Home > The Peoples Bank > Assets and Liabilities
The Peoples Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 146 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $447,185,000 | 1,538 |
| Cash and due from depository institutions | $45,103,000 | 1,054 |
| Interest-bearing balances | $32,865,000 | 1,047 |
| Securities | $99,558,000 | 1,317 |
| Federal funds sold & reverse repurchase agreements | $2,284,000 | 2,502 |
| Net loans & leases | $243,005,000 | 1,816 |
| Loan loss allowance | $10,213,000 | 833 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $17,068,000 | 668 |
| Other real estate owned | $25,387,000 | 1,054 |
| Goodwill and other intangibles | $1,103,000 | 1,525 |
| All other assets | $13,677,000 | 1,554 |
| Life insurance assets | $7,834,000 | 862 |
| Total liabilities and capital | $447,185,000 | 1,538 |
| Total liabilities | $440,471,000 | 1,413 |
| Total deposits | $398,181,000 | 1,406 |
| Interest-bearing deposits | $377,809,000 | 1,270 |
| Deposits held in domestic offices | $398,181,000 | 1,405 |
| % insured | 75.21% | 6,805 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 977 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,000,000 | 1,188 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,290,000 | 1,904 |
| Total equity capital | $6,714,000 | 6,239 |
| Total bank equity capital | $6,714,000 | 6,239 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $132,000 | 5,691 |
| Surplus | $22,990,000 | 1,369 |
| Undivided profits | $-16,408,000 | 7,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $19,506,000 | 879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,786,000 | 1,754 |
| Earning assets | $377,712,000 | 1,644 |
| Long-term assets (5+ years) | $113,697,000 | 1,211 |
| Average Assets, year-to-date | $468,503,000 | 1,459 |
| Average Assets, quarterly | $457,407,000 | 1,492 |
| Volatile liabilities | $137,863,000 | 1,028 |
| Insider loans | $1,025,000 | 4,102 |
| FHLB advances | $30,000,000 | 1,114 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $17,241,000 | 2,918 |
| Tier 1 (core) risk-based capital | $4,807,000 | 6,766 |
| Tier 2 risk-based capital | $3,603,000 | 1,554 |
| Total risk weighted assets | $281,659,000 | 1,661 |
| Total unused commitments | $17,241,000 | 2,920 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 143 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $467,629,000 | 1,505 |
| Cash and due from depository institutions | $27,091,000 | 1,088 |
| Interest-bearing balances | $14,736,000 | 2,046 |
| Securities | $116,496,000 | 1,140 |
| Federal funds sold & reverse repurchase agreements | $2,116,000 | 2,890 |
| Net loans & leases | $269,276,000 | 1,711 |
| Loan loss allowance | $9,160,000 | 932 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $17,322,000 | 681 |
| Other real estate owned | $20,740,000 | 1,088 |
| Goodwill and other intangibles | $1,140,000 | 1,525 |
| All other assets | $13,448,000 | 1,613 |
| Life insurance assets | $7,761,000 | 868 |
| Total liabilities and capital | $467,629,000 | 1,505 |
| Total liabilities | $452,932,000 | 1,392 |
| Total deposits | $411,231,000 | 1,387 |
| Interest-bearing deposits | $388,842,000 | 1,271 |
| Deposits held in domestic offices | $411,231,000 | 1,386 |
| % insured | 72.52% | 7,105 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 993 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $30,000,000 | 1,254 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,701,000 | 2,396 |
| Total equity capital | $14,697,000 | 4,093 |
| Total bank equity capital | $14,697,000 | 4,092 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $132,000 | 5,772 |
| Surplus | $22,990,000 | 1,393 |
| Undivided profits | $-8,425,000 | 7,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $34,298,000 | 563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,863,000 | 1,737 |
| Earning assets | $402,624,000 | 1,586 |
| Long-term assets (5+ years) | $140,994,000 | 983 |
| Average Assets, year-to-date | $479,162,000 | 1,459 |
| Average Assets, quarterly | $479,162,000 | 1,459 |
| Volatile liabilities | $142,912,000 | 1,029 |
| Insider loans | $2,604,000 | 2,529 |
| FHLB advances | $30,000,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,393,000 | 3,134 |
| Tier 1 (core) risk-based capital | $14,482,000 | 3,981 |
| Tier 2 risk-based capital | $3,805,000 | 1,513 |
| Total risk weighted assets | $299,023,000 | 1,608 |
| Total unused commitments | $16,393,000 | 3,136 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 140 | 1,117 |
| Assets and Liabilities | ||
| Total Assets: | $490,695,000 | 1,434 |
| Cash and due from depository institutions | $38,618,000 | 1,117 |
| Interest-bearing balances | $27,445,000 | 1,052 |
| Securities | $124,660,000 | 1,033 |
| Federal funds sold & reverse repurchase agreements | $2,864,000 | 2,424 |
| Net loans & leases | $276,008,000 | 1,697 |
| Loan loss allowance | $8,355,000 | 1,021 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $17,590,000 | 680 |
| Other real estate owned | $16,389,000 | 1,117 |
| Goodwill and other intangibles | $1,177,000 | 1,517 |
| All other assets | $13,389,000 | 1,673 |
| Life insurance assets | $7,686,000 | 874 |
| Total liabilities and capital | $490,695,000 | 1,434 |
| Total liabilities | $474,757,000 | 1,339 |
| Total deposits | $433,291,000 | 1,297 |
| Interest-bearing deposits | $409,634,000 | 1,195 |
| Deposits held in domestic offices | $433,291,000 | 1,295 |
| % insured | 66.55% | 7,480 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,052 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $30,000,000 | 1,368 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,466,000 | 2,701 |
| Total equity capital | $15,938,000 | 3,846 |
| Total bank equity capital | $15,938,000 | 3,846 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $132,000 | 5,830 |
| Surplus | $22,990,000 | 1,397 |
| Undivided profits | $-7,184,000 | 7,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $30,012,000 | 627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,033,000 | 1,655 |
| Earning assets | $430,977,000 | 1,492 |
| Long-term assets (5+ years) | $149,115,000 | 936 |
| Average Assets, year-to-date | $497,030,800 | 1,385 |
| Average Assets, quarterly | $480,789,500 | 1,466 |
| Volatile liabilities | $143,530,000 | 1,031 |
| Insider loans | $2,301,000 | 2,818 |
| FHLB advances | $30,000,000 | 1,287 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,637,000 | 2,681 |
| Tier 1 (core) risk-based capital | $16,180,000 | 3,659 |
| Tier 2 risk-based capital | $3,821,000 | 1,532 |
| Total risk weighted assets | $301,158,000 | 1,643 |
| Total unused commitments | $20,637,000 | 2,682 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 145 | 1,085 |
| Assets and Liabilities | ||
| Total Assets: | $470,884,000 | 1,505 |
| Cash and due from depository institutions | $7,523,000 | 1,085 |
| Interest-bearing balances | $1,130,000 | 4,880 |
| Securities | $107,328,000 | 1,196 |
| Federal funds sold & reverse repurchase agreements | $14,285,000 | 636 |
| Net loans & leases | $288,153,000 | 1,656 |
| Loan loss allowance | $6,631,000 | 1,205 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $17,878,000 | 674 |
| Other real estate owned | $20,545,000 | 1,085 |
| Goodwill and other intangibles | $1,214,000 | 1,555 |
| All other assets | $13,958,000 | 1,444 |
| Life insurance assets | $7,602,000 | 879 |
| Total liabilities and capital | $470,884,000 | 1,505 |
| Total liabilities | $443,252,000 | 1,443 |
| Total deposits | $401,375,000 | 1,405 |
| Interest-bearing deposits | $379,305,000 | 1,304 |
| Deposits held in domestic offices | $401,375,000 | 1,401 |
| % insured | 69.20% | 7,467 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,090 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,000,000 | 1,423 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,877,000 | 2,478 |
| Total equity capital | $27,632,000 | 2,460 |
| Total bank equity capital | $27,632,000 | 2,458 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $132,000 | 5,898 |
| Surplus | $22,990,000 | 1,399 |
| Undivided profits | $4,510,000 | 4,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $17,369,000 | 963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,339,000 | 1,520 |
| Earning assets | $410,896,000 | 1,584 |
| Long-term assets (5+ years) | $126,327,000 | 1,104 |
| Average Assets, year-to-date | $498,614,750 | 1,398 |
| Average Assets, quarterly | $477,626,500 | 1,481 |
| Volatile liabilities | $152,341,000 | 994 |
| Insider loans | $2,564,000 | 2,621 |
| FHLB advances | $30,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,899,000 | 2,442 |
| Tier 1 (core) risk-based capital | $25,579,000 | 2,480 |
| Tier 2 risk-based capital | $4,050,000 | 1,471 |
| Total risk weighted assets | $326,121,000 | 1,564 |
| Total unused commitments | $24,899,000 | 2,446 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 150 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $484,369,000 | 1,478 |
| Cash and due from depository institutions | $13,793,000 | 1,081 |
| Interest-bearing balances | $1,376,000 | 4,412 |
| Securities | $108,918,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $17,580,000 | 551 |
| Net loans & leases | $297,589,000 | 1,643 |
| Loan loss allowance | $4,862,000 | 1,522 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $18,218,000 | 670 |
| Other real estate owned | $12,616,000 | 1,081 |
| Goodwill and other intangibles | $1,251,000 | 1,553 |
| All other assets | $14,404,000 | 1,438 |
| Life insurance assets | $7,526,000 | 890 |
| Total liabilities and capital | $484,369,000 | 1,478 |
| Total liabilities | $454,601,000 | 1,425 |
| Total deposits | $411,841,000 | 1,377 |
| Interest-bearing deposits | $387,353,000 | 1,277 |
| Deposits held in domestic offices | $411,841,000 | 1,374 |
| % insured | 55.41% | 7,526 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,083 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $30,000,000 | 1,491 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,760,000 | 1,843 |
| Total equity capital | $29,768,000 | 2,288 |
| Total bank equity capital | $29,768,000 | 2,287 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $132,000 | 5,972 |
| Surplus | $20,740,000 | 1,541 |
| Undivided profits | $8,896,000 | 3,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $24,863,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,452,000 | 1,395 |
| Earning assets | $425,463,000 | 1,533 |
