Home > The Park Avenue Bank > Assets and Liabilities
The Park Avenue Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 66 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $520,146,000 | 1,350 |
| Cash and due from depository institutions | $43,748,000 | 2,448 |
| Interest-bearing balances | $2,788,000 | 4,109 |
| Securities | $85,662,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $362,035,000 | 1,304 |
| Loan loss allowance | $17,453,000 | 523 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $8,257,000 | 1,541 |
| Other real estate owned | $5,005,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $15,439,000 | 1,498 |
| Life insurance assets | $7,323,000 | 915 |
| Total liabilities and capital | $520,147,000 | 1,350 |
| Total liabilities | $523,035,000 | 1,199 |
| Total deposits | $494,505,000 | 1,131 |
| Interest-bearing deposits | $449,705,000 | 1,077 |
| Deposits held in domestic offices | $494,505,000 | 1,128 |
| % insured | 86.41% | 4,918 |
| Federal funds purchased & repurchase agreements | $17,500,000 | 772 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,030,000 | 881 |
| Total equity capital | $-2,888,000 | 8,013 |
| Total bank equity capital | $-2,888,000 | 8,013 |
| Perpetual preferred stock | $1,845,000 | 148 |
| Common stock | $6,424,000 | 791 |
| Surplus | $29,754,000 | 1,125 |
| Undivided profits | $-40,911,000 | 7,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $51,891,000 | 387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $3,181,000 | 993 |
| Earning assets | $450,485,000 | 1,418 |
| Long-term assets (5+ years) | $102,733,000 | 1,349 |
| Average Assets, year-to-date | $524,031,200 | 1,312 |
| Average Assets, quarterly | $534,108,500 | 1,309 |
| Volatile liabilities | $227,260,000 | 640 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,885,000 | 3,196 |
| Tier 1 (core) risk-based capital | $1,638,000 | 7,866 |
| Tier 2 risk-based capital | $1,638,000 | 3,091 |
| Total risk weighted assets | $424,357,000 | 1,171 |
| Total unused commitments | $15,885,000 | 3,198 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 78 | 2,091 |
| Assets and Liabilities | ||
| Total Assets: | $548,071,000 | 1,296 |
| Cash and due from depository institutions | $29,281,000 | 2,091 |
| Interest-bearing balances | $8,343,000 | 2,300 |
| Securities | $102,605,000 | 1,250 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $384,984,000 | 1,242 |
| Loan loss allowance | $7,286,000 | 1,098 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,561,000 | 1,497 |
| Other real estate owned | $5,005,000 | 2,091 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $17,635,000 | 1,175 |
| Life insurance assets | $7,244,000 | 918 |
| Total liabilities and capital | $548,071,000 | 1,296 |
| Total liabilities | $535,979,000 | 1,187 |
| Total deposits | $481,423,000 | 1,168 |
| Interest-bearing deposits | $439,062,000 | 1,111 |
| Deposits held in domestic offices | $481,423,000 | 1,165 |
| % insured | 85.88% | 5,261 |
| Federal funds purchased & repurchase agreements | $44,500,000 | 441 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,056,000 | 1,113 |
| Total equity capital | $12,092,000 | 4,791 |
| Total bank equity capital | $12,092,000 | 4,791 |
| Perpetual preferred stock | $1,845,000 | 144 |
| Common stock | $6,424,000 | 800 |
| Surplus | $29,745,000 | 1,130 |
| Undivided profits | $-25,922,000 | 7,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $52,243,000 | 402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,096,000 | 1,098 |
| Earning assets | $495,932,000 | 1,311 |
| Long-term assets (5+ years) | $121,770,000 | 1,134 |
| Average Assets, year-to-date | $525,002,500 | 1,324 |
| Average Assets, quarterly | $541,716,500 | 1,304 |
| Volatile liabilities | $260,575,000 | 606 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,629,000 | 3,477 |
| Tier 1 (core) risk-based capital | $15,105,000 | 3,939 |
| Tier 2 risk-based capital | $5,665,000 | 1,087 |
| Total risk weighted assets | $451,515,000 | 1,140 |
| Total unused commitments | $14,629,000 | 3,478 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 76 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $535,362,000 | 1,336 |
| Cash and due from depository institutions | $26,579,000 | 2,198 |
| Interest-bearing balances | $8,072,000 | 2,074 |
| Securities | $89,347,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $387,354,000 | 1,264 |
| Loan loss allowance | $5,987,000 | 1,279 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,882,000 | 1,455 |
| Other real estate owned | $5,853,000 | 2,198 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $17,347,000 | 1,223 |
| Life insurance assets | $7,164,000 | 928 |
| Total liabilities and capital | $535,362,000 | 1,336 |
| Total liabilities | $526,044,000 | 1,227 |
| Total deposits | $468,426,000 | 1,206 |
| Interest-bearing deposits | $430,656,000 | 1,145 |
| Deposits held in domestic offices | $468,426,000 | 1,204 |
| % insured | 66.39% | 6,586 |
| Federal funds purchased & repurchase agreements | $44,500,000 | 438 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,118,000 | 781 |
| Total equity capital | $9,318,000 | 5,563 |
| Total bank equity capital | $9,318,000 | 5,562 |
| Perpetual preferred stock | $1,845,000 | 141 |
| Common stock | $6,424,000 | 808 |
| Surplus | $29,736,000 | 1,144 |
| Undivided profits | $-28,687,000 | 8,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $51,190,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,263,000 | 1,013 |
| Earning assets | $484,773,000 | 1,348 |
| Long-term assets (5+ years) | $101,004,000 | 1,334 |
| Average Assets, year-to-date | $517,313,000 | 1,371 |
| Average Assets, quarterly | $528,817,000 | 1,344 |
| Volatile liabilities | $255,416,000 | 620 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,318,000 | 2,919 |
| Tier 1 (core) risk-based capital | $17,874,000 | 3,462 |
| Tier 2 risk-based capital | $5,674,000 | 1,088 |
| Total risk weighted assets | $453,546,000 | 1,156 |
| Total unused commitments | $20,318,000 | 2,921 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 74 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $522,272,000 | 1,372 |
| Cash and due from depository institutions | $12,807,000 | 2,262 |
| Interest-bearing balances | $4,676,000 | 2,635 |
| Securities | $91,960,000 | 1,347 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $388,588,000 | 1,269 |
| Loan loss allowance | $5,254,000 | 1,370 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,192,000 | 1,415 |
| Other real estate owned | $3,773,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $15,952,000 | 1,294 |
| Life insurance assets | $7,086,000 | 936 |
| Total liabilities and capital | $522,272,000 | 1,372 |
| Total liabilities | $512,975,000 | 1,257 |
| Total deposits | $445,215,000 | 1,258 |
| Interest-bearing deposits | $408,647,000 | 1,203 |
| Deposits held in domestic offices | $445,215,000 | 1,254 |
| % insured | 67.01% | 6,526 |
| Federal funds purchased & repurchase agreements | $56,000,000 | 402 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,760,000 | 901 |
| Total equity capital | $9,297,000 | 5,619 |
| Total bank equity capital | $9,297,000 | 5,618 |
| Perpetual preferred stock | $1,845,000 | 125 |
| Common stock | $6,424,000 | 807 |
| Surplus | $29,728,000 | 1,133 |
| Undivided profits | $-28,700,000 | 8,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $32,008,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,876,000 | 1,187 |
| Earning assets | $485,224,000 | 1,356 |
| Long-term assets (5+ years) | $113,490,000 | 1,183 |
| Average Assets, year-to-date | $508,288,500 | 1,397 |
| Average Assets, quarterly | $508,288,500 | 1,397 |
| Volatile liabilities | $256,450,000 | 633 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $24,726,000 | 2,659 |
| Tier 1 (core) risk-based capital | $18,622,000 | 3,366 |
| Tier 2 risk-based capital | $5,303,000 | 1,140 |
| Total risk weighted assets | $449,538,000 | 1,177 |
| Total unused commitments | $24,726,000 | 2,663 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 76 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $494,305,000 | 1,420 |
| Cash and due from depository institutions | $31,923,000 | 2,230 |
| Interest-bearing balances | $5,733,000 | 1,695 |
| Securities | $78,971,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $355,141,000 | 1,402 |
| Loan loss allowance | $5,807,000 | 1,212 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,490,000 | 1,374 |
| Other real estate owned | $3,284,000 | 2,230 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $15,496,000 | 1,339 |
| Life insurance assets | $7,008,000 | 941 |
| Total liabilities and capital | $494,305,000 | 1,420 |
| Total liabilities | $485,403,000 | 1,320 |
| Total deposits | $421,584,000 | 1,300 |
| Interest-bearing deposits | $382,912,000 | 1,253 |
| Deposits held in domestic offices | $421,584,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,500,000 | 407 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,319,000 | 1,094 |
| Total equity capital | $8,902,000 | 5,762 |
| Total bank equity capital | $8,902,000 | 5,762 |
| Perpetual preferred stock | $1,845,000 | 81 |
| Common stock | $6,424,000 | 807 |
| Surplus | $29,719,000 | 1,108 |
