Home > The Peoples Bank of Elkton > Assets and Liabilities
The Peoples Bank of Elkton, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 21 | 5,685 |
| Assets and Liabilities | ||
| Total Assets: | $148,314,000 | 4,060 |
| Cash and due from depository institutions | $2,020,000 | 5,685 |
| Interest-bearing balances | $25,000 | 6,902 |
| Securities | $47,571,000 | 2,421 |
| Federal funds sold & reverse repurchase agreements | $13,473,000 | 741 |
| Net loans & leases | $78,885,000 | 4,603 |
| Loan loss allowance | $1,333,000 | 3,954 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,370,000 | 4,158 |
| Other real estate owned | $0 | 5,685 |
| Goodwill and other intangibles | $142,000 | 2,628 |
| All other assets | $3,853,000 | 3,670 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $148,314,000 | 4,060 |
| Total liabilities | $138,755,000 | 3,955 |
| Total deposits | $130,840,000 | 3,867 |
| Interest-bearing deposits | $109,537,000 | 3,928 |
| Deposits held in domestic offices | $130,840,000 | 3,865 |
| % insured | 66.90% | 6,515 |
| Federal funds purchased & repurchase agreements | $1,229,000 | 2,256 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,247,000 | 3,804 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,439,000 | 3,014 |
| Total equity capital | $9,559,000 | 5,471 |
| Total bank equity capital | $9,559,000 | 5,470 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,306,000 | 1,785 |
| Surplus | $2,306,000 | 5,359 |
| Undivided profits | $4,947,000 | 4,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $657,000 | 5,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $502,000 | 5,515 |
| Earning assets | $139,954,000 | 3,988 |
| Long-term assets (5+ years) | $48,139,000 | 2,396 |
| Average Assets, year-to-date | $145,124,000 | 4,081 |
| Average Assets, quarterly | $147,736,000 | 4,069 |
| Volatile liabilities | $46,978,000 | 2,907 |
| Insider loans | $1,134,000 | 4,089 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $1,624,000 | 983 |
| Unused loan commitments | $18,096,000 | 3,156 |
| Tier 1 (core) risk-based capital | $8,674,000 | 5,666 |
| Tier 2 risk-based capital | $1,050,000 | 4,169 |
| Total risk weighted assets | $83,615,000 | 4,652 |
| Total unused commitments | $18,096,000 | 3,157 |
| Derivatives | $11,277,000 | 546 |
| 2009-03-31 | Rank | |
| # of Employees: | 22 | 5,605 |
| Assets and Liabilities | ||
| Total Assets: | $147,158,000 | 4,098 |
| Cash and due from depository institutions | $2,433,000 | 5,605 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $47,156,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $15,192,000 | 766 |
| Net loans & leases | $78,623,000 | 4,631 |
| Loan loss allowance | $1,361,000 | 3,865 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,398,000 | 4,159 |
| Other real estate owned | $0 | 5,605 |
| Goodwill and other intangibles | $119,000 | 2,711 |
| All other assets | $1,237,000 | 6,169 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $147,158,000 | 4,098 |
| Total liabilities | $137,966,000 | 3,970 |
| Total deposits | $130,376,000 | 3,852 |
| Interest-bearing deposits | $108,362,000 | 3,942 |
| Deposits held in domestic offices | $130,376,000 | 3,850 |
| % insured | 64.71% | 6,813 |
| Federal funds purchased & repurchase agreements | $100,000 | 2,822 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,537,000 | 3,806 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,953,000 | 2,365 |
| Total equity capital | $9,192,000 | 5,653 |
| Total bank equity capital | $9,192,000 | 5,652 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,306,000 | 1,795 |
| Surplus | $2,306,000 | 5,387 |
| Undivided profits | $4,580,000 | 4,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 5,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $538,000 | 5,340 |
| Earning assets | $140,971,000 | 3,968 |
| Long-term assets (5+ years) | $48,425,000 | 2,384 |
| Average Assets, year-to-date | $143,529,000 | 4,117 |
| Average Assets, quarterly | $143,529,000 | 4,117 |
| Volatile liabilities | $44,634,000 | 3,001 |
| Insider loans | $1,475,000 | 3,644 |
| FHLB advances | $2,000,000 | 4,565 |
| Loans and leases held for sale | $832,000 | 1,176 |
| Unused loan commitments | $17,564,000 | 3,311 |
| Tier 1 (core) risk-based capital | $8,182,000 | 5,869 |
| Tier 2 risk-based capital | $1,025,000 | 4,195 |
| Total risk weighted assets | $81,575,000 | 4,718 |
| Total unused commitments | $17,564,000 | 3,311 |
| Derivatives | $8,854,000 | 630 |
| 2008-12-31 | Rank | |
| # of Employees: | 22 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $139,900,000 | 4,187 |
| Cash and due from depository institutions | $2,088,000 | 5,671 |
| Interest-bearing balances | $74,000 | 5,942 |
| Securities | $45,067,000 | 2,532 |
| Federal funds sold & reverse repurchase agreements | $10,517,000 | 926 |
| Net loans & leases | $78,513,000 | 4,660 |
| Loan loss allowance | $1,369,000 | 3,800 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,425,000 | 4,172 |
| Other real estate owned | $0 | 5,671 |
| Goodwill and other intangibles | $105,000 | 2,732 |
| All other assets | $1,185,000 | 6,335 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $139,900,000 | 4,187 |
| Total liabilities | $131,260,000 | 4,054 |
| Total deposits | $123,035,000 | 3,938 |
| Interest-bearing deposits | $105,718,000 | 3,927 |
| Deposits held in domestic offices | $123,035,000 | 3,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $7,225,000 | 3,677 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,000,000 | 3,730 |
| Total equity capital | $8,640,000 | 5,856 |
| Total bank equity capital | $8,640,000 | 5,856 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,306,000 | 1,803 |
| Surplus | $2,306,000 | 5,393 |
| Undivided profits | $4,028,000 | 4,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 4,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $498,000 | 5,785 |
| Earning assets | $134,171,000 | 4,064 |
| Long-term assets (5+ years) | $46,869,000 | 2,424 |
| Average Assets, year-to-date | $127,386,400 | 4,338 |
| Average Assets, quarterly | $134,235,000 | 4,280 |
| Volatile liabilities | $34,595,000 | 3,567 |
| Insider loans | $1,785,000 | 3,368 |
| FHLB advances | $2,000,000 | 4,795 |
| Loans and leases held for sale | $80,000 | 1,594 |
| Unused loan commitments | $16,864,000 | 3,404 |
| Tier 1 (core) risk-based capital | $7,905,000 | 5,984 |
| Tier 2 risk-based capital | $1,017,000 | 4,188 |
| Total risk weighted assets | $80,923,000 | 4,747 |
| Total unused commitments | $16,864,000 | 3,406 |
| Derivatives | $2,267,000 | 794 |
| 2008-09-30 | Rank | |
| # of Employees: | 22 | 5,720 |
| Assets and Liabilities | ||
| Total Assets: | $128,570,000 | 4,406 |
| Cash and due from depository institutions | $2,290,000 | 5,720 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $46,329,000 | 2,411 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $75,959,000 | 4,751 |
| Loan loss allowance | $1,368,000 | 3,633 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,440,000 | 4,156 |
| Other real estate owned | $0 | 5,720 |
| Goodwill and other intangibles | $134,000 | 2,726 |
| All other assets | $1,418,000 | 6,021 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $128,570,000 | 4,406 |
| Total liabilities | $120,402,000 | 4,258 |
| Total deposits | $112,256,000 | 4,166 |
| Interest-bearing deposits | $93,952,000 | 4,223 |
| Deposits held in domestic offices | $112,256,000 | 4,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $213,000 | 3,342 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,704,000 | 3,802 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,229,000 | 3,358 |
| Total equity capital | $8,168,000 | 6,069 |
| Total bank equity capital | $8,168,000 | 6,069 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,306,000 | 1,814 |
| Surplus | $2,306,000 | 5,422 |
| Undivided profits | $3,556,000 | 5,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $914,000 | 4,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $539,000 | 5,705 |
| Earning assets | $122,288,000 | 4,311 |
| Long-term assets (5+ years) | $47,839,000 | 2,337 |
| Average Assets, year-to-date | $124,258,000 | 4,436 |
| Average Assets, quarterly | $125,544,000 | 4,451 |
| Volatile liabilities | $28,562,000 | 3,940 |
| Insider loans | $1,798,000 | 3,359 |
| FHLB advances | $2,000,000 | 4,771 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,821,000 | 3,575 |
| Tier 1 (core) risk-based capital | $7,749,000 | 6,146 |
| Tier 2 risk-based capital | $979,000 | 4,206 |
| Total risk weighted assets | $77,863,000 | 4,850 |
| Total unused commitments | $16,821,000 | 3,576 |
| Derivatives | $261,000 | 1,002 |
| 2008-06-30 | Rank | |
| # of Employees: | 22 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $122,518,000 | 4,555 |
| Cash and due from depository institutions | $3,250,000 | 5,785 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $39,594,000 | 2,812 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 4,386 |
| Net loans & leases | $74,145,000 | 4,785 |
| Loan loss allowance | $1,381,000 | 3,536 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,479,000 | 4,126 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $127,000 | 2,765 |
| All other assets | $1,598,000 | 5,721 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $122,518,000 | 4,555 |