| Long-term assets (5+ years) | $129,960,000 | 1,056 |
| Average Assets, year-to-date | $507,858,330 | 1,394 |
| Average Assets, quarterly | $501,391,000 | 1,424 |
| Volatile liabilities | $148,951,000 | 1,036 |
| Insider loans | $2,263,000 | 2,900 |
| FHLB advances | $30,000,000 | 1,397 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,883,000 | 2,263 |
| Tier 1 (core) risk-based capital | $29,874,000 | 2,181 |
| Tier 2 risk-based capital | $4,219,000 | 1,414 |
| Total risk weighted assets | $336,871,000 | 1,540 |
| Total unused commitments | $28,883,000 | 2,266 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 149 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $518,413,000 | 1,381 |
| Cash and due from depository institutions | $21,250,000 | 1,093 |
| Interest-bearing balances | $1,622,000 | 3,929 |
| Securities | $153,583,000 | 811 |
| Federal funds sold & reverse repurchase agreements | $1,745,000 | 3,942 |
| Net loans & leases | $297,200,000 | 1,655 |
| Loan loss allowance | $4,914,000 | 1,455 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $18,508,000 | 665 |
| Other real estate owned | $7,797,000 | 1,093 |
| Goodwill and other intangibles | $1,289,000 | 1,556 |
| All other assets | $17,041,000 | 1,222 |
| Life insurance assets | $7,396,000 | 899 |
| Total liabilities and capital | $518,413,000 | 1,381 |
| Total liabilities | $481,148,000 | 1,355 |
| Total deposits | $433,776,000 | 1,304 |
| Interest-bearing deposits | $413,267,000 | 1,190 |
| Deposits held in domestic offices | $433,776,000 | 1,300 |
| % insured | 50.47% | 7,772 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 891 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,000,000 | 1,536 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,372,000 | 2,038 |
| Total equity capital | $37,265,000 | 1,857 |
| Total bank equity capital | $37,265,000 | 1,856 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $132,000 | 6,009 |
| Surplus | $19,740,000 | 1,598 |
| Undivided profits | $17,393,000 | 1,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,976,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,209,000 | 1,038 |
| Earning assets | $454,150,000 | 1,447 |
| Long-term assets (5+ years) | $175,312,000 | 775 |
| Average Assets, year-to-date | $519,603,000 | 1,366 |
| Average Assets, quarterly | $519,603,000 | 1,366 |
| Volatile liabilities | $175,370,000 | 895 |
| Insider loans | $2,356,000 | 2,839 |
| FHLB advances | $30,000,000 | 1,441 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,772,000 | 2,298 |
| Tier 1 (core) risk-based capital | $36,388,000 | 1,805 |
| Tier 2 risk-based capital | $4,287,000 | 1,387 |
| Total risk weighted assets | $342,330,000 | 1,532 |
| Total unused commitments | $29,772,000 | 2,300 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 151 | 1,075 |
| Assets and Liabilities | ||
| Total Assets: | $520,793,000 | 1,354 |
| Cash and due from depository institutions | $11,933,000 | 1,075 |
| Interest-bearing balances | $2,315,000 | 2,791 |
| Securities | $146,947,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $22,113,000 | 403 |
| Net loans & leases | $296,976,000 | 1,676 |
| Loan loss allowance | $5,312,000 | 1,325 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $18,734,000 | 650 |
| Other real estate owned | $6,550,000 | 1,075 |
| Goodwill and other intangibles | $1,326,000 | 1,543 |
| All other assets | $16,214,000 | 1,282 |
| Life insurance assets | $7,320,000 | 907 |
| Total liabilities and capital | $520,792,000 | 1,354 |
| Total liabilities | $481,250,000 | 1,324 |
| Total deposits | $434,522,000 | 1,255 |
| Interest-bearing deposits | $411,392,000 | 1,154 |
| Deposits held in domestic offices | $434,522,000 | 1,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 961 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $30,000,000 | 1,695 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,728,000 | 2,557 |
| Total equity capital | $39,542,000 | 1,711 |
| Total bank equity capital | $39,542,000 | 1,711 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $132,000 | 6,046 |
| Surplus | $19,741,000 | 1,568 |
| Undivided profits | $19,669,000 | 1,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,768,000 | 700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,867,000 | 1,246 |
| Earning assets | $468,351,000 | 1,371 |
| Long-term assets (5+ years) | $169,094,000 | 791 |
| Average Assets, year-to-date | $488,225,000 | 1,402 |
| Average Assets, quarterly | $519,157,000 | 1,335 |
| Volatile liabilities | $160,800,000 | 965 |
| Insider loans | $2,127,000 | 3,045 |
| FHLB advances | $30,000,000 | 1,589 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $33,892,000 | 2,171 |
| Tier 1 (core) risk-based capital | $36,940,000 | 1,721 |
| Tier 2 risk-based capital | $4,414,000 | 1,330 |
| Total risk weighted assets | $352,206,000 | 1,481 |
| Total unused commitments | $33,892,000 | 2,172 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 163 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $517,521,000 | 1,343 |
| Cash and due from depository institutions | $12,209,000 | 989 |
| Interest-bearing balances | $2,221,000 | 2,217 |
| Securities | $165,494,000 | 713 |
| Federal funds sold & reverse repurchase agreements | $895,000 | 4,676 |
| Net loans & leases | $296,185,000 | 1,665 |
| Loan loss allowance | $4,090,000 | 1,510 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $18,965,000 | 633 |
| Other real estate owned | $2,808,000 | 989 |
| Goodwill and other intangibles | $3,665,000 | 1,060 |
| All other assets | $17,300,000 | 1,204 |
| Life insurance assets | $7,249,000 | 908 |
| Total liabilities and capital | $517,521,000 | 1,343 |
| Total liabilities | $474,983,000 | 1,324 |
| Total deposits | $413,673,000 | 1,308 |
| Interest-bearing deposits | $388,280,000 | 1,205 |
| Deposits held in domestic offices | $413,673,000 | 1,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,907,000 | 694 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $30,025,000 | 1,704 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,378,000 | 2,026 |
| Total equity capital | $42,538,000 | 1,598 |
| Total bank equity capital | $42,538,000 | 1,598 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $132,000 | 6,096 |
| Surplus | $19,740,000 | 1,547 |
| Undivided profits | $22,666,000 | 1,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,963,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,894,000 | 925 |
| Earning assets | $464,795,000 | 1,371 |
| Long-term assets (5+ years) | $184,469,000 | 718 |
| Average Assets, year-to-date | $480,083,000 | 1,431 |
| Average Assets, quarterly | $510,152,000 | 1,350 |
| Volatile liabilities | $173,795,000 | 867 |
| Insider loans | $2,949,000 | 2,472 |
| FHLB advances | $30,025,000 | 1,612 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $35,994,000 | 2,163 |
| Tier 1 (core) risk-based capital | $39,235,000 | 1,661 |
| Tier 2 risk-based capital | $4,090,000 | 1,386 |
| Total risk weighted assets | $356,130,000 | 1,465 |
| Total unused commitments | $35,994,000 | 2,165 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 165 | 1,005 |
| Assets and Liabilities | ||
| Total Assets: | $502,783,000 | 1,373 |
| Cash and due from depository institutions | $19,511,000 | 1,005 |
| Interest-bearing balances | $2,237,000 | 2,082 |
| Securities | $165,296,000 | 722 |
| Federal funds sold & reverse repurchase agreements | $1,866,000 | 3,955 |
| Net loans & leases | $275,736,000 | 1,772 |
| Loan loss allowance | $3,854,000 | 1,524 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,128,000 | 615 |
| Other real estate owned | $1,018,000 | 1,005 |
| Goodwill and other intangibles | $3,703,000 | 1,069 |
| All other assets | $16,525,000 | 1,209 |
| Life insurance assets | $7,178,000 | 918 |
| Total liabilities and capital | $502,783,000 | 1,373 |
| Total liabilities | $460,106,000 | 1,359 |
| Total deposits | $405,943,000 | 1,319 |
| Interest-bearing deposits | $381,491,000 | 1,216 |
| Deposits held in domestic offices | $405,943,000 | 1,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,278,000 | 889 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $30,050,000 | 1,640 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,835,000 | 1,780 |
| Total equity capital | $42,677,000 | 1,609 |
| Total bank equity capital | $42,677,000 | 1,609 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $132,000 | 6,148 |
| Surplus | $19,740,000 | 1,525 |
| Undivided profits | $22,805,000 | 1,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,543,000 | 818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,177,000 | 1,152 |
| Earning assets | $445,135,000 | 1,437 |
| Long-term assets (5+ years) | $177,006,000 | 738 |
| Average Assets, year-to-date | $467,603,670 | 1,476 |
| Average Assets, quarterly | $484,626,500 | 1,435 |
| Volatile liabilities | $165,158,000 | 924 |
| Insider loans | $3,093,000 | 2,371 |
| FHLB advances | $30,050,000 | 1,550 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $37,987,000 | 2,151 |
| Tier 1 (core) risk-based capital | $41,753,000 | 1,566 |
| Tier 2 risk-based capital | $3,854,000 | 1,426 |
| Total risk weighted assets | $344,535,000 | 1,511 |
| Total unused commitments | $37,987,000 | 2,152 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 165 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $466,470,000 | 1,504 |
| Cash and due from depository institutions | $16,006,000 | 1,006 |
| Interest-bearing balances | $1,431,000 | 2,686 |
| Securities | $151,756,000 | 790 |
| Federal funds sold & reverse repurchase agreements | $1,930,000 | 5,002 |
| Net loans & leases | $255,868,000 | 1,843 |
| Loan loss allowance | $2,950,000 | 1,859 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $18,996,000 | 614 |
| Other real estate owned | $1,327,000 | 1,006 |
| Goodwill and other intangibles | $3,727,000 | 1,081 |
| All other assets | $16,860,000 | 1,151 |
| Life insurance assets | $7,107,000 | 914 |
| Total liabilities and capital | $466,471,000 | 1,504 |
| Total liabilities | $418,695,000 | 1,504 |
| Total deposits | $374,516,000 | 1,429 |
| Interest-bearing deposits | $349,414,000 | 1,334 |
| Deposits held in domestic offices | $374,516,000 | 1,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,235 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $30,075,000 | 1,529 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,104,000 | 1,411 |
| Total equity capital | $47,776,000 | 1,473 |
| Total bank equity capital | $47,776,000 | 1,473 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $132,000 | 6,172 |
| Surplus | $19,740,000 | 1,515 |
| Undivided profits | $27,904,000 | 1,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,984,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,745,000 | 985 |
| Earning assets | $410,985,000 | 1,554 |
| Long-term assets (5+ years) | $150,124,000 | 841 |
| Average Assets, year-to-date | $450,014,000 | 1,535 |
| Average Assets, quarterly | $450,014,000 | 1,535 |
| Volatile liabilities | $113,893,000 | 1,270 |
| Insider loans | $2,839,000 | 2,466 |
| FHLB advances | $30,075,000 | 1,450 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $37,110,000 | 2,232 |
| Tier 1 (core) risk-based capital | $42,279,000 | 1,546 |
| Tier 2 risk-based capital | $2,950,000 | 1,766 |
| Total risk weighted assets | $329,876,000 | 1,549 |
| Total unused commitments | $37,110,000 | 2,234 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 162 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $433,558,000 | 1,589 |
| Cash and due from depository institutions | $13,009,000 | 1,036 |
| Interest-bearing balances | $2,173,000 | 1,836 |
| Securities | $140,688,000 | 844 |
| Federal funds sold & reverse repurchase agreements | $405,000 | 5,546 |
| Net loans & leases | $240,661,000 | 1,962 |
| Loan loss allowance | $2,711,000 | 1,971 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $17,921,000 | 658 |
| Other real estate owned | $1,621,000 | 1,036 |
| Goodwill and other intangibles | $3,725,000 | 1,079 |
| All other assets | $15,528,000 | 1,228 |
| Life insurance assets | $7,036,000 | 916 |
| Total liabilities and capital | $433,558,000 | 1,589 |
| Total liabilities | $386,633,000 | 1,591 |
| Total deposits | $352,931,000 | 1,519 |
| Interest-bearing deposits | $328,395,000 | 1,413 |
| Deposits held in domestic offices | $352,931,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,251,000 | 994 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,100,000 | 2,195 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,351,000 | 2,173 |
| Total equity capital | $46,925,000 | 1,487 |
| Total bank equity capital | $46,925,000 | 1,487 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $132,000 | 6,211 |
| Surplus | $19,740,000 | 1,488 |
| Undivided profits | $27,053,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,626,000 | 1,115 |
| Earning assets | $383,927,000 | 1,637 |
| Long-term assets (5+ years) | $122,977,000 | 966 |
| Average Assets, year-to-date | $413,325,600 | 1,602 |
| Average Assets, quarterly | $427,362,500 | 1,590 |
| Volatile liabilities | $125,223,000 | 1,164 |
| Insider loans | $1,671,000 | 3,413 |
| FHLB advances | $15,100,000 | 2,089 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $41,035,000 | 2,072 |
| Tier 1 (core) risk-based capital | $42,475,000 | 1,525 |
| Tier 2 risk-based capital | $2,711,000 | 1,900 |
| Total risk weighted assets | $303,588,000 | 1,657 |
| Total unused commitments | $41,035,000 | 2,074 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 124 | 1,374 |
| Assets and Liabilities | ||
| Total Assets: | $421,167,000 | 1,606 |
| Cash and due from depository institutions | $11,064,000 | 1,374 |
| Interest-bearing balances | $2,489,000 | 1,587 |
| Securities | $141,638,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $235,230,000 | 1,968 |
| Loan loss allowance | $2,699,000 | 1,934 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,361,000 | 770 |
| Other real estate owned | $1,300,000 | 1,374 |
| Goodwill and other intangibles | $648,000 | 1,991 |
| All other assets | $15,926,000 | 1,180 |
| Life insurance assets | $6,965,000 | 897 |
| Total liabilities and capital | $421,167,000 | 1,606 |
| Total liabilities | $375,415,000 | 1,625 |
| Total deposits | $339,656,000 | 1,564 |
| Interest-bearing deposits | $311,994,000 | 1,473 |
| Deposits held in domestic offices | $339,656,000 | 1,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,269,000 | 888 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,125,000 | 2,062 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,365,000 | 2,171 |
| Total equity capital | $45,752,000 | 1,507 |
| Total bank equity capital | $45,752,000 | 1,507 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $132,000 | 6,220 |
| Surplus | $19,740,000 | 1,453 |
| Undivided profits | $25,880,000 | 1,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 2,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,941,000 | 1,081 |
| Earning assets | $379,357,000 | 1,635 |
| Long-term assets (5+ years) | $114,381,000 | 998 |
| Average Assets, year-to-date | $408,267,500 | 1,616 |
| Average Assets, quarterly | $418,593,000 | 1,599 |
| Volatile liabilities | $110,657,000 | 1,274 |
| Insider loans | $2,880,000 | 2,389 |
| FHLB advances | $15,125,000 | 1,959 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $47,066,000 | 1,876 |
| Tier 1 (core) risk-based capital | $45,708,000 | 1,413 |
| Tier 2 risk-based capital | $2,699,000 | 1,876 |
| Total risk weighted assets | $295,050,000 | 1,669 |
| Total unused commitments | $47,066,000 | 1,876 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 119 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $416,019,000 | 1,635 |
| Cash and due from depository institutions | $9,241,000 | 1,459 |
| Interest-bearing balances | $2,682,000 | 1,549 |
| Securities | $132,984,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $12,178,000 | 1,298 |
| Net loans & leases | $231,848,000 | 1,996 |
| Loan loss allowance | $2,759,000 | 1,904 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,617,000 | 867 |
| Other real estate owned | $344,000 | 1,459 |
| Goodwill and other intangibles | $648,000 | 2,003 |
| All other assets | $15,159,000 | 1,237 |
| Life insurance assets | $6,894,000 | 898 |
| Total liabilities and capital | $416,019,000 | 1,635 |
| Total liabilities | $373,227,000 | 1,634 |
| Total deposits | $355,883,000 | 1,505 |
| Interest-bearing deposits | $323,434,000 | 1,434 |
| Deposits held in domestic offices | $355,883,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,150,000 | 1,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,194,000 | 2,169 |
| Total equity capital | $42,792,000 | 1,595 |
| Total bank equity capital | $42,792,000 | 1,595 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $132,000 | 6,260 |
| Surplus | $19,740,000 | 1,454 |
| Undivided profits | $22,920,000 | 1,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,198,000 | 1,252 |
| Earning assets | $379,692,000 | 1,635 |
| Long-term assets (5+ years) | $94,687,000 | 1,158 |
| Average Assets, year-to-date | $403,967,670 | 1,652 |
| Average Assets, quarterly | $407,724,500 | 1,649 |
| Volatile liabilities | $79,618,000 | 1,711 |
| Insider loans | $702,000 | 4,907 |
| FHLB advances | $15,150,000 | 1,863 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $50,663,000 | 1,801 |
| Tier 1 (core) risk-based capital | $45,059,000 | 1,431 |
| Tier 2 risk-based capital | $2,759,000 | 1,844 |
| Total risk weighted assets | $288,835,000 | 1,707 |
| Total unused commitments | $50,663,000 | 1,802 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 115 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $399,430,000 | 1,689 |
| Cash and due from depository institutions | $10,317,000 | 1,497 |
| Interest-bearing balances | $2,677,000 | 1,688 |
| Securities | $138,061,000 | 859 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,921 |
| Net loans & leases | $221,640,000 | 2,047 |
| Loan loss allowance | $2,683,000 | 1,952 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,396,000 | 936 |
| Other real estate owned | $24,000 | 1,497 |
| Goodwill and other intangibles | $648,000 | 1,998 |
| All other assets | $15,444,000 | 1,168 |
| Life insurance assets | $6,824,000 | 887 |
| Total liabilities and capital | $399,430,000 | 1,689 |
| Total liabilities | $367,413,000 | 1,648 |
| Total deposits | $343,597,000 | 1,565 |
| Interest-bearing deposits | $315,857,000 | 1,465 |
| Deposits held in domestic offices | $343,597,000 | 1,561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,102,000 | 1,434 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,175,000 | 1,922 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,539,000 | 2,017 |
| Total equity capital | $32,017,000 | 2,127 |
| Total bank equity capital | $32,017,000 | 2,127 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $132,000 | 6,282 |
| Surplus | $7,865,000 | 2,951 |
| Undivided profits | $24,020,000 | 1,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,550,000 | 1,089 |
| Earning assets | $363,278,000 | 1,704 |
| Long-term assets (5+ years) | $90,494,000 | 1,186 |
| Average Assets, year-to-date | $397,942,000 | 1,682 |
| Average Assets, quarterly | $397,942,000 | 1,682 |
| Volatile liabilities | $79,015,000 | 1,695 |
| Insider loans | $1,901,000 | 3,082 |
| FHLB advances | $15,175,000 | 1,837 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $49,826,000 | 1,823 |
| Tier 1 (core) risk-based capital | $32,067,000 | 2,021 |
| Tier 2 risk-based capital | $2,683,000 | 1,890 |
| Total risk weighted assets | $274,794,000 | 1,766 |
| Total unused commitments | $49,826,000 | 1,824 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 112 | 1,542 |
| Assets and Liabilities | ||
| Total Assets: | $396,454,000 | 1,687 |
| Cash and due from depository institutions | $18,339,000 | 1,542 |
| Interest-bearing balances | $2,615,000 | 1,631 |
| Securities | $140,398,000 | 871 |
| Federal funds sold & reverse repurchase agreements | $4,370,000 | 3,119 |
| Net loans & leases | $207,164,000 | 2,167 |
| Loan loss allowance | $2,738,000 | 1,889 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,750,000 | 1,095 |
| Other real estate owned | $25,000 | 1,542 |
| Goodwill and other intangibles | $648,000 | 1,994 |
| All other assets | $14,760,000 | 1,225 |
| Life insurance assets | $6,755,000 | 868 |
| Total liabilities and capital | $396,454,000 | 1,687 |
| Total liabilities | $365,645,000 | 1,641 |
| Total deposits | $343,266,000 | 1,546 |
| Interest-bearing deposits | $318,491,000 | 1,411 |
| Deposits held in domestic offices | $343,266,000 | 1,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,200,000 | 2,007 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $7,179,000 | 870 |
| Total equity capital | $30,809,000 | 2,183 |
| Total bank equity capital | $30,809,000 | 2,183 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $132,000 | 6,312 |
| Surplus | $7,865,000 | 2,904 |
| Undivided profits | $22,812,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,124,000 | 1,280 |
| Earning assets | $354,547,000 | 1,721 |
| Long-term assets (5+ years) | $88,242,000 | 1,203 |
| Average Assets, year-to-date | $385,028,600 | 1,662 |
| Average Assets, quarterly | $390,850,500 | 1,688 |
| Volatile liabilities | $69,714,000 | 2,038 |
| Insider loans | $2,320,000 | 2,704 |
| FHLB advances | $15,200,000 | 1,911 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $52,316,000 | 1,771 |
| Tier 1 (core) risk-based capital | $31,265,000 | 2,049 |
| Tier 2 risk-based capital | $2,738,000 | 1,834 |
| Total risk weighted assets | $264,835,000 | 1,811 |
| Total unused commitments | $52,316,000 | 1,771 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 112 | 1,562 |
| Assets and Liabilities | ||
| Total Assets: | $385,247,000 | 1,712 |
| Cash and due from depository institutions | $8,714,000 | 1,562 |
| Interest-bearing balances | $2,128,000 | 1,716 |
| Securities | $145,231,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $3,303,000 | 3,103 |
| Net loans & leases | $201,614,000 | 2,211 |
| Loan loss allowance | $2,678,000 | 1,936 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,918,000 | 1,067 |
| Other real estate owned | $515,000 | 1,562 |
| Goodwill and other intangibles | $648,000 | 2,000 |
| All other assets | $14,304,000 | 1,270 |
| Life insurance assets | $6,689,000 | 847 |
| Total liabilities and capital | $385,247,000 | 1,712 |
| Total liabilities | $356,123,000 | 1,672 |
| Total deposits | $338,607,000 | 1,541 |
| Interest-bearing deposits | $312,240,000 | 1,428 |
| Deposits held in domestic offices | $338,607,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,225,000 | 2,078 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,291,000 | 2,105 |
| Total equity capital | $29,124,000 | 2,272 |
| Total bank equity capital | $29,124,000 | 2,272 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $132,000 | 6,363 |
| Surplus | $7,865,000 | 2,883 |
| Undivided profits | $21,127,000 | 1,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,123,000 | 1,259 |
| Earning assets | $352,276,000 | 1,719 |
| Long-term assets (5+ years) | $90,025,000 | 1,178 |
| Average Assets, year-to-date | $382,172,250 | 1,689 |
| Average Assets, quarterly | $383,671,500 | 1,705 |
| Volatile liabilities | $70,804,000 | 2,005 |
| Insider loans | $1,835,000 | 3,110 |
| FHLB advances | $15,225,000 | 1,976 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $55,320,000 | 1,721 |
| Tier 1 (core) risk-based capital | $30,420,000 | 2,091 |
| Tier 2 risk-based capital | $2,678,000 | 1,868 |
| Total risk weighted assets | $257,726,000 | 1,848 |
| Total unused commitments | $55,320,000 | 1,723 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 111 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $382,096,000 | 1,715 |
| Cash and due from depository institutions | $15,255,000 | 1,592 |
| Interest-bearing balances | $1,731,000 | 1,934 |
| Securities | $145,782,000 | 849 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $195,609,000 | 2,243 |
| Loan loss allowance | $2,608,000 | 1,958 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,688,000 | 1,073 |
| Other real estate owned | $366,000 | 1,592 |
| Goodwill and other intangibles | $648,000 | 1,994 |
| All other assets | $13,748,000 | 1,309 |
| Life insurance assets | $6,621,000 | 835 |
| Total liabilities and capital | $382,096,000 | 1,715 |
| Total liabilities | $355,028,000 | 1,664 |
| Total deposits | $334,438,000 | 1,550 |
| Interest-bearing deposits | $309,631,000 | 1,415 |
| Deposits held in domestic offices | $334,438,000 | 1,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,474,000 | 2,005 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,250,000 | 2,102 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,866,000 | 2,261 |
| Total equity capital | $27,068,000 | 2,368 |
| Total bank equity capital | $27,068,000 | 2,368 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $132,000 | 6,383 |
| Surplus | $7,865,000 | 2,821 |
| Undivided profits | $19,071,000 | 1,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,667,000 | 1,336 |
| Earning assets | $343,122,000 | 1,737 |
| Long-term assets (5+ years) | $87,124,000 | 1,179 |
| Average Assets, year-to-date | $381,147,330 | 1,693 |
| Average Assets, quarterly | $382,342,500 | 1,701 |
| Volatile liabilities | $52,145,000 | 2,504 |
| Insider loans | $2,132,000 | 2,776 |
| FHLB advances | $15,250,000 | 1,990 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $48,141,000 | 1,904 |
| Tier 1 (core) risk-based capital | $29,619,000 | 2,120 |
| Tier 2 risk-based capital | $2,608,000 | 1,888 |
| Total risk weighted assets | $249,521,000 | 1,875 |
| Total unused commitments | $48,141,000 | 1,904 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 112 | 1,547 |
| Assets and Liabilities | ||
| Total Assets: | $382,589,000 | 1,686 |
| Cash and due from depository institutions | $11,969,000 | 1,547 |
| Interest-bearing balances | $1,122,000 | 2,444 |
| Securities | $150,753,000 | 834 |
| Federal funds sold & reverse repurchase agreements | $7,523,000 | 1,947 |
| Net loans & leases | $187,289,000 | 2,268 |
| Loan loss allowance | $2,474,000 | 2,032 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,734,000 | 1,032 |
| Other real estate owned | $25,000 | 1,547 |
| Goodwill and other intangibles | $648,000 | 1,973 |
| All other assets | $13,648,000 | 1,281 |
| Life insurance assets | $6,555,000 | 819 |
| Total liabilities and capital | $382,589,000 | 1,686 |
| Total liabilities | $355,385,000 | 1,632 |
| Total deposits | $338,122,000 | 1,491 |
| Interest-bearing deposits | $314,614,000 | 1,364 |
| Deposits held in domestic offices | $338,122,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,275,000 | 2,000 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,988,000 | 2,172 |
| Total equity capital | $27,204,000 | 2,321 |
| Total bank equity capital | $27,204,000 | 2,321 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $132,000 | 6,396 |
| Surplus | $7,865,000 | 2,749 |
| Undivided profits | $19,207,000 | 1,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 2,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,696,000 | 1,242 |
| Earning assets | $346,687,000 | 1,715 |
| Long-term assets (5+ years) | $84,953,000 | 1,195 |
| Average Assets, year-to-date | $380,673,000 | 1,684 |
| Average Assets, quarterly | $380,673,000 | 1,684 |
| Volatile liabilities | $47,590,000 | 2,576 |
| Insider loans | $2,008,000 | 2,842 |
| FHLB advances | $15,275,000 | 1,906 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,639,000 | 2,181 |
| Tier 1 (core) risk-based capital | $28,794,000 | 2,124 |
| Tier 2 risk-based capital | $2,474,000 | 1,948 |
| Total risk weighted assets | $239,342,000 | 1,881 |
| Total unused commitments | $38,639,000 | 2,182 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 113 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $378,757,000 | 1,688 |
| Cash and due from depository institutions | $11,332,000 | 1,519 |
| Interest-bearing balances | $2,642,000 | 1,675 |
| Securities | $150,979,000 | 840 |
| Federal funds sold & reverse repurchase agreements | $4,515,000 | 2,661 |
| Net loans & leases | $187,739,000 | 2,230 |
| Loan loss allowance | $2,339,000 | 2,092 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,318,000 | 1,058 |
| Other real estate owned | $26,000 | 1,519 |
| Goodwill and other intangibles | $648,000 | 1,967 |
| All other assets | $13,200,000 | 1,309 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $378,757,000 | 1,688 |
| Total liabilities | $351,702,000 | 1,626 |
| Total deposits | $333,805,000 | 1,486 |
| Interest-bearing deposits | $285,071,000 | 1,489 |
| Deposits held in domestic offices | $333,805,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,300,000 | 2,075 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,597,000 | 1,735 |
| Total equity capital | $27,055,000 | 2,297 |
| Total bank equity capital | $27,055,000 | 2,297 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $132,000 | 6,420 |
| Surplus | $7,865,000 | 2,716 |
| Undivided profits | $19,058,000 | 1,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 4,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,659,000 | 1,252 |
| Earning assets | $345,875,000 | 1,685 |
| Long-term assets (5+ years) | $86,508,000 | 1,149 |
| Average Assets, year-to-date | $309,819,800 | 1,920 |
| Average Assets, quarterly | $344,049,500 | 1,813 |
| Volatile liabilities | $47,049,000 | 2,574 |
| Insider loans | $2,012,000 | 2,820 |
| FHLB advances | $15,300,000 | 1,959 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $40,584,000 | 2,060 |
| Tier 1 (core) risk-based capital | $28,197,000 | 2,137 |
| Tier 2 risk-based capital | $2,339,000 | 2,011 |
| Total risk weighted assets | $237,931,000 | 1,856 |
| Total unused commitments | $40,584,000 | 2,060 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $309,342,000 | 1,980 |
| Cash and due from depository institutions | $14,934,000 | 1,423 |
| Interest-bearing balances | $2,204,000 | 1,881 |
| Securities | $78,500,000 | 1,552 |
| Federal funds sold & reverse repurchase agreements | $18,804,000 | 698 |
| Net loans & leases | $173,655,000 | 2,358 |
| Loan loss allowance | $2,274,000 | 2,122 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,205,000 | 1,036 |
| Other real estate owned | $397,000 | 1,423 |
| Goodwill and other intangibles | $648,000 | 1,953 |
| All other assets | $12,199,000 | 1,361 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $309,342,000 | 1,980 |
| Total liabilities | $282,021,000 | 1,948 |
| Total deposits | $264,914,000 | 1,849 |
| Interest-bearing deposits | $214,228,000 | 1,929 |
| Deposits held in domestic offices | $264,914,000 | 1,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,325,000 | 2,084 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,782,000 | 2,273 |
| Total equity capital | $27,321,000 | 2,251 |
| Total bank equity capital | $27,321,000 | 2,251 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $132,000 | 6,446 |
| Surplus | $7,865,000 | 2,657 |
| Undivided profits | $19,324,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,591,000 | 2,165 |
| Earning assets | $273,163,000 | 2,041 |
| Long-term assets (5+ years) | $71,258,000 | 1,335 |
| Average Assets, year-to-date | $292,585,500 | 2,010 |
| Average Assets, quarterly | $306,205,500 | 1,979 |
| Volatile liabilities | $43,691,000 | 2,624 |
| Insider loans | $1,814,000 | 2,989 |
| FHLB advances | $15,325,000 | 1,965 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $37,468,000 | 2,162 |
| Tier 1 (core) risk-based capital | $27,163,000 | 2,183 |
| Tier 2 risk-based capital | $2,274,000 | 2,020 |
| Total risk weighted assets | $210,888,000 | 2,043 |
| Total unused commitments | $37,468,000 | 2,164 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 117 | 1,460 |
| Assets and Liabilities | ||
| Total Assets: | $303,069,000 | 1,983 |
| Cash and due from depository institutions | $9,438,000 | 1,460 |
| Interest-bearing balances | $1,164,000 | 2,557 |
| Securities | $78,785,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $25,211,000 | 485 |
| Net loans & leases | $166,227,000 | 2,380 |
| Loan loss allowance | $2,229,000 | 2,127 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,182,000 | 1,015 |
| Other real estate owned | $575,000 | 1,460 |
| Goodwill and other intangibles | $648,000 | 1,948 |
| All other assets | $12,003,000 | 1,342 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $303,069,000 | 1,983 |
| Total liabilities | $275,988,000 | 1,947 |
| Total deposits | $259,130,000 | 1,849 |
| Interest-bearing deposits | $211,899,000 | 1,919 |
| Deposits held in domestic offices | $259,130,000 | 1,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,350,000 | 2,060 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,508,000 | 2,412 |
| Total equity capital | $27,081,000 | 2,222 |
| Total bank equity capital | $27,081,000 | 2,222 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $132,000 | 6,446 |
| Surplus | $7,865,000 | 2,608 |
| Undivided profits | $19,084,000 | 1,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 5,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,537,000 | 2,026 |
| Earning assets | $271,387,000 | 2,029 |
| Long-term assets (5+ years) | $75,028,000 | 1,279 |
| Average Assets, year-to-date | $287,000,000 | 2,031 |
| Average Assets, quarterly | $290,845,500 | 2,024 |
| Volatile liabilities | $44,506,000 | 2,488 |
| Insider loans | $1,359,000 | 3,507 |
| FHLB advances | $15,350,000 | 1,948 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,341,000 | 2,033 |
| Tier 1 (core) risk-based capital | $26,659,000 | 2,154 |
| Tier 2 risk-based capital | $2,229,000 | 2,029 |
| Total risk weighted assets | $205,414,000 | 2,028 |
| Total unused commitments | $39,341,000 | 2,033 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 111 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $278,622,000 | 2,106 |
| Cash and due from depository institutions | $10,177,000 | 1,534 |
| Interest-bearing balances | $3,182,000 | 1,502 |
| Securities | $90,175,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $565,000 | 5,530 |
| Net loans & leases | $154,484,000 | 2,491 |
| Loan loss allowance | $2,254,000 | 2,095 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,868,000 | 1,026 |
| Other real estate owned | $696,000 | 1,534 |
| Goodwill and other intangibles | $648,000 | 1,945 |
| All other assets | $12,009,000 | 1,330 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $278,622,000 | 2,106 |
| Total liabilities | $253,018,000 | 2,084 |
| Total deposits | $231,694,000 | 2,067 |
| Interest-bearing deposits | $184,827,000 | 2,188 |
| Deposits held in domestic offices | $231,694,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,891,000 | 1,595 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,375,000 | 1,980 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,058,000 | 3,084 |
| Total equity capital | $25,604,000 | 2,272 |
| Total bank equity capital | $25,604,000 | 2,272 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $132,000 | 6,496 |
| Surplus | $7,865,000 | 2,562 |
| Undivided profits | $17,607,000 | 1,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,466,000 | 2,073 |
| Earning assets | $248,406,000 | 2,179 |
| Long-term assets (5+ years) | $82,411,000 | 1,195 |
| Average Assets, year-to-date | $278,965,500 | 2,083 |
| Average Assets, quarterly | $278,965,500 | 2,083 |
| Volatile liabilities | $44,442,000 | 2,399 |
| Insider loans | $1,507,000 | 3,321 |
| FHLB advances | $15,375,000 | 1,874 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $29,908,000 | 2,398 |
| Tier 1 (core) risk-based capital | $26,000,000 | 2,169 |
| Tier 2 risk-based capital | $2,254,000 | 1,998 |
| Total risk weighted assets | $191,136,000 | 2,138 |
| Total unused commitments | $29,908,000 | 2,403 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $279,309,000 | 2,076 |
| Cash and due from depository institutions | $11,885,000 | 1,469 |
| Interest-bearing balances | $2,763,000 | 1,683 |
| Securities | $89,552,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $10,079,000 | 1,160 |
| Net loans & leases | $145,733,000 | 2,607 |
| Loan loss allowance | $2,366,000 | 1,987 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,734,000 | 1,030 |
| Other real estate owned | $350,000 | 1,469 |
| Goodwill and other intangibles | $648,000 | 1,943 |
| All other assets | $11,328,000 | 1,371 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $279,309,000 | 2,076 |
| Total liabilities | $252,726,000 | 2,063 |
| Total deposits | $236,247,000 | 1,989 |
| Interest-bearing deposits | $191,432,000 | 2,061 |
| Deposits held in domestic offices | $236,247,000 | 1,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,400,000 | 2,012 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,079,000 | 2,953 |
| Total equity capital | $26,583,000 | 2,202 |
| Total bank equity capital | $26,583,000 | 2,202 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $132,000 | 6,524 |
| Surplus | $7,865,000 | 2,516 |
| Undivided profits | $18,586,000 | 1,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $664,000 | 3,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,370,000 | 2,204 |
| Earning assets | $248,127,000 | 2,161 |
| Long-term assets (5+ years) | $84,709,000 | 1,201 |
| Average Assets, year-to-date | $250,745,800 | 2,227 |
| Average Assets, quarterly | $269,148,000 | 2,141 |
| Volatile liabilities | $37,105,000 | 2,721 |
| Insider loans | $1,632,000 | 3,147 |
| FHLB advances | $15,400,000 | 1,898 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,244,000 | 2,514 |
| Tier 1 (core) risk-based capital | $25,567,000 | 2,176 |
| Tier 2 risk-based capital | $2,304,000 | 1,951 |
| Total risk weighted assets | $184,246,000 | 2,187 |
| Total unused commitments | $26,244,000 | 2,515 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 120 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $258,987,000 | 2,220 |
| Cash and due from depository institutions | $8,841,000 | 1,439 |
| Interest-bearing balances | $2,139,000 | 2,020 |
| Securities | $87,608,000 | 1,458 |
| Federal funds sold & reverse repurchase agreements | $2,455,000 | 3,290 |
| Net loans & leases | $138,321,000 | 2,677 |
| Loan loss allowance | $2,348,000 | 1,995 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,838,000 | 985 |
| Other real estate owned | $350,000 | 1,439 |
| Goodwill and other intangibles | $648,000 | 1,912 |
| All other assets | $10,926,000 | 1,391 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $258,987,000 | 2,220 |
| Total liabilities | $232,427,000 | 2,239 |
| Total deposits | $211,212,000 | 2,195 |
| Interest-bearing deposits | $169,884,000 | 2,316 |
| Deposits held in domestic offices | $211,212,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,598,000 | 1,707 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $15,425,000 | 2,017 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,192,000 | 2,820 |
| Total equity capital | $26,560,000 | 2,184 |
| Total bank equity capital | $26,560,000 | 2,184 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $132,000 | 6,565 |
| Surplus | $7,865,000 | 2,484 |
| Undivided profits | $18,563,000 | 1,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,292,000 | 2,411 |
| Earning assets | $230,523,000 | 2,294 |
| Long-term assets (5+ years) | $86,713,000 | 1,190 |
| Average Assets, year-to-date | $243,605,000 | 2,281 |
| Average Assets, quarterly | $248,739,500 | 2,287 |
| Volatile liabilities | $40,267,000 | 2,477 |
| Insider loans | $1,522,000 | 3,249 |
| FHLB advances | $15,425,000 | 1,893 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,986,000 | 2,578 |
| Tier 1 (core) risk-based capital | $25,363,000 | 2,170 |
| Tier 2 risk-based capital | $2,173,000 | 2,017 |
| Total risk weighted assets | $173,696,000 | 2,268 |
| Total unused commitments | $24,986,000 | 2,582 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 123 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $238,492,000 | 2,386 |
| Cash and due from depository institutions | $8,625,000 | 1,414 |
| Interest-bearing balances | $1,450,000 | 2,462 |
| Securities | $75,138,000 | 1,695 |
| Federal funds sold & reverse repurchase agreements | $1,455,000 | 3,951 |
| Net loans & leases | $132,425,000 | 2,730 |
| Loan loss allowance | $2,435,000 | 1,905 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,194,000 | 1,050 |
| Other real estate owned | $156,000 | 1,414 |
| Goodwill and other intangibles | $648,000 | 1,908 |
| All other assets | $10,851,000 | 1,402 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $238,492,000 | 2,386 |
| Total liabilities | $215,074,000 | 2,386 |
| Total deposits | $196,627,000 | 2,348 |
| Interest-bearing deposits | $156,123,000 | 2,490 |
| Deposits held in domestic offices | $196,627,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,903,000 | 2,427 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,450,000 | 1,994 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,094,000 | 2,770 |
| Total equity capital | $23,418,000 | 2,351 |
| Total bank equity capital | $23,418,000 | 2,351 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $132,000 | 6,610 |
| Surplus | $7,865,000 | 2,445 |
| Undivided profits | $15,421,000 | 2,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 3,953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,244,000 | 2,342 |
| Earning assets | $210,468,000 | 2,476 |
| Long-term assets (5+ years) | $71,496,000 | 1,465 |
| Average Assets, year-to-date | $238,477,670 | 2,330 |
| Average Assets, quarterly | $240,248,000 | 2,334 |
| Volatile liabilities | $30,912,000 | 2,969 |
| Insider loans | $1,729,000 | 2,973 |
| FHLB advances | $15,450,000 | 1,873 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,008,000 | 2,570 |
