Home > The Peoples Bank > Income and Expense

The Peoples Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$5,293,0002,027
Total interest expense$2,507,0001,630
Net interest income$2,786,0002,330
Provision for loan and lease losses$18,0002,385
Total noninterest income$1,165,0001,190
Gross Fiduciary activities income$12,000805
Service charges on deposit accounts$155,0001,421
Trading account gains and feesNANA
Additional Noninterest Income$998,000957
Total noninterest expense$2,515,0002,102
Salaries and employee benefits$1,563,0001,989
Premises and equipment expense$197,0002,377
Additional noninterest expense$998,000957
Pre-tax net operating income$1,418,0001,820
Securities gains (losses)$-264,0004,362
Applicable income taxes$195,0001,615
Income before extraordinary items$959,0002,097
Extraordinary gains, net$047
Net income$959,0002,122
Minority interest net income$065
Net income of bank and minority interests.$959,0002,097
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,178,1201,859
2024-12-31 (YTD Data)Rank
Total interest income$19,687,0002,086
Total interest expense$8,940,0001,787
Net interest income$10,747,0002,304
Provision for loan and lease losses$59,0002,780
Total noninterest income$5,838,0001,072
Gross Fiduciary activities income$71,000784
Service charges on deposit accounts$679,0001,364
Trading account gains and feesNANA
Additional Noninterest Income$5,088,000851
Total noninterest expense$10,801,0001,989
Salaries and employee benefits$6,790,0001,850
Premises and equipment expense$773,0002,374
Additional noninterest expense$5,088,000851
Pre-tax net operating income$5,725,0001,702
Securities gains (losses)$-84,0003,963
Applicable income taxes$1,093,0001,346
Income before extraordinary items$4,548,0001,792
Extraordinary gains, net$053
Net income$4,548,0001,811
Minority interest net income$090
Net income of bank and minority interests.$4,548,0001,792
Net charge-offs$149,0001,525
Cash dividends$2,434,0001,453
Sale, conversion, retirement of capital stock, net$0564
Net operating income$4,616,0401,785
2024-09-30 (YTD Data)Rank
Total interest income$14,521,0002,097
Total interest expense$6,471,0001,828
Net interest income$8,050,0002,287
Provision for loan and lease losses$59,0002,478
Total noninterest income$4,262,0001,080
Gross Fiduciary activities income$65,000772
Service charges on deposit accounts$506,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$3,691,000868
Total noninterest expense$7,489,0002,071
Salaries and employee benefits$4,751,0001,930
Premises and equipment expense$564,0002,387
Additional noninterest expense$3,691,000868
Pre-tax net operating income$4,764,0001,574
Securities gains (losses)$-15,0003,895
Applicable income taxes$941,0001,248
Income before extraordinary items$3,808,0001,658
Extraordinary gains, net$051
Net income$3,808,0001,676
Minority interest net income$082
Net income of bank and minority interests.$3,808,0001,660
Net charge-offs$92,0001,429
Cash dividends$974,0001,800
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,820,0001,659
2024-06-30 (YTD Data)Rank
Total interest income$9,443,0002,104
Total interest expense$4,181,0001,827
Net interest income$5,262,0002,304
Provision for loan and lease losses$02,935
Total noninterest income$2,804,0001,094
Gross Fiduciary activities income$7,000875
Service charges on deposit accounts$336,0001,353
Trading account gains and feesNANA
Additional Noninterest Income$2,461,000868
Total noninterest expense$4,876,0002,096
Salaries and employee benefits$3,083,0001,959
Premises and equipment expense$387,0002,344
Additional noninterest expense$2,461,000868
Pre-tax net operating income$3,190,0001,548
Securities gains (losses)$0628
Applicable income taxes$590,0001,290
Income before extraordinary items$2,600,0001,601
Extraordinary gains, net$052
Net income$2,600,0001,625
Minority interest net income$084
Net income of bank and minority interests.$2,600,0001,603
Net charge-offs$66,0001,283
Cash dividends$487,0002,030
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,600,0001,603
2024-03-31 (YTD Data)Rank
Total interest income$4,599,0002,128
Total interest expense$2,037,0001,845
Net interest income$2,562,0002,340
Provision for loan and lease losses$02,578
Total noninterest income$1,494,0001,046
Gross Fiduciary activities income$2,000840
Service charges on deposit accounts$171,0001,333
Trading account gains and feesNANA
Additional Noninterest Income$1,321,000838
Total noninterest expense$2,440,0002,105
Salaries and employee benefits$1,544,0001,970
Premises and equipment expense$195,0002,353
Additional noninterest expense$1,321,000838
Pre-tax net operating income$1,616,0001,503
Securities gains (losses)$0689
Applicable income taxes$244,0001,392
Income before extraordinary items$1,372,0001,504
Extraordinary gains, net$051
Net income$1,372,0001,520
Minority interest net income$072
Net income of bank and minority interests.$1,372,0001,503
Net charge-offs$22,0001,247
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,372,0001,504
2023-12-31 (YTD Data)Rank
Total interest income$17,100,0002,099
Total interest expense$5,582,0001,900
Net interest income$11,518,0002,178
Provision for loan and lease losses$238,0001,892
Total noninterest income$5,829,0001,075
Gross Fiduciary activities income$75,000742
Service charges on deposit accounts$733,0001,275
Trading account gains and feesNANA
Additional Noninterest Income$5,021,000881
Total noninterest expense$10,471,0001,989
Salaries and employee benefits$6,376,0001,875
Premises and equipment expense$737,0002,421
Additional noninterest expense$5,021,000881
Pre-tax net operating income$6,638,0001,602
Securities gains (losses)$-571,0004,211
Applicable income taxes$1,045,0001,412
Income before extraordinary items$5,022,0001,719
Extraordinary gains, net$054
Net income$5,022,0001,740
Minority interest net income$088
Net income of bank and minority interests.$5,022,0001,722
Net charge-offs$13,0002,350
Cash dividends$2,922,0001,227
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,495,9301,653
2023-09-30 (YTD Data)Rank
Total interest income$12,583,0002,091
Total interest expense$3,907,0001,858
Net interest income$8,676,0002,170
Provision for loan and lease losses$206,0001,629
Total noninterest income$3,224,0001,293
Gross Fiduciary activities income$68,000725
Service charges on deposit accounts$558,0001,263
Trading account gains and feesNANA
Additional Noninterest Income$2,598,0001,145
Total noninterest expense$7,376,0002,061
Salaries and employee benefits$4,389,0001,989
Premises and equipment expense$504,0002,548
Additional noninterest expense$2,598,0001,145
Pre-tax net operating income$4,318,0001,821
Securities gains (losses)$-197,0004,176
Applicable income taxes$509,0001,738
Income before extraordinary items$3,612,0001,837
Extraordinary gains, net$052
Net income$3,612,0001,855
Minority interest net income$081
Net income of bank and minority interests.$3,612,0001,837
Net charge-offs$2,0002,475
Cash dividends$1,182,0001,564
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,785,3601,801
2023-06-30 (YTD Data)Rank
Total interest income$8,334,0002,072
Total interest expense$2,448,0001,785
Net interest income$5,886,0002,165
Provision for loan and lease losses$113,0001,754
Total noninterest income$2,044,0001,278
Gross Fiduciary activities income$8,000815
Service charges on deposit accounts$368,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$1,668,0001,110
Total noninterest expense$4,786,0002,087
Salaries and employee benefits$2,882,0002,010
Premises and equipment expense$335,0002,544
Additional noninterest expense$1,668,0001,109
Pre-tax net operating income$3,031,0001,752
Securities gains (losses)$-197,0004,327
Applicable income taxes$283,0001,887
Income before extraordinary items$2,551,0001,758
Extraordinary gains, net$051
Net income$2,551,0001,779
Minority interest net income$081
Net income of bank and minority interests.$2,551,0001,758
Net charge-offs$3,0002,145
Cash dividends$556,0001,866
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,728,3001,690
2023-03-31 (YTD Data)Rank
Total interest income$4,088,0002,072
Total interest expense$1,128,0001,696
Net interest income$2,960,0002,175
Provision for loan and lease losses$21,0002,118
Total noninterest income$1,103,0001,233
Gross Fiduciary activities income$8,000807
Service charges on deposit accounts$191,0001,228
Trading account gains and feesNANA
Additional Noninterest Income$904,0001,046
Total noninterest expense$2,416,0002,105
Salaries and employee benefits$1,514,0001,983
Premises and equipment expense$159,0002,656
Additional noninterest expense$904,0001,046
Pre-tax net operating income$1,626,0001,695
Securities gains (losses)$-197,0004,432
Applicable income taxes$105,0002,103
Income before extraordinary items$1,324,0001,735
Extraordinary gains, net$04
Net income$1,324,0001,734
Minority interest net income$048
Net income of bank and minority interests.$1,324,0001,735
Net charge-offs$-15,0004,163
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,507,2101,614
2022-12-31 (YTD Data)Rank
Total interest income$15,153,0001,945
Total interest expense$2,952,0001,196
Net interest income$12,201,0002,086
Provision for loan and lease losses$348,0001,444
Total noninterest income$4,367,0001,300
Gross Fiduciary activities income$71,000774
Service charges on deposit accounts$708,0001,332
Trading account gains and feesNANA
Additional Noninterest Income$3,588,0001,125
Total noninterest expense$10,346,0001,967
Salaries and employee benefits$6,626,0001,815
Premises and equipment expense$777,0002,357
Additional noninterest expense$3,588,0001,125
Pre-tax net operating income$5,874,0001,849
Securities gains (losses)$-1,429,0004,501
Applicable income taxes$205,0002,629
Income before extraordinary items$4,240,0002,028
Extraordinary gains, net$05
Net income$4,240,0002,027
Minority interest net income$063
Net income of bank and minority interests.$4,240,0002,027
Net charge-offs$42,0001,632
Cash dividends$2,504,0001,289
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,597,5501,715
2022-09-30 (YTD Data)Rank
Total interest income$11,250,0001,895
Total interest expense$2,140,000955
Net interest income$9,110,0002,065
Provision for loan and lease losses$274,0001,280
Total noninterest income$3,393,0001,293
Gross Fiduciary activities income$65,000758
Service charges on deposit accounts$523,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$2,805,0001,115
Total noninterest expense$7,644,0001,976
Salaries and employee benefits$4,877,0001,839
Premises and equipment expense$572,0002,393
Additional noninterest expense$2,805,0001,115
Pre-tax net operating income$4,585,0001,797
Securities gains (losses)$-644,0004,519
Applicable income taxes$286,0002,250
Income before extraordinary items$3,655,0001,833
Extraordinary gains, net$04
Net income$3,655,0001,831
Minority interest net income$057
Net income of bank and minority interests.$3,655,0001,832
Net charge-offs$7,0001,925
Cash dividends$974,0001,713
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,253,9201,688
2022-06-30 (YTD Data)Rank
Total interest income$7,305,0001,876
Total interest expense$1,414,000809
Net interest income$5,891,0002,073
Provision for loan and lease losses$182,0001,176
Total noninterest income$2,226,0001,293
Gross Fiduciary activities income$1,000891
Service charges on deposit accounts$332,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$1,893,0001,127
Total noninterest expense$4,931,0002,009
Salaries and employee benefits$3,159,0001,872
Premises and equipment expense$375,0002,428
Additional noninterest expense$1,397,0002,100
Pre-tax net operating income$3,004,0001,737
Securities gains (losses)$-203,0004,469
Applicable income taxes$227,0002,023
Income before extraordinary items$2,574,0001,690
Extraordinary gains, net$04
Net income$2,574,0001,688
Minority interest net income$060
Net income of bank and minority interests.$2,574,0001,690
Net charge-offs$-4,0003,378
Cash dividends$417,0002,020
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,760,7601,643
2022-03-31 (YTD Data)Rank
Total interest income$3,615,0001,851
Total interest expense$714,000766
Net interest income$2,901,0002,042
Provision for loan and lease losses$91,0001,016
Total noninterest income$1,112,0001,291
Gross Fiduciary activities income$1,000862
Service charges on deposit accounts$167,0001,371
Trading account gains and feesNANA
Additional Noninterest Income$944,0001,119
Total noninterest expense$2,383,0002,041
Salaries and employee benefits$1,545,0001,900
Premises and equipment expense$189,0002,416
Additional noninterest expense$649,0002,186
Pre-tax net operating income$1,539,0001,608
Securities gains (losses)$13,000345
Applicable income taxes$153,0001,787
Income before extraordinary items$1,399,0001,525
Extraordinary gains, net$04
Net income$1,399,0001,524
Minority interest net income$050
Net income of bank and minority interests.$1,399,0001,525
Net charge-offs$1,0001,671
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,387,3001,553
2021-12-31 (YTD Data)Rank
Total interest income$15,409,0001,834
Total interest expense$2,910,000938
Net interest income$12,499,0001,975
Provision for loan and lease losses$730,000779
Total noninterest income$5,749,0001,199
Gross Fiduciary activities income$73,000740
Service charges on deposit accounts$622,0001,368
Trading account gains and feesNANA
Additional Noninterest Income$5,054,0001,066
Total noninterest expense$11,125,0001,838
Salaries and employee benefits$7,101,0001,694
Premises and equipment expense$784,0002,340
Additional noninterest expense$3,240,0001,874
Pre-tax net operating income$6,393,0001,750
Securities gains (losses)$240,000544
Applicable income taxes$832,0001,734
Income before extraordinary items$5,801,0001,700
Extraordinary gains, net$010
Net income$5,801,0001,699
Minority interest net income$074
Net income of bank and minority interests.$5,801,0001,700
Net charge-offs$-104,0004,373
Cash dividends$2,400,0001,369
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,592,2001,706
2021-09-30 (YTD Data)Rank
Total interest income$11,590,0001,852
Total interest expense$2,185,000987
Net interest income$9,405,0002,002
Provision for loan and lease losses$546,000763
Total noninterest income$2,997,0001,558
Gross Fiduciary activities income$67,000728
Service charges on deposit accounts$448,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$2,482,0001,454
Total noninterest expense$7,551,0001,975
Salaries and employee benefits$4,861,0001,822
Premises and equipment expense$600,0002,339
Additional noninterest expense$2,090,0002,098
Pre-tax net operating income$4,305,0001,964
Securities gains (losses)$241,000506
Applicable income taxes$366,0002,190
Income before extraordinary items$4,180,0001,818
Extraordinary gains, net$08
Net income$4,180,0001,817
Minority interest net income$069
Net income of bank and minority interests.$4,180,0001,818
Net charge-offs$-116,0004,508
Cash dividends$904,0001,823
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,958,2801,863
2021-06-30 (YTD Data)Rank
Total interest income$7,939,0001,805
Total interest expense$1,461,0001,036
Net interest income$6,478,0001,947
Provision for loan and lease losses$362,000780
Total noninterest income$1,887,0001,580
Gross Fiduciary activities income$2,000890
Service charges on deposit accounts$286,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$1,599,0001,459
Total noninterest expense$4,953,0001,989
Salaries and employee benefits$3,207,0001,834
Premises and equipment expense$423,0002,260
Additional noninterest expense$1,323,0002,143
Pre-tax net operating income$3,050,0001,869
Securities gains (losses)$14,0001,302
Applicable income taxes$198,0002,305
Income before extraordinary items$2,866,0001,759
Extraordinary gains, net$06
Net income$2,866,0001,759
Minority interest net income$067
Net income of bank and minority interests.$2,866,0001,759
Net charge-offs$-105,0004,603
Cash dividends$626,0001,749
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,852,8401,735
2021-03-31 (YTD Data)Rank
Total interest income$4,030,0001,793
Total interest expense$752,0001,058
Net interest income$3,278,0001,896
Provision for loan and lease losses$180,000863
Total noninterest income$1,053,0001,476
Gross Fiduciary activities income$2,000863
Service charges on deposit accounts$145,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$906,0001,357
Total noninterest expense$2,549,0001,943
Salaries and employee benefits$1,695,0001,746
Premises and equipment expense$220,0002,230
Additional noninterest expense$634,0002,175
Pre-tax net operating income$1,602,0001,795
Securities gains (losses)$01,392
Applicable income taxes$88,0002,373
Income before extraordinary items$1,514,0001,713
Extraordinary gains, net$03
Net income$1,514,0001,713
Minority interest net income$055
Net income of bank and minority interests.$1,514,0001,713
Net charge-offs$-103,0004,773
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,514,0001,672
2020-12-31 (YTD Data)Rank
Total interest income$15,139,0001,873
Total interest expense$3,184,0001,409
Net interest income$11,955,0001,954
Provision for loan and lease losses$1,215,0001,419
Total noninterest income$4,237,0001,407
Gross Fiduciary activities income$70,000747
Service charges on deposit accounts$641,0001,334
Trading account gains and feesNANA
Additional Noninterest Income$3,526,0001,312
Total noninterest expense$10,705,0001,856
Salaries and employee benefits$7,173,0001,656
Premises and equipment expense$773,0002,392
Additional noninterest expense$2,759,0002,063
Pre-tax net operating income$4,272,0001,989
Securities gains (losses)$21,0002,096
Applicable income taxes$134,0002,792
Income before extraordinary items$4,159,0001,867
Extraordinary gains, net$04
Net income$4,159,0001,866
Minority interest net income$072
Net income of bank and minority interests.$4,159,0001,867
Net charge-offs$918,000691
Cash dividends$2,087,0001,474
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,138,6301,830
2020-09-30 (YTD Data)Rank
Total interest income$11,523,0001,868
Total interest expense$2,421,0001,469
Net interest income$9,102,0001,935
Provision for loan and lease losses$839,0001,514
Total noninterest income$2,649,0001,534
Gross Fiduciary activities income$61,000733
Service charges on deposit accounts$487,0001,304
Trading account gains and feesNANA
Additional Noninterest Income$2,101,0001,440
Total noninterest expense$7,476,0001,937
Salaries and employee benefits$4,947,0001,741
Premises and equipment expense$598,0002,344
Additional noninterest expense$1,931,0002,123
Pre-tax net operating income$3,436,0001,872
Securities gains (losses)$21,0001,900
Applicable income taxes$351,0001,977
Income before extraordinary items$3,106,0001,860
Extraordinary gains, net$04
Net income$3,106,0001,859
Minority interest net income$065
Net income of bank and minority interests.$3,106,0001,860
Net charge-offs$887,000536
Cash dividends$696,0002,045
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,087,1001,820
2020-06-30 (YTD Data)Rank
Total interest income$7,631,0001,907
Total interest expense$1,630,0001,548
Net interest income$6,001,0001,957
Provision for loan and lease losses$563,0001,533
Total noninterest income$1,677,0001,510
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$335,0001,286
Trading account gains and feesNANA
Additional Noninterest Income$1,340,0001,403
Total noninterest expense$4,765,0001,999
Salaries and employee benefits$3,192,0001,789
Premises and equipment expense$408,0002,305
Additional noninterest expense$1,165,0002,266
Pre-tax net operating income$2,350,0001,780
Securities gains (losses)$17,0001,730
Applicable income taxes$232,0001,940
Income before extraordinary items$2,135,0001,755
Extraordinary gains, net$04
Net income$2,135,0001,756
Minority interest net income$065
Net income of bank and minority interests.$2,135,0001,756
Net charge-offs$776,000455
Cash dividends$348,0002,296
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,119,7001,715
2020-03-31 (YTD Data)Rank
Total interest income$3,787,0001,899
Total interest expense$841,0001,637
Net interest income$2,946,0001,942
Provision for loan and lease losses$291,0001,224
Total noninterest income$993,0001,288
Gross Fiduciary activities income$1,000904
Service charges on deposit accounts$204,0001,278
Trading account gains and feesNANA
Additional Noninterest Income$788,0001,149
Total noninterest expense$2,309,0002,065
Salaries and employee benefits$1,519,0001,869
Premises and equipment expense$193,0002,393
Additional noninterest expense$597,0002,262
Pre-tax net operating income$1,339,0001,442
Securities gains (losses)$01,705
Applicable income taxes$136,0001,698
Income before extraordinary items$1,203,0001,431
Extraordinary gains, net$04
Net income$1,203,0001,429
Minority interest net income$056
Net income of bank and minority interests.$1,203,0001,431
Net charge-offs$788,000283
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,203,0001,402
2019-12-31 (YTD Data)Rank
Total interest income$15,173,0001,899
Total interest expense$3,224,0001,716
Net interest income$11,949,0001,936
Provision for loan and lease losses$1,539,000647
Total noninterest income$3,706,0001,390
Gross Fiduciary activities income$69,000765
Service charges on deposit accounts$780,0001,362
Trading account gains and feesNANA
Additional Noninterest Income$2,857,0001,238
Total noninterest expense$9,984,0001,929
Salaries and employee benefits$6,408,0001,748
Premises and equipment expense$907,0002,178
Additional noninterest expense$2,669,0002,114
Pre-tax net operating income$4,132,0002,012
Securities gains (losses)$67,0001,119
Applicable income taxes$347,0002,257
Income before extraordinary items$3,852,0001,934
Extraordinary gains, net$011
Net income$3,852,0001,935
Minority interest net income$076
Net income of bank and minority interests.$3,852,0001,936
Net charge-offs$2,108,000397
Cash dividends$2,713,0001,279
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,790,3601,928
2019-09-30 (YTD Data)Rank
Total interest income$11,293,0001,926
Total interest expense$2,366,0001,748
Net interest income$8,927,0001,961
Provision for loan and lease losses$730,000874
Total noninterest income$2,788,0001,375
Gross Fiduciary activities income$56,000760
Service charges on deposit accounts$578,0001,388
Trading account gains and feesNANA
Additional Noninterest Income$2,154,0001,228
Total noninterest expense$7,139,0001,997
Salaries and employee benefits$4,505,0001,848
Premises and equipment expense$670,0002,209
Additional noninterest expense$1,964,0002,143
Pre-tax net operating income$3,846,0001,772
Securities gains (losses)$114,000733
Applicable income taxes$444,0001,910
Income before extraordinary items$3,516,0001,712
Extraordinary gains, net$011
Net income$3,516,0001,714
Minority interest net income$072
Net income of bank and minority interests.$3,516,0001,714
Net charge-offs$1,409,000392
Cash dividends$1,252,0001,580
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,414,5401,718
2019-06-30 (YTD Data)Rank
Total interest income$7,413,0001,954
Total interest expense$1,529,0001,766
Net interest income$5,884,0001,975
Provision for loan and lease losses$433,000953
Total noninterest income$1,758,0001,404
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$375,0001,399
Trading account gains and feesNANA
Additional Noninterest Income$1,382,0001,229
Total noninterest expense$4,594,0002,050
Salaries and employee benefits$2,787,0001,961
Premises and equipment expense$453,0002,191
Additional noninterest expense$1,354,0002,105
Pre-tax net operating income$2,615,0001,724
Securities gains (losses)$01,702
Applicable income taxes$258,0001,993
Income before extraordinary items$2,357,0001,674
Extraordinary gains, net$011
Net income$2,357,0001,674
Minority interest net income$069
Net income of bank and minority interests.$2,357,0001,674
Net charge-offs$369,000683
Cash dividends$626,0001,867
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,357,0001,649
2019-03-31 (YTD Data)Rank
Total interest income$3,642,0001,984
Total interest expense$746,0001,756
Net interest income$2,896,0002,009
Provision for loan and lease losses$160,0001,104
Total noninterest income$943,0001,285
Gross Fiduciary activities income$0972
Service charges on deposit accounts$191,0001,375
Trading account gains and feesNANA
Additional Noninterest Income$752,0001,104
Total noninterest expense$2,279,0002,071
Salaries and employee benefits$1,332,0002,034
Premises and equipment expense$234,0002,169
Additional noninterest expense$713,0001,996
Pre-tax net operating income$1,400,0001,608
Securities gains (losses)$01,087
Applicable income taxes$137,0001,905
Income before extraordinary items$1,263,0001,555
Extraordinary gains, net$05
Net income$1,263,0001,554
Minority interest net income$052
Net income of bank and minority interests.$1,263,0001,554
Net charge-offs$-12,0004,722
Cash dividends$278,0001,796
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,263,0001,531
2018-12-31 (YTD Data)Rank
Total interest income$13,945,0001,972
Total interest expense$2,581,0001,604
Net interest income$11,364,0002,030
Provision for loan and lease losses$669,0001,188
Total noninterest income$3,751,0001,333
Gross Fiduciary activities income$65,000800
Service charges on deposit accounts$830,0001,329
Trading account gains and feesNANA
Additional Noninterest Income$2,856,0001,183
Total noninterest expense$9,864,0001,922
Salaries and employee benefits$6,441,0001,714
Premises and equipment expense$887,0002,219
Additional noninterest expense$2,536,0002,200
Pre-tax net operating income$4,582,0001,900
Securities gains (losses)$-14,0004,493
Applicable income taxes$449,0002,079
Income before extraordinary items$4,119,0001,869
Extraordinary gains, net$06
Net income$4,119,0001,868
Minority interest net income$072
Net income of bank and minority interests.$4,119,0001,868
Net charge-offs$257,0001,441
Cash dividends$2,017,0001,443
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,131,6001,851
2018-09-30 (YTD Data)Rank
Total interest income$10,306,0001,976
Total interest expense$1,872,0001,574
Net interest income$8,434,0002,048
Provision for loan and lease losses$574,0001,017
Total noninterest income$2,816,0001,335
Gross Fiduciary activities income$56,000786
Service charges on deposit accounts$612,0001,364
Trading account gains and feesNANA
Additional Noninterest Income$2,148,0001,194
Total noninterest expense$7,020,0002,007
Salaries and employee benefits$4,457,0001,829
Premises and equipment expense$660,0002,243
Additional noninterest expense$1,903,0002,194
Pre-tax net operating income$3,656,0001,825
Securities gains (losses)$-26,0004,988
Applicable income taxes$494,0001,794
Income before extraordinary items$3,136,0001,845
Extraordinary gains, net$05
Net income$3,136,0001,843
Minority interest net income$066
Net income of bank and minority interests.$3,136,0001,844
Net charge-offs$70,0001,983
Cash dividends$834,0001,858
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,158,3601,831
2018-06-30 (YTD Data)Rank
Total interest income$6,811,0001,977
Total interest expense$1,223,0001,526
Net interest income$5,588,0002,062
Provision for loan and lease losses$452,000885
Total noninterest income$1,828,0001,362
Gross Fiduciary activities income$1,000997
Service charges on deposit accounts$410,0001,354
Trading account gains and feesNANA
Additional Noninterest Income$1,417,0001,202
Total noninterest expense$4,498,0002,075
Salaries and employee benefits$2,868,0001,895
Premises and equipment expense$433,0002,291
Additional noninterest expense$1,197,0002,297
Pre-tax net operating income$2,466,0001,787
Securities gains (losses)$-26,0005,159
Applicable income taxes$362,0001,705
Income before extraordinary items$2,078,0001,823
Extraordinary gains, net$06
Net income$2,078,0001,821
Minority interest net income$065
Net income of bank and minority interests.$2,078,0001,822
Net charge-offs$51,0001,761
Cash dividends$556,0001,875
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,100,1001,802
2018-03-31 (YTD Data)Rank
Total interest income$3,339,0002,002
Total interest expense$591,0001,500
Net interest income$2,748,0002,097
Provision for loan and lease losses$119,0001,356
Total noninterest income$938,0001,320
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$219,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$718,0001,180
Total noninterest expense$2,288,0002,071
Salaries and employee benefits$1,389,0001,958
Premises and equipment expense$382,0001,523
Additional noninterest expense$517,0002,567
Pre-tax net operating income$1,279,0001,697
Securities gains (losses)$26,000299
Applicable income taxes$196,0001,593
Income before extraordinary items$1,109,0001,691
Extraordinary gains, net$07
Net income$1,109,0001,691
Minority interest net income$052
Net income of bank and minority interests.$1,109,0001,691
Net charge-offs$14,0001,828
Cash dividends$209,0001,863
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,086,9001,707
2017-12-31 (YTD Data)Rank
Total interest income$13,218,0001,959
Total interest expense$2,377,0001,338
Net interest income$10,841,0002,091
Provision for loan and lease losses$378,0001,720
Total noninterest income$3,518,0001,407
Gross Fiduciary activities income$67,000824
Service charges on deposit accounts$827,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$2,624,0001,283
Total noninterest expense$9,560,0001,987
Salaries and employee benefits$6,068,0001,805
Premises and equipment expense$865,0002,327
Additional noninterest expense$2,627,0002,170
Pre-tax net operating income$4,421,0001,890
Securities gains (losses)$02,243
Applicable income taxes$822,0002,047
Income before extraordinary items$3,599,0001,752
Extraordinary gains, net$09
Net income$3,599,0001,753
Minority interest net income$076
Net income of bank and minority interests.$3,599,0001,753
Net charge-offs$7,0003,779
Cash dividends$2,087,0001,376
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,599,0001,737
2017-09-30 (YTD Data)Rank
Total interest income$9,873,0001,969
Total interest expense$1,792,0001,322
Net interest income$8,081,0002,107
Provision for loan and lease losses$276,0001,698
Total noninterest income$2,591,0001,429
Gross Fiduciary activities income$58,000807
Service charges on deposit accounts$607,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$1,926,0001,311
Total noninterest expense$6,559,0002,128
Salaries and employee benefits$4,025,0001,995
Premises and equipment expense$568,0002,556
Additional noninterest expense$1,966,0002,161
Pre-tax net operating income$3,837,0001,704
Securities gains (losses)$02,274
Applicable income taxes$723,0001,759
Income before extraordinary items$3,114,0001,687
Extraordinary gains, net$09
Net income$3,114,0001,688
Minority interest net income$071
Net income of bank and minority interests.$3,114,0001,688
Net charge-offs$52,0002,438
Cash dividends$696,0002,083
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,114,0001,663
2017-06-30 (YTD Data)Rank
Total interest income$6,433,0001,993
Total interest expense$1,198,0001,278
Net interest income$5,235,0002,143
Provision for loan and lease losses$184,0001,628
Total noninterest income$1,661,0001,484
Gross Fiduciary activities income$4,000986
Service charges on deposit accounts$396,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$1,261,0001,331
Total noninterest expense$4,288,0002,176
Salaries and employee benefits$2,666,0002,011
Premises and equipment expense$374,0002,586
Additional noninterest expense$1,248,0002,250
Pre-tax net operating income$2,424,0001,755
Securities gains (losses)$01,906
Applicable income taxes$517,0001,667
Income before extraordinary items$1,907,0001,771
Extraordinary gains, net$011
Net income$1,907,0001,771
Minority interest net income$071
Net income of bank and minority interests.$1,907,0001,771
Net charge-offs$-47,0005,271
Cash dividends$348,0002,371
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,907,0001,750
2017-03-31 (YTD Data)Rank
Total interest income$3,248,0001,960
Total interest expense$601,0001,235
Net interest income$2,647,0002,116
Provision for loan and lease losses$93,0001,508
Total noninterest income$908,0001,385
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$197,0001,427
Trading account gains and feesNANA
Additional Noninterest Income$710,0001,213
Total noninterest expense$2,157,0002,178
Salaries and employee benefits$1,368,0001,995
Premises and equipment expense$193,0002,561
Additional noninterest expense$596,0002,334
Pre-tax net operating income$1,305,0001,603
Securities gains (losses)$01,153
Applicable income taxes$287,0001,527
Income before extraordinary items$1,018,0001,652
Extraordinary gains, net$08
Net income$1,018,0001,652
Minority interest net income$055
Net income of bank and minority interests.$1,018,0001,652
Net charge-offs$-5,0004,686
Cash dividends$139,0002,202
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,018,0001,634
2016-12-31 (YTD Data)Rank
Total interest income$13,157,0001,921
Total interest expense$2,460,0001,171
Net interest income$10,697,0002,060
Provision for loan and lease losses$626,0001,268
Total noninterest income$4,842,0001,172
Gross Fiduciary activities income$62,000851
Service charges on deposit accounts$809,0001,424
Trading account gains and fees$0170
Additional Noninterest Income$3,971,000992
Total noninterest expense$9,247,0002,045
Salaries and employee benefits$5,922,0001,801
Premises and equipment expense$788,0002,526
Additional noninterest expense$2,537,0002,291
Pre-tax net operating income$5,666,0001,470
Securities gains (losses)$03,212
Applicable income taxes$1,247,0001,437
Income before extraordinary items$4,419,0001,535
Extraordinary gains, net$05
Net income$4,419,0001,534
Minority interest net income$082
Net income of bank and minority interests.$4,419,0001,534
Net charge-offs$1,155,000588
Cash dividends$3,269,000960
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,419,0001,499
2016-09-30 (YTD Data)Rank
Total interest income$9,992,0001,899
Total interest expense$1,864,0001,156
Net interest income$8,128,0002,038
Provision for loan and lease losses$150,0002,338
Total noninterest income$3,983,0001,102
Gross Fiduciary activities income$54,000838
Service charges on deposit accounts$609,0001,421
Trading account gains and fees$0169
Additional Noninterest Income$3,320,000926
Total noninterest expense$6,445,0002,167
Salaries and employee benefits$3,932,0002,017
Premises and equipment expense$574,0002,581
Additional noninterest expense$1,939,0002,238
Pre-tax net operating income$5,516,0001,208
Securities gains (losses)$03,160
Applicable income taxes$1,350,0001,167
Income before extraordinary items$4,166,0001,290
Extraordinary gains, net$05
Net income$4,166,0001,291
Minority interest net income$071
Net income of bank and minority interests.$4,166,0001,290
Net charge-offs$372,000988
Cash dividends$2,156,000963
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,166,0001,255
2016-06-30 (YTD Data)Rank
Total interest income$6,619,0001,912
Total interest expense$1,235,0001,160
Net interest income$5,384,0002,056
Provision for loan and lease losses$04,017
Total noninterest income$3,060,000979
Gross Fiduciary activities income$2,0001,041
Service charges on deposit accounts$393,0001,449
Trading account gains and fees$0157
Additional Noninterest Income$2,665,000789
Total noninterest expense$4,102,0002,253
Salaries and employee benefits$2,490,0002,097
Premises and equipment expense$377,0002,626
Additional noninterest expense$1,235,0002,344
Pre-tax net operating income$4,342,0001,037
Securities gains (losses)$02,835
Applicable income taxes$1,132,000986
Income before extraordinary items$3,210,0001,138
Extraordinary gains, net$016
Net income$3,210,0001,138
Minority interest net income$071
Net income of bank and minority interests.$3,210,0001,138
Net charge-offs$70,0001,908
Cash dividends$1,530,000934
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,210,0001,111
2016-03-31 (YTD Data)Rank
Total interest income$3,292,0001,918
Total interest expense$618,0001,152
Net interest income$2,674,0002,071
Provision for loan and lease losses$03,656
Total noninterest income$2,263,000728
Gross Fiduciary activities income$2,000992
Service charges on deposit accounts$193,0001,471
Trading account gains and fees$0142
Additional Noninterest Income$2,068,000559
Total noninterest expense$1,941,0002,360
Salaries and employee benefits$1,205,0002,167
Premises and equipment expense$191,0002,621
Additional noninterest expense$545,0002,592
Pre-tax net operating income$2,996,000765
Securities gains (losses)$02,077
Applicable income taxes$769,000769
Income before extraordinary items$2,227,000819
Extraordinary gains, net$012
Net income$2,227,000819
Minority interest net income$062
Net income of bank and minority interests.$2,227,000820
Net charge-offs$-12,0005,253
Cash dividends$1,043,000707
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,227,000793
2015-12-31 (YTD Data)Rank
Total interest income$12,857,0001,909
Total interest expense$2,589,0001,089
Net interest income$10,268,0002,073
Provision for loan and lease losses$208,0002,286
Total noninterest income$3,572,0001,409
Gross Fiduciary activities income$62,000876
Service charges on deposit accounts$802,0001,472
Trading account gains and fees$0159
Additional Noninterest Income$2,708,0001,246
Total noninterest expense$8,565,0002,168
Salaries and employee benefits$5,532,0001,886
Premises and equipment expense$734,0002,721
Additional noninterest expense$2,299,0002,500
Pre-tax net operating income$5,067,0001,558
Securities gains (losses)$03,216
Applicable income taxes$1,070,0001,535
Income before extraordinary items$3,997,0001,600
Extraordinary gains, net$023
Net income$3,997,0001,601
Minority interest net income$081
Net income of bank and minority interests.$3,997,0001,601
Net charge-offs$-36,0005,482
Cash dividends$2,643,0001,092
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,997,0001,570
2015-09-30 (YTD Data)Rank
Total interest income$9,546,0001,948
Total interest expense$1,952,0001,088
Net interest income$7,594,0002,121
Provision for loan and lease losses$7,0004,102
Total noninterest income$2,712,0001,415
Gross Fiduciary activities income$53,000859
Service charges on deposit accounts$591,0001,516
Trading account gains and fees$0153
Additional Noninterest Income$2,068,0001,253
Total noninterest expense$5,745,0002,381
Salaries and employee benefits$3,610,0002,127
Premises and equipment expense$554,0002,752
Additional noninterest expense$1,581,0002,680
Pre-tax net operating income$4,554,0001,371
Securities gains (losses)$03,031
Applicable income taxes$986,0001,378
Income before extraordinary items$3,568,0001,420
Extraordinary gains, net$021
Net income$3,568,0001,421
Minority interest net income$078
Net income of bank and minority interests.$3,568,0001,421
Net charge-offs$-55,0005,636
Cash dividends$1,530,0001,188
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,568,0001,391
2015-06-30 (YTD Data)Rank
Total interest income$6,289,0001,960
Total interest expense$1,309,0001,091
Net interest income$4,980,0002,149
Provision for loan and lease losses$7,0003,867
Total noninterest income$1,757,0001,442
Gross Fiduciary activities income$3,0001,066
Service charges on deposit accounts$381,0001,533
Trading account gains and fees$0157
Additional Noninterest Income$1,373,0001,259
Total noninterest expense$3,796,0002,414
Salaries and employee benefits$2,341,0002,193
Premises and equipment expense$375,0002,738
Additional noninterest expense$1,080,0002,655
Pre-tax net operating income$2,934,0001,403
Securities gains (losses)$02,636
Applicable income taxes$645,0001,397
Income before extraordinary items$2,289,0001,452
Extraordinary gains, net$022
Net income$2,289,0001,451
Minority interest net income$075
Net income of bank and minority interests.$2,289,0001,453
Net charge-offs$16,0003,071
Cash dividends$974,0001,278
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,289,0001,411
2015-03-31 (YTD Data)Rank
Total interest income$3,134,0001,964
Total interest expense$655,0001,096
Net interest income$2,479,0002,148
Provision for loan and lease losses$03,703
Total noninterest income$943,0001,350
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$182,0001,564
Trading account gains and fees$0152
Additional Noninterest Income$760,0001,132
Total noninterest expense$1,901,0002,417
Salaries and employee benefits$1,206,0002,146
Premises and equipment expense$188,0002,766
Additional noninterest expense$507,0002,760
Pre-tax net operating income$1,521,0001,318
Securities gains (losses)$02,027
Applicable income taxes$329,0001,354
Income before extraordinary items$1,192,0001,386
Extraordinary gains, net$013
Net income$1,192,0001,388
Minority interest net income$064
Net income of bank and minority interests.$1,192,0001,388
Net charge-offs$-11,0005,460
Cash dividends$348,0001,428
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,192,0001,342
2014-12-31 (YTD Data)Rank
Total interest income$12,761,0001,941
Total interest expense$2,942,0001,014
Net interest income$9,819,0002,167
Provision for loan and lease losses$24,0004,186
Total noninterest income$3,526,0001,388
Gross Fiduciary activities income$62,000906
Service charges on deposit accounts$875,0001,462
Trading account gains and fees$0180
Additional Noninterest Income$2,589,0001,212
Total noninterest expense$8,507,0002,205
Salaries and employee benefits$5,296,0001,938
Premises and equipment expense$728,0002,843
Additional noninterest expense$2,483,0002,434
Pre-tax net operating income$4,814,0001,580
Securities gains (losses)$03,259
Applicable income taxes$1,004,0001,531
Income before extraordinary items$3,810,0001,658
Extraordinary gains, net$017
Net income$3,810,0001,658
Minority interest net income$084
Net income of bank and minority interests.$3,810,0001,657
Net charge-offs$35,0004,013
Cash dividends$2,643,0001,029
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,810,0001,633
2014-09-30 (YTD Data)Rank
Total interest income$9,374,0001,987
Total interest expense$2,261,000999
Net interest income$7,113,0002,251
Provision for loan and lease losses$04,401
Total noninterest income$2,632,0001,404
Gross Fiduciary activities income$52,000891
Service charges on deposit accounts$662,0001,458
Trading account gains and fees$0174
Additional Noninterest Income$1,918,0001,234
Total noninterest expense$5,844,0002,375
Salaries and employee benefits$3,753,0002,054
Premises and equipment expense$561,0002,815
Additional noninterest expense$1,530,0002,832
Pre-tax net operating income$3,901,0001,488
Securities gains (losses)$02,980
Applicable income taxes$868,0001,435
Income before extraordinary items$3,033,0001,561
Extraordinary gains, net$015
Net income$3,033,0001,561
Minority interest net income$081
Net income of bank and minority interests.$3,033,0001,561
Net charge-offs$-218,0006,357
Cash dividends$1,253,0001,312
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,033,0001,532
2014-06-30 (YTD Data)Rank
Total interest income$6,162,0002,003
Total interest expense$1,534,000988
Net interest income$4,628,0002,291
Provision for loan and lease losses$04,196
Total noninterest income$1,720,0001,410
Gross Fiduciary activities income$2,0001,095
Service charges on deposit accounts$434,0001,462
Trading account gains and fees$0172
Additional Noninterest Income$1,284,0001,216
Total noninterest expense$3,874,0002,390
Salaries and employee benefits$2,480,0002,082
Premises and equipment expense$376,0002,829
Additional noninterest expense$1,018,0002,839
Pre-tax net operating income$2,474,0001,517
Securities gains (losses)$02,580
Applicable income taxes$528,0001,493
Income before extraordinary items$1,946,0001,580
Extraordinary gains, net$020
Net income$1,946,0001,583
Minority interest net income$080
Net income of bank and minority interests.$1,946,0001,582
Net charge-offs$-195,0006,448
Cash dividends$835,0001,335
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,946,0001,553
2014-03-31 (YTD Data)Rank
Total interest income$3,139,0001,969
Total interest expense$782,000978
Net interest income$2,357,0002,243
Provision for loan and lease losses$03,817
Total noninterest income$879,0001,367
Gross Fiduciary activities income$2,0001,051
Service charges on deposit accounts$211,0001,485
Trading account gains and fees$0147
Additional Noninterest Income$666,0001,163
Total noninterest expense$1,841,0002,520
Salaries and employee benefits$1,148,0002,232
Premises and equipment expense$193,0002,825
Additional noninterest expense$500,0002,886
Pre-tax net operating income$1,395,0001,336
Securities gains (losses)$01,715
Applicable income taxes$249,0001,514
Income before extraordinary items$1,146,0001,320
Extraordinary gains, net$016
Net income$1,146,0001,321
Minority interest net income$066
Net income of bank and minority interests.$1,146,0001,322
Net charge-offs$-57,0006,356
Cash dividends$348,0001,342
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,146,0001,294
2013-12-31 (YTD Data)Rank
Total interest income$12,605,0001,965
Total interest expense$3,492,000967
Net interest income$9,113,0002,308
Provision for loan and lease losses$566,0001,704
Total noninterest income$3,342,0001,498
Gross Fiduciary activities income$54,000932
Service charges on deposit accounts$864,0001,540
Trading account gains and fees$0184
Additional Noninterest Income$2,424,0001,327
Total noninterest expense$7,984,0002,340
Salaries and employee benefits$5,004,0002,036
Premises and equipment expense$765,0002,785
Additional noninterest expense$2,215,0002,758
Pre-tax net operating income$3,905,0001,752
Securities gains (losses)$03,182
Applicable income taxes$686,0001,834
Income before extraordinary items$3,219,0001,786
Extraordinary gains, net$029
Net income$3,219,0001,789
Minority interest net income$090
Net income of bank and minority interests.$3,219,0001,789
Net charge-offs$511,0001,994
Cash dividends$2,295,0001,072
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,219,0001,766
2013-09-30 (YTD Data)Rank
Total interest income$9,473,0001,970
Total interest expense$2,709,000979
Net interest income$6,764,0002,333
Provision for loan and lease losses$547,0001,432
Total noninterest income$2,525,0001,520
Gross Fiduciary activities income$43,000925
Service charges on deposit accounts$640,0001,562
Trading account gains and fees$0180
Additional Noninterest Income$1,842,0001,340
Total noninterest expense$5,713,0002,445
Salaries and employee benefits$3,610,0002,122
Premises and equipment expense$570,0002,819
Additional noninterest expense$1,533,0002,931
Pre-tax net operating income$3,029,0001,724
Securities gains (losses)$03,040
Applicable income taxes$552,0001,811
Income before extraordinary items$2,477,0001,784
Extraordinary gains, net$025
Net income$2,477,0001,788
Minority interest net income$084
Net income of bank and minority interests.$2,477,0001,789
Net charge-offs$559,0001,481
Cash dividends$1,252,0001,228
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,477,0001,745
2013-06-30 (YTD Data)Rank
Total interest income$6,324,0001,970
Total interest expense$1,859,000979
Net interest income$4,465,0002,345
Provision for loan and lease losses$359,0001,480
Total noninterest income$1,559,0001,601
Gross Fiduciary activities income$2,0001,138
Service charges on deposit accounts$412,0001,592
Trading account gains and fees$0157
Additional Noninterest Income$1,145,0001,448
Total noninterest expense$3,706,0002,504
Salaries and employee benefits$2,335,0002,181
Premises and equipment expense$341,0003,046
Additional noninterest expense$1,030,0002,900
Pre-tax net operating income$1,959,0001,754
Securities gains (losses)$02,791
Applicable income taxes$352,0001,865
Income before extraordinary items$1,607,0001,819
Extraordinary gains, net$022
Net income$1,607,0001,824
Minority interest net income$082
Net income of bank and minority interests.$1,607,0001,825
Net charge-offs$312,0001,650
Cash dividends$835,0001,243
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,607,0001,756
2013-03-31 (YTD Data)Rank
Total interest income$3,189,0001,972
Total interest expense$943,000991
Net interest income$2,246,0002,335
Provision for loan and lease losses$176,0001,477
Total noninterest income$784,0001,592
Gross Fiduciary activities income$2,0001,072
Service charges on deposit accounts$202,0001,606
Trading account gains and fees$0148
Additional Noninterest Income$580,0001,416
Total noninterest expense$1,813,0002,584
Salaries and employee benefits$1,124,0002,277
Premises and equipment expense$166,0003,161
Additional noninterest expense$523,0002,872
Pre-tax net operating income$1,041,0001,644
Securities gains (losses)$01,966
Applicable income taxes$186,0001,784
Income before extraordinary items$855,0001,684
Extraordinary gains, net$010
Net income$855,0001,685
Minority interest net income$076
Net income of bank and minority interests.$855,0001,686
Net charge-offs$-24,0006,505
Cash dividends$417,0001,068
Sale, conversion, retirement of capital stock, net$0789
Net operating income$855,0001,628
2012-12-31 (YTD Data)Rank
Total interest income$14,067,0001,875
Total interest expense$4,681,000961
Net interest income$9,386,0002,281
Provision for loan and lease losses$732,0002,208
Total noninterest income$3,276,0001,546
Gross Fiduciary activities income$67,000940
Service charges on deposit accounts$911,0001,530
Trading account gains and fees$0166
Additional Noninterest Income$2,298,0001,414
Total noninterest expense$7,829,0002,425
Salaries and employee benefits$4,973,0002,020
Premises and equipment expense$711,0002,986
Additional noninterest expense$2,145,0002,924
Pre-tax net operating income$4,101,0001,614
Securities gains (losses)$03,810
Applicable income taxes$787,0001,715
Income before extraordinary items$3,314,0001,707
Extraordinary gains, net$029
Net income$3,314,0001,708
Minority interest net income$093
Net income of bank and minority interests.$3,314,0001,708
Net charge-offs$546,0002,539
Cash dividends$2,504,0001,003
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,314,0001,618
2012-09-30 (YTD Data)Rank
Total interest income$10,746,0001,867
Total interest expense$3,600,000983
Net interest income$7,146,0002,282
Provision for loan and lease losses$544,0002,172
Total noninterest income$2,438,0001,546
Gross Fiduciary activities income$57,000914
Service charges on deposit accounts$681,0001,547
Trading account gains and fees$0157
Additional Noninterest Income$1,700,0001,412
Total noninterest expense$5,683,0002,490
Salaries and employee benefits$3,571,0002,094
Premises and equipment expense$505,0003,144
Additional noninterest expense$1,607,0002,930
Pre-tax net operating income$3,357,0001,545
Securities gains (losses)$03,575
Applicable income taxes$681,0001,612
Income before extraordinary items$2,676,0001,644
Extraordinary gains, net$020
Net income$2,676,0001,645
Minority interest net income$086
Net income of bank and minority interests.$2,676,0001,645
Net charge-offs$32,0004,810
Cash dividends$1,461,0001,032
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,676,0001,553
2012-06-30 (YTD Data)Rank
Total interest income$7,228,0001,860
Total interest expense$2,457,000994
Net interest income$4,771,0002,285
Provision for loan and lease losses$362,0002,195
Total noninterest income$1,552,0001,588
Gross Fiduciary activities income$14,0001,020
Service charges on deposit accounts$445,0001,565
Trading account gains and fees$0153
Additional Noninterest Income$1,093,0001,434
Total noninterest expense$3,802,0002,487
Salaries and employee benefits$2,365,0002,105
Premises and equipment expense$324,0003,243
Additional noninterest expense$1,113,0002,862
Pre-tax net operating income$2,159,0001,590
Securities gains (losses)$03,178
Applicable income taxes$389,0001,751
Income before extraordinary items$1,770,0001,645
Extraordinary gains, net$019
Net income$1,770,0001,644
Minority interest net income$084
Net income of bank and minority interests.$1,770,0001,645
Net charge-offs$32,0004,361
Cash dividends$1,043,000930
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,770,0001,562
2012-03-31 (YTD Data)Rank
Total interest income$3,652,0001,858
Total interest expense$1,278,000993
Net interest income$2,374,0002,307
Provision for loan and lease losses$180,0002,114
Total noninterest income$784,0001,547
Gross Fiduciary activities income$13,000960
Service charges on deposit accounts$219,0001,577
Trading account gains and fees$0148
Additional Noninterest Income$552,0001,409
Total noninterest expense$1,912,0002,463
Salaries and employee benefits$1,147,0002,184
Premises and equipment expense$152,0003,426
Additional noninterest expense$613,0002,610
Pre-tax net operating income$1,066,0001,584
Securities gains (losses)$02,210
Applicable income taxes$137,0002,131
Income before extraordinary items$929,0001,572
Extraordinary gains, net$019
Net income$929,0001,573
Minority interest net income$078
Net income of bank and minority interests.$929,0001,573
Net charge-offs$-21,0006,886
Cash dividends$417,000996
Sale, conversion, retirement of capital stock, net$0861
Net operating income$929,0001,476
2011-12-31 (YTD Data)Rank
Total interest income$15,547,0001,811
Total interest expense$5,639,0001,067
Net interest income$9,908,0002,201
Provision for loan and lease losses$751,0002,823
Total noninterest income$3,282,0001,397
Gross Fiduciary activities income$61,000896
Service charges on deposit accounts$1,265,0001,164
Trading account gains and fees$0146
Additional Noninterest Income$1,956,0001,384
Total noninterest expense$8,160,0002,329
Salaries and employee benefits$5,149,0001,897
Premises and equipment expense$722,0003,128
Additional noninterest expense$2,289,0002,781
Pre-tax net operating income$4,279,0001,360
Securities gains (losses)$03,838
Applicable income taxes$806,0001,548
Income before extraordinary items$3,473,0001,410
Extraordinary gains, net$029
Net income$3,473,0001,410
Minority interest net income$096
Net income of bank and minority interests.$3,473,0001,410
Net charge-offs$624,0002,908
Cash dividends$2,434,000812
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,473,0001,341
2011-09-30 (YTD Data)Rank
Total interest income$11,801,0001,809
Total interest expense$4,305,0001,093
Net interest income$7,496,0002,196
Provision for loan and lease losses$561,0002,711
Total noninterest income$2,473,0001,390
Gross Fiduciary activities income$49,000877
Service charges on deposit accounts$957,0001,158
Trading account gains and fees$0145
Additional Noninterest Income$1,467,0001,365
Total noninterest expense$5,521,0002,555
Salaries and employee benefits$3,355,0002,169
Premises and equipment expense$525,0003,242
Additional noninterest expense$1,641,0002,904
Pre-tax net operating income$3,887,0001,189
Securities gains (losses)$03,555
Applicable income taxes$788,0001,306
Income before extraordinary items$3,099,0001,253
Extraordinary gains, net$021
Net income$3,099,0001,253
Minority interest net income$087
Net income of bank and minority interests.$3,099,0001,253
Net charge-offs$394,0002,929
Cash dividends$1,461,000868
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,099,0001,178
2011-06-30 (YTD Data)Rank
Total interest income$7,866,0001,825
Total interest expense$2,891,0001,126
Net interest income$4,975,0002,205
Provision for loan and lease losses$377,0002,666
Total noninterest income$1,582,0001,423
Gross Fiduciary activities income$2,0001,136
Service charges on deposit accounts$626,0001,162
Trading account gains and fees$0153
Additional Noninterest Income$954,0001,385
Total noninterest expense$3,782,0002,511
Salaries and employee benefits$2,185,0002,232
Premises and equipment expense$361,0003,181
Additional noninterest expense$1,236,0002,673
Pre-tax net operating income$2,398,0001,242
Securities gains (losses)$02,914
Applicable income taxes$448,0001,427
Income before extraordinary items$1,950,0001,283
Extraordinary gains, net$015
Net income$1,950,0001,283
Minority interest net income$089
Net income of bank and minority interests.$1,950,0001,283
Net charge-offs$195,0003,143
Cash dividends$1,043,000787
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,950,0001,224
2011-03-31 (YTD Data)Rank
Total interest income$3,910,0001,845
Total interest expense$1,466,0001,147
Net interest income$2,444,0002,240
Provision for loan and lease losses$190,0002,505
Total noninterest income$812,0001,404
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$309,0001,164
Trading account gains and fees$0158
Additional Noninterest Income$501,0001,342
Total noninterest expense$1,865,0002,557
Salaries and employee benefits$1,085,0002,257
Premises and equipment expense$202,0002,961
Additional noninterest expense$578,0002,800
Pre-tax net operating income$1,201,0001,212
Securities gains (losses)$01,772
Applicable income taxes$140,0001,858
Income before extraordinary items$1,061,0001,159
Extraordinary gains, net$09
Net income$1,061,0001,159
Minority interest net income$086
Net income of bank and minority interests.$1,061,0001,159
Net charge-offs$190,0002,161
Cash dividends$626,000596
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,061,0001,127
2010-12-31 (YTD Data)Rank
Total interest income$15,882,0001,909
Total interest expense$6,533,0001,266
Net interest income$9,349,0002,333
Provision for loan and lease losses$733,0003,528
Total noninterest income$3,283,0001,452
Gross Fiduciary activities income$72,000920
Service charges on deposit accounts$1,185,0001,267
Trading account gains and fees$0175
Additional Noninterest Income$2,026,0001,391
Total noninterest expense$7,591,0002,559
Salaries and employee benefits$4,701,0002,055
Premises and equipment expense$698,0003,307
Additional noninterest expense$2,192,0002,992
Pre-tax net operating income$4,308,0001,178
Securities gains (losses)$03,793
Applicable income taxes$890,0001,334
Income before extraordinary items$3,418,0001,248
Extraordinary gains, net$029
Net income$3,418,0001,250
Minority interest net income$0111
Net income of bank and minority interests.$3,418,0001,251
Net charge-offs$941,0002,771
Cash dividends$2,852,000575
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,418,0001,202
2010-09-30 (YTD Data)Rank
Total interest income$12,034,0001,924
Total interest expense$4,980,0001,297
Net interest income$7,054,0002,361
Provision for loan and lease losses$546,0003,395
Total noninterest income$2,496,0001,431
Gross Fiduciary activities income$62,000892
Service charges on deposit accounts$894,0001,298
Trading account gains and fees$0165
Additional Noninterest Income$1,540,0001,314
Total noninterest expense$5,405,0002,656
Salaries and employee benefits$3,297,0002,206
Premises and equipment expense$482,0003,581
Additional noninterest expense$1,626,0002,990
Pre-tax net operating income$3,599,0001,125
Securities gains (losses)$03,651
Applicable income taxes$796,0001,210
Income before extraordinary items$2,803,0001,203
Extraordinary gains, net$023
Net income$2,803,0001,207
Minority interest net income$0110
Net income of bank and minority interests.$2,803,0001,207
Net charge-offs$594,0002,843
Cash dividends$1,669,000645
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,803,0001,151
2010-06-30 (YTD Data)Rank
Total interest income$8,111,0001,929
Total interest expense$3,358,0001,338
Net interest income$4,753,0002,354
Provision for loan and lease losses$362,0003,335
Total noninterest income$1,627,0001,432
Gross Fiduciary activities income$17,0001,003
Service charges on deposit accounts$597,0001,313
Trading account gains and fees$0152
Additional Noninterest Income$1,013,0001,282
Total noninterest expense$3,551,0002,698
Salaries and employee benefits$2,120,0002,294
Premises and equipment expense$324,0003,594
Additional noninterest expense$1,107,0002,927
Pre-tax net operating income$2,467,0001,080
Securities gains (losses)$03,184
Applicable income taxes$472,0001,272
Income before extraordinary items$1,995,0001,121
Extraordinary gains, net$019
Net income$1,995,0001,121
Minority interest net income$0105
Net income of bank and minority interests.$1,995,0001,122
Net charge-offs$532,0002,370
Cash dividends$1,043,000674
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,995,0001,071
2010-03-31 (YTD Data)Rank
Total interest income$3,987,0002,005
Total interest expense$1,692,0001,392
Net interest income$2,295,0002,452
Provision for loan and lease losses$180,0003,129
Total noninterest income$832,0001,410
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$291,0001,350
Trading account gains and fees$0175
Additional Noninterest Income$539,0001,217
Total noninterest expense$1,838,0002,652
Salaries and employee benefits$1,056,0002,333
Premises and equipment expense$178,0003,414
Additional noninterest expense$604,0002,691
Pre-tax net operating income$1,109,0001,175
Securities gains (losses)$02,284
Applicable income taxes$205,0001,402
Income before extraordinary items$904,0001,207
Extraordinary gains, net$016
Net income$904,0001,210
Minority interest net income$091
Net income of bank and minority interests.$904,0001,209
Net charge-offs$518,0001,557
Cash dividends$626,000539
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$904,0001,181
2009-12-31 (YTD Data)Rank
Total interest income$15,630,0002,156
Total interest expense$7,197,0001,642
Net interest income$8,433,0002,584
Provision for loan and lease losses$365,0004,999
Total noninterest income$3,330,0001,500
Gross Fiduciary activities income$64,000925
Service charges on deposit accounts$1,263,0001,367
Trading account gains and fees$3,000201
Additional Noninterest Income$2,000,0001,371
Total noninterest expense$7,498,0002,627
Salaries and employee benefits$4,546,0002,166
Premises and equipment expense$680,0003,550
Additional noninterest expense$2,272,0002,992
Pre-tax net operating income$3,900,0001,062
Securities gains (losses)$03,754
Applicable income taxes$741,0001,193
Income before extraordinary items$3,159,0001,063
Extraordinary gains, net$034
Net income$3,159,0001,061
Minority interest net income$0115
Net income of bank and minority interests.$3,159,0001,062
Net charge-offs$454,0003,921
Cash dividends$2,017,000901
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,159,0001,063
2009-09-30 (YTD Data)Rank
Total interest income$11,723,0002,192
Total interest expense$5,454,0001,701
Net interest income$6,269,0002,616
Provision for loan and lease losses$273,0004,731
Total noninterest income$2,488,0001,521
Gross Fiduciary activities income$51,000912
Service charges on deposit accounts$926,0001,404
Trading account gains and fees$3,000203
Additional Noninterest Income$1,508,0001,388
Total noninterest expense$5,550,0002,668
Salaries and employee benefits$3,349,0002,217
Premises and equipment expense$474,0003,774
Additional noninterest expense$1,727,0002,923
Pre-tax net operating income$2,934,0001,118
Securities gains (losses)$03,497
Applicable income taxes$514,0001,376
Income before extraordinary items$2,420,0001,126
Extraordinary gains, net$027
Net income$2,420,0001,124
Minority interest net income$0118
Net income of bank and minority interests.$2,420,0001,126
Net charge-offs$395,0003,355
Cash dividends$1,391,000935
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,420,0001,111
2009-06-30 (YTD Data)Rank
Total interest income$7,784,0002,226
Total interest expense$3,679,0001,763
Net interest income$4,105,0002,644
Provision for loan and lease losses$181,0004,459
Total noninterest income$1,611,0001,561
Gross Fiduciary activities income$5,0001,161
Service charges on deposit accounts$576,0001,464
Trading account gains and fees$-2,0008,132
Additional Noninterest Income$1,032,0001,401
Total noninterest expense$3,566,0002,787
Salaries and employee benefits$2,139,0002,369
Premises and equipment expense$310,0003,846
Additional noninterest expense$1,117,0003,021
Pre-tax net operating income$1,969,0001,158
Securities gains (losses)$03,136
Applicable income taxes$321,0001,465
Income before extraordinary items$1,648,0001,146
Extraordinary gains, net$021
Net income$1,648,0001,146
Minority interest net income$0112
Net income of bank and minority interests.$1,648,0001,146
Net charge-offs$386,0002,649
Cash dividends$974,000951
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,648,0001,111
2009-03-31 (YTD Data)Rank
Total interest income$3,929,0002,240
Total interest expense$1,877,0001,792
Net interest income$2,052,0002,642
Provision for loan and lease losses$90,0004,033
Total noninterest income$813,0001,535
Gross Fiduciary activities income$4,0001,095
Service charges on deposit accounts$246,0001,640
Trading account gains and fees$-4,0008,175
Additional Noninterest Income$567,0001,282
Total noninterest expense$1,786,0002,699
Salaries and employee benefits$1,039,0002,464
Premises and equipment expense$130,0004,390
Additional noninterest expense$617,0002,505
Pre-tax net operating income$989,0001,303
Securities gains (losses)$02,434
Applicable income taxes$211,0001,394
Income before extraordinary items$778,0001,414
Extraordinary gains, net$015
Net income$778,0001,413
Minority interest net income$0102
Net income of bank and minority interests.$778,0001,416
Net charge-offs$-38,0008,103
Cash dividends$626,000691
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$778,0001,331
2008-12-31 (YTD Data)Rank
Total interest income$17,472,0002,168
Total interest expense$8,334,0001,888
Net interest income$9,138,0002,388
Provision for loan and lease losses$469,0003,913
Total noninterest income$3,475,0001,406
Gross Fiduciary activities income$63,000946
Service charges on deposit accounts$1,200,0001,490
Trading account gains and fees$9,000138
Additional Noninterest Income$2,203,0001,211
Total noninterest expense$7,610,0002,483
Salaries and employee benefits$5,108,0001,969
Premises and equipment expense$553,0004,202
Additional noninterest expense$1,949,0002,930
Pre-tax net operating income$4,534,0001,202
Securities gains (losses)$03,220
Applicable income taxes$960,0001,240
Income before extraordinary items$3,574,0001,166
Extraordinary gains, net$039
Net income$3,574,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,122
Cash dividends$2,226,0001,221
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,574,0001,239
2008-09-30 (YTD Data)Rank
Total interest income$13,177,0002,211
Total interest expense$6,384,0001,929
Net interest income$6,793,0002,433
Provision for loan and lease losses$177,0004,409
Total noninterest income$2,669,0001,430
Gross Fiduciary activities income$53,000929
Service charges on deposit accounts$915,0001,479
Trading account gains and fees$-8,0008,269
Additional Noninterest Income$1,709,0001,244
Total noninterest expense$5,388,0002,618
Salaries and employee benefits$3,576,0002,159
Premises and equipment expense$391,0004,371
Additional noninterest expense$1,421,0002,915
Pre-tax net operating income$3,897,0001,277
Securities gains (losses)$8,0002,453
Applicable income taxes$869,0001,290
Income before extraordinary items$3,036,0001,229
Extraordinary gains, net$031
Net income$3,036,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,457
Cash dividends$1,600,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,029,7601,297
2008-06-30 (YTD Data)Rank
Total interest income$8,764,0002,243
Total interest expense$4,282,0002,014
Net interest income$4,482,0002,434
Provision for loan and lease losses$85,0004,532
Total noninterest income$1,684,0001,515
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$602,0001,479
Trading account gains and fees$-12,0008,350
Additional Noninterest Income$1,087,0001,322
Total noninterest expense$3,560,0002,638
Salaries and employee benefits$2,326,0002,233
Premises and equipment expense$243,0004,586
Additional noninterest expense$991,0002,763
Pre-tax net operating income$2,521,0001,366
Securities gains (losses)$8,0002,549
Applicable income taxes$560,0001,476
Income before extraordinary items$1,969,0001,415
Extraordinary gains, net$021
Net income$1,969,0001,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,014
Cash dividends$974,0001,469
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,962,7601,386
2008-03-31 (YTD Data)Rank
Total interest income$4,378,0002,301
Total interest expense$2,172,0002,098
Net interest income$2,206,0002,472
Provision for loan and lease losses$06,080
Total noninterest income$806,0001,558
Gross Fiduciary activities income$4,0001,139
Service charges on deposit accounts$291,0001,505
Trading account gains and fees$11,000136
Additional Noninterest Income$500,0001,414
Total noninterest expense$1,886,0002,507
Salaries and employee benefits$1,226,0002,137
Premises and equipment expense$108,0004,941
Additional noninterest expense$552,0002,487
Pre-tax net operating income$1,126,0001,606
Securities gains (losses)$12,0001,897
Applicable income taxes$269,0001,595
Income before extraordinary items$869,0001,700
Extraordinary gains, net$015
Net income$869,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,298
Cash dividends$626,0001,125
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$859,8801,653
2007-12-31 (YTD Data)Rank
Total interest income$17,731,0002,324
Total interest expense$8,594,0002,192
Net interest income$9,137,0002,420
Provision for loan and lease losses$501,0002,314
Total noninterest income$2,925,0001,675
Gross Fiduciary activities income$84,000943
Service charges on deposit accounts$1,281,0001,395
Trading account gains and fees$14,000163
Additional Noninterest Income$1,546,0001,640
Total noninterest expense$7,185,0002,524
Salaries and employee benefits$4,975,0002,019
Premises and equipment expense$582,0003,932
Additional noninterest expense$1,628,0003,190
Pre-tax net operating income$4,376,0001,844
Securities gains (losses)$02,146
Applicable income taxes$946,0001,931
Income before extraordinary items$3,430,0001,827
Extraordinary gains, net$039
Net income$3,430,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,394,000791
Cash dividends$3,338,0001,095
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,430,0001,819
2007-09-30 (YTD Data)Rank
Total interest income$13,284,0002,335
Total interest expense$6,385,0002,209
Net interest income$6,899,0002,426
Provision for loan and lease losses$1,0006,502
Total noninterest income$2,391,0001,575
Gross Fiduciary activities income$70,000921
Service charges on deposit accounts$953,0001,390
Trading account gains and fees$-1,0008,490
Additional Noninterest Income$1,369,0001,467
Total noninterest expense$5,320,0002,546
Salaries and employee benefits$3,650,0002,072
Premises and equipment expense$374,0004,361
Additional noninterest expense$1,296,0002,980
Pre-tax net operating income$3,969,0001,678
Securities gains (losses)$01,655
Applicable income taxes$980,0001,674
Income before extraordinary items$2,989,0001,703
Extraordinary gains, net$033
Net income$2,989,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,489
Cash dividends$2,087,0001,178
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,989,0001,684
2007-06-30 (YTD Data)Rank
Total interest income$8,828,0002,361
Total interest expense$4,241,0002,219
Net interest income$4,587,0002,461
Provision for loan and lease losses$06,209
Total noninterest income$1,548,0001,635
Gross Fiduciary activities income$16,0001,072
Service charges on deposit accounts$621,0001,422
Trading account gains and fees$-22,0008,558
Additional Noninterest Income$933,0001,463
Total noninterest expense$3,600,0002,537
Salaries and employee benefits$2,491,0002,052
Premises and equipment expense$252,0004,358
Additional noninterest expense$857,0003,006
Pre-tax net operating income$2,535,0001,801
Securities gains (losses)$01,444
Applicable income taxes$627,0001,786
Income before extraordinary items$1,908,0001,817
Extraordinary gains, net$029
Net income$1,908,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-200,0008,522
Cash dividends$1,252,0001,285
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,908,0001,801
2007-03-31 (YTD Data)Rank
Total interest income$4,381,0002,373
Total interest expense$2,102,0002,226
Net interest income$2,279,0002,477
Provision for loan and lease losses$1,0005,727
Total noninterest income$816,0001,558
Gross Fiduciary activities income$8,0001,061
Service charges on deposit accounts$291,0001,473
Trading account gains and fees$79,000120
Additional Noninterest Income$438,0001,511
Total noninterest expense$1,736,0002,628
Salaries and employee benefits$1,177,0002,187
Premises and equipment expense$116,0004,609
Additional noninterest expense$443,0002,905
Pre-tax net operating income$1,358,0001,683
Securities gains (losses)$01,187
Applicable income taxes$329,0001,750
Income before extraordinary items$1,029,0001,674
Extraordinary gains, net$022
Net income$1,029,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-213,0008,575
Cash dividends$626,0001,182
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,029,0001,661
2006-12-31 (YTD Data)Rank
Total interest income$16,614,0002,348
Total interest expense$7,429,0002,178
Net interest income$9,185,0002,473
Provision for loan and lease losses$223,0003,333
Total noninterest income$2,925,0001,678
Gross Fiduciary activities income$65,000993
Service charges on deposit accounts$1,249,0001,435
Trading account gains and fees$0130
Additional Noninterest Income$1,611,0001,585
Total noninterest expense$7,028,0002,503
Salaries and employee benefits$4,881,0001,996
Premises and equipment expense$568,0003,920
Additional noninterest expense$1,579,0003,159
Pre-tax net operating income$4,859,0001,939
Securities gains (losses)$01,687
Applicable income taxes$1,164,0001,989
Income before extraordinary items$3,695,0001,920
Extraordinary gains, net$051
Net income$3,695,0001,921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,205
Cash dividends$2,504,0001,286
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,695,0001,908
2006-09-30 (YTD Data)Rank
Total interest income$12,408,0002,341
Total interest expense$5,463,0002,166
Net interest income$6,945,0002,470
Provision for loan and lease losses$220,0002,716
Total noninterest income$2,243,0001,637
Gross Fiduciary activities income$51,000985
Service charges on deposit accounts$937,0001,435
Trading account gains and fees$0126
Additional Noninterest Income$1,255,0001,536
Total noninterest expense$5,292,0002,488
Salaries and employee benefits$3,592,0002,035
Premises and equipment expense$494,0003,503
Additional noninterest expense$1,206,0003,119
Pre-tax net operating income$3,676,0001,979
Securities gains (losses)$01,388
Applicable income taxes$915,0001,999
Income before extraordinary items$2,761,0001,972
Extraordinary gains, net$045
Net income$2,761,0001,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,430
Cash dividends$1,878,0001,213
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,761,0001,960
2006-06-30 (YTD Data)Rank
Total interest income$8,222,0002,309
Total interest expense$3,442,0002,164
Net interest income$4,780,0002,416
Provision for loan and lease losses$182,0002,251
Total noninterest income$1,478,0001,668
Gross Fiduciary activities income$2,0001,334
Service charges on deposit accounts$616,0001,445
Trading account gains and fees$0126
Additional Noninterest Income$860,0001,513
Total noninterest expense$3,637,0002,438
Salaries and employee benefits$2,444,0001,991
Premises and equipment expense$337,0003,430
Additional noninterest expense$856,0002,945
Pre-tax net operating income$2,439,0001,992
Securities gains (losses)$01,185
Applicable income taxes$541,0002,197
Income before extraordinary items$1,898,0001,923
Extraordinary gains, net$039
Net income$1,898,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$1,252,0001,208
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,898,0001,905
2006-03-31 (YTD Data)Rank
Total interest income$4,031,0002,310
Total interest expense$1,665,0002,141
Net interest income$2,366,0002,430
Provision for loan and lease losses$91,0002,117
Total noninterest income$723,0001,653
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$296,0001,443
Trading account gains and fees$0115
Additional Noninterest Income$425,0001,506
Total noninterest expense$1,912,0002,330
Salaries and employee benefits$1,284,0001,913
Premises and equipment expense$173,0003,378
Additional noninterest expense$455,0002,778
Pre-tax net operating income$1,086,0002,138
Securities gains (losses)$0955
Applicable income taxes$234,0002,372
Income before extraordinary items$852,0002,068
Extraordinary gains, net$021
Net income$852,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$626,0001,110
Sale, conversion, retirement of capital stock, net$0648
Net operating income$852,0002,052
2005-12-31 (YTD Data)Rank
Total interest income$14,929,0002,225
Total interest expense$6,051,0001,871
Net interest income$8,878,0002,459
Provision for loan and lease losses$89,0005,019
Total noninterest income$2,629,0001,794
Gross Fiduciary activities income$62,0001,018
Service charges on deposit accounts$1,215,0001,443
Trading account gains and fees$0138
Additional Noninterest Income$1,352,0001,801
Total noninterest expense$6,822,0002,441
Salaries and employee benefits$4,646,0001,980
Premises and equipment expense$512,0004,103
Additional noninterest expense$1,664,0002,976
Pre-tax net operating income$4,596,0001,989
Securities gains (losses)$-97,0008,415
Applicable income taxes$1,047,0002,204
Income before extraordinary items$3,452,0001,983
Extraordinary gains, net$046
Net income$3,452,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,153
Cash dividends$2,921,0001,061
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,526,6901,925
2005-09-30 (YTD Data)Rank
Total interest income$11,114,0002,185
Total interest expense$4,492,0001,786
Net interest income$6,622,0002,459
Provision for loan and lease losses$178,0003,228
Total noninterest income$2,146,0001,682
Gross Fiduciary activities income$47,000999
Service charges on deposit accounts$896,0001,451
Trading account gains and fees$0126
Additional Noninterest Income$1,203,0001,586
Total noninterest expense$5,358,0002,310
Salaries and employee benefits$3,404,0002,003
Premises and equipment expense$495,0003,381
Additional noninterest expense$1,459,0002,524
Pre-tax net operating income$3,232,0002,105
Securities gains (losses)$02,317
Applicable income taxes$840,0002,127
Income before extraordinary items$2,392,0002,150
Extraordinary gains, net$035
Net income$2,392,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,786
Cash dividends$2,434,000903
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,392,0002,114
2005-06-30 (YTD Data)Rank
Total interest income$7,318,0002,152
Total interest expense$2,922,0001,730
Net interest income$4,396,0002,449
Provision for loan and lease losses$181,0002,297
Total noninterest income$1,371,0001,721
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$572,0001,480
Trading account gains and fees$0116
Additional Noninterest Income$796,0001,586
Total noninterest expense$3,484,0002,364
Salaries and employee benefits$2,145,0002,109
Premises and equipment expense$339,0003,279
Additional noninterest expense$1,000,0002,429
Pre-tax net operating income$2,102,0002,098
Securities gains (losses)$02,146
Applicable income taxes$454,0002,405
Income before extraordinary items$1,648,0002,049
Extraordinary gains, net$030
Net income$1,648,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,519
Cash dividends$1,252,0001,078
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,648,0002,012
2005-03-31 (YTD Data)Rank
Total interest income$3,613,0002,141
Total interest expense$1,422,0001,681
Net interest income$2,191,0002,437
Provision for loan and lease losses$90,0002,180
Total noninterest income$689,0001,671
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$269,0001,514
Trading account gains and fees$0115
Additional Noninterest Income$418,0001,506
Total noninterest expense$1,713,0002,396
Salaries and employee benefits$1,023,0002,224
Premises and equipment expense$166,0003,360
Additional noninterest expense$524,0002,324
Pre-tax net operating income$1,077,0002,045
Securities gains (losses)$01,685
Applicable income taxes$215,0002,481
Income before extraordinary items$862,0001,952
Extraordinary gains, net$024
Net income$862,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,332
Cash dividends$626,0001,001
Sale, conversion, retirement of capital stock, net$0491
Net operating income$862,0001,915
2004-12-31 (YTD Data)Rank
Total interest income$14,688,0001,936
Total interest expense$5,651,0001,457
Net interest income$9,037,0002,262
Provision for loan and lease losses$271,0003,097
Total noninterest income$2,797,0001,708
Gross Fiduciary activities income$60,0001,034
Service charges on deposit accounts$1,065,0001,646
Trading account gains and fees$0138
Additional Noninterest Income$1,672,0001,507
Total noninterest expense$7,345,0002,170
Salaries and employee benefits$4,753,0001,846
Premises and equipment expense$570,0003,691
Additional noninterest expense$2,022,0002,400
Pre-tax net operating income$4,218,0001,963
Securities gains (losses)$03,819
Applicable income taxes$829,0002,475
Income before extraordinary items$3,389,0001,861
Extraordinary gains, net$034
Net income$3,389,0001,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,211
Cash dividends$2,504,0001,118
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,389,0001,822
2004-09-30 (YTD Data)Rank
Total interest income$11,009,0001,918
Total interest expense$4,200,0001,436
Net interest income$6,809,0002,223
Provision for loan and lease losses$274,0002,418
Total noninterest income$1,982,0001,790
Gross Fiduciary activities income$47,0001,026
Service charges on deposit accounts$811,0001,630
Trading account gains and fees$0134
Additional Noninterest Income$1,124,0001,627
Total noninterest expense$5,499,0002,160
Salaries and employee benefits$3,448,0001,897
Premises and equipment expense$517,0003,165
Additional noninterest expense$1,534,0002,344
Pre-tax net operating income$3,018,0002,061
Securities gains (losses)$03,710
Applicable income taxes$675,0002,380
Income before extraordinary items$2,343,0002,007
Extraordinary gains, net$026
Net income$2,343,0002,008
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,583
Cash dividends$1,878,0001,046
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,343,0001,949
2004-06-30 (YTD Data)Rank
Total interest income$7,326,0001,913
Total interest expense$2,794,0001,418
Net interest income$4,532,0002,205
Provision for loan and lease losses$181,0002,355
Total noninterest income$1,274,0001,823
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$523,0001,674
Trading account gains and fees$0130
Additional Noninterest Income$747,0001,635
Total noninterest expense$3,521,0002,245
Salaries and employee benefits$2,177,0002,000
Premises and equipment expense$346,0003,164
Additional noninterest expense$998,0002,387
Pre-tax net operating income$2,104,0001,957
Securities gains (losses)$03,413
Applicable income taxes$427,0002,447
Income before extraordinary items$1,677,0001,879
Extraordinary gains, net$021
Net income$1,677,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,163
Cash dividends$1,252,0001,041
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,677,0001,826
2004-03-31 (YTD Data)Rank
Total interest income$3,711,0001,896
Total interest expense$1,411,0001,418
Net interest income$2,300,0002,175
Provision for loan and lease losses$90,0002,254
Total noninterest income$624,0001,816
Gross Fiduciary activities income$3,0001,247
Service charges on deposit accounts$252,0001,685
Trading account gains and fees$0121
Additional Noninterest Income$369,0001,624
Total noninterest expense$1,747,0002,277
Salaries and employee benefits$1,105,0001,993
Premises and equipment expense$165,0003,314
Additional noninterest expense$477,0002,477
Pre-tax net operating income$1,087,0001,868
Securities gains (losses)$02,934
Applicable income taxes$179,0002,770
Income before extraordinary items$908,0001,729
Extraordinary gains, net$016
Net income$908,0001,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,783
Cash dividends$626,000986
Sale, conversion, retirement of capital stock, net$0464
Net operating income$908,0001,646
2003-12-31 (YTD Data)Rank
Total interest income$14,889,0001,903
Total interest expense$6,070,0001,463
Net interest income$8,819,0002,197
Provision for loan and lease losses$724,0001,580
Total noninterest income$2,154,0002,197
Gross Fiduciary activities income$63,0001,047
Service charges on deposit accounts$948,0001,830
Trading account gains and fees$0160
Additional Noninterest Income$1,143,0002,187
Total noninterest expense$6,820,0002,306
Salaries and employee benefits$4,122,0002,064
Premises and equipment expense$578,0003,636
Additional noninterest expense$2,120,0002,282
Pre-tax net operating income$3,429,0002,249
Securities gains (losses)$45,0002,612
Applicable income taxes$555,0003,207
Income before extraordinary items$2,919,0002,086
Extraordinary gains, net$054
Net income$2,919,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$873,0001,022
Cash dividends$2,504,0001,150
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,881,2002,012
2003-09-30 (YTD Data)Rank
Total interest income$11,176,0001,934
Total interest expense$4,592,0001,514
Net interest income$6,584,0002,216
Provision for loan and lease losses$573,0001,476
Total noninterest income$1,629,0002,216
Gross Fiduciary activities income$50,0001,034
Service charges on deposit accounts$714,0001,816
Trading account gains and fees$0153
Additional Noninterest Income$865,0002,248
Total noninterest expense$5,198,0002,279
Salaries and employee benefits$3,092,0002,068
Premises and equipment expense$422,0003,694
Additional noninterest expense$1,684,0002,138
Pre-tax net operating income$2,442,0002,436
Securities gains (losses)$31,0002,671
Applicable income taxes$574,0002,763
Income before extraordinary items$1,899,0002,441
Extraordinary gains, net$040
Net income$1,899,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,709
Cash dividends$1,878,0001,067
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,875,1302,342
2003-06-30 (YTD Data)Rank
Total interest income$7,507,0001,938
Total interest expense$3,080,0001,560
Net interest income$4,427,0002,197
Provision for loan and lease losses$380,0001,463
Total noninterest income$1,029,0002,308
Gross Fiduciary activities income$8,0001,256
Service charges on deposit accounts$485,0001,747
Trading account gains and fees$0150
Additional Noninterest Income$536,0002,351
Total noninterest expense$3,220,0002,437
Salaries and employee benefits$2,027,0002,096
Premises and equipment expense$290,0003,605
Additional noninterest expense$903,0002,607
Pre-tax net operating income$1,856,0002,172
Securities gains (losses)$31,0002,340
Applicable income taxes$347,0002,972
Income before extraordinary items$1,540,0002,059
Extraordinary gains, net$030
Net income$1,540,0002,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,230
Cash dividends$1,252,0001,078
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,514,5801,977
2003-03-31 (YTD Data)Rank
Total interest income$3,780,0001,939
Total interest expense$1,574,0001,568
Net interest income$2,206,0002,206
Provision for loan and lease losses$188,0001,444
Total noninterest income$573,0002,070
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$250,0001,634
Trading account gains and fees$0134
Additional Noninterest Income$317,0002,035
Total noninterest expense$1,636,0002,375
Salaries and employee benefits$1,010,0002,094
Premises and equipment expense$148,0003,521
Additional noninterest expense$478,0002,430
Pre-tax net operating income$955,0002,123
Securities gains (losses)$02,891
Applicable income taxes$129,0003,503
Income before extraordinary items$826,0001,911
Extraordinary gains, net$021
Net income$826,0001,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0009,076
Cash dividends$626,0001,014
Sale, conversion, retirement of capital stock, net$0419
Net operating income$826,0001,806
2002-12-31 (YTD Data)Rank
Total interest income$16,394,0001,879
Total interest expense$6,996,0001,628
Net interest income$9,398,0002,063
Provision for loan and lease losses$597,0002,098
Total noninterest income$2,024,0002,107
Gross Fiduciary activities income$82,0001,031
Service charges on deposit accounts$984,0001,640
Trading account gains and fees$0153
Additional Noninterest Income$958,0002,245
Total noninterest expense$6,457,0002,316
Salaries and employee benefits$4,258,0001,892
Premises and equipment expense$606,0003,384
Additional noninterest expense$1,593,0002,825
Pre-tax net operating income$4,368,0001,851
Securities gains (losses)$04,537
Applicable income taxes$1,070,0002,107
Income before extraordinary items$3,298,0001,820
Extraordinary gains, net$070
Net income$3,298,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,0001,692
Cash dividends$2,504,0001,084
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,298,0001,756
2001-12-31 (YTD Data)Rank
Total interest income$17,933,0001,913
Total interest expense$9,443,0001,720
Net interest income$8,490,0002,104
Provision for loan and lease losses$919,0001,335
Total noninterest income$2,612,0001,643
Gross Fiduciary activities income$67,0001,078
Service charges on deposit accounts$958,0001,546
Trading account gains and fees$0177
Additional Noninterest Income$1,587,0001,459
Total noninterest expense$6,349,0002,254
Salaries and employee benefits$4,077,0001,833
Premises and equipment expense$596,0003,374
Additional noninterest expense$1,676,0002,611
Pre-tax net operating income$3,834,0001,835
Securities gains (losses)$04,612
Applicable income taxes$976,0002,106
Income before extraordinary items$2,858,0001,839
Extraordinary gains, net$0105
Net income$2,858,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$951,000976
Cash dividends$5,099,000602
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,858,0001,770
2000-12-31 (YTD Data)Rank
Total interest income$18,927,0001,840
Total interest expense$9,594,0001,790
Net interest income$9,333,0001,886
Provision for loan and lease losses$112,0005,070
Total noninterest income$1,881,0001,963
Gross Fiduciary activities income$64,0001,009
Service charges on deposit accounts$891,0001,539
Trading account gains and fees$0180
Additional Noninterest Income$926,0001,953
Total noninterest expense$7,212,0001,929
Salaries and employee benefits$4,027,0001,791
Premises and equipment expense$607,0003,239
Additional noninterest expense$2,578,0001,724
Pre-tax net operating income$3,890,0001,883
Securities gains (losses)$01,956
Applicable income taxes$846,0002,413
Income before extraordinary items$3,044,0001,725
Extraordinary gains, net$038
Net income$3,044,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,348
Cash dividends$5,147,000610
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,044,0001,718
1999-12-31 (YTD Data)Rank
Total interest income$18,079,0001,801
Total interest expense$8,902,0001,688
Net interest income$9,177,0001,917
Provision for loan and lease losses$846,0001,133
Total noninterest income$1,765,0002,030
Gross Fiduciary activities income$53,0001,093
Service charges on deposit accounts$866,0001,520
Trading account gains and fees$0173
Additional Noninterest Income$846,0002,082
Total noninterest expense$6,031,0002,264
Salaries and employee benefits$3,712,0001,879
Premises and equipment expense$667,0002,983
Additional noninterest expense$1,652,0002,612
Pre-tax net operating income$4,065,0001,814
Securities gains (losses)$03,155
Applicable income taxes$1,025,0002,180
Income before extraordinary items$3,040,0001,745
Extraordinary gains, net$035
Net income$3,040,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,092
Cash dividends$2,365,0001,185
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,040,0001,718
1998-12-31 (YTD Data)Rank
Total interest income$18,216,0001,776
Total interest expense$9,158,0001,682
Net interest income$9,058,0001,891
Provision for loan and lease losses$1,034,000943
Total noninterest income$1,709,0002,052
Gross Fiduciary activities income$48,0001,120
Service charges on deposit accounts$867,0001,448
Trading account gains and fees$0224
Additional Noninterest Income$794,0002,182
Total noninterest expense$6,345,0002,069
Salaries and employee benefits$4,034,0001,649
Premises and equipment expense$615,0003,092
Additional noninterest expense$1,696,0002,454
Pre-tax net operating income$3,388,0002,124
Securities gains (losses)$39,0001,926
Applicable income taxes$715,0002,977
Income before extraordinary items$2,712,0001,922
Extraordinary gains, net$032
Net income$2,712,0001,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,022,000741
Cash dividends$869,0002,460
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,681,1901,882
1997-12-31 (YTD Data)Rank
Total interest income$18,928,0001,747
Total interest expense$9,548,0001,619
Net interest income$9,380,0001,860
Provision for loan and lease losses$609,0001,490
Total noninterest income$1,590,0002,100
Gross Fiduciary activities income$50,0001,174
Service charges on deposit accounts$794,0001,639
Trading account gains and fees$0239
Additional Noninterest Income$746,0002,127
Total noninterest expense$5,943,0002,157
Salaries and employee benefits$3,436,0001,914
Premises and equipment expense$685,0002,797
Additional noninterest expense$1,822,0002,285
Pre-tax net operating income$4,418,0001,732
Securities gains (losses)$43,0001,423
Applicable income taxes$1,114,0002,219
Income before extraordinary items$3,347,0001,617
Extraordinary gains, net$044
Net income$3,347,0001,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$727,000999
Cash dividends$974,0002,251
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,314,7501,594
1996-12-31 (YTD Data)Rank
Total interest income$17,254,0001,959
Total interest expense$8,349,0001,883
Net interest income$8,905,0002,016
Provision for loan and lease losses$709,0001,314
Total noninterest income$1,332,0002,500
Gross Fiduciary activities income$40,0001,272
Service charges on deposit accounts$669,0002,018
Trading account gains and fees$0262
Additional Noninterest Income$623,0002,506
Total noninterest expense$5,312,0002,567
Salaries and employee benefits$3,013,0002,212
Premises and equipment expense$644,0002,995
Additional noninterest expense$1,655,0002,876
Pre-tax net operating income$4,216,0001,705
Securities gains (losses)$04,148
Applicable income taxes$1,023,0002,310
Income before extraordinary items$3,193,0001,556
Extraordinary gains, net$053
Net income$3,193,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$657,0001,175
Cash dividends$695,0002,780
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,193,0001,524
1995-12-31 (YTD Data)Rank
Total interest income$15,832,0002,124
Total interest expense$7,830,0002,001
Net interest income$8,002,0002,252
Provision for loan and lease losses$434,0001,756
Total noninterest income$1,222,0002,675
Gross Fiduciary activities income$35,0001,346
Service charges on deposit accounts$617,0002,194
Trading account gains and fees$0522
Additional Noninterest Income$570,0002,627
Total noninterest expense$4,707,0002,866
Salaries and employee benefits$2,891,0002,297
Premises and equipment expense$519,0003,641
Additional noninterest expense$1,297,0003,504
Pre-tax net operating income$4,083,0001,814
Securities gains (losses)$-85,00011,418
Applicable income taxes$1,064,0002,250
Income before extraordinary items$2,934,0001,719
Extraordinary gains, net$065
Net income$2,934,0001,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$534,0001,325
Cash dividends$1,113,0001,855
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,996,0501,669
1994-12-31 (YTD Data)Rank
Total interest income$13,294,0002,297
Total interest expense$6,025,0002,074
Net interest income$7,269,0002,486
Provision for loan and lease losses$325,0002,132
Total noninterest income$1,017,0003,082
Gross Fiduciary activities income$21,0001,413
Service charges on deposit accounts$539,0002,532
Trading account gains and fees$0475
Additional Noninterest Income$457,0003,136
Total noninterest expense$4,295,0003,202
Salaries and employee benefits$2,434,0002,733
Premises and equipment expense$411,0004,477
Additional noninterest expense$1,450,0003,419
Pre-tax net operating income$3,666,0001,945
Securities gains (losses)$2,0003,070
Applicable income taxes$1,214,0001,857
Income before extraordinary items$2,454,0001,995
Extraordinary gains, net$0249
Net income$2,454,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,572
Cash dividends$1,200,0001,639
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,452,6602,000
1993-12-31 (YTD Data)Rank
Total interest income$12,957,0002,381
Total interest expense$5,652,0002,296
Net interest income$7,305,0002,447
Provision for loan and lease losses$358,0002,668
Total noninterest income$805,0003,970
Gross Fiduciary activities income$21,0001,442
Service charges on deposit accounts$473,0002,953
Trading account gains and fees$0532
Additional Noninterest Income$311,0004,371
Total noninterest expense$3,808,0003,638
Salaries and employee benefits$2,227,0002,946
Premises and equipment expense$483,0003,991
Additional noninterest expense$1,098,0004,542
Pre-tax net operating income$3,944,0001,748
Securities gains (losses)$07,477
Applicable income taxes$1,195,0001,929
Income before extraordinary items$2,749,0001,811
Extraordinary gains, net$307,000698
Net income$3,056,0001,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0008,470
Cash dividends$973,0001,825
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,749,0001,706
1992-12-31 (YTD Data)Rank
Total interest income$13,085,0002,695
Total interest expense$6,577,0002,568
Net interest income$6,508,0002,816
Provision for loan and lease losses$360,0003,684
Total noninterest income$749,0004,180
Gross Fiduciary activities income$21,0001,481
Service charges on deposit accounts$425,0003,276
Trading account gains and fees$0504
Additional Noninterest Income$303,0004,397
Total noninterest expense$3,411,0004,026
Salaries and employee benefits$2,054,0003,148
Premises and equipment expense$271,0006,424
Additional noninterest expense$1,086,0004,736
Pre-tax net operating income$3,486,0001,774
Securities gains (losses)$08,369
Applicable income taxes$1,132,0001,868
Income before extraordinary items$2,354,0001,940
Extraordinary gains, net$01,422
Net income$2,354,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00013,463
Cash dividends$557,0002,549
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,354,0001,784

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.