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The Peoples Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$9,175,000	2,954
Total interest expense	$1,179,000	3,568
Net interest income	$7,996,000	2,695
Provision for loan and lease losses	$15,000	3,112
Total noninterest income	$1,060,000	2,676
Gross Fiduciary activities income	$13,000	847
Service charges on deposit accounts	$279,000	2,286
Trading account gains and fees	$0	123
Additional Noninterest Income	$768,000	2,554
Total noninterest expense	$6,172,000	2,737
Salaries and employee benefits	$3,629,000	2,668
Premises and equipment expense	$458,000	3,073
Additional noninterest expense	$768,000	2,554
Pre-tax net operating income	$2,869,000	2,564
Securities gains (losses)	$-2,000	3,233
Applicable income taxes	$419,000	2,022
Income before extraordinary items	$2,448,000	2,560
Extraordinary gains, net	$0	54
Net income	$2,448,000	2,586
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,448,000	2,562
Net charge-offs	$33,000	1,979
Cash dividends	$865,000	2,316
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,449,700	2,582
2023-09-30 (YTD Data)		Rank
Total interest income	$6,516,000	2,993
Total interest expense	$694,000	3,686
Net interest income	$5,822,000	2,755
Provision for loan and lease losses	$0	3,085
Total noninterest income	$794,000	2,676
Gross Fiduciary activities income	$8,000	838
Service charges on deposit accounts	$209,000	2,291
Trading account gains and fees	$0	125
Additional Noninterest Income	$577,000	2,549
Total noninterest expense	$4,526,000	2,757
Salaries and employee benefits	$2,636,000	2,704
Premises and equipment expense	$347,000	3,075
Additional noninterest expense	$577,000	2,548
Pre-tax net operating income	$2,090,000	2,654
Securities gains (losses)	$-2,000	3,320
Applicable income taxes	$292,000	2,128
Income before extraordinary items	$1,796,000	2,632
Extraordinary gains, net	$0	52
Net income	$1,796,000	2,661
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,796,000	2,633
Net charge-offs	$19,000	1,924
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,797,720	2,654
2023-06-30 (YTD Data)		Rank
Total interest income	$4,291,000	2,995
Total interest expense	$413,000	3,676
Net interest income	$3,878,000	2,776
Provision for loan and lease losses	$0	2,940
Total noninterest income	$529,000	2,639
Gross Fiduciary activities income	$5,000	831
Service charges on deposit accounts	$140,000	2,281
Trading account gains and fees	$0	112
Additional Noninterest Income	$384,000	2,504
Total noninterest expense	$3,007,000	2,758
Salaries and employee benefits	$1,746,000	2,717
Premises and equipment expense	$239,000	3,026
Additional noninterest expense	$384,000	2,499
Pre-tax net operating income	$1,400,000	2,662
Securities gains (losses)	$-2,000	3,632
Applicable income taxes	$193,000	2,159
Income before extraordinary items	$1,205,000	2,645
Extraordinary gains, net	$0	51
Net income	$1,205,000	2,675
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,205,000	2,645
Net charge-offs	$7,000	1,927
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,206,720	2,661
2023-03-31 (YTD Data)		Rank
Total interest income	$2,015,000	3,057
Total interest expense	$180,000	3,654
Net interest income	$1,835,000	2,868
Provision for loan and lease losses	$0	2,612
Total noninterest income	$261,000	2,636
Gross Fiduciary activities income	$4,000	834
Service charges on deposit accounts	$72,000	2,247
Trading account gains and fees	$0	97
Additional Noninterest Income	$185,000	2,523
Total noninterest expense	$1,491,000	2,819
Salaries and employee benefits	$864,000	2,770
Premises and equipment expense	$130,000	2,952
Additional noninterest expense	$185,000	2,523
Pre-tax net operating income	$605,000	2,877
Securities gains (losses)	$2,000	837
Applicable income taxes	$74,000	2,364
Income before extraordinary items	$533,000	2,832
Extraordinary gains, net	$0	4
Net income	$533,000	2,831
Minority interest net income	$0	48
Net income of bank and minority interests.	$533,000	2,832
Net charge-offs	$10,000	1,369
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$531,240	2,870
2022-12-31 (YTD Data)		Rank
Total interest income	$7,278,000	2,981
Total interest expense	$546,000	3,147
Net interest income	$6,732,000	2,943
Provision for loan and lease losses	$0	3,012
Total noninterest income	$987,000	2,824
Gross Fiduciary activities income	$7,000	913
Service charges on deposit accounts	$233,000	2,570
Trading account gains and fees	$0	116
Additional Noninterest Income	$747,000	2,646
Total noninterest expense	$5,585,000	2,866
Salaries and employee benefits	$3,313,000	2,790
Premises and equipment expense	$481,000	3,043
Additional noninterest expense	$747,000	2,646
Pre-tax net operating income	$2,134,000	3,052
Securities gains (losses)	$-9,000	3,423
Applicable income taxes	$207,000	2,621
Income before extraordinary items	$1,918,000	2,978
Extraordinary gains, net	$0	5
Net income	$1,918,000	2,975
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,918,000	2,977
Net charge-offs	$7,000	2,241
Cash dividends	$791,000	2,353
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,926,100	3,005
2022-09-30 (YTD Data)		Rank
Total interest income	$5,190,000	3,006
Total interest expense	$420,000	2,886
Net interest income	$4,770,000	2,999
Provision for loan and lease losses	$0	2,835
Total noninterest income	$723,000	2,889
Gross Fiduciary activities income	$7,000	885
Service charges on deposit accounts	$156,000	2,726
Trading account gains and fees	$0	111
Additional Noninterest Income	$560,000	2,683
Total noninterest expense	$4,076,000	2,902
Salaries and employee benefits	$2,410,000	2,823
Premises and equipment expense	$348,000	3,091
Additional noninterest expense	$560,000	2,683
Pre-tax net operating income	$1,417,000	3,172
Securities gains (losses)	$-9,000	3,750
Applicable income taxes	$112,000	2,806
Income before extraordinary items	$1,296,000	3,096
Extraordinary gains, net	$0	4
Net income	$1,296,000	3,094
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,296,000	3,095
Net charge-offs	$-1,000	3,079
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,304,280	3,115
2022-06-30 (YTD Data)		Rank
Total interest income	$3,346,000	3,021
Total interest expense	$291,000	2,691
Net interest income	$3,055,000	3,026
Provision for loan and lease losses	$0	2,599
Total noninterest income	$465,000	2,916
Gross Fiduciary activities income	$4,000	852
Service charges on deposit accounts	$90,000	2,892
Trading account gains and fees	$0	108
Additional Noninterest Income	$371,000	2,721
Total noninterest expense	$2,720,000	2,886
Salaries and employee benefits	$1,613,000	2,820
Premises and equipment expense	$223,000	3,162
Additional noninterest expense	$884,000	2,819
Pre-tax net operating income	$800,000	3,248
Securities gains (losses)	$0	687
Applicable income taxes	$39,000	3,036
Income before extraordinary items	$761,000	3,120
Extraordinary gains, net	$0	4
Net income	$761,000	3,119
Minority interest net income	$0	60
Net income of bank and minority interests.	$761,000	3,120
Net charge-offs	$1,000	2,041
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$761,000	3,147
2022-03-31 (YTD Data)		Rank
Total interest income	$1,662,000	2,995
Total interest expense	$153,000	2,604
Net interest income	$1,509,000	3,012
Provision for loan and lease losses	$0	2,285
Total noninterest income	$224,000	2,924
Gross Fiduciary activities income	$4,000	812
Service charges on deposit accounts	$46,000	2,846
Trading account gains and fees	$0	103
Additional Noninterest Income	$174,000	2,727
Total noninterest expense	$1,366,000	2,883
Salaries and employee benefits	$818,000	2,795
Premises and equipment expense	$116,000	3,125
Additional noninterest expense	$432,000	2,841
Pre-tax net operating income	$367,000	3,219
Securities gains (losses)	$0	623
Applicable income taxes	$15,000	3,002
Income before extraordinary items	$352,000	3,122
Extraordinary gains, net	$0	4
Net income	$352,000	3,121
Minority interest net income	$0	50
Net income of bank and minority interests.	$352,000	3,122
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$352,000	3,140
2021-12-31 (YTD Data)		Rank
Total interest income	$6,571,000	3,103
Total interest expense	$690,000	2,720
Net interest income	$5,881,000	3,111
Provision for loan and lease losses	$87,000	2,293
Total noninterest income	$909,000	3,077
Gross Fiduciary activities income	$9,000	873
Service charges on deposit accounts	$179,000	2,830
Trading account gains and fees	$0	132
Additional Noninterest Income	$721,000	2,936
Total noninterest expense	$5,411,000	2,884
Salaries and employee benefits	$3,184,000	2,843
Premises and equipment expense	$471,000	3,112
Additional noninterest expense	$1,756,000	2,815
Pre-tax net operating income	$1,292,000	3,620
Securities gains (losses)	$59,000	1,056
Applicable income taxes	$51,000	3,296
Income before extraordinary items	$1,300,000	3,502
Extraordinary gains, net	$0	10
Net income	$1,300,000	3,502
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,300,000	3,502
Net charge-offs	$27,000	1,945
Cash dividends	$741,000	2,504
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,243,360	3,532
2021-09-30 (YTD Data)		Rank
Total interest income	$4,951,000	3,146
Total interest expense	$528,000	2,793
Net interest income	$4,423,000	3,153
Provision for loan and lease losses	$75,000	2,140
Total noninterest income	$675,000	3,123
Gross Fiduciary activities income	$6,000	869
Service charges on deposit accounts	$129,000	2,881
Trading account gains and fees	$0	132
Additional Noninterest Income	$540,000	2,991
Total noninterest expense	$3,976,000	2,943
Salaries and employee benefits	$2,307,000	2,905
Premises and equipment expense	$350,000	3,155
Additional noninterest expense	$1,319,000	2,816
Pre-tax net operating income	$1,047,000	3,675
Securities gains (losses)	$38,000	1,165
Applicable income taxes	$59,000	3,139
Income before extraordinary items	$1,026,000	3,577
Extraordinary gains, net	$0	8
Net income	$1,026,000	3,577
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,026,000	3,577
Net charge-offs	$16,000	1,827
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$989,900	3,604
2021-06-30 (YTD Data)		Rank
Total interest income	$3,226,000	3,183
Total interest expense	$362,000	2,828
Net interest income	$2,864,000	3,205
Provision for loan and lease losses	$75,000	1,864
Total noninterest income	$435,000	3,158
Gross Fiduciary activities income	$3,000	879
Service charges on deposit accounts	$81,000	2,911
Trading account gains and fees	$0	133
Additional Noninterest Income	$351,000	2,995
Total noninterest expense	$2,607,000	2,965
Salaries and employee benefits	$1,525,000	2,917
Premises and equipment expense	$233,000	3,151
Additional noninterest expense	$849,000	2,866
Pre-tax net operating income	$617,000	3,782
Securities gains (losses)	$36,000	997
Applicable income taxes	$23,000	3,285
Income before extraordinary items	$630,000	3,669
Extraordinary gains, net	$0	6
Net income	$630,000	3,669
Minority interest net income	$0	67
Net income of bank and minority interests.	$630,000	3,669
Net charge-offs	$18,000	1,542
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$595,440	3,690
2021-03-31 (YTD Data)		Rank
Total interest income	$1,586,000	3,211
Total interest expense	$183,000	2,882
Net interest income	$1,403,000	3,224
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$202,000	3,216
Gross Fiduciary activities income	$3,000	848
Service charges on deposit accounts	$39,000	2,924
Trading account gains and fees	$0	127
Additional Noninterest Income	$160,000	3,068
Total noninterest expense	$1,291,000	2,976
Salaries and employee benefits	$760,000	2,916
Premises and equipment expense	$115,000	3,184
Additional noninterest expense	$416,000	2,875
Pre-tax net operating income	$239,000	3,977
Securities gains (losses)	$0	1,392
Applicable income taxes	$-10,000	4,880
Income before extraordinary items	$249,000	3,864
Extraordinary gains, net	$0	3
Net income	$249,000	3,863
Minority interest net income	$0	55
Net income of bank and minority interests.	$249,000	3,864
Net charge-offs	$73,000	707
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$249,000	3,838
2020-12-31 (YTD Data)		Rank
Total interest income	$6,647,000	3,144
Total interest expense	$870,000	3,128
Net interest income	$5,777,000	3,112
Provision for loan and lease losses	$782,000	1,844
Total noninterest income	$790,000	3,135
Gross Fiduciary activities income	$8,000	912
Service charges on deposit accounts	$171,000	2,955
Trading account gains and fees	$0	133
Additional Noninterest Income	$611,000	2,953
Total noninterest expense	$5,194,000	2,935
Salaries and employee benefits	$3,197,000	2,833
Premises and equipment expense	$470,000	3,160
Additional noninterest expense	$1,527,000	3,017
Pre-tax net operating income	$591,000	4,111
Securities gains (losses)	$621,000	521
Applicable income taxes	$34,000	3,299
Income before extraordinary items	$1,178,000	3,490
Extraordinary gains, net	$0	4
Net income	$1,178,000	3,490
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,178,000	3,490
Net charge-offs	$896,000	698
Cash dividends	$717,000	2,523
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$575,630	4,043
2020-09-30 (YTD Data)		Rank
Total interest income	$5,045,000	3,151
Total interest expense	$662,000	3,206
Net interest income	$4,383,000	3,106
Provision for loan and lease losses	$782,000	1,564
Total noninterest income	$585,000	3,135
Gross Fiduciary activities income	$7,000	881
Service charges on deposit accounts	$129,000	2,959
Trading account gains and fees	$0	125
Additional Noninterest Income	$449,000	2,937
Total noninterest expense	$3,822,000	2,967
Salaries and employee benefits	$2,338,000	2,860
Premises and equipment expense	$349,000	3,180
Additional noninterest expense	$1,135,000	3,014
Pre-tax net operating income	$364,000	4,249
Securities gains (losses)	$621,000	436
Applicable income taxes	$49,000	3,087
Income before extraordinary items	$936,000	3,436
Extraordinary gains, net	$0	4
Net income	$936,000	3,435
Minority interest net income	$0	65
Net income of bank and minority interests.	$936,000	3,436
Net charge-offs	$912,000	532
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$346,050	4,224
2020-06-30 (YTD Data)		Rank
Total interest income	$3,416,000	3,163
Total interest expense	$444,000	3,298
Net interest income	$2,972,000	3,105
Provision for loan and lease losses	$762,000	1,256
Total noninterest income	$372,000	3,154
Gross Fiduciary activities income	$4,000	887
Service charges on deposit accounts	$78,000	3,106
Trading account gains and fees	$0	123
Additional Noninterest Income	$290,000	2,945
Total noninterest expense	$2,543,000	2,970
Salaries and employee benefits	$1,558,000	2,879
Premises and equipment expense	$241,000	3,121
Additional noninterest expense	$744,000	3,040
Pre-tax net operating income	$39,000	4,705
Securities gains (losses)	$183,000	736
Applicable income taxes	$-73,000	4,919
Income before extraordinary items	$295,000	4,090
Extraordinary gains, net	$0	4
Net income	$295,000	4,090
Minority interest net income	$0	65
Net income of bank and minority interests.	$295,000	4,090
Net charge-offs	$898,000	416
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$112,000	4,518
2020-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	3,153
Total interest expense	$220,000	3,467
Net interest income	$1,507,000	3,046
Provision for loan and lease losses	$80,000	2,135
Total noninterest income	$204,000	2,988
Gross Fiduciary activities income	$4,000	843
Service charges on deposit accounts	$51,000	3,038
Trading account gains and fees	$0	106
Additional Noninterest Income	$149,000	2,780
Total noninterest expense	$1,263,000	3,007
Salaries and employee benefits	$770,000	2,917
Premises and equipment expense	$117,000	3,194
Additional noninterest expense	$376,000	3,044
Pre-tax net operating income	$368,000	3,158
Securities gains (losses)	$84,000	667
Applicable income taxes	$58,000	2,309
Income before extraordinary items	$394,000	2,949
Extraordinary gains, net	$0	4
Net income	$394,000	2,950
Minority interest net income	$0	56
Net income of bank and minority interests.	$394,000	2,950
Net charge-offs	$-231,000	5,047
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$320,920	3,175
2019-12-31 (YTD Data)		Rank
Total interest income	$6,960,000	3,195
Total interest expense	$843,000	3,552
Net interest income	$6,117,000	3,068
Provision for loan and lease losses	$-20,000	4,925
Total noninterest income	$844,000	3,043
Gross Fiduciary activities income	$25,000	853
Service charges on deposit accounts	$224,000	3,024
Trading account gains and fees	$0	135
Additional Noninterest Income	$595,000	2,846
Total noninterest expense	$4,937,000	3,034
Salaries and employee benefits	$3,047,000	2,910
Premises and equipment expense	$443,000	3,298
Additional noninterest expense	$1,447,000	3,162
Pre-tax net operating income	$2,044,000	3,000
Securities gains (losses)	$69,000	1,106
Applicable income taxes	$265,000	2,446
Income before extraordinary items	$1,848,000	3,002
Extraordinary gains, net	$0	11
Net income	$1,848,000	3,001
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,848,000	3,003
Net charge-offs	$25,000	3,025
Cash dividends	$717,000	2,673
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,787,970	3,018
2019-09-30 (YTD Data)		Rank
Total interest income	$5,180,000	3,248
Total interest expense	$621,000	3,600
Net interest income	$4,559,000	3,119
Provision for loan and lease losses	$180,000	2,065
Total noninterest income	$632,000	3,059
Gross Fiduciary activities income	$7,000	911
Service charges on deposit accounts	$165,000	3,084
Trading account gains and fees	$0	129
Additional Noninterest Income	$460,000	2,816
Total noninterest expense	$3,641,000	3,088
Salaries and employee benefits	$2,225,000	2,966
Premises and equipment expense	$326,000	3,351
Additional noninterest expense	$1,090,000	3,173
Pre-tax net operating income	$1,370,000	3,222
Securities gains (losses)	$79,000	891
Applicable income taxes	$165,000	2,631
Income before extraordinary items	$1,284,000	3,163
Extraordinary gains, net	$0	11
Net income	$1,284,000	3,162
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,284,000	3,163
Net charge-offs	$28,000	2,550
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,213,690	3,205
2019-06-30 (YTD Data)		Rank
Total interest income	$3,439,000	3,259
Total interest expense	$394,000	3,648
Net interest income	$3,045,000	3,126
Provision for loan and lease losses	$120,000	2,025
Total noninterest income	$415,000	3,041
Gross Fiduciary activities income	$5,000	905
Service charges on deposit accounts	$106,000	3,128
Trading account gains and fees	$0	131
Additional Noninterest Income	$304,000	2,795
Total noninterest expense	$2,394,000	3,132
Salaries and employee benefits	$1,480,000	2,985
Premises and equipment expense	$216,000	3,381
Additional noninterest expense	$698,000	3,270
Pre-tax net operating income	$946,000	3,167
Securities gains (losses)	$31,000	891
Applicable income taxes	$114,000	2,590
Income before extraordinary items	$863,000	3,150
Extraordinary gains, net	$0	11
Net income	$863,000	3,148
Minority interest net income	$0	69
Net income of bank and minority interests.	$863,000	3,148
Net charge-offs	$26,000	2,236
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$835,720	3,160
2019-03-31 (YTD Data)		Rank
Total interest income	$1,656,000	3,337
Total interest expense	$191,000	3,678
Net interest income	$1,465,000	3,225
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$203,000	3,024
Gross Fiduciary activities income	$5,000	859
Service charges on deposit accounts	$52,000	3,163
Trading account gains and fees	$0	126
Additional Noninterest Income	$146,000	2,782
Total noninterest expense	$1,206,000	3,137
Salaries and employee benefits	$745,000	2,997
Premises and equipment expense	$112,000	3,354
Additional noninterest expense	$349,000	3,277
Pre-tax net operating income	$402,000	3,385
Securities gains (losses)	$19,000	580
Applicable income taxes	$41,000	2,771
Income before extraordinary items	$380,000	3,296
Extraordinary gains, net	$0	5
Net income	$380,000	3,294
Minority interest net income	$0	52
Net income of bank and minority interests.	$380,000	3,295
Net charge-offs	$20,000	1,699
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$362,900	3,356
2018-12-31 (YTD Data)		Rank
Total interest income	$6,761,000	3,229
Total interest expense	$705,000	3,445
Net interest income	$6,056,000	3,149
Provision for loan and lease losses	$280,000	2,045
Total noninterest income	$852,000	3,067
Gross Fiduciary activities income	$12,000	940
Service charges on deposit accounts	$228,000	3,147
Trading account gains and fees	$0	126
Additional Noninterest Income	$612,000	2,826
Total noninterest expense	$4,615,000	3,217
Salaries and employee benefits	$2,826,000	3,062
Premises and equipment expense	$397,000	3,540
Additional noninterest expense	$1,392,000	3,313
Pre-tax net operating income	$2,013,000	3,138
Securities gains (losses)	$5,000	828
Applicable income taxes	$285,000	2,425
Income before extraordinary items	$1,733,000	3,151
Extraordinary gains, net	$0	6
Net income	$1,733,000	3,150
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,733,000	3,150
Net charge-offs	$57,000	2,546
Cash dividends	$692,000	2,651
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,728,700	3,148
2018-09-30 (YTD Data)		Rank
Total interest income	$4,964,000	3,281
Total interest expense	$524,000	3,402
Net interest income	$4,440,000	3,214
Provision for loan and lease losses	$240,000	1,788
Total noninterest income	$645,000	3,087
Gross Fiduciary activities income	$10,000	911
Service charges on deposit accounts	$172,000	3,156
Trading account gains and fees	$0	138
Additional Noninterest Income	$463,000	2,848
Total noninterest expense	$3,373,000	3,273
Salaries and employee benefits	$2,037,000	3,133
Premises and equipment expense	$289,000	3,631
Additional noninterest expense	$1,047,000	3,320
Pre-tax net operating income	$1,472,000	3,224
Securities gains (losses)	$5,000	822
Applicable income taxes	$160,000	2,704
Income before extraordinary items	$1,317,000	3,196
Extraordinary gains, net	$0	5
Net income	$1,317,000	3,195
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,317,000	3,195
Net charge-offs	$61,000	2,063
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,312,550	3,196
2018-06-30 (YTD Data)		Rank
Total interest income	$3,275,000	3,282
Total interest expense	$343,000	3,350
Net interest income	$2,932,000	3,233
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$430,000	3,090
Gross Fiduciary activities income	$8,000	906
Service charges on deposit accounts	$115,000	3,149
Trading account gains and fees	$0	130
Additional Noninterest Income	$307,000	2,870
Total noninterest expense	$2,237,000	3,298
Salaries and employee benefits	$1,343,000	3,175
Premises and equipment expense	$197,000	3,618
Additional noninterest expense	$697,000	3,343
Pre-tax net operating income	$945,000	3,240
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$98,000	2,742
Income before extraordinary items	$845,000	3,212
Extraordinary gains, net	$0	6
Net income	$845,000	3,210
Minority interest net income	$0	65
Net income of bank and minority interests.	$845,000	3,211
Net charge-offs	$28,000	2,065
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$846,800	3,205
2018-03-31 (YTD Data)		Rank
Total interest income	$1,577,000	3,353
Total interest expense	$159,000	3,424
Net interest income	$1,418,000	3,302
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$199,000	3,192
Gross Fiduciary activities income	$4,000	900
Service charges on deposit accounts	$55,000	3,228
Trading account gains and fees	$0	123
Additional Noninterest Income	$140,000	2,924
Total noninterest expense	$1,132,000	3,311
Salaries and employee benefits	$677,000	3,182
Premises and equipment expense	$102,000	3,611
Additional noninterest expense	$353,000	3,327
Pre-tax net operating income	$395,000	3,452
Securities gains (losses)	$-2,000	5,038
Applicable income taxes	$31,000	3,004
Income before extraordinary items	$362,000	3,411
Extraordinary gains, net	$0	7
Net income	$362,000	3,411
Minority interest net income	$0	52
Net income of bank and minority interests.	$362,000	3,411
Net charge-offs	$22,000	1,609
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$363,840	3,400
2017-12-31 (YTD Data)		Rank
Total interest income	$6,429,000	3,285
Total interest expense	$623,000	3,331
Net interest income	$5,806,000	3,244
Provision for loan and lease losses	$360,000	1,763
Total noninterest income	$763,000	3,347
Gross Fiduciary activities income	$12,000	961
Service charges on deposit accounts	$232,000	3,249
Trading account gains and fees	$0	151
Additional Noninterest Income	$519,000	3,106
Total noninterest expense	$4,293,000	3,426
Salaries and employee benefits	$2,653,000	3,219
Premises and equipment expense	$402,000	3,645
Additional noninterest expense	$1,238,000	3,610
Pre-tax net operating income	$1,916,000	3,187
Securities gains (losses)	$117,000	572
Applicable income taxes	$437,000	2,516
Income before extraordinary items	$1,596,000	3,029
Extraordinary gains, net	$0	9
Net income	$1,596,000	3,027
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,596,000	3,029
Net charge-offs	$187,000	1,888
Cash dividends	$642,000	2,698
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,503,570	3,107
2017-09-30 (YTD Data)		Rank
Total interest income	$4,756,000	3,324
Total interest expense	$463,000	3,345
Net interest income	$4,293,000	3,289
Provision for loan and lease losses	$230,000	1,880
Total noninterest income	$558,000	3,403
Gross Fiduciary activities income	$9,000	956
Service charges on deposit accounts	$170,000	3,312
Trading account gains and fees	$0	145
Additional Noninterest Income	$379,000	3,166
Total noninterest expense	$3,146,000	3,483
Salaries and employee benefits	$1,913,000	3,309
Premises and equipment expense	$305,000	3,663
Additional noninterest expense	$928,000	3,620
Pre-tax net operating income	$1,475,000	3,212
Securities gains (losses)	$103,000	588
Applicable income taxes	$272,000	2,553
Income before extraordinary items	$1,306,000	3,076
Extraordinary gains, net	$0	9
Net income	$1,306,000	3,075
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,306,000	3,076
Net charge-offs	$125,000	1,750
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,220,510	3,162
2017-06-30 (YTD Data)		Rank
Total interest income	$3,168,000	3,326
Total interest expense	$309,000	3,316
Net interest income	$2,859,000	3,290
Provision for loan and lease losses	$150,000	1,808
Total noninterest income	$354,000	3,481
Gross Fiduciary activities income	$8,000	932
Service charges on deposit accounts	$111,000	3,334
Trading account gains and fees	$0	139
Additional Noninterest Income	$235,000	3,264
Total noninterest expense	$2,124,000	3,473
Salaries and employee benefits	$1,269,000	3,332
Premises and equipment expense	$202,000	3,691
Additional noninterest expense	$653,000	3,524
Pre-tax net operating income	$939,000	3,225
Securities gains (losses)	$71,000	536
Applicable income taxes	$173,000	2,580
Income before extraordinary items	$837,000	3,098
Extraordinary gains, net	$0	11
Net income	$837,000	3,097
Minority interest net income	$0	71
Net income of bank and minority interests.	$837,000	3,098
Net charge-offs	$148,000	1,253
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$778,070	3,197
2017-03-31 (YTD Data)		Rank
Total interest income	$1,562,000	3,359
Total interest expense	$146,000	3,390
Net interest income	$1,416,000	3,310
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$197,000	3,326
Gross Fiduciary activities income	$4,000	935
Service charges on deposit accounts	$56,000	3,345
Trading account gains and fees	$0	142
Additional Noninterest Income	$137,000	3,048
Total noninterest expense	$1,065,000	3,490
Salaries and employee benefits	$631,000	3,378
Premises and equipment expense	$104,000	3,671
Additional noninterest expense	$330,000	3,515
Pre-tax net operating income	$458,000	3,218
Securities gains (losses)	$7,000	747
Applicable income taxes	$77,000	2,629
Income before extraordinary items	$388,000	3,187
Extraordinary gains, net	$0	8
Net income	$388,000	3,185
Minority interest net income	$0	55
Net income of bank and minority interests.	$388,000	3,187
Net charge-offs	$118,000	836
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$382,190	3,191
2016-12-31 (YTD Data)		Rank
Total interest income	$6,145,000	3,379
Total interest expense	$587,000	3,363
Net interest income	$5,558,000	3,341
Provision for loan and lease losses	$889,000	1,008
Total noninterest income	$839,000	3,314
Gross Fiduciary activities income	$11,000	1,007
Service charges on deposit accounts	$254,000	3,240
Trading account gains and fees	$0	170
Additional Noninterest Income	$574,000	3,065
Total noninterest expense	$4,272,000	3,515
Salaries and employee benefits	$2,544,000	3,367
Premises and equipment expense	$405,000	3,756
Additional noninterest expense	$1,323,000	3,607
Pre-tax net operating income	$1,236,000	3,772
Securities gains (losses)	$87,000	1,440
Applicable income taxes	$188,000	2,976
Income before extraordinary items	$1,135,000	3,725
Extraordinary gains, net	$0	5
Net income	$1,135,000	3,723
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,135,000	3,724
Net charge-offs	$1,079,000	620
Cash dividends	$593,000	2,802
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,060,180	3,764
2016-09-30 (YTD Data)		Rank
Total interest income	$4,633,000	3,382
Total interest expense	$435,000	3,398
Net interest income	$4,198,000	3,339
Provision for loan and lease losses	$869,000	774
Total noninterest income	$636,000	3,301
Gross Fiduciary activities income	$9,000	981
Service charges on deposit accounts	$190,000	3,263
Trading account gains and fees	$0	169
Additional Noninterest Income	$437,000	3,058
Total noninterest expense	$3,182,000	3,533
Salaries and employee benefits	$1,847,000	3,423
Premises and equipment expense	$304,000	3,779
Additional noninterest expense	$1,031,000	3,547
Pre-tax net operating income	$783,000	4,068
Securities gains (losses)	$80,000	1,432
Applicable income taxes	$85,000	3,309
Income before extraordinary items	$778,000	3,886
Extraordinary gains, net	$0	5
Net income	$778,000	3,884
Minority interest net income	$0	71
Net income of bank and minority interests.	$778,000	3,886
Net charge-offs	$1,052,000	465
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$706,000	3,951
2016-06-30 (YTD Data)		Rank
Total interest income	$3,088,000	3,394
Total interest expense	$285,000	3,450
Net interest income	$2,803,000	3,354
Provision for loan and lease losses	$789,000	606
Total noninterest income	$417,000	3,336
Gross Fiduciary activities income	$6,000	992
Service charges on deposit accounts	$121,000	3,326
Trading account gains and fees	$0	157
Additional Noninterest Income	$290,000	3,073
Total noninterest expense	$2,139,000	3,546
Salaries and employee benefits	$1,239,000	3,427
Premises and equipment expense	$204,000	3,786
Additional noninterest expense	$696,000	3,537
Pre-tax net operating income	$292,000	4,783
Securities gains (losses)	$35,000	1,657
Applicable income taxes	$-36,000	5,948
Income before extraordinary items	$363,000	4,394
Extraordinary gains, net	$0	16
Net income	$363,000	4,391
Minority interest net income	$0	71
Net income of bank and minority interests.	$363,000	4,392
Net charge-offs	$1,022,000	349
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$328,000	4,467
2016-03-31 (YTD Data)		Rank
Total interest income	$1,521,000	3,429
Total interest expense	$138,000	3,540
Net interest income	$1,383,000	3,388
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$206,000	3,329
Gross Fiduciary activities income	$4,000	964
Service charges on deposit accounts	$60,000	3,330
Trading account gains and fees	$0	142
Additional Noninterest Income	$142,000	3,047
Total noninterest expense	$1,056,000	3,589
Salaries and employee benefits	$612,000	3,482
Premises and equipment expense	$104,000	3,791
Additional noninterest expense	$340,000	3,606
Pre-tax net operating income	$413,000	3,351
Securities gains (losses)	$17,000	1,296
Applicable income taxes	$91,000	2,536
Income before extraordinary items	$339,000	3,418
Extraordinary gains, net	$0	12
Net income	$339,000	3,414
Minority interest net income	$0	62
Net income of bank and minority interests.	$339,000	3,416
Net charge-offs	$106,000	978
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$325,570	3,427
2015-12-31 (YTD Data)		Rank
Total interest income	$6,065,000	3,414
Total interest expense	$538,000	3,595
Net interest income	$5,527,000	3,365
Provision for loan and lease losses	$870,000	918
Total noninterest income	$764,000	3,501
Gross Fiduciary activities income	$11,000	1,033
Service charges on deposit accounts	$218,000	3,582
Trading account gains and fees	$0	159
Additional Noninterest Income	$535,000	3,193
Total noninterest expense	$4,213,000	3,606
Salaries and employee benefits	$2,498,000	3,427
Premises and equipment expense	$408,000	3,870
Additional noninterest expense	$1,307,000	3,729
Pre-tax net operating income	$1,208,000	3,829
Securities gains (losses)	$53,000	1,607
Applicable income taxes	$150,000	3,107
Income before extraordinary items	$1,111,000	3,751
Extraordinary gains, net	$0	23
Net income	$1,111,000	3,751
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,111,000	3,752
Net charge-offs	$975,000	707
Cash dividends	$593,000	2,763
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,064,360	3,776
2015-09-30 (YTD Data)		Rank
Total interest income	$4,578,000	3,436
Total interest expense	$396,000	3,677
Net interest income	$4,182,000	3,380
Provision for loan and lease losses	$230,000	1,786
Total noninterest income	$581,000	3,507
Gross Fiduciary activities income	$9,000	1,010
Service charges on deposit accounts	$162,000	3,616
Trading account gains and fees	$0	153
Additional Noninterest Income	$410,000	3,181
Total noninterest expense	$3,092,000	3,668
Salaries and employee benefits	$1,802,000	3,513
Premises and equipment expense	$303,000	3,928
Additional noninterest expense	$987,000	3,727
Pre-tax net operating income	$1,441,000	3,153
Securities gains (losses)	$11,000	2,316
Applicable income taxes	$316,000	2,435
Income before extraordinary items	$1,136,000	3,282
Extraordinary gains, net	$0	21
Net income	$1,136,000	3,280
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,136,000	3,281
Net charge-offs	$83,000	2,344
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,127,420	3,237
2015-06-30 (YTD Data)		Rank
Total interest income	$3,053,000	3,452
Total interest expense	$264,000	3,702
Net interest income	$2,789,000	3,388
Provision for loan and lease losses	$160,000	1,711
Total noninterest income	$393,000	3,484
Gross Fiduciary activities income	$7,000	1,012
Service charges on deposit accounts	$104,000	3,667
Trading account gains and fees	$0	157
Additional Noninterest Income	$282,000	3,140
Total noninterest expense	$2,091,000	3,668
Salaries and employee benefits	$1,213,000	3,517
Premises and equipment expense	$203,000	3,959
Additional noninterest expense	$675,000	3,671
Pre-tax net operating income	$931,000	3,199
Securities gains (losses)	$9,000	2,056
Applicable income taxes	$203,000	2,473
Income before extraordinary items	$737,000	3,318
Extraordinary gains, net	$0	22
Net income	$737,000	3,318
Minority interest net income	$0	75
Net income of bank and minority interests.	$737,000	3,319
Net charge-offs	$4,000	3,531
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$729,980	3,270
2015-03-31 (YTD Data)		Rank
Total interest income	$1,528,000	3,457
Total interest expense	$129,000	3,772
Net interest income	$1,399,000	3,379
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$205,000	3,387
Gross Fiduciary activities income	$3,000	1,013
Service charges on deposit accounts	$51,000	3,672
Trading account gains and fees	$0	152
Additional Noninterest Income	$151,000	3,014
Total noninterest expense	$1,067,000	3,650
Salaries and employee benefits	$610,000	3,534
Premises and equipment expense	$105,000	3,925
Additional noninterest expense	$352,000	3,571
Pre-tax net operating income	$447,000	3,202
Securities gains (losses)	$9,000	1,518
Applicable income taxes	$125,000	2,271
Income before extraordinary items	$331,000	3,472
Extraordinary gains, net	$0	13
Net income	$331,000	3,475
Minority interest net income	$0	64
Net income of bank and minority interests.	$331,000	3,475
Net charge-offs	$12,000	2,395
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$324,430	3,417
2014-12-31 (YTD Data)		Rank
Total interest income	$6,177,000	3,464
Total interest expense	$528,000	3,902
Net interest income	$5,649,000	3,382
Provision for loan and lease losses	$390,000	1,706
Total noninterest income	$769,000	3,554
Gross Fiduciary activities income	$13,000	1,052
Service charges on deposit accounts	$233,000	3,668
Trading account gains and fees	$0	180
Additional Noninterest Income	$523,000	3,219
Total noninterest expense	$4,104,000	3,772
Salaries and employee benefits	$2,448,000	3,522
Premises and equipment expense	$368,000	4,258
Additional noninterest expense	$1,288,000	3,901
Pre-tax net operating income	$1,924,000	3,037
Securities gains (losses)	$123,000	1,109
Applicable income taxes	$405,000	2,404
Income before extraordinary items	$1,642,000	3,083
Extraordinary gains, net	$0	17
Net income	$1,642,000	3,084
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,642,000	3,085
Net charge-offs	$298,000	2,023
Cash dividends	$593,000	2,684
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,543,600	3,138
2014-09-30 (YTD Data)		Rank
Total interest income	$4,537,000	3,539
Total interest expense	$393,000	3,990
Net interest income	$4,144,000	3,451
Provision for loan and lease losses	$270,000	1,734
Total noninterest income	$571,000	3,593
Gross Fiduciary activities income	$9,000	1,043
Service charges on deposit accounts	$172,000	3,741
Trading account gains and fees	$0	174
Additional Noninterest Income	$390,000	3,251
Total noninterest expense	$2,961,000	3,880
Salaries and employee benefits	$1,730,000	3,692
Premises and equipment expense	$272,000	4,349
Additional noninterest expense	$959,000	3,937
Pre-tax net operating income	$1,484,000	3,054
Securities gains (losses)	$65,000	1,277
Applicable income taxes	$306,000	2,457
Income before extraordinary items	$1,243,000	3,069
Extraordinary gains, net	$0	15
Net income	$1,243,000	3,069
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,243,000	3,070
Net charge-offs	$308,000	1,585
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,191,000	3,124
2014-06-30 (YTD Data)		Rank
Total interest income	$3,013,000	3,548
Total interest expense	$263,000	4,019
Net interest income	$2,750,000	3,461
Provision for loan and lease losses	$150,000	1,864
Total noninterest income	$373,000	3,617
Gross Fiduciary activities income	$5,000	1,057
Service charges on deposit accounts	$114,000	3,717
Trading account gains and fees	$0	172
Additional Noninterest Income	$254,000	3,271
Total noninterest expense	$1,960,000	3,923
Salaries and employee benefits	$1,153,000	3,708
Premises and equipment expense	$182,000	4,379
Additional noninterest expense	$625,000	4,006
Pre-tax net operating income	$1,013,000	2,952
Securities gains (losses)	$65,000	1,021
Applicable income taxes	$218,000	2,331
Income before extraordinary items	$860,000	2,952
Extraordinary gains, net	$0	20
Net income	$860,000	2,958
Minority interest net income	$0	80
Net income of bank and minority interests.	$860,000	2,958
Net charge-offs	$231,000	1,474
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$808,000	3,019
2014-03-31 (YTD Data)		Rank
Total interest income	$1,503,000	3,579
Total interest expense	$129,000	4,103
Net interest income	$1,374,000	3,477
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$168,000	3,785
Gross Fiduciary activities income	$2,000	1,051
Service charges on deposit accounts	$56,000	3,746
Trading account gains and fees	$0	147
Additional Noninterest Income	$110,000	3,432
Total noninterest expense	$988,000	3,933
Salaries and employee benefits	$598,000	3,650
Premises and equipment expense	$86,000	4,568
Additional noninterest expense	$304,000	4,070
Pre-tax net operating income	$494,000	2,918
Securities gains (losses)	$14,000	1,064
Applicable income taxes	$73,000	2,645
Income before extraordinary items	$435,000	2,844
Extraordinary gains, net	$0	16
Net income	$435,000	2,847
Minority interest net income	$0	66
Net income of bank and minority interests.	$435,000	2,847
Net charge-offs	$21,000	2,457
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$422,960	2,853
2013-12-31 (YTD Data)		Rank
Total interest income	$5,752,000	3,721
Total interest expense	$592,000	4,110
Net interest income	$5,160,000	3,628
Provision for loan and lease losses	$240,000	2,739
Total noninterest income	$695,000	3,869
Gross Fiduciary activities income	$10,000	1,105
Service charges on deposit accounts	$251,000	3,696
Trading account gains and fees	$0	184
Additional Noninterest Income	$434,000	3,545
Total noninterest expense	$3,939,000	3,958
Salaries and employee benefits	$2,374,000	3,669
Premises and equipment expense	$341,000	4,573
Additional noninterest expense	$1,224,000	4,150
Pre-tax net operating income	$1,676,000	3,201
Securities gains (losses)	$149,000	1,069
Applicable income taxes	$348,000	2,494
Income before extraordinary items	$1,477,000	3,186
Extraordinary gains, net	$0	29
Net income	$1,477,000	3,188
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,477,000	3,189
Net charge-offs	$176,000	3,165
Cash dividends	$543,000	2,664
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,356,310	3,289
2013-09-30 (YTD Data)		Rank
Total interest income	$4,253,000	3,796
Total interest expense	$456,000	4,137
Net interest income	$3,797,000	3,700
Provision for loan and lease losses	$180,000	2,702
Total noninterest income	$501,000	4,013
Gross Fiduciary activities income	$6,000	1,100
Service charges on deposit accounts	$185,000	3,753
Trading account gains and fees	$0	180
Additional Noninterest Income	$310,000	3,697
Total noninterest expense	$2,865,000	4,051
Salaries and employee benefits	$1,707,000	3,787
Premises and equipment expense	$260,000	4,565
Additional noninterest expense	$898,000	4,208
Pre-tax net operating income	$1,253,000	3,274
Securities gains (losses)	$77,000	1,391
Applicable income taxes	$247,000	2,599
Income before extraordinary items	$1,083,000	3,268
Extraordinary gains, net	$0	25
Net income	$1,083,000	3,271
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,083,000	3,272
Net charge-offs	$130,000	3,014
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,020,630	3,312
2013-06-30 (YTD Data)		Rank
Total interest income	$2,819,000	3,817
Total interest expense	$316,000	4,123
Net interest income	$2,503,000	3,713
Provision for loan and lease losses	$120,000	2,706
Total noninterest income	$339,000	3,999
Gross Fiduciary activities income	$4,000	1,105
Service charges on deposit accounts	$122,000	3,753
Trading account gains and fees	$0	157
Additional Noninterest Income	$213,000	3,698
Total noninterest expense	$1,928,000	4,044
Salaries and employee benefits	$1,140,000	3,800
Premises and equipment expense	$183,000	4,473
Additional noninterest expense	$605,000	4,168
Pre-tax net operating income	$794,000	3,352
Securities gains (losses)	$40,000	1,658
Applicable income taxes	$143,000	2,739
Income before extraordinary items	$691,000	3,340
Extraordinary gains, net	$0	22
Net income	$691,000	3,341
Minority interest net income	$0	82
Net income of bank and minority interests.	$691,000	3,343
Net charge-offs	$93,000	2,824
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$657,800	3,344
2013-03-31 (YTD Data)		Rank
Total interest income	$1,428,000	3,818
Total interest expense	$163,000	4,141
Net interest income	$1,265,000	3,700
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$159,000	4,080
Gross Fiduciary activities income	$2,000	1,072
Service charges on deposit accounts	$56,000	3,885
Trading account gains and fees	$0	148
Additional Noninterest Income	$101,000	3,730
Total noninterest expense	$936,000	4,155
Salaries and employee benefits	$563,000	3,867
Premises and equipment expense	$93,000	4,465
Additional noninterest expense	$280,000	4,380
Pre-tax net operating income	$428,000	3,182
Securities gains (losses)	$2,000	1,785
Applicable income taxes	$80,000	2,607
Income before extraordinary items	$350,000	3,276
Extraordinary gains, net	$0	10
Net income	$350,000	3,276
Minority interest net income	$0	76
Net income of bank and minority interests.	$350,000	3,278
Net charge-offs	$-11,000	6,232
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$348,380	3,186
2012-12-31 (YTD Data)		Rank
Total interest income	$5,818,000	3,910
Total interest expense	$732,000	4,299
Net interest income	$5,086,000	3,776
Provision for loan and lease losses	$230,000	3,753
Total noninterest income	$624,000	4,104
Gross Fiduciary activities income	$42,000	986
Service charges on deposit accounts	$238,000	3,953
Trading account gains and fees	$0	166
Additional Noninterest Income	$344,000	3,852
Total noninterest expense	$3,641,000	4,277
Salaries and employee benefits	$2,271,000	3,813
Premises and equipment expense	$354,000	4,581
Additional noninterest expense	$1,016,000	4,765
Pre-tax net operating income	$1,839,000	2,976
Securities gains (losses)	$117,000	2,150
Applicable income taxes	$421,000	2,340
Income before extraordinary items	$1,535,000	3,084
Extraordinary gains, net	$0	29
Net income	$1,535,000	3,082
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,535,000	3,083
Net charge-offs	$139,000	4,130
Cash dividends	$543,000	2,681
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,443,740	3,070
2012-09-30 (YTD Data)		Rank
Total interest income	$4,346,000	3,995
Total interest expense	$559,000	4,386
Net interest income	$3,787,000	3,853
Provision for loan and lease losses	$140,000	3,959
Total noninterest income	$457,000	4,184
Gross Fiduciary activities income	$37,000	964
Service charges on deposit accounts	$169,000	4,091
Trading account gains and fees	$0	157
Additional Noninterest Income	$251,000	3,934
Total noninterest expense	$2,695,000	4,337
Salaries and employee benefits	$1,608,000	3,969
Premises and equipment expense	$258,000	4,723
Additional noninterest expense	$829,000	4,576
Pre-tax net operating income	$1,409,000	3,017
Securities gains (losses)	$117,000	1,860
Applicable income taxes	$343,000	2,336
Income before extraordinary items	$1,183,000	3,110
Extraordinary gains, net	$0	20
Net income	$1,183,000	3,109
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,183,000	3,108
Net charge-offs	$52,000	4,481
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,091,740	3,116
2012-06-30 (YTD Data)		Rank
Total interest income	$2,914,000	4,008
Total interest expense	$383,000	4,433
Net interest income	$2,531,000	3,860
Provision for loan and lease losses	$90,000	3,970
Total noninterest income	$304,000	4,182
Gross Fiduciary activities income	$34,000	933
Service charges on deposit accounts	$108,000	4,160
Trading account gains and fees	$0	153
Additional Noninterest Income	$162,000	3,960
Total noninterest expense	$1,793,000	4,370
Salaries and employee benefits	$1,073,000	3,992
Premises and equipment expense	$172,000	4,735
Additional noninterest expense	$548,000	4,608
Pre-tax net operating income	$952,000	2,951
Securities gains (losses)	$113,000	1,505
Applicable income taxes	$246,000	2,256
Income before extraordinary items	$819,000	2,986
Extraordinary gains, net	$0	19
Net income	$819,000	2,986
Minority interest net income	$0	84
Net income of bank and minority interests.	$819,000	2,986
Net charge-offs	$10,000	4,928
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$731,990	3,074
2012-03-31 (YTD Data)		Rank
Total interest income	$1,467,000	4,026
Total interest expense	$192,000	4,540
Net interest income	$1,275,000	3,864
Provision for loan and lease losses	$45,000	3,771
Total noninterest income	$128,000	4,541
Gross Fiduciary activities income	$3,000	1,077
Service charges on deposit accounts	$52,000	4,216
Trading account gains and fees	$0	148
Additional Noninterest Income	$73,000	4,160
Total noninterest expense	$884,000	4,433
Salaries and employee benefits	$534,000	4,036
Premises and equipment expense	$89,000	4,667
Additional noninterest expense	$261,000	4,754
Pre-tax net operating income	$474,000	2,977
Securities gains (losses)	$113,000	860
Applicable income taxes	$146,000	2,070
Income before extraordinary items	$441,000	2,879
Extraordinary gains, net	$0	19
Net income	$441,000	2,882
Minority interest net income	$0	78
Net income of bank and minority interests.	$441,000	2,883
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$356,250	3,146
2011-12-31 (YTD Data)		Rank
Total interest income	$5,576,000	4,271
Total interest expense	$876,000	4,704
Net interest income	$4,700,000	4,076
Provision for loan and lease losses	$235,000	4,447
Total noninterest income	$600,000	4,070
Gross Fiduciary activities income	$57,000	906
Service charges on deposit accounts	$234,000	4,094
Trading account gains and fees	$0	146
Additional Noninterest Income	$309,000	3,816
Total noninterest expense	$3,601,000	4,418
Salaries and employee benefits	$2,187,000	3,913
Premises and equipment expense	$361,000	4,795
Additional noninterest expense	$1,053,000	4,786
Pre-tax net operating income	$1,464,000	3,073
Securities gains (losses)	$15,000	3,193
Applicable income taxes	$255,000	2,673
Income before extraordinary items	$1,224,000	3,177
Extraordinary gains, net	$0	29
Net income	$1,224,000	3,180
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,224,000	3,180
Net charge-offs	$176,000	4,451
Cash dividends	$469,000	2,506
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,211,550	3,093
2011-09-30 (YTD Data)		Rank
Total interest income	$4,095,000	4,378
Total interest expense	$673,000	4,781
Net interest income	$3,422,000	4,188
Provision for loan and lease losses	$155,000	4,455
Total noninterest income	$407,000	4,291
Gross Fiduciary activities income	$7,000	1,070
Service charges on deposit accounts	$173,000	4,149
Trading account gains and fees	$0	145
Additional Noninterest Income	$227,000	3,904
Total noninterest expense	$2,669,000	4,459
Salaries and employee benefits	$1,602,000	3,988
Premises and equipment expense	$269,000	4,876
Additional noninterest expense	$798,000	4,787
Pre-tax net operating income	$1,005,000	3,311
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$156,000	2,880
Income before extraordinary items	$851,000	3,401
Extraordinary gains, net	$0	21
Net income	$851,000	3,403
Minority interest net income	$0	87
Net income of bank and minority interests.	$851,000	3,403
Net charge-offs	$107,000	4,367
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$849,300	3,285
2011-06-30 (YTD Data)		Rank
Total interest income	$2,689,000	4,458
Total interest expense	$472,000	4,770
Net interest income	$2,217,000	4,283
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$272,000	4,308
Gross Fiduciary activities income	$5,000	1,073
Service charges on deposit accounts	$104,000	4,309
Trading account gains and fees	$0	153
Additional Noninterest Income	$163,000	3,822
Total noninterest expense	$1,784,000	4,481
Salaries and employee benefits	$1,071,000	4,019
Premises and equipment expense	$179,000	4,911
Additional noninterest expense	$534,000	4,834
Pre-tax net operating income	$585,000	3,519
Securities gains (losses)	$0	2,914
Applicable income taxes	$68,000	3,152
Income before extraordinary items	$517,000	3,513
Extraordinary gains, net	$0	15
Net income	$517,000	3,514
Minority interest net income	$0	89
Net income of bank and minority interests.	$517,000	3,514
Net charge-offs	$108,000	3,767
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$517,000	3,413
2011-03-31 (YTD Data)		Rank
Total interest income	$1,358,000	4,451
Total interest expense	$250,000	4,752
Net interest income	$1,108,000	4,284
Provision for loan and lease losses	$65,000	3,888
Total noninterest income	$126,000	4,498
Gross Fiduciary activities income	$2,000	1,085
Service charges on deposit accounts	$48,000	4,430
Trading account gains and fees	$0	158
Additional Noninterest Income	$76,000	3,996
Total noninterest expense	$917,000	4,431
Salaries and employee benefits	$550,000	3,970
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$272,000	4,774
Pre-tax net operating income	$252,000	3,812
Securities gains (losses)	$0	1,772
Applicable income taxes	$22,000	3,387
Income before extraordinary items	$230,000	3,728
Extraordinary gains, net	$0	9
Net income	$230,000	3,729
Minority interest net income	$0	86
Net income of bank and minority interests.	$230,000	3,728
Net charge-offs	$62,000	3,180
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$230,000	3,674
2010-12-31 (YTD Data)		Rank
Total interest income	$5,591,000	4,513
Total interest expense	$1,153,000	4,922
Net interest income	$4,438,000	4,284
Provision for loan and lease losses	$245,000	5,111
Total noninterest income	$578,000	4,312
Gross Fiduciary activities income	$12,000	1,125
Service charges on deposit accounts	$261,000	3,919
Trading account gains and fees	$0	175
Additional Noninterest Income	$305,000	3,926
Total noninterest expense	$3,620,000	4,489
Salaries and employee benefits	$2,151,000	4,028
Premises and equipment expense	$374,000	4,908
Additional noninterest expense	$1,095,000	4,850
Pre-tax net operating income	$1,151,000	3,145
Securities gains (losses)	$133,000	1,925
Applicable income taxes	$174,000	2,815
Income before extraordinary items	$1,110,000	3,034
Extraordinary gains, net	$0	29
Net income	$1,110,000	3,031
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,110,000	3,034
Net charge-offs	$172,000	4,908
Cash dividends	$519,000	2,297
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$995,620	3,117
2010-09-30 (YTD Data)		Rank
Total interest income	$4,176,000	4,609
Total interest expense	$885,000	5,016
Net interest income	$3,291,000	4,365
Provision for loan and lease losses	$175,000	5,086
Total noninterest income	$439,000	4,329
Gross Fiduciary activities income	$9,000	1,113
Service charges on deposit accounts	$202,000	3,924
Trading account gains and fees	$0	165
Additional Noninterest Income	$228,000	3,968
Total noninterest expense	$2,624,000	4,615
Salaries and employee benefits	$1,535,000	4,206
Premises and equipment expense	$275,000	5,035
Additional noninterest expense	$814,000	4,873
Pre-tax net operating income	$931,000	3,218
Securities gains (losses)	$10,000	3,111
Applicable income taxes	$123,000	2,960
Income before extraordinary items	$818,000	3,238
Extraordinary gains, net	$0	23
Net income	$818,000	3,236
Minority interest net income	$0	110
Net income of bank and minority interests.	$818,000	3,238
Net charge-offs	$110,000	4,812
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$809,300	3,138
2010-06-30 (YTD Data)		Rank
Total interest income	$2,815,000	4,622
Total interest expense	$602,000	5,068
Net interest income	$2,213,000	4,349
Provision for loan and lease losses	$140,000	4,720
Total noninterest income	$289,000	4,330
Gross Fiduciary activities income	$6,000	1,117
Service charges on deposit accounts	$136,000	3,885
Trading account gains and fees	$0	152
Additional Noninterest Income	$147,000	4,010
Total noninterest expense	$1,732,000	4,653
Salaries and employee benefits	$1,014,000	4,252
Premises and equipment expense	$177,000	5,149
Additional noninterest expense	$541,000	4,874
Pre-tax net operating income	$630,000	3,214
Securities gains (losses)	$7,000	2,699
Applicable income taxes	$88,000	2,885
Income before extraordinary items	$549,000	3,240
Extraordinary gains, net	$0	19
Net income	$549,000	3,235
Minority interest net income	$0	105
Net income of bank and minority interests.	$549,000	3,238
Net charge-offs	$77,000	4,511
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$542,980	3,154
2010-03-31 (YTD Data)		Rank
Total interest income	$1,426,000	4,640
Total interest expense	$300,000	5,194
Net interest income	$1,126,000	4,324
Provision for loan and lease losses	$75,000	4,293
Total noninterest income	$140,000	4,429
Gross Fiduciary activities income	$5,000	1,053
Service charges on deposit accounts	$67,000	3,921
Trading account gains and fees	$0	175
Additional Noninterest Income	$68,000	4,171
Total noninterest expense	$843,000	4,757
Salaries and employee benefits	$506,000	4,320
Premises and equipment expense	$83,000	5,367
Additional noninterest expense	$254,000	5,075
Pre-tax net operating income	$348,000	3,085
Securities gains (losses)	$3,000	1,999
Applicable income taxes	$60,000	2,647
Income before extraordinary items	$291,000	3,183
Extraordinary gains, net	$0	16
Net income	$291,000	3,180
Minority interest net income	$0	91
Net income of bank and minority interests.	$291,000	3,183
Net charge-offs	$45,000	3,811
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$288,510	3,102
2009-12-31 (YTD Data)		Rank
Total interest income	$5,780,000	4,729
Total interest expense	$1,371,000	5,358
Net interest income	$4,409,000	4,288
Provision for loan and lease losses	$298,000	5,283
Total noninterest income	$571,000	4,470
Gross Fiduciary activities income	$11,000	1,169
Service charges on deposit accounts	$288,000	3,951
Trading account gains and fees	$0	211
Additional Noninterest Income	$272,000	4,129
Total noninterest expense	$3,410,000	4,803
Salaries and employee benefits	$2,052,000	4,268
Premises and equipment expense	$370,000	5,183
Additional noninterest expense	$988,000	5,268
Pre-tax net operating income	$1,272,000	2,615
Securities gains (losses)	$22,000	3,000
Applicable income taxes	$191,000	2,414
Income before extraordinary items	$1,103,000	2,611
Extraordinary gains, net	$0	34
Net income	$1,103,000	2,609
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,103,000	2,610
Net charge-offs	$271,000	4,626
Cash dividends	$426,000	2,759
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,084,300	2,596
2009-09-30 (YTD Data)		Rank
Total interest income	$4,329,000	4,785
Total interest expense	$1,060,000	5,427
Net interest income	$3,269,000	4,332
Provision for loan and lease losses	$153,000	5,484
Total noninterest income	$430,000	4,525
Gross Fiduciary activities income	$8,000	1,151
Service charges on deposit accounts	$216,000	3,963
Trading account gains and fees	$0	212
Additional Noninterest Income	$206,000	4,237
Total noninterest expense	$2,515,000	4,864
Salaries and employee benefits	$1,480,000	4,427
Premises and equipment expense	$279,000	5,208
Additional noninterest expense	$756,000	5,209
Pre-tax net operating income	$1,031,000	2,681
Securities gains (losses)	$22,000	2,700
Applicable income taxes	$184,000	2,400
Income before extraordinary items	$869,000	2,722
Extraordinary gains, net	$0	27
Net income	$869,000	2,719
Minority interest net income	$0	118
Net income of bank and minority interests.	$869,000	2,722
Net charge-offs	$189,000	4,310
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$850,740	2,713
2009-06-30 (YTD Data)		Rank
Total interest income	$2,878,000	4,839
Total interest expense	$731,000	5,476
Net interest income	$2,147,000	4,369
Provision for loan and lease losses	$95,000	5,384
Total noninterest income	$283,000	4,546
Gross Fiduciary activities income	$5,000	1,161
Service charges on deposit accounts	$142,000	3,986
Trading account gains and fees	$0	193
Additional Noninterest Income	$136,000	4,284
Total noninterest expense	$1,670,000	4,911
Salaries and employee benefits	$976,000	4,507
Premises and equipment expense	$183,000	5,298
Additional noninterest expense	$511,000	5,189
Pre-tax net operating income	$665,000	2,855
Securities gains (losses)	$22,000	2,291
Applicable income taxes	$143,000	2,315
Income before extraordinary items	$544,000	2,945
Extraordinary gains, net	$0	21
Net income	$544,000	2,942
Minority interest net income	$0	112
Net income of bank and minority interests.	$544,000	2,944
Net charge-offs	$115,000	4,093
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$526,620	2,895
2009-03-31 (YTD Data)		Rank
Total interest income	$1,437,000	4,870
Total interest expense	$360,000	5,613
Net interest income	$1,077,000	4,354
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$141,000	4,543
Gross Fiduciary activities income	$3,000	1,122
Service charges on deposit accounts	$72,000	3,908
Trading account gains and fees	$0	171
Additional Noninterest Income	$66,000	4,358
Total noninterest expense	$801,000	4,949
Salaries and employee benefits	$482,000	4,598
Premises and equipment expense	$92,000	5,322
Additional noninterest expense	$227,000	5,236
Pre-tax net operating income	$372,000	2,949
Securities gains (losses)	$22,000	1,645
Applicable income taxes	$85,000	2,350
Income before extraordinary items	$309,000	3,081
Extraordinary gains, net	$0	15
Net income	$309,000	3,082
Minority interest net income	$0	102
Net income of bank and minority interests.	$309,000	3,082
Net charge-offs	$50,000	3,538
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$291,840	3,034
2008-12-31 (YTD Data)		Rank
Total interest income	$5,940,000	4,963
Total interest expense	$1,791,000	5,581
Net interest income	$4,149,000	4,472
Provision for loan and lease losses	$150,000	5,553
Total noninterest income	$624,000	4,380
Gross Fiduciary activities income	$20,000	1,109
Service charges on deposit accounts	$346,000	3,743
Trading account gains and fees	$0	154
Additional Noninterest Income	$258,000	4,371
Total noninterest expense	$3,095,000	5,022
Salaries and employee benefits	$1,894,000	4,645
Premises and equipment expense	$362,000	5,349
Additional noninterest expense	$839,000	5,348
Pre-tax net operating income	$1,528,000	2,992
Securities gains (losses)	$142,000	901
Applicable income taxes	$375,000	2,151
Income before extraordinary items	$1,295,000	2,781
Extraordinary gains, net	$0	39
Net income	$1,295,000	2,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	4,555
Cash dividends	$427,000	3,588
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,184,240	3,089
2008-09-30 (YTD Data)		Rank
Total interest income	$4,467,000	5,028
Total interest expense	$1,429,000	5,559
Net interest income	$3,038,000	4,581
Provision for loan and lease losses	$105,000	5,094
Total noninterest income	$470,000	4,466
Gross Fiduciary activities income	$16,000	1,082
Service charges on deposit accounts	$258,000	3,787
Trading account gains and fees	$0	148
Additional Noninterest Income	$196,000	4,462
Total noninterest expense	$2,263,000	5,086
Salaries and employee benefits	$1,338,000	4,829
Premises and equipment expense	$272,000	5,364
Additional noninterest expense	$653,000	5,173
Pre-tax net operating income	$1,140,000	3,417
Securities gains (losses)	$125,000	836
Applicable income taxes	$294,000	2,482
Income before extraordinary items	$971,000	3,168
Extraordinary gains, net	$0	31
Net income	$971,000	3,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,115
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$874,750	3,521
2008-06-30 (YTD Data)		Rank
Total interest income	$2,973,000	5,108
Total interest expense	$1,029,000	5,507
Net interest income	$1,944,000	4,711
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$301,000	4,618
Gross Fiduciary activities income	$5,000	1,218
Service charges on deposit accounts	$169,000	3,825
Trading account gains and fees	$0	149
Additional Noninterest Income	$127,000	4,612
Total noninterest expense	$1,496,000	5,134
Salaries and employee benefits	$887,000	4,885
Premises and equipment expense	$183,000	5,376
Additional noninterest expense	$426,000	5,223
Pre-tax net operating income	$689,000	3,723
Securities gains (losses)	$122,000	836
Applicable income taxes	$187,000	2,768
Income before extraordinary items	$624,000	3,557
Extraordinary gains, net	$0	21
Net income	$624,000	3,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,861
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$530,060	3,844
2008-03-31 (YTD Data)		Rank
Total interest income	$1,513,000	5,150
Total interest expense	$556,000	5,491
Net interest income	$957,000	4,765
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$150,000	4,614
Gross Fiduciary activities income	$3,000	1,170
Service charges on deposit accounts	$86,000	3,747
Trading account gains and fees	$0	158
Additional Noninterest Income	$61,000	4,665
Total noninterest expense	$750,000	5,135
Salaries and employee benefits	$440,000	4,951
Premises and equipment expense	$96,000	5,276
Additional noninterest expense	$214,000	5,170
Pre-tax net operating income	$327,000	3,957
Securities gains (losses)	$99,000	717
Applicable income taxes	$106,000	2,723
Income before extraordinary items	$320,000	3,651
Extraordinary gains, net	$0	15
Net income	$320,000	3,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,454
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$245,750	4,130
2007-12-31 (YTD Data)		Rank
Total interest income	$6,128,000	5,154
Total interest expense	$2,435,000	5,334
Net interest income	$3,693,000	4,856
Provision for loan and lease losses	$115,000	4,733
Total noninterest income	$597,000	4,658
Gross Fiduciary activities income	$13,000	1,218
Service charges on deposit accounts	$363,000	3,715
Trading account gains and fees	$0	178
Additional Noninterest Income	$221,000	4,860
Total noninterest expense	$2,924,000	5,085
Salaries and employee benefits	$1,738,000	4,865
Premises and equipment expense	$414,000	4,916
Additional noninterest expense	$772,000	5,464
Pre-tax net operating income	$1,251,000	4,271
Securities gains (losses)	$0	2,146
Applicable income taxes	$265,000	3,538
Income before extraordinary items	$986,000	4,356
Extraordinary gains, net	$0	39
Net income	$986,000	4,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,118
Cash dividends	$377,000	4,145
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$986,000	4,346
2007-09-30 (YTD Data)		Rank
Total interest income	$4,523,000	5,228
Total interest expense	$1,778,000	5,420
Net interest income	$2,745,000	4,906
Provision for loan and lease losses	$95,000	4,180
Total noninterest income	$431,000	4,743
Gross Fiduciary activities income	$9,000	1,194
Service charges on deposit accounts	$263,000	3,783
Trading account gains and fees	$0	184
Additional Noninterest Income	$159,000	4,967
Total noninterest expense	$2,137,000	5,143
Salaries and employee benefits	$1,263,000	4,938
Premises and equipment expense	$312,000	4,898
Additional noninterest expense	$562,000	5,505
Pre-tax net operating income	$944,000	4,487
Securities gains (losses)	$0	1,655
Applicable income taxes	$213,000	3,650
Income before extraordinary items	$731,000	4,549
Extraordinary gains, net	$0	33
Net income	$731,000	4,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,489
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$731,000	4,548
2007-06-30 (YTD Data)		Rank
Total interest income	$2,968,000	5,298
Total interest expense	$1,145,000	5,509
Net interest income	$1,823,000	4,952
Provision for loan and lease losses	$62,000	3,964
Total noninterest income	$275,000	4,857
Gross Fiduciary activities income	$7,000	1,185
Service charges on deposit accounts	$162,000	3,940
Trading account gains and fees	$0	168
Additional Noninterest Income	$106,000	5,014
Total noninterest expense	$1,419,000	5,189
Salaries and employee benefits	$849,000	4,941
Premises and equipment expense	$206,000	4,941
Additional noninterest expense	$364,000	5,570
Pre-tax net operating income	$617,000	4,585
Securities gains (losses)	$0	1,444
Applicable income taxes	$134,000	3,788
Income before extraordinary items	$483,000	4,628
Extraordinary gains, net	$0	29
Net income	$483,000	4,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,409
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$483,000	4,620
2007-03-31 (YTD Data)		Rank
Total interest income	$1,458,000	5,357
Total interest expense	$552,000	5,610
Net interest income	$906,000	4,975
Provision for loan and lease losses	$32,000	3,691
Total noninterest income	$122,000	5,089
Gross Fiduciary activities income	$4,000	1,141
Service charges on deposit accounts	$77,000	3,989
Trading account gains and fees	$0	195
Additional Noninterest Income	$41,000	5,473
Total noninterest expense	$723,000	5,143
Salaries and employee benefits	$425,000	4,966
Premises and equipment expense	$106,000	4,871
Additional noninterest expense	$192,000	5,396
Pre-tax net operating income	$273,000	4,868
Securities gains (losses)	$0	1,187
Applicable income taxes	$55,000	4,013
Income before extraordinary items	$218,000	4,869
Extraordinary gains, net	$0	22
Net income	$218,000	4,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,505
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$218,000	4,843
2006-12-31 (YTD Data)		Rank
Total interest income	$5,540,000	5,261
Total interest expense	$2,028,000	5,369
Net interest income	$3,512,000	5,048
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$623,000	4,637
Gross Fiduciary activities income	$12,000	1,250
Service charges on deposit accounts	$389,000	3,592
Trading account gains and fees	$0	130
Additional Noninterest Income	$222,000	4,914
Total noninterest expense	$2,876,000	5,019
Salaries and employee benefits	$1,661,000	4,876
Premises and equipment expense	$432,000	4,696
Additional noninterest expense	$783,000	5,301
Pre-tax net operating income	$1,139,000	4,902
Securities gains (losses)	$0	1,687
Applicable income taxes	$260,000	3,988
Income before extraordinary items	$879,000	5,000
Extraordinary gains, net	$0	51
Net income	$879,000	5,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	3,323
Cash dividends	$340,000	4,320
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$879,000	4,992
2006-09-30 (YTD Data)		Rank
Total interest income	$4,045,000	5,333
Total interest expense	$1,442,000	5,438
Net interest income	$2,603,000	5,123
Provision for loan and lease losses	$85,000	4,435
Total noninterest income	$475,000	4,624
Gross Fiduciary activities income	$6,000	1,272
Service charges on deposit accounts	$299,000	3,581
Trading account gains and fees	$0	126
Additional Noninterest Income	$170,000	4,884
Total noninterest expense	$2,150,000	5,023
Salaries and employee benefits	$1,230,000	4,886
Premises and equipment expense	$329,000	4,648
Additional noninterest expense	$591,000	5,266
Pre-tax net operating income	$843,000	5,127
Securities gains (losses)	$0	1,388
Applicable income taxes	$193,000	4,173
Income before extraordinary items	$650,000	5,168
Extraordinary gains, net	$0	45
Net income	$650,000	5,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	2,741
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$650,000	5,161
2006-06-30 (YTD Data)		Rank
Total interest income	$2,633,000	5,373
Total interest expense	$927,000	5,419
Net interest income	$1,706,000	5,205
Provision for loan and lease losses	$55,000	4,340
Total noninterest income	$314,000	4,614
Gross Fiduciary activities income	$4,000	1,273
Service charges on deposit accounts	$197,000	3,578
Trading account gains and fees	$0	126
Additional Noninterest Income	$113,000	4,871
Total noninterest expense	$1,435,000	5,042
Salaries and employee benefits	$820,000	4,920
Premises and equipment expense	$220,000	4,646
Additional noninterest expense	$395,000	5,249
Pre-tax net operating income	$530,000	5,281
Securities gains (losses)	$0	1,185
Applicable income taxes	$117,000	4,338
Income before extraordinary items	$413,000	5,313
Extraordinary gains, net	$0	39
Net income	$413,000	5,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,995
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$413,000	5,316
2006-03-31 (YTD Data)		Rank
Total interest income	$1,272,000	5,411
Total interest expense	$423,000	5,546
Net interest income	$849,000	5,230
Provision for loan and lease losses	$25,000	4,252
Total noninterest income	$153,000	4,624
Gross Fiduciary activities income	$1,000	1,305
Service charges on deposit accounts	$97,000	3,541
Trading account gains and fees	$0	115
Additional Noninterest Income	$55,000	4,927
Total noninterest expense	$727,000	5,007
Salaries and employee benefits	$409,000	4,936
Premises and equipment expense	$112,000	4,612
Additional noninterest expense	$206,000	5,089
Pre-tax net operating income	$250,000	5,373
Securities gains (losses)	$0	955
Applicable income taxes	$50,000	4,494
Income before extraordinary items	$200,000	5,352
Extraordinary gains, net	$0	21
Net income	$200,000	5,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$200,000	5,352
2005-12-31 (YTD Data)		Rank
Total interest income	$5,136,000	5,074
Total interest expense	$1,617,000	5,045
Net interest income	$3,519,000	4,999
Provision for loan and lease losses	$125,000	4,393
Total noninterest income	$587,000	4,838
Gross Fiduciary activities income	$22,000	1,169
Service charges on deposit accounts	$360,000	3,789
Trading account gains and fees	$0	138
Additional Noninterest Income	$205,000	5,108
Total noninterest expense	$2,819,000	4,989
Salaries and employee benefits	$1,629,000	4,797
Premises and equipment expense	$404,000	4,824
Additional noninterest expense	$786,000	5,222
Pre-tax net operating income	$1,162,000	4,971
Securities gains (losses)	$0	2,296
Applicable income taxes	$251,000	4,357
Income before extraordinary items	$911,000	5,051
Extraordinary gains, net	$0	46
Net income	$911,000	5,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,246
Cash dividends	$325,000	4,269
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$911,000	5,016
2005-09-30 (YTD Data)		Rank
Total interest income	$3,804,000	5,072
Total interest expense	$1,173,000	5,003
Net interest income	$2,631,000	5,027
Provision for loan and lease losses	$105,000	4,091
Total noninterest income	$428,000	4,952
Gross Fiduciary activities income	$18,000	1,134
Service charges on deposit accounts	$256,000	3,909
Trading account gains and fees	$0	126
Additional Noninterest Income	$154,000	5,143
Total noninterest expense	$2,037,000	5,075
Salaries and employee benefits	$1,207,000	4,810
Premises and equipment expense	$253,000	5,393
Additional noninterest expense	$577,000	5,238
Pre-tax net operating income	$917,000	4,992
Securities gains (losses)	$0	2,317
Applicable income taxes	$203,000	4,402
Income before extraordinary items	$714,000	5,043
Extraordinary gains, net	$0	35
Net income	$714,000	5,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	2,398
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$714,000	4,999
2005-06-30 (YTD Data)		Rank
Total interest income	$2,502,000	5,059
Total interest expense	$755,000	4,938
Net interest income	$1,747,000	5,039
Provision for loan and lease losses	$75,000	3,815
Total noninterest income	$269,000	5,044
Gross Fiduciary activities income	$10,000	1,165
Service charges on deposit accounts	$158,000	4,037
Trading account gains and fees	$0	116
Additional Noninterest Income	$101,000	5,169
Total noninterest expense	$1,331,000	5,133
Salaries and employee benefits	$815,000	4,750
Premises and equipment expense	$148,000	5,744
Additional noninterest expense	$368,000	5,368
Pre-tax net operating income	$610,000	4,977
Securities gains (losses)	$0	2,146
Applicable income taxes	$142,000	4,334
Income before extraordinary items	$468,000	5,037
Extraordinary gains, net	$0	30
Net income	$468,000	5,038
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	2,257
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$468,000	4,992
2005-03-31 (YTD Data)		Rank
Total interest income	$1,268,000	5,005
Total interest expense	$400,000	4,686
Net interest income	$868,000	5,070
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$125,000	5,157
Gross Fiduciary activities income	$2,000	1,263
Service charges on deposit accounts	$75,000	4,075
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$689,000	5,042
Salaries and employee benefits	$407,000	4,775
Premises and equipment expense	$91,000	5,179
Additional noninterest expense	$191,000	5,244
Pre-tax net operating income	$274,000	5,228
Securities gains (losses)	$0	1,685
Applicable income taxes	$59,000	4,561
Income before extraordinary items	$215,000	5,231
Extraordinary gains, net	$0	24
Net income	$215,000	5,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,643
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$215,000	5,199
2004-12-31 (YTD Data)		Rank
Total interest income	$4,768,000	5,005
Total interest expense	$1,275,000	4,944
Net interest income	$3,493,000	4,908
Provision for loan and lease losses	$110,000	4,839
Total noninterest income	$525,000	5,148
Gross Fiduciary activities income	$13,000	1,271
Service charges on deposit accounts	$326,000	4,132
Trading account gains and fees	$0	138
Additional Noninterest Income	$186,000	5,256
Total noninterest expense	$2,738,000	4,979
Salaries and employee benefits	$1,608,000	4,712
Premises and equipment expense	$392,000	4,829
Additional noninterest expense	$738,000	5,352
Pre-tax net operating income	$1,170,000	4,857
Securities gains (losses)	$0	3,819
Applicable income taxes	$244,000	4,484
Income before extraordinary items	$926,000	4,895
Extraordinary gains, net	$0	34
Net income	$926,000	4,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	2,856
Cash dividends	$350,000	4,108
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$926,000	4,831
2004-09-30 (YTD Data)		Rank
Total interest income	$3,543,000	5,020
Total interest expense	$918,000	5,033
Net interest income	$2,625,000	4,888
Provision for loan and lease losses	$70,000	4,912
Total noninterest income	$396,000	5,153
Gross Fiduciary activities income	$8,000	1,279
Service charges on deposit accounts	$247,000	4,129
Trading account gains and fees	$0	134
Additional Noninterest Income	$141,000	5,249
Total noninterest expense	$2,035,000	4,963
Salaries and employee benefits	$1,192,000	4,704
Premises and equipment expense	$297,000	4,786
Additional noninterest expense	$546,000	5,370
Pre-tax net operating income	$916,000	4,834
Securities gains (losses)	$0	3,710
Applicable income taxes	$192,000	4,498
Income before extraordinary items	$724,000	4,874
Extraordinary gains, net	$0	26
Net income	$724,000	4,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	2,829
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$724,000	4,786
2004-06-30 (YTD Data)		Rank
Total interest income	$2,365,000	5,024
Total interest expense	$605,000	5,078
Net interest income	$1,760,000	4,868
Provision for loan and lease losses	$40,000	5,015
Total noninterest income	$258,000	5,205
Gross Fiduciary activities income	$5,000	1,290
Service charges on deposit accounts	$159,000	4,191
Trading account gains and fees	$0	130
Additional Noninterest Income	$94,000	5,284
Total noninterest expense	$1,356,000	4,994
Salaries and employee benefits	$795,000	4,749
Premises and equipment expense	$203,000	4,713
Additional noninterest expense	$358,000	5,438
Pre-tax net operating income	$622,000	4,740
Securities gains (losses)	$0	3,413
Applicable income taxes	$131,000	4,470
Income before extraordinary items	$491,000	4,786
Extraordinary gains, net	$0	21
Net income	$491,000	4,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,087
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$491,000	4,692
2004-03-31 (YTD Data)		Rank
Total interest income	$1,175,000	5,069
Total interest expense	$298,000	5,185
Net interest income	$877,000	4,889
Provision for loan and lease losses	$25,000	4,502
Total noninterest income	$122,000	5,292
Gross Fiduciary activities income	$3,000	1,247
Service charges on deposit accounts	$75,000	4,266
Trading account gains and fees	$0	121
Additional Noninterest Income	$44,000	5,375
Total noninterest expense	$676,000	5,026
Salaries and employee benefits	$396,000	4,776
Premises and equipment expense	$103,000	4,692
Additional noninterest expense	$177,000	5,481
Pre-tax net operating income	$298,000	4,824
Securities gains (losses)	$0	2,934
Applicable income taxes	$62,000	4,533
Income before extraordinary items	$236,000	4,904
Extraordinary gains, net	$0	16
Net income	$236,000	4,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,263
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$236,000	4,775
2003-12-31 (YTD Data)		Rank
Total interest income	$4,769,000	5,055
Total interest expense	$1,342,000	5,231
Net interest income	$3,427,000	4,864
Provision for loan and lease losses	$95,000	5,413
Total noninterest income	$491,000	5,494
Gross Fiduciary activities income	$17,000	1,277
Service charges on deposit accounts	$295,000	4,334
Trading account gains and fees	$0	160
Additional Noninterest Income	$179,000	5,518
Total noninterest expense	$2,660,000	4,995
Salaries and employee benefits	$1,563,000	4,720
Premises and equipment expense	$399,000	4,737
Additional noninterest expense	$698,000	5,512
Pre-tax net operating income	$1,163,000	4,769
Securities gains (losses)	$-1,000	8,546
Applicable income taxes	$230,000	4,708
Income before extraordinary items	$932,000	4,848
Extraordinary gains, net	$0	54
Net income	$932,000	4,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	4,136
Cash dividends	$327,000	4,240
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$932,800	4,679
2003-09-30 (YTD Data)		Rank
Total interest income	$3,577,000	5,119
Total interest expense	$1,039,000	5,254
Net interest income	$2,538,000	4,918
Provision for loan and lease losses	$75,000	5,202
Total noninterest income	$363,000	5,564
Gross Fiduciary activities income	$12,000	1,259
Service charges on deposit accounts	$218,000	4,392
Trading account gains and fees	$0	153
Additional Noninterest Income	$133,000	5,568
Total noninterest expense	$1,957,000	5,052
Salaries and employee benefits	$1,138,000	4,800
Premises and equipment expense	$300,000	4,713
Additional noninterest expense	$519,000	5,520
Pre-tax net operating income	$869,000	4,924
Securities gains (losses)	$-1,000	8,731
Applicable income taxes	$173,000	4,887
Income before extraordinary items	$695,000	5,015
Extraordinary gains, net	$0	40
Net income	$695,000	5,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,669
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$695,800	4,821
2003-06-30 (YTD Data)		Rank
Total interest income	$2,403,000	5,131
Total interest expense	$731,000	5,210
Net interest income	$1,672,000	4,954
Provision for loan and lease losses	$75,000	4,385
Total noninterest income	$247,000	5,498
Gross Fiduciary activities income	$10,000	1,227
Service charges on deposit accounts	$143,000	4,400
Trading account gains and fees	$0	150
Additional Noninterest Income	$94,000	5,436
Total noninterest expense	$1,315,000	5,019
Salaries and employee benefits	$763,000	4,788
Premises and equipment expense	$203,000	4,657
Additional noninterest expense	$349,000	5,481
Pre-tax net operating income	$529,000	5,174
Securities gains (losses)	$0	3,782
Applicable income taxes	$101,000	5,116
Income before extraordinary items	$428,000	5,233
Extraordinary gains, net	$0	30
Net income	$428,000	5,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,731
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$428,000	5,028
2003-03-31 (YTD Data)		Rank
Total interest income	$1,207,000	5,137
Total interest expense	$377,000	5,207
Net interest income	$830,000	4,960
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$120,000	5,462
Gross Fiduciary activities income	$5,000	1,228
Service charges on deposit accounts	$65,000	4,539
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$656,000	5,032
Salaries and employee benefits	$382,000	4,772
Premises and equipment expense	$102,000	4,629
Additional noninterest expense	$172,000	5,511
Pre-tax net operating income	$249,000	5,297
Securities gains (losses)	$0	2,891
Applicable income taxes	$48,000	5,169
Income before extraordinary items	$201,000	5,323
Extraordinary gains, net	$0	21
Net income	$201,000	5,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$201,000	5,130
2002-12-31 (YTD Data)		Rank
Total interest income	$5,270,000	4,993
Total interest expense	$1,845,000	5,077
Net interest income	$3,425,000	4,824
Provision for loan and lease losses	$150,000	4,907
Total noninterest income	$475,000	5,354
Gross Fiduciary activities income	$14,000	1,348
Service charges on deposit accounts	$291,000	4,295
Trading account gains and fees	$0	153
Additional Noninterest Income	$170,000	5,342
Total noninterest expense	$2,587,000	4,965
Salaries and employee benefits	$1,485,000	4,728
Premises and equipment expense	$400,000	4,653
Additional noninterest expense	$702,000	5,397
Pre-tax net operating income	$1,163,000	4,799
Securities gains (losses)	$1,000	4,369
Applicable income taxes	$271,000	4,611
Income before extraordinary items	$893,000	4,902
Extraordinary gains, net	$0	70
Net income	$893,000	4,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,967
Cash dividends	$315,000	4,231
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$892,230	4,774
2001-12-31 (YTD Data)		Rank
Total interest income	$5,928,000	5,008
Total interest expense	$2,791,000	5,003
Net interest income	$3,137,000	4,903
Provision for loan and lease losses	$165,000	4,586
Total noninterest income	$465,000	5,270
Gross Fiduciary activities income	$15,000	1,352
Service charges on deposit accounts	$284,000	4,299
Trading account gains and fees	$0	177
Additional Noninterest Income	$166,000	5,316
Total noninterest expense	$2,362,000	5,154
Salaries and employee benefits	$1,413,000	4,722
Premises and equipment expense	$353,000	4,995
Additional noninterest expense	$596,000	5,861
Pre-tax net operating income	$1,075,000	4,708
Securities gains (losses)	$0	4,612
Applicable income taxes	$256,000	4,575
Income before extraordinary items	$819,000	4,812
Extraordinary gains, net	$0	105
Net income	$819,000	4,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,961
Cash dividends	$400,000	3,838
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$819,000	4,690
2000-12-31 (YTD Data)		Rank
Total interest income	$6,166,000	4,981
Total interest expense	$2,957,000	4,975
Net interest income	$3,209,000	4,916
Provision for loan and lease losses	$165,000	4,200
Total noninterest income	$413,000	5,459
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$243,000	4,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,188
Total noninterest expense	$2,246,000	5,258
Salaries and employee benefits	$1,328,000	4,824
Premises and equipment expense	$369,000	4,767
Additional noninterest expense	$549,000	6,074
Pre-tax net operating income	$1,211,000	4,694
Securities gains (losses)	$0	1,956
Applicable income taxes	$308,000	4,549
Income before extraordinary items	$903,000	4,670
Extraordinary gains, net	$0	38
Net income	$903,000	4,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,164
Cash dividends	$300,000	4,469
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$903,000	4,672
1999-12-31 (YTD Data)		Rank
Total interest income	$5,685,000	5,122
Total interest expense	$2,576,000	5,107
Net interest income	$3,109,000	5,027
Provision for loan and lease losses	$175,000	3,893
Total noninterest income	$326,000	6,207
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$191,000	5,239
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	5,870
Total noninterest expense	$2,144,000	5,405
Salaries and employee benefits	$1,252,000	5,016
Premises and equipment expense	$376,000	4,727
Additional noninterest expense	$516,000	6,393
Pre-tax net operating income	$1,116,000	4,988
Securities gains (losses)	$0	3,155
Applicable income taxes	$304,000	4,792
Income before extraordinary items	$812,000	5,049
Extraordinary gains, net	$0	35
Net income	$812,000	5,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	2,946
Cash dividends	$300,000	4,494
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$812,000	5,013
1998-12-31 (YTD Data)		Rank
Total interest income	$5,304,000	5,449
Total interest expense	$2,397,000	5,521
Net interest income	$2,907,000	5,250
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$322,000	6,280
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$173,000	5,536
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	5,701
Total noninterest expense	$2,054,000	5,499
Salaries and employee benefits	$1,187,000	5,099
Premises and equipment expense	$380,000	4,596
Additional noninterest expense	$487,000	6,534
Pre-tax net operating income	$1,055,000	5,258
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$300,000	5,167
Income before extraordinary items	$758,000	5,365
Extraordinary gains, net	$0	32
Net income	$758,000	5,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,910
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$755,840	5,274
1997-12-31 (YTD Data)		Rank
Total interest income	$5,103,000	5,707
Total interest expense	$2,261,000	5,779
Net interest income	$2,842,000	5,529
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$306,000	6,583
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$175,000	5,740
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	6,052
Total noninterest expense	$1,920,000	5,805
Salaries and employee benefits	$1,118,000	5,401
Premises and equipment expense	$321,000	5,221
Additional noninterest expense	$481,000	6,666
Pre-tax net operating income	$1,108,000	5,507
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$322,000	5,531
Income before extraordinary items	$787,000	5,515
Extraordinary gains, net	$0	44
Net income	$787,000	5,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,914
Cash dividends	$253,000	4,902
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$786,290	5,470
1996-12-31 (YTD Data)		Rank
Total interest income	$4,768,000	6,141
Total interest expense	$2,198,000	6,052
Net interest income	$2,570,000	6,077
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$285,000	7,129
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$169,000	6,138
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	6,703
Total noninterest expense	$1,767,000	6,462
Salaries and employee benefits	$1,010,000	5,942
Premises and equipment expense	$263,000	6,065
Additional noninterest expense	$494,000	7,108
Pre-tax net operating income	$968,000	5,848
Securities gains (losses)	$0	4,148
Applicable income taxes	$280,000	6,066
Income before extraordinary items	$688,000	5,810
Extraordinary gains, net	$0	53
Net income	$688,000	5,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,890
Cash dividends	$330,000	4,303
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$688,000	5,752
1995-12-31 (YTD Data)		Rank
Total interest income	$4,371,000	6,600
Total interest expense	$2,003,000	6,458
Net interest income	$2,368,000	6,539
Provision for loan and lease losses	$110,000	4,388
Total noninterest income	$272,000	7,406
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$158,000	6,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,804
Total noninterest expense	$1,801,000	6,452
Salaries and employee benefits	$990,000	6,119
Premises and equipment expense	$266,000	6,114
Additional noninterest expense	$545,000	6,908
Pre-tax net operating income	$729,000	7,169
Securities gains (losses)	$0	3,831
Applicable income taxes	$184,000	7,711
Income before extraordinary items	$545,000	6,934
Extraordinary gains, net	$0	65
Net income	$545,000	6,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,213
Cash dividends	$400,000	3,839
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$545,000	6,908
1994-12-31 (YTD Data)		Rank
Total interest income	$4,125,000	6,549
Total interest expense	$1,697,000	6,334
Net interest income	$2,428,000	6,611
Provision for loan and lease losses	$120,000	4,039
Total noninterest income	$292,000	7,351
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	6,941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$144,000	6,323
Total noninterest expense	$1,832,000	6,613
Salaries and employee benefits	$957,000	6,320
Premises and equipment expense	$275,000	6,081
Additional noninterest expense	$600,000	7,042
Pre-tax net operating income	$768,000	7,039
Securities gains (losses)	$0	3,600
Applicable income taxes	$199,000	7,360
Income before extraordinary items	$569,000	6,771
Extraordinary gains, net	$0	249
Net income	$569,000	6,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,588
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$569,000	6,822
1993-12-31 (YTD Data)		Rank
Total interest income	$4,093,000	6,762
Total interest expense	$1,796,000	6,339
Net interest income	$2,297,000	6,935
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$323,000	7,346
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	7,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,866
Total noninterest expense	$1,800,000	6,891
Salaries and employee benefits	$913,000	6,636
Premises and equipment expense	$291,000	6,002
Additional noninterest expense	$596,000	7,375
Pre-tax net operating income	$700,000	7,363
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$172,000	8,163
Income before extraordinary items	$532,000	7,292
Extraordinary gains, net	$26,000	2,568
Net income	$558,000	7,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	4,582
Cash dividends	$200,000	5,372
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$528,960	7,060
1992-12-31 (YTD Data)		Rank
Total interest income	$4,513,000	6,879
Total interest expense	$2,224,000	6,570
Net interest income	$2,289,000	7,034
Provision for loan and lease losses	$140,000	6,292
Total noninterest income	$237,000	8,727
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$131,000	7,657
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	7,856
Total noninterest expense	$1,687,000	7,293
Salaries and employee benefits	$850,000	6,930
Premises and equipment expense	$460,000	4,271
Additional noninterest expense	$377,000	9,849
Pre-tax net operating income	$699,000	7,099
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$198,000	7,602
Income before extraordinary items	$504,000	7,294
Extraordinary gains, net	$0	1,422
Net income	$504,000	7,387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	4,970
Cash dividends	$170,000	5,484
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$501,840	6,940

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.