Home > The Peoples Bank of Elk Valley > Income and Expense
The Peoples Bank of Elk Valley, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 10,057 |
| Total interest expense | $699,000 | 10,092 |
| Net interest income | $1,163,000 | 9,853 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,003,000 | 9,338 |
| Salaries and employee benefits | $410,000 | 10,198 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $438,000 | 8,450 |
| Pre-tax net operating income | $419,000 | 9,213 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $163,000 | 8,057 |
| Income before extraordinary items | $256,000 | 9,627 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $256,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $256,000 | 9,691 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 10,340 |
| Total interest expense | $732,000 | 10,397 |
| Net interest income | $1,188,000 | 10,097 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,123,000 | 9,233 |
| Salaries and employee benefits | $462,000 | 10,018 |
| Premises and equipment expense | $200,000 | 7,681 |
| Additional noninterest expense | $461,000 | 8,605 |
| Pre-tax net operating income | $44,000 | 12,210 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $41,000 | 12,305 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $41,000 | 12,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,337 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $41,000 | 12,164 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 10,587 |
| Total interest expense | $990,000 | 10,441 |
| Net interest income | $1,161,000 | 10,472 |
| Provision for loan and lease losses | $192,000 | 5,326 |
| Total noninterest income | $420,000 | 6,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,255,000 | 8,822 |
| Salaries and employee benefits | $503,000 | 9,756 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $526,000 | 8,233 |
| Pre-tax net operating income | $134,000 | 11,675 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $78,000 | 12,251 |
| Extraordinary gains, net | $77,000 | 846 |
| Net income | $155,000 | 11,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 4,349 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $64,560 | 12,130 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.