| Total liabilities | $114,857,000 | 4,401 |
| Total deposits | $107,159,000 | 4,324 |
| Interest-bearing deposits | $88,224,000 | 4,401 |
| Deposits held in domestic offices | $107,159,000 | 4,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,405,000 | 3,717 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,293,000 | 3,206 |
| Total equity capital | $7,661,000 | 6,294 |
| Total bank equity capital | $7,661,000 | 6,294 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,306,000 | 1,821 |
| Surplus | $2,306,000 | 5,451 |
| Undivided profits | $3,049,000 | 5,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 4,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $470,000 | 6,043 |
| Earning assets | $115,064,000 | 4,488 |
| Long-term assets (5+ years) | $42,693,000 | 2,518 |
| Average Assets, year-to-date | $122,820,670 | 4,482 |
| Average Assets, quarterly | $122,293,000 | 4,537 |
| Volatile liabilities | $25,650,000 | 4,175 |
| Insider loans | $1,719,000 | 3,449 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $898,000 | 923 |
| Unused loan commitments | $18,382,000 | 3,486 |
| Tier 1 (core) risk-based capital | $7,604,000 | 6,232 |
| Tier 2 risk-based capital | $940,000 | 4,305 |
| Total risk weighted assets | $74,720,000 | 4,937 |
| Total unused commitments | $18,382,000 | 3,488 |
| Derivatives | $463,000 | 927 |
| 2008-03-31 | Rank | |
| # of Employees: | 22 | 5,808 |
| Assets and Liabilities | ||
| Total Assets: | $122,068,000 | 4,547 |
| Cash and due from depository institutions | $2,634,000 | 5,808 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $42,133,000 | 2,651 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $72,919,000 | 4,773 |
| Loan loss allowance | $1,389,000 | 3,460 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,512,000 | 4,098 |
| Other real estate owned | $0 | 5,808 |
| Goodwill and other intangibles | $123,000 | 2,783 |
| All other assets | $1,747,000 | 5,425 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $122,068,000 | 4,547 |
| Total liabilities | $114,196,000 | 4,375 |
| Total deposits | $95,892,000 | 4,639 |
| Interest-bearing deposits | $87,906,000 | 4,430 |
| Deposits held in domestic offices | $95,892,000 | 4,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,979,000 | 1,326 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,651,000 | 3,618 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,674,000 | 1,551 |
| Total equity capital | $7,872,000 | 6,292 |
| Total bank equity capital | $7,872,000 | 6,292 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,306,000 | 1,818 |
| Surplus | $2,306,000 | 5,442 |
| Undivided profits | $3,260,000 | 5,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 4,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $494,000 | 5,897 |
| Earning assets | $115,052,000 | 4,478 |
| Long-term assets (5+ years) | $41,272,000 | 2,476 |
| Average Assets, year-to-date | $122,972,000 | 4,481 |
| Average Assets, quarterly | $122,972,000 | 4,481 |
| Volatile liabilities | $31,627,000 | 3,661 |
| Insider loans | $1,428,000 | 3,732 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $14,000 | 1,790 |
| Unused loan commitments | $19,849,000 | 3,381 |
| Tier 1 (core) risk-based capital | $7,519,000 | 6,273 |
| Tier 2 risk-based capital | $928,000 | 4,270 |
| Total risk weighted assets | $73,860,000 | 4,930 |
| Total unused commitments | $19,849,000 | 3,383 |
| Derivatives | $353,000 | 1,020 |
| 2007-12-31 | Rank | |
| # of Employees: | 23 | 5,690 |
| Assets and Liabilities | ||
| Total Assets: | $123,876,000 | 4,464 |
| Cash and due from depository institutions | $2,740,000 | 5,690 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $43,444,000 | 2,594 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $73,211,000 | 4,767 |
| Loan loss allowance | $1,396,000 | 3,404 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,546,000 | 4,060 |
| Other real estate owned | $0 | 5,690 |
| Goodwill and other intangibles | $123,000 | 2,783 |
| All other assets | $1,812,000 | 5,424 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $123,876,000 | 4,464 |
| Total liabilities | $116,609,000 | 4,309 |
| Total deposits | $94,223,000 | 4,649 |
| Interest-bearing deposits | $87,013,000 | 4,400 |
| Deposits held in domestic offices | $94,223,000 | 4,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,799,000 | 1,107 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,123,000 | 3,182 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,464,000 | 3,108 |
| Total equity capital | $7,267,000 | 6,475 |
| Total bank equity capital | $7,267,000 | 6,475 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,306,000 | 1,809 |
| Surplus | $2,306,000 | 5,437 |
| Undivided profits | $2,655,000 | 5,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $232,000 | 5,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $586,000 | 5,660 |
| Earning assets | $116,655,000 | 4,389 |
| Long-term assets (5+ years) | $35,478,000 | 2,574 |
| Average Assets, year-to-date | $117,219,800 | 4,515 |
| Average Assets, quarterly | $120,890,000 | 4,510 |
| Volatile liabilities | $37,797,000 | 3,237 |
| Insider loans | $1,443,000 | 3,690 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $773,000 | 1,019 |
| Unused loan commitments | $20,128,000 | 3,355 |
| Tier 1 (core) risk-based capital | $7,286,000 | 6,360 |
| Tier 2 risk-based capital | $928,000 | 4,254 |
| Total risk weighted assets | $73,676,000 | 4,918 |
| Total unused commitments | $20,128,000 | 3,357 |
| Derivatives | $890,000 | 827 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $117,904,000 | 4,564 |
| Cash and due from depository institutions | $2,524,000 | 5,580 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $39,977,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $70,956,000 | 4,818 |
| Loan loss allowance | $1,554,000 | 3,080 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,590,000 | 3,971 |
| Other real estate owned | $0 | 5,580 |
| Goodwill and other intangibles | $116,000 | 2,803 |
| All other assets | $1,741,000 | 5,585 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $117,904,000 | 4,564 |
| Total liabilities | $111,053,000 | 4,386 |
| Total deposits | $99,770,000 | 4,459 |
| Interest-bearing deposits | $91,942,000 | 4,234 |
| Deposits held in domestic offices | $99,770,000 | 4,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,428,000 | 2,546 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,582,000 | 2,815 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,273,000 | 3,494 |
| Total equity capital | $6,851,000 | 6,619 |
| Total bank equity capital | $6,851,000 | 6,619 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,306,000 | 1,790 |
| Surplus | $2,306,000 | 5,412 |
| Undivided profits | $2,239,000 | 6,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $542,000 | 6,113 |
| Earning assets | $110,933,000 | 4,498 |
| Long-term assets (5+ years) | $28,135,000 | 2,910 |
| Average Assets, year-to-date | $115,555,750 | 4,556 |
| Average Assets, quarterly | $117,620,000 | 4,537 |
| Volatile liabilities | $27,161,000 | 4,003 |
| Insider loans | $1,452,000 | 3,645 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $78,000 | 1,676 |
| Unused loan commitments | $22,328,000 | 3,199 |
| Tier 1 (core) risk-based capital | $7,111,000 | 6,433 |
| Tier 2 risk-based capital | $903,000 | 4,291 |
| Total risk weighted assets | $71,508,000 | 4,970 |
| Total unused commitments | $22,328,000 | 3,199 |
| Derivatives | $370,000 | 927 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $117,336,000 | 4,578 |
| Cash and due from depository institutions | $2,277,000 | 5,620 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $34,188,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $7,093,000 | 2,077 |
| Net loans & leases | $69,231,000 | 4,863 |
| Loan loss allowance | $1,500,000 | 3,168 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,617,000 | 3,943 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $117,000 | 2,826 |
| All other assets | $1,813,000 | 5,445 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $117,336,000 | 4,578 |
| Total liabilities | $110,500,000 | 4,410 |
| Total deposits | $103,093,000 | 4,362 |
| Interest-bearing deposits | $94,677,000 | 4,149 |
| Deposits held in domestic offices | $103,093,000 | 4,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,258,000 | 3,098 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,149,000 | 3,526 |
| Total equity capital | $6,836,000 | 6,556 |
| Total bank equity capital | $6,836,000 | 6,556 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,306,000 | 1,785 |
| Surplus | $2,306,000 | 5,422 |
| Undivided profits | $2,224,000 | 6,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $528,000 | 5,968 |
| Earning assets | $110,512,000 | 4,502 |
| Long-term assets (5+ years) | $22,294,000 | 3,263 |
| Average Assets, year-to-date | $114,773,000 | 4,600 |
| Average Assets, quarterly | $116,416,000 | 4,594 |
| Volatile liabilities | $22,464,000 | 4,410 |
| Insider loans | $1,425,000 | 3,648 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $463,000 | 1,289 |
| Unused loan commitments | $21,359,000 | 3,267 |
| Tier 1 (core) risk-based capital | $7,324,000 | 6,337 |
| Tier 2 risk-based capital | $890,000 | 4,327 |
| Total risk weighted assets | $70,551,000 | 4,989 |
| Total unused commitments | $21,359,000 | 3,267 |
| Derivatives | $1,787,000 | 786 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $115,496,000 | 4,641 |
| Cash and due from depository institutions | $1,883,000 | 5,600 |
| Interest-bearing balances | $81,000 | 5,067 |
| Securities | $31,022,000 | 3,371 |
| Federal funds sold & reverse repurchase agreements | $6,508,000 | 2,791 |
| Net loans & leases | $71,658,000 | 4,729 |
| Loan loss allowance | $1,501,000 | 3,160 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,651,000 | 3,866 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $122,000 | 2,818 |
| All other assets | $1,652,000 | 5,601 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $115,496,000 | 4,641 |
| Total liabilities | $108,642,000 | 4,473 |
| Total deposits | $101,606,000 | 4,417 |
| Interest-bearing deposits | $94,236,000 | 4,154 |
| Deposits held in domestic offices | $101,606,000 | 4,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,162,000 | 3,045 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $874,000 | 4,227 |
| Total equity capital | $6,854,000 | 6,560 |
| Total bank equity capital | $6,854,000 | 6,560 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,306,000 | 1,773 |
| Surplus | $2,306,000 | 5,412 |
| Undivided profits | $2,242,000 | 6,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $464,000 | 6,176 |
| Earning assets | $109,269,000 | 4,566 |
| Long-term assets (5+ years) | $15,472,000 | 3,921 |
| Average Assets, year-to-date | $113,491,500 | 4,665 |
| Average Assets, quarterly | $113,491,500 | 4,665 |
| Volatile liabilities | $22,378,000 | 4,345 |
| Insider loans | $1,512,000 | 3,519 |
| FHLB advances | $2,000,000 | 4,109 |
| Loans and leases held for sale | $36,000 | 1,782 |
| Unused loan commitments | $19,241,000 | 3,463 |
| Tier 1 (core) risk-based capital | $7,236,000 | 6,332 |
| Tier 2 risk-based capital | $896,000 | 4,305 |
| Total risk weighted assets | $71,078,000 | 4,944 |
| Total unused commitments | $19,241,000 | 3,463 |
| Derivatives | $469,000 | 934 |
| 2006-12-31 | Rank | |
| # of Employees: | 25 | 5,495 |
| Assets and Liabilities | ||
| Total Assets: | $111,487,000 | 4,716 |
| Cash and due from depository institutions | $1,482,000 | 5,495 |
| Interest-bearing balances | $8,000 | 6,329 |
| Securities | $31,846,000 | 3,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $73,399,000 | 4,640 |
| Loan loss allowance | $1,586,000 | 3,004 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,693,000 | 3,783 |
| Other real estate owned | $0 | 5,495 |
| Goodwill and other intangibles | $124,000 | 2,815 |
| All other assets | $1,943,000 | 5,259 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $111,487,000 | 4,716 |
| Total liabilities | $104,533,000 | 4,557 |
| Total deposits | $95,539,000 | 4,547 |
| Interest-bearing deposits | $89,590,000 | 4,246 |
| Deposits held in domestic offices | $95,539,000 | 4,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,051,000 | 1,969 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,273,000 | 3,361 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $670,000 | 4,802 |
| Total equity capital | $6,954,000 | 6,480 |
| Total bank equity capital | $6,954,000 | 6,480 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,306,000 | 1,765 |
| Surplus | $2,306,000 | 5,402 |
| Undivided profits | $2,342,000 | 6,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $609,000 | 3,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $545,000 | 5,903 |
| Earning assets | $105,253,000 | 4,628 |
| Long-term assets (5+ years) | $16,279,000 | 3,791 |
| Average Assets, year-to-date | $113,949,400 | 4,512 |
| Average Assets, quarterly | $113,502,000 | 4,627 |
| Volatile liabilities | $23,596,000 | 4,291 |
| Insider loans | $1,645,000 | 3,329 |
| FHLB advances | $2,000,000 | 4,257 |
| Loans and leases held for sale | $699,000 | 1,090 |
| Unused loan commitments | $19,328,000 | 3,403 |
| Tier 1 (core) risk-based capital | $7,407,000 | 6,232 |
| Tier 2 risk-based capital | $899,000 | 4,276 |
| Total risk weighted assets | $71,269,000 | 4,909 |
| Total unused commitments | $19,328,000 | 3,404 |
| Derivatives | $3,810,000 | 645 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $115,517,000 | 4,578 |
| Cash and due from depository institutions | $3,292,000 | 5,537 |
| Interest-bearing balances | $13,000 | 6,227 |
| Securities | $32,610,000 | 3,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $74,913,000 | 4,604 |
| Loan loss allowance | $1,592,000 | 2,998 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,743,000 | 3,700 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $126,000 | 2,811 |
| All other assets | $1,833,000 | 5,426 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $115,517,000 | 4,578 |
| Total liabilities | $108,505,000 | 4,417 |
| Total deposits | $93,615,000 | 4,562 |
| Interest-bearing deposits | $84,424,000 | 4,359 |
| Deposits held in domestic offices | $93,615,000 | 4,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,428,000 | 1,170 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,740,000 | 4,032 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $722,000 | 4,663 |
| Total equity capital | $7,012,000 | 6,447 |
| Total bank equity capital | $7,012,000 | 6,447 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,306,000 | 1,766 |
| Surplus | $2,306,000 | 5,401 |
| Undivided profits | $2,400,000 | 6,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 5,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $540,000 | 5,980 |
| Earning assets | $107,536,000 | 4,539 |
| Long-term assets (5+ years) | $16,125,000 | 3,761 |
| Average Assets, year-to-date | $114,565,000 | 4,532 |
| Average Assets, quarterly | $113,788,000 | 4,598 |
| Volatile liabilities | $30,533,000 | 3,703 |
| Insider loans | $1,336,000 | 3,699 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $298,000 | 1,385 |
| Unused loan commitments | $18,519,000 | 3,511 |
| Tier 1 (core) risk-based capital | $7,539,000 | 6,198 |
| Tier 2 risk-based capital | $948,000 | 4,135 |
| Total risk weighted assets | $75,210,000 | 4,751 |
| Total unused commitments | $18,519,000 | 3,512 |
| Derivatives | $5,658,000 | 592 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $112,059,000 | 4,644 |
| Cash and due from depository institutions | $990,000 | 5,546 |
| Interest-bearing balances | $447,000 | 3,218 |
| Securities | $31,509,000 | 3,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $74,677,000 | 4,575 |
| Loan loss allowance | $1,596,000 | 2,948 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,758,000 | 3,667 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $127,000 | 2,812 |
| All other assets | $1,998,000 | 5,152 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $112,059,000 | 4,644 |
| Total liabilities | $105,396,000 | 4,479 |
| Total deposits | $92,353,000 | 4,585 |
| Interest-bearing deposits | $83,465,000 | 4,378 |
| Deposits held in domestic offices | $92,353,000 | 4,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,699,000 | 2,210 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,728,000 | 2,747 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $616,000 | 4,734 |
| Total equity capital | $6,663,000 | 6,498 |
| Total bank equity capital | $6,663,000 | 6,498 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,306,000 | 1,761 |
| Surplus | $2,306,000 | 5,389 |
| Undivided profits | $2,051,000 | 6,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $551,000 | 5,599 |
| Earning assets | $106,633,000 | 4,535 |
| Long-term assets (5+ years) | $14,086,000 | 3,963 |
| Average Assets, year-to-date | $114,247,670 | 4,554 |
| Average Assets, quarterly | $112,898,500 | 4,610 |
| Volatile liabilities | $24,885,000 | 4,099 |
| Insider loans | $1,357,000 | 3,662 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $513,000 | 1,176 |
| Unused loan commitments | $16,088,000 | 3,776 |
| Tier 1 (core) risk-based capital | $7,587,000 | 6,130 |
| Tier 2 risk-based capital | $949,000 | 4,103 |
| Total risk weighted assets | $75,245,000 | 4,715 |
| Total unused commitments | $16,088,000 | 3,776 |
| Derivatives | $3,982,000 | 641 |
| 2006-03-31 | Rank | |
| # of Employees: | 25 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $113,738,000 | 4,595 |
| Cash and due from depository institutions | $2,910,000 | 5,516 |
| Interest-bearing balances | $507,000 | 3,201 |
| Securities | $33,788,000 | 3,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $72,534,000 | 4,600 |
| Loan loss allowance | $1,599,000 | 2,912 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,666,000 | 3,697 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $128,000 | 2,789 |
| All other assets | $1,712,000 | 5,433 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $113,738,000 | 4,595 |
| Total liabilities | $106,900,000 | 4,432 |
| Total deposits | $96,655,000 | 4,473 |
| Interest-bearing deposits | $93,411,000 | 4,043 |
| Deposits held in domestic offices | $96,655,000 | 4,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,390,000 | 1,337 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,008,000 | 4,531 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $847,000 | 3,930 |
| Total equity capital | $6,838,000 | 6,402 |
| Total bank equity capital | $6,838,000 | 6,402 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,306,000 | 1,748 |
| Surplus | $2,306,000 | 5,327 |
| Undivided profits | $2,226,000 | 6,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 4,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $478,000 | 5,834 |
| Earning assets | $106,829,000 | 4,540 |
| Long-term assets (5+ years) | $14,294,000 | 3,920 |
| Average Assets, year-to-date | $115,342,000 | 4,517 |
| Average Assets, quarterly | $115,342,000 | 4,517 |
| Volatile liabilities | $26,932,000 | 3,791 |
| Insider loans | $1,578,000 | 3,309 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $356,000 | 1,226 |
| Unused loan commitments | $15,787,000 | 3,818 |
| Tier 1 (core) risk-based capital | $7,572,000 | 6,062 |
| Tier 2 risk-based capital | $927,000 | 4,132 |
| Total risk weighted assets | $73,495,000 | 4,721 |
| Total unused commitments | $15,787,000 | 3,818 |
| Derivatives | $2,257,000 | 694 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $116,946,000 | 4,490 |
| Cash and due from depository institutions | $3,325,000 | 5,301 |
| Interest-bearing balances | $440,000 | 3,464 |
| Securities | $34,775,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $74,353,000 | 4,492 |
| Loan loss allowance | $1,599,000 | 2,867 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,437,000 | 3,921 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $137,000 | 2,769 |
| All other assets | $1,919,000 | 5,171 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $116,946,000 | 4,490 |
| Total liabilities | $110,170,000 | 4,328 |
| Total deposits | $96,692,000 | 4,446 |
| Interest-bearing deposits | $76,295,000 | 4,602 |
| Deposits held in domestic offices | $96,692,000 | 4,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,516,000 | 1,126 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,411,000 | 4,499 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $551,000 | 4,876 |
| Total equity capital | $6,776,000 | 6,423 |
| Total bank equity capital | $6,776,000 | 6,423 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,306,000 | 1,738 |
| Surplus | $2,306,000 | 5,311 |
| Undivided profits | $2,164,000 | 6,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $613,000 | 3,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $549,000 | 5,465 |
| Earning assets | $109,568,000 | 4,424 |
| Long-term assets (5+ years) | $13,971,000 | 3,968 |
| Average Assets, year-to-date | $111,326,600 | 4,493 |
| Average Assets, quarterly | $118,570,000 | 4,418 |
| Volatile liabilities | $29,661,000 | 3,502 |
| Insider loans | $1,584,000 | 3,281 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $639,000 | 1,064 |
| Unused loan commitments | $13,411,000 | 4,115 |
| Tier 1 (core) risk-based capital | $7,410,000 | 6,116 |
| Tier 2 risk-based capital | $945,000 | 4,042 |
| Total risk weighted assets | $74,977,000 | 4,629 |
| Total unused commitments | $13,411,000 | 4,115 |
| Derivatives | $3,398,000 | 608 |
| 2005-09-30 | Rank | |
| # of Employees: | 27 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $120,194,000 | 4,368 |
| Cash and due from depository institutions | $3,476,000 | 5,310 |
| Interest-bearing balances | $430,000 | 3,605 |
| Securities | $34,971,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $5,228,000 | 2,215 |
| Net loans & leases | $72,685,000 | 4,528 |
| Loan loss allowance | $1,583,000 | 2,880 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,997,000 | 4,365 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $138,000 | 2,744 |
| All other assets | $1,699,000 | 5,442 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $120,194,000 | 4,368 |
| Total liabilities | $113,388,000 | 4,182 |
| Total deposits | $97,044,000 | 4,377 |
| Interest-bearing deposits | $76,792,000 | 4,533 |
| Deposits held in domestic offices | $97,044,000 | 4,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,309,000 | 962 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,509,000 | 4,545 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $526,000 | 5,029 |
| Total equity capital | $6,806,000 | 6,417 |
| Total bank equity capital | $6,806,000 | 6,417 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,306,000 | 1,707 |
| Surplus | $2,306,000 | 5,275 |
| Undivided profits | $2,194,000 | 6,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $646,000 | 3,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $437,000 | 6,155 |
| Earning assets | $113,314,000 | 4,278 |
| Long-term assets (5+ years) | $14,122,000 | 3,978 |
| Average Assets, year-to-date | $109,921,750 | 4,535 |
| Average Assets, quarterly | $112,869,500 | 4,531 |
| Volatile liabilities | $30,697,000 | 3,339 |
| Insider loans | $1,229,000 | 3,731 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,022,000 | 945 |
| Unused loan commitments | $12,454,000 | 4,177 |
| Tier 1 (core) risk-based capital | $7,253,000 | 6,166 |
| Tier 2 risk-based capital | $932,000 | 4,067 |
| Total risk weighted assets | $73,907,000 | 4,628 |
| Total unused commitments | $12,454,000 | 4,179 |
| Derivatives | $109,000 | 889 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $105,545,000 | 4,712 |
| Cash and due from depository institutions | $2,508,000 | 5,301 |
| Interest-bearing balances | $426,000 | 3,535 |
| Securities | $27,903,000 | 3,765 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $71,786,000 | 4,508 |
| Loan loss allowance | $1,583,000 | 2,844 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,667,000 | 4,752 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $130,000 | 2,756 |
| All other assets | $1,551,000 | 5,522 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $105,545,000 | 4,712 |
| Total liabilities | $98,453,000 | 4,570 |
| Total deposits | $89,103,000 | 4,594 |
| Interest-bearing deposits | $68,772,000 | 4,857 |
| Deposits held in domestic offices | $89,103,000 | 4,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,860,000 | 1,408 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,029,000 | 4,627 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $461,000 | 5,081 |
| Total equity capital | $7,092,000 | 6,237 |
| Total bank equity capital | $7,092,000 | 6,237 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,306,000 | 1,689 |
| Surplus | $2,306,000 | 5,255 |
| Undivided profits | $2,480,000 | 6,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 3,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $404,000 | 6,132 |
| Earning assets | $100,115,000 | 4,606 |
| Long-term assets (5+ years) | $18,583,000 | 3,499 |
| Average Assets, year-to-date | $106,497,670 | 4,626 |
| Average Assets, quarterly | $105,440,500 | 4,688 |
| Volatile liabilities | $17,505,000 | 4,590 |
| Insider loans | $1,253,000 | 3,658 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $1,138,000 | 938 |
| Unused loan commitments | $12,777,000 | 4,114 |
| Tier 1 (core) risk-based capital | $7,434,000 | 6,000 |
| Tier 2 risk-based capital | $874,000 | 4,195 |
| Total risk weighted assets | $69,228,000 | 4,767 |
| Total unused commitments | $12,777,000 | 4,114 |
| Derivatives | $124,000 | 841 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $105,336,000 | 4,731 |
| Cash and due from depository institutions | $3,017,000 | 5,439 |
| Interest-bearing balances | $423,000 | 3,575 |
| Securities | $29,378,000 | 3,675 |
| Federal funds sold & reverse repurchase agreements | $331,000 | 5,832 |
| Net loans & leases | $69,676,000 | 4,553 |
| Loan loss allowance | $1,599,000 | 2,801 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,206,000 | 5,507 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $130,000 | 2,758 |
| All other assets | $1,598,000 | 5,462 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $105,336,000 | 4,731 |
| Total liabilities | $98,534,000 | 4,563 |
| Total deposits | $89,185,000 | 4,609 |
| Interest-bearing deposits | $67,519,000 | 4,950 |
| Deposits held in domestic offices | $89,185,000 | 4,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,195,000 | 1,411 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,450,000 | 4,400 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $704,000 | 3,980 |
| Total equity capital | $6,802,000 | 6,306 |
| Total bank equity capital | $6,802,000 | 6,306 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,306,000 | 1,689 |
| Surplus | $2,306,000 | 5,267 |
| Undivided profits | $2,190,000 | 6,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $359,000 | 6,397 |
| Earning assets | $99,808,000 | 4,624 |
| Long-term assets (5+ years) | $20,785,000 | 3,352 |
| Average Assets, year-to-date | $106,974,000 | 4,649 |
| Average Assets, quarterly | $106,974,000 | 4,649 |
| Volatile liabilities | $19,409,000 | 4,246 |
| Insider loans | $534,000 | 5,295 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $249,000 | 1,394 |
| Unused loan commitments | $11,478,000 | 4,296 |
| Tier 1 (core) risk-based capital | $7,300,000 | 6,038 |
| Tier 2 risk-based capital | $857,000 | 4,234 |
| Total risk weighted assets | $67,830,000 | 4,792 |
| Total unused commitments | $11,478,000 | 4,297 |
| Derivatives | $144,000 | 764 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $108,612,000 | 4,611 |
| Cash and due from depository institutions | $1,883,000 | 5,048 |
