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The Peoples Bank Co., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$25,865,000	1,567
Total interest expense	$7,764,000	1,534
Net interest income	$18,101,000	1,568
Provision for loan and lease losses	$-325,000	4,436
Total noninterest income	$2,711,000	1,731
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$541,000	1,559
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,170,000	1,549
Total noninterest expense	$9,582,000	2,098
Salaries and employee benefits	$5,728,000	2,012
Premises and equipment expense	$574,000	2,779
Additional noninterest expense	$2,170,000	1,549
Pre-tax net operating income	$11,555,000	1,047
Securities gains (losses)	$-523,000	4,199
Applicable income taxes	$1,870,000	1,021
Income before extraordinary items	$9,162,000	1,084
Extraordinary gains, net	$0	54
Net income	$9,162,000	1,096
Minority interest net income	$0	88
Net income of bank and minority interests.	$9,162,000	1,087
Net charge-offs	$122,000	1,383
Cash dividends	$3,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$9,596,090	1,067
2023-09-30 (YTD Data)		Rank
Total interest income	$19,071,000	1,558
Total interest expense	$5,404,000	1,502
Net interest income	$13,667,000	1,570
Provision for loan and lease losses	$442,000	1,097
Total noninterest income	$1,982,000	1,744
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$421,000	1,522
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,561,000	1,577
Total noninterest expense	$7,103,000	2,103
Salaries and employee benefits	$4,234,000	2,036
Premises and equipment expense	$417,000	2,824
Additional noninterest expense	$1,561,000	1,577
Pre-tax net operating income	$8,104,000	1,133
Securities gains (losses)	$-523,000	4,384
Applicable income taxes	$1,265,000	1,114
Income before extraordinary items	$6,316,000	1,199
Extraordinary gains, net	$0	52
Net income	$6,316,000	1,208
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,316,000	1,199
Net charge-offs	$68,000	1,351
Cash dividends	$1,500,000	1,357
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$6,750,090	1,163
2023-06-30 (YTD Data)		Rank
Total interest income	$12,419,000	1,558
Total interest expense	$3,350,000	1,460
Net interest income	$9,069,000	1,585
Provision for loan and lease losses	$232,000	1,239
Total noninterest income	$1,325,000	1,675
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$274,000	1,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,051,000	1,484
Total noninterest expense	$4,651,000	2,117
Salaries and employee benefits	$2,794,000	2,046
Premises and equipment expense	$270,000	2,851
Additional noninterest expense	$1,051,000	1,482
Pre-tax net operating income	$5,511,000	1,127
Securities gains (losses)	$-523,000	4,487
Applicable income taxes	$821,000	1,136
Income before extraordinary items	$4,167,000	1,216
Extraordinary gains, net	$0	51
Net income	$4,167,000	1,227
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,167,000	1,216
Net charge-offs	$12,000	1,750
Cash dividends	$1,500,000	1,072
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,606,320	1,131
2023-03-31 (YTD Data)		Rank
Total interest income	$5,978,000	1,579
Total interest expense	$1,399,000	1,499
Net interest income	$4,579,000	1,579
Provision for loan and lease losses	$72,000	1,501
Total noninterest income	$727,000	1,578
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$137,000	1,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	1,379
Total noninterest expense	$2,184,000	2,226
Salaries and employee benefits	$1,297,000	2,162
Premises and equipment expense	$138,000	2,873
Additional noninterest expense	$590,000	1,379
Pre-tax net operating income	$3,050,000	1,068
Securities gains (losses)	$-327,000	4,513
Applicable income taxes	$448,000	1,109
Income before extraordinary items	$2,275,000	1,157
Extraordinary gains, net	$0	4
Net income	$2,275,000	1,156
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,275,000	1,156
Net charge-offs	$7,000	1,486
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,549,680	1,066
2022-12-31 (YTD Data)		Rank
Total interest income	$19,776,000	1,592
Total interest expense	$2,029,000	1,581
Net interest income	$17,747,000	1,580
Provision for loan and lease losses	$120,000	2,097
Total noninterest income	$2,278,000	1,909
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$577,000	1,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,701,000	1,780
Total noninterest expense	$9,125,000	2,125
Salaries and employee benefits	$5,219,000	2,115
Premises and equipment expense	$587,000	2,750
Additional noninterest expense	$1,701,000	1,780
Pre-tax net operating income	$10,780,000	1,217
Securities gains (losses)	$-21,000	3,579
Applicable income taxes	$1,772,000	1,157
Income before extraordinary items	$8,987,000	1,201
Extraordinary gains, net	$0	5
Net income	$8,987,000	1,200
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,987,000	1,201
Net charge-offs	$57,000	1,476
Cash dividends	$3,500,000	1,029
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,004,640	1,221
2022-09-30 (YTD Data)		Rank
Total interest income	$14,260,000	1,586
Total interest expense	$1,280,000	1,481
Net interest income	$12,980,000	1,593
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$1,690,000	1,944
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$427,000	1,557
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,263,000	1,819
Total noninterest expense	$6,590,000	2,168
Salaries and employee benefits	$3,660,000	2,219
Premises and equipment expense	$473,000	2,645
Additional noninterest expense	$1,263,000	1,819
Pre-tax net operating income	$7,990,000	1,205
Securities gains (losses)	$-39,000	4,072
Applicable income taxes	$1,300,000	1,175
Income before extraordinary items	$6,651,000	1,185
Extraordinary gains, net	$0	4
Net income	$6,651,000	1,184
Minority interest net income	$0	57
Net income of bank and minority interests.	$6,651,000	1,185
Net charge-offs	$48,000	1,243
Cash dividends	$2,500,000	959
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,683,760	1,204
2022-06-30 (YTD Data)		Rank
Total interest income	$9,136,000	1,590
Total interest expense	$739,000	1,448
Net interest income	$8,397,000	1,595
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$1,168,000	1,899
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$274,000	1,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$894,000	1,791
Total noninterest expense	$4,308,000	2,178
Salaries and employee benefits	$2,381,000	2,252
Premises and equipment expense	$307,000	2,690
Additional noninterest expense	$1,620,000	1,882
Pre-tax net operating income	$5,197,000	1,177
Securities gains (losses)	$-53,000	4,254
Applicable income taxes	$840,000	1,128
Income before extraordinary items	$4,304,000	1,169
Extraordinary gains, net	$0	4
Net income	$4,304,000	1,167
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,304,000	1,169
Net charge-offs	$44,000	1,016
Cash dividends	$2,500,000	707
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,348,520	1,186
2022-03-31 (YTD Data)		Rank
Total interest income	$4,414,000	1,593
Total interest expense	$359,000	1,429
Net interest income	$4,055,000	1,590
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$612,000	1,852
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$136,000	1,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$476,000	1,718
Total noninterest expense	$2,100,000	2,209
Salaries and employee benefits	$1,145,000	2,300
Premises and equipment expense	$150,000	2,747
Additional noninterest expense	$805,000	1,869
Pre-tax net operating income	$2,537,000	1,141
Securities gains (losses)	$-28,000	4,384
Applicable income taxes	$410,000	1,089
Income before extraordinary items	$2,099,000	1,157
Extraordinary gains, net	$0	4
Net income	$2,099,000	1,156
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,099,000	1,157
Net charge-offs	$47,000	697
Cash dividends	$1,000,000	760
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,122,520	1,163
2021-12-31 (YTD Data)		Rank
Total interest income	$18,593,000	1,569
Total interest expense	$1,590,000	1,593
Net interest income	$17,003,000	1,569
Provision for loan and lease losses	$120,000	2,036
Total noninterest income	$3,468,000	1,635
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$475,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,993,000	1,493
Total noninterest expense	$8,853,000	2,144
Salaries and employee benefits	$4,950,000	2,187
Premises and equipment expense	$663,000	2,603
Additional noninterest expense	$3,240,000	1,874
Pre-tax net operating income	$11,498,000	1,155
Securities gains (losses)	$197,000	619
Applicable income taxes	$1,980,000	1,109
Income before extraordinary items	$9,715,000	1,169
Extraordinary gains, net	$0	10
Net income	$9,715,000	1,169
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,715,000	1,169
Net charge-offs	$-1,000	3,238
Cash dividends	$4,500,000	857
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$9,551,490	1,168
2021-09-30 (YTD Data)		Rank
Total interest income	$14,075,000	1,588
Total interest expense	$1,218,000	1,636
Net interest income	$12,857,000	1,577
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$2,554,000	1,707
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$347,000	1,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,207,000	1,572
Total noninterest expense	$6,435,000	2,194
Salaries and employee benefits	$3,516,000	2,253
Premises and equipment expense	$496,000	2,621
Additional noninterest expense	$2,423,000	1,869
Pre-tax net operating income	$8,886,000	1,178
Securities gains (losses)	$167,000	620
Applicable income taxes	$1,561,000	1,121
Income before extraordinary items	$7,492,000	1,194
Extraordinary gains, net	$0	8
Net income	$7,492,000	1,194
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,492,000	1,195
Net charge-offs	$-5,000	3,437
Cash dividends	$3,000,000	846
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$7,353,390	1,191
2021-06-30 (YTD Data)		Rank
Total interest income	$8,807,000	1,667
Total interest expense	$833,000	1,668
Net interest income	$7,974,000	1,656
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$1,675,000	1,690
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$222,000	1,669
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,453,000	1,542
Total noninterest expense	$4,233,000	2,203
Salaries and employee benefits	$2,290,000	2,294
Premises and equipment expense	$324,000	2,635
Additional noninterest expense	$1,619,000	1,848
Pre-tax net operating income	$5,356,000	1,248
Securities gains (losses)	$135,000	568
Applicable income taxes	$928,000	1,202
Income before extraordinary items	$4,563,000	1,271
Extraordinary gains, net	$0	6
Net income	$4,563,000	1,271
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,563,000	1,271
Net charge-offs	$-5,000	3,551
Cash dividends	$2,500,000	708
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,450,950	1,263
2021-03-31 (YTD Data)		Rank
Total interest income	$4,288,000	1,704
Total interest expense	$427,000	1,704
Net interest income	$3,861,000	1,688
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$802,000	1,730
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$114,000	1,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$688,000	1,601
Total noninterest expense	$2,090,000	2,205
Salaries and employee benefits	$1,127,000	2,309
Premises and equipment expense	$161,000	2,666
Additional noninterest expense	$802,000	1,831
Pre-tax net operating income	$2,543,000	1,294
Securities gains (losses)	$137,000	400
Applicable income taxes	$457,000	1,200
Income before extraordinary items	$2,223,000	1,288
Extraordinary gains, net	$0	3
Net income	$2,223,000	1,288
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,223,000	1,288
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,109,290	1,313
2020-12-31 (YTD Data)		Rank
Total interest income	$18,437,000	1,595
Total interest expense	$2,413,000	1,747
Net interest income	$16,024,000	1,564
Provision for loan and lease losses	$550,000	2,144
Total noninterest income	$5,176,000	1,233
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$509,000	1,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,667,000	1,067
Total noninterest expense	$8,481,000	2,172
Salaries and employee benefits	$4,833,000	2,207
Premises and equipment expense	$632,000	2,686
Additional noninterest expense	$3,016,000	1,902
Pre-tax net operating income	$12,169,000	899
Securities gains (losses)	$78,000	1,504
Applicable income taxes	$2,150,000	898
Income before extraordinary items	$10,097,000	953
Extraordinary gains, net	$0	4
Net income	$10,097,000	953
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,097,000	953
Net charge-offs	$36,000	2,569
Cash dividends	$4,500,000	825
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,033,040	923
2020-09-30 (YTD Data)		Rank
Total interest income	$13,812,000	1,608
Total interest expense	$1,916,000	1,751
Net interest income	$11,896,000	1,567
Provision for loan and lease losses	$270,000	2,510
Total noninterest income	$3,442,000	1,305
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$384,000	1,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,058,000	1,152
Total noninterest expense	$6,159,000	2,202
Salaries and employee benefits	$3,430,000	2,250
Premises and equipment expense	$469,000	2,692
Additional noninterest expense	$2,260,000	1,891
Pre-tax net operating income	$8,909,000	886
Securities gains (losses)	$53,000	1,513
Applicable income taxes	$1,555,000	875
Income before extraordinary items	$7,407,000	929
Extraordinary gains, net	$0	4
Net income	$7,407,000	929
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,407,000	929
Net charge-offs	$9,000	2,770
Cash dividends	$2,500,000	915
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,363,010	905
2020-06-30 (YTD Data)		Rank
Total interest income	$9,311,000	1,602
Total interest expense	$1,355,000	1,774
Net interest income	$7,956,000	1,556
Provision for loan and lease losses	$120,000	2,806
Total noninterest income	$1,688,000	1,505
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$254,000	1,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,434,000	1,351
Total noninterest expense	$4,084,000	2,219
Salaries and employee benefits	$2,287,000	2,258
Premises and equipment expense	$307,000	2,714
Additional noninterest expense	$1,490,000	1,890
Pre-tax net operating income	$5,440,000	888
Securities gains (losses)	$51,000	1,286
Applicable income taxes	$942,000	871
Income before extraordinary items	$4,549,000	934
Extraordinary gains, net	$0	4
Net income	$4,549,000	934
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,549,000	934
Net charge-offs	$9,000	2,487
Cash dividends	$2,500,000	671
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,506,670	906
2020-03-31 (YTD Data)		Rank
Total interest income	$4,736,000	1,576
Total interest expense	$733,000	1,789
Net interest income	$4,003,000	1,504
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$719,000	1,568
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$145,000	1,671
Trading account gains and fees	NA	NA
Additional Noninterest Income	$574,000	1,390
Total noninterest expense	$2,000,000	2,265
Salaries and employee benefits	$1,106,000	2,318
Premises and equipment expense	$152,000	2,748
Additional noninterest expense	$742,000	1,942
Pre-tax net operating income	$2,692,000	821
Securities gains (losses)	$11,000	1,304
Applicable income taxes	$458,000	791
Income before extraordinary items	$2,245,000	846
Extraordinary gains, net	$0	4
Net income	$2,245,000	846
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,245,000	846
Net charge-offs	$9,000	1,897
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,235,870	837
2019-12-31 (YTD Data)		Rank
Total interest income	$20,018,000	1,524
Total interest expense	$3,448,000	1,646
Net interest income	$16,570,000	1,460
Provision for loan and lease losses	$120,000	2,773
Total noninterest income	$3,187,000	1,505
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$449,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,738,000	1,276
Total noninterest expense	$8,171,000	2,216
Salaries and employee benefits	$4,829,000	2,160
Premises and equipment expense	$503,000	3,087
Additional noninterest expense	$2,839,000	2,009
Pre-tax net operating income	$11,466,000	948
Securities gains (losses)	$104,000	914
Applicable income taxes	$2,017,000	891
Income before extraordinary items	$9,553,000	970
Extraordinary gains, net	$0	11
Net income	$9,553,000	971
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,553,000	971
Net charge-offs	$46,000	2,691
Cash dividends	$4,000,000	959
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$9,466,680	965
2019-09-30 (YTD Data)		Rank
Total interest income	$14,962,000	1,539
Total interest expense	$2,643,000	1,633
Net interest income	$12,319,000	1,486
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$2,292,000	1,542
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$333,000	2,090
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,959,000	1,304
Total noninterest expense	$5,820,000	2,301
Salaries and employee benefits	$3,324,000	2,287
Premises and equipment expense	$398,000	3,026
Additional noninterest expense	$2,098,000	2,042
Pre-tax net operating income	$8,701,000	953
Securities gains (losses)	$40,000	1,152
Applicable income taxes	$1,529,000	931
Income before extraordinary items	$7,212,000	977
Extraordinary gains, net	$0	11
Net income	$7,212,000	978
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,212,000	978
Net charge-offs	$23,000	2,640
Cash dividends	$3,500,000	789
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$7,178,800	960
2019-06-30 (YTD Data)		Rank
Total interest income	$9,842,000	1,559
Total interest expense	$1,742,000	1,618
Net interest income	$8,100,000	1,509
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$1,416,000	1,584
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$223,000	2,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,193,000	1,338
Total noninterest expense	$3,882,000	2,310
Salaries and employee benefits	$2,197,000	2,303
Premises and equipment expense	$266,000	3,040
Additional noninterest expense	$1,419,000	2,039
Pre-tax net operating income	$5,574,000	958
Securities gains (losses)	$21,000	1,032
Applicable income taxes	$978,000	924
Income before extraordinary items	$4,617,000	986
Extraordinary gains, net	$0	11
Net income	$4,617,000	986
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,617,000	986
Net charge-offs	$27,000	2,212
Cash dividends	$2,000,000	856
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,599,570	968
2019-03-31 (YTD Data)		Rank
Total interest income	$4,805,000	1,580
Total interest expense	$841,000	1,613
Net interest income	$3,964,000	1,543
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$686,000	1,587
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$118,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$568,000	1,329
Total noninterest expense	$1,907,000	2,347
Salaries and employee benefits	$1,057,000	2,389
Premises and equipment expense	$136,000	3,028
Additional noninterest expense	$714,000	1,993
Pre-tax net operating income	$2,713,000	946
Securities gains (losses)	$23,000	544
Applicable income taxes	$474,000	934
Income before extraordinary items	$2,262,000	975
Extraordinary gains, net	$0	5
Net income	$2,262,000	974
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,262,000	974
Net charge-offs	$24,000	1,615
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,242,910	965
2018-12-31 (YTD Data)		Rank
Total interest income	$17,730,000	1,603
Total interest expense	$2,685,000	1,557
Net interest income	$15,045,000	1,599
Provision for loan and lease losses	$100,000	3,044
Total noninterest income	$2,713,000	1,649
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$495,000	2,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,218,000	1,399
Total noninterest expense	$7,860,000	2,276
Salaries and employee benefits	$4,491,000	2,270
Premises and equipment expense	$520,000	3,094
Additional noninterest expense	$2,849,000	2,007
Pre-tax net operating income	$9,798,000	1,051
Securities gains (losses)	$-9,000	4,385
Applicable income taxes	$1,659,000	986
Income before extraordinary items	$8,130,000	1,085
Extraordinary gains, net	$0	6
Net income	$8,130,000	1,084
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,130,000	1,084
Net charge-offs	$22,000	3,061
Cash dividends	$3,500,000	970
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$8,137,470	1,079
2018-09-30 (YTD Data)		Rank
Total interest income	$12,943,000	1,633
Total interest expense	$1,919,000	1,536
Net interest income	$11,024,000	1,631
Provision for loan and lease losses	$70,000	2,956
Total noninterest income	$1,980,000	1,700
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$370,000	2,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,610,000	1,455
Total noninterest expense	$5,545,000	2,384
Salaries and employee benefits	$3,069,000	2,412
Premises and equipment expense	$387,000	3,120
Additional noninterest expense	$2,089,000	2,042
Pre-tax net operating income	$7,389,000	1,060
Securities gains (losses)	$17,000	605
Applicable income taxes	$1,259,000	1,008
Income before extraordinary items	$6,147,000	1,079
Extraordinary gains, net	$0	5
Net income	$6,147,000	1,078
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,147,000	1,078
Net charge-offs	$3,000	3,293
Cash dividends	$2,000,000	1,065
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,132,890	1,076
2018-06-30 (YTD Data)		Rank
Total interest income	$8,379,000	1,660
Total interest expense	$1,180,000	1,565
Net interest income	$7,199,000	1,662
Provision for loan and lease losses	$40,000	2,973
Total noninterest income	$1,302,000	1,719
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$242,000	2,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,060,000	1,464
Total noninterest expense	$3,644,000	2,420
Salaries and employee benefits	$2,006,000	2,463
Premises and equipment expense	$250,000	3,207
Additional noninterest expense	$1,388,000	2,066
Pre-tax net operating income	$4,817,000	1,053
Securities gains (losses)	$19,000	488
Applicable income taxes	$820,000	1,002
Income before extraordinary items	$4,016,000	1,075
Extraordinary gains, net	$0	6
Net income	$4,016,000	1,074
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,016,000	1,074
Net charge-offs	$-14,000	4,630
Cash dividends	$2,000,000	757
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,000,230	1,072
2018-03-31 (YTD Data)		Rank
Total interest income	$4,060,000	1,689
Total interest expense	$528,000	1,636
Net interest income	$3,532,000	1,683
Provision for loan and lease losses	$15,000	2,913
Total noninterest income	$617,000	1,769
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$122,000	2,015
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	1,500
Total noninterest expense	$1,823,000	2,435
Salaries and employee benefits	$1,002,000	2,505
Premises and equipment expense	$126,000	3,223
Additional noninterest expense	$695,000	2,056
Pre-tax net operating income	$2,311,000	1,069
Securities gains (losses)	$15,000	384
Applicable income taxes	$391,000	1,023
Income before extraordinary items	$1,935,000	1,085
Extraordinary gains, net	$0	7
Net income	$1,935,000	1,084
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,935,000	1,085
Net charge-offs	$-12,000	4,814
Cash dividends	$2,000,000	411
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,922,550	1,080
2017-12-31 (YTD Data)		Rank
Total interest income	$15,148,000	1,748
Total interest expense	$1,676,000	1,752
Net interest income	$13,472,000	1,729
Provision for loan and lease losses	$60,000	3,409
Total noninterest income	$2,549,000	1,751
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$488,000	2,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,061,000	1,504
Total noninterest expense	$7,401,000	2,413
Salaries and employee benefits	$4,205,000	2,385
Premises and equipment expense	$510,000	3,227
Additional noninterest expense	$2,686,000	2,135
Pre-tax net operating income	$8,560,000	1,119
Securities gains (losses)	$-87,000	5,382
Applicable income taxes	$2,521,000	1,100
Income before extraordinary items	$5,952,000	1,181
Extraordinary gains, net	$0	9
Net income	$5,952,000	1,181
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,952,000	1,181
Net charge-offs	$28,000	3,269
Cash dividends	$4,000,000	813
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$6,012,900	1,150
2017-09-30 (YTD Data)		Rank
Total interest income	$11,171,000	1,781
Total interest expense	$1,219,000	1,785
Net interest income	$9,952,000	1,752
Provision for loan and lease losses	$45,000	3,301
Total noninterest income	$1,831,000	1,820
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$361,000	2,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,470,000	1,568
Total noninterest expense	$5,235,000	2,522
Salaries and employee benefits	$2,911,000	2,525
Premises and equipment expense	$400,000	3,166
Additional noninterest expense	$1,924,000	2,203
Pre-tax net operating income	$6,503,000	1,133
Securities gains (losses)	$11,000	1,579
Applicable income taxes	$1,774,000	998
Income before extraordinary items	$4,740,000	1,214
Extraordinary gains, net	$0	9
Net income	$4,740,000	1,214
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,740,000	1,214
Net charge-offs	$3,000	3,568
Cash dividends	$2,000,000	1,042
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,731,970	1,194
2017-06-30 (YTD Data)		Rank
Total interest income	$7,343,000	1,785
Total interest expense	$785,000	1,798
Net interest income	$6,558,000	1,761
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$1,088,000	1,940
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$238,000	2,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$850,000	1,709
Total noninterest expense	$3,402,000	2,566
Salaries and employee benefits	$1,897,000	2,578
Premises and equipment expense	$260,000	3,221
Additional noninterest expense	$1,245,000	2,254
Pre-tax net operating income	$4,214,000	1,142
Securities gains (losses)	$11,000	1,225
Applicable income taxes	$1,197,000	976
Income before extraordinary items	$3,028,000	1,232
Extraordinary gains, net	$0	11
Net income	$3,028,000	1,232
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,028,000	1,232
Net charge-offs	$-3,000	4,411
Cash dividends	$2,000,000	754
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,020,080	1,212
2017-03-31 (YTD Data)		Rank
Total interest income	$3,620,000	1,793
Total interest expense	$388,000	1,794
Net interest income	$3,232,000	1,779
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$517,000	2,005
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$118,000	2,128
Trading account gains and fees	$0	142
Additional Noninterest Income	$399,000	1,753
Total noninterest expense	$1,728,000	2,568
Salaries and employee benefits	$982,000	2,549
Premises and equipment expense	$127,000	3,315
Additional noninterest expense	$619,000	2,259
Pre-tax net operating income	$2,006,000	1,170
Securities gains (losses)	$0	1,153
Applicable income taxes	$540,000	1,022
Income before extraordinary items	$1,466,000	1,238
Extraordinary gains, net	$0	8
Net income	$1,466,000	1,237
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,466,000	1,238
Net charge-offs	$-3,000	4,448
Cash dividends	$2,000,000	391
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,466,000	1,225
2016-12-31 (YTD Data)		Rank
Total interest income	$14,157,000	1,785
Total interest expense	$1,521,000	1,782
Net interest income	$12,636,000	1,777
Provision for loan and lease losses	$60,000	3,507
Total noninterest income	$2,202,000	2,001
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$500,000	2,078
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,702,000	1,737
Total noninterest expense	$7,228,000	2,495
Salaries and employee benefits	$4,233,000	2,394
Premises and equipment expense	$542,000	3,206
Additional noninterest expense	$2,453,000	2,347
Pre-tax net operating income	$7,550,000	1,163
Securities gains (losses)	$35,000	2,061
Applicable income taxes	$2,028,000	1,038
Income before extraordinary items	$5,557,000	1,270
Extraordinary gains, net	$0	5
Net income	$5,557,000	1,269
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,557,000	1,269
Net charge-offs	$14,000	3,764
Cash dividends	$3,000,000	1,015
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$5,531,450	1,249
2016-09-30 (YTD Data)		Rank
Total interest income	$10,592,000	1,796
Total interest expense	$1,143,000	1,781
Net interest income	$9,449,000	1,784
Provision for loan and lease losses	$45,000	3,408
Total noninterest income	$1,650,000	2,004
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$373,000	2,104
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,277,000	1,749
Total noninterest expense	$5,278,000	2,535
Salaries and employee benefits	$3,033,000	2,458
Premises and equipment expense	$411,000	3,216
Additional noninterest expense	$1,834,000	2,354
Pre-tax net operating income	$5,776,000	1,155
Securities gains (losses)	$36,000	1,993
Applicable income taxes	$1,568,000	1,045
Income before extraordinary items	$4,244,000	1,273
Extraordinary gains, net	$0	5
Net income	$4,244,000	1,274
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,244,000	1,273
Net charge-offs	$1,000	3,867
Cash dividends	$1,500,000	1,263
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$4,217,720	1,242
2016-06-30 (YTD Data)		Rank
Total interest income	$7,092,000	1,788
Total interest expense	$762,000	1,784
Net interest income	$6,330,000	1,777
Provision for loan and lease losses	$30,000	3,242
Total noninterest income	$1,044,000	2,049
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$237,000	2,156
Trading account gains and fees	$0	157
Additional Noninterest Income	$807,000	1,783
Total noninterest expense	$3,454,000	2,589
Salaries and employee benefits	$1,985,000	2,520
Premises and equipment expense	$265,000	3,299
Additional noninterest expense	$1,204,000	2,395
Pre-tax net operating income	$3,890,000	1,134
Securities gains (losses)	$26,000	1,814
Applicable income taxes	$1,071,000	1,030
Income before extraordinary items	$2,845,000	1,259
Extraordinary gains, net	$0	16
Net income	$2,845,000	1,259
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,845,000	1,259
Net charge-offs	$-17,000	5,151
Cash dividends	$1,500,000	943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,826,020	1,222
2016-03-31 (YTD Data)		Rank
Total interest income	$3,551,000	1,789
Total interest expense	$380,000	1,778
Net interest income	$3,171,000	1,770
Provision for loan and lease losses	$15,000	2,996
Total noninterest income	$456,000	2,189
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$117,000	2,168
Trading account gains and fees	$0	142
Additional Noninterest Income	$339,000	1,946
Total noninterest expense	$1,691,000	2,634
Salaries and employee benefits	$981,000	2,549
Premises and equipment expense	$115,000	3,591
Additional noninterest expense	$595,000	2,403
Pre-tax net operating income	$1,921,000	1,123
Securities gains (losses)	$25,000	1,142
Applicable income taxes	$536,000	1,006
Income before extraordinary items	$1,410,000	1,246
Extraordinary gains, net	$0	12
Net income	$1,410,000	1,248
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,410,000	1,247
Net charge-offs	$-9,000	5,132
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,392,000	1,225
2015-12-31 (YTD Data)		Rank
Total interest income	$13,694,000	1,808
Total interest expense	$1,429,000	1,848
Net interest income	$12,265,000	1,790
Provision for loan and lease losses	$60,000	3,437
Total noninterest income	$2,194,000	1,991
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$503,000	2,132
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,691,000	1,716
Total noninterest expense	$6,783,000	2,612
Salaries and employee benefits	$3,980,000	2,508
Premises and equipment expense	$586,000	3,159
Additional noninterest expense	$2,217,000	2,570
Pre-tax net operating income	$7,616,000	1,119
Securities gains (losses)	$3,000	2,963
Applicable income taxes	$2,093,000	977
Income before extraordinary items	$5,526,000	1,260
Extraordinary gains, net	$0	23
Net income	$5,526,000	1,260
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,526,000	1,260
Net charge-offs	$51,000	3,233
Cash dividends	$2,000,000	1,332
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$5,523,810	1,231
2015-09-30 (YTD Data)		Rank
Total interest income	$10,145,000	1,842
Total interest expense	$1,065,000	1,868
Net interest income	$9,080,000	1,828
Provision for loan and lease losses	$45,000	3,330
Total noninterest income	$1,645,000	2,003
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$378,000	2,133
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,267,000	1,725
Total noninterest expense	$4,940,000	2,678
Salaries and employee benefits	$2,813,000	2,613
Premises and equipment expense	$443,000	3,182
Additional noninterest expense	$1,684,000	2,557
Pre-tax net operating income	$5,740,000	1,135
Securities gains (losses)	$5,000	2,620
Applicable income taxes	$1,583,000	994
Income before extraordinary items	$4,162,000	1,255
Extraordinary gains, net	$0	21
Net income	$4,162,000	1,255
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,162,000	1,255
Net charge-offs	$34,000	3,052
Cash dividends	$1,000,000	1,586
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,158,400	1,222
2015-06-30 (YTD Data)		Rank
Total interest income	$6,688,000	1,862
Total interest expense	$696,000	1,909
Net interest income	$5,992,000	1,840
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$1,091,000	2,021
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$244,000	2,153
Trading account gains and fees	$0	157
Additional Noninterest Income	$847,000	1,740
Total noninterest expense	$3,264,000	2,724
Salaries and employee benefits	$1,870,000	2,639
Premises and equipment expense	$289,000	3,245
Additional noninterest expense	$1,105,000	2,602
Pre-tax net operating income	$3,789,000	1,131
Securities gains (losses)	$5,000	2,231
Applicable income taxes	$1,052,000	986
Income before extraordinary items	$2,742,000	1,262
Extraordinary gains, net	$0	22
Net income	$2,742,000	1,264
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,742,000	1,263
Net charge-offs	$-8,000	5,189
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,738,400	1,234
2015-03-31 (YTD Data)		Rank
Total interest income	$3,348,000	1,860
Total interest expense	$344,000	1,946
Net interest income	$3,004,000	1,833
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$509,000	2,073
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$118,000	2,199
Trading account gains and fees	$0	152
Additional Noninterest Income	$391,000	1,799
Total noninterest expense	$1,605,000	2,771
Salaries and employee benefits	$919,000	2,686
Premises and equipment expense	$135,000	3,409
Additional noninterest expense	$551,000	2,599
Pre-tax net operating income	$1,893,000	1,105
Securities gains (losses)	$1,000	1,909
Applicable income taxes	$527,000	979
Income before extraordinary items	$1,367,000	1,232
Extraordinary gains, net	$0	13
Net income	$1,367,000	1,232
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,367,000	1,233
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,366,280	1,192
2014-12-31 (YTD Data)		Rank
Total interest income	$13,435,000	1,866
Total interest expense	$1,478,000	1,912
Net interest income	$11,957,000	1,839
Provision for loan and lease losses	$60,000	3,589
Total noninterest income	$1,837,000	2,239
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$530,000	2,187
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,307,000	1,956
Total noninterest expense	$6,526,000	2,753
Salaries and employee benefits	$3,883,000	2,564
Premises and equipment expense	$529,000	3,502
Additional noninterest expense	$2,114,000	2,753
Pre-tax net operating income	$7,208,000	1,126
Securities gains (losses)	$29,000	2,098
Applicable income taxes	$2,006,000	979
Income before extraordinary items	$5,231,000	1,250
Extraordinary gains, net	$0	17
Net income	$5,231,000	1,248
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,231,000	1,249
Net charge-offs	$50,000	3,763
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,210,120	1,224
2014-09-30 (YTD Data)		Rank
Total interest income	$9,956,000	1,892
Total interest expense	$1,118,000	1,921
Net interest income	$8,838,000	1,865
Provision for loan and lease losses	$45,000	3,462
Total noninterest income	$1,353,000	2,262
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$393,000	2,220
Trading account gains and fees	$0	174
Additional Noninterest Income	$960,000	1,996
Total noninterest expense	$4,725,000	2,830
Salaries and employee benefits	$2,756,000	2,677
Premises and equipment expense	$417,000	3,447
Additional noninterest expense	$1,552,000	2,807
Pre-tax net operating income	$5,421,000	1,133
Securities gains (losses)	$10,000	2,341
Applicable income taxes	$1,505,000	991
Income before extraordinary items	$3,926,000	1,235
Extraordinary gains, net	$0	15
Net income	$3,926,000	1,232
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,926,000	1,234
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,918,800	1,225
2014-06-30 (YTD Data)		Rank
Total interest income	$6,532,000	1,910
Total interest expense	$749,000	1,941
Net interest income	$5,783,000	1,888
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$845,000	2,334
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$244,000	2,315
Trading account gains and fees	$0	172
Additional Noninterest Income	$601,000	2,056
Total noninterest expense	$3,151,000	2,850
Salaries and employee benefits	$1,857,000	2,668
Premises and equipment expense	$279,000	3,466
Additional noninterest expense	$1,015,000	2,844
Pre-tax net operating income	$3,447,000	1,153
Securities gains (losses)	$6,000	2,106
Applicable income taxes	$956,000	1,003
Income before extraordinary items	$2,497,000	1,265
Extraordinary gains, net	$0	20
Net income	$2,497,000	1,265
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,497,000	1,266
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,492,680	1,244
2014-03-31 (YTD Data)		Rank
Total interest income	$3,253,000	1,911
Total interest expense	$376,000	1,972
Net interest income	$2,877,000	1,886
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$402,000	2,363
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$116,000	2,377
Trading account gains and fees	$0	147
Additional Noninterest Income	$286,000	2,061
Total noninterest expense	$1,582,000	2,864
Salaries and employee benefits	$934,000	2,680
Premises and equipment expense	$143,000	3,460
Additional noninterest expense	$505,000	2,860
Pre-tax net operating income	$1,682,000	1,147
Securities gains (losses)	$4,000	1,399
Applicable income taxes	$467,000	977
Income before extraordinary items	$1,219,000	1,239
Extraordinary gains, net	$0	16
Net income	$1,219,000	1,240
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,219,000	1,240
Net charge-offs	$-2,000	5,011
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,216,120	1,218
2013-12-31 (YTD Data)		Rank
Total interest income	$13,046,000	1,911
Total interest expense	$1,663,000	1,992
Net interest income	$11,383,000	1,879
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$2,015,000	2,161
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$484,000	2,446
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,531,000	1,818
Total noninterest expense	$6,816,000	2,694
Salaries and employee benefits	$3,947,000	2,503
Premises and equipment expense	$562,000	3,465
Additional noninterest expense	$2,307,000	2,656
Pre-tax net operating income	$6,462,000	1,143
Securities gains (losses)	$46,000	1,855
Applicable income taxes	$1,757,000	999
Income before extraordinary items	$4,751,000	1,282
Extraordinary gains, net	$0	29
Net income	$4,751,000	1,283
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,751,000	1,285
Net charge-offs	$15,000	4,955
Cash dividends	$1,500,000	1,473
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,717,420	1,271
2013-09-30 (YTD Data)		Rank
Total interest income	$9,740,000	1,927
Total interest expense	$1,266,000	2,018
Net interest income	$8,474,000	1,894
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$1,567,000	2,145
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$356,000	2,497
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,211,000	1,812
Total noninterest expense	$4,953,000	2,763
Salaries and employee benefits	$2,807,000	2,635
Premises and equipment expense	$406,000	3,581
Additional noninterest expense	$1,740,000	2,631
Pre-tax net operating income	$4,998,000	1,142
Securities gains (losses)	$47,000	1,704
Applicable income taxes	$1,380,000	999
Income before extraordinary items	$3,665,000	1,252
Extraordinary gains, net	$0	25
Net income	$3,665,000	1,252
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,665,000	1,254
Net charge-offs	$11,000	4,675
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,630,690	1,235
2013-06-30 (YTD Data)		Rank
Total interest income	$6,437,000	1,935
Total interest expense	$854,000	2,024
Net interest income	$5,583,000	1,907
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$1,064,000	2,144
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$232,000	2,511
Trading account gains and fees	$0	157
Additional Noninterest Income	$832,000	1,809
Total noninterest expense	$3,267,000	2,795
Salaries and employee benefits	$1,843,000	2,696
Premises and equipment expense	$264,000	3,656
Additional noninterest expense	$1,160,000	2,618
Pre-tax net operating income	$3,320,000	1,129
Securities gains (losses)	$46,000	1,573
Applicable income taxes	$925,000	999
Income before extraordinary items	$2,441,000	1,244
Extraordinary gains, net	$0	22
Net income	$2,441,000	1,246
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,441,000	1,247
Net charge-offs	$6,000	4,482
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,407,420	1,206
2013-03-31 (YTD Data)		Rank
Total interest income	$3,198,000	1,964
Total interest expense	$434,000	2,043
Net interest income	$2,764,000	1,932
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$521,000	2,175
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$113,000	2,561
Trading account gains and fees	$0	148
Additional Noninterest Income	$408,000	1,834
Total noninterest expense	$1,674,000	2,763
Salaries and employee benefits	$947,000	2,641
Premises and equipment expense	$133,000	3,668
Additional noninterest expense	$594,000	2,572
Pre-tax net operating income	$1,581,000	1,153
Securities gains (losses)	$46,000	956
Applicable income taxes	$444,000	1,016
Income before extraordinary items	$1,183,000	1,262
Extraordinary gains, net	$0	10
Net income	$1,183,000	1,264
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,183,000	1,264
Net charge-offs	$1,000	4,010
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,149,420	1,239
2012-12-31 (YTD Data)		Rank
Total interest income	$13,490,000	1,949
Total interest expense	$2,164,000	2,007
Net interest income	$11,326,000	1,935
Provision for loan and lease losses	$210,000	3,872
Total noninterest income	$2,633,000	1,801
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$474,000	2,601
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,159,000	1,456
Total noninterest expense	$6,606,000	2,808
Salaries and employee benefits	$3,855,000	2,540
Premises and equipment expense	$509,000	3,777
Additional noninterest expense	$2,242,000	2,820
Pre-tax net operating income	$7,143,000	991
Securities gains (losses)	$8,000	3,432
Applicable income taxes	$1,968,000	892
Income before extraordinary items	$5,183,000	1,139
Extraordinary gains, net	$0	29
Net income	$5,183,000	1,140
Minority interest net income	$0	93
Net income of bank and minority interests.	$5,183,000	1,140
Net charge-offs	$-50,000	6,857
Cash dividends	$4,000,000	690
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,177,240	1,082
2012-09-30 (YTD Data)		Rank
Total interest income	$10,170,000	1,977
Total interest expense	$1,685,000	2,024
Net interest income	$8,485,000	1,957
Provision for loan and lease losses	$165,000	3,761
Total noninterest income	$1,908,000	1,848
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$353,000	2,634
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,555,000	1,488
Total noninterest expense	$4,762,000	2,911
Salaries and employee benefits	$2,741,000	2,691
Premises and equipment expense	$355,000	3,999
Additional noninterest expense	$1,666,000	2,860
Pre-tax net operating income	$5,466,000	992
Securities gains (losses)	$7,000	3,196
Applicable income taxes	$1,513,000	904
Income before extraordinary items	$3,960,000	1,138
Extraordinary gains, net	$0	20
Net income	$3,960,000	1,139
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,960,000	1,139
Net charge-offs	$65,000	4,342
Cash dividends	$1,000,000	1,322
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,954,960	1,079
2012-06-30 (YTD Data)		Rank
Total interest income	$6,797,000	1,979
Total interest expense	$1,165,000	2,018
Net interest income	$5,632,000	1,964
Provision for loan and lease losses	$120,000	3,606
Total noninterest income	$1,194,000	1,920
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$230,000	2,671
Trading account gains and fees	$0	153
Additional Noninterest Income	$964,000	1,554
Total noninterest expense	$3,166,000	2,926
Salaries and employee benefits	$1,831,000	2,697
Premises and equipment expense	$233,000	4,056
Additional noninterest expense	$1,102,000	2,886
Pre-tax net operating income	$3,540,000	1,004
Securities gains (losses)	$7,000	2,812
Applicable income taxes	$979,000	913
Income before extraordinary items	$2,568,000	1,174
Extraordinary gains, net	$0	19
Net income	$2,568,000	1,173
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,568,000	1,173
Net charge-offs	$68,000	3,763
Cash dividends	$1,000,000	957
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,562,960	1,096
2012-03-31 (YTD Data)		Rank
Total interest income	$3,389,000	1,990
Total interest expense	$605,000	2,023
Net interest income	$2,784,000	1,985
Provision for loan and lease losses	$60,000	3,447
Total noninterest income	$622,000	1,860
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$112,000	2,689
Trading account gains and fees	$0	148
Additional Noninterest Income	$510,000	1,490
Total noninterest expense	$1,609,000	2,883
Salaries and employee benefits	$924,000	2,683
Premises and equipment expense	$119,000	4,006
Additional noninterest expense	$566,000	2,796
Pre-tax net operating income	$1,737,000	1,013
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$479,000	925
Income before extraordinary items	$1,259,000	1,169
Extraordinary gains, net	$0	19
Net income	$1,259,000	1,169
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,259,000	1,169
Net charge-offs	$75,000	2,700
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,258,280	1,103
2011-12-31 (YTD Data)		Rank
Total interest income	$13,957,000	2,009
Total interest expense	$2,991,000	1,968
Net interest income	$10,966,000	1,990
Provision for loan and lease losses	$240,000	4,406
Total noninterest income	$1,892,000	2,098
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$565,000	2,346
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,327,000	1,779
Total noninterest expense	$6,382,000	2,896
Salaries and employee benefits	$3,630,000	2,658
Premises and equipment expense	$491,000	4,093
Additional noninterest expense	$2,261,000	2,796
Pre-tax net operating income	$6,236,000	959
Securities gains (losses)	$4,000	3,534
Applicable income taxes	$1,709,000	897
Income before extraordinary items	$4,531,000	1,100
Extraordinary gains, net	$0	29
Net income	$4,531,000	1,100
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,531,000	1,100
Net charge-offs	$192,000	4,335
Cash dividends	$3,500,000	580
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,528,080	1,045
2011-09-30 (YTD Data)		Rank
Total interest income	$10,487,000	2,028
Total interest expense	$2,322,000	1,979
Net interest income	$8,165,000	2,017
Provision for loan and lease losses	$180,000	4,271
Total noninterest income	$1,314,000	2,203
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$444,000	2,279
Trading account gains and fees	$0	145
Additional Noninterest Income	$870,000	1,927
Total noninterest expense	$4,672,000	2,965
Salaries and employee benefits	$2,608,000	2,757
Premises and equipment expense	$356,000	4,215
Additional noninterest expense	$1,708,000	2,799
Pre-tax net operating income	$4,627,000	1,003
Securities gains (losses)	$3,000	3,309
Applicable income taxes	$1,279,000	896
Income before extraordinary items	$3,351,000	1,139
Extraordinary gains, net	$0	21
Net income	$3,351,000	1,139
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,351,000	1,139
Net charge-offs	$191,000	3,765
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,348,840	1,088
2011-06-30 (YTD Data)		Rank
Total interest income	$6,985,000	2,039
Total interest expense	$1,578,000	2,014
Net interest income	$5,407,000	2,037
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$724,000	2,487
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$317,000	2,140
Trading account gains and fees	$0	153
Additional Noninterest Income	$407,000	2,414
Total noninterest expense	$3,111,000	3,006
Salaries and employee benefits	$1,721,000	2,801
Premises and equipment expense	$236,000	4,260
Additional noninterest expense	$1,154,000	2,825
Pre-tax net operating income	$2,900,000	1,039
Securities gains (losses)	$3,000	2,636
Applicable income taxes	$799,000	919
Income before extraordinary items	$2,104,000	1,184
Extraordinary gains, net	$0	15
Net income	$2,104,000	1,183
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,104,000	1,184
Net charge-offs	$197,000	3,135
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,101,840	1,144
2011-03-31 (YTD Data)		Rank
Total interest income	$3,473,000	2,065
Total interest expense	$797,000	2,062
Net interest income	$2,676,000	2,040
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$352,000	2,562
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$171,000	1,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$181,000	2,612
Total noninterest expense	$1,583,000	2,962
Salaries and employee benefits	$862,000	2,805
Premises and equipment expense	$123,000	4,213
Additional noninterest expense	$598,000	2,728
Pre-tax net operating income	$1,385,000	1,072
Securities gains (losses)	$2,000	1,590
Applicable income taxes	$380,000	927
Income before extraordinary items	$1,007,000	1,224
Extraordinary gains, net	$0	9
Net income	$1,007,000	1,223
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,007,000	1,224
Net charge-offs	$-3,000	6,584
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,005,540	1,196
2010-12-31 (YTD Data)		Rank
Total interest income	$14,734,000	2,039
Total interest expense	$3,737,000	2,121
Net interest income	$10,997,000	1,978
Provision for loan and lease losses	$240,000	5,139
Total noninterest income	$2,053,000	2,047
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$724,000	1,989
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,329,000	1,831
Total noninterest expense	$6,377,000	2,956
Salaries and employee benefits	$3,566,000	2,679
Premises and equipment expense	$516,000	4,095
Additional noninterest expense	$2,295,000	2,885
Pre-tax net operating income	$6,433,000	827
Securities gains (losses)	$114,000	2,048
Applicable income taxes	$1,864,000	773
Income before extraordinary items	$4,683,000	944
Extraordinary gains, net	$0	29
Net income	$4,683,000	945
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,683,000	946
Net charge-offs	$88,000	5,521
Cash dividends	$3,500,000	473
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$4,600,920	911
2010-09-30 (YTD Data)		Rank
Total interest income	$11,121,000	2,077
Total interest expense	$2,882,000	2,160
Net interest income	$8,239,000	2,008
Provision for loan and lease losses	$180,000	5,003
Total noninterest income	$1,407,000	2,188
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$546,000	2,036
Trading account gains and fees	$0	165
Additional Noninterest Income	$861,000	1,982
Total noninterest expense	$4,676,000	3,011
Salaries and employee benefits	$2,576,000	2,783
Premises and equipment expense	$392,000	4,137
Additional noninterest expense	$1,708,000	2,838
Pre-tax net operating income	$4,790,000	871
Securities gains (losses)	$114,000	1,830
Applicable income taxes	$1,397,000	787
Income before extraordinary items	$3,507,000	988
Extraordinary gains, net	$0	23
Net income	$3,507,000	992
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,507,000	991
Net charge-offs	$48,000	5,524
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,424,920	965
2010-06-30 (YTD Data)		Rank
Total interest income	$7,461,000	2,087
Total interest expense	$1,960,000	2,203
Net interest income	$5,501,000	2,011
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$810,000	2,358
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$362,000	2,045
Trading account gains and fees	$0	152
Additional Noninterest Income	$448,000	2,248
Total noninterest expense	$3,089,000	3,036
Salaries and employee benefits	$1,700,000	2,809
Premises and equipment expense	$254,000	4,242
Additional noninterest expense	$1,135,000	2,855
Pre-tax net operating income	$3,102,000	882
Securities gains (losses)	$112,000	1,337
Applicable income taxes	$916,000	776
Income before extraordinary items	$2,298,000	982
Extraordinary gains, net	$0	19
Net income	$2,298,000	983
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,298,000	983
Net charge-offs	$11,000	5,773
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,218,480	969
2010-03-31 (YTD Data)		Rank
Total interest income	$3,734,000	2,136
Total interest expense	$1,005,000	2,250
Net interest income	$2,729,000	2,044
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$369,000	2,511
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$178,000	2,065
Trading account gains and fees	$0	175
Additional Noninterest Income	$191,000	2,467
Total noninterest expense	$1,513,000	3,121
Salaries and employee benefits	$835,000	2,905
Premises and equipment expense	$126,000	4,352
Additional noninterest expense	$552,000	2,911
Pre-tax net operating income	$1,525,000	877
Securities gains (losses)	$112,000	737
Applicable income taxes	$472,000	739
Income before extraordinary items	$1,165,000	937
Extraordinary gains, net	$0	16
Net income	$1,165,000	941
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,165,000	941
Net charge-offs	$-5,000	7,295
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,085,480	980
2009-12-31 (YTD Data)		Rank
Total interest income	$15,543,000	2,165
Total interest expense	$4,767,000	2,365
Net interest income	$10,776,000	2,027
Provision for loan and lease losses	$140,000	6,126
Total noninterest income	$2,145,000	2,019
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$786,000	2,069
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,359,000	1,767
Total noninterest expense	$6,446,000	3,002
Salaries and employee benefits	$3,514,000	2,774
Premises and equipment expense	$540,000	4,178
Additional noninterest expense	$2,392,000	2,850
Pre-tax net operating income	$6,335,000	680
Securities gains (losses)	$52,000	2,600
Applicable income taxes	$1,802,000	613
Income before extraordinary items	$4,585,000	744
Extraordinary gains, net	$0	34
Net income	$4,585,000	743
Minority interest net income	$0	115
Net income of bank and minority interests.	$4,585,000	744
Net charge-offs	$165,000	5,218
Cash dividends	$3,000,000	573
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$4,547,560	745
2009-09-30 (YTD Data)		Rank
Total interest income	$11,690,000	2,194
Total interest expense	$3,693,000	2,389
Net interest income	$7,997,000	2,059
Provision for loan and lease losses	$90,000	6,065
Total noninterest income	$1,699,000	1,994
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$583,000	2,089
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,116,000	1,693
Total noninterest expense	$4,841,000	3,001
Salaries and employee benefits	$2,560,000	2,878
Premises and equipment expense	$430,000	4,055
Additional noninterest expense	$1,851,000	2,734
Pre-tax net operating income	$4,765,000	710
Securities gains (losses)	$62,000	2,161
Applicable income taxes	$1,368,000	650
Income before extraordinary items	$3,459,000	784
Extraordinary gains, net	$0	27
Net income	$3,459,000	783
Minority interest net income	$0	118
Net income of bank and minority interests.	$3,459,000	785
Net charge-offs	$33,000	5,965
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,414,360	786
2009-06-30 (YTD Data)		Rank
Total interest income	$7,867,000	2,217
Total interest expense	$2,528,000	2,428
Net interest income	$5,339,000	2,051
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$1,294,000	1,823
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$376,000	2,127
Trading account gains and fees	$0	193
Additional Noninterest Income	$918,000	1,502
Total noninterest expense	$3,271,000	2,991
Salaries and employee benefits	$1,701,000	2,918
Premises and equipment expense	$286,000	4,067
Additional noninterest expense	$1,284,000	2,673
Pre-tax net operating income	$3,302,000	698
Securities gains (losses)	$1,000	3,011
Applicable income taxes	$950,000	646
Income before extraordinary items	$2,353,000	792
Extraordinary gains, net	$0	21
Net income	$2,353,000	790
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,353,000	792
Net charge-offs	$13,000	5,866
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,352,290	762
2009-03-31 (YTD Data)		Rank
Total interest income	$3,988,000	2,212
Total interest expense	$1,280,000	2,484
Net interest income	$2,708,000	2,019
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$687,000	1,716
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$183,000	2,124
Trading account gains and fees	$0	171
Additional Noninterest Income	$504,000	1,379
Total noninterest expense	$1,584,000	2,997
Salaries and employee benefits	$857,000	2,931
Premises and equipment expense	$138,000	4,229
Additional noninterest expense	$589,000	2,606
Pre-tax net operating income	$1,781,000	703
Securities gains (losses)	$0	2,434
Applicable income taxes	$526,000	639
Income before extraordinary items	$1,255,000	838
Extraordinary gains, net	$0	15
Net income	$1,255,000	839
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,255,000	840
Net charge-offs	$12,000	4,660
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,255,000	776
2008-12-31 (YTD Data)		Rank
Total interest income	$16,787,000	2,250
Total interest expense	$6,683,000	2,286
Net interest income	$10,104,000	2,200
Provision for loan and lease losses	$0	7,334
Total noninterest income	$1,424,000	2,730
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$819,000	2,088
Trading account gains and fees	$0	154
Additional Noninterest Income	$605,000	2,880
Total noninterest expense	$5,651,000	3,252
Salaries and employee benefits	$3,216,000	3,061
Premises and equipment expense	$555,000	4,187
Additional noninterest expense	$1,880,000	3,026
Pre-tax net operating income	$5,877,000	951
Securities gains (losses)	$-221,000	7,372
Applicable income taxes	$1,644,000	801
Income before extraordinary items	$4,012,000	1,047
Extraordinary gains, net	$0	39
Net income	$4,012,000	1,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	5,293
Cash dividends	$2,500,000	1,085
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,168,910	1,063
2008-09-30 (YTD Data)		Rank
Total interest income	$12,626,000	2,297
Total interest expense	$5,205,000	2,293
Net interest income	$7,421,000	2,259
Provision for loan and lease losses	$0	6,991
Total noninterest income	$1,086,000	2,749
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$611,000	2,110
Trading account gains and fees	$0	148
Additional Noninterest Income	$475,000	2,898
Total noninterest expense	$4,161,000	3,282
Salaries and employee benefits	$2,305,000	3,211
Premises and equipment expense	$454,000	3,912
Additional noninterest expense	$1,402,000	2,952
Pre-tax net operating income	$4,346,000	1,165
Securities gains (losses)	$-221,000	7,621
Applicable income taxes	$1,229,000	985
Income before extraordinary items	$2,896,000	1,282
Extraordinary gains, net	$0	31
Net income	$2,896,000	1,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,164
Cash dividends	$1,000,000	1,791
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,050,700	1,283
2008-06-30 (YTD Data)		Rank
Total interest income	$8,453,000	2,311
Total interest expense	$3,596,000	2,326
Net interest income	$4,857,000	2,271
Provision for loan and lease losses	$0	6,671
Total noninterest income	$735,000	2,758
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$404,000	2,099
Trading account gains and fees	$0	149
Additional Noninterest Income	$331,000	2,873
Total noninterest expense	$2,745,000	3,321
Salaries and employee benefits	$1,525,000	3,284
Premises and equipment expense	$295,000	4,009
Additional noninterest expense	$925,000	2,939
Pre-tax net operating income	$2,847,000	1,245
Securities gains (losses)	$12,000	2,370
Applicable income taxes	$852,000	1,066
Income before extraordinary items	$2,007,000	1,382
Extraordinary gains, net	$0	21
Net income	$2,007,000	1,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,930
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,998,600	1,359
2008-03-31 (YTD Data)		Rank
Total interest income	$4,324,000	2,331
Total interest expense	$1,896,000	2,348
Net interest income	$2,428,000	2,267
Provision for loan and lease losses	$0	6,080
Total noninterest income	$388,000	2,654
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$200,000	2,084
Trading account gains and fees	$0	158
Additional Noninterest Income	$188,000	2,671
Total noninterest expense	$1,368,000	3,326
Salaries and employee benefits	$769,000	3,270
Premises and equipment expense	$147,000	4,044
Additional noninterest expense	$452,000	2,964
Pre-tax net operating income	$1,448,000	1,310
Securities gains (losses)	$11,000	1,937
Applicable income taxes	$441,000	1,116
Income before extraordinary items	$1,018,000	1,471
Extraordinary gains, net	$0	15
Net income	$1,018,000	1,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,993
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,010,300	1,424
2007-12-31 (YTD Data)		Rank
Total interest income	$17,571,000	2,347
Total interest expense	$7,776,000	2,376
Net interest income	$9,795,000	2,286
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,411,000	2,818
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$823,000	2,088
Trading account gains and fees	$0	178
Additional Noninterest Income	$588,000	3,032
Total noninterest expense	$5,386,000	3,251
Salaries and employee benefits	$3,116,000	3,129
Premises and equipment expense	$564,000	4,017
Additional noninterest expense	$1,706,000	3,073
Pre-tax net operating income	$5,820,000	1,429
Securities gains (losses)	$2,000	1,832
Applicable income taxes	$1,795,000	1,233
Income before extraordinary items	$4,027,000	1,581
Extraordinary gains, net	$0	39
Net income	$4,027,000	1,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,829
Cash dividends	$3,000,000	1,163
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,025,620	1,569
2007-09-30 (YTD Data)		Rank
Total interest income	$13,036,000	2,369
Total interest expense	$5,757,000	2,400
Net interest income	$7,279,000	2,313
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,052,000	2,818
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$614,000	2,070
Trading account gains and fees	$0	184
Additional Noninterest Income	$438,000	3,050
Total noninterest expense	$3,928,000	3,293
Salaries and employee benefits	$2,244,000	3,215
Premises and equipment expense	$426,000	3,977
Additional noninterest expense	$1,258,000	3,061
Pre-tax net operating income	$4,403,000	1,536
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,370,000	1,307
Income before extraordinary items	$3,033,000	1,670
Extraordinary gains, net	$0	33
Net income	$3,033,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,961
Cash dividends	$1,500,000	1,491
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,033,000	1,655
2007-06-30 (YTD Data)		Rank
Total interest income	$8,571,000	2,422
Total interest expense	$3,758,000	2,452
Net interest income	$4,813,000	2,355
Provision for loan and lease losses	$0	6,209
Total noninterest income	$696,000	2,846
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$412,000	2,061
Trading account gains and fees	$0	168
Additional Noninterest Income	$284,000	3,112
Total noninterest expense	$2,593,000	3,359
Salaries and employee benefits	$1,469,000	3,306
Premises and equipment expense	$280,000	4,044
Additional noninterest expense	$844,000	3,051
Pre-tax net operating income	$2,916,000	1,585
Securities gains (losses)	$0	1,444
Applicable income taxes	$920,000	1,354
Income before extraordinary items	$1,996,000	1,734
Extraordinary gains, net	$0	29
Net income	$1,996,000	1,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	3,811
Cash dividends	$1,500,000	1,106
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,996,000	1,716
2007-03-31 (YTD Data)		Rank
Total interest income	$4,218,000	2,444
Total interest expense	$1,840,000	2,485
Net interest income	$2,378,000	2,390
Provision for loan and lease losses	$0	5,779
Total noninterest income	$346,000	2,828
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$203,000	2,026
Trading account gains and fees	$0	195
Additional Noninterest Income	$143,000	3,106
Total noninterest expense	$1,292,000	3,367
Salaries and employee benefits	$738,000	3,310
Premises and equipment expense	$136,000	4,150
Additional noninterest expense	$418,000	3,054
Pre-tax net operating income	$1,432,000	1,606
Securities gains (losses)	$0	1,187
Applicable income taxes	$456,000	1,378
Income before extraordinary items	$976,000	1,753
Extraordinary gains, net	$0	22
Net income	$976,000	1,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$976,000	1,740
2006-12-31 (YTD Data)		Rank
Total interest income	$15,975,000	2,427
Total interest expense	$6,439,000	2,440
Net interest income	$9,536,000	2,389
Provision for loan and lease losses	$25,000	6,138
Total noninterest income	$1,404,000	2,829
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$888,000	1,934
Trading account gains and fees	$0	130
Additional Noninterest Income	$516,000	3,282
Total noninterest expense	$5,150,000	3,265
Salaries and employee benefits	$2,985,000	3,142
Premises and equipment expense	$508,000	4,221
Additional noninterest expense	$1,657,000	3,029
Pre-tax net operating income	$5,765,000	1,669
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,818,000	1,431
Income before extraordinary items	$3,947,000	1,809
Extraordinary gains, net	$0	51
Net income	$3,947,000	1,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$3,500,000	979
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,947,000	1,787
2006-09-30 (YTD Data)		Rank
Total interest income	$11,759,000	2,449
Total interest expense	$4,651,000	2,460
Net interest income	$7,108,000	2,427
Provision for loan and lease losses	$25,000	5,821
Total noninterest income	$1,049,000	2,836
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$672,000	1,916
Trading account gains and fees	$0	126
Additional Noninterest Income	$377,000	3,305
Total noninterest expense	$3,765,000	3,336
Salaries and employee benefits	$2,141,000	3,268
Premises and equipment expense	$379,000	4,237
Additional noninterest expense	$1,245,000	3,024
Pre-tax net operating income	$4,367,000	1,712
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,377,000	1,486
Income before extraordinary items	$2,990,000	1,836
Extraordinary gains, net	$0	45
Net income	$2,990,000	1,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,016
Cash dividends	$2,000,000	1,144
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,990,000	1,815
2006-06-30 (YTD Data)		Rank
Total interest income	$7,684,000	2,457
Total interest expense	$2,975,000	2,456
Net interest income	$4,709,000	2,435
Provision for loan and lease losses	$25,000	5,320
Total noninterest income	$690,000	2,850
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$459,000	1,869
Trading account gains and fees	$0	126
Additional Noninterest Income	$231,000	3,466
Total noninterest expense	$2,497,000	3,349
Salaries and employee benefits	$1,406,000	3,315
Premises and equipment expense	$253,000	4,242
Additional noninterest expense	$838,000	2,998
Pre-tax net operating income	$2,877,000	1,716
Securities gains (losses)	$0	1,185
Applicable income taxes	$910,000	1,508
Income before extraordinary items	$1,967,000	1,861
Extraordinary gains, net	$0	39
Net income	$1,967,000	1,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	7,940
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,967,000	1,843
2006-03-31 (YTD Data)		Rank
Total interest income	$3,716,000	2,485
Total interest expense	$1,398,000	2,472
Net interest income	$2,318,000	2,463
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$332,000	2,882
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$220,000	1,890
Trading account gains and fees	$0	115
Additional Noninterest Income	$112,000	3,511
Total noninterest expense	$1,239,000	3,376
Salaries and employee benefits	$705,000	3,317
Premises and equipment expense	$123,000	4,347
Additional noninterest expense	$411,000	3,045
Pre-tax net operating income	$1,396,000	1,736
Securities gains (losses)	$0	955
Applicable income taxes	$441,000	1,539
Income before extraordinary items	$955,000	1,876
Extraordinary gains, net	$0	21
Net income	$955,000	1,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,654
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$955,000	1,857
2005-12-31 (YTD Data)		Rank
Total interest income	$13,764,000	2,399
Total interest expense	$4,709,000	2,325
Net interest income	$9,055,000	2,427
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$1,283,000	2,988
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$681,000	2,399
Trading account gains and fees	$0	138
Additional Noninterest Income	$602,000	3,049
Total noninterest expense	$4,885,000	3,300
Salaries and employee benefits	$2,827,000	3,131
Premises and equipment expense	$474,000	4,335
Additional noninterest expense	$1,584,000	3,099
Pre-tax net operating income	$5,393,000	1,731
Securities gains (losses)	$1,000	2,117
Applicable income taxes	$1,692,000	1,555
Income before extraordinary items	$3,702,000	1,860
Extraordinary gains, net	$0	46
Net income	$3,702,000	1,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,928
Cash dividends	$3,000,000	1,017
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,701,310	1,843
2005-09-30 (YTD Data)		Rank
Total interest income	$10,104,000	2,385
Total interest expense	$3,413,000	2,278
Net interest income	$6,691,000	2,439
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$880,000	3,192
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$435,000	2,723
Trading account gains and fees	$0	126
Additional Noninterest Income	$445,000	3,089
Total noninterest expense	$3,501,000	3,397
Salaries and employee benefits	$1,975,000	3,310
Premises and equipment expense	$331,000	4,530
Additional noninterest expense	$1,195,000	3,050
Pre-tax net operating income	$4,025,000	1,754
Securities gains (losses)	$1,000	2,135
Applicable income taxes	$1,263,000	1,585
Income before extraordinary items	$2,763,000	1,898
Extraordinary gains, net	$0	35
Net income	$2,763,000	1,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,742
Cash dividends	$1,000,000	1,776
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,762,310	1,858
2005-06-30 (YTD Data)		Rank
Total interest income	$6,625,000	2,379
Total interest expense	$2,207,000	2,220
Net interest income	$4,418,000	2,440
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$538,000	3,344
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$258,000	2,945
Trading account gains and fees	$0	116
Additional Noninterest Income	$280,000	3,191
Total noninterest expense	$2,283,000	3,435
Salaries and employee benefits	$1,290,000	3,361
Premises and equipment expense	$210,000	4,651
Additional noninterest expense	$783,000	3,072
Pre-tax net operating income	$2,643,000	1,752
Securities gains (losses)	$1,000	1,973
Applicable income taxes	$835,000	1,566
Income before extraordinary items	$1,809,000	1,888
Extraordinary gains, net	$0	30
Net income	$1,809,000	1,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,385
Cash dividends	$1,000,000	1,280
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,808,320	1,850
2005-03-31 (YTD Data)		Rank
Total interest income	$3,222,000	2,392
Total interest expense	$1,059,000	2,216
Net interest income	$2,163,000	2,468
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$246,000	3,507
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$124,000	2,965
Trading account gains and fees	$0	115
Additional Noninterest Income	$122,000	3,360
Total noninterest expense	$1,108,000	3,547
Salaries and employee benefits	$622,000	3,464
Premises and equipment expense	$101,000	4,827
Additional noninterest expense	$385,000	3,123
Pre-tax net operating income	$1,286,000	1,767
Securities gains (losses)	$0	1,685
Applicable income taxes	$407,000	1,584
Income before extraordinary items	$879,000	1,924
Extraordinary gains, net	$0	24
Net income	$879,000	1,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,866
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$879,000	1,890
2004-12-31 (YTD Data)		Rank
Total interest income	$12,632,000	2,271
Total interest expense	$3,867,000	2,099
Net interest income	$8,765,000	2,329
Provision for loan and lease losses	$90,000	5,165
Total noninterest income	$1,014,000	3,500
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$499,000	3,150
Trading account gains and fees	$0	138
Additional Noninterest Income	$515,000	3,254
Total noninterest expense	$4,602,000	3,351
Salaries and employee benefits	$2,658,000	3,177
Premises and equipment expense	$480,000	4,221
Additional noninterest expense	$1,464,000	3,189
Pre-tax net operating income	$5,087,000	1,674
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,594,000	1,533
Income before extraordinary items	$3,493,000	1,815
Extraordinary gains, net	$0	34
Net income	$3,493,000	1,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,793
Cash dividends	$2,500,000	1,119
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,493,000	1,774
2004-09-30 (YTD Data)		Rank
Total interest income	$9,417,000	2,254
Total interest expense	$2,880,000	2,078
Net interest income	$6,537,000	2,310
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$758,000	3,538
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$371,000	3,188
Trading account gains and fees	$0	134
Additional Noninterest Income	$387,000	3,254
Total noninterest expense	$3,351,000	3,406
Salaries and employee benefits	$1,900,000	3,289
Premises and equipment expense	$347,000	4,309
Additional noninterest expense	$1,104,000	3,147
Pre-tax net operating income	$3,854,000	1,674
Securities gains (losses)	$0	3,710
Applicable income taxes	$1,216,000	1,529
Income before extraordinary items	$2,638,000	1,819
Extraordinary gains, net	$0	26
Net income	$2,638,000	1,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,986
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,638,000	1,769
2004-06-30 (YTD Data)		Rank
Total interest income	$6,240,000	2,243
Total interest expense	$1,916,000	2,061
Net interest income	$4,324,000	2,306
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$492,000	3,611
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$240,000	3,231
Trading account gains and fees	$0	130
Additional Noninterest Income	$252,000	3,310
Total noninterest expense	$2,213,000	3,456
Salaries and employee benefits	$1,264,000	3,302
Premises and equipment expense	$227,000	4,383
Additional noninterest expense	$722,000	3,217
Pre-tax net operating income	$2,543,000	1,660
Securities gains (losses)	$0	3,413
Applicable income taxes	$804,000	1,525
Income before extraordinary items	$1,739,000	1,815
Extraordinary gains, net	$0	21
Net income	$1,739,000	1,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,843
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,739,000	1,767
2004-03-31 (YTD Data)		Rank
Total interest income	$3,095,000	2,272
Total interest expense	$968,000	2,063
Net interest income	$2,127,000	2,345
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$226,000	3,756
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$115,000	3,247
Trading account gains and fees	$0	121
Additional Noninterest Income	$111,000	3,491
Total noninterest expense	$1,092,000	3,506
Salaries and employee benefits	$629,000	3,331
Premises and equipment expense	$111,000	4,485
Additional noninterest expense	$352,000	3,268
Pre-tax net operating income	$1,231,000	1,680
Securities gains (losses)	$0	2,934
Applicable income taxes	$389,000	1,591
Income before extraordinary items	$842,000	1,859
Extraordinary gains, net	$0	16
Net income	$842,000	1,859
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$842,000	1,770
2003-12-31 (YTD Data)		Rank
Total interest income	$12,901,000	2,222
Total interest expense	$4,212,000	2,113
Net interest income	$8,689,000	2,230
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$1,585,000	2,734
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$494,000	3,122
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,091,000	2,261
Total noninterest expense	$4,443,000	3,384
Salaries and employee benefits	$2,589,000	3,173
Premises and equipment expense	$462,000	4,307
Additional noninterest expense	$1,392,000	3,295
Pre-tax net operating income	$5,711,000	1,446
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,795,000	1,389
Income before extraordinary items	$3,916,000	1,588
Extraordinary gains, net	$0	54
Net income	$3,916,000	1,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,519
Cash dividends	$3,000,000	993
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,916,000	1,520
2003-09-30 (YTD Data)		Rank
Total interest income	$9,791,000	2,221
Total interest expense	$3,238,000	2,151
Net interest income	$6,553,000	2,228
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$1,297,000	2,612
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$370,000	3,138
Trading account gains and fees	$0	153
Additional Noninterest Income	$927,000	2,157
Total noninterest expense	$3,220,000	3,486
Salaries and employee benefits	$1,849,000	3,303
Premises and equipment expense	$339,000	4,359
Additional noninterest expense	$1,032,000	3,308
Pre-tax net operating income	$4,540,000	1,420
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,445,000	1,393
Income before extraordinary items	$3,095,000	1,563
Extraordinary gains, net	$0	40
Net income	$3,095,000	1,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,062
Cash dividends	$2,000,000	1,001
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,095,000	1,490
2003-06-30 (YTD Data)		Rank
Total interest income	$6,598,000	2,211
Total interest expense	$2,231,000	2,148
Net interest income	$4,367,000	2,229
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$881,000	2,564
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$245,000	3,117
Trading account gains and fees	$0	150
Additional Noninterest Income	$636,000	2,112
Total noninterest expense	$2,145,000	3,474
Salaries and employee benefits	$1,230,000	3,305
Premises and equipment expense	$224,000	4,388
Additional noninterest expense	$691,000	3,260
Pre-tax net operating income	$3,043,000	1,405
Securities gains (losses)	$0	3,782
Applicable income taxes	$969,000	1,406
Income before extraordinary items	$2,074,000	1,566
Extraordinary gains, net	$0	30
Net income	$2,074,000	1,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,223
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,074,000	1,466
2003-03-31 (YTD Data)		Rank
Total interest income	$3,338,000	2,199
Total interest expense	$1,137,000	2,150
Net interest income	$2,201,000	2,220
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$408,000	2,628
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$120,000	3,077
Trading account gains and fees	$0	134
Additional Noninterest Income	$288,000	2,167
Total noninterest expense	$1,073,000	3,464
Salaries and employee benefits	$606,000	3,336
Premises and equipment expense	$112,000	4,395
Additional noninterest expense	$355,000	3,160
Pre-tax net operating income	$1,506,000	1,427
Securities gains (losses)	$0	2,891
Applicable income taxes	$480,000	1,421
Income before extraordinary items	$1,026,000	1,569
Extraordinary gains, net	$0	21
Net income	$1,026,000	1,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,051
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,026,000	1,467
2002-12-31 (YTD Data)		Rank
Total interest income	$14,522,000	2,111
Total interest expense	$5,349,000	2,101
Net interest income	$9,173,000	2,107
Provision for loan and lease losses	$370,000	2,992
Total noninterest income	$1,376,000	2,795
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$402,000	3,531
Trading account gains and fees	$0	153
Additional Noninterest Income	$974,000	2,225
Total noninterest expense	$4,258,000	3,383
Salaries and employee benefits	$2,464,000	3,162
Premises and equipment expense	$463,000	4,186
Additional noninterest expense	$1,331,000	3,295
Pre-tax net operating income	$5,921,000	1,413
Securities gains (losses)	$1,000	4,369
Applicable income taxes	$1,880,000	1,353
Income before extraordinary items	$4,042,000	1,516
Extraordinary gains, net	$0	70
Net income	$4,042,000	1,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$276,000	2,494
Cash dividends	$3,000,000	917
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,041,320	1,469
2001-12-31 (YTD Data)		Rank
Total interest income	$16,490,000	2,076
Total interest expense	$7,725,000	2,084
Net interest income	$8,765,000	2,034
Provision for loan and lease losses	$270,000	3,439
Total noninterest income	$863,000	3,663
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$395,000	3,435
Trading account gains and fees	$0	177
Additional Noninterest Income	$468,000	3,248
Total noninterest expense	$4,062,000	3,380
Salaries and employee benefits	$2,312,000	3,175
Premises and equipment expense	$452,000	4,220
Additional noninterest expense	$1,298,000	3,258
Pre-tax net operating income	$5,296,000	1,375
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,692,000	1,348
Income before extraordinary items	$3,604,000	1,495
Extraordinary gains, net	$0	105
Net income	$3,604,000	1,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$419,000	1,769
Cash dividends	$3,000,000	915
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,604,000	1,432
2000-12-31 (YTD Data)		Rank
Total interest income	$16,427,000	2,145
Total interest expense	$8,100,000	2,121
Net interest income	$8,327,000	2,126
Provision for loan and lease losses	$144,000	4,490
Total noninterest income	$578,000	4,502
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$359,000	3,521
Trading account gains and fees	$0	180
Additional Noninterest Income	$219,000	4,579
Total noninterest expense	$3,780,000	3,484
Salaries and employee benefits	$2,192,000	3,200
Premises and equipment expense	$393,000	4,562
Additional noninterest expense	$1,195,000	3,446
Pre-tax net operating income	$4,981,000	1,485
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,596,000	1,430
Income before extraordinary items	$3,385,000	1,562
Extraordinary gains, net	$0	38
Net income	$3,385,000	1,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,434
Cash dividends	$3,000,000	949
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,385,000	1,553
1999-12-31 (YTD Data)		Rank
Total interest income	$14,957,000	2,181
Total interest expense	$6,992,000	2,122
Net interest income	$7,965,000	2,204
Provision for loan and lease losses	$147,000	4,324
Total noninterest income	$594,000	4,460
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$296,000	4,033
Trading account gains and fees	$0	173
Additional Noninterest Income	$298,000	4,034
Total noninterest expense	$3,660,000	3,576
Salaries and employee benefits	$2,103,000	3,280
Premises and equipment expense	$390,000	4,632
Additional noninterest expense	$1,167,000	3,521
Pre-tax net operating income	$4,752,000	1,579
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,513,000	1,590
Income before extraordinary items	$3,239,000	1,649
Extraordinary gains, net	$0	35
Net income	$3,239,000	1,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	9,624
Cash dividends	$2,000,000	1,354
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,239,000	1,621
1998-12-31 (YTD Data)		Rank
Total interest income	$14,978,000	2,175
Total interest expense	$7,316,000	2,077
Net interest income	$7,662,000	2,231
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$820,000	3,563
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$278,000	4,169
Trading account gains and fees	$0	224
Additional Noninterest Income	$542,000	2,833
Total noninterest expense	$3,444,000	3,667
Salaries and employee benefits	$1,957,000	3,414
Premises and equipment expense	$354,000	4,844
Additional noninterest expense	$1,133,000	3,542
Pre-tax net operating income	$4,888,000	1,507
Securities gains (losses)	$7,000	3,223
Applicable income taxes	$1,571,000	1,559
Income before extraordinary items	$3,324,000	1,584
Extraordinary gains, net	$0	32
Net income	$3,324,000	1,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,026
Cash dividends	$4,996,000	648
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,319,240	1,528
1997-12-31 (YTD Data)		Rank
Total interest income	$13,760,000	2,374
Total interest expense	$6,616,000	2,273
Net interest income	$7,144,000	2,434
Provision for loan and lease losses	$150,000	4,117
Total noninterest income	$470,000	5,199
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$240,000	4,791
Trading account gains and fees	$0	239
Additional Noninterest Income	$230,000	4,605
Total noninterest expense	$3,104,000	3,988
Salaries and employee benefits	$1,775,000	3,694
Premises and equipment expense	$265,000	5,857
Additional noninterest expense	$1,064,000	3,684
Pre-tax net operating income	$4,360,000	1,750
Securities gains (losses)	$0	3,944
Applicable income taxes	$1,396,000	1,810
Income before extraordinary items	$2,964,000	1,787
Extraordinary gains, net	$0	44
Net income	$2,964,000	1,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,899
Cash dividends	$929,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,964,000	1,747
1996-12-31 (YTD Data)		Rank
Total interest income	$12,857,000	2,602
Total interest expense	$6,296,000	2,453
Net interest income	$6,561,000	2,703
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$365,000	6,268
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$218,000	5,252
Trading account gains and fees	$0	262
Additional Noninterest Income	$147,000	6,025
Total noninterest expense	$2,803,000	4,553
Salaries and employee benefits	$1,642,000	3,977
Premises and equipment expense	$239,000	6,401
Additional noninterest expense	$922,000	4,673
Pre-tax net operating income	$3,973,000	1,811
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,247,000	1,930
Income before extraordinary items	$2,726,000	1,813
Extraordinary gains, net	$0	53
Net income	$2,726,000	1,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,429
Cash dividends	$780,000	2,554
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,726,000	1,779
1995-12-31 (YTD Data)		Rank
Total interest income	$11,810,000	2,825
Total interest expense	$5,815,000	2,639
Net interest income	$5,995,000	2,972
Provision for loan and lease losses	$150,000	3,621
Total noninterest income	$384,000	6,139
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$225,000	5,262
Trading account gains and fees	$0	522
Additional Noninterest Income	$159,000	5,815
Total noninterest expense	$2,829,000	4,495
Salaries and employee benefits	$1,555,000	4,158
Premises and equipment expense	$234,000	6,603
Additional noninterest expense	$1,040,000	4,215
Pre-tax net operating income	$3,400,000	2,163
Securities gains (losses)	$2,000	3,270
Applicable income taxes	$1,033,000	2,306
Income before extraordinary items	$2,369,000	2,140
Extraordinary gains, net	$0	65
Net income	$2,369,000	2,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,693
Cash dividends	$892,000	2,253
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,367,600	2,101
1994-12-31 (YTD Data)		Rank
Total interest income	$10,348,000	2,938
Total interest expense	$4,845,000	2,538
Net interest income	$5,503,000	3,251
Provision for loan and lease losses	$150,000	3,586
Total noninterest income	$348,000	6,693
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$219,000	5,521
Trading account gains and fees	$0	475
Additional Noninterest Income	$129,000	6,698
Total noninterest expense	$2,808,000	4,667
Salaries and employee benefits	$1,460,000	4,379
Premises and equipment expense	$240,000	6,683
Additional noninterest expense	$1,108,000	4,334
Pre-tax net operating income	$2,893,000	2,456
Securities gains (losses)	$0	3,600
Applicable income taxes	$918,000	2,427
Income before extraordinary items	$1,975,000	2,462
Extraordinary gains, net	$0	249
Net income	$1,975,000	2,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,338
Cash dividends	$650,000	2,652
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,975,000	2,479
1993-12-31 (YTD Data)		Rank
Total interest income	$10,302,000	3,002
Total interest expense	$4,912,000	2,616
Net interest income	$5,390,000	3,334
Provision for loan and lease losses	$150,000	4,621
Total noninterest income	$337,000	7,188
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$198,000	6,009
Trading account gains and fees	$0	532
Additional Noninterest Income	$139,000	6,809
Total noninterest expense	$2,663,000	4,993
Salaries and employee benefits	$1,357,000	4,703
Premises and equipment expense	$210,000	7,496
Additional noninterest expense	$1,096,000	4,549
Pre-tax net operating income	$2,914,000	2,352
Securities gains (losses)	$0	7,477
Applicable income taxes	$839,000	2,656
Income before extraordinary items	$2,075,000	2,413
Extraordinary gains, net	$0	3,149
Net income	$2,075,000	2,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	5,402
Cash dividends	$594,000	2,708
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,075,000	2,262
1992-12-31 (YTD Data)		Rank
Total interest income	$10,765,000	3,248
Total interest expense	$5,790,000	2,878
Net interest income	$4,975,000	3,654
Provision for loan and lease losses	$180,000	5,503
Total noninterest income	$303,000	7,693
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$195,000	6,087
Trading account gains and fees	$0	504
Additional Noninterest Income	$108,000	7,800
Total noninterest expense	$2,507,000	5,302
Salaries and employee benefits	$1,296,000	4,837
Premises and equipment expense	$196,000	7,929
Additional noninterest expense	$1,015,000	5,003
Pre-tax net operating income	$2,591,000	2,381
Securities gains (losses)	$0	8,369
Applicable income taxes	$696,000	3,001
Income before extraordinary items	$1,895,000	2,411
Extraordinary gains, net	$0	1,422
Net income	$1,895,000	2,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	12,698
Cash dividends	$539,000	2,622
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,895,000	2,241

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.