Home > The Park National Bank > Net charge- offs to loans
The Park National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 1,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.1656% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0094% | 3,922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2030% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0234% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1663% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1664% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0349% | 4,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 4,436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0089% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1536% | 1,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.0672% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0552% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1594% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1596% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0183% | 596 |
| Percentage Net Loans Charged-off:Construction & development | -0.1481% | 4,611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0745% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 4,316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0357% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0850% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0850% | 2,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.1983% | 4,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0384% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0351% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0352% | 2,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.2959% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0207% | 2,034 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0143% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,444 |
| Percentage Net Loans Charged-off:Construction & development | -0.6367% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 3,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 1,599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.1027% | 4,251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 4,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 3,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 3,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 3,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0187% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0189% | 2,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0120% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0668% | 4,269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 4,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 3,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 3,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 3,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0121% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0123% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 3,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0599% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 3,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 3,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0071% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0073% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 4,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0021% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 3,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0914% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0916% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,080 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1069% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0694% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3078% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1534% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 4,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0837% | 3,601 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 4,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1670% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1671% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0447% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,196 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0229% | 3,498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2192% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0257% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1032% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2275% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2275% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0469% | 4,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0585% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1847% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1851% | 2,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 2,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0640% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0157% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,651 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0599% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 3,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1726% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1731% | 2,268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 1,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,234 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0493% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0522% | 4,803 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 4,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2147% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2148% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0431% | 4,923 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 4,516 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 5,002 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1757% | 3,873 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 4,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2126% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3313% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3313% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1123% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 4,379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 3,606 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1528% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3689% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3693% | 1,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0311% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0724% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1201% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3510% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3515% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 1,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0260% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 4,672 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1126% | 3,911 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 4,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3266% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3271% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 4,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 4,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1711% | 4,016 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3772% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0268% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1098% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 3,694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1039% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3790% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3794% | 1,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1261% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0373% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1010% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0332% | 506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3682% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3684% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0561% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0323% | 4,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 1,973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3117% | 1,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0023% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0364% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1232% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0723% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0894% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3959% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.7911% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3239% | 5,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0524% | 4,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2708% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3984% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4000% | 1,953 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7290% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 5,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.9826% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3904% | 5,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0265% | 4,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0412% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3370% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3392% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1561% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0418% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 5,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 4,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3942% | 5,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0019% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0650% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3446% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1002% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 4,956 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0876% | 5,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2557% | 4,387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0897% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5276% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5280% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0809% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0942% | 594 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1198% | 5,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1079% | 4,828 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0793% | 1,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0943% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4006% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4026% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1986% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 5,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.2121% | 5,267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1561% | 5,828 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1413% | 4,882 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0756% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3865% | 1,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3886% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0274% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 5,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.1133% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2183% | 5,962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2086% | 4,926 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0881% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0976% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3539% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3568% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0359% | 988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 5,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.1301% | 5,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2339% | 6,074 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6152% | 4,982 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0664% | 4,421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0471% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5828% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5856% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0514% | 773 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0750% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | -1.8856% | 5,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2477% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1345% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1517% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1698% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3727% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4268% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4298% | 1,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2396% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2510% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | -2.1121% | 5,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8152% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1512% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 1,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1813% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3242% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3895% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3916% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1930% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | -4.7865% | 5,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8669% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0121% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 2,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1061% | 4,642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3361% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3394% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1389% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0918% | 6,088 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2855% | 6,477 |
| Percentage Net Loans Charged-off:Construction & development | -5.8977% | 6,009 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0597% | 6,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0244% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0470% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0674% | 4,607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0645% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2000% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4216% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4222% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1346% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2311% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 3,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.3886% | 5,814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1467% | 1,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0866% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 3,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7762% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4535% | 2,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4573% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1251% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2803% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.2708% | 1,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1652% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 3,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0265% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0813% | 2,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0505% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4342% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4378% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1157% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2590% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 2,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.2796% | 1,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1718% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 2,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0847% | 4,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0930% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9713% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3675% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3720% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0959% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3077% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.7127% | 619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1131% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 2,388 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4900% | 5,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6271% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1793% | 2,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1825% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0831% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4442% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3007% | 2,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.8584% | 1,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3509% | 1,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2489% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3718% | 1,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2281% | 2,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4129% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3457% | 2,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3521% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1442% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4657% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2405% | 2,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.5583% | 1,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2957% | 1,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 2,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2672% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1903% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9779% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2772% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2848% | 2,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1326% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3579% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2902% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.5065% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4415% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2082% | 2,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2586% | 1,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9131% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2428% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2494% | 2,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1602% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 2,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2643% | 2,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.5292% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4616% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1403% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3678% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2485% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2476% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2546% | 2,192 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1712% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1601% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3319% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 8.0077% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4647% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0952% | 937 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4557% | 2,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2164% | 1,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5026% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1899% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4987% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3729% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9138% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0095% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | 5.8767% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0631% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1748% | 749 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3729% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1171% | 1,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4240% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0495% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5350% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4491% | 2,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3034% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5786% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5411% | 2,181 |
| Percentage Net Loans Charged-off:Construction & development | 1.7698% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5626% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0362% | 5,680 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4125% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1018% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4751% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9359% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5659% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4490% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1418% | 1,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3282% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | 1.3513% | 1,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1319% | 7,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5371% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1014% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6255% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1758% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7359% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5245% | 1,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0907% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5473% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4497% | 3,151 |