| Interest-bearing balances | $57,000 | 5,633 |
| Securities | $31,826,000 | 3,476 |
| Federal funds sold & reverse repurchase agreements | $2,128,000 | 3,799 |
| Net loans & leases | $69,660,000 | 4,536 |
| Loan loss allowance | $1,602,000 | 2,778 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,194,000 | 5,522 |
| Other real estate owned | $0 | 5,048 |
| Goodwill and other intangibles | $131,000 | 2,749 |
| All other assets | $1,790,000 | 5,123 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $108,612,000 | 4,611 |
| Total liabilities | $101,149,000 | 4,487 |
| Total deposits | $93,328,000 | 4,449 |
| Interest-bearing deposits | $74,684,000 | 4,598 |
| Deposits held in domestic offices | $93,328,000 | 4,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,917,000 | 1,618 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,466,000 | 4,430 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $438,000 | 5,067 |
| Total equity capital | $7,463,000 | 6,020 |
| Total bank equity capital | $7,463,000 | 6,020 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,306,000 | 1,672 |
| Surplus | $2,306,000 | 5,249 |
| Undivided profits | $2,851,000 | 5,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $980,000 | 2,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $396,000 | 6,074 |
| Earning assets | $103,671,000 | 4,486 |
| Long-term assets (5+ years) | $24,188,000 | 3,107 |
| Average Assets, year-to-date | $109,647,000 | 4,433 |
| Average Assets, quarterly | $113,652,500 | 4,425 |
| Volatile liabilities | $23,054,000 | 3,768 |
| Insider loans | $853,000 | 4,445 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $318,000 | 1,318 |
| Unused loan commitments | $11,589,000 | 4,137 |
| Tier 1 (core) risk-based capital | $7,705,000 | 5,790 |
| Tier 2 risk-based capital | $856,000 | 4,212 |
| Total risk weighted assets | $67,773,000 | 4,769 |
| Total unused commitments | $11,589,000 | 4,137 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $118,693,000 | 4,290 |
| Cash and due from depository institutions | $2,625,000 | 4,945 |
| Interest-bearing balances | $52,000 | 5,763 |
| Securities | $29,375,000 | 3,680 |
| Federal funds sold & reverse repurchase agreements | $15,233,000 | 743 |
| Net loans & leases | $68,461,000 | 4,570 |
| Loan loss allowance | $1,602,000 | 2,789 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,161,000 | 5,554 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $129,000 | 2,729 |
| All other assets | $1,709,000 | 5,229 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $118,693,000 | 4,290 |
| Total liabilities | $111,071,000 | 4,148 |
| Total deposits | $95,422,000 | 4,323 |
| Interest-bearing deposits | $75,666,000 | 4,528 |
| Deposits held in domestic offices | $95,422,000 | 4,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,559,000 | 1,004 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,437,000 | 4,437 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $653,000 | 4,223 |
| Total equity capital | $7,622,000 | 5,963 |
| Total bank equity capital | $7,622,000 | 5,963 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,306,000 | 1,666 |
| Surplus | $2,306,000 | 5,231 |
| Undivided profits | $3,010,000 | 5,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,397,000 | 1,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $410,000 | 6,131 |
| Earning assets | $113,121,000 | 4,161 |
| Long-term assets (5+ years) | $26,180,000 | 2,999 |
| Average Assets, year-to-date | $109,905,750 | 4,427 |
| Average Assets, quarterly | $113,182,500 | 4,385 |
| Volatile liabilities | $30,916,000 | 3,035 |
| Insider loans | $871,000 | 4,378 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $662,000 | 1,068 |
| Unused loan commitments | $11,170,000 | 4,184 |
| Tier 1 (core) risk-based capital | $7,732,000 | 5,752 |
| Tier 2 risk-based capital | $866,000 | 4,167 |
| Total risk weighted assets | $68,560,000 | 4,718 |
| Total unused commitments | $11,170,000 | 4,184 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 31 | 4,899 |
| Assets and Liabilities | ||
| Total Assets: | $107,672,000 | 4,579 |
| Cash and due from depository institutions | $1,992,000 | 4,899 |
| Interest-bearing balances | $47,000 | 5,868 |
| Securities | $24,904,000 | 4,183 |
| Federal funds sold & reverse repurchase agreements | $9,276,000 | 1,166 |
| Net loans & leases | $68,417,000 | 4,534 |
| Loan loss allowance | $1,606,000 | 2,767 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,155,000 | 5,566 |
| Other real estate owned | $0 | 4,899 |
| Goodwill and other intangibles | $131,000 | 2,725 |
| All other assets | $1,797,000 | 5,078 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $107,672,000 | 4,579 |
| Total liabilities | $100,630,000 | 4,435 |
| Total deposits | $92,804,000 | 4,396 |
| Interest-bearing deposits | $74,852,000 | 4,571 |
| Deposits held in domestic offices | $92,804,000 | 4,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,117,000 | 1,615 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,040,000 | 4,513 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $669,000 | 3,868 |
| Total equity capital | $7,042,000 | 6,103 |
| Total bank equity capital | $7,042,000 | 6,103 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,306,000 | 1,671 |
| Surplus | $2,306,000 | 5,233 |
| Undivided profits | $2,430,000 | 6,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,739,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $379,000 | 6,196 |
| Earning assets | $102,644,000 | 4,453 |
| Long-term assets (5+ years) | $26,981,000 | 3,028 |
| Average Assets, year-to-date | $106,976,670 | 4,540 |
| Average Assets, quarterly | $108,039,500 | 4,542 |
| Volatile liabilities | $20,742,000 | 3,924 |
| Insider loans | $589,000 | 5,131 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $290,000 | 1,361 |
| Unused loan commitments | $10,046,000 | 4,419 |
| Tier 1 (core) risk-based capital | $7,441,000 | 5,842 |
| Tier 2 risk-based capital | $845,000 | 4,217 |
| Total risk weighted assets | $66,748,000 | 4,781 |
| Total unused commitments | $10,046,000 | 4,420 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 31 | 4,886 |
| Assets and Liabilities | ||
| Total Assets: | $108,407,000 | 4,554 |
| Cash and due from depository institutions | $2,881,000 | 4,886 |
| Interest-bearing balances | $106,000 | 5,194 |
| Securities | $28,675,000 | 3,788 |
| Federal funds sold & reverse repurchase agreements | $6,048,000 | 2,405 |
| Net loans & leases | $68,047,000 | 4,492 |
| Loan loss allowance | $1,610,000 | 2,744 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,162,000 | 5,539 |
| Other real estate owned | $0 | 4,886 |
| Goodwill and other intangibles | $132,000 | 2,710 |
| All other assets | $1,462,000 | 5,444 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $108,407,000 | 4,554 |
| Total liabilities | $101,013,000 | 4,421 |
| Total deposits | $92,556,000 | 4,408 |
| Interest-bearing deposits | $73,675,000 | 4,634 |
| Deposits held in domestic offices | $92,556,000 | 4,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,358,000 | 1,452 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,388,000 | 4,245 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $711,000 | 4,027 |
| Total equity capital | $7,394,000 | 6,019 |
| Total bank equity capital | $7,394,000 | 6,019 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,306,000 | 1,668 |
| Surplus | $2,306,000 | 5,225 |
| Undivided profits | $2,782,000 | 6,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,649,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $389,000 | 6,059 |
| Earning assets | $102,876,000 | 4,456 |
| Long-term assets (5+ years) | $30,605,000 | 2,737 |
| Average Assets, year-to-date | $106,629,000 | 4,572 |
| Average Assets, quarterly | $106,629,000 | 4,572 |
| Volatile liabilities | $21,293,000 | 3,763 |
| Insider loans | $1,425,000 | 3,306 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $557,000 | 1,238 |
| Unused loan commitments | $10,253,000 | 4,335 |
| Tier 1 (core) risk-based capital | $7,283,000 | 5,879 |
| Tier 2 risk-based capital | $834,000 | 4,218 |
| Total risk weighted assets | $65,916,000 | 4,773 |
| Total unused commitments | $10,253,000 | 4,342 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $104,851,000 | 4,651 |
| Cash and due from depository institutions | $2,143,000 | 4,579 |
| Interest-bearing balances | $38,000 | 6,042 |
| Securities | $28,025,000 | 3,900 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $68,430,000 | 4,448 |
| Loan loss allowance | $1,601,000 | 2,734 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,173,000 | 5,547 |
| Other real estate owned | $0 | 4,579 |
| Goodwill and other intangibles | $133,000 | 2,710 |
| All other assets | $4,947,000 | 2,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,851,000 | 4,651 |
| Total liabilities | $97,641,000 | 4,505 |
| Total deposits | $86,163,000 | 4,638 |
| Interest-bearing deposits | $69,490,000 | 4,823 |
| Deposits held in domestic offices | $86,163,000 | 4,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,861,000 | 1,217 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,016,000 | 4,353 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $601,000 | 4,266 |
| Total equity capital | $7,210,000 | 6,035 |
