878 |
Provision for loan and lease losses | $180,000 | 3,760 |
Total noninterest income | $930,000 | 3,266 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $682,000 | 1,957 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $248,000 | 4,457 |
Total noninterest expense | $2,725,000 | 4,563 |
Salaries and employee benefits | $1,232,000 | 5,064 |
Premises and equipment expense | $374,000 | 4,747 |
Additional noninterest expense | $1,119,000 | 3,662 |
Pre-tax net operating income | $2,395,000 | 2,891 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $813,000 | 2,610 |
Income before extraordinary items | $1,582,000 | 3,115 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,582,000 | 3,116 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $297,000 | 1,827 |
Cash dividends | $1,088,000 | 2,127 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,582,000 | 3,086 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,803,000 | 4,498 |
Total interest expense | $2,385,000 | 5,542 |
Net interest income | $4,418,000 | 3,787 |
Provision for loan and lease losses | $1,396,000 | 742 |
Total noninterest income | $887,000 | 3,350 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $642,000 | 2,001 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $245,000 | 4,471 |
Total noninterest expense | $2,802,000 | 4,376 |
Salaries and employee benefits | $1,357,000 | 4,608 |
Premises and equipment expense | $399,000 | 4,422 |
Additional noninterest expense | $1,046,000 | 3,807 |
Pre-tax net operating income | $1,107,000 | 5,121 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $338,000 | 4,859 |
Income before extraordinary items | $769,000 | 5,309 |
Extraordinary gains, net | $0 | 32 |
Net income | $769,000 | 5,309 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $941,000 | 796 |
Cash dividends | $786,000 | 2,638 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $769,000 | 5,207 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,739,000 | 4,640 |
Total interest expense | $2,359,000 | 5,636 |
Net interest income | $4,380,000 | 3,900 |
Provision for loan and lease losses | $134,000 | 4,389 |
Total noninterest income | $841,000 | 3,454 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $622,000 | 2,110 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $219,000 | 4,734 |
Total noninterest expense | $2,801,000 | 4,335 |
Salaries and employee benefits | $1,377,000 | 4,568 |
Premises and equipment expense | $393,000 | 4,504 |
Additional noninterest expense | $1,031,000 | 3,790 |
Pre-tax net operating income | $2,286,000 | 3,144 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $828,000 | 2,848 |
Income before extraordinary items | $1,458,000 | 3,447 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,458,000 | 3,447 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $101,000 | 3,810 |
Cash dividends | $1,040,000 | 2,097 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,458,000 | 3,367 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $6,507,000 | 4,860 |
Total interest expense | $2,275,000 | 5,892 |
Net interest income | $4,232,000 | 4,104 |
Provision for loan and lease losses | $311,000 | 2,497 |
Total noninterest income | $750,000 | 3,877 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $583,000 | 2,330 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $167,000 | 5,663 |
Total noninterest expense | $2,544,000 | 4,930 |
Salaries and employee benefits | $1,367,000 | 4,671 |
Premises and equipment expense | $334,000 | 5,180 |
Additional noninterest expense | $843,000 | 4,993 |
Pre-tax net operating income | $2,127,000 | 3,246 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $778,000 | 2,923 |
Income before extraordinary items | $1,349,000 | 3,513 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,349,000 | 3,512 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $189,000 | 2,769 |
Cash dividends | $930,000 | 2,259 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,349,000 | 3,469 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $6,496,000 | 4,857 |
Total interest expense | $2,355,000 | 5,802 |
Net interest income | $4,141,000 | 4,191 |
Provision for loan and lease losses | $277,000 | 2,396 |
Total noninterest income | $620,000 | 4,466 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $475,000 | 2,858 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $145,000 | 6,088 |
Total noninterest expense | $2,633,000 | 4,777 |
Salaries and employee benefits | $1,339,000 | 4,753 |
Premises and equipment expense | $348,000 | 5,044 |
Additional noninterest expense | $946,000 | 4,561 |
Pre-tax net operating income | $1,851,000 | 3,733 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $677,000 | 3,332 |
Income before extraordinary items | $1,174,000 | 4,033 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,174,000 | 4,031 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $316,000 | 1,879 |
Cash dividends | $546,000 | 3,132 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,174,000 | 4,010 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,623,000 | 5,144 |
Total interest expense | $1,847,000 | 5,954 |
Net interest income | $3,776,000 | 4,609 |
Provision for loan and lease losses | $72,000 | 5,248 |
Total noninterest income | $491,000 | 5,359 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $383,000 | 3,530 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $108,000 | 7,272 |
Total noninterest expense | $2,515,000 | 5,133 |
Salaries and employee benefits | $1,288,000 | 4,923 |
Premises and equipment expense | $325,000 | 5,372 |
Additional noninterest expense | $902,000 | 5,159 |
Pre-tax net operating income | $1,680,000 | 3,996 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $627,000 | 3,379 |
Income before extraordinary items | $1,053,000 | 4,339 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,053,000 | 4,340 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $108,000 | 3,588 |
Cash dividends | $419,000 | 3,609 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,053,000 | 4,400 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,258,000 | 5,531 |
Total interest expense | $1,858,000 | 6,188 |
Net interest income | $3,400,000 | 5,071 |
Provision for loan and lease losses | $48,000 | 7,582 |
Total noninterest income | $402,000 | 6,453 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $345,000 | 3,933 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $57,000 | 9,699 |
Total noninterest expense | $2,218,000 | 5,828 |
Salaries and employee benefits | $1,144,000 | 5,457 |
Premises and equipment expense | $274,000 | 6,283 |
Additional noninterest expense | $800,000 | 5,927 |
Pre-tax net operating income | $1,536,000 | 4,231 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $609,000 | 3,553 |
Income before extraordinary items | $927,000 | 4,980 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $927,000 | 5,129 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 5,571 |
Cash dividends | $396,000 | 3,753 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $927,000 | 4,743 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,611,000 | 5,806 |
Total interest expense | $2,303,000 | 6,394 |
Net interest income | $3,308,000 | 5,268 |
Provision for loan and lease losses | $319,000 | 3,985 |
Total noninterest income | $399,000 | 6,556 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $335,000 | 4,084 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $64,000 | 9,594 |
Total noninterest expense | $2,157,000 | 6,018 |
Salaries and employee benefits | $1,115,000 | 5,526 |
Premises and equipment expense | $282,000 | 6,251 |
Additional noninterest expense | $760,000 | 6,346 |
Pre-tax net operating income | $1,231,000 | 4,824 |
Securities gains (losses) | $262,000 | 1,664 |
Applicable income taxes | $554,000 | 3,668 |
Income before extraordinary items | $939,000 | 4,763 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $939,000 | 4,807 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $144,000 | 4,990 |
Cash dividends | $351,000 | 3,629 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $771,320 | 5,190 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.