| Percentage Net Loans Charged-off:Construction & development | 1.3509% | 2,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2958% | 2,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2210% | 961 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4461% | 2,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2236% | 1,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4976% | 2,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8371% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7368% | 2,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3577% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5097% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3672% | 3,127 |
| Percentage Net Loans Charged-off:Construction & development | 1.3475% | 2,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2750% | 2,222 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 5,904 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3029% | 2,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2734% | 1,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3099% | 2,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9285% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7417% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3756% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4663% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3503% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 1.2311% | 1,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1666% | 2,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 5,901 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3741% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3198% | 1,102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3872% | 2,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8471% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6493% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1539% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4084% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3778% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 1.3439% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1075% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 5,954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4629% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3373% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4930% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2650% | 2,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7106% | 2,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1360% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5515% | 3,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4076% | 3,203 |
| Percentage Net Loans Charged-off:Construction & development | 1.3455% | 2,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4008% | 1,944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0087% | 917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2811% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3588% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2633% | 2,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8409% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5266% | 1,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4347% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 3,439 |
| Percentage Net Loans Charged-off:Construction & development | 0.8794% | 2,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2047% | 1,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1461% | 3,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4578% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 3,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5974% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1078% | 2,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5794% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4335% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2571% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | 1.0601% | 1,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1761% | 2,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5404% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0937% | 2,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3758% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1859% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6098% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3324% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1350% | 2,676 |
| Percentage Net Loans Charged-off:Construction & development | 1.1565% | 1,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 2,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3266% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0529% | 7,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 2,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3736% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7795% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4676% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4543% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 2.0022% | 1,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3007% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 6,223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3203% | 1,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2156% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 3,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7789% | 2,830 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9971% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3147% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3441% | 2,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2808% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.4580% | 1,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2493% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 6,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3109% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3747% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2007% | 2,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7693% | 2,399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1158% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2006% | 1,135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 1,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2855% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.9274% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1135% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 6,176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2557% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3449% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0688% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9214% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9084% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1903% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2587% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2266% | 1,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0791% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1275% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 6,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4393% | 669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5934% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 7,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7859% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7520% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1468% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0210% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1823% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 6,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2968% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3974% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2475% | 2,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6277% | 2,579 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6934% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2700% | 1,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1978% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0525% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 6,168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3121% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4191% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 2,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4411% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7363% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2552% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0618% | 8,081 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 6,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4451% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5972% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4688% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0321% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1981% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0210% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2270% | 8,242 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0079% | 6,107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3048% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4098% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3898% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5325% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9672% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0102% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0773% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.5114% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2630% | 8,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4660% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 6,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4849% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8518% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1392% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.5430% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2697% | 8,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6263% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 3,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3116% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5005% | 661 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0597% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.8148% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4057% | 8,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3042% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2548% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3496% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3449% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7505% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0520% | 1,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 6,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 8,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.9943% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8892% | 8,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5945% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2952% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0712% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1867% | 3,159 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1796% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0235% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 976 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 7,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3246% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2197% | 7,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4608% | 3,754 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0254% | 1,176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1501% | 1,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 939 |
| Percentage Net Loans Charged-off:Construction & development | -0.0472% | 7,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3151% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 3,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5082% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0124% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1748% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 839 |
| Percentage Net Loans Charged-off:Construction & development | -0.0751% | 7,787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3711% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 8,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 8,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0480% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1308% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2070% | 489 |
| Percentage Net Loans Charged-off:Construction & development | -0.3182% | 7,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6884% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 8,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1184% | 8,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4902% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7359% | 8,341 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5850% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4342% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.5951% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2380% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1144% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0956% | 3,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8752% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3670% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1724% | 7,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1551% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.2711% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2008% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0894% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1162% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 2,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8503% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4838% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0940% | 7,374 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0602% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0777% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0171% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2700% | 1,077 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0151% | 7,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2109% | 1,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 8,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2894% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9025% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4861% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0343% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4617% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2165% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 8,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4672% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7021% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 8,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 8,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7796% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1171% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5469% | 1,336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1514% | 1,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3965% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.0611% | 8,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4698% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1338% | 8,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1737% | 8,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0443% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8168% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4504% | 1,290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0420% | 7,411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.0948% | 8,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3960% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2874% | 8,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3740% | 8,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1200% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7522% | 2,696 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5149% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0898% | 1,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4330% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0731% | 8,835 |
| Percentage Net Loans Charged-off:Construction & development | -0.1977% | 7,987 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0600% | 8,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0628% | 8,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0815% | 8,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6680% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0875% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1169% | 875 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1026% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6635% | 1,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 2,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1667% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 8,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 8,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1066% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2885% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8459% | 1,326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4313% | 1,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5373% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1024% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.2168% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7666% | 6,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8948% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4887% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6797% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2290% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2122% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4871% | 1,426 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1456% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5486% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9667% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1875% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 1,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1333% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7709% | 1,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0267% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1963% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4759% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3108% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0974% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1225% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4197% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5202% | 1,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2415% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3091% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1527% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5767% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2496% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0906% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0455% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0515% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0652% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6698% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5403% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2188% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 4,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0737% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.1910% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0946% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1401% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 733 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0716% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0390% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 5,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.2436% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1158% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0885% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2851% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6527% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1073% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 6,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0643% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0804% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4012% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9546% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0829% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 5,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4378% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2672% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1509% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3443% | 5,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9903% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6303% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5718% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3018% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4696% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |