Home > The Patapsco Bank > Income and Expense
The Patapsco Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 2,743 |
| Total interest expense | $654,000 | 2,003 |
| Net interest income | $3,589,000 | 2,830 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $311,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $181,000 | 2,691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $130,000 | 4,203 |
| Total noninterest expense | $3,656,000 | 2,495 |
| Salaries and employee benefits | $1,587,000 | 2,962 |
| Premises and equipment expense | $410,000 | 2,546 |
| Additional noninterest expense | $1,659,000 | 1,824 |
| Pre-tax net operating income | $244,000 | 5,074 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $242,000 | 2,299 |
| Income before extraordinary items | $7,000 | 6,003 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,000 | 6,004 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,000 | 6,005 |
| Net charge-offs | $78,000 | 1,953 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,800 | 5,979 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 2,700 |
| Total interest expense | $346,000 | 1,929 |
| Net interest income | $1,822,000 | 2,800 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $163,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $84,000 | 2,800 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $79,000 | 3,937 |
| Total noninterest expense | $1,975,000 | 2,337 |
| Salaries and employee benefits | $815,000 | 2,926 |
| Premises and equipment expense | $214,000 | 2,511 |
| Additional noninterest expense | $946,000 | 1,600 |
| Pre-tax net operating income | $10,000 | 5,934 |
| Securities gains (losses) | $5,000 | 1,653 |
| Applicable income taxes | $-25,000 | 6,293 |
| Income before extraordinary items | $40,000 | 5,698 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $40,000 | 5,698 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $40,000 | 5,699 |
| Net charge-offs | $-17,000 | 5,627 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $35,000 | 5,695 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 2,654 |
| Total interest expense | $1,570,000 | 1,822 |
| Net interest income | $7,368,000 | 2,789 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $544,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $380,000 | 2,775 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $164,000 | 4,752 |
| Total noninterest expense | $6,301,000 | 2,818 |
| Salaries and employee benefits | $3,162,000 | 2,977 |
| Premises and equipment expense | $834,000 | 2,576 |
| Additional noninterest expense | $2,305,000 | 2,567 |
| Pre-tax net operating income | $1,611,000 | 3,350 |
| Securities gains (losses) | $52,000 | 1,709 |
| Applicable income taxes | $-751,000 | 6,406 |
| Income before extraordinary items | $2,414,000 | 2,368 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,414,000 | 2,368 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,414,000 | 2,368 |
| Net charge-offs | $21,000 | 4,269 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 851 |
| Net operating income | $2,362,000 | 2,363 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 2,678 |
| Total interest expense | $1,196,000 | 1,821 |
| Net interest income | $5,506,000 | 2,820 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $386,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $288,000 | 2,789 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $98,000 | 5,066 |
| Total noninterest expense | $4,809,000 | 2,793 |
| Salaries and employee benefits | $2,435,000 | 2,934 |
| Premises and equipment expense | $633,000 | 2,579 |
| Additional noninterest expense | $1,741,000 | 2,563 |
| Pre-tax net operating income | $1,083,000 | 3,640 |
| Securities gains (losses) | $52,000 | 1,422 |
| Applicable income taxes | $-911,000 | 6,540 |
| Income before extraordinary items | $2,046,000 | 2,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,046,000 | 2,186 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,046,000 | 2,185 |
| Net charge-offs | $-384,000 | 6,441 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 807 |
| Net operating income | $1,994,000 | 2,169 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,481,000 | 2,666 |
| Total interest expense | $808,000 | 1,817 |
| Net interest income | $3,673,000 | 2,823 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $265,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $192,000 | 2,779 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $73,000 | 4,934 |
| Total noninterest expense | $3,267,000 | 2,778 |
| Salaries and employee benefits | $1,646,000 | 2,918 |
| Premises and equipment expense | $429,000 | 2,578 |
| Additional noninterest expense | $1,192,000 | 2,504 |
| Pre-tax net operating income | $671,000 | 3,672 |
| Securities gains (losses) | $52,000 | 1,141 |
| Applicable income taxes | $-911,000 | 6,622 |
| Income before extraordinary items | $1,634,000 | 1,843 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,634,000 | 1,847 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,634,000 | 1,846 |
| Net charge-offs | $-367,000 | 6,532 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 774 |
| Net operating income | $1,582,000 | 1,847 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 2,683 |
| Total interest expense | $407,000 | 1,834 |
| Net interest income | $1,821,000 | 2,841 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $124,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $97,000 | 2,725 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $27,000 | 5,263 |
| Total noninterest expense | $1,610,000 | 2,827 |
| Salaries and employee benefits | $817,000 | 2,951 |
| Premises and equipment expense | $219,000 | 2,574 |
| Additional noninterest expense | $574,000 | 2,587 |
| Pre-tax net operating income | $335,000 | 3,625 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $335,000 | 3,346 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 3,349 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $335,000 | 3,349 |
| Net charge-offs | $-303,000 | 6,641 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $335,000 | 3,305 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 2,554 |
| Total interest expense | $1,740,000 | 1,930 |
| Net interest income | $7,702,000 | 2,700 |
| Provision for loan and lease losses | $57,000 | 4,190 |
| Total noninterest income | $557,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $428,000 | 2,681 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,115 |
| Total noninterest expense | $7,672,000 | 2,435 |
| Salaries and employee benefits | $3,529,000 | 2,783 |
| Premises and equipment expense | $774,000 | 2,766 |
| Additional noninterest expense | $3,369,000 | 1,882 |
| Pre-tax net operating income | $530,000 | 4,940 |
| Securities gains (losses) | $93,000 | 1,377 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $623,000 | 4,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $623,000 | 4,613 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $623,000 | 4,613 |
| Net charge-offs | $1,053,000 | 1,223 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,694 |
| Net operating income | $530,000 | 4,766 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 2,563 |
| Total interest expense | $1,316,000 | 1,963 |
| Net interest income | $5,806,000 | 2,686 |
| Provision for loan and lease losses | $57,000 | 3,870 |
