Home > The Park Avenue Bank > Assets and Liabilities
The Park Avenue Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 182 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $953,349,000 | 710 |
| Cash and due from depository institutions | $135,513,000 | 827 |
| Interest-bearing balances | $127,834,000 | 297 |
| Securities | $148,068,000 | 925 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 4,146 |
| Net loans & leases | $534,365,000 | 804 |
| Loan loss allowance | $33,702,000 | 300 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $13,614,000 | 865 |
| Other real estate owned | $93,239,000 | 827 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $28,510,000 | 811 |
| Life insurance assets | $13,349,000 | 511 |
| Total liabilities and capital | $953,349,000 | 710 |
| Total liabilities | $936,328,000 | 655 |
| Total deposits | $827,676,000 | 656 |
| Interest-bearing deposits | $738,874,000 | 631 |
| Deposits held in domestic offices | $827,676,000 | 652 |
| % insured | 82.99% | 5,949 |
| Federal funds purchased & repurchase agreements | $1,306,000 | 1,962 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $104,482,000 | 378 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,864,000 | 1,518 |
| Total equity capital | $17,021,000 | 3,593 |
| Total bank equity capital | $17,021,000 | 3,592 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $72,250,000 | 537 |
| Undivided profits | $-55,729,000 | 7,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $109,606,000 | 192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,161,000 | 1,358 |
| Earning assets | $810,307,000 | 759 |
| Long-term assets (5+ years) | $176,330,000 | 826 |
| Average Assets, year-to-date | $1,118,147,200 | 590 |
| Average Assets, quarterly | $998,852,000 | 673 |
| Volatile liabilities | $327,469,000 | 427 |
| Insider loans | $979,000 | 4,061 |
| FHLB advances | $84,482,000 | 394 |
| Loans and leases held for sale | $3,609,000 | 674 |
| Unused loan commitments | $50,530,000 | 1,243 |
| Tier 1 (core) risk-based capital | $17,644,000 | 3,378 |
| Tier 2 risk-based capital | $8,224,000 | 690 |
| Total risk weighted assets | $632,431,000 | 721 |
| Total unused commitments | $50,530,000 | 1,244 |
| Derivatives | $25,000,000 | 367 |
| 2010-09-30 | Rank | |
| # of Employees: | 202 | 739 |
| Assets and Liabilities | ||
| Total Assets: | $1,044,355,000 | 656 |
| Cash and due from depository institutions | $160,529,000 | 739 |
| Interest-bearing balances | $151,097,000 | 277 |
| Securities | $169,101,000 | 805 |
| Federal funds sold & reverse repurchase agreements | $431,000 | 3,765 |
| Net loans & leases | $570,804,000 | 768 |
| Loan loss allowance | $26,918,000 | 353 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,882,000 | 849 |
| Other real estate owned | $99,217,000 | 739 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $30,391,000 | 770 |
| Life insurance assets | $13,230,000 | 502 |
| Total liabilities and capital | $1,044,355,000 | 656 |
| Total liabilities | $1,011,674,000 | 594 |
| Total deposits | $895,529,000 | 606 |
| Interest-bearing deposits | $806,117,000 | 568 |
| Deposits held in domestic offices | $895,529,000 | 603 |
| % insured | 78.50% | 6,350 |
| Federal funds purchased & repurchase agreements | $2,497,000 | 1,673 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $109,646,000 | 377 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,002,000 | 1,292 |
| Total equity capital | $32,681,000 | 2,083 |
| Total bank equity capital | $32,681,000 | 2,082 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $72,250,000 | 531 |
| Undivided profits | $-40,069,000 | 7,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $118,455,000 | 187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,604,000 | 1,185 |
| Earning assets | $891,433,000 | 685 |
| Long-term assets (5+ years) | $205,193,000 | 672 |
| Average Assets, year-to-date | $1,159,346,750 | 573 |
| Average Assets, quarterly | $1,078,011,000 | 623 |
| Volatile liabilities | $358,988,000 | 393 |
| Insider loans | $995,000 | 4,104 |
| FHLB advances | $89,646,000 | 399 |
| Loans and leases held for sale | $3,573,000 | 715 |
| Unused loan commitments | $63,487,000 | 1,067 |
| Tier 1 (core) risk-based capital | $31,548,000 | 2,017 |
| Tier 2 risk-based capital | $8,728,000 | 660 |
| Total risk weighted assets | $680,017,000 | 663 |
| Total unused commitments | $63,487,000 | 1,070 |
| Derivatives | $25,000,000 | 440 |
| 2010-06-30 | Rank | |
| # of Employees: | 209 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $1,111,667,000 | 598 |
| Cash and due from depository institutions | $172,112,000 | 714 |
| Interest-bearing balances | $157,348,000 | 247 |
| Securities | $178,780,000 | 757 |
| Federal funds sold & reverse repurchase agreements | $149,000 | 4,236 |
| Net loans & leases | $620,007,000 | 702 |
| Loan loss allowance | $34,518,000 | 290 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $14,135,000 | 840 |
| Other real estate owned | $95,586,000 | 714 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $30,898,000 | 767 |
| Life insurance assets | $13,088,000 | 509 |
| Total liabilities and capital | $1,111,667,000 | 598 |
| Total liabilities | $1,074,063,000 | 557 |
| Total deposits | $953,627,000 | 554 |
| Interest-bearing deposits | $866,880,000 | 538 |
| Deposits held in domestic offices | $953,627,000 | 552 |
| % insured | 78.53% | 6,443 |
| Federal funds purchased & repurchase agreements | $2,801,000 | 1,630 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $109,811,000 | 386 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,824,000 | 719 |
| Total equity capital | $37,604,000 | 1,793 |
| Total bank equity capital | $37,604,000 | 1,791 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $72,250,000 | 531 |
| Undivided profits | $-35,146,000 | 7,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $136,445,000 | 162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,005,000 | 981 |
| Earning assets | $956,284,000 | 631 |
| Long-term assets (5+ years) | $212,271,000 | 646 |
| Average Assets, year-to-date | $1,197,677,330 | 555 |
| Average Assets, quarterly | $1,180,711,500 | 567 |
| Volatile liabilities | $399,234,000 | 368 |
| Insider loans | $11,011,000 | 586 |
| FHLB advances | $89,811,000 | 428 |
| Loans and leases held for sale | $2,832,000 | 630 |
| Unused loan commitments | $63,305,000 | 1,049 |
| Tier 1 (core) risk-based capital | $35,667,000 | 1,789 |
| Tier 2 risk-based capital | $9,439,000 | 614 |
| Total risk weighted assets | $730,009,000 | 621 |
| Total unused commitments | $63,305,000 | 1,051 |
| Derivatives | $25,000,000 | 372 |
| 2010-03-31 | Rank | |
| # of Employees: | 264 | 555 |
| Assets and Liabilities | ||
| Total Assets: | $1,249,756,000 | 552 |
| Cash and due from depository institutions | $213,170,000 | 555 |
| Interest-bearing balances | $197,949,000 | 212 |
| Securities | $149,717,000 | 884 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 4,775 |
| Net loans & leases | $727,203,000 | 608 |
| Loan loss allowance | $30,529,000 | 327 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $17,871,000 | 656 |
| Other real estate owned | $94,569,000 | 555 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $47,224,000 | 523 |
| Life insurance assets | $12,970,000 | 509 |
| Total liabilities and capital | $1,249,756,000 | 552 |
| Total liabilities | $1,192,037,000 | 520 |
| Total deposits | $1,067,383,000 | 512 |
| Interest-bearing deposits | $971,980,000 | 494 |
| Deposits held in domestic offices | $1,067,383,000 | 509 |
| % insured | 74.74% | 6,921 |
| Federal funds purchased & repurchase agreements | $7,607,000 | 1,133 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $109,971,000 | 414 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,076,000 | 785 |
| Total equity capital | $57,719,000 | 1,168 |
| Total bank equity capital | $57,719,000 | 1,167 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $72,250,000 | 537 |
| Undivided profits | $-15,031,000 | 7,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $138,289,000 | 171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,869,000 | 758 |
| Earning assets | $1,074,871,000 | 578 |
| Long-term assets (5+ years) | $207,336,000 | 667 |
| Average Assets, year-to-date | $1,240,682,500 | 556 |
| Average Assets, quarterly | $1,240,682,500 | 556 |
| Volatile liabilities | $417,179,000 | 370 |
| Insider loans | $18,690,000 | 322 |
| FHLB advances | $89,971,000 | 440 |
| Loans and leases held for sale | $1,846,000 | 654 |
| Unused loan commitments | $82,166,000 | 885 |
| Tier 1 (core) risk-based capital | $56,346,000 | 1,113 |
| Tier 2 risk-based capital | $10,621,000 | 570 |
| Total risk weighted assets | $829,793,000 | 567 |
| Total unused commitments | $82,166,000 | 887 |
| Derivatives | $25,000,000 | 348 |
| 2009-12-31 | Rank | |
| # of Employees: | 270 | 534 |
| Assets and Liabilities | ||
| Total Assets: | $1,231,609,000 | 556 |
| Cash and due from depository institutions | $186,374,000 | 534 |
| Interest-bearing balances | $169,732,000 | 194 |
| Securities | $111,541,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $104,000 | 4,482 |
| Net loans & leases | $776,000,000 | 580 |
| Loan loss allowance | $29,314,000 | 339 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $18,609,000 | 633 |
| Other real estate owned | $91,213,000 | 534 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $47,768,000 | 527 |
| Life insurance assets | $12,875,000 | 507 |
| Total liabilities and capital | $1,231,609,000 | 556 |
| Total liabilities | $1,169,532,000 | 536 |
| Total deposits | $1,045,419,000 | 523 |
| Interest-bearing deposits | $944,757,000 | 506 |
| Deposits held in domestic offices | $1,045,419,000 | 519 |
| % insured | 88.20% | 4,331 |
| Federal funds purchased & repurchase agreements | $10,011,000 | 1,051 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $110,140,000 | 439 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,962,000 | 1,252 |
| Total equity capital | $62,077,000 | 1,072 |
| Total bank equity capital | $62,077,000 | 1,071 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $72,250,000 | 523 |
| Undivided profits | $-10,673,000 | 7,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $92,513,000 | 248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $4,885,000 | 600 |
| Earning assets | $1,057,377,000 | 581 |
| Long-term assets (5+ years) | $174,811,000 | 794 |
| Average Assets, year-to-date | $1,290,371,200 | 524 |
| Average Assets, quarterly | $1,240,684,500 | 549 |
| Volatile liabilities | $394,159,000 | 389 |
| Insider loans | $20,836,000 | 287 |
| FHLB advances | $90,140,000 | 469 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $89,064,000 | 846 |
| Tier 1 (core) risk-based capital | $61,351,000 | 1,012 |
| Tier 2 risk-based capital | $11,211,000 | 560 |
| Total risk weighted assets | $878,745,000 | 554 |
| Total unused commitments | $89,064,000 | 847 |
| Derivatives | $25,000,000 | 345 |
| 2009-09-30 | Rank | |
| # of Employees: | 266 | 559 |
| Assets and Liabilities | ||
| Total Assets: | $1,249,760,000 | 559 |
| Cash and due from depository institutions | $137,482,000 | 559 |
| Interest-bearing balances | $125,849,000 | 249 |
| Securities | $128,757,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $204,000 | 4,499 |
| Net loans & leases | $851,981,000 | 557 |
| Loan loss allowance | $40,000,000 | 275 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $19,003,000 | 621 |
| Other real estate owned | $55,188,000 | 559 |
| Goodwill and other intangibles | $5,948,000 | 746 |
| All other assets | $51,197,000 | 461 |
| Life insurance assets | $12,732,000 | 515 |
| Total liabilities and capital | $1,249,760,000 | 559 |
| Total liabilities | $1,156,053,000 | 546 |
| Total deposits | $1,030,173,000 | 528 |
| Interest-bearing deposits | $922,316,000 | 526 |
| Deposits held in domestic offices | $1,030,173,000 | 526 |
| % insured | 86.46% | 5,100 |
| Federal funds purchased & repurchase agreements | $12,774,000 | 947 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $110,295,000 | 483 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,811,000 | 1,764 |
| Total equity capital | $93,707,000 | 727 |
| Total bank equity capital | $93,707,000 | 725 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $72,250,000 | 528 |
| Undivided profits | $20,957,000 | 1,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $64,812,000 | 332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $5,499,000 | 567 |
| Earning assets | $1,106,791,000 | 571 |
| Long-term assets (5+ years) | $193,510,000 | 692 |
| Average Assets, year-to-date | $1,305,061,750 | 533 |
| Average Assets, quarterly | $1,262,627,500 | 549 |
| Volatile liabilities | $388,292,000 | 418 |
| Insider loans | $21,829,000 | 270 |
| FHLB advances | $90,295,000 | 504 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $105,715,000 | 775 |
| Tier 1 (core) risk-based capital | $81,194,000 | 757 |
| Tier 2 risk-based capital | $11,973,000 | 548 |
| Total risk weighted assets | $929,810,000 | 550 |
| Total unused commitments | $105,715,000 | 776 |
| Derivatives | $25,000,000 | 360 |
| 2009-06-30 | Rank | |
| # of Employees: | 269 | 563 |
| Assets and Liabilities | ||
| Total Assets: | $1,275,495,000 | 559 |
| Cash and due from depository institutions | $130,501,000 | 563 |
| Interest-bearing balances | $118,609,000 | 215 |
| Securities | $139,490,000 | 902 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 5,148 |
| Net loans & leases | $899,979,000 | 547 |
| Loan loss allowance | $19,719,000 | 452 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $19,332,000 | 622 |
| Other real estate owned | $37,412,000 | 563 |
| Goodwill and other intangibles | $5,948,000 | 757 |
| All other assets | $42,829,000 | 549 |
| Life insurance assets | $12,584,000 | 530 |
| Total liabilities and capital | $1,275,495,000 | 559 |
| Total liabilities | $1,176,786,000 | 549 |
| Total deposits | $1,036,754,000 | 531 |
| Interest-bearing deposits | $927,408,000 | 526 |
| Deposits held in domestic offices | $1,036,754,000 | 529 |
| % insured | 62.84% | 7,000 |
| Federal funds purchased & repurchase agreements | $10,810,000 | 1,037 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $125,450,000 | 457 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,772,000 | 1,461 |
| Total equity capital | $98,709,000 | 692 |
| Total bank equity capital | $98,709,000 | 692 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $59,500,000 | 613 |
| Undivided profits | $38,709,000 | 856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $70,422,000 | 300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $5,647,000 | 556 |
| Earning assets | $1,158,082,000 | 549 |
| Long-term assets (5+ years) | $202,450,000 | 666 |
| Average Assets, year-to-date | $1,323,495,670 | 534 |
| Average Assets, quarterly | $1,310,709,500 | 542 |
| Volatile liabilities | $392,693,000 | 422 |
| Insider loans | $35,514,000 | 138 |
| FHLB advances | $105,450,000 | 458 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $112,567,000 | 770 |
| Tier 1 (core) risk-based capital | $92,455,000 | 669 |
| Tier 2 risk-based capital | $12,118,000 | 549 |
| Total risk weighted assets | $961,605,000 | 553 |
| Total unused commitments | $112,567,000 | 771 |
| Derivatives | $75,000,000 | 243 |
| 2009-03-31 | Rank | |
| # of Employees: | 287 | 519 |
| Assets and Liabilities | ||
| Total Assets: | $1,345,924,000 | 534 |
| Cash and due from depository institutions | $143,477,000 | 519 |
| Interest-bearing balances | $130,854,000 | 184 |
| Securities | $178,052,000 | 709 |
| Federal funds sold & reverse repurchase agreements | $56,000 | 5,422 |
| Net loans & leases | $919,876,000 | 544 |
| Loan loss allowance | $20,403,000 | 413 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $19,683,000 | 604 |
| Other real estate owned | $31,489,000 | 519 |
| Goodwill and other intangibles | $5,948,000 | 772 |
| All other assets | $47,343,000 | 491 |
| Life insurance assets | $12,407,000 | 538 |
| Total liabilities and capital | $1,345,924,000 | 534 |
| Total liabilities | $1,245,158,000 | 520 |
| Total deposits | $1,106,171,000 | 496 |
| Interest-bearing deposits | $993,827,000 | 485 |
| Deposits held in domestic offices | $1,106,171,000 | 494 |
| % insured | 64.16% | 6,875 |
| Federal funds purchased & repurchase agreements | $8,991,000 | 1,196 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $125,602,000 | 489 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,394,000 | 1,265 |
| Total equity capital | $100,766,000 | 676 |
| Total bank equity capital | $100,766,000 | 674 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $59,500,000 | 610 |
| Undivided profits | $40,766,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $62,672,000 | 307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $5,716,000 | 556 |
| Earning assets | $1,228,838,000 | 526 |
| Long-term assets (5+ years) | $265,195,000 | 500 |
| Average Assets, year-to-date | $1,347,496,000 | 532 |
| Average Assets, quarterly | $1,347,496,000 | 532 |
| Volatile liabilities | $420,624,000 | 399 |
| Insider loans | $45,999,000 | 116 |
| FHLB advances | $105,602,000 | 480 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $138,201,000 | 694 |
| Tier 1 (core) risk-based capital | $91,823,000 | 670 |
| Tier 2 risk-based capital | $12,554,000 | 528 |
| Total risk weighted assets | $996,178,000 | 539 |
| Total unused commitments | $138,201,000 | 694 |
| Derivatives | $125,000,000 | 214 |
| 2008-12-31 | Rank | |
| # of Employees: | 299 | 504 |
| Assets and Liabilities | ||
| Total Assets: | $1,349,068,000 | 524 |
| Cash and due from depository institutions | $136,349,000 | 504 |
| Interest-bearing balances | $118,245,000 | 140 |
| Securities | $176,613,000 | 687 |
| Federal funds sold & reverse repurchase agreements | $1,055,000 | 3,902 |
| Net loans & leases | $937,314,000 | 534 |
| Loan loss allowance | $19,374,000 | 414 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $19,984,000 | 588 |
| Other real estate owned | $25,269,000 | 504 |
| Goodwill and other intangibles | $5,948,000 | 789 |
| All other assets | $46,536,000 | 504 |
| Life insurance assets | $12,303,000 | 542 |
| Total liabilities and capital | $1,349,068,000 | 524 |
| Total liabilities | $1,247,472,000 | 511 |
| Total deposits | $1,124,805,000 | 481 |
| Interest-bearing deposits | $1,032,589,000 | 459 |
| Deposits held in domestic offices | $1,124,805,000 | 479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,954,000 | 1,292 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $109,704,000 | 608 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,009,000 | 1,381 |
| Total equity capital | $101,596,000 | 658 |
| Total bank equity capital | $101,596,000 | 658 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $59,500,000 | 589 |
| Undivided profits | $41,596,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,109,000 | 287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,027,000 | 548 |
| Earning assets | $1,233,227,000 | 519 |
| Long-term assets (5+ years) | $278,494,000 | 476 |
| Average Assets, year-to-date | $1,245,438,400 | 543 |
| Average Assets, quarterly | $1,302,949,500 | 536 |
| Volatile liabilities | $446,932,000 | 375 |
| Insider loans | $46,588,000 | 114 |
| FHLB advances | $109,704,000 | 535 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $147,162,000 | 677 |
| Tier 1 (core) risk-based capital | $91,957,000 | 655 |
| Tier 2 risk-based capital | $12,743,000 | 516 |
| Total risk weighted assets | $1,012,739,000 | 523 |
| Total unused commitments | $147,187,000 | 677 |
| Derivatives | $125,000,000 | 188 |
| 2008-09-30 | Rank | |
| # of Employees: | 314 | 481 |
| Assets and Liabilities | ||
| Total Assets: | $1,256,831,000 | 554 |
| Cash and due from depository institutions | $41,237,000 | 481 |
| Interest-bearing balances | $22,059,000 | 323 |
| Securities | $162,956,000 | 727 |
| Federal funds sold & reverse repurchase agreements | $7,248,000 | 1,657 |
| Net loans & leases | $962,331,000 | 524 |
| Loan loss allowance | $20,240,000 | 366 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $19,432,000 | 611 |
| Other real estate owned | $11,772,000 | 481 |
| Goodwill and other intangibles | $5,948,000 | 829 |
| All other assets | $45,907,000 | 483 |
| Life insurance assets | $12,198,000 | 541 |
| Total liabilities and capital | $1,256,831,000 | 554 |
| Total liabilities | $1,153,991,000 | 543 |
| Total deposits | $1,031,236,000 | 501 |
| Interest-bearing deposits | $928,427,000 | 501 |
| Deposits held in domestic offices | $1,031,236,000 | 499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,835,000 | 1,365 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $109,852,000 | 599 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,068,000 | 1,333 |
| Total equity capital | $102,840,000 | 661 |
| Total bank equity capital | $102,840,000 | 661 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $59,500,000 | 582 |
| Undivided profits | $42,840,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,475,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $6,428,000 | 545 |
| Earning assets | $1,154,594,000 | 549 |
| Long-term assets (5+ years) | $267,142,000 | 491 |
| Average Assets, year-to-date | $1,219,531,000 | 556 |
| Average Assets, quarterly | $1,239,070,000 | 554 |
| Volatile liabilities | $351,696,000 | 465 |
| Insider loans | $46,832,000 | 110 |
| FHLB advances | $109,852,000 | 540 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $145,589,000 | 714 |
| Tier 1 (core) risk-based capital | $97,574,000 | 632 |
| Tier 2 risk-based capital | $12,990,000 | 495 |
| Total risk weighted assets | $1,031,980,000 | 521 |
| Total unused commitments | $145,614,000 | 714 |
| Derivatives | $125,000,000 | 178 |
| 2008-06-30 | Rank | |
| # of Employees: | 320 | 478 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,309,000 | 564 |
| Cash and due from depository institutions | $24,961,000 | 478 |
| Interest-bearing balances | $441,000 | 3,683 |
| Securities | $169,595,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $376,000 | 5,366 |
| Net loans & leases | $949,197,000 | 521 |
| Loan loss allowance | $14,303,000 | 463 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $19,720,000 | 587 |
| Other real estate owned | $8,782,000 | 478 |
| Goodwill and other intangibles | $5,948,000 | 839 |
| All other assets | $42,730,000 | 505 |
| Life insurance assets | $12,092,000 | 546 |
| Total liabilities and capital | $1,221,309,000 | 564 |
| Total liabilities | $1,115,899,000 | 553 |
| Total deposits | $998,992,000 | 513 |
| Interest-bearing deposits | $893,685,000 | 511 |
| Deposits held in domestic offices | $998,992,000 | 510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,177,000 | 1,132 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $99,999,000 | 637 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,731,000 | 1,424 |
| Total equity capital | $105,410,000 | 659 |
| Total bank equity capital | $105,410,000 | 659 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $59,500,000 | 578 |
| Undivided profits | $45,410,000 | 777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,795,000 | 260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,273,000 | 543 |
| Earning assets | $1,119,609,000 | 559 |
| Long-term assets (5+ years) | $264,737,000 | 497 |
| Average Assets, year-to-date | $1,207,097,670 | 561 |
| Average Assets, quarterly | $1,211,843,500 | 566 |
| Volatile liabilities | $277,458,000 | 570 |
| Insider loans | $45,450,000 | 107 |
| FHLB advances | $99,999,000 | 575 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $152,620,000 | 707 |
| Tier 1 (core) risk-based capital | $100,225,000 | 616 |
| Tier 2 risk-based capital | $12,804,000 | 492 |
| Total risk weighted assets | $1,022,832,000 | 522 |
| Total unused commitments | $152,870,000 | 707 |
| Derivatives | $125,000,000 | 174 |
| 2008-03-31 | Rank | |
| # of Employees: | 321 | 471 |
| Assets and Liabilities | ||
| Total Assets: | $1,202,378,000 | 575 |
| Cash and due from depository institutions | $22,335,000 | 471 |
| Interest-bearing balances | $719,000 | 3,307 |
| Securities | $172,131,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $15,466,000 | 1,111 |
| Net loans & leases | $921,052,000 | 529 |
| Loan loss allowance | $13,875,000 | 441 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $19,901,000 | 577 |
| Other real estate owned | $7,227,000 | 471 |
| Goodwill and other intangibles | $5,948,000 | 861 |
| All other assets | $38,318,000 | 542 |
| Life insurance assets | $11,987,000 | 542 |
| Total liabilities and capital | $1,202,378,000 | 575 |
| Total liabilities | $1,093,965,000 | 564 |
| Total deposits | $973,559,000 | 522 |
| Interest-bearing deposits | $875,075,000 | 516 |
| Deposits held in domestic offices | $973,559,000 | 519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,991,000 | 1,091 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $104,144,000 | 583 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,271,000 | 1,688 |
| Total equity capital | $108,413,000 | 658 |
| Total bank equity capital | $108,413,000 | 658 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $59,500,000 | 574 |
| Undivided profits | $48,413,000 | 763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,103,000 | 330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $6,253,000 | 562 |
| Earning assets | $1,109,368,000 | 568 |
| Long-term assets (5+ years) | $257,572,000 | 501 |
| Average Assets, year-to-date | $1,199,992,000 | 568 |
| Average Assets, quarterly | $1,199,992,000 | 568 |
| Volatile liabilities | $268,018,000 | 572 |
| Insider loans | $32,370,000 | 167 |
| FHLB advances | $104,144,000 | 525 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $157,560,000 | 705 |
| Tier 1 (core) risk-based capital | $99,557,000 | 620 |
| Tier 2 risk-based capital | $12,662,000 | 481 |
| Total risk weighted assets | $1,011,497,000 | 523 |
| Total unused commitments | $157,810,000 | 703 |
| Derivatives | $100,000,000 | 192 |
| 2007-12-31 | Rank | |
| # of Employees: | 327 | 468 |
| Assets and Liabilities | ||
| Total Assets: | $1,197,606,000 | 574 |
| Cash and due from depository institutions | $29,845,000 | 468 |
| Interest-bearing balances | $393,000 | 3,420 |
| Securities | $186,823,000 | 643 |
| Federal funds sold & reverse repurchase agreements | $560,000 | 5,399 |
| Net loans & leases | $908,443,000 | 539 |
| Loan loss allowance | $12,906,000 | 440 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $20,178,000 | 558 |
| Other real estate owned | $6,360,000 | 468 |
| Goodwill and other intangibles | $5,948,000 | 855 |
| All other assets | $39,449,000 | 522 |
| Life insurance assets | $11,881,000 | 540 |
| Total liabilities and capital | $1,197,606,000 | 574 |
| Total liabilities | $1,091,314,000 | 560 |
| Total deposits | $984,209,000 | 518 |
| Interest-bearing deposits | $890,725,000 | 511 |
| Deposits held in domestic offices | $984,209,000 | 514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,176,000 | 999 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $86,298,000 | 653 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,631,000 | 1,278 |
| Total equity capital | $106,292,000 | 663 |
| Total bank equity capital | $106,292,000 | 663 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $59,500,000 | 566 |
| Undivided profits | $46,292,000 | 802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,442,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,711,000 | 506 |
| Earning assets | $1,096,219,000 | 572 |
| Long-term assets (5+ years) | $255,870,000 | 485 |
| Average Assets, year-to-date | $1,170,114,000 | 562 |
| Average Assets, quarterly | $1,196,100,500 | 567 |
| Volatile liabilities | $246,437,000 | 639 |
| Insider loans | $30,245,000 | 172 |
| FHLB advances | $86,298,000 | 589 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $154,113,000 | 725 |
| Tier 1 (core) risk-based capital | $99,501,000 | 623 |
| Tier 2 risk-based capital | $12,572,000 | 474 |
| Total risk weighted assets | $1,005,360,000 | 528 |
| Total unused commitments | $154,113,000 | 725 |
| Derivatives | $50,000,000 | 246 |
| 2007-09-30 | Rank | |
| # of Employees: | 328 | 458 |
| Assets and Liabilities | ||
| Total Assets: | $1,194,595,000 | 560 |
| Cash and due from depository institutions | $19,922,000 | 458 |
| Interest-bearing balances | $615,000 | 2,822 |
| Securities | $179,605,000 | 678 |
| Federal funds sold & reverse repurchase agreements | $33,758,000 | 406 |
| Net loans & leases | $892,585,000 | 543 |
| Loan loss allowance | $11,497,000 | 468 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,448,000 | 536 |
| Other real estate owned | $3,672,000 | 458 |
| Goodwill and other intangibles | $5,948,000 | 830 |
| All other assets | $38,657,000 | 521 |
| Life insurance assets | $11,779,000 | 530 |
| Total liabilities and capital | $1,194,595,000 | 560 |
| Total liabilities | $1,089,942,000 | 551 |
| Total deposits | $984,831,000 | 512 |
| Interest-bearing deposits | $888,739,000 | 501 |
| Deposits held in domestic offices | $984,831,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,664,000 | 1,039 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $86,439,000 | 594 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,008,000 | 1,182 |
| Total equity capital | $104,653,000 | 654 |
| Total bank equity capital | $104,653,000 | 654 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $59,500,000 | 553 |
| Undivided profits | $44,653,000 | 836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,218,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 953 |
| Income earned, not collected on loans | $7,297,000 | 552 |
| Earning assets | $1,106,563,000 | 554 |
| Long-term assets (5+ years) | $248,245,000 | 488 |
| Average Assets, year-to-date | $1,163,241,000 | 561 |
| Average Assets, quarterly | $1,181,579,000 | 562 |
| Volatile liabilities | $231,792,000 | 642 |
| Insider loans | $32,359,000 | 165 |
| FHLB advances | $86,439,000 | 539 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $152,721,000 | 746 |
| Tier 1 (core) risk-based capital | $99,507,000 | 618 |
| Tier 2 risk-based capital | $11,497,000 | 496 |
| Total risk weighted assets | $994,156,000 | 520 |
| Total unused commitments | $152,721,000 | 746 |
| Derivatives | $50,000,000 | 253 |
| 2007-06-30 | Rank | |
| # of Employees: | 322 | 489 |
| Assets and Liabilities | ||
| Total Assets: | $1,168,563,000 | 580 |
| Cash and due from depository institutions | $25,019,000 | 489 |
| Interest-bearing balances | $212,000 | 3,886 |
| Securities | $179,131,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $103,000 | 6,141 |
| Net loans & leases | $893,815,000 | 546 |
| Loan loss allowance | $11,342,000 | 476 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $20,863,000 | 521 |
| Other real estate owned | $2,995,000 | 489 |
| Goodwill and other intangibles | $5,948,000 | 833 |
| All other assets | $40,689,000 | 506 |
| Life insurance assets | $11,676,000 | 527 |
| Total liabilities and capital | $1,168,563,000 | 580 |
| Total liabilities | $1,062,511,000 | 571 |
| Total deposits | $948,684,000 | 541 |
| Interest-bearing deposits | $846,984,000 | 537 |
| Deposits held in domestic offices | $948,684,000 | 538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,660,000 | 900 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $91,583,000 | 524 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,584,000 | 1,236 |
| Total equity capital | $106,052,000 | 651 |
| Total bank equity capital | $106,052,000 | 651 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $59,500,000 | 566 |
| Undivided profits | $46,052,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,013,000 | 1,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $39,000 | 955 |
| Income earned, not collected on loans | $7,581,000 | 509 |
| Earning assets | $1,073,261,000 | 579 |
| Long-term assets (5+ years) | $243,888,000 | 494 |
| Average Assets, year-to-date | $1,152,789,670 | 575 |
| Average Assets, quarterly | $1,169,620,500 | 575 |
| Volatile liabilities | $221,072,000 | 668 |
| Insider loans | $25,710,000 | 219 |
| FHLB advances | $91,583,000 | 463 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $146,346,000 | 782 |
| Tier 1 (core) risk-based capital | $103,336,000 | 600 |
| Tier 2 risk-based capital | $11,342,000 | 515 |
| Total risk weighted assets | $978,076,000 | 533 |
| Total unused commitments | $146,346,000 | 782 |
| Derivatives | $50,000,000 | 274 |
| 2007-03-31 | Rank | |
| # of Employees: | 329 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $1,170,678,000 | 577 |
| Cash and due from depository institutions | $21,304,000 | 476 |
| Interest-bearing balances | $1,317,000 | 2,306 |
| Securities | $176,720,000 | 697 |
| Federal funds sold & reverse repurchase agreements | $65,050,000 | 296 |
| Net loans & leases | $842,991,000 | 559 |
| Loan loss allowance | $11,085,000 | 477 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,094,000 | 508 |
| Other real estate owned | $358,000 | 476 |
| Goodwill and other intangibles | $5,948,000 | 818 |
| All other assets | $37,213,000 | 530 |
| Life insurance assets | $11,574,000 | 520 |
| Total liabilities and capital | $1,170,678,000 | 577 |
| Total liabilities | $1,063,720,000 | 565 |
| Total deposits | $957,667,000 | 533 |
| Interest-bearing deposits | $846,499,000 | 530 |
| Deposits held in domestic offices | $957,667,000 | 531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,640,000 | 1,081 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $90,031,000 | 528 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,382,000 | 1,299 |
| Total equity capital | $106,958,000 | 634 |
| Total bank equity capital | $106,958,000 | 634 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $59,500,000 | 545 |
| Undivided profits | $46,958,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,261,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $42,000 | 960 |
| Income earned, not collected on loans | $6,986,000 | 543 |
| Earning assets | $1,086,078,000 | 569 |
| Long-term assets (5+ years) | $226,882,000 | 510 |
| Average Assets, year-to-date | $1,144,903,000 | 577 |
| Average Assets, quarterly | $1,144,903,000 | 577 |
| Volatile liabilities | $198,686,000 | 732 |
| Insider loans | $14,742,000 | 439 |
| FHLB advances | $90,031,000 | 470 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $158,592,000 | 736 |
| Tier 1 (core) risk-based capital | $101,701,000 | 601 |
| Tier 2 risk-based capital | $11,085,000 | 514 |
| Total risk weighted assets | $945,571,000 | 535 |
| Total unused commitments | $158,592,000 | 736 |
| Derivatives | $50,000,000 | 267 |
| 2006-12-31 | Rank | |
| # of Employees: | 321 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $1,119,128,000 | 588 |
| Cash and due from depository institutions | $27,262,000 | 491 |
| Interest-bearing balances | $550,000 | 3,059 |
| Securities | $175,107,000 | 711 |
| Federal funds sold & reverse repurchase agreements | $41,613,000 | 360 |
| Net loans & leases | $809,298,000 | 575 |
| Loan loss allowance | $11,006,000 | 470 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $20,780,000 | 499 |
| Other real estate owned | $978,000 | 491 |
| Goodwill and other intangibles | $5,948,000 | 805 |
| All other assets | $38,142,000 | 524 |
| Life insurance assets | $11,475,000 | 513 |
| Total liabilities and capital | $1,119,128,000 | 588 |
| Total liabilities | $1,014,158,000 | 581 |
| Total deposits | $911,028,000 | 551 |
| Interest-bearing deposits | $807,572,000 | 548 |
| Deposits held in domestic offices | $911,028,000 | 549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,649,000 | 1,345 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $90,191,000 | 547 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,290,000 | 1,093 |
| Total equity capital | $104,970,000 | 631 |
| Total bank equity capital | $104,970,000 | 631 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $59,500,000 | 525 |
| Undivided profits | $44,970,000 | 805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,048,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 896 |
| Income earned, not collected on loans | $7,720,000 | 512 |
| Earning assets | $1,026,568,000 | 590 |
| Long-term assets (5+ years) | $218,230,000 | 515 |
| Average Assets, year-to-date | $1,069,047,400 | 591 |
| Average Assets, quarterly | $1,106,612,500 | 588 |
| Volatile liabilities | $206,480,000 | 790 |
| Insider loans | $13,236,000 | 495 |
| FHLB advances | $90,191,000 | 479 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $154,450,000 | 735 |
| Tier 1 (core) risk-based capital | $100,333,000 | 597 |
| Tier 2 risk-based capital | $11,006,000 | 511 |
| Total risk weighted assets | $904,356,000 | 555 |
| Total unused commitments | $154,450,000 | 735 |
| Derivatives | $50,000,000 | 259 |
| 2006-09-30 | Rank | |
| # of Employees: | 309 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $1,094,097,000 | 602 |
| Cash and due from depository institutions | $20,152,000 | 507 |
| Interest-bearing balances | $728,000 | 2,709 |
| Securities | $177,770,000 | 718 |
| Federal funds sold & reverse repurchase agreements | $36,766,000 | 372 |
| Net loans & leases | $795,950,000 | 589 |
| Loan loss allowance | $10,686,000 | 491 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,456,000 | 501 |
| Other real estate owned | $813,000 | 507 |
| Goodwill and other intangibles | $5,948,000 | 800 |
| All other assets | $36,242,000 | 548 |
| Life insurance assets | $11,376,000 | 495 |
| Total liabilities and capital | $1,094,097,000 | 602 |
| Total liabilities | $991,266,000 | 592 |
| Total deposits | $886,663,000 | 560 |
| Interest-bearing deposits | $782,998,000 | 554 |
| Deposits held in domestic offices | $886,663,000 | 559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,031,000 | 1,549 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $90,339,000 | 561 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $8,233,000 | 759 |
| Total equity capital | $102,831,000 | 641 |
| Total bank equity capital | $102,831,000 | 641 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $52,454,000 | 596 |
| Undivided profits | $49,877,000 | 739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,968,000 | 1,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $49,000 | 914 |
| Income earned, not collected on loans | $7,271,000 | 525 |
| Earning assets | $1,011,214,000 | 599 |
| Long-term assets (5+ years) | $220,747,000 | 519 |
| Average Assets, year-to-date | $1,056,527,250 | 607 |
| Average Assets, quarterly | $1,076,156,500 | 605 |
| Volatile liabilities | $198,978,000 | 820 |
| Insider loans | $14,351,000 | 448 |
| FHLB advances | $90,339,000 | 497 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $158,433,000 | 749 |
| Tier 1 (core) risk-based capital | $97,971,000 | 617 |
| Tier 2 risk-based capital | $10,686,000 | 528 |
| Total risk weighted assets | $895,824,000 | 562 |
| Total unused commitments | $158,433,000 | 749 |
| Derivatives | $50,000,000 | 265 |
| 2006-06-30 | Rank | |
| # of Employees: | 314 | 503 |
| Assets and Liabilities | ||
| Total Assets: | $1,058,216,000 | 618 |
| Cash and due from depository institutions | $25,295,000 | 503 |
| Interest-bearing balances | $748,000 | 2,715 |
| Securities | $166,900,000 | 763 |
| Federal funds sold & reverse repurchase agreements | $9,380,000 | 1,357 |
| Net loans & leases | $792,132,000 | 585 |
| Loan loss allowance | $10,903,000 | 470 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $20,082,000 | 499 |
| Other real estate owned | $976,000 | 503 |
| Goodwill and other intangibles | $5,948,000 | 787 |
| All other assets | $37,503,000 | 534 |
| Life insurance assets | $11,271,000 | 494 |
| Total liabilities and capital | $1,058,216,000 | 618 |
| Total liabilities | $959,548,000 | 610 |
| Total deposits | $858,947,000 | 573 |
| Interest-bearing deposits | $761,320,000 | 561 |
| Deposits held in domestic offices | $858,947,000 | 571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,912,000 | 1,592 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $90,485,000 | 588 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,204,000 | 1,211 |
| Total equity capital | $98,668,000 | 654 |
| Total bank equity capital | $98,668,000 | 654 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $52,454,000 | 590 |
| Undivided profits | $45,714,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 3,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 905 |
| Income earned, not collected on loans | $7,456,000 | 481 |
| Earning assets | $969,160,000 | 612 |
| Long-term assets (5+ years) | $197,753,000 | 561 |
| Average Assets, year-to-date | $1,044,004,000 | 613 |
| Average Assets, quarterly | $1,058,271,500 | 612 |
| Volatile liabilities | $192,642,000 | 827 |
| Insider loans | $14,344,000 | 438 |
| FHLB advances | $90,485,000 | 521 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $157,211,000 | 739 |
| Tier 1 (core) risk-based capital | $96,617,000 | 615 |
| Tier 2 risk-based capital | $10,903,000 | 511 |
| Total risk weighted assets | $887,335,000 | 559 |
| Total unused commitments | $157,211,000 | 739 |
| Derivatives | $50,000,000 | 265 |
| 2006-03-31 | Rank | |
| # of Employees: | 305 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $1,058,327,000 | 604 |
| Cash and due from depository institutions | $24,251,000 | 517 |
| Interest-bearing balances | $676,000 | 2,929 |
| Securities | $158,763,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $63,483,000 | 218 |
| Net loans & leases | $752,904,000 | 591 |
| Loan loss allowance | $11,186,000 | 461 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $18,482,000 | 537 |
| Other real estate owned | $201,000 | 517 |
| Goodwill and other intangibles | $5,948,000 | 761 |
| All other assets | $34,295,000 | 554 |
| Life insurance assets | $11,174,000 | 478 |
| Total liabilities and capital | $1,058,327,000 | 604 |
| Total liabilities | $960,346,000 | 599 |
| Total deposits | $858,004,000 | 551 |
| Interest-bearing deposits | $748,023,000 | 556 |
| Deposits held in domestic offices | $858,004,000 | 550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,500,000 | 1,419 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $90,683,000 | 560 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,159,000 | 1,018 |
| Total equity capital | $97,981,000 | 649 |
| Total bank equity capital | $97,981,000 | 649 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $52,454,000 | 566 |
| Undivided profits | $45,027,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,777,000 | 377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 879 |
| Income earned, not collected on loans | $6,816,000 | 487 |
| Earning assets | $975,826,000 | 599 |
| Long-term assets (5+ years) | $177,662,000 | 603 |
| Average Assets, year-to-date | $1,036,898,000 | 612 |
| Average Assets, quarterly | $1,036,898,000 | 612 |
| Volatile liabilities | $199,316,000 | 780 |
| Insider loans | $12,858,000 | 503 |
| FHLB advances | $90,683,000 | 504 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $154,171,000 | 742 |
| Tier 1 (core) risk-based capital | $94,178,000 | 619 |
| Tier 2 risk-based capital | $10,682,000 | 502 |
| Total risk weighted assets | $854,055,000 | 555 |
| Total unused commitments | $154,171,000 | 742 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 300 | 518 |
| Assets and Liabilities | ||
| Total Assets: | $1,015,469,000 | 624 |
| Cash and due from depository institutions | $24,274,000 | 518 |
| Interest-bearing balances | $3,078,000 | 1,542 |
| Securities | $148,636,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $42,579,000 | 309 |
| Net loans & leases | $741,859,000 | 584 |
| Loan loss allowance | $11,079,000 | 458 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $18,511,000 | 515 |
| Other real estate owned | $38,000 | 518 |
| Goodwill and other intangibles | $5,948,000 | 745 |
| All other assets | $33,624,000 | 564 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,015,469,000 | 624 |
| Total liabilities | $919,183,000 | 619 |
| Total deposits | $818,109,000 | 574 |
| Interest-bearing deposits | $707,763,000 | 579 |
| Deposits held in domestic offices | $818,109,000 | 573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,317,000 | 1,456 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $90,044,000 | 574 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,713,000 | 1,073 |
| Total equity capital | $96,286,000 | 647 |
| Total bank equity capital | $96,286,000 | 647 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $52,454,000 | 556 |
| Undivided profits | $43,332,000 | 806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,858,000 | 362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 867 |
| Income earned, not collected on loans | $6,345,000 | 528 |
| Earning assets | $936,152,000 | 619 |
| Long-term assets (5+ years) | $166,999,000 | 624 |
| Average Assets, year-to-date | $942,029,400 | 641 |
| Average Assets, quarterly | $1,002,293,000 | 626 |
| Volatile liabilities | $192,557,000 | 795 |
| Insider loans | $14,146,000 | 413 |
| FHLB advances | $90,044,000 | 502 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $144,717,000 | 763 |
| Tier 1 (core) risk-based capital | $92,087,000 | 620 |
| Tier 2 risk-based capital | $10,349,000 | 508 |
| Total risk weighted assets | $827,209,000 | 564 |
| Total unused commitments | $144,717,000 | 763 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 293 | 527 |
| Assets and Liabilities | ||
| Total Assets: | $989,117,000 | 628 |
| Cash and due from depository institutions | $23,882,000 | 527 |
| Interest-bearing balances | $3,162,000 | 1,513 |
| Securities | $139,159,000 | 883 |
| Federal funds sold & reverse repurchase agreements | $49,492,000 | 279 |
| Net loans & leases | $720,777,000 | 583 |
| Loan loss allowance | $10,768,000 | 463 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $18,395,000 | 505 |
| Other real estate owned | $38,000 | 527 |
| Goodwill and other intangibles | $5,948,000 | 724 |
| All other assets | $31,426,000 | 572 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $989,117,000 | 628 |
| Total liabilities | $894,079,000 | 629 |
| Total deposits | $791,582,000 | 582 |
| Interest-bearing deposits | $685,699,000 | 584 |
| Deposits held in domestic offices | $791,582,000 | 581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,517,000 | 1,330 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $90,243,000 | 571 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,737,000 | 1,021 |
| Total equity capital | $95,038,000 | 648 |
| Total bank equity capital | $95,038,000 | 648 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $52,454,000 | 542 |
| Undivided profits | $42,084,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,466,000 | 376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 874 |
| Income earned, not collected on loans | $5,601,000 | 548 |
| Earning assets | $912,590,000 | 623 |
| Long-term assets (5+ years) | $143,473,000 | 710 |
| Average Assets, year-to-date | $923,669,500 | 646 |
| Average Assets, quarterly | $960,770,000 | 635 |
| Volatile liabilities | $203,155,000 | 738 |
| Insider loans | $14,237,000 | 398 |
| FHLB advances | $90,243,000 | 508 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $138,505,000 | 773 |
| Tier 1 (core) risk-based capital | $89,948,000 | 621 |
| Tier 2 risk-based capital | $10,024,000 | 512 |
| Total risk weighted assets | $801,174,000 | 563 |
| Total unused commitments | $138,505,000 | 775 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 291 | 532 |
| Assets and Liabilities | ||
| Total Assets: | $932,423,000 | 643 |
| Cash and due from depository institutions | $30,208,000 | 532 |
| Interest-bearing balances | $5,836,000 | 922 |
| Securities | $126,046,000 | 975 |
| Federal funds sold & reverse repurchase agreements | $12,070,000 | 988 |
| Net loans & leases | $709,174,000 | 575 |
| Loan loss allowance | $10,460,000 | 472 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,380,000 | 491 |
| Other real estate owned | $0 | 532 |
| Goodwill and other intangibles | $5,948,000 | 718 |
| All other assets | $30,597,000 | 576 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $932,423,000 | 643 |
| Total liabilities | $839,423,000 | 642 |
| Total deposits | $730,729,000 | 614 |
| Interest-bearing deposits | $618,106,000 | 619 |
| Deposits held in domestic offices | $730,729,000 | 613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,305,000 | 1,464 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $98,391,000 | 549 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,998,000 | 1,111 |
| Total equity capital | $93,000,000 | 644 |
| Total bank equity capital | $93,000,000 | 644 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $52,454,000 | 522 |
| Undivided profits | $40,046,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,544,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 853 |
| Income earned, not collected on loans | $5,250,000 | 547 |
| Earning assets | $853,126,000 | 648 |
| Long-term assets (5+ years) | $121,751,000 | 832 |
| Average Assets, year-to-date | $901,853,670 | 656 |
| Average Assets, quarterly | $918,949,500 | 649 |
| Volatile liabilities | $185,710,000 | 772 |
| Insider loans | $14,196,000 | 369 |
| FHLB advances | $98,391,000 | 482 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $139,840,000 | 746 |
| Tier 1 (core) risk-based capital | $87,409,000 | 619 |
| Tier 2 risk-based capital | $9,748,000 | 512 |
| Total risk weighted assets | $779,119,000 | 558 |
| Total unused commitments | $139,840,000 | 747 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 287 | 525 |
| Assets and Liabilities | ||
| Total Assets: | $905,476,000 | 659 |
| Cash and due from depository institutions | $33,520,000 | 525 |
| Interest-bearing balances | $16,321,000 | 336 |
| Securities | $116,851,000 | 1,089 |
| Federal funds sold & reverse repurchase agreements | $31,712,000 | 378 |
| Net loans & leases | $669,741,000 | 589 |
| Loan loss allowance | $9,867,000 | 493 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $18,500,000 | 466 |
| Other real estate owned | $0 | 525 |
| Goodwill and other intangibles | $5,948,000 | 703 |
| All other assets | $29,204,000 | 585 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $905,476,000 | 659 |
| Total liabilities | $815,775,000 | 660 |
| Total deposits | $705,193,000 | 626 |
| Interest-bearing deposits | $596,407,000 | 633 |
| Deposits held in domestic offices | $705,193,000 | 625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,412,000 | 1,208 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $98,738,000 | 529 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,432,000 | 1,276 |
| Total equity capital | $89,701,000 | 652 |
| Total bank equity capital | $89,701,000 | 652 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $52,454,000 | 515 |
| Undivided profits | $36,747,000 | 894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,536,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 832 |
| Income earned, not collected on loans | $4,790,000 | 571 |
| Earning assets | $834,625,000 | 648 |
| Long-term assets (5+ years) | $136,096,000 | 764 |
| Average Assets, year-to-date | $886,569,000 | 663 |
| Average Assets, quarterly | $886,569,000 | 663 |
| Volatile liabilities | $174,728,000 | 771 |
| Insider loans | $12,541,000 | 426 |
| FHLB advances | $98,738,000 | 468 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $144,871,000 | 718 |
| Tier 1 (core) risk-based capital | $85,076,000 | 631 |
| Tier 2 risk-based capital | $9,185,000 | 540 |
| Total risk weighted assets | $734,156,000 | 578 |
| Total unused commitments | $144,871,000 | 719 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 277 | 557 |
| Assets and Liabilities | ||
| Total Assets: | $867,662,000 | 687 |
| Cash and due from depository institutions | $23,962,000 | 557 |
| Interest-bearing balances | $985,000 | 2,843 |
| Securities | $120,572,000 | 1,055 |
| Federal funds sold & reverse repurchase agreements | $32,616,000 | 369 |
| Net loans & leases | $637,083,000 | 615 |
| Loan loss allowance | $9,066,000 | 535 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,812,000 | 456 |
| Other real estate owned | $24,000 | 557 |
| Goodwill and other intangibles | $5,948,000 | 697 |
| All other assets | $28,645,000 | 587 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $867,662,000 | 687 |
| Total liabilities | $778,713,000 | 682 |
| Total deposits | $661,758,000 | 660 |
| Interest-bearing deposits | $557,923,000 | 679 |
| Deposits held in domestic offices | $661,758,000 | 658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,168,000 | 940 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $99,001,000 | 538 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,786,000 | 1,144 |
| Total equity capital | $88,949,000 | 667 |
| Total bank equity capital | $88,949,000 | 667 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $52,454,000 | 511 |
| Undivided profits | $35,995,000 | 930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,428,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 775 |
| Income earned, not collected on loans | $4,584,000 | 580 |
| Earning assets | $791,256,000 | 683 |
| Long-term assets (5+ years) | $143,542,000 | 727 |
| Average Assets, year-to-date | $772,567,400 | 724 |
| Average Assets, quarterly | $831,700,000 | 703 |
| Volatile liabilities | $171,227,000 | 769 |
| Insider loans | $11,414,000 | 482 |
| FHLB advances | $99,001,000 | 476 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $118,155,000 | 834 |
| Tier 1 (core) risk-based capital | $83,415,000 | 642 |
| Tier 2 risk-based capital | $8,741,000 | 575 |
| Total risk weighted assets | $698,981,000 | 603 |
| Total unused commitments | $118,155,000 | 834 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 274 | 565 |
| Assets and Liabilities | ||
| Total Assets: | $795,738,000 | 728 |
| Cash and due from depository institutions | $21,061,000 | 565 |
| Interest-bearing balances | $577,000 | 3,382 |
| Securities | $127,830,000 | 999 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $590,888,000 | 652 |
| Loan loss allowance | $9,562,000 | 517 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $19,247,000 | 432 |
| Other real estate owned | $4,310,000 | 565 |
| Goodwill and other intangibles | $5,948,000 | 686 |
| All other assets | $26,454,000 | 615 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $795,738,000 | 728 |
| Total liabilities | $708,644,000 | 728 |
| Total deposits | $581,412,000 | 747 |
| Interest-bearing deposits | $480,902,000 | 776 |
| Deposits held in domestic offices | $581,412,000 | 743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,394,000 | 527 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $87,266,000 | 594 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,572,000 | 1,210 |
| Total equity capital | $87,094,000 | 668 |
| Total bank equity capital | $87,094,000 | 668 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $52,454,000 | 505 |
| Undivided profits | $34,140,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,867,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,280,000 | 155 |
| Income earned, not collected on loans | $4,379,000 | 613 |
| Earning assets | $719,295,000 | 736 |
| Long-term assets (5+ years) | $145,792,000 | 727 |
| Average Assets, year-to-date | $748,793,750 | 745 |
| Average Assets, quarterly | $766,914,500 | 746 |
| Volatile liabilities | $149,166,000 | 830 |
| Insider loans | $10,126,000 | 561 |
| FHLB advances | $87,266,000 | 517 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $117,924,000 | 813 |
| Tier 1 (core) risk-based capital | $81,031,000 | 652 |
| Tier 2 risk-based capital | $8,044,000 | 606 |
| Total risk weighted assets | $641,968,000 | 639 |
| Total unused commitments | $117,924,000 | 815 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 277 | 557 |
| Assets and Liabilities | ||
| Total Assets: | $738,091,000 | 770 |
| Cash and due from depository institutions | $22,358,000 | 557 |
| Interest-bearing balances | $1,569,000 | 2,379 |
| Securities | $103,407,000 | 1,258 |
| Federal funds sold & reverse repurchase agreements | $12,542,000 | 861 |
| Net loans & leases | $544,915,000 | 679 |
| Loan loss allowance | $9,609,000 | 511 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $19,490,000 | 414 |
| Other real estate owned | $4,298,000 | 557 |
| Goodwill and other intangibles | $5,948,000 | 667 |
| All other assets | $25,133,000 | 647 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $738,091,000 | 770 |
| Total liabilities | $654,781,000 | 780 |
| Total deposits | $571,997,000 | 759 |
| Interest-bearing deposits | $469,049,000 | 788 |
| Deposits held in domestic offices | $571,997,000 | 755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,974,000 | 714 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $59,321,000 | 801 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,489,000 | 1,490 |
| Total equity capital | $83,310,000 | 661 |
| Total bank equity capital | $83,310,000 | 661 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $52,454,000 | 491 |
| Undivided profits | $30,356,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,492,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,283,000 | 158 |
| Income earned, not collected on loans | $3,966,000 | 633 |
| Earning assets | $662,433,000 | 782 |
| Long-term assets (5+ years) | $145,464,000 | 756 |
| Average Assets, year-to-date | $733,145,670 | 753 |
| Average Assets, quarterly | $735,415,000 | 768 |
| Volatile liabilities | $105,878,000 | 1,085 |
| Insider loans | $6,329,000 | 893 |
| FHLB advances | $59,321,000 | 724 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $99,257,000 | 899 |
| Tier 1 (core) risk-based capital | $78,813,000 | 652 |
| Tier 2 risk-based capital | $7,460,000 | 650 |
| Total risk weighted assets | $594,663,000 | 676 |
| Total unused commitments | $99,257,000 | 901 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 274 | 569 |
| Assets and Liabilities | ||
| Total Assets: | $732,739,000 | 777 |
| Cash and due from depository institutions | $18,685,000 | 569 |
| Interest-bearing balances | $755,000 | 3,351 |
| Securities | $110,642,000 | 1,183 |
| Federal funds sold & reverse repurchase agreements | $10,156,000 | 1,441 |
| Net loans & leases | $539,419,000 | 678 |
| Loan loss allowance | $9,730,000 | 506 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $19,825,000 | 401 |
| Other real estate owned | $4,347,000 | 569 |
| Goodwill and other intangibles | $5,948,000 | 653 |
| All other assets | $23,717,000 | 653 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $732,739,000 | 777 |
| Total liabilities | $649,617,000 | 785 |
| Total deposits | $563,400,000 | 774 |
| Interest-bearing deposits | $464,658,000 | 809 |
| Deposits held in domestic offices | $563,400,000 | 770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,677,000 | 549 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $51,426,000 | 812 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,114,000 | 1,401 |
| Total equity capital | $83,122,000 | 675 |
| Total bank equity capital | $83,122,000 | 675 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $52,454,000 | 484 |
| Undivided profits | $30,168,000 | 1,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,868,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,345,000 | 149 |
| Income earned, not collected on loans | $3,884,000 | 650 |
| Earning assets | $660,972,000 | 783 |
| Long-term assets (5+ years) | $151,650,000 | 709 |
| Average Assets, year-to-date | $730,673,000 | 768 |
| Average Assets, quarterly | $730,673,000 | 768 |
| Volatile liabilities | $115,879,000 | 954 |
| Insider loans | $6,259,000 | 885 |
| FHLB advances | $51,426,000 | 734 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $96,966,000 | 888 |
| Tier 1 (core) risk-based capital | $76,513,000 | 661 |
| Tier 2 risk-based capital | $7,371,000 | 652 |
| Total risk weighted assets | $587,333,000 | 677 |
| Total unused commitments | $96,966,000 | 888 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 280 | 564 |
| Assets and Liabilities | ||
| Total Assets: | $728,607,000 | 777 |
| Cash and due from depository institutions | $23,425,000 | 564 |
| Interest-bearing balances | $505,000 | 3,624 |
| Securities | $121,378,000 | 1,107 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 5,821 |
| Net loans & leases | $528,505,000 | 684 |
| Loan loss allowance | $10,139,000 | 498 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $20,047,000 | 396 |
| Other real estate owned | $4,560,000 | 564 |
| Goodwill and other intangibles | $5,948,000 | 649 |
| All other assets | $24,414,000 | 646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $728,607,000 | 777 |
| Total liabilities | $645,665,000 | 791 |
| Total deposits | $561,126,000 | 770 |
| Interest-bearing deposits | $462,024,000 | 807 |
| Deposits held in domestic offices | $561,126,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,920,000 | 537 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,714,000 | 939 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,905,000 | 1,403 |
| Total equity capital | $82,942,000 | 659 |
| Total bank equity capital | $82,942,000 | 659 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $52,454,000 | 486 |
| Undivided profits | $29,988,000 | 1,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,048,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,507,000 | 131 |
| Income earned, not collected on loans | $4,246,000 | 597 |
| Earning assets | $650,718,000 | 794 |
| Long-term assets (5+ years) | $162,150,000 | 674 |
| Average Assets, year-to-date | $733,825,200 | 748 |
| Average Assets, quarterly | $731,382,000 | 776 |
| Volatile liabilities | $120,139,000 | 925 |
| Insider loans | $7,759,000 | 681 |
| FHLB advances | $44,714,000 | 842 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $84,533,000 | 960 |
| Tier 1 (core) risk-based capital | $77,232,000 | 648 |
| Tier 2 risk-based capital | $7,245,000 | 656 |
| Total risk weighted assets | $576,721,000 | 686 |
| Total unused commitments | $84,533,000 | 961 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 290 | 554 |
| Assets and Liabilities | ||
| Total Assets: | $734,157,000 | 791 |
| Cash and due from depository institutions | $23,102,000 | 554 |
| Interest-bearing balances | $588,000 | 3,629 |
| Securities | $133,914,000 | 1,005 |
| Federal funds sold & reverse repurchase agreements | $79,000 | 6,502 |
| Net loans & leases | $521,125,000 | 689 |
| Loan loss allowance | $10,426,000 | 490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $21,209,000 | 377 |
| Other real estate owned | $3,886,000 | 554 |
| Goodwill and other intangibles | $5,948,000 | 642 |
| All other assets | $24,894,000 | 635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $734,157,000 | 791 |
| Total liabilities | $653,366,000 | 797 |
| Total deposits | $568,136,000 | 771 |
| Interest-bearing deposits | $469,769,000 | 816 |
| Deposits held in domestic offices | $568,136,000 | 768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,998,000 | 526 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,823,000 | 916 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,409,000 | 1,301 |
| Total equity capital | $80,791,000 | 685 |
| Total bank equity capital | $80,791,000 | 685 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $52,454,000 | 496 |
| Undivided profits | $27,837,000 | 1,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,228,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,708,000 | 133 |
| Income earned, not collected on loans | $4,512,000 | 585 |
| Earning assets | $655,706,000 | 801 |
| Long-term assets (5+ years) | $149,531,000 | 739 |
| Average Assets, year-to-date | $735,129,750 | 757 |
| Average Assets, quarterly | $739,974,000 | 774 |
| Volatile liabilities | $120,753,000 | 907 |
| Insider loans | $8,188,000 | 620 |
| FHLB advances | $44,823,000 | 825 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $74,220,000 | 1,095 |
| Tier 1 (core) risk-based capital | $75,189,000 | 673 |
| Tier 2 risk-based capital | $7,089,000 | 665 |
| Total risk weighted assets | $563,812,000 | 693 |
| Total unused commitments | $74,220,000 | 1,096 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 294 | 556 |
| Assets and Liabilities | ||
| Total Assets: | $745,791,000 | 764 |
| Cash and due from depository institutions | $30,624,000 | 556 |
| Interest-bearing balances | $911,000 | 3,328 |
| Securities | $133,638,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $8,861,000 | 1,807 |
| Net loans & leases | $518,503,000 | 691 |
| Loan loss allowance | $10,728,000 | 479 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $21,585,000 | 370 |
| Other real estate owned | $1,874,000 | 556 |
| Goodwill and other intangibles | $5,948,000 | 612 |
| All other assets | $24,758,000 | 637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $745,791,000 | 764 |
| Total liabilities | $665,302,000 | 770 |
| Total deposits | $578,019,000 | 750 |
| Interest-bearing deposits | $483,686,000 | 781 |
| Deposits held in domestic offices | $578,019,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,021,000 | 620 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $59,492,000 | 738 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,770,000 | 1,572 |
| Total equity capital | $80,489,000 | 693 |
| Total bank equity capital | $80,489,000 | 693 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $52,454,000 | 478 |
| Undivided profits | $27,535,000 | 1,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,842,000 | 388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $530,000 | 380 |
| Income earned, not collected on loans | $4,097,000 | 633 |
| Earning assets | $661,913,000 | 792 |
| Long-term assets (5+ years) | $141,324,000 | 739 |
| Average Assets, year-to-date | $735,454,000 | 749 |
| Average Assets, quarterly | $730,345,000 | 764 |
| Volatile liabilities | $120,039,000 | 901 |
| Insider loans | $6,409,000 | 801 |
| FHLB advances | $59,492,000 | 662 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $60,362,000 | 1,245 |
| Tier 1 (core) risk-based capital | $73,342,000 | 683 |
| Tier 2 risk-based capital | $7,026,000 | 651 |
| Total risk weighted assets | $558,397,000 | 695 |
| Total unused commitments | $60,362,000 | 1,254 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 303 | 535 |
| Assets and Liabilities | ||
| Total Assets: | $714,899,000 | 774 |
| Cash and due from depository institutions | $26,614,000 | 535 |
| Interest-bearing balances | $674,000 | 3,577 |
| Securities | $90,125,000 | 1,398 |
| Federal funds sold & reverse repurchase agreements | $8,754,000 | 1,965 |
| Net loans & leases | $536,033,000 | 653 |
| Loan loss allowance | $11,752,000 | 432 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $22,496,000 | 358 |
| Other real estate owned | $1,475,000 | 535 |
| Goodwill and other intangibles | $5,948,000 | 610 |
| All other assets | $23,454,000 | 650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $714,899,000 | 774 |
| Total liabilities | $637,024,000 | 786 |
| Total deposits | $593,071,000 | 708 |
| Interest-bearing deposits | $501,199,000 | 747 |
| Deposits held in domestic offices | $593,071,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,608,000 | 784 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,670,000 | 1,274 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,675,000 | 1,649 |
| Total equity capital | $77,875,000 | 699 |
| Total bank equity capital | $77,875,000 | 699 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $52,454,000 | 476 |
| Undivided profits | $24,921,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,301,000 | 384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $215,000 | 667 |
| Income earned, not collected on loans | $4,425,000 | 601 |
| Earning assets | $635,586,000 | 801 |
| Long-term assets (5+ years) | $104,088,000 | 958 |
| Average Assets, year-to-date | $730,285,500 | 750 |
| Average Assets, quarterly | $730,285,500 | 750 |
| Volatile liabilities | $110,471,000 | 954 |
| Insider loans | $7,610,000 | 659 |
| FHLB advances | $25,670,000 | 1,178 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $64,150,000 | 1,152 |
| Tier 1 (core) risk-based capital | $71,441,000 | 692 |
| Tier 2 risk-based capital | $7,049,000 | 632 |
| Total risk weighted assets | $559,222,000 | 677 |
| Total unused commitments | $64,150,000 | 1,162 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 313 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $745,672,000 | 725 |
| Cash and due from depository institutions | $26,174,000 | 513 |
| Interest-bearing balances | $975,000 | 3,144 |
| Securities | $92,198,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $30,784,000 | 463 |
| Net loans & leases | $543,141,000 | 641 |
| Loan loss allowance | $12,097,000 | 412 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $22,555,000 | 350 |
| Other real estate owned | $1,132,000 | 513 |
| Goodwill and other intangibles | $5,948,000 | 593 |
| All other assets | $23,740,000 | 633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $745,672,000 | 725 |
| Total liabilities | $669,341,000 | 726 |
| Total deposits | $612,252,000 | 674 |
| Interest-bearing deposits | $519,048,000 | 692 |
| Deposits held in domestic offices | $612,252,000 | 671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,520,000 | 767 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $36,145,000 | 1,020 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,424,000 | 1,344 |
| Total equity capital | $76,331,000 | 700 |
| Total bank equity capital | $76,331,000 | 700 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $52,454,000 | 471 |
| Undivided profits | $23,377,000 | 1,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,378,000 | 364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $738,000 | 265 |
| Income earned, not collected on loans | $4,619,000 | 594 |
| Earning assets | $667,098,000 | 746 |
| Long-term assets (5+ years) | $76,791,000 | 1,224 |
| Average Assets, year-to-date | $784,881,600 | 657 |
| Average Assets, quarterly | $750,643,500 | 711 |
| Volatile liabilities | $128,953,000 | 826 |
| Insider loans | $9,206,000 | 514 |
| FHLB advances | $36,145,000 | 913 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $70,351,000 | 1,047 |
| Tier 1 (core) risk-based capital | $69,456,000 | 699 |
| Tier 2 risk-based capital | $7,358,000 | 604 |
| Total risk weighted assets | $583,875,000 | 631 |
| Total unused commitments | $70,351,000 | 1,047 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 130 | 1,266 |
| Assets and Liabilities | ||
| Total Assets: | $477,433,000 | 1,080 |
| Cash and due from depository institutions | $16,930,000 | 1,266 |
| Interest-bearing balances | $483,000 | 3,738 |
| Securities | $78,407,000 | 1,435 |
| Federal funds sold & reverse repurchase agreements | $10,013,000 | 1,465 |
| Net loans & leases | $339,138,000 | 982 |
| Loan loss allowance | $11,911,000 | 409 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $11,352,000 | 737 |
| Other real estate owned | $169,000 | 1,266 |
| Goodwill and other intangibles | $4,170,000 | 706 |
| All other assets | $17,254,000 | 788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,433,000 | 1,080 |
| Total liabilities | $443,413,000 | 1,053 |
| Total deposits | $409,918,000 | 974 |
| Interest-bearing deposits | $358,003,000 | 958 |
| Deposits held in domestic offices | $409,918,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,448,000 | 883 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,977,000 | 1,620 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,070,000 | 1,427 |
| Total equity capital | $34,020,000 | 1,435 |
| Total bank equity capital | $34,020,000 | 1,435 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $26,188,000 | 775 |
| Undivided profits | $7,332,000 | 3,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,505,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,594,000 | 663 |
| Earning assets | $428,041,000 | 1,093 |
| Long-term assets (5+ years) | $65,733,000 | 1,401 |
| Average Assets, year-to-date | $450,452,600 | 1,078 |
| Average Assets, quarterly | $474,410,000 | 1,075 |
| Volatile liabilities | $108,250,000 | 936 |
| Insider loans | $3,640,000 | 1,365 |
| FHLB advances | $15,977,000 | 1,497 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $37,138,000 | 1,586 |
| Tier 1 (core) risk-based capital | $29,493,000 | 1,557 |
| Tier 2 risk-based capital | $4,754,000 | 842 |
| Total risk weighted assets | $373,163,000 | 928 |
| Total unused commitments | $37,138,000 | 1,592 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 94 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $292,315,000 | 1,634 |
| Cash and due from depository institutions | $12,160,000 | 1,768 |
| Interest-bearing balances | $548,000 | 2,962 |
| Securities | $32,968,000 | 3,191 |
| Federal funds sold & reverse repurchase agreements | $24,310,000 | 502 |
| Net loans & leases | $209,051,000 | 1,532 |
| Loan loss allowance | $2,539,000 | 1,528 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,765,000 | 1,503 |
| Other real estate owned | $18,000 | 1,768 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $8,043,000 | 1,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,315,000 | 1,634 |
| Total liabilities | $272,059,000 | 1,589 |
| Total deposits | $241,363,000 | 1,580 |
| Interest-bearing deposits | $205,092,000 | 1,623 |
| Deposits held in domestic offices | $241,363,000 | 1,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,652,000 | 1,630 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,465,000 | 1,217 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,579,000 | 1,671 |
| Total equity capital | $20,256,000 | 2,305 |
| Total bank equity capital | $20,256,000 | 2,305 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $11,500,000 | 1,457 |
| Undivided profits | $8,256,000 | 3,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 2,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,560,000 | 960 |
| Earning assets | $266,877,000 | 1,657 |
| Long-term assets (5+ years) | $30,481,000 | 2,383 |
| Average Assets, year-to-date | $263,557,600 | 1,741 |
| Average Assets, quarterly | $285,841,000 | 1,650 |
| Volatile liabilities | $73,336,000 | 1,271 |
| Insider loans | $4,902,000 | 981 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,481,000 | 2,224 |
| Tier 1 (core) risk-based capital | $20,425,000 | 2,180 |
| Tier 2 risk-based capital | $2,539,000 | 1,430 |
| Total risk weighted assets | $220,759,600 | 1,483 |
| Total unused commitments | $21,481,000 | 2,228 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 93 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $242,850,000 | 1,935 |
| Cash and due from depository institutions | $14,702,000 | 1,831 |
| Interest-bearing balances | $161,000 | 4,235 |
| Securities | $34,125,000 | 3,228 |
| Federal funds sold & reverse repurchase agreements | $2,920,000 | 2,935 |
| Net loans & leases | $180,644,000 | 1,685 |
| Loan loss allowance | $1,968,000 | 1,875 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,417,000 | 1,570 |
| Other real estate owned | $60,000 | 1,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,982,000 | 1,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,850,000 | 1,935 |
| Total liabilities | $224,726,000 | 1,883 |
| Total deposits | $195,701,000 | 1,936 |
| Interest-bearing deposits | $167,682,000 | 1,940 |
| Deposits held in domestic offices | $195,701,000 | 1,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,348,000 | 1,102 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,677,000 | 2,173 |
| Total equity capital | $18,124,000 | 2,427 |
| Total bank equity capital | $18,124,000 | 2,427 |
| Perpetual preferred stock | $63,000 | 170 |
| Common stock | $500,000 | 4,601 |
| Surplus | $8,500,000 | 1,910 |
| Undivided profits | $9,061,000 | 2,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 2,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,561,000 | 1,371 |
| Earning assets | $217,850,000 | 1,979 |
| Long-term assets (5+ years) | $29,115,000 | 2,607 |
| Average Assets, year-to-date | $225,994,800 | 2,003 |
| Average Assets, quarterly | $238,275,000 | 1,957 |
| Volatile liabilities | $53,837,000 | 1,563 |
| Insider loans | $6,624,000 | 693 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,123,000 | 2,752 |
| Tier 1 (core) risk-based capital | $18,419,000 | 2,388 |
| Tier 2 risk-based capital | $2,031,000 | 1,670 |
| Total risk weighted assets | $188,549,700 | 1,647 |
| Total unused commitments | $16,123,000 | 2,758 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 73 | 2,406 |
| Assets and Liabilities | ||
| Total Assets: | $217,687,000 | 2,115 |
| Cash and due from depository institutions | $14,402,000 | 2,406 |
| Interest-bearing balances | $2,633,000 | 1,873 |
| Securities | $42,314,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 5,240 |
| Net loans & leases | $148,636,000 | 1,890 |
| Loan loss allowance | $1,939,000 | 1,829 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,238,000 | 1,530 |
| Other real estate owned | $75,000 | 2,406 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,472,000 | 1,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,687,000 | 2,115 |
| Total liabilities | $201,059,000 | 2,069 |
| Total deposits | $178,285,000 | 2,132 |
| Interest-bearing deposits | $142,889,000 | 2,295 |
| Deposits held in domestic offices | $178,285,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,099,000 | 1,017 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,675,000 | 2,301 |
| Total equity capital | $16,628,000 | 2,692 |
| Total bank equity capital | $16,628,000 | 2,692 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $8,500,000 | 1,827 |
| Undivided profits | $7,628,000 | 3,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,498,000 | 1,396 |
| Earning assets | $196,133,000 | 2,163 |
| Long-term assets (5+ years) | $30,894,000 | 2,318 |
| Average Assets, year-to-date | $202,459,000 | 2,153 |
| Average Assets, quarterly | $211,615,000 | 2,136 |
| Volatile liabilities | $44,506,000 | 1,543 |
| Insider loans | $5,382,000 | 771 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,749,000 | 2,819 |
| Tier 1 (core) risk-based capital | $16,414,000 | 2,598 |
| Tier 2 risk-based capital | $1,939,000 | 1,664 |
| Total risk weighted assets | $160,382,400 | 1,798 |
| Total unused commitments | $14,749,000 | 2,825 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 64 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $190,188,000 | 2,372 |
| Cash and due from depository institutions | $14,075,000 | 2,830 |
| Interest-bearing balances | $2,235,000 | 1,649 |
| Securities | $32,421,000 | 3,401 |
| Federal funds sold & reverse repurchase agreements | $7,080,000 | 1,963 |
| Net loans & leases | $128,520,000 | 2,171 |
| Loan loss allowance | $1,913,000 | 1,861 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,927,000 | 2,000 |
| Other real estate owned | $0 | 2,830 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,165,000 | 1,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,188,000 | 2,372 |
| Total liabilities | $175,561,000 | 2,325 |
| Total deposits | $161,160,000 | 2,323 |
| Interest-bearing deposits | $124,722,000 | 2,574 |
| Deposits held in domestic offices | $161,160,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $12,971,000 | 1,210 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,430,000 | 2,651 |
| Total equity capital | $14,627,000 | 3,024 |
| Total bank equity capital | $14,627,000 | 3,024 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $8,500,000 | 1,794 |
| Undivided profits | $5,627,000 | 4,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 6,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,467,000 | 1,502 |
| Earning assets | $170,256,000 | 2,434 |
| Long-term assets (5+ years) | $29,508,000 | 2,101 |
| Average Assets, year-to-date | $177,166,800 | 2,422 |
| Average Assets, quarterly | $183,080,500 | 2,412 |
| Volatile liabilities | $34,094,000 | 1,923 |
| Insider loans | $5,789,000 | 703 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,088,000 | 2,722 |
| Tier 1 (core) risk-based capital | $14,536,000 | 2,922 |
| Tier 2 risk-based capital | $1,706,290 | 1,781 |
| Total risk weighted assets | $136,210,090 | 2,056 |
| Total unused commitments | $14,088,000 | 2,727 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $176,389,000 | 2,624 |
| Cash and due from depository institutions | $6,756,000 | 2,699 |
| Interest-bearing balances | $92,000 | 5,071 |
| Securities | $35,786,000 | 3,379 |
| Federal funds sold & reverse repurchase agreements | $11,725,000 | 1,105 |
| Net loans & leases | $114,970,000 | 2,446 |
| Loan loss allowance | $1,782,000 | 2,100 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,184,000 | 2,459 |
| Other real estate owned | $7,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,961,000 | 1,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,389,000 | 2,624 |
| Total liabilities | $162,986,000 | 2,555 |
| Total deposits | $152,241,000 | 2,541 |
| Interest-bearing deposits | $123,501,000 | 2,677 |
| Deposits held in domestic offices | $152,241,000 | 2,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,270,000 | 1,396 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,475,000 | 2,625 |
| Total equity capital | $13,403,000 | 3,307 |
| Total bank equity capital | $13,403,000 | 3,307 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $6,500,000 | 2,314 |
| Undivided profits | $6,403,000 | 3,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 8,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,363,000 | 1,601 |
| Earning assets | $162,573,000 | 2,614 |
| Long-term assets (5+ years) | $17,564,000 | 2,926 |
| Average Assets, year-to-date | $165,029,000 | 2,687 |
| Average Assets, quarterly | $171,634,500 | 2,665 |
| Volatile liabilities | $35,068,000 | 1,826 |
| Insider loans | $4,902,000 | 879 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,777,000 | 3,030 |
| Tier 1 (core) risk-based capital | $13,417,000 | 3,204 |
| Tier 2 risk-based capital | $1,504,690 | 2,038 |
| Total risk weighted assets | $120,006,890 | 2,349 |
| Total unused commitments | $11,777,000 | 3,045 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $154,079,000 | 2,989 |
| Cash and due from depository institutions | $7,485,000 | 3,142 |
| Interest-bearing balances | $26,000 | 6,046 |
| Securities | $35,683,000 | 3,546 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,433 |
| Net loans & leases | $100,326,000 | 2,695 |
| Loan loss allowance | $1,583,000 | 2,373 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,189,000 | 2,406 |
| Other real estate owned | $7,000 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,289,000 | 2,337 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,079,000 | 2,989 |
| Total liabilities | $142,381,000 | 2,927 |
| Total deposits | $136,676,000 | 2,841 |
| Interest-bearing deposits | $111,345,000 | 2,975 |
| Deposits held in domestic offices | $136,676,000 | 2,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,556,000 | 1,725 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,149,000 | 3,233 |
| Total equity capital | $11,698,000 | 3,761 |
| Total bank equity capital | $11,698,000 | 3,761 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $6,500,000 | 2,318 |
| Undivided profits | $4,698,000 | 4,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 5,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,275,000 | 1,768 |
| Earning assets | $140,135,000 | 3,006 |
| Long-term assets (5+ years) | $15,090,000 | 3,071 |
| Average Assets, year-to-date | $139,964,000 | 3,129 |
| Average Assets, quarterly | $148,558,500 | 3,049 |
| Volatile liabilities | $26,233,000 | 2,089 |
| Insider loans | $6,166,000 | 719 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,426,000 | 3,184 |
| Tier 1 (core) risk-based capital | $11,766,000 | 3,604 |
| Tier 2 risk-based capital | $1,305,930 | 2,288 |
| Total risk weighted assets | $104,082,230 | 2,627 |
| Total unused commitments | $10,426,000 | 3,199 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $131,381,000 | 3,393 |
| Cash and due from depository institutions | $7,081,000 | 3,646 |
| Interest-bearing balances | $669,000 | 2,964 |
| Securities | $25,124,000 | 4,959 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $92,858,000 | 2,815 |
| Loan loss allowance | $1,388,000 | 2,714 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,285,000 | 2,262 |
| Other real estate owned | $7,000 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,026,000 | 2,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,381,000 | 3,393 |
| Total liabilities | $121,677,000 | 3,334 |
| Total deposits | $115,950,000 | 3,280 |
| Interest-bearing deposits | $95,860,000 | 3,396 |
| Deposits held in domestic offices | $115,950,000 | 3,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $870,000 | 3,508 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,858,000 | 1,960 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $999,000 | 3,078 |
| Total equity capital | $9,704,000 | 4,181 |
| Total bank equity capital | $9,704,000 | 4,181 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $6,500,000 | 2,236 |
| Undivided profits | $2,704,000 | 6,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $183,000 | 7,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,047,000 | 1,868 |
| Earning assets | $118,651,000 | 3,430 |
| Long-term assets (5+ years) | $13,038,000 | 3,472 |
| Average Assets, year-to-date | $129,603,800 | 3,352 |
| Average Assets, quarterly | $130,322,500 | 3,388 |
| Volatile liabilities | $23,226,000 | 2,251 |
| Insider loans | $6,612,000 | 661 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,428,000 | 3,539 |
| Tier 1 (core) risk-based capital | $10,258,000 | 4,017 |
| Tier 2 risk-based capital | $1,172,210 | 2,519 |
| Total risk weighted assets | $93,435,110 | 2,813 |
| Total unused commitments | $8,428,000 | 3,546 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $127,193,000 | 3,564 |
| Cash and due from depository institutions | $8,816,000 | 4,066 |
| Interest-bearing balances | $3,060,000 | 1,817 |
| Securities | $23,219,000 | 5,513 |
| Federal funds sold & reverse repurchase agreements | $6,168,000 | 2,262 |
| Net loans & leases | $83,416,000 | 3,042 |
| Loan loss allowance | $1,116,000 | 3,351 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,349,000 | 2,184 |
| Other real estate owned | $7,000 | 4,066 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,218,000 | 3,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,193,000 | 3,564 |
| Total liabilities | $119,096,000 | 3,471 |
| Total deposits | $115,690,000 | 3,389 |
| Interest-bearing deposits | $94,394,000 | 3,567 |
| Deposits held in domestic offices | $115,690,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,418,000 | 2,015 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $988,000 | 3,147 |
| Total equity capital | $8,097,000 | 4,958 |
| Total bank equity capital | $8,097,000 | 4,958 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $5,500,000 | 2,457 |
| Undivided profits | $2,097,000 | 7,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 6,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $854,000 | 2,070 |
| Earning assets | $115,863,000 | 3,575 |
| Long-term assets (5+ years) | $10,452,000 | 4,241 |
| Average Assets, year-to-date | $114,272,800 | 3,847 |
| Average Assets, quarterly | $123,337,500 | 3,640 |
| Volatile liabilities | $21,836,000 | 2,240 |
| Insider loans | $7,490,000 | 568 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,708,000 | 3,405 |
| Tier 1 (core) risk-based capital | $8,097,000 | 4,873 |
| Tier 2 risk-based capital | $1,071,020 | 2,707 |
| Total risk weighted assets | $85,589,720 | 3,014 |
| Total unused commitments | $8,708,000 | 3,424 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $105,818,000 | 4,307 |
| Cash and due from depository institutions | $4,719,000 | 4,383 |
| Interest-bearing balances | $693,000 | 4,391 |
| Securities | $18,387,000 | 6,438 |
| Federal funds sold & reverse repurchase agreements | $2,746,000 | 5,350 |
| Net loans & leases | $75,109,000 | 3,419 |
| Loan loss allowance | $903,000 | 4,065 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,355,000 | 2,205 |
| Other real estate owned | $7,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,495,000 | 4,605 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,818,000 | 4,307 |
| Total liabilities | $98,602,000 | 4,226 |
| Total deposits | $97,564,000 | 4,104 |
| Interest-bearing deposits | $79,547,000 | 4,370 |
| Deposits held in domestic offices | $97,564,000 | 4,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $170,000 | 3,982 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $868,000 | 3,691 |
| Total equity capital | $7,216,000 | 5,248 |
| Total bank equity capital | $7,216,000 | 5,248 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $2,216,000 | 7,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 8,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $995,000 | 1,976 |
| Earning assets | $96,935,000 | 4,280 |
| Long-term assets (5+ years) | $6,498,000 | 5,671 |
| Average Assets, year-to-date | $100,179,200 | 4,432 |
| Average Assets, quarterly | $105,211,000 | 4,289 |
| Volatile liabilities | $17,444,000 | 2,650 |
| Insider loans | $3,222,000 | 164 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,232,000 | 3,653 |
| Tier 1 (core) risk-based capital | $7,216,000 | 5,192 |
| Tier 2 risk-based capital | $903,000 | 3,183 |
| Total risk weighted assets | $76,602,500 | 3,413 |
| Total unused commitments | $7,232,000 | 3,673 |
| Derivatives | $0 | 651 |