Home > The Peoples Bank of Coffee County > Assets and Liabilities
The Peoples Bank of Coffee County, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 36 | 4,306 |
| Assets and Liabilities | ||
| Total Assets: | $206,098,000 | 3,120 |
| Cash and due from depository institutions | $15,452,000 | 4,306 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $51,083,000 | 2,270 |
| Federal funds sold & reverse repurchase agreements | $703,000 | 4,977 |
| Net loans & leases | $128,532,000 | 3,338 |
| Loan loss allowance | $2,776,000 | 2,023 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,806,000 | 4,786 |
| Other real estate owned | $423,000 | 4,306 |
| Goodwill and other intangibles | $2,892,000 | 1,213 |
| All other assets | $5,207,000 | 3,028 |
| Life insurance assets | $985,000 | 3,027 |
| Total liabilities and capital | $206,098,000 | 3,120 |
| Total liabilities | $187,469,000 | 3,088 |
| Total deposits | $173,798,000 | 2,994 |
| Interest-bearing deposits | $156,470,000 | 2,856 |
| Deposits held in domestic offices | $173,798,000 | 2,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,796 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,000,000 | 3,581 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,671,000 | 2,656 |
| Total equity capital | $18,629,000 | 3,499 |
| Total bank equity capital | $18,629,000 | 3,499 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $13,083,000 | 2,148 |
| Undivided profits | $5,545,000 | 4,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,389,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,235,000 | 1,668 |
| Earning assets | $180,318,000 | 3,238 |
| Long-term assets (5+ years) | $33,921,000 | 2,952 |
| Average Assets, year-to-date | $204,564,670 | 3,083 |
| Average Assets, quarterly | $208,121,000 | 3,074 |
| Volatile liabilities | $73,990,000 | 1,913 |
| Insider loans | $1,696,000 | 3,478 |
| FHLB advances | $7,000,000 | 3,446 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $7,364,000 | 5,357 |
| Tier 1 (core) risk-based capital | $15,883,000 | 3,918 |
| Tier 2 risk-based capital | $1,806,000 | 2,699 |
| Total risk weighted assets | $143,379,000 | 3,204 |
| Total unused commitments | $7,364,000 | 5,358 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 37 | 4,219 |
| Assets and Liabilities | ||
| Total Assets: | $210,144,000 | 3,042 |
| Cash and due from depository institutions | $14,286,000 | 4,219 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $58,059,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $127,888,000 | 3,318 |
| Loan loss allowance | $2,478,000 | 2,154 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,837,000 | 4,756 |
| Other real estate owned | $176,000 | 4,219 |
| Goodwill and other intangibles | $2,892,000 | 1,216 |
| All other assets | $5,006,000 | 3,025 |
| Life insurance assets | $971,000 | 3,047 |
| Total liabilities and capital | $210,144,000 | 3,042 |
| Total liabilities | $191,463,000 | 2,994 |
| Total deposits | $176,179,000 | 2,940 |
| Interest-bearing deposits | $159,371,000 | 2,803 |
| Deposits held in domestic offices | $176,179,000 | 2,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,578,000 | 1,503 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,706,000 | 2,802 |
| Total equity capital | $18,681,000 | 3,558 |
| Total bank equity capital | $18,681,000 | 3,558 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $13,083,000 | 2,133 |
| Undivided profits | $5,597,000 | 4,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,346,000 | 1,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,440,000 | 1,577 |
| Earning assets | $185,947,000 | 3,159 |
| Long-term assets (5+ years) | $39,500,000 | 2,554 |
| Average Assets, year-to-date | $203,798,000 | 3,099 |
| Average Assets, quarterly | $203,798,000 | 3,099 |
| Volatile liabilities | $76,246,000 | 1,823 |
| Insider loans | $2,382,000 | 2,764 |
| FHLB advances | $7,000,000 | 3,229 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $7,264,000 | 5,435 |
| Tier 1 (core) risk-based capital | $15,439,000 | 4,002 |
| Tier 2 risk-based capital | $1,798,000 | 2,660 |
| Total risk weighted assets | $142,956,000 | 3,178 |
| Total unused commitments | $7,264,000 | 5,440 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 42 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $197,452,000 | 3,181 |
| Cash and due from depository institutions | $10,490,000 | 3,846 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $48,029,000 | 2,377 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $128,818,000 | 3,286 |
| Loan loss allowance | $2,327,000 | 2,243 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,839,000 | 4,764 |
| Other real estate owned | $176,000 | 3,846 |
| Goodwill and other intangibles | $2,892,000 | 1,222 |
| All other assets | $5,208,000 | 2,976 |
| Life insurance assets | $957,000 | 3,046 |
| Total liabilities and capital | $197,452,000 | 3,181 |
| Total liabilities | $179,248,000 | 3,129 |
| Total deposits | $161,381,000 | 3,151 |
| Interest-bearing deposits | $145,319,000 | 3,001 |
| Deposits held in domestic offices | $161,381,000 | 3,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,231,000 | 1,371 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,198 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,636,000 | 2,868 |
| Total equity capital | $18,204,000 | 3,594 |
| Total bank equity capital | $18,204,000 | 3,594 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $13,083,000 | 2,115 |
| Undivided profits | $5,120,000 | 4,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,953,000 | 1,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,561,000 | 1,613 |
| Earning assets | $176,847,000 | 3,245 |
| Long-term assets (5+ years) | $32,249,000 | 2,749 |
| Average Assets, year-to-date | $191,646,000 | 3,147 |
| Average Assets, quarterly | $199,879,500 | 3,098 |
| Volatile liabilities | $67,629,000 | 2,034 |
| Insider loans | $2,450,000 | 2,684 |
| FHLB advances | $7,000,000 | 3,075 |
| Loans and leases held for sale | $169,000 | 1,532 |
| Unused loan commitments | $7,139,000 | 5,414 |
| Tier 1 (core) risk-based capital | $15,201,000 | 4,037 |
| Tier 2 risk-based capital | $1,782,000 | 2,663 |
| Total risk weighted assets | $141,892,000 | 3,179 |
| Total unused commitments | $7,139,000 | 5,414 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 43 | 3,759 |
| Assets and Liabilities | ||
| Total Assets: | $202,307,000 | 3,066 |
| Cash and due from depository institutions | $7,784,000 | 3,759 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $54,788,000 | 2,103 |
| Federal funds sold & reverse repurchase agreements | $2,260,000 | 3,963 |
| Net loans & leases | $127,224,000 | 3,272 |
| Loan loss allowance | $2,093,000 | 2,406 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,828,000 | 4,749 |
| Other real estate owned | $162,000 | 3,759 |
| Goodwill and other intangibles | $2,892,000 | 1,205 |
| All other assets | $5,369,000 | 2,933 |
| Life insurance assets | $942,000 | 3,014 |
| Total liabilities and capital | $202,307,000 | 3,066 |
| Total liabilities | $184,418,000 | 3,001 |
| Total deposits | $164,777,000 | 3,057 |
| Interest-bearing deposits | $146,080,000 | 2,943 |
| Deposits held in domestic offices | $164,777,000 | 3,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,000,000 | 1,180 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,000,000 | 3,052 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,641,000 | 2,913 |
| Total equity capital | $17,889,000 | 3,607 |
| Total bank equity capital | $17,889,000 | 3,607 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $13,083,000 | 2,084 |
| Undivided profits | $4,805,000 | 4,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,677,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,365,000 | 1,902 |
| Earning assets | $184,272,000 | 3,083 |
| Long-term assets (5+ years) | $32,259,000 | 2,640 |
| Average Assets, year-to-date | $190,194,500 | 3,160 |
| Average Assets, quarterly | $201,829,000 | 3,048 |
| Volatile liabilities | $73,064,000 | 1,859 |
| Insider loans | $2,618,000 | 2,534 |
| FHLB advances | $7,000,000 | 2,917 |
| Loans and leases held for sale | $200,000 | 1,484 |
| Unused loan commitments | $8,531,000 | 5,067 |
| Tier 1 (core) risk-based capital | $15,096,000 | 4,066 |
| Tier 2 risk-based capital | $1,785,000 | 2,640 |
| Total risk weighted assets | $142,491,000 | 3,119 |
| Total unused commitments | $8,531,000 | 5,068 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $201,351,000 | 3,072 |
| Cash and due from depository institutions | $2,715,000 | 3,734 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $45,296,000 | 2,479 |
| Federal funds sold & reverse repurchase agreements | $14,875,000 | 1,059 |
| Net loans & leases | $127,951,000 | 3,240 |
| Loan loss allowance | $2,618,000 | 2,002 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,856,000 | 4,727 |
| Other real estate owned | $473,000 | 3,734 |
| Goodwill and other intangibles | $2,892,000 | 1,207 |
| All other assets | $5,293,000 | 2,931 |
| Life insurance assets | $928,000 | 3,038 |
| Total liabilities and capital | $201,351,000 | 3,072 |
| Total liabilities | $184,175,000 | 3,011 |
| Total deposits | $170,641,000 | 2,976 |
| Interest-bearing deposits | $153,738,000 | 2,852 |
| Deposits held in domestic offices | $170,641,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,645 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,000,000 | 2,968 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,534,000 | 2,867 |
| Total equity capital | $17,176,000 | 3,665 |
| Total bank equity capital | $17,176,000 | 3,665 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $13,083,000 | 2,082 |
| Undivided profits | $4,092,000 | 5,055 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,344,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,286,000 | 1,824 |
| Earning assets | $188,122,000 | 3,010 |
| Long-term assets (5+ years) | $26,909,000 | 2,907 |
| Average Assets, year-to-date | $186,157,000 | 3,238 |
| Average Assets, quarterly | $196,777,000 | 3,111 |
| Volatile liabilities | $75,787,000 | 1,790 |
| Insider loans | $2,729,000 | 2,462 |
| FHLB advances | $7,000,000 | 2,827 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,304,000 | 4,768 |
| Tier 1 (core) risk-based capital | $14,618,000 | 4,142 |
| Tier 2 risk-based capital | $1,808,000 | 2,594 |
| Total risk weighted assets | $143,753,000 | 3,084 |
| Total unused commitments | $10,304,000 | 4,769 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $192,203,000 | 3,193 |
| Cash and due from depository institutions | $10,603,000 | 3,648 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $40,391,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $14,549,000 | 1,385 |
| Net loans & leases | $116,360,000 | 3,452 |
| Loan loss allowance | $2,311,000 | 2,221 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,875,000 | 4,675 |
| Other real estate owned | $311,000 | 3,648 |
| Goodwill and other intangibles | $2,892,000 | 1,186 |
| All other assets | $5,222,000 | 2,894 |
| Life insurance assets | $914,000 | 3,053 |
| Total liabilities and capital | $192,203,000 | 3,193 |
| Total liabilities | $174,874,000 | 3,139 |
| Total deposits | $161,661,000 | 3,122 |
| Interest-bearing deposits | $139,761,000 | 3,072 |
| Deposits held in domestic offices | $161,661,000 | 3,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,554 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,000,000 | 2,900 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,213,000 | 3,483 |
| Total equity capital | $17,329,000 | 3,646 |
| Total bank equity capital | $17,329,000 | 3,646 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $13,083,000 | 2,050 |
| Undivided profits | $4,245,000 | 5,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,592,000 | 994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,244,000 | 1,814 |
| Earning assets | $171,300,000 | 3,281 |
| Long-term assets (5+ years) | $22,791,000 | 3,176 |
| Average Assets, year-to-date | $178,560,000 | 3,383 |
| Average Assets, quarterly | $178,560,000 | 3,383 |
| Volatile liabilities | $64,657,000 | 2,026 |
| Insider loans | $3,296,000 | 2,099 |
| FHLB advances | $7,000,000 | 2,779 |
| Loans and leases held for sale | $174,000 | 1,550 |
| Unused loan commitments | $9,649,000 | 4,883 |
| Tier 1 (core) risk-based capital | $14,509,000 | 4,135 |
| Tier 2 risk-based capital | $1,627,000 | 2,826 |
| Total risk weighted assets | $129,351,000 | 3,328 |
| Total unused commitments | $9,649,000 | 4,884 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $164,917,000 | 3,600 |
| Cash and due from depository institutions | $13,442,000 | 3,604 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $32,582,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $109,260,000 | 3,605 |
| Loan loss allowance | $2,632,000 | 1,966 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,880,000 | 4,637 |
| Other real estate owned | $311,000 | 3,604 |
| Goodwill and other intangibles | $2,892,000 | 1,168 |
| All other assets | $4,550,000 | 3,208 |
| Life insurance assets | $900,000 | 3,037 |
| Total liabilities and capital | $164,917,000 | 3,600 |
| Total liabilities | $151,623,000 | 3,514 |
| Total deposits | $137,584,000 | 3,546 |
| Interest-bearing deposits | $121,440,000 | 3,424 |
| Deposits held in domestic offices | $137,584,000 | 3,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,825,000 | 1,525 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,983 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,214,000 | 3,411 |
| Total equity capital | $13,294,000 | 4,428 |
| Total bank equity capital | $13,294,000 | 4,428 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $9,083,000 | 2,620 |
| Undivided profits | $4,210,000 | 5,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,145,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,813,000 | 2,321 |
| Earning assets | $141,842,000 | 3,766 |
| Long-term assets (5+ years) | $20,718,000 | 3,312 |
| Average Assets, year-to-date | $141,566,400 | 3,908 |
| Average Assets, quarterly | $157,166,500 | 3,709 |
| Volatile liabilities | $57,214,000 | 2,402 |
| Insider loans | $3,499,000 | 1,977 |
| FHLB advances | $7,000,000 | 2,863 |
| Loans and leases held for sale | $244,000 | 1,431 |
| Unused loan commitments | $12,250,000 | 4,323 |
| Tier 1 (core) risk-based capital | $10,486,000 | 5,121 |
| Tier 2 risk-based capital | $1,492,000 | 3,013 |
| Total risk weighted assets | $118,074,000 | 3,533 |
| Total unused commitments | $12,250,000 | 4,323 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $149,416,000 | 3,859 |
| Cash and due from depository institutions | $7,791,000 | 3,794 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $33,382,000 | 3,262 |
| Federal funds sold & reverse repurchase agreements | $2,313,000 | 3,680 |
| Net loans & leases | $97,165,000 | 3,904 |
| Loan loss allowance | $2,660,000 | 1,949 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,347,000 | 5,385 |
| Other real estate owned | $335,000 | 3,794 |
| Goodwill and other intangibles | $2,892,000 | 1,162 |
| All other assets | $4,191,000 | 3,406 |
| Life insurance assets | $886,000 | 3,018 |
| Total liabilities and capital | $149,416,000 | 3,859 |
| Total liabilities | $136,203,000 | 3,792 |
| Total deposits | $124,956,000 | 3,753 |
| Interest-bearing deposits | $108,115,000 | 3,697 |
| Deposits held in domestic offices | $124,956,000 | 3,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,073 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 3,143 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,247,000 | 3,328 |
| Total equity capital | $13,213,000 | 4,423 |
| Total bank equity capital | $13,213,000 | 4,423 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $9,083,000 | 2,592 |
| Undivided profits | $4,129,000 | 5,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,896,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,547,000 | 2,711 |
| Earning assets | $132,860,000 | 3,938 |
| Long-term assets (5+ years) | $20,778,000 | 3,268 |
| Average Assets, year-to-date | $135,728,750 | 4,022 |
| Average Assets, quarterly | $143,152,500 | 3,934 |
| Volatile liabilities | $46,311,000 | 2,786 |
| Insider loans | $3,718,000 | 1,851 |
| FHLB advances | $7,000,000 | 3,001 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,439,000 | 4,301 |
| Tier 1 (core) risk-based capital | $10,430,000 | 5,133 |
| Tier 2 risk-based capital | $1,356,000 | 3,232 |
| Total risk weighted assets | $106,966,000 | 3,778 |
| Total unused commitments | $12,439,000 | 4,301 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 39 | 4,136 |
| Assets and Liabilities | ||
| Total Assets: | $136,889,000 | 4,062 |
| Cash and due from depository institutions | $6,707,000 | 4,136 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $33,195,000 | 3,262 |
| Federal funds sold & reverse repurchase agreements | $1,008,000 | 4,492 |
| Net loans & leases | $87,826,000 | 4,134 |
| Loan loss allowance | $2,453,000 | 2,072 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,309,000 | 5,398 |
| Other real estate owned | $70,000 | 4,136 |
| Goodwill and other intangibles | $2,892,000 | 1,147 |
| All other assets | $3,882,000 | 3,548 |
| Life insurance assets | $872,000 | 2,992 |
| Total liabilities and capital | $136,889,000 | 4,062 |
| Total liabilities | $124,088,000 | 4,014 |
| Total deposits | $116,066,000 | 3,937 |
| Interest-bearing deposits | $101,243,000 | 3,837 |
| Deposits held in domestic offices | $116,066,000 | 3,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,000,000 | 3,189 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,022,000 | 3,489 |
| Total equity capital | $12,801,000 | 4,402 |
| Total bank equity capital | $12,801,000 | 4,402 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $9,083,000 | 2,534 |
| Undivided profits | $3,717,000 | 5,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,569,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,158,000 | 3,192 |
| Earning assets | $122,029,000 | 4,125 |
| Long-term assets (5+ years) | $23,724,000 | 3,013 |
| Average Assets, year-to-date | $131,166,330 | 4,130 |
| Average Assets, quarterly | $134,994,500 | 4,072 |
| Volatile liabilities | $39,130,000 | 3,078 |
| Insider loans | $3,418,000 | 1,949 |
| FHLB advances | $7,000,000 | 3,037 |
| Loans and leases held for sale | $231,000 | 1,459 |
| Unused loan commitments | $8,561,000 | 5,105 |
| Tier 1 (core) risk-based capital | $10,312,000 | 5,108 |
| Tier 2 risk-based capital | $1,234,000 | 3,432 |
| Total risk weighted assets | $97,363,000 | 3,998 |
| Total unused commitments | $8,561,000 | 5,105 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 41 | 3,942 |
| Assets and Liabilities | ||
| Total Assets: | $133,100,000 | 4,129 |
| Cash and due from depository institutions | $9,491,000 | 3,942 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $32,565,000 | 3,347 |
| Federal funds sold & reverse repurchase agreements | $5,299,000 | 2,531 |
| Net loans & leases | $77,649,000 | 4,379 |
| Loan loss allowance | $2,329,000 | 2,132 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,304,000 | 5,394 |
| Other real estate owned | $70,000 | 3,942 |
| Goodwill and other intangibles | $2,892,000 | 1,121 |
| All other assets | $3,830,000 | 3,494 |
| Life insurance assets | $858,000 | 2,969 |
| Total liabilities and capital | $133,100,000 | 4,129 |
| Total liabilities | $120,183,000 | 4,081 |
| Total deposits | $112,168,000 | 4,024 |
| Interest-bearing deposits | $92,522,000 | 4,076 |
| Deposits held in domestic offices | $112,168,000 | 4,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 3,078 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,015,000 | 3,522 |
| Total equity capital | $12,917,000 | 4,323 |
| Total bank equity capital | $12,917,000 | 4,323 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $9,083,000 | 2,472 |
| Undivided profits | $3,833,000 | 5,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $983,000 | 2,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,215,000 | 2,903 |
| Earning assets | $115,513,000 | 4,299 |
| Long-term assets (5+ years) | $21,157,000 | 3,200 |
| Average Assets, year-to-date | $128,305,000 | 4,194 |
| Average Assets, quarterly | $128,305,000 | 4,194 |
| Volatile liabilities | $35,627,000 | 3,169 |
| Insider loans | $2,971,000 | 2,162 |
| FHLB advances | $7,000,000 | 2,955 |
| Loans and leases held for sale | $405,000 | 1,187 |
| Unused loan commitments | $6,208,000 | 5,732 |
| Tier 1 (core) risk-based capital | $10,228,000 | 5,069 |
| Tier 2 risk-based capital | $1,116,000 | 3,638 |
| Total risk weighted assets | $87,960,000 | 4,212 |
| Total unused commitments | $6,208,000 | 5,732 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $123,510,000 | 4,329 |
| Cash and due from depository institutions | $5,227,000 | 4,106 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $31,340,000 | 3,447 |
| Federal funds sold & reverse repurchase agreements | $3,615,000 | 3,024 |
| Net loans & leases | $75,582,000 | 4,448 |
| Loan loss allowance | $2,204,000 | 2,193 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,368,000 | 5,273 |
| Other real estate owned | $80,000 | 4,106 |
| Goodwill and other intangibles | $2,892,000 | 1,105 |
| All other assets | $3,406,000 | 3,774 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $123,510,000 | 4,329 |
| Total liabilities | $110,674,000 | 4,313 |
| Total deposits | $104,749,000 | 4,213 |
| Interest-bearing deposits | $90,988,000 | 4,085 |
| Deposits held in domestic offices | $104,749,000 | 4,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $925,000 | 3,680 |
| Total equity capital | $12,836,000 | 4,316 |
| Total bank equity capital | $12,836,000 | 4,316 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $9,083,000 | 2,442 |
| Undivided profits | $3,752,000 | 5,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,029,000 | 3,373 |
| Earning assets | $110,537,000 | 4,393 |
| Long-term assets (5+ years) | $22,749,000 | 3,045 |
| Average Assets, year-to-date | $113,591,800 | 4,430 |
| Average Assets, quarterly | $120,815,500 | 4,356 |
| Volatile liabilities | $33,123,000 | 3,252 |
| Insider loans | $2,640,000 | 2,325 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $289,000 | 1,331 |
| Unused loan commitments | $5,720,000 | 5,818 |
| Tier 1 (core) risk-based capital | $10,096,000 | 5,072 |
| Tier 2 risk-based capital | $1,071,000 | 3,711 |
| Total risk weighted assets | $84,352,000 | 4,311 |
| Total unused commitments | $5,720,000 | 5,818 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 37 | 4,259 |
| Assets and Liabilities | ||
| Total Assets: | $118,121,000 | 4,425 |
| Cash and due from depository institutions | $6,943,000 | 4,259 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $26,783,000 | 3,827 |
| Federal funds sold & reverse repurchase agreements | $8,396,000 | 1,522 |
| Net loans & leases | $68,579,000 | 4,694 |
| Loan loss allowance | $2,122,000 | 2,263 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,386,000 | 5,208 |
| Other real estate owned | $70,000 | 4,259 |
| Goodwill and other intangibles | $2,892,000 | 1,071 |
| All other assets | $3,072,000 | 3,971 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $118,121,000 | 4,425 |
| Total liabilities | $105,306,000 | 4,426 |
| Total deposits | $100,946,000 | 4,263 |
| Interest-bearing deposits | $84,625,000 | 4,238 |
| Deposits held in domestic offices | $100,946,000 | 4,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,500,000 | 4,172 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $860,000 | 3,819 |
| Total equity capital | $12,815,000 | 4,292 |
| Total bank equity capital | $12,815,000 | 4,292 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $9,083,000 | 2,383 |
| Undivided profits | $3,731,000 | 5,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,054,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $949,000 | 3,598 |
| Earning assets | $103,758,000 | 4,559 |
| Long-term assets (5+ years) | $20,145,000 | 3,303 |
| Average Assets, year-to-date | $111,112,250 | 4,504 |
| Average Assets, quarterly | $114,671,000 | 4,466 |
| Volatile liabilities | $29,332,000 | 3,451 |
| Insider loans | $3,771,000 | 1,720 |
| FHLB advances | $3,500,000 | 4,003 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,180,000 | 5,606 |
| Tier 1 (core) risk-based capital | $9,969,000 | 5,071 |
| Tier 2 risk-based capital | $991,000 | 3,887 |
| Total risk weighted assets | $77,981,000 | 4,482 |
| Total unused commitments | $6,180,000 | 5,606 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $111,221,000 | 4,544 |
| Cash and due from depository institutions | $4,706,000 | 4,339 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $24,215,000 | 4,129 |
| Federal funds sold & reverse repurchase agreements | $7,241,000 | 1,574 |
| Net loans & leases | $67,919,000 | 4,650 |
| Loan loss allowance | $2,032,000 | 2,309 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,364,000 | 5,208 |
| Other real estate owned | $0 | 4,339 |
| Goodwill and other intangibles | $2,892,000 | 1,063 |
| All other assets | $2,884,000 | 4,006 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $111,221,000 | 4,544 |
| Total liabilities | $98,375,000 | 4,572 |
| Total deposits | $94,146,000 | 4,414 |
| Interest-bearing deposits | $82,921,000 | 4,252 |
| Deposits held in domestic offices | $94,146,000 | 4,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 4,099 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $729,000 | 3,971 |
| Total equity capital | $12,846,000 | 4,222 |
| Total bank equity capital | $12,846,000 | 4,222 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $9,083,000 | 2,334 |
| Undivided profits | $3,762,000 | 5,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $813,000 | 3,788 |
| Earning assets | $99,375,000 | 4,627 |
| Long-term assets (5+ years) | $18,844,000 | 3,460 |
| Average Assets, year-to-date | $108,776,000 | 4,557 |
| Average Assets, quarterly | $109,616,000 | 4,565 |
| Volatile liabilities | $27,810,000 | 3,478 |
| Insider loans | $3,213,000 | 1,931 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $76,000 | 1,737 |
| Unused loan commitments | $4,169,000 | 6,338 |
| Tier 1 (core) risk-based capital | $9,899,000 | 5,030 |
| Tier 2 risk-based capital | $953,000 | 3,961 |
| Total risk weighted assets | $75,007,000 | 4,532 |
| Total unused commitments | $4,169,000 | 6,338 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $108,011,000 | 4,641 |
| Cash and due from depository institutions | $3,381,000 | 4,340 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,434,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $9,634,000 | 1,294 |
| Net loans & leases | $64,249,000 | 4,797 |
| Loan loss allowance | $1,972,000 | 2,348 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,313,000 | 5,326 |
| Other real estate owned | $100,000 | 4,340 |
| Goodwill and other intangibles | $2,892,000 | 1,055 |
| All other assets | $3,008,000 | 3,853 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $108,011,000 | 4,641 |
| Total liabilities | $95,305,000 | 4,681 |
| Total deposits | $91,127,000 | 4,533 |
| Interest-bearing deposits | $79,846,000 | 4,400 |
| Deposits held in domestic offices | $91,127,000 | 4,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 3,989 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $678,000 | 4,069 |
| Total equity capital | $12,706,000 | 4,187 |
| Total bank equity capital | $12,706,000 | 4,187 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $9,083,000 | 2,290 |
| Undivided profits | $3,622,000 | 5,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $879,000 | 3,431 |
| Earning assets | $97,317,000 | 4,711 |
| Long-term assets (5+ years) | $17,946,000 | 3,631 |
| Average Assets, year-to-date | $107,553,500 | 4,624 |
| Average Assets, quarterly | $107,553,500 | 4,624 |
| Volatile liabilities | $26,483,000 | 3,469 |
| Insider loans | $3,276,000 | 1,852 |
| FHLB advances | $3,500,000 | 3,840 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,939,000 | 6,468 |
| Tier 1 (core) risk-based capital | $9,870,000 | 4,982 |
| Tier 2 risk-based capital | $918,000 | 4,042 |
| Total risk weighted assets | $72,236,000 | 4,599 |
| Total unused commitments | $3,939,000 | 6,470 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $107,096,000 | 4,659 |
| Cash and due from depository institutions | $4,569,000 | 4,517 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $23,261,000 | 4,325 |
| Federal funds sold & reverse repurchase agreements | $6,883,000 | 1,665 |
| Net loans & leases | $64,826,000 | 4,732 |
| Loan loss allowance | $1,898,000 | 2,413 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,263,000 | 5,399 |
| Other real estate owned | $544,000 | 4,517 |
| Goodwill and other intangibles | $2,892,000 | 1,039 |
| All other assets | $2,858,000 | 3,915 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $107,096,000 | 4,659 |
| Total liabilities | $94,250,000 | 4,711 |
| Total deposits | $90,060,000 | 4,568 |
| Interest-bearing deposits | $78,506,000 | 4,428 |
| Deposits held in domestic offices | $90,060,000 | 4,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,500,000 | 4,010 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $690,000 | 3,975 |
| Total equity capital | $12,846,000 | 4,139 |
| Total bank equity capital | $12,846,000 | 4,139 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $9,083,000 | 2,244 |
| Undivided profits | $3,762,000 | 5,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 2,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $890,000 | 3,390 |
| Earning assets | $94,970,000 | 4,779 |
| Long-term assets (5+ years) | $18,252,000 | 3,654 |
| Average Assets, year-to-date | $103,524,600 | 4,633 |
| Average Assets, quarterly | $106,206,500 | 4,647 |
| Volatile liabilities | $26,140,000 | 3,427 |
| Insider loans | $3,690,000 | 1,659 |
| FHLB advances | $3,500,000 | 3,845 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $4,107,000 | 6,271 |
| Tier 1 (core) risk-based capital | $9,873,000 | 4,923 |
| Tier 2 risk-based capital | $920,000 | 4,016 |
| Total risk weighted assets | $72,510,000 | 4,602 |
| Total unused commitments | $4,107,000 | 6,271 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $105,317,000 | 4,664 |
| Cash and due from depository institutions | $3,984,000 | 4,735 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $23,763,000 | 4,250 |
| Federal funds sold & reverse repurchase agreements | $4,475,000 | 2,300 |
| Net loans & leases | $65,961,000 | 4,663 |
| Loan loss allowance | $1,643,000 | 2,720 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,099,000 | 5,680 |
| Other real estate owned | $544,000 | 4,735 |
| Goodwill and other intangibles | $2,892,000 | 1,011 |
| All other assets | $2,599,000 | 4,145 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $105,317,000 | 4,664 |
| Total liabilities | $92,321,000 | 4,724 |
| Total deposits | $88,098,000 | 4,589 |
| Interest-bearing deposits | $78,367,000 | 4,410 |
| Deposits held in domestic offices | $88,098,000 | 4,586 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,500,000 | 4,031 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $723,000 | 3,966 |
| Total equity capital | $12,996,000 | 4,086 |
| Total bank equity capital | $12,996,000 | 4,086 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $9,083,000 | 2,202 |
| Undivided profits | $3,912,000 | 5,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,754,000 | 1,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $886,000 | 3,527 |
| Earning assets | $94,199,000 | 4,763 |
| Long-term assets (5+ years) | $18,111,000 | 3,735 |
| Average Assets, year-to-date | $102,631,750 | 4,659 |
| Average Assets, quarterly | $104,454,500 | 4,657 |
| Volatile liabilities | $25,762,000 | 3,435 |
| Insider loans | $4,020,000 | 1,455 |
| FHLB advances | $3,500,000 | 3,869 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,713,000 | 6,880 |
| Tier 1 (core) risk-based capital | $9,948,000 | 4,871 |
| Tier 2 risk-based capital | $922,000 | 3,987 |
| Total risk weighted assets | $72,864,000 | 4,548 |
| Total unused commitments | $2,713,000 | 6,887 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $103,592,000 | 4,692 |
| Cash and due from depository institutions | $3,379,000 | 4,693 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $21,553,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $6,493,000 | 1,613 |
| Net loans & leases | $64,813,000 | 4,684 |
| Loan loss allowance | $1,627,000 | 2,741 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,115,000 | 5,645 |
| Other real estate owned | $563,000 | 4,693 |
| Goodwill and other intangibles | $2,892,000 | 998 |
| All other assets | $2,784,000 | 3,954 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $103,592,000 | 4,692 |
| Total liabilities | $90,807,000 | 4,758 |
| Total deposits | $86,576,000 | 4,635 |
| Interest-bearing deposits | $77,616,000 | 4,438 |
| Deposits held in domestic offices | $86,576,000 | 4,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,000 | 3,686 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 3,989 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $664,000 | 3,890 |
| Total equity capital | $12,785,000 | 4,026 |
| Total bank equity capital | $12,785,000 | 4,026 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $9,083,000 | 2,174 |
| Undivided profits | $3,701,000 | 5,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $803,000 | 3,588 |
| Earning assets | $92,859,000 | 4,781 |
| Long-term assets (5+ years) | $15,918,000 | 4,122 |
| Average Assets, year-to-date | $101,736,670 | 4,712 |
| Average Assets, quarterly | $102,661,500 | 4,722 |
| Volatile liabilities | $23,342,000 | 3,596 |
| Insider loans | $3,819,000 | 1,515 |
| FHLB advances | $3,500,000 | 3,833 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,623,000 | 6,503 |
| Tier 1 (core) risk-based capital | $9,966,000 | 4,807 |
| Tier 2 risk-based capital | $901,000 | 4,035 |
| Total risk weighted assets | $71,183,000 | 4,591 |
| Total unused commitments | $3,623,000 | 6,506 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $101,731,000 | 4,764 |
| Cash and due from depository institutions | $3,770,000 | 4,566 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $22,291,000 | 4,468 |
| Federal funds sold & reverse repurchase agreements | $4,945,000 | 2,849 |
| Net loans & leases | $63,628,000 | 4,677 |
| Loan loss allowance | $1,571,000 | 2,804 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,137,000 | 5,591 |
| Other real estate owned | $598,000 | 4,566 |
| Goodwill and other intangibles | $2,892,000 | 976 |
| All other assets | $2,470,000 | 4,113 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $101,731,000 | 4,764 |
| Total liabilities | $88,599,000 | 4,837 |
| Total deposits | $84,021,000 | 4,750 |
| Interest-bearing deposits | $74,756,000 | 4,584 |
| Deposits held in domestic offices | $84,021,000 | 4,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $251,000 | 2,965 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,500,000 | 3,856 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $827,000 | 3,656 |
| Total equity capital | $13,132,000 | 4,032 |
| Total bank equity capital | $13,132,000 | 4,032 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $9,083,000 | 2,139 |
| Undivided profits | $4,048,000 | 5,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 3,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $905,000 | 3,171 |
| Earning assets | $90,864,000 | 4,855 |
| Long-term assets (5+ years) | $18,647,000 | 3,729 |
| Average Assets, year-to-date | $100,809,000 | 4,767 |
| Average Assets, quarterly | $100,809,000 | 4,767 |
| Volatile liabilities | $22,381,000 | 3,623 |
| Insider loans | $3,808,000 | 1,500 |
| FHLB advances | $3,500,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,157,000 | 6,759 |
| Tier 1 (core) risk-based capital | $9,973,000 | 4,759 |
| Tier 2 risk-based capital | $878,000 | 4,056 |
| Total risk weighted assets | $69,370,000 | 4,607 |
| Total unused commitments | $3,157,000 | 6,765 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 34 | 4,579 |
| Assets and Liabilities | ||
| Total Assets: | $99,887,000 | 4,803 |
| Cash and due from depository institutions | $3,921,000 | 4,579 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $21,824,000 | 4,579 |
| Federal funds sold & reverse repurchase agreements | $4,691,000 | 2,407 |
| Net loans & leases | $62,446,000 | 4,721 |
| Loan loss allowance | $1,465,000 | 2,965 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,164,000 | 5,568 |
| Other real estate owned | $573,000 | 4,579 |
| Goodwill and other intangibles | $2,892,000 | 975 |
| All other assets | $2,376,000 | 4,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,887,000 | 4,803 |
| Total liabilities | $86,879,000 | 4,885 |
| Total deposits | $82,352,000 | 4,797 |
| Interest-bearing deposits | $72,819,000 | 4,661 |
| Deposits held in domestic offices | $82,352,000 | 4,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,230 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,500,000 | 3,832 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $771,000 | 3,660 |
| Total equity capital | $13,008,000 | 3,993 |
| Total bank equity capital | $13,008,000 | 3,993 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $9,083,000 | 2,111 |
| Undivided profits | $3,924,000 | 5,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $897,000 | 3,321 |
| Earning assets | $88,961,000 | 4,875 |
| Long-term assets (5+ years) | $19,592,000 | 3,647 |
| Average Assets, year-to-date | $98,992,400 | 4,701 |
| Average Assets, quarterly | $100,541,500 | 4,745 |
| Volatile liabilities | $21,753,000 | 3,700 |
| Insider loans | $3,334,000 | 1,682 |
| FHLB advances | $3,500,000 | 3,682 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,930,000 | 6,210 |
| Tier 1 (core) risk-based capital | $9,874,000 | 4,751 |
| Tier 2 risk-based capital | $864,000 | 4,097 |
| Total risk weighted assets | $68,397,000 | 4,638 |
| Total unused commitments | $3,930,000 | 6,217 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $101,196,000 | 4,743 |
| Cash and due from depository institutions | $3,413,000 | 4,698 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $22,364,000 | 4,453 |
| Federal funds sold & reverse repurchase agreements | $4,326,000 | 2,900 |
| Net loans & leases | $64,046,000 | 4,634 |
| Loan loss allowance | $1,256,000 | 3,326 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,191,000 | 5,490 |
| Other real estate owned | $659,000 | 4,698 |
| Goodwill and other intangibles | $2,894,000 | 970 |
| All other assets | $2,303,000 | 4,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,196,000 | 4,743 |
| Total liabilities | $88,330,000 | 4,801 |
| Total deposits | $83,606,000 | 4,722 |
| Interest-bearing deposits | $74,936,000 | 4,537 |
| Deposits held in domestic offices | $83,606,000 | 4,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $363,000 | 3,025 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,500,000 | 3,794 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $861,000 | 3,566 |
| Total equity capital | $12,866,000 | 4,017 |
| Total bank equity capital | $12,866,000 | 4,017 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $9,083,000 | 2,078 |
| Undivided profits | $3,782,000 | 5,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $856,000 | 3,620 |
| Earning assets | $90,736,000 | 4,801 |
| Long-term assets (5+ years) | $20,122,000 | 3,590 |
| Average Assets, year-to-date | $98,768,750 | 4,737 |
| Average Assets, quarterly | $100,092,000 | 4,747 |
| Volatile liabilities | $23,174,000 | 3,508 |
| Insider loans | $3,255,000 | 1,714 |
| FHLB advances | $3,500,000 | 3,625 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,134,000 | 6,665 |
| Tier 1 (core) risk-based capital | $9,803,000 | 4,758 |
| Tier 2 risk-based capital | $875,000 | 4,061 |
| Total risk weighted assets | $69,497,000 | 4,561 |
| Total unused commitments | $3,134,000 | 6,671 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $98,988,000 | 4,801 |
| Cash and due from depository institutions | $3,715,000 | 4,723 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $22,775,000 | 4,310 |
| Federal funds sold & reverse repurchase agreements | $2,501,000 | 4,386 |
| Net loans & leases | $63,008,000 | 4,667 |
| Loan loss allowance | $1,118,000 | 3,590 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,219,000 | 5,413 |
| Other real estate owned | $659,000 | 4,723 |
| Goodwill and other intangibles | $2,894,000 | 939 |
| All other assets | $2,217,000 | 4,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,988,000 | 4,801 |
| Total liabilities | $86,007,000 | 4,887 |
| Total deposits | $81,521,000 | 4,805 |
| Interest-bearing deposits | $73,319,000 | 4,632 |
| Deposits held in domestic offices | $81,521,000 | 4,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $149,000 | 3,119 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,500,000 | 3,748 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $837,000 | 3,727 |
| Total equity capital | $12,981,000 | 3,984 |
| Total bank equity capital | $12,981,000 | 3,984 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $9,083,000 | 2,035 |
| Undivided profits | $3,897,000 | 5,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 2,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $824,000 | 3,615 |
| Earning assets | $88,284,000 | 4,883 |
| Long-term assets (5+ years) | $19,520,000 | 3,491 |
| Average Assets, year-to-date | $97,959,670 | 4,764 |
| Average Assets, quarterly | $98,546,500 | 4,773 |
| Volatile liabilities | $21,848,000 | 3,599 |
| Insider loans | $2,792,000 | 1,951 |
| FHLB advances | $3,500,000 | 3,578 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,230,000 | 7,218 |
| Tier 1 (core) risk-based capital | $9,729,000 | 4,739 |
| Tier 2 risk-based capital | $849,000 | 4,110 |
| Total risk weighted assets | $67,571,000 | 4,627 |
| Total unused commitments | $2,230,000 | 7,229 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $98,105,000 | 4,766 |
| Cash and due from depository institutions | $3,704,000 | 4,686 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $21,035,000 | 4,509 |
| Federal funds sold & reverse repurchase agreements | $6,269,000 | 2,661 |
| Net loans & leases | $59,979,000 | 4,758 |
| Loan loss allowance | $1,167,000 | 3,418 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,239,000 | 5,353 |
| Other real estate owned | $660,000 | 4,686 |
| Goodwill and other intangibles | $2,894,000 | 926 |
| All other assets | $2,325,000 | 4,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,105,000 | 4,766 |
| Total liabilities | $85,494,000 | 4,858 |
| Total deposits | $81,003,000 | 4,803 |
| Interest-bearing deposits | $72,371,000 | 4,661 |
| Deposits held in domestic offices | $81,003,000 | 4,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,000 | 2,948 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,500,000 | 3,673 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $870,000 | 3,651 |
| Total equity capital | $12,611,000 | 4,009 |
| Total bank equity capital | $12,611,000 | 4,009 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $9,083,000 | 2,003 |
| Undivided profits | $3,527,000 | 5,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $896,000 | 3,372 |
| Earning assets | $87,283,000 | 4,852 |
| Long-term assets (5+ years) | $17,291,000 | 3,697 |
| Average Assets, year-to-date | $97,445,500 | 4,772 |
| Average Assets, quarterly | $97,445,500 | 4,772 |
| Volatile liabilities | $21,295,000 | 3,615 |
| Insider loans | $2,828,000 | 1,905 |
| FHLB advances | $3,500,000 | 3,507 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,316,000 | 7,129 |
| Tier 1 (core) risk-based capital | $9,508,000 | 4,748 |
| Tier 2 risk-based capital | $817,000 | 4,179 |
| Total risk weighted assets | $64,996,000 | 4,696 |
| Total unused commitments | $2,316,000 | 7,145 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 32 | 4,795 |
| Assets and Liabilities | ||
| Total Assets: | $96,786,000 | 4,800 |
| Cash and due from depository institutions | $4,080,000 | 4,795 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $19,578,000 | 4,702 |
