Home > The Peoples Bank of Maryland > Income and Expense

The Peoples Bank of Maryland, Income and Expense

2004-06-30 (YTD Data)Rank
Total interest income$2,968,0004,286
Total interest expense$513,0005,582
Net interest income$2,455,0003,835
Provision for loan and lease losses$06,885
Total noninterest income$629,0003,070
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$394,0002,174
Trading account gains and fees$0130
Additional Noninterest Income$235,0003,432
Total noninterest expense$1,493,0004,680
Salaries and employee benefits$728,0005,021
Premises and equipment expense$166,0005,391
Additional noninterest expense$599,0003,749
Pre-tax net operating income$1,591,0002,461
Securities gains (losses)$03,413
Applicable income taxes$575,0001,997
Income before extraordinary items$1,016,0002,894
Extraordinary gains, net$021
Net income$1,016,0002,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,732
Cash dividends$925,0001,370
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,016,0002,814
2004-03-31 (YTD Data)Rank
Total interest income$1,472,0004,327
Total interest expense$260,0005,608
Net interest income$1,212,0003,864
Provision for loan and lease losses$06,501
Total noninterest income$344,0002,817
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$189,0002,194
Trading account gains and fees$0121
Additional Noninterest Income$155,0002,890
Total noninterest expense$738,0004,740
Salaries and employee benefits$377,0004,933
Premises and equipment expense$81,0005,477
Additional noninterest expense$280,0003,953
Pre-tax net operating income$818,0002,379
Securities gains (losses)$02,934
Applicable income taxes$307,0001,893
Income before extraordinary items$511,0002,893
Extraordinary gains, net$016
Net income$511,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$415,0001,406
Sale, conversion, retirement of capital stock, net$0464
Net operating income$511,0002,793
2003-12-31 (YTD Data)Rank
Total interest income$6,201,0004,212
Total interest expense$1,182,0005,609
Net interest income$5,019,0003,666
Provision for loan and lease losses$-150,0009,063
Total noninterest income$970,0003,789
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$702,0002,344
Trading account gains and fees$0160
Additional Noninterest Income$268,0004,723
Total noninterest expense$2,926,0004,686
Salaries and employee benefits$1,442,0004,981
Premises and equipment expense$356,0005,113
Additional noninterest expense$1,128,0003,909
Pre-tax net operating income$3,213,0002,368
Securities gains (losses)$12,0003,514
Applicable income taxes$1,174,0001,959
Income before extraordinary items$2,051,0002,809
Extraordinary gains, net$054
Net income$2,051,0002,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,417
Cash dividends$3,483,000880
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,043,3202,692
2003-09-30 (YTD Data)Rank
Total interest income$4,695,0004,228
Total interest expense$902,0005,701
Net interest income$3,793,0003,671
Provision for loan and lease losses$07,481
Total noninterest income$710,0003,912
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$508,0002,436
Trading account gains and fees$0153
Additional Noninterest Income$202,0004,771
Total noninterest expense$2,184,0004,686
Salaries and employee benefits$1,085,0004,959
Premises and equipment expense$263,0005,158
Additional noninterest expense$836,0003,947
Pre-tax net operating income$2,319,0002,537
Securities gains (losses)$12,0003,246
Applicable income taxes$850,0002,115
Income before extraordinary items$1,481,0002,993
Extraordinary gains, net$040
Net income$1,481,0002,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,709
Cash dividends$3,157,000705
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,473,3202,861
2003-06-30 (YTD Data)Rank
Total interest income$3,148,0004,255
Total interest expense$614,0005,766
Net interest income$2,534,0003,657
Provision for loan and lease losses$07,324
Total noninterest income$475,0003,854
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$333,0002,442
Trading account gains and fees$0150
Additional Noninterest Income$142,0004,662
Total noninterest expense$1,456,0004,686
Salaries and employee benefits$720,0004,964
Premises and equipment expense$179,0005,067
Additional noninterest expense$557,0003,914
Pre-tax net operating income$1,553,0002,518
Securities gains (losses)$12,0002,858
Applicable income taxes$566,0002,131
Income before extraordinary items$999,0002,976
Extraordinary gains, net$030
Net income$999,0002,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,290
Cash dividends$714,0001,691
Sale, conversion, retirement of capital stock, net$0589
Net operating income$991,3202,847
2003-03-31 (YTD Data)Rank
Total interest income$1,555,0004,314
Total interest expense$310,0005,843
Net interest income$1,245,0003,696
Provision for loan and lease losses$06,934
Total noninterest income$227,0003,862
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$157,0002,491
Trading account gains and fees$0134
Additional Noninterest Income$70,0004,607
Total noninterest expense$720,0004,710
Salaries and employee benefits$361,0004,970
Premises and equipment expense$93,0004,937
Additional noninterest expense$266,0004,024
