Home > The Peoples Bank of Forsyth County > Income and Expense
The Peoples Bank of Forsyth County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,456,000 | 2,682 |
| Total interest expense | $4,751,000 | 3,163 |
| Net interest income | $7,705,000 | 2,332 |
| Provision for loan and lease losses | $338,000 | 2,107 |
| Total noninterest income | $1,352,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $793,000 | 1,709 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $559,000 | 2,674 |
| Total noninterest expense | $5,469,000 | 2,487 |
| Salaries and employee benefits | $2,811,000 | 2,356 |
| Premises and equipment expense | $699,000 | 2,808 |
| Additional noninterest expense | $1,959,000 | 2,440 |
| Pre-tax net operating income | $3,250,000 | 2,276 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $1,003,000 | 2,377 |
| Income before extraordinary items | $2,255,000 | 2,233 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,255,000 | 2,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 11,564 |
| Cash dividends | $916,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,249,480 | 2,214 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,207,000 | 3,274 |
| Total interest expense | $2,768,000 | 4,258 |
| Net interest income | $6,439,000 | 2,807 |
| Provision for loan and lease losses | $-105,000 | 12,186 |
| Total noninterest income | $1,246,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $768,000 | 1,762 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $478,000 | 3,034 |
| Total noninterest expense | $5,049,000 | 2,759 |
| Salaries and employee benefits | $2,579,000 | 2,585 |
| Premises and equipment expense | $657,000 | 2,997 |
| Additional noninterest expense | $1,813,000 | 2,816 |
| Pre-tax net operating income | $2,741,000 | 2,585 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $794,000 | 2,781 |
| Income before extraordinary items | $1,947,000 | 2,492 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,947,000 | 2,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,946 |
| Cash dividends | $780,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,947,000 | 2,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 3,730 |
| Total interest expense | $2,803,000 | 4,368 |
| Net interest income | $5,390,000 | 3,334 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $1,285,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $801,000 | 1,714 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $484,000 | 3,333 |
| Total noninterest expense | $4,441,000 | 3,153 |
| Salaries and employee benefits | $2,275,000 | 2,906 |
| Premises and equipment expense | $554,000 | 3,554 |
| Additional noninterest expense | $1,612,000 | 3,293 |
| Pre-tax net operating income | $2,114,000 | 3,144 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $593,000 | 3,643 |
| Income before extraordinary items | $1,584,000 | 3,081 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,584,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,656 |
| Cash dividends | $627,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,538,010 | 2,990 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 4,315 |
| Total interest expense | $2,999,000 | 5,167 |
| Net interest income | $4,938,000 | 3,689 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $932,000 | 3,524 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $724,000 | 1,864 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $3,569,000 | 3,866 |
| Salaries and employee benefits | $1,720,000 | 3,720 |
| Premises and equipment expense | $513,000 | 3,884 |
| Additional noninterest expense | $1,336,000 | 3,945 |
| Pre-tax net operating income | $1,941,000 | 3,187 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $590,000 | 3,476 |
| Income before extraordinary items | $1,408,000 | 3,260 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,408,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 4,836 |
| Cash dividends | $429,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,368,100 | 3,111 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.