Home > The Park Avenue Bank > Net charge- offs to loans
The Park Avenue Bank, Net charge- offs to loans
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3589% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6044% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 3.6162% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2473% | 1,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7860% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4987% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9881% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3785% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0245% | 5,971 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9107% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2288% | 6,615 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6980% | 6,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5211% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7328% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 9.0326% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4358% | 2,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1943% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1301% | 794 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3424% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5907% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1966% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3191% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8690% | 846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2832% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4804% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 10.7004% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3913% | 1,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5201% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1127% | 735 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7126% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6178% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6018% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5636% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4339% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2224% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3951% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 10.4574% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3113% | 1,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8072% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 5,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9204% | 1,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3407% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0936% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7026% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5868% | 820 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4018% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3715% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.9723% | 1,494 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 7,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4521% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0387% | 5,594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5181% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3629% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3356% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4737% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9871% | 6,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5689% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8504% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 7.5987% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9071% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6321% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7102% | 1,041 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7481% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8046% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9714% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9880% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 31.4600% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0941% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9697% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 2.2867% | 1,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 2,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5093% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2449% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5420% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2101% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3520% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3089% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.9570% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7253% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6982% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 1.5069% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0640% | 1,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5235% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5875% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0204% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2583% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0365% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1747% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.3682% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 7,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2373% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2654% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4633% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0228% | 2,030 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5487% | 1,620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2168% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2998% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 2.3482% | 990 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1289% | 7,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.9563% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5010% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8815% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4576% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7930% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5012% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1884% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0316% | 6,828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3108% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3031% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.7558% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1785% | 8,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2061% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0931% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1057% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3926% | 2,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5729% | 3,008 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8452% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0442% | 6,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.4740% | 1,023 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2564% | 8,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4472% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7592% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7778% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.4495% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4812% | 8,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1744% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2895% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 17.5018% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 4,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0990% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 7,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1150% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 8,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0148% | 3,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1437% | 4,910 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2989% | 1,891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1159% | 7,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 5,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0912% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0592% | 8,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0666% | 8,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0310% | 7,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 4,674 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2045% | 1,856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1757% | 7,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0316% | 7,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 7,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0670% | 8,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 8,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0954% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0857% | 7,266 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6329% | 1,855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2766% | 7,287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0377% | 7,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0194% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 7,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1029% | 8,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1165% | 8,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1002% | 7,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2903% | 1,858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6138% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 5,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0083% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 7,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 6,855 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0525% | 7,601 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2862% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0187% | 6,926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1562% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1291% | 979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1524% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3227% | 8,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0240% | 6,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0167% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2077% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 8,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 8,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1244% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4623% | 8,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1049% | 7,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0564% | 7,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0349% | 8,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0350% | 8,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 8,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 7,209 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7926% | 8,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2146% | 7,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1167% | 8,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0788% | 8,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1731% | 8,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0792% | 8,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0914% | 8,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1443% | 7,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0286% | 7,777 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6468% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.9571% | 7,692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1559% | 8,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1030% | 8,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2228% | 8,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0966% | 8,434 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1112% | 8,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1661% | 7,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1694% | 8,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.6066% | 7,710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2288% | 8,548 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1484% | 8,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3135% | 8,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1219% | 8,458 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 5,899 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1404% | 8,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2018% | 7,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3782% | 8,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.8212% | 7,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2058% | 8,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 8,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 8,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1883% | 8,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2186% | 8,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2421% | 7,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2441% | 7,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.4311% | 7,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2896% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2734% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4810% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2974% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 6,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3419% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7385% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2943% | 4,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8781% | 7,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 3,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1432% | 1,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2623% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0649% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1627% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7097% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4327% | 8,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3355% | 7,792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1936% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2000% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4220% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0333% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5023% | 8,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0339% | 7,811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3008% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2072% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4991% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0306% | 5,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 1,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4726% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1861% | 7,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2471% | 7,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3623% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2294% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1711% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2644% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3467% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5438% | 8,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4446% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7097% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4119% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2033% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2207% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3462% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4757% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3353% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5260% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0143% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5277% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5032% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1955% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1445% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4223% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7382% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3965% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7478% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3126% | 233 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1404% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2419% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2326% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4469% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1500% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3917% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2522% | 7,719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0601% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3691% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8260% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0791% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6348% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0158% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5348% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4449% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 3.0108% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 8,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0797% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0854% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4877% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2926% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2141% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1654% | 3,660 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2513% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 5,758 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 7,394 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 7,090 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 7,435 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 8,751 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 7,990 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |