Home > The Peoples Bank of Bullitt County > Income and Expense
The Peoples Bank of Bullitt County, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 3,050 |
| Total interest expense | $992,000 | 1,978 |
| Net interest income | $4,474,000 | 3,227 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,616,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $241,000 | 2,920 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,375,000 | 1,636 |
| Total noninterest expense | $5,671,000 | 2,428 |
| Salaries and employee benefits | $2,825,000 | 2,604 |
| Premises and equipment expense | $349,000 | 3,676 |
| Additional noninterest expense | $2,497,000 | 1,815 |
| Pre-tax net operating income | $419,000 | 4,937 |
| Securities gains (losses) | $97,000 | 1,060 |
| Applicable income taxes | $83,000 | 3,375 |
| Income before extraordinary items | $433,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $433,000 | 4,751 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $433,000 | 4,752 |
| Net charge-offs | $61,000 | 2,624 |
| Cash dividends | $600,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $351,520 | 4,932 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 3,053 |
| Total interest expense | $669,000 | 1,964 |
| Net interest income | $2,970,000 | 3,243 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $864,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $156,000 | 2,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $708,000 | 1,951 |
| Total noninterest expense | $3,574,000 | 2,553 |
| Salaries and employee benefits | $1,796,000 | 2,701 |
| Premises and equipment expense | $216,000 | 3,841 |
| Additional noninterest expense | $1,562,000 | 1,932 |
| Pre-tax net operating income | $260,000 | 5,011 |
| Securities gains (losses) | $97,000 | 870 |
| Applicable income taxes | $78,000 | 3,177 |
| Income before extraordinary items | $279,000 | 4,787 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $279,000 | 4,789 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $279,000 | 4,790 |
| Net charge-offs | $61,000 | 2,167 |
| Cash dividends | $405,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $203,340 | 5,059 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 3,115 |
| Total interest expense | $337,000 | 1,979 |
| Net interest income | $1,442,000 | 3,310 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $241,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $77,000 | 2,944 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 2,898 |
| Total noninterest expense | $1,660,000 | 2,699 |
| Salaries and employee benefits | $892,000 | 2,743 |
| Premises and equipment expense | $109,000 | 3,860 |
| Additional noninterest expense | $659,000 | 2,222 |
| Pre-tax net operating income | $23,000 | 5,845 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $4,000 | 4,088 |
| Income before extraordinary items | $23,000 | 5,875 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $23,000 | 5,876 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $23,000 | 5,876 |
| Net charge-offs | $65,000 | 1,383 |
| Cash dividends | $18,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $19,600 | 5,859 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,204,000 | 2,835 |
| Total interest expense | $1,387,000 | 2,023 |
| Net interest income | $6,817,000 | 2,954 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,891,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $362,000 | 2,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,529,000 | 1,757 |
| Total noninterest expense | $7,261,000 | 2,530 |
| Salaries and employee benefits | $3,578,000 | 2,720 |
| Premises and equipment expense | $546,000 | 3,441 |
| Additional noninterest expense | $3,137,000 | 1,957 |
| Pre-tax net operating income | $1,447,000 | 3,552 |
| Securities gains (losses) | $1,035,000 | 208 |
| Applicable income taxes | $730,000 | 1,847 |
| Income before extraordinary items | $1,752,000 | 2,942 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,752,000 | 2,941 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,752,000 | 2,942 |
| Net charge-offs | $42,000 | 3,902 |
| Cash dividends | $883,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,017,150 | 3,880 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 2,786 |
| Total interest expense | $1,044,000 | 2,045 |
| Net interest income | $5,320,000 | 2,886 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,473,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $275,000 | 2,890 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,198,000 | 1,727 |
| Total noninterest expense | $5,409,000 | 2,551 |
| Salaries and employee benefits | $2,639,000 | 2,761 |
| Premises and equipment expense | $415,000 | 3,460 |
| Additional noninterest expense | $2,355,000 | 1,957 |
| Pre-tax net operating income | $1,384,000 | 3,185 |
| Securities gains (losses) | $1,718,000 | 98 |
| Applicable income taxes | $984,000 | 1,323 |
| Income before extraordinary items | $2,118,000 | 2,126 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,118,000 | 2,124 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,118,000 | 2,124 |
| Net charge-offs | $42,000 | 3,380 |
| Cash dividends | $490,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $949,760 | 3,550 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 2,747 |
| Total interest expense | $695,000 | 2,063 |
| Net interest income | $3,640,000 | 2,839 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $786,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $178,000 | 2,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $608,000 | 2,036 |
| Total noninterest expense | $3,447,000 | 2,650 |
| Salaries and employee benefits | $1,704,000 | 2,838 |
| Premises and equipment expense | $258,000 | 3,647 |
| Additional noninterest expense | $1,485,000 | 2,037 |
| Pre-tax net operating income | $979,000 | 3,008 |
| Securities gains (losses) | $24,000 | 1,570 |
| Applicable income taxes | $282,000 | 2,086 |
| Income before extraordinary items | $721,000 | 3,283 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $721,000 | 3,288 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $721,000 | 3,288 |
| Net charge-offs | $-18,000 | 5,841 |
| Cash dividends | $463,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $703,720 | 3,289 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,746 |
| Total interest expense | $350,000 | 2,075 |
| Net interest income | $1,811,000 | 2,851 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $217,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $130,000 | 3,181 |
| Total noninterest expense | $1,647,000 | 2,763 |
| Salaries and employee benefits | $849,000 | 2,865 |
| Premises and equipment expense | $129,000 | 3,685 |
| Additional noninterest expense | $669,000 | 2,235 |
| Pre-tax net operating income | $381,000 | 3,372 |
| Securities gains (losses) | $24,000 | 901 |
| Applicable income taxes | $114,000 | 2,245 |
| Income before extraordinary items | $291,000 | 3,599 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $291,000 | 3,602 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $291,000 | 3,602 |
| Net charge-offs | $-18,000 | 5,996 |
| Cash dividends | $78,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $273,720 | 3,653 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,630,000 | 2,773 |
| Total interest expense | $1,504,000 | 2,156 |
| Net interest income | $7,126,000 | 2,873 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $693,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $381,000 | 2,919 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $312,000 | 4,041 |
| Total noninterest expense | $6,151,000 | 2,927 |
| Salaries and employee benefits | $3,796,000 | 2,594 |
| Premises and equipment expense | $514,000 | 3,674 |
| Additional noninterest expense | $1,841,000 | 3,165 |
| Pre-tax net operating income | $1,368,000 | 3,563 |
| Securities gains (losses) | $353,000 | 616 |
| Applicable income taxes | $499,000 | 2,163 |
| Income before extraordinary items | $1,222,000 | 3,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,222,000 | 3,528 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,222,000 | 3,529 |
| Net charge-offs | $2,494,000 | 628 |
| Cash dividends | $860,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $971,370 | 3,897 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 2,758 |
| Total interest expense | $1,148,000 | 2,187 |
| Net interest income | $5,396,000 | 2,865 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $578,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $286,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $292,000 | 3,776 |
| Total noninterest expense | $4,455,000 | 3,012 |
| Salaries and employee benefits | $2,712,000 | 2,725 |
| Premises and equipment expense | $378,000 | 3,746 |
| Additional noninterest expense | $1,365,000 | 3,185 |
| Pre-tax net operating income | $1,519,000 | 2,893 |
| Securities gains (losses) | $353,000 | 563 |
| Applicable income taxes | $500,000 | 1,911 |
| Income before extraordinary items | $1,372,000 | 2,825 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,372,000 | 2,829 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,372,000 | 2,829 |
| Net charge-offs | $87,000 | 3,392 |
| Cash dividends | $474,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,114,310 | 3,148 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 2,769 |
| Total interest expense | $780,000 | 2,190 |
| Net interest income | $3,562,000 | 2,878 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $413,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $188,000 | 2,921 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 3,605 |
| Total noninterest expense | $2,968,000 | 3,022 |
| Salaries and employee benefits | $1,822,000 | 2,730 |
| Premises and equipment expense | $222,000 | 4,073 |
| Additional noninterest expense | $924,000 | 3,144 |
| Pre-tax net operating income | $1,007,000 | 2,889 |
| Securities gains (losses) | $353,000 | 496 |
| Applicable income taxes | $400,000 | 1,740 |
| Income before extraordinary items | $960,000 | 2,722 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $960,000 | 2,727 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $960,000 | 2,727 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $444,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $709,370 | 3,190 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 2,774 |
| Total interest expense | $397,000 | 2,213 |
| Net interest income | $1,785,000 | 2,877 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $241,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $119,000 | 2,453 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,473 |
| Total noninterest expense | $1,453,000 | 3,079 |
| Salaries and employee benefits | $903,000 | 2,761 |
| Premises and equipment expense | $113,000 | 4,039 |
| Additional noninterest expense | $437,000 | 3,298 |
| Pre-tax net operating income | $573,000 | 2,632 |
| Securities gains (losses) | $73,000 | 772 |
| Applicable income taxes | $100,000 | 2,402 |
| Income before extraordinary items | $546,000 | 2,423 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $546,000 | 2,425 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $546,000 | 2,425 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $483,950 | 2,580 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 2,796 |
| Total interest expense | $1,992,000 | 2,143 |
| Net interest income | $7,132,000 | 2,937 |
| Provision for loan and lease losses | $2,300,000 | 954 |
| Total noninterest income | $782,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $435,000 | 2,760 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $347,000 | 3,838 |
| Total noninterest expense | $6,449,000 | 2,868 |
| Salaries and employee benefits | $3,969,000 | 2,473 |
| Premises and equipment expense | $588,000 | 3,435 |
| Additional noninterest expense | $1,892,000 | 3,220 |
| Pre-tax net operating income | $-835,000 | 6,610 |
| Securities gains (losses) | $72,000 | 2,499 |
| Applicable income taxes | $-368,000 | 6,862 |
| Income before extraordinary items | $-395,000 | 6,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-395,000 | 6,545 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-395,000 | 6,547 |
| Net charge-offs | $127,000 | 4,203 |
| Cash dividends | $1,046,000 | 1,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-441,080 | 6,500 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 2,802 |
| Total interest expense | $1,532,000 | 2,182 |
| Net interest income | $5,461,000 | 2,931 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $562,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $327,000 | 2,800 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 4,024 |
| Total noninterest expense | $4,512,000 | 3,042 |
| Salaries and employee benefits | $2,850,000 | 2,592 |
| Premises and equipment expense | $428,000 | 3,550 |
| Additional noninterest expense | $1,234,000 | 3,568 |
| Pre-tax net operating income | $1,511,000 | 2,869 |
| Securities gains (losses) | $72,000 | 2,213 |
| Applicable income taxes | $300,000 | 2,469 |
| Income before extraordinary items | $1,283,000 | 2,936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,283,000 | 2,936 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,283,000 | 2,935 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $663,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,224,680 | 2,885 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 2,814 |
| Total interest expense | $1,067,000 | 2,165 |
| Net interest income | $3,624,000 | 2,950 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $363,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $215,000 | 2,803 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 4,096 |
| Total noninterest expense | $2,953,000 | 3,101 |
| Salaries and employee benefits | $1,914,000 | 2,571 |
| Premises and equipment expense | $268,000 | 3,692 |
| Additional noninterest expense | $771,000 | 3,761 |
| Pre-tax net operating income | $1,034,000 | 2,785 |
| Securities gains (losses) | $44,000 | 2,133 |
| Applicable income taxes | $300,000 | 2,058 |
| Income before extraordinary items | $778,000 | 3,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $778,000 | 3,098 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $778,000 | 3,099 |
| Net charge-offs | $23,000 | 4,558 |
| Cash dividends | $636,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $746,320 | 3,033 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 2,732 |
| Total interest expense | $535,000 | 2,235 |
| Net interest income | $1,890,000 | 2,850 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $165,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 4,442 |
| Total noninterest expense | $1,481,000 | 3,088 |
| Salaries and employee benefits | $955,000 | 2,591 |
| Premises and equipment expense | $141,000 | 3,620 |
| Additional noninterest expense | $385,000 | 3,733 |
| Pre-tax net operating income | $574,000 | 2,604 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $474,000 | 2,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $474,000 | 2,720 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $474,000 | 2,721 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $252,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $474,000 | 2,586 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,550,000 | 2,645 |
| Total interest expense | $2,615,000 | 2,202 |
| Net interest income | $7,935,000 | 2,756 |
| Provision for loan and lease losses | $617,000 | 3,120 |
| Total noninterest income | $890,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $465,000 | 2,727 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $425,000 | 3,344 |
| Total noninterest expense | $6,319,000 | 2,922 |
| Salaries and employee benefits | $3,955,000 | 2,429 |
| Premises and equipment expense | $551,000 | 3,793 |
| Additional noninterest expense | $1,813,000 | 3,385 |
| Pre-tax net operating income | $1,889,000 | 2,613 |
| Securities gains (losses) | $203,000 | 1,444 |
| Applicable income taxes | $574,000 | 1,900 |
| Income before extraordinary items | $1,518,000 | 2,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,518,000 | 2,755 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,518,000 | 2,755 |
| Net charge-offs | $581,000 | 2,996 |
| Cash dividends | $985,000 | 1,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,369,810 | 2,867 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 2,616 |
| Total interest expense | $1,978,000 | 2,289 |
| Net interest income | $6,085,000 | 2,700 |
| Provision for loan and lease losses | $617,000 | 2,603 |
| Total noninterest income | $597,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $344,000 | 2,757 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $253,000 | 3,715 |
| Total noninterest expense | $4,431,000 | 3,095 |
| Salaries and employee benefits | $2,819,000 | 2,550 |
| Premises and equipment expense | $379,000 | 4,051 |
| Additional noninterest expense | $1,233,000 | 3,616 |
| Pre-tax net operating income | $1,634,000 | 2,418 |
| Securities gains (losses) | $120,000 | 1,623 |
| Applicable income taxes | $590,000 | 1,592 |
| Income before extraordinary items | $1,164,000 | 2,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,164,000 | 2,777 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,164,000 | 2,777 |
| Net charge-offs | $28,000 | 5,367 |
| Cash dividends | $537,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,084,800 | 2,808 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 2,620 |
| Total interest expense | $1,337,000 | 2,341 |
| Net interest income | $4,074,000 | 2,700 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $390,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $227,000 | 2,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 3,822 |
| Total noninterest expense | $2,990,000 | 3,107 |
| Salaries and employee benefits | $1,904,000 | 2,529 |
| Premises and equipment expense | $255,000 | 4,049 |
| Additional noninterest expense | $831,000 | 3,646 |
| Pre-tax net operating income | $1,474,000 | 1,910 |
| Securities gains (losses) | $118,000 | 1,021 |
| Applicable income taxes | $500,000 | 1,323 |
| Income before extraordinary items | $1,092,000 | 2,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,092,000 | 2,111 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,092,000 | 2,111 |
| Net charge-offs | $28,000 | 4,871 |
| Cash dividends | $501,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,010,580 | 2,177 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 2,621 |
| Total interest expense | $680,000 | 2,370 |
| Net interest income | $2,044,000 | 2,677 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $187,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $112,000 | 2,743 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $1,497,000 | 3,107 |
| Salaries and employee benefits | $947,000 | 2,561 |
| Premises and equipment expense | $123,000 | 4,213 |
| Additional noninterest expense | $427,000 | 3,572 |
| Pre-tax net operating income | $734,000 | 1,900 |
| Securities gains (losses) | $115,000 | 494 |
| Applicable income taxes | $300,000 | 1,122 |
| Income before extraordinary items | $549,000 | 2,078 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $549,000 | 2,077 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $549,000 | 2,078 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $81,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $474,250 | 2,307 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,191,000 | 2,910 |
| Total interest expense | $2,777,000 | 2,764 |
| Net interest income | $7,414,000 | 2,933 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $957,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $497,000 | 2,651 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $460,000 | 3,307 |
| Total noninterest expense | $5,920,000 | 3,148 |
| Salaries and employee benefits | $3,789,000 | 2,536 |
| Premises and equipment expense | $570,000 | 3,850 |
| Additional noninterest expense | $1,561,000 | 3,895 |
| Pre-tax net operating income | $2,351,000 | 1,978 |
| Securities gains (losses) | $58,000 | 2,558 |
| Applicable income taxes | $722,000 | 1,525 |
| Income before extraordinary items | $1,687,000 | 2,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,687,000 | 2,311 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,687,000 | 2,314 |
| Net charge-offs | $99,000 | 5,422 |
| Cash dividends | $943,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,646,400 | 2,254 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 2,993 |
| Total interest expense | $1,998,000 | 2,960 |
| Net interest income | $5,584,000 | 2,958 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $680,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $378,000 | 2,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $302,000 | 3,547 |
| Total noninterest expense | $4,245,000 | 3,265 |
| Salaries and employee benefits | $2,676,000 | 2,689 |
| Premises and equipment expense | $414,000 | 4,009 |
| Additional noninterest expense | $1,155,000 | 3,911 |
| Pre-tax net operating income | $2,019,000 | 1,879 |
| Securities gains (losses) | $58,000 | 2,322 |
| Applicable income taxes | $650,000 | 1,412 |
| Income before extraordinary items | $1,427,000 | 2,237 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,427,000 | 2,237 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,427,000 | 2,239 |
| Net charge-offs | $94,000 | 4,970 |
| Cash dividends | $485,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,386,980 | 2,186 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 2,994 |
| Total interest expense | $1,339,000 | 3,047 |
| Net interest income | $3,772,000 | 2,916 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $477,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $257,000 | 2,664 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $220,000 | 3,348 |
| Total noninterest expense | $2,833,000 | 3,254 |
| Salaries and employee benefits | $1,791,000 | 2,705 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $776,000 | 3,868 |
| Pre-tax net operating income | $1,416,000 | 1,794 |
| Securities gains (losses) | $58,000 | 1,791 |
| Applicable income taxes | $450,000 | 1,325 |