| Total noninterest income | $417,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $318,000 | 2,714 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $99,000 | 5,193 |
| Total noninterest expense | $5,935,000 | 2,366 |
| Salaries and employee benefits | $2,758,000 | 2,685 |
| Premises and equipment expense | $595,000 | 2,743 |
| Additional noninterest expense | $2,582,000 | 1,838 |
| Pre-tax net operating income | $231,000 | 5,589 |
| Securities gains (losses) | $93,000 | 1,273 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $324,000 | 5,173 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $324,000 | 5,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $324,000 | 5,175 |
| Net charge-offs | $1,009,000 | 995 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 6,793 |
| Net operating income | $231,000 | 5,448 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 2,516 |
| Total interest expense | $886,000 | 1,969 |
| Net interest income | $3,944,000 | 2,641 |
| Provision for loan and lease losses | $57,000 | 3,524 |
| Total noninterest income | $278,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $210,000 | 2,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $68,000 | 5,192 |
| Total noninterest expense | $4,224,000 | 2,244 |
| Salaries and employee benefits | $1,945,000 | 2,555 |
| Premises and equipment expense | $415,000 | 2,662 |
| Additional noninterest expense | $1,864,000 | 1,705 |
| Pre-tax net operating income | $-59,000 | 6,426 |
| Securities gains (losses) | $93,000 | 1,156 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $34,000 | 6,227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 6,229 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $34,000 | 6,229 |
| Net charge-offs | $618,000 | 1,080 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 822 |
| Net operating income | $-59,000 | 6,432 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 2,420 |
| Total interest expense | $451,000 | 1,986 |
| Net interest income | $2,093,000 | 2,512 |
| Provision for loan and lease losses | $-399,000 | 6,940 |
| Total noninterest income | $126,000 | 4,475 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,600 |
| Total noninterest expense | $2,207,000 | 2,156 |
| Salaries and employee benefits | $949,000 | 2,636 |
| Premises and equipment expense | $208,000 | 2,685 |
| Additional noninterest expense | $1,050,000 | 1,550 |
| Pre-tax net operating income | $411,000 | 3,250 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $411,000 | 2,974 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $411,000 | 2,974 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $411,000 | 2,976 |
| Net charge-offs | $-305,000 | 6,946 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $411,000 | 2,893 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 2,361 |
| Total interest expense | $2,291,000 | 1,901 |
| Net interest income | $8,646,000 | 2,478 |
| Provision for loan and lease losses | $1,449,000 | 1,359 |
| Total noninterest income | $755,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $452,000 | 2,690 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $303,000 | 4,026 |
| Total noninterest expense | $7,510,000 | 2,505 |
| Salaries and employee benefits | $3,677,000 | 2,653 |
| Premises and equipment expense | $857,000 | 2,592 |
| Additional noninterest expense | $2,976,000 | 2,185 |
| Pre-tax net operating income | $442,000 | 5,044 |
| Securities gains (losses) | $12,000 | 3,338 |
| Applicable income taxes | $172,000 | 3,116 |
| Income before extraordinary items | $282,000 | 5,527 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $282,000 | 5,524 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $282,000 | 5,525 |
| Net charge-offs | $2,795,000 | 889 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 991 |
| Net operating income | $274,320 | 5,357 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,350,000 | 2,378 |
| Total interest expense | $1,805,000 | 1,888 |
| Net interest income | $6,545,000 | 2,497 |
| Provision for loan and lease losses | $1,556,000 | 1,050 |
| Total noninterest income | $585,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $330,000 | 2,779 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,913 |
| Total noninterest expense | $5,536,000 | 2,544 |
| Salaries and employee benefits | $2,759,000 | 2,671 |
| Premises and equipment expense | $646,000 | 2,605 |
| Additional noninterest expense | $2,131,000 | 2,273 |
| Pre-tax net operating income | $38,000 | 6,183 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $172,000 | 2,969 |
| Income before extraordinary items | $-122,000 | 6,561 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-122,000 | 6,559 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-122,000 | 6,559 |
| Net charge-offs | $2,801,000 | 710 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 943 |
| Net operating income | $-129,680 | 6,475 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 2,393 |
| Total interest expense | $1,258,000 | 1,865 |
| Net interest income | $4,292,000 | 2,537 |
| Provision for loan and lease losses | $1,505,000 | 794 |
| Total noninterest income | $460,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $216,000 | 2,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $244,000 | 3,380 |
| Total noninterest expense | $3,749,000 | 2,520 |
| Salaries and employee benefits | $1,826,000 | 2,706 |
| Premises and equipment expense | $438,000 | 2,579 |
| Additional noninterest expense | $1,485,000 | 2,181 |
| Pre-tax net operating income | $-502,000 | 6,819 |
| Securities gains (losses) | $9,000 | 2,752 |
| Applicable income taxes | $172,000 | 2,589 |
| Income before extraordinary items | $-665,000 | 6,924 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-665,000 | 6,923 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-665,000 | 6,924 |
| Net charge-offs | $2,683,000 | 553 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-674,000 | 6,899 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 2,357 |
| Total interest expense | $660,000 | 1,856 |
| Net interest income | $2,207,000 | 2,482 |
| Provision for loan and lease losses | $2,368,000 | 303 |
| Total noninterest income | $199,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $105,000 | 2,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,793 |
| Total noninterest expense | $1,851,000 | 2,545 |
| Salaries and employee benefits | $891,000 | 2,764 |
| Premises and equipment expense | $227,000 | 2,519 |
| Additional noninterest expense | $733,000 | 2,198 |
| Pre-tax net operating income | $-1,813,000 | 7,232 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,813,000 | 7,237 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,813,000 | 7,237 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,813,000 | 7,237 |
| Net charge-offs | $3,369,000 | 261 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,813,000 | 7,234 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,092,000 | 2,300 |
| Total interest expense | $3,235,000 | 1,825 |
| Net interest income | $8,857,000 | 2,479 |
| Provision for loan and lease losses | $3,016,000 | 1,186 |
| Total noninterest income | $729,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $481,000 | 2,652 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $248,000 | 4,149 |
| Total noninterest expense | $7,935,000 | 2,391 |
| Salaries and employee benefits | $3,673,000 | 2,622 |
| Premises and equipment expense | $863,000 | 2,740 |