| Total bank equity capital | $7,210,000 | 6,035 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,306,000 | 1,673 |
| Surplus | $2,306,000 | 5,212 |
| Undivided profits | $2,598,000 | 6,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,904,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $422,000 | 5,909 |
| Earning assets | $96,493,000 | 4,623 |
| Long-term assets (5+ years) | $32,535,000 | 2,628 |
| Average Assets, year-to-date | $104,142,400 | 4,541 |
| Average Assets, quarterly | $108,580,500 | 4,498 |
| Volatile liabilities | $22,138,000 | 3,647 |
| Insider loans | $1,345,000 | 3,414 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $967,000 | 896 |
| Unused loan commitments | $8,716,000 | 4,592 |
| Tier 1 (core) risk-based capital | $7,152,000 | 5,892 |
| Tier 2 risk-based capital | $935,000 | 3,860 |
| Total risk weighted assets | $74,131,000 | 4,392 |
| Total unused commitments | $8,716,000 | 4,595 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $112,310,000 | 4,406 |
| Cash and due from depository institutions | $3,993,000 | 4,610 |
| Interest-bearing balances | $33,000 | 6,174 |
| Securities | $33,995,000 | 3,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $71,347,000 | 4,299 |
| Loan loss allowance | $1,552,000 | 2,802 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,188,000 | 5,500 |
| Other real estate owned | $31,000 | 4,610 |
| Goodwill and other intangibles | $123,000 | 2,705 |
| All other assets | $1,633,000 | 5,228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,310,000 | 4,406 |
| Total liabilities | $102,605,000 | 4,332 |
| Total deposits | $84,190,000 | 4,704 |
| Interest-bearing deposits | $66,359,000 | 4,961 |
| Deposits held in domestic offices | $84,190,000 | 4,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,182,000 | 866 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,361,000 | 4,225 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $872,000 | 3,538 |
| Total equity capital | $9,705,000 | 4,945 |
| Total bank equity capital | $9,705,000 | 4,945 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,306,000 | 1,672 |
| Surplus | $2,306,000 | 5,189 |
| Undivided profits | $5,093,000 | 4,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,103,000 | 1,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $467,000 | 5,774 |
| Earning assets | $105,375,000 | 4,329 |
| Long-term assets (5+ years) | $36,820,000 | 2,409 |
| Average Assets, year-to-date | $103,965,250 | 4,564 |
| Average Assets, quarterly | $108,836,000 | 4,480 |
| Volatile liabilities | $28,372,000 | 2,994 |
| Insider loans | $1,677,000 | 2,950 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $1,309,000 | 1,011 |
| Unused loan commitments | $7,579,000 | 4,887 |
| Tier 1 (core) risk-based capital | $9,691,000 | 4,797 |
| Tier 2 risk-based capital | $954,000 | 3,819 |
| Total risk weighted assets | $75,713,000 | 4,297 |
| Total unused commitments | $7,579,000 | 4,890 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $105,362,000 | 4,597 |
| Cash and due from depository institutions | $3,574,000 | 4,624 |
| Interest-bearing balances | $28,000 | 6,289 |
| Securities | $33,457,000 | 3,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $65,378,000 | 4,541 |
| Loan loss allowance | $1,589,000 | 2,713 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,213,000 | 5,427 |
| Other real estate owned | $31,000 | 4,624 |
| Goodwill and other intangibles | $94,000 | 2,746 |
| All other assets | $1,615,000 | 5,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,362,000 | 4,597 |
| Total liabilities | $95,377,000 | 4,545 |
| Total deposits | $83,086,000 | 4,735 |
| Interest-bearing deposits | $66,527,000 | 4,940 |
| Deposits held in domestic offices | $83,086,000 | 4,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,773,000 | 1,134 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,114,000 | 4,252 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,404,000 | 2,624 |
| Total equity capital | $9,985,000 | 4,853 |
| Total bank equity capital | $9,985,000 | 4,853 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,306,000 | 1,667 |
| Surplus | $2,306,000 | 5,168 |
| Undivided profits | $5,373,000 | 4,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,016,000 | 1,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $460,000 | 5,685 |
| Earning assets | $98,863,000 | 4,514 |
| Long-term assets (5+ years) | $30,026,000 | 2,640 |
| Average Assets, year-to-date | $101,183,670 | 4,667 |
| Average Assets, quarterly | $103,002,500 | 4,636 |
| Volatile liabilities | $22,413,000 | 3,537 |
| Insider loans | $1,317,000 | 3,434 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $841,000 | 1,516 |
| Unused loan commitments | $9,538,000 | 4,334 |
| Tier 1 (core) risk-based capital | $9,632,000 | 4,771 |
| Tier 2 risk-based capital | $882,000 | 3,985 |
| Total risk weighted assets | $69,823,000 | 4,535 |
| Total unused commitments | $9,538,000 | 4,345 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $100,643,000 | 4,698 |
| Cash and due from depository institutions | $2,894,000 | 4,504 |
| Interest-bearing balances | $23,000 | 6,340 |
| Securities | $32,555,000 | 3,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $62,379,000 | 4,642 |
| Loan loss allowance | $1,676,000 | 2,542 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,220,000 | 5,402 |
| Other real estate owned | $0 | 4,504 |
| Goodwill and other intangibles | $84,000 | 2,761 |
| All other assets | $1,511,000 | 5,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,643,000 | 4,698 |
| Total liabilities | $90,715,000 | 4,656 |
| Total deposits | $85,965,000 | 4,594 |
| Interest-bearing deposits | $69,243,000 | 4,806 |
| Deposits held in domestic offices | $85,965,000 | 4,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,548,000 | 2,120 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,200,000 | 4,146 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,002,000 | 3,330 |
| Total equity capital | $9,928,000 | 4,788 |
| Total bank equity capital | $9,928,000 | 4,788 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,306,000 | 1,677 |
| Surplus | $2,306,000 | 5,145 |
| Undivided profits | $5,316,000 | 4,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,351,000 | 1,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $465,000 | 5,641 |
| Earning assets | $94,957,000 | 4,597 |
| Long-term assets (5+ years) | $30,946,000 | 2,500 |
| Average Assets, year-to-date | $99,094,500 | 4,711 |
| Average Assets, quarterly | $99,094,500 | 4,711 |
| Volatile liabilities | $18,028,000 | 4,055 |
| Insider loans | $1,033,000 | 3,867 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,865,000 | 4,691 |
| Tier 1 (core) risk-based capital | $9,573,000 | 4,725 |
| Tier 2 risk-based capital | $844,000 | 4,082 |
| Total risk weighted assets | $66,680,000 | 4,612 |
| Total unused commitments | $7,865,000 | 4,704 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $97,546,000 | 4,773 |
| Cash and due from depository institutions | $1,927,000 | 4,795 |
| Interest-bearing balances | $63,000 | 5,635 |
| Securities | $27,749,000 | 3,718 |
| Federal funds sold & reverse repurchase agreements | $2,733,000 | 4,188 |
| Net loans & leases | $62,388,000 | 4,657 |
| Loan loss allowance | $1,718,000 | 2,449 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,252,000 | 5,332 |
| Other real estate owned | $0 | 4,795 |
| Goodwill and other intangibles | $68,000 | 2,792 |
| All other assets | $1,429,000 | 5,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,546,000 | 4,773 |
| Total liabilities | $87,545,000 | 4,755 |
| Total deposits | $83,732,000 | 4,645 |
| Interest-bearing deposits | $68,245,000 | 4,800 |
| Deposits held in domestic offices | $83,732,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $763,000 | 2,610 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,242,000 | 4,212 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $808,000 | 3,912 |
| Total equity capital | $10,001,000 | 4,725 |
| Total bank equity capital | $10,001,000 | 4,725 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,306,000 | 1,670 |
| Surplus | $2,306,000 | 5,107 |
| Undivided profits | $5,389,000 | 4,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,403,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $483,000 | 5,717 |
| Earning assets | $92,933,000 | 4,626 |
| Long-term assets (5+ years) | $26,433,000 | 2,780 |
| Average Assets, year-to-date | $96,745,800 | 4,631 |
| Average Assets, quarterly | $98,052,000 | 4,689 |
| Volatile liabilities | $18,453,000 | 3,952 |
| Insider loans | $1,153,000 | 3,643 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $326,000 | 1,688 |
| Unused loan commitments | $7,183,000 | 4,795 |
| Tier 1 (core) risk-based capital | $9,509,000 | 4,690 |
| Tier 2 risk-based capital | $818,000 | 4,128 |
| Total risk weighted assets | $64,641,000 | 4,693 |
| Total unused commitments | $7,183,000 | 4,799 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $95,197,000 | 4,728 |
| Cash and due from depository institutions | $2,274,000 | 4,488 |
| Interest-bearing balances | $36,000 | 5,916 |
| Securities | $18,005,000 | 4,845 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,073 |
| Net loans & leases | $65,347,000 | 4,388 |
| Loan loss allowance | $1,591,000 | 2,454 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $854,000 | 6,262 |
| Other real estate owned | $0 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,717,000 | 4,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,197,000 | 4,728 |
| Total liabilities | $85,446,000 | 4,724 |
| Total deposits | $82,079,000 | 4,582 |
| Interest-bearing deposits | $68,505,000 | 4,668 |
| Deposits held in domestic offices | $82,079,000 | 4,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,000 | 3,403 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,674,000 | 3,829 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $674,000 | 4,541 |
| Total equity capital | $9,751,000 | 4,598 |
| Total bank equity capital | $9,751,000 | 4,598 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,306,000 | 1,673 |
| Surplus | $2,306,000 | 5,079 |
| Undivided profits | $5,139,000 | 4,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,209,000 | 1,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $557,000 | 5,551 |
| Earning assets | $90,388,000 | 4,595 |
| Long-term assets (5+ years) | $11,748,000 | 4,442 |
| Average Assets, year-to-date | $102,375,800 | 4,313 |
| Average Assets, quarterly | $96,413,000 | 4,620 |
| Volatile liabilities | $16,366,000 | 4,242 |
| Insider loans | $656,000 | 4,850 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $838,000 | 1,247 |
| Unused loan commitments | $4,563,000 | 5,718 |
| Tier 1 (core) risk-based capital | $9,546,000 | 4,516 |
| Tier 2 risk-based capital | $843,000 | 3,851 |
| Total risk weighted assets | $66,712,000 | 4,481 |
| Total unused commitments | $4,563,000 | 5,722 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $113,468,000 | 4,017 |
| Cash and due from depository institutions | $3,612,000 | 4,189 |
| Interest-bearing balances | $3,000 | 6,684 |
| Securities | $26,791,000 | 3,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $80,566,000 | 3,671 |
| Loan loss allowance | $1,327,000 | 2,714 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $897,000 | 6,229 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,602,000 | 4,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,468,000 | 4,017 |
| Total liabilities | $102,717,000 | 3,989 |
| Total deposits | $91,464,000 | 4,093 |
| Interest-bearing deposits | $80,397,000 | 3,992 |
| Deposits held in domestic offices | $91,464,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,086,000 | 1,234 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,360,000 | 3,817 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $807,000 | 4,222 |
| Total equity capital | $10,751,000 | 4,152 |
| Total bank equity capital | $10,751,000 | 4,152 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,306,000 | 1,687 |
| Surplus | $2,306,000 | 5,077 |
| Undivided profits | $6,139,000 | 3,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,135,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $518,000 | 4,992 |
| Earning assets | $107,360,000 | 3,898 |
| Long-term assets (5+ years) | $12,285,000 | 4,145 |
| Average Assets, year-to-date | $117,892,600 | 3,714 |
| Average Assets, quarterly | $116,160,500 | 3,874 |
| Volatile liabilities | $28,176,000 | 2,805 |
| Insider loans | $1,095,000 | 3,647 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $976,000 | 721 |
| Unused loan commitments | $7,583,000 | 4,391 |
| Tier 1 (core) risk-based capital | $10,834,000 | 4,005 |
| Tier 2 risk-based capital | $1,006,940 | 3,252 |
| Total risk weighted assets | $80,235,340 | 3,747 |
| Total unused commitments | $7,583,000 | 4,392 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $118,415,000 | 3,805 |
| Cash and due from depository institutions | $4,902,000 | 4,286 |
| Interest-bearing balances | $26,000 | 5,861 |
| Securities | $27,263,000 | 3,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $83,686,000 | 3,442 |
| Loan loss allowance | $912,000 | 3,694 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $948,000 | 6,199 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,616,000 | 4,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,415,000 | 3,805 |
| Total liabilities | $108,255,000 | 3,753 |
| Total deposits | $88,407,000 | 4,175 |
| Interest-bearing deposits | $75,678,000 | 4,160 |
| Deposits held in domestic offices | $88,407,000 | 4,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,525,000 | 1,122 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,506,000 | 2,364 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $817,000 | 3,793 |
| Total equity capital | $10,160,000 | 4,194 |
| Total bank equity capital | $10,160,000 | 4,194 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,306,000 | 1,695 |
| Surplus | $2,306,000 | 5,092 |
| Undivided profits | $5,548,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 3,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $416,000 | 5,259 |
| Earning assets | $110,975,000 | 3,726 |
| Long-term assets (5+ years) | $19,412,000 | 3,368 |
| Average Assets, year-to-date | $117,476,000 | 3,710 |
| Average Assets, quarterly | $116,637,500 | 3,819 |
| Volatile liabilities | $33,692,000 | 2,322 |
| Insider loans | $1,673,000 | 2,583 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $896,000 | 728 |
| Unused loan commitments | $8,115,000 | 4,254 |
| Tier 1 (core) risk-based capital | $10,704,000 | 4,014 |
| Tier 2 risk-based capital | $912,000 | 3,412 |
| Total risk weighted assets | $84,437,400 | 3,459 |
| Total unused commitments | $8,115,000 | 4,258 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $119,842,000 | 3,721 |
| Cash and due from depository institutions | $6,166,000 | 4,361 |
| Interest-bearing balances | $9,000 | 6,332 |
| Securities | $32,720,000 | 3,376 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $78,702,000 | 3,443 |
| Loan loss allowance | $955,000 | 3,466 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $871,000 | 6,359 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,383,000 | 4,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,842,000 | 3,721 |
| Total liabilities | $109,408,000 | 3,655 |
| Total deposits | $88,090,000 | 4,162 |
| Interest-bearing deposits | $76,461,000 | 4,120 |
| Deposits held in domestic offices | $88,090,000 | 4,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,543,000 | 896 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,070,000 | 1,882 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $705,000 | 4,592 |
| Total equity capital | $10,434,000 | 4,172 |
| Total bank equity capital | $10,434,000 | 4,172 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,306,000 | 1,640 |
| Surplus | $2,306,000 | 4,970 |
| Undivided profits | $5,822,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $451,000 | 4,990 |
| Earning assets | $111,431,000 | 3,684 |
| Long-term assets (5+ years) | $22,831,000 | 2,891 |
| Average Assets, year-to-date | $109,601,000 | 3,821 |
| Average Assets, quarterly | $116,624,000 | 3,736 |
| Volatile liabilities | $31,910,000 | 2,053 |
| Insider loans | $330,000 | 6,236 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $100,000 | 1,574 |
| Unused loan commitments | $5,235,000 | 5,226 |
| Tier 1 (core) risk-based capital | $10,293,000 | 4,056 |
| Tier 2 risk-based capital | $955,000 | 3,144 |
| Total risk weighted assets | $81,667,800 | 3,371 |
| Total unused commitments | $5,235,000 | 5,236 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $99,100,000 | 4,359 |
| Cash and due from depository institutions | $5,538,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,018,000 | 5,312 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 7,373 |
| Net loans & leases | $72,649,000 | 3,704 |
| Loan loss allowance | $966,000 | 3,464 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $892,000 | 6,315 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,578,000 | 4,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,100,000 | 4,359 |
| Total liabilities | $89,036,000 | 4,318 |
| Total deposits | $86,689,000 | 4,206 |
| Interest-bearing deposits | $74,380,000 | 4,214 |
| Deposits held in domestic offices | $86,689,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,000 | 3,713 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,661,000 | 3,080 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $675,000 | 4,795 |
| Total equity capital | $10,064,000 | 4,278 |
| Total bank equity capital | $10,064,000 | 4,278 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,306,000 | 1,628 |
| Surplus | $2,306,000 | 4,967 |
| Undivided profits | $5,452,000 | 4,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,213,000 | 2,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $503,000 | 4,702 |
| Earning assets | $91,092,000 | 4,358 |
| Long-term assets (5+ years) | $12,107,000 | 3,853 |
| Average Assets, year-to-date | $94,701,800 | 4,366 |
| Average Assets, quarterly | $97,801,000 | 4,359 |
| Volatile liabilities | $16,531,000 | 3,492 |
| Insider loans | $1,628,000 | 2,459 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,054,000 | 5,729 |
| Tier 1 (core) risk-based capital | $10,007,000 | 4,169 |
| Tier 2 risk-based capital | $786,830 | 3,622 |
| Total risk weighted assets | $62,767,130 | 4,188 |
| Total unused commitments | $4,054,000 | 5,738 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $91,917,000 | 4,755 |
| Cash and due from depository institutions | $5,339,000 | 3,970 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,355,000 | 5,629 |
| Federal funds sold & reverse repurchase agreements | $2,175,000 | 4,681 |
| Net loans & leases | $63,585,000 | 4,173 |
| Loan loss allowance | $959,000 | 3,641 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $951,000 | 6,171 |
| Other real estate owned | $0 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,512,000 | 4,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,917,000 | 4,755 |
| Total liabilities | $82,015,000 | 4,774 |
| Total deposits | $79,118,000 | 4,685 |
| Interest-bearing deposits | $66,779,000 | 4,750 |
| Deposits held in domestic offices | $79,118,000 | 4,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,553,000 | 2,444 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $344,000 | 7,382 |
| Total equity capital | $9,902,000 | 4,374 |
| Total bank equity capital | $9,902,000 | 4,374 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,306,000 | 1,696 |
| Surplus | $2,306,000 | 5,025 |
| Undivided profits | $5,290,000 | 4,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 6,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,655 |
| Income earned, not collected on loans | $396,000 | 5,703 |
| Earning assets | $84,115,000 | 4,779 |
| Long-term assets (5+ years) | $8,048,000 | 4,709 |
| Average Assets, year-to-date | $88,375,600 | 4,764 |
| Average Assets, quarterly | $92,120,500 | 4,695 |
| Volatile liabilities | $9,617,000 | 4,997 |
| Insider loans | $1,732,000 | 2,404 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,664,000 | 4,797 |
| Tier 1 (core) risk-based capital | $9,942,000 | 4,265 |
| Tier 2 risk-based capital | $714,490 | 4,002 |
| Total risk weighted assets | $56,914,590 | 4,593 |
| Total unused commitments | $5,664,000 | 4,809 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $84,139,000 | 5,146 |
| Cash and due from depository institutions | $3,600,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,080,000 | 5,011 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,080 |
| Net loans & leases | $54,173,000 | 4,688 |
| Loan loss allowance | $677,000 | 4,848 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $735,000 | 7,108 |
| Other real estate owned | $96,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,355,000 | 5,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,139,000 | 5,146 |
| Total liabilities | $74,489,000 | 5,200 |
| Total deposits | $70,847,000 | 5,200 |
| Interest-bearing deposits | $61,042,000 | 5,217 |
| Deposits held in domestic offices | $70,847,000 | 5,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,277,000 | 1,960 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $365,000 | 7,535 |
| Total equity capital | $9,650,000 | 4,471 |
| Total bank equity capital | $9,650,000 | 4,471 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,306,000 | 1,735 |
| Surplus | $2,306,000 | 5,059 |
| Undivided profits | $5,038,000 | 4,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 4,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,391 |
| Income earned, not collected on loans | $390,000 | 5,918 |
| Earning assets | $78,353,000 | 5,083 |
| Long-term assets (5+ years) | $1,989,000 | 7,913 |
| Average Assets, year-to-date | $81,542,200 | 5,080 |
| Average Assets, quarterly | $85,200,500 | 5,038 |
| Volatile liabilities | $8,239,000 | 5,194 |
| Insider loans | $1,487,000 | 2,790 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,443,000 | 5,989 |
| Tier 1 (core) risk-based capital | $9,634,000 | 4,350 |
| Tier 2 risk-based capital | $643,010 | 4,312 |
| Total risk weighted assets | $51,406,810 | 4,919 |
| Total unused commitments | $3,443,000 | 6,002 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $77,183,000 | 5,482 |
| Cash and due from depository institutions | $3,913,000 | 4,778 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,862,000 | 6,873 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $50,744,000 | 4,875 |
| Loan loss allowance | $711,000 | 4,769 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $725,000 | 7,263 |
| Other real estate owned | $96,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,343,000 | 5,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,183,000 | 5,482 |
| Total liabilities | $68,321,000 | 5,564 |
| Total deposits | $64,724,000 | 5,575 |
| Interest-bearing deposits | $55,178,000 | 5,632 |
| Deposits held in domestic offices | $64,724,000 | 5,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,314,000 | 2,084 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $283,000 | 7,562 |
| Total equity capital | $8,862,000 | 4,534 |
| Total bank equity capital | $8,862,000 | 4,534 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,306,000 | 1,779 |
| Surplus | $2,306,000 | 5,023 |
| Undivided profits | $4,250,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,245 |
| Income earned, not collected on loans | $321,000 | 6,234 |
| Earning assets | $71,106,000 | 5,469 |
| Long-term assets (5+ years) | $1,391,000 | 8,971 |
| Average Assets, year-to-date | $74,151,600 | 5,539 |
| Average Assets, quarterly | $76,212,500 | 5,509 |
| Volatile liabilities | $4,514,000 | 7,108 |
| Insider loans | $920,000 | 3,930 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,013,000 | 5,536 |
| Tier 1 (core) risk-based capital | $9,057,000 | 4,496 |
| Tier 2 risk-based capital | $626,260 | 4,381 |
| Total risk weighted assets | $50,016,160 | 4,942 |
| Total unused commitments | $4,013,000 | 5,542 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $71,918,000 | 5,926 |
| Cash and due from depository institutions | $3,009,000 | 5,435 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $21,523,000 | 5,818 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 9,365 |
| Net loans & leases | $45,013,000 | 5,246 |
| Loan loss allowance | $645,000 | 5,293 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $708,000 | 7,468 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,265,000 | 5,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,918,000 | 5,926 |
| Total liabilities | $63,325,000 | 6,068 |
| Total deposits | $59,231,000 | 6,204 |
| Interest-bearing deposits | $50,250,000 | 6,309 |
| Deposits held in domestic offices | $59,231,000 | 6,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,857,000 | 1,688 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $237,000 | 8,572 |
| Total equity capital | $8,593,000 | 4,711 |
| Total bank equity capital | $8,593,000 | 4,711 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,306,000 | 1,799 |
| Surplus | $2,305,000 | 4,991 |
| Undivided profits | $3,982,000 | 5,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 5,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 1,289 |
| Income earned, not collected on loans | $247,000 | 7,054 |
| Earning assets | $67,036,000 | 5,847 |
| Long-term assets (5+ years) | $2,098,000 | 8,664 |
| Average Assets, year-to-date | $70,344,000 | 5,909 |
| Average Assets, quarterly | $71,578,000 | 5,900 |
| Volatile liabilities | $5,689,000 | 6,070 |
| Insider loans | $102,000 | 9,690 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,185,000 | 7,269 |
| Tier 1 (core) risk-based capital | $8,518,000 | 4,638 |
| Tier 2 risk-based capital | $605,920 | 4,495 |
| Total risk weighted assets | $48,434,320 | 5,042 |
| Total unused commitments | $2,185,000 | 7,294 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $69,848,000 | 6,143 |
| Cash and due from depository institutions | $3,849,000 | 5,417 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $23,728,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 7,718 |
| Net loans & leases | $39,046,000 | 5,846 |
| Loan loss allowance | $499,000 | 6,495 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $681,000 | 7,734 |
| Other real estate owned | $0 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,144,000 | 5,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,848,000 | 6,143 |
| Total liabilities | $61,870,000 | 6,260 |
| Total deposits | $61,310,000 | 6,134 |
| Interest-bearing deposits | $51,485,000 | 6,343 |
| Deposits held in domestic offices | $61,310,000 | 6,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $560,000 | 5,316 |
| Total equity capital | $7,978,000 | 4,795 |
| Total bank equity capital | $7,978,000 | 4,795 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,153,000 | 3,618 |
| Surplus | $2,523,000 | 4,583 |
| Undivided profits | $4,302,000 | 4,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 4,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $224,000 | 8,107 |
| Earning assets | $64,274,000 | 6,109 |
| Long-term assets (5+ years) | $633,000 | 10,802 |
| Average Assets, year-to-date | $65,618,200 | 6,314 |
| Average Assets, quarterly | $67,742,000 | 6,246 |
| Volatile liabilities | $2,052,000 | 9,937 |
| Insider loans | $114,000 | 5,366 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,734,000 | 6,389 |
| Tier 1 (core) risk-based capital | $7,978,000 | 4,722 |
| Tier 2 risk-based capital | $499,000 | 5,219 |
| Total risk weighted assets | $45,752,100 | 5,316 |
| Total unused commitments | $2,734,000 | 6,418 |
| Derivatives | $0 | 651 |