| Undivided profits | $-29,086,000 | 8,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,109,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,777,000 | 1,291 |
| Earning assets | $439,845,000 | 1,461 |
| Long-term assets (5+ years) | $82,462,000 | 1,539 |
| Average Assets, year-to-date | $450,168,200 | 1,523 |
| Average Assets, quarterly | $480,639,000 | 1,467 |
| Volatile liabilities | $244,714,000 | 643 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $24,777,000 | 2,678 |
| Tier 1 (core) risk-based capital | $19,176,000 | 3,252 |
| Tier 2 risk-based capital | $4,893,000 | 1,214 |
| Total risk weighted assets | $390,510,000 | 1,346 |
| Total unused commitments | $24,777,000 | 2,680 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 74 | 2,315 |
| Assets and Liabilities | ||
| Total Assets: | $466,973,000 | 1,506 |
| Cash and due from depository institutions | $10,258,000 | 2,315 |
| Interest-bearing balances | $5,683,000 | 1,204 |
| Securities | $102,197,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $329,174,000 | 1,510 |
| Loan loss allowance | $4,110,000 | 1,504 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,579,000 | 1,355 |
| Other real estate owned | $3,512,000 | 2,315 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,253,000 | 1,601 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $466,973,000 | 1,506 |
| Total liabilities | $457,050,000 | 1,377 |
| Total deposits | $373,137,000 | 1,447 |
| Interest-bearing deposits | $339,639,000 | 1,386 |
| Deposits held in domestic offices | $373,137,000 | 1,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,200,000 | 347 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,713,000 | 1,431 |
| Total equity capital | $9,923,000 | 5,479 |
| Total bank equity capital | $9,923,000 | 5,479 |
| Perpetual preferred stock | $1,845,000 | 53 |
| Common stock | $3,010,000 | 1,470 |
| Surplus | $26,581,000 | 1,188 |
| Undivided profits | $-21,513,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,663,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,053,000 | 1,245 |
| Earning assets | $437,054,000 | 1,467 |
| Long-term assets (5+ years) | $121,073,000 | 1,079 |
| Average Assets, year-to-date | $439,134,000 | 1,566 |
| Average Assets, quarterly | $463,307,000 | 1,503 |
| Volatile liabilities | $259,271,000 | 614 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $28,201,000 | 2,570 |
| Tier 1 (core) risk-based capital | $17,222,000 | 3,640 |
| Tier 2 risk-based capital | $4,160,000 | 1,362 |
| Total risk weighted assets | $367,720,000 | 1,423 |
| Total unused commitments | $28,201,000 | 2,572 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $459,641,000 | 1,527 |
| Cash and due from depository institutions | $14,376,000 | 2,432 |
| Interest-bearing balances | $5,387,000 | 1,167 |
| Securities | $109,757,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $309,539,000 | 1,588 |
| Loan loss allowance | $4,056,000 | 1,454 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,772,000 | 1,316 |
| Other real estate owned | $2,566,000 | 2,432 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,631,000 | 1,434 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $459,641,000 | 1,527 |
| Total liabilities | $442,429,000 | 1,426 |
| Total deposits | $349,176,000 | 1,553 |
| Interest-bearing deposits | $313,693,000 | 1,505 |
| Deposits held in domestic offices | $349,176,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,500,000 | 367 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,753,000 | 1,171 |
| Total equity capital | $17,212,000 | 3,741 |
| Total bank equity capital | $17,212,000 | 3,741 |
| Perpetual preferred stock | $1,845,000 | 52 |
| Common stock | $3,010,000 | 1,473 |
| Surplus | $26,560,000 | 1,177 |
| Undivided profits | $-14,203,000 | 8,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,441,000 | 633 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,794,000 | 1,320 |
| Earning assets | $424,683,000 | 1,508 |
| Long-term assets (5+ years) | $129,770,000 | 1,011 |
| Average Assets, year-to-date | $429,854,330 | 1,601 |
| Average Assets, quarterly | $447,776,500 | 1,558 |
| Volatile liabilities | $267,091,000 | 597 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,303,000 | 2,910 |
| Tier 1 (core) risk-based capital | $21,160,000 | 3,023 |
| Tier 2 risk-based capital | $4,106,000 | 1,353 |
| Total risk weighted assets | $345,417,000 | 1,509 |
| Total unused commitments | $24,303,000 | 2,911 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 71 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $435,912,000 | 1,598 |
| Cash and due from depository institutions | $10,906,000 | 2,422 |
| Interest-bearing balances | $5,986,000 | 1,225 |
| Securities | $127,186,000 | 952 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $266,560,000 | 1,779 |
| Loan loss allowance | $3,425,000 | 1,657 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,891,000 | 1,287 |
| Other real estate owned | $2,582,000 | 2,422 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $18,787,000 | 1,050 |
| Life insurance assets | $6,666,000 | 964 |
| Total liabilities and capital | $435,912,000 | 1,598 |
| Total liabilities | $415,735,000 | 1,514 |
| Total deposits | $310,929,000 | 1,735 |
| Interest-bearing deposits | $260,171,000 | 1,797 |
| Deposits held in domestic offices | $310,929,000 | 1,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,000,000 | 352 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,806,000 | 587 |
| Total equity capital | $20,177,000 | 3,333 |
| Total bank equity capital | $20,177,000 | 3,333 |
| Perpetual preferred stock | $1,845,000 | 52 |
| Common stock | $3,010,000 | 1,470 |
| Surplus | $26,539,000 | 1,167 |
| Undivided profits | $-11,217,000 | 8,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,779,000 | 619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,559,000 | 1,492 |
| Earning assets | $399,732,000 | 1,591 |
| Long-term assets (5+ years) | $118,778,000 | 1,039 |
| Average Assets, year-to-date | $414,961,000 | 1,650 |
| Average Assets, quarterly | $414,961,000 | 1,650 |
| Volatile liabilities | $269,211,000 | 568 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,096,000 | 2,355 |
| Tier 1 (core) risk-based capital | $21,759,000 | 2,925 |
| Tier 2 risk-based capital | $3,475,000 | 1,534 |
| Total risk weighted assets | $329,877,000 | 1,548 |
| Total unused commitments | $34,096,000 | 2,357 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $394,010,000 | 1,730 |
| Cash and due from depository institutions | $16,056,000 | 2,614 |
| Interest-bearing balances | $9,908,000 | 608 |
| Securities | $104,760,000 | 1,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $246,170,000 | 1,908 |
| Loan loss allowance | $3,978,000 | 1,395 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,111,000 | 1,259 |
| Other real estate owned | $1,900,000 | 2,614 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $15,013,000 | 1,267 |
| Life insurance assets | $6,612,000 | 960 |
| Total liabilities and capital | $394,010,000 | 1,730 |
| Total liabilities | $373,166,000 | 1,655 |
| Total deposits | $272,870,000 | 1,946 |
| Interest-bearing deposits | $245,541,000 | 1,878 |
| Deposits held in domestic offices | $272,870,000 | 1,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,167,000 | 337 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,129,000 | 1,388 |
| Total equity capital | $20,844,000 | 3,190 |
| Total bank equity capital | $20,844,000 | 3,190 |
| Perpetual preferred stock | $1,845,000 | 56 |
| Common stock | $3,010,000 | 1,458 |
| Surplus | $26,518,000 | 1,148 |
| Undivided profits | $-10,529,000 | 8,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,673,000 | 573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 551 |
| Income earned, not collected on loans | $2,720,000 | 1,500 |
| Earning assets | $360,838,000 | 1,737 |
| Long-term assets (5+ years) | $123,206,000 | 965 |
| Average Assets, year-to-date | $386,204,400 | 1,700 |
| Average Assets, quarterly | $393,687,000 | 1,712 |
| Volatile liabilities | $254,617,000 | 619 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $46,590,000 | 1,881 |
| Tier 1 (core) risk-based capital | $21,650,000 | 2,927 |
| Tier 2 risk-based capital | $3,507,000 | 1,523 |
| Total risk weighted assets | $280,012,000 | 1,780 |
| Total unused commitments | $46,590,000 | 1,882 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $393,364,000 | 1,707 |
| Cash and due from depository institutions | $19,690,000 | 2,692 |
| Interest-bearing balances | $16,520,000 | 340 |
| Securities | $101,451,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $240,911,000 | 1,917 |
| Loan loss allowance | $4,071,000 | 1,305 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,683,000 | 1,451 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $22,629,000 | 855 |
| Life insurance assets | $6,549,000 | 939 |
| Total liabilities and capital | $393,364,000 | 1,707 |
| Total liabilities | $364,998,000 | 1,655 |
| Total deposits | $261,275,000 | 2,007 |
| Interest-bearing deposits | $240,311,000 | 1,897 |
| Deposits held in domestic offices | $261,275,000 | 2,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,000,000 | 312 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,723,000 | 1,496 |
| Total equity capital | $28,366,000 | 2,427 |
| Total bank equity capital | $28,366,000 | 2,427 |
| Perpetual preferred stock | $1,845,000 | 56 |
| Common stock | $2,884,000 | 1,537 |
| Surplus | $26,553,000 | 1,126 |
| Undivided profits | $-2,916,000 | 8,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,747,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 925 |
| Income earned, not collected on loans | $2,632,000 | 1,679 |
| Earning assets | $358,882,000 | 1,710 |
| Long-term assets (5+ years) | $116,775,000 | 988 |
| Average Assets, year-to-date | $384,253,000 | 1,701 |
| Average Assets, quarterly | $386,228,000 | 1,717 |
| Volatile liabilities | $236,793,000 | 631 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $47,914,000 | 1,846 |
| Tier 1 (core) risk-based capital | $28,376,000 | 2,306 |
| Tier 2 risk-based capital | $3,404,000 | 1,544 |
| Total risk weighted assets | $273,337,000 | 1,783 |
| Total unused commitments | $47,914,000 | 1,846 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 64 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $379,092,000 | 1,770 |
| Cash and due from depository institutions | $8,871,000 | 2,741 |
| Interest-bearing balances | $2,145,000 | 1,748 |
| Securities | $101,434,000 | 1,199 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 968 |
| Net loans & leases | $223,405,000 | 2,066 |
| Loan loss allowance | $2,849,000 | 1,849 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,456,000 | 1,682 |
| Other real estate owned | $0 | 2,741 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $21,926,000 | 886 |
| Life insurance assets | $6,485,000 | 942 |
| Total liabilities and capital | $379,092,000 | 1,770 |
| Total liabilities | $350,342,000 | 1,731 |
| Total deposits | $268,600,000 | 1,991 |
| Interest-bearing deposits | $245,660,000 | 1,888 |
| Deposits held in domestic offices | $268,600,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,000,000 | 404 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,742,000 | 1,452 |
| Total equity capital | $28,750,000 | 2,382 |
| Total bank equity capital | $28,750,000 | 2,382 |
| Perpetual preferred stock | $1,845,000 | 58 |
| Common stock | $3,013,000 | 1,425 |
| Surplus | $26,424,000 | 1,138 |
| Undivided profits | $-2,532,000 | 8,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,875,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 929 |
| Income earned, not collected on loans | $3,240,000 | 1,241 |
| Earning assets | $342,984,000 | 1,791 |
| Long-term assets (5+ years) | $135,654,000 | 846 |
| Average Assets, year-to-date | $381,216,000 | 1,746 |
| Average Assets, quarterly | $377,284,500 | 1,771 |
| Volatile liabilities | $212,256,000 | 696 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $33,029,000 | 2,480 |
| Tier 1 (core) risk-based capital | $29,637,000 | 2,213 |
| Tier 2 risk-based capital | $2,899,000 | 1,762 |
| Total risk weighted assets | $250,883,000 | 1,943 |
| Total unused commitments | $33,029,000 | 2,480 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 62 | 2,797 |
| Assets and Liabilities | ||
| Total Assets: | $375,477,000 | 1,786 |
| Cash and due from depository institutions | $20,729,000 | 2,797 |
| Interest-bearing balances | $13,692,000 | 475 |
| Securities | $102,293,000 | 1,195 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,691 |
| Net loans & leases | $213,673,000 | 2,115 |
| Loan loss allowance | $2,644,000 | 1,976 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,737,000 | 1,825 |
| Other real estate owned | $0 | 2,797 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $20,045,000 | 917 |
| Life insurance assets | $6,422,000 | 930 |
| Total liabilities and capital | $375,477,000 | 1,786 |
| Total liabilities | $345,916,000 | 1,738 |
| Total deposits | $278,962,000 | 1,918 |
| Interest-bearing deposits | $260,963,000 | 1,798 |
| Deposits held in domestic offices | $278,962,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,500,000 | 518 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,500,000 | 1,592 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,954,000 | 1,411 |
| Total equity capital | $29,561,000 | 2,303 |
| Total bank equity capital | $29,561,000 | 2,303 |
| Perpetual preferred stock | $1,845,000 | 58 |
| Common stock | $3,013,000 | 1,408 |
| Surplus | $26,387,000 | 1,123 |
| Undivided profits | $-1,684,000 | 8,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,538,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,946,000 | 1,328 |
| Earning assets | $341,658,000 | 1,797 |
| Long-term assets (5+ years) | $131,275,000 | 848 |
| Average Assets, year-to-date | $382,278,000 | 1,745 |
| Average Assets, quarterly | $382,278,000 | 1,745 |
| Volatile liabilities | $213,790,000 | 691 |
| Insider loans | $300,000 | 6,154 |
| FHLB advances | $20,500,000 | 1,506 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $30,273,000 | 2,625 |
| Tier 1 (core) risk-based capital | $29,596,000 | 2,185 |
| Tier 2 risk-based capital | $2,694,000 | 1,876 |
| Total risk weighted assets | $240,898,000 | 1,978 |
| Total unused commitments | $30,273,000 | 2,626 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $389,079,000 | 1,718 |
| Cash and due from depository institutions | $26,570,000 | 2,973 |
| Interest-bearing balances | $6,906,000 | 843 |
| Securities | $92,996,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 575 |
| Net loans & leases | $215,623,000 | 2,079 |
| Loan loss allowance | $2,744,000 | 1,881 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,445,000 | 1,887 |
| Other real estate owned | $0 | 2,973 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,445,000 | 918 |
| Life insurance assets | $6,358,000 | 910 |
| Total liabilities and capital | $389,079,000 | 1,718 |
| Total liabilities | $360,392,000 | 1,656 |
| Total deposits | $288,409,000 | 1,828 |
| Interest-bearing deposits | $275,009,000 | 1,655 |
| Deposits held in domestic offices | $288,409,000 | 1,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000,000 | 509 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,500,000 | 1,679 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,483,000 | 926 |
| Total equity capital | $28,687,000 | 2,334 |
| Total bank equity capital | $28,687,000 | 2,334 |
| Perpetual preferred stock | $1,845,000 | 58 |
| Common stock | $2,884,000 | 1,503 |
| Surplus | $25,682,000 | 1,112 |
| Undivided profits | $-1,724,000 | 8,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,861,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,674,000 | 1,509 |
| Earning assets | $342,525,000 | 1,768 |
| Long-term assets (5+ years) | $115,801,000 | 945 |
| Average Assets, year-to-date | $343,422,200 | 1,832 |
| Average Assets, quarterly | $376,986,500 | 1,742 |
| Volatile liabilities | $233,777,000 | 707 |
| Insider loans | $300,000 | 6,178 |
| FHLB advances | $20,500,000 | 1,577 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,315,000 | 2,646 |
| Tier 1 (core) risk-based capital | $28,961,000 | 2,199 |
| Tier 2 risk-based capital | $2,794,000 | 1,792 |
| Total risk weighted assets | $243,968,000 | 1,951 |
| Total unused commitments | $29,315,000 | 2,646 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 54 | 3,155 |
| Assets and Liabilities | ||
| Total Assets: | $364,894,000 | 1,799 |
| Cash and due from depository institutions | $7,678,000 | 3,155 |
| Interest-bearing balances | $2,605,000 | 1,542 |
| Securities | $84,469,000 | 1,441 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,496 |
| Net loans & leases | $238,376,000 | 1,891 |
| Loan loss allowance | $2,644,000 | 1,959 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,566,000 | 2,134 |
| Other real estate owned | $0 | 3,155 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $19,305,000 | 968 |
| Life insurance assets | $6,300,000 | 888 |
| Total liabilities and capital | $364,895,000 | 1,799 |
| Total liabilities | $336,766,000 | 1,751 |
| Total deposits | $254,268,000 | 2,036 |
| Interest-bearing deposits | $238,833,000 | 1,876 |
| Deposits held in domestic offices | $254,268,000 | 2,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000,000 | 485 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,000,000 | 1,540 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,498,000 | 818 |
| Total equity capital | $28,129,000 | 2,357 |
| Total bank equity capital | $28,129,000 | 2,357 |
| Perpetual preferred stock | $1,845,000 | 62 |
| Common stock | $2,884,000 | 1,495 |
| Surplus | $24,016,000 | 1,178 |
| Undivided profits | $-616,000 | 8,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,837,000 | 1,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,435,000 | 1,665 |
| Earning assets | $334,950,000 | 1,797 |
| Long-term assets (5+ years) | $98,377,000 | 1,093 |
| Average Assets, year-to-date | $332,008,000 | 1,886 |
| Average Assets, quarterly | $351,613,500 | 1,830 |
| Volatile liabilities | $249,418,000 | 686 |
| Insider loans | $201,000 | 6,598 |
| FHLB advances | $25,000,000 | 1,437 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $51,586,000 | 1,806 |
| Tier 1 (core) risk-based capital | $29,275,000 | 2,164 |
| Tier 2 risk-based capital | $2,644,000 | 1,889 |
| Total risk weighted assets | $247,062,000 | 1,918 |
| Total unused commitments | $51,586,000 | 1,806 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $338,333,000 | 1,895 |
| Cash and due from depository institutions | $6,785,000 | 3,609 |
| Interest-bearing balances | $3,143,000 | 1,367 |
| Securities | $79,738,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,258 |
| Net loans & leases | $219,646,000 | 2,016 |
| Loan loss allowance | $2,827,000 | 1,824 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,758,000 | 2,995 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,406,000 | 1,004 |
| Life insurance assets | $6,242,000 | 876 |
| Total liabilities and capital | $338,333,000 | 1,895 |
| Total liabilities | $311,936,000 | 1,865 |
| Total deposits | $254,413,000 | 2,034 |
| Interest-bearing deposits | $243,425,000 | 1,826 |
| Deposits held in domestic offices | $254,413,000 | 2,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000,000 | 654 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,000,000 | 1,545 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,523,000 | 1,821 |
| Total equity capital | $26,397,000 | 2,417 |
| Total bank equity capital | $26,397,000 | 2,417 |
| Perpetual preferred stock | $1,845,000 | 64 |
| Common stock | $2,884,000 | 1,488 |
| Surplus | $24,016,000 | 1,154 |
| Undivided profits | $-2,348,000 | 8,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,153,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,012,000 | 1,834 |
| Earning assets | $312,527,000 | 1,884 |
| Long-term assets (5+ years) | $101,705,000 | 1,042 |
| Average Assets, year-to-date | $321,046,000 | 1,949 |
| Average Assets, quarterly | $335,488,000 | 1,896 |
| Volatile liabilities | $239,442,000 | 692 |
| Insider loans | $1,000 | 7,839 |
| FHLB advances | $25,000,000 | 1,445 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $43,129,000 | 2,064 |
| Tier 1 (core) risk-based capital | $28,692,000 | 2,178 |
| Tier 2 risk-based capital | $2,827,000 | 1,756 |
| Total risk weighted assets | $226,990,000 | 2,032 |
| Total unused commitments | $43,129,000 | 2,065 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $332,643,000 | 1,906 |
| Cash and due from depository institutions | $10,389,000 | 3,868 |
| Interest-bearing balances | $6,804,000 | 852 |
| Securities | $75,864,000 | 1,622 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 667 |
| Net loans & leases | $205,594,000 | 2,094 |
| Loan loss allowance | $2,312,000 | 2,151 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,440,000 | 3,123 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $16,356,000 | 1,084 |
| Life insurance assets | $6,188,000 | 862 |
| Total liabilities and capital | $332,643,000 | 1,906 |
| Total liabilities | $308,353,000 | 1,857 |
| Total deposits | $250,103,000 | 2,046 |
| Interest-bearing deposits | $240,602,000 | 1,824 |
| Deposits held in domestic offices | $250,103,000 | 2,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,500,000 | 490 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,500,000 | 2,688 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,250,000 | 1,482 |
| Total equity capital | $24,290,000 | 2,559 |
| Total bank equity capital | $24,290,000 | 2,559 |
| Perpetual preferred stock | $1,845,000 | 65 |
| Common stock | $3,587,000 | 1,226 |
| Surplus | $21,162,000 | 1,231 |
| Undivided profits | $-2,304,000 | 8,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,383,000 | 1,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,873,000 | 1,888 |
| Earning assets | $309,262,000 | 1,879 |
| Long-term assets (5+ years) | $91,826,000 | 1,115 |
| Average Assets, year-to-date | $312,402,500 | 2,001 |
| Average Assets, quarterly | $312,402,500 | 2,001 |
| Volatile liabilities | $250,850,000 | 639 |
| Insider loans | $300,000 | 6,175 |
| FHLB advances | $9,500,000 | 2,573 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,968,000 | 2,759 |
| Tier 1 (core) risk-based capital | $25,884,000 | 2,337 |
| Tier 2 risk-based capital | $2,312,000 | 2,058 |
| Total risk weighted assets | $215,882,000 | 2,055 |
| Total unused commitments | $26,968,000 | 2,761 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 39 | 4,106 |
| Assets and Liabilities | ||
| Total Assets: | $292,162,000 | 2,131 |
| Cash and due from depository institutions | $4,229,000 | 4,106 |
| Interest-bearing balances | $1,983,000 | 1,961 |
| Securities | $73,701,000 | 1,652 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 654 |
| Net loans & leases | $175,623,000 | 2,373 |
| Loan loss allowance | $2,152,000 | 2,232 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,382,000 | 3,127 |
| Other real estate owned | $0 | 4,106 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,227,000 | 1,131 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $292,162,000 | 2,131 |
| Total liabilities | $269,455,000 | 2,074 |
| Total deposits | $216,983,000 | 2,326 |
| Interest-bearing deposits | $210,300,000 | 2,020 |
| Deposits held in domestic offices | $216,983,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,500,000 | 526 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,500,000 | 2,778 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,472,000 | 1,812 |
| Total equity capital | $22,707,000 | 2,676 |
| Total bank equity capital | $22,707,000 | 2,676 |
| Perpetual preferred stock | $1,845,000 | 65 |
| Common stock | $2,314,000 | 1,732 |
| Surplus | $21,162,000 | 1,200 |
| Undivided profits | $-2,614,000 | 8,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $962,000 | 2,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,537,000 | 2,302 |
| Earning assets | $271,307,000 | 2,091 |
| Long-term assets (5+ years) | $70,455,000 | 1,362 |
| Average Assets, year-to-date | $196,389,800 | 2,897 |
| Average Assets, quarterly | $266,688,000 | 2,307 |
| Volatile liabilities | $231,391,000 | 686 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $9,500,000 | 2,649 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $20,241,000 | 3,292 |
| Tier 1 (core) risk-based capital | $23,894,000 | 2,469 |
| Tier 2 risk-based capital | $2,152,000 | 2,144 |
| Total risk weighted assets | $186,496,000 | 2,300 |
| Total unused commitments | $20,241,000 | 3,292 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $241,214,000 | 2,516 |
| Cash and due from depository institutions | $9,697,000 | 4,432 |
| Interest-bearing balances | $7,457,000 | 761 |
| Securities | $62,702,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,644 |
| Net loans & leases | $149,007,000 | 2,675 |
| Loan loss allowance | $1,878,000 | 2,510 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,032,000 | 3,358 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,776,000 | 1,302 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $241,214,000 | 2,516 |
| Total liabilities | $219,365,000 | 2,492 |
| Total deposits | $168,740,000 | 2,812 |
| Interest-bearing deposits | $165,790,000 | 2,469 |
| Deposits held in domestic offices | $168,740,000 | 2,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,500,000 | 520 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,500,000 | 3,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,625,000 | 1,670 |
| Total equity capital | $21,849,000 | 2,753 |
| Total bank equity capital | $21,849,000 | 2,753 |
| Perpetual preferred stock | $1,845,000 | 63 |
| Common stock | $2,314,000 | 1,702 |
| Surplus | $21,162,000 | 1,167 |
| Undivided profits | $-3,472,000 | 8,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,203,000 | 2,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,146,000 | 3,035 |
| Earning assets | $223,166,000 | 2,500 |
| Long-term assets (5+ years) | $53,915,000 | 1,676 |
| Average Assets, year-to-date | $172,446,750 | 3,203 |
| Average Assets, quarterly | $222,006,500 | 2,677 |
| Volatile liabilities | $191,862,000 | 766 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $7,500,000 | 2,973 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,576,000 | 3,032 |
| Tier 1 (core) risk-based capital | $22,616,000 | 2,565 |
| Tier 2 risk-based capital | $1,878,000 | 2,388 |
| Total risk weighted assets | $169,191,000 | 2,464 |
| Total unused commitments | $22,576,000 | 3,034 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $202,799,000 | 2,866 |
| Cash and due from depository institutions | $7,562,000 | 5,548 |
| Interest-bearing balances | $6,975,000 | 776 |
| Securities | $55,533,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $125,521,000 | 3,000 |
| Loan loss allowance | $1,653,000 | 2,733 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,293,000 | 3,997 |
| Other real estate owned | $0 | 5,548 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $11,890,000 | 1,353 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $202,799,000 | 2,866 |
| Total liabilities | $180,675,000 | 2,867 |
| Total deposits | $137,952,000 | 3,297 |
| Interest-bearing deposits | $134,421,000 | 2,896 |
| Deposits held in domestic offices | $137,952,000 | 3,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,500,000 | 509 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,223,000 | 1,813 |
| Total equity capital | $22,124,000 | 2,670 |
| Total bank equity capital | $22,124,000 | 2,670 |
| Perpetual preferred stock | $1,845,000 | 64 |
| Common stock | $2,314,000 | 1,684 |
