Home > The Pemigewasset National Bank of Plymouth > Income and Expense
The Pemigewasset National Bank of Plymouth, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,345,000 | 2,830 |
| Total interest expense | $1,719,000 | 3,926 |
| Net interest income | $6,626,000 | 2,457 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $1,592,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $926,000 | 1,400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $666,000 | 2,388 |
| Total noninterest expense | $7,152,000 | 1,761 |
| Salaries and employee benefits | $1,923,000 | 3,395 |
| Premises and equipment expense | $823,000 | 2,170 |
| Additional noninterest expense | $4,406,000 | 867 |
| Pre-tax net operating income | $1,021,000 | 4,716 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $254,000 | 4,070 |
| Income before extraordinary items | $780,000 | 4,825 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $780,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,379 |
| Cash dividends | $375,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $770,250 | 4,818 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 2,809 |
| Total interest expense | $1,045,000 | 4,012 |
| Net interest income | $4,423,000 | 2,438 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $1,024,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $598,000 | 1,416 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $426,000 | 2,433 |
| Total noninterest expense | $4,772,000 | 1,742 |
| Salaries and employee benefits | $1,253,000 | 3,433 |
| Premises and equipment expense | $563,000 | 2,105 |
| Additional noninterest expense | $2,956,000 | 855 |
| Pre-tax net operating income | $630,000 | 4,890 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $155,000 | 4,199 |
| Income before extraordinary items | $488,000 | 4,940 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $488,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,506 |
| Cash dividends | $255,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $478,120 | 4,945 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 2,780 |
| Total interest expense | $500,000 | 4,026 |
| Net interest income | $2,235,000 | 2,397 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $468,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $273,000 | 1,492 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $2,336,000 | 1,789 |
| Salaries and employee benefits | $598,000 | 3,576 |
| Premises and equipment expense | $286,000 | 2,083 |
| Additional noninterest expense | $1,452,000 | 864 |
| Pre-tax net operating income | $322,000 | 4,816 |
| Securities gains (losses) | $24,000 | 734 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $248,000 | 4,890 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $248,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,667 |
| Cash dividends | $130,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,720 | 5,039 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,712,000 | 2,649 |
| Total interest expense | $2,080,000 | 3,531 |
| Net interest income | $8,632,000 | 2,369 |
| Provision for loan and lease losses | $375,000 | 2,482 |
| Total noninterest income | $1,899,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,127,000 | 1,560 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $772,000 | 2,557 |
| Total noninterest expense | $9,534,000 | 1,702 |
| Salaries and employee benefits | $2,604,000 | 3,238 |
| Premises and equipment expense | $1,138,000 | 2,022 |
| Additional noninterest expense | $5,792,000 | 861 |
| Pre-tax net operating income | $622,000 | 6,332 |
| Securities gains (losses) | $348,000 | 575 |
| Applicable income taxes | $264,000 | 4,389 |
| Income before extraordinary items | $706,000 | 5,559 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $706,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,914 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $451,960 | 6,480 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,911,000 | 2,666 |
| Total interest expense | $1,575,000 | 3,473 |
| Net interest income | $6,336,000 | 2,391 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $1,383,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $829,000 | 1,589 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $554,000 | 2,639 |
| Total noninterest expense | $7,157,000 | 1,679 |
| Salaries and employee benefits | $1,973,000 | 3,172 |
| Premises and equipment expense | $856,000 | 2,019 |
| Additional noninterest expense | $4,328,000 | 854 |
| Pre-tax net operating income | $262,000 | 7,402 |
| Securities gains (losses) | $343,000 | 541 |
| Applicable income taxes | $156,000 | 4,794 |
| Income before extraordinary items | $449,000 | 6,063 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $449,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,071 |
| Cash dividends | $220,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $195,180 | 7,455 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 2,710 |
| Total interest expense | $1,060,000 | 3,431 |
| Net interest income | $4,095,000 | 2,442 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $854,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $529,000 | 1,652 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $325,000 | 2,845 |
| Total noninterest expense | $4,802,000 | 1,678 |
| Salaries and employee benefits | $1,323,000 | 3,167 |
| Premises and equipment expense | $574,000 | 2,004 |
| Additional noninterest expense | $2,905,000 | 855 |
| Pre-tax net operating income | $-63,000 | 8,649 |
| Securities gains (losses) | $291,000 | 500 |
| Applicable income taxes | $43,000 | 5,769 |
| Income before extraordinary items | $185,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,149 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-50,710 | 8,633 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 2,793 |
| Total interest expense | $522,000 | 3,507 |
| Net interest income | $1,975,000 | 2,524 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $370,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $151,000 | 2,933 |
| Total noninterest expense | $2,347,000 | 1,730 |
| Salaries and employee benefits | $638,000 | 3,290 |
| Premises and equipment expense | $312,000 | 1,857 |
| Additional noninterest expense | $1,397,000 | 889 |
| Pre-tax net operating income | $-122,000 | 8,827 |
| Securities gains (losses) | $191,000 | 523 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,899 |
| Cash dividends | $130,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-109,900 | 8,821 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,253,000 | 2,531 |
| Total interest expense | $2,437,000 | 3,407 |
| Net interest income | $8,816,000 | 2,199 |
| Provision for loan and lease losses | $495,000 | 2,187 |
| Total noninterest income | $1,526,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $812,000 | 2,100 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $714,000 | 2,934 |
| Total noninterest expense | $9,069,000 | 1,753 |
| Salaries and employee benefits | $2,514,000 | 3,260 |
| Premises and equipment expense | $1,223,000 | 1,870 |
| Additional noninterest expense | $5,332,000 | 953 |
| Pre-tax net operating income | $778,000 | 5,766 |
| Securities gains (losses) | $662,000 | 631 |
| Applicable income taxes | $473,000 | 3,467 |
| Income before extraordinary items | $967,000 | 4,738 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $967,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,698 |
| Cash dividends | $445,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $523,460 | 6,088 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,667,000 | 2,499 |
| Total interest expense | $1,877,000 | 3,453 |
| Net interest income | $6,790,000 | 2,160 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $1,129,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $597,000 | 2,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $532,000 | 3,016 |
| Total noninterest expense | $6,736,000 | 1,772 |
| Salaries and employee benefits | $1,865,000 | 3,285 |
| Premises and equipment expense | $935,000 | 1,845 |
| Additional noninterest expense | $3,936,000 | 977 |
| Pre-tax net operating income | $808,000 | 5,093 |
| Securities gains (losses) | $339,000 | 891 |
| Applicable income taxes | $384,000 | 3,480 |
| Income before extraordinary items | $763,000 | 4,734 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $763,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,449 |
| Cash dividends | $290,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $535,870 | 5,497 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,878,000 | 2,483 |
| Total interest expense | $1,305,000 | 3,436 |
| Net interest income | $4,573,000 | 2,133 |
| Provision for loan and lease losses | $195,000 | 2,557 |
| Total noninterest income | $740,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $404,000 | 2,078 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $336,000 | 3,095 |
| Total noninterest expense | $4,447,000 | 1,780 |
| Salaries and employee benefits | $1,196,000 | 3,366 |
| Premises and equipment expense | $656,000 | 1,734 |
| Additional noninterest expense | $2,595,000 | 972 |
| Pre-tax net operating income | $671,000 | 4,535 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $220,000 | 3,779 |
| Income before extraordinary items | $451,000 | 5,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $451,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,431 |
| Cash dividends | $190,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $451,000 | 4,881 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 2,499 |
| Total interest expense | $664,000 | 3,459 |
| Net interest income | $2,268,000 | 2,153 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $356,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $196,000 | 2,059 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 3,096 |
| Total noninterest expense | $2,183,000 | 1,799 |
| Salaries and employee benefits | $601,000 | 3,362 |
| Premises and equipment expense | $324,000 | 1,765 |
| Additional noninterest expense | $1,258,000 | 976 |
| Pre-tax net operating income | $366,000 | 4,268 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $123,000 | 3,577 |
| Income before extraordinary items | $243,000 | 4,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,529 |
| Cash dividends | $70,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $243,000 | 4,596 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,444,000 | 2,903 |
| Total interest expense | $3,064,000 | 3,483 |
| Net interest income | $7,380,000 | 2,591 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $1,211,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $648,000 | 2,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $563,000 | 3,073 |
| Total noninterest expense | $6,729,000 | 2,222 |
| Salaries and employee benefits | $2,025,000 | 3,695 |
| Premises and equipment expense | $1,014,000 | 2,156 |
| Additional noninterest expense | $3,690,000 | 1,309 |
| Pre-tax net operating income | $1,562,000 | 4,011 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $556,000 | 3,252 |
| Income before extraordinary items | $1,134,000 | 4,235 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,134,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,555 |
| Cash dividends | $880,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,048,240 | 4,354 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 2,922 |
| Total interest expense | $4,750,000 | 3,301 |
| Net interest income | $6,839,000 | 2,620 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $976,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $525,000 | 2,735 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $451,000 | 3,305 |
| Total noninterest expense | $5,928,000 | 2,402 |
| Salaries and employee benefits | $1,885,000 | 3,760 |
| Premises and equipment expense | $975,000 | 2,196 |
| Additional noninterest expense | $3,068,000 | 1,518 |
| Pre-tax net operating income | $1,587,000 | 3,717 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $458,000 | 3,472 |
| Income before extraordinary items | $1,168,000 | 3,882 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,168,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,700 |
| Cash dividends | $1,575,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,139,920 | 3,803 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,597,000 | 2,773 |
| Total interest expense | $5,280,000 | 3,154 |
| Net interest income | $7,317,000 | 2,425 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $963,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $549,000 | 2,477 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $414,000 | 3,262 |
| Total noninterest expense | $6,192,000 | 2,220 |
| Salaries and employee benefits | $2,043,000 | 3,400 |
| Premises and equipment expense | $972,000 | 2,120 |
| Additional noninterest expense | $3,177,000 | 1,410 |
| Pre-tax net operating income | $1,788,000 | 3,587 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $560,000 | 3,247 |
| Income before extraordinary items | $1,228,000 | 3,799 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,228,000 | 3,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,109 |
| Cash dividends | $1,125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,228,000 | 3,783 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,521,000 | 3,069 |
| Total interest expense | $3,662,000 | 3,877 |
| Net interest income | $6,859,000 | 2,557 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $900,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $542,000 | 2,450 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $358,000 | 3,656 |
| Total noninterest expense | $6,236,000 | 2,188 |
| Salaries and employee benefits | $2,985,000 | 2,350 |
| Premises and equipment expense | $1,212,000 | 1,688 |
| Additional noninterest expense | $2,039,000 | 2,140 |
| Pre-tax net operating income | $1,343,000 | 4,425 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $393,000 | 4,220 |
| Income before extraordinary items | $980,000 | 4,493 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $980,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $606,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $958,700 | 4,510 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,264,000 | 3,153 |
| Total interest expense | $3,965,000 | 3,722 |
| Net interest income | $6,299,000 | 2,724 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $721,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $468,000 | 2,702 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $253,000 | 4,394 |
| Total noninterest expense | $5,189,000 | 2,505 |
| Salaries and employee benefits | $2,638,000 | 2,561 |
| Premises and equipment expense | $936,000 | 2,081 |
| Additional noninterest expense | $1,615,000 | 2,597 |
| Pre-tax net operating income | $1,651,000 | 3,899 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $481,000 | 3,934 |
| Income before extraordinary items | $1,170,000 | 4,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,170,000 | 4,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,303 |
| Cash dividends | $499,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,170,000 | 3,919 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,512,000 | 3,083 |
| Total interest expense | $4,302,000 | 3,424 |
| Net interest income | $6,210,000 | 2,815 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $689,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $465,000 | 2,813 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $224,000 | 4,685 |
| Total noninterest expense | $4,896,000 | 2,622 |
| Salaries and employee benefits | $2,548,000 | 2,598 |
| Premises and equipment expense | $843,000 | 2,318 |
| Additional noninterest expense | $1,505,000 | 2,731 |
| Pre-tax net operating income | $1,828,000 | 3,809 |
| Securities gains (losses) | $74,000 | 1,122 |
| Applicable income taxes | $605,000 | 3,637 |
| Income before extraordinary items | $1,297,000 | 3,807 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,297,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,672 |
| Cash dividends | $720,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,246,680 | 3,859 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,207,000 | 3,223 |
| Total interest expense | $4,155,000 | 3,578 |
| Net interest income | $6,052,000 | 2,930 |
| Provision for loan and lease losses | $152,000 | 4,030 |
| Total noninterest income | $667,000 | 4,254 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $460,000 | 2,925 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $207,000 | 5,068 |
| Total noninterest expense | $4,661,000 | 2,921 |
| Salaries and employee benefits | $2,413,000 | 2,782 |
| Premises and equipment expense | $789,000 | 2,487 |
| Additional noninterest expense | $1,459,000 | 3,194 |
| Pre-tax net operating income | $1,906,000 | 3,534 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $628,000 | 3,452 |
| Income before extraordinary items | $1,278,000 | 3,675 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,278,000 | 3,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,624 |
| Cash dividends | $449,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,278,000 | 3,623 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,498,000 | 3,445 |
| Total interest expense | $3,694,000 | 3,959 |
| Net interest income | $5,804,000 | 3,062 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $686,000 | 4,153 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $452,000 | 2,995 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $234,000 | 4,678 |
| Total noninterest expense | $4,474,000 | 3,004 |
| Salaries and employee benefits | $2,398,000 | 2,787 |
| Premises and equipment expense | $695,000 | 2,827 |
| Additional noninterest expense | $1,381,000 | 3,311 |
| Pre-tax net operating income | $1,904,000 | 3,653 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $628,000 | 3,550 |
| Income before extraordinary items | $1,276,000 | 3,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,276,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,871 |
| Cash dividends | $547,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,276,000 | 3,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,512 |
| Total interest expense | $3,053,000 | 3,902 |
| Net interest income | $5,470,000 | 3,279 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $704,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $448,000 | 3,062 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $4,373,000 | 3,147 |
| Salaries and employee benefits | $2,299,000 | 2,875 |
| Premises and equipment expense | $662,000 | 2,978 |
| Additional noninterest expense | $1,412,000 | 3,502 |
| Pre-tax net operating income | $1,681,000 | 3,993 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $552,000 | 3,757 |
| Income before extraordinary items | $1,151,000 | 4,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,151,000 | 4,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,988 |
| Cash dividends | $301,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,136,040 | 4,099 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 3,756 |
| Total interest expense | $3,266,000 | 3,826 |
| Net interest income | $4,884,000 | 3,646 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $678,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $437,000 | 3,180 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $241,000 | 5,104 |
| Total noninterest expense | $4,430,000 | 3,169 |
| Salaries and employee benefits | $2,136,000 | 3,069 |
| Premises and equipment expense | $640,000 | 3,126 |
| Additional noninterest expense | $1,654,000 | 3,224 |
| Pre-tax net operating income | $952,000 | 6,103 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $125,000 | 9,194 |
| Income before extraordinary items | $832,000 | 5,401 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $832,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,218 |
| Cash dividends | $188,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $827,650 | 5,180 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,737 |
| Total interest expense | $4,273,000 | 3,831 |
| Net interest income | $5,073,000 | 3,581 |
| Provision for loan and lease losses | $975,000 | 1,873 |
| Total noninterest income | $681,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $403,000 | 3,458 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $278,000 | 4,646 |
| Total noninterest expense | $4,426,000 | 3,211 |
| Salaries and employee benefits | $1,938,000 | 3,295 |
| Premises and equipment expense | $603,000 | 3,343 |
| Additional noninterest expense | $1,885,000 | 2,944 |
| Pre-tax net operating income | $353,000 | 9,655 |
| Securities gains (losses) | $111,000 | 2,842 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $440,000 | 7,830 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $440,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $696,000 | 1,982 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,550 | 8,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.