Home > The Peoples Bank > Net charge- offs to loans
The Peoples Bank, Net charge- offs to loans
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7749% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1054% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 13.6492% | 332 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0401% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7831% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3923% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1478% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9711% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6594% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 58.5437% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5885% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4022% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.1440% | 1,905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3820% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7817% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4729% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4750% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8938% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 92.3077% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6221% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6847% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 10.6514% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0809% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9946% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 11.9261% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9217% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0953% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3529% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0096% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9515% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 5.2168% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7301% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9653% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 14.3200% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1977% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4440% | 704 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2071% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0246% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0485% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 3.5510% | 1,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1142% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2298% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8830% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0980% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0171% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3595% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3422% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2359% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.2293% | 1,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0707% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1470% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9190% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1965% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2972% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8277% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9745% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8646% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 2.0395% | 1,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 1,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1864% | 2,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2353% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8653% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9478% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9951% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9346% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 2.1514% | 690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1821% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 2,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7030% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1490% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1118% | 2,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2867% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 7,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 7,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5394% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6835% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2262% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2345% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 7,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6029% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 7,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 7,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0455% | 2,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3472% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3556% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3108% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.6279% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2078% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2251% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7892% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1799% | 4,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8658% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2900% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2248% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.3930% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2844% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1975% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3047% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9492% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2190% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6558% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2045% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 7,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4410% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3139% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4694% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4406% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3328% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7665% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4326% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 7,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9817% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0729% | 3,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9867% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 7,941 |
| Percentage Net Loans Charged-off:Construction & development | -0.0364% | 7,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3362% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5334% | 2,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2083% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0211% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 7,943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 7,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1441% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2888% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0692% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 7,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 8,130 |
| Percentage Net Loans Charged-off:Construction & development | -0.0690% | 7,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 7,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1297% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0380% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 7,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1801% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7391% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0386% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9224% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4704% | 3,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3103% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1988% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1465% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6831% | 2,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7501% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3321% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.1543% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2045% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0338% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7198% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9091% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2215% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.3169% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4276% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4775% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8441% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2848% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6725% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 3,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | -0.1074% | 7,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4131% | 455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4377% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2902% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4590% | 4,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6526% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1717% | 2,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 7,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5901% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6173% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3673% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1699% | 5,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5122% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 3,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 7,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4937% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5149% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2891% | 7,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3233% | 3,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5029% | 7,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0374% | 7,863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1525% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2736% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1013% | 4,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4537% | 7,745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3036% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0954% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.2678% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2175% | 8,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2861% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2934% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6595% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2215% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9678% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.1079% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3071% | 8,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3964% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4056% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3183% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4137% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7221% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3274% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1391% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 7,959 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0515% | 8,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4725% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4828% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2120% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6761% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6865% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2162% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 7,918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0457% | 8,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7032% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7180% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 7,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4353% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 5,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 3,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.2269% | 488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0920% | 8,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0930% | 8,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1021% | 4,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 6,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3565% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3819% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 8,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 8,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 9,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0685% | 9,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9555% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3613% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7171% | 844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6443% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4019% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8507% | 752 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6575% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3788% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3276% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2380% | 3,578 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3856% | 3,432 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4453% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |