Home > The Peabody State Bank > Income and Expense
The Peabody State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 5,596 |
| Total interest expense | $75,000 | 5,563 |
| Net interest income | $976,000 | 5,567 |
| Provision for loan and lease losses | $12,000 | 3,979 |
| Total noninterest income | $280,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $46,000 | 5,077 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $234,000 | 3,914 |
| Total noninterest expense | $1,015,000 | 5,392 |
| Salaries and employee benefits | $693,000 | 5,118 |
| Premises and equipment expense | $64,000 | 5,632 |
| Additional noninterest expense | $258,000 | 5,562 |
| Pre-tax net operating income | $229,000 | 5,229 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $72,000 | 3,399 |
| Income before extraordinary items | $166,000 | 5,354 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $166,000 | 5,353 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $166,000 | 5,354 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $12,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $159,700 | 5,329 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 5,616 |
| Total interest expense | $51,000 | 5,611 |
| Net interest income | $697,000 | 5,591 |
| Provision for loan and lease losses | $14,000 | 3,689 |
| Total noninterest income | $180,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $29,000 | 5,147 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 3,961 |
| Total noninterest expense | $622,000 | 5,533 |
| Salaries and employee benefits | $447,000 | 5,223 |
| Premises and equipment expense | $36,000 | 5,785 |
| Additional noninterest expense | $139,000 | 5,767 |
| Pre-tax net operating income | $241,000 | 4,957 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $90,000 | 3,063 |
| Income before extraordinary items | $160,000 | 5,195 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 5,194 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $160,000 | 5,194 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $8,000 | 3,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $154,240 | 5,150 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 5,672 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $347,000 | 5,647 |
| Provision for loan and lease losses | $14,000 | 3,163 |
| Total noninterest income | $78,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $64,000 | 4,135 |
| Total noninterest expense | $325,000 | 5,551 |
| Salaries and employee benefits | $225,000 | 5,244 |
| Premises and equipment expense | $21,000 | 5,739 |
| Additional noninterest expense | $79,000 | 5,750 |
| Pre-tax net operating income | $86,000 | 5,177 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $32,000 | 3,237 |
| Income before extraordinary items | $54,000 | 5,421 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $54,000 | 5,421 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $54,000 | 5,421 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $4,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $54,000 | 5,364 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 5,768 |
| Total interest expense | $112,000 | 5,663 |
| Net interest income | $1,246,000 | 5,754 |
| Provision for loan and lease losses | $41,000 | 3,733 |
| Total noninterest income | $310,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $65,000 | 5,179 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $245,000 | 4,211 |
| Total noninterest expense | $1,353,000 | 5,548 |
| Salaries and employee benefits | $930,000 | 5,270 |
| Premises and equipment expense | $130,000 | 5,543 |
| Additional noninterest expense | $293,000 | 5,853 |
| Pre-tax net operating income | $162,000 | 5,548 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $15,000 | 4,015 |
| Income before extraordinary items | $147,000 | 5,591 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $147,000 | 5,593 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $147,000 | 5,594 |
| Net charge-offs | $-47,000 | 5,543 |
| Cash dividends | $17,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $147,000 | 5,551 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,852 |
| Total interest expense | $85,000 | 5,737 |
| Net interest income | $931,000 | 5,835 |
| Provision for loan and lease losses | $41,000 | 3,448 |
| Total noninterest income | $224,000 | 4,845 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 4,304 |
| Total noninterest expense | $978,000 | 5,645 |
| Salaries and employee benefits | $696,000 | 5,300 |
| Premises and equipment expense | $78,000 | 5,773 |
| Additional noninterest expense | $204,000 | 5,966 |
| Pre-tax net operating income | $136,000 | 5,636 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $51,000 | 3,627 |
| Income before extraordinary items | $85,000 | 5,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 5,772 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $85,000 | 5,772 |
| Net charge-offs | $-23,000 | 5,382 |
| Cash dividends | $13,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $85,000 | 5,729 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 5,917 |
| Total interest expense | $56,000 | 5,803 |
| Net interest income | $618,000 | 5,891 |
| Provision for loan and lease losses | $36,000 | 3,109 |
| Total noninterest income | $127,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $33,000 | 5,240 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,584 |
| Total noninterest expense | $641,000 | 5,716 |
| Salaries and employee benefits | $461,000 | 5,359 |
| Premises and equipment expense | $40,000 | 5,993 |
| Additional noninterest expense | $140,000 | 6,005 |
| Pre-tax net operating income | $68,000 | 5,749 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $29,000 | 3,707 |
| Income before extraordinary items | $39,000 | 5,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $39,000 | 5,900 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $39,000 | 5,901 |
| Net charge-offs | $-23,000 | 5,514 |
| Cash dividends | $9,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $39,000 | 5,854 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 5,970 |
| Total interest expense | $28,000 | 5,863 |
| Net interest income | $305,000 | 5,953 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $70,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 4,430 |
| Total noninterest expense | $322,000 | 5,768 |
| Salaries and employee benefits | $229,000 | 5,417 |
| Premises and equipment expense | $12,000 | 6,233 |
| Additional noninterest expense | $81,000 | 5,978 |
| Pre-tax net operating income | $53,000 | 5,597 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $20,000 | 3,527 |
| Income before extraordinary items | $33,000 | 5,770 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $33,000 | 5,771 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $33,000 | 5,771 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $4,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $33,000 | 5,719 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 6,004 |
| Total interest expense | $123,000 | 5,937 |
| Net interest income | $1,318,000 | 5,974 |
| Provision for loan and lease losses | $147,000 | 2,814 |
| Total noninterest income | $496,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $67,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $429,000 | 3,495 |
| Total noninterest expense | $1,309,000 | 5,837 |
| Salaries and employee benefits | $896,000 | 5,542 |
| Premises and equipment expense | $75,000 | 6,202 |
| Additional noninterest expense | $338,000 | 6,028 |
| Pre-tax net operating income | $358,000 | 5,351 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $140,000 | 3,208 |
| Income before extraordinary items | $219,000 | 5,616 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $219,000 | 5,616 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $219,000 | 5,617 |
| Net charge-offs | $196,000 | 2,480 |
| Cash dividends | $16,000 | 4,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $218,360 | 5,576 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 6,072 |
| Total interest expense | $93,000 | 6,013 |
| Net interest income | $997,000 | 6,039 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $418,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $367,000 | 3,328 |
| Total noninterest expense | $969,000 | 5,901 |
| Salaries and employee benefits | $669,000 | 5,567 |
| Premises and equipment expense | $47,000 | 6,336 |
| Additional noninterest expense | $253,000 | 6,091 |
| Pre-tax net operating income | $426,000 | 4,996 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $126,000 | 3,150 |
| Income before extraordinary items | $301,000 | 5,227 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $301,000 | 5,227 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $301,000 | 5,229 |
| Net charge-offs | $15,000 | 3,973 |
| Cash dividends | $12,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $300,300 | 5,189 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 6,116 |
| Total interest expense | $63,000 | 6,067 |
| Net interest income | $664,000 | 6,089 |
| Provision for loan and lease losses | $8,000 | 3,972 |
| Total noninterest income | $140,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $33,000 | 5,529 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $107,000 | 4,484 |
| Total noninterest expense | $652,000 | 5,941 |
| Salaries and employee benefits | $453,000 | 5,588 |
| Premises and equipment expense | $28,000 | 6,431 |
| Additional noninterest expense | $171,000 | 6,123 |
| Pre-tax net operating income | $144,000 | 5,592 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $125,000 | 5,624 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $125,000 | 5,625 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $125,000 | 5,626 |
| Net charge-offs | $13,000 | 3,613 |
| Cash dividends | $8,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $124,140 | 5,581 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 6,181 |
| Total interest expense | $31,000 | 6,144 |
| Net interest income | $333,000 | 6,150 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $62,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $47,000 | 4,642 |
| Total noninterest expense | $340,000 | 5,954 |
| Salaries and employee benefits | $225,000 | 5,662 |
| Premises and equipment expense | $13,000 | 6,523 |
| Additional noninterest expense | $102,000 | 6,027 |
| Pre-tax net operating income | $55,000 | 5,694 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $52,000 | 5,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,689 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $52,000 | 5,689 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $4,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $52,000 | 5,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 6,283 |
| Total interest expense | $137,000 | 6,238 |
| Net interest income | $1,262,000 | 6,245 |
| Provision for loan and lease losses | $82,000 | 3,882 |
| Total noninterest income | $346,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $70,000 | 5,672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $276,000 | 4,198 |
| Total noninterest expense | $1,303,000 | 6,080 |
| Salaries and employee benefits | $888,000 | 5,752 |
| Premises and equipment expense | $84,000 | 6,404 |
| Additional noninterest expense | $331,000 | 6,276 |
| Pre-tax net operating income | $223,000 | 5,670 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-4,000 | 6,261 |
| Income before extraordinary items | $227,000 | 5,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $227,000 | 5,632 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $227,000 | 5,632 |
| Net charge-offs | $138,000 | 3,418 |
| Cash dividends | $13,000 | 4,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $227,000 | 5,579 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 6,356 |
| Total interest expense | $104,000 | 6,319 |
| Net interest income | $942,000 | 6,311 |
| Provision for loan and lease losses | $44,000 | 4,102 |
| Total noninterest income | $238,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $53,000 | 5,716 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $185,000 | 4,411 |
| Total noninterest expense | $963,000 | 6,133 |
| Salaries and employee benefits | $668,000 | 5,764 |
| Premises and equipment expense | $48,000 | 6,595 |
| Additional noninterest expense | $247,000 | 6,329 |
| Pre-tax net operating income | $173,000 | 5,757 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $41,000 | 3,810 |
| Income before extraordinary items | $132,000 | 5,886 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $132,000 | 5,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $132,000 | 5,888 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $8,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $132,000 | 5,828 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 6,402 |
| Total interest expense | $71,000 | 6,364 |
| Net interest income | $622,000 | 6,350 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $136,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 4,680 |
| Total noninterest expense | $640,000 | 6,178 |
| Salaries and employee benefits | $443,000 | 5,818 |
| Premises and equipment expense | $28,000 | 6,696 |
| Additional noninterest expense | $169,000 | 6,337 |
| Pre-tax net operating income | $118,000 | 5,742 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $15,000 | 4,050 |
| Income before extraordinary items | $103,000 | 5,835 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 5,837 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $103,000 | 5,837 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $4,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $103,000 | 5,745 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $342,000 | 6,466 |
| Total interest expense | $36,000 | 6,433 |
| Net interest income | $306,000 | 6,424 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $66,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $51,000 | 4,683 |
| Total noninterest expense | $333,000 | 6,191 |
| Salaries and employee benefits | $220,000 | 5,879 |
| Premises and equipment expense | $12,000 | 6,808 |
| Additional noninterest expense | $101,000 | 6,239 |
| Pre-tax net operating income | $39,000 | 5,960 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 6,526 |
| Total interest expense | $166,000 | 6,554 |
| Net interest income | $1,277,000 | 6,471 |
| Provision for loan and lease losses | $103,000 | 4,636 |
| Total noninterest income | $317,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $69,000 | 5,911 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $248,000 | 4,326 |
| Total noninterest expense | $1,434,000 | 6,175 |
| Salaries and employee benefits | $889,000 | 5,920 |
| Premises and equipment expense | $79,000 | 6,689 |
| Additional noninterest expense | $466,000 | 6,160 |
| Pre-tax net operating income | $57,000 | 6,023 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-28,000 | 6,603 |
| Income before extraordinary items | $85,000 | 6,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $85,000 | 6,094 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $85,000 | 6,097 |
| Net charge-offs | $118,000 | 4,278 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $85,000 | 5,943 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 6,617 |
| Total interest expense | $128,000 | 6,664 |
| Net interest income | $969,000 | 6,558 |
| Provision for loan and lease losses | $103,000 | 4,312 |
| Total noninterest income | $243,000 | 5,164 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 4,321 |
| Total noninterest expense | $1,025,000 | 6,301 |
| Salaries and employee benefits | $664,000 | 5,963 |
| Premises and equipment expense | $47,000 | 6,888 |
| Additional noninterest expense | $314,000 | 6,353 |
| Pre-tax net operating income | $84,000 | 6,047 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $80,000 | 6,166 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $80,000 | 6,164 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $80,000 | 6,165 |
| Net charge-offs | $117,000 | 3,815 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $80,000 | 6,035 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,672 |
| Total interest expense | $87,000 | 6,736 |
| Net interest income | $641,000 | 6,615 |
| Provision for loan and lease losses | $103,000 | 3,808 |
| Total noninterest income | $137,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 4,598 |
| Total noninterest expense | $674,000 | 6,367 |
| Salaries and employee benefits | $435,000 | 6,033 |
| Premises and equipment expense | $33,000 | 6,911 |
| Additional noninterest expense | $206,000 | 6,415 |
| Pre-tax net operating income | $1,000 | 6,300 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-18,000 | 6,867 |
| Income before extraordinary items | $19,000 | 6,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,000 | 6,382 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $19,000 | 6,382 |
| Net charge-offs | $123,000 | 3,228 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $19,000 | 6,243 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 6,725 |
| Total interest expense | $45,000 | 6,788 |
| Net interest income | $321,000 | 6,668 |
| Provision for loan and lease losses | $23,000 | 4,409 |
| Total noninterest income | $68,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $323,000 | 6,479 |
| Salaries and employee benefits | $216,000 | 6,085 |
| Premises and equipment expense | $21,000 | 6,810 |
| Additional noninterest expense | $86,000 | 6,670 |
| Pre-tax net operating income | $43,000 | 6,009 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $16,000 | 3,775 |
| Income before extraordinary items | $27,000 | 6,250 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $27,000 | 6,249 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $27,000 | 6,250 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $27,000 | 6,126 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 6,759 |
| Total interest expense | $241,000 | 6,755 |
| Net interest income | $1,269,000 | 6,716 |
| Provision for loan and lease losses | $463,000 | 3,561 |
| Total noninterest income | $291,000 | 5,258 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $63,000 | 6,099 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $228,000 | 4,270 |
| Total noninterest expense | $1,359,000 | 6,467 |
| Salaries and employee benefits | $866,000 | 6,133 |
| Premises and equipment expense | $103,000 | 6,805 |
| Additional noninterest expense | $390,000 | 6,576 |
| Pre-tax net operating income | $-262,000 | 6,275 |
| Securities gains (losses) | $159,000 | 1,659 |
| Applicable income taxes | $-47,000 | 6,729 |
| Income before extraordinary items | $-56,000 | 6,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-56,000 | 6,231 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-56,000 | 6,231 |
| Net charge-offs | $660,000 | 2,852 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-157,760 | 6,241 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 6,837 |
| Total interest expense | $193,000 | 6,797 |
| Net interest income | $934,000 | 6,802 |
| Provision for loan and lease losses | $389,000 | 3,273 |
| Total noninterest income | $222,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $176,000 | 4,286 |
| Total noninterest expense | $1,009,000 | 6,508 |
| Salaries and employee benefits | $652,000 | 6,128 |
| Premises and equipment expense | $96,000 | 6,637 |
| Additional noninterest expense | $261,000 | 6,749 |
| Pre-tax net operating income | $-242,000 | 6,422 |
| Securities gains (losses) | $159,000 | 1,380 |
| Applicable income taxes | $-48,000 | 6,924 |
| Income before extraordinary items | $-35,000 | 6,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-35,000 | 6,323 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-35,000 | 6,323 |
| Net charge-offs | $656,000 | 2,363 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-136,760 | 6,374 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,892 |
| Total interest expense | $136,000 | 6,842 |
| Net interest income | $618,000 | 6,859 |
| Provision for loan and lease losses | $146,000 | 3,981 |
| Total noninterest income | $128,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $668,000 | 6,584 |
| Salaries and employee benefits | $434,000 | 6,184 |
| Premises and equipment expense | $62,000 | 6,722 |
| Additional noninterest expense | $172,000 | 6,833 |
| Pre-tax net operating income | $-68,000 | 6,363 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-47,000 | 7,023 |
| Income before extraordinary items | $-21,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-21,000 | 6,356 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-21,000 | 6,357 |
| Net charge-offs | $142,000 | 3,476 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-21,000 | 6,296 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 6,953 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $299,000 | 6,923 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $60,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $330,000 | 6,659 |
| Salaries and employee benefits | $217,000 | 6,236 |
| Premises and equipment expense | $23,000 | 7,027 |
| Additional noninterest expense | $90,000 | 6,851 |
| Pre-tax net operating income | $-1,000 | 6,344 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $1,000 | 6,365 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,000 | 6,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,000 | 6,365 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,000 | 6,334 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 6,954 |
| Total interest expense | $393,000 | 6,816 |
| Net interest income | $1,253,000 | 6,926 |
| Provision for loan and lease losses | $312,000 | 4,790 |
| Total noninterest income | $288,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 5,936 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 4,457 |
| Total noninterest expense | $1,351,000 | 6,693 |
| Salaries and employee benefits | $849,000 | 6,337 |
| Premises and equipment expense | $143,000 | 6,690 |
| Additional noninterest expense | $359,000 | 6,920 |
| Pre-tax net operating income | $-122,000 | 5,964 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-90,000 | 6,816 |
| Income before extraordinary items | $-32,000 | 6,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-32,000 | 6,002 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-32,000 | 6,002 |
| Net charge-offs | $294,000 | 4,322 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-32,000 | 5,901 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 7,043 |
| Total interest expense | $308,000 | 6,903 |
| Net interest income | $952,000 | 7,012 |
| Provision for loan and lease losses | $312,000 | 4,267 |
| Total noninterest income | $221,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $170,000 | 4,458 |
| Total noninterest expense | $1,000,000 | 6,762 |
| Salaries and employee benefits | $635,000 | 6,388 |
| Premises and equipment expense | $95,000 | 6,905 |
| Additional noninterest expense | $270,000 | 6,973 |
| Pre-tax net operating income | $-139,000 | 6,220 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-48,000 | 6,970 |
| Income before extraordinary items | $-91,000 | 6,294 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-91,000 | 6,293 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-91,000 | 6,293 |
| Net charge-offs | $197,000 | 4,245 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-91,000 | 6,188 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $843,000 | 7,106 |
| Total interest expense | $212,000 | 6,959 |
| Net interest income | $631,000 | 7,060 |
| Provision for loan and lease losses | $277,000 | 3,755 |
| Total noninterest income | $133,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $100,000 | 4,645 |
| Total noninterest expense | $647,000 | 6,863 |
| Salaries and employee benefits | $423,000 | 6,435 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $159,000 | 7,175 |
| Pre-tax net operating income | $-160,000 | 6,375 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-49,000 | 7,076 |
| Income before extraordinary items | $-111,000 | 6,434 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-111,000 | 6,436 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-111,000 | 6,434 |
| Net charge-offs | $196,000 | 3,568 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-111,000 | 6,363 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,213 |
| Total interest expense | $109,000 | 7,044 |
| Net interest income | $308,000 | 7,176 |
| Provision for loan and lease losses | $221,000 | 2,874 |
| Total noninterest income | $69,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $329,000 | 6,919 |
| Salaries and employee benefits | $211,000 | 6,510 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $94,000 | 7,069 |
| Pre-tax net operating income | $-173,000 | 6,793 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-52,000 | 7,327 |
| Income before extraordinary items | $-121,000 | 6,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-121,000 | 6,797 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-121,000 | 6,796 |
| Net charge-offs | $195,000 | 2,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-121,000 | 6,747 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 7,143 |
| Total interest expense | $550,000 | 7,021 |
| Net interest income | $1,338,000 | 7,087 |
| Provision for loan and lease losses | $117,000 | 6,304 |
| Total noninterest income | $300,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $78,000 | 6,049 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $222,000 | 4,467 |
| Total noninterest expense | $1,440,000 | 6,873 |
| Salaries and employee benefits | $956,000 | 6,332 |
| Premises and equipment expense | $139,000 | 7,035 |
| Additional noninterest expense | $345,000 | 7,281 |
| Pre-tax net operating income | $81,000 | 5,148 |
| Securities gains (losses) | $65,000 | 2,452 |
| Applicable income taxes | $-60,000 | 6,480 |
| Income before extraordinary items | $206,000 | 4,787 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $206,000 | 4,787 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $206,000 | 4,787 |
| Net charge-offs | $166,000 | 5,212 |
| Cash dividends | $20,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $141,000 | 4,952 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 7,201 |
| Total interest expense | $427,000 | 7,094 |
| Net interest income | $1,002,000 | 7,131 |
| Provision for loan and lease losses | $103,000 | 5,935 |
| Total noninterest income | $198,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $58,000 | 6,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $140,000 | 4,885 |
| Total noninterest expense | $1,069,000 | 6,919 |
| Salaries and employee benefits | $720,000 | 6,365 |
| Premises and equipment expense | $91,000 | 7,242 |
| Additional noninterest expense | $258,000 | 7,315 |
| Pre-tax net operating income | $28,000 | 5,569 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-13,000 | 6,672 |
| Income before extraordinary items | $41,000 | 5,608 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $41,000 | 5,608 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $41,000 | 5,608 |
| Net charge-offs | $166,000 | 4,478 |
| Cash dividends | $20,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $41,000 | 5,548 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 7,259 |
| Total interest expense | $294,000 | 7,164 |
| Net interest income | $669,000 | 7,161 |
| Provision for loan and lease losses | $103,000 | 5,282 |
| Total noninterest income | $119,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $719,000 | 6,964 |
| Salaries and employee benefits | $479,000 | 6,427 |
| Premises and equipment expense | $60,000 | 7,332 |
| Additional noninterest expense | $180,000 | 7,313 |
| Pre-tax net operating income | $-34,000 | 5,921 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-19,000 | 6,860 |
| Income before extraordinary items | $-15,000 | 5,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 5,969 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-15,000 | 5,969 |
| Net charge-offs | $151,000 | 3,769 |
| Cash dividends | $20,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-15,000 | 5,898 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 7,317 |
| Total interest expense | $153,000 | 7,206 |
| Net interest income | $326,000 | 7,240 |
| Provision for loan and lease losses | $103,000 | 3,820 |
| Total noninterest income | $51,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $349,000 | 7,010 |
| Salaries and employee benefits | $240,000 | 6,480 |
| Premises and equipment expense | $23,000 | 7,618 |
| Additional noninterest expense | $86,000 | 7,304 |
| Pre-tax net operating income | $-75,000 | 6,572 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-41,000 | 7,394 |
| Income before extraordinary items | $-34,000 | 6,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-34,000 | 6,588 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-34,000 | 6,588 |
| Net charge-offs | $148,000 | 2,437 |
| Cash dividends | $10,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-34,000 | 6,469 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 7,148 |
| Total interest expense | $805,000 | 7,126 |
| Net interest income | $1,462,000 | 7,052 |
| Provision for loan and lease losses | $1,671,000 | 2,015 |
| Total noninterest income | $177,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 6,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $1,290,000 | 7,159 |
| Salaries and employee benefits | $915,000 | 6,620 |
| Premises and equipment expense | $136,000 | 7,265 |
| Additional noninterest expense | $239,000 | 7,714 |
| Pre-tax net operating income | $-1,322,000 | 7,149 |
| Securities gains (losses) | $-500,000 | 7,560 |
| Applicable income taxes | $-443,000 | 7,453 |
| Income before extraordinary items | $-1,379,000 | 7,164 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,379,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,428,000 | 1,606 |
| Cash dividends | $41,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-999,000 | 7,116 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,172 |
| Total interest expense | $627,000 | 7,176 |
| Net interest income | $1,133,000 | 7,040 |
| Provision for loan and lease losses | $1,081,000 | 1,744 |
| Total noninterest income | $133,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 6,008 |
| Total noninterest expense | $969,000 | 7,156 |
| Salaries and employee benefits | $697,000 | 6,610 |
| Premises and equipment expense | $87,000 | 7,512 |
| Additional noninterest expense | $185,000 | 7,713 |
| Pre-tax net operating income | $-784,000 | 7,424 |
| Securities gains (losses) | $-481,000 | 7,765 |
| Applicable income taxes | $-452,000 | 7,853 |
| Income before extraordinary items | $-813,000 | 7,413 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-813,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 1,286 |
| Cash dividends | $31,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-505,160 | 7,336 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 7,197 |
| Total interest expense | $435,000 | 7,226 |
| Net interest income | $775,000 | 7,013 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $88,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $651,000 | 7,204 |
| Salaries and employee benefits | $478,000 | 6,593 |
| Premises and equipment expense | $55,000 | 7,604 |
| Additional noninterest expense | $118,000 | 7,811 |
| Pre-tax net operating income | $212,000 | 5,732 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $45,000 | 4,142 |
| Income before extraordinary items | $167,000 | 5,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $21,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $167,000 | 5,795 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 7,243 |
| Total interest expense | $233,000 | 7,237 |
| Net interest income | $384,000 | 7,083 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $41,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $354,000 | 7,080 |
| Salaries and employee benefits | $272,000 | 6,326 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $64,000 | 7,736 |
| Pre-tax net operating income | $71,000 | 6,350 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $64,000 | 6,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $10,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $64,000 | 6,263 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 7,281 |
| Total interest expense | $902,000 | 7,316 |
| Net interest income | $1,502,000 | 7,104 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $224,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $89,000 | 6,181 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $135,000 | 5,752 |
| Total noninterest expense | $1,209,000 | 7,348 |
| Salaries and employee benefits | $833,000 | 6,875 |
| Premises and equipment expense | $134,000 | 7,399 |
| Additional noninterest expense | $242,000 | 7,817 |
| Pre-tax net operating income | $517,000 | 5,933 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $114,000 | 4,376 |
| Income before extraordinary items | $403,000 | 6,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $403,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,227 |
| Cash dividends | $178,000 | 5,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $403,000 | 6,029 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 7,344 |
| Total interest expense | $662,000 | 7,379 |
| Net interest income | $1,109,000 | 7,194 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $181,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $113,000 | 5,595 |
| Total noninterest expense | $896,000 | 7,353 |
| Salaries and employee benefits | $638,000 | 6,806 |
| Premises and equipment expense | $78,000 | 7,692 |
| Additional noninterest expense | $180,000 | 7,805 |
| Pre-tax net operating income | $394,000 | 6,195 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $103,000 | 4,412 |
| Income before extraordinary items | $291,000 | 6,360 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $291,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,173 |
| Cash dividends | $178,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $291,000 | 6,353 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 7,402 |
| Total interest expense | $437,000 | 7,423 |
| Net interest income | $737,000 | 7,249 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $131,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $86,000 | 5,378 |
| Total noninterest expense | $619,000 | 7,325 |
| Salaries and employee benefits | $444,000 | 6,766 |
| Premises and equipment expense | $52,000 | 7,734 |
| Additional noninterest expense | $123,000 | 7,815 |
| Pre-tax net operating income | $249,000 | 6,359 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $67,000 | 4,512 |
| Income before extraordinary items | $182,000 | 6,511 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $182,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,164 |
| Cash dividends | $58,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $182,000 | 6,505 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,419 |
| Total interest expense | $221,000 | 7,430 |
| Net interest income | $370,000 | 7,285 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $88,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $337,000 | 7,209 |
| Salaries and employee benefits | $252,000 | 6,508 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $66,000 | 7,760 |
| Pre-tax net operating income | $121,000 | 6,409 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,267 |
| Cash dividends | $17,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $84,000 | 6,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 7,411 |
| Total interest expense | $790,000 | 7,339 |
| Net interest income | $1,374,000 | 7,340 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $193,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $104,000 | 6,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 6,514 |
| Total noninterest expense | $1,117,000 | 7,518 |
| Salaries and employee benefits | $750,000 | 7,121 |
| Premises and equipment expense | $139,000 | 7,386 |
| Additional noninterest expense | $228,000 | 7,970 |
| Pre-tax net operating income | $450,000 | 6,641 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $93,000 | 5,028 |
| Income before extraordinary items | $357,000 | 6,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $357,000 | 6,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,890 |
| Cash dividends | $172,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $357,000 | 6,687 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 7,486 |
| Total interest expense | $573,000 | 7,386 |
| Net interest income | $1,026,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $148,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,480 |
| Total noninterest expense | $822,000 | 7,566 |
| Salaries and employee benefits | $574,000 | 7,062 |
| Premises and equipment expense | $82,000 | 7,728 |
| Additional noninterest expense | $166,000 | 8,027 |
| Pre-tax net operating income | $352,000 | 6,768 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $86,000 | 5,054 |
| Income before extraordinary items | $266,000 | 6,889 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $266,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $161,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $266,000 | 6,895 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 7,552 |
| Total interest expense | $369,000 | 7,404 |
| Net interest income | $664,000 | 7,527 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $553,000 | 7,587 |
| Salaries and employee benefits | $386,000 | 7,069 |
| Premises and equipment expense | $54,000 | 7,758 |
| Additional noninterest expense | $113,000 | 8,019 |
| Pre-tax net operating income | $205,000 | 7,056 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $45,000 | 5,301 |
| Income before extraordinary items | $160,000 | 7,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $160,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $160,000 | 7,089 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,631 |
| Total interest expense | $175,000 | 7,461 |
| Net interest income | $319,000 | 7,613 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $294,000 | 7,472 |
| Salaries and employee benefits | $203,000 | 6,957 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $67,000 | 7,791 |
| Pre-tax net operating income | $70,000 | 7,436 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $61,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $13,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $61,000 | 7,353 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 7,560 |
| Total interest expense | $609,000 | 7,306 |
| Net interest income | $1,277,000 | 7,588 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $220,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $130,000 | 5,874 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,565 |
| Total noninterest expense | $1,069,000 | 7,627 |
| Salaries and employee benefits | $684,000 | 7,327 |
| Premises and equipment expense | $155,000 | 7,213 |
| Additional noninterest expense | $230,000 | 8,035 |
| Pre-tax net operating income | $428,000 | 6,972 |
| Securities gains (losses) | $-52,000 | 8,203 |
| Applicable income taxes | $55,000 | 5,807 |
| Income before extraordinary items | $321,000 | 7,090 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $321,000 | 7,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $38,000 | 5,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $365,200 | 6,892 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,597 |
| Total interest expense | $443,000 | 7,313 |
| Net interest income | $957,000 | 7,636 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $172,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 5,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $746,000 | 7,732 |
| Salaries and employee benefits | $502,000 | 7,357 |
| Premises and equipment expense | $84,000 | 7,738 |
| Additional noninterest expense | $160,000 | 8,147 |
| Pre-tax net operating income | $383,000 | 6,864 |
| Securities gains (losses) | $-13,000 | 8,007 |
| Applicable income taxes | $73,000 | 5,514 |
| Income before extraordinary items | $297,000 | 6,934 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $297,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $30,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $307,400 | 6,833 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 7,603 |
| Total interest expense | $287,000 | 7,271 |
| Net interest income | $639,000 | 7,649 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $106,000 | 6,966 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $487,000 | 7,781 |
| Salaries and employee benefits | $326,000 | 7,417 |
| Premises and equipment expense | $51,000 | 7,843 |
| Additional noninterest expense | $110,000 | 8,091 |
| Pre-tax net operating income | $258,000 | 6,855 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $45,000 | 5,608 |
| Income before extraordinary items | $199,000 | 6,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $199,000 | 6,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $22,000 | 4,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $210,480 | 6,809 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 7,750 |
| Total interest expense | $136,000 | 7,340 |
| Net interest income | $300,000 | 7,805 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $238,000 | 7,889 |
| Salaries and employee benefits | $159,000 | 7,524 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $109,000 | 7,100 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $13,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,000 | 7,079 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 7,683 |
| Total interest expense | $528,000 | 7,207 |
| Net interest income | $1,175,000 | 7,780 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $187,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $112,000 | 6,300 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,883 |
| Total noninterest expense | $1,109,000 | 7,604 |
| Salaries and employee benefits | $681,000 | 7,349 |
| Premises and equipment expense | $209,000 | 6,654 |
| Additional noninterest expense | $219,000 | 8,194 |
| Pre-tax net operating income | $253,000 | 7,595 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $226,000 | 7,516 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $226,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,241 |
| Cash dividends | $153,000 | 5,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $225,110 | 7,480 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 7,728 |
| Total interest expense | $395,000 | 7,226 |
| Net interest income | $875,000 | 7,825 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $134,000 | 7,389 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $80,000 | 6,413 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $767,000 | 7,739 |
| Salaries and employee benefits | $519,000 | 7,267 |
| Premises and equipment expense | $82,000 | 7,847 |
| Additional noninterest expense | $166,000 | 8,177 |
| Pre-tax net operating income | $242,000 | 7,490 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $49,000 | 5,981 |
| Income before extraordinary items | $194,000 | 7,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $194,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,290 |
| Cash dividends | $145,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $193,200 | 7,469 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 7,800 |
| Total interest expense | $263,000 | 7,281 |
| Net interest income | $574,000 | 7,896 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $84,000 | 7,522 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $33,000 | 7,099 |
| Total noninterest expense | $490,000 | 7,873 |
| Salaries and employee benefits | $355,000 | 7,264 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $91,000 | 8,449 |
| Pre-tax net operating income | $168,000 | 7,429 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $139,000 | 7,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,266 |
| Cash dividends | $137,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $138,180 | 7,359 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 7,811 |
| Total interest expense | $133,000 | 7,308 |
| Net interest income | $291,000 | 7,899 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $272,000 | 7,704 |
| Salaries and employee benefits | $193,000 | 7,083 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $53,000 | 7,729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $12,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $52,120 | 7,674 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 7,823 |
| Total interest expense | $597,000 | 7,401 |
| Net interest income | $1,151,000 | 7,882 |
| Provision for loan and lease losses | $7,000 | 7,463 |
| Total noninterest income | $177,000 | 7,550 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $107,000 | 6,448 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $1,039,000 | 7,795 |
| Salaries and employee benefits | $689,000 | 7,338 |
| Premises and equipment expense | $122,000 | 7,784 |
| Additional noninterest expense | $228,000 | 8,251 |
| Pre-tax net operating income | $282,000 | 7,499 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $33,000 | 6,542 |
| Income before extraordinary items | $255,000 | 7,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $255,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,803 |
| Cash dividends | $149,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $249,660 | 7,392 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,309,000 | 7,918 |
| Total interest expense | $460,000 | 7,490 |
| Net interest income | $849,000 | 7,984 |
| Provision for loan and lease losses | $7,000 | 7,290 |
| Total noninterest income | $134,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $79,000 | 6,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $771,000 | 7,809 |
| Salaries and employee benefits | $525,000 | 7,266 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $167,000 | 8,293 |
| Pre-tax net operating income | $205,000 | 7,701 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $174,000 | 7,759 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $174,000 | 7,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,792 |
| Cash dividends | $141,000 | 4,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $174,000 | 7,611 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 7,926 |
| Total interest expense | $310,000 | 7,591 |
| Net interest income | $584,000 | 7,949 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $88,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $53,000 | 6,490 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $517,000 | 7,823 |
| Salaries and employee benefits | $359,000 | 7,223 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $112,000 | 8,274 |
| Pre-tax net operating income | $148,000 | 7,614 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $121,000 | 7,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,877 |
| Cash dividends | $130,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $121,000 | 7,562 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 7,957 |
| Total interest expense | $158,000 | 7,650 |
| Net interest income | $293,000 | 7,972 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $277,000 | 7,698 |
| Salaries and employee benefits | $198,000 | 7,004 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $52,000 | 7,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $48,000 | 7,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $12,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $48,000 | 7,795 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 7,877 |
| Total interest expense | $755,000 | 7,651 |
| Net interest income | $1,216,000 | 7,904 |
| Provision for loan and lease losses | $21,000 | 7,483 |
| Total noninterest income | $173,000 | 7,581 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $100,000 | 6,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $1,064,000 | 7,800 |
| Salaries and employee benefits | $698,000 | 7,274 |
| Premises and equipment expense | $147,000 | 7,485 |
| Additional noninterest expense | $219,000 | 8,420 |
| Pre-tax net operating income | $304,000 | 7,527 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,000 | 7,030 |
| Income before extraordinary items | $283,000 | 7,405 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $283,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $40,000 | 6,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $283,000 | 7,301 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 7,925 |
| Total interest expense | $1,090,000 | 7,827 |
| Net interest income | $1,232,000 | 7,822 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $182,000 | 7,504 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $108,000 | 6,430 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $1,008,000 | 7,940 |
| Salaries and employee benefits | $668,000 | 7,338 |
| Premises and equipment expense | $121,000 | 7,989 |
| Additional noninterest expense | $219,000 | 8,515 |
| Pre-tax net operating income | $366,000 | 7,127 |
| Securities gains (losses) | $62,000 | 2,166 |
| Applicable income taxes | $70,000 | 6,406 |
| Income before extraordinary items | $358,000 | 6,792 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $358,000 | 6,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,044 |
| Cash dividends | $36,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $305,920 | 6,988 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 7,826 |
| Total interest expense | $1,310,000 | 7,559 |
| Net interest income | $1,275,000 | 7,920 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $146,000 | 7,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $1,008,000 | 7,996 |
| Salaries and employee benefits | $650,000 | 7,427 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $213,000 | 8,665 |
| Pre-tax net operating income | $410,000 | 7,418 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $68,000 | 6,962 |
| Income before extraordinary items | $341,000 | 7,214 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $341,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $26,000 | 6,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $341,830 | 7,203 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 8,078 |
| Total interest expense | $1,159,000 | 7,750 |
| Net interest income | $1,186,000 | 8,221 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $151,000 | 8,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $903,000 | 8,406 |
| Salaries and employee benefits | $567,000 | 7,923 |
| Premises and equipment expense | $132,000 | 7,994 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $431,000 | 7,447 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $90,000 | 7,066 |
| Income before extraordinary items | $345,000 | 7,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $345,000 | 7,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $26,000 | 6,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $341,840 | 7,315 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 8,481 |
| Total interest expense | $1,064,000 | 8,251 |
| Net interest income | $1,108,000 | 8,559 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $132,000 | 8,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,090 |
| Total noninterest expense | $908,000 | 8,404 |
| Salaries and employee benefits | $534,000 | 8,145 |
| Premises and equipment expense | $157,000 | 7,493 |
| Additional noninterest expense | $217,000 | 8,938 |
| Pre-tax net operating income | $332,000 | 8,216 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $93,000 | 7,642 |
| Income before extraordinary items | $254,000 | 8,225 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $254,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $34,000 | 7,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $243,050 | 8,218 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 9,215 |
| Total interest expense | $866,000 | 9,063 |
| Net interest income | $974,000 | 9,248 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $86,000 | 9,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $656,000 | 9,533 |
| Salaries and employee benefits | $421,000 | 9,132 |
| Premises and equipment expense | $115,000 | 8,614 |
| Additional noninterest expense | $120,000 | 10,343 |
| Pre-tax net operating income | $404,000 | 8,426 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $110,000 | 8,243 |
| Income before extraordinary items | $288,000 | 8,466 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $288,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $194,000 | 5,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $292,320 | 8,395 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 9,690 |
| Total interest expense | $825,000 | 9,570 |
| Net interest income | $956,000 | 9,677 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $94,000 | 9,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $690,000 | 9,848 |
| Salaries and employee benefits | $395,000 | 9,636 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $200,000 | 9,934 |
| Pre-tax net operating income | $332,000 | 8,909 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $104,000 | 8,690 |
| Income before extraordinary items | $229,000 | 9,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $229,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,297 |
| Cash dividends | $329,000 | 4,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $228,310 | 8,960 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 10,105 |
| Total interest expense | $761,000 | 10,087 |
| Net interest income | $977,000 | 10,006 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $94,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $640,000 | 10,411 |
| Salaries and employee benefits | $391,000 | 10,010 |
| Premises and equipment expense | $106,000 | 9,444 |
| Additional noninterest expense | $143,000 | 11,134 |
| Pre-tax net operating income | $411,000 | 8,995 |
| Securities gains (losses) | $-44,000 | 11,097 |
| Applicable income taxes | $119,000 | 8,810 |
| Income before extraordinary items | $248,000 | 9,428 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $248,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $24,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $277,920 | 9,129 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 10,610 |
| Total interest expense | $617,000 | 10,519 |
| Net interest income | $945,000 | 10,576 |
| Provision for loan and lease losses | $172,000 | 3,335 |
| Total noninterest income | $94,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $612,000 | 11,067 |
| Salaries and employee benefits | $368,000 | 10,569 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $134,000 | 11,975 |
| Pre-tax net operating income | $255,000 | 10,449 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $72,000 | 9,978 |
| Income before extraordinary items | $205,000 | 10,214 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $205,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,215 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $188,720 | 10,458 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 11,254 |
| Total interest expense | $629,000 | 10,976 |
| Net interest income | $865,000 | 11,296 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $647,000 | 11,393 |
| Salaries and employee benefits | $385,000 | 10,792 |
| Premises and equipment expense | $104,000 | 10,324 |
| Additional noninterest expense | $158,000 | 12,313 |
| Pre-tax net operating income | $228,000 | 10,802 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $178,000 | 10,893 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $178,000 | 10,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,735 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $182,000 | 10,631 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 11,541 |
| Total interest expense | $780,000 | 11,421 |
| Net interest income | $907,000 | 11,486 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $695,000 | 11,544 |
| Salaries and employee benefits | $367,000 | 11,261 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $226,000 | 11,876 |
| Pre-tax net operating income | $294,000 | 10,194 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $226,000 | 10,237 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $226,000 | 10,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $229,120 | 9,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.