Home > The Park Avenue Bank > Income and Expense
The Park Avenue Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,300,000 | 870 |
| Total interest expense | $4,012,000 | 399 |
| Net interest income | $4,288,000 | 1,306 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $380,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $469,000 | 765 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-89,000 | 7,353 |
| Total noninterest expense | $5,973,000 | 840 |
| Salaries and employee benefits | $2,176,000 | 1,161 |
| Premises and equipment expense | $770,000 | 856 |
| Additional noninterest expense | $3,027,000 | 591 |
| Pre-tax net operating income | $-1,305,000 | 7,325 |
| Securities gains (losses) | $122,000 | 477 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,183,000 | 7,325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,183,000 | 7,325 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,183,000 | 7,326 |
| Net charge-offs | $3,252,000 | 377 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,305,000 | 7,339 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,900,000 | 736 |
| Total interest expense | $22,130,000 | 349 |
| Net interest income | $18,770,000 | 1,199 |
| Provision for loan and lease losses | $28,214,000 | 274 |
| Total noninterest income | $-6,101,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,585,000 | 579 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,686,000 | 7,649 |
| Total noninterest expense | $30,548,000 | 660 |
| Salaries and employee benefits | $11,070,000 | 886 |
| Premises and equipment expense | $3,580,000 | 720 |
| Additional noninterest expense | $15,898,000 | 494 |
| Pre-tax net operating income | $-46,093,000 | 7,599 |
| Securities gains (losses) | $2,481,000 | 216 |
| Applicable income taxes | $95,000 | 3,267 |
| Income before extraordinary items | $-43,707,000 | 7,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-43,707,000 | 7,593 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-43,707,000 | 7,593 |
| Net charge-offs | $23,826,000 | 296 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-46,188,000 | 7,595 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $31,895,000 | 713 |
| Total interest expense | $17,417,000 | 344 |
| Net interest income | $14,478,000 | 1,171 |
| Provision for loan and lease losses | $20,214,000 | 273 |
| Total noninterest income | $-2,612,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,012,000 | 568 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-4,624,000 | 7,746 |
| Total noninterest expense | $24,596,000 | 611 |
| Salaries and employee benefits | $8,447,000 | 860 |
| Premises and equipment expense | $2,841,000 | 685 |
| Additional noninterest expense | $13,308,000 | 429 |
| Pre-tax net operating income | $-32,944,000 | 7,704 |
| Securities gains (losses) | $3,236,000 | 134 |
| Applicable income taxes | $95,000 | 3,164 |
| Income before extraordinary items | $-29,803,000 | 7,697 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-29,803,000 | 7,697 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-29,803,000 | 7,697 |
| Net charge-offs | $22,610,000 | 231 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-33,039,000 | 7,706 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,844,000 | 699 |
| Total interest expense | $12,168,000 | 340 |
| Net interest income | $9,676,000 | 1,170 |
| Provision for loan and lease losses | $17,114,000 | 240 |
| Total noninterest income | $-2,073,000 | 7,806 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,446,000 | 534 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,519,000 | 7,820 |
| Total noninterest expense | $16,909,000 | 588 |
| Salaries and employee benefits | $5,770,000 | 843 |
| Premises and equipment expense | $1,983,000 | 658 |
| Additional noninterest expense | $9,156,000 | 417 |
| Pre-tax net operating income | $-26,420,000 | 7,775 |
| Securities gains (losses) | $830,000 | 311 |
| Applicable income taxes | $94,000 | 2,840 |
| Income before extraordinary items | $-25,684,000 | 7,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-25,684,000 | 7,770 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-25,684,000 | 7,770 |
| Net charge-offs | $11,910,000 | 284 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-26,514,000 | 7,770 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,930,000 | 716 |
| Total interest expense | $6,279,000 | 351 |
| Net interest income | $4,651,000 | 1,237 |
| Provision for loan and lease losses | $2,000,000 | 755 |
| Total noninterest income | $75,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $737,000 | 516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-662,000 | 7,884 |
| Total noninterest expense | $7,877,000 | 646 |
| Salaries and employee benefits | $2,465,000 | 998 |
| Premises and equipment expense | $1,023,000 | 653 |
| Additional noninterest expense | $4,389,000 | 424 |
| Pre-tax net operating income | $-5,151,000 | 7,767 |
| Securities gains (losses) | $145,000 | 637 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-5,006,000 | 7,790 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,006,000 | 7,791 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,006,000 | 7,791 |
| Net charge-offs | $785,000 | 1,221 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,151,000 | 7,785 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $59,873,000 | 546 |
| Total interest expense | $31,308,000 | 356 |
| Net interest income | $28,565,000 | 753 |
| Provision for loan and lease losses | $51,188,000 | 233 |