| Additional noninterest expense | $3,399,000 | 1,978 |
| Pre-tax net operating income | $-1,365,000 | 6,682 |
| Securities gains (losses) | $167,000 | 1,606 |
| Applicable income taxes | $1,844,000 | 857 |
| Income before extraordinary items | $-3,042,000 | 6,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,042,000 | 6,954 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,042,000 | 6,954 |
| Net charge-offs | $2,502,000 | 1,352 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,049 |
| Net operating income | $-3,209,000 | 6,947 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,243,000 | 2,290 |
| Total interest expense | $2,516,000 | 1,839 |
| Net interest income | $6,727,000 | 2,457 |
| Provision for loan and lease losses | $1,742,000 | 1,366 |
| Total noninterest income | $562,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $363,000 | 2,658 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $199,000 | 4,091 |
| Total noninterest expense | $6,006,000 | 2,379 |
| Salaries and employee benefits | $2,816,000 | 2,551 |
| Premises and equipment expense | $654,000 | 2,741 |
| Additional noninterest expense | $2,536,000 | 1,998 |
| Pre-tax net operating income | $-459,000 | 6,583 |
| Securities gains (losses) | $167,000 | 1,336 |
| Applicable income taxes | $1,844,000 | 676 |
| Income before extraordinary items | $-2,136,000 | 7,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,136,000 | 7,077 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,136,000 | 7,077 |
| Net charge-offs | $2,052,000 | 1,203 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 999 |
| Net operating income | $-2,303,000 | 7,077 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 2,287 |
| Total interest expense | $1,725,000 | 1,852 |
| Net interest income | $4,489,000 | 2,456 |
| Provision for loan and lease losses | $1,419,000 | 1,187 |
| Total noninterest income | $408,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $238,000 | 2,676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $170,000 | 3,753 |
| Total noninterest expense | $4,170,000 | 2,309 |
| Salaries and employee benefits | $1,928,000 | 2,501 |
| Premises and equipment expense | $442,000 | 2,721 |
| Additional noninterest expense | $1,800,000 | 1,890 |
| Pre-tax net operating income | $-692,000 | 6,877 |
| Securities gains (losses) | $94,000 | 1,192 |
| Applicable income taxes | $1,844,000 | 491 |
| Income before extraordinary items | $-2,442,000 | 7,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,442,000 | 7,248 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,442,000 | 7,249 |
| Net charge-offs | $1,630,000 | 1,053 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $-2,536,000 | 7,249 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 2,300 |
| Total interest expense | $860,000 | 1,925 |
| Net interest income | $2,241,000 | 2,455 |
| Provision for loan and lease losses | $1,000,000 | 850 |
| Total noninterest income | $147,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $116,000 | 2,672 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $2,031,000 | 2,390 |
| Salaries and employee benefits | $973,000 | 2,501 |
| Premises and equipment expense | $221,000 | 2,758 |
| Additional noninterest expense | $837,000 | 2,025 |
| Pre-tax net operating income | $-643,000 | 7,148 |
| Securities gains (losses) | $94,000 | 552 |
| Applicable income taxes | $-220,000 | 7,388 |
| Income before extraordinary items | $-329,000 | 7,014 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-329,000 | 7,014 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-329,000 | 7,014 |
| Net charge-offs | $1,189,000 | 761 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 861 |
| Net operating income | $-389,160 | 7,054 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,215,000 | 2,279 |
| Total interest expense | $4,489,000 | 1,803 |
| Net interest income | $8,726,000 | 2,522 |
| Provision for loan and lease losses | $4,207,000 | 1,295 |
| Total noninterest income | $-584,000 | 7,501 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $432,000 | 2,928 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,016,000 | 7,489 |
| Total noninterest expense | $8,203,000 | 2,360 |
| Salaries and employee benefits | $4,062,000 | 2,376 |
| Premises and equipment expense | $858,000 | 2,810 |
| Additional noninterest expense | $3,283,000 | 2,119 |
| Pre-tax net operating income | $-4,268,000 | 7,053 |
| Securities gains (losses) | $138,000 | 1,905 |
| Applicable income taxes | $-1,618,000 | 7,413 |
| Income before extraordinary items | $-2,512,000 | 6,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,512,000 | 6,938 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,512,000 | 6,939 |
| Net charge-offs | $3,135,000 | 1,433 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,165 |
| Net operating income | $-2,600,320 | 6,926 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,971,000 | 2,319 |
| Total interest expense | $3,466,000 | 1,820 |
| Net interest income | $6,505,000 | 2,561 |
| Provision for loan and lease losses | $3,213,000 | 1,210 |
| Total noninterest income | $-731,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $305,000 | 3,132 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,036,000 | 7,660 |
| Total noninterest expense | $6,331,000 | 2,291 |
| Salaries and employee benefits | $3,142,000 | 2,314 |
| Premises and equipment expense | $646,000 | 2,857 |
| Additional noninterest expense | $2,543,000 | 2,035 |
| Pre-tax net operating income | $-3,770,000 | 7,280 |
| Securities gains (losses) | $138,000 | 1,667 |
| Applicable income taxes | $-1,419,000 | 7,555 |
| Income before extraordinary items | $-2,213,000 | 7,168 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,213,000 | 7,166 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,213,000 | 7,168 |
| Net charge-offs | $2,755,000 | 1,220 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,080 |
| Net operating income | $-2,301,320 | 7,160 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 2,354 |
| Total interest expense | $2,334,000 | 1,863 |
| Net interest income | $4,297,000 | 2,581 |
| Provision for loan and lease losses | $2,909,000 | 964 |
| Total noninterest income | $-871,000 | 7,780 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $198,000 | 3,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,069,000 | 7,767 |
| Total noninterest expense | $4,470,000 | 2,171 |
| Salaries and employee benefits | $2,186,000 | 2,228 |
| Premises and equipment expense | $439,000 | 2,825 |
| Additional noninterest expense | $1,845,000 | 1,881 |
| Pre-tax net operating income | $-3,953,000 | 7,486 |
| Securities gains (losses) | $71,000 | 1,657 |
| Applicable income taxes | $-1,513,000 | 7,660 |
| Income before extraordinary items | $-2,369,000 | 7,387 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,369,000 | 7,387 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,369,000 | 7,387 |
| Net charge-offs | $2,715,000 | 896 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 998 |
| Net operating income | $-2,414,440 | 7,382 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 2,369 |
| Total interest expense | $1,176,000 | 1,947 |
| Net interest income | $2,185,000 | 2,567 |
| Provision for loan and lease losses | $2,584,000 | 614 |
| Total noninterest income | $-665,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $109,000 | 2,984 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-774,000 | 7,897 |
| Total noninterest expense | $2,250,000 | 2,169 |
| Salaries and employee benefits | $1,052,000 | 2,341 |
| Premises and equipment expense | $231,000 | 2,764 |
| Additional noninterest expense | $967,000 | 1,794 |
| Pre-tax net operating income | $-3,314,000 | 7,711 |
| Securities gains (losses) | $71,000 | 958 |
| Applicable income taxes | $-1,292,000 | 7,826 |
| Income before extraordinary items | $-1,951,000 | 7,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,951,000 | 7,643 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,951,000 | 7,643 |
| Net charge-offs | $610,000 | 1,441 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $-1,996,440 | 7,645 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,773,000 | 2,253 |
| Total interest expense | $5,946,000 | 1,937 |
| Net interest income | $8,827,000 | 2,458 |
| Provision for loan and lease losses | $5,133,000 | 1,413 |
| Total noninterest income | $664,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $500,000 | 2,884 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $164,000 | 4,963 |
| Total noninterest expense | $10,537,000 | 1,925 |
| Salaries and employee benefits | $3,928,000 | 2,488 |
| Premises and equipment expense | $900,000 | 2,827 |
| Additional noninterest expense | $5,709,000 | 1,316 |
| Pre-tax net operating income | $-6,179,000 | 7,292 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,272,000 | 7,368 |
| Income before extraordinary items | $-4,907,000 | 7,252 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,907,000 | 7,252 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,907,000 | 7,252 |
| Net charge-offs | $4,700,000 | 1,201 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 1,045 |
| Net operating income | $-4,907,000 | 7,278 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,224,000 | 2,264 |
| Total interest expense | $4,683,000 | 1,940 |
| Net interest income | $6,541,000 | 2,481 |
| Provision for loan and lease losses | $4,735,000 | 1,090 |
| Total noninterest income | $504,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $377,000 | 2,887 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $127,000 | 5,040 |
| Total noninterest expense | $8,637,000 | 1,754 |
| Salaries and employee benefits | $2,920,000 | 2,528 |
| Premises and equipment expense | $692,000 | 2,791 |
| Additional noninterest expense | $5,025,000 | 1,117 |
| Pre-tax net operating income | $-6,327,000 | 7,583 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,327,000 | 7,631 |
| Income before extraordinary items | $-5,000,000 | 7,574 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,000,000 | 7,574 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,000,000 | 7,574 |
| Net charge-offs | $4,415,000 | 904 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 940 |
| Net operating income | $-5,000,000 | 7,586 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,455,000 | 2,303 |
| Total interest expense | $3,220,000 | 1,970 |
| Net interest income | $4,235,000 | 2,557 |
| Provision for loan and lease losses | $4,341,000 | 838 |
| Total noninterest income | $340,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $249,000 | 2,878 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $91,000 | 4,967 |
| Total noninterest expense | $6,720,000 | 1,546 |
| Salaries and employee benefits | $1,878,000 | 2,643 |
| Premises and equipment expense | $474,000 | 2,773 |
| Additional noninterest expense | $4,368,000 | 871 |
| Pre-tax net operating income | $-6,486,000 | 7,816 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,386,000 | 7,820 |
| Income before extraordinary items | $-5,100,000 | 7,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,100,000 | 7,803 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,100,000 | 7,803 |
| Net charge-offs | $4,218,000 | 660 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 912 |
| Net operating income | $-5,100,000 | 7,816 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 2,299 |
| Total interest expense | $1,638,000 | 2,013 |
| Net interest income | $2,164,000 | 2,495 |
| Provision for loan and lease losses | $890,000 | 1,274 |
| Total noninterest income | $159,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $119,000 | 2,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $1,980,000 | 2,447 |
| Salaries and employee benefits | $1,029,000 | 2,490 |
| Premises and equipment expense | $239,000 | 2,781 |
| Additional noninterest expense | $712,000 | 2,195 |
| Pre-tax net operating income | $-547,000 | 7,372 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-218,000 | 7,734 |
| Income before extraordinary items | $-329,000 | 7,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-329,000 | 7,251 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-329,000 | 7,251 |
| Net charge-offs | $155,000 | 2,381 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 770 |
| Net operating income | $-329,000 | 7,202 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,742,000 | 2,257 |
| Total interest expense | $7,524,000 | 2,075 |
| Net interest income | $9,218,000 | 2,373 |
| Provision for loan and lease losses | $2,880,000 | 1,434 |
| Total noninterest income | $683,000 | 4,189 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $506,000 | 2,986 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $177,000 | 5,041 |
| Total noninterest expense | $7,790,000 | 2,428 |
| Salaries and employee benefits | $4,443,000 | 2,284 |
| Premises and equipment expense | $1,020,000 | 2,579 |
| Additional noninterest expense | $2,327,000 | 2,492 |
| Pre-tax net operating income | $-769,000 | 6,909 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-483,000 | 7,485 |
| Income before extraordinary items | $-286,000 | 6,564 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-286,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,458,000 | 1,589 |
| Cash dividends | $625,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,270 |
| Net operating income | $-286,000 | 6,710 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,597,000 | 2,299 |
| Total interest expense | $5,771,000 | 2,110 |
| Net interest income | $6,826,000 | 2,425 |
| Provision for loan and lease losses | $1,570,000 | 1,381 |
| Total noninterest income | $518,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $373,000 | 3,060 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 5,004 |
| Total noninterest expense | $5,797,000 | 2,437 |
| Salaries and employee benefits | $3,268,000 | 2,350 |
| Premises and equipment expense | $772,000 | 2,575 |
| Additional noninterest expense | $1,757,000 | 2,412 |
| Pre-tax net operating income | $-23,000 | 6,795 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-186,000 | 7,643 |
| Income before extraordinary items | $163,000 | 5,875 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $163,000 | 5,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 1,151 |
| Cash dividends | $625,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,212 |
| Net operating income | $163,000 | 6,048 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 2,316 |
| Total interest expense | $4,009,000 | 2,120 |
| Net interest income | $4,427,000 | 2,475 |
| Provision for loan and lease losses | $1,320,000 | 1,027 |
| Total noninterest income | $331,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $237,000 | 3,125 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $94,000 | 5,162 |
| Total noninterest expense | $3,827,000 | 2,477 |
| Salaries and employee benefits | $2,076,000 | 2,484 |
| Premises and equipment expense | $508,000 | 2,603 |
| Additional noninterest expense | $1,243,000 | 2,271 |
| Pre-tax net operating income | $-389,000 | 7,516 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-326,000 | 8,086 |
| Income before extraordinary items | $-63,000 | 7,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-63,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $965,000 | 884 |
| Cash dividends | $625,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $-23,000 | 8,380 |
| Net operating income | $-63,000 | 7,153 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 2,345 |
| Total interest expense | $2,086,000 | 2,164 |
| Net interest income | $2,204,000 | 2,479 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $110,000 | 3,261 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $2,054,000 | 2,314 |
| Salaries and employee benefits | $1,119,000 | 2,343 |
| Premises and equipment expense | $230,000 | 2,853 |
| Additional noninterest expense | $705,000 | 1,997 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-164,000 | 8,226 |
| Income before extraordinary items | $178,000 | 4,916 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,466 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 838 |
| Net operating income | $178,000 | 4,799 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,452,000 | 2,362 |
| Total interest expense | $8,071,000 | 2,301 |
| Net interest income | $9,381,000 | 2,374 |
| Provision for loan and lease losses | $920,000 | 1,515 |
| Total noninterest income | $687,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $465,000 | 3,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $222,000 | 4,852 |
| Total noninterest expense | $7,404,000 | 2,464 |
| Salaries and employee benefits | $4,036,000 | 2,480 |
| Premises and equipment expense | $945,000 | 2,690 |
| Additional noninterest expense | $2,423,000 | 2,229 |
| Pre-tax net operating income | $1,744,000 | 3,606 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $812,000 | 2,122 |
| Income before extraordinary items | $932,000 | 4,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $932,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,834 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 844 |
| Net operating income | $932,000 | 4,466 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,984,000 | 2,384 |
| Total interest expense | $5,913,000 | 2,337 |
| Net interest income | $7,071,000 | 2,371 |
| Provision for loan and lease losses | $470,000 | 1,651 |
| Total noninterest income | $523,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $340,000 | 3,267 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $183,000 | 4,668 |
| Total noninterest expense | $5,668,000 | 2,388 |
| Salaries and employee benefits | $3,052,000 | 2,456 |
| Premises and equipment expense | $726,000 | 2,634 |
| Additional noninterest expense | $1,890,000 | 2,111 |
| Pre-tax net operating income | $1,456,000 | 3,539 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $646,000 | 2,186 |
| Income before extraordinary items | $810,000 | 4,324 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $810,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,484 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 726 |
| Net operating income | $810,000 | 4,312 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 2,407 |
| Total interest expense | $3,839,000 | 2,407 |
| Net interest income | $4,770,000 | 2,380 |
| Provision for loan and lease losses | $320,000 | 1,462 |
| Total noninterest income | $352,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $219,000 | 3,318 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $133,000 | 4,545 |
| Total noninterest expense | $3,871,000 | 2,357 |
| Salaries and employee benefits | $2,059,000 | 2,470 |
| Premises and equipment expense | $485,000 | 2,655 |
| Additional noninterest expense | $1,327,000 | 2,031 |
| Pre-tax net operating income | $931,000 | 3,690 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $355,000 | 2,534 |
| Income before extraordinary items | $576,000 | 4,252 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $576,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 1,292 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 625 |
| Net operating income | $576,000 | 4,241 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 2,420 |
| Total interest expense | $1,886,000 | 2,425 |
| Net interest income | $2,380,000 | 2,384 |
| Provision for loan and lease losses | $175,000 | 1,288 |
| Total noninterest income | $161,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $103,000 | 3,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $58,000 | 4,822 |
| Total noninterest expense | $2,065,000 | 2,238 |
| Salaries and employee benefits | $1,058,000 | 2,429 |
| Premises and equipment expense | $252,000 | 2,575 |
| Additional noninterest expense | $755,000 | 1,772 |
| Pre-tax net operating income | $301,000 | 4,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $106,000 | 3,192 |
| Income before extraordinary items | $195,000 | 5,122 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $195,000 | 5,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 934 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 662 |
| Net operating income | $195,000 | 5,110 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,290,000 | 2,512 |
| Total interest expense | $5,962,000 | 2,612 |
| Net interest income | $9,328,000 | 2,437 |
| Provision for loan and lease losses | $135,000 | 4,209 |
| Total noninterest income | $638,000 | 4,580 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $442,000 | 3,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 5,158 |
| Total noninterest expense | $7,221,000 | 2,449 |
| Salaries and employee benefits | $4,327,000 | 2,259 |
| Premises and equipment expense | $885,000 | 2,750 |
| Additional noninterest expense | $2,009,000 | 2,559 |
| Pre-tax net operating income | $2,610,000 | 3,032 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $977,000 | 2,227 |
| Income before extraordinary items | $1,635,000 | 3,577 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,635,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,336 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 1,018 |
| Net operating income | $1,633,720 | 3,560 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,157,000 | 2,559 |
| Total interest expense | $4,175,000 | 2,677 |
| Net interest income | $6,982,000 | 2,461 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $470,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $324,000 | 3,399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $5,432,000 | 2,431 |
| Salaries and employee benefits | $3,287,000 | 2,232 |
| Premises and equipment expense | $655,000 | 2,794 |
| Additional noninterest expense | $1,490,000 | 2,575 |
| Pre-tax net operating income | $1,955,000 | 3,168 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $733,000 | 2,329 |
| Income before extraordinary items | $1,224,000 | 3,689 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,224,000 | 3,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 864 |
| Net operating income | $1,222,720 | 3,680 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 2,572 |
| Total interest expense | $2,623,000 | 2,713 |
| Net interest income | $4,659,000 | 2,458 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $321,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 3,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,108 |
| Total noninterest expense | $3,654,000 | 2,422 |
| Salaries and employee benefits | $2,186,000 | 2,246 |
| Premises and equipment expense | $441,000 | 2,769 |
| Additional noninterest expense | $1,027,000 | 2,493 |
| Pre-tax net operating income | $1,301,000 | 3,181 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $491,000 | 2,341 |
| Income before extraordinary items | $812,000 | 3,718 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $812,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,125 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 765 |
| Net operating income | $810,720 | 3,719 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 2,601 |
| Total interest expense | $1,234,000 | 2,735 |
| Net interest income | $2,293,000 | 2,487 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $166,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 3,301 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $1,903,000 | 2,339 |
| Salaries and employee benefits | $1,163,000 | 2,120 |
| Premises and equipment expense | $225,000 | 2,718 |
| Additional noninterest expense | $515,000 | 2,482 |
| Pre-tax net operating income | $556,000 | 3,506 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $210,000 | 2,545 |
| Income before extraordinary items | $348,000 | 4,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 612 |
| Net operating income | $346,720 | 4,032 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,378,000 | 2,646 |
| Total interest expense | $3,900,000 | 2,708 |
| Net interest income | $8,478,000 | 2,562 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $676,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $399,000 | 3,559 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,517 |
| Total noninterest expense | $6,758,000 | 2,472 |
| Salaries and employee benefits | $3,952,000 | 2,313 |
| Premises and equipment expense | $810,000 | 2,862 |
| Additional noninterest expense | $1,996,000 | 2,503 |
| Pre-tax net operating income | $2,216,000 | 3,439 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $814,000 | 2,580 |
| Income before extraordinary items | $1,402,000 | 3,952 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,402,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,642 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 723 |
| Net operating income | $1,402,000 | 3,919 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,014,000 | 2,645 |
| Total interest expense | $2,823,000 | 2,665 |
| Net interest income | $6,191,000 | 2,603 |
| Provision for loan and lease losses | $160,000 | 3,373 |
| Total noninterest income | $517,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $287,000 | 3,673 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,283 |
| Total noninterest expense | $4,951,000 | 2,499 |
| Salaries and employee benefits | $2,855,000 | 2,367 |
| Premises and equipment expense | $586,000 | 2,943 |
| Additional noninterest expense | $1,510,000 | 2,436 |
| Pre-tax net operating income | $1,597,000 | 3,582 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $580,000 | 2,691 |
| Income before extraordinary items | $1,017,000 | 4,110 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,017,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,056 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 571 |
| Net operating income | $1,017,000 | 4,069 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 2,623 |
| Total interest expense | $1,826,000 | 2,601 |
| Net interest income | $4,119,000 | 2,583 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $298,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $185,000 | 3,688 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $3,208,000 | 2,540 |
| Salaries and employee benefits | $1,812,000 | 2,463 |
| Premises and equipment expense | $334,000 | 3,313 |
| Additional noninterest expense | $1,062,000 | 2,296 |
| Pre-tax net operating income | $1,069,000 | 3,542 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $383,000 | 2,683 |
| Income before extraordinary items | $686,000 | 4,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $686,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,646 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 511 |
| Net operating income | $686,000 | 3,994 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 2,558 |
| Total interest expense | $920,000 | 2,501 |
| Net interest income | $2,095,000 | 2,549 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $134,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $1,710,000 | 2,401 |
| Salaries and employee benefits | $1,004,000 | 2,265 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $542,000 | 2,248 |
| Pre-tax net operating income | $419,000 | 4,138 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $153,000 | 3,060 |
| Income before extraordinary items | $266,000 | 4,699 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $266,000 | 4,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,197 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $266,000 | 4,658 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,465,000 | 2,504 |
| Total interest expense | $3,669,000 | 2,208 |
| Net interest income | $7,796,000 | 2,592 |
| Provision for loan and lease losses | $85,000 | 5,258 |
| Total noninterest income | $451,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $325,000 | 4,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $126,000 | 6,018 |
| Total noninterest expense | $5,883,000 | 2,699 |
| Salaries and employee benefits | $3,343,000 | 2,582 |
| Premises and equipment expense | $539,000 | 3,849 |
| Additional noninterest expense | $2,001,000 | 2,427 |
| Pre-tax net operating income | $2,279,000 | 3,219 |
| Securities gains (losses) | $99,000 | 1,248 |
| Applicable income taxes | $864,000 | 2,397 |
| Income before extraordinary items | $1,514,000 | 3,612 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,514,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,156 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 651 |
| Net operating income | $1,450,640 | 3,658 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 2,502 |
| Total interest expense | $2,750,000 | 2,169 |
| Net interest income | $5,707,000 | 2,625 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $314,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $226,000 | 4,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 6,162 |
| Total noninterest expense | $4,300,000 | 2,734 |
| Salaries and employee benefits | $2,425,000 | 2,636 |
| Premises and equipment expense | $393,000 | 3,928 |
| Additional noninterest expense | $1,482,000 | 2,419 |
| Pre-tax net operating income | $1,686,000 | 3,313 |
| Securities gains (losses) | $99,000 | 1,176 |
| Applicable income taxes | $649,000 | 2,437 |
| Income before extraordinary items | $1,136,000 | 3,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,136,000 | 3,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,820 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 522 |
| Net operating income | $1,072,640 | 3,762 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 2,555 |
| Total interest expense | $1,833,000 | 2,150 |
| Net interest income | $3,643,000 | 2,730 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $201,000 | 5,804 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $151,000 | 4,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 6,428 |
| Total noninterest expense | $2,708,000 | 2,884 |
| Salaries and employee benefits | $1,500,000 | 2,832 |
| Premises and equipment expense | $246,000 | 4,126 |
| Additional noninterest expense | $962,000 | 2,472 |
| Pre-tax net operating income | $1,136,000 | 3,244 |
| Securities gains (losses) | $99,000 | 1,032 |
| Applicable income taxes | $451,000 | 2,359 |
| Income before extraordinary items | $784,000 | 3,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $784,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,492 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 404 |
| Net operating income | $720,640 | 3,702 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 2,768 |
| Total interest expense | $867,000 | 2,276 |
| Net interest income | $1,652,000 | 3,001 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $70,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $1,241,000 | 3,115 |
| Salaries and employee benefits | $692,000 | 3,052 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $446,000 | 2,626 |
| Pre-tax net operating income | $481,000 | 3,627 |
| Securities gains (losses) | $99,000 | 810 |
| Applicable income taxes | $213,000 | 2,469 |
| Income before extraordinary items | $367,000 | 3,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $367,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,001 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $303,640 | 4,114 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,428,000 | 2,707 |
| Total interest expense | $3,798,000 | 2,331 |
| Net interest income | $6,630,000 | 2,892 |
| Provision for loan and lease losses | $333,000 | 2,945 |
| Total noninterest income | $336,000 | 6,350 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $184,000 | 5,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $152,000 | 5,808 |
| Total noninterest expense | $4,543,000 | 3,322 |
| Salaries and employee benefits | $2,556,000 | 3,224 |
| Premises and equipment expense | $435,000 | 4,462 |
| Additional noninterest expense | $1,552,000 | 2,984 |
| Pre-tax net operating income | $2,090,000 | 3,296 |
| Securities gains (losses) | $53,000 | 2,465 |
| Applicable income taxes | $795,000 | 2,545 |
| Income before extraordinary items | $1,348,000 | 3,825 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,348,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,842 |
| Cash dividends | $1,112,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 652 |
| Net operating income | $1,314,080 | 3,717 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 2,702 |
| Total interest expense | $2,881,000 | 2,384 |
| Net interest income | $5,084,000 | 2,847 |
| Provision for loan and lease losses | $333,000 | 2,327 |
| Total noninterest income | $246,000 | 6,448 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $136,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 5,911 |
| Total noninterest expense | $3,461,000 | 3,262 |
| Salaries and employee benefits | $1,953,000 | 3,167 |
| Premises and equipment expense | $329,000 | 4,448 |
| Additional noninterest expense | $1,179,000 | 2,925 |
| Pre-tax net operating income | $1,536,000 | 3,472 |
| Securities gains (losses) | $53,000 | 2,264 |
| Applicable income taxes | $591,000 | 2,699 |
| Income before extraordinary items | $998,000 | 3,985 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $998,000 | 3,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 1,480 |
| Cash dividends | $1,112,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 490 |
| Net operating income | $964,080 | 3,901 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,367,000 | 2,705 |
| Total interest expense | $1,922,000 | 2,465 |
| Net interest income | $3,445,000 | 2,804 |
| Provision for loan and lease losses | $291,000 | 1,908 |
| Total noninterest income | $153,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $65,000 | 6,111 |
| Total noninterest expense | $2,343,000 | 3,228 |
| Salaries and employee benefits | $1,285,000 | 3,190 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $834,000 | 2,786 |
| Pre-tax net operating income | $964,000 | 3,613 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $377,000 | 2,804 |
| Income before extraordinary items | $640,000 | 4,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $640,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,123 |
| Cash dividends | $1,112,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 368 |
| Net operating income | $606,080 | 4,063 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 2,767 |
| Total interest expense | $978,000 | 2,488 |
| Net interest income | $1,660,000 | 2,887 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $1,167,000 | 3,239 |
| Salaries and employee benefits | $650,000 | 3,138 |
| Premises and equipment expense | $106,000 | 4,525 |
| Additional noninterest expense | $411,000 | 2,788 |
| Pre-tax net operating income | $428,000 | 3,883 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $169,000 | 3,000 |
| Income before extraordinary items | $292,000 | 4,321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 743 |
| Cash dividends | $612,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $270,880 | 4,315 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 2,763 |
| Total interest expense | $4,395,000 | 2,534 |
| Net interest income | $6,629,000 | 2,875 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $303,000 | 6,434 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $201,000 | 5,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 6,410 |
| Total noninterest expense | $4,386,000 | 3,293 |
| Salaries and employee benefits | $2,470,000 | 3,159 |
| Premises and equipment expense | $450,000 | 4,264 |
| Additional noninterest expense | $1,466,000 | 3,002 |
| Pre-tax net operating income | $2,126,000 | 3,295 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $805,000 | 2,589 |
| Income before extraordinary items | $1,322,000 | 3,848 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,322,000 | 3,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,427 |
| Cash dividends | $758,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $366,000 | 505 |
| Net operating income | $1,321,360 | 3,737 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,548,000 | 2,716 |
| Total interest expense | $6,736,000 | 2,378 |
| Net interest income | $5,812,000 | 3,023 |
| Provision for loan and lease losses | $573,000 | 1,981 |
| Total noninterest income | $652,000 | 4,374 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $184,000 | 5,335 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $468,000 | 3,248 |
| Total noninterest expense | $4,072,000 | 3,375 |
| Salaries and employee benefits | $2,235,000 | 3,277 |
| Premises and equipment expense | $421,000 | 4,434 |
| Additional noninterest expense | $1,416,000 | 3,025 |
| Pre-tax net operating income | $1,819,000 | 3,405 |
| Securities gains (losses) | $176,000 | 1,302 |
| Applicable income taxes | $810,000 | 2,402 |
| Income before extraordinary items | $1,185,000 | 3,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,185,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,365 |
| Cash dividends | $886,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $519,000 | 491 |