Pre-tax net operating income$752,0002,596
Securities gains (losses)$12,0002,102
Applicable income taxes$273,0002,181
Income before extraordinary items$491,0002,987
Extraordinary gains, net$021
Net income$491,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$347,0001,630
Sale, conversion, retirement of capital stock, net$0419
Net operating income$483,3202,885
2002-12-31 (YTD Data)Rank
Total interest income$6,449,0004,327
Total interest expense$1,487,0005,749
Net interest income$4,962,0003,698
Provision for loan and lease losses$63,0006,416
Total noninterest income$930,0003,638
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$668,0002,337
Trading account gains and fees$0153
Additional Noninterest Income$262,0004,532
Total noninterest expense$2,837,0004,642
Salaries and employee benefits$1,405,0004,925
Premises and equipment expense$345,0005,138
Additional noninterest expense$1,087,0003,923
Pre-tax net operating income$2,992,0002,514
Securities gains (losses)$04,537
Applicable income taxes$1,044,0002,143
Income before extraordinary items$1,948,0002,861
Extraordinary gains, net$070
Net income$1,948,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,923
Cash dividends$1,356,0001,777
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,948,0002,773
2001-12-31 (YTD Data)Rank
Total interest income$6,665,0004,588
Total interest expense$1,939,0006,193
Net interest income$4,726,0003,603
Provision for loan and lease losses$86,0005,884
Total noninterest income$916,0003,541
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$661,0002,261
Trading account gains and fees$0177
Additional Noninterest Income$255,0004,456
Total noninterest expense$2,749,0004,636
Salaries and employee benefits$1,306,0005,016
Premises and equipment expense$367,0004,883
Additional noninterest expense$1,076,0003,828
Pre-tax net operating income$2,807,0002,420
Securities gains (losses)$04,612
Applicable income taxes$976,0002,106
Income before extraordinary items$1,831,0002,743
Extraordinary gains, net$0105
Net income$1,831,0002,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,531
Cash dividends$1,289,0001,872
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,831,0002,653
2000-12-31 (YTD Data)Rank
Total interest income$6,744,0004,722
Total interest expense$2,108,0006,117
Net interest income$4,636,0003,707
Provision for loan and lease losses$120,0004,828
Total noninterest income$886,0003,429
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$629,0002,192
Trading account gains and feesNANA
Additional Noninterest Income$257,0004,239
Total noninterest expense$2,817,0004,451
Salaries and employee benefits$1,320,0004,849
Premises and equipment expense$376,0004,705
Additional noninterest expense$1,121,0003,649
Pre-tax net operating income$2,585,0002,689
Securities gains (losses)$01,956
Applicable income taxes$872,0002,361
Income before extraordinary items$1,713,0002,913
Extraordinary gains, net$038
Net income$1,713,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0009,700
Cash dividends$1,207,0001,966
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,713,0002,903
1999-12-31 (YTD Data)Rank
Total interest income$6,464,0004,696
Total interest expense$2,094,0005,827
Net interest income$4,370,0003,878
Provision for loan and lease losses$180,0003,760
Total noninterest income$930,0003,266
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$682,0001,957
Trading account gains and feesNANA
Additional Noninterest Income$248,0004,457
Total noninterest expense$2,725,0004,563
Salaries and employee benefits$1,232,0005,064
Premises and equipment expense$374,0004,747
Additional noninterest expense$1,119,0003,662
Pre-tax net operating income$2,395,0002,891
Securities gains (losses)$03,155
Applicable income taxes$813,0002,610
Income before extraordinary items$1,582,0003,115
Extraordinary gains, net$035
Net income$1,582,0003,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,827
Cash dividends$1,088,0002,127
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,582,0003,086
1998-12-31 (YTD Data)Rank
Total interest income$6,803,0004,498
Total interest expense$2,385,0005,542
Net interest income$4,418,0003,787
Provision for loan and lease losses$1,396,000742
Total noninterest income$887,0003,350
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$642,0002,001
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,471
Total noninterest expense$2,802,0004,376
Salaries and employee benefits$1,357,0004,608
Premises and equipment expense$399,0004,422
Additional noninterest expense$1,046,0003,807
Pre-tax net operating income$1,107,0005,121
Securities gains (losses)$04,449
Applicable income taxes$338,0004,859
Income before extraordinary items$769,0005,309
Extraordinary gains, net$032
Net income$769,0005,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$941,000796
Cash dividends$786,0002,638
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$769,0005,207
1997-12-31 (YTD Data)Rank
Total interest income$6,739,0004,640
Total interest expense$2,359,0005,636
Net interest income$4,380,0003,900
Provision for loan and lease losses$134,0004,389
Total noninterest income$841,0003,454
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$622,0002,110
Trading account gains and feesNANA
Additional Noninterest Income$219,0004,734
Total noninterest expense$2,801,0004,335
Salaries and employee benefits$1,377,0004,568
Premises and equipment expense$393,0004,504
Additional noninterest expense$1,031,0003,790
Pre-tax net operating income$2,286,0003,144
Securities gains (losses)$03,944
Applicable income taxes$828,0002,848
Income before extraordinary items$1,458,0003,447
Extraordinary gains, net$044
Net income$1,458,0003,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,810
Cash dividends$1,040,0002,097
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,458,0003,367
1996-12-31 (YTD Data)Rank
Total interest income$6,507,0004,860
Total interest expense$2,275,0005,892
Net interest income$4,232,0004,104
Provision for loan and lease losses$311,0002,497
Total noninterest income$750,0003,877
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$583,0002,330
Trading account gains and feesNANA
Additional Noninterest Income$167,0005,663
Total noninterest expense$2,544,0004,930
Salaries and employee benefits$1,367,0004,671
Premises and equipment expense$334,0005,180
Additional noninterest expense$843,0004,993
Pre-tax net operating income$2,127,0003,246
Securities gains (losses)$04,148
Applicable income taxes$778,0002,923
Income before extraordinary items$1,349,0003,513
Extraordinary gains, net$053
Net income$1,349,0003,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,769
Cash dividends$930,0002,259
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,349,0003,469
1995-12-31 (YTD Data)Rank
Total interest income$6,496,0004,857
Total interest expense$2,355,0005,802
Net interest income$4,141,0004,191
Provision for loan and lease losses$277,0002,396
Total noninterest income$620,0004,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$475,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$145,0006,088
Total noninterest expense$2,633,0004,777
Salaries and employee benefits$1,339,0004,753
Premises and equipment expense$348,0005,044
Additional noninterest expense$946,0004,561
Pre-tax net operating income$1,851,0003,733
Securities gains (losses)$03,831
Applicable income taxes$677,0003,332
Income before extraordinary items$1,174,0004,033
Extraordinary gains, net$065
Net income$1,174,0004,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,879
Cash dividends$546,0003,132
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,174,0004,010
1994-12-31 (YTD Data)Rank
Total interest income$5,623,0005,144
Total interest expense$1,847,0005,954
Net interest income$3,776,0004,609
Provision for loan and lease losses$72,0005,248
Total noninterest income$491,0005,359
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$383,0003,530
Trading account gains and feesNANA
Additional Noninterest Income$108,0007,272
Total noninterest expense$2,515,0005,133
Salaries and employee benefits$1,288,0004,923
Premises and equipment expense$325,0005,372
Additional noninterest expense$902,0005,159
Pre-tax net operating income$1,680,0003,996
Securities gains (losses)$03,600
Applicable income taxes$627,0003,379
Income before extraordinary items$1,053,0004,339
Extraordinary gains, net$0249
Net income$1,053,0004,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,588
Cash dividends$419,0003,609
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,053,0004,400
1993-12-31 (YTD Data)Rank
Total interest income$5,258,0005,531
Total interest expense$1,858,0006,188
Net interest income$3,400,0005,071
Provision for loan and lease losses$48,0007,582
Total noninterest income$402,0006,453
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$345,0003,933
Trading account gains and feesNANA
Additional Noninterest Income$57,0009,699
Total noninterest expense$2,218,0005,828
Salaries and employee benefits$1,144,0005,457
Premises and equipment expense$274,0006,283
Additional noninterest expense$800,0005,927
Pre-tax net operating income$1,536,0004,231
Securities gains (losses)$07,477
Applicable income taxes$609,0003,553
Income before extraordinary items$927,0004,980
Extraordinary gains, net$03,149
Net income$927,0005,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0005,571
Cash dividends$396,0003,753
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$927,0004,743
1992-12-31 (YTD Data)Rank
Total interest income$5,611,0005,806
Total interest expense$2,303,0006,394
Net interest income$3,308,0005,268
Provision for loan and lease losses$319,0003,985
Total noninterest income$399,0006,556
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$335,0004,084
Trading account gains and feesNANA
Additional Noninterest Income$64,0009,594
Total noninterest expense$2,157,0006,018
Salaries and employee benefits$1,115,0005,526
Premises and equipment expense$282,0006,251
Additional noninterest expense$760,0006,346
Pre-tax net operating income$1,231,0004,824
Securities gains (losses)$262,0001,664
Applicable income taxes$554,0003,668
Income before extraordinary items$939,0004,763
Extraordinary gains, net$01,422
Net income$939,0004,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0004,990
Cash dividends$351,0003,629
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$771,3205,190

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.