Home > The People's Bank of Oxford > Assets and Liabilities
The People's Bank of Oxford, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 162 | 1,003 |
| Assets and Liabilities | ||
| Total Assets: | $452,936,000 | 1,218 |
| Cash and due from depository institutions | $12,482,000 | 1,003 |
| Interest-bearing balances | $233,000 | 4,493 |
| Securities | $54,030,000 | 2,287 |
| Federal funds sold & reverse repurchase agreements | $5,721,000 | 2,518 |
| Net loans & leases | $355,980,000 | 1,015 |
| Loan loss allowance | $5,034,000 | 925 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $10,628,000 | 854 |
| Other real estate owned | $0 | 1,003 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,095,000 | 1,045 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $452,936,000 | 1,218 |
| Total liabilities | $409,953,000 | 1,210 |
| Total deposits | $371,055,000 | 1,162 |
| Interest-bearing deposits | $279,516,000 | 1,363 |
| Deposits held in domestic offices | $371,055,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,170,000 | 1,358 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,693,000 | 1,189 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,035,000 | 1,949 |
| Total equity capital | $42,983,000 | 1,293 |
| Total bank equity capital | $42,983,000 | 1,293 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,053,000 | 1,254 |
| Surplus | $16,172,000 | 1,303 |
| Undivided profits | $23,758,000 | 1,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,992,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,597,000 | 1,744 |
| Earning assets | $415,964,000 | 1,220 |
| Long-term assets (5+ years) | $85,241,000 | 1,203 |
| Average Assets, year-to-date | $452,161,500 | 1,203 |
| Average Assets, quarterly | $452,161,500 | 1,203 |
| Volatile liabilities | $27,187,000 | 3,134 |
| Insider loans | $9,697,000 | 543 |
| FHLB advances | $30,693,000 | 1,088 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $83,893,000 | 1,002 |
| Tier 1 (core) risk-based capital | $41,865,000 | 1,224 |
| Tier 2 risk-based capital | $4,858,000 | 916 |
| Total risk weighted assets | $388,446,000 | 982 |
| Total unused commitments | $83,893,000 | 1,004 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 172 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $451,387,000 | 1,225 |
| Cash and due from depository institutions | $12,492,000 | 941 |
| Interest-bearing balances | $325,000 | 4,078 |
| Securities | $58,400,000 | 2,184 |
| Federal funds sold & reverse repurchase agreements | $1,712,000 | 4,275 |
| Net loans & leases | $353,693,000 | 1,021 |
| Loan loss allowance | $4,972,000 | 939 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,185,000 | 801 |
| Other real estate owned | $97,000 | 941 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $13,808,000 | 1,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $451,387,000 | 1,225 |
| Total liabilities | $409,088,000 | 1,216 |
| Total deposits | $368,254,000 | 1,165 |
| Interest-bearing deposits | $273,408,000 | 1,380 |
| Deposits held in domestic offices | $368,254,000 | 1,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,470,000 | 1,241 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,906,000 | 1,219 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,458,000 | 2,381 |
| Total equity capital | $42,299,000 | 1,281 |
| Total bank equity capital | $42,299,000 | 1,281 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,053,000 | 1,262 |
| Surplus | $16,172,000 | 1,272 |
| Undivided profits | $23,074,000 | 1,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,821,000 | 1,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,668,000 | 1,737 |
| Earning assets | $414,130,000 | 1,216 |
| Long-term assets (5+ years) | $81,836,000 | 1,279 |
| Average Assets, year-to-date | $434,453,200 | 1,226 |
| Average Assets, quarterly | $449,968,000 | 1,219 |
| Volatile liabilities | $29,672,000 | 2,951 |
| Insider loans | $10,167,000 | 489 |
| FHLB advances | $30,906,000 | 1,111 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $83,215,000 | 977 |
| Tier 1 (core) risk-based capital | $41,340,000 | 1,217 |
| Tier 2 risk-based capital | $4,839,000 | 926 |
| Total risk weighted assets | $386,960,000 | 982 |
| Total unused commitments | $83,215,000 | 978 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 170 | 972 |
| Assets and Liabilities | ||
| Total Assets: | $448,549,000 | 1,239 |
| Cash and due from depository institutions | $12,077,000 | 972 |
| Interest-bearing balances | $118,000 | 5,134 |
| Securities | $63,977,000 | 1,973 |
| Federal funds sold & reverse repurchase agreements | $11,260,000 | 1,270 |
| Net loans & leases | $335,789,000 | 1,057 |
| Loan loss allowance | $4,894,000 | 960 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,222,000 | 805 |
| Other real estate owned | $0 | 972 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $14,224,000 | 1,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,549,000 | 1,239 |
| Total liabilities | $406,884,000 | 1,231 |
| Total deposits | $361,890,000 | 1,206 |
| Interest-bearing deposits | $273,067,000 | 1,396 |
| Deposits held in domestic offices | $361,890,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,935,000 | 997 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $31,116,000 | 1,186 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,943,000 | 1,968 |
| Total equity capital | $41,665,000 | 1,317 |
| Total bank equity capital | $41,665,000 | 1,317 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,053,000 | 1,259 |
| Surplus | $16,172,000 | 1,256 |
| Undivided profits | $22,440,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,147,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,620,000 | 1,898 |
| Earning assets | $411,144,000 | 1,236 |
| Long-term assets (5+ years) | $78,783,000 | 1,334 |
| Average Assets, year-to-date | $430,219,750 | 1,258 |
| Average Assets, quarterly | $446,214,000 | 1,242 |
| Volatile liabilities | $35,471,000 | 2,534 |
| Insider loans | $8,351,000 | 606 |
| FHLB advances | $31,116,000 | 1,074 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $81,163,000 | 1,012 |
| Tier 1 (core) risk-based capital | $40,681,000 | 1,249 |
| Tier 2 risk-based capital | $4,671,000 | 959 |
| Total risk weighted assets | $373,428,000 | 1,012 |
| Total unused commitments | $81,163,000 | 1,013 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 178 | 934 |
| Assets and Liabilities | ||
| Total Assets: | $443,879,000 | 1,240 |
| Cash and due from depository institutions | $12,232,000 | 934 |
| Interest-bearing balances | $1,017,000 | 3,202 |
| Securities | $56,419,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $26,222,000 | 601 |
| Net loans & leases | $325,242,000 | 1,082 |
| Loan loss allowance | $4,761,000 | 959 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,543,000 | 766 |
| Other real estate owned | $0 | 934 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $12,221,000 | 1,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,879,000 | 1,240 |
| Total liabilities | $402,608,000 | 1,241 |
| Total deposits | $360,167,000 | 1,197 |
| Interest-bearing deposits | $265,704,000 | 1,420 |
| Deposits held in domestic offices | $360,167,000 | 1,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,465,000 | 1,084 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,323,000 | 1,169 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,653,000 | 2,321 |
| Total equity capital | $41,271,000 | 1,313 |
| Total bank equity capital | $41,271,000 | 1,313 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,053,000 | 1,246 |
| Surplus | $16,172,000 | 1,234 |
| Undivided profits | $22,046,000 | 1,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,704,000 | 1,692 |
| Earning assets | $408,900,000 | 1,231 |
| Long-term assets (5+ years) | $81,856,000 | 1,228 |
| Average Assets, year-to-date | $424,110,000 | 1,266 |
| Average Assets, quarterly | $435,748,000 | 1,242 |
| Volatile liabilities | $33,788,000 | 2,610 |
| Insider loans | $5,995,000 | 861 |
| FHLB advances | $31,323,000 | 1,059 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $75,694,000 | 1,056 |
| Tier 1 (core) risk-based capital | $39,821,000 | 1,250 |
| Tier 2 risk-based capital | $4,526,000 | 955 |
| Total risk weighted assets | $361,856,000 | 1,030 |
| Total unused commitments | $75,694,000 | 1,062 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 173 | 945 |
| Assets and Liabilities | ||
| Total Assets: | $427,617,000 | 1,267 |
| Cash and due from depository institutions | $16,840,000 | 945 |
| Interest-bearing balances | $2,311,000 | 2,354 |
| Securities | $53,001,000 | 2,265 |
| Federal funds sold & reverse repurchase agreements | $31,593,000 | 510 |
| Net loans & leases | $303,516,000 | 1,133 |
| Loan loss allowance | $4,635,000 | 979 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,396,000 | 762 |
| Other real estate owned | $0 | 945 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $11,271,000 | 1,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,617,000 | 1,267 |
| Total liabilities | $387,810,000 | 1,263 |
| Total deposits | $339,311,000 | 1,260 |
| Interest-bearing deposits | $254,457,000 | 1,487 |
| Deposits held in domestic offices | $339,311,000 | 1,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,120,000 | 801 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $31,528,000 | 1,110 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,851,000 | 2,171 |
| Total equity capital | $39,807,000 | 1,346 |
| Total bank equity capital | $39,807,000 | 1,346 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,053,000 | 1,246 |
| Surplus | $16,172,000 | 1,217 |
| Undivided profits | $20,582,000 | 1,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,246,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,632,000 | 1,821 |
| Earning assets | $390,421,000 | 1,271 |
| Long-term assets (5+ years) | $85,996,000 | 1,139 |
| Average Assets, year-to-date | $414,225,500 | 1,297 |
| Average Assets, quarterly | $414,225,500 | 1,297 |
| Volatile liabilities | $39,197,000 | 2,251 |
| Insider loans | $5,932,000 | 876 |
| FHLB advances | $31,528,000 | 1,017 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $69,342,000 | 1,097 |
| Tier 1 (core) risk-based capital | $38,679,000 | 1,273 |
| Tier 2 risk-based capital | $4,181,000 | 1,008 |
| Total risk weighted assets | $334,059,000 | 1,093 |
| Total unused commitments | $69,342,000 | 1,106 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 169 | 963 |
| Assets and Liabilities | ||
| Total Assets: | $400,834,000 | 1,344 |
| Cash and due from depository institutions | $15,418,000 | 963 |
| Interest-bearing balances | $1,061,000 | 3,028 |
| Securities | $55,313,000 | 2,141 |
| Federal funds sold & reverse repurchase agreements | $8,919,000 | 1,632 |
| Net loans & leases | $297,658,000 | 1,152 |
| Loan loss allowance | $4,503,000 | 986 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,408,000 | 756 |
| Other real estate owned | $0 | 963 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $12,118,000 | 1,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,834,000 | 1,344 |
| Total liabilities | $361,606,000 | 1,338 |
| Total deposits | $322,183,000 | 1,309 |
| Interest-bearing deposits | $242,222,000 | 1,528 |
| Deposits held in domestic offices | $322,183,000 | 1,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,855,000 | 1,178 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $29,706,000 | 1,176 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,862,000 | 2,136 |
| Total equity capital | $39,228,000 | 1,338 |
| Total bank equity capital | $39,228,000 | 1,338 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,053,000 | 1,235 |
| Surplus | $16,172,000 | 1,192 |
| Undivided profits | $20,003,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,510,000 | 895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,634,000 | 1,901 |
| Earning assets | $362,951,000 | 1,353 |
| Long-term assets (5+ years) | $86,910,000 | 1,092 |
| Average Assets, year-to-date | $378,992,800 | 1,349 |
| Average Assets, quarterly | $399,065,500 | 1,330 |
| Volatile liabilities | $32,300,000 | 2,638 |
| Insider loans | $7,998,000 | 616 |
| FHLB advances | $29,706,000 | 1,073 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $62,314,000 | 1,148 |
| Tier 1 (core) risk-based capital | $38,011,000 | 1,258 |
| Tier 2 risk-based capital | $3,986,000 | 1,029 |
| Total risk weighted assets | $318,351,000 | 1,127 |
| Total unused commitments | $62,314,000 | 1,149 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 151 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $353,116,000 | 1,447 |
| Cash and due from depository institutions | $12,205,000 | 1,078 |
| Interest-bearing balances | $814,000 | 3,215 |
| Securities | $61,418,000 | 1,828 |
| Federal funds sold & reverse repurchase agreements | $9,429,000 | 1,559 |
| Net loans & leases | $247,990,000 | 1,335 |
| Loan loss allowance | $4,182,000 | 997 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,007,000 | 761 |
| Other real estate owned | $40,000 | 1,078 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $11,027,000 | 1,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,116,000 | 1,447 |
| Total liabilities | $317,774,000 | 1,432 |
| Total deposits | $282,531,000 | 1,408 |
| Interest-bearing deposits | $213,838,000 | 1,642 |
| Deposits held in domestic offices | $282,531,000 | 1,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,710,000 | 1,146 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,349,000 | 1,244 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,184,000 | 1,867 |
| Total equity capital | $35,342,000 | 1,384 |
| Total bank equity capital | $35,342,000 | 1,384 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,053,000 | 1,227 |
| Surplus | $16,172,000 | 1,132 |
| Undivided profits | $16,117,000 | 1,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,848,000 | 787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,756,000 | 1,887 |
| Earning assets | $319,651,000 | 1,449 |
| Long-term assets (5+ years) | $88,530,000 | 1,066 |
| Average Assets, year-to-date | $341,977,200 | 1,414 |
| Average Assets, quarterly | $345,918,500 | 1,456 |
| Volatile liabilities | $31,131,000 | 2,657 |
| Insider loans | $7,418,000 | 617 |
| FHLB advances | $24,349,000 | 1,132 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $46,447,000 | 1,336 |
| Tier 1 (core) risk-based capital | $34,737,000 | 1,311 |
| Tier 2 risk-based capital | $3,320,000 | 1,169 |
| Total risk weighted assets | $264,765,000 | 1,298 |
| Total unused commitments | $46,447,000 | 1,341 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 136 | 1,195 |
| Assets and Liabilities | ||
| Total Assets: | $337,623,000 | 1,430 |
| Cash and due from depository institutions | $26,769,000 | 1,195 |
| Interest-bearing balances | $13,996,000 | 306 |
| Securities | $53,043,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $18,015,000 | 669 |
| Net loans & leases | $221,862,000 | 1,447 |
| Loan loss allowance | $3,922,000 | 1,020 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,557,000 | 836 |
| Other real estate owned | $0 | 1,195 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $8,377,000 | 1,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,623,000 | 1,430 |
| Total liabilities | $296,444,000 | 1,461 |
| Total deposits | $267,093,000 | 1,416 |
| Interest-bearing deposits | $205,894,000 | 1,613 |
| Deposits held in domestic offices | $267,093,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,700,000 | 1,353 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,756,000 | 1,357 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,895,000 | 1,521 |
| Total equity capital | $41,179,000 | 1,141 |
| Total bank equity capital | $41,179,000 | 1,141 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,053,000 | 1,225 |
| Surplus | $16,172,000 | 1,095 |
| Undivided profits | $21,954,000 | 1,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,119,000 | 2,406 |
| Earning assets | $306,916,000 | 1,439 |
| Long-term assets (5+ years) | $75,369,000 | 1,175 |
| Average Assets, year-to-date | $315,511,800 | 1,449 |
| Average Assets, quarterly | $331,279,000 | 1,434 |
| Volatile liabilities | $27,106,000 | 2,891 |
| Insider loans | $7,752,000 | 568 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $34,301,000 | 1,551 |
| Tier 1 (core) risk-based capital | $41,057,000 | 1,080 |
| Tier 2 risk-based capital | $2,983,990 | 1,241 |
| Total risk weighted assets | $237,781,190 | 1,376 |
| Total unused commitments | $34,301,000 | 1,552 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $292,508,000 | 1,623 |
| Cash and due from depository institutions | $25,733,000 | 1,442 |
| Interest-bearing balances | $4,216,000 | 942 |
| Securities | $48,264,000 | 2,355 |
| Federal funds sold & reverse repurchase agreements | $1,095,000 | 4,789 |
| Net loans & leases | $204,244,000 | 1,490 |
| Loan loss allowance | $3,343,000 | 1,153 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,935,000 | 1,431 |
| Other real estate owned | $296,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,941,000 | 1,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,508,000 | 1,623 |
| Total liabilities | $254,329,000 | 1,681 |
| Total deposits | $231,229,000 | 1,630 |
| Interest-bearing deposits | $176,245,000 | 1,858 |
| Deposits held in domestic offices | $231,229,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,750,000 | 1,759 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,110,000 | 1,488 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,240,000 | 1,725 |
| Total equity capital | $38,179,000 | 1,182 |
| Total bank equity capital | $38,179,000 | 1,182 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,996,000 | 1,333 |
| Surplus | $16,197,000 | 1,089 |
| Undivided profits | $18,986,000 | 1,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,544,000 | 1,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $962,000 | 2,358 |
| Earning assets | $257,819,000 | 1,681 |
| Long-term assets (5+ years) | $69,795,000 | 1,313 |
| Average Assets, year-to-date | $278,209,000 | 1,629 |
| Average Assets, quarterly | $288,046,000 | 1,622 |
| Volatile liabilities | $25,935,000 | 2,842 |
| Insider loans | $4,650,000 | 1,002 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $35,711,000 | 1,532 |
| Tier 1 (core) risk-based capital | $38,513,000 | 1,143 |
| Tier 2 risk-based capital | $2,631,690 | 1,334 |
| Total risk weighted assets | $209,823,690 | 1,494 |
| Total unused commitments | $35,711,000 | 1,534 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 110 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $265,472,000 | 1,746 |
| Cash and due from depository institutions | $23,962,000 | 1,530 |
| Interest-bearing balances | $12,565,000 | 471 |
| Securities | $49,481,000 | 2,339 |
| Federal funds sold & reverse repurchase agreements | $13,909,000 | 1,191 |
| Net loans & leases | $169,783,000 | 1,654 |
| Loan loss allowance | $2,965,000 | 1,243 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,369,000 | 1,493 |
| Other real estate owned | $345,000 | 1,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,623,000 | 2,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,472,000 | 1,746 |
| Total liabilities | $229,420,000 | 1,813 |
| Total deposits | $213,698,000 | 1,772 |
| Interest-bearing deposits | $161,369,000 | 2,002 |
| Deposits held in domestic offices | $213,698,000 | 1,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,560,000 | 1,639 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,919,000 | 1,602 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,243,000 | 1,801 |
| Total equity capital | $36,052,000 | 1,248 |
| Total bank equity capital | $36,052,000 | 1,248 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,996,000 | 1,286 |
| Surplus | $16,197,000 | 1,035 |
| Undivided profits | $16,859,000 | 1,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,691,000 | 973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $795,000 | 2,897 |
| Earning assets | $245,738,000 | 1,734 |
| Long-term assets (5+ years) | $60,372,000 | 1,346 |
| Average Assets, year-to-date | $243,424,800 | 1,797 |
| Average Assets, quarterly | $260,542,500 | 1,742 |
| Volatile liabilities | $21,764,000 | 2,811 |
| Insider loans | $2,922,000 | 1,474 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $31,312,000 | 1,607 |
| Tier 1 (core) risk-based capital | $35,604,000 | 1,187 |
| Tier 2 risk-based capital | $2,204,870 | 1,479 |
| Total risk weighted assets | $175,629,770 | 1,642 |
| Total unused commitments | $31,312,000 | 1,611 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 88 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $219,784,000 | 2,077 |
| Cash and due from depository institutions | $12,707,000 | 2,013 |
| Interest-bearing balances | $4,303,000 | 1,040 |
| Securities | $41,297,000 | 2,749 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 1,028 |
| Net loans & leases | $145,326,000 | 1,935 |
| Loan loss allowance | $2,416,000 | 1,509 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,059,000 | 1,947 |
| Other real estate owned | $345,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,150,000 | 2,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,784,000 | 2,077 |
| Total liabilities | $186,695,000 | 2,196 |
| Total deposits | $182,946,000 | 2,063 |
| Interest-bearing deposits | $142,762,000 | 2,261 |
| Deposits held in domestic offices | $182,946,000 | 2,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,035,000 | 2,124 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $161,000 | 4,620 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,553,000 | 2,487 |
| Total equity capital | $33,089,000 | 1,355 |
| Total bank equity capital | $33,089,000 | 1,355 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,996,000 | 1,263 |
| Surplus | $16,200,000 | 1,027 |
| Undivided profits | $13,893,000 | 1,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,017,000 | 1,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $751,000 | 3,115 |
| Earning assets | $203,826,000 | 2,054 |
| Long-term assets (5+ years) | $42,106,000 | 1,599 |
| Average Assets, year-to-date | $207,092,800 | 2,100 |
| Average Assets, quarterly | $217,924,500 | 2,068 |
| Volatile liabilities | $22,652,000 | 2,702 |
| Insider loans | $2,663,000 | 1,592 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,315,000 | 1,727 |
| Tier 1 (core) risk-based capital | $32,938,000 | 1,284 |
| Tier 2 risk-based capital | $1,964,410 | 1,562 |
| Total risk weighted assets | $156,700,810 | 1,796 |
| Total unused commitments | $26,315,000 | 1,731 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 85 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $195,855,000 | 2,390 |
| Cash and due from depository institutions | $11,223,000 | 2,198 |
| Interest-bearing balances | $4,112,000 | 946 |
| Securities | $39,088,000 | 3,101 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,130 |
| Net loans & leases | $132,613,000 | 2,148 |
| Loan loss allowance | $2,085,000 | 1,831 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,934,000 | 2,009 |
| Other real estate owned | $620,000 | 2,198 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,277,000 | 3,201 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,855,000 | 2,390 |
| Total liabilities | $165,556,000 | 2,525 |
| Total deposits | $161,729,000 | 2,387 |
| Interest-bearing deposits | $129,975,000 | 2,552 |
| Deposits held in domestic offices | $161,729,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,295,000 | 2,141 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $166,000 | 4,647 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,366,000 | 2,782 |
| Total equity capital | $30,299,000 | 1,490 |
| Total bank equity capital | $30,299,000 | 1,490 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,724,000 | 1,421 |
| Surplus | $8,709,000 | 1,823 |
| Undivided profits | $18,866,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $909,000 | 2,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $705,000 | 3,261 |
| Earning assets | $181,913,000 | 2,368 |
| Long-term assets (5+ years) | $34,154,000 | 1,785 |
| Average Assets, year-to-date | $189,306,000 | 2,381 |
| Average Assets, quarterly | $194,374,500 | 2,386 |
| Volatile liabilities | $22,950,000 | 2,619 |
| Insider loans | $945,000 | 3,796 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $27,699,000 | 1,634 |
| Tier 1 (core) risk-based capital | $30,267,000 | 1,411 |
| Tier 2 risk-based capital | $1,757,720 | 1,787 |
| Total risk weighted assets | $140,290,020 | 2,007 |
| Total unused commitments | $27,699,000 | 1,651 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $182,761,000 | 2,547 |
| Cash and due from depository institutions | $11,831,000 | 2,512 |
| Interest-bearing balances | $3,326,000 | 1,327 |
| Securities | $35,715,000 | 3,542 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 1,062 |
| Net loans & leases | $115,923,000 | 2,380 |
| Loan loss allowance | $1,695,000 | 2,242 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,075,000 | 1,894 |
| Other real estate owned | $262,000 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,555,000 | 4,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,761,000 | 2,547 |
| Total liabilities | $154,630,000 | 2,698 |
| Total deposits | $153,116,000 | 2,540 |
| Interest-bearing deposits | $127,055,000 | 2,637 |
| Deposits held in domestic offices | $153,116,000 | 2,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $170,000 | 4,115 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,344,000 | 2,873 |
| Total equity capital | $28,131,000 | 1,614 |
| Total bank equity capital | $28,131,000 | 1,614 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,724,000 | 1,451 |
| Surplus | $8,709,000 | 1,799 |
| Undivided profits | $16,698,000 | 1,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,353,000 | 2,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $701,000 | 3,369 |
| Earning assets | $168,364,000 | 2,536 |
| Long-term assets (5+ years) | $26,025,000 | 2,044 |
| Average Assets, year-to-date | $172,440,200 | 2,581 |
| Average Assets, quarterly | $179,587,000 | 2,560 |
| Volatile liabilities | $21,055,000 | 2,530 |
| Insider loans | $1,302,000 | 3,077 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,764,000 | 2,014 |
| Tier 1 (core) risk-based capital | $27,912,000 | 1,553 |
| Tier 2 risk-based capital | $1,553,920 | 1,979 |
| Total risk weighted assets | $124,172,320 | 2,215 |
| Total unused commitments | $19,764,000 | 2,024 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $163,443,000 | 2,777 |
| Cash and due from depository institutions | $9,560,000 | 2,829 |
| Interest-bearing balances | $2,238,000 | 1,451 |
| Securities | $36,650,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,801 |
| Net loans & leases | $107,350,000 | 2,506 |
| Loan loss allowance | $1,454,000 | 2,611 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,313,000 | 2,242 |
| Other real estate owned | $0 | 2,829 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,570,000 | 4,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,443,000 | 2,777 |
| Total liabilities | $137,920,000 | 2,985 |
| Total deposits | $136,764,000 | 2,792 |
| Interest-bearing deposits | $113,866,000 | 2,893 |
| Deposits held in domestic offices | $136,764,000 | 2,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $174,000 | 4,501 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $982,000 | 3,117 |
| Total equity capital | $25,523,000 | 1,630 |
| Total bank equity capital | $25,523,000 | 1,630 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,362,000 | 2,963 |
| Surplus | $8,709,000 | 1,726 |
| Undivided profits | $15,452,000 | 1,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $617,000 | 3,361 |
| Earning assets | $151,238,000 | 2,750 |
| Long-term assets (5+ years) | $23,031,000 | 2,279 |
| Average Assets, year-to-date | $159,634,000 | 2,773 |
| Average Assets, quarterly | $164,682,500 | 2,752 |
| Volatile liabilities | $15,598,000 | 3,097 |
| Insider loans | $1,392,000 | 2,856 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $18,675,000 | 2,029 |
| Tier 1 (core) risk-based capital | $25,732,000 | 1,605 |
| Tier 2 risk-based capital | $1,413,730 | 2,139 |
| Total risk weighted assets | $113,057,830 | 2,359 |
| Total unused commitments | $18,675,000 | 2,040 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 64 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $153,353,000 | 2,988 |
| Cash and due from depository institutions | $8,369,000 | 3,290 |
| Interest-bearing balances | $2,145,000 | 2,291 |
| Securities | $28,564,000 | 4,669 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 938 |
| Net loans & leases | $96,756,000 | 2,689 |
| Loan loss allowance | $1,387,000 | 2,814 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,447,000 | 2,127 |
| Other real estate owned | $277,000 | 3,290 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,940,000 | 3,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,353,000 | 2,988 |
| Total liabilities | $129,761,000 | 3,202 |
| Total deposits | $128,774,000 | 3,053 |
| Interest-bearing deposits | $108,377,000 | 3,141 |
| Deposits held in domestic offices | $128,774,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $178,000 | 4,101 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $809,000 | 3,689 |
| Total equity capital | $23,592,000 | 1,736 |
| Total bank equity capital | $23,592,000 | 1,736 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,362,000 | 3,048 |
| Surplus | $8,709,000 | 1,643 |
| Undivided profits | $13,521,000 | 1,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $996,000 | 3,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $512,000 | 3,612 |
| Earning assets | $141,465,000 | 2,976 |
| Long-term assets (5+ years) | $24,760,000 | 2,238 |
| Average Assets, year-to-date | $147,145,000 | 3,035 |
| Average Assets, quarterly | $151,297,500 | 3,005 |
| Volatile liabilities | $14,944,000 | 3,013 |
| Insider loans | $950,000 | 3,871 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,325,000 | 2,395 |
| Tier 1 (core) risk-based capital | $23,592,000 | 1,690 |
| Tier 2 risk-based capital | $1,295,810 | 2,274 |
| Total risk weighted assets | $103,573,810 | 2,524 |
| Total unused commitments | $14,325,000 | 2,415 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 58 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $146,581,000 | 3,174 |
| Cash and due from depository institutions | $10,130,000 | 3,669 |
| Interest-bearing balances | $4,017,000 | 1,713 |
| Securities | $27,838,000 | 4,761 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,590 |
| Net loans & leases | $91,871,000 | 2,880 |
| Loan loss allowance | $1,038,000 | 3,597 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,374,000 | 2,194 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,168,000 | 2,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,581,000 | 3,174 |
| Total liabilities | $127,633,000 | 3,346 |
| Total deposits | $126,782,000 | 3,217 |
| Interest-bearing deposits | $108,356,000 | 3,281 |
| Deposits held in domestic offices | $126,782,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $851,000 | 3,750 |
| Total equity capital | $18,948,000 | 2,048 |
| Total bank equity capital | $18,948,000 | 2,048 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $630,000 | 5,559 |
| Surplus | $6,279,000 | 2,116 |
| Undivided profits | $12,039,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,346,000 | 2,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $499,000 | 4,092 |
| Earning assets | $133,926,000 | 3,182 |
| Long-term assets (5+ years) | $25,336,000 | 2,155 |
| Average Assets, year-to-date | $140,243,800 | 3,254 |
| Average Assets, quarterly | $145,457,500 | 3,183 |
| Volatile liabilities | $15,181,000 | 2,935 |
| Insider loans | $62,000 | 6,789 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,254,000 | 2,183 |
| Tier 1 (core) risk-based capital | $18,948,000 | 2,004 |
| Tier 2 risk-based capital | $1,038,000 | 2,802 |
| Total risk weighted assets | $98,800,000 | 2,697 |
| Total unused commitments | $15,254,000 | 2,200 |
| Derivatives | $0 | 651 |