| Total noninterest income | $2,528,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,528,000 | 469 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,000,000 | 7,872 |
| Total noninterest expense | $39,446,000 | 544 |
| Salaries and employee benefits | $15,336,000 | 619 |
| Premises and equipment expense | $4,261,000 | 620 |
| Additional noninterest expense | $19,849,000 | 440 |
| Pre-tax net operating income | $-59,541,000 | 7,881 |
| Securities gains (losses) | $2,056,000 | 271 |
| Applicable income taxes | $-8,182,000 | 7,846 |
| Income before extraordinary items | $-49,303,000 | 7,870 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-49,303,000 | 7,870 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-49,303,000 | 7,870 |
| Net charge-offs | $41,248,000 | 227 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-51,071,160 | 7,877 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $47,051,000 | 545 |
| Total interest expense | $24,412,000 | 371 |
| Net interest income | $22,639,000 | 710 |
| Provision for loan and lease losses | $35,188,000 | 259 |
| Total noninterest income | $4,663,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,626,000 | 475 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,037,000 | 1,128 |
| Total noninterest expense | $22,695,000 | 696 |
| Salaries and employee benefits | $11,769,000 | 620 |
| Premises and equipment expense | $3,212,000 | 638 |
| Additional noninterest expense | $7,714,000 | 738 |
| Pre-tax net operating income | $-30,581,000 | 7,934 |
| Securities gains (losses) | $865,000 | 433 |
| Applicable income taxes | $-10,527,000 | 7,981 |
| Income before extraordinary items | $-19,189,000 | 7,887 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-19,189,000 | 7,886 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-19,189,000 | 7,887 |
| Net charge-offs | $14,562,000 | 386 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-19,751,250 | 7,895 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,236,000 | 544 |
| Total interest expense | $16,908,000 | 378 |
| Net interest income | $15,328,000 | 704 |
| Provision for loan and lease losses | $3,750,000 | 929 |
| Total noninterest income | $3,850,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,682,000 | 492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,168,000 | 832 |
| Total noninterest expense | $15,741,000 | 683 |
| Salaries and employee benefits | $8,399,000 | 593 |
| Premises and equipment expense | $2,154,000 | 651 |
| Additional noninterest expense | $5,188,000 | 746 |
| Pre-tax net operating income | $-313,000 | 6,446 |
| Securities gains (losses) | $772,000 | 362 |
| Applicable income taxes | $-40,000 | 6,972 |
| Income before extraordinary items | $499,000 | 3,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 3,093 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $499,000 | 3,094 |
| Net charge-offs | $3,405,000 | 766 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-273,000 | 6,488 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,148,000 | 550 |
| Total interest expense | $8,879,000 | 379 |
| Net interest income | $7,269,000 | 731 |
| Provision for loan and lease losses | $1,750,000 | 822 |
| Total noninterest income | $2,104,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $816,000 | 494 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,288,000 | 696 |
| Total noninterest expense | $7,991,000 | 641 |
| Salaries and employee benefits | $4,562,000 | 553 |
| Premises and equipment expense | $1,095,000 | 646 |
| Additional noninterest expense | $2,334,000 | 729 |
| Pre-tax net operating income | $-368,000 | 7,160 |
| Securities gains (losses) | $17,000 | 1,747 |
| Applicable income taxes | $-218,000 | 7,734 |
| Income before extraordinary items | $-133,000 | 6,888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-133,000 | 6,889 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-133,000 | 6,889 |
| Net charge-offs | $721,000 | 1,137 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-143,880 | 6,837 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $70,968,000 | 533 |
| Total interest expense | $35,678,000 | 455 |
| Net interest income | $35,290,000 | 611 |
| Provision for loan and lease losses | $18,050,000 | 398 |
| Total noninterest income | $4,256,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,683,000 | 464 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $573,000 | 2,963 |
| Total noninterest expense | $30,067,000 | 663 |
| Salaries and employee benefits | $17,862,000 | 536 |
| Premises and equipment expense | $5,247,000 | 522 |
| Additional noninterest expense | $6,958,000 | 920 |
| Pre-tax net operating income | $-8,571,000 | 7,957 |
| Securities gains (losses) | $225,000 | 667 |
| Applicable income taxes | $-3,252,000 | 8,031 |
| Income before extraordinary items | $-5,094,000 | 7,818 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,094,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,582,000 | 362 |
| Cash dividends | $2,450,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,238,000 | 7,876 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $54,159,000 | 539 |
| Total interest expense | $26,345,000 | 484 |
| Net interest income | $27,814,000 | 606 |
| Provision for loan and lease losses | $9,550,000 | 420 |
| Total noninterest income | $4,153,000 | 1,015 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,813,000 | 462 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,340,000 | 1,472 |
| Total noninterest expense | $22,063,000 | 668 |
| Salaries and employee benefits | $13,840,000 | 534 |
| Premises and equipment expense | $3,416,000 | 610 |
| Additional noninterest expense | $4,807,000 | 951 |
| Pre-tax net operating income | $354,000 | 5,428 |
| Securities gains (losses) | $202,000 | 614 |
| Applicable income taxes | $28,000 | 4,445 |
| Income before extraordinary items | $528,000 | 4,346 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $528,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,216,000 | 781 |
| Cash dividends | $2,450,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $336,100 | 5,217 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $36,482,000 | 538 |
| Total interest expense | $18,001,000 | 486 |
| Net interest income | $18,481,000 | 598 |
| Provision for loan and lease losses | $2,250,000 | 721 |
| Total noninterest income | $3,054,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,883,000 | 454 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,171,000 | 1,260 |
| Total noninterest expense | $14,725,000 | 662 |
| Salaries and employee benefits | $9,357,000 | 531 |
| Premises and equipment expense | $2,261,000 | 606 |
| Additional noninterest expense | $3,107,000 | 955 |
| Pre-tax net operating income | $4,560,000 | 774 |
| Securities gains (losses) | $200,000 | 614 |
| Applicable income taxes | $1,580,000 | 630 |
| Income before extraordinary items | $3,180,000 | 851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,180,000 | 851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 951 |
| Cash dividends | $2,450,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,046,000 | 877 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,025,000 | 533 |
| Total interest expense | $9,517,000 | 497 |
| Net interest income | $9,508,000 | 584 |
| Provision for loan and lease losses | $1,200,000 | 551 |
| Total noninterest income | $1,480,000 | 979 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $905,000 | 462 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $575,000 | 1,273 |
| Total noninterest expense | $7,711,000 | 626 |
| Salaries and employee benefits | $4,920,000 | 510 |
| Premises and equipment expense | $1,107,000 | 631 |
| Additional noninterest expense | $1,684,000 | 850 |
| Pre-tax net operating income | $2,077,000 | 906 |
| Securities gains (losses) | $183,000 | 475 |
| Applicable income taxes | $754,000 | 720 |
| Income before extraordinary items | $1,506,000 | 1,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,506,000 | 1,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,166 |
| Cash dividends | $1,450,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,383,390 | 1,050 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $84,654,000 | 513 |
| Total interest expense | $41,483,000 | 492 |
| Net interest income | $43,171,000 | 529 |
| Provision for loan and lease losses | $2,400,000 | 722 |
| Total noninterest income | $5,757,000 | 980 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,617,000 | 474 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,140,000 | 1,315 |
| Total noninterest expense | $28,791,000 | 653 |
| Salaries and employee benefits | $18,087,000 | 537 |
| Premises and equipment expense | $4,592,000 | 572 |
| Additional noninterest expense | $6,112,000 | 921 |
| Pre-tax net operating income | $17,737,000 | 507 |
| Securities gains (losses) | $-59,000 | 8,042 |
| Applicable income taxes | $6,070,000 | 468 |
| Income before extraordinary items | $11,608,000 | 561 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,608,000 | 559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $500,000 | 1,693 |
| Cash dividends | $12,445,000 | 354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,646,940 | 555 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $63,646,000 | 512 |
| Total interest expense | $30,707,000 | 498 |
| Net interest income | $32,939,000 | 514 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $4,183,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,658,000 | 479 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,525,000 | 1,361 |
| Total noninterest expense | $21,546,000 | 645 |
| Salaries and employee benefits | $13,682,000 | 541 |
| Premises and equipment expense | $3,428,000 | 569 |
| Additional noninterest expense | $4,436,000 | 920 |
| Pre-tax net operating income | $14,976,000 | 500 |
| Securities gains (losses) | $-120,000 | 8,320 |
| Applicable income taxes | $5,099,000 | 465 |
| Income before extraordinary items | $9,757,000 | 542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,757,000 | 540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,721 |
| Cash dividends | $10,581,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,836,200 | 537 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $41,786,000 | 535 |
| Total interest expense | $19,807,000 | 521 |
| Net interest income | $21,979,000 | 532 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $2,742,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,741,000 | 497 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,001,000 | 1,402 |
| Total noninterest expense | $14,245,000 | 658 |
| Salaries and employee benefits | $9,099,000 | 557 |
| Premises and equipment expense | $2,231,000 | 608 |
| Additional noninterest expense | $2,915,000 | 948 |
| Pre-tax net operating income | $10,276,000 | 520 |
| Securities gains (losses) | $-38,000 | 8,257 |
| Applicable income taxes | $3,507,000 | 492 |
| Income before extraordinary items | $6,731,000 | 563 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,731,000 | 562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 8,485 |
| Cash dividends | $3,720,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,756,080 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,446,000 | 541 |
| Total interest expense | $9,603,000 | 524 |
| Net interest income | $10,843,000 | 535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,326,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $836,000 | 500 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $490,000 | 1,380 |
| Total noninterest expense | $7,266,000 | 649 |
| Salaries and employee benefits | $4,650,000 | 550 |
| Premises and equipment expense | $1,100,000 | 617 |
| Additional noninterest expense | $1,516,000 | 901 |
| Pre-tax net operating income | $4,903,000 | 531 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,676,000 | 501 |
| Income before extraordinary items | $3,227,000 | 578 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,227,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,473 |
| Cash dividends | $1,860,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,227,000 | 564 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $77,448,000 | 533 |
| Total interest expense | $32,535,000 | 532 |
| Net interest income | $44,913,000 | 510 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $5,996,000 | 947 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $3,875,000 | 444 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,121,000 | 1,300 |
| Total noninterest expense | $27,127,000 | 656 |
| Salaries and employee benefits | $17,330,000 | 548 |
| Premises and equipment expense | $4,161,000 | 618 |
| Additional noninterest expense | $5,636,000 | 942 |
| Pre-tax net operating income | $23,782,000 | 477 |
| Securities gains (losses) | $-709,000 | 8,545 |
| Applicable income taxes | $8,183,000 | 450 |
| Income before extraordinary items | $14,890,000 | 529 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $14,890,000 | 527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,558 |
| Cash dividends | $6,640,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $15,350,850 | 510 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $57,307,000 | 547 |
| Total interest expense | $23,212,000 | 553 |
| Net interest income | $34,095,000 | 519 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $4,564,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,922,000 | 446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,642,000 | 1,286 |
| Total noninterest expense | $20,201,000 | 670 |
| Salaries and employee benefits | $12,922,000 | 567 |
| Premises and equipment expense | $3,057,000 | 646 |
| Additional noninterest expense | $4,222,000 | 943 |
| Pre-tax net operating income | $18,458,000 | 482 |
| Securities gains (losses) | $-708,000 | 8,652 |
| Applicable income taxes | $6,362,000 | 468 |
| Income before extraordinary items | $11,388,000 | 539 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,388,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 959 |
| Cash dividends | $5,500,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,841,120 | 512 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $37,140,000 | 549 |
| Total interest expense | $14,516,000 | 560 |
| Net interest income | $22,624,000 | 525 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,065,000 | 929 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,939,000 | 447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,126,000 | 1,253 |
| Total noninterest expense | $13,431,000 | 680 |
| Salaries and employee benefits | $8,609,000 | 571 |
| Premises and equipment expense | $1,964,000 | 677 |
| Additional noninterest expense | $2,858,000 | 937 |
| Pre-tax net operating income | $12,258,000 | 490 |
| Securities gains (losses) | $-430,000 | 8,688 |
| Applicable income taxes | $4,283,000 | 465 |
| Income before extraordinary items | $7,545,000 | 542 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,545,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,199 |
| Cash dividends | $3,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,820,200 | 514 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,841,000 | 550 |
| Total interest expense | $6,737,000 | 568 |
| Net interest income | $11,104,000 | 527 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,488,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $952,000 | 436 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $536,000 | 1,275 |
| Total noninterest expense | $6,551,000 | 687 |
| Salaries and employee benefits | $4,178,000 | 589 |
| Premises and equipment expense | $968,000 | 677 |
| Additional noninterest expense | $1,405,000 | 950 |
| Pre-tax net operating income | $6,041,000 | 488 |
| Securities gains (losses) | $-430,000 | 8,742 |
| Applicable income taxes | $2,012,000 | 475 |
| Income before extraordinary items | $3,599,000 | 559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,599,000 | 558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 8,654 |
| Cash dividends | $1,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,874,200 | 518 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $59,348,000 | 576 |
| Total interest expense | $19,659,000 | 591 |
| Net interest income | $39,689,000 | 560 |
| Provision for loan and lease losses | $1,189,000 | 901 |
| Total noninterest income | $5,866,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,017,000 | 424 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,849,000 | 1,430 |
| Total noninterest expense | $24,217,000 | 715 |
| Salaries and employee benefits | $14,929,000 | 610 |
| Premises and equipment expense | $3,996,000 | 611 |
| Additional noninterest expense | $5,292,000 | 992 |
| Pre-tax net operating income | $20,149,000 | 530 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $6,850,000 | 507 |
| Income before extraordinary items | $13,288,000 | 564 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,288,000 | 564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-824,000 | 8,805 |
| Cash dividends | $4,500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,295,260 | 550 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $42,415,000 | 580 |
| Total interest expense | $13,494,000 | 601 |
| Net interest income | $28,921,000 | 567 |
| Provision for loan and lease losses | $890,000 | 852 |
| Total noninterest income | $4,407,000 | 960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,010,000 | 423 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,397,000 | 1,426 |
| Total noninterest expense | $17,868,000 | 706 |
| Salaries and employee benefits | $11,065,000 | 612 |
| Premises and equipment expense | $2,981,000 | 606 |
| Additional noninterest expense | $3,822,000 | 1,004 |
| Pre-tax net operating income | $14,570,000 | 546 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $4,828,000 | 536 |
| Income before extraordinary items | $9,741,000 | 577 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,741,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-812,000 | 8,831 |
| Cash dividends | $3,200,000 | 697 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,741,670 | 562 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $26,637,000 | 589 |
| Total interest expense | $8,131,000 | 621 |
| Net interest income | $18,506,000 | 580 |
| Provision for loan and lease losses | $614,000 | 806 |
| Total noninterest income | $2,827,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,941,000 | 428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $886,000 | 1,464 |
| Total noninterest expense | $11,745,000 | 707 |
| Salaries and employee benefits | $7,281,000 | 614 |
| Premises and equipment expense | $1,962,000 | 606 |
| Additional noninterest expense | $2,502,000 | 1,007 |
| Pre-tax net operating income | $8,974,000 | 567 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $2,970,000 | 557 |
| Income before extraordinary items | $6,003,000 | 606 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,003,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-780,000 | 8,838 |
| Cash dividends | $2,000,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,003,670 | 590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $12,462,000 | 610 |
| Total interest expense | $3,726,000 | 641 |
| Net interest income | $8,736,000 | 603 |
| Provision for loan and lease losses | $460,000 | 511 |
| Total noninterest income | $1,358,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $922,000 | 433 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $436,000 | 1,454 |
| Total noninterest expense | $5,654,000 | 737 |
| Salaries and employee benefits | $3,443,000 | 643 |
| Premises and equipment expense | $960,000 | 619 |
| Additional noninterest expense | $1,251,000 | 993 |
| Pre-tax net operating income | $3,980,000 | 626 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,313,000 | 626 |
| Income before extraordinary items | $2,667,000 | 667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,667,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-341,000 | 8,898 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,667,000 | 648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,542,000 | 686 |
| Total interest expense | $10,057,000 | 810 |
| Net interest income | $30,485,000 | 656 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $6,358,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,417,000 | 394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,941,000 | 1,347 |
| Total noninterest expense | $22,593,000 | 718 |
| Salaries and employee benefits | $13,883,000 | 609 |
| Premises and equipment expense | $3,911,000 | 582 |
| Additional noninterest expense | $4,799,000 | 1,044 |
| Pre-tax net operating income | $13,650,000 | 662 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $4,471,000 | 648 |
| Income before extraordinary items | $9,184,000 | 728 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,184,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,673,000 | 528 |
| Cash dividends | $3,000,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,180,650 | 699 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,418,000 | 709 |
| Total interest expense | $7,009,000 | 840 |
| Net interest income | $22,409,000 | 660 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $4,919,000 | 860 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,318,000 | 397 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,601,000 | 1,269 |
| Total noninterest expense | $17,257,000 | 694 |
| Salaries and employee benefits | $10,894,000 | 585 |
| Premises and equipment expense | $2,933,000 | 582 |
| Additional noninterest expense | $3,430,000 | 1,070 |
| Pre-tax net operating income | $10,071,000 | 681 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $3,276,000 | 673 |
| Income before extraordinary items | $6,801,000 | 741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,801,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 845 |
| Cash dividends | $3,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,796,980 | 713 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,094,000 | 716 |
| Total interest expense | $4,545,000 | 855 |
| Net interest income | $14,549,000 | 672 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,307,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,160,000 | 403 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,147,000 | 1,201 |
| Total noninterest expense | $11,064,000 | 725 |
| Salaries and employee benefits | $6,783,000 | 623 |
| Premises and equipment expense | $1,925,000 | 596 |
| Additional noninterest expense | $2,356,000 | 1,048 |
| Pre-tax net operating income | $6,792,000 | 668 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $2,212,000 | 671 |
| Income before extraordinary items | $4,581,000 | 726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,581,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 670 |
| Cash dividends | $3,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,580,330 | 691 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,565,000 | 728 |
| Total interest expense | $2,303,000 | 863 |
| Net interest income | $7,262,000 | 670 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,813,000 | 770 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,066,000 | 399 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $747,000 | 975 |
| Total noninterest expense | $5,605,000 | 719 |
| Salaries and employee benefits | $3,507,000 | 618 |
| Premises and equipment expense | $959,000 | 611 |
| Additional noninterest expense | $1,139,000 | 1,073 |
| Pre-tax net operating income | $3,470,000 | 641 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $1,191,000 | 646 |
| Income before extraordinary items | $2,281,000 | 728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,281,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 486 |
| Cash dividends | $3,000,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,279,680 | 675 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $39,950,000 | 699 |
| Total interest expense | $11,963,000 | 733 |
| Net interest income | $27,987,000 | 672 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $7,224,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,926,000 | 341 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,298,000 | 1,322 |
| Total noninterest expense | $25,138,000 | 663 |
| Salaries and employee benefits | $14,621,000 | 595 |
| Premises and equipment expense | $4,119,000 | 559 |
| Additional noninterest expense | $6,398,000 | 803 |
| Pre-tax net operating income | $10,073,000 | 853 |
| Securities gains (losses) | $1,416,000 | 372 |
| Applicable income taxes | $3,723,000 | 783 |
| Income before extraordinary items | $7,766,000 | 835 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,766,000 | 837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,958,000 | 569 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,803,120 | 889 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $30,316,000 | 711 |
| Total interest expense | $9,438,000 | 729 |
| Net interest income | $20,878,000 | 690 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $5,527,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,757,000 | 345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,770,000 | 1,354 |
| Total noninterest expense | $19,471,000 | 654 |
| Salaries and employee benefits | $11,074,000 | 607 |
| Premises and equipment expense | $3,100,000 | 569 |
| Additional noninterest expense | $5,297,000 | 740 |
| Pre-tax net operating income | $6,934,000 | 951 |
| Securities gains (losses) | $1,405,000 | 355 |
| Applicable income taxes | $2,615,000 | 870 |
| Income before extraordinary items | $5,724,000 | 889 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,724,000 | 889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,671,000 | 501 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,754,550 | 988 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,446,000 | 707 |
| Total interest expense | $6,589,000 | 721 |
| Net interest income | $13,857,000 | 686 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $3,704,000 | 840 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,534,000 | 339 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,170,000 | 1,358 |
| Total noninterest expense | $12,253,000 | 690 |
| Salaries and employee benefits | $7,666,000 | 583 |
| Premises and equipment expense | $2,062,000 | 576 |
| Additional noninterest expense | $2,525,000 | 1,004 |
| Pre-tax net operating income | $5,308,000 | 840 |
| Securities gains (losses) | $358,000 | 716 |
| Applicable income taxes | $1,777,000 | 863 |
| Income before extraordinary items | $3,889,000 | 871 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,889,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,369,000 | 427 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,641,980 | 860 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,395,000 | 704 |
| Total interest expense | $3,463,000 | 707 |
| Net interest income | $6,932,000 | 691 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,918,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,246,000 | 336 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $672,000 | 1,195 |
| Total noninterest expense | $6,184,000 | 679 |
| Salaries and employee benefits | $3,916,000 | 568 |
| Premises and equipment expense | $1,013,000 | 579 |
| Additional noninterest expense | $1,255,000 | 981 |
| Pre-tax net operating income | $2,666,000 | 840 |
| Securities gains (losses) | $251,000 | 573 |
| Applicable income taxes | $931,000 | 851 |
| Income before extraordinary items | $1,986,000 | 850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,986,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 638 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,815,320 | 853 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $47,992,000 | 641 |
| Total interest expense | $19,385,000 | 593 |
| Net interest income | $28,607,000 | 662 |
| Provision for loan and lease losses | $2,575,000 | 618 |
| Total noninterest income | $7,590,000 | 757 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,295,000 | 319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,295,000 | 1,191 |
| Total noninterest expense | $22,885,000 | 709 |
| Salaries and employee benefits | $12,033,000 | 687 |
| Premises and equipment expense | $3,616,000 | 617 |
| Additional noninterest expense | $7,236,000 | 710 |
| Pre-tax net operating income | $10,737,000 | 811 |
| Securities gains (losses) | $261,000 | 995 |
| Applicable income taxes | $3,595,000 | 791 |
| Income before extraordinary items | $7,403,000 | 854 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,403,000 | 852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,243,000 | 283 |
| Cash dividends | $1,678,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,228,130 | 836 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $34,067,000 | 997 |
| Total interest expense | $18,819,000 | 869 |
| Net interest income | $15,248,000 | 1,159 |
| Provision for loan and lease losses | $10,029,000 | 229 |
| Total noninterest income | $3,907,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,099,000 | 484 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $808,000 | 2,369 |
| Total noninterest expense | $10,788,000 | 1,359 |
| Salaries and employee benefits | $5,119,000 | 1,481 |
| Premises and equipment expense | $1,418,000 | 1,519 |
| Additional noninterest expense | $4,251,000 | 1,126 |
| Pre-tax net operating income | $-1,662,000 | 9,457 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $-665,000 | 9,523 |
| Income before extraordinary items | $-995,000 | 9,414 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-995,000 | 9,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,677,000 | 646 |
| Cash dividends | $2,316,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-996,280 | 9,386 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,272,000 | 1,551 |
| Total interest expense | $10,995,000 | 1,564 |
| Net interest income | $11,277,000 | 1,558 |
| Provision for loan and lease losses | $995,000 | 1,074 |
| Total noninterest income | $2,175,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,716,000 | 793 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $459,000 | 3,085 |
| Total noninterest expense | $6,548,000 | 2,104 |
| Salaries and employee benefits | $3,195,000 | 2,238 |
| Premises and equipment expense | $745,000 | 2,734 |
| Additional noninterest expense | $2,608,000 | 1,696 |
| Pre-tax net operating income | $5,909,000 | 1,256 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $2,101,000 | 1,103 |
| Income before extraordinary items | $3,792,000 | 1,391 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,792,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,410 |
| Cash dividends | $1,844,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,802,240 | 1,380 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,698,000 | 1,833 |
| Total interest expense | $8,178,000 | 1,821 |
| Net interest income | $9,520,000 | 1,834 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $2,336,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,456,000 | 911 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $880,000 | 2,029 |
| Total noninterest expense | $5,777,000 | 2,352 |
| Salaries and employee benefits | $3,003,000 | 2,341 |
| Premises and equipment expense | $529,000 | 3,598 |
| Additional noninterest expense | $2,245,000 | 1,944 |
| Pre-tax net operating income | $5,779,000 | 1,323 |
| Securities gains (losses) | $-31,000 | 9,673 |
| Applicable income taxes | $2,070,000 | 1,196 |
| Income before extraordinary items | $3,678,000 | 1,463 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,678,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,962 |
| Cash dividends | $1,637,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 833 |
| Net operating income | $3,697,840 | 1,431 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,096,000 | 2,025 |
| Total interest expense | $7,783,000 | 1,964 |
| Net interest income | $8,313,000 | 2,052 |
| Provision for loan and lease losses | $380,000 | 2,152 |
| Total noninterest income | $2,093,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,289,000 | 955 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $804,000 | 2,167 |
| Total noninterest expense | $4,955,000 | 2,639 |
| Salaries and employee benefits | $2,529,000 | 2,677 |
| Premises and equipment expense | $419,000 | 4,267 |
| Additional noninterest expense | $2,007,000 | 2,102 |
| Pre-tax net operating income | $5,071,000 | 1,455 |
| Securities gains (losses) | $-27,000 | 10,322 |
| Applicable income taxes | $1,770,000 | 1,407 |
| Income before extraordinary items | $3,274,000 | 1,601 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,274,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,649 |
| Cash dividends | $1,396,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,291,550 | 1,538 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,255,000 | 2,288 |
| Total interest expense | $6,652,000 | 2,263 |
| Net interest income | $7,603,000 | 2,306 |
| Provision for loan and lease losses | $240,000 | 3,015 |
| Total noninterest income | $1,554,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,109,000 | 1,131 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $445,000 | 3,068 |
| Total noninterest expense | $4,530,000 | 2,799 |
| Salaries and employee benefits | $2,134,000 | 3,102 |
| Premises and equipment expense | $386,000 | 4,562 |
| Additional noninterest expense | $2,010,000 | 2,080 |
| Pre-tax net operating income | $4,387,000 | 1,743 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $1,575,000 | 1,640 |
| Income before extraordinary items | $2,791,000 | 1,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,791,000 | 1,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $2,171,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,804,440 | 1,827 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,089,000 | 2,555 |
| Total interest expense | $6,429,000 | 2,399 |
| Net interest income | $6,660,000 | 2,655 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $1,372,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,036,000 | 1,294 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $336,000 | 3,802 |
| Total noninterest expense | $4,031,000 | 3,326 |
| Salaries and employee benefits | $2,060,000 | 3,243 |
| Premises and equipment expense | $391,000 | 4,619 |
| Additional noninterest expense | $1,580,000 | 2,996 |
| Pre-tax net operating income | $3,761,000 | 1,926 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $1,273,000 | 1,900 |
| Income before extraordinary items | $2,476,000 | 1,999 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,476,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,684 |
| Cash dividends | $849,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,483,920 | 1,951 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,392,000 | 2,925 |
| Total interest expense | $5,319,000 | 2,866 |
| Net interest income | $6,073,000 | 2,922 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,235,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $929,000 | 1,470 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $306,000 | 3,951 |
| Total noninterest expense | $3,773,000 | 3,498 |
| Salaries and employee benefits | $1,945,000 | 3,390 |
| Premises and equipment expense | $351,000 | 5,010 |
| Additional noninterest expense | $1,477,000 | 3,125 |
| Pre-tax net operating income | $3,295,000 | 2,235 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,090,000 | 2,208 |
| Income before extraordinary items | $2,205,000 | 2,289 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,205,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $708,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,205,000 | 2,262 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,466,000 | 3,199 |
| Total interest expense | $4,076,000 | 2,987 |
| Net interest income | $5,390,000 | 3,327 |
| Provision for loan and lease losses | $305,000 | 2,214 |
| Total noninterest income | $1,154,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $835,000 | 1,625 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $319,000 | 3,924 |
| Total noninterest expense | $3,653,000 | 3,705 |
| Salaries and employee benefits | $1,910,000 | 3,428 |
| Premises and equipment expense | $342,000 | 5,158 |
| Additional noninterest expense | $1,401,000 | 3,527 |
| Pre-tax net operating income | $2,586,000 | 2,739 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $817,000 | 2,717 |
| Income before extraordinary items | $1,761,000 | 2,749 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,761,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $1,766,440 | 2,758 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 3,805 |
| Total interest expense | $3,690,000 | 3,414 |
| Net interest income | $4,336,000 | 4,091 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,053,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $812,000 | 1,691 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $241,000 | 5,104 |
| Total noninterest expense | $3,294,000 | 4,136 |
| Salaries and employee benefits | $1,649,000 | 3,931 |
| Premises and equipment expense | $336,000 | 5,391 |
| Additional noninterest expense | $1,309,000 | 3,915 |
| Pre-tax net operating income | $1,855,000 | 3,572 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $580,000 | 3,705 |
| Income before extraordinary items | $1,278,000 | 3,779 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,278,000 | 3,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,275,930 | 3,585 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,737,000 | 4,419 |
| Total interest expense | $3,802,000 | 4,246 |
| Net interest income | $3,935,000 | 4,517 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $935,000 | 3,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $736,000 | 1,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,690 |
| Total noninterest expense | $3,096,000 | 4,390 |
| Salaries and employee benefits | $1,505,000 | 4,222 |
| Premises and equipment expense | $364,000 | 5,189 |
| Additional noninterest expense | $1,227,000 | 4,263 |
| Pre-tax net operating income | $1,374,000 | 4,393 |
| Securities gains (losses) | $161,000 | 2,318 |
| Applicable income taxes | $465,000 | 4,242 |
| Income before extraordinary items | $1,070,000 | 4,239 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,070,000 | 4,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $828,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $957,300 | 4,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.