Home > The Peoples Bank > Income and Expense

The Peoples Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$6,667,0001,728
Total interest expense$2,416,0001,677
Net interest income$4,251,0001,745
Provision for loan and lease losses$120,0001,332
Total noninterest income$1,487,0001,027
Gross Fiduciary activities income$1,035,000340
Service charges on deposit accounts$197,0001,193
Trading account gains and feesNANA
Additional Noninterest Income$255,0002,140
Total noninterest expense$3,392,0001,733
Salaries and employee benefits$2,214,0001,554
Premises and equipment expense$142,0002,814
Additional noninterest expense$255,0002,140
Pre-tax net operating income$2,226,0001,339
Securities gains (losses)$3,000556
Applicable income taxes$132,0001,876
Income before extraordinary items$2,097,0001,236
Extraordinary gains, net$047
Net income$2,097,0001,253
Minority interest net income$065
Net income of bank and minority interests.$2,097,0001,236
Net charge-offs$634,000356
Cash dividends$1,900,000591
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,094,1801,253
2024-12-31 (YTD Data)Rank
Total interest income$26,859,0001,700
Total interest expense$9,462,0001,731
Net interest income$17,397,0001,636
Provision for loan and lease losses$03,269
Total noninterest income$5,793,0001,076
Gross Fiduciary activities income$3,860,000334
Service charges on deposit accounts$796,0001,216
Trading account gains and feesNANA
Additional Noninterest Income$1,137,0002,127
Total noninterest expense$13,323,0001,731
Salaries and employee benefits$8,918,0001,520
Premises and equipment expense$622,0002,665
Additional noninterest expense$1,137,0002,127
Pre-tax net operating income$9,867,0001,165
Securities gains (losses)$16,000539
Applicable income taxes$151,0002,520
Income before extraordinary items$9,732,0001,032
Extraordinary gains, net$053
Net income$9,732,0001,042
Minority interest net income$090
Net income of bank and minority interests.$9,732,0001,032
Net charge-offs$-135,0004,341
Cash dividends$9,600,000536
Sale, conversion, retirement of capital stock, net$0564
Net operating income$9,716,3201,044
2024-09-30 (YTD Data)Rank
Total interest income$20,207,0001,680
Total interest expense$6,898,0001,759
Net interest income$13,309,0001,606
Provision for loan and lease losses$03,100
Total noninterest income$3,988,0001,130
Gross Fiduciary activities income$2,577,000362
Service charges on deposit accounts$599,0001,204
Trading account gains and feesNANA
Additional Noninterest Income$812,0002,163
Total noninterest expense$9,749,0001,750
Salaries and employee benefits$6,443,0001,551
Premises and equipment expense$413,0002,827
Additional noninterest expense$812,0002,163
Pre-tax net operating income$7,548,0001,136
Securities gains (losses)$13,000637
Applicable income taxes$151,0002,383
Income before extraordinary items$7,410,0001,018
Extraordinary gains, net$051
Net income$7,410,0001,033
Minority interest net income$082
Net income of bank and minority interests.$7,410,0001,020
Net charge-offs$-81,0004,329
Cash dividends$7,000,000494
Sale, conversion, retirement of capital stock, net$0527
Net operating income$7,397,2601,022
2024-06-30 (YTD Data)Rank
Total interest income$13,401,0001,661
Total interest expense$4,420,0001,771
Net interest income$8,981,0001,584
Provision for loan and lease losses$02,935
Total noninterest income$2,645,0001,132
Gross Fiduciary activities income$1,718,000358
Service charges on deposit accounts$393,0001,196
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,145
Total noninterest expense$6,497,0001,749
Salaries and employee benefits$4,283,0001,561
Premises and equipment expense$252,0002,927
Additional noninterest expense$534,0002,145
Pre-tax net operating income$5,129,0001,110
Securities gains (losses)$10,000422
Applicable income taxes$151,0002,149
Income before extraordinary items$4,988,000999
Extraordinary gains, net$052
Net income$4,988,0001,013
Minority interest net income$084
Net income of bank and minority interests.$4,988,0001,001
Net charge-offs$-131,0004,428
Cash dividends$4,600,000497
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,978,300998
2024-03-31 (YTD Data)Rank
Total interest income$6,688,0001,651
Total interest expense$2,070,0001,822
Net interest income$4,618,0001,540
Provision for loan and lease losses$02,578
Total noninterest income$1,318,0001,135
Gross Fiduciary activities income$859,000339
Service charges on deposit accounts$201,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$258,0002,125
Total noninterest expense$3,271,0001,740
Salaries and employee benefits$2,130,0001,575
Premises and equipment expense$79,0003,507
Additional noninterest expense$258,0002,125
Pre-tax net operating income$2,665,0001,064
Securities gains (losses)$4,000464
Applicable income taxes$151,0001,690
Income before extraordinary items$2,518,000985
Extraordinary gains, net$051
Net income$2,518,000997
Minority interest net income$072
Net income of bank and minority interests.$2,518,000985
Net charge-offs$-116,0004,485
Cash dividends$2,200,000488
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,514,240985
2023-12-31 (YTD Data)Rank
Total interest income$22,394,0001,743
Total interest expense$5,162,0001,983
Net interest income$17,232,0001,627
Provision for loan and lease losses$03,275
Total noninterest income$5,414,0001,132
Gross Fiduciary activities income$3,361,000321
Service charges on deposit accounts$779,0001,211
Trading account gains and feesNANA
Additional Noninterest Income$1,274,0002,036
Total noninterest expense$12,452,0001,767
Salaries and employee benefits$8,251,0001,561
Premises and equipment expense$654,0002,581
Additional noninterest expense$1,274,0002,036
Pre-tax net operating income$10,194,0001,143
Securities gains (losses)$-2,545,0004,426
Applicable income taxes$03,369
Income before extraordinary items$7,649,0001,250
Extraordinary gains, net$054
Net income$7,649,0001,266
Minority interest net income$088
Net income of bank and minority interests.$7,649,0001,253
Net charge-offs$-204,0004,440
Cash dividends$7,450,000602
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,194,0001,012
2023-09-30 (YTD Data)Rank
Total interest income$16,414,0001,740
Total interest expense$3,561,0001,961
Net interest income$12,853,0001,652
Provision for loan and lease losses$03,085
Total noninterest income$4,167,0001,119
Gross Fiduciary activities income$2,566,000315
Service charges on deposit accounts$585,0001,209
Trading account gains and feesNANA
Additional Noninterest Income$1,016,0001,971
Total noninterest expense$9,804,0001,693
Salaries and employee benefits$6,656,0001,468
Premises and equipment expense$446,0002,729
Additional noninterest expense$1,016,0001,971
Pre-tax net operating income$7,216,0001,241
Securities gains (losses)$-1,685,0004,501
Applicable income taxes$105,0002,682
Income before extraordinary items$5,426,0001,357
Extraordinary gains, net$052
Net income$5,426,0001,368
Minority interest net income$081
Net income of bank and minority interests.$5,426,0001,357
Net charge-offs$-420,0004,549
Cash dividends$5,300,000579
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,077,3001,127
2023-06-30 (YTD Data)Rank
Total interest income$10,611,0001,755
Total interest expense$2,056,0001,993
Net interest income$8,555,0001,661
Provision for loan and lease losses$-250,0004,509
Total noninterest income$2,851,0001,036
Gross Fiduciary activities income$1,710,000307
Service charges on deposit accounts$364,0001,267
Trading account gains and feesNANA
Additional Noninterest Income$777,0001,772
Total noninterest expense$6,794,0001,634
Salaries and employee benefits$4,494,0001,444
Premises and equipment expense$353,0002,474
Additional noninterest expense$777,0001,770
Pre-tax net operating income$4,862,0001,230
Securities gains (losses)$-329,0004,426
Applicable income taxes$105,0002,521
Income before extraordinary items$4,428,0001,159
Extraordinary gains, net$051
Net income$4,428,0001,169
Minority interest net income$081
Net income of bank and minority interests.$4,428,0001,159
Net charge-offs$-301,0004,575
Cash dividends$4,000,000520
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,750,4201,109
2023-03-31 (YTD Data)Rank
Total interest income$5,140,0001,767
Total interest expense$885,0001,984
Net interest income$4,255,0001,686
Provision for loan and lease losses$02,612
Total noninterest income$1,300,0001,117
Gross Fiduciary activities income$856,000317
Service charges on deposit accounts$170,0001,351
Trading account gains and feesNANA
Additional Noninterest Income$274,0002,098
Total noninterest expense$3,454,0001,634
Salaries and employee benefits$2,318,0001,444
Premises and equipment expense$160,0002,646
Additional noninterest expense$274,0002,098
Pre-tax net operating income$2,101,0001,417
Securities gains (losses)$4,000770
Applicable income taxes$105,0002,103
Income before extraordinary items$2,000,0001,281
Extraordinary gains, net$04
Net income$2,000,0001,280
Minority interest net income$048
Net income of bank and minority interests.$2,000,0001,281
Net charge-offs$-9,0004,009
Cash dividends$2,000,000476
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,996,2001,308
2022-12-31 (YTD Data)Rank
Total interest income$17,824,0001,713
Total interest expense$1,281,0002,108
Net interest income$16,543,0001,666
Provision for loan and lease losses$-1,250,0004,627
Total noninterest income$5,439,0001,146
Gross Fiduciary activities income$3,490,000316
Service charges on deposit accounts$830,0001,173
Trading account gains and feesNANA
Additional Noninterest Income$1,119,0002,215
Total noninterest expense$12,429,0001,734
Salaries and employee benefits$8,407,0001,503
Premises and equipment expense$645,0002,614
Additional noninterest expense$1,119,0002,215
Pre-tax net operating income$10,803,0001,212
Securities gains (losses)$-1,143,0004,476
Applicable income taxes$400,0002,201
Income before extraordinary items$9,260,0001,164
Extraordinary gains, net$05
Net income$9,260,0001,163
Minority interest net income$063
Net income of bank and minority interests.$9,260,0001,164
Net charge-offs$400,000677
Cash dividends$7,300,000585
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,357,2801,100
2022-09-30 (YTD Data)Rank
Total interest income$12,699,0001,725
Total interest expense$569,0002,490
Net interest income$12,130,0001,672
Provision for loan and lease losses$02,835
Total noninterest income$4,073,0001,154
Gross Fiduciary activities income$2,615,000317
Service charges on deposit accounts$621,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,259
Total noninterest expense$9,695,0001,668
Salaries and employee benefits$6,645,0001,445
Premises and equipment expense$502,0002,551
Additional noninterest expense$837,0002,259
Pre-tax net operating income$6,508,0001,397
Securities gains (losses)$20,000343
Applicable income taxes$295,0002,226
Income before extraordinary items$6,233,0001,249
Extraordinary gains, net$04
Net income$6,233,0001,248
Minority interest net income$057
Net income of bank and minority interests.$6,233,0001,249
Net charge-offs$393,000505
Cash dividends$4,100,000674
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,214,0001,282
2022-06-30 (YTD Data)Rank
Total interest income$8,164,0001,732
Total interest expense$306,0002,629
Net interest income$7,858,0001,683
Provision for loan and lease losses$02,599
Total noninterest income$2,625,0001,165
Gross Fiduciary activities income$1,742,000283
Service charges on deposit accounts$407,0001,187
Trading account gains and feesNANA
Additional Noninterest Income$476,0002,442
Total noninterest expense$6,298,0001,687
Salaries and employee benefits$4,411,0001,450
Premises and equipment expense$348,0002,516
Additional noninterest expense$1,539,0001,961
Pre-tax net operating income$4,185,0001,365
Securities gains (losses)$16,000335
Applicable income taxes$190,0002,170
Income before extraordinary items$4,011,0001,235
Extraordinary gains, net$04
Net income$4,011,0001,234
Minority interest net income$060
Net income of bank and minority interests.$4,011,0001,235
Net charge-offs$307,000435
Cash dividends$3,100,000600
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,995,8001,257
2022-03-31 (YTD Data)Rank
Total interest income$3,916,0001,750
Total interest expense$146,0002,658
Net interest income$3,770,0001,695
Provision for loan and lease losses$02,285
Total noninterest income$1,279,0001,185
Gross Fiduciary activities income$869,000288
Service charges on deposit accounts$197,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,513
Total noninterest expense$3,114,0001,703
Salaries and employee benefits$2,208,0001,457
Premises and equipment expense$128,0002,991
Additional noninterest expense$778,0001,913
Pre-tax net operating income$1,935,0001,379
Securities gains (losses)$8,000410
Applicable income taxes$85,0002,171
Income before extraordinary items$1,858,0001,260
Extraordinary gains, net$04
Net income$1,858,0001,260
Minority interest net income$050
Net income of bank and minority interests.$1,858,0001,260
Net charge-offs$328,000283
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,850,3201,278
2021-12-31 (YTD Data)Rank
Total interest income$18,109,0001,605
Total interest expense$706,0002,698
Net interest income$17,403,0001,531
Provision for loan and lease losses$03,064
Total noninterest income$6,170,0001,148
Gross Fiduciary activities income$3,486,000284
Service charges on deposit accounts$797,0001,145
Trading account gains and feesNANA
Additional Noninterest Income$1,887,0001,969
Total noninterest expense$12,321,0001,714
Salaries and employee benefits$8,472,0001,494
Premises and equipment expense$695,0002,525
Additional noninterest expense$3,154,0001,902
Pre-tax net operating income$11,252,0001,175
Securities gains (losses)$37,0001,257
Applicable income taxes$614,0001,955
Income before extraordinary items$10,675,0001,100
Extraordinary gains, net$010
Net income$10,675,0001,100
Minority interest net income$074
Net income of bank and minority interests.$10,675,0001,100
Net charge-offs$194,0001,036
Cash dividends$10,580,000457
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,639,8501,082
2021-09-30 (YTD Data)Rank
Total interest income$13,898,0001,603
Total interest expense$547,0002,740
Net interest income$13,351,0001,524
Provision for loan and lease losses$02,963
Total noninterest income$4,488,0001,182
Gross Fiduciary activities income$2,246,000301
Service charges on deposit accounts$582,0001,160
Trading account gains and feesNANA
Additional Noninterest Income$1,660,0001,864
Total noninterest expense$9,013,0001,744
Salaries and employee benefits$6,207,0001,524
Premises and equipment expense$523,0002,541
Additional noninterest expense$2,283,0001,959
Pre-tax net operating income$8,826,0001,183
Securities gains (losses)$60,000987
Applicable income taxes$730,0001,701
Income before extraordinary items$8,156,0001,111
Extraordinary gains, net$08
Net income$8,156,0001,112
Minority interest net income$069
Net income of bank and minority interests.$8,156,0001,112
Net charge-offs$-54,0004,236
Cash dividends$6,800,000492
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,100,8001,106
2021-06-30 (YTD Data)Rank
Total interest income$8,657,0001,692
Total interest expense$398,0002,685
Net interest income$8,259,0001,612
Provision for loan and lease losses$02,862
Total noninterest income$2,544,0001,317
Gross Fiduciary activities income$1,497,000301
Service charges on deposit accounts$355,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$692,0002,316
Total noninterest expense$6,023,0001,728
Salaries and employee benefits$4,181,0001,504
Premises and equipment expense$330,0002,609
Additional noninterest expense$1,512,0001,953
Pre-tax net operating income$4,780,0001,352
Securities gains (losses)$46,000914
Applicable income taxes$670,0001,450
Income before extraordinary items$4,156,0001,351
Extraordinary gains, net$06
Net income$4,156,0001,351
Minority interest net income$067
Net income of bank and minority interests.$4,156,0001,351
Net charge-offs$-41,0004,309
Cash dividends$2,500,000708
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,116,4401,335
2021-03-31 (YTD Data)Rank
Total interest income$4,271,0001,708
Total interest expense$188,0002,843
Net interest income$4,083,0001,614
Provision for loan and lease losses$02,741
Total noninterest income$1,170,0001,390
Gross Fiduciary activities income$749,000296
Service charges on deposit accounts$174,0001,217
Trading account gains and feesNANA
Additional Noninterest Income$247,0002,636
Total noninterest expense$3,087,0001,685
Salaries and employee benefits$2,084,0001,498
Premises and equipment expense$176,0002,532
Additional noninterest expense$827,0001,786
Pre-tax net operating income$2,166,0001,444
Securities gains (losses)$32,000775
Applicable income taxes$473,0001,174
Income before extraordinary items$1,725,0001,552
Extraordinary gains, net$03
Net income$1,725,0001,552
Minority interest net income$055
Net income of bank and minority interests.$1,725,0001,552
Net charge-offs$-11,0004,101
Cash dividends$500,0001,175
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,699,7201,531
2020-12-31 (YTD Data)Rank
Total interest income$17,870,0001,641
Total interest expense$1,130,0002,751
Net interest income$16,740,0001,499
Provision for loan and lease losses$1,280,0001,363
Total noninterest income$4,574,0001,335
Gross Fiduciary activities income$2,936,000292
Service charges on deposit accounts$720,0001,228
Trading account gains and feesNANA
Additional Noninterest Income$918,0002,569
Total noninterest expense$11,671,0001,737
Salaries and employee benefits$7,721,0001,557
Premises and equipment expense$572,0002,834
Additional noninterest expense$3,378,0001,750
Pre-tax net operating income$8,363,0001,215
Securities gains (losses)$1,555,000260
Applicable income taxes$1,405,0001,184
Income before extraordinary items$8,513,0001,094
Extraordinary gains, net$04
Net income$8,513,0001,094
Minority interest net income$072
Net income of bank and minority interests.$8,513,0001,094
Net charge-offs$-85,0004,712
Cash dividends$14,824,000351
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,175,7001,202
2020-09-30 (YTD Data)Rank
Total interest income$13,266,0001,661
Total interest expense$920,0002,730
Net interest income$12,346,0001,515
Provision for loan and lease losses$1,280,0001,176
Total noninterest income$3,285,0001,342
Gross Fiduciary activities income$2,085,000296
Service charges on deposit accounts$520,0001,257
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,533
Total noninterest expense$8,588,0001,740
Salaries and employee benefits$5,757,0001,550
Premises and equipment expense$491,0002,624
Additional noninterest expense$2,340,0001,840
Pre-tax net operating income$5,763,0001,254
Securities gains (losses)$847,000343
Applicable income taxes$405,0001,867
Income before extraordinary items$6,205,0001,076
Extraordinary gains, net$04
Net income$6,205,0001,076
Minority interest net income$065
Net income of bank and minority interests.$6,205,0001,076
Net charge-offs$4,0002,970
Cash dividends$10,824,000340
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,408,8201,158
2020-06-30 (YTD Data)Rank
Total interest income$9,407,0001,595
Total interest expense$673,0002,706
Net interest income$8,734,0001,441
Provision for loan and lease losses$925,0001,145
Total noninterest income$2,170,0001,293
Gross Fiduciary activities income$1,390,000293
Service charges on deposit accounts$340,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$440,0002,496
Total noninterest expense$5,794,0001,725
Salaries and employee benefits$3,846,0001,535
Premises and equipment expense$352,0002,504
Additional noninterest expense$1,596,0001,793
Pre-tax net operating income$4,185,0001,131
Securities gains (losses)$37,0001,432
Applicable income taxes$315,0001,707
Income before extraordinary items$3,907,0001,059
Extraordinary gains, net$04
Net income$3,907,0001,059
Minority interest net income$065
Net income of bank and minority interests.$3,907,0001,059
Net charge-offs$03,033
Cash dividends$10,324,000270
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,872,5901,039
2020-03-31 (YTD Data)Rank
Total interest income$4,189,0001,740
Total interest expense$395,0002,630
Net interest income$3,794,0001,578
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,091,0001,215
Gross Fiduciary activities income$695,000294
Service charges on deposit accounts$194,0001,322
Trading account gains and feesNANA
Additional Noninterest Income$202,0002,424
Total noninterest expense$2,919,0001,732
Salaries and employee benefits$1,890,0001,578
Premises and equipment expense$174,0002,534
Additional noninterest expense$855,0001,728
Pre-tax net operating income$1,666,0001,220
Securities gains (losses)$23,0001,095
Applicable income taxes$225,0001,303
Income before extraordinary items$1,464,0001,211
Extraordinary gains, net$04
Net income$1,464,0001,210
Minority interest net income$056
Net income of bank and minority interests.$1,464,0001,211
Net charge-offs$2,0002,313
Cash dividends$10,324,000189
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,443,9901,205
2019-12-31 (YTD Data)Rank
Total interest income$16,216,0001,810
Total interest expense$1,504,0002,740
Net interest income$14,712,0001,622
Provision for loan and lease losses$3,160,000358
Total noninterest income$4,957,0001,132
Gross Fiduciary activities income$2,951,000282
Service charges on deposit accounts$720,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$1,286,0001,971
Total noninterest expense$11,995,0001,647
Salaries and employee benefits$6,817,0001,672
Premises and equipment expense$1,811,0001,265
Additional noninterest expense$3,367,0001,732
Pre-tax net operating income$4,514,0001,892
Securities gains (losses)$1,106,000214
Applicable income taxes$785,0001,613
Income before extraordinary items$4,835,0001,640
Extraordinary gains, net$011
Net income$4,835,0001,642
Minority interest net income$076
Net income of bank and minority interests.$4,835,0001,642
Net charge-offs$4,516,000231
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,883,8401,891
2019-09-30 (YTD Data)Rank
Total interest income$12,251,0001,821
Total interest expense$1,140,0002,748
Net interest income$11,111,0001,637
Provision for loan and lease losses$2,370,000355
Total noninterest income$3,724,0001,126
Gross Fiduciary activities income$2,110,000289
Service charges on deposit accounts$541,0001,456
Trading account gains and feesNANA
Additional Noninterest Income$1,073,0001,835
Total noninterest expense$9,488,0001,571
Salaries and employee benefits$5,342,0001,607
Premises and equipment expense$1,554,0001,140
Additional noninterest expense$2,592,0001,693
Pre-tax net operating income$2,977,0002,120
Securities gains (losses)$1,090,000185
Applicable income taxes$785,0001,436
Income before extraordinary items$3,282,0001,807
Extraordinary gains, net$011
Net income$3,282,0001,808
Minority interest net income$072
Net income of bank and minority interests.$3,282,0001,808
Net charge-offs$2,558,000262
Cash dividends$2,400,0001,038
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,399,1002,220
2019-06-30 (YTD Data)Rank
Total interest income$8,282,0001,800
Total interest expense$754,0002,751
Net interest income$7,528,0001,605
Provision for loan and lease losses$1,185,000420
Total noninterest income$2,676,0001,040
Gross Fiduciary activities income$1,407,000291
Service charges on deposit accounts$354,0001,463
Trading account gains and feesNANA
Additional Noninterest Income$915,0001,571
Total noninterest expense$6,064,0001,640
Salaries and employee benefits$3,596,0001,599
Premises and equipment expense$779,0001,473
Additional noninterest expense$1,689,0001,747
Pre-tax net operating income$2,955,0001,567
Securities gains (losses)$10,0001,220
Applicable income taxes$450,0001,530
Income before extraordinary items$2,515,0001,596
Extraordinary gains, net$011
Net income$2,515,0001,597
Minority interest net income$069
Net income of bank and minority interests.$2,515,0001,597
Net charge-offs$2,372,000212
Cash dividends$1,600,0001,040
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,506,5001,569
2019-03-31 (YTD Data)Rank
Total interest income$4,038,0001,844
Total interest expense$369,0002,750
Net interest income$3,669,0001,672
Provision for loan and lease losses$593,000421
Total noninterest income$1,424,000974
Gross Fiduciary activities income$703,000286
Service charges on deposit accounts$177,0001,462
Trading account gains and feesNANA
Additional Noninterest Income$544,0001,366
Total noninterest expense$3,033,0001,640
Salaries and employee benefits$1,793,0001,615
Premises and equipment expense$329,0001,723
Additional noninterest expense$911,0001,639
Pre-tax net operating income$1,467,0001,556
Securities gains (losses)$5,000841
Applicable income taxes$225,0001,480
Income before extraordinary items$1,247,0001,569
Extraordinary gains, net$05
Net income$1,247,0001,568
Minority interest net income$052
Net income of bank and minority interests.$1,247,0001,568
Net charge-offs$16,0001,795
Cash dividends$800,000964
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,242,7501,557
2018-12-31 (YTD Data)Rank
Total interest income$16,592,0001,703
Total interest expense$1,461,0002,384
Net interest income$15,131,0001,590
Provision for loan and lease losses$1,260,000734
Total noninterest income$4,217,0001,227
Gross Fiduciary activities income$2,646,000300
Service charges on deposit accounts$774,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$797,0002,503
Total noninterest expense$11,105,0001,745
Salaries and employee benefits$6,949,0001,613
Premises and equipment expense$1,064,0001,969
Additional noninterest expense$3,092,0001,868
Pre-tax net operating income$6,983,0001,352
Securities gains (losses)$406,000148
Applicable income taxes$1,310,0001,159
Income before extraordinary items$6,079,0001,346
Extraordinary gains, net$06
Net income$6,079,0001,344
Minority interest net income$072
Net income of bank and minority interests.$6,079,0001,345
Net charge-offs$99,0002,148
Cash dividends$6,000,000625
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,746,0801,395
2018-09-30 (YTD Data)Rank
Total interest income$12,458,0001,686
Total interest expense$1,160,0002,214
Net interest income$11,298,0001,588
Provision for loan and lease losses$945,000673
Total noninterest income$3,162,0001,224
Gross Fiduciary activities income$1,983,000300
Service charges on deposit accounts$583,0001,410
Trading account gains and feesNANA
Additional Noninterest Income$596,0002,531
Total noninterest expense$8,262,0001,749
Salaries and employee benefits$5,275,0001,598
Premises and equipment expense$664,0002,233
Additional noninterest expense$2,323,0001,859
Pre-tax net operating income$5,253,0001,364
Securities gains (losses)$401,000144
Applicable income taxes$910,0001,246
Income before extraordinary items$4,744,0001,322
Extraordinary gains, net$05
Net income$4,744,0001,321
Minority interest net income$066
Net income of bank and minority interests.$4,744,0001,321
Net charge-offs$89,0001,812
Cash dividends$2,400,000925
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,407,1601,367
2018-06-30 (YTD Data)Rank
Total interest income$8,238,0001,687
Total interest expense$828,0002,043
Net interest income$7,410,0001,610
Provision for loan and lease losses$630,000666
Total noninterest income$2,120,0001,221
Gross Fiduciary activities income$1,334,000301
Service charges on deposit accounts$389,0001,404
Trading account gains and feesNANA
Additional Noninterest Income$397,0002,525
Total noninterest expense$5,353,0001,804
Salaries and employee benefits$3,559,0001,590
Premises and equipment expense$396,0002,426
Additional noninterest expense$1,398,0002,052
Pre-tax net operating income$3,547,0001,327
Securities gains (losses)$225,000163
Applicable income taxes$450,0001,503
Income before extraordinary items$3,322,0001,246
Extraordinary gains, net$06
Net income$3,322,0001,245
Minority interest net income$065
Net income of bank and minority interests.$3,322,0001,245
Net charge-offs$171,0001,007
Cash dividends$1,600,000904
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,124,0001,309
2018-03-31 (YTD Data)Rank
Total interest income$4,039,0001,700
Total interest expense$377,0002,101
Net interest income$3,662,0001,627
Provision for loan and lease losses$315,000655
Total noninterest income$1,041,0001,237
Gross Fiduciary activities income$661,000302
Service charges on deposit accounts$190,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$190,0002,555
Total noninterest expense$2,730,0001,789
Salaries and employee benefits$1,800,0001,584
Premises and equipment expense$125,0003,238
Additional noninterest expense$805,0001,812
Pre-tax net operating income$1,658,0001,383
Securities gains (losses)$219,000111
Applicable income taxes$210,0001,533
Income before extraordinary items$1,667,0001,217
Extraordinary gains, net$07
Net income$1,667,0001,216
Minority interest net income$052
Net income of bank and minority interests.$1,667,0001,217
Net charge-offs$-267,0005,510
Cash dividends$800,000845
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,472,0901,334
2017-12-31 (YTD Data)Rank
Total interest income$15,933,0001,662
Total interest expense$1,082,0002,420
Net interest income$14,851,0001,572
Provision for loan and lease losses$3,660,000303
Total noninterest income$4,242,0001,234
Gross Fiduciary activities income$2,646,000295
Service charges on deposit accounts$787,0001,435
Trading account gains and feesNANA
Additional Noninterest Income$809,0002,555
Total noninterest expense$10,214,0001,882
Salaries and employee benefits$6,817,0001,630
Premises and equipment expense$634,0002,831
Additional noninterest expense$2,763,0002,073
Pre-tax net operating income$5,219,0001,652
Securities gains (losses)$187,000418
Applicable income taxes$390,0002,596
Income before extraordinary items$5,016,0001,338
Extraordinary gains, net$09
Net income$5,016,0001,338
Minority interest net income$076
Net income of bank and minority interests.$5,016,0001,338
Net charge-offs$2,716,000310
Cash dividends$4,900,000699
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,842,0901,364
2017-09-30 (YTD Data)Rank
Total interest income$11,731,0001,690
Total interest expense$737,0002,560
Net interest income$10,994,0001,589
Provision for loan and lease losses$2,845,000299
Total noninterest income$2,897,0001,338
Gross Fiduciary activities income$1,881,000300
Service charges on deposit accounts$596,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$420,0003,032
Total noninterest expense$7,531,0001,903
Salaries and employee benefits$5,205,0001,605
Premises and equipment expense$324,0003,549
Additional noninterest expense$2,002,0002,117
Pre-tax net operating income$3,515,0001,826
Securities gains (losses)$175,000403
Applicable income taxes$270,0002,556
Income before extraordinary items$3,420,0001,543
Extraordinary gains, net$09
Net income$3,420,0001,543
Minority interest net income$071
Net income of bank and minority interests.$3,420,0001,543
Net charge-offs$1,829,000314
Cash dividends$2,400,000906
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,257,2501,603
2017-06-30 (YTD Data)Rank
Total interest income$7,730,0001,689
Total interest expense$466,0002,611
Net interest income$7,264,0001,591
Provision for loan and lease losses$930,000522
Total noninterest income$1,927,0001,336
Gross Fiduciary activities income$1,253,000302
Service charges on deposit accounts$392,0001,436
Trading account gains and fees$0139
Additional Noninterest Income$282,0003,025
Total noninterest expense$5,135,0001,862
Salaries and employee benefits$3,531,0001,584
Premises and equipment expense$233,0003,446
Additional noninterest expense$1,371,0002,074
Pre-tax net operating income$3,126,0001,418
Securities gains (losses)$166,000316
Applicable income taxes$270,0002,233
Income before extraordinary items$3,022,0001,235
Extraordinary gains, net$011
Net income$3,022,0001,235
Minority interest net income$071
Net income of bank and minority interests.$3,022,0001,235
Net charge-offs$178,0001,129
Cash dividends$1,600,000901
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,869,2801,267
2017-03-31 (YTD Data)Rank
Total interest income$3,775,0001,720
Total interest expense$193,0002,921
Net interest income$3,582,0001,602
Provision for loan and lease losses$315,000650
Total noninterest income$866,0001,427
Gross Fiduciary activities income$628,000301
Service charges on deposit accounts$190,0001,470
Trading account gains and fees$0142
Additional Noninterest Income$48,0004,335
Total noninterest expense$2,582,0001,869
Salaries and employee benefits$1,749,0001,611
Premises and equipment expense$108,0003,605
Additional noninterest expense$725,0001,988
Pre-tax net operating income$1,551,0001,404
Securities gains (losses)$157,000182
Applicable income taxes$220,0001,781
Income before extraordinary items$1,488,0001,221
Extraordinary gains, net$08
Net income$1,488,0001,220
Minority interest net income$055
Net income of bank and minority interests.$1,488,0001,221
Net charge-offs$27,0001,709
Cash dividends$800,000860
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,351,4101,312
2016-12-31 (YTD Data)Rank
Total interest income$14,736,0001,716
Total interest expense$635,0003,219
Net interest income$14,101,0001,588
Provision for loan and lease losses$1,200,000778
Total noninterest income$3,819,0001,385
Gross Fiduciary activities income$2,396,000302
Service charges on deposit accounts$875,0001,351
Trading account gains and fees$0170
Additional Noninterest Income$548,0003,128
Total noninterest expense$9,722,0001,954
Salaries and employee benefits$6,318,0001,704
Premises and equipment expense$608,0002,985
Additional noninterest expense$2,796,0002,097
Pre-tax net operating income$6,998,0001,246
Securities gains (losses)$38,0002,022
Applicable income taxes$1,080,0001,566
Income before extraordinary items$5,956,0001,204
Extraordinary gains, net$05
Net income$5,956,0001,203
Minority interest net income$082
Net income of bank and minority interests.$5,956,0001,203
Net charge-offs$3,016,000297
Cash dividends$5,800,000591
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,923,7001,182
2016-09-30 (YTD Data)Rank
Total interest income$10,990,0001,735
Total interest expense$473,0003,236
Net interest income$10,517,0001,595
Provision for loan and lease losses$900,000743
Total noninterest income$2,953,0001,354
Gross Fiduciary activities income$1,873,000295
Service charges on deposit accounts$665,0001,341
Trading account gains and fees$0169
Additional Noninterest Income$415,0003,124
Total noninterest expense$7,370,0001,934
Salaries and employee benefits$4,835,0001,675
Premises and equipment expense$403,0003,255
Additional noninterest expense$2,132,0002,067
Pre-tax net operating income$5,200,0001,284
Securities gains (losses)$26,0002,184
Applicable income taxes$820,0001,598
Income before extraordinary items$4,406,0001,234
Extraordinary gains, net$05
Net income$4,406,0001,234
Minority interest net income$071
Net income of bank and minority interests.$4,406,0001,234
Net charge-offs$1,629,000344
Cash dividends$2,100,000980
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,384,1601,205
2016-06-30 (YTD Data)Rank
Total interest income$7,320,0001,735
Total interest expense$318,0003,232
Net interest income$7,002,0001,599
Provision for loan and lease losses$600,000726
Total noninterest income$1,956,0001,335
Gross Fiduciary activities income$1,273,000291
Service charges on deposit accounts$442,0001,324
Trading account gains and fees$0157
Additional Noninterest Income$241,0003,331
Total noninterest expense$4,987,0001,914
Salaries and employee benefits$3,268,0001,662
Premises and equipment expense$247,0003,440
Additional noninterest expense$1,472,0002,003
Pre-tax net operating income$3,371,0001,298
Securities gains (losses)$20,0001,940
Applicable income taxes$500,0001,658
Income before extraordinary items$2,891,0001,235
Extraordinary gains, net$016
Net income$2,891,0001,235
Minority interest net income$071
Net income of bank and minority interests.$2,891,0001,235
Net charge-offs$1,598,000257
Cash dividends$1,400,0001,018
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,874,0001,199
2016-03-31 (YTD Data)Rank
Total interest income$3,616,0001,762
Total interest expense$156,0003,287
Net interest income$3,460,0001,622
Provision for loan and lease losses$300,000670
Total noninterest income$1,011,0001,297
Gross Fiduciary activities income$651,000287
Service charges on deposit accounts$211,0001,371
Trading account gains and fees$0142
Additional Noninterest Income$149,0002,991
Total noninterest expense$2,519,0001,891
Salaries and employee benefits$1,634,0001,673
Premises and equipment expense$143,0003,167
Additional noninterest expense$742,0001,965
Pre-tax net operating income$1,652,0001,295
Securities gains (losses)$10,0001,503
Applicable income taxes$290,0001,514
Income before extraordinary items$1,372,0001,269
Extraordinary gains, net$012
Net income$1,372,0001,270
Minority interest net income$062
Net income of bank and minority interests.$1,372,0001,270
Net charge-offs$16,0002,108
Cash dividends$700,000951
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,363,7001,236
2015-12-31 (YTD Data)Rank
Total interest income$14,041,0001,761
Total interest expense$451,0003,922
Net interest income$13,590,0001,613
Provision for loan and lease losses$2,041,000444
Total noninterest income$4,566,0001,197
Gross Fiduciary activities income$2,743,000282
Service charges on deposit accounts$906,0001,322
Trading account gains and fees$0159
Additional Noninterest Income$917,0002,496
Total noninterest expense$9,773,0001,935
Salaries and employee benefits$5,994,0001,744
Premises and equipment expense$852,0002,434
Additional noninterest expense$2,927,0002,047
Pre-tax net operating income$6,342,0001,299
Securities gains (losses)$95,0001,210
Applicable income taxes$1,200,0001,427
Income before extraordinary items$5,237,0001,308
Extraordinary gains, net$023
Net income$5,237,0001,307
Minority interest net income$081
Net income of bank and minority interests.$5,237,0001,308
Net charge-offs$1,382,000528
Cash dividends$5,300,000628
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,160,0501,292
2015-09-30 (YTD Data)Rank
Total interest income$10,444,0001,798
Total interest expense$316,0004,107
Net interest income$10,128,0001,639
Provision for loan and lease losses$1,210,000503
Total noninterest income$3,235,0001,249
Gross Fiduciary activities income$1,833,000299
Service charges on deposit accounts$683,0001,334
Trading account gains and fees$0153
Additional Noninterest Income$719,0002,449
Total noninterest expense$7,110,0001,995
Salaries and employee benefits$4,590,0001,727
Premises and equipment expense$314,0003,877
Additional noninterest expense$2,206,0002,026
Pre-tax net operating income$5,043,0001,271
Securities gains (losses)$79,0001,171
Applicable income taxes$960,0001,410
Income before extraordinary items$4,162,0001,255
Extraordinary gains, net$021
Net income$4,162,0001,255
Minority interest net income$078
Net income of bank and minority interests.$4,162,0001,255
Net charge-offs$471,000904
Cash dividends$1,800,0001,071
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,098,0101,235
2015-06-30 (YTD Data)Rank
Total interest income$6,936,0001,802
Total interest expense$196,0004,286
Net interest income$6,740,0001,642
Provision for loan and lease losses$881,000483
Total noninterest income$2,210,0001,246
Gross Fiduciary activities income$1,222,000304
Service charges on deposit accounts$442,0001,353
Trading account gains and fees$0157
Additional Noninterest Income$546,0002,318
Total noninterest expense$4,860,0001,959
Salaries and employee benefits$3,114,0001,706
Premises and equipment expense$193,0004,057
Additional noninterest expense$1,553,0001,942
Pre-tax net operating income$3,209,0001,300
Securities gains (losses)$62,0001,113
Applicable income taxes$600,0001,474
Income before extraordinary items$2,671,0001,279
Extraordinary gains, net$022
Net income$2,671,0001,281
Minority interest net income$075
Net income of bank and minority interests.$2,671,0001,280
Net charge-offs$322,000863
Cash dividends$1,200,0001,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,620,1601,272
2015-03-31 (YTD Data)Rank
Total interest income$3,468,0001,807
Total interest expense$98,0004,326
Net interest income$3,370,0001,643
Provision for loan and lease losses$550,000380
Total noninterest income$1,060,0001,234
Gross Fiduciary activities income$610,000301
Service charges on deposit accounts$210,0001,382
Trading account gains and fees$0152
Additional Noninterest Income$240,0002,408
Total noninterest expense$2,360,0002,007
Salaries and employee benefits$1,549,0001,722
Premises and equipment expense$33,0005,680
Additional noninterest expense$778,0001,918
Pre-tax net operating income$1,520,0001,320
Securities gains (losses)$49,000849
Applicable income taxes$240,0001,641
Income before extraordinary items$1,329,0001,262
Extraordinary gains, net$013
Net income$1,329,0001,263
Minority interest net income$064
Net income of bank and minority interests.$1,329,0001,264
Net charge-offs$306,000526
Cash dividends$600,000972
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,287,3501,252
2014-12-31 (YTD Data)Rank
Total interest income$14,014,0001,794
Total interest expense$431,0004,312
Net interest income$13,583,0001,631
Provision for loan and lease losses$1,170,000758
Total noninterest income$3,832,0001,314
Gross Fiduciary activities income$2,334,000308
Service charges on deposit accounts$907,0001,414
Trading account gains and fees$0180
Additional Noninterest Income$591,0003,042
Total noninterest expense$9,781,0001,934
Salaries and employee benefits$5,792,0001,781
Premises and equipment expense$475,0003,760
Additional noninterest expense$3,514,0001,767
Pre-tax net operating income$6,464,0001,236
Securities gains (losses)$162,000927
Applicable income taxes$1,370,0001,272
Income before extraordinary items$5,256,0001,240
Extraordinary gains, net$017
Net income$5,256,0001,238
Minority interest net income$084
Net income of bank and minority interests.$5,256,0001,239
Net charge-offs$1,034,000871
Cash dividends$5,100,000586
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,128,0201,243
2014-09-30 (YTD Data)Rank
Total interest income$10,492,0001,808
Total interest expense$328,0004,336
Net interest income$10,164,0001,632
Provision for loan and lease losses$1,139,000593
Total noninterest income$2,862,0001,330
Gross Fiduciary activities income$1,747,000309
Service charges on deposit accounts$679,0001,430
Trading account gains and fees$0174
Additional Noninterest Income$436,0003,102
Total noninterest expense$7,424,0001,912
Salaries and employee benefits$4,429,0001,749
Premises and equipment expense$312,0004,057
Additional noninterest expense$2,683,0001,722
Pre-tax net operating income$4,463,0001,333
Securities gains (losses)$66,0001,268
Applicable income taxes$1,020,0001,294
Income before extraordinary items$3,509,0001,381
Extraordinary gains, net$015
Net income$3,509,0001,379
Minority interest net income$081
Net income of bank and minority interests.$3,509,0001,381
Net charge-offs$1,142,000602
Cash dividends$1,540,0001,136
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,458,1801,371
2014-06-30 (YTD Data)Rank
Total interest income$6,898,0001,821
Total interest expense$221,0004,355
Net interest income$6,677,0001,645
Provision for loan and lease losses$60,0002,755
Total noninterest income$1,900,0001,327
Gross Fiduciary activities income$1,166,000311
Service charges on deposit accounts$434,0001,462
Trading account gains and fees$0172
Additional Noninterest Income$300,0003,041
Total noninterest expense$5,196,0001,819
Salaries and employee benefits$3,003,0001,715
Premises and equipment expense$246,0003,747
Additional noninterest expense$1,947,0001,599
Pre-tax net operating income$3,321,0001,192
Securities gains (losses)$43,0001,250
Applicable income taxes$740,0001,197
Income before extraordinary items$2,624,0001,203
Extraordinary gains, net$020
Net income$2,624,0001,202
Minority interest net income$080
Net income of bank and minority interests.$2,624,0001,204
Net charge-offs$146,0001,856
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,590,4601,197
2014-03-31 (YTD Data)Rank
Total interest income$3,388,0001,848
Total interest expense$112,0004,392
Net interest income$3,276,0001,669
Provision for loan and lease losses$29,0002,758
Total noninterest income$926,0001,318
Gross Fiduciary activities income$583,000312
Service charges on deposit accounts$212,0001,480
Trading account gains and fees$0147
Additional Noninterest Income$131,0003,169
Total noninterest expense$2,638,0001,800
Salaries and employee benefits$1,514,0001,713
Premises and equipment expense$139,0003,518
Additional noninterest expense$985,0001,571
Pre-tax net operating income$1,535,0001,223
Securities gains (losses)$25,000887
Applicable income taxes$360,0001,170
Income before extraordinary items$1,200,0001,257
Extraordinary gains, net$016
Net income$1,200,0001,258
Minority interest net income$066
Net income of bank and minority interests.$1,200,0001,258
Net charge-offs$-73,0006,414
Cash dividends$480,0001,069
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,180,7501,253
2013-12-31 (YTD Data)Rank
Total interest income$12,171,0002,029
Total interest expense$515,0004,396
Net interest income$11,656,0001,840
Provision for loan and lease losses$503,0001,824
Total noninterest income$4,341,0001,254
Gross Fiduciary activities income$2,257,000305
Service charges on deposit accounts$915,0001,473
Trading account gains and fees$0184
Additional Noninterest Income$1,169,0002,173
Total noninterest expense$10,646,0001,800
Salaries and employee benefits$5,828,0001,766
Premises and equipment expense$500,0003,737
Additional noninterest expense$4,318,0001,526
Pre-tax net operating income$4,848,0001,470
Securities gains (losses)$153,0001,055
Applicable income taxes$840,0001,637
Income before extraordinary items$4,161,0001,445
Extraordinary gains, net$029
Net income$4,161,0001,449
Minority interest net income$090
Net income of bank and minority interests.$4,161,0001,449
Net charge-offs$-161,0006,602
Cash dividends$4,160,000665
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,034,0101,459
2013-09-30 (YTD Data)Rank
Total interest income$8,903,0002,084
Total interest expense$395,0004,439
Net interest income$8,508,0001,890
Provision for loan and lease losses$453,0001,612
Total noninterest income$3,508,0001,214
Gross Fiduciary activities income$1,655,000308
Service charges on deposit accounts$682,0001,490
Trading account gains and fees$0180
Additional Noninterest Income$1,171,0001,850
Total noninterest expense$8,121,0001,777
Salaries and employee benefits$4,379,0001,763
Premises and equipment expense$371,0003,788
Additional noninterest expense$3,371,0001,468
Pre-tax net operating income$3,442,0001,556
Securities gains (losses)$130,0001,053
Applicable income taxes$720,0001,550
Income before extraordinary items$2,852,0001,577
Extraordinary gains, net$025
Net income$2,852,0001,580
Minority interest net income$084
Net income of bank and minority interests.$2,852,0001,581
Net charge-offs$-157,0006,681
Cash dividends$1,440,0001,135
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,748,0001,592
2013-06-30 (YTD Data)Rank
Total interest income$5,876,0002,104
Total interest expense$268,0004,461
Net interest income$5,608,0001,898
Provision for loan and lease losses$305,0001,616
Total noninterest income$2,283,0001,245
Gross Fiduciary activities income$1,104,000309
Service charges on deposit accounts$432,0001,520
Trading account gains and fees$0157
Additional Noninterest Income$747,0001,930
Total noninterest expense$5,645,0001,711
Salaries and employee benefits$3,007,0001,720
Premises and equipment expense$204,0004,225
Additional noninterest expense$2,434,0001,355
Pre-tax net operating income$1,941,0001,769
Securities gains (losses)$100,0001,112
Applicable income taxes$720,0001,172
Income before extraordinary items$1,321,0002,133
Extraordinary gains, net$022
Net income$1,321,0002,141
Minority interest net income$082
Net income of bank and minority interests.$1,321,0002,139
Net charge-offs$-9,0006,120
Cash dividends$960,0001,130
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,256,0002,132
2013-03-31 (YTD Data)Rank
Total interest income$2,993,0002,082
Total interest expense$136,0004,521
Net interest income$2,857,0001,868
Provision for loan and lease losses$156,0001,577
Total noninterest income$911,0001,438
Gross Fiduciary activities income$552,000302
Service charges on deposit accounts$202,0001,606
Trading account gains and fees$0148
Additional Noninterest Income$157,0003,111
Total noninterest expense$2,728,0001,773
Salaries and employee benefits$1,495,0001,748
Premises and equipment expense$86,0004,635
Additional noninterest expense$1,147,0001,421
Pre-tax net operating income$884,0001,903
Securities gains (losses)$56,000873
Applicable income taxes$360,0001,164
Income before extraordinary items$580,0002,305
Extraordinary gains, net$010
Net income$580,0002,307
Minority interest net income$076
Net income of bank and minority interests.$580,0002,307
Net charge-offs$-8,0006,115
Cash dividends$480,000977
Sale, conversion, retirement of capital stock, net$0789
Net operating income$544,1602,339
2012-12-31 (YTD Data)Rank
Total interest income$13,595,0001,939
Total interest expense$997,0003,613
Net interest income$12,598,0001,747
Provision for loan and lease losses$3,550,000671
Total noninterest income$3,678,0001,409
Gross Fiduciary activities income$2,264,000293
Service charges on deposit accounts$905,0001,537
Trading account gains and fees$0166
Additional Noninterest Income$509,0003,323
Total noninterest expense$9,666,0001,979
Salaries and employee benefits$5,365,0001,882
Premises and equipment expense$577,0003,488
Additional noninterest expense$3,724,0001,771
Pre-tax net operating income$3,060,0002,051
Securities gains (losses)$216,0001,630
Applicable income taxes$306,0002,645
Income before extraordinary items$2,970,0001,884
Extraordinary gains, net$029
Net income$2,970,0001,882
Minority interest net income$093
Net income of bank and minority interests.$2,970,0001,884
Net charge-offs$4,665,000608
Cash dividends$1,920,0001,270
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,773,4401,885
2012-09-30 (YTD Data)Rank
Total interest income$10,338,0001,944
Total interest expense$797,0003,595
Net interest income$9,541,0001,748
Provision for loan and lease losses$600,0002,031
Total noninterest income$2,446,0001,542
Gross Fiduciary activities income$1,386,000322
Service charges on deposit accounts$679,0001,552
Trading account gains and fees$0157
Additional Noninterest Income$381,0003,345
Total noninterest expense$7,513,0001,910
Salaries and employee benefits$4,392,0001,708
Premises and equipment expense$416,0003,625
Additional noninterest expense$2,705,0001,833
Pre-tax net operating income$3,874,0001,361
Securities gains (losses)$180,0001,512
Applicable income taxes$945,0001,281
Income before extraordinary items$3,109,0001,439
Extraordinary gains, net$020
Net income$3,109,0001,440
Minority interest net income$086
Net income of bank and minority interests.$3,109,0001,440
Net charge-offs$568,0002,035
Cash dividends$1,440,0001,039
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,970,4001,409
2012-06-30 (YTD Data)Rank
Total interest income$7,051,0001,903
Total interest expense$570,0003,521
Net interest income$6,481,0001,723
Provision for loan and lease losses$600,0001,572
Total noninterest income$1,621,0001,539
Gross Fiduciary activities income$923,000319
Service charges on deposit accounts$438,0001,582
Trading account gains and fees$0153
Additional Noninterest Income$260,0003,277
Total noninterest expense$5,060,0001,896
Salaries and employee benefits$3,001,0001,667
Premises and equipment expense$260,0003,766
Additional noninterest expense$1,799,0001,851
Pre-tax net operating income$2,442,0001,421
Securities gains (losses)$121,0001,458
Applicable income taxes$630,0001,276
Income before extraordinary items$1,933,0001,532
Extraordinary gains, net$019
Net income$1,933,0001,531
Minority interest net income$084
Net income of bank and minority interests.$1,933,0001,532
Net charge-offs$574,0001,643
Cash dividends$960,0001,025
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,842,2501,505
2012-03-31 (YTD Data)Rank
Total interest income$3,626,0001,870
Total interest expense$305,0003,477
Net interest income$3,321,0001,669
Provision for loan and lease losses$300,0001,500
Total noninterest income$834,0001,486
Gross Fiduciary activities income$463,000320
Service charges on deposit accounts$218,0001,583
Trading account gains and fees$0148
Additional Noninterest Income$153,0003,043
Total noninterest expense$2,576,0001,855
Salaries and employee benefits$1,485,0001,693
Premises and equipment expense$174,0003,098
Additional noninterest expense$917,0001,809
Pre-tax net operating income$1,279,0001,372
Securities gains (losses)$53,0001,204
Applicable income taxes$315,0001,255
Income before extraordinary items$1,017,0001,434
Extraordinary gains, net$019
Net income$1,017,0001,434
Minority interest net income$078
Net income of bank and minority interests.$1,017,0001,435
Net charge-offs$556,0001,022
Cash dividends$480,000924
Sale, conversion, retirement of capital stock, net$0861
Net operating income$976,7201,404
2011-12-31 (YTD Data)Rank
Total interest income$15,171,0001,856
Total interest expense$1,826,0002,960
Net interest income$13,345,0001,674
Provision for loan and lease losses$1,100,0002,274
Total noninterest income$3,654,0001,310
Gross Fiduciary activities income$2,007,000265
Service charges on deposit accounts$966,0001,520
Trading account gains and fees$0146
Additional Noninterest Income$681,0002,679
Total noninterest expense$11,185,0001,737
Salaries and employee benefits$5,858,0001,665
Premises and equipment expense$915,0002,603
Additional noninterest expense$4,412,0001,548
Pre-tax net operating income$4,714,0001,235
Securities gains (losses)$302,0001,137
Applicable income taxes$1,175,0001,205
Income before extraordinary items$3,841,0001,294
Extraordinary gains, net$029
Net income$3,841,0001,294
Minority interest net income$096
Net income of bank and minority interests.$3,841,0001,294
Net charge-offs$474,0003,251
Cash dividends$1,600,0001,159
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,608,4601,298
2011-09-30 (YTD Data)Rank
Total interest income$11,547,0001,843
Total interest expense$1,463,0002,923
Net interest income$10,084,0001,663
Provision for loan and lease losses$250,0003,854
Total noninterest income$2,604,0001,356
Gross Fiduciary activities income$1,359,000280
Service charges on deposit accounts$719,0001,533
Trading account gains and fees$0145
Additional Noninterest Income$526,0002,630
Total noninterest expense$7,978,0001,810
Salaries and employee benefits$4,514,0001,632
Premises and equipment expense$768,0002,388
Additional noninterest expense$2,696,0001,884
Pre-tax net operating income$4,460,0001,040
Securities gains (losses)$249,0001,049
Applicable income taxes$1,575,000761
Income before extraordinary items$3,134,0001,240
Extraordinary gains, net$021
Net income$3,134,0001,240
Minority interest net income$087
Net income of bank and minority interests.$3,134,0001,240
Net charge-offs$-13,0007,048
Cash dividends$1,200,000994
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,967,1701,237
2011-06-30 (YTD Data)Rank
Total interest income$7,738,0001,853
Total interest expense$1,017,0002,915
Net interest income$6,721,0001,666
Provision for loan and lease losses$06,217
Total noninterest income$1,762,0001,330
Gross Fiduciary activities income$911,000282
Service charges on deposit accounts$468,0001,540
Trading account gains and fees$0153
Additional Noninterest Income$383,0002,499
Total noninterest expense$5,251,0001,853
Salaries and employee benefits$2,978,0001,665
Premises and equipment expense$429,0002,786
Additional noninterest expense$1,844,0001,848
Pre-tax net operating income$3,232,000942
Securities gains (losses)$185,000774
Applicable income taxes$1,050,000731
Income before extraordinary items$2,367,0001,050
Extraordinary gains, net$015
Net income$2,367,0001,048
Minority interest net income$089
Net income of bank and minority interests.$2,367,0001,050
Net charge-offs$-5,0006,855
Cash dividends$800,000975
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,239,3501,073
2011-03-31 (YTD Data)Rank
Total interest income$3,848,0001,869
Total interest expense$512,0002,979
Net interest income$3,336,0001,678
Provision for loan and lease losses$05,840
Total noninterest income$903,0001,308
Gross Fiduciary activities income$454,000284
Service charges on deposit accounts$223,0001,588
Trading account gains and fees$0158
Additional Noninterest Income$226,0002,297
Total noninterest expense$2,560,0001,902
Salaries and employee benefits$1,441,0001,714
Premises and equipment expense$202,0002,961
Additional noninterest expense$917,0001,837
Pre-tax net operating income$1,679,000899
Securities gains (losses)$65,000662
Applicable income taxes$525,000716
Income before extraordinary items$1,219,000993
Extraordinary gains, net$09
Net income$1,219,000994
Minority interest net income$086
Net income of bank and minority interests.$1,219,000993
Net charge-offs$-19,0007,187
Cash dividends$400,000888
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,173,5001,007
2010-12-31 (YTD Data)Rank
Total interest income$16,663,0001,814
Total interest expense$2,200,0003,305
Net interest income$14,463,0001,547
Provision for loan and lease losses$2,019,0002,055
Total noninterest income$3,575,0001,372
Gross Fiduciary activities income$1,913,000274
Service charges on deposit accounts$1,000,0001,505
Trading account gains and fees$0175
Additional Noninterest Income$662,0002,775
Total noninterest expense$10,211,0001,921
Salaries and employee benefits$5,794,0001,679
Premises and equipment expense$776,0003,041
Additional noninterest expense$3,641,0001,946
Pre-tax net operating income$5,808,000892
Securities gains (losses)$187,0001,639
Applicable income taxes$2,010,000740
Income before extraordinary items$3,985,0001,093
Extraordinary gains, net$029
Net income$3,985,0001,094
Minority interest net income$0111
Net income of bank and minority interests.$3,985,0001,096
Net charge-offs$2,348,0001,699
Cash dividends$1,280,0001,231
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,861,5801,078
2010-09-30 (YTD Data)Rank
Total interest income$12,283,0001,886
Total interest expense$1,673,0003,395
Net interest income$10,610,0001,596
Provision for loan and lease losses$1,618,0001,886
Total noninterest income$2,450,0001,445
Gross Fiduciary activities income$1,183,000308
Service charges on deposit accounts$742,0001,562
Trading account gains and fees$0165
Additional Noninterest Income$525,0002,684
Total noninterest expense$7,431,0001,950
Salaries and employee benefits$4,384,0001,668
Premises and equipment expense$594,0003,051
Additional noninterest expense$2,453,0002,103
Pre-tax net operating income$4,011,0001,015
Securities gains (losses)$-19,0007,258
Applicable income taxes$1,330,000819
Income before extraordinary items$2,662,0001,250
Extraordinary gains, net$023
Net income$2,662,0001,254
Minority interest net income$0110
Net income of bank and minority interests.$2,662,0001,254
Net charge-offs$1,724,0001,651
Cash dividends$960,0001,085
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,674,7301,204
2010-06-30 (YTD Data)Rank
Total interest income$8,584,0001,822
Total interest expense$1,109,0003,524
Net interest income$7,475,0001,517
Provision for loan and lease losses$1,201,0001,742
Total noninterest income$1,475,0001,517
Gross Fiduciary activities income$799,000301
Service charges on deposit accounts$482,0001,608
Trading account gains and fees$0152
Additional Noninterest Income$194,0003,550
Total noninterest expense$4,991,0001,965
Salaries and employee benefits$3,168,0001,561
Premises and equipment expense$388,0003,132
Additional noninterest expense$1,435,0002,344
Pre-tax net operating income$2,758,000982
Securities gains (losses)$197,000961
Applicable income taxes$950,000755
Income before extraordinary items$2,005,0001,118
Extraordinary gains, net$019
Net income$2,005,0001,118
Minority interest net income$0105
Net income of bank and minority interests.$2,005,0001,119
Net charge-offs$989,0001,742
Cash dividends$640,0001,075
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,871,0401,149
2010-03-31 (YTD Data)Rank
Total interest income$4,466,0001,795
Total interest expense$559,0003,627
Net interest income$3,907,0001,468
Provision for loan and lease losses$999,0001,186
Total noninterest income$725,0001,558
Gross Fiduciary activities income$394,000306
Service charges on deposit accounts$227,0001,684
Trading account gains and fees$0175
Additional Noninterest Income$104,0003,434
Total noninterest expense$2,528,0001,956
Salaries and employee benefits$1,583,0001,573
Premises and equipment expense$196,0003,173
Additional noninterest expense$749,0002,258
Pre-tax net operating income$1,105,0001,181
Securities gains (losses)$168,000581
Applicable income taxes$380,000872
Income before extraordinary items$893,0001,219
Extraordinary gains, net$016
Net income$893,0001,222
Minority interest net income$091
Net income of bank and minority interests.$893,0001,221
Net charge-offs$919,0001,094
Cash dividends$320,0001,020
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$775,4001,371
2009-12-31 (YTD Data)Rank
Total interest income$18,151,0001,868
Total interest expense$3,085,0003,343
Net interest income$15,066,0001,493
Provision for loan and lease losses$665,0004,110
Total noninterest income$3,007,0001,611
Gross Fiduciary activities income$1,690,000281
Service charges on deposit accounts$982,0001,713
Trading account gains and fees$0211
Additional Noninterest Income$335,0003,825
Total noninterest expense$10,931,0001,865
Salaries and employee benefits$6,079,0001,632
Premises and equipment expense$1,095,0002,386
Additional noninterest expense$3,757,0001,953
Pre-tax net operating income$6,477,000662
Securities gains (losses)$50,0002,617
Applicable income taxes$2,030,000560
Income before extraordinary items$4,497,000761
Extraordinary gains, net$034
Net income$4,497,000758
Minority interest net income$0115
Net income of bank and minority interests.$4,497,000761
Net charge-offs$-157,0007,990
Cash dividends$1,280,0001,345
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,462,500758
2009-09-30 (YTD Data)Rank
Total interest income$13,802,0001,880
Total interest expense$2,451,0003,333
Net interest income$11,351,0001,477
Provision for loan and lease losses$240,0004,906
Total noninterest income$2,361,0001,578
Gross Fiduciary activities income$1,371,000264
Service charges on deposit accounts$725,0001,740
Trading account gains and fees$0212
Additional Noninterest Income$265,0003,811
Total noninterest expense$8,236,0001,850
Salaries and employee benefits$4,750,0001,585
Premises and equipment expense$741,0002,628
Additional noninterest expense$2,745,0001,926
Pre-tax net operating income$5,236,000649
Securities gains (losses)$49,0002,314
Applicable income taxes$1,530,000578
Income before extraordinary items$3,755,000719
Extraordinary gains, net$027
Net income$3,755,000719
Minority interest net income$0118
Net income of bank and minority interests.$3,755,000720
Net charge-offs$-114,0008,056
Cash dividends$960,0001,309
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,720,210718
2009-06-30 (YTD Data)Rank
Total interest income$9,528,0001,856
Total interest expense$1,737,0003,318
Net interest income$7,791,0001,436
Provision for loan and lease losses$240,0004,070
Total noninterest income$1,551,0001,608
Gross Fiduciary activities income$913,000267
Service charges on deposit accounts$472,0001,753
Trading account gains and fees$0193
Additional Noninterest Income$166,0003,941
Total noninterest expense$5,521,0001,865
Salaries and employee benefits$3,216,0001,596
Premises and equipment expense$482,0002,730
Additional noninterest expense$1,823,0001,961
Pre-tax net operating income$3,581,000637
Securities gains (losses)$45,0001,968
Applicable income taxes$960,000640
Income before extraordinary items$2,666,000680
Extraordinary gains, net$021
Net income$2,666,000678
Minority interest net income$0112
Net income of bank and minority interests.$2,666,000681
Net charge-offs$-85,0008,137
Cash dividends$640,0001,350
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,632,700675
2009-03-31 (YTD Data)Rank
Total interest income$4,809,0001,854
Total interest expense$954,0003,190
Net interest income$3,855,0001,446
Provision for loan and lease losses$180,0002,990
Total noninterest income$760,0001,607
Gross Fiduciary activities income$456,000266
Service charges on deposit accounts$220,0001,817
Trading account gains and fees$0171
Additional Noninterest Income$84,0003,931
Total noninterest expense$2,740,0001,810
Salaries and employee benefits$1,618,0001,605
Premises and equipment expense$187,0003,412
Additional noninterest expense$935,0001,731
Pre-tax net operating income$1,695,000743
Securities gains (losses)$26,0001,571
Applicable income taxes$480,000711
Income before extraordinary items$1,241,000853
Extraordinary gains, net$015
Net income$1,241,000854
Minority interest net income$0102
Net income of bank and minority interests.$1,241,000855
Net charge-offs$-15,0007,940
Cash dividends$320,0001,303
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,222,280798
2008-12-31 (YTD Data)Rank
Total interest income$17,207,0002,200
Total interest expense$4,550,0003,206
Net interest income$12,657,0001,762
Provision for loan and lease losses$550,0003,663
Total noninterest income$2,978,0001,581
Gross Fiduciary activities income$1,352,000343
Service charges on deposit accounts$932,0001,861
Trading account gains and fees$0154
Additional Noninterest Income$694,0002,671
Total noninterest expense$9,197,0002,093
Salaries and employee benefits$5,480,0001,860
Premises and equipment expense$863,0002,985
Additional noninterest expense$2,854,0002,096
Pre-tax net operating income$5,888,000948
Securities gains (losses)$131,000946
Applicable income taxes$1,865,000717
Income before extraordinary items$4,154,000992
Extraordinary gains, net$039
Net income$4,154,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,208
Cash dividends$1,024,0002,250
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,063,6101,094
2008-09-30 (YTD Data)Rank
Total interest income$12,681,0002,286
Total interest expense$3,485,0003,258
Net interest income$9,196,0001,837
Provision for loan and lease losses$06,991
Total noninterest income$1,962,0001,796
Gross Fiduciary activities income$855,000388
Service charges on deposit accounts$692,0001,886
Trading account gains and fees$0148
Additional Noninterest Income$415,0003,120
Total noninterest expense$6,517,0002,198
Salaries and employee benefits$4,060,0001,906
Premises and equipment expense$497,0003,651
Additional noninterest expense$1,960,0002,203
Pre-tax net operating income$4,641,0001,088
Securities gains (losses)$115,000874
Applicable income taxes$1,420,000886
Income before extraordinary items$3,336,0001,107
Extraordinary gains, net$031
Net income$3,336,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,278
Cash dividends$768,0002,148
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,255,5001,210
2008-06-30 (YTD Data)Rank
Total interest income$7,930,0002,434
Total interest expense$2,305,0003,387
Net interest income$5,625,0001,982
Provision for loan and lease losses$06,671
Total noninterest income$1,122,0002,055
Gross Fiduciary activities income$376,000488
Service charges on deposit accounts$438,0001,945
Trading account gains and fees$0149
Additional Noninterest Income$308,0002,978
Total noninterest expense$3,952,0002,397
Salaries and employee benefits$2,401,0002,162
Premises and equipment expense$323,0003,739
Additional noninterest expense$1,228,0002,289
Pre-tax net operating income$2,795,0001,262
Securities gains (losses)$65,0001,253
Applicable income taxes$840,0001,079
Income before extraordinary items$2,020,0001,371
Extraordinary gains, net$021
Net income$2,020,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-95,0008,343
Cash dividends$512,0002,226
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,973,8501,379
2008-03-31 (YTD Data)Rank
Total interest income$3,990,0002,478
Total interest expense$1,208,0003,431
Net interest income$2,782,0002,002
Provision for loan and lease losses$06,080
Total noninterest income$529,0002,160
Gross Fiduciary activities income$95,000656
Service charges on deposit accounts$205,0002,041
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,362
Total noninterest expense$1,870,0002,519
Salaries and employee benefits$1,123,0002,337
Premises and equipment expense$166,0003,697
Additional noninterest expense$581,0002,381
Pre-tax net operating income$1,441,0001,319
Securities gains (losses)$23,0001,519
Applicable income taxes$420,0001,159
Income before extraordinary items$1,044,0001,434
Extraordinary gains, net$015
Net income$1,044,0001,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-97,0008,413
Cash dividends$256,0002,040
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,027,6701,409
2007-12-31 (YTD Data)Rank
Total interest income$15,479,0002,597
Total interest expense$5,329,0003,311
Net interest income$10,150,0002,215
Provision for loan and lease losses$06,851
Total noninterest income$1,842,0002,344
Gross Fiduciary activities income$433,000625
Service charges on deposit accounts$871,0001,987
Trading account gains and fees$0178
Additional Noninterest Income$538,0003,186
Total noninterest expense$6,973,0002,604
Salaries and employee benefits$4,072,0002,460
Premises and equipment expense$735,0003,313
Additional noninterest expense$2,166,0002,487
Pre-tax net operating income$5,019,0001,634
Securities gains (losses)$42,000853
Applicable income taxes$1,630,0001,326
Income before extraordinary items$3,431,0001,825
Extraordinary gains, net$039
Net income$3,431,0001,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0002,382
Cash dividends$326,0004,307
Sale, conversion, retirement of capital stock, net$-1,200,0008,498
Net operating income$3,402,4401,827
2007-09-30 (YTD Data)Rank
Total interest income$11,190,0002,694
Total interest expense$3,920,0003,353
Net interest income$7,270,0002,316
Provision for loan and lease losses$06,528
Total noninterest income$1,456,0002,265
Gross Fiduciary activities income$348,000605
Service charges on deposit accounts$655,0001,964
Trading account gains and fees$0184
Additional Noninterest Income$453,0003,005
Total noninterest expense$5,093,0002,645
Salaries and employee benefits$3,052,0002,456
Premises and equipment expense$512,0003,491
Additional noninterest expense$1,529,0002,568
Pre-tax net operating income$3,633,0001,801
Securities gains (losses)$38,000681
Applicable income taxes$1,130,0001,509
Income before extraordinary items$2,541,0001,980
Extraordinary gains, net$033
Net income$2,541,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,906
Cash dividends$198,0004,159
Sale, conversion, retirement of capital stock, net$-1,200,0008,534
Net operating income$2,514,7801,990
2007-06-30 (YTD Data)Rank
Total interest income$7,232,0002,788
Total interest expense$2,461,0003,499
Net interest income$4,771,0002,377
Provision for loan and lease losses$06,209
Total noninterest income$864,0002,451
Gross Fiduciary activities income$219,000626
Service charges on deposit accounts$422,0002,019
Trading account gains and fees$0168
Additional Noninterest Income$223,0003,576
Total noninterest expense$3,377,0002,682
Salaries and employee benefits$2,023,0002,508
Premises and equipment expense$363,0003,339
Additional noninterest expense$991,0002,650
Pre-tax net operating income$2,258,0001,954
Securities gains (losses)$28,000639
Applicable income taxes$750,0001,566
Income before extraordinary items$1,536,0002,173
Extraordinary gains, net$029
Net income$1,536,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,0008,328
Cash dividends$66,0004,581
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,517,2402,173
2007-03-31 (YTD Data)Rank
Total interest income$3,552,0002,824
Total interest expense$1,166,0003,609
Net interest income$2,386,0002,379
Provision for loan and lease losses$05,779
Total noninterest income$405,0002,544
Gross Fiduciary activities income$79,000712
Service charges on deposit accounts$197,0002,077
Trading account gains and fees$0195
Additional Noninterest Income$129,0003,283
Total noninterest expense$1,717,0002,652
Salaries and employee benefits$1,028,0002,487
Premises and equipment expense$140,0004,053
Additional noninterest expense$549,0002,402
Pre-tax net operating income$1,074,0002,038
Securities gains (losses)$11,000674
Applicable income taxes$360,0001,629
Income before extraordinary items$725,0002,242
Extraordinary gains, net$022
Net income$725,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0008,437
Cash dividends$33,0003,722
Sale, conversion, retirement of capital stock, net$0885
Net operating income$717,6302,245
2006-12-31 (YTD Data)Rank
Total interest income$13,937,0002,698
Total interest expense$4,503,0003,290
Net interest income$9,434,0002,414
Provision for loan and lease losses$06,850
Total noninterest income$1,822,0002,371
Gross Fiduciary activities income$399,000637
Service charges on deposit accounts$990,0001,765
Trading account gains and fees$0130
Additional Noninterest Income$433,0003,595
Total noninterest expense$6,439,0002,708
Salaries and employee benefits$3,650,0002,651
Premises and equipment expense$598,0003,777
Additional noninterest expense$2,191,0002,369
Pre-tax net operating income$4,817,0001,954
Securities gains (losses)$28,000819
Applicable income taxes$1,530,0001,634
Income before extraordinary items$3,315,0002,104
Extraordinary gains, net$051
Net income$3,315,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,266
Cash dividends$132,0005,274
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,295,9602,095
2006-09-30 (YTD Data)Rank
Total interest income$10,333,0002,711
Total interest expense$3,341,0003,226
Net interest income$6,992,0002,459
Provision for loan and lease losses$06,685
Total noninterest income$1,340,0002,420
Gross Fiduciary activities income$254,000676
Service charges on deposit accounts$754,0001,747
Trading account gains and fees$0126
Additional Noninterest Income$332,0003,545
Total noninterest expense$4,812,0002,719
Salaries and employee benefits$2,796,0002,608
Premises and equipment expense$458,0003,725
Additional noninterest expense$1,558,0002,465
Pre-tax net operating income$3,520,0002,053
Securities gains (losses)$8,000944
Applicable income taxes$1,140,0001,707
Income before extraordinary items$2,388,0002,228
Extraordinary gains, net$045
Net income$2,388,0002,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$99,0004,769
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,382,5602,227
2006-06-30 (YTD Data)Rank
Total interest income$6,830,0002,705
Total interest expense$2,191,0003,155
Net interest income$4,639,0002,470
Provision for loan and lease losses$17,0005,691
Total noninterest income$897,0002,406
Gross Fiduciary activities income$168,000679
Service charges on deposit accounts$501,0001,737
Trading account gains and fees$0126
Additional Noninterest Income$228,0003,485
Total noninterest expense$3,210,0002,739
Salaries and employee benefits$1,878,0002,575
Premises and equipment expense$318,0003,601
Additional noninterest expense$1,014,0002,524
Pre-tax net operating income$2,309,0002,079
Securities gains (losses)$2,000970
Applicable income taxes$660,0001,924
Income before extraordinary items$1,651,0002,167
Extraordinary gains, net$039
Net income$1,651,0002,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$66,0004,653
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,649,5802,157
2006-03-31 (YTD Data)Rank
Total interest income$3,398,0002,674
Total interest expense$1,064,0003,102
Net interest income$2,334,0002,448
Provision for loan and lease losses$17,0004,701
Total noninterest income$375,0002,658
Gross Fiduciary activities income$52,000797
Service charges on deposit accounts$242,0001,743
Trading account gains and fees$0115
Additional Noninterest Income$81,0004,122
Total noninterest expense$1,602,0002,730
Salaries and employee benefits$955,0002,548
Premises and equipment expense$142,0003,946
Additional noninterest expense$505,0002,522
Pre-tax net operating income$1,090,0002,133
Securities gains (losses)$1,000856
Applicable income taxes$330,0001,895
Income before extraordinary items$761,0002,293
Extraordinary gains, net$021
Net income$761,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,173
Cash dividends$33,0003,722
Sale, conversion, retirement of capital stock, net$0648
Net operating income$760,3002,273
2005-12-31 (YTD Data)Rank
Total interest income$11,869,0002,740
Total interest expense$3,301,0003,085
Net interest income$8,568,0002,542
Provision for loan and lease losses$36,0006,047
Total noninterest income$2,388,0001,942
Gross Fiduciary activities income$356,000658
Service charges on deposit accounts$1,010,0001,717
Trading account gains and fees$0138
Additional Noninterest Income$1,022,0002,183
Total noninterest expense$7,146,0002,347
Salaries and employee benefits$3,793,0002,412
Premises and equipment expense$679,0003,320
Additional noninterest expense$2,674,0001,899
Pre-tax net operating income$3,774,0002,309
Securities gains (losses)$10,0001,476
Applicable income taxes$1,115,0002,114
Income before extraordinary items$2,669,0002,467
Extraordinary gains, net$046
Net income$2,669,0002,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,046
Cash dividends$132,0005,301
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,661,9002,441
2005-09-30 (YTD Data)Rank
Total interest income$8,709,0002,739
Total interest expense$2,346,0003,078
Net interest income$6,363,0002,546
Provision for loan and lease losses$06,899
Total noninterest income$1,856,0001,890
Gross Fiduciary activities income$210,000718
Service charges on deposit accounts$740,0001,743
Trading account gains and fees$0126
Additional Noninterest Income$906,0001,942
Total noninterest expense$5,259,0002,360
Salaries and employee benefits$2,959,0002,297
Premises and equipment expense$514,0003,288
Additional noninterest expense$1,786,0002,084
Pre-tax net operating income$2,960,0002,257
Securities gains (losses)$5,0001,712
Applicable income taxes$810,0002,183
Income before extraordinary items$2,155,0002,359
Extraordinary gains, net$035
Net income$2,155,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,700
Cash dividends$99,0004,718
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,151,3502,330
2005-06-30 (YTD Data)Rank
Total interest income$5,730,0002,702
Total interest expense$1,477,0003,084
Net interest income$4,253,0002,517
Provision for loan and lease losses$06,626
Total noninterest income$1,414,0001,673
Gross Fiduciary activities income$139,000714
Service charges on deposit accounts$469,0001,778
Trading account gains and fees$0116
Additional Noninterest Income$806,0001,574
Total noninterest expense$3,529,0002,336
Salaries and employee benefits$1,975,0002,283
Premises and equipment expense$355,0003,148
Additional noninterest expense$1,199,0002,051
Pre-tax net operating income$2,138,0002,079
Securities gains (losses)$3,0001,754
Applicable income taxes$540,0002,149
Income before extraordinary items$1,601,0002,117
Extraordinary gains, net$030
Net income$1,601,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,666
Cash dividends$66,0004,590
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,598,7502,084
2005-03-31 (YTD Data)Rank
Total interest income$2,864,0002,682
Total interest expense$709,0003,082
Net interest income$2,155,0002,479
Provision for loan and lease losses$36,0003,732
Total noninterest income$959,0001,284
Gross Fiduciary activities income$33,000894
Service charges on deposit accounts$221,0001,838
Trading account gains and fees$0115
Additional Noninterest Income$705,0001,038
Total noninterest expense$1,678,0002,447
Salaries and employee benefits$959,0002,374
Premises and equipment expense$192,0002,982
Additional noninterest expense$527,0002,313
Pre-tax net operating income$1,400,0001,622
Securities gains (losses)$3,0001,324
Applicable income taxes$270,0002,140
Income before extraordinary items$1,133,0001,496
Extraordinary gains, net$024
Net income$1,133,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$33,0003,600
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,130,5701,471
2004-12-31 (YTD Data)Rank
Total interest income$11,247,0002,541
Total interest expense$2,346,0003,210
Net interest income$8,901,0002,295
Provision for loan and lease losses$-16,0008,689
Total noninterest income$2,177,0002,076
Gross Fiduciary activities income$397,000632
Service charges on deposit accounts$957,0001,832
Trading account gains and fees$0138
Additional Noninterest Income$823,0002,454
Total noninterest expense$7,030,0002,275
Salaries and employee benefits$3,922,0002,218
Premises and equipment expense$981,0002,330
Additional noninterest expense$2,127,0002,284
Pre-tax net operating income$4,064,0002,040
Securities gains (losses)$48,0001,775
Applicable income taxes$1,365,0001,729
Income before extraordinary items$2,747,0002,234
Extraordinary gains, net$034
Net income$2,747,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,661
Cash dividends$132,0005,274
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,714,8402,208
2004-09-30 (YTD Data)Rank
Total interest income$8,468,0002,499
Total interest expense$1,727,0003,200
Net interest income$6,741,0002,242
Provision for loan and lease losses$144,0003,617
Total noninterest income$1,272,0002,473
Gross Fiduciary activities income$245,000664
Service charges on deposit accounts$719,0001,842
Trading account gains and fees$0134
Additional Noninterest Income$308,0003,677
Total noninterest expense$4,983,0002,392
Salaries and employee benefits$2,871,0002,252
Premises and equipment expense$572,0002,908
Additional noninterest expense$1,540,0002,338
Pre-tax net operating income$2,886,0002,134
Securities gains (losses)$44,0001,759
Applicable income taxes$1,055,0001,693
Income before extraordinary items$1,875,0002,457
Extraordinary gains, net$026
Net income$1,875,0002,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,038
Cash dividends$99,0004,658
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,846,8402,437
2004-06-30 (YTD Data)Rank
Total interest income$5,725,0002,451
Total interest expense$1,153,0003,183
Net interest income$4,572,0002,186
Provision for loan and lease losses$96,0003,565
Total noninterest income$845,0002,496
Gross Fiduciary activities income$185,000652
Service charges on deposit accounts$452,0001,918
Trading account gains and fees$0130
Additional Noninterest Income$208,0003,654
Total noninterest expense$3,252,0002,442
Salaries and employee benefits$1,925,0002,244
Premises and equipment expense$339,0003,216
Additional noninterest expense$988,0002,412
Pre-tax net operating income$2,069,0001,988
Securities gains (losses)$36,0001,674
Applicable income taxes$785,0001,552
Income before extraordinary items$1,320,0002,322
Extraordinary gains, net$021
Net income$1,320,0002,322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,792
Cash dividends$66,0004,527
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,296,9602,287
2004-03-31 (YTD Data)Rank
Total interest income$2,804,0002,494
Total interest expense$588,0003,171
Net interest income$2,216,0002,263
Provision for loan and lease losses$48,0003,379
Total noninterest income$416,0002,473
Gross Fiduciary activities income$91,000661
Service charges on deposit accounts$217,0001,928
Trading account gains and fees$0121
Additional Noninterest Income$108,0003,546
Total noninterest expense$1,640,0002,436
Salaries and employee benefits$960,0002,278
Premises and equipment expense$178,0003,109
Additional noninterest expense$502,0002,352
Pre-tax net operating income$944,0002,113
Securities gains (losses)$16,0001,816
Applicable income taxes$425,0001,481
Income before extraordinary items$535,0002,778
Extraordinary gains, net$016
Net income$535,0002,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0001,561
Cash dividends$33,0003,555
Sale, conversion, retirement of capital stock, net$0464
Net operating income$524,7602,730
2003-12-31 (YTD Data)Rank
Total interest income$11,846,0002,411
Total interest expense$2,682,0003,167
Net interest income$9,164,0002,127
Provision for loan and lease losses$350,0002,851
Total noninterest income$2,012,0002,311
Gross Fiduciary activities income$461,000590
Service charges on deposit accounts$1,125,0001,527
Trading account gains and fees$0160
Additional Noninterest Income$426,0003,856
Total noninterest expense$6,936,0002,270
Salaries and employee benefits$3,702,0002,289
Premises and equipment expense$1,066,0002,136
Additional noninterest expense$2,168,0002,219
Pre-tax net operating income$3,890,0002,018
Securities gains (losses)$28,0002,979
Applicable income taxes$990,0002,187
Income before extraordinary items$2,928,0002,081
Extraordinary gains, net$054
Net income$2,928,0002,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,300
Cash dividends$132,0005,345
Sale, conversion, retirement of capital stock, net$-5,408,0009,176
Net operating income$2,907,0002,001
2003-09-30 (YTD Data)Rank
Total interest income$8,950,0002,430
Total interest expense$2,057,0003,218
Net interest income$6,893,0002,133
Provision for loan and lease losses$350,0002,253
Total noninterest income$1,519,0002,341
Gross Fiduciary activities income$378,000564
Service charges on deposit accounts$845,0001,539
Trading account gains and fees$0153
Additional Noninterest Income$296,0004,066
Total noninterest expense$5,161,0002,294
Salaries and employee benefits$2,851,0002,231
Premises and equipment expense$769,0002,217
Additional noninterest expense$1,541,0002,331
Pre-tax net operating income$2,901,0002,096
Securities gains (losses)$16,0003,083
Applicable income taxes$810,0002,190
Income before extraordinary items$2,107,0002,221
Extraordinary gains, net$040
Net income$2,107,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0001,683
Cash dividends$99,0004,762
Sale, conversion, retirement of capital stock, net$-5,408,0009,231
Net operating income$2,095,4802,116
2003-06-30 (YTD Data)Rank
Total interest income$6,002,0002,439
Total interest expense$1,402,0003,241
Net interest income$4,600,0002,121
Provision for loan and lease losses$318,0001,718
Total noninterest income$1,047,0002,277
Gross Fiduciary activities income$288,000525
Service charges on deposit accounts$554,0001,538
Trading account gains and fees$0150
Additional Noninterest Income$205,0003,991
Total noninterest expense$3,507,0002,241
Salaries and employee benefits$1,906,0002,220
Premises and equipment expense$518,0002,186
Additional noninterest expense$1,083,0002,198
Pre-tax net operating income$1,822,0002,216
Securities gains (losses)$11,0002,898
Applicable income taxes$540,0002,213
Income before extraordinary items$1,293,0002,402
Extraordinary gains, net$030
Net income$1,293,0002,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-152,0009,178
Cash dividends$66,0004,584
Sale, conversion, retirement of capital stock, net$-5,408,0009,264
Net operating income$1,285,1902,289
2003-03-31 (YTD Data)Rank
Total interest income$3,104,0002,373
Total interest expense$728,0003,206
Net interest income$2,376,0002,060
Provision for loan and lease losses$159,0001,626
Total noninterest income$493,0002,304
Gross Fiduciary activities income$144,000536
Service charges on deposit accounts$262,0001,570
Trading account gains and fees$0134
Additional Noninterest Income$87,0004,189
Total noninterest expense$1,822,0002,154
Salaries and employee benefits$934,0002,250
Premises and equipment expense$285,0002,004
Additional noninterest expense$603,0001,951
Pre-tax net operating income$888,0002,266
Securities gains (losses)$7,0002,278
Applicable income taxes$270,0002,196
Income before extraordinary items$625,0002,438
Extraordinary gains, net$021
Net income$625,0002,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$33,0003,610
Sale, conversion, retirement of capital stock, net$-5,408,0009,312
Net operating income$620,1002,323
2002-12-31 (YTD Data)Rank
Total interest income$12,874,0002,394
Total interest expense$3,678,0002,959
Net interest income$9,196,0002,103
Provision for loan and lease losses$1,814,000805
Total noninterest income$1,667,0002,440
Gross Fiduciary activities income$257,000757
Service charges on deposit accounts$998,0001,622
Trading account gains and fees$0153
Additional Noninterest Income$412,0003,649
Total noninterest expense$6,978,0002,153
Salaries and employee benefits$3,455,0002,313
Premises and equipment expense$977,0002,229
Additional noninterest expense$2,546,0001,827
Pre-tax net operating income$2,071,0003,342
Securities gains (losses)$-45,0009,068
Applicable income taxes$570,0003,200
Income before extraordinary items$1,456,0003,577
Extraordinary gains, net$070
Net income$1,456,0003,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,010,000562
Cash dividends$720,0002,833
Sale, conversion, retirement of capital stock, net$-119,0009,256
Net operating income$1,488,4003,418
2001-12-31 (YTD Data)Rank
Total interest income$13,423,0002,551
Total interest expense$5,411,0002,930
Net interest income$8,012,0002,241
Provision for loan and lease losses$1,955,000726
Total noninterest income$1,578,0002,414
Gross Fiduciary activities income$312,000715
Service charges on deposit accounts$863,0001,764
Trading account gains and fees$0177
Additional Noninterest Income$403,0003,518
Total noninterest expense$5,426,0002,609
Salaries and employee benefits$2,874,0002,610
Premises and equipment expense$848,0002,490
Additional noninterest expense$1,704,0002,588
Pre-tax net operating income$2,209,0002,943
Securities gains (losses)$115,0001,639
Applicable income taxes$663,0002,774
Income before extraordinary items$1,661,0002,985
Extraordinary gains, net$0105
Net income$1,661,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,783,000619
Cash dividends$720,0002,810
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,579,3503,007
2000-12-31 (YTD Data)Rank
Total interest income$13,673,0002,549
Total interest expense$6,471,0002,578
Net interest income$7,202,0002,464
Provision for loan and lease losses$11,0007,947
Total noninterest income$1,348,0002,539
Gross Fiduciary activities income$286,000728
Service charges on deposit accounts$647,0002,134
Trading account gains and fees$0180
Additional Noninterest Income$415,0003,254
Total noninterest expense$5,559,0002,455
Salaries and employee benefits$2,806,0002,549
Premises and equipment expense$984,0002,096
Additional noninterest expense$1,769,0002,426
Pre-tax net operating income$2,980,0002,408
Securities gains (losses)$23,000925
Applicable income taxes$1,058,0002,023
Income before extraordinary items$1,945,0002,639
Extraordinary gains, net$038
Net income$1,945,0002,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-108,0009,758
Cash dividends$721,0002,856
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,930,0502,644
1999-12-31 (YTD Data)Rank
Total interest income$12,675,0002,579
Total interest expense$5,787,0002,539
Net interest income$6,888,0002,548
Provision for loan and lease losses$60,0006,124
Total noninterest income$1,181,0002,725
Gross Fiduciary activities income$347,000739
Service charges on deposit accounts$485,0002,703
Trading account gains and fees$0173
Additional Noninterest Income$349,0003,700
Total noninterest expense$4,742,0002,846
Salaries and employee benefits$2,680,0002,639
Premises and equipment expense$718,0002,813
Additional noninterest expense$1,344,0003,140
Pre-tax net operating income$3,267,0002,232
Securities gains (losses)$31,0001,173
Applicable income taxes$970,0002,270
Income before extraordinary items$2,328,0002,246
Extraordinary gains, net$035
Net income$2,328,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-167,00010,110
Cash dividends$720,0002,853
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,305,9902,240
1998-12-31 (YTD Data)Rank
Total interest income$12,696,0002,571
Total interest expense$6,004,0002,515
Net interest income$6,692,0002,541
Provision for loan and lease losses$180,0003,728
Total noninterest income$1,184,0002,720
Gross Fiduciary activities income$314,000765
Service charges on deposit accounts$512,0002,506
Trading account gains and fees$0224
Additional Noninterest Income$358,0003,659
Total noninterest expense$4,279,0003,033
Salaries and employee benefits$2,507,0002,709
Premises and equipment expense$805,0002,435
Additional noninterest expense$967,0004,067
Pre-tax net operating income$3,417,0002,115
Securities gains (losses)$48,0001,766
Applicable income taxes$1,084,0002,160
Income before extraordinary items$2,381,0002,197
Extraordinary gains, net$032
Net income$2,381,0002,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,094
Cash dividends$720,0002,796
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,347,8802,148
1997-12-31 (YTD Data)Rank
Total interest income$12,089,0002,706
Total interest expense$5,911,0002,523
Net interest income$6,178,0002,826
Provision for loan and lease losses$132,0004,415
Total noninterest income$1,061,0002,910
Gross Fiduciary activities income$256,000842
Service charges on deposit accounts$437,0002,978
Trading account gains and fees$0239
Additional Noninterest Income$368,0003,471
Total noninterest expense$4,328,0002,938
Salaries and employee benefits$2,480,0002,669
Premises and equipment expense$757,0002,550
Additional noninterest expense$1,091,0003,616
Pre-tax net operating income$2,779,0002,663
Securities gains (losses)$76,0001,109
Applicable income taxes$710,0003,205
Income before extraordinary items$2,145,0002,420
Extraordinary gains, net$044
Net income$2,145,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,851
Cash dividends$720,0002,736
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,088,0002,431
1996-12-31 (YTD Data)Rank
Total interest income$11,858,0002,781
Total interest expense$5,619,0002,699
Net interest income$6,239,0002,844
Provision for loan and lease losses$-67,00011,227
Total noninterest income$1,023,0003,073
Gross Fiduciary activities income$254,000912
Service charges on deposit accounts$396,0003,362
Trading account gains and fees$0262
Additional Noninterest Income$373,0003,535
Total noninterest expense$4,167,0003,222
Salaries and employee benefits$2,532,0002,653
Premises and equipment expense$752,0002,596
Additional noninterest expense$883,0004,828
Pre-tax net operating income$3,162,0002,258
Securities gains (losses)$51,0001,313
Applicable income taxes$1,001,0002,342
Income before extraordinary items$2,212,0002,233
Extraordinary gains, net$053
Net income$2,212,0002,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,00010,948
Cash dividends$680,0002,804
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,176,8102,216
1995-12-31 (YTD Data)Rank
Total interest income$11,212,0002,967
Total interest expense$5,389,0002,839
Net interest income$5,823,0003,056
Provision for loan and lease losses$08,958
Total noninterest income$1,041,0003,008
Gross Fiduciary activities income$250,000946
Service charges on deposit accounts$388,0003,455
Trading account gains and fees$0522
Additional Noninterest Income$403,0003,303
Total noninterest expense$4,128,0003,225
Salaries and employee benefits$2,512,0002,662
Premises and equipment expense$685,0002,872
Additional noninterest expense$931,0004,623
Pre-tax net operating income$2,736,0002,635
Securities gains (losses)$32,0001,585
Applicable income taxes$675,0003,342
Income before extraordinary items$2,093,0002,397
Extraordinary gains, net$065
Net income$2,093,0002,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-108,00011,748
Cash dividends$640,0002,807
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,068,6802,397
1994-12-31 (YTD Data)Rank
Total interest income$10,269,0002,963
Total interest expense$4,310,0002,845
Net interest income$5,959,0003,014
Provision for loan and lease losses$202,0002,995
Total noninterest income$1,130,0002,841
Gross Fiduciary activities income$261,000949
Service charges on deposit accounts$373,0003,623
Trading account gains and fees$0475
Additional Noninterest Income$496,0002,961
Total noninterest expense$4,244,0003,233
Salaries and employee benefits$2,401,0002,764
Premises and equipment expense$732,0002,729
Additional noninterest expense$1,111,0004,324
Pre-tax net operating income$2,643,0002,688
Securities gains (losses)$-55,00011,109
Applicable income taxes$690,0003,126
Income before extraordinary items$1,898,0002,558
Extraordinary gains, net$0249
Net income$1,898,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,353
Cash dividends$560,0002,943
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,938,1502,524
1993-12-31 (YTD Data)Rank
Total interest income$10,477,0002,962
Total interest expense$3,989,0003,180
Net interest income$6,488,0002,789
Provision for loan and lease losses$360,0002,633
Total noninterest income$1,025,0003,272
Gross Fiduciary activities income$304,000933
Service charges on deposit accounts$372,0003,686
Trading account gains and fees$0532
Additional Noninterest Income$349,0004,111
Total noninterest expense$3,929,0003,550
Salaries and employee benefits$2,380,0002,773
Premises and equipment expense$462,0004,150
Additional noninterest expense$1,087,0004,587
Pre-tax net operating income$3,224,0002,116
Securities gains (losses)$43,0003,630
Applicable income taxes$1,150,0001,989
Income before extraordinary items$2,117,0002,363
Extraordinary gains, net$03,149
Net income$2,117,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$614,0001,564
Cash dividends$440,0003,435
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,089,0502,247
1992-12-31 (YTD Data)Rank
Total interest income$11,966,0002,931
Total interest expense$5,324,0003,109
Net interest income$6,642,0002,761
Provision for loan and lease losses$879,0002,019
Total noninterest income$975,0003,386
Gross Fiduciary activities income$272,000993
Service charges on deposit accounts$395,0003,530
Trading account gains and fees$0504
Additional Noninterest Income$308,0004,349
Total noninterest expense$3,957,0003,537
Salaries and employee benefits$2,286,0002,839
Premises and equipment expense$531,0003,771
Additional noninterest expense$1,140,0004,551
Pre-tax net operating income$2,781,0002,214
Securities gains (losses)$49,0004,164
Applicable income taxes$850,0002,446
Income before extraordinary items$1,980,0002,315
Extraordinary gains, net$01,422
Net income$1,980,0002,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$773,0001,851
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,945,7002,185

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.