Home > The Peoples Bank > Income and Expense
The Peoples Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,180,000 | 6,348 |
Total interest expense | $2,221,000 | 5,950 |
Net interest income | $1,959,000 | 6,620 |
Provision for loan and lease losses | $30,000 | 7,204 |
Total noninterest income | $329,000 | 6,062 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $181,000 | 5,339 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $148,000 | 5,512 |
Total noninterest expense | $1,439,000 | 6,907 |
Salaries and employee benefits | $961,000 | 6,079 |
Premises and equipment expense | $222,000 | 6,429 |
Additional noninterest expense | $256,000 | 8,296 |
Pre-tax net operating income | $819,000 | 5,801 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $37,000 | 7,461 |
Income before extraordinary items | $782,000 | 5,107 |
Extraordinary gains, net | $0 | 38 |
Net income | $782,000 | 5,106 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 6,414 |
Cash dividends | $414,000 | 3,878 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $782,000 | 5,109 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,651,000 | 6,670 |
Total interest expense | $1,813,000 | 6,328 |
Net interest income | $1,838,000 | 6,935 |
Provision for loan and lease losses | $22,000 | 7,597 |
Total noninterest income | $351,000 | 6,001 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $194,000 | 5,196 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $157,000 | 5,495 |
Total noninterest expense | $1,345,000 | 7,179 |
Salaries and employee benefits | $793,000 | 6,783 |
Premises and equipment expense | $236,000 | 6,244 |
Additional noninterest expense | $316,000 | 7,996 |
Pre-tax net operating income | $822,000 | 5,849 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $32,000 | 7,966 |
Income before extraordinary items | $790,000 | 5,124 |
Extraordinary gains, net | $0 | 35 |
Net income | $790,000 | 5,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 8,900 |
Cash dividends | $526,000 | 3,404 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $790,000 | 5,087 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,494,000 | 6,960 |
Total interest expense | $1,864,000 | 6,431 |
Net interest income | $1,630,000 | 7,412 |
Provision for loan and lease losses | $68,000 | 5,924 |
Total noninterest income | $273,000 | 6,739 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $167,000 | 5,651 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $106,000 | 6,504 |
Total noninterest expense | $1,246,000 | 7,417 |
Salaries and employee benefits | $741,000 | 6,971 |
Premises and equipment expense | $239,000 | 6,124 |
Additional noninterest expense | $266,000 | 8,437 |
Pre-tax net operating income | $589,000 | 6,975 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $229,000 | 5,845 |
Income before extraordinary items | $360,000 | 7,481 |
Extraordinary gains, net | $0 | 32 |
Net income | $360,000 | 7,480 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,598 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $360,000 | 7,395 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,810,000 | 7,988 |
Total interest expense | $1,449,000 | 7,471 |
Net interest income | $1,361,000 | 8,323 |
Provision for loan and lease losses | $63,000 | 6,100 |
Total noninterest income | $209,000 | 7,726 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $160,000 | 6,003 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 8,480 |
Total noninterest expense | $936,000 | 8,568 |
Salaries and employee benefits | $593,000 | 7,962 |
Premises and equipment expense | $154,000 | 7,716 |
Additional noninterest expense | $189,000 | 9,552 |
Pre-tax net operating income | $571,000 | 7,551 |
Securities gains (losses) | $-1,000 | 9,009 |
Applicable income taxes | $219,000 | 6,631 |
Income before extraordinary items | $351,000 | 7,990 |
Extraordinary gains, net | $0 | 44 |
Net income | $351,000 | 7,993 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,963 |
Cash dividends | $40,000 | 7,339 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $351,640 | 7,929 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,500,000 | 8,694 |
Total interest expense | $1,211,000 | 8,351 |
Net interest income | $1,289,000 | 8,795 |
Provision for loan and lease losses | $99,000 | 5,170 |
Total noninterest income | $209,000 | 8,100 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $160,000 | 6,291 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $49,000 | 8,929 |
Total noninterest expense | $868,000 | 9,167 |
Salaries and employee benefits | $552,000 | 8,465 |
Premises and equipment expense | $126,000 | 8,634 |
Additional noninterest expense | $190,000 | 10,047 |
Pre-tax net operating income | $531,000 | 7,769 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $174,000 | 7,529 |
Income before extraordinary items | $357,000 | 7,943 |
Extraordinary gains, net | $0 | 53 |
Net income | $357,000 | 7,943 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $87,000 | 4,212 |
Cash dividends | $136,000 | 6,221 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $357,000 | 7,884 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,326,000 | 9,218 |
Total interest expense | $1,056,000 | 9,053 |
Net interest income | $1,270,000 | 9,156 |
Provision for loan and lease losses | $17,000 | 7,866 |
Total noninterest income | $199,000 | 8,437 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $146,000 | 6,759 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $53,000 | 9,088 |
Total noninterest expense | $871,000 | 9,472 |
Salaries and employee benefits | $553,000 | 8,698 |
Premises and equipment expense | $123,000 | 8,962 |
Additional noninterest expense | $195,000 | 10,472 |
Pre-tax net operating income | $581,000 | 7,986 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $213,000 | 7,202 |
Income before extraordinary items | $368,000 | 8,333 |
Extraordinary gains, net | $0 | 65 |
Net income | $368,000 | 8,335 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $132,000 | 6,311 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $368,000 | 8,315 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,943,000 | 9,900 |
Total interest expense | $799,000 | 9,613 |
Net interest income | $1,144,000 | 9,924 |
Provision for loan and lease losses | $25,000 | 7,401 |
Total noninterest income | $207,000 | 8,614 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $147,000 | 6,969 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $60,000 | 9,091 |
Total noninterest expense | $845,000 | 10,023 |
Salaries and employee benefits | $518,000 | 9,224 |
Premises and equipment expense | $107,000 | 9,803 |
Additional noninterest expense | $220,000 | 10,895 |
Pre-tax net operating income | $481,000 | 8,785 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $174,000 | 7,835 |
Income before extraordinary items | $307,000 | 9,072 |
Extraordinary gains, net | $0 | 249 |
Net income | $307,000 | 9,076 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,352 |
Cash dividends | $132,000 | 6,359 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $307,000 | 9,140 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,786,000 | 10,612 |
Total interest expense | $757,000 | 10,270 |
Net interest income | $1,029,000 | 10,679 |
Provision for loan and lease losses | $27,000 | 8,602 |
Total noninterest income | $202,000 | 9,188 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $168,000 | 6,646 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 11,040 |
Total noninterest expense | $795,000 | 10,690 |
Salaries and employee benefits | $467,000 | 9,973 |
Premises and equipment expense | $86,000 | 10,933 |
Additional noninterest expense | $233,000 | 11,281 |
Pre-tax net operating income | $409,000 | 9,343 |
Securities gains (losses) | $45,000 | 3,566 |
Applicable income taxes | $177,000 | 8,072 |
Income before extraordinary items | $277,000 | 9,730 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $277,000 | 9,880 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $68,000 | 7,562 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $248,200 | 9,818 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,791,000 | 11,328 |
Total interest expense | $858,000 | 11,060 |
Net interest income | $933,000 | 11,374 |
Provision for loan and lease losses | $13,000 | 10,972 |
Total noninterest income | $182,000 | 9,783 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $132,000 | 7,617 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 10,399 |
Total noninterest expense | $755,000 | 11,233 |
Salaries and employee benefits | $445,000 | 10,355 |
Premises and equipment expense | $81,000 | 11,458 |
Additional noninterest expense | $229,000 | 11,831 |
Pre-tax net operating income | $347,000 | 9,719 |
Securities gains (losses) | $92,000 | 3,137 |
Applicable income taxes | $165,000 | 8,276 |
Income before extraordinary items | $274,000 | 9,632 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $274,000 | 9,769 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 9,043 |
Cash dividends | $65,000 | 7,330 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $215,120 | 10,034 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.