Home > The Pennsville National Bank > Income and Expense
The Pennsville National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,992,000 | 3,137 |
| Total interest expense | $1,650,000 | 3,236 |
| Net interest income | $6,342,000 | 3,038 |
| Provision for loan and lease losses | $60,000 | 2,699 |
| Total noninterest income | $942,000 | 2,796 |
| Gross Fiduciary activities income | $60,000 | 755 |
| Service charges on deposit accounts | $375,000 | 1,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,965 |
| Total noninterest expense | $5,406,000 | 2,944 |
| Salaries and employee benefits | $2,553,000 | 3,151 |
| Premises and equipment expense | $617,000 | 2,666 |
| Additional noninterest expense | $507,000 | 2,965 |
| Pre-tax net operating income | $1,818,000 | 3,057 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $292,000 | 2,245 |
| Income before extraordinary items | $1,526,000 | 3,057 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,526,000 | 3,091 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,526,000 | 3,059 |
| Net charge-offs | $82,000 | 1,605 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,526,000 | 3,093 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 3,196 |
| Total interest expense | $1,197,000 | 3,176 |
| Net interest income | $4,447,000 | 3,136 |
| Provision for loan and lease losses | $30,000 | 2,691 |
| Total noninterest income | $679,000 | 2,848 |
| Gross Fiduciary activities income | $29,000 | 777 |
| Service charges on deposit accounts | $286,000 | 1,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,988 |
| Total noninterest expense | $4,026,000 | 2,942 |
| Salaries and employee benefits | $1,903,000 | 3,143 |
| Premises and equipment expense | $449,000 | 2,718 |
| Additional noninterest expense | $364,000 | 2,987 |
| Pre-tax net operating income | $1,070,000 | 3,382 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $167,000 | 2,443 |
| Income before extraordinary items | $903,000 | 3,389 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $903,000 | 3,421 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $903,000 | 3,389 |
| Net charge-offs | $61,000 | 1,394 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $903,000 | 3,407 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 3,205 |
| Total interest expense | $802,000 | 3,031 |
| Net interest income | $2,861,000 | 3,208 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $460,000 | 2,801 |
| Gross Fiduciary activities income | $21,000 | 765 |
| Service charges on deposit accounts | $185,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,919 |
| Total noninterest expense | $2,657,000 | 2,947 |
| Salaries and employee benefits | $1,262,000 | 3,160 |
| Premises and equipment expense | $300,000 | 2,714 |
| Additional noninterest expense | $254,000 | 2,912 |
| Pre-tax net operating income | $664,000 | 3,477 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $110,000 | 2,499 |
| Income before extraordinary items | $554,000 | 3,497 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $554,000 | 3,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $554,000 | 3,496 |
| Net charge-offs | $56,000 | 1,134 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $554,000 | 3,513 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 3,249 |
| Total interest expense | $370,000 | 2,950 |
| Net interest income | $1,394,000 | 3,254 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $189,000 | 3,019 |
| Gross Fiduciary activities income | $8,000 | 807 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,270 |
| Total noninterest expense | $1,326,000 | 2,985 |
| Salaries and employee benefits | $615,000 | 3,241 |
| Premises and equipment expense | $154,000 | 2,712 |
| Additional noninterest expense | $88,000 | 3,270 |
| Pre-tax net operating income | $257,000 | 3,744 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $40,000 | 2,651 |
| Income before extraordinary items | $217,000 | 3,750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $217,000 | 3,749 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $217,000 | 3,750 |
| Net charge-offs | $13,000 | 1,282 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $217,000 | 3,778 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 3,374 |
| Total interest expense | $555,000 | 3,134 |
| Net interest income | $4,840,000 | 3,379 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,159,000 | 2,633 |
| Gross Fiduciary activities income | $48,000 | 801 |
| Service charges on deposit accounts | $413,000 | 1,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 2,722 |
| Total noninterest expense | $5,068,000 | 3,019 |
| Salaries and employee benefits | $2,273,000 | 3,320 |
| Premises and equipment expense | $626,000 | 2,656 |
| Additional noninterest expense | $698,000 | 2,722 |
| Pre-tax net operating income | $931,000 | 3,819 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $201,000 | 2,637 |
| Income before extraordinary items | $730,000 | 3,898 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $730,000 | 3,897 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $730,000 | 3,898 |
| Net charge-offs | $256,000 | 828 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $730,000 | 3,915 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 3,416 |
| Total interest expense | $237,000 | 3,554 |
| Net interest income | $3,572,000 | 3,391 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $847,000 | 2,698 |
| Gross Fiduciary activities income | $31,000 | 803 |
| Service charges on deposit accounts | $303,000 | 1,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 2,781 |
| Total noninterest expense | $3,856,000 | 2,975 |
| Salaries and employee benefits | $1,724,000 | 3,303 |
| Premises and equipment expense | $461,000 | 2,677 |
| Additional noninterest expense | $513,000 | 2,781 |
| Pre-tax net operating income | $563,000 | 3,977 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $115,000 | 2,790 |
| Income before extraordinary items | $448,000 | 4,007 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $448,000 | 4,006 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $448,000 | 4,006 |
| Net charge-offs | $231,000 | 650 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $448,000 | 4,041 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 3,456 |
| Total interest expense | $65,000 | 4,254 |
| Net interest income | $2,361,000 | 3,371 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $531,000 | 2,763 |
| Gross Fiduciary activities income | $23,000 | 762 |
| Service charges on deposit accounts | $192,000 | 2,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 2,891 |
| Total noninterest expense | $2,602,000 | 2,963 |
| Salaries and employee benefits | $1,178,000 | 3,268 |
| Premises and equipment expense | $311,000 | 2,670 |
| Additional noninterest expense | $1,113,000 | 2,439 |
| Pre-tax net operating income | $290,000 | 4,041 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $57,000 | 2,867 |
| Income before extraordinary items | $233,000 | 4,058 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 4,058 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $233,000 | 4,058 |
| Net charge-offs | $228,000 | 502 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $233,000 | 4,090 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 3,447 |
| Total interest expense | $25,000 | 4,409 |
| Net interest income | $1,170,000 | 3,356 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $279,000 | 2,678 |
| Gross Fiduciary activities income | $9,000 | 777 |
| Service charges on deposit accounts | $97,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,732 |
| Total noninterest expense | $1,256,000 | 3,008 |
| Salaries and employee benefits | $586,000 | 3,285 |
| Premises and equipment expense | $166,000 | 2,573 |
| Additional noninterest expense | $504,000 | 2,576 |
| Pre-tax net operating income | $193,000 | 3,766 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $35,000 | 2,682 |
| Income before extraordinary items | $158,000 | 3,803 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $158,000 | 3,801 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $158,000 | 3,803 |
| Net charge-offs | $8,000 | 1,246 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $158,000 | 3,826 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $5,420,000 | 3,365 |
| Total interest expense | $110,000 | 4,471 |
| Net interest income | $5,310,000 | 3,246 |
| Provision for loan and lease losses | $40,000 | 2,638 |
| Total noninterest income | $1,180,000 | 2,793 |
| Gross Fiduciary activities income | $60,000 | 754 |
| Service charges on deposit accounts | $340,000 | 2,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,861 |
| Total noninterest expense | $4,709,000 | 3,117 |
| Salaries and employee benefits | $2,090,000 | 3,464 |
| Premises and equipment expense | $618,000 | 2,703 |
| Additional noninterest expense | $2,001,000 | 2,598 |
| Pre-tax net operating income | $1,741,000 | 3,318 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $412,000 | 2,232 |
| Income before extraordinary items | $1,329,000 | 3,478 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,329,000 | 3,478 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,329,000 | 3,478 |
| Net charge-offs | $35,000 | 1,841 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,329,000 | 3,463 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 3,392 |
| Total interest expense | $84,000 | 4,557 |
| Net interest income | $4,081,000 | 3,258 |
| Provision for loan and lease losses | $40,000 | 2,477 |
| Total noninterest income | $881,000 | 2,849 |
| Gross Fiduciary activities income | $45,000 | 746 |
| Service charges on deposit accounts | $247,000 | 2,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,894 |
| Total noninterest expense | $3,731,000 | 3,033 |
| Salaries and employee benefits | $1,633,000 | 3,410 |
| Premises and equipment expense | $481,000 | 2,664 |
| Additional noninterest expense | $1,617,000 | 2,458 |
| Pre-tax net operating income | $1,191,000 | 3,550 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $287,000 | 2,341 |
| Income before extraordinary items | $904,000 | 3,721 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $904,000 | 3,721 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $904,000 | 3,721 |
| Net charge-offs | $27,000 | 1,611 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $904,000 | 3,694 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 3,477 |
| Total interest expense | $59,000 | 4,584 |
| Net interest income | $2,610,000 | 3,341 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $579,000 | 2,846 |
| Gross Fiduciary activities income | $38,000 | 738 |
| Service charges on deposit accounts | $148,000 | 2,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 2,871 |
| Total noninterest expense | $2,500,000 | 3,027 |
| Salaries and employee benefits | $1,039,000 | 3,494 |
| Premises and equipment expense | $322,000 | 2,644 |
| Additional noninterest expense | $1,139,000 | 2,367 |
| Pre-tax net operating income | $649,000 | 3,733 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $169,000 | 2,415 |
| Income before extraordinary items | $480,000 | 3,918 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $480,000 | 3,918 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $480,000 | 3,918 |
| Net charge-offs | $29,000 | 1,351 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $480,000 | 3,896 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 3,437 |
| Total interest expense | $32,000 | 4,590 |
| Net interest income | $1,337,000 | 3,294 |
| Provision for loan and lease losses | $40,000 | 1,881 |
| Total noninterest income | $241,000 | 3,016 |
| Gross Fiduciary activities income | $11,000 | 782 |
| Service charges on deposit accounts | $76,000 | 2,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 3,100 |
| Total noninterest expense | $1,306,000 | 2,952 |
| Salaries and employee benefits | $576,000 | 3,333 |
| Premises and equipment expense | $159,000 | 2,690 |
| Additional noninterest expense | $571,000 | 2,342 |
| Pre-tax net operating income | $232,000 | 3,995 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-8,000 | 4,873 |
| Income before extraordinary items | $240,000 | 3,896 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $240,000 | 3,895 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $240,000 | 3,896 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $240,000 | 3,873 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 3,345 |
| Total interest expense | $222,000 | 4,497 |
| Net interest income | $5,670,000 | 3,134 |
| Provision for loan and lease losses | $340,000 | 2,574 |
| Total noninterest income | $832,000 | 3,079 |
| Gross Fiduciary activities income | $70,000 | 747 |
| Service charges on deposit accounts | $328,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 3,294 |
| Total noninterest expense | $4,988,000 | 3,008 |
| Salaries and employee benefits | $2,069,000 | 3,522 |
| Premises and equipment expense | $617,000 | 2,713 |
| Additional noninterest expense | $2,302,000 | 2,312 |
| Pre-tax net operating income | $1,174,000 | 3,562 |
| Securities gains (losses) | $266,000 | 891 |
| Applicable income taxes | $347,000 | 2,207 |
| Income before extraordinary items | $1,093,000 | 3,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,093,000 | 3,561 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,093,000 | 3,561 |
| Net charge-offs | $290,000 | 1,310 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $882,860 | 3,710 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 3,319 |
| Total interest expense | $185,000 | 4,499 |
| Net interest income | $4,378,000 | 3,111 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $618,000 | 3,077 |
| Gross Fiduciary activities income | $46,000 | 750 |
| Service charges on deposit accounts | $251,000 | 2,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,276 |
| Total noninterest expense | $3,906,000 | 2,918 |
| Salaries and employee benefits | $1,672,000 | 3,382 |
| Premises and equipment expense | $461,000 | 2,723 |
| Additional noninterest expense | $1,773,000 | 2,248 |
| Pre-tax net operating income | $790,000 | 3,675 |
| Securities gains (losses) | $282,000 | 741 |
| Applicable income taxes | $277,000 | 2,150 |
| Income before extraordinary items | $795,000 | 3,608 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $795,000 | 3,607 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $795,000 | 3,608 |
| Net charge-offs | $286,000 | 1,049 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $572,220 | 3,854 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 3,289 |
| Total interest expense | $146,000 | 4,460 |
| Net interest income | $3,010,000 | 3,089 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $535,000 | 2,733 |
| Gross Fiduciary activities income | $39,000 | 742 |
| Service charges on deposit accounts | $177,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 2,839 |
| Total noninterest expense | $2,571,000 | 2,949 |
| Salaries and employee benefits | $1,090,000 | 3,425 |
| Premises and equipment expense | $301,000 | 2,746 |
| Additional noninterest expense | $1,180,000 | 2,244 |
| Pre-tax net operating income | $674,000 | 3,431 |
| Securities gains (losses) | $68,000 | 1,154 |
| Applicable income taxes | $198,000 | 2,071 |
| Income before extraordinary items | $544,000 | 3,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $544,000 | 3,561 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $544,000 | 3,561 |
| Net charge-offs | $295,000 | 821 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $490,280 | 3,629 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 3,489 |
| Total interest expense | $77,000 | 4,505 |
| Net interest income | $1,323,000 | 3,263 |
| Provision for loan and lease losses | $150,000 | 1,627 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $8,000 | 807 |
| Service charges on deposit accounts | $176,000 | 1,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,152 |
| Total noninterest expense | $1,329,000 | 2,913 |
| Salaries and employee benefits | $570,000 | 3,385 |
| Premises and equipment expense | $157,000 | 2,703 |
| Additional noninterest expense | $602,000 | 2,252 |
| Pre-tax net operating income | $130,000 | 4,116 |
| Securities gains (losses) | $68,000 | 742 |
| Applicable income taxes | $62,000 | 2,267 |
| Income before extraordinary items | $136,000 | 4,023 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $136,000 | 4,024 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $136,000 | 4,024 |
| Net charge-offs | $284,000 | 510 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $82,280 | 4,319 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 3,510 |
| Total interest expense | $295,000 | 4,577 |
| Net interest income | $5,454,000 | 3,263 |
| Provision for loan and lease losses | $-35,000 | 4,942 |
| Total noninterest income | $987,000 | 2,843 |
| Gross Fiduciary activities income | $81,000 | 753 |
| Service charges on deposit accounts | $773,000 | 1,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,247 |
| Total noninterest expense | $5,033,000 | 2,995 |
| Salaries and employee benefits | $2,186,000 | 3,453 |
| Premises and equipment expense | $626,000 | 2,727 |
| Additional noninterest expense | $2,221,000 | 2,387 |
| Pre-tax net operating income | $1,443,000 | 3,445 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $315,000 | 2,327 |
| Income before extraordinary items | $1,128,000 | 3,639 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,128,000 | 3,639 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,128,000 | 3,640 |
| Net charge-offs | $91,000 | 2,265 |
| Cash dividends | $990,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,128,000 | 3,609 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 3,556 |
| Total interest expense | $215,000 | 4,649 |
| Net interest income | $4,080,000 | 3,310 |
| Provision for loan and lease losses | $240,000 | 1,784 |
| Total noninterest income | $877,000 | 2,620 |
| Gross Fiduciary activities income | $64,000 | 751 |
| Service charges on deposit accounts | $557,000 | 1,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,462 |
| Total noninterest expense | $3,683,000 | 3,063 |
| Salaries and employee benefits | $1,651,000 | 3,466 |
| Premises and equipment expense | $468,000 | 2,747 |
| Additional noninterest expense | $1,564,000 | 2,487 |
| Pre-tax net operating income | $1,034,000 | 3,588 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $178,000 | 2,570 |
| Income before extraordinary items | $856,000 | 3,719 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $856,000 | 3,718 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $856,000 | 3,719 |
| Net charge-offs | $256,000 | 1,129 |
| Cash dividends | $652,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $856,000 | 3,686 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 3,568 |
| Total interest expense | $142,000 | 4,677 |
| Net interest income | $2,724,000 | 3,327 |
| Provision for loan and lease losses | $240,000 | 1,405 |
| Total noninterest income | $534,000 | 2,719 |
| Gross Fiduciary activities income | $56,000 | 733 |
| Service charges on deposit accounts | $233,000 | 1,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,032 |
| Total noninterest expense | $2,358,000 | 3,163 |
| Salaries and employee benefits | $1,071,000 | 3,538 |
| Premises and equipment expense | $295,000 | 2,857 |
| Additional noninterest expense | $992,000 | 2,597 |
| Pre-tax net operating income | $660,000 | 3,649 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $116,000 | 2,580 |
| Income before extraordinary items | $544,000 | 3,766 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $544,000 | 3,765 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $544,000 | 3,765 |
| Net charge-offs | $79,000 | 1,548 |
| Cash dividends | $427,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $544,000 | 3,730 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 3,610 |
| Total interest expense | $70,000 | 4,701 |
| Net interest income | $1,356,000 | 3,360 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $259,000 | 2,700 |
| Gross Fiduciary activities income | $23,000 | 754 |
| Service charges on deposit accounts | $115,000 | 2,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 2,994 |
| Total noninterest expense | $1,212,000 | 3,127 |
| Salaries and employee benefits | $551,000 | 3,536 |
| Premises and equipment expense | $161,000 | 2,721 |
| Additional noninterest expense | $500,000 | 2,587 |
| Pre-tax net operating income | $403,000 | 3,380 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $77,000 | 2,352 |
| Income before extraordinary items | $326,000 | 3,507 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $326,000 | 3,506 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $326,000 | 3,506 |
| Net charge-offs | $67,000 | 1,062 |
| Cash dividends | $202,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $326,000 | 3,500 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 3,603 |
| Total interest expense | $186,000 | 4,869 |
| Net interest income | $5,292,000 | 3,393 |
| Provision for loan and lease losses | $625,000 | 1,241 |
| Total noninterest income | $1,213,000 | 2,603 |
| Gross Fiduciary activities income | $53,000 | 817 |
| Service charges on deposit accounts | $495,000 | 2,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,707 |
| Total noninterest expense | $4,692,000 | 3,180 |
| Salaries and employee benefits | $2,109,000 | 3,592 |
| Premises and equipment expense | $600,000 | 2,837 |
| Additional noninterest expense | $1,983,000 | 2,604 |
| Pre-tax net operating income | $1,188,000 | 3,836 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $228,000 | 2,600 |
| Income before extraordinary items | $959,000 | 3,953 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $959,000 | 3,952 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $959,000 | 3,952 |
| Net charge-offs | $294,000 | 1,349 |
| Cash dividends | $315,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $959,810 | 3,958 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 3,640 |
| Total interest expense | $128,000 | 4,952 |
| Net interest income | $3,938,000 | 3,431 |
| Provision for loan and lease losses | $375,000 | 1,376 |
| Total noninterest income | $926,000 | 2,608 |
| Gross Fiduciary activities income | $35,000 | 817 |
| Service charges on deposit accounts | $362,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $529,000 | 2,685 |
| Total noninterest expense | $3,614,000 | 3,129 |
| Salaries and employee benefits | $1,625,000 | 3,546 |
| Premises and equipment expense | $448,000 | 2,866 |
| Additional noninterest expense | $1,541,000 | 2,558 |
| Pre-tax net operating income | $875,000 | 3,929 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $169,000 | 2,665 |
| Income before extraordinary items | $705,000 | 4,041 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $705,000 | 4,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $705,000 | 4,040 |
| Net charge-offs | $277,000 | 1,046 |
| Cash dividends | $180,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $705,810 | 4,037 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 3,665 |
| Total interest expense | $81,000 | 5,014 |
| Net interest income | $2,585,000 | 3,471 |
| Provision for loan and lease losses | $375,000 | 1,014 |
| Total noninterest income | $657,000 | 2,527 |
| Gross Fiduciary activities income | $29,000 | 804 |
| Service charges on deposit accounts | $236,000 | 2,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 2,544 |
| Total noninterest expense | $2,387,000 | 3,168 |
| Salaries and employee benefits | $1,050,000 | 3,615 |
| Premises and equipment expense | $321,000 | 2,760 |
| Additional noninterest expense | $1,016,000 | 2,585 |
| Pre-tax net operating income | $480,000 | 4,143 |
| Securities gains (losses) | $-1,000 | 4,637 |
| Applicable income taxes | $93,000 | 2,774 |
| Income before extraordinary items | $386,000 | 4,253 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $386,000 | 4,251 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $386,000 | 4,252 |
| Net charge-offs | $259,000 | 807 |
| Cash dividends | $180,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $386,810 | 4,258 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 3,700 |
| Total interest expense | $38,000 | 5,068 |
| Net interest income | $1,270,000 | 3,512 |
| Provision for loan and lease losses | $260,000 | 768 |
| Total noninterest income | $355,000 | 2,400 |
| Gross Fiduciary activities income | $16,000 | 807 |
| Service charges on deposit accounts | $209,000 | 1,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,016 |
| Total noninterest expense | $1,197,000 | 3,185 |
| Salaries and employee benefits | $536,000 | 3,621 |
| Premises and equipment expense | $212,000 | 2,356 |
| Additional noninterest expense | $449,000 | 2,836 |
| Pre-tax net operating income | $168,000 | 4,493 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $33,000 | 2,965 |
| Income before extraordinary items | $135,000 | 4,580 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $135,000 | 4,579 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $135,000 | 4,580 |
| Net charge-offs | $254,000 | 479 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $135,000 | 4,591 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 3,683 |
| Total interest expense | $167,000 | 5,003 |
| Net interest income | $5,054,000 | 3,506 |
| Provision for loan and lease losses | $670,000 | 1,175 |
| Total noninterest income | $1,319,000 | 2,560 |
| Gross Fiduciary activities income | $40,000 | 868 |
| Service charges on deposit accounts | $839,000 | 1,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,330 |
| Total noninterest expense | $4,390,000 | 3,366 |
| Salaries and employee benefits | $1,939,000 | 3,814 |
| Premises and equipment expense | $605,000 | 2,899 |
| Additional noninterest expense | $1,846,000 | 2,805 |
| Pre-tax net operating income | $1,313,000 | 3,722 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $773,000 | 2,095 |
| Income before extraordinary items | $541,000 | 4,423 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $541,000 | 4,423 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $541,000 | 4,423 |
| Net charge-offs | $525,000 | 1,055 |
| Cash dividends | $652,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $540,360 | 4,412 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 3,698 |
| Total interest expense | $128,000 | 5,026 |
| Net interest income | $3,806,000 | 3,528 |
| Provision for loan and lease losses | $170,000 | 2,190 |
| Total noninterest income | $904,000 | 2,714 |
| Gross Fiduciary activities income | $25,000 | 878 |
| Service charges on deposit accounts | $596,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,554 |
| Total noninterest expense | $3,287,000 | 3,386 |
| Salaries and employee benefits | $1,467,000 | 3,810 |
| Premises and equipment expense | $458,000 | 2,913 |
| Additional noninterest expense | $1,362,000 | 2,830 |
| Pre-tax net operating income | $1,253,000 | 3,423 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $400,000 | 2,259 |
| Income before extraordinary items | $853,000 | 3,766 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $853,000 | 3,764 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $853,000 | 3,766 |
| Net charge-offs | $71,000 | 2,194 |
| Cash dividends | $562,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $853,000 | 3,748 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 3,713 |
| Total interest expense | $88,000 | 5,024 |
| Net interest income | $2,519,000 | 3,548 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $564,000 | 2,801 |
| Gross Fiduciary activities income | $18,000 | 876 |
| Service charges on deposit accounts | $381,000 | 1,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,735 |
| Total noninterest expense | $2,191,000 | 3,405 |
| Salaries and employee benefits | $997,000 | 3,784 |
| Premises and equipment expense | $304,000 | 2,930 |
| Additional noninterest expense | $890,000 | 2,887 |
| Pre-tax net operating income | $892,000 | 3,310 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $285,000 | 2,187 |
| Income before extraordinary items | $607,000 | 3,640 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $607,000 | 3,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $607,000 | 3,640 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $360,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $607,000 | 3,620 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 3,759 |
| Total interest expense | $44,000 | 5,046 |
| Net interest income | $1,242,000 | 3,588 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $287,000 | 2,767 |
| Gross Fiduciary activities income | $6,000 | 905 |
| Service charges on deposit accounts | $130,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 2,926 |
| Total noninterest expense | $1,130,000 | 3,375 |
| Salaries and employee benefits | $512,000 | 3,808 |
| Premises and equipment expense | $155,000 | 2,934 |
| Additional noninterest expense | $463,000 | 2,809 |
| Pre-tax net operating income | $399,000 | 3,421 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $126,000 | 2,262 |
| Income before extraordinary items | $273,000 | 3,742 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $273,000 | 3,741 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $273,000 | 3,742 |
| Net charge-offs | $18,000 | 1,942 |
| Cash dividends | $180,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $273,000 | 3,728 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 3,832 |
| Total interest expense | $189,000 | 5,022 |
| Net interest income | $4,739,000 | 3,680 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,355,000 | 2,622 |
| Gross Fiduciary activities income | $38,000 | 900 |
| Service charges on deposit accounts | $527,000 | 2,001 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $790,000 | 2,677 |
| Total noninterest expense | $4,560,000 | 3,380 |
| Salaries and employee benefits | $1,939,000 | 3,893 |
| Premises and equipment expense | $687,000 | 2,761 |
| Additional noninterest expense | $1,934,000 | 2,819 |
| Pre-tax net operating income | $1,534,000 | 3,479 |
| Securities gains (losses) | $10,000 | 2,659 |
| Applicable income taxes | $490,000 | 2,272 |
| Income before extraordinary items | $1,054,000 | 3,814 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,054,000 | 3,812 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,054,000 | 3,813 |
| Net charge-offs | $-5,000 | 4,864 |
| Cash dividends | $765,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,047,200 | 3,774 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 3,896 |
| Total interest expense | $146,000 | 5,045 |
| Net interest income | $3,467,000 | 3,748 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $972,000 | 2,666 |
| Gross Fiduciary activities income | $23,000 | 913 |
| Service charges on deposit accounts | $395,000 | 1,997 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $554,000 | 2,762 |
| Total noninterest expense | $3,478,000 | 3,349 |
| Salaries and employee benefits | $1,519,000 | 3,807 |
| Premises and equipment expense | $520,000 | 2,756 |
| Additional noninterest expense | $1,439,000 | 2,831 |
| Pre-tax net operating income | $961,000 | 3,777 |
| Securities gains (losses) | $10,000 | 2,582 |
| Applicable income taxes | $300,000 | 2,498 |
| Income before extraordinary items | $671,000 | 4,102 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $671,000 | 4,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $671,000 | 4,102 |
| Net charge-offs | $17,000 | 3,244 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $664,100 | 4,053 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 3,944 |
| Total interest expense | $104,000 | 5,019 |
| Net interest income | $2,279,000 | 3,796 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $612,000 | 2,723 |
| Gross Fiduciary activities income | $17,000 | 913 |
| Service charges on deposit accounts | $239,000 | 2,139 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $356,000 | 2,812 |
| Total noninterest expense | $2,370,000 | 3,318 |
| Salaries and employee benefits | $1,057,000 | 3,755 |
| Premises and equipment expense | $345,000 | 2,787 |
| Additional noninterest expense | $968,000 | 2,820 |
| Pre-tax net operating income | $521,000 | 4,084 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $158,000 | 2,674 |
| Income before extraordinary items | $365,000 | 4,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $365,000 | 4,385 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $365,000 | 4,386 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $315,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $363,600 | 4,328 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 3,981 |
| Total interest expense | $51,000 | 5,083 |
| Net interest income | $1,129,000 | 3,829 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $299,000 | 2,729 |
| Gross Fiduciary activities income | $6,000 | 933 |
| Service charges on deposit accounts | $126,000 | 2,042 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $167,000 | 2,851 |
| Total noninterest expense | $1,180,000 | 3,337 |
| Salaries and employee benefits | $518,000 | 3,815 |
| Premises and equipment expense | $178,000 | 2,755 |
| Additional noninterest expense | $484,000 | 2,834 |
| Pre-tax net operating income | $248,000 | 4,146 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $74,000 | 2,699 |
| Income before extraordinary items | $174,000 | 4,428 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $174,000 | 4,426 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $174,000 | 4,428 |
| Net charge-offs | $9,000 | 2,377 |
| Cash dividends | $157,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $174,000 | 4,373 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 3,942 |
| Total interest expense | $234,000 | 4,969 |
| Net interest income | $4,539,000 | 3,796 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $1,308,000 | 2,667 |
| Gross Fiduciary activities income | $106,000 | 818 |
| Service charges on deposit accounts | $517,000 | 2,081 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $685,000 | 2,868 |
| Total noninterest expense | $4,726,000 | 3,349 |
| Salaries and employee benefits | $2,141,000 | 3,760 |
| Premises and equipment expense | $670,000 | 2,893 |
| Additional noninterest expense | $1,915,000 | 2,875 |
| Pre-tax net operating income | $1,081,000 | 3,988 |
| Securities gains (losses) | $39,000 | 1,821 |
| Applicable income taxes | $336,000 | 2,567 |
| Income before extraordinary items | $784,000 | 4,282 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $784,000 | 4,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $784,000 | 4,282 |
| Net charge-offs | $32,000 | 3,529 |
| Cash dividends | $518,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $756,700 | 4,275 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 3,998 |
| Total interest expense | $183,000 | 4,987 |
| Net interest income | $3,371,000 | 3,856 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $943,000 | 2,742 |
| Gross Fiduciary activities income | $50,000 | 867 |
| Service charges on deposit accounts | $380,000 | 2,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 2,888 |
| Total noninterest expense | $3,573,000 | 3,359 |
| Salaries and employee benefits | $1,592,000 | 3,792 |
| Premises and equipment expense | $545,000 | 2,794 |
| Additional noninterest expense | $1,436,000 | 2,881 |
| Pre-tax net operating income | $741,000 | 4,200 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $226,000 | 2,725 |
| Income before extraordinary items | $515,000 | 4,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 4,515 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $515,000 | 4,516 |
| Net charge-offs | $28,000 | 3,161 |
| Cash dividends | $382,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $515,000 | 4,461 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 4,015 |
| Total interest expense | $124,000 | 5,017 |
| Net interest income | $2,257,000 | 3,867 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $609,000 | 2,798 |
| Gross Fiduciary activities income | $25,000 | 905 |
| Service charges on deposit accounts | $241,000 | 2,183 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $343,000 | 2,871 |
| Total noninterest expense | $2,394,000 | 3,358 |
| Salaries and employee benefits | $1,076,000 | 3,799 |
| Premises and equipment expense | $346,000 | 2,890 |
| Additional noninterest expense | $972,000 | 2,870 |
| Pre-tax net operating income | $472,000 | 4,252 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $142,000 | 2,765 |
| Income before extraordinary items | $330,000 | 4,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 4,577 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $330,000 | 4,578 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $382,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $330,000 | 4,510 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 4,077 |
| Total interest expense | $64,000 | 5,019 |
| Net interest income | $1,099,000 | 3,935 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $334,000 | 2,645 |
| Gross Fiduciary activities income | $15,000 | 891 |
| Service charges on deposit accounts | $120,000 | 2,165 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 2,640 |
| Total noninterest expense | $1,223,000 | 3,329 |
| Salaries and employee benefits | $548,000 | 3,792 |
| Premises and equipment expense | $213,000 | 2,522 |
| Additional noninterest expense | $462,000 | 2,968 |
| Pre-tax net operating income | $210,000 | 4,372 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $62,000 | 2,845 |
| Income before extraordinary items | $157,000 | 4,636 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $157,000 | 4,638 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $157,000 | 4,640 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $157,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $150,520 | 4,612 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,799,000 | 4,054 |
| Total interest expense | $289,000 | 5,007 |
| Net interest income | $4,510,000 | 3,916 |
| Provision for loan and lease losses | $58,000 | 3,682 |
| Total noninterest income | $1,383,000 | 2,632 |
| Gross Fiduciary activities income | $103,000 | 847 |
| Service charges on deposit accounts | $535,000 | 2,175 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $745,000 | 2,735 |
| Total noninterest expense | $4,814,000 | 3,404 |
| Salaries and employee benefits | $2,120,000 | 3,872 |
| Premises and equipment expense | $767,000 | 2,741 |
| Additional noninterest expense | $1,927,000 | 2,969 |
| Pre-tax net operating income | $1,021,000 | 4,097 |
| Securities gains (losses) | $10,000 | 2,652 |
| Applicable income taxes | $306,000 | 2,618 |
| Income before extraordinary items | $725,000 | 4,436 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $725,000 | 4,436 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $725,000 | 4,437 |
| Net charge-offs | $112,000 | 3,069 |
| Cash dividends | $630,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $718,000 | 4,402 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 4,074 |
| Total interest expense | $225,000 | 5,022 |
| Net interest income | $3,403,000 | 3,925 |
| Provision for loan and lease losses | $58,000 | 3,292 |
| Total noninterest income | $1,060,000 | 2,628 |
| Gross Fiduciary activities income | $83,000 | 838 |
| Service charges on deposit accounts | $403,000 | 2,178 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $574,000 | 2,707 |
| Total noninterest expense | $3,707,000 | 3,365 |
| Salaries and employee benefits | $1,653,000 | 3,797 |
| Premises and equipment expense | $590,000 | 2,726 |
| Additional noninterest expense | $1,464,000 | 2,947 |
| Pre-tax net operating income | $698,000 | 4,361 |
| Securities gains (losses) | $8,000 | 2,425 |
| Applicable income taxes | $204,000 | 2,784 |
| Income before extraordinary items | $502,000 | 4,599 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $502,000 | 4,599 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $502,000 | 4,600 |
| Net charge-offs | $119,000 | 2,521 |
| Cash dividends | $472,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $496,320 | 4,572 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 4,066 |
| Total interest expense | $156,000 | 5,011 |
| Net interest income | $2,285,000 | 3,911 |
| Provision for loan and lease losses | $58,000 | 2,911 |
| Total noninterest income | $704,000 | 2,593 |
| Gross Fiduciary activities income | $66,000 | 825 |
| Service charges on deposit accounts | $263,000 | 2,184 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $375,000 | 2,736 |
| Total noninterest expense | $2,535,000 | 3,311 |
| Salaries and employee benefits | $1,142,000 | 3,736 |
| Premises and equipment expense | $277,000 | 3,482 |
| Additional noninterest expense | $1,116,000 | 2,644 |
| Pre-tax net operating income | $396,000 | 4,550 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $108,000 | 2,958 |
| Income before extraordinary items | $288,000 | 4,798 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $288,000 | 4,800 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $288,000 | 4,801 |
| Net charge-offs | $92,000 | 2,263 |
| Cash dividends | $135,000 | 2,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $288,000 | 4,740 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 4,072 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $1,138,000 | 3,931 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $372,000 | 2,486 |
| Gross Fiduciary activities income | $23,000 | 878 |
| Service charges on deposit accounts | $136,000 | 2,098 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $213,000 | 2,466 |
| Total noninterest expense | $1,257,000 | 3,362 |
| Salaries and employee benefits | $570,000 | 3,772 |
| Premises and equipment expense | $183,000 | 2,935 |
| Additional noninterest expense | $504,000 | 2,867 |
| Pre-tax net operating income | $223,000 | 4,294 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $65,000 | 2,747 |
| Income before extraordinary items | $158,000 | 4,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 4,620 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $158,000 | 4,620 |
| Net charge-offs | $80,000 | 1,513 |
| Cash dividends | $135,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $158,000 | 4,568 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 4,005 |
| Total interest expense | $455,000 | 4,661 |
| Net interest income | $4,681,000 | 3,861 |
| Provision for loan and lease losses | $115,000 | 3,564 |
| Total noninterest income | $1,498,000 | 2,592 |
| Gross Fiduciary activities income | $50,000 | 942 |
| Service charges on deposit accounts | $562,000 | 2,182 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $886,000 | 2,531 |
| Total noninterest expense | $5,058,000 | 3,380 |
| Salaries and employee benefits | $2,239,000 | 3,824 |
| Premises and equipment expense | $667,000 | 3,060 |
| Additional noninterest expense | $2,152,000 | 2,820 |
| Pre-tax net operating income | $1,006,000 | 4,076 |
| Securities gains (losses) | $140,000 | 1,110 |
| Applicable income taxes | $308,000 | 2,600 |
| Income before extraordinary items | $838,000 | 4,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $838,000 | 4,206 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $838,000 | 4,207 |
| Net charge-offs | $119,000 | 3,576 |
| Cash dividends | $540,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $735,800 | 4,314 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 4,005 |
| Total interest expense | $342,000 | 4,747 |
| Net interest income | $3,550,000 | 3,852 |
| Provision for loan and lease losses | $115,000 | 3,222 |
| Total noninterest income | $1,170,000 | 2,570 |
| Gross Fiduciary activities income | $30,000 | 957 |
| Service charges on deposit accounts | $379,000 | 2,372 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $761,000 | 2,401 |
| Total noninterest expense | $3,738,000 | 3,423 |
| Salaries and employee benefits | $1,647,000 | 3,864 |
| Premises and equipment expense | $550,000 | 2,907 |
| Additional noninterest expense | $1,541,000 | 2,917 |
| Pre-tax net operating income | $867,000 | 3,919 |
| Securities gains (losses) | $139,000 | 1,020 |
| Applicable income taxes | $290,000 | 2,459 |
| Income before extraordinary items | $716,000 | 4,026 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $716,000 | 4,028 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $716,000 | 4,029 |
| Net charge-offs | $102,000 | 3,236 |
| Cash dividends | $405,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $617,310 | 4,187 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 3,972 |
| Total interest expense | $243,000 | 4,683 |
| Net interest income | $2,402,000 | 3,814 |
| Provision for loan and lease losses | $65,000 | 3,338 |
| Total noninterest income | $705,000 | 2,749 |
| Gross Fiduciary activities income | $22,000 | 956 |
| Service charges on deposit accounts | $262,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $421,000 | 2,725 |
| Total noninterest expense | $2,452,000 | 3,483 |
| Salaries and employee benefits | $1,128,000 | 3,824 |
| Premises and equipment expense | $345,000 | 3,026 |
| Additional noninterest expense | $979,000 | 3,019 |
| Pre-tax net operating income | $590,000 | 3,850 |
| Securities gains (losses) | $138,000 | 928 |
| Applicable income taxes | $215,000 | 2,363 |
| Income before extraordinary items | $513,000 | 3,887 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $513,000 | 3,890 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $513,000 | 3,891 |
| Net charge-offs | $103,000 | 2,731 |
| Cash dividends | $270,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $416,400 | 4,142 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 3,934 |
| Total interest expense | $133,000 | 4,575 |
| Net interest income | $1,230,000 | 3,777 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $335,000 | 2,847 |
| Gross Fiduciary activities income | $9,000 | 976 |
| Service charges on deposit accounts | $133,000 | 2,235 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $193,000 | 2,827 |
| Total noninterest expense | $1,201,000 | 3,552 |
| Salaries and employee benefits | $575,000 | 3,808 |
| Premises and equipment expense | $176,000 | 3,006 |
| Additional noninterest expense | $450,000 | 3,217 |
| Pre-tax net operating income | $364,000 | 3,450 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $103,000 | 2,376 |
| Income before extraordinary items | $261,000 | 3,815 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $261,000 | 3,814 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $261,000 | 3,817 |
| Net charge-offs | $81,000 | 2,051 |
| Cash dividends | $135,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $261,000 | 3,707 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 3,739 |
| Total interest expense | $878,000 | 3,919 |
| Net interest income | $5,330,000 | 3,652 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $1,619,000 | 2,498 |
| Gross Fiduciary activities income | $68,000 | 939 |
| Service charges on deposit accounts | $633,000 | 2,064 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $918,000 | 2,495 |
| Total noninterest expense | $4,996,000 | 3,464 |
| Salaries and employee benefits | $2,254,000 | 3,833 |
| Premises and equipment expense | $767,000 | 2,830 |
| Additional noninterest expense | $1,975,000 | 3,125 |
| Pre-tax net operating income | $1,603,000 | 3,217 |
| Securities gains (losses) | $236,000 | 1,559 |
| Applicable income taxes | $522,000 | 2,139 |
| Income before extraordinary items | $1,317,000 | 3,362 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,317,000 | 3,362 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,317,000 | 3,363 |
| Net charge-offs | $324,000 | 3,208 |
| Cash dividends | $832,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,147,080 | 3,496 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 3,735 |
| Total interest expense | $714,000 | 3,851 |
| Net interest income | $4,095,000 | 3,652 |
| Provision for loan and lease losses | $320,000 | 2,881 |
| Total noninterest income | $1,175,000 | 2,546 |
| Gross Fiduciary activities income | $54,000 | 923 |
| Service charges on deposit accounts | $480,000 | 2,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $641,000 | 2,581 |
| Total noninterest expense | $3,725,000 | 3,505 |
| Salaries and employee benefits | $1,707,000 | 3,812 |
| Premises and equipment expense | $561,000 | 2,914 |
| Additional noninterest expense | $1,457,000 | 3,187 |
| Pre-tax net operating income | $1,225,000 | 3,274 |
| Securities gains (losses) | $225,000 | 1,340 |
| Applicable income taxes | $422,000 | 2,111 |
| Income before extraordinary items | $1,028,000 | 3,375 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,028,000 | 3,376 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,028,000 | 3,377 |
| Net charge-offs | $220,000 | 3,187 |
| Cash dividends | $742,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $868,250 | 3,554 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 3,710 |
| Total interest expense | $499,000 | 3,830 |
| Net interest income | $2,788,000 | 3,614 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $780,000 | 2,518 |
| Gross Fiduciary activities income | $45,000 | 906 |
| Service charges on deposit accounts | $308,000 | 2,113 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 2,559 |
| Total noninterest expense | $2,466,000 | 3,545 |
| Salaries and employee benefits | $1,132,000 | 3,847 |
| Premises and equipment expense | $368,000 | 2,959 |
| Additional noninterest expense | $966,000 | 3,214 |
| Pre-tax net operating income | $892,000 | 3,081 |
| Securities gains (losses) | $108,000 | 1,535 |
| Applicable income taxes | $289,000 | 2,095 |
| Income before extraordinary items | $711,000 | 3,295 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $711,000 | 3,295 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $711,000 | 3,296 |
| Net charge-offs | $171,000 | 2,913 |
| Cash dividends | $450,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $634,320 | 3,358 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 3,706 |
| Total interest expense | $260,000 | 3,846 |
| Net interest income | $1,407,000 | 3,620 |
| Provision for loan and lease losses | $130,000 | 2,563 |
| Total noninterest income | $394,000 | 2,501 |
| Gross Fiduciary activities income | $19,000 | 922 |
| Service charges on deposit accounts | $181,000 | 1,844 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $194,000 | 2,709 |
| Total noninterest expense | $1,268,000 | 3,494 |
| Salaries and employee benefits | $579,000 | 3,820 |
| Premises and equipment expense | $178,000 | 3,056 |
| Additional noninterest expense | $511,000 | 3,040 |
| Pre-tax net operating income | $403,000 | 3,290 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $100,000 | 2,447 |
| Income before extraordinary items | $303,000 | 3,636 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $303,000 | 3,639 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $303,000 | 3,639 |
| Net charge-offs | $83,000 | 2,613 |
| Cash dividends | $225,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $303,000 | 3,469 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,340,000 | 3,562 |
| Total interest expense | $1,329,000 | 3,722 |
| Net interest income | $6,011,000 | 3,460 |
| Provision for loan and lease losses | $175,000 | 4,785 |
| Total noninterest income | $1,480,000 | 2,474 |
| Gross Fiduciary activities income | $146,000 | 790 |
| Service charges on deposit accounts | $625,000 | 2,171 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $709,000 | 2,626 |
| Total noninterest expense | $5,129,000 | 3,462 |
| Salaries and employee benefits | $2,310,000 | 3,785 |
| Premises and equipment expense | $787,000 | 2,958 |
| Additional noninterest expense | $2,032,000 | 3,093 |
| Pre-tax net operating income | $2,187,000 | 2,345 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $644,000 | 1,776 |
| Income before extraordinary items | $1,550,000 | 2,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,550,000 | 2,712 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,550,000 | 2,712 |
| Net charge-offs | $181,000 | 4,419 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,545,030 | 2,632 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,572 |
| Total interest expense | $1,042,000 | 3,734 |
| Net interest income | $4,517,000 | 3,465 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $1,120,000 | 2,450 |
| Gross Fiduciary activities income | $79,000 | 824 |
| Service charges on deposit accounts | $435,000 | 2,310 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $606,000 | 2,408 |
| Total noninterest expense | $3,958,000 | 3,399 |
| Salaries and employee benefits | $1,744,000 | 3,771 |
| Premises and equipment expense | $612,000 | 2,888 |
| Additional noninterest expense | $1,602,000 | 2,962 |
| Pre-tax net operating income | $1,579,000 | 2,482 |
| Securities gains (losses) | $8,000 | 3,118 |
| Applicable income taxes | $474,000 | 1,775 |
| Income before extraordinary items | $1,113,000 | 2,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,113,000 | 2,853 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,113,000 | 2,853 |
| Net charge-offs | $132,000 | 4,151 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,107,400 | 2,764 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 3,591 |
| Total interest expense | $698,000 | 3,819 |
| Net interest income | $3,032,000 | 3,450 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $764,000 | 2,390 |
| Gross Fiduciary activities income | $67,000 | 803 |
| Service charges on deposit accounts | $314,000 | 2,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $383,000 | 2,499 |
| Total noninterest expense | $2,684,000 | 3,393 |
| Salaries and employee benefits | $1,160,000 | 3,809 |
| Premises and equipment expense | $400,000 | 2,965 |
| Additional noninterest expense | $1,124,000 | 2,893 |
| Pre-tax net operating income | $1,062,000 | 2,442 |
| Securities gains (losses) | $8,000 | 2,429 |
| Applicable income taxes | $319,000 | 1,733 |
| Income before extraordinary items | $751,000 | 2,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $751,000 | 2,782 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $751,000 | 2,782 |
| Net charge-offs | $41,000 | 4,608 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $745,400 | 2,715 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,857,000 | 3,607 |
| Total interest expense | $351,000 | 3,906 |
| Net interest income | $1,506,000 | 3,454 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $301,000 | 2,821 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $125,000 | 2,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,702 |
| Total noninterest expense | $1,324,000 | 3,418 |
| Salaries and employee benefits | $568,000 | 3,882 |
| Premises and equipment expense | $203,000 | 2,949 |
| Additional noninterest expense | $553,000 | 2,931 |
| Pre-tax net operating income | $483,000 | 2,620 |
| Securities gains (losses) | $49,000 | 766 |
| Applicable income taxes | $160,000 | 1,731 |
| Income before extraordinary items | $372,000 | 2,817 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $372,000 | 2,816 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $372,000 | 2,817 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $337,700 | 2,946 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 3,767 |
| Total interest expense | $1,663,000 | 4,027 |
| Net interest income | $5,735,000 | 3,592 |
| Provision for loan and lease losses | $267,000 | 5,000 |
| Total noninterest income | $1,759,000 | 2,268 |
| Gross Fiduciary activities income | $73,000 | 916 |
| Service charges on deposit accounts | $824,000 | 1,775 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $862,000 | 2,396 |
| Total noninterest expense | $5,148,000 | 3,529 |
| Salaries and employee benefits | $2,269,000 | 3,870 |
| Premises and equipment expense | $803,000 | 2,981 |
| Additional noninterest expense | $2,076,000 | 3,155 |
| Pre-tax net operating income | $2,079,000 | 2,167 |
| Securities gains (losses) | $219,000 | 1,516 |
| Applicable income taxes | $642,000 | 1,659 |
| Income before extraordinary items | $1,656,000 | 2,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,656,000 | 2,348 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,656,000 | 2,351 |
| Net charge-offs | $41,000 | 6,039 |
| Cash dividends | $225,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,498,320 | 2,423 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 3,857 |
| Total interest expense | $1,283,000 | 4,097 |
| Net interest income | $4,224,000 | 3,689 |
| Provision for loan and lease losses | $267,000 | 4,496 |
| Total noninterest income | $1,256,000 | 2,361 |
| Gross Fiduciary activities income | $59,000 | 897 |
| Service charges on deposit accounts | $601,000 | 1,885 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $596,000 | 2,492 |
| Total noninterest expense | $3,888,000 | 3,508 |
| Salaries and employee benefits | $1,682,000 | 3,942 |
| Premises and equipment expense | $595,000 | 3,046 |
| Additional noninterest expense | $1,611,000 | 3,016 |
| Pre-tax net operating income | $1,325,000 | 2,605 |
| Securities gains (losses) | $219,000 | 1,304 |
| Applicable income taxes | $431,000 | 1,807 |
| Income before extraordinary items | $1,113,000 | 2,697 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,113,000 | 2,694 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,113,000 | 2,699 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $225,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $955,320 | 2,839 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 3,878 |
| Total interest expense | $870,000 | 4,150 |
| Net interest income | $2,812,000 | 3,696 |
| Provision for loan and lease losses | $182,000 | 4,350 |
| Total noninterest income | $817,000 | 2,339 |
| Gross Fiduciary activities income | $19,000 | 992 |
| Service charges on deposit accounts | $431,000 | 1,762 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $367,000 | 2,532 |
| Total noninterest expense | $2,620,000 | 3,488 |
| Salaries and employee benefits | $1,105,000 | 4,005 |
| Premises and equipment expense | $283,000 | 3,967 |
| Additional noninterest expense | $1,232,000 | 2,651 |
| Pre-tax net operating income | $827,000 | 2,737 |
| Securities gains (losses) | $219,000 | 898 |
| Applicable income taxes | $286,000 | 1,789 |
| Income before extraordinary items | $760,000 | 2,596 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $760,000 | 2,593 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $760,000 | 2,595 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $225,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $600,130 | 2,958 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 3,921 |
| Total interest expense | $446,000 | 4,214 |
| Net interest income | $1,409,000 | 3,720 |
| Provision for loan and lease losses | $182,000 | 3,121 |
| Total noninterest income | $360,000 | 2,544 |
| Gross Fiduciary activities income | $7,000 | 1,015 |
| Service charges on deposit accounts | $222,000 | 1,723 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,312,000 | 3,520 |
| Salaries and employee benefits | $546,000 | 4,091 |
| Premises and equipment expense | $208,000 | 3,034 |
| Additional noninterest expense | $558,000 | 2,892 |
| Pre-tax net operating income | $275,000 | 3,518 |
| Securities gains (losses) | $153,000 | 617 |
| Applicable income taxes | $114,000 | 1,996 |
| Income before extraordinary items | $314,000 | 3,050 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $314,000 | 3,046 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $314,000 | 3,050 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $202,310 | 3,751 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,874 |
| Total interest expense | $2,241,000 | 4,158 |
| Net interest income | $5,593,000 | 3,654 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $1,865,000 | 2,226 |
| Gross Fiduciary activities income | $37,000 | 1,001 |
| Service charges on deposit accounts | $928,000 | 1,801 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $900,000 | 2,283 |
| Total noninterest expense | $5,157,000 | 3,587 |
| Salaries and employee benefits | $2,330,000 | 3,900 |
| Premises and equipment expense | $705,000 | 3,437 |
| Additional noninterest expense | $2,122,000 | 3,165 |
| Pre-tax net operating income | $2,181,000 | 1,786 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $588,000 | 1,397 |
| Income before extraordinary items | $1,598,000 | 2,004 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,598,000 | 2,001 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,598,000 | 2,003 |
| Net charge-offs | $32,000 | 6,467 |
| Cash dividends | $810,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,594,350 | 1,980 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 3,902 |
| Total interest expense | $1,751,000 | 4,195 |
| Net interest income | $4,175,000 | 3,683 |
| Provision for loan and lease losses | $80,000 | 6,212 |
| Total noninterest income | $1,321,000 | 2,361 |
| Gross Fiduciary activities income | $23,000 | 1,006 |
| Service charges on deposit accounts | $656,000 | 1,902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $642,000 | 2,426 |
| Total noninterest expense | $3,920,000 | 3,543 |
| Salaries and employee benefits | $1,763,000 | 3,914 |
| Premises and equipment expense | $534,000 | 3,454 |
| Additional noninterest expense | $1,623,000 | 3,090 |
| Pre-tax net operating income | $1,496,000 | 2,063 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $398,000 | 1,633 |
| Income before extraordinary items | $1,103,000 | 2,311 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,103,000 | 2,308 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,103,000 | 2,311 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $810,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,099,350 | 2,278 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 3,889 |
| Total interest expense | $1,211,000 | 4,222 |
| Net interest income | $2,810,000 | 3,644 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $901,000 | 2,341 |
| Gross Fiduciary activities income | $17,000 | 1,003 |
| Service charges on deposit accounts | $456,000 | 1,814 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $428,000 | 2,447 |
| Total noninterest expense | $2,636,000 | 3,564 |
| Salaries and employee benefits | $1,184,000 | 3,938 |
| Premises and equipment expense | $368,000 | 3,400 |
| Additional noninterest expense | $1,084,000 | 3,083 |
| Pre-tax net operating income | $1,075,000 | 1,990 |
| Securities gains (losses) | $12,000 | 2,527 |
| Applicable income taxes | $303,000 | 1,518 |
| Income before extraordinary items | $784,000 | 2,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $784,000 | 2,261 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $784,000 | 2,263 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $540,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $775,360 | 2,230 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 3,871 |
| Total interest expense | $624,000 | 4,263 |
| Net interest income | $1,428,000 | 3,592 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $433,000 | 2,364 |
| Gross Fiduciary activities income | $6,000 | 1,049 |
| Service charges on deposit accounts | $222,000 | 1,801 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $205,000 | 2,478 |
| Total noninterest expense | $1,276,000 | 3,588 |
| Salaries and employee benefits | $595,000 | 3,939 |
| Premises and equipment expense | $194,000 | 3,303 |
| Additional noninterest expense | $487,000 | 3,072 |
| Pre-tax net operating income | $585,000 | 2,083 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $171,000 | 1,604 |
| Income before extraordinary items | $418,000 | 2,468 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $418,000 | 2,468 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $418,000 | 2,470 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $270,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $415,160 | 2,345 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,383,000 | 4,013 |
| Total interest expense | $2,830,000 | 4,414 |
| Net interest income | $5,553,000 | 3,670 |
| Provision for loan and lease losses | $312,000 | 4,558 |
| Total noninterest income | $1,792,000 | 2,313 |
| Gross Fiduciary activities income | $50,000 | 976 |
| Service charges on deposit accounts | $999,000 | 1,761 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $743,000 | 2,543 |
| Total noninterest expense | $4,733,000 | 3,726 |
| Salaries and employee benefits | $2,201,000 | 4,137 |
| Premises and equipment expense | $627,000 | 3,792 |
| Additional noninterest expense | $1,905,000 | 2,981 |
| Pre-tax net operating income | $2,300,000 | 2,232 |
| Securities gains (losses) | $146,000 | 885 |
| Applicable income taxes | $723,000 | 1,495 |
| Income before extraordinary items | $1,723,000 | 2,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,723,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,057 |
| Cash dividends | $1,350,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,620,800 | 2,511 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 4,066 |
| Total interest expense | $2,124,000 | 4,527 |
| Net interest income | $4,173,000 | 3,699 |
| Provision for loan and lease losses | $160,000 | 4,545 |
| Total noninterest income | $1,416,000 | 2,302 |
| Gross Fiduciary activities income | $37,000 | 975 |
| Service charges on deposit accounts | $747,000 | 1,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $632,000 | 2,460 |
| Total noninterest expense | $3,494,000 | 3,764 |
| Salaries and employee benefits | $1,678,000 | 4,127 |
| Premises and equipment expense | $143,000 | 6,801 |
| Additional noninterest expense | $1,673,000 | 2,525 |
| Pre-tax net operating income | $1,935,000 | 2,367 |
| Securities gains (losses) | $98,000 | 981 |
| Applicable income taxes | $605,000 | 1,669 |
| Income before extraordinary items | $1,428,000 | 2,422 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,428,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,592 |
| Cash dividends | $1,350,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,359,400 | 2,636 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 4,093 |
| Total interest expense | $1,455,000 | 4,590 |
| Net interest income | $2,774,000 | 3,698 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $923,000 | 2,364 |
| Gross Fiduciary activities income | $29,000 | 972 |
| Service charges on deposit accounts | $477,000 | 1,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $417,000 | 2,525 |
| Total noninterest expense | $2,320,000 | 3,799 |
| Salaries and employee benefits | $1,106,000 | 4,195 |
| Premises and equipment expense | $259,000 | 4,415 |
| Additional noninterest expense | $955,000 | 2,857 |
| Pre-tax net operating income | $1,347,000 | 2,398 |
| Securities gains (losses) | $-16,000 | 8,160 |
| Applicable income taxes | $394,000 | 1,887 |
| Income before extraordinary items | $937,000 | 2,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $937,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $948,200 | 2,632 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 4,164 |
| Total interest expense | $802,000 | 4,501 |
| Net interest income | $1,316,000 | 3,830 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $453,000 | 2,386 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $217,000 | 1,937 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $229,000 | 2,362 |
| Total noninterest expense | $1,169,000 | 3,769 |
| Salaries and employee benefits | $549,000 | 4,228 |
| Premises and equipment expense | $128,000 | 4,456 |
| Additional noninterest expense | $492,000 | 2,760 |
| Pre-tax net operating income | $600,000 | 2,702 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $430,000 | 3,026 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $430,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $430,000 | 2,943 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 4,274 |
| Total interest expense | $3,309,000 | 4,497 |
| Net interest income | $4,985,000 | 4,015 |
| Provision for loan and lease losses | $25,000 | 6,187 |
| Total noninterest income | $1,679,000 | 2,518 |
| Gross Fiduciary activities income | $59,000 | 987 |
| Service charges on deposit accounts | $872,000 | 1,984 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $748,000 | 2,656 |
| Total noninterest expense | $4,270,000 | 3,915 |
| Salaries and employee benefits | $1,969,000 | 4,426 |
| Premises and equipment expense | $518,000 | 4,256 |
| Additional noninterest expense | $1,783,000 | 2,955 |
| Pre-tax net operating income | $2,369,000 | 2,944 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $695,000 | 2,316 |
| Income before extraordinary items | $1,674,000 | 3,198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,674,000 | 3,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $1,597,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,674,000 | 3,183 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,182,000 | 4,304 |
| Total interest expense | $2,421,000 | 4,576 |
| Net interest income | $3,761,000 | 4,000 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,112,000 | 2,717 |
| Gross Fiduciary activities income | $45,000 | 985 |
| Service charges on deposit accounts | $433,000 | 2,740 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $634,000 | 2,481 |
| Total noninterest expense | $3,217,000 | 3,891 |
| Salaries and employee benefits | $1,475,000 | 4,426 |
| Premises and equipment expense | $384,000 | 4,282 |
| Additional noninterest expense | $1,358,000 | 2,854 |
| Pre-tax net operating income | $1,656,000 | 3,251 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $489,000 | 2,562 |
| Income before extraordinary items | $1,167,000 | 3,535 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,167,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $1,237,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,167,000 | 3,519 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 4,349 |
| Total interest expense | $1,575,000 | 4,637 |
| Net interest income | $2,488,000 | 4,043 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $702,000 | 2,825 |
| Gross Fiduciary activities income | $39,000 | 965 |
| Service charges on deposit accounts | $223,000 | 3,278 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $440,000 | 2,440 |
| Total noninterest expense | $2,152,000 | 3,903 |
| Salaries and employee benefits | $991,000 | 4,435 |
| Premises and equipment expense | $251,000 | 4,376 |
| Additional noninterest expense | $910,000 | 2,851 |
| Pre-tax net operating income | $1,038,000 | 3,446 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $302,000 | 2,726 |
| Income before extraordinary items | $736,000 | 3,706 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $736,000 | 3,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $787,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $736,000 | 3,689 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 4,389 |
| Total interest expense | $782,000 | 4,634 |
| Net interest income | $1,227,000 | 4,081 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $346,000 | 2,828 |
| Gross Fiduciary activities income | $39,000 | 863 |
| Service charges on deposit accounts | $190,000 | 2,146 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $117,000 | 3,484 |
| Total noninterest expense | $1,104,000 | 3,821 |
| Salaries and employee benefits | $490,000 | 4,502 |
| Premises and equipment expense | $149,000 | 3,878 |
| Additional noninterest expense | $465,000 | 2,767 |
| Pre-tax net operating income | $469,000 | 3,662 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $129,000 | 2,943 |
| Income before extraordinary items | $340,000 | 3,903 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $340,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $340,000 | 3,877 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 4,300 |
| Total interest expense | $2,729,000 | 4,561 |
| Net interest income | $4,968,000 | 4,024 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,394,000 | 2,840 |
| Gross Fiduciary activities income | $49,000 | 1,030 |
| Service charges on deposit accounts | $705,000 | 2,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $640,000 | 2,898 |
| Total noninterest expense | $4,179,000 | 3,863 |
| Salaries and employee benefits | $1,923,000 | 4,400 |
| Premises and equipment expense | $563,000 | 3,949 |
| Additional noninterest expense | $1,693,000 | 2,975 |
| Pre-tax net operating income | $2,183,000 | 3,446 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $612,000 | 2,860 |
| Income before extraordinary items | $1,571,000 | 3,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,571,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $1,485,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,571,000 | 3,648 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 4,328 |
| Total interest expense | $1,960,000 | 4,602 |
| Net interest income | $3,711,000 | 4,068 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,024,000 | 2,880 |
| Gross Fiduciary activities income | $36,000 | 1,029 |
| Service charges on deposit accounts | $518,000 | 2,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $470,000 | 2,951 |
| Total noninterest expense | $3,112,000 | 3,873 |
| Salaries and employee benefits | $1,407,000 | 4,462 |
| Premises and equipment expense | $419,000 | 3,991 |
| Additional noninterest expense | $1,286,000 | 2,933 |
| Pre-tax net operating income | $1,623,000 | 3,606 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $437,000 | 3,057 |
| Income before extraordinary items | $1,186,000 | 3,771 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,186,000 | 3,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $855,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,186,000 | 3,749 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 4,349 |
| Total interest expense | $1,258,000 | 4,581 |
| Net interest income | $2,429,000 | 4,123 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $659,000 | 2,943 |
| Gross Fiduciary activities income | $33,000 | 1,002 |
| Service charges on deposit accounts | $328,000 | 2,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,033 |
| Total noninterest expense | $2,075,000 | 3,901 |
| Salaries and employee benefits | $927,000 | 4,517 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $846,000 | 2,978 |
| Pre-tax net operating income | $1,013,000 | 3,768 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $274,000 | 3,166 |
| Income before extraordinary items | $739,000 | 3,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $739,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $540,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $739,000 | 3,914 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 4,346 |
| Total interest expense | $615,000 | 4,515 |
| Net interest income | $1,207,000 | 4,137 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $321,000 | 2,948 |
| Gross Fiduciary activities income | $33,000 | 900 |
| Service charges on deposit accounts | $145,000 | 2,667 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,060 |
| Total noninterest expense | $1,074,000 | 3,792 |
| Salaries and employee benefits | $474,000 | 4,450 |
| Premises and equipment expense | $157,000 | 3,643 |
| Additional noninterest expense | $443,000 | 2,849 |
| Pre-tax net operating income | $454,000 | 3,981 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $114,000 | 3,410 |
| Income before extraordinary items | $340,000 | 4,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $340,000 | 4,073 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 4,165 |
| Total interest expense | $1,635,000 | 5,009 |
| Net interest income | $5,326,000 | 3,777 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,405,000 | 2,814 |
| Gross Fiduciary activities income | $56,000 | 1,025 |
| Service charges on deposit accounts | $768,000 | 2,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $581,000 | 3,120 |
| Total noninterest expense | $4,400,000 | 3,595 |
| Salaries and employee benefits | $1,876,000 | 4,329 |
| Premises and equipment expense | $654,000 | 3,410 |
| Additional noninterest expense | $1,870,000 | 2,657 |
| Pre-tax net operating income | $2,331,000 | 3,307 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $662,000 | 2,913 |
| Income before extraordinary items | $1,665,000 | 3,535 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,665,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $1,530,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,667,880 | 3,504 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 4,149 |
| Total interest expense | $1,137,000 | 5,082 |
| Net interest income | $4,014,000 | 3,751 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,005,000 | 2,904 |
| Gross Fiduciary activities income | $43,000 | 1,015 |
| Service charges on deposit accounts | $529,000 | 2,331 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $433,000 | 3,139 |
| Total noninterest expense | $3,318,000 | 3,549 |
| Salaries and employee benefits | $1,409,000 | 4,292 |
| Premises and equipment expense | $495,000 | 3,381 |
| Additional noninterest expense | $1,414,000 | 2,601 |
| Pre-tax net operating income | $1,701,000 | 3,454 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $479,000 | 3,022 |
| Income before extraordinary items | $1,218,000 | 3,622 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,218,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $1,080,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,220,880 | 3,583 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 4,094 |
| Total interest expense | $750,000 | 4,955 |
| Net interest income | $2,678,000 | 3,721 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $653,000 | 2,920 |
| Gross Fiduciary activities income | $32,000 | 1,008 |
| Service charges on deposit accounts | $329,000 | 2,429 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $292,000 | 3,113 |
| Total noninterest expense | $2,120,000 | 3,651 |
| Salaries and employee benefits | $628,000 | 5,600 |
| Premises and equipment expense | $331,000 | 3,345 |
| Additional noninterest expense | $1,161,000 | 2,114 |
| Pre-tax net operating income | $1,211,000 | 3,228 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $342,000 | 2,862 |
| Income before extraordinary items | $869,000 | 3,436 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $869,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $630,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $869,000 | 3,389 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 4,089 |
| Total interest expense | $344,000 | 5,100 |
| Net interest income | $1,361,000 | 3,695 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $298,000 | 3,066 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $150,000 | 2,558 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $142,000 | 3,079 |
| Total noninterest expense | $1,127,000 | 3,501 |
| Salaries and employee benefits | $495,000 | 4,125 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $457,000 | 2,648 |
| Pre-tax net operating income | $532,000 | 3,508 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $145,000 | 3,159 |
| Income before extraordinary items | $383,000 | 3,722 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $383,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $270,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $385,920 | 3,671 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 3,806 |
| Total interest expense | $1,507,000 | 4,497 |
| Net interest income | $5,502,000 | 3,537 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,291,000 | 2,973 |
| Gross Fiduciary activities income | $45,000 | 1,076 |
| Service charges on deposit accounts | $701,000 | 2,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $545,000 | 3,149 |
| Total noninterest expense | $4,463,000 | 3,438 |
| Salaries and employee benefits | $1,874,000 | 4,203 |
| Premises and equipment expense | $649,000 | 3,324 |
| Additional noninterest expense | $1,940,000 | 2,491 |
| Pre-tax net operating income | $2,330,000 | 3,175 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $652,000 | 2,888 |
| Income before extraordinary items | $1,690,000 | 3,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,690,000 | 3,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $1,012,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,681,360 | 3,278 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 3,756 |
| Total interest expense | $1,141,000 | 4,439 |
| Net interest income | $4,142,000 | 3,498 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $971,000 | 2,988 |
| Gross Fiduciary activities income | $33,000 | 1,074 |
| Service charges on deposit accounts | $520,000 | 2,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $418,000 | 3,120 |
| Total noninterest expense | $3,343,000 | 3,414 |
| Salaries and employee benefits | $1,393,000 | 4,199 |
| Premises and equipment expense | $477,000 | 3,385 |
| Additional noninterest expense | $1,473,000 | 2,434 |
| Pre-tax net operating income | $1,770,000 | 3,187 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $502,000 | 2,895 |
| Income before extraordinary items | $1,278,000 | 3,385 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,278,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,426 |
| Cash dividends | $675,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,270,800 | 3,313 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 3,739 |
| Total interest expense | $773,000 | 4,375 |
| Net interest income | $2,779,000 | 3,471 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $631,000 | 3,056 |
| Gross Fiduciary activities income | $27,000 | 1,052 |
| Service charges on deposit accounts | $332,000 | 2,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $272,000 | 3,155 |
| Total noninterest expense | $2,191,000 | 3,490 |
| Salaries and employee benefits | $908,000 | 4,288 |
| Premises and equipment expense | $166,000 | 5,391 |
| Additional noninterest expense | $1,117,000 | 2,159 |
| Pre-tax net operating income | $1,219,000 | 3,078 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $339,000 | 2,859 |
| Income before extraordinary items | $880,000 | 3,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $880,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $880,000 | 3,193 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,692 |
| Total interest expense | $401,000 | 4,333 |
| Net interest income | $1,407,000 | 3,431 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $314,000 | 3,010 |
| Gross Fiduciary activities income | $17,000 | 1,022 |
| Service charges on deposit accounts | $89,000 | 3,861 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $208,000 | 2,413 |
| Total noninterest expense | $1,162,000 | 3,314 |
| Salaries and employee benefits | $485,000 | 4,107 |
| Premises and equipment expense | $145,000 | 3,675 |
| Additional noninterest expense | $532,000 | 2,239 |
| Pre-tax net operating income | $559,000 | 3,254 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $154,000 | 3,042 |
| Income before extraordinary items | $405,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $405,000 | 3,358 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,811,000 | 3,511 |
| Total interest expense | $1,925,000 | 4,142 |
| Net interest income | $5,886,000 | 3,240 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $1,196,000 | 3,303 |
| Gross Fiduciary activities income | $75,000 | 1,012 |
| Service charges on deposit accounts | $575,000 | 2,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $546,000 | 3,433 |
| Total noninterest expense | $4,216,000 | 3,550 |
| Salaries and employee benefits | $1,776,000 | 4,306 |
| Premises and equipment expense | $590,000 | 3,570 |
| Additional noninterest expense | $1,850,000 | 2,567 |
| Pre-tax net operating income | $2,836,000 | 2,624 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $873,000 | 2,375 |
| Income before extraordinary items | $1,963,000 | 2,904 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,963,000 | 2,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,094 |
| Cash dividends | $2,295,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,963,000 | 2,778 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 3,514 |
| Total interest expense | $1,506,000 | 4,125 |
| Net interest income | $4,459,000 | 3,223 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $888,000 | 3,410 |
| Gross Fiduciary activities income | $58,000 | 1,005 |
| Service charges on deposit accounts | $413,000 | 2,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $417,000 | 3,452 |
| Total noninterest expense | $3,180,000 | 3,519 |
| Salaries and employee benefits | $1,346,000 | 4,261 |
| Premises and equipment expense | $440,000 | 3,589 |
| Additional noninterest expense | $1,394,000 | 2,555 |
| Pre-tax net operating income | $2,137,000 | 2,708 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $663,000 | 2,479 |
| Income before extraordinary items | $1,474,000 | 3,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,474,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $1,530,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,474,000 | 2,860 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 3,482 |
| Total interest expense | $1,053,000 | 4,090 |
| Net interest income | $2,994,000 | 3,197 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $577,000 | 3,447 |
| Gross Fiduciary activities income | $53,000 | 962 |
| Service charges on deposit accounts | $257,000 | 2,999 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $267,000 | 3,509 |
| Total noninterest expense | $2,118,000 | 3,512 |
| Salaries and employee benefits | $915,000 | 4,203 |
| Premises and equipment expense | $292,000 | 3,586 |
| Additional noninterest expense | $911,000 | 2,589 |
| Pre-tax net operating income | $1,423,000 | 2,704 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $444,000 | 2,500 |
| Income before extraordinary items | $979,000 | 3,027 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $979,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $979,000 | 2,866 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 3,488 |
| Total interest expense | $537,000 | 4,120 |
| Net interest income | $1,486,000 | 3,188 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $276,000 | 3,441 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $149,000 | 3,225 |
| Total noninterest expense | $1,074,000 | 3,460 |
| Salaries and employee benefits | $467,000 | 4,110 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $503,000 | 2,330 |
| Pre-tax net operating income | $658,000 | 2,876 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $175,000 | 2,918 |
| Income before extraordinary items | $483,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $450,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $483,000 | 2,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 3,303 |
| Total interest expense | $2,886,000 | 3,637 |
| Net interest income | $6,098,000 | 3,104 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,051,000 | 3,367 |
| Gross Fiduciary activities income | $84,000 | 1,025 |
| Service charges on deposit accounts | $556,000 | 2,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $411,000 | 3,655 |
| Total noninterest expense | $4,029,000 | 3,539 |
| Salaries and employee benefits | $1,765,000 | 4,151 |
| Premises and equipment expense | $599,000 | 3,421 |
| Additional noninterest expense | $1,665,000 | 2,715 |
| Pre-tax net operating income | $3,120,000 | 2,417 |
| Securities gains (losses) | $-122,000 | 9,149 |
| Applicable income taxes | $833,000 | 2,518 |
| Income before extraordinary items | $2,165,000 | 2,640 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,165,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $1,823,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,252,840 | 2,472 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,164,000 | 3,258 |
| Total interest expense | $4,849,000 | 3,236 |
| Net interest income | $5,315,000 | 3,269 |
| Provision for loan and lease losses | $82,000 | 5,952 |
| Total noninterest income | $1,030,000 | 3,268 |
| Gross Fiduciary activities income | $73,000 | 1,066 |
| Service charges on deposit accounts | $787,000 | 1,933 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $170,000 | 5,266 |
| Total noninterest expense | $3,761,000 | 3,618 |
| Salaries and employee benefits | $1,794,000 | 3,929 |
| Premises and equipment expense | $577,000 | 3,480 |
| Additional noninterest expense | $1,390,000 | 3,073 |
| Pre-tax net operating income | $2,502,000 | 2,664 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $598,000 | 2,976 |
| Income before extraordinary items | $1,930,000 | 2,613 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,930,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $1,215,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,910,240 | 2,562 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,048,000 | 3,377 |
| Total interest expense | $5,215,000 | 3,187 |
| Net interest income | $4,833,000 | 3,588 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $968,000 | 3,210 |
| Gross Fiduciary activities income | $143,000 | 866 |
| Service charges on deposit accounts | $698,000 | 1,979 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $127,000 | 5,869 |
| Total noninterest expense | $3,452,000 | 3,746 |
| Salaries and employee benefits | $1,671,000 | 4,006 |
| Premises and equipment expense | $576,000 | 3,383 |
| Additional noninterest expense | $1,205,000 | 3,422 |
| Pre-tax net operating income | $2,309,000 | 2,962 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $527,000 | 3,367 |
| Income before extraordinary items | $1,766,000 | 2,840 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,766,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $1,575,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,778,320 | 2,818 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 3,672 |
| Total interest expense | $4,368,000 | 3,333 |
| Net interest income | $4,193,000 | 4,010 |
| Provision for loan and lease losses | $54,000 | 6,426 |
| Total noninterest income | $940,000 | 3,234 |
| Gross Fiduciary activities income | $120,000 | 963 |
| Service charges on deposit accounts | $643,000 | 2,065 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $177,000 | 5,219 |
| Total noninterest expense | $3,072,000 | 4,130 |
| Salaries and employee benefits | $1,452,000 | 4,446 |
| Premises and equipment expense | $564,000 | 3,428 |
| Additional noninterest expense | $1,056,000 | 3,836 |
| Pre-tax net operating income | $2,007,000 | 3,331 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $410,000 | 4,096 |
| Income before extraordinary items | $1,595,000 | 3,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,595,000 | 3,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $1,035,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,596,600 | 3,059 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 3,942 |
| Total interest expense | $4,278,000 | 3,470 |
| Net interest income | $3,703,000 | 4,387 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $840,000 | 3,491 |
| Gross Fiduciary activities income | $81,000 | 1,048 |
| Service charges on deposit accounts | $599,000 | 2,140 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $160,000 | 5,504 |
| Total noninterest expense | $2,854,000 | 4,310 |
| Salaries and employee benefits | $1,368,000 | 4,572 |
| Premises and equipment expense | $538,000 | 3,493 |
| Additional noninterest expense | $948,000 | 4,132 |
| Pre-tax net operating income | $1,614,000 | 3,963 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $269,000 | 5,466 |
| Income before extraordinary items | $1,347,000 | 3,560 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,347,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $1,755,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,345,340 | 3,469 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,747,000 | 4,086 |
| Total interest expense | $4,114,000 | 3,570 |
| Net interest income | $3,633,000 | 4,587 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $745,000 | 3,784 |
| Gross Fiduciary activities income | $40,000 | 1,205 |
| Service charges on deposit accounts | $541,000 | 2,439 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $2,581,000 | 4,665 |
| Salaries and employee benefits | $1,275,000 | 4,849 |
| Premises and equipment expense | $488,000 | 3,787 |
| Additional noninterest expense | $818,000 | 4,644 |
| Pre-tax net operating income | $1,652,000 | 4,132 |
| Securities gains (losses) | $51,000 | 1,331 |
| Applicable income taxes | $300,000 | 5,716 |
| Income before extraordinary items | $1,403,000 | 3,561 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,403,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $1,260,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,361,180 | 3,580 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,716,000 | 4,172 |
| Total interest expense | $4,041,000 | 3,678 |
| Net interest income | $3,675,000 | 4,634 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $639,000 | 4,372 |
| Gross Fiduciary activities income | $50,000 | 1,235 |
| Service charges on deposit accounts | $473,000 | 2,865 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $116,000 | 6,703 |
| Total noninterest expense | $2,535,000 | 4,945 |
| Salaries and employee benefits | $1,230,000 | 5,089 |
| Premises and equipment expense | $507,000 | 3,738 |
| Additional noninterest expense | $798,000 | 5,211 |
| Pre-tax net operating income | $1,704,000 | 3,913 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $399,000 | 4,901 |
| Income before extraordinary items | $1,307,000 | 3,619 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,307,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $1,485,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,305,460 | 3,563 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,449,000 | 4,300 |
| Total interest expense | $3,465,000 | 4,194 |
| Net interest income | $3,984,000 | 4,328 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $717,000 | 4,005 |
| Gross Fiduciary activities income | $42,000 | 1,316 |
| Service charges on deposit accounts | $471,000 | 2,882 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $2,553,000 | 4,910 |
| Salaries and employee benefits | $1,281,000 | 4,921 |
| Premises and equipment expense | $470,000 | 3,953 |
| Additional noninterest expense | $802,000 | 5,245 |
| Pre-tax net operating income | $2,118,000 | 3,316 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $564,000 | 3,825 |
| Income before extraordinary items | $1,574,000 | 3,107 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,574,000 | 3,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $945,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,559,200 | 3,108 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 4,002 |
| Total interest expense | $3,339,000 | 3,583 |
| Net interest income | $4,084,000 | 4,294 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $588,000 | 4,729 |
| Gross Fiduciary activities income | $45,000 | 1,324 |
| Service charges on deposit accounts | $413,000 | 3,291 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $2,638,000 | 4,926 |
| Salaries and employee benefits | $1,211,000 | 5,200 |
| Premises and equipment expense | $478,000 | 3,944 |
| Additional noninterest expense | $949,000 | 4,928 |
| Pre-tax net operating income | $2,007,000 | 3,411 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $521,000 | 3,929 |
| Income before extraordinary items | $1,487,000 | 3,201 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,487,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $720,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,486,260 | 3,230 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,496,000 | 4,046 |
| Total interest expense | $3,509,000 | 3,580 |
| Net interest income | $3,987,000 | 4,414 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $666,000 | 4,594 |
| Gross Fiduciary activities income | $46,000 | 1,355 |
| Service charges on deposit accounts | $386,000 | 3,561 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $2,535,000 | 5,213 |
| Salaries and employee benefits | $1,167,000 | 5,358 |
| Premises and equipment expense | $430,000 | 4,425 |
| Additional noninterest expense | $938,000 | 5,200 |
| Pre-tax net operating income | $2,082,000 | 3,187 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $562,000 | 3,788 |
| Income before extraordinary items | $1,550,000 | 3,145 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $1,555,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $895,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,528,100 | 3,016 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 4,380 |
| Total interest expense | $4,116,000 | 3,971 |
| Net interest income | $3,683,000 | 4,789 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $582,000 | 5,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $2,271,000 | 5,762 |
| Salaries and employee benefits | $1,005,000 | 6,001 |
| Premises and equipment expense | $360,000 | 5,258 |
| Additional noninterest expense | $906,000 | 5,495 |
| Pre-tax net operating income | $1,894,000 | 3,271 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $547,000 | 3,707 |
| Income before extraordinary items | $1,360,000 | 3,374 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,360,000 | 3,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 7,980 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,350,770 | 3,156 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.