| Surplus | $21,162,000 | 1,143 |
| Undivided profits | $-3,197,000 | 8,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,243,000 | 1,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $766,000 | 3,960 |
| Earning assets | $188,029,000 | 2,832 |
| Long-term assets (5+ years) | $36,301,000 | 2,245 |
| Average Assets, year-to-date | $149,524,330 | 3,587 |
| Average Assets, quarterly | $174,268,500 | 3,184 |
| Volatile liabilities | $159,484,000 | 858 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,999,000 | 4,237 |
| Tier 1 (core) risk-based capital | $22,496,000 | 2,513 |
| Tier 2 risk-based capital | $1,653,000 | 2,580 |
| Total risk weighted assets | $138,592,000 | 2,870 |
| Total unused commitments | $11,999,000 | 4,237 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 18 | 6,552 |
| Assets and Liabilities | ||
| Total Assets: | $145,738,000 | 3,706 |
| Cash and due from depository institutions | $11,111,000 | 6,552 |
| Interest-bearing balances | $10,388,000 | 545 |
| Securities | $45,842,000 | 2,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $76,072,000 | 4,304 |
| Loan loss allowance | $1,191,000 | 3,572 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,539,000 | 4,967 |
| Other real estate owned | $0 | 6,552 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $11,174,000 | 1,427 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $145,738,000 | 3,706 |
| Total liabilities | $124,076,000 | 3,857 |
| Total deposits | $102,363,000 | 4,168 |
| Interest-bearing deposits | $99,637,000 | 3,744 |
| Deposits held in domestic offices | $102,363,000 | 4,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 759 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,713,000 | 2,195 |
| Total equity capital | $21,662,000 | 2,662 |
| Total bank equity capital | $21,662,000 | 2,662 |
| Perpetual preferred stock | $1,846,000 | 65 |
| Common stock | $2,301,000 | 1,692 |
| Surplus | $21,062,000 | 1,109 |
| Undivided profits | $-3,547,000 | 8,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $667,000 | 4,330 |
| Earning assets | $132,302,000 | 3,715 |
| Long-term assets (5+ years) | $35,238,000 | 2,358 |
| Average Assets, year-to-date | $122,887,000 | 4,216 |
| Average Assets, quarterly | $122,887,000 | 4,216 |
| Volatile liabilities | $102,416,000 | 1,195 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,091,000 | 7,352 |
| Tier 1 (core) risk-based capital | $22,161,000 | 2,519 |
| Tier 2 risk-based capital | $1,110,000 | 3,543 |
| Total risk weighted assets | $88,688,000 | 4,021 |
| Total unused commitments | $2,091,000 | 7,356 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 13 | 7,405 |
| Assets and Liabilities | ||
| Total Assets: | $100,036,000 | 4,893 |
| Cash and due from depository institutions | $7,428,000 | 7,405 |
| Interest-bearing balances | $5,872,000 | 955 |
| Securities | $23,254,000 | 4,326 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,167 |
| Net loans & leases | $49,837,000 | 5,496 |
| Loan loss allowance | $1,131,000 | 3,689 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $918,000 | 6,041 |
| Other real estate owned | $0 | 7,405 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,599,000 | 1,754 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $100,036,000 | 4,893 |
| Total liabilities | $77,773,000 | 5,311 |
| Total deposits | $75,920,000 | 5,108 |
| Interest-bearing deposits | $72,268,000 | 4,700 |
| Deposits held in domestic offices | $75,920,000 | 5,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,853,000 | 2,046 |
| Total equity capital | $22,263,000 | 2,579 |
| Total bank equity capital | $22,263,000 | 2,579 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,301,000 | 1,675 |
| Surplus | $22,908,000 | 1,028 |
| Undivided profits | $-2,946,000 | 8,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 1,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $404,000 | 6,014 |
| Earning assets | $88,963,000 | 4,983 |
| Long-term assets (5+ years) | $19,393,000 | 3,524 |
| Average Assets, year-to-date | $101,712,000 | 4,688 |
| Average Assets, quarterly | $98,308,500 | 4,908 |
| Volatile liabilities | $56,943,000 | 1,902 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $0 | 8,728 |
| Tier 1 (core) risk-based capital | $22,326,000 | 2,457 |
| Tier 2 risk-based capital | $628,000 | 5,097 |
| Total risk weighted assets | $49,703,000 | 5,698 |
| Total unused commitments | $0 | 8,728 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $96,581,000 | 4,968 |
| Cash and due from depository institutions | $16,088,000 | 7,238 |
| Interest-bearing balances | $15,891,000 | 375 |
| Securities | $39,486,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,127 |
| Net loans & leases | $20,615,000 | 7,561 |
| Loan loss allowance | $997,000 | 4,035 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $697,000 | 6,538 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,695,000 | 1,565 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $96,581,000 | 4,968 |
| Total liabilities | $71,945,000 | 5,519 |
| Total deposits | $70,864,000 | 5,291 |
| Interest-bearing deposits | $68,964,000 | 4,841 |
| Deposits held in domestic offices | $70,864,000 | 5,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,081,000 | 3,027 |
| Total equity capital | $24,636,000 | 2,326 |
| Total bank equity capital | $24,636,000 | 2,326 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,301,000 | 1,670 |
| Surplus | $22,908,000 | 1,001 |
| Undivided profits | $-573,000 | 8,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,319,000 | 2,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $258,000 | 7,405 |
| Earning assets | $85,992,000 | 5,052 |
| Long-term assets (5+ years) | $6,131,000 | 5,804 |
| Average Assets, year-to-date | $102,131,000 | 4,673 |
| Average Assets, quarterly | $92,262,500 | 5,092 |
| Volatile liabilities | $52,733,000 | 2,009 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $0 | 8,783 |
| Tier 1 (core) risk-based capital | $24,661,000 | 2,216 |
| Tier 2 risk-based capital | $522,000 | 5,627 |
| Total risk weighted assets | $41,277,000 | 6,220 |
| Total unused commitments | $0 | 8,783 |
| Derivatives | $20,000 | 766 |
| 2004-06-30 | Rank | |
| # of Employees: | 10 | 8,014 |
| Assets and Liabilities | ||
| Total Assets: | $87,944,000 | 5,252 |
| Cash and due from depository institutions | $32,501,000 | 8,014 |
| Interest-bearing balances | $32,290,000 | 177 |
| Securities | $30,852,000 | 3,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $10,669,000 | 8,460 |
| Loan loss allowance | $3,717,000 | 1,244 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $701,000 | 6,564 |
| Other real estate owned | $0 | 8,014 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $13,221,000 | 1,174 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $87,944,000 | 5,252 |
| Total liabilities | $74,437,000 | 5,421 |
| Total deposits | $72,896,000 | 5,212 |
| Interest-bearing deposits | $71,500,000 | 4,718 |
| Deposits held in domestic offices | $72,896,000 | 5,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,541,000 | 2,164 |
| Total equity capital | $13,507,000 | 3,869 |
| Total bank equity capital | $13,507,000 | 3,869 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,301,000 | 1,674 |
| Surplus | $12,908,000 | 1,607 |
| Undivided profits | $-1,702,000 | 8,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,836,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $536,000 | 5,038 |
| Earning assets | $73,811,000 | 5,530 |
| Long-term assets (5+ years) | $17,909,000 | 3,877 |
| Average Assets, year-to-date | $103,981,000 | 4,639 |
| Average Assets, quarterly | $95,859,000 | 4,939 |
| Volatile liabilities | $53,914,000 | 1,919 |
| Insider loans | $1,283,000 | 3,561 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $0 | 8,844 |
| Tier 1 (core) risk-based capital | $13,180,000 | 3,864 |
| Tier 2 risk-based capital | $778,000 | 4,455 |
| Total risk weighted assets | $59,314,000 | 5,118 |
| Total unused commitments | $0 | 8,845 |
| Derivatives | $10,000,000 | 400 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $103,774,000 | 4,700 |
| Cash and due from depository institutions | $37,754,000 | 6,938 |
| Interest-bearing balances | $37,548,000 | 174 |
| Securities | $40,161,000 | 2,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $12,029,000 | 8,346 |
| Loan loss allowance | $3,717,000 | 1,238 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $736,000 | 6,455 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $13,094,000 | 1,106 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $103,774,000 | 4,700 |
| Total liabilities | $88,653,000 | 4,836 |
| Total deposits | $86,927,000 | 4,636 |
| Interest-bearing deposits | $84,982,000 | 4,163 |
| Deposits held in domestic offices | $86,127,000 | 4,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,726,000 | 2,190 |
| Total equity capital | $15,121,000 | 3,574 |
| Total bank equity capital | $15,121,000 | 3,574 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,314,000 | 1,661 |
| Surplus | $12,908,000 | 1,588 |
| Undivided profits | $-101,000 | 8,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,836,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $53,000 | 8,883 |
| Earning assets | $89,738,000 | 4,890 |
| Long-term assets (5+ years) | $13,763,000 | 4,363 |
| Average Assets, year-to-date | $111,999,500 | 4,411 |
| Average Assets, quarterly | $111,999,500 | 4,411 |
| Volatile liabilities | $58,484,000 | 1,712 |
| Insider loans | $1,286,000 | 3,512 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $0 | 8,875 |
| Tier 1 (core) risk-based capital | $13,899,000 | 3,659 |
| Tier 2 risk-based capital | $852,000 | 4,153 |
| Total risk weighted assets | $65,260,000 | 4,806 |
| Total unused commitments | $0 | 8,876 |
| Derivatives | $10,000,000 | 402 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $120,225,000 | 4,200 |
| Cash and due from depository institutions | $32,454,000 | 6,499 |
| Interest-bearing balances | $31,722,000 | 203 |
| Securities | $41,689,000 | 2,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $31,924,000 | 6,633 |
| Loan loss allowance | $3,103,000 | 1,489 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $768,000 | 6,400 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $13,390,000 | 1,115 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,225,000 | 4,200 |
| Total liabilities | $104,617,000 | 4,289 |
| Total deposits | $102,021,000 | 4,087 |
| Interest-bearing deposits | $99,091,000 | 3,662 |
| Deposits held in domestic offices | $101,221,000 | 4,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,596,000 | 1,533 |
| Total equity capital | $15,608,000 | 3,412 |
| Total bank equity capital | $15,608,000 | 3,412 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,314,000 | 1,669 |
| Surplus | $12,908,000 | 1,559 |
| Undivided profits | $386,000 | 8,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $719,000 | 4,026 |
| Earning assets | $105,335,000 | 4,349 |
| Long-term assets (5+ years) | $13,374,000 | 4,442 |
| Average Assets, year-to-date | $156,439,000 | 3,276 |
| Average Assets, quarterly | $130,453,500 | 3,911 |
| Volatile liabilities | $66,411,000 | 1,538 |
| Insider loans | $1,541,000 | 3,149 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $0 | 8,941 |
| Tier 1 (core) risk-based capital | $14,708,000 | 3,441 |
| Tier 2 risk-based capital | $1,028,000 | 3,612 |
| Total risk weighted assets | $80,188,000 | 4,137 |
| Total unused commitments | $0 | 8,941 |
| Derivatives | $10,000,000 | 386 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $140,682,000 | 3,682 |
| Cash and due from depository institutions | $24,011,000 | 6,521 |
| Interest-bearing balances | $23,803,000 | 317 |
| Securities | $45,310,000 | 2,645 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $55,422,000 | 5,082 |
| Loan loss allowance | $3,369,000 | 1,385 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $813,000 | 6,324 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $15,126,000 | 993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,682,000 | 3,682 |
| Total liabilities | $121,816,000 | 3,803 |
| Total deposits | $120,343,000 | 3,553 |
| Interest-bearing deposits | $117,639,000 | 3,160 |
| Deposits held in domestic offices | $119,904,000 | 3,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,473,000 | 2,436 |
| Total equity capital | $18,866,000 | 2,864 |
| Total bank equity capital | $18,866,000 | 2,864 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,314,000 | 1,668 |
| Surplus | $12,908,000 | 1,528 |
| Undivided profits | $3,644,000 | 5,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,786,000 | 1,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $961,000 | 3,265 |
| Earning assets | $124,535,000 | 3,785 |
| Long-term assets (5+ years) | $17,286,000 | 3,895 |
| Average Assets, year-to-date | $165,492,500 | 3,155 |
| Average Assets, quarterly | $156,312,500 | 3,341 |
| Volatile liabilities | $74,123,000 | 1,378 |
| Insider loans | $1,545,000 | 3,116 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $0 | 8,996 |
| Tier 1 (core) risk-based capital | $18,464,000 | 2,783 |
| Tier 2 risk-based capital | $1,364,000 | 2,872 |
| Total risk weighted assets | $106,920,000 | 3,312 |
| Total unused commitments | $0 | 8,996 |
| Derivatives | $15,000,000 | 348 |
| 2003-06-30 | Rank | |
| # of Employees: | 22 | 6,121 |
| Assets and Liabilities | ||
| Total Assets: | $171,943,000 | 3,120 |
| Cash and due from depository institutions | $27,202,000 | 6,121 |
| Interest-bearing balances | $26,921,000 | 310 |
| Securities | $51,435,000 | 2,335 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $77,656,000 | 4,026 |
| Loan loss allowance | $3,369,000 | 1,356 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $859,000 | 6,188 |
| Other real estate owned | $0 | 6,121 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $14,791,000 | 981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,943,000 | 3,120 |
| Total liabilities | $152,794,000 | 3,142 |
| Total deposits | $147,476,000 | 2,991 |
| Interest-bearing deposits | $144,956,000 | 2,622 |
| Deposits held in domestic offices | $146,972,000 | 2,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,318,000 | 1,792 |
| Total equity capital | $19,149,000 | 2,811 |
| Total bank equity capital | $19,149,000 | 2,811 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,314,000 | 1,663 |
| Surplus | $12,908,000 | 1,495 |
| Undivided profits | $3,927,000 | 5,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,756,000 | 1,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,456,000 | 2,054 |
| Earning assets | $156,012,000 | 3,133 |
| Long-term assets (5+ years) | $19,944,000 | 3,451 |
| Average Assets, year-to-date | $173,762,670 | 3,049 |
| Average Assets, quarterly | $176,884,000 | 3,021 |
| Volatile liabilities | $90,227,000 | 1,158 |
| Insider loans | $1,852,000 | 2,735 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $0 | 9,038 |
| Tier 1 (core) risk-based capital | $18,320,000 | 2,741 |
| Tier 2 risk-based capital | $1,704,000 | 2,331 |
| Total risk weighted assets | $134,621,000 | 2,670 |
| Total unused commitments | $0 | 9,038 |
| Derivatives | $16,295,000 | 358 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $181,825,000 | 2,941 |
| Cash and due from depository institutions | $9,269,000 | 5,143 |
| Interest-bearing balances | $9,039,000 | 945 |
| Securities | $63,968,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $90,134,000 | 3,540 |
| Loan loss allowance | $3,369,000 | 1,331 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $909,000 | 6,066 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $17,545,000 | 835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,825,000 | 2,941 |
| Total liabilities | $164,136,000 | 2,943 |
| Total deposits | $161,648,000 | 2,734 |
| Interest-bearing deposits | $157,718,000 | 2,413 |
| Deposits held in domestic offices | $161,260,000 | 2,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,488,000 | 1,743 |
| Total equity capital | $17,689,000 | 2,967 |
| Total bank equity capital | $17,689,000 | 2,967 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,314,000 | 1,673 |
| Surplus | $12,908,000 | 1,468 |
| Undivided profits | $2,467,000 | 6,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,802,000 | 1,778 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,127,000 | 1,356 |
| Earning assets | $163,141,000 | 2,990 |
| Long-term assets (5+ years) | $25,194,000 | 2,934 |
| Average Assets, year-to-date | $174,672,500 | 3,015 |
| Average Assets, quarterly | $174,672,500 | 3,015 |
| Volatile liabilities | $92,491,000 | 1,106 |
| Insider loans | $1,899,000 | 2,637 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $18,375,000 | 2,693 |
| Tier 2 risk-based capital | $1,687,000 | 2,306 |
| Total risk weighted assets | $133,307,000 | 2,645 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $23,777,000 | 312 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $167,520,000 | 3,103 |
| Cash and due from depository institutions | $10,221,000 | 5,011 |
| Interest-bearing balances | $25,000 | 6,229 |
| Securities | $60,627,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $80,395,000 | 3,861 |
| Loan loss allowance | $3,603,000 | 1,225 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $955,000 | 5,959 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $15,322,000 | 908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,520,000 | 3,103 |
| Total liabilities | $149,682,000 | 3,114 |
| Total deposits | $147,006,000 | 2,925 |
| Interest-bearing deposits | $144,312,000 | 2,581 |
| Deposits held in domestic offices | $146,619,000 | 2,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,676,000 | 1,623 |
| Total equity capital | $17,838,000 | 2,911 |
| Total bank equity capital | $17,838,000 | 2,911 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,314,000 | 1,665 |
| Surplus | $12,908,000 | 1,436 |
| Undivided profits | $2,616,000 | 6,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,245,000 | 967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,867,000 | 1,644 |
| Earning assets | $141,047,000 | 3,300 |
| Long-term assets (5+ years) | $27,469,000 | 2,707 |
| Average Assets, year-to-date | $190,572,600 | 2,650 |
| Average Assets, quarterly | $174,841,500 | 2,970 |
| Volatile liabilities | $83,618,000 | 1,194 |
| Insider loans | $3,368,000 | 1,576 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $0 | 9,110 |