| Income before extraordinary items | $1,024,000 | 2,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,024,000 | 2,078 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,024,000 | 2,080 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $449,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $983,980 | 2,075 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 3,083 |
| Total interest expense | $673,000 | 3,151 |
| Net interest income | $1,850,000 | 2,994 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $257,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $134,000 | 3,024 |
| Total noninterest expense | $1,440,000 | 3,253 |
| Salaries and employee benefits | $886,000 | 2,771 |
| Premises and equipment expense | $138,000 | 4,104 |
| Additional noninterest expense | $416,000 | 3,713 |
| Pre-tax net operating income | $667,000 | 1,910 |
| Securities gains (losses) | $58,000 | 1,067 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $525,000 | 2,061 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $525,000 | 2,060 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $525,000 | 2,061 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $20,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $483,240 | 2,119 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,661,000 | 3,069 |
| Total interest expense | $2,962,000 | 3,437 |
| Net interest income | $7,699,000 | 2,822 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $386,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $544,000 | 2,716 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-158,000 | 7,657 |
| Total noninterest expense | $5,837,000 | 3,250 |
| Salaries and employee benefits | $3,657,000 | 2,671 |
| Premises and equipment expense | $548,000 | 4,139 |
| Additional noninterest expense | $1,632,000 | 3,866 |
| Pre-tax net operating income | $1,948,000 | 1,952 |
| Securities gains (losses) | $120,000 | 1,972 |
| Applicable income taxes | $609,000 | 1,364 |
| Income before extraordinary items | $1,459,000 | 2,161 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,459,000 | 2,159 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,459,000 | 2,161 |
| Net charge-offs | $175,000 | 5,155 |
| Cash dividends | $893,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,373,800 | 2,223 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 3,080 |
| Total interest expense | $2,165,000 | 3,655 |
| Net interest income | $5,915,000 | 2,776 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $230,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $404,000 | 2,737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-174,000 | 7,859 |
| Total noninterest expense | $4,269,000 | 3,324 |
| Salaries and employee benefits | $2,591,000 | 2,844 |
| Premises and equipment expense | $409,000 | 4,191 |
| Additional noninterest expense | $1,269,000 | 3,724 |
| Pre-tax net operating income | $1,876,000 | 1,719 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $650,000 | 1,148 |
| Income before extraordinary items | $1,346,000 | 1,977 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,346,000 | 1,976 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,346,000 | 1,977 |
| Net charge-offs | $133,000 | 4,768 |
| Cash dividends | $446,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,265,600 | 2,043 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 3,099 |
| Total interest expense | $1,471,000 | 3,730 |
| Net interest income | $3,944,000 | 2,759 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $400,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $260,000 | 2,774 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $140,000 | 4,244 |
| Total noninterest expense | $2,820,000 | 3,382 |
| Salaries and employee benefits | $1,733,000 | 2,867 |
| Premises and equipment expense | $283,000 | 4,106 |
| Additional noninterest expense | $804,000 | 3,853 |
| Pre-tax net operating income | $1,524,000 | 1,503 |
| Securities gains (losses) | $120,000 | 1,351 |
| Applicable income taxes | $500,000 | 1,093 |
| Income before extraordinary items | $1,144,000 | 1,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,144,000 | 1,626 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,144,000 | 1,628 |
| Net charge-offs | $134,000 | 3,906 |
| Cash dividends | $428,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,060,000 | 1,711 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 3,026 |
| Total interest expense | $755,000 | 3,753 |
| Net interest income | $2,054,000 | 2,640 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $191,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $125,000 | 2,807 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $66,000 | 4,358 |
| Total noninterest expense | $1,402,000 | 3,318 |
| Salaries and employee benefits | $851,000 | 2,948 |
| Premises and equipment expense | $153,000 | 3,916 |
| Additional noninterest expense | $398,000 | 3,592 |
| Pre-tax net operating income | $843,000 | 1,523 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $250,000 | 1,230 |
| Income before extraordinary items | $593,000 | 1,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $593,000 | 1,824 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $593,000 | 1,825 |
| Net charge-offs | $99,000 | 2,882 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $593,000 | 1,715 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,207,000 | 2,991 |
| Total interest expense | $3,899,000 | 3,574 |
| Net interest income | $8,308,000 | 2,614 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $918,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $585,000 | 2,696 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $333,000 | 3,914 |
| Total noninterest expense | $5,584,000 | 3,279 |
| Salaries and employee benefits | $3,495,000 | 2,831 |
| Premises and equipment expense | $554,000 | 4,193 |
| Additional noninterest expense | $1,535,000 | 3,560 |
| Pre-tax net operating income | $3,342,000 | 1,629 |
| Securities gains (losses) | $35,000 | 1,832 |
| Applicable income taxes | $1,013,000 | 1,191 |
| Income before extraordinary items | $2,364,000 | 1,697 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,364,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,800 |
| Cash dividends | $975,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,339,500 | 1,826 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,190,000 | 3,047 |
| Total interest expense | $2,948,000 | 3,665 |
| Net interest income | $6,242,000 | 2,632 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $758,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $438,000 | 2,715 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $320,000 | 3,577 |
| Total noninterest expense | $4,038,000 | 3,357 |
| Salaries and employee benefits | $2,459,000 | 3,038 |
| Premises and equipment expense | $413,000 | 4,212 |
| Additional noninterest expense | $1,166,000 | 3,460 |
| Pre-tax net operating income | $2,962,000 | 1,647 |
| Securities gains (losses) | $35,000 | 1,656 |
| Applicable income taxes | $1,007,000 | 1,148 |
| Income before extraordinary items | $1,990,000 | 1,788 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,990,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,288 |
| Cash dividends | $575,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,966,900 | 1,900 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 3,088 |
| Total interest expense | $2,056,000 | 3,672 |
| Net interest income | $4,080,000 | 2,665 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $452,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $292,000 | 2,698 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $160,000 | 4,198 |
| Total noninterest expense | $2,593,000 | 3,461 |
| Salaries and employee benefits | $1,633,000 | 3,075 |
| Premises and equipment expense | $278,000 | 4,195 |
| Additional noninterest expense | $682,000 | 3,788 |
| Pre-tax net operating income | $1,939,000 | 1,729 |
| Securities gains (losses) | $35,000 | 1,681 |
| Applicable income taxes | $675,000 | 1,263 |
| Income before extraordinary items | $1,299,000 | 2,039 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,299,000 | 2,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $548,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,275,900 | 2,028 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 3,143 |
| Total interest expense | $1,081,000 | 3,713 |
| Net interest income | $2,004,000 | 2,698 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $234,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $149,000 | 2,633 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $1,311,000 | 3,449 |
| Salaries and employee benefits | $813,000 | 3,118 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $347,000 | 3,703 |
| Pre-tax net operating income | $927,000 | 1,915 |
| Securities gains (losses) | $35,000 | 1,284 |
| Applicable income taxes | $325,000 | 1,393 |
| Income before extraordinary items | $637,000 | 2,199 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $637,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $180,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $613,900 | 2,199 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,741,000 | 3,345 |
| Total interest expense | $3,697,000 | 4,207 |
| Net interest income | $8,044,000 | 2,712 |
| Provision for loan and lease losses | $200,000 | 3,846 |
| Total noninterest income | $931,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $666,000 | 2,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $265,000 | 4,467 |
| Total noninterest expense | $5,337,000 | 3,283 |
| Salaries and employee benefits | $3,372,000 | 2,917 |
| Premises and equipment expense | $524,000 | 4,222 |
| Additional noninterest expense | $1,441,000 | 3,543 |
| Pre-tax net operating income | $3,438,000 | 2,228 |
| Securities gains (losses) | $-13,000 | 7,627 |
| Applicable income taxes | $1,185,000 | 1,666 |
| Income before extraordinary items | $2,240,000 | 2,595 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,240,000 | 2,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,742 |
| Cash dividends | $933,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,248,450 | 2,576 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,390 |
| Total interest expense | $2,559,000 | 4,417 |
| Net interest income | $6,125,000 | 2,683 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $686,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $492,000 | 2,473 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,539 |
| Total noninterest expense | $3,894,000 | 3,314 |
| Salaries and employee benefits | $2,387,000 | 3,046 |
| Premises and equipment expense | $389,000 | 4,255 |
| Additional noninterest expense | $1,118,000 | 3,377 |
| Pre-tax net operating income | $2,917,000 | 2,157 |
| Securities gains (losses) | $-13,000 | 7,843 |
| Applicable income taxes | $975,000 | 1,681 |
| Income before extraordinary items | $1,929,000 | 2,448 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,929,000 | 2,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,810 |
| Cash dividends | $463,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,937,580 | 2,412 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 3,411 |
| Total interest expense | $1,662,000 | 4,485 |
| Net interest income | $4,104,000 | 2,691 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $452,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $323,000 | 2,503 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $2,590,000 | 3,361 |
| Salaries and employee benefits | $1,598,000 | 3,072 |
| Premises and equipment expense | $259,000 | 4,278 |
| Additional noninterest expense | $733,000 | 3,427 |
| Pre-tax net operating income | $1,966,000 | 2,196 |
| Securities gains (losses) | $-13,000 | 8,051 |
| Applicable income taxes | $650,000 | 1,743 |
| Income before extraordinary items | $1,303,000 | 2,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,303,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $454,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,311,710 | 2,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 3,400 |
| Total interest expense | $807,000 | 4,551 |
| Net interest income | $2,061,000 | 2,689 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $215,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $155,000 | 2,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $60,000 | 4,749 |
| Total noninterest expense | $1,343,000 | 3,268 |
| Salaries and employee benefits | $795,000 | 3,105 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $418,000 | 3,054 |
| Pre-tax net operating income | $933,000 | 2,288 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $300,000 | 1,853 |
| Income before extraordinary items | $633,000 | 2,522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $633,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $18,000 | 3,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $633,000 | 2,496 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 3,307 |
| Total interest expense | $2,959,000 | 4,346 |
| Net interest income | $8,083,000 | 2,729 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,028,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $715,000 | 2,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 4,220 |
| Total noninterest expense | $5,310,000 | 3,187 |
| Salaries and employee benefits | $3,443,000 | 2,770 |
| Premises and equipment expense | $543,000 | 4,032 |
| Additional noninterest expense | $1,324,000 | 3,647 |
| Pre-tax net operating income | $3,701,000 | 2,383 |
| Securities gains (losses) | $-333,000 | 8,460 |
| Applicable income taxes | $1,166,000 | 1,984 |
| Income before extraordinary items | $2,202,000 | 2,893 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,202,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,821 |
| Cash dividends | $3,692,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,418,450 | 2,668 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,126,000 | 3,336 |
| Total interest expense | $2,149,000 | 4,349 |
| Net interest income | $5,977,000 | 2,787 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $763,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $548,000 | 2,289 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,387 |
| Total noninterest expense | $3,745,000 | 3,352 |
| Salaries and employee benefits | $2,285,000 | 3,074 |
| Premises and equipment expense | $418,000 | 3,998 |
| Additional noninterest expense | $1,042,000 | 3,497 |
| Pre-tax net operating income | $2,995,000 | 2,331 |
| Securities gains (losses) | $-333,000 | 8,596 |
| Applicable income taxes | $900,000 | 2,019 |
| Income before extraordinary items | $1,762,000 | 2,833 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,762,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $411,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,981,780 | 2,570 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,348,000 | 3,328 |
| Total interest expense | $1,397,000 | 4,293 |
