Home > The Peoples Bank > Income and Expense
The Peoples Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 4,858 |
| Total interest expense | $203,000 | 5,479 |
| Net interest income | $3,135,000 | 4,719 |
| Provision for loan and lease losses | $10,000 | 4,406 |
| Total noninterest income | $1,245,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $710,000 | 1,730 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $535,000 | 3,181 |
| Total noninterest expense | $4,845,000 | 3,388 |
| Salaries and employee benefits | $1,289,000 | 4,943 |
| Premises and equipment expense | $348,000 | 4,380 |
| Additional noninterest expense | $3,208,000 | 1,925 |
| Pre-tax net operating income | $-475,000 | 6,288 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-475,000 | 6,298 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-475,000 | 6,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-475,000 | 6,298 |
| Net charge-offs | $144,000 | 2,822 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-475,000 | 6,292 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 4,931 |
| Total interest expense | $151,000 | 5,559 |
| Net interest income | $2,330,000 | 4,783 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $900,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $542,000 | 1,720 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $358,000 | 3,364 |
| Total noninterest expense | $3,633,000 | 3,409 |
| Salaries and employee benefits | $968,000 | 4,960 |
| Premises and equipment expense | $253,000 | 4,503 |
| Additional noninterest expense | $2,412,000 | 1,905 |
| Pre-tax net operating income | $-413,000 | 6,375 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-413,000 | 6,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-413,000 | 6,383 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-413,000 | 6,383 |
| Net charge-offs | $62,000 | 3,093 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-413,000 | 6,383 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 5,042 |
| Total interest expense | $101,000 | 5,606 |
| Net interest income | $1,480,000 | 4,907 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $535,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $362,000 | 1,705 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $173,000 | 3,854 |
| Total noninterest expense | $2,324,000 | 3,505 |
| Salaries and employee benefits | $635,000 | 5,037 |
| Premises and equipment expense | $173,000 | 4,491 |
| Additional noninterest expense | $1,516,000 | 2,009 |
| Pre-tax net operating income | $-319,000 | 6,445 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-319,000 | 6,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-319,000 | 6,458 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-319,000 | 6,458 |
| Net charge-offs | $69,000 | 2,518 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-319,000 | 6,453 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 5,122 |
| Total interest expense | $55,000 | 5,588 |
| Net interest income | $717,000 | 5,006 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $127,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $177,000 | 1,720 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-50,000 | 6,633 |
| Total noninterest expense | $1,148,000 | 3,565 |
| Salaries and employee benefits | $319,000 | 5,098 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $742,000 | 2,032 |
| Pre-tax net operating income | $-314,000 | 6,582 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-314,000 | 6,592 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-314,000 | 6,592 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-314,000 | 6,592 |
| Net charge-offs | $56,000 | 1,774 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-314,000 | 6,587 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 5,037 |
| Total interest expense | $320,000 | 5,281 |
| Net interest income | $3,019,000 | 4,924 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $674,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $716,000 | 1,793 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-42,000 | 6,562 |
| Total noninterest expense | $4,610,000 | 3,593 |
| Salaries and employee benefits | $1,332,000 | 5,049 |
| Premises and equipment expense | $388,000 | 4,286 |
| Additional noninterest expense | $2,890,000 | 2,163 |
| Pre-tax net operating income | $-1,007,000 | 6,568 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-998,000 | 6,583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-998,000 | 6,584 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-998,000 | 6,584 |
| Net charge-offs | $430,000 | 2,176 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,007,000 | 6,574 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 5,081 |
| Total interest expense | $253,000 | 5,299 |
| Net interest income | $2,267,000 | 4,956 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $647,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $519,000 | 1,851 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 4,900 |
| Total noninterest expense | $3,418,000 | 3,635 |
| Salaries and employee benefits | $1,002,000 | 5,072 |
| Premises and equipment expense | $295,000 | 4,281 |
| Additional noninterest expense | $2,121,000 | 2,191 |
| Pre-tax net operating income | $-594,000 | 6,639 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-585,000 | 6,657 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-585,000 | 6,658 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-585,000 | 6,658 |
| Net charge-offs | $296,000 | 2,133 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-594,000 | 6,644 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 5,081 |
| Total interest expense | $181,000 | 5,233 |
| Net interest income | $1,509,000 | 4,965 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $563,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $327,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $236,000 | 3,542 |
| Total noninterest expense | $2,289,000 | 3,648 |
| Salaries and employee benefits | $662,000 | 5,113 |
| Premises and equipment expense | $201,000 | 4,254 |
| Additional noninterest expense | $1,426,000 | 2,177 |
| Pre-tax net operating income | $-277,000 | 6,598 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-268,000 | 6,636 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-268,000 | 6,636 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-268,000 | 6,636 |
| Net charge-offs | $255,000 | 1,849 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-277,000 | 6,613 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,071 |
| Total interest expense | $98,000 | 5,185 |
| Net interest income | $759,000 | 4,974 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $315,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $162,000 | 1,912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 3,150 |
| Total noninterest expense | $1,137,000 | 3,692 |
| Salaries and employee benefits | $332,000 | 5,152 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $707,000 | 2,198 |
| Pre-tax net operating income | $-108,000 | 6,629 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-99,000 | 6,658 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-99,000 | 6,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-99,000 | 6,659 |
| Net charge-offs | $37,000 | 2,639 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-108,000 | 6,639 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 4,882 |
| Total interest expense | $570,000 | 4,863 |
| Net interest income | $3,414,000 | 4,815 |
| Provision for loan and lease losses | $760,000 | 2,146 |
| Total noninterest income | $672,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $676,000 | 1,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-4,000 | 6,584 |
| Total noninterest expense | $4,764,000 | 3,600 |
| Salaries and employee benefits | $1,696,000 | 4,537 |
| Premises and equipment expense | $452,000 | 4,054 |
| Additional noninterest expense | $2,616,000 | 2,468 |
| Pre-tax net operating income | $-1,438,000 | 6,735 |
| Securities gains (losses) | $155,000 | 1,911 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,283,000 | 6,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,283,000 | 6,755 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,283,000 | 6,756 |
| Net charge-offs | $1,284,000 | 1,559 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,438,000 | 6,750 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 4,893 |
| Total interest expense | $458,000 | 4,842 |
| Net interest income | $2,631,000 | 4,824 |
| Provision for loan and lease losses | $590,000 | 2,066 |
| Total noninterest income | $588,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $501,000 | 1,998 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 5,275 |
| Total noninterest expense | $3,606,000 | 3,593 |
| Salaries and employee benefits | $1,266,000 | 4,577 |
| Premises and equipment expense | $349,000 | 4,042 |
| Additional noninterest expense | $1,991,000 | 2,432 |
| Pre-tax net operating income | $-977,000 | 6,825 |
| Securities gains (losses) | $139,000 | 1,729 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-838,000 | 6,844 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-838,000 | 6,842 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-838,000 | 6,843 |
| Net charge-offs | $1,176,000 | 1,312 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-977,000 | 6,843 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 4,870 |
| Total interest expense | $330,000 | 4,774 |
| Net interest income | $1,772,000 | 4,816 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $239,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $323,000 | 2,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-84,000 | 6,989 |
| Total noninterest expense | $2,405,000 | 3,615 |
| Salaries and employee benefits | $844,000 | 4,600 |
| Premises and equipment expense | $228,000 | 4,107 |
| Additional noninterest expense | $1,333,000 | 2,434 |
| Pre-tax net operating income | $-619,000 | 6,859 |
| Securities gains (losses) | $139,000 | 1,366 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-480,000 | 6,860 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-480,000 | 6,861 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-480,000 | 6,861 |
| Net charge-offs | $540,000 | 1,685 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-619,000 | 6,875 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 4,905 |
| Total interest expense | $185,000 | 4,632 |
| Net interest income | $871,000 | 4,880 |
| Provision for loan and lease losses | $175,000 | 2,152 |
| Total noninterest income | $37,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $159,000 | 2,036 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-122,000 | 7,172 |
| Total noninterest expense | $1,197,000 | 3,640 |
| Salaries and employee benefits | $431,000 | 4,583 |
| Premises and equipment expense | $117,000 | 4,039 |
| Additional noninterest expense | $649,000 | 2,466 |
| Pre-tax net operating income | $-464,000 | 7,022 |
| Securities gains (losses) | $117,000 | 839 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-347,000 | 7,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-347,000 | 7,013 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-347,000 | 7,013 |
| Net charge-offs | $264,000 | 1,602 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-464,000 | 7,033 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 4,658 |
| Total interest expense | $1,121,000 | 4,128 |
| Net interest income | $3,707,000 | 4,743 |
| Provision for loan and lease losses | $275,000 | 4,242 |
| Total noninterest income | $-909,000 | 7,239 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $832,000 | 1,736 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,741,000 | 7,251 |
| Total noninterest expense | $5,417,000 | 3,327 |
| Salaries and employee benefits | $1,815,000 | 4,422 |
| Premises and equipment expense | $496,000 | 4,065 |
| Additional noninterest expense | $3,106,000 | 2,141 |
| Pre-tax net operating income | $-2,894,000 | 6,904 |
| Securities gains (losses) | $242,000 | 1,306 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,652,000 | 6,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,652,000 | 6,914 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,652,000 | 6,914 |
| Net charge-offs | $1,233,000 | 2,116 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,894,000 | 6,925 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 4,620 |
| Total interest expense | $888,000 | 4,124 |
| Net interest income | $2,855,000 | 4,699 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $125,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $645,000 | 1,688 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-520,000 | 7,248 |
| Total noninterest expense | $4,131,000 | 3,282 |
| Salaries and employee benefits | $1,403,000 | 4,342 |
| Premises and equipment expense | $356,000 | 4,215 |
| Additional noninterest expense | $2,372,000 | 2,108 |
| Pre-tax net operating income | $-1,426,000 | 6,904 |
| Securities gains (losses) | $242,000 | 1,067 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,184,000 | 6,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,184,000 | 6,918 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,184,000 | 6,917 |
| Net charge-offs | $985,000 | 1,908 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,426,000 | 6,938 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 4,674 |
| Total interest expense | $619,000 | 4,130 |
| Net interest income | $1,870,000 | 4,761 |
| Provision for loan and lease losses | $230,000 | 3,361 |
| Total noninterest income | $719,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $449,000 | 1,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 3,041 |
| Total noninterest expense | $2,768,000 | 3,297 |
| Salaries and employee benefits | $957,000 | 4,315 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $1,576,000 | 2,150 |
| Pre-tax net operating income | $-409,000 | 6,739 |
| Securities gains (losses) | $197,000 | 741 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-212,000 | 6,638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-212,000 | 6,638 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-212,000 | 6,638 |
| Net charge-offs | $551,000 | 2,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-409,000 | 6,782 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 4,677 |
| Total interest expense | $327,000 | 4,088 |
| Net interest income | $924,000 | 4,788 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $198,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $208,000 | 1,694 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-10,000 | 7,184 |
| Total noninterest expense | $1,317,000 | 3,438 |
| Salaries and employee benefits | $481,000 | 4,340 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $727,000 | 2,285 |
| Pre-tax net operating income | $-315,000 | 6,952 |
| Securities gains (losses) | $115,000 | 494 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-200,000 | 6,883 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-200,000 | 6,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-200,000 | 6,883 |
| Net charge-offs | $182,000 | 2,193 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-315,000 | 6,985 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 4,318 |
| Total interest expense | $2,010,000 | 3,549 |
| Net interest income | $4,016,000 | 4,577 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $1,228,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $911,000 | 1,629 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 3,867 |
| Total noninterest expense | $7,077,000 | 2,703 |
| Salaries and employee benefits | $1,945,000 | 4,319 |
| Premises and equipment expense | $493,000 | 4,218 |
| Additional noninterest expense | $4,639,000 | 1,554 |
| Pre-tax net operating income | $-2,433,000 | 6,851 |
| Securities gains (losses) | $64,000 | 2,500 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,369,000 | 6,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,369,000 | 6,911 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,369,000 | 6,912 |
| Net charge-offs | $2,493,000 | 1,631 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,433,000 | 6,903 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 4,368 |
| Total interest expense | $1,600,000 | 3,530 |
| Net interest income | $2,969,000 | 4,679 |
| Provision for loan and lease losses | $600,000 | 3,239 |
| Total noninterest income | $918,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $678,000 | 1,684 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $240,000 | 3,894 |
| Total noninterest expense | $5,628,000 | 2,577 |
| Salaries and employee benefits | $1,498,000 | 4,273 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $3,763,000 | 1,409 |
| Pre-tax net operating income | $-2,341,000 | 7,117 |
| Securities gains (losses) | $64,000 | 2,278 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,277,000 | 7,178 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,277,000 | 7,177 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,277,000 | 7,178 |
| Net charge-offs | $2,359,000 | 1,362 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,341,000 | 7,165 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 4,316 |
| Total interest expense | $1,114,000 | 3,504 |
| Net interest income | $2,019,000 | 4,617 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $620,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $436,000 | 1,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $3,819,000 | 2,537 |
| Salaries and employee benefits | $1,034,000 | 4,200 |
| Premises and equipment expense | $246,000 | 4,309 |
| Additional noninterest expense | $2,539,000 | 1,396 |
| Pre-tax net operating income | $-1,680,000 | 7,212 |
| Securities gains (losses) | $64,000 | 1,732 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,616,000 | 7,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,616,000 | 7,268 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,616,000 | 7,269 |
| Net charge-offs | $1,192,000 | 1,564 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,680,000 | 7,278 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,550 |
| Total interest expense | $588,000 | 3,482 |
| Net interest income | $887,000 | 5,017 |
| Provision for loan and lease losses | $375,000 | 2,136 |
| Total noninterest income | $298,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $204,000 | 1,845 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 3,633 |
| Total noninterest expense | $1,776,000 | 2,734 |
| Salaries and employee benefits | $547,000 | 4,087 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $1,110,000 | 1,585 |
| Pre-tax net operating income | $-966,000 | 7,408 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-966,000 | 7,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-966,000 | 7,462 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-966,000 | 7,463 |
| Net charge-offs | $687,000 | 1,345 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-966,000 | 7,451 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,939,000 | 3,840 |
| Total interest expense | $4,193,000 | 2,632 |
| Net interest income | $3,746,000 | 4,764 |
| Provision for loan and lease losses | $6,145,000 | 1,219 |
| Total noninterest income | $2,118,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $988,000 | 1,707 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,130,000 | 1,994 |
| Total noninterest expense | $6,614,000 | 2,937 |
| Salaries and employee benefits | $1,957,000 | 4,429 |
| Premises and equipment expense | $652,000 | 3,651 |
| Additional noninterest expense | $4,005,000 | 1,853 |
| Pre-tax net operating income | $-6,895,000 | 7,344 |
| Securities gains (losses) | $374,000 | 1,063 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,521,000 | 7,396 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,521,000 | 7,394 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,521,000 | 7,394 |
| Net charge-offs | $5,336,000 | 1,094 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,895,000 | 7,433 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 3,777 |
| Total interest expense | $3,439,000 | 2,544 |
| Net interest income | $2,741,000 | 4,850 |
| Provision for loan and lease losses | $5,695,000 | 958 |
| Total noninterest income | $2,821,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $753,000 | 1,680 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,068,000 | 1,119 |
| Total noninterest expense | $5,390,000 | 2,737 |
| Salaries and employee benefits | $1,970,000 | 3,590 |
| Premises and equipment expense | $490,000 | 3,673 |
| Additional noninterest expense | $2,930,000 | 1,822 |
| Pre-tax net operating income | $-5,523,000 | 7,537 |
| Securities gains (losses) | $154,000 | 1,484 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,369,000 | 7,599 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,369,000 | 7,599 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,369,000 | 7,599 |
| Net charge-offs | $4,838,000 | 836 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,523,000 | 7,627 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 3,736 |
| Total interest expense | $2,542,000 | 2,412 |
| Net interest income | $1,715,000 | 5,021 |
| Provision for loan and lease losses | $2,495,000 | 1,228 |
| Total noninterest income | $3,250,000 | 902 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $494,000 | 1,688 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,756,000 | 683 |
| Total noninterest expense | $3,704,000 | 2,693 |
| Salaries and employee benefits | $1,502,000 | 3,240 |
| Premises and equipment expense | $340,000 | 3,602 |
| Additional noninterest expense | $1,862,000 | 1,920 |
| Pre-tax net operating income | $-1,234,000 | 7,136 |
| Securities gains (losses) | $39,000 | 2,048 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,195,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,195,000 | 7,221 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,195,000 | 7,221 |
| Net charge-offs | $2,569,000 | 955 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,234,000 | 7,244 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 3,726 |
| Total interest expense | $1,452,000 | 2,219 |
| Net interest income | $709,000 | 5,556 |
| Provision for loan and lease losses | $1,995,000 | 759 |
| Total noninterest income | $3,551,000 | 487 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $260,000 | 1,561 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,291,000 | 346 |
| Total noninterest expense | $2,000,000 | 2,426 |
| Salaries and employee benefits | $813,000 | 3,063 |
| Premises and equipment expense | $216,000 | 3,050 |
| Additional noninterest expense | $971,000 | 1,670 |
| Pre-tax net operating income | $265,000 | 3,537 |
| Securities gains (losses) | $39,000 | 1,402 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $304,000 | 3,111 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $304,000 | 3,112 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $304,000 | 3,112 |
| Net charge-offs | $1,882,000 | 624 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $265,000 | 3,196 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,234,000 | 2,983 |
| Total interest expense | $6,617,000 | 2,304 |
| Net interest income | $5,617,000 | 3,653 |
| Provision for loan and lease losses | $7,950,000 | 714 |
| Total noninterest income | $1,403,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,323,000 | 1,360 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $80,000 | 6,222 |
| Total noninterest expense | $8,099,000 | 2,354 |
| Salaries and employee benefits | $3,150,000 | 3,114 |
| Premises and equipment expense | $708,000 | 3,480 |
| Additional noninterest expense | $4,241,000 | 1,462 |
| Pre-tax net operating income | $-9,029,000 | 7,969 |
| Securities gains (losses) | $317,000 | 525 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-8,712,000 | 7,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,712,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,095,000 | 526 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-9,029,000 | 8,011 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 2,867 |
| Total interest expense | $5,158,000 | 2,313 |
| Net interest income | $4,637,000 | 3,415 |
| Provision for loan and lease losses | $6,450,000 | 546 |
| Total noninterest income | $1,189,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $992,000 | 1,372 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $197,000 | 4,450 |
| Total noninterest expense | $6,082,000 | 2,341 |
| Salaries and employee benefits | $2,433,000 | 3,064 |
| Premises and equipment expense | $559,000 | 3,373 |
| Additional noninterest expense | $3,090,000 | 1,453 |
| Pre-tax net operating income | $-6,706,000 | 8,183 |
| Securities gains (losses) | $305,000 | 461 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-6,401,000 | 8,164 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,401,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,647,000 | 365 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,706,000 | 8,202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,972,000 | 2,732 |
| Total interest expense | $3,721,000 | 2,242 |
| Net interest income | $3,251,000 | 3,278 |
| Provision for loan and lease losses | $4,800,000 | 450 |
| Total noninterest income | $848,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $632,000 | 1,410 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $216,000 | 3,615 |
| Total noninterest expense | $4,201,000 | 2,269 |
| Salaries and employee benefits | $1,644,000 | 3,061 |
| Premises and equipment expense | $378,000 | 3,358 |
| Additional noninterest expense | $2,179,000 | 1,356 |
| Pre-tax net operating income | $-4,902,000 | 8,291 |
| Securities gains (losses) | $304,000 | 444 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-4,598,000 | 8,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,598,000 | 8,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,180,000 | 529 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-4,902,000 | 8,310 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 2,562 |
| Total interest expense | $2,089,000 | 2,163 |
| Net interest income | $1,742,000 | 3,088 |
| Provision for loan and lease losses | $750,000 | 753 |
| Total noninterest income | $401,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $300,000 | 1,456 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $2,116,000 | 2,258 |
| Salaries and employee benefits | $861,000 | 2,960 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $1,081,000 | 1,332 |
| Pre-tax net operating income | $-723,000 | 8,206 |
| Securities gains (losses) | $105,000 | 694 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-618,000 | 8,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-618,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 815 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-723,000 | 8,234 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,450,000 | 2,132 |
| Total interest expense | $9,842,000 | 1,967 |
| Net interest income | $9,608,000 | 2,321 |
| Provision for loan and lease losses | $1,144,000 | 1,291 |
| Total noninterest income | $1,233,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,170,000 | 1,536 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $7,165,000 | 2,530 |
| Salaries and employee benefits | $3,426,000 | 2,863 |
| Premises and equipment expense | $719,000 | 3,378 |
| Additional noninterest expense | $3,020,000 | 1,828 |
| Pre-tax net operating income | $2,532,000 | 2,795 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,537,000 | 2,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,537,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,116,000 | 946 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,532,000 | 2,319 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,924,000 | 2,113 |
| Total interest expense | $7,470,000 | 1,955 |
| Net interest income | $7,454,000 | 2,267 |
| Provision for loan and lease losses | $468,000 | 1,658 |
| Total noninterest income | $1,115,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $839,000 | 1,570 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $276,000 | 3,908 |
| Total noninterest expense | $5,374,000 | 2,524 |
| Salaries and employee benefits | $2,668,000 | 2,753 |
| Premises and equipment expense | $509,000 | 3,506 |
| Additional noninterest expense | $2,197,000 | 1,835 |
| Pre-tax net operating income | $2,727,000 | 2,272 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,732,000 | 1,845 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,732,000 | 1,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,850 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,727,000 | 1,834 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,802,000 | 2,143 |
| Total interest expense | $4,865,000 | 1,993 |
| Net interest income | $4,937,000 | 2,305 |
| Provision for loan and lease losses | $412,000 | 1,211 |
| Total noninterest income | $720,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $542,000 | 1,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $178,000 | 4,012 |
| Total noninterest expense | $3,563,000 | 2,564 |
| Salaries and employee benefits | $1,769,000 | 2,807 |
| Premises and equipment expense | $336,000 | 3,549 |
| Additional noninterest expense | $1,458,000 | 1,858 |
| Pre-tax net operating income | $1,682,000 | 2,481 |
| Securities gains (losses) | $5,000 | 1,010 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,687,000 | 2,024 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,687,000 | 2,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,622 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,682,000 | 2,013 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,839,000 | 2,166 |
| Total interest expense | $2,367,000 | 2,027 |
| Net interest income | $2,472,000 | 2,317 |
| Provision for loan and lease losses | $68,000 | 2,624 |
| Total noninterest income | $332,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $258,000 | 1,670 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $1,892,000 | 2,416 |
| Salaries and employee benefits | $959,000 | 2,641 |
| Premises and equipment expense | $172,000 | 3,510 |
| Additional noninterest expense | $761,000 | 1,759 |
| Pre-tax net operating income | $844,000 | 2,474 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $849,000 | 1,957 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $849,000 | 1,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $844,000 | 1,960 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,543,000 | 2,128 |
| Total interest expense | $8,469,000 | 1,947 |
| Net interest income | $10,074,000 | 2,273 |
| Provision for loan and lease losses | $917,000 | 1,123 |
| Total noninterest income | $1,241,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,013,000 | 1,731 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 4,873 |
| Total noninterest expense | $7,087,000 | 2,492 |
| Salaries and employee benefits | $3,656,000 | 2,644 |
| Premises and equipment expense | $674,000 | 3,430 |
| Additional noninterest expense | $2,757,000 | 1,908 |
| Pre-tax net operating income | $3,311,000 | 2,599 |
| Securities gains (losses) | $-88,000 | 8,158 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,223,000 | 2,148 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,223,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,149 |
| Cash dividends | $2,050,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,311,000 | 2,090 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,485,000 | 2,170 |
| Total interest expense | $6,121,000 | 1,952 |
| Net interest income | $7,364,000 | 2,344 |
| Provision for loan and lease losses | $889,000 | 861 |
| Total noninterest income | $1,310,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $714,000 | 1,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $596,000 | 2,580 |
| Total noninterest expense | $5,317,000 | 2,479 |
| Salaries and employee benefits | $2,804,000 | 2,599 |
| Premises and equipment expense | $501,000 | 3,470 |
| Additional noninterest expense | $2,012,000 | 1,937 |
| Pre-tax net operating income | $2,468,000 | 2,682 |
| Securities gains (losses) | $-88,000 | 8,362 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,380,000 | 2,238 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,380,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,911 |
| Cash dividends | $1,550,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,468,000 | 2,156 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,767,000 | 2,190 |
| Total interest expense | $3,918,000 | 1,942 |
| Net interest income | $4,849,000 | 2,386 |
| Provision for loan and lease losses | $850,000 | 610 |
| Total noninterest income | $942,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $463,000 | 1,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $479,000 | 2,277 |
| Total noninterest expense | $3,525,000 | 2,509 |
| Salaries and employee benefits | $1,849,000 | 2,621 |
| Premises and equipment expense | $322,000 | 3,562 |
| Additional noninterest expense | $1,354,000 | 1,935 |
| Pre-tax net operating income | $1,416,000 | 2,994 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,416,000 | 2,449 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,416,000 | 2,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,009 |
| Cash dividends | $800,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,416,000 | 2,434 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 2,209 |
| Total interest expense | $1,880,000 | 1,927 |
| Net interest income | $2,368,000 | 2,428 |
| Provision for loan and lease losses | $550,000 | 441 |
| Total noninterest income | $588,000 | 1,959 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $222,000 | 1,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $366,000 | 1,668 |
| Total noninterest expense | $1,834,000 | 2,407 |
| Salaries and employee benefits | $1,003,000 | 2,439 |
| Premises and equipment expense | $162,000 | 3,559 |
| Additional noninterest expense | $669,000 | 1,951 |
| Pre-tax net operating income | $572,000 | 3,425 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $572,000 | 2,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 1,837 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $572,000 | 2,827 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,549,000 | 2,436 |
| Total interest expense | $5,095,000 | 2,168 |
| Net interest income | $8,454,000 | 2,570 |
| Provision for loan and lease losses | $762,000 | 1,319 |
| Total noninterest income | $1,139,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $740,000 | 2,249 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $399,000 | 3,784 |
| Total noninterest expense | $6,097,000 | 2,712 |
| Salaries and employee benefits | $3,198,000 | 2,803 |
| Premises and equipment expense | $567,000 | 3,829 |
| Additional noninterest expense | $2,332,000 | 2,141 |
| Pre-tax net operating income | $2,734,000 | 2,974 |
| Securities gains (losses) | $48,000 | 939 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,782,000 | 2,386 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,782,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,734,000 | 2,395 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 2,506 |
| Total interest expense | $3,496,000 | 2,221 |
| Net interest income | $6,126,000 | 2,626 |
| Provision for loan and lease losses | $537,000 | 1,320 |
| Total noninterest income | $831,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $626,000 | 2,039 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $205,000 | 4,560 |
| Total noninterest expense | $4,455,000 | 2,753 |
| Salaries and employee benefits | $2,435,000 | 2,735 |
| Premises and equipment expense | $382,000 | 4,105 |
| Additional noninterest expense | $1,638,000 | 2,254 |
| Pre-tax net operating income | $1,965,000 | 3,096 |
| Securities gains (losses) | $45,000 | 917 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,010,000 | 2,476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,010,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,965,000 | 2,489 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 2,589 |
| Total interest expense | $2,116,000 | 2,312 |
| Net interest income | $3,923,000 | 2,710 |
| Provision for loan and lease losses | $285,000 | 1,615 |
| Total noninterest income | $539,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $400,000 | 2,071 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $139,000 | 4,488 |
| Total noninterest expense | $2,794,000 | 2,890 |
| Salaries and employee benefits | $1,554,000 | 2,836 |
| Premises and equipment expense | $235,000 | 4,321 |
| Additional noninterest expense | $1,005,000 | 2,417 |
| Pre-tax net operating income | $1,383,000 | 2,925 |
| Securities gains (losses) | $45,000 | 821 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,428,000 | 2,309 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,428,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,383,000 | 2,331 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,713 |
| Total interest expense | $952,000 | 2,429 |
| Net interest income | $1,865,000 | 2,818 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $249,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $180,000 | 2,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,381,000 | 2,918 |
| Salaries and employee benefits | $776,000 | 2,834 |
| Premises and equipment expense | $118,000 | 4,349 |
| Additional noninterest expense | $487,000 | 2,499 |
| Pre-tax net operating income | $613,000 | 3,174 |
| Securities gains (losses) | $41,000 | 600 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $654,000 | 2,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $654,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $613,000 | 2,525 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 3,083 |
| Total interest expense | $2,685,000 | 2,882 |
| Net interest income | $6,351,000 | 3,138 |
| Provision for loan and lease losses | $218,000 | 3,559 |
| Total noninterest income | $1,043,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $590,000 | 2,743 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $453,000 | 3,498 |
| Total noninterest expense | $4,848,000 | 3,207 |
| Salaries and employee benefits | $2,613,000 | 3,228 |
| Premises and equipment expense | $438,000 | 4,501 |
| Additional noninterest expense | $1,797,000 | 2,656 |
| Pre-tax net operating income | $2,328,000 | 3,179 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $-12,000 | 8,590 |
| Income before extraordinary items | $2,347,000 | 2,550 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,347,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $440,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,340,000 | 2,504 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 3,192 |
| Total interest expense | $1,905,000 | 2,962 |
| Net interest income | $4,556,000 | 3,246 |
| Provision for loan and lease losses | $153,000 | 3,493 |
| Total noninterest income | $819,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $404,000 | 3,166 |
| Total noninterest expense | $3,400,000 | 3,370 |
| Salaries and employee benefits | $1,813,000 | 3,406 |
| Premises and equipment expense | $319,000 | 4,574 |
| Additional noninterest expense | $1,268,000 | 2,771 |
| Pre-tax net operating income | $1,822,000 | 3,111 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $-12,000 | 8,736 |
| Income before extraordinary items | $1,838,000 | 2,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,838,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $440,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,834,000 | 2,454 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 3,246 |
| Total interest expense | $1,216,000 | 3,046 |
| Net interest income | $2,994,000 | 3,276 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $617,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $261,000 | 3,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $356,000 | 2,699 |
| Total noninterest expense | $2,154,000 | 3,526 |
| Salaries and employee benefits | $1,131,000 | 3,615 |
| Premises and equipment expense | $205,000 | 4,686 |
| Additional noninterest expense | $818,000 | 2,879 |
| Pre-tax net operating income | $1,367,000 | 2,778 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-12,000 | 8,811 |
| Income before extraordinary items | $1,379,000 | 2,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,379,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $440,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,379,000 | 2,169 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 3,329 |
| Total interest expense | $592,000 | 3,152 |
| Net interest income | $1,457,000 | 3,339 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $163,000 | 4,567 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 3,080 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $1,041,000 | 3,642 |
| Salaries and employee benefits | $574,000 | 3,598 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $362,000 | 3,196 |
| Pre-tax net operating income | $529,000 | 3,380 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-12,000 | 8,870 |
| Income before extraordinary items | $541,000 | 2,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $541,000 | 2,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $440,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $541,000 | 2,660 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,083,000 | 3,414 |
| Total interest expense | $2,589,000 | 3,252 |
| Net interest income | $5,494,000 | 3,427 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $686,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $492,000 | 3,126 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $194,000 | 5,351 |
| Total noninterest expense | $4,399,000 | 3,413 |
| Salaries and employee benefits | $2,427,000 | 3,340 |
| Premises and equipment expense | $456,000 | 4,336 |
| Additional noninterest expense | $1,516,000 | 3,050 |
| Pre-tax net operating income | $1,601,000 | 3,964 |
| Securities gains (losses) | $48,000 | 2,552 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,649,000 | 3,318 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,649,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,350 |
| Cash dividends | $1,713,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,601,000 | 3,235 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,045,000 | 3,468 |
| Total interest expense | $1,994,000 | 3,298 |
| Net interest income | $4,051,000 | 3,495 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $514,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $369,000 | 3,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $3,309,000 | 3,397 |
| Salaries and employee benefits | $1,909,000 | 3,226 |
| Premises and equipment expense | $313,000 | 4,584 |
| Additional noninterest expense | $1,087,000 | 3,166 |
| Pre-tax net operating income | $1,076,000 | 4,365 |
| Securities gains (losses) | $79,000 | 1,946 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,155,000 | 3,604 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,155,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $1,334,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,076,000 | 3,636 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 3,494 |
| Total interest expense | $1,364,000 | 3,319 |
| Net interest income | $2,669,000 | 3,517 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $321,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $242,000 | 3,149 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $2,249,000 | 3,338 |
| Salaries and employee benefits | $1,321,000 | 3,111 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $727,000 | 3,130 |
| Pre-tax net operating income | $621,000 | 4,736 |
| Securities gains (losses) | $79,000 | 1,687 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $700,000 | 3,865 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $700,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $1,334,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $621,000 | 3,990 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 3,480 |
| Total interest expense | $699,000 | 3,322 |
| Net interest income | $1,332,000 | 3,510 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $161,000 | 4,712 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $120,000 | 3,077 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $1,143,000 | 3,291 |
| Salaries and employee benefits | $678,000 | 3,032 |
| Premises and equipment expense | $106,000 | 4,525 |
| Additional noninterest expense | $359,000 | 3,128 |
| Pre-tax net operating income | $290,000 | 4,872 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $364,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $800,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $290,000 | 4,147 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 3,343 |
| Total interest expense | $3,059,000 | 3,487 |
| Net interest income | $5,816,000 | 3,229 |
| Provision for loan and lease losses | $270,000 | 3,677 |
| Total noninterest income | $594,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $479,000 | 3,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 6,152 |
| Total noninterest expense | $4,181,000 | 3,438 |
| Salaries and employee benefits | $2,234,000 | 3,415 |
| Premises and equipment expense | $442,000 | 4,322 |
| Additional noninterest expense | $1,505,000 | 2,956 |
| Pre-tax net operating income | $1,959,000 | 3,484 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,025,000 | 2,771 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,025,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $1,333,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,959,000 | 2,759 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,718,000 | 3,399 |
| Total interest expense | $4,411,000 | 3,518 |
| Net interest income | $5,307,000 | 3,271 |
| Provision for loan and lease losses | $325,000 | 3,038 |
| Total noninterest income | $606,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $467,000 | 3,001 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $139,000 | 5,688 |
| Total noninterest expense | $3,804,000 | 3,580 |
| Salaries and employee benefits | $2,122,000 | 3,419 |
| Premises and equipment expense | $433,000 | 4,354 |
| Additional noninterest expense | $1,249,000 | 3,374 |
| Pre-tax net operating income | $1,784,000 | 3,456 |
| Securities gains (losses) | $88,000 | 1,855 |
| Applicable income taxes | $-1,000 | 8,922 |
| Income before extraordinary items | $1,873,000 | 2,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,873,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,785,000 | 2,723 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,883,000 | 3,765 |
| Total interest expense | $3,925,000 | 4,032 |
| Net interest income | $4,958,000 | 3,500 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $530,000 | 4,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $3,478,000 | 3,723 |
| Salaries and employee benefits | $1,936,000 | 3,560 |
| Premises and equipment expense | $414,000 | 4,399 |
| Additional noninterest expense | $1,128,000 | 3,631 |
| Pre-tax net operating income | $1,710,000 | 3,690 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $15,000 | 7,958 |
| Income before extraordinary items | $1,698,000 | 2,935 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,698,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $173,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,695,030 | 2,927 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,728,000 | 4,551 |
| Total interest expense | $2,676,000 | 5,004 |
| Net interest income | $4,052,000 | 4,125 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $520,000 | 4,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,379 |
| Total noninterest expense | $3,327,000 | 3,875 |
| Salaries and employee benefits | $1,876,000 | 3,627 |
| Premises and equipment expense | $432,000 | 4,259 |
| Additional noninterest expense | $1,019,000 | 3,967 |
| Pre-tax net operating income | $1,125,000 | 4,965 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,140,000 | 4,027 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,140,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 9,978 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,125,000 | 4,031 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,753,000 | 5,159 |
| Total interest expense | $2,283,000 | 5,686 |
| Net interest income | $3,470,000 | 4,638 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $495,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,085 |
| Total noninterest expense | $3,043,000 | 4,062 |
| Salaries and employee benefits | $1,565,000 | 4,110 |
| Premises and equipment expense | $498,000 | 3,715 |
| Additional noninterest expense | $980,000 | 4,026 |
| Pre-tax net operating income | $802,000 | 6,089 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $131,000 | 7,092 |
| Income before extraordinary items | $674,000 | 5,715 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $674,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,550 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $671,480 | 5,623 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 5,902 |
| Total interest expense | $1,676,000 | 6,938 |
| Net interest income | $3,202,000 | 5,057 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $807,000 | 3,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,186 |
| Total noninterest expense | $2,780,000 | 4,364 |
| Salaries and employee benefits | $1,396,000 | 4,512 |
| Premises and equipment expense | $460,000 | 3,971 |
| Additional noninterest expense | $924,000 | 4,204 |
| Pre-tax net operating income | $1,069,000 | 5,630 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $243,000 | 6,333 |
| Income before extraordinary items | $819,000 | 5,385 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $819,000 | 5,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,261 |
| Cash dividends | $890,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $824,390 | 5,308 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 6,467 |
| Total interest expense | $1,460,000 | 7,671 |
| Net interest income | $2,965,000 | 5,490 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $443,000 | 5,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $2,251,000 | 5,435 |
| Salaries and employee benefits | $1,252,000 | 5,012 |
| Premises and equipment expense | $334,000 | 5,180 |
| Additional noninterest expense | $665,000 | 5,943 |
| Pre-tax net operating income | $1,132,000 | 5,311 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $875,000 | 4,964 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $875,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $711,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $879,680 | 4,900 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 7,072 |
| Total interest expense | $1,440,000 | 7,853 |
| Net interest income | $2,494,000 | 6,338 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $515,000 | 5,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $1,982,000 | 6,025 |
| Salaries and employee benefits | $1,121,000 | 5,519 |
| Premises and equipment expense | $257,000 | 6,233 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $979,000 | 6,086 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $190,000 | 7,597 |
| Income before extraordinary items | $776,000 | 5,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $776,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $2,110,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $786,400 | 5,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 7,121 |
| Total interest expense | $1,233,000 | 7,775 |
| Net interest income | $2,425,000 | 6,615 |
| Provision for loan and lease losses | $58,000 | 5,854 |
| Total noninterest income | $571,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $1,953,000 | 6,331 |
| Salaries and employee benefits | $1,031,000 | 5,943 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $692,000 | 6,380 |
| Pre-tax net operating income | $985,000 | 6,027 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $814,000 | 5,292 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $814,000 | 5,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $814,000 | 5,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 7,396 |
| Total interest expense | $1,321,000 | 7,804 |
| Net interest income | $2,277,000 | 6,974 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $575,000 | 5,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,855 |
| Total noninterest expense | $1,906,000 | 6,603 |
| Salaries and employee benefits | $988,000 | 6,203 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $688,000 | 6,647 |
| Pre-tax net operating income | $896,000 | 6,364 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $743,000 | 5,864 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $743,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $370,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $743,000 | 5,604 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 7,471 |
| Total interest expense | $1,711,000 | 7,861 |
| Net interest income | $2,315,000 | 6,973 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $562,000 | 5,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,366 |
| Total noninterest expense | $1,886,000 | 6,694 |
| Salaries and employee benefits | $990,000 | 6,088 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $680,000 | 6,884 |
| Pre-tax net operating income | $966,000 | 5,773 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $760,000 | 5,578 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $760,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $440,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $760,000 | 5,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.