Home > The Palmetto Bank > Income and Expense

The Palmetto Bank, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$20,237,000637
Total interest expense$274,0003,643
Net interest income$19,963,000569
Provision for loan and lease losses$-550,0006,213
Total noninterest income$7,463,000512
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,173,000241
Trading account gains and fees$71,000124
Additional Noninterest Income$4,219,000573
Total noninterest expense$18,638,000569
Salaries and employee benefits$9,309,000608
Premises and equipment expense$2,916,000459
Additional noninterest expense$6,413,000535
Pre-tax net operating income$9,338,000529
Securities gains (losses)$53,0001,197
Applicable income taxes$3,187,000458
Income before extraordinary items$6,204,000606
Extraordinary gains, net$022
Net income$6,204,000604
Minority interest net income$075
Net income of bank and minority interests.$6,204,000606
Net charge-offs$-419,0006,188
Cash dividends$3,400,000461
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,169,020597
2015-03-31 (YTD Data)Rank
Total interest income$9,986,000638
Total interest expense$135,0003,702
Net interest income$9,851,000574
Provision for loan and lease losses$400,000491
Total noninterest income$3,978,000477
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,581,000236
Trading account gains and fees$105,00095
Additional Noninterest Income$2,292,000519
Total noninterest expense$9,188,000574
Salaries and employee benefits$4,602,000624
Premises and equipment expense$1,465,000459
Additional noninterest expense$3,121,000544
Pre-tax net operating income$4,241,000555
Securities gains (losses)$29,0001,077
Applicable income taxes$1,573,000452
Income before extraordinary items$2,697,000664
Extraordinary gains, net$013
Net income$2,697,000662
Minority interest net income$064
Net income of bank and minority interests.$2,697,000664
Net charge-offs$406,000430
Cash dividends$1,100,000603
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,678,440651
2014-12-31 (YTD Data)Rank
Total interest income$39,649,000628
Total interest expense$528,0003,902
Net interest income$39,121,000565
Provision for loan and lease losses$-2,300,0006,428
Total noninterest income$13,246,000525
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$7,031,000228
Trading account gains and fees$501,00090
Additional Noninterest Income$5,714,000692
Total noninterest expense$39,688,000521
Salaries and employee benefits$18,096,000600
Premises and equipment expense$6,135,000423
Additional noninterest expense$15,457,000453
Pre-tax net operating income$14,979,000578
Securities gains (losses)$125,0001,097
Applicable income taxes$5,256,000476
Income before extraordinary items$9,848,000691
Extraordinary gains, net$017
Net income$9,848,000690
Minority interest net income$084
Net income of bank and minority interests.$9,848,000691
Net charge-offs$1,265,000746
Cash dividends$1,640,0001,475
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,766,750686
2014-09-30 (YTD Data)Rank
Total interest income$29,867,000620
Total interest expense$404,0003,920
Net interest income$29,463,000559
Provision for loan and lease losses$-500,0006,380
Total noninterest income$9,564,000541
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$5,188,000231
Trading account gains and fees$444,00084
Additional Noninterest Income$3,932,000724
Total noninterest expense$29,829,000516
Salaries and employee benefits$13,808,000590
Premises and equipment expense$4,643,000418
Additional noninterest expense$11,378,000458
Pre-tax net operating income$9,698,000650
Securities gains (losses)$85,0001,106
Applicable income taxes$3,325,000550
Income before extraordinary items$6,458,000778
Extraordinary gains, net$015
Net income$6,458,000777
Minority interest net income$081
Net income of bank and minority interests.$6,458,000777
Net charge-offs$619,000978
Cash dividends$1,000,0001,509
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,401,900770
2014-06-30 (YTD Data)Rank
Total interest income$19,996,000615
Total interest expense$277,0003,911
Net interest income$19,719,000557
Provision for loan and lease losses$04,196
Total noninterest income$6,654,000521
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,257,000242
Trading account gains and fees$346,00082
Additional Noninterest Income$3,051,000644
Total noninterest expense$19,994,000516
Salaries and employee benefits$9,179,000584
Premises and equipment expense$3,139,000413
Additional noninterest expense$7,676,000450
Pre-tax net operating income$6,379,000650
Securities gains (losses)$84,000888
Applicable income taxes$2,350,000512
Income before extraordinary items$4,113,000791
Extraordinary gains, net$020
Net income$4,113,000790
Minority interest net income$080
Net income of bank and minority interests.$4,113,000791
Net charge-offs$889,000556
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,059,240784
2014-03-31 (YTD Data)Rank
Total interest income$10,076,000615
Total interest expense$145,0003,865
Net interest income$9,931,000554
Provision for loan and lease losses$03,817
Total noninterest income$3,398,000498
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,562,000248
Trading account gains and fees$171,00082
Additional Noninterest Income$1,665,000578
Total noninterest expense$10,186,000513
Salaries and employee benefits$4,585,000598
Premises and equipment expense$1,628,000416
Additional noninterest expense$3,973,000435
Pre-tax net operating income$3,143,000644
Securities gains (losses)$85,000490
Applicable income taxes$1,182,000492
Income before extraordinary items$2,046,000765
Extraordinary gains, net$016
Net income$2,046,000766
Minority interest net income$066
Net income of bank and minority interests.$2,046,000766
Net charge-offs$242,000831
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,991,600765
2013-12-31 (YTD Data)Rank
Total interest income$42,538,000580
Total interest expense$2,279,0001,493
Net interest income$40,259,000530
Provision for loan and lease losses$3,465,000383
Total noninterest income$13,075,000550
Gross Fiduciary activities income$1,299,000406
Service charges on deposit accounts$6,908,000235
Trading account gains and fees$169,000125
Additional Noninterest Income$4,699,000848
Total noninterest expense$40,721,000517
Salaries and employee benefits$19,494,000552
Premises and equipment expense$6,296,000405
Additional noninterest expense$14,931,000476
Pre-tax net operating income$9,148,000837
Securities gains (losses)$310,000679
Applicable income taxes$-18,051,0006,793
Income before extraordinary items$27,509,000277
Extraordinary gains, net$029
Net income$27,509,000277
Minority interest net income$090
Net income of bank and minority interests.$27,509,000277
Net charge-offs$4,805,000342
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$27,199,000279
2013-09-30 (YTD Data)Rank
Total interest income$32,115,000577
Total interest expense$1,886,0001,396
Net interest income$30,229,000531
Provision for loan and lease losses$1,665,000580
Total noninterest income$9,491,000580
Gross Fiduciary activities income$1,299,000349
Service charges on deposit accounts$5,023,000241
Trading account gains and fees$36,000153
Additional Noninterest Income$3,133,000943
Total noninterest expense$30,499,000515
Salaries and employee benefits$14,857,000546
Premises and equipment expense$4,702,000408
Additional noninterest expense$10,940,000484
Pre-tax net operating income$7,556,000782
Securities gains (losses)$287,000659
Applicable income taxes$-17,882,0006,877
Income before extraordinary items$25,725,000242
Extraordinary gains, net$025
Net income$25,725,000242
Minority interest net income$084
Net income of bank and minority interests.$25,725,000242
Net charge-offs$2,784,000455
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$25,438,000240
2013-06-30 (YTD Data)Rank
Total interest income$21,592,000574
Total interest expense$1,407,0001,267
Net interest income$20,185,000524
Provision for loan and lease losses$1,020,000670
Total noninterest income$5,966,000603
Gross Fiduciary activities income$1,294,000279
Service charges on deposit accounts$3,160,000252
Trading account gains and fees$0157
Additional Noninterest Income$1,512,0001,200
Total noninterest expense$20,483,000511
Salaries and employee benefits$10,152,000543
Premises and equipment expense$3,132,000408
Additional noninterest expense$7,199,000491
Pre-tax net operating income$4,648,000825
Securities gains (losses)$331,000517
Applicable income taxes$1,195,000806
Income before extraordinary items$3,784,000822
Extraordinary gains, net$022
Net income$3,784,000822
Minority interest net income$082
Net income of bank and minority interests.$3,784,000824
Net charge-offs$1,627,000539
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,532,440846
2013-03-31 (YTD Data)Rank
Total interest income$10,863,000581
Total interest expense$901,0001,030
Net interest income$9,962,000543
Provision for loan and lease losses$350,000887
Total noninterest income$3,647,000521
Gross Fiduciary activities income$590,000288
Service charges on deposit accounts$1,553,000248
Trading account gains and fees$0148
Additional Noninterest Income$1,504,000746
Total noninterest expense$10,244,000522
Salaries and employee benefits$5,059,000546
Premises and equipment expense$1,578,000404
Additional noninterest expense$3,607,000495
Pre-tax net operating income$3,015,000634
Securities gains (losses)$01,966
Applicable income taxes$813,000635
Income before extraordinary items$2,202,000709
Extraordinary gains, net$010
Net income$2,202,000708
Minority interest net income$076
Net income of bank and minority interests.$2,202,000710
Net charge-offs$705,000613
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,202,000682
2012-12-31 (YTD Data)Rank
Total interest income$45,391,000582
Total interest expense$5,169,000872
Net interest income$40,222,000543
Provision for loan and lease losses$13,075,000220
Total noninterest income$5,238,0001,119
Gross Fiduciary activities income$2,371,000279
Service charges on deposit accounts$6,695,000244
Trading account gains and fees$0166
Additional Noninterest Income$-3,828,0007,064
Total noninterest expense$41,896,000510
Salaries and employee benefits$20,910,000511
Premises and equipment expense$6,676,000378
Additional noninterest expense$14,310,000515
Pre-tax net operating income$-9,511,0007,023
Securities gains (losses)$10,494,00055
Applicable income taxes$2,721,000670
Income before extraordinary items$-1,738,0006,807
Extraordinary gains, net$029
Net income$-1,738,0006,804
Minority interest net income$093
Net income of bank and minority interests.$-1,738,0006,805
Net charge-offs$20,846,000178
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-8,454,1607,008
2012-09-30 (YTD Data)Rank
Total interest income$34,523,000575
Total interest expense$3,960,000897
Net interest income$30,563,000542
Provision for loan and lease losses$11,750,000201
Total noninterest income$1,975,0001,806
Gross Fiduciary activities income$1,792,000279
Service charges on deposit accounts$4,982,000247
Trading account gains and fees$0157
Additional Noninterest Income$-4,799,0007,179
Total noninterest expense$31,540,000510
Salaries and employee benefits$16,038,000500
Premises and equipment expense$5,127,000368
Additional noninterest expense$10,375,000539
Pre-tax net operating income$-10,752,0007,148
Securities gains (losses)$9,859,00045
Applicable income taxes$3,592,000459
Income before extraordinary items$-4,485,0007,091
Extraordinary gains, net$020
Net income$-4,485,0007,091
Minority interest net income$086
Net income of bank and minority interests.$-4,485,0007,091
Net charge-offs$19,008,000154
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-14,344,0007,150
2012-06-30 (YTD Data)Rank
Total interest income$23,447,000576
Total interest expense$2,733,000895
Net interest income$20,714,000539
Provision for loan and lease losses$11,150,000152
Total noninterest income$-2,077,0007,233
Gross Fiduciary activities income$1,230,000274
Service charges on deposit accounts$3,346,000245
Trading account gains and fees$0153
Additional Noninterest Income$-6,653,0007,248
Total noninterest expense$21,004,000511
Salaries and employee benefits$10,871,000484
Premises and equipment expense$3,445,000369
Additional noninterest expense$6,688,000550
Pre-tax net operating income$-13,517,0007,235
Securities gains (losses)$9,859,00036
Applicable income taxes$4,028,000328
Income before extraordinary items$-7,686,0007,208
Extraordinary gains, net$019
Net income$-7,686,0007,208
Minority interest net income$084
Net income of bank and minority interests.$-7,686,0007,208
Net charge-offs$18,468,000112
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-17,545,0007,234
2012-03-31 (YTD Data)Rank
Total interest income$12,025,000556
Total interest expense$1,394,000910
Net interest income$10,631,000524
Provision for loan and lease losses$2,700,000275
Total noninterest income$2,701,000640
Gross Fiduciary activities income$537,000300
Service charges on deposit accounts$1,676,000242
Trading account gains and fees$0148
Additional Noninterest Income$488,0001,532
Total noninterest expense$10,677,000494
Salaries and employee benefits$5,564,000473
Premises and equipment expense$1,844,000340
Additional noninterest expense$3,269,000548
Pre-tax net operating income$-45,0006,606
Securities gains (losses)$02,210
Applicable income taxes$517,000857
Income before extraordinary items$-562,0007,088
Extraordinary gains, net$019
Net income$-562,0007,087
Minority interest net income$078
Net income of bank and minority interests.$-562,0007,088
Net charge-offs$4,908,000198
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-562,0007,073
2011-12-31 (YTD Data)Rank
Total interest income$51,818,000523
Total interest expense$9,426,000611
Net interest income$42,392,000515
Provision for loan and lease losses$20,500,000226
Total noninterest income$1,966,0002,030
Gross Fiduciary activities income$2,352,000241
Service charges on deposit accounts$7,552,000221
Trading account gains and fees$0146
Additional Noninterest Income$-7,938,0007,347
Total noninterest expense$49,844,000423
Salaries and employee benefits$23,607,000417
Premises and equipment expense$7,104,000370
Additional noninterest expense$19,133,000413
Pre-tax net operating income$-25,986,0007,316
Securities gains (losses)$156,0001,671
Applicable income taxes$-2,676,0007,267
Income before extraordinary items$-23,154,0007,307
Extraordinary gains, net$029
Net income$-23,154,0007,307
Minority interest net income$096
Net income of bank and minority interests.$-23,154,0007,307
Net charge-offs$21,838,000233
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-23,294,4007,304
2011-09-30 (YTD Data)Rank
Total interest income$40,113,000513
Total interest expense$7,558,000588
Net interest income$32,555,000509
Provision for loan and lease losses$18,500,000189
Total noninterest income$635,0003,416
Gross Fiduciary activities income$1,801,000237
Service charges on deposit accounts$5,612,000225
Trading account gains and fees$0145
Additional Noninterest Income$-6,778,0007,428
Total noninterest expense$38,174,000410
Salaries and employee benefits$18,984,000396
Premises and equipment expense$5,212,000379
Additional noninterest expense$13,978,000418
Pre-tax net operating income$-23,484,0007,408
Securities gains (losses)$56,0002,264
Applicable income taxes$-2,506,0007,376
Income before extraordinary items$-20,922,0007,401
Extraordinary gains, net$021
Net income$-20,922,0007,400
Minority interest net income$087
Net income of bank and minority interests.$-20,922,0007,400
Net charge-offs$18,534,000205
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-20,971,8407,398
2011-06-30 (YTD Data)Rank
Total interest income$26,531,000528
Total interest expense$5,291,000587
Net interest income$21,240,000522
Provision for loan and lease losses$12,900,000193
Total noninterest income$1,227,0001,709
Gross Fiduciary activities income$1,143,000242
Service charges on deposit accounts$3,637,000233
Trading account gains and fees$0153
Additional Noninterest Income$-3,553,0007,495
Total noninterest expense$26,292,000405
Salaries and employee benefits$12,839,000395
Premises and equipment expense$3,569,000371
Additional noninterest expense$9,884,000401
Pre-tax net operating income$-16,725,0007,476
Securities gains (losses)$56,0001,520
Applicable income taxes$-1,151,0007,420
Income before extraordinary items$-15,518,0007,465
Extraordinary gains, net$015
Net income$-15,518,0007,465
Minority interest net income$089
Net income of bank and minority interests.$-15,518,0007,465
Net charge-offs$12,853,000225
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-15,570,0807,465
2011-03-31 (YTD Data)Rank
Total interest income$12,993,000541
Total interest expense$2,736,000587
Net interest income$10,257,000534
Provision for loan and lease losses$5,500,000221
Total noninterest income$2,144,000697
Gross Fiduciary activities income$526,000261
Service charges on deposit accounts$1,762,000242
Trading account gains and fees$0158
Additional Noninterest Income$-144,0007,400
Total noninterest expense$12,917,000414
Salaries and employee benefits$6,489,000394
Premises and equipment expense$1,834,000368
Additional noninterest expense$4,594,000414
Pre-tax net operating income$-6,016,0007,513
Securities gains (losses)$01,772
Applicable income taxes$40,0003,000
Income before extraordinary items$-6,056,0007,508
Extraordinary gains, net$09
Net income$-6,056,0007,508
Minority interest net income$086
Net income of bank and minority interests.$-6,056,0007,508
Net charge-offs$5,480,000257
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-6,056,0007,509
2010-12-31 (YTD Data)Rank
Total interest income$56,627,000524
Total interest expense$15,346,000511
Net interest income$41,281,000522
Provision for loan and lease losses$46,648,000191
Total noninterest income$-1,470,0007,575
Gross Fiduciary activities income$1,968,000266
Service charges on deposit accounts$7,543,000215
Trading account gains and fees$0175
Additional Noninterest Income$-10,981,0007,654
Total noninterest expense$53,881,000403
Salaries and employee benefits$24,444,000396
Premises and equipment expense$7,437,000361
Additional noninterest expense$22,000,000380
Pre-tax net operating income$-60,718,0007,614
Securities gains (losses)$10,0003,313
Applicable income taxes$-1,342,0007,379
Income before extraordinary items$-59,366,0007,613
Extraordinary gains, net$029
Net income$-59,366,0007,612
Minority interest net income$0111
Net income of bank and minority interests.$-59,366,0007,613
Net charge-offs$43,793,000188
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-59,375,8007,611
2010-09-30 (YTD Data)Rank
Total interest income$43,185,000512
Total interest expense$11,665,000524
Net interest income$31,520,000504
Provision for loan and lease losses$36,600,000182
Total noninterest income$4,153,000965
Gross Fiduciary activities income$1,496,000255
Service charges on deposit accounts$5,764,000214
Trading account gains and fees$0165
Additional Noninterest Income$-3,107,0007,731
Total noninterest expense$41,286,000385
Salaries and employee benefits$18,500,000388
Premises and equipment expense$5,604,000358
Additional noninterest expense$17,182,000343
Pre-tax net operating income$-42,213,0007,716
Securities gains (losses)$9,0003,136
Applicable income taxes$-15,415,0007,732
Income before extraordinary items$-26,789,0007,690
Extraordinary gains, net$023
Net income$-26,789,0007,690
Minority interest net income$0110
Net income of bank and minority interests.$-26,789,0007,690
Net charge-offs$31,340,000191
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-26,794,7607,685
2010-06-30 (YTD Data)Rank
Total interest income$29,330,000511
Total interest expense$7,786,000544
Net interest income$21,544,000494
Provision for loan and lease losses$23,500,000189
Total noninterest income$5,309,000583
Gross Fiduciary activities income$1,073,000248
Service charges on deposit accounts$3,977,000209
Trading account gains and fees$0152
Additional Noninterest Income$259,0003,069
Total noninterest expense$25,006,000411
Salaries and employee benefits$12,327,000384
Premises and equipment expense$3,657,000361
Additional noninterest expense$9,022,000421
Pre-tax net operating income$-21,653,0007,760
Securities gains (losses)$9,0002,629
Applicable income taxes$-7,835,0007,790
Income before extraordinary items$-13,809,0007,720
Extraordinary gains, net$019
Net income$-13,809,0007,720
Minority interest net income$0105
Net income of bank and minority interests.$-13,809,0007,720
Net charge-offs$19,196,000204
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,814,7607,717
2010-03-31 (YTD Data)Rank
Total interest income$14,879,000520
Total interest expense$4,091,000547
Net interest income$10,788,000506
Provision for loan and lease losses$10,750,000216
Total noninterest income$3,773,000454
Gross Fiduciary activities income$499,000264
Service charges on deposit accounts$1,950,000214
Trading account gains and fees$0175
Additional Noninterest Income$1,324,000644
Total noninterest expense$12,150,000425
Salaries and employee benefits$6,084,000392
Premises and equipment expense$1,857,000371
Additional noninterest expense$4,209,000439
Pre-tax net operating income$-8,339,0007,827
Securities gains (losses)$8,0001,783
Applicable income taxes$-3,042,0007,882
Income before extraordinary items$-5,289,0007,799
Extraordinary gains, net$016
Net income$-5,289,0007,800
Minority interest net income$091
Net income of bank and minority interests.$-5,289,0007,800
Net charge-offs$6,403,000270
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-5,294,1207,791
2009-12-31 (YTD Data)Rank
Total interest income$66,211,000488
Total interest expense$21,439,000527
Net interest income$44,772,000482
Provision for loan and lease losses$73,400,000184
Total noninterest income$13,934,000502
Gross Fiduciary activities income$1,764,000272
Service charges on deposit accounts$8,275,000223
Trading account gains and fees$0211
Additional Noninterest Income$3,895,000867