| Federal funds sold & reverse repurchase agreements | $4,198,000 | 3,187 |
| Net loans & leases | $61,766,000 | 4,680 |
| Loan loss allowance | $1,069,000 | 3,612 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,258,000 | 5,321 |
| Other real estate owned | $682,000 | 4,795 |
| Goodwill and other intangibles | $2,894,000 | 905 |
| All other assets | $2,330,000 | 4,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,786,000 | 4,800 |
| Total liabilities | $84,337,000 | 4,871 |
| Total deposits | $79,869,000 | 4,806 |
| Interest-bearing deposits | $70,875,000 | 4,677 |
| Deposits held in domestic offices | $79,869,000 | 4,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $129,000 | 3,106 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,500,000 | 3,719 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $839,000 | 3,810 |
| Total equity capital | $12,449,000 | 4,006 |
| Total bank equity capital | $12,449,000 | 4,006 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $9,083,000 | 1,973 |
| Undivided profits | $3,365,000 | 5,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $965,000 | 3,314 |
| Earning assets | $85,542,000 | 4,894 |
| Long-term assets (5+ years) | $14,969,000 | 3,971 |
| Average Assets, year-to-date | $93,871,000 | 4,724 |
| Average Assets, quarterly | $95,718,500 | 4,777 |
| Volatile liabilities | $19,412,000 | 3,838 |
| Insider loans | $3,152,000 | 1,689 |
| FHLB advances | $3,500,000 | 3,520 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,801,000 | 6,706 |
| Tier 1 (core) risk-based capital | $9,291,000 | 4,773 |
| Tier 2 risk-based capital | $822,000 | 4,115 |
| Total risk weighted assets | $65,541,000 | 4,652 |
| Total unused commitments | $2,801,000 | 6,708 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $92,578,000 | 4,826 |
| Cash and due from depository institutions | $5,130,000 | 4,593 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $14,900,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $2,713,000 | 4,151 |
| Net loans & leases | $63,097,000 | 4,499 |
| Loan loss allowance | $867,000 | 4,019 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,246,000 | 5,340 |
| Other real estate owned | $217,000 | 4,593 |
| Goodwill and other intangibles | $2,937,000 | 843 |
| All other assets | $2,338,000 | 4,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,578,000 | 4,826 |
| Total liabilities | $80,399,000 | 4,923 |
| Total deposits | $75,571,000 | 4,860 |
| Interest-bearing deposits | $67,097,000 | 4,731 |
| Deposits held in domestic offices | $75,571,000 | 4,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $285,000 | 3,166 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 3,506 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,043,000 | 3,354 |
| Total equity capital | $12,179,000 | 3,840 |
| Total bank equity capital | $12,179,000 | 3,840 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $9,083,000 | 1,863 |
| Undivided profits | $3,095,000 | 5,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,315,000 | 1,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $966,000 | 3,574 |
| Earning assets | $80,710,000 | 4,960 |
| Long-term assets (5+ years) | $8,878,000 | 5,053 |
| Average Assets, year-to-date | $86,122,600 | 4,884 |
| Average Assets, quarterly | $91,063,000 | 4,839 |
| Volatile liabilities | $18,421,000 | 3,892 |
| Insider loans | $2,648,000 | 1,858 |
| FHLB advances | $3,500,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,083,000 | 7,273 |
| Tier 1 (core) risk-based capital | $9,158,000 | 4,667 |
| Tier 2 risk-based capital | $821,000 | 3,926 |
| Total risk weighted assets | $65,661,000 | 4,536 |
| Total unused commitments | $2,083,000 | 7,281 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $80,473,000 | 5,172 |
| Cash and due from depository institutions | $2,789,000 | 4,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $16,624,000 | 5,235 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,776 |
| Net loans & leases | $50,679,000 | 5,116 |
| Loan loss allowance | $731,000 | 4,441 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,255,000 | 5,368 |
| Other real estate owned | $8,000 | 4,445 |
| Goodwill and other intangibles | $3,024,000 | 827 |
| All other assets | $1,994,000 | 3,964 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,473,000 | 5,172 |
| Total liabilities | $68,472,000 | 5,353 |
| Total deposits | $63,845,000 | 5,313 |
| Interest-bearing deposits | $55,954,000 | 5,246 |
| Deposits held in domestic offices | $63,845,000 | 5,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $143,000 | 3,590 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,329 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $984,000 | 3,644 |
| Total equity capital | $12,001,000 | 3,788 |
| Total bank equity capital | $12,001,000 | 3,788 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $9,083,000 | 1,805 |
| Undivided profits | $2,917,000 | 5,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 4,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $727,000 | 3,732 |
| Earning assets | $71,403,000 | 5,292 |
| Long-term assets (5+ years) | $9,512,000 | 4,698 |
| Average Assets, year-to-date | $76,331,600 | 5,169 |
| Average Assets, quarterly | $78,185,500 | 5,208 |
| Volatile liabilities | $9,718,000 | 5,690 |
| Insider loans | $2,277,000 | 2,066 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,044,000 | 5,887 |
| Tier 1 (core) risk-based capital | $8,965,000 | 4,696 |
| Tier 2 risk-based capital | $667,790 | 4,473 |
| Total risk weighted assets | $53,359,890 | 5,068 |
| Total unused commitments | $4,044,000 | 5,890 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $72,542,000 | 5,558 |
| Cash and due from depository institutions | $4,192,000 | 4,797 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $14,597,000 | 5,891 |
| Federal funds sold & reverse repurchase agreements | $2,255,000 | 3,443 |
| Net loans & leases | $45,694,000 | 5,373 |
| Loan loss allowance | $576,000 | 5,183 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,283,000 | 5,297 |
| Other real estate owned | $1,000 | 4,797 |
| Goodwill and other intangibles | $3,112,000 | 847 |
| All other assets | $1,408,000 | 5,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,542,000 | 5,558 |
| Total liabilities | $61,789,000 | 5,739 |
| Total deposits | $60,648,000 | 5,527 |
| Interest-bearing deposits | $51,954,000 | 5,546 |
| Deposits held in domestic offices | $60,648,000 | 5,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $227,000 | 3,814 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $914,000 | 3,492 |
| Total equity capital | $10,753,000 | 4,002 |
| Total bank equity capital | $10,753,000 | 4,002 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $9,083,000 | 1,786 |
| Undivided profits | $1,669,000 | 6,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $613,000 | 3,816 |
| Earning assets | $62,546,000 | 5,763 |
| Long-term assets (5+ years) | $9,622,000 | 4,939 |
| Average Assets, year-to-date | $71,392,400 | 5,475 |
| Average Assets, quarterly | $71,604,000 | 5,556 |
| Volatile liabilities | $7,101,000 | 6,399 |
| Insider loans | $2,028,000 | 2,207 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,708,000 | 6,876 |
| Tier 1 (core) risk-based capital | $7,951,000 | 5,132 |
| Tier 2 risk-based capital | $576,000 | 4,835 |
| Total risk weighted assets | $48,054,300 | 5,338 |
| Total unused commitments | $2,708,000 | 6,881 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 35 | 4,737 |
| Assets and Liabilities | ||
| Total Assets: | $71,972,000 | 5,612 |
| Cash and due from depository institutions | $4,104,000 | 4,737 |
| Interest-bearing balances | $500,000 | 3,498 |
| Securities | $13,690,000 | 6,097 |
| Federal funds sold & reverse repurchase agreements | $8,180,000 | 2,100 |
| Net loans & leases | $40,335,000 | 5,675 |
| Loan loss allowance | $577,000 | 5,123 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,285,000 | 5,240 |
| Other real estate owned | $42,000 | 4,737 |
| Goodwill and other intangibles | $3,199,000 | 774 |
| All other assets | $1,137,000 | 5,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,972,000 | 5,612 |
| Total liabilities | $61,804,000 | 5,749 |
| Total deposits | $60,151,000 | 5,624 |
| Interest-bearing deposits | $50,532,000 | 5,685 |
| Deposits held in domestic offices | $60,151,000 | 5,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $602,000 | 2,630 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,051,000 | 3,381 |
| Total equity capital | $10,168,000 | 4,265 |
| Total bank equity capital | $10,168,000 | 4,265 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,000 | 9,212 |
| Surplus | $9,073,000 | 1,717 |
| Undivided profits | $1,085,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $608,000 | 3,829 |
| Earning assets | $62,705,000 | 5,807 |
| Long-term assets (5+ years) | $8,155,000 | 5,204 |
| Average Assets, year-to-date | $67,090,000 | 5,672 |
| Average Assets, quarterly | $70,068,500 | 5,631 |
| Volatile liabilities | $8,785,000 | 5,360 |
| Insider loans | $2,539,000 | 1,697 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,673,000 | 7,806 |
| Tier 1 (core) risk-based capital | $6,941,000 | 5,627 |
| Tier 2 risk-based capital | $534,660 | 4,977 |
| Total risk weighted assets | $42,730,360 | 5,654 |
| Total unused commitments | $1,673,000 | 7,816 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $61,957,000 | 6,232 |
| Cash and due from depository institutions | $3,118,000 | 5,269 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,066,000 | 7,398 |
| Federal funds sold & reverse repurchase agreements | $7,110,000 | 1,958 |
| Net loans & leases | $36,448,000 | 6,149 |
| Loan loss allowance | $622,000 | 4,915 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,190,000 | 5,440 |
| Other real estate owned | $0 | 5,269 |
| Goodwill and other intangibles | $3,370,000 | 718 |
| All other assets | $655,000 | 7,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,957,000 | 6,232 |
| Total liabilities | $52,850,000 | 6,411 |
| Total deposits | $51,579,000 | 6,289 |
| Interest-bearing deposits | $43,654,000 | 6,306 |
| Deposits held in domestic offices | $51,579,000 | 6,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 3,266 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $921,000 | 3,801 |
| Total equity capital | $9,107,000 | 4,674 |
| Total bank equity capital | $9,107,000 | 4,674 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,000 | 9,607 |
| Surplus | $9,032,000 | 1,700 |
| Undivided profits | $65,000 | 10,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $477,000 | 4,929 |
| Earning assets | $53,624,000 | 6,441 |
| Long-term assets (5+ years) | $2,908,000 | 7,085 |
| Average Assets, year-to-date | $55,593,800 | 6,469 |
| Average Assets, quarterly | $58,349,500 | 6,411 |
| Volatile liabilities | $7,048,000 | 6,104 |
| Insider loans | $2,110,000 | 1,964 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $845,000 | 9,025 |
| Tier 1 (core) risk-based capital | $5,737,000 | 6,450 |
| Tier 2 risk-based capital | $455,580 | 5,507 |
| Total risk weighted assets | $36,279,680 | 6,314 |
| Total unused commitments | $845,000 | 9,037 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $52,800,000 | 7,036 |
| Cash and due from depository institutions | $2,700,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,683,000 | 7,077 |
| Federal funds sold & reverse repurchase agreements | $4,445,000 | 2,876 |
| Net loans & leases | $31,444,000 | 6,779 |
| Loan loss allowance | $606,000 | 5,174 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $816,000 | 6,672 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $31,000 | 2,995 |
| All other assets | $681,000 | 7,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,800,000 | 7,036 |
| Total liabilities | $47,878,000 | 6,989 |
| Total deposits | $47,385,000 | 6,826 |
| Interest-bearing deposits | $40,964,000 | 6,783 |
| Deposits held in domestic offices | $47,385,000 | 6,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $493,000 | 6,001 |
| Total equity capital | $4,922,000 | 7,303 |
| Total bank equity capital | $4,922,000 | 7,303 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000 | 10,071 |
| Surplus | $4,196,000 | 3,302 |
| Undivided profits | $716,000 | 9,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 9,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $381,000 | 5,870 |
| Earning assets | $48,572,000 | 6,999 |
| Long-term assets (5+ years) | $3,838,000 | 6,506 |
| Average Assets, year-to-date | $51,854,200 | 6,937 |
| Average Assets, quarterly | $52,955,000 | 6,969 |
| Volatile liabilities | $5,217,000 | 6,969 |
| Insider loans | $1,839,000 | 2,284 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $933,000 | 8,965 |
| Tier 1 (core) risk-based capital | $4,856,000 | 7,259 |
| Tier 2 risk-based capital | $402,760 | 6,098 |
| Total risk weighted assets | $32,017,560 | 6,860 |
| Total unused commitments | $933,000 | 8,978 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $50,005,000 | 7,417 |
| Cash and due from depository institutions | $3,676,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,655,000 | 9,132 |
| Federal funds sold & reverse repurchase agreements | $8,660,000 | 1,684 |
| Net loans & leases | $28,560,000 | 7,204 |
| Loan loss allowance | $507,000 | 5,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $842,000 | 6,638 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $32,000 | 2,786 |
| All other assets | $580,000 | 8,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,005,000 | 7,417 |
| Total liabilities | $45,684,000 | 7,322 |
| Total deposits | $45,093,000 | 7,193 |
| Interest-bearing deposits | $36,898,000 | 7,408 |
| Deposits held in domestic offices | $45,093,000 | 7,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $591,000 | 5,539 |
| Total equity capital | $4,321,000 | 8,010 |
| Total bank equity capital | $4,321,000 | 8,010 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,000 | 10,536 |
| Surplus | $4,044,000 | 3,393 |
| Undivided profits | $267,000 | 10,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 7,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $379,000 | 6,059 |
| Earning assets | $44,875,000 | 7,481 |
| Long-term assets (5+ years) | $4,394,000 | 6,134 |
| Average Assets, year-to-date | $46,384,000 | 7,550 |
| Average Assets, quarterly | $48,083,000 | 7,515 |
| Volatile liabilities | $4,381,000 | 7,379 |
| Insider loans | $1,273,000 | 3,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,101,000 | 8,796 |
| Tier 1 (core) risk-based capital | $4,200,000 | 8,007 |
| Tier 2 risk-based capital | $375,900 | 6,455 |
| Total risk weighted assets | $29,940,800 | 7,187 |
| Total unused commitments | $1,101,000 | 8,807 |
| Derivatives | $0 | 628 |