Home > The Palm Bank > Assets and Liabilities
The Palm Bank, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 25 | 4,766 |
| Assets and Liabilities | ||
| Total Assets: | $116,846,000 | 4,543 |
| Cash and due from depository institutions | $3,701,000 | 4,766 |
| Interest-bearing balances | $1,860,000 | 5,552 |
| Securities | $40,862,000 | 3,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $63,886,000 | 4,613 |
| Loan loss allowance | $2,165,000 | 3,020 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,781,000 | 3,473 |
| Other real estate owned | $3,473,000 | 4,766 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,143,000 | 4,669 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $116,846,000 | 4,543 |
| Total liabilities | $107,002,000 | 4,449 |
| Total deposits | $99,569,000 | 4,535 |
| Interest-bearing deposits | $83,140,000 | 4,485 |
| Deposits held in domestic offices | $99,569,000 | 4,534 |
| % insured | 90.74% | 3,494 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $7,000,000 | 2,195 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $433,000 | 4,727 |
| Total equity capital | $9,844,000 | 5,099 |
| Total bank equity capital | $9,844,000 | 5,097 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,226,000 | 740 |
| Surplus | $11,160,000 | 2,408 |
| Undivided profits | $-7,542,000 | 6,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,144,000 | 2,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $446,000 | 4,934 |
| Earning assets | $106,608,000 | 4,558 |
| Long-term assets (5+ years) | $46,912,000 | 3,269 |
| Average Assets, year-to-date | $118,788,000 | 4,479 |
| Average Assets, quarterly | $118,788,000 | 4,479 |
| Volatile liabilities | $11,488,000 | 3,030 |
| Insider loans | $891,000 | 3,968 |
| FHLB advances | $7,000,000 | 2,115 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $11,103,000 | 3,714 |
| Tier 1 (core) risk-based capital | $9,031,000 | 5,160 |
| Tier 2 risk-based capital | $971,000 | 4,124 |
| Total risk weighted assets | $76,482,000 | 4,402 |
| Total unused commitments | $11,103,000 | 3,714 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 29 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $120,730,000 | 4,435 |
| Cash and due from depository institutions | $1,135,000 | 4,371 |
| Interest-bearing balances | $106,000 | 6,586 |
| Securities | $41,454,000 | 3,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $71,033,000 | 4,405 |
| Loan loss allowance | $2,011,000 | 3,154 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,843,000 | 3,442 |
| Other real estate owned | $2,127,000 | 4,371 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,138,000 | 4,783 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $120,730,000 | 4,435 |
| Total liabilities | $110,920,000 | 4,343 |
| Total deposits | $103,006,000 | 4,391 |
| Interest-bearing deposits | $87,422,000 | 4,326 |
| Deposits held in domestic offices | $103,006,000 | 4,389 |
| % insured | 90.91% | 3,510 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $7,500,000 | 2,279 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $414,000 | 4,846 |
| Total equity capital | $9,810,000 | 5,114 |
| Total bank equity capital | $9,810,000 | 5,112 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,226,000 | 744 |
| Surplus | $11,160,000 | 2,420 |
| Undivided profits | $-7,576,000 | 6,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,569,000 | 1,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $478,000 | 4,889 |
| Earning assets | $112,593,000 | 4,366 |
| Long-term assets (5+ years) | $48,771,000 | 2,726 |
| Average Assets, year-to-date | $134,226,200 | 4,088 |
| Average Assets, quarterly | $127,448,500 | 4,271 |
| Volatile liabilities | $9,465,000 | 3,531 |
| Insider loans | $817,000 | 4,163 |
| FHLB advances | $7,500,000 | 2,191 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $10,919,000 | 3,644 |
| Tier 1 (core) risk-based capital | $9,242,000 | 5,104 |
| Tier 2 risk-based capital | $1,031,000 | 3,983 |
| Total risk weighted assets | $81,528,000 | 4,301 |
| Total unused commitments | $10,919,000 | 3,645 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 30 | 4,287 |
| Assets and Liabilities | ||
| Total Assets: | $134,167,000 | 4,143 |
| Cash and due from depository institutions | $6,847,000 | 4,287 |
| Interest-bearing balances | $4,966,000 | 4,174 |
| Securities | $46,959,000 | 2,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $73,820,000 | 4,345 |
| Loan loss allowance | $2,424,000 | 2,805 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,901,000 | 3,440 |
| Other real estate owned | $1,158,000 | 4,287 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,482,000 | 4,552 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $134,167,000 | 4,143 |
| Total liabilities | $123,378,000 | 4,053 |
| Total deposits | $112,873,000 | 4,134 |
| Interest-bearing deposits | $94,927,000 | 4,123 |
| Deposits held in domestic offices | $112,873,000 | 4,132 |
| % insured | 91.44% | 3,411 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $505,000 | 4,749 |
| Total equity capital | $10,789,000 | 4,943 |
| Total bank equity capital | $10,789,000 | 4,942 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,226,000 | 753 |
| Surplus | $11,160,000 | 2,433 |
| Undivided profits | $-6,597,000 | 6,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,243,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $507,000 | 4,853 |
| Earning assets | $125,745,000 | 4,075 |
| Long-term assets (5+ years) | $54,824,000 | 2,421 |
| Average Assets, year-to-date | $137,600,250 | 4,044 |
| Average Assets, quarterly | $133,866,000 | 4,139 |
| Volatile liabilities | $9,893,000 | 3,496 |
| Insider loans | $817,000 | 4,190 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,574,000 | 3,722 |
| Tier 1 (core) risk-based capital | $9,151,000 | 5,173 |
| Tier 2 risk-based capital | $1,084,000 | 3,873 |
| Total risk weighted assets | $85,413,000 | 4,188 |
| Total unused commitments | $10,574,000 | 3,725 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 31 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $133,565,000 | 4,168 |
| Cash and due from depository institutions | $1,671,000 | 4,239 |
| Interest-bearing balances | $520,000 | 5,971 |
| Securities | $46,944,000 | 2,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $75,973,000 | 4,311 |
| Loan loss allowance | $2,806,000 | 2,527 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,965,000 | 3,411 |
| Other real estate owned | $3,116,000 | 4,239 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,896,000 | 4,240 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $133,565,000 | 4,168 |
| Total liabilities | $123,625,000 | 4,061 |
| Total deposits | $112,091,000 | 4,165 |
| Interest-bearing deposits | $97,612,000 | 4,071 |
| Deposits held in domestic offices | $112,091,000 | 4,163 |
| % insured | 89.81% | 4,140 |
| Federal funds purchased & repurchase agreements | $1,001,000 | 1,982 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $533,000 | 4,466 |
| Total equity capital | $9,940,000 | 5,127 |
| Total bank equity capital | $9,940,000 | 5,126 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,226,000 | 764 |
| Surplus | $11,160,000 | 2,445 |
| Undivided profits | $-7,446,000 | 7,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,592,000 | 2,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $587,000 | 4,444 |
| Earning assets | $123,437,000 | 4,128 |
| Long-term assets (5+ years) | $55,320,000 | 2,393 |
| Average Assets, year-to-date | $138,744,670 | 4,050 |
| Average Assets, quarterly | $137,173,000 | 4,094 |
| Volatile liabilities | $10,770,000 | 3,389 |
| Insider loans | $818,000 | 4,232 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $12,274,000 | 3,473 |
| Tier 1 (core) risk-based capital | $9,540,000 | 5,087 |
| Tier 2 risk-based capital | $1,147,000 | 3,777 |
| Total risk weighted assets | $90,072,000 | 4,074 |
| Total unused commitments | $12,274,000 | 3,474 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 29 | 4,457 |
| Assets and Liabilities | ||
| Total Assets: | $140,781,000 | 4,057 |
| Cash and due from depository institutions | $5,687,000 | 4,457 |
| Interest-bearing balances | $78,000 | 6,699 |
| Securities | $47,525,000 | 2,622 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $80,111,000 | 4,186 |
| Loan loss allowance | $2,953,000 | 2,433 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,032,000 | 3,393 |
| Other real estate owned | $1,396,000 | 4,457 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,030,000 | 4,209 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $140,781,000 | 4,057 |
| Total liabilities | $131,331,000 | 3,957 |
| Total deposits | $119,141,000 | 4,050 |
| Interest-bearing deposits | $104,161,000 | 3,960 |
| Deposits held in domestic offices | $119,141,000 | 4,048 |
| % insured | 90.08% | 4,086 |
| Federal funds purchased & repurchase agreements | $701,000 | 2,017 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 1,987 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $489,000 | 4,556 |
| Total equity capital | $9,450,000 | 5,229 |
| Total bank equity capital | $9,450,000 | 5,228 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,226,000 | 774 |
| Surplus | $11,160,000 | 2,457 |
| Undivided profits | $-7,936,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $7,711,000 | 1,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $596,000 | 4,384 |
| Earning assets | $127,714,000 | 4,076 |
| Long-term assets (5+ years) | $56,120,000 | 2,305 |
| Average Assets, year-to-date | $141,334,500 | 4,039 |
| Average Assets, quarterly | $141,334,500 | 4,039 |
| Volatile liabilities | $14,370,000 | 2,869 |
| Insider loans | $818,000 | 4,299 |
| FHLB advances | $11,000,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $12,704,000 | 3,446 |
| Tier 1 (core) risk-based capital | $10,312,000 | 4,891 |
| Tier 2 risk-based capital | $1,197,000 | 3,694 |
| Total risk weighted assets | $94,029,000 | 3,998 |
| Total unused commitments | $12,704,000 | 3,447 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 27 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $143,155,000 | 4,037 |
| Cash and due from depository institutions | $2,708,000 | 4,723 |
| Interest-bearing balances | $1,711,000 | 5,118 |
| Securities | $48,143,000 | 2,489 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $84,625,000 | 4,148 |
| Loan loss allowance | $2,912,000 | 2,434 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,091,000 | 3,378 |
| Other real estate owned | $1,309,000 | 4,723 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,279,000 | 4,119 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $143,155,000 | 4,037 |
| Total liabilities | $133,169,000 | 3,929 |
| Total deposits | $117,368,000 | 4,097 |
| Interest-bearing deposits | $103,060,000 | 3,974 |
| Deposits held in domestic offices | $117,368,000 | 4,094 |
| % insured | 87.95% | 4,744 |
| Federal funds purchased & repurchase agreements | $775,000 | 2,158 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,500,000 | 1,845 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $526,000 | 4,487 |
| Total equity capital | $9,986,000 | 5,095 |
| Total bank equity capital | $9,986,000 | 5,094 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,226,000 | 775 |
| Surplus | $11,160,000 | 2,459 |
| Undivided profits | $-7,400,000 | 7,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,833,000 | 2,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $664,000 | 4,218 |
| Earning assets | $134,479,000 | 3,955 |
| Long-term assets (5+ years) | $56,782,000 | 2,231 |
| Average Assets, year-to-date | $156,652,000 | 3,764 |
| Average Assets, quarterly | $149,295,500 | 3,915 |
| Volatile liabilities | $23,470,000 | 4,317 |
| Insider loans | $1,346,000 | 3,523 |
| FHLB advances | $14,500,000 | 1,750 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $12,398,000 | 3,426 |
| Tier 1 (core) risk-based capital | $11,414,000 | 4,624 |
| Tier 2 risk-based capital | $1,207,000 | 3,711 |
| Total risk weighted assets | $94,886,000 | 4,040 |
| Total unused commitments | $12,398,000 | 3,427 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 28 | 4,666 |
| Assets and Liabilities | ||
| Total Assets: | $155,436,000 | 3,866 |
| Cash and due from depository institutions | $9,309,000 | 4,666 |
| Interest-bearing balances | $7,043,000 | 3,356 |
| Securities | $48,616,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $2,427,000 | 2,375 |
| Net loans & leases | $86,663,000 | 4,170 |
| Loan loss allowance | $3,007,000 | 2,408 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,116,000 | 3,395 |
| Other real estate owned | $1,768,000 | 4,666 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $3,537,000 | 4,035 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $155,436,000 | 3,866 |
| Total liabilities | $143,965,000 | 3,769 |
| Total deposits | $131,805,000 | 3,809 |
| Interest-bearing deposits | $116,034,000 | 3,713 |
| Deposits held in domestic offices | $131,805,000 | 3,807 |
| % insured | 80.86% | 5,969 |
| Federal funds purchased & repurchase agreements | $494,000 | 2,292 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,000,000 | 2,240 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $666,000 | 4,381 |
| Total equity capital | $11,471,000 | 4,863 |
| Total bank equity capital | $11,471,000 | 4,862 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,226,000 | 780 |
| Surplus | $11,184,000 | 2,444 |
| Undivided profits | $-5,939,000 | 7,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,068,000 | 2,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $623,000 | 4,629 |
| Earning assets | $144,749,000 | 3,802 |
| Long-term assets (5+ years) | $57,980,000 | 2,157 |
| Average Assets, year-to-date | $160,026,250 | 3,751 |
| Average Assets, quarterly | $158,733,000 | 3,793 |
| Volatile liabilities | $29,431,000 | 3,887 |
| Insider loans | $1,446,000 | 3,437 |
| FHLB advances | $11,000,000 | 2,125 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $14,369,000 | 3,224 |
| Tier 1 (core) risk-based capital | $11,459,000 | 4,680 |
| Tier 2 risk-based capital | $1,260,000 | 3,705 |
| Total risk weighted assets | $99,054,000 | 3,994 |
| Total unused commitments | $14,369,000 | 3,226 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 31 | 4,392 |
| Assets and Liabilities | ||
| Total Assets: | $162,030,000 | 3,749 |
| Cash and due from depository institutions | $6,087,000 | 4,392 |
| Interest-bearing balances | $3,027,000 | 4,372 |
| Securities | $47,845,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $6,271,000 | 1,275 |
| Net loans & leases | $91,926,000 | 4,079 |
| Loan loss allowance | $2,661,000 | 2,616 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,300,000 | 2,743 |
| Other real estate owned | $1,958,000 | 4,392 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $3,643,000 | 4,001 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $162,030,000 | 3,749 |
| Total liabilities | $149,607,000 | 3,675 |
| Total deposits | $137,103,000 | 3,692 |
| Interest-bearing deposits | $119,342,000 | 3,661 |
| Deposits held in domestic offices | $137,103,000 | 3,691 |
| % insured | 81.35% | 5,988 |
| Federal funds purchased & repurchase agreements | $810,000 | 2,192 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $11,000,000 | 2,334 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $694,000 | 4,161 |
| Total equity capital | $12,423,000 | 4,608 |
| Total bank equity capital | $12,423,000 | 4,608 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,226,000 | 790 |
| Surplus | $11,160,000 | 2,449 |
| Undivided profits | $-4,963,000 | 7,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,492,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $532,000 | 5,025 |
| Earning assets | $149,069,000 | 3,733 |
| Long-term assets (5+ years) | $59,713,000 | 2,079 |
| Average Assets, year-to-date | $161,556,330 | 3,752 |
| Average Assets, quarterly | $160,802,500 | 3,777 |
| Volatile liabilities | $32,658,000 | 3,685 |
| Insider loans | $1,644,000 | 3,282 |
| FHLB advances | $11,000,000 | 2,228 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,671,000 | 3,510 |
| Tier 1 (core) risk-based capital | $11,368,000 | 4,697 |
| Tier 2 risk-based capital | $1,293,000 | 3,630 |
| Total risk weighted assets | $102,035,000 | 3,953 |
| Total unused commitments | $12,671,000 | 3,518 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 31 | 4,435 |
| Assets and Liabilities | ||
| Total Assets: | $159,575,000 | 3,860 |
| Cash and due from depository institutions | $2,445,000 | 4,435 |
| Interest-bearing balances | $27,000 | 6,977 |
| Securities | $44,643,000 | 2,632 |
| Federal funds sold & reverse repurchase agreements | $8,396,000 | 1,104 |
| Net loans & leases | $94,953,000 | 4,061 |
| Loan loss allowance | $3,196,000 | 2,319 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,371,000 | 2,764 |
| Other real estate owned | $1,157,000 | 4,435 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $3,610,000 | 4,102 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $159,575,000 | 3,860 |
| Total liabilities | $148,026,000 | 3,769 |
| Total deposits | $136,034,000 | 3,771 |
| Interest-bearing deposits | $117,237,000 | 3,749 |
| Deposits held in domestic offices | $136,034,000 | 3,769 |
| % insured | 79.52% | 6,347 |
| Federal funds purchased & repurchase agreements | $400,000 | 2,345 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 2,462 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $592,000 | 4,497 |
| Total equity capital | $11,549,000 | 4,847 |
| Total bank equity capital | $11,549,000 | 4,847 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,226,000 | 805 |
| Surplus | $11,160,000 | 2,483 |
| Undivided profits | $-5,837,000 | 7,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,733,000 | 2,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $548,000 | 5,019 |
| Earning assets | $148,019,000 | 3,807 |
| Long-term assets (5+ years) | $56,325,000 | 2,194 |
| Average Assets, year-to-date | $161,319,500 | 3,814 |
| Average Assets, quarterly | $161,319,500 | 3,814 |
| Volatile liabilities | $27,339,000 | 4,152 |
| Insider loans | $1,395,000 | 3,652 |
| FHLB advances | $11,000,000 | 2,350 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,678,000 | 3,486 |
| Tier 1 (core) risk-based capital | $11,454,000 | 4,721 |
| Tier 2 risk-based capital | $1,309,000 | 3,635 |
| Total risk weighted assets | $102,849,000 | 3,981 |
| Total unused commitments | $13,678,000 | 3,490 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 32 | 4,390 |
| Assets and Liabilities | ||
| Total Assets: | $163,064,000 | 3,803 |
| Cash and due from depository institutions | $5,369,000 | 4,390 |
| Interest-bearing balances | $4,106,000 | 3,600 |
| Securities | $46,887,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $206,000 | 4,328 |
| Net loans & leases | $100,484,000 | 3,923 |
| Loan loss allowance | $3,073,000 | 2,361 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,451,000 | 2,770 |
| Other real estate owned | $1,881,000 | 4,390 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $3,786,000 | 4,070 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $163,064,000 | 3,803 |
| Total liabilities | $152,133,000 | 3,677 |
| Total deposits | $137,840,000 | 3,733 |
| Interest-bearing deposits | $124,239,000 | 3,583 |
| Deposits held in domestic offices | $137,840,000 | 3,732 |
| % insured | 70.38% | 7,278 |
| Federal funds purchased & repurchase agreements | $643,000 | 2,375 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,000,000 | 2,398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $650,000 | 4,333 |
| Total equity capital | $10,931,000 | 4,989 |
| Total bank equity capital | $10,931,000 | 4,987 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,226,000 | 808 |
| Surplus | $10,114,000 | 2,655 |
| Undivided profits | $-5,409,000 | 7,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,296,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $583,000 | 4,972 |
| Earning assets | $151,683,000 | 3,735 |
| Long-term assets (5+ years) | $58,115,000 | 2,110 |
| Average Assets, year-to-date | $171,097,400 | 3,595 |
| Average Assets, quarterly | $163,829,500 | 3,770 |
| Volatile liabilities | $30,504,000 | 3,907 |
| Insider loans | $1,372,000 | 3,730 |
| FHLB advances | $13,000,000 | 2,288 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,882,000 | 3,629 |
| Tier 1 (core) risk-based capital | $11,218,000 | 4,781 |
| Tier 2 risk-based capital | $1,354,000 | 3,557 |
| Total risk weighted assets | $106,560,000 | 3,930 |
| Total unused commitments | $12,882,000 | 3,629 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 33 | 4,326 |
| Assets and Liabilities | ||
| Total Assets: | $164,595,000 | 3,772 |
| Cash and due from depository institutions | $1,883,000 | 4,326 |
| Interest-bearing balances | $431,000 | 5,604 |
| Securities | $45,653,000 | 2,563 |
| Federal funds sold & reverse repurchase agreements | $2,595,000 | 2,632 |
| Net loans & leases | $104,723,000 | 3,844 |
| Loan loss allowance | $2,849,000 | 2,422 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,531,000 | 2,749 |
| Other real estate owned | $2,531,000 | 4,326 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,679,000 | 4,490 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $164,595,000 | 3,772 |
| Total liabilities | $152,453,000 | 3,667 |
| Total deposits | $135,314,000 | 3,753 |
| Interest-bearing deposits | $120,092,000 | 3,674 |
| Deposits held in domestic offices | $135,314,000 | 3,752 |
| % insured | 74.33% | 7,123 |
| Federal funds purchased & repurchase agreements | $316,000 | 2,643 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $16,000,000 | 2,215 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $823,000 | 4,213 |
| Total equity capital | $12,142,000 | 4,785 |
| Total bank equity capital | $12,142,000 | 4,785 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,226,000 | 815 |
| Surplus | $9,367,000 | 2,820 |
| Undivided profits | $-3,451,000 | 7,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,393,000 | 2,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $602,000 | 5,067 |
| Earning assets | $153,402,000 | 3,721 |
| Long-term assets (5+ years) | $55,922,000 | 2,172 |
| Average Assets, year-to-date | $173,105,750 | 3,575 |
| Average Assets, quarterly | $165,775,000 | 3,739 |
| Volatile liabilities | $33,959,000 | 3,701 |
| Insider loans | $1,272,000 | 3,873 |
| FHLB advances | $16,000,000 | 2,105 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,750,000 | 3,348 |
| Tier 1 (core) risk-based capital | $12,258,000 | 4,589 |
| Tier 2 risk-based capital | $1,424,000 | 3,397 |
| Total risk weighted assets | $112,884,000 | 3,799 |
| Total unused commitments | $15,750,000 | 3,351 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 36 | 4,153 |
| Assets and Liabilities | ||
| Total Assets: | $166,955,000 | 3,740 |
| Cash and due from depository institutions | $1,750,000 | 4,153 |
| Interest-bearing balances | $25,000 | 6,902 |
| Securities | $46,032,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $2,809,000 | 2,783 |
| Net loans & leases | $108,096,000 | 3,800 |
| Loan loss allowance | $2,561,000 | 2,529 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,608,000 | 2,734 |
| Other real estate owned | $950,000 | 4,153 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,710,000 | 4,445 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $166,955,000 | 3,740 |
| Total liabilities | $154,855,000 | 3,633 |
| Total deposits | $137,966,000 | 3,711 |
| Interest-bearing deposits | $121,536,000 | 3,636 |
| Deposits held in domestic offices | $137,966,000 | 3,709 |
| % insured | 57.56% | 7,406 |
| Federal funds purchased & repurchase agreements | $150,000 | 2,827 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $16,000,000 | 2,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $739,000 | 4,458 |
| Total equity capital | $12,100,000 | 4,778 |
| Total bank equity capital | $12,100,000 | 4,778 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,226,000 | 823 |
| Surplus | $9,353,000 | 2,825 |
| Undivided profits | $-3,479,000 | 7,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,027,000 | 2,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $574,000 | 5,128 |
| Earning assets | $156,962,000 | 3,664 |
| Long-term assets (5+ years) | $56,427,000 | 2,125 |
| Average Assets, year-to-date | $175,942,670 | 3,542 |
| Average Assets, quarterly | $178,004,500 | 3,539 |
| Volatile liabilities | $39,813,000 | 3,287 |
| Insider loans | $1,272,000 | 3,906 |
| FHLB advances | $16,000,000 | 2,165 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,268,000 | 3,776 |
| Tier 1 (core) risk-based capital | $12,967,000 | 4,427 |
| Tier 2 risk-based capital | $1,426,000 | 3,372 |
| Total risk weighted assets | $114,744,000 | 3,787 |
| Total unused commitments | $13,268,000 | 3,779 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 36 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $189,054,000 | 3,393 |
| Cash and due from depository institutions | $3,322,000 | 4,170 |
| Interest-bearing balances | $151,000 | 5,814 |
| Securities | $67,782,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $109,787,000 | 3,770 |
| Loan loss allowance | $2,263,000 | 2,710 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,685,000 | 2,724 |
| Other real estate owned | $666,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,812,000 | 4,374 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $189,054,000 | 3,393 |
| Total liabilities | $176,059,000 | 3,320 |
| Total deposits | $145,055,000 | 3,556 |
| Interest-bearing deposits | $130,883,000 | 3,436 |
| Deposits held in domestic offices | $145,055,000 | 3,554 |
| % insured | 55.95% | 7,531 |
| Federal funds purchased & repurchase agreements | $342,000 | 2,691 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $29,900,000 | 1,555 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $762,000 | 4,297 |
| Total equity capital | $12,995,000 | 4,593 |
| Total bank equity capital | $12,995,000 | 4,592 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,226,000 | 825 |
| Surplus | $9,353,000 | 2,808 |
| Undivided profits | $-2,584,000 | 7,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,092,000 | 2,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $660,000 | 4,728 |
| Earning assets | $177,720,000 | 3,338 |
| Long-term assets (5+ years) | $76,514,000 | 1,656 |
| Average Assets, year-to-date | $180,436,500 | 3,501 |
| Average Assets, quarterly | $180,436,500 | 3,501 |
| Volatile liabilities | $53,001,000 | 2,633 |
| Insider loans | $1,272,000 | 3,929 |
| FHLB advances | $29,900,000 | 1,467 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,947,000 | 3,650 |
| Tier 1 (core) risk-based capital | $12,631,000 | 4,538 |
| Tier 2 risk-based capital | $1,557,000 | 3,197 |
| Total risk weighted assets | $123,844,000 | 3,590 |
| Total unused commitments | $14,947,000 | 3,653 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 38 | 4,055 |
| Assets and Liabilities | ||
| Total Assets: | $171,819,000 | 3,631 |
| Cash and due from depository institutions | $1,369,000 | 4,055 |
| Interest-bearing balances | $53,000 | 6,101 |
| Securities | $50,961,000 | 2,272 |
| Federal funds sold & reverse repurchase agreements | $28,000 | 5,257 |
| Net loans & leases | $110,994,000 | 3,758 |
| Loan loss allowance | $2,239,000 | 2,663 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,771,000 | 2,703 |
| Other real estate owned | $1,181,000 | 4,055 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,515,000 | 4,697 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $171,819,000 | 3,631 |
| Total liabilities | $158,343,000 | 3,556 |
| Total deposits | $130,957,000 | 3,772 |
| Interest-bearing deposits | $119,276,000 | 3,616 |
| Deposits held in domestic offices | $130,957,000 | 3,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,173,000 | 2,277 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $24,700,000 | 1,941 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $513,000 | 5,244 |
| Total equity capital | $13,476,000 | 4,458 |
| Total bank equity capital | $13,476,000 | 4,458 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,226,000 | 827 |
| Surplus | $9,350,000 | 2,791 |
| Undivided profits | $-2,100,000 | 7,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,103,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $600,000 | 5,227 |
| Earning assets | $162,036,000 | 3,549 |
| Long-term assets (5+ years) | $58,565,000 | 2,043 |
| Average Assets, year-to-date | $168,288,000 | 3,580 |
| Average Assets, quarterly | $169,068,000 | 3,643 |
| Volatile liabilities | $40,833,000 | 3,177 |
| Insider loans | $1,272,000 | 3,963 |
| FHLB advances | $24,700,000 | 1,838 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $14,877,000 | 3,652 |
| Tier 1 (core) risk-based capital | $12,207,000 | 4,658 |
| Tier 2 risk-based capital | $1,616,000 | 3,078 |
| Total risk weighted assets | $128,582,000 | 3,506 |
| Total unused commitments | $14,877,000 | 3,655 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 39 | 4,009 |
| Assets and Liabilities | ||
| Total Assets: | $166,317,000 | 3,679 |
| Cash and due from depository institutions | $2,052,000 | 4,009 |
| Interest-bearing balances | $91,000 | 5,278 |
| Securities | $45,561,000 | 2,443 |
| Federal funds sold & reverse repurchase agreements | $119,000 | 5,582 |
| Net loans & leases | $110,953,000 | 3,736 |
| Loan loss allowance | $1,930,000 | 2,787 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,857,000 | 2,664 |
| Other real estate owned | $356,000 | 4,009 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,419,000 | 4,823 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $166,317,000 | 3,679 |
| Total liabilities | $151,267,000 | 3,627 |
| Total deposits | $125,720,000 | 3,842 |
| Interest-bearing deposits | $110,875,000 | 3,778 |
| Deposits held in domestic offices | $125,720,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,427,000 | 2,063 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $21,500,000 | 2,145 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $620,000 | 4,966 |
| Total equity capital | $15,050,000 | 4,164 |
| Total bank equity capital | $15,050,000 | 4,164 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,226,000 | 830 |
| Surplus | $9,334,000 | 2,784 |
| Undivided profits | $-510,000 | 7,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,983,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $610,000 | 5,341 |
| Earning assets | $156,724,000 | 3,608 |
| Long-term assets (5+ years) | $52,509,000 | 2,177 |
| Average Assets, year-to-date | $167,405,250 | 3,609 |
| Average Assets, quarterly | $166,725,500 | 3,644 |
| Volatile liabilities | $33,819,000 | 3,538 |
| Insider loans | $1,322,000 | 3,928 |
| FHLB advances | $21,500,000 | 2,047 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $17,098,000 | 3,538 |
| Tier 1 (core) risk-based capital | $14,992,000 | 4,084 |
| Tier 2 risk-based capital | $1,597,000 | 3,024 |
| Total risk weighted assets | $127,414,000 | 3,511 |
| Total unused commitments | $17,098,000 | 3,539 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 38 | 4,131 |
| Assets and Liabilities | ||
| Total Assets: | $167,134,000 | 3,666 |
| Cash and due from depository institutions | $5,311,000 | 4,131 |
| Interest-bearing balances | $156,000 | 4,573 |
| Securities | $40,874,000 | 2,726 |
| Federal funds sold & reverse repurchase agreements | $1,259,000 | 4,449 |
| Net loans & leases | $111,712,000 | 3,700 |
| Loan loss allowance | $1,704,000 | 3,010 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,940,000 | 2,609 |
| Other real estate owned | $356,000 | 4,131 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,682,000 | 4,554 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $167,134,000 | 3,666 |
| Total liabilities | $152,271,000 | 3,605 |
| Total deposits | $126,080,000 | 3,845 |
| Interest-bearing deposits | $107,689,000 | 3,843 |
| Deposits held in domestic offices | $126,080,000 | 3,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $146,000 | 3,470 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,500,000 | 1,835 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $545,000 | 5,251 |
| Total equity capital | $14,863,000 | 4,218 |
| Total bank equity capital | $14,863,000 | 4,218 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,226,000 | 824 |
| Surplus | $9,271,000 | 2,790 |
| Undivided profits | $-634,000 | 7,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,621,000 | 1,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $671,000 | 4,996 |
| Earning assets | $154,001,000 | 3,647 |
| Long-term assets (5+ years) | $45,427,000 | 2,401 |
| Average Assets, year-to-date | $167,768,000 | 3,629 |
| Average Assets, quarterly | $163,959,500 | 3,717 |
| Volatile liabilities | $20,586,000 | 4,732 |
| Insider loans | $1,322,000 | 3,932 |
| FHLB advances | $25,500,000 | 1,736 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,783,000 | 3,440 |
| Tier 1 (core) risk-based capital | $15,407,000 | 4,023 |
| Tier 2 risk-based capital | $1,592,000 | 2,995 |
| Total risk weighted assets | $127,161,000 | 3,526 |
| Total unused commitments | $18,783,000 | 3,442 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 39 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $160,785,000 | 3,795 |
| Cash and due from depository institutions | $2,149,000 | 4,061 |
| Interest-bearing balances | $95,000 | 5,154 |
| Securities | $35,153,000 | 3,060 |
| Federal funds sold & reverse repurchase agreements | $1,809,000 | 5,106 |
| Net loans & leases | $113,755,000 | 3,603 |
| Loan loss allowance | $1,728,000 | 2,897 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,964,000 | 2,571 |
| Other real estate owned | $356,000 | 4,061 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,599,000 | 4,507 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $160,785,000 | 3,795 |
| Total liabilities | $144,791,000 | 3,762 |
| Total deposits | $118,491,000 | 4,019 |
| Interest-bearing deposits | $100,278,000 | 4,050 |
| Deposits held in domestic offices | $118,491,000 | 4,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $344,000 | 2,927 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,500,000 | 1,701 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $456,000 | 5,878 |
| Total equity capital | $15,994,000 | 4,060 |
| Total bank equity capital | $15,994,000 | 4,060 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,226,000 | 816 |
| Surplus | $9,155,000 | 2,791 |
| Undivided profits | $613,000 | 7,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,952,000 | 2,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $741,000 | 4,685 |
| Earning assets | $150,812,000 | 3,727 |
| Long-term assets (5+ years) | $40,166,000 | 2,527 |
| Average Assets, year-to-date | $168,085,000 | 3,629 |
| Average Assets, quarterly | $168,085,000 | 3,629 |
| Volatile liabilities | $21,671,000 | 4,581 |
| Insider loans | $4,330,000 | 1,778 |
| FHLB advances | $25,500,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $18,701,000 | 3,518 |
| Tier 1 (core) risk-based capital | $15,383,000 | 4,016 |
| Tier 2 risk-based capital | $1,587,000 | 2,959 |
| Total risk weighted assets | $127,017,000 | 3,494 |
| Total unused commitments | $18,701,000 | 3,520 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $175,385,000 | 3,506 |
| Cash and due from depository institutions | $2,610,000 | 3,927 |
| Interest-bearing balances | $139,000 | 4,337 |
| Securities | $35,262,000 | 3,060 |
| Federal funds sold & reverse repurchase agreements | $13,132,000 | 1,003 |
| Net loans & leases | $115,231,000 | 3,568 |
| Loan loss allowance | $1,506,000 | 3,187 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,393,000 | 2,016 |
| Other real estate owned | $356,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,401,000 | 4,763 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $175,385,000 | 3,506 |
| Total liabilities | $162,789,000 | 3,394 |
| Total deposits | $136,486,000 | 3,612 |
| Interest-bearing deposits | $104,741,000 | 3,874 |
| Deposits held in domestic offices | $136,486,000 | 3,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $353,000 | 3,171 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,500,000 | 1,613 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $450,000 | 5,904 |
| Total equity capital | $12,596,000 | 4,746 |
| Total bank equity capital | $12,596,000 | 4,746 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,226,000 | 799 |
| Surplus | $7,189,000 | 3,257 |
| Undivided profits | $-819,000 | 7,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,646,000 | 2,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $754,000 | 4,880 |
| Earning assets | $163,764,000 | 3,445 |
| Long-term assets (5+ years) | $39,361,000 | 2,376 |
| Average Assets, year-to-date | $156,804,400 | 3,690 |
| Average Assets, quarterly | $166,788,000 | 3,619 |
| Volatile liabilities | $32,748,000 | 3,592 |
| Insider loans | $4,330,000 | 1,748 |
| FHLB advances | $25,500,000 | 1,516 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,490,000 | 3,144 |
| Tier 1 (core) risk-based capital | $12,677,000 | 4,590 |
| Tier 2 risk-based capital | $1,506,000 | 3,040 |
| Total risk weighted assets | $132,938,000 | 3,348 |
| Total unused commitments | $22,490,000 | 3,145 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $158,191,000 | 3,754 |
| Cash and due from depository institutions | $1,663,000 | 4,002 |
| Interest-bearing balances | $100,000 | 4,560 |
| Securities | $34,567,000 | 3,101 |
| Federal funds sold & reverse repurchase agreements | $254,000 | 5,802 |
| Net loans & leases | $113,249,000 | 3,569 |
| Loan loss allowance | $1,426,000 | 3,293 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,684,000 | 2,198 |
| Other real estate owned | $356,000 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,418,000 | 4,815 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $158,191,000 | 3,754 |
| Total liabilities | $146,794,000 | 3,629 |
| Total deposits | $121,438,000 | 3,906 |
| Interest-bearing deposits | $104,292,000 | 3,883 |
| Deposits held in domestic offices | $121,438,000 | 3,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $389,000 | 3,146 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,500,000 | 1,558 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $467,000 | 5,923 |
| Total equity capital | $11,397,000 | 5,035 |
| Total bank equity capital | $11,397,000 | 5,035 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,226,000 | 767 |
| Surplus | $6,335,000 | 3,479 |
| Undivided profits | $-1,164,000 | 8,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $894,000 | 3,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $802,000 | 4,959 |
| Earning assets | $148,170,000 | 3,701 |
| Long-term assets (5+ years) | $38,420,000 | 2,336 |
| Average Assets, year-to-date | $152,159,250 | 3,773 |
| Average Assets, quarterly | $157,501,500 | 3,730 |
| Volatile liabilities | $45,590,000 | 2,768 |
| Insider loans | $4,330,000 | 1,705 |
| FHLB advances | $24,500,000 | 1,474 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $23,231,000 | 3,119 |
| Tier 1 (core) risk-based capital | $11,752,000 | 4,820 |
| Tier 2 risk-based capital | $1,426,000 | 3,167 |
| Total risk weighted assets | $127,920,000 | 3,419 |
| Total unused commitments | $23,231,000 | 3,119 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $156,812,000 | 3,750 |
| Cash and due from depository institutions | $1,918,000 | 3,891 |
| Interest-bearing balances | $56,000 | 5,278 |
| Securities | $34,903,000 | 3,082 |
| Federal funds sold & reverse repurchase agreements | $171,000 | 6,054 |
| Net loans & leases | $112,534,000 | 3,581 |
| Loan loss allowance | $1,382,000 | 3,362 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,661,000 | 2,625 |
| Other real estate owned | $0 | 3,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,625,000 | 4,582 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $156,812,000 | 3,750 |
| Total liabilities | $145,984,000 | 3,647 |
| Total deposits | $114,680,000 | 4,062 |
| Interest-bearing deposits | $98,683,000 | 4,036 |
| Deposits held in domestic offices | $114,680,000 | 4,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,341,000 | 1,610 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $25,500,000 | 1,443 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $463,000 | 5,738 |
| Total equity capital | $10,828,000 | 5,151 |
| Total bank equity capital | $10,828,000 | 5,151 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,226,000 | 762 |
| Surplus | $6,331,000 | 3,477 |
| Undivided profits | $-1,729,000 | 8,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $748,000 | 4,931 |
| Earning assets | $147,664,000 | 3,690 |
| Long-term assets (5+ years) | $39,161,000 | 2,268 |
| Average Assets, year-to-date | $150,148,670 | 3,847 |
| Average Assets, quarterly | $152,073,500 | 3,830 |
| Volatile liabilities | $58,534,000 | 2,215 |
| Insider loans | $5,830,000 | 1,258 |
| FHLB advances | $25,500,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,850,000 | 3,067 |
| Tier 1 (core) risk-based capital | $11,632,000 | 4,848 |
| Tier 2 risk-based capital | $1,382,000 | 3,227 |
| Total risk weighted assets | $126,410,000 | 3,433 |
| Total unused commitments | $23,850,000 | 3,069 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $147,335,000 | 3,937 |
| Cash and due from depository institutions | $2,050,000 | 3,774 |
| Interest-bearing balances | $75,000 | 5,124 |
| Securities | $31,223,000 | 3,350 |
| Federal funds sold & reverse repurchase agreements | $14,000 | 6,747 |
| Net loans & leases | $107,878,000 | 3,648 |
| Loan loss allowance | $1,344,000 | 3,420 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,993,000 | 2,945 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,177,000 | 4,932 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $147,335,000 | 3,937 |
| Total liabilities | $136,141,000 | 3,841 |
| Total deposits | $115,056,000 | 4,051 |
| Interest-bearing deposits | $99,326,000 | 4,027 |
| Deposits held in domestic offices | $115,056,000 | 4,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,027,000 | 2,440 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $19,700,000 | 1,669 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $358,000 | 6,306 |
| Total equity capital | $11,194,000 | 5,028 |
| Total bank equity capital | $11,194,000 | 5,028 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,208,000 | 744 |
| Surplus | $6,292,000 | 3,450 |
| Undivided profits | $-1,306,000 | 8,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $574,000 | 3,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $740,000 | 4,837 |
| Earning assets | $139,190,000 | 3,876 |
| Long-term assets (5+ years) | $35,234,000 | 2,419 |
| Average Assets, year-to-date | $146,817,000 | 3,920 |
| Average Assets, quarterly | $146,817,000 | 3,920 |
| Volatile liabilities | $55,507,000 | 2,295 |
| Insider loans | $4,336,000 | 1,651 |
| FHLB advances | $19,700,000 | 1,583 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,464,000 | 2,861 |
| Tier 1 (core) risk-based capital | $11,565,000 | 4,850 |
| Tier 2 risk-based capital | $1,344,000 | 3,274 |
| Total risk weighted assets | $121,450,000 | 3,500 |
| Total unused commitments | $26,464,000 | 2,863 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $146,299,000 | 3,942 |
| Cash and due from depository institutions | $3,384,000 | 3,927 |
| Interest-bearing balances | $170,000 | 4,203 |
| Securities | $31,903,000 | 3,327 |
| Federal funds sold & reverse repurchase agreements | $419,000 | 5,846 |
| Net loans & leases | $104,836,000 | 3,704 |
| Loan loss allowance | $1,260,000 | 3,561 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,918,000 | 2,945 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,839,000 | 5,377 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $146,299,000 | 3,942 |
| Total liabilities | $135,250,000 | 3,837 |
| Total deposits | $118,179,000 | 3,944 |
| Interest-bearing deposits | $101,941,000 | 3,889 |
| Deposits held in domestic offices | $118,179,000 | 3,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,000 | 3,157 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,500,000 | 1,916 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $386,000 | 6,103 |
| Total equity capital | $11,049,000 | 5,040 |
| Total bank equity capital | $11,049,000 | 5,040 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,189,000 | 734 |
| Surplus | $6,256,000 | 3,413 |
| Undivided profits | $-1,396,000 | 8,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 4,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $690,000 | 5,184 |
| Earning assets | $137,328,000 | 3,871 |
| Long-term assets (5+ years) | $34,129,000 | 2,420 |
| Average Assets, year-to-date | $134,774,800 | 4,030 |
| Average Assets, quarterly | $140,786,500 | 3,997 |
| Volatile liabilities | $50,558,000 | 2,628 |
| Insider loans | $4,337,000 | 1,640 |
| FHLB advances | $16,500,000 | 1,828 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $21,608,000 | 3,162 |
| Tier 1 (core) risk-based capital | $11,478,000 | 4,844 |
| Tier 2 risk-based capital | $1,286,000 | 3,356 |
| Total risk weighted assets | $116,598,000 | 3,572 |
| Total unused commitments | $21,608,000 | 3,163 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 41 | 3,935 |
| Assets and Liabilities | ||
| Total Assets: | $135,274,000 | 4,111 |
| Cash and due from depository institutions | $2,811,000 | 3,935 |
| Interest-bearing balances | $38,000 | 5,682 |
| Securities | $32,713,000 | 3,302 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 5,986 |
| Net loans & leases | $94,361,000 | 3,976 |
| Loan loss allowance | $1,122,000 | 3,871 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,941,000 | 2,903 |
| Other real estate owned | $0 | 3,935 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,432,000 | 5,992 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $135,274,000 | 4,111 |
| Total liabilities | $124,464,000 | 4,026 |
| Total deposits | $118,648,000 | 3,894 |
| Interest-bearing deposits | $102,833,000 | 3,829 |
| Deposits held in domestic offices | $118,648,000 | 3,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $408,000 | 3,225 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,572 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $408,000 | 6,073 |
| Total equity capital | $10,810,000 | 5,081 |
| Total bank equity capital | $10,810,000 | 5,081 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,092,000 | 728 |
| Surplus | $6,103,000 | 3,425 |
| Undivided profits | $-1,385,000 | 8,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $696,000 | 5,192 |
| Earning assets | $127,128,000 | 4,043 |
| Long-term assets (5+ years) | $34,397,000 | 2,389 |
| Average Assets, year-to-date | $131,893,750 | 4,108 |
| Average Assets, quarterly | $138,904,500 | 4,011 |
| Volatile liabilities | $36,977,000 | 3,266 |
| Insider loans | $4,839,000 | 1,467 |
| FHLB advances | $5,000,000 | 3,409 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $29,011,000 | 2,681 |
| Tier 1 (core) risk-based capital | $11,218,000 | 4,906 |
| Tier 2 risk-based capital | $1,147,000 | 3,617 |
| Total risk weighted assets | $107,108,000 | 3,774 |
| Total unused commitments | $29,011,000 | 2,681 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $142,535,000 | 3,950 |
| Cash and due from depository institutions | $4,253,000 | 3,669 |
| Interest-bearing balances | $2,001,000 | 1,796 |
| Securities | $32,573,000 | 3,303 |
| Federal funds sold & reverse repurchase agreements | $9,141,000 | 1,389 |
| Net loans & leases | $91,204,000 | 4,018 |
| Loan loss allowance | $1,128,000 | 3,826 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,974,000 | 2,845 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,390,000 | 5,993 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $142,535,000 | 3,950 |
| Total liabilities | $132,675,000 | 3,837 |
| Total deposits | $127,255,000 | 3,684 |
| Interest-bearing deposits | $94,789,000 | 4,015 |
| Deposits held in domestic offices | $127,255,000 | 3,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,709 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $419,000 | 5,721 |
| Total equity capital | $9,860,000 | 5,245 |
| Total bank equity capital | $9,860,000 | 5,245 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,076,000 | 709 |
| Surplus | $6,077,000 | 3,382 |
| Undivided profits | $-2,293,000 | 8,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $674,000 | 4,926 |
| Earning assets | $134,919,000 | 3,849 |
| Long-term assets (5+ years) | $28,223,000 | 2,702 |
| Average Assets, year-to-date | $130,767,000 | 4,144 |
| Average Assets, quarterly | $135,530,500 | 4,059 |
| Volatile liabilities | $35,424,000 | 3,291 |
| Insider loans | $1,963,000 | 2,944 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,240,000 | 2,945 |
| Tier 1 (core) risk-based capital | $11,118,000 | 4,868 |
| Tier 2 risk-based capital | $1,153,000 | 3,578 |
| Total risk weighted assets | $104,964,000 | 3,784 |
| Total unused commitments | $25,240,000 | 2,946 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $128,526,000 | 4,218 |
| Cash and due from depository institutions | $6,200,000 | 3,868 |
| Interest-bearing balances | $1,825,000 | 2,006 |
| Securities | $30,316,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $5,017,000 | 2,624 |
| Net loans & leases | $81,936,000 | 4,254 |
| Loan loss allowance | $1,027,000 | 4,043 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,957,000 | 2,787 |
| Other real estate owned | $0 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,100,000 | 6,435 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $128,526,000 | 4,218 |
| Total liabilities | $118,222,000 | 4,128 |
| Total deposits | $115,898,000 | 3,937 |
| Interest-bearing deposits | $100,279,000 | 3,860 |
| Deposits held in domestic offices | $115,898,000 | 3,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $324,000 | 6,212 |
| Total equity capital | $10,304,000 | 5,090 |
| Total bank equity capital | $10,304,000 | 5,090 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,076,000 | 693 |
| Surplus | $6,075,000 | 3,316 |
| Undivided profits | $-1,847,000 | 8,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 3,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $585,000 | 5,205 |
| Earning assets | $119,094,000 | 4,186 |
| Long-term assets (5+ years) | $26,411,000 | 2,798 |
| Average Assets, year-to-date | $124,883,000 | 4,275 |
| Average Assets, quarterly | $124,883,000 | 4,275 |
| Volatile liabilities | $31,901,000 | 3,395 |
| Insider loans | $1,913,000 | 2,932 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,276,000 | 2,735 |
| Tier 1 (core) risk-based capital | $11,169,000 | 4,786 |
| Tier 2 risk-based capital | $1,050,000 | 3,783 |
| Total risk weighted assets | $93,869,000 | 4,035 |
| Total unused commitments | $27,276,000 | 2,737 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 38 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $121,240,000 | 4,378 |
| Cash and due from depository institutions | $9,779,000 | 4,193 |
| Interest-bearing balances | $6,771,000 | 845 |
| Securities | $27,383,000 | 3,809 |
| Federal funds sold & reverse repurchase agreements | $208,000 | 5,771 |
| Net loans & leases | $78,831,000 | 4,335 |
| Loan loss allowance | $965,000 | 4,189 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,996,000 | 2,736 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,043,000 | 6,601 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $121,240,000 | 4,378 |
| Total liabilities | $110,932,000 | 4,300 |
| Total deposits | $105,959,000 | 4,181 |
| Interest-bearing deposits | $83,160,000 | 4,350 |
| Deposits held in domestic offices | $105,959,000 | 4,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $222,000 | 3,312 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,500,000 | 3,815 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $251,000 | 6,699 |
| Total equity capital | $10,308,000 | 5,042 |
| Total bank equity capital | $10,308,000 | 5,042 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,076,000 | 680 |
| Surplus | $6,075,000 | 3,275 |
| Undivided profits | $-1,843,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $535,000 | 5,549 |
| Earning assets | $113,193,000 | 4,322 |
| Long-term assets (5+ years) | $23,332,000 | 3,001 |
| Average Assets, year-to-date | $102,419,600 | 4,761 |
| Average Assets, quarterly | $118,772,000 | 4,412 |
| Volatile liabilities | $27,237,000 | 3,687 |
| Insider loans | $1,977,000 | 2,855 |
| FHLB advances | $4,500,000 | 3,665 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,279,000 | 3,094 |
| Tier 1 (core) risk-based capital | $11,027,000 | 4,788 |
| Tier 2 risk-based capital | $983,000 | 3,947 |
| Total risk weighted assets | $90,121,000 | 4,129 |
| Total unused commitments | $22,279,000 | 3,094 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 33 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $116,304,000 | 4,484 |
| Cash and due from depository institutions | $8,762,000 | 4,624 |
| Interest-bearing balances | $8,211,000 | 698 |
| Securities | $22,652,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $8,541,000 | 1,491 |
| Net loans & leases | $71,788,000 | 4,559 |
| Loan loss allowance | $911,000 | 4,367 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,812,000 | 2,822 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $749,000 | 7,270 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $116,304,000 | 4,484 |
| Total liabilities | $105,899,000 | 4,409 |
| Total deposits | $103,292,000 | 4,185 |
| Interest-bearing deposits | $80,696,000 | 4,391 |
| Deposits held in domestic offices | $103,292,000 | 4,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,309,000 | 4,613 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $298,000 | 6,469 |
| Total equity capital | $10,405,000 | 5,013 |
| Total bank equity capital | $10,405,000 | 5,013 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,076,000 | 650 |
| Surplus | $6,076,000 | 3,225 |
| Undivided profits | $-1,747,000 | 8,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 3,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $384,000 | 6,535 |
| Earning assets | $111,192,000 | 4,347 |
| Long-term assets (5+ years) | $21,539,000 | 3,171 |
| Average Assets, year-to-date | $97,714,500 | 4,912 |
| Average Assets, quarterly | $110,673,500 | 4,584 |
| Volatile liabilities | $23,264,000 | 4,016 |
| Insider loans | $1,444,000 | 3,414 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,092,000 | 2,899 |
| Tier 1 (core) risk-based capital | $10,879,000 | 4,779 |
| Tier 2 risk-based capital | $930,000 | 4,072 |
| Total risk weighted assets | $83,843,000 | 4,278 |
| Total unused commitments | $24,092,000 | 2,901 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $105,043,000 | 4,732 |
| Cash and due from depository institutions | $6,992,000 | 5,301 |
| Interest-bearing balances | $27,000 | 6,019 |
| Securities | $19,995,000 | 4,644 |
| Federal funds sold & reverse repurchase agreements | $4,406,000 | 2,309 |
| Net loans & leases | $69,226,000 | 4,605 |
| Loan loss allowance | $875,000 | 4,442 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,536,000 | 2,950 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $888,000 | 6,789 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $105,043,000 | 4,732 |
| Total liabilities | $94,517,000 | 4,694 |
| Total deposits | $89,256,000 | 4,584 |
| Interest-bearing deposits | $68,938,000 | 4,849 |
| Deposits held in domestic offices | $89,256,000 | 4,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $261,000 | 6,496 |
| Total equity capital | $10,526,000 | 4,920 |
| Total bank equity capital | $10,526,000 | 4,920 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,076,000 | 632 |
| Surplus | $6,076,000 | 3,174 |
| Undivided profits | $-1,626,000 | 8,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $290,000 | 7,041 |
| Earning assets | $93,654,000 | 4,828 |
| Long-term assets (5+ years) | $23,387,000 | 3,034 |
| Average Assets, year-to-date | $91,518,000 | 5,094 |
| Average Assets, quarterly | $97,305,000 | 4,941 |
| Volatile liabilities | $20,458,000 | 4,220 |
| Insider loans | $1,595,000 | 3,206 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,041,000 | 3,086 |
| Tier 1 (core) risk-based capital | $10,759,000 | 4,725 |
| Tier 2 risk-based capital | $894,000 | 4,130 |
| Total risk weighted assets | $78,772,000 | 4,389 |
| Total unused commitments | $21,041,000 | 3,087 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 25 | 5,569 |
| Assets and Liabilities | ||
| Total Assets: | $89,567,000 | 5,242 |
| Cash and due from depository institutions | $3,279,000 | 5,569 |
| Interest-bearing balances | $37,000 | 5,893 |
| Securities | $19,491,000 | 4,771 |
| Federal funds sold & reverse repurchase agreements | $976,000 | 5,078 |
| Net loans & leases | $61,678,000 | 4,924 |
| Loan loss allowance | $770,000 | 4,812 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,125,000 | 3,216 |
| Other real estate owned | $0 | 5,569 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,018,000 | 6,533 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $89,567,000 | 5,242 |
| Total liabilities | $79,384,000 | 5,255 |
| Total deposits | $74,264,000 | 5,209 |
| Interest-bearing deposits | $56,413,000 | 5,536 |
| Deposits held in domestic offices | $74,264,000 | 5,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $120,000 | 7,729 |
| Total equity capital | $10,183,000 | 4,943 |
| Total bank equity capital | $10,183,000 | 4,943 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,075,000 | 612 |
| Surplus | $6,076,000 | 3,142 |
| Undivided profits | $-1,968,000 | 8,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $283,000 | 7,032 |
| Earning assets | $82,182,000 | 5,231 |
| Long-term assets (5+ years) | $22,223,000 | 3,226 |
| Average Assets, year-to-date | $84,755,500 | 5,393 |
| Average Assets, quarterly | $84,755,500 | 5,393 |
| Volatile liabilities | $15,700,000 | 4,757 |
| Insider loans | $1,512,000 | 3,317 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,014,000 | 3,360 |
| Tier 1 (core) risk-based capital | $10,692,000 | 4,694 |
| Tier 2 risk-based capital | $784,000 | 4,469 |
| Total risk weighted assets | $67,888,000 | 4,788 |
| Total unused commitments | $18,014,000 | 3,362 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 22 | 6,007 |
| Assets and Liabilities | ||
| Total Assets: | $79,944,000 | 5,598 |
| Cash and due from depository institutions | $2,733,000 | 6,007 |
| Interest-bearing balances | $1,915,000 | 2,109 |
| Securities | $19,912,000 | 4,733 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 6,140 |
| Net loans & leases | $53,515,000 | 5,300 |
| Loan loss allowance | $638,000 | 5,363 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,178,000 | 3,150 |
| Other real estate owned | $0 | 6,007 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $600,000 | 7,573 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $79,944,000 | 5,598 |
| Total liabilities | $69,411,000 | 5,675 |
| Total deposits | $65,849,000 | 5,573 |
| Interest-bearing deposits | $55,511,000 | 5,567 |
| Deposits held in domestic offices | $65,849,000 | 5,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,477,000 | 2,477 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $85,000 | 8,107 |
| Total equity capital | $10,533,000 | 4,821 |
| Total bank equity capital | $10,533,000 | 4,821 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,076,000 | 598 |
| Surplus | $6,075,000 | 3,100 |
| Undivided profits | $-1,618,000 | 8,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $278,000 | 7,093 |
| Earning assets | $75,348,000 | 5,506 |
| Long-term assets (5+ years) | $21,744,000 | 3,316 |
| Average Assets, year-to-date | $62,955,000 | 6,220 |
| Average Assets, quarterly | $76,869,000 | 5,670 |
| Volatile liabilities | $17,054,000 | 4,525 |
| Insider loans | $1,386,000 | 3,481 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,260,000 | 3,564 |
| Tier 1 (core) risk-based capital | $10,676,000 | 4,662 |
| Tier 2 risk-based capital | $650,000 | 5,012 |
| Total risk weighted assets | $60,261,000 | 5,126 |
| Total unused commitments | $15,260,000 | 3,566 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $73,794,000 | 5,810 |
| Cash and due from depository institutions | $3,136,000 | 6,262 |
| Interest-bearing balances | $6,000 | 6,657 |
| Securities | $21,952,000 | 4,460 |
| Federal funds sold & reverse repurchase agreements | $8,000 | 5,901 |
| Net loans & leases | $45,997,000 | 5,715 |
| Loan loss allowance | $528,000 | 5,900 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,045,000 | 4,194 |
| Other real estate owned | $0 | 6,262 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $656,000 | 7,475 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $73,794,000 | 5,810 |
| Total liabilities | $63,262,000 | 5,924 |
| Total deposits | $53,730,000 | 6,198 |
| Interest-bearing deposits | $43,081,000 | 6,334 |
| Deposits held in domestic offices | $53,730,000 | 6,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,909,000 | 1,524 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,500,000 | 4,031 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $123,000 | 7,886 |
| Total equity capital | $10,532,000 | 4,818 |
| Total bank equity capital | $10,532,000 | 4,818 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,075,000 | 591 |
| Surplus | $6,076,000 | 3,045 |
| Undivided profits | $-1,619,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $282,000 | 7,212 |
| Earning assets | $67,963,000 | 5,773 |
| Long-term assets (5+ years) | $22,397,000 | 3,330 |
| Average Assets, year-to-date | $58,707,750 | 6,458 |
| Average Assets, quarterly | $68,558,000 | 6,006 |
| Volatile liabilities | $19,875,000 | 4,099 |
| Insider loans | $1,456,000 | 3,335 |
| FHLB advances | $3,500,000 | 3,869 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,196,000 | 3,835 |
| Tier 1 (core) risk-based capital | $10,630,000 | 4,636 |
| Tier 2 risk-based capital | $539,000 | 5,523 |
| Total risk weighted assets | $52,043,000 | 5,567 |
| Total unused commitments | $13,196,000 | 3,836 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $63,322,000 | 6,291 |
| Cash and due from depository institutions | $1,255,000 | 6,617 |
| Interest-bearing balances | $5,000 | 6,730 |
| Securities | $19,727,000 | 4,827 |
| Federal funds sold & reverse repurchase agreements | $9,000 | 5,851 |
| Net loans & leases | $36,726,000 | 6,306 |
| Loan loss allowance | $431,000 | 6,492 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,040,000 | 4,178 |
| Other real estate owned | $0 | 6,617 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,565,000 | 3,338 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $63,322,000 | 6,291 |
| Total liabilities | $53,201,000 | 6,474 |
| Total deposits | $50,048,000 | 6,421 |
| Interest-bearing deposits | $41,303,000 | 6,489 |
| Deposits held in domestic offices | $50,048,000 | 6,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $61,000 | 5,735 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,092,000 | 1,257 |
| Total equity capital | $10,121,000 | 4,830 |
| Total bank equity capital | $10,121,000 | 4,830 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,075,000 | 578 |
| Surplus | $6,075,000 | 3,004 |
| Undivided profits | $-2,029,000 | 8,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $202,000 | 7,804 |
| Earning assets | $56,467,000 | 6,372 |
| Long-term assets (5+ years) | $21,386,000 | 3,503 |
| Average Assets, year-to-date | $53,679,000 | 6,756 |
| Average Assets, quarterly | $57,593,000 | 6,588 |
| Volatile liabilities | $7,739,000 | 6,382 |
| Insider loans | $2,454,000 | 2,290 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,667,000 | 4,296 |
| Tier 1 (core) risk-based capital | $10,566,000 | 4,595 |
| Tier 2 risk-based capital | $441,000 | 6,097 |
| Total risk weighted assets | $46,063,000 | 5,898 |
| Total unused commitments | $10,667,000 | 4,297 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $51,864,000 | 6,888 |
| Cash and due from depository institutions | $974,000 | 6,938 |
| Interest-bearing balances | $180,000 | 4,781 |
| Securities | $20,672,000 | 4,689 |
| Federal funds sold & reverse repurchase agreements | $3,502,000 | 3,520 |
| Net loans & leases | $25,683,000 | 7,118 |
| Loan loss allowance | $314,000 | 7,242 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $384,000 | 7,486 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $649,000 | 7,401 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $51,864,000 | 6,888 |
| Total liabilities | $41,111,000 | 7,163 |
| Total deposits | $41,057,000 | 7,004 |
| Interest-bearing deposits | $35,840,000 | 6,902 |
| Deposits held in domestic offices | $41,057,000 | 7,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $54,000 | 8,702 |
| Total equity capital | $10,753,000 | 4,694 |
| Total bank equity capital | $10,753,000 | 4,694 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,075,000 | 576 |
| Surplus | $6,076,000 | 2,967 |
| Undivided profits | $-1,398,000 | 8,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $170,000 | 8,088 |
| Earning assets | $50,037,000 | 6,739 |
| Long-term assets (5+ years) | $20,180,000 | 3,544 |
| Average Assets, year-to-date | $48,857,500 | 7,043 |
| Average Assets, quarterly | $48,857,500 | 7,043 |
| Volatile liabilities | $7,568,000 | 6,370 |
| Insider loans | $1,419,000 | 3,316 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,128,000 | 4,602 |
| Tier 1 (core) risk-based capital | $10,661,000 | 4,539 |
| Tier 2 risk-based capital | $323,000 | 6,908 |
| Total risk weighted assets | $32,259,000 | 6,810 |
| Total unused commitments | $9,128,000 | 4,608 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 13 | 7,526 |
| Assets and Liabilities | ||
| Total Assets: | $45,851,000 | 7,241 |
| Cash and due from depository institutions | $415,000 | 7,526 |
| Interest-bearing balances | $3,000 | 6,854 |
| Securities | $21,242,000 | 4,649 |
| Federal funds sold & reverse repurchase agreements | $1,093,000 | 4,912 |
| Net loans & leases | $22,303,000 | 7,444 |
| Loan loss allowance | $278,000 | 7,518 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $406,000 | 7,451 |
| Other real estate owned | $0 | 7,526 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $392,000 | 8,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,851,000 | 7,241 |
| Total liabilities | $35,332,000 | 7,538 |
| Total deposits | $31,604,000 | 7,650 |
| Interest-bearing deposits | $24,482,000 | 7,798 |
| Deposits held in domestic offices | $31,604,000 | 7,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $678,000 | 2,892 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,050,000 | 2,989 |
| Total equity capital | $10,519,000 | 4,713 |
| Total bank equity capital | $10,519,000 | 4,713 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,076,000 | 581 |
| Surplus | $6,053,000 | 2,934 |
| Undivided profits | $-1,610,000 | 8,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $157,000 | 8,283 |
| Earning assets | $44,641,000 | 7,067 |
| Long-term assets (5+ years) | $18,368,000 | 3,754 |
| Average Assets, year-to-date | $32,956,750 | 7,888 |
| Average Assets, quarterly | $43,874,500 | 7,322 |
| Volatile liabilities | $4,702,000 | 7,305 |
| Insider loans | $1,404,000 | 3,335 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,354,000 | 5,602 |
| Tier 1 (core) risk-based capital | $10,659,000 | 4,503 |
| Tier 2 risk-based capital | $283,000 | 7,218 |
| Total risk weighted assets | $27,050,000 | 7,264 |
| Total unused commitments | $5,354,000 | 5,605 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 13 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $41,898,000 | 7,467 |
| Cash and due from depository institutions | $4,575,000 | 7,566 |
| Interest-bearing balances | $84,000 | 5,607 |
| Securities | $17,050,000 | 5,190 |
| Federal funds sold & reverse repurchase agreements | $5,523,000 | 2,422 |
| Net loans & leases | $14,051,000 | 8,289 |
| Loan loss allowance | $170,000 | 8,315 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $431,000 | 7,380 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $268,000 | 8,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,898,000 | 7,467 |
| Total liabilities | $31,139,000 | 7,846 |
| Total deposits | $31,081,000 | 7,711 |
| Interest-bearing deposits | $23,285,000 | 7,938 |
| Deposits held in domestic offices | $31,081,000 | 7,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $58,000 | 8,859 |
| Total equity capital | $10,759,000 | 4,598 |
| Total bank equity capital | $10,759,000 | 4,598 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,076,000 | 573 |
| Surplus | $6,075,000 | 2,871 |
| Undivided profits | $-1,392,000 | 8,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $115,000 | 8,662 |
| Earning assets | $36,708,000 | 7,552 |
| Long-term assets (5+ years) | $12,049,000 | 4,664 |
| Average Assets, year-to-date | $28,658,670 | 8,188 |
| Average Assets, quarterly | $35,265,000 | 7,838 |
| Volatile liabilities | $2,014,000 | 8,463 |
| Insider loans | $1,751,000 | 2,860 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,420,000 | 6,004 |
| Tier 1 (core) risk-based capital | $10,929,000 | 4,385 |
| Tier 2 risk-based capital | $173,000 | 8,178 |
| Total risk weighted assets | $20,902,000 | 7,844 |
| Total unused commitments | $4,420,000 | 6,009 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $28,632,000 | 8,246 |
| Cash and due from depository institutions | $972,000 | 7,773 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $12,835,000 | 5,898 |
| Federal funds sold & reverse repurchase agreements | $7,201,000 | 2,210 |
| Net loans & leases | $6,985,000 | 8,916 |
| Loan loss allowance | $91,000 | 8,832 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $445,000 | 7,348 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $194,000 | 8,996 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,632,000 | 8,246 |
| Total liabilities | $18,489,000 | 8,675 |
| Total deposits | $18,444,000 | 8,596 |
| Interest-bearing deposits | $15,441,000 | 8,590 |
| Deposits held in domestic offices | $18,444,000 | 8,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $45,000 | 9,026 |
| Total equity capital | $10,143,000 | 4,804 |
| Total bank equity capital | $10,143,000 | 4,804 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,538,000 | 638 |
| Surplus | $5,537,000 | 3,051 |
| Undivided profits | $-932,000 | 8,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $66,000 | 8,992 |
| Earning assets | $27,021,000 | 8,166 |
| Long-term assets (5+ years) | $5,323,000 | 6,072 |
| Average Assets, year-to-date | $22,039,000 | 8,621 |
| Average Assets, quarterly | $22,039,000 | 8,633 |
| Volatile liabilities | $1,804,000 | 8,600 |
| Insider loans | $1,750,000 | 2,846 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,244,000 | 7,211 |
| Tier 1 (core) risk-based capital | $10,128,000 | 4,593 |
| Tier 2 risk-based capital | $91,000 | 8,787 |
| Total risk weighted assets | $11,978,000 | 8,673 |
| Total unused commitments | $2,244,000 | 7,222 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 11 | 7,987 |
| Assets and Liabilities | ||
| Total Assets: | $15,446,000 | 9,004 |
| Cash and due from depository institutions | $1,395,000 | 7,987 |
| Interest-bearing balances | $28,000 | 6,226 |
| Securities | $7,254,000 | 7,205 |
| Federal funds sold & reverse repurchase agreements | $4,642,000 | 3,359 |
| Net loans & leases | $1,663,000 | 9,216 |
| Loan loss allowance | $14,000 | 9,182 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $245,000 | 8,118 |
| Other real estate owned | $0 | 7,987 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $247,000 | 8,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,446,000 | 9,004 |
| Total liabilities | $6,678,000 | 9,211 |
| Total deposits | $6,666,000 | 9,183 |
| Interest-bearing deposits | $5,204,000 | 9,143 |
| Deposits held in domestic offices | $6,666,000 | 9,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $12,000 | 9,288 |
| Total equity capital | $8,768,000 | 5,217 |
| Total bank equity capital | $8,768,000 | 5,217 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,700,000 | 778 |
| Surplus | $4,700,000 | 3,407 |
| Undivided profits | $-632,000 | 8,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $46,000 | 9,120 |
| Earning assets | $13,587,000 | 9,002 |
| Long-term assets (5+ years) | $1,038,000 | 7,700 |
| Average Assets, year-to-date | $15,446,000 | 8,994 |
| Average Assets, quarterly | $15,446,000 | 8,994 |
| Volatile liabilities | $100,000 | 9,236 |
| Insider loans | $1,575,000 | 2,985 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $272,000 | 8,843 |
| Tier 1 (core) risk-based capital | $8,774,000 | 5,026 |
| Tier 2 risk-based capital | $14,000 | 9,187 |
| Total risk weighted assets | $4,950,000 | 9,180 |
| Total unused commitments | $272,000 | 8,846 |
| Derivatives | $0 | 578 |