Total noninterest expense$47,405,000451
Salaries and employee benefits$24,036,000403
Premises and equipment expense$6,593,000406
Additional noninterest expense$16,776,000500
Pre-tax net operating income$-62,099,0007,885
Securities gains (losses)$2,0003,583
Applicable income taxes$-22,074,0007,925
Income before extraordinary items$-40,023,0007,846
Extraordinary gains, net$034
Net income$-40,023,0007,846
Minority interest net income$0115
Net income of bank and minority interests.$-40,023,0007,846
Net charge-offs$60,321,000171
Cash dividends$389,0002,911
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-40,024,2807,850
2009-09-30 (YTD Data)Rank
Total interest income$50,502,000502
Total interest expense$16,340,000553
Net interest income$34,162,000480
Provision for loan and lease losses$56,175,000192
Total noninterest income$11,019,000491
Gross Fiduciary activities income$1,302,000272
Service charges on deposit accounts$6,057,000226
Trading account gains and fees$0212
Additional Noninterest Income$3,660,000739
Total noninterest expense$35,504,000455
Salaries and employee benefits$18,099,000416
Premises and equipment expense$5,068,000414
Additional noninterest expense$12,337,000488
Pre-tax net operating income$-46,498,0007,976
Securities gains (losses)$2,0003,313
Applicable income taxes$-16,553,0008,014
Income before extraordinary items$-29,943,0007,948
Extraordinary gains, net$027
Net income$-29,943,0007,947
Minority interest net income$0118
Net income of bank and minority interests.$-29,943,0007,947
Net charge-offs$44,627,000185
Cash dividends$389,0002,330
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-29,944,2807,948
2009-06-30 (YTD Data)Rank
Total interest income$33,457,000516
Total interest expense$10,810,000589
Net interest income$22,647,000483
Provision for loan and lease losses$32,175,000209
Total noninterest income$8,437,000447
Gross Fiduciary activities income$861,000274
Service charges on deposit accounts$3,956,000236
Trading account gains and fees$0193
Additional Noninterest Income$3,620,000552
Total noninterest expense$23,518,000470
Salaries and employee benefits$11,900,000424
Premises and equipment expense$3,285,000435
Additional noninterest expense$8,333,000485
Pre-tax net operating income$-24,609,0008,040
Securities gains (losses)$2,0002,937
Applicable income taxes$-8,790,0008,087
Income before extraordinary items$-15,817,0008,013
Extraordinary gains, net$021
Net income$-15,817,0008,013
Minority interest net income$0112
Net income of bank and minority interests.$-15,817,0008,013
Net charge-offs$21,210,000226
Cash dividends$389,0001,928
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-15,818,2808,008
2009-03-31 (YTD Data)Rank
Total interest income$17,587,000507
Total interest expense$5,188,000646
Net interest income$12,399,000440
Provision for loan and lease losses$2,175,000706
Total noninterest income$3,835,000450
Gross Fiduciary activities income$408,000281
Service charges on deposit accounts$1,884,000239
Trading account gains and fees$0171
Additional Noninterest Income$1,543,000620
Total noninterest expense$10,935,000476
Salaries and employee benefits$5,806,000431
Premises and equipment expense$1,524,000464
Additional noninterest expense$3,605,000483
Pre-tax net operating income$3,124,000394
Securities gains (losses)$2,0002,230
Applicable income taxes$1,131,000325
Income before extraordinary items$1,995,000500
Extraordinary gains, net$015
Net income$1,995,000501
Minority interest net income$0102
Net income of bank and minority interests.$1,995,000503
Net charge-offs$569,0001,284
Cash dividends$389,0001,138
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,993,720462
2008-12-31 (YTD Data)Rank
Total interest income$78,340,000490
Total interest expense$26,605,000589
Net interest income$51,735,000430
Provision for loan and lease losses$5,619,000932
Total noninterest income$17,587,000391
Gross Fiduciary activities income$2,311,000242
Service charges on deposit accounts$8,596,000226
Trading account gains and fees$0154
Additional Noninterest Income$6,680,000527
Total noninterest expense$42,608,000485
Salaries and employee benefits$23,286,000413
Premises and equipment expense$6,329,000431
Additional noninterest expense$12,993,000536
Pre-tax net operating income$21,095,000270
Securities gains (losses)$1,0003,084
Applicable income taxes$7,496,000223
Income before extraordinary items$13,600,000300
Extraordinary gains, net$039
Net income$13,600,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,037,0001,274
Cash dividends$4,616,000610
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,599,360309
2008-09-30 (YTD Data)Rank
Total interest income$60,006,000498
Total interest expense$20,625,000608
Net interest income$39,381,000441
Provision for loan and lease losses$1,862,0001,237
Total noninterest income$13,249,000405
Gross Fiduciary activities income$1,722,000248
Service charges on deposit accounts$6,429,000233
Trading account gains and fees$0148
Additional Noninterest Income$5,098,000549
Total noninterest expense$32,211,000473
Salaries and employee benefits$17,989,000416
Premises and equipment expense$4,697,000439
Additional noninterest expense$9,525,000513
Pre-tax net operating income$18,557,000296
Securities gains (losses)$1,0002,971
Applicable income taxes$6,531,000253
Income before extraordinary items$12,027,000312
Extraordinary gains, net$031
Net income$12,027,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,457,0001,037
Cash dividends$3,863,000589
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,026,350326
2008-06-30 (YTD Data)Rank
Total interest income$40,290,000500
Total interest expense$14,119,000610
Net interest income$26,171,000442
Provision for loan and lease losses$1,175,0001,114
Total noninterest income$9,067,000410
Gross Fiduciary activities income$1,179,000250
Service charges on deposit accounts$4,294,000227
Trading account gains and fees$0149
Additional Noninterest Income$3,594,000544
Total noninterest expense$21,791,000467
Salaries and employee benefits$12,139,000420
Premises and equipment expense$3,166,000442
Additional noninterest expense$6,486,000489
Pre-tax net operating income$12,272,000310
Securities gains (losses)$1,0003,084
Applicable income taxes$4,309,000289
Income before extraordinary items$7,964,000347
Extraordinary gains, net$021
Net income$7,964,000346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$948,000896
Cash dividends$2,575,000635
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,963,350343
2008-03-31 (YTD Data)Rank
Total interest income$20,240,000511
Total interest expense$7,691,000607
Net interest income$12,549,000457
Provision for loan and lease losses$488,0001,017
Total noninterest income$4,613,000419
Gross Fiduciary activities income$592,000251
Service charges on deposit accounts$2,167,000221
Trading account gains and fees$0158
Additional Noninterest Income$1,854,000533
Total noninterest expense$11,086,000456
Salaries and employee benefits$6,137,000417
Premises and equipment expense$1,568,000447
Additional noninterest expense$3,381,000459
Pre-tax net operating income$5,588,000360
Securities gains (losses)$02,688
Applicable income taxes$1,969,000346
Income before extraordinary items$3,619,000407
Extraordinary gains, net$015
Net income$3,619,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,000798
Cash dividends$1,287,000594
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,619,000394
2007-12-31 (YTD Data)Rank
Total interest income$83,637,000518
Total interest expense$32,758,000617
Net interest income$50,879,000455
Provision for loan and lease losses$988,0001,439
Total noninterest income$16,173,000438
Gross Fiduciary activities income$2,446,000248
Service charges on deposit accounts$8,050,000228
Trading account gains and fees$0178
Additional Noninterest Income$5,677,000611
Total noninterest expense$41,553,000464
Salaries and employee benefits$25,245,000394
Premises and equipment expense$5,905,000456
Additional noninterest expense$10,403,000562
Pre-tax net operating income$24,511,000397
Securities gains (losses)$02,146
Applicable income taxes$8,416,000373
Income before extraordinary items$16,095,000419
Extraordinary gains, net$039
Net income$16,095,000416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,097,000595
Cash dividends$4,348,000845
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$16,095,000412
2007-09-30 (YTD Data)Rank
Total interest income$62,189,000524
Total interest expense$24,262,000618
Net interest income$37,927,000453
Provision for loan and lease losses$1,200,000765
Total noninterest income$11,942,000451
Gross Fiduciary activities income$1,760,000252
Service charges on deposit accounts$5,900,000226
Trading account gains and fees$0184
Additional Noninterest Income$4,282,000615
Total noninterest expense$30,954,000460
Salaries and employee benefits$19,112,000391
Premises and equipment expense$4,393,000455
Additional noninterest expense$7,449,000568
Pre-tax net operating income$17,715,000440
Securities gains (losses)$01,655
Applicable income taxes$5,926,000418
Income before extraordinary items$11,789,000471
Extraordinary gains, net$033
Net income$11,789,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,447,000506
Cash dividends$3,365,000793
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,789,000460
2007-06-30 (YTD Data)Rank
Total interest income$40,894,000545
Total interest expense$15,722,000641
Net interest income$25,172,000470
Provision for loan and lease losses$800,000693
Total noninterest income$7,679,000468
Gross Fiduciary activities income$1,209,000256
Service charges on deposit accounts$3,899,000232
Trading account gains and fees$0168
Additional Noninterest Income$2,571,000683
Total noninterest expense$19,920,000493
Salaries and employee benefits$12,107,000421
Premises and equipment expense$2,896,000479
Additional noninterest expense$4,917,000588
Pre-tax net operating income$12,131,000461
Securities gains (losses)$01,444
Applicable income taxes$4,246,000435
Income before extraordinary items$7,885,000498
Extraordinary gains, net$029
Net income$7,885,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,000518
Cash dividends$2,149,000828
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,885,000487
2007-03-31 (YTD Data)Rank
Total interest income$20,198,000546
Total interest expense$7,735,000646
Net interest income$12,463,000467
Provision for loan and lease losses$367,000671
Total noninterest income$3,824,000469
Gross Fiduciary activities income$557,000265
Service charges on deposit accounts$1,908,000228
Trading account gains and fees$0195
Additional Noninterest Income$1,359,000650
Total noninterest expense$10,125,000485
Salaries and employee benefits$6,098,000421
Premises and equipment expense$1,448,000472
Additional noninterest expense$2,579,000553
Pre-tax net operating income$5,795,000477
Securities gains (losses)$01,187
Applicable income taxes$2,025,000447
Income before extraordinary items$3,770,000517
Extraordinary gains, net$022
Net income$3,770,000516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,000454
Cash dividends$935,000863
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,770,000506
2006-12-31 (YTD Data)Rank
Total interest income$76,445,000538
Total interest expense$27,297,000630
Net interest income$49,148,000467
Provision for loan and lease losses$1,625,000674
Total noninterest income$17,182,000429
Gross Fiduciary activities income$2,526,000228
Service charges on deposit accounts$8,486,000208
Trading account gains and fees$0130
Additional Noninterest Income$6,170,000579
Total noninterest expense$41,526,000463
Salaries and employee benefits$23,192,000419
Premises and equipment expense$5,995,000431
Additional noninterest expense$12,339,000467
Pre-tax net operating income$23,179,000487
Securities gains (losses)$34,000774
Applicable income taxes$7,962,000458
Income before extraordinary items$15,251,000520
Extraordinary gains, net$051
Net income$15,251,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,529,000480
Cash dividends$3,432,000994
Sale, conversion, retirement of capital stock, net$162,000801
Net operating income$15,228,560512
2006-09-30 (YTD Data)Rank
Total interest income$56,293,000553
Total interest expense$19,696,000639
Net interest income$36,597,000486
Provision for loan and lease losses$1,325,000594
Total noninterest income$12,164,000458
Gross Fiduciary activities income$1,851,000238
Service charges on deposit accounts$6,333,000214
Trading account gains and fees$0126
Additional Noninterest Income$3,980,000657
Total noninterest expense$30,547,000481
Salaries and employee benefits$16,863,000445
Premises and equipment expense$4,478,000445
Additional noninterest expense$9,206,000480
Pre-tax net operating income$16,889,000510
Securities gains (losses)$3,0001,123
Applicable income taxes$5,598,000495
Income before extraordinary items$11,294,000549
Extraordinary gains, net$045
Net income$11,294,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,032,000451
Cash dividends$3,431,000744
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,291,990537
2006-06-30 (YTD Data)Rank
Total interest income$36,716,000553
Total interest expense$12,455,000640
Net interest income$24,261,000490
Provision for loan and lease losses$1,050,000487
Total noninterest income$8,042,000461
Gross Fiduciary activities income$1,206,000251
Service charges on deposit accounts$4,105,000219
Trading account gains and fees$0126
Additional Noninterest Income$2,731,000630
Total noninterest expense$20,248,000490
Salaries and employee benefits$11,213,000450
Premises and equipment expense$2,977,000447
Additional noninterest expense$6,058,000485
Pre-tax net operating income$11,005,000526
Securities gains (losses)$3,000925
Applicable income taxes$3,560,000516
Income before extraordinary items$7,448,000550
Extraordinary gains, net$039
Net income$7,448,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,000496
Cash dividends$2,287,000732
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,445,960539
2006-03-31 (YTD Data)Rank
Total interest income$17,947,000546
Total interest expense$5,853,000638
Net interest income$12,094,000486
Provision for loan and lease losses$525,000456
Total noninterest income$3,968,000461
Gross Fiduciary activities income$572,000254
Service charges on deposit accounts$2,058,000213
Trading account gains and fees$0115
Additional Noninterest Income$1,338,000648
Total noninterest expense$10,121,000488
Salaries and employee benefits$5,622,000447
Premises and equipment expense$1,529,000437
Additional noninterest expense$2,970,000491
Pre-tax net operating income$5,416,000525
Securities gains (losses)$3,000752
Applicable income taxes$1,757,000509
Income before extraordinary items$3,662,000549
Extraordinary gains, net$021
Net income$3,662,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,000561
Cash dividends$1,143,000669
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,659,960538
2005-12-31 (YTD Data)Rank
Total interest income$62,783,000549
Total interest expense$17,278,000663
Net interest income$45,505,000489
Provision for loan and lease losses$2,400,000447
Total noninterest income$15,638,000464
Gross Fiduciary activities income$2,265,000246
Service charges on deposit accounts$8,253,000217
Trading account gains and fees$0138
Additional Noninterest Income$5,120,000671
Total noninterest expense$38,103,000488
Salaries and employee benefits$21,506,000442
Premises and equipment expense$5,587,000447
Additional noninterest expense$11,010,000514
Pre-tax net operating income$20,640,000522
Securities gains (losses)$82,000769
Applicable income taxes$6,942,000502
Income before extraordinary items$13,780,000548
Extraordinary gains, net$046
Net income$13,780,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,588,000479
Cash dividends$4,172,000786
Sale, conversion, retirement of capital stock, net$0934
Net operating income$13,725,880536
2005-09-30 (YTD Data)Rank
Total interest income$46,040,000542
Total interest expense$12,207,000670
Net interest income$33,833,000482
Provision for loan and lease losses$1,800,000415
Total noninterest income$11,626,000470
Gross Fiduciary activities income$1,736,000238
Service charges on deposit accounts$5,987,000219
Trading account gains and fees$0126
Additional Noninterest Income$3,903,000665
Total noninterest expense$28,281,000490
Salaries and employee benefits$15,983,000446
Premises and equipment expense$4,120,000448
Additional noninterest expense$8,178,000518
Pre-tax net operating income$15,378,000526
Securities gains (losses)$81,000730
Applicable income taxes$5,178,000515
Income before extraordinary items$10,281,000551
Extraordinary gains, net$035
Net income$10,281,000551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,063,000477
Cash dividends$3,033,000729
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,226,730540
2005-06-30 (YTD Data)Rank
Total interest income$29,785,000545
Total interest expense$7,421,000688
Net interest income$22,364,000482
Provision for loan and lease losses$1,200,000413
Total noninterest income$7,715,000466
Gross Fiduciary activities income$1,262,000223
Service charges on deposit accounts$3,839,000218
Trading account gains and fees$0116
Additional Noninterest Income$2,614,000654
Total noninterest expense$18,485,000494
Salaries and employee benefits$10,379,000449
Premises and equipment expense$2,931,000420
Additional noninterest expense$5,175,000538
Pre-tax net operating income$10,394,000515
Securities gains (losses)$69,000694
Applicable income taxes$3,505,000503
Income before extraordinary items$6,958,000545
Extraordinary gains, net$030
Net income$6,958,000545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,000443
Cash dividends$2,021,000702
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,911,770530
2005-03-31 (YTD Data)Rank
Total interest income$14,289,000554
Total interest expense$3,476,000694
Net interest income$10,813,000491
Provision for loan and lease losses$600,000397
Total noninterest income$3,713,000461
Gross Fiduciary activities income$641,000224
Service charges on deposit accounts$1,847,000217
Trading account gains and fees$0115
Additional Noninterest Income$1,225,000690
Total noninterest expense$8,853,000501
Salaries and employee benefits$4,859,000470
Premises and equipment expense$1,418,000431
Additional noninterest expense$2,576,000535
Pre-tax net operating income$5,073,000508
Securities gains (losses)$54,000528
Applicable income taxes$1,717,000511
Income before extraordinary items$3,410,000544
Extraordinary gains, net$024
Net income$3,410,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,000429
Cash dividends$1,010,000641
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,373,820534
2004-12-31 (YTD Data)Rank
Total interest income$51,028,000565
Total interest expense$11,177,000752
Net interest income$39,851,000517
Provision for loan and lease losses$2,150,000503
Total noninterest income$15,078,000462
Gross Fiduciary activities income$2,428,000225
Service charges on deposit accounts$8,593,000208
Trading account gains and fees$0138
Additional Noninterest Income$4,057,000778
Total noninterest expense$35,188,000506
Salaries and employee benefits$19,381,000469
Premises and equipment expense$5,644,000418
Additional noninterest expense$10,163,000539
Pre-tax net operating income$17,591,000548
Securities gains (losses)$90,0001,317
Applicable income taxes$5,569,000561
Income before extraordinary items$12,112,000568
Extraordinary gains, net$034
Net income$12,112,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,994,000461
Cash dividends$3,642,000829
Sale, conversion, retirement of capital stock, net$0872
Net operating income$12,049,900550
2004-09-30 (YTD Data)Rank
Total interest income$37,478,000574
Total interest expense$7,939,000762
Net interest income$29,539,000518
Provision for loan and lease losses$2,150,000396
Total noninterest income$11,384,000472
Gross Fiduciary activities income$1,840,000226
Service charges on deposit accounts$6,444,000213
Trading account gains and fees$0134
Additional Noninterest Income$3,100,000773
Total noninterest expense$25,666,000512
Salaries and employee benefits$14,089,000478
Premises and equipment expense$4,223,000424
Additional noninterest expense$7,354,000557
Pre-tax net operating income$13,107,000550
Securities gains (losses)$90,0001,248
Applicable income taxes$4,223,000553
Income before extraordinary items$8,974,000582
Extraordinary gains, net$026
Net income$8,974,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,443,000435
Cash dividends$2,633,000778
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,912,800561
2004-06-30 (YTD Data)Rank
Total interest income$24,540,000578
Total interest expense$5,046,000782
Net interest income$19,494,000518
Provision for loan and lease losses$1,500,000385
Total noninterest income$7,573,000463
Gross Fiduciary activities income$1,276,000227
Service charges on deposit accounts$4,280,000208
Trading account gains and fees$0130
Additional Noninterest Income$2,017,000795
Total noninterest expense$17,108,000509
Salaries and employee benefits$9,536,000473
Premises and equipment expense$2,927,000411
Additional noninterest expense$4,645,000569
Pre-tax net operating income$8,459,000554
Securities gains (losses)$108,000975
Applicable income taxes$2,741,000565
Income before extraordinary items$5,826,000592
Extraordinary gains, net$021
Net income$5,826,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000438
Cash dividends$1,755,000773
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,752,560568
2004-03-31 (YTD Data)Rank
Total interest income$12,261,000587
Total interest expense$2,521,000802
Net interest income$9,740,000522
Provision for loan and lease losses$750,000379
Total noninterest income$3,623,000482
Gross Fiduciary activities income$610,000236
Service charges on deposit accounts$2,083,000212
Trading account gains and fees$0121
Additional Noninterest Income$930,000830
Total noninterest expense$8,286,000525
Salaries and employee benefits$4,552,000496
Premises and equipment expense$1,474,000414
Additional noninterest expense$2,260,000579
Pre-tax net operating income$4,327,000545
Securities gains (losses)$108,000763
Applicable income taxes$1,435,000552
Income before extraordinary items$3,000,000585
Extraordinary gains, net$016
Net income$3,000,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,000421
Cash dividends$877,000759
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,926,560551
2003-12-31 (YTD Data)Rank
Total interest income$46,522,000599
Total interest expense$10,923,000815
Net interest income$35,599,000547
Provision for loan and lease losses$3,600,000413
Total noninterest income$15,055,000490
Gross Fiduciary activities income$2,060,000254
Service charges on deposit accounts$8,568,000211
Trading account gains and fees$0160
Additional Noninterest Income$4,427,000831
Total noninterest expense$31,520,000551
Salaries and employee benefits$16,540,000529
Premises and equipment expense$5,732,000419
Additional noninterest expense$9,248,000594
Pre-tax net operating income$15,534,000583
Securities gains (losses)$366,000930
Applicable income taxes$5,005,000620
Income before extraordinary items$10,895,000611
Extraordinary gains, net$054
Net income$10,895,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,539,000466
Cash dividends$3,212,000936
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,642,460586
2003-09-30 (YTD Data)Rank
Total interest income$34,865,000614
Total interest expense$8,233,000850
Net interest income$26,632,000557
Provision for loan and lease losses$2,700,000421
Total noninterest income$10,772,000531
Gross Fiduciary activities income$1,537,000264
Service charges on deposit accounts$6,418,000220
Trading account gains and fees$0153
Additional Noninterest Income$2,817,000958
Total noninterest expense$22,676,000577
Salaries and employee benefits$11,581,000579
Premises and equipment expense$4,226,000431
Additional noninterest expense$6,869,000604
Pre-tax net operating income$12,028,000583
Securities gains (losses)$362,000850
Applicable income taxes$3,921,000625
Income before extraordinary items$8,469,000617
Extraordinary gains, net$040
Net income$8,469,000618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,861,000462
Cash dividends$2,272,000912
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,222,840585
2003-06-30 (YTD Data)Rank
Total interest income$23,477,000614
Total interest expense$5,556,000862
Net interest income$17,921,000553
Provision for loan and lease losses$1,800,000416
Total noninterest income$6,982,000542
Gross Fiduciary activities income$1,015,000274
Service charges on deposit accounts$4,221,000222
Trading account gains and fees$0150
Additional Noninterest Income$1,746,0001,005
Total noninterest expense$15,086,000577
Salaries and employee benefits$7,715,000576
Premises and equipment expense$2,703,000450
Additional noninterest expense$4,668,000595
Pre-tax net operating income$8,017,000580
Securities gains (losses)$281,000842
Applicable income taxes$2,686,000603
Income before extraordinary items$5,612,000621
Extraordinary gains, net$030
Net income$5,612,000620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,180,000467
Cash dividends$1,522,000920
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,420,920593
2003-03-31 (YTD Data)Rank
Total interest income$11,786,000623
Total interest expense$2,831,000874
Net interest income$8,955,000555
Provision for loan and lease losses$900,000403
Total noninterest income$3,378,000543
Gross Fiduciary activities income$458,000296
Service charges on deposit accounts$2,004,000232
Trading account gains and fees$0134
Additional Noninterest Income$916,000950
Total noninterest expense$7,228,000593
Salaries and employee benefits$3,613,000610
Premises and equipment expense$1,347,000454
Additional noninterest expense$2,268,000609
Pre-tax net operating income$4,205,000566
Securities gains (losses)$95,0001,029
Applicable income taxes$1,398,000596
Income before extraordinary items$2,902,000606
Extraordinary gains, net$021
Net income$2,902,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,000478
Cash dividends$759,000855
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,838,350572
2002-12-31 (YTD Data)Rank
Total interest income$46,411,000658
Total interest expense$12,534,000902
Net interest income$33,877,000566
Provision for loan and lease losses$4,288,000428
Total noninterest income$13,685,000517
Gross Fiduciary activities income$1,909,000292
Service charges on deposit accounts$8,020,000224
Trading account gains and fees$0153
Additional Noninterest Income$3,756,000860
Total noninterest expense$29,558,000566
Salaries and employee benefits$14,833,000556
Premises and equipment expense$4,948,000470
Additional noninterest expense$9,777,000568
Pre-tax net operating income$13,716,000642
Securities gains (losses)$349,000814
Applicable income taxes$4,611,000640
Income before extraordinary items$9,454,000668
Extraordinary gains, net$167,00035
Net income$9,621,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,544,000399
Cash dividends$2,834,000968
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,220,170655
2001-12-31 (YTD Data)Rank
Total interest income$49,271,000710
Total interest expense$19,549,000838
Net interest income$29,722,000611
Provision for loan and lease losses$4,038,000413
Total noninterest income$12,708,000518
Gross Fiduciary activities income$1,869,000300
Service charges on deposit accounts$7,403,000226
Trading account gains and fees$0177
Additional Noninterest Income$3,436,000855
Total noninterest expense$26,490,000615
Salaries and employee benefits$13,429,000585
Premises and equipment expense$4,373,000511
Additional noninterest expense$8,688,000636
Pre-tax net operating income$11,902,000658
Securities gains (losses)$160,0001,362
Applicable income taxes$3,600,000718
Income before extraordinary items$8,462,000663
Extraordinary gains, net$0105
Net income$8,462,000667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,826,000373
Cash dividends$2,569,0001,051
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,350,000643
2000-12-31 (YTD Data)Rank
Total interest income$46,871,000761
Total interest expense$20,383,000871
Net interest income$26,488,000671
Provision for loan and lease losses$3,880,000382
Total noninterest income$9,419,000611
Gross Fiduciary activities income$1,968,000287
Service charges on deposit accounts$4,647,000315
Trading account gains and fees$0180
Additional Noninterest Income$2,804,000896
Total noninterest expense$22,484,000692
Salaries and employee benefits$10,613,000674
Premises and equipment expense$4,090,000543
Additional noninterest expense$7,781,000686
Pre-tax net operating income$9,543,000810
Securities gains (losses)$131,000505
Applicable income taxes$2,637,000924
Income before extraordinary items$7,037,000768
Extraordinary gains, net$038
Net income$7,037,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,796,000279
Cash dividends$2,311,0001,193
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,941,370778
1999-12-31 (YTD Data)Rank
Total interest income$43,140,000783
Total interest expense$16,400,000953
Net interest income$26,740,000691
Provision for loan and lease losses$2,431,000481
Total noninterest income$8,037,000702
Gross Fiduciary activities income$1,968,000333
Service charges on deposit accounts$3,878,000362
Trading account gains and fees$0173
Additional Noninterest Income$2,191,0001,079
Total noninterest expense$21,210,000727
Salaries and employee benefits$10,151,000694
Premises and equipment expense$3,912,000574
Additional noninterest expense$7,147,000767
Pre-tax net operating income$11,136,000752
Securities gains (losses)$32,0001,157
Applicable income taxes$3,038,000876
Income before extraordinary items$8,130,000722
Extraordinary gains, net$035
Net income$8,130,000723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,864,000477
Cash dividends$1,957,0001,405
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,106,640713
1998-12-31 (YTD Data)Rank
Total interest income$40,829,000817
Total interest expense$16,439,000967
Net interest income$24,390,000722
Provision for loan and lease losses$1,877,000604
Total noninterest income$6,318,000794
Gross Fiduciary activities income$1,343,000395
Service charges on deposit accounts$3,449,000385
Trading account gains and fees$0224
Additional Noninterest Income$1,526,0001,386
Total noninterest expense$19,060,000780
Salaries and employee benefits$9,306,000726
Premises and equipment expense$3,497,000617
Additional noninterest expense$6,257,000821
Pre-tax net operating income$9,771,000795
Securities gains (losses)$150,0001,051
Applicable income taxes$3,000,000869
Income before extraordinary items$6,921,000794
Extraordinary gains, net$032
Net income$6,921,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,234,000644
Cash dividends$1,544,0001,622
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,816,000779
1997-12-31 (YTD Data)Rank
Total interest income$37,077,000924
Total interest expense$15,845,0001,031
Net interest income$21,232,000847
Provision for loan and lease losses$1,331,000791
Total noninterest income$5,729,000840
Gross Fiduciary activities income$986,000477
Service charges on deposit accounts$3,215,000409
Trading account gains and fees$0239
Additional Noninterest Income$1,528,0001,305
Total noninterest expense$17,250,000834
Salaries and employee benefits$8,339,000814
Premises and equipment expense$3,180,000659
Additional noninterest expense$5,731,000874
Pre-tax net operating income$8,380,000977
Securities gains (losses)$40,0001,476
Applicable income taxes$2,415,0001,125
Income before extraordinary items$6,005,000920
Extraordinary gains, net$044
Net income$6,005,000921
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$908,000856
Cash dividends$1,165,0001,937
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,976,600898
1996-12-31 (YTD Data)Rank
Total interest income$32,191,0001,074
Total interest expense$13,810,0001,186
Net interest income$18,381,000998
Provision for loan and lease losses$1,450,000768
Total noninterest income$5,217,000925
Gross Fiduciary activities income$861,000554
Service charges on deposit accounts$2,863,000487
Trading account gains and fees$0262
Additional Noninterest Income$1,493,0001,392
Total noninterest expense$15,684,000968
Salaries and employee benefits$7,416,000920
Premises and equipment expense$3,001,000738
Additional noninterest expense$5,267,0001,085
Pre-tax net operating income$6,464,0001,137
Securities gains (losses)$21,0001,959
Applicable income taxes$1,652,0001,461
Income before extraordinary items$4,833,0001,074
Extraordinary gains, net$053
Net income$4,833,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0001,622
Cash dividends$841,0002,407
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,817,2501,058
1995-12-31 (YTD Data)Rank
Total interest income$26,269,0001,303
Total interest expense$10,829,0001,500
Net interest income$15,440,0001,176
Provision for loan and lease losses$1,140,000859
Total noninterest income$4,556,0001,019
Gross Fiduciary activities income$773,000602
Service charges on deposit accounts$2,494,000560
Trading account gains and fees$0522
Additional Noninterest Income$1,289,0001,516
Total noninterest expense$13,822,0001,085
Salaries and employee benefits$7,306,000935
Premises and equipment expense$2,311,000931
Additional noninterest expense$4,205,0001,286
Pre-tax net operating income$5,034,0001,492
Securities gains (losses)$-93,00011,461
Applicable income taxes$1,246,0001,959
Income before extraordinary items$3,695,0001,401
Extraordinary gains, net$065
Net income$3,695,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0001,463
Cash dividends$1,261,0001,706
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,764,7501,358
1994-12-31 (YTD Data)Rank
Total interest income$21,293,0001,450
Total interest expense$7,167,0001,767
Net interest income$14,126,0001,280
Provision for loan and lease losses$819,0001,068
Total noninterest income$4,043,0001,068
Gross Fiduciary activities income$670,000642
Service charges on deposit accounts$2,254,000608
Trading account gains and fees$0475
Additional Noninterest Income$1,119,0001,708
Total noninterest expense$13,548,0001,110
Salaries and employee benefits$7,241,000942
Premises and equipment expense$2,164,000991
Additional noninterest expense$4,143,0001,379
Pre-tax net operating income$3,802,0001,869
Securities gains (losses)$-13,00010,028
Applicable income taxes$910,0002,444
Income before extraordinary items$2,879,0001,700
Extraordinary gains, net$0249
Net income$2,879,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,524
Cash dividends$1,041,0001,830
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,888,8801,701
1993-12-31 (YTD Data)Rank
Total interest income$19,532,0001,615
Total interest expense$6,613,0001,962
Net interest income$12,919,0001,406
Provision for loan and lease losses$1,172,0001,171
Total noninterest income$3,741,0001,225
Gross Fiduciary activities income$621,000684
Service charges on deposit accounts$2,012,000682
Trading account gains and fees$0532
Additional Noninterest Income$1,108,0001,904
Total noninterest expense$12,096,0001,275
Salaries and employee benefits$6,575,0001,044
Premises and equipment expense$1,835,0001,165
Additional noninterest expense$3,686,0001,626
Pre-tax net operating income$3,392,0002,010
Securities gains (losses)$164,0001,897
Applicable income taxes$833,0002,671
Income before extraordinary items$2,723,0001,827
Extraordinary gains, net$-56,00012,757
Net income$2,667,0001,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,0001,284
Cash dividends$989,0001,804
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,596,7201,814
1992-12-31 (YTD Data)Rank
Total interest income$19,731,0001,795
Total interest expense$7,948,0002,143
Net interest income$11,783,0001,564
Provision for loan and lease losses$1,543,0001,376
Total noninterest income$3,092,0001,399
Gross Fiduciary activities income$506,000762
Service charges on deposit accounts$1,829,000728
Trading account gains and fees$0504
Additional Noninterest Income$757,0002,383
Total noninterest expense$10,820,0001,433
Salaries and employee benefits$5,781,0001,154
Premises and equipment expense$1,519,0001,426
Additional noninterest expense$3,520,0001,744
Pre-tax net operating income$2,512,0002,476
Securities gains (losses)$501,0001,086
Applicable income taxes$728,0002,849
Income before extraordinary items$2,285,0002,010
Extraordinary gains, net$01,422
Net income$2,285,0002,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,150,0001,429
Cash dividends$895,0001,717
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,904,2402,229

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.