| Tier 1 (core) risk-based capital | $25,049,000 | 2,159 |
| Tier 2 risk-based capital | $2,023,000 | 2,126 |
| Total risk weighted assets | $161,464,000 | 2,394 |
| Total unused commitments | $25,008,000 | 2,574 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 111 | 1,546 |
| Assets and Liabilities | ||
| Total Assets: | $242,004,000 | 2,326 |
| Cash and due from depository institutions | $11,223,000 | 1,546 |
| Interest-bearing balances | $702,000 | 3,422 |
| Securities | $81,762,000 | 1,584 |
| Federal funds sold & reverse repurchase agreements | $5,833,000 | 2,481 |
| Net loans & leases | $123,222,000 | 2,832 |
| Loan loss allowance | $2,465,000 | 1,866 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,703,000 | 1,098 |
| Other real estate owned | $197,000 | 1,546 |
| Goodwill and other intangibles | $648,000 | 1,903 |
| All other assets | $10,416,000 | 1,358 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $242,004,000 | 2,326 |
| Total liabilities | $214,878,000 | 2,361 |
| Total deposits | $198,545,000 | 2,289 |
| Interest-bearing deposits | $159,569,000 | 2,418 |
| Deposits held in domestic offices | $198,545,000 | 2,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,475,000 | 1,901 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $858,000 | 3,571 |
| Total equity capital | $27,126,000 | 2,082 |
| Total bank equity capital | $27,126,000 | 2,082 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $132,000 | 6,628 |
| Surplus | $7,865,000 | 2,414 |
| Undivided profits | $19,129,000 | 1,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,149,000 | 2,498 |
| Earning assets | $211,519,000 | 2,437 |
| Long-term assets (5+ years) | $76,984,000 | 1,328 |
| Average Assets, year-to-date | $238,470,500 | 2,345 |
| Average Assets, quarterly | $238,470,500 | 2,345 |
| Volatile liabilities | $29,427,000 | 2,978 |
| Insider loans | $1,566,000 | 3,137 |
| FHLB advances | $15,475,000 | 1,778 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,880,000 | 3,064 |
| Tier 1 (core) risk-based capital | $24,754,000 | 2,143 |
| Tier 2 risk-based capital | $1,936,000 | 2,172 |
| Total risk weighted assets | $154,379,000 | 2,433 |
| Total unused commitments | $18,880,000 | 3,070 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 116 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $234,937,000 | 2,392 |
| Cash and due from depository institutions | $6,787,000 | 1,492 |
| Interest-bearing balances | $411,000 | 3,866 |
| Securities | $88,190,000 | 1,515 |
| Federal funds sold & reverse repurchase agreements | $2,172,000 | 3,872 |
| Net loans & leases | $118,251,000 | 2,905 |
| Loan loss allowance | $2,466,000 | 1,836 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,323,000 | 1,140 |
| Other real estate owned | $170,000 | 1,492 |
| Goodwill and other intangibles | $648,000 | 1,890 |
| All other assets | $10,396,000 | 1,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,937,000 | 2,392 |
| Total liabilities | $209,084,000 | 2,414 |
| Total deposits | $192,944,000 | 2,350 |
| Interest-bearing deposits | $156,712,000 | 2,445 |
| Deposits held in domestic offices | $192,944,000 | 2,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,508,000 | 1,918 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $632,000 | 4,149 |
| Total equity capital | $25,853,000 | 2,143 |
| Total bank equity capital | $25,853,000 | 2,143 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $132,000 | 6,680 |
| Surplus | $7,866,000 | 2,384 |
| Undivided profits | $17,855,000 | 1,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 4,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,197,000 | 2,524 |
| Earning assets | $209,024,000 | 2,456 |
| Long-term assets (5+ years) | $77,391,000 | 1,348 |
| Average Assets, year-to-date | $221,358,200 | 2,445 |
| Average Assets, quarterly | $231,300,500 | 2,404 |
| Volatile liabilities | $28,814,000 | 3,013 |
| Insider loans | $1,158,000 | 3,715 |
| FHLB advances | $15,508,000 | 1,792 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,277,000 | 3,253 |
| Tier 1 (core) risk-based capital | $24,619,000 | 2,141 |
| Tier 2 risk-based capital | $1,895,000 | 2,193 |
| Total risk weighted assets | $151,000,000 | 2,450 |
| Total unused commitments | $16,277,000 | 3,254 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 119 | 1,472 |
| Assets and Liabilities | ||
| Total Assets: | $227,664,000 | 2,474 |
| Cash and due from depository institutions | $8,466,000 | 1,472 |
| Interest-bearing balances | $551,000 | 3,692 |
| Securities | $85,632,000 | 1,536 |
| Federal funds sold & reverse repurchase agreements | $1,919,000 | 4,479 |
| Net loans & leases | $113,240,000 | 2,989 |
| Loan loss allowance | $2,537,000 | 1,811 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,500,000 | 1,263 |
| Other real estate owned | $266,000 | 1,472 |
| Goodwill and other intangibles | $648,000 | 1,867 |
| All other assets | $9,993,000 | 1,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,664,000 | 2,474 |
| Total liabilities | $202,835,000 | 2,494 |
| Total deposits | $186,131,000 | 2,425 |
| Interest-bearing deposits | $150,326,000 | 2,549 |
| Deposits held in domestic offices | $186,131,000 | 2,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,533,000 | 1,836 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,171,000 | 2,906 |
| Total equity capital | $24,829,000 | 2,236 |
| Total bank equity capital | $24,829,000 | 2,236 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $132,000 | 6,723 |
| Surplus | $7,865,000 | 2,350 |
| Undivided profits | $16,832,000 | 1,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,166,000 | 2,705 |
| Earning assets | $201,342,000 | 2,549 |
| Long-term assets (5+ years) | $74,388,000 | 1,402 |
| Average Assets, year-to-date | $217,963,500 | 2,504 |
| Average Assets, quarterly | $222,323,000 | 2,508 |
| Volatile liabilities | $29,480,000 | 2,914 |
| Insider loans | $1,547,000 | 3,113 |
| FHLB advances | $15,533,000 | 1,709 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,733,000 | 2,961 |
| Tier 1 (core) risk-based capital | $24,385,000 | 2,165 |
| Tier 2 risk-based capital | $1,847,000 | 2,219 |
| Total risk weighted assets | $147,073,000 | 2,484 |
| Total unused commitments | $18,733,000 | 2,963 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $216,982,000 | 2,552 |
| Cash and due from depository institutions | $9,684,000 | 1,582 |
| Interest-bearing balances | $429,000 | 4,063 |
| Securities | $76,155,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $2,596,000 | 4,322 |
| Net loans & leases | $110,882,000 | 3,002 |
| Loan loss allowance | $2,505,000 | 1,794 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,042,000 | 1,319 |
| Other real estate owned | $108,000 | 1,582 |
| Goodwill and other intangibles | $648,000 | 1,822 |
| All other assets | $9,867,000 | 1,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,982,000 | 2,552 |
| Total liabilities | $190,902,000 | 2,604 |
| Total deposits | $189,247,000 | 2,381 |
| Interest-bearing deposits | $153,535,000 | 2,491 |
| Deposits held in domestic offices | $189,247,000 | 2,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $558,000 | 5,177 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,097,000 | 3,102 |
| Total equity capital | $26,080,000 | 2,111 |
| Total bank equity capital | $26,080,000 | 2,111 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $132,000 | 6,744 |
| Surplus | $7,865,000 | 2,311 |
| Undivided profits | $18,083,000 | 1,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $671,000 | 4,302 |
| Earning assets | $190,062,000 | 2,659 |
| Long-term assets (5+ years) | $51,927,000 | 1,762 |
| Average Assets, year-to-date | $214,730,000 | 2,524 |
| Average Assets, quarterly | $217,561,000 | 2,521 |
| Volatile liabilities | $28,682,000 | 2,928 |
| Insider loans | $1,614,000 | 3,021 |
| FHLB advances | $558,000 | 4,854 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,944,000 | 3,506 |
| Tier 1 (core) risk-based capital | $23,942,000 | 2,150 |
| Tier 2 risk-based capital | $1,774,000 | 2,252 |
| Total risk weighted assets | $141,207,000 | 2,532 |
| Total unused commitments | $13,944,000 | 3,519 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 116 | 1,502 |
| Assets and Liabilities | ||
| Total Assets: | $218,140,000 | 2,503 |
| Cash and due from depository institutions | $10,322,000 | 1,502 |
| Interest-bearing balances | $586,000 | 3,705 |
| Securities | $74,956,000 | 1,642 |
| Federal funds sold & reverse repurchase agreements | $8,715,000 | 1,972 |
| Net loans & leases | $107,401,000 | 3,035 |
| Loan loss allowance | $2,567,000 | 1,716 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,247,000 | 1,494 |
| Other real estate owned | $98,000 | 1,502 |
| Goodwill and other intangibles | $648,000 | 1,812 |
| All other assets | $9,753,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,140,000 | 2,503 |
| Total liabilities | $192,381,000 | 2,559 |
| Total deposits | $190,488,000 | 2,332 |
| Interest-bearing deposits | $155,445,000 | 2,463 |
| Deposits held in domestic offices | $190,488,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $583,000 | 5,038 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,310,000 | 2,787 |
| Total equity capital | $25,759,000 | 2,075 |
| Total bank equity capital | $25,759,000 | 2,075 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $132,000 | 6,776 |
| Surplus | $7,865,000 | 2,281 |
| Undivided profits | $17,762,000 | 1,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $633,000 | 4,516 |
| Earning assets | $191,658,000 | 2,610 |
| Long-term assets (5+ years) | $45,823,000 | 1,885 |
| Average Assets, year-to-date | $213,604,000 | 2,524 |
| Average Assets, quarterly | $213,604,000 | 2,524 |
| Volatile liabilities | $27,581,000 | 3,003 |
| Insider loans | $1,389,000 | 3,231 |
| FHLB advances | $583,000 | 4,786 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,964,000 | 4,171 |
| Tier 1 (core) risk-based capital | $23,762,000 | 2,119 |
| Tier 2 risk-based capital | $1,716,000 | 2,275 |
| Total risk weighted assets | $136,430,000 | 2,577 |
| Total unused commitments | $9,964,000 | 4,186 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 112 | 1,537 |
| Assets and Liabilities | ||
| Total Assets: | $209,068,000 | 2,564 |
| Cash and due from depository institutions | $5,939,000 | 1,537 |
| Interest-bearing balances | $424,000 | 3,910 |
| Securities | $78,204,000 | 1,570 |
| Federal funds sold & reverse repurchase agreements | $2,776,000 | 4,156 |
| Net loans & leases | $105,792,000 | 3,071 |
| Loan loss allowance | $2,566,000 | 1,688 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,400,000 | 1,722 |
| Other real estate owned | $273,000 | 1,537 |
| Goodwill and other intangibles | $648,000 | 1,793 |
| All other assets | $10,036,000 | 1,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,068,000 | 2,564 |
| Total liabilities | $183,681,000 | 2,627 |
| Total deposits | $182,365,000 | 2,389 |
| Interest-bearing deposits | $151,224,000 | 2,453 |
| Deposits held in domestic offices | $182,365,000 | 2,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $608,000 | 5,150 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $708,000 | 4,240 |
| Total equity capital | $25,387,000 | 2,084 |
| Total bank equity capital | $25,387,000 | 2,084 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $132,000 | 6,801 |
| Surplus | $7,865,000 | 2,245 |
| Undivided profits | $17,390,000 | 1,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $656,000 | 4,619 |
| Earning assets | $187,196,000 | 2,613 |
| Long-term assets (5+ years) | $42,319,000 | 1,955 |
| Average Assets, year-to-date | $208,614,000 | 2,455 |
| Average Assets, quarterly | $208,365,000 | 2,545 |
| Volatile liabilities | $26,352,000 | 3,098 |
| Insider loans | $1,391,000 | 3,236 |
| FHLB advances | $608,000 | 4,806 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,276,000 | 4,495 |
| Tier 1 (core) risk-based capital | $23,434,000 | 2,112 |
| Tier 2 risk-based capital | $1,668,000 | 2,315 |
| Total risk weighted assets | $132,533,000 | 2,623 |
| Total unused commitments | $8,276,000 | 4,498 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $214,098,000 | 2,388 |
| Cash and due from depository institutions | $8,794,000 | 1,664 |
| Interest-bearing balances | $413,000 | 3,848 |
| Securities | $73,059,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $18,511,000 | 757 |
| Net loans & leases | $100,635,000 | 3,128 |
| Loan loss allowance | $2,285,000 | 1,758 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,468,000 | 2,017 |
| Other real estate owned | $560,000 | 1,664 |
| Goodwill and other intangibles | $648,000 | 1,714 |
| All other assets | $7,423,000 | 1,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,098,000 | 2,388 |
| Total liabilities | $190,522,000 | 2,428 |
| Total deposits | $188,745,000 | 2,189 |
| Interest-bearing deposits | $157,385,000 | 2,254 |
| Deposits held in domestic offices | $188,745,000 | 2,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $766,000 | 4,837 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,011,000 | 3,428 |
| Total equity capital | $23,576,000 | 2,094 |
| Total bank equity capital | $23,576,000 | 2,094 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $132,000 | 6,972 |
| Surplus | $7,865,000 | 2,135 |
| Undivided profits | $15,579,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,238,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $809,000 | 4,160 |
| Earning assets | $192,618,000 | 2,417 |
| Long-term assets (5+ years) | $43,591,000 | 1,890 |
| Average Assets, year-to-date | $202,000,800 | 2,403 |
| Average Assets, quarterly | $207,254,000 | 2,438 |
| Volatile liabilities | $23,453,000 | 3,265 |
| Insider loans | $869,000 | 4,214 |
| FHLB advances | $708,000 | 4,596 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,347,000 | 4,617 |
| Tier 1 (core) risk-based capital | $22,559,000 | 2,066 |
| Tier 2 risk-based capital | $1,564,000 | 2,317 |
| Total risk weighted assets | $124,612,000 | 2,658 |
| Total unused commitments | $7,347,000 | 4,623 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 99 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $196,396,000 | 2,481 |
| Cash and due from depository institutions | $6,714,000 | 1,685 |
| Interest-bearing balances | $407,000 | 3,211 |
| Securities | $64,443,000 | 1,700 |
| Federal funds sold & reverse repurchase agreements | $16,120,000 | 754 |
| Net loans & leases | $100,851,000 | 3,043 |
| Loan loss allowance | $2,210,000 | 1,740 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,544,000 | 2,481 |
| Other real estate owned | $911,000 | 1,685 |
| Goodwill and other intangibles | $708,000 | 1,640 |
| All other assets | $3,105,000 | 2,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,396,000 | 2,481 |
| Total liabilities | $174,392,000 | 2,509 |
| Total deposits | $171,586,000 | 2,303 |
| Interest-bearing deposits | $141,301,000 | 2,390 |
| Deposits held in domestic offices | $171,586,000 | 2,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $859,000 | 4,739 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,947,000 | 2,118 |
| Total equity capital | $22,004,000 | 2,136 |
| Total bank equity capital | $22,004,000 | 2,136 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $132,000 | 7,204 |
| Surplus | $7,865,000 | 2,075 |
| Undivided profits | $14,007,000 | 1,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,015,000 | 1,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,047,000 | 2,603 |
| Earning assets | $181,821,000 | 2,456 |
| Long-term assets (5+ years) | $27,908,000 | 2,538 |
| Average Assets, year-to-date | $191,609,400 | 2,428 |
| Average Assets, quarterly | $191,889,000 | 2,505 |
| Volatile liabilities | $27,198,000 | 2,885 |
| Insider loans | $1,398,000 | 3,091 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,641,000 | 3,836 |
| Tier 1 (core) risk-based capital | $21,435,000 | 2,092 |
| Tier 2 risk-based capital | $1,439,280 | 2,389 |
| Total risk weighted assets | $114,319,880 | 2,757 |
| Total unused commitments | $9,641,000 | 3,839 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 90 | 1,917 |
| Assets and Liabilities | ||
| Total Assets: | $189,599,000 | 2,493 |
| Cash and due from depository institutions | $5,130,000 | 1,917 |
| Interest-bearing balances | $145,000 | 4,326 |
| Securities | $61,528,000 | 1,859 |
| Federal funds sold & reverse repurchase agreements | $17,060,000 | 598 |
| Net loans & leases | $97,735,000 | 2,971 |
| Loan loss allowance | $2,006,000 | 1,829 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,834,000 | 2,257 |
| Other real estate owned | $292,000 | 1,917 |
| Goodwill and other intangibles | $317,000 | 2,157 |
| All other assets | $3,703,000 | 2,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,599,000 | 2,493 |
| Total liabilities | $169,570,000 | 2,525 |
| Total deposits | $162,696,000 | 2,350 |
| Interest-bearing deposits | $133,958,000 | 2,449 |
| Deposits held in domestic offices | $162,696,000 | 2,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,915,000 | 2,643 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $959,000 | 3,383 |
| Total equity capital | $20,029,000 | 2,224 |
| Total bank equity capital | $20,029,000 | 2,224 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $132,000 | 7,461 |
| Surplus | $7,865,000 | 2,040 |
| Undivided profits | $12,032,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $975,000 | 2,327 |
| Earning assets | $176,468,000 | 2,465 |
| Long-term assets (5+ years) | $17,011,000 | 3,665 |
| Average Assets, year-to-date | $182,096,200 | 2,485 |
| Average Assets, quarterly | $185,827,500 | 2,510 |
| Volatile liabilities | $28,247,000 | 2,666 |
| Insider loans | $1,015,000 | 3,703 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,447,000 | 4,817 |
| Tier 1 (core) risk-based capital | $20,320,000 | 2,177 |
| Tier 2 risk-based capital | $1,348,300 | 2,399 |
| Total risk weighted assets | $107,147,500 | 2,800 |
| Total unused commitments | $6,447,000 | 4,822 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 92 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $181,371,000 | 2,530 |
| Cash and due from depository institutions | $8,877,000 | 1,861 |
| Interest-bearing balances | $1,147,000 | 2,698 |
| Securities | $43,518,000 | 2,620 |
| Federal funds sold & reverse repurchase agreements | $24,800,000 | 642 |
| Net loans & leases | $94,585,000 | 2,896 |
| Loan loss allowance | $1,792,000 | 1,979 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,851,000 | 2,114 |
| Other real estate owned | $958,000 | 1,861 |
| Goodwill and other intangibles | $56,000 | 2,865 |
| All other assets | $4,726,000 | 1,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,371,000 | 2,530 |
| Total liabilities | $165,367,000 | 2,504 |
| Total deposits | $157,581,000 | 2,412 |
| Interest-bearing deposits | $127,533,000 | 2,543 |
| Deposits held in domestic offices | $157,581,000 | 2,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,034 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,786,000 | 2,185 |
| Total equity capital | $16,004,000 | 2,807 |
| Total bank equity capital | $16,004,000 | 2,807 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $132,000 | 7,618 |
| Surplus | $5,296,000 | 2,695 |
| Undivided profits | $10,576,000 | 2,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,118,000 | 855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,062,000 | 2,082 |
| Earning assets | $164,050,000 | 2,583 |
| Long-term assets (5+ years) | $8,917,000 | 4,998 |
| Average Assets, year-to-date | $162,098,600 | 2,677 |
| Average Assets, quarterly | $169,527,000 | 2,665 |
| Volatile liabilities | $18,192,000 | 3,258 |
| Insider loans | $1,073,000 | 3,383 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,140,000 | 4,131 |
| Tier 1 (core) risk-based capital | $15,854,000 | 2,696 |
| Tier 2 risk-based capital | $1,281,890 | 2,431 |
| Total risk weighted assets | $101,988,690 | 2,787 |
| Total unused commitments | $8,140,000 | 4,136 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 93 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $148,494,000 | 3,000 |
| Cash and due from depository institutions | $7,336,000 | 1,896 |
| Interest-bearing balances | $122,000 | 4,350 |
| Securities | $37,717,000 | 2,991 |
| Federal funds sold & reverse repurchase agreements | $4,790,000 | 2,823 |
| Net loans & leases | $92,461,000 | 2,956 |
| Loan loss allowance | $1,661,000 | 2,132 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,847,000 | 2,756 |
| Other real estate owned | $538,000 | 1,896 |
| Goodwill and other intangibles | $61,000 | 2,841 |
| All other assets | $2,744,000 | 2,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,494,000 | 3,000 |
| Total liabilities | $136,111,000 | 2,955 |
| Total deposits | $134,453,000 | 2,781 |
