Home > The Peoples Bank > Income and Expense
The Peoples Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 2,335 |
| Total interest expense | $6,218,000 | 2,013 |
| Net interest income | $6,825,000 | 2,644 |
| Provision for loan and lease losses | $445,000 | 1,688 |
| Total noninterest income | $1,558,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $975,000 | 1,373 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $583,000 | 2,644 |
| Total noninterest expense | $5,447,000 | 2,560 |
| Salaries and employee benefits | $2,740,000 | 2,445 |
| Premises and equipment expense | $865,000 | 2,339 |
| Additional noninterest expense | $1,842,000 | 2,767 |
| Pre-tax net operating income | $2,491,000 | 2,839 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $691,000 | 3,123 |
| Income before extraordinary items | $1,800,000 | 2,692 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,800,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,449 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,800,000 | 2,707 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,435,000 | 2,482 |
| Total interest expense | $6,230,000 | 2,084 |
| Net interest income | $6,205,000 | 2,935 |
| Provision for loan and lease losses | $2,086,000 | 785 |
| Total noninterest income | $1,125,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $884,000 | 1,543 |
| Trading account gains and fees | $4,000 | 469 |
| Additional Noninterest Income | $237,000 | 5,151 |
| Total noninterest expense | $7,654,000 | 1,934 |
| Salaries and employee benefits | $2,902,000 | 2,289 |
| Premises and equipment expense | $855,000 | 2,392 |
| Additional noninterest expense | $3,897,000 | 1,555 |
| Pre-tax net operating income | $-2,410,000 | 13,108 |
| Securities gains (losses) | $142,000 | 2,045 |
| Applicable income taxes | $-455,000 | 13,126 |
| Income before extraordinary items | $-1,813,000 | 13,079 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,813,000 | 13,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,740,000 | 783 |
| Cash dividends | $16,000 | 8,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,926,600 | 13,057 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 7,657 |
| Total interest expense | $2,095,000 | 6,880 |
| Net interest income | $1,794,000 | 8,364 |
| Provision for loan and lease losses | $256,000 | 4,523 |
| Total noninterest income | $414,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,891,000 | 6,682 |
| Salaries and employee benefits | $968,000 | 6,211 |
| Premises and equipment expense | $298,000 | 6,009 |
| Additional noninterest expense | $625,000 | 7,301 |
| Pre-tax net operating income | $61,000 | 12,344 |
| Securities gains (losses) | $243,000 | 1,759 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $264,000 | 9,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $264,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $238,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $52,590 | 12,277 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.