| Net interest income | $3,951,000 | 2,811 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $503,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $371,000 | 2,244 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $132,000 | 4,558 |
| Total noninterest expense | $2,495,000 | 3,351 |
| Salaries and employee benefits | $1,525,000 | 3,074 |
| Premises and equipment expense | $264,000 | 4,146 |
| Additional noninterest expense | $706,000 | 3,444 |
| Pre-tax net operating income | $1,959,000 | 2,346 |
| Securities gains (losses) | $-170,000 | 8,618 |
| Applicable income taxes | $600,000 | 2,055 |
| Income before extraordinary items | $1,189,000 | 2,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,189,000 | 2,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $361,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,301,200 | 2,603 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 3,346 |
| Total interest expense | $677,000 | 4,261 |
| Net interest income | $1,917,000 | 2,886 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $239,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $175,000 | 2,277 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $1,278,000 | 3,314 |
| Salaries and employee benefits | $758,000 | 3,115 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $384,000 | 3,233 |
| Pre-tax net operating income | $878,000 | 2,515 |
| Securities gains (losses) | $-134,000 | 8,683 |
| Applicable income taxes | $250,000 | 2,275 |
| Income before extraordinary items | $494,000 | 3,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $582,440 | 2,792 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,630,000 | 3,247 |
| Total interest expense | $2,286,000 | 4,054 |
| Net interest income | $7,344,000 | 2,916 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $1,018,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $785,000 | 2,142 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $233,000 | 4,865 |
| Total noninterest expense | $5,294,000 | 3,081 |
| Salaries and employee benefits | $3,281,000 | 2,744 |
| Premises and equipment expense | $495,000 | 4,215 |
| Additional noninterest expense | $1,518,000 | 3,201 |
| Pre-tax net operating income | $2,968,000 | 2,780 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $997,000 | 2,265 |
| Income before extraordinary items | $1,974,000 | 3,123 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,974,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $1,617,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,972,020 | 3,090 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 3,361 |
| Total interest expense | $1,607,000 | 4,102 |
| Net interest income | $5,151,000 | 3,073 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $769,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $594,000 | 2,116 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,897 |
| Total noninterest expense | $3,725,000 | 3,226 |
| Salaries and employee benefits | $2,333,000 | 2,842 |
| Premises and equipment expense | $358,000 | 4,302 |
| Additional noninterest expense | $1,034,000 | 3,418 |
| Pre-tax net operating income | $2,195,000 | 2,853 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $850,000 | 2,114 |
| Income before extraordinary items | $1,348,000 | 3,401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,348,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $1,176,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,346,080 | 3,357 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 3,383 |
| Total interest expense | $1,026,000 | 4,064 |
| Net interest income | $3,343,000 | 3,111 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $525,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $402,000 | 2,063 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $2,477,000 | 3,224 |
| Salaries and employee benefits | $1,565,000 | 2,818 |
| Premises and equipment expense | $220,000 | 4,499 |
| Additional noninterest expense | $692,000 | 3,396 |
| Pre-tax net operating income | $1,391,000 | 2,916 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $550,000 | 2,122 |
| Income before extraordinary items | $844,000 | 3,507 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $844,000 | 3,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $1,176,000 | 1,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $842,080 | 3,469 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 3,338 |
| Total interest expense | $502,000 | 4,015 |
| Net interest income | $1,698,000 | 3,067 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $1,250,000 | 3,207 |
| Salaries and employee benefits | $778,000 | 2,829 |
| Premises and equipment expense | $116,000 | 4,396 |
| Additional noninterest expense | $356,000 | 3,320 |
| Pre-tax net operating income | $699,000 | 2,867 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $250,000 | 2,273 |
| Income before extraordinary items | $449,000 | 3,316 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $449,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $550,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $449,000 | 3,281 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,225,000 | 3,042 |
| Total interest expense | $1,990,000 | 3,671 |
| Net interest income | $7,235,000 | 2,798 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,017,000 | 3,494 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $754,000 | 2,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $263,000 | 4,529 |
| Total noninterest expense | $4,960,000 | 3,142 |
| Salaries and employee benefits | $3,141,000 | 2,722 |
| Premises and equipment expense | $517,000 | 3,982 |
| Additional noninterest expense | $1,302,000 | 3,521 |
| Pre-tax net operating income | $3,292,000 | 2,395 |
| Securities gains (losses) | $-762,000 | 8,890 |
| Applicable income taxes | $793,000 | 2,550 |
| Income before extraordinary items | $1,737,000 | 3,262 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,737,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $943,000 | 2,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,262,780 | 2,583 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 3,088 |
| Total interest expense | $1,455,000 | 3,707 |
| Net interest income | $5,271,000 | 2,847 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $719,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $550,000 | 2,312 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 4,855 |
| Total noninterest expense | $3,567,000 | 3,247 |
| Salaries and employee benefits | $2,220,000 | 2,845 |
| Premises and equipment expense | $392,000 | 3,938 |
| Additional noninterest expense | $955,000 | 3,555 |
| Pre-tax net operating income | $2,423,000 | 2,456 |
| Securities gains (losses) | $-762,000 | 8,977 |
| Applicable income taxes | $600,000 | 2,575 |
| Income before extraordinary items | $1,061,000 | 3,875 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,061,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $578,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,548,680 | 2,807 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 3,016 |
| Total interest expense | $963,000 | 3,716 |
| Net interest income | $3,618,000 | 2,758 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $452,000 | 3,799 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $339,000 | 2,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $2,367,000 | 3,264 |
| Salaries and employee benefits | $1,493,000 | 2,839 |
| Premises and equipment expense | $245,000 | 4,135 |
| Additional noninterest expense | $629,000 | 3,607 |
| Pre-tax net operating income | $1,703,000 | 2,328 |
| Securities gains (losses) | $-761,000 | 9,043 |
| Applicable income taxes | $400,000 | 2,557 |
| Income before extraordinary items | $542,000 | 4,517 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $568,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,029,040 | 2,787 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,861 |
| Total interest expense | $482,000 | 3,750 |
| Net interest income | $1,957,000 | 2,539 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $206,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $150,000 | 2,684 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $1,187,000 | 3,255 |
| Salaries and employee benefits | $730,000 | 2,905 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $330,000 | 3,467 |
| Pre-tax net operating income | $976,000 | 2,047 |
| Securities gains (losses) | $54,000 | 1,148 |
| Applicable income taxes | $300,000 | 1,932 |
| Income before extraordinary items | $730,000 | 2,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $730,000 | 2,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $240,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $691,660 | 2,126 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,179,000 | 2,787 |
| Total interest expense | $2,576,000 | 3,268 |
| Net interest income | $7,603,000 | 2,536 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $829,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $625,000 | 2,625 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $204,000 | 5,241 |
| Total noninterest expense | $5,568,000 | 2,789 |
| Salaries and employee benefits | $3,038,000 | 2,736 |
| Premises and equipment expense | $523,000 | 3,931 |
| Additional noninterest expense | $2,007,000 | 2,398 |
| Pre-tax net operating income | $2,864,000 | 2,607 |
| Securities gains (losses) | $-132,000 | 9,048 |
| Applicable income taxes | $884,000 | 2,351 |
| Income before extraordinary items | $1,848,000 | 3,040 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,848,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $675,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,937,760 | 2,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 2,776 |
| Total interest expense | $2,044,000 | 3,229 |
| Net interest income | $5,718,000 | 2,547 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $654,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $464,000 | 2,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $190,000 | 4,901 |
| Total noninterest expense | $4,222,000 | 2,759 |
| Salaries and employee benefits | $2,142,000 | 2,895 |
| Premises and equipment expense | $394,000 | 3,903 |
| Additional noninterest expense | $1,686,000 | 2,135 |
| Pre-tax net operating income | $2,150,000 | 2,695 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $707,000 | 2,371 |
| Income before extraordinary items | $1,470,000 | 3,013 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,470,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,964 |
| Cash dividends | $304,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,451,640 | 2,882 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,207,000 | 2,784 |
| Total interest expense | $1,449,000 | 3,153 |
| Net interest income | $3,758,000 | 2,580 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $422,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $308,000 | 2,592 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $114,000 | 5,091 |
| Total noninterest expense | $2,324,000 | 3,248 |
| Salaries and employee benefits | $1,434,000 | 2,903 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $642,000 | 3,495 |
| Pre-tax net operating income | $1,856,000 | 2,172 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $600,000 | 2,044 |
| Income before extraordinary items | $1,283,000 | 2,422 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,283,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 9,028 |
| Cash dividends | $304,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,264,640 | 2,317 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 2,799 |
| Total interest expense | $705,000 | 3,302 |
| Net interest income | $1,899,000 | 2,560 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $213,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 2,616 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $1,188,000 | 3,181 |
| Salaries and employee benefits | $717,000 | 2,893 |
| Premises and equipment expense | $129,000 | 3,947 |
| Additional noninterest expense | $342,000 | 3,259 |
| Pre-tax net operating income | $924,000 | 2,189 |
| Securities gains (losses) | $27,000 | 1,749 |
| Applicable income taxes | $300,000 | 2,054 |
| Income before extraordinary items | $651,000 | 2,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $651,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 9,136 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $632,640 | 2,283 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,106,000 | 2,743 |
| Total interest expense | $3,744,000 | 2,909 |
| Net interest income | $7,362,000 | 2,593 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $744,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $568,000 | 2,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 5,270 |
| Total noninterest expense | $5,185,000 | 2,838 |
| Salaries and employee benefits | $2,944,000 | 2,674 |
| Premises and equipment expense | $592,000 | 3,452 |
| Additional noninterest expense | $1,649,000 | 2,739 |
| Pre-tax net operating income | $2,821,000 | 2,618 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $950,000 | 2,299 |
| Income before extraordinary items | $1,922,000 | 2,891 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,922,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,924 |
| Cash dividends | $767,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,887,830 | 2,838 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,541,000 | 2,718 |
| Total interest expense | $5,240,000 | 3,034 |
| Net interest income | $7,301,000 | 2,450 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $835,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $596,000 | 2,446 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $239,000 | 4,574 |
| Total noninterest expense | $4,548,000 | 3,064 |
| Salaries and employee benefits | $2,770,000 | 2,695 |
| Premises and equipment expense | $600,000 | 3,349 |
| Additional noninterest expense | $1,178,000 | 3,556 |
| Pre-tax net operating income | $3,568,000 | 1,949 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $1,199,000 | 1,813 |
| Income before extraordinary items | $2,423,000 | 2,152 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,423,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $562,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,386,820 | 2,110 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,544,000 | 2,788 |
| Total interest expense | $4,934,000 | 3,364 |
| Net interest income | $7,610,000 | 2,339 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $747,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $681,000 | 2,040 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $4,448,000 | 3,027 |
| Salaries and employee benefits | $2,719,000 | 2,621 |
| Premises and equipment expense | $593,000 | 3,308 |
| Additional noninterest expense | $1,136,000 | 3,615 |
| Pre-tax net operating income | $3,789,000 | 1,928 |
| Securities gains (losses) | $-1,403,000 | 9,782 |
| Applicable income taxes | $775,000 | 2,575 |
| Income before extraordinary items | $1,611,000 | 3,066 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,611,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,541 |
| Cash dividends | $7,065,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,565,040 | 2,038 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,563,000 | 2,797 |
| Total interest expense | $4,390,000 | 3,314 |
| Net interest income | $7,173,000 | 2,461 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $624,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $548,000 | 2,430 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $3,947,000 | 3,346 |
| Salaries and employee benefits | $2,409,000 | 2,907 |
| Premises and equipment expense | $450,000 | 4,124 |
| Additional noninterest expense | $1,088,000 | 3,740 |
| Pre-tax net operating income | $3,730,000 | 1,974 |
| Securities gains (losses) | $16,000 | 1,502 |
| Applicable income taxes | $1,200,000 | 1,925 |
| Income before extraordinary items | $2,546,000 | 2,068 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,546,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $504,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,535,120 | 2,047 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,466,000 | 2,814 |
| Total interest expense | $4,156,000 | 3,555 |
| Net interest income | $7,310,000 | 2,332 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $622,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $563,000 | 2,298 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $3,733,000 | 3,425 |
| Salaries and employee benefits | $2,290,000 | 2,945 |
| Premises and equipment expense | $452,000 | 3,994 |
| Additional noninterest expense | $991,000 | 3,999 |
| Pre-tax net operating income | $4,079,000 | 1,787 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $1,350,000 | 1,795 |
| Income before extraordinary items | $2,744,000 | 1,905 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,744,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $460,000 | 3,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,733,950 | 1,834 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,055,000 | 2,951 |
| Total interest expense | $3,892,000 | 3,778 |
| Net interest income | $7,163,000 | 2,427 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $585,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $529,000 | 2,476 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $3,468,000 | 3,640 |
| Salaries and employee benefits | $2,119,000 | 3,120 |
| Premises and equipment expense | $473,000 | 3,888 |
| Additional noninterest expense | $876,000 | 4,411 |
| Pre-tax net operating income | $4,160,000 | 1,825 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $1,332,000 | 1,895 |
| Income before extraordinary items | $2,804,000 | 1,879 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,804,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $426,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,820,320 | 1,818 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,578,000 | 3,102 |
| Total interest expense | $3,824,000 | 3,873 |
| Net interest income | $6,754,000 | 2,608 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $551,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $482,000 | 2,808 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $3,444,000 | 3,832 |
| Salaries and employee benefits | $2,019,000 | 3,309 |
| Premises and equipment expense | $467,000 | 3,997 |
| Additional noninterest expense | $958,000 | 4,568 |
| Pre-tax net operating income | $3,741,000 | 1,938 |
| Securities gains (losses) | $-179,000 | 11,291 |
| Applicable income taxes | $1,122,000 | 2,123 |
| Income before extraordinary items | $2,440,000 | 2,035 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,440,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $391,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,563,510 | 1,893 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 3,353 |
| Total interest expense | $3,673,000 | 3,980 |
| Net interest income | $6,105,000 | 2,909 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $524,000 | 5,016 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $472,000 | 2,874 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $4,070,000 | 3,272 |
| Salaries and employee benefits | $2,752,000 | 2,418 |
| Premises and equipment expense | $330,000 | 5,249 |
| Additional noninterest expense | $988,000 | 4,394 |
| Pre-tax net operating income | $2,439,000 | 2,914 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $772,000 | 2,973 |
| Income before extraordinary items | $1,678,000 | 2,932 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,678,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $390,000 | 3,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,670,520 | 2,909 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,301,000 | 3,612 |
| Total interest expense | $2,782,000 | 4,235 |
| Net interest income | $5,519,000 | 3,234 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $524,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $455,000 | 3,021 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $3,335,000 | 4,020 |
| Salaries and employee benefits | $1,918,000 | 3,416 |
| Premises and equipment expense | $325,000 | 5,372 |
| Additional noninterest expense | $1,092,000 | 4,383 |
| Pre-tax net operating income | $2,588,000 | 2,735 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $792,000 | 2,792 |
| Income before extraordinary items | $1,822,000 | 2,664 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,822,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $536,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,803,800 | 2,702 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,878,000 | 3,868 |
| Total interest expense | $2,646,000 | 4,583 |
| Net interest income | $5,232,000 | 3,422 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $486,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $438,000 | 3,170 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $3,173,000 | 4,293 |
| Salaries and employee benefits | $1,828,000 | 3,554 |
| Premises and equipment expense | $322,000 | 5,558 |
| Additional noninterest expense | $1,023,000 | 4,822 |
| Pre-tax net operating income | $2,425,000 | 2,784 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $708,000 | 3,082 |
| Income before extraordinary items | $1,757,000 | 2,821 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,757,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,728,600 | 2,707 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,557,000 | 4,037 |
| Total interest expense | $3,268,000 | 4,819 |
| Net interest income | $5,289,000 | 3,444 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $436,000 | 6,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $3,022,000 | 4,505 |
| Salaries and employee benefits | $1,696,000 | 3,778 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $995,000 | 5,070 |
| Pre-tax net operating income | $2,583,000 | 2,392 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $708,000 | 2,939 |
| Income before extraordinary items | $1,895,000 | 2,411 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,895,000 | 2,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $1,147,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,880,400 | 2,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.