| Interest-bearing deposits | $110,651,000 | 2,908 |
| Deposits held in domestic offices | $134,453,000 | 2,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,658,000 | 2,357 |
| Total equity capital | $12,383,000 | 3,563 |
| Total bank equity capital | $12,383,000 | 3,563 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $132,000 | 7,963 |
| Surplus | $3,295,000 | 3,904 |
| Undivided profits | $8,956,000 | 2,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,530,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,245,000 | 1,798 |
| Earning assets | $135,090,000 | 3,030 |
| Long-term assets (5+ years) | $7,068,000 | 5,176 |
| Average Assets, year-to-date | $145,253,000 | 2,929 |
| Average Assets, quarterly | $144,909,000 | 3,017 |
| Volatile liabilities | $13,164,000 | 4,144 |
| Insider loans | $872,000 | 3,914 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,536,000 | 3,808 |
| Tier 1 (core) risk-based capital | $12,199,000 | 3,466 |
| Tier 2 risk-based capital | $1,147,580 | 2,581 |
| Total risk weighted assets | $91,246,280 | 3,027 |
| Total unused commitments | $8,536,000 | 3,811 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 80 | 2,341 |
| Assets and Liabilities | ||
| Total Assets: | $145,316,000 | 3,128 |
| Cash and due from depository institutions | $6,232,000 | 2,341 |
| Interest-bearing balances | $462,000 | 3,172 |
| Securities | $31,331,000 | 3,792 |
| Federal funds sold & reverse repurchase agreements | $15,220,000 | 844 |
| Net loans & leases | $86,567,000 | 3,163 |
| Loan loss allowance | $1,100,000 | 3,236 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,441,000 | 3,166 |
| Other real estate owned | $956,000 | 2,341 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,569,000 | 2,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,316,000 | 3,128 |
| Total liabilities | $129,140,000 | 3,168 |
| Total deposits | $122,638,000 | 3,107 |
| Interest-bearing deposits | $99,041,000 | 3,313 |
| Deposits held in domestic offices | $122,638,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,838,000 | 1,700 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $664,000 | 4,858 |
| Total equity capital | $16,176,000 | 2,769 |
| Total bank equity capital | $16,176,000 | 2,769 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $139,000 | 8,360 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $12,037,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,493,000 | 1,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,196,000 | 1,855 |
| Earning assets | $133,580,000 | 3,119 |
| Long-term assets (5+ years) | $3,693,000 | 6,596 |
| Average Assets, year-to-date | $137,343,200 | 3,163 |
| Average Assets, quarterly | $142,584,000 | 3,144 |
| Volatile liabilities | $14,233,000 | 3,762 |
| Insider loans | $818,000 | 4,149 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,779,000 | 3,443 |
| Tier 1 (core) risk-based capital | $16,383,000 | 2,658 |
| Tier 2 risk-based capital | $1,100,000 | 2,713 |
| Total risk weighted assets | $90,821,500 | 3,042 |
| Total unused commitments | $9,779,000 | 3,456 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $133,068,000 | 3,380 |
| Cash and due from depository institutions | $6,491,000 | 2,830 |
| Interest-bearing balances | $706,000 | 2,906 |
| Securities | $39,168,000 | 3,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $81,982,000 | 3,240 |
| Loan loss allowance | $1,045,000 | 3,389 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,883,000 | 3,915 |
| Other real estate owned | $1,016,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,528,000 | 2,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,068,000 | 3,380 |
| Total liabilities | $118,859,000 | 3,423 |
| Total deposits | $107,181,000 | 3,579 |
| Interest-bearing deposits | $88,760,000 | 3,694 |
| Deposits held in domestic offices | $107,181,000 | 3,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,710,000 | 1,441 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,424,000 | 1,574 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $544,000 | 5,879 |
| Total equity capital | $14,209,000 | 3,123 |
| Total bank equity capital | $14,209,000 | 3,123 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $139,000 | 8,773 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $10,070,000 | 2,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,221,000 | 1,846 |
| Earning assets | $121,856,000 | 3,383 |
| Long-term assets (5+ years) | $3,095,000 | 6,995 |
| Average Assets, year-to-date | $126,823,200 | 3,419 |
| Average Assets, quarterly | $129,979,500 | 3,422 |
| Volatile liabilities | $17,664,000 | 2,928 |
| Insider loans | $592,000 | 5,174 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,150,000 | 2,545 |
| Tier 1 (core) risk-based capital | $14,373,000 | 2,990 |
| Tier 2 risk-based capital | $1,044,570 | 2,793 |
| Total risk weighted assets | $83,549,870 | 3,191 |
| Total unused commitments | $14,150,000 | 2,556 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 65 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $120,701,000 | 3,679 |
| Cash and due from depository institutions | $10,283,000 | 3,120 |
| Interest-bearing balances | $5,293,000 | 684 |
| Securities | $35,255,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $380,000 | 7,183 |
| Net loans & leases | $70,655,000 | 3,641 |
| Loan loss allowance | $504,000 | 6,131 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,879,000 | 3,862 |
| Other real estate owned | $495,000 | 3,120 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,754,000 | 4,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,701,000 | 3,679 |
| Total liabilities | $108,285,000 | 3,714 |
| Total deposits | $104,605,000 | 3,637 |
| Interest-bearing deposits | $88,047,000 | 3,677 |
| Deposits held in domestic offices | $104,605,000 | 3,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,267 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $680,000 | 4,119 |
| Total equity capital | $12,416,000 | 3,278 |
| Total bank equity capital | $12,416,000 | 3,278 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $139,000 | 9,258 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $8,277,000 | 2,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 4,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $893,000 | 2,236 |
| Earning assets | $111,583,000 | 3,639 |
| Long-term assets (5+ years) | $1,534,000 | 8,808 |
| Average Assets, year-to-date | $108,053,000 | 3,985 |
| Average Assets, quarterly | $114,824,000 | 3,831 |
| Volatile liabilities | $15,859,000 | 3,056 |
| Insider loans | $676,000 | 4,768 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,448,000 | 3,039 |
| Tier 1 (core) risk-based capital | $12,890,000 | 3,204 |
| Tier 2 risk-based capital | $504,000 | 5,248 |
| Total risk weighted assets | $74,470,500 | 3,456 |
| Total unused commitments | $10,448,000 | 3,049 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $98,858,000 | 4,490 |
| Cash and due from depository institutions | $10,667,000 | 3,145 |
| Interest-bearing balances | $5,502,000 | 1,122 |
| Securities | $21,526,000 | 5,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $63,326,000 | 3,942 |
| Loan loss allowance | $503,000 | 6,349 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,977,000 | 3,673 |
| Other real estate owned | $241,000 | 3,145 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,121,000 | 5,590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,858,000 | 4,490 |
| Total liabilities | $87,480,000 | 4,604 |
| Total deposits | $86,875,000 | 4,457 |
| Interest-bearing deposits | $72,677,000 | 4,600 |
| Deposits held in domestic offices | $86,875,000 | 4,450 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,000 | 3,767 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $481,000 | 5,504 |
| Total equity capital | $11,378,000 | 3,594 |
| Total bank equity capital | $11,378,000 | 3,594 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $139,000 | 9,722 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $7,239,000 | 3,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 4,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $702,000 | 2,558 |
| Earning assets | $90,354,000 | 4,526 |
| Long-term assets (5+ years) | $1,529,000 | 9,278 |
| Average Assets, year-to-date | $95,108,200 | 4,546 |
| Average Assets, quarterly | $96,631,500 | 4,555 |
| Volatile liabilities | $5,303,000 | 6,309 |
| Insider loans | $970,000 | 3,824 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,678,000 | 3,724 |
| Tier 1 (core) risk-based capital | $11,378,000 | 3,527 |
| Tier 2 risk-based capital | $503,000 | 5,241 |
| Total risk weighted assets | $64,762,900 | 3,905 |
| Total unused commitments | $7,678,000 | 3,742 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $90,577,000 | 4,946 |
| Cash and due from depository institutions | $14,852,000 | 3,556 |
| Interest-bearing balances | $9,318,000 | 805 |
| Securities | $18,580,000 | 6,402 |
| Federal funds sold & reverse repurchase agreements | $3,880,000 | 4,134 |
| Net loans & leases | $50,062,000 | 4,814 |
| Loan loss allowance | $378,000 | 7,738 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,006,000 | 3,598 |
| Other real estate owned | $243,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $954,000 | 6,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,577,000 | 4,946 |
| Total liabilities | $80,417,000 | 5,058 |
| Total deposits | $80,033,000 | 4,899 |
| Interest-bearing deposits | $67,737,000 | 5,021 |
| Deposits held in domestic offices | $80,033,000 | 4,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $384,000 | 7,009 |
| Total equity capital | $10,160,000 | 3,821 |
| Total bank equity capital | $10,160,000 | 3,821 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $139,000 | 10,179 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $6,021,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 5,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $589,000 | 3,456 |
| Earning assets | $81,840,000 | 4,999 |
| Long-term assets (5+ years) | $2,839,000 | 8,132 |
| Average Assets, year-to-date | $88,996,800 | 4,901 |
| Average Assets, quarterly | $89,466,000 | 4,962 |
| Volatile liabilities | $4,323,000 | 7,129 |
| Insider loans | $75,000 | 6,391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $10,160,000 | 3,761 |
| Tier 2 risk-based capital | $378,000 | 6,502 |
| Total risk weighted assets | $51,291,700 | 4,828 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |