Home > The Peninsula Bank of Ishpeming > Income and Expense
The Peninsula Bank of Ishpeming, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 4,269 |
| Total interest expense | $272,000 | 4,703 |
| Net interest income | $3,076,000 | 4,174 |
| Provision for loan and lease losses | $430,000 | 1,315 |
| Total noninterest income | $1,199,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $121,000 | 4,316 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,078,000 | 1,843 |
| Total noninterest expense | $4,069,000 | 3,158 |
| Salaries and employee benefits | $1,674,000 | 3,771 |
| Premises and equipment expense | $376,000 | 3,677 |
| Additional noninterest expense | $2,019,000 | 2,224 |
| Pre-tax net operating income | $-224,000 | 6,313 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $7,000 | 4,269 |
| Income before extraordinary items | $-230,000 | 6,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-230,000 | 6,330 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-230,000 | 6,330 |
| Net charge-offs | $-11,000 | 5,639 |
| Cash dividends | $149,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-231,000 | 6,327 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 4,278 |
| Total interest expense | $191,000 | 4,675 |
| Net interest income | $2,035,000 | 4,195 |
| Provision for loan and lease losses | $325,000 | 1,163 |
| Total noninterest income | $1,142,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $79,000 | 4,354 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,063,000 | 1,393 |
| Total noninterest expense | $2,181,000 | 3,649 |
| Salaries and employee benefits | $1,141,000 | 3,738 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $781,000 | 3,472 |
| Pre-tax net operating income | $671,000 | 3,672 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $126,000 | 2,826 |
| Income before extraordinary items | $546,000 | 3,796 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $546,000 | 3,801 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $546,000 | 3,802 |
| Net charge-offs | $54,000 | 2,722 |
| Cash dividends | $149,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $545,190 | 3,747 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 4,344 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $996,000 | 4,267 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $153,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $117,000 | 3,342 |
| Total noninterest expense | $1,102,000 | 3,653 |
| Salaries and employee benefits | $582,000 | 3,711 |
| Premises and equipment expense | $134,000 | 3,597 |
| Additional noninterest expense | $386,000 | 3,496 |
| Pre-tax net operating income | $-58,000 | 6,382 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $-25,000 | 6,517 |
| Income before extraordinary items | $-32,000 | 6,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-32,000 | 6,337 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-32,000 | 6,338 |
| Net charge-offs | $55,000 | 1,793 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-32,640 | 6,330 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,721,000 | 4,239 |
| Total interest expense | $500,000 | 4,456 |
| Net interest income | $4,221,000 | 4,141 |
| Provision for loan and lease losses | $580,000 | 1,678 |
| Total noninterest income | $703,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $153,000 | 4,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $550,000 | 3,236 |
| Total noninterest expense | $4,339,000 | 3,721 |
| Salaries and employee benefits | $2,308,000 | 3,744 |
| Premises and equipment expense | $466,000 | 3,884 |
| Additional noninterest expense | $1,565,000 | 3,547 |
| Pre-tax net operating income | $5,000 | 6,177 |
| Securities gains (losses) | $35,000 | 2,035 |
| Applicable income taxes | $-220,000 | 6,565 |
| Income before extraordinary items | $260,000 | 5,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $260,000 | 5,527 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $260,000 | 5,527 |
| Net charge-offs | $1,095,000 | 1,180 |
| Cash dividends | $225,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $225,000 | 5,586 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 4,245 |
| Total interest expense | $397,000 | 4,429 |
| Net interest income | $3,187,000 | 4,154 |
| Provision for loan and lease losses | $480,000 | 1,563 |
| Total noninterest income | $501,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $112,000 | 4,629 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $389,000 | 3,370 |
| Total noninterest expense | $3,224,000 | 3,771 |
| Salaries and employee benefits | $1,723,000 | 3,761 |
| Premises and equipment expense | $339,000 | 4,003 |
| Additional noninterest expense | $1,162,000 | 3,575 |
| Pre-tax net operating income | $-16,000 | 6,318 |
| Securities gains (losses) | $34,000 | 1,913 |
| Applicable income taxes | $-17,000 | 6,559 |
| Income before extraordinary items | $35,000 | 6,241 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $35,000 | 6,242 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $35,000 | 6,242 |
| Net charge-offs | $259,000 | 2,268 |
| Cash dividends | $147,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,000 | 6,294 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 4,209 |
| Total interest expense | $273,000 | 4,420 |
| Net interest income | $2,142,000 | 4,132 |
| Provision for loan and lease losses | $270,000 | 1,786 |
| Total noninterest income | $324,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $257,000 | 3,415 |
| Total noninterest expense | $2,149,000 | 3,786 |
| Salaries and employee benefits | $1,146,000 | 3,781 |
| Premises and equipment expense | $224,000 | 4,049 |
| Additional noninterest expense | $779,000 | 3,569 |
| Pre-tax net operating income | $47,000 | 6,095 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $-33,000 | 6,668 |
| Income before extraordinary items | $114,000 | 5,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $114,000 | 5,758 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $114,000 | 5,758 |
| Net charge-offs | $208,000 | 2,057 |
| Cash dividends | $147,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $80,000 | 5,873 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 4,225 |
| Total interest expense | $142,000 | 4,431 |
| Net interest income | $1,070,000 | 4,148 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $153,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,449 |
| Total noninterest expense | $1,046,000 | 3,890 |
| Salaries and employee benefits | $552,000 | 3,918 |
| Premises and equipment expense | $102,000 | 4,259 |
| Additional noninterest expense | $392,000 | 3,559 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $11,000 | 3,890 |
| Income before extraordinary items | $66,000 | 5,648 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $66,000 | 5,650 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $66,000 | 5,650 |
| Net charge-offs | $140,000 | 1,641 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $66,000 | 5,551 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 3,992 |
| Total interest expense | $773,000 | 4,194 |
| Net interest income | $4,872,000 | 3,882 |
| Provision for loan and lease losses | $560,000 | 2,563 |
| Total noninterest income | $780,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $139,000 | 4,902 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $641,000 | 3,015 |
| Total noninterest expense | $4,242,000 | 3,868 |
| Salaries and employee benefits | $2,160,000 | 3,946 |
| Premises and equipment expense | $355,000 | 4,576 |
| Additional noninterest expense | $1,727,000 | 3,445 |
| Pre-tax net operating income | $850,000 | 4,252 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $211,000 | 2,966 |
| Income before extraordinary items | $639,000 | 4,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $639,000 | 4,603 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $639,000 | 4,604 |
| Net charge-offs | $557,000 | 2,507 |
| Cash dividends | $299,000 | 3,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $639,000 | 4,430 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,011 |
| Total interest expense | $613,000 | 4,193 |
| Net interest income | $3,700,000 | 3,913 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $587,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $106,000 | 4,944 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $481,000 | 3,007 |
| Total noninterest expense | $3,094,000 | 3,973 |
| Salaries and employee benefits | $1,599,000 | 3,982 |
| Premises and equipment expense | $271,000 | 4,590 |
| Additional noninterest expense | $1,224,000 | 3,599 |
| Pre-tax net operating income | $743,000 | 4,134 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $276,000 | 2,546 |
| Income before extraordinary items | $467,000 | 4,736 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $467,000 | 4,737 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $467,000 | 4,737 |
| Net charge-offs | $203,000 | 3,289 |
| Cash dividends | $150,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $467,000 | 4,562 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 3,972 |
| Total interest expense | $437,000 | 4,142 |
| Net interest income | $2,514,000 | 3,874 |
| Provision for loan and lease losses | $330,000 | 2,288 |
| Total noninterest income | $396,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $72,000 | 4,931 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $324,000 | 2,968 |
| Total noninterest expense | $1,997,000 | 4,089 |
| Salaries and employee benefits | $1,017,000 | 4,130 |
| Premises and equipment expense | $181,000 | 4,608 |
| Additional noninterest expense | $799,000 | 3,667 |
| Pre-tax net operating income | $583,000 | 3,844 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $213,000 | 2,389 |
| Income before extraordinary items | $370,000 | 4,486 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 4,490 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $370,000 | 4,490 |
| Net charge-offs | $164,000 | 2,950 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $370,000 | 4,306 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 3,973 |
| Total interest expense | $242,000 | 4,005 |
| Net interest income | $1,258,000 | 3,897 |
| Provision for loan and lease losses | $165,000 | 2,206 |
| Total noninterest income | $189,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $156,000 | 3,014 |
| Total noninterest expense | $1,006,000 | 4,087 |
| Salaries and employee benefits | $541,000 | 3,999 |
| Premises and equipment expense | $97,000 | 4,467 |
| Additional noninterest expense | $368,000 | 3,841 |
| Pre-tax net operating income | $276,000 | 3,980 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $75,000 | 2,697 |
| Income before extraordinary items | $201,000 | 4,375 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 4,378 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $201,000 | 4,378 |
| Net charge-offs | $164,000 | 2,009 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $201,000 | 4,217 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 3,934 |
| Total interest expense | $1,141,000 | 4,089 |
| Net interest income | $5,131,000 | 3,841 |
| Provision for loan and lease losses | $1,100,000 | 2,274 |
| Total noninterest income | $868,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $148,000 | 4,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $720,000 | 2,601 |
| Total noninterest expense | $4,130,000 | 4,029 |
| Salaries and employee benefits | $2,158,000 | 3,957 |
| Premises and equipment expense | $441,000 | 4,347 |
| Additional noninterest expense | $1,531,000 | 3,803 |
| Pre-tax net operating income | $769,000 | 4,147 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $247,000 | 2,706 |
| Income before extraordinary items | $522,000 | 4,599 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $522,000 | 4,602 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $522,000 | 4,601 |
| Net charge-offs | $664,000 | 2,843 |
| Cash dividends | $297,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $522,000 | 4,485 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 3,968 |
| Total interest expense | $885,000 | 4,133 |
| Net interest income | $3,837,000 | 3,865 |
| Provision for loan and lease losses | $915,000 | 2,067 |
| Total noninterest income | $674,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $111,000 | 4,948 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $563,000 | 2,513 |
| Total noninterest expense | $3,082,000 | 4,040 |
| Salaries and employee benefits | $1,682,000 | 3,874 |
| Premises and equipment expense | $322,000 | 4,459 |
| Additional noninterest expense | $1,078,000 | 3,962 |
| Pre-tax net operating income | $514,000 | 4,436 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $181,000 | 2,749 |
| Income before extraordinary items | $333,000 | 4,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $333,000 | 4,923 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $333,000 | 4,923 |
| Net charge-offs | $475,000 | 2,725 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $333,000 | 4,801 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,001 |
| Total interest expense | $605,000 | 4,179 |
| Net interest income | $2,545,000 | 3,894 |
| Provision for loan and lease losses | $785,000 | 1,753 |
| Total noninterest income | $612,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $536,000 | 2,002 |
| Total noninterest expense | $2,174,000 | 3,950 |
| Salaries and employee benefits | $1,124,000 | 3,887 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $834,000 | 3,633 |
| Pre-tax net operating income | $198,000 | 5,117 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $93,000 | 2,913 |
| Income before extraordinary items | $105,000 | 5,660 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $105,000 | 5,659 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $105,000 | 5,660 |
| Net charge-offs | $342,000 | 2,537 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $105,000 | 5,573 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 4,005 |
| Total interest expense | $313,000 | 4,202 |
| Net interest income | $1,273,000 | 3,901 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $430,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $398,000 | 1,575 |
| Total noninterest expense | $1,119,000 | 3,889 |
| Salaries and employee benefits | $534,000 | 4,052 |
| Premises and equipment expense | $117,000 | 4,338 |
| Additional noninterest expense | $468,000 | 3,348 |
| Pre-tax net operating income | $359,000 | 3,194 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $80,000 | 2,425 |
| Income before extraordinary items | $279,000 | 3,373 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $279,000 | 3,370 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $279,000 | 3,371 |
| Net charge-offs | $54,000 | 3,283 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $279,000 | 3,322 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 3,902 |
| Total interest expense | $1,471,000 | 4,315 |
| Net interest income | $5,525,000 | 3,695 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $790,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $138,000 | 5,052 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $652,000 | 2,801 |
| Total noninterest expense | $4,523,000 | 3,885 |
| Salaries and employee benefits | $2,208,000 | 3,946 |
| Premises and equipment expense | $467,000 | 4,363 |
| Additional noninterest expense | $1,848,000 | 3,474 |
| Pre-tax net operating income | $1,392,000 | 2,835 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $438,000 | 2,018 |
| Income before extraordinary items | $954,000 | 3,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $954,000 | 3,304 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $954,000 | 3,307 |
| Net charge-offs | $202,000 | 4,759 |
| Cash dividends | $567,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $954,000 | 3,177 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 3,973 |
| Total interest expense | $1,140,000 | 4,370 |
| Net interest income | $4,128,000 | 3,750 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $569,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $94,000 | 5,274 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $475,000 | 2,838 |
| Total noninterest expense | $3,264,000 | 3,981 |
| Salaries and employee benefits | $1,604,000 | 4,080 |
| Premises and equipment expense | $340,000 | 4,504 |
| Additional noninterest expense | $1,320,000 | 3,566 |
| Pre-tax net operating income | $1,163,000 | 2,844 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $372,000 | 1,944 |
| Income before extraordinary items | $791,000 | 3,303 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $791,000 | 3,301 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $791,000 | 3,303 |
| Net charge-offs | $123,000 | 4,696 |
| Cash dividends | $204,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $791,000 | 3,180 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 4,014 |
| Total interest expense | $793,000 | 4,379 |
| Net interest income | $2,720,000 | 3,784 |
| Provision for loan and lease losses | $160,000 | 4,525 |
| Total noninterest income | $373,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $61,000 | 5,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $312,000 | 2,787 |
| Total noninterest expense | $2,169,000 | 4,011 |
| Salaries and employee benefits | $1,072,000 | 4,097 |
| Premises and equipment expense | $232,000 | 4,464 |
| Additional noninterest expense | $865,000 | 3,590 |
| Pre-tax net operating income | $764,000 | 2,873 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $241,000 | 1,952 |
| Income before extraordinary items | $523,000 | 3,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $523,000 | 3,325 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $523,000 | 3,327 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $204,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $523,000 | 3,220 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 4,070 |
| Total interest expense | $413,000 | 4,389 |
| Net interest income | $1,340,000 | 3,849 |
| Provision for loan and lease losses | $110,000 | 3,837 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 2,815 |
| Total noninterest expense | $1,063,000 | 4,101 |
| Salaries and employee benefits | $522,000 | 4,236 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $429,000 | 3,631 |
| Pre-tax net operating income | $347,000 | 3,090 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $111,000 | 2,019 |
| Income before extraordinary items | $236,000 | 3,593 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 3,589 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $236,000 | 3,592 |
| Net charge-offs | $57,000 | 3,616 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $236,000 | 3,467 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 3,951 |
| Total interest expense | $1,945,000 | 4,534 |
| Net interest income | $5,675,000 | 3,618 |
| Provision for loan and lease losses | $750,000 | 3,934 |
| Total noninterest income | $775,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $128,000 | 5,400 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $647,000 | 2,789 |
| Total noninterest expense | $4,241,000 | 4,177 |
| Salaries and employee benefits | $2,178,000 | 4,102 |
| Premises and equipment expense | $469,000 | 4,554 |
| Additional noninterest expense | $1,594,000 | 3,915 |
| Pre-tax net operating income | $1,459,000 | 2,391 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $395,000 | 1,775 |
| Income before extraordinary items | $1,064,000 | 2,672 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,064,000 | 2,671 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,064,000 | 2,672 |
| Net charge-offs | $738,000 | 3,289 |
| Cash dividends | $561,000 | 2,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,064,000 | 2,624 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,811,000 | 3,960 |
| Total interest expense | $1,500,000 | 4,600 |
| Net interest income | $4,311,000 | 3,593 |
| Provision for loan and lease losses | $565,000 | 3,611 |
| Total noninterest income | $587,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $95,000 | 5,432 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $492,000 | 2,840 |
| Total noninterest expense | $3,151,000 | 4,214 |
| Salaries and employee benefits | $1,612,000 | 4,163 |
| Premises and equipment expense | $347,000 | 4,634 |
| Additional noninterest expense | $1,192,000 | 3,893 |
| Pre-tax net operating income | $1,182,000 | 2,465 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $289,000 | 1,959 |
| Income before extraordinary items | $893,000 | 2,668 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $893,000 | 2,665 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $893,000 | 2,668 |
| Net charge-offs | $606,000 | 2,799 |
| Cash dividends | $201,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $893,000 | 2,626 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 3,923 |
| Total interest expense | $1,029,000 | 4,654 |
| Net interest income | $2,940,000 | 3,513 |
| Provision for loan and lease losses | $330,000 | 3,562 |
| Total noninterest income | $363,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $62,000 | 5,487 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $301,000 | 2,995 |
| Total noninterest expense | $2,100,000 | 4,246 |
| Salaries and employee benefits | $1,083,000 | 4,185 |
| Premises and equipment expense | $233,000 | 4,661 |
| Additional noninterest expense | $784,000 | 3,934 |
| Pre-tax net operating income | $873,000 | 2,354 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $236,000 | 1,788 |
| Income before extraordinary items | $637,000 | 2,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 2,662 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $637,000 | 2,664 |
| Net charge-offs | $330,000 | 2,818 |
| Cash dividends | $201,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $637,000 | 2,577 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 3,937 |
| Total interest expense | $535,000 | 4,645 |
| Net interest income | $1,472,000 | 3,495 |
| Provision for loan and lease losses | $185,000 | 2,963 |
| Total noninterest income | $156,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $29,000 | 5,556 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $127,000 | 3,246 |
| Total noninterest expense | $1,025,000 | 4,238 |
| Salaries and employee benefits | $549,000 | 4,164 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $359,000 | 3,882 |
| Pre-tax net operating income | $418,000 | 2,712 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $113,000 | 2,054 |
| Income before extraordinary items | $305,000 | 3,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $305,000 | 3,101 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $305,000 | 3,101 |
| Net charge-offs | $191,000 | 2,179 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $305,000 | 2,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,647,000 | 3,916 |
| Total interest expense | $2,786,000 | 4,463 |
| Net interest income | $5,861,000 | 3,533 |
| Provision for loan and lease losses | $555,000 | 3,651 |
| Total noninterest income | $690,000 | 4,167 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $151,000 | 5,305 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $539,000 | 3,057 |
| Total noninterest expense | $4,068,000 | 4,186 |
| Salaries and employee benefits | $2,252,000 | 4,088 |
| Premises and equipment expense | $461,000 | 4,691 |
| Additional noninterest expense | $1,355,000 | 3,901 |
| Pre-tax net operating income | $1,928,000 | 2,525 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $546,000 | 1,761 |
| Income before extraordinary items | $1,382,000 | 2,663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,382,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 2,610 |
| Cash dividends | $567,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,382,000 | 2,810 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 3,914 |
| Total interest expense | $2,206,000 | 4,438 |
| Net interest income | $4,404,000 | 3,559 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $516,000 | 4,267 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $114,000 | 5,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 3,178 |
| Total noninterest expense | $2,929,000 | 4,301 |
| Salaries and employee benefits | $1,657,000 | 4,165 |
| Premises and equipment expense | $340,000 | 4,739 |
| Additional noninterest expense | $932,000 | 4,092 |
| Pre-tax net operating income | $1,811,000 | 2,475 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $528,000 | 1,835 |
| Income before extraordinary items | $1,283,000 | 2,631 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,283,000 | 2,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 3,081 |
| Cash dividends | $207,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,283,000 | 2,763 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 3,922 |
| Total interest expense | $1,559,000 | 4,410 |
| Net interest income | $2,931,000 | 3,555 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $343,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $76,000 | 5,344 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $267,000 | 3,230 |
| Total noninterest expense | $1,967,000 | 4,286 |
| Salaries and employee benefits | $1,118,000 | 4,163 |
| Premises and equipment expense | $224,000 | 4,819 |
| Additional noninterest expense | $625,000 | 4,050 |
| Pre-tax net operating income | $1,197,000 | 2,594 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $339,000 | 2,060 |
| Income before extraordinary items | $858,000 | 2,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $858,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,505 |
| Cash dividends | $207,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $858,000 | 2,860 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 3,939 |
| Total interest expense | $837,000 | 4,389 |
| Net interest income | $1,466,000 | 3,536 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $174,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $38,000 | 5,321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $938,000 | 4,434 |
| Salaries and employee benefits | $528,000 | 4,359 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $294,000 | 4,183 |
| Pre-tax net operating income | $657,000 | 2,535 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $188,000 | 2,052 |
| Income before extraordinary items | $469,000 | 2,844 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $469,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,051 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $469,000 | 2,765 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 3,922 |
| Total interest expense | $3,436,000 | 4,382 |
| Net interest income | $6,001,000 | 3,497 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $635,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $170,000 | 5,201 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $465,000 | 3,445 |
| Total noninterest expense | $3,846,000 | 4,243 |
| Salaries and employee benefits | $2,134,000 | 4,179 |
| Premises and equipment expense | $443,000 | 4,721 |
| Additional noninterest expense | $1,269,000 | 3,911 |
| Pre-tax net operating income | $2,610,000 | 2,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $848,000 | 2,066 |
| Income before extraordinary items | $1,762,000 | 3,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,762,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,316 |
| Cash dividends | $550,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,762,000 | 3,077 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,060,000 | 3,939 |
| Total interest expense | $2,559,000 | 4,417 |
| Net interest income | $4,501,000 | 3,507 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $483,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $127,000 | 5,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $356,000 | 3,422 |
| Total noninterest expense | $2,842,000 | 4,258 |
| Salaries and employee benefits | $1,572,000 | 4,223 |
| Premises and equipment expense | $334,000 | 4,689 |
| Additional noninterest expense | $936,000 | 3,901 |
| Pre-tax net operating income | $1,992,000 | 2,838 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $643,000 | 2,194 |
| Income before extraordinary items | $1,349,000 | 3,205 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,349,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,570 |
| Cash dividends | $192,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,349,000 | 3,187 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 3,979 |
| Total interest expense | $1,676,000 | 4,456 |
| Net interest income | $2,975,000 | 3,557 |
| Provision for loan and lease losses | $110,000 | 3,149 |
| Total noninterest income | $320,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $235,000 | 3,473 |
| Total noninterest expense | $1,900,000 | 4,277 |
| Salaries and employee benefits | $1,070,000 | 4,201 |
| Premises and equipment expense | $223,000 | 4,699 |
| Additional noninterest expense | $607,000 | 3,980 |
| Pre-tax net operating income | $1,285,000 | 2,968 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $413,000 | 2,334 |
| Income before extraordinary items | $872,000 | 3,328 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $872,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,059 |
| Cash dividends | $193,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $872,000 | 3,309 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 3,997 |
| Total interest expense | $830,000 | 4,475 |
| Net interest income | $1,480,000 | 3,571 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $161,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $906,000 | 4,419 |
| Salaries and employee benefits | $509,000 | 4,382 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $675,000 | 2,869 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $208,000 | 2,349 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,321 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $467,000 | 3,144 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 3,955 |
| Total interest expense | $2,828,000 | 4,473 |
| Net interest income | $5,924,000 | 3,550 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $636,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $163,000 | 5,368 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $473,000 | 3,439 |
| Total noninterest expense | $3,772,000 | 4,149 |
| Salaries and employee benefits | $2,125,000 | 4,086 |
| Premises and equipment expense | $423,000 | 4,750 |
| Additional noninterest expense | $1,224,000 | 3,870 |
| Pre-tax net operating income | $2,598,000 | 3,047 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $883,000 | 2,348 |
| Income before extraordinary items | $1,715,000 | 3,471 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,715,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $510,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,715,000 | 3,453 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,422,000 | 3,983 |
| Total interest expense | $2,018,000 | 4,527 |
| Net interest income | $4,404,000 | 3,597 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $470,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $127,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 3,485 |
| Total noninterest expense | $2,766,000 | 4,216 |
| Salaries and employee benefits | $1,585,000 | 4,086 |
| Premises and equipment expense | $313,000 | 4,791 |
| Additional noninterest expense | $868,000 | 4,024 |
| Pre-tax net operating income | $2,008,000 | 3,098 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $676,000 | 2,422 |
| Income before extraordinary items | $1,332,000 | 3,476 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,332,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $179,000 | 4,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,332,000 | 3,461 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,158,000 | 4,018 |
| Total interest expense | $1,273,000 | 4,538 |
| Net interest income | $2,885,000 | 3,651 |
| Provision for loan and lease losses | $65,000 | 3,979 |
| Total noninterest income | $305,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $82,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 3,528 |
| Total noninterest expense | $1,837,000 | 4,236 |
| Salaries and employee benefits | $1,083,000 | 4,029 |
| Premises and equipment expense | $201,000 | 4,913 |
| Additional noninterest expense | $553,000 | 4,165 |
| Pre-tax net operating income | $1,288,000 | 3,205 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $436,000 | 2,495 |
| Income before extraordinary items | $852,000 | 3,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $852,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $178,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $852,000 | 3,572 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 4,032 |
| Total interest expense | $610,000 | 4,537 |
| Net interest income | $1,423,000 | 3,690 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $149,000 | 4,696 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $115,000 | 3,456 |
| Total noninterest expense | $887,000 | 4,369 |
| Salaries and employee benefits | $515,000 | 4,197 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $272,000 | 4,215 |
| Pre-tax net operating income | $647,000 | 3,150 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $225,000 | 2,443 |
| Income before extraordinary items | $422,000 | 3,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $422,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $422,000 | 3,527 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,476,000 | 3,957 |
| Total interest expense | $2,010,000 | 4,420 |
| Net interest income | $5,466,000 | 3,701 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $727,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $143,000 | 5,697 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $584,000 | 3,111 |
| Total noninterest expense | $3,701,000 | 4,111 |
| Salaries and employee benefits | $2,003,000 | 4,117 |
| Premises and equipment expense | $392,000 | 4,915 |
| Additional noninterest expense | $1,306,000 | 3,604 |
| Pre-tax net operating income | $2,282,000 | 3,371 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $738,000 | 2,731 |
| Income before extraordinary items | $1,544,000 | 3,713 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,544,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,675 |
| Cash dividends | $472,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,544,000 | 3,687 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 3,988 |
| Total interest expense | $1,453,000 | 4,388 |
| Net interest income | $4,005,000 | 3,758 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $543,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $433,000 | 3,139 |
| Total noninterest expense | $2,621,000 | 4,262 |
| Salaries and employee benefits | $1,433,000 | 4,231 |
| Premises and equipment expense | $286,000 | 4,996 |
| Additional noninterest expense | $902,000 | 3,797 |
| Pre-tax net operating income | $1,777,000 | 3,325 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $562,000 | 2,748 |
| Income before extraordinary items | $1,215,000 | 3,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,215,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,217 |
| Cash dividends | $164,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,215,000 | 3,599 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,024 |
| Total interest expense | $936,000 | 4,330 |
| Net interest income | $2,580,000 | 3,826 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $370,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $72,000 | 5,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $298,000 | 3,065 |
| Total noninterest expense | $1,684,000 | 4,369 |
| Salaries and employee benefits | $886,000 | 4,483 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $614,000 | 3,728 |
| Pre-tax net operating income | $1,166,000 | 3,323 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $371,000 | 2,730 |
| Income before extraordinary items | $795,000 | 3,647 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $795,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,968 |
| Cash dividends | $164,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $795,000 | 3,601 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,100 |
| Total interest expense | $459,000 | 4,276 |
| Net interest income | $1,241,000 | 3,954 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $187,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $154,000 | 2,929 |
| Total noninterest expense | $816,000 | 4,498 |
| Salaries and employee benefits | $439,000 | 4,517 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $284,000 | 3,974 |
| Pre-tax net operating income | $567,000 | 3,359 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $179,000 | 2,775 |
| Income before extraordinary items | $388,000 | 3,692 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $388,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,673 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $388,000 | 3,654 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 3,943 |
| Total interest expense | $1,905,000 | 3,791 |
| Net interest income | $4,768,000 | 3,947 |
| Provision for loan and lease losses | $260,000 | 3,183 |
| Total noninterest income | $712,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $168,000 | 5,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $544,000 | 3,154 |
| Total noninterest expense | $3,464,000 | 4,214 |
| Salaries and employee benefits | $1,798,000 | 4,348 |
| Premises and equipment expense | $395,000 | 4,806 |
| Additional noninterest expense | $1,271,000 | 3,583 |
| Pre-tax net operating income | $1,756,000 | 3,848 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $514,000 | 3,301 |
| Income before extraordinary items | $1,242,000 | 4,121 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,242,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,836 |
| Cash dividends | $444,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,242,000 | 4,052 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 3,950 |
| Total interest expense | $1,432,000 | 3,748 |
| Net interest income | $3,540,000 | 3,970 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $517,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $388,000 | 3,251 |
| Total noninterest expense | $2,548,000 | 4,242 |
| Salaries and employee benefits | $1,366,000 | 4,274 |
| Premises and equipment expense | $296,000 | 4,794 |
| Additional noninterest expense | $886,000 | 3,772 |
| Pre-tax net operating income | $1,319,000 | 3,911 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $366,000 | 3,452 |
| Income before extraordinary items | $953,000 | 4,127 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $953,000 | 4,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,440 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $953,000 | 4,058 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 3,973 |
| Total interest expense | $949,000 | 3,764 |
| Net interest income | $2,341,000 | 3,981 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 3,410 |
| Total noninterest expense | $1,674,000 | 4,313 |
| Salaries and employee benefits | $895,000 | 4,339 |
| Premises and equipment expense | $202,000 | 4,728 |
| Additional noninterest expense | $577,000 | 3,860 |
| Pre-tax net operating income | $871,000 | 3,883 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $261,000 | 3,315 |
| Income before extraordinary items | $610,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,659 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $610,000 | 4,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 4,023 |
| Total interest expense | $476,000 | 3,795 |
| Net interest income | $1,148,000 | 4,041 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $157,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $855,000 | 4,266 |
| Salaries and employee benefits | $470,000 | 4,203 |
| Premises and equipment expense | $99,000 | 4,820 |
| Additional noninterest expense | $286,000 | 3,887 |
| Pre-tax net operating income | $385,000 | 4,174 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $123,000 | 3,454 |
| Income before extraordinary items | $262,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $262,000 | 4,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 3,814 |
| Total interest expense | $2,054,000 | 3,945 |
| Net interest income | $4,973,000 | 3,694 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $762,000 | 4,343 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $162,000 | 5,724 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $600,000 | 3,255 |
| Total noninterest expense | $3,260,000 | 4,356 |
| Salaries and employee benefits | $1,733,000 | 4,376 |
| Premises and equipment expense | $391,000 | 4,792 |
| Additional noninterest expense | $1,136,000 | 3,894 |
| Pre-tax net operating income | $2,075,000 | 3,309 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $769,000 | 2,609 |
| Income before extraordinary items | $1,306,000 | 3,901 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,306,000 | 3,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,977 |
| Cash dividends | $429,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,306,000 | 3,738 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 3,785 |
| Total interest expense | $1,577,000 | 3,987 |
| Net interest income | $3,813,000 | 3,657 |
| Provision for loan and lease losses | $310,000 | 2,456 |
| Total noninterest income | $610,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $121,000 | 5,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $489,000 | 3,186 |
| Total noninterest expense | $2,472,000 | 4,306 |
| Salaries and employee benefits | $1,328,000 | 4,302 |
| Premises and equipment expense | $292,000 | 4,808 |
| Additional noninterest expense | $852,000 | 3,888 |
| Pre-tax net operating income | $1,641,000 | 3,316 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $606,000 | 2,648 |
| Income before extraordinary items | $1,035,000 | 3,904 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,035,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,393 |
| Cash dividends | $141,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,035,000 | 3,745 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 3,812 |
| Total interest expense | $1,071,000 | 4,028 |
| Net interest income | $2,522,000 | 3,672 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $400,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $76,000 | 5,869 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $324,000 | 3,145 |
| Total noninterest expense | $1,614,000 | 4,360 |
| Salaries and employee benefits | $852,000 | 4,423 |
| Premises and equipment expense | $200,000 | 4,707 |
| Additional noninterest expense | $562,000 | 3,897 |
| Pre-tax net operating income | $1,113,000 | 3,263 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $422,000 | 2,592 |
| Income before extraordinary items | $691,000 | 3,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $691,000 | 3,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,862 |
| Cash dividends | $141,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $691,000 | 3,713 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 3,848 |
| Total interest expense | $546,000 | 4,075 |
| Net interest income | $1,237,000 | 3,717 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $186,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 3,214 |
| Total noninterest expense | $808,000 | 4,341 |
| Salaries and employee benefits | $452,000 | 4,227 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $515,000 | 3,423 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $201,000 | 2,692 |
| Income before extraordinary items | $314,000 | 4,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $314,000 | 3,918 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 3,949 |
| Total interest expense | $2,573,000 | 4,011 |
| Net interest income | $4,642,000 | 3,889 |
| Provision for loan and lease losses | $510,000 | 2,348 |
| Total noninterest income | $695,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $553,000 | 3,104 |
| Total noninterest expense | $2,949,000 | 4,521 |
| Salaries and employee benefits | $1,623,000 | 4,410 |
| Premises and equipment expense | $370,000 | 4,916 |
| Additional noninterest expense | $956,000 | 4,326 |
| Pre-tax net operating income | $1,878,000 | 3,579 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $714,000 | 2,806 |
| Income before extraordinary items | $1,167,000 | 4,159 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,167,000 | 4,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,573 |
| Cash dividends | $391,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,165,080 | 4,063 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 4,563 |
| Total interest expense | $2,752,000 | 5,054 |
| Net interest income | $3,962,000 | 4,155 |
| Provision for loan and lease losses | $275,000 | 3,402 |
| Total noninterest income | $433,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $124,000 | 6,186 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $309,000 | 4,054 |
| Total noninterest expense | $2,649,000 | 4,765 |
| Salaries and employee benefits | $1,402,000 | 4,748 |
| Premises and equipment expense | $336,000 | 5,174 |
| Additional noninterest expense | $911,000 | 4,369 |
| Pre-tax net operating income | $1,471,000 | 3,915 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $520,000 | 3,261 |
| Income before extraordinary items | $951,000 | 4,418 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $951,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,278 |
| Cash dividends | $362,000 | 4,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $951,000 | 4,294 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 5,232 |
| Total interest expense | $2,558,000 | 5,476 |
| Net interest income | $3,186,000 | 4,936 |
| Provision for loan and lease losses | $151,000 | 4,385 |
| Total noninterest income | $289,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 6,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $2,111,000 | 5,481 |
| Salaries and employee benefits | $1,148,000 | 5,395 |
| Premises and equipment expense | $214,000 | 6,555 |
| Additional noninterest expense | $749,000 | 4,942 |
| Pre-tax net operating income | $1,213,000 | 4,690 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $419,000 | 3,889 |
| Income before extraordinary items | $794,000 | 5,067 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $794,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $340,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $794,000 | 5,060 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 5,672 |
| Total interest expense | $2,058,000 | 5,904 |
| Net interest income | $2,797,000 | 5,433 |
| Provision for loan and lease losses | $42,000 | 6,798 |
| Total noninterest income | $241,000 | 7,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 7,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $1,970,000 | 5,744 |
| Salaries and employee benefits | $1,036,000 | 5,741 |
| Premises and equipment expense | $186,000 | 7,034 |
| Additional noninterest expense | $748,000 | 5,025 |
| Pre-tax net operating income | $1,026,000 | 5,233 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $305,000 | 4,789 |
| Income before extraordinary items | $721,000 | 5,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $721,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $319,000 | 4,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $721,000 | 5,348 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 5,852 |
| Total interest expense | $2,089,000 | 6,046 |
| Net interest income | $2,691,000 | 5,560 |
| Provision for loan and lease losses | $73,000 | 5,785 |
| Total noninterest income | $233,000 | 7,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,208 |
| Total noninterest expense | $1,861,000 | 5,858 |
| Salaries and employee benefits | $1,014,000 | 5,734 |
| Premises and equipment expense | $175,000 | 7,150 |
| Additional noninterest expense | $672,000 | 5,331 |
| Pre-tax net operating income | $990,000 | 5,439 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $301,000 | 5,159 |
| Income before extraordinary items | $689,000 | 5,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $689,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,364 |
| Cash dividends | $653,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $689,000 | 5,559 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,089 |
| Total interest expense | $2,020,000 | 6,229 |
| Net interest income | $2,628,000 | 5,848 |
| Provision for loan and lease losses | $87,000 | 5,506 |
| Total noninterest income | $212,000 | 7,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,393 |
| Total noninterest expense | $1,769,000 | 6,136 |
| Salaries and employee benefits | $932,000 | 6,143 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $685,000 | 5,304 |
| Pre-tax net operating income | $984,000 | 5,881 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $324,000 | 5,517 |
| Income before extraordinary items | $660,000 | 6,065 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $660,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $272,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $660,000 | 6,023 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 6,463 |
| Total interest expense | $1,919,000 | 6,588 |
| Net interest income | $2,514,000 | 6,171 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $204,000 | 8,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,829 |
| Total noninterest expense | $1,665,000 | 6,683 |
| Salaries and employee benefits | $852,000 | 6,700 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $657,000 | 5,990 |
| Pre-tax net operating income | $943,000 | 5,943 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $321,000 | 5,603 |
| Income before extraordinary items | $622,000 | 6,142 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $622,000 | 6,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $249,000 | 5,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $622,000 | 6,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 6,544 |
| Total interest expense | $1,838,000 | 6,813 |
| Net interest income | $2,583,000 | 6,161 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $193,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,186 |
| Total noninterest expense | $1,605,000 | 6,966 |
| Salaries and employee benefits | $872,000 | 6,694 |
| Premises and equipment expense | $143,000 | 8,450 |
| Additional noninterest expense | $590,000 | 6,596 |
| Pre-tax net operating income | $1,041,000 | 5,828 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $357,000 | 5,359 |
| Income before extraordinary items | $654,000 | 6,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $654,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,482 |
| Cash dividends | $236,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $673,500 | 6,136 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 6,732 |
| Total interest expense | $1,419,000 | 7,142 |
| Net interest income | $2,553,000 | 6,361 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,586,000 | 7,344 |
| Salaries and employee benefits | $807,000 | 7,167 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $636,000 | 6,764 |
| Pre-tax net operating income | $1,053,000 | 5,740 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $343,000 | 5,350 |
| Income before extraordinary items | $710,000 | 5,851 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $710,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $201,000 | 5,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $710,000 | 5,913 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 6,870 |
| Total interest expense | $1,522,000 | 7,140 |
| Net interest income | $2,484,000 | 6,578 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $125,000 | 10,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $1,507,000 | 7,809 |
| Salaries and employee benefits | $740,000 | 7,709 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $624,000 | 7,134 |
| Pre-tax net operating income | $1,072,000 | 5,605 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $358,000 | 5,405 |
| Income before extraordinary items | $714,000 | 6,029 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $714,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $184,000 | 5,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $714,000 | 5,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 7,133 |
| Total interest expense | $1,904,000 | 7,342 |
| Net interest income | $2,393,000 | 6,804 |
| Provision for loan and lease losses | $108,000 | 7,079 |
| Total noninterest income | $78,000 | 12,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,400,000 | 8,293 |
| Salaries and employee benefits | $666,000 | 8,256 |
| Premises and equipment expense | $109,000 | 10,409 |
| Additional noninterest expense | $625,000 | 7,301 |
| Pre-tax net operating income | $963,000 | 5,790 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $657,000 | 6,185 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $657,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $144,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $656,320 | 5,836 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.