| Net operating income | $1,072,360 | 3,967 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,186,000 | 3,671 |
| Total interest expense | $4,555,000 | 3,581 |
| Net interest income | $4,631,000 | 3,712 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $3,134,000 | 4,079 |
| Salaries and employee benefits | $1,863,000 | 3,677 |
| Premises and equipment expense | $263,000 | 5,873 |
| Additional noninterest expense | $1,008,000 | 3,975 |
| Pre-tax net operating income | $1,381,000 | 4,317 |
| Securities gains (losses) | $37,000 | 791 |
| Applicable income taxes | $566,000 | 3,230 |
| Income before extraordinary items | $852,000 | 4,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $852,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,489 |
| Cash dividends | $2,600,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $828,320 | 4,942 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 4,167 |
| Total interest expense | $3,372,000 | 4,168 |
| Net interest income | $4,099,000 | 4,088 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $216,000 | 7,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,600 |
| Total noninterest expense | $2,961,000 | 4,263 |
| Salaries and employee benefits | $1,756,000 | 3,823 |
| Premises and equipment expense | $258,000 | 5,933 |
| Additional noninterest expense | $947,000 | 4,192 |
| Pre-tax net operating income | $1,079,000 | 5,075 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $430,000 | 3,972 |
| Income before extraordinary items | $649,000 | 5,675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $649,000 | 5,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,186 |
| Cash dividends | $343,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $649,000 | 5,647 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 4,297 |
| Total interest expense | $3,441,000 | 4,198 |
| Net interest income | $3,767,000 | 4,332 |
| Provision for loan and lease losses | $230,000 | 3,213 |
| Total noninterest income | $208,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $2,652,000 | 4,567 |
| Salaries and employee benefits | $1,605,000 | 4,029 |
| Premises and equipment expense | $209,000 | 6,575 |
| Additional noninterest expense | $838,000 | 4,531 |
| Pre-tax net operating income | $1,093,000 | 5,154 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $423,000 | 4,277 |
| Income before extraordinary items | $670,000 | 5,730 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $670,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $670,000 | 5,631 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 4,772 |
| Total interest expense | $3,093,000 | 4,583 |
| Net interest income | $3,417,000 | 4,814 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $217,000 | 7,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $2,505,000 | 4,773 |
| Salaries and employee benefits | $1,508,000 | 4,237 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $772,000 | 4,854 |
| Pre-tax net operating income | $889,000 | 6,185 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $335,000 | 5,429 |
| Income before extraordinary items | $559,000 | 6,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $559,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $555,800 | 6,579 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,604,000 | 5,442 |
| Total interest expense | $2,816,000 | 5,051 |
| Net interest income | $2,788,000 | 5,749 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $169,000 | 8,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $2,579,000 | 4,885 |
| Salaries and employee benefits | $1,194,000 | 5,229 |
| Premises and equipment expense | $210,000 | 6,860 |
| Additional noninterest expense | $1,175,000 | 3,844 |
| Pre-tax net operating income | $252,000 | 9,471 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $-509,000 | 11,356 |
| Income before extraordinary items | $737,000 | 5,595 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $737,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,444,000 | 209 |
| Net operating income | $761,000 | 5,419 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,206,000 | 5,819 |
| Total interest expense | $3,037,000 | 4,700 |
| Net interest income | $2,169,000 | 6,935 |
| Provision for loan and lease losses | $77,000 | 5,197 |
| Total noninterest income | $150,000 | 9,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $2,139,000 | 5,705 |
| Salaries and employee benefits | $1,151,000 | 5,405 |
| Premises and equipment expense | $281,000 | 5,914 |
| Additional noninterest expense | $707,000 | 5,798 |
| Pre-tax net operating income | $103,000 | 11,066 |
| Securities gains (losses) | $-71,000 | 11,352 |
| Applicable income taxes | $782,000 | 2,928 |
| Income before extraordinary items | $-750,000 | 11,842 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-750,000 | 11,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-704,560 | 11,821 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 5,887 |
| Total interest expense | $2,345,000 | 4,903 |
| Net interest income | $2,416,000 | 6,630 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-50,000 | 4,848 |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $1,789,000 | 6,722 |
| Salaries and employee benefits | $859,000 | 6,882 |
| Premises and equipment expense | $253,000 | 6,473 |
| Additional noninterest expense | $677,000 | 6,491 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $-57,000 | 11,138 |
| Applicable income taxes | $263,000 | 6,354 |
| Income before extraordinary items | $372,000 | 8,440 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $372,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,695 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $408,480 | 8,170 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 5,671 |
| Total interest expense | $2,532,000 | 4,753 |
| Net interest income | $2,573,000 | 6,408 |
| Provision for loan and lease losses | $87,000 | 6,144 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 494 |
| Additional Noninterest Income | $213,000 | 5,471 |
| Total noninterest expense | $1,401,000 | 8,182 |
| Salaries and employee benefits | $675,000 | 8,174 |
| Premises and equipment expense | $202,000 | 7,645 |
| Additional noninterest expense | $524,000 | 8,003 |
| Pre-tax net operating income | $1,298,000 | 4,870 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $474,000 | 4,374 |
| Income before extraordinary items | $826,000 | 5,429 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $826,000 | 5,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $824,720 | 5,195 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 6,348 |
| Total interest expense | $2,936,000 | 5,257 |
| Net interest income | $2,102,000 | 7,491 |
| Provision for loan and lease losses | $-14,000 | 13,498 |
| Total noninterest income | $184,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 5,192 |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $1,473,000 | 8,019 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $711,000 | 6,686 |
| Pre-tax net operating income | $827,000 | 6,443 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $306,000 | 5,853 |
| Income before extraordinary items | $515,000 | 7,199 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $515,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $518,840 | 6,796 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.