| Tier 1 (core) risk-based capital | $18,385,000 | 2,657 |
| Tier 2 risk-based capital | $1,836,000 | 2,126 |
| Total risk weighted assets | $145,123,000 | 2,406 |
| Total unused commitments | $0 | 9,111 |
| Derivatives | $28,520,000 | 267 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $222,193,000 | 2,288 |
| Cash and due from depository institutions | $1,789,000 | 4,380 |
| Interest-bearing balances | $25,000 | 6,154 |
| Securities | $72,122,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,817 |
| Net loans & leases | $120,472,000 | 2,667 |
| Loan loss allowance | $4,380,000 | 952 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,142,000 | 5,576 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $18,668,000 | 754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,193,000 | 2,288 |
| Total liabilities | $203,551,000 | 2,248 |
| Total deposits | $189,070,000 | 2,183 |
| Interest-bearing deposits | $183,491,000 | 1,935 |
| Deposits held in domestic offices | $187,830,000 | 2,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,925,000 | 1,377 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $5,000,000 | 161 |
| All other liabilities | $3,556,000 | 1,265 |
| Total equity capital | $18,642,000 | 2,615 |
| Total bank equity capital | $18,642,000 | 2,615 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,314,000 | 1,668 |
| Surplus | $12,908,000 | 1,379 |
| Undivided profits | $3,420,000 | 5,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,594,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,722,000 | 1,941 |
| Earning assets | $200,619,000 | 2,315 |
| Long-term assets (5+ years) | $31,826,000 | 2,397 |
| Average Assets, year-to-date | $277,942,200 | 1,734 |
| Average Assets, quarterly | $242,832,500 | 2,067 |
| Volatile liabilities | $104,800,000 | 958 |
| Insider loans | $3,595,000 | 1,390 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $18,584,000 | 2,510 |
| Tier 2 risk-based capital | $6,229,000 | 672 |
| Total risk weighted assets | $176,190,000 | 1,912 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $25,109,000 | 252 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $349,831,000 | 1,370 |
| Cash and due from depository institutions | $32,027,000 | 4,753 |
| Interest-bearing balances | $30,931,000 | 152 |
| Securities | $66,202,000 | 1,658 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,757 |
| Net loans & leases | $228,733,000 | 1,386 |
| Loan loss allowance | $6,562,000 | 653 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,282,000 | 5,295 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $19,087,000 | 610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $349,831,000 | 1,370 |
| Total liabilities | $328,986,000 | 1,315 |
| Total deposits | $287,554,000 | 1,320 |
| Interest-bearing deposits | $284,328,000 | 1,160 |
| Deposits held in domestic offices | $286,486,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,309,000 | 596 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $7,123,000 | 772 |
| Total equity capital | $20,845,000 | 2,250 |
| Total bank equity capital | $20,845,000 | 2,250 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,313,000 | 1,682 |
| Surplus | $12,907,000 | 1,326 |
| Undivided profits | $5,625,000 | 4,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,944,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $7,464,000 | 364 |
| Earning assets | $328,366,000 | 1,342 |
| Long-term assets (5+ years) | $52,065,000 | 1,590 |
| Average Assets, year-to-date | $318,530,400 | 1,442 |
| Average Assets, quarterly | $344,764,000 | 1,369 |
| Volatile liabilities | $213,130,000 | 566 |
| Insider loans | $4,488,000 | 1,077 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $20,165,000 | 2,208 |
| Tier 2 risk-based capital | $8,517,340 | 518 |
| Total risk weighted assets | $278,342,740 | 1,176 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $53,322,000 | 219 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $255,391,000 | 1,830 |
| Cash and due from depository institutions | $41,862,000 | 4,461 |
| Interest-bearing balances | $39,959,000 | 107 |
| Securities | $64,373,000 | 1,775 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $136,565,000 | 2,215 |
| Loan loss allowance | $3,402,000 | 1,132 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,422,000 | 5,009 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,169,000 | 914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,391,000 | 1,830 |
| Total liabilities | $236,300,000 | 1,801 |
| Total deposits | $223,453,000 | 1,690 |
| Interest-bearing deposits | $219,851,000 | 1,480 |
| Deposits held in domestic offices | $219,184,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,300,000 | 3,389 |
| Subordinated debt | $5,000,000 | 171 |
| All other liabilities | $4,547,000 | 1,006 |
| Total equity capital | $19,091,000 | 2,304 |
| Total bank equity capital | $19,091,000 | 2,304 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,312,000 | 1,690 |
| Surplus | $12,907,000 | 1,311 |
| Undivided profits | $3,872,000 | 4,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,156,000 | 1,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $4,807,000 | 463 |
| Earning assets | $240,897,000 | 1,792 |
| Long-term assets (5+ years) | $51,827,000 | 1,660 |
| Average Assets, year-to-date | $259,233,600 | 1,748 |
| Average Assets, quarterly | $255,098,000 | 1,825 |
| Volatile liabilities | $115,832,000 | 875 |
| Insider loans | $5,271,000 | 879 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $19,035,000 | 2,312 |
| Tier 2 risk-based capital | $6,929,550 | 614 |
| Total risk weighted assets | $152,891,150 | 2,001 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $25,392,000 | 292 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $270,083,000 | 1,707 |
| Cash and due from depository institutions | $9,103,000 | 4,530 |
| Interest-bearing balances | $7,503,000 | 840 |
| Securities | $44,741,000 | 2,565 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $204,824,000 | 1,375 |
| Loan loss allowance | $2,134,000 | 1,658 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,596,000 | 4,597 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $9,819,000 | 896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,083,000 | 1,707 |
| Total liabilities | $253,251,000 | 1,629 |
| Total deposits | $242,027,000 | 1,538 |
| Interest-bearing deposits | $232,177,000 | 1,377 |
| Deposits held in domestic offices | $240,415,000 | 1,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,049 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000 | 5,218 |
| Subordinated debt | $5,000,000 | 174 |
| All other liabilities | $6,045,000 | 865 |
| Total equity capital | $16,832,000 | 2,651 |
| Total bank equity capital | $16,832,000 | 2,651 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,310,000 | 1,635 |
| Surplus | $12,908,000 | 1,248 |
| Undivided profits | $1,614,000 | 7,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,708,000 | 467 |
| Earning assets | $257,068,000 | 1,646 |
| Long-term assets (5+ years) | $29,670,000 | 2,384 |
| Average Assets, year-to-date | $299,049,000 | 1,451 |
| Average Assets, quarterly | $286,992,500 | 1,561 |
| Volatile liabilities | $173,170,000 | 580 |
| Insider loans | $4,098,000 | 1,040 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $15,615,000 | 2,728 |
| Tier 2 risk-based capital | $7,134,000 | 583 |
| Total risk weighted assets | $176,613,900 | 1,628 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $60,483,000 | 239 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $311,729,000 | 1,471 |
| Cash and due from depository institutions | $9,382,000 | 4,914 |
| Interest-bearing balances | $7,418,000 | 595 |
| Securities | $19,912,000 | 4,926 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,653 |
| Net loans & leases | $260,669,000 | 1,147 |
| Loan loss allowance | $3,030,000 | 1,237 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,207,000 | 5,399 |
| Other real estate owned | $0 | 4,914 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $12,259,000 | 737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,729,000 | 1,471 |
| Total liabilities | $295,965,000 | 1,406 |
| Total deposits | $277,302,000 | 1,332 |
| Interest-bearing deposits | $271,552,000 | 1,201 |
| Deposits held in domestic offices | $276,393,000 | 1,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $5,000,000 | 173 |
| All other liabilities | $13,663,000 | 515 |
| Total equity capital | $15,764,000 | 2,803 |
| Total bank equity capital | $15,764,000 | 2,803 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,309,000 | 1,625 |
| Surplus | $12,907,000 | 1,247 |
| Undivided profits | $548,000 | 9,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $5,065,000 | 464 |
| Earning assets | $296,299,000 | 1,434 |
| Long-term assets (5+ years) | $509,000 | 9,001 |
| Average Assets, year-to-date | $257,838,000 | 1,687 |
| Average Assets, quarterly | $296,660,500 | 1,512 |
| Volatile liabilities | $170,761,000 | 594 |
| Insider loans | $223,000 | 7,266 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $15,796,000 | 2,697 |
| Tier 2 risk-based capital | $7,563,720 | 517 |
| Total risk weighted assets | $204,630,920 | 1,384 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $42,514,000 | 270 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $208,674,000 | 2,237 |
| Cash and due from depository institutions | $8,212,000 | 5,956 |
| Interest-bearing balances | $6,404,000 | 591 |
| Securities | $3,042,000 | 10,531 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,202 |
| Net loans & leases | $173,535,000 | 1,660 |
| Loan loss allowance | $1,380,000 | 2,637 |
| Trading account assets | $1,842,000 | 160 |
| Bank premises and fixed assets | $734,000 | 6,991 |
| Other real estate owned | $0 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $10,509,000 | 873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,674,000 | 2,237 |
| Total liabilities | $193,920,000 | 2,158 |
| Total deposits | $181,705,000 | 2,122 |
| Interest-bearing deposits | $176,191,000 | 1,901 |
| Deposits held in domestic offices | $171,284,000 | 2,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $5,000,000 | 189 |
| All other liabilities | $7,215,000 | 772 |
| Total equity capital | $14,754,000 | 3,009 |
| Total bank equity capital | $14,754,000 | 3,009 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,310,000 | 1,692 |
| Surplus | $12,908,000 | 1,300 |
| Undivided profits | $-464,000 | 11,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,754,000 | 808 |
| Earning assets | $195,623,000 | 2,187 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $168,494,200 | 2,628 |
| Average Assets, quarterly | $200,453,000 | 2,319 |
| Volatile liabilities | $83,826,000 | 984 |
| Insider loans | $120,000 | 8,550 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $14,765,000 | 2,927 |
| Tier 2 risk-based capital | $4,380,000 | 826 |
| Total risk weighted assets | $130,070,500 | 2,166 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $10,769,000 | 431 |
| 1995-12-31 | Rank | |
| # of Employees: | 25 | 6,788 |
| Assets and Liabilities | ||
| Total Assets: | $119,868,000 | 3,734 |
| Cash and due from depository institutions | $7,945,000 | 6,788 |
| Interest-bearing balances | $6,317,000 | 770 |
| Securities | $575,000 | 11,730 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,736 |
| Net loans & leases | $95,910,000 | 2,809 |
| Loan loss allowance | $950,000 | 3,704 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $294,000 | 9,585 |
| Other real estate owned | $0 | 6,788 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,744,000 | 1,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,868,000 | 3,734 |
| Total liabilities | $106,174,000 | 3,784 |
| Total deposits | $95,752,000 | 3,972 |
| Interest-bearing deposits | $88,516,000 | 3,708 |
| Deposits held in domestic offices | $92,454,000 | 4,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $5,000,000 | 192 |
| All other liabilities | $4,422,000 | 1,132 |
| Total equity capital | $13,694,000 | 3,222 |
| Total bank equity capital | $13,694,000 | 3,222 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,312,000 | 1,731 |
| Surplus | $12,908,000 | 1,299 |
| Undivided profits | $-1,526,000 | 11,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,272,000 | 2,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,753,000 | 1,273 |
| Earning assets | $111,202,000 | 3,681 |
| Long-term assets (5+ years) | $35,000 | 10,316 |
| Average Assets, year-to-date | $110,044,200 | 3,884 |
| Average Assets, quarterly | $111,430,000 | 3,945 |
| Volatile liabilities | $30,252,000 | 1,843 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,000 | 11,293 |
| Tier 1 (core) risk-based capital | $13,694,000 | 3,132 |
| Tier 2 risk-based capital | $4,950,000 | 743 |
| Total risk weighted assets | $80,460,500 | 3,310 |
| Total unused commitments | $10,000 | 11,294 |
| Derivatives | $3,504,000 | 563 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $115,792,000 | 3,816 |
| Cash and due from depository institutions | $16,872,000 | 7,672 |
| Interest-bearing balances | $15,458,000 | 252 |
| Securities | $595,000 | 12,396 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,008 |
| Net loans & leases | $82,535,000 | 3,132 |
| Loan loss allowance | $1,255,000 | 2,943 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $450,000 | 8,806 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,040,000 | 1,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,792,000 | 3,816 |
| Total liabilities | $103,136,000 | 3,901 |
| Total deposits | $90,656,000 | 4,139 |
| Interest-bearing deposits | $82,895,000 | 3,896 |
| Deposits held in domestic offices | $81,889,000 | 4,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,636 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $5,000,000 | 190 |
| All other liabilities | $4,480,000 | 979 |
| Total equity capital | $12,656,000 | 3,219 |
| Total bank equity capital | $12,656,000 | 3,219 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,311,000 | 1,775 |
| Surplus | $12,908,000 | 1,224 |
| Undivided profits | $-2,563,000 | 12,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,018,000 | 1,942 |
| Earning assets | $107,888,000 | 3,749 |
| Long-term assets (5+ years) | $33,000 | 10,831 |
| Average Assets, year-to-date | $119,451,200 | 3,615 |
| Average Assets, quarterly | $110,071,500 | 3,971 |
| Volatile liabilities | $32,121,000 | 1,739 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $342,000 | 10,744 |
| Tier 1 (core) risk-based capital | $12,658,000 | 3,261 |
| Tier 2 risk-based capital | $6,002,870 | 652 |
| Total risk weighted assets | $79,977,570 | 3,263 |
| Total unused commitments | $342,000 | 10,748 |
| Derivatives | $10,150,000 | 505 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $129,616,000 | 3,503 |
| Cash and due from depository institutions | $21,287,000 | 7,545 |
| Interest-bearing balances | $20,313,000 | 306 |
| Securities | $586,000 | 13,007 |
| Federal funds sold & reverse repurchase agreements | $2,402,000 | 5,116 |
| Net loans & leases | $93,083,000 | 2,772 |
| Loan loss allowance | $951,000 | 3,865 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $637,000 | 7,888 |
| Other real estate owned | $0 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $11,623,000 | 855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,616,000 | 3,503 |
| Total liabilities | $118,071,000 | 3,490 |
| Total deposits | $98,580,000 | 3,949 |
| Interest-bearing deposits | $92,569,000 | 3,637 |
| Deposits held in domestic offices | $60,698,000 | 6,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,476,000 | 1,587 |
| Subordinated debt | $5,000,000 | 190 |
| All other liabilities | $10,015,000 | 614 |
| Total equity capital | $11,545,000 | 3,546 |
| Total bank equity capital | $11,545,000 | 3,546 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,310,000 | 1,792 |
| Surplus | $12,908,000 | 1,165 |
| Undivided profits | $-3,673,000 | 13,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 2,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $964,000 | 1,816 |
| Earning assets | $116,384,000 | 3,560 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $105,221,000 | 4,153 |
| Average Assets, quarterly | $116,882,500 | 3,839 |
| Volatile liabilities | $58,046,000 | 1,079 |
| Insider loans | $12,000 | 11,424 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $11,545,000 | 3,467 |
| Tier 2 risk-based capital | $5,951,000 | 647 |
| Total risk weighted assets | $79,849,000 | 3,240 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $5,840,000 | 560 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $106,627,000 | 4,271 |
| Cash and due from depository institutions | $19,736,000 | 8,413 |
| Interest-bearing balances | $18,964,000 | 422 |
| Securities | $447,000 | 13,623 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 7,837 |
| Net loans & leases | $73,958,000 | 3,466 |
| Loan loss allowance | $612,000 | 5,559 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $799,000 | 7,119 |
| Other real estate owned | $0 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $10,337,000 | 966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,627,000 | 4,271 |
| Total liabilities | $95,599,000 | 4,350 |
| Total deposits | $81,025,000 | 4,853 |
| Interest-bearing deposits | $75,252,000 | 4,590 |
| Deposits held in domestic offices | $44,893,000 | 7,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $956,000 | 2,591 |
| Subordinated debt | $5,000,000 | 200 |
| All other liabilities | $8,618,000 | 677 |
| Total equity capital | $11,028,000 | 3,498 |
| Total bank equity capital | $11,028,000 | 3,498 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,310,000 | 1,844 |
| Surplus | $12,318,000 | 1,163 |
| Undivided profits | $-3,600,000 | 13,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,089,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $951,000 | 2,081 |
| Earning assets | $94,719,000 | 4,378 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $84,918,800 | 5,099 |
| Average Assets, quarterly | $100,529,000 | 4,478 |
| Volatile liabilities | $49,581,000 | 1,192 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,650,000 | 6,491 |
| Tier 1 (core) risk-based capital | $11,028,000 | 3,442 |
| Tier 2 risk-based capital | $3,612,000 | 959 |
| Total risk weighted assets | $84,897,400 | 3,097 |
| Total unused commitments | $2,650,000 | 6,517 |
| Derivatives | $12,076,000 | 454 |