Home > The Pacific Bank > Loan Charge- Offs and Recoveries

The Pacific Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$11,603,000208
Loans secured by real estate, total$04,449
To non-U.S. addressees$08
Real estate loans in domestic offices$04,444
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$03,696
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign offices$014
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$11,275,00078
Loans to individuals$266,0001,150
Credit card loan charge offs$19,0001,355
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$247,0001,022
Loans to foreign governments and official institutions$010
Other loans$62,000155
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$2,847,000199
Loans secured by real estate, total$252,000298
To non-U.S. addressees$09
Real estate loans in domestic offices$252,000298
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$229,000167
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$23,000596
Real estate loans in foreign offices$09
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$2,422,00078
Loans to individuals$173,000607
Credit card loan recoveries$4,0001,282
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$169,000503
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$8,756,000209
Loans secured by real estate, total$-252,00010,127
To non-U.S. addressees$07
Real estate loans in domestic offices$-252,00010,145
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$-229,00010,199
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$-23,0009,842
Real estate loans in foreign offices$014
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$8,853,00077
To non-U.S. addressees$613,00019
Loans to individuals$93,0001,864
Credit card loan net charge offs$15,0001,340
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$78,0001,829
Loans to foreign governments and official institutions$09
Other loans$62,000123
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$7,063,000284
Loans secured by real estate, total$45,0001,980
To non-U.S. addressees$013
Real estate loans in domestic offices$45,0001,978
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$45,0001,354
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign offices$019
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$6,821,00082
Loans to individuals$185,0001,569
Credit card loan charge offs$27,0001,242
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$158,0001,498
Loans to foreign governments and official institutions$011
Other loans$12,000221
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,872,000276
Loans secured by real estate, total$419,000234
To non-U.S. addressees$010
Real estate loans in domestic offices$419,000233
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$403,000116
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$16,000766
Real estate loans in foreign offices$015
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,210,000121
Loans to individuals$243,000486
Credit card loan recoveries$10,000811
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$233,000396
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,191,000271
Loans secured by real estate, total$-374,00010,403
To non-U.S. addressees$012
Real estate loans in domestic offices$-374,00010,422
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-358,00010,450
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-16,0009,995
Real estate loans in foreign offices$017
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$5,611,00067
To non-U.S. addressees$2,418,00015
Loans to individuals$-58,00010,429
Credit card loan net charge offs$17,0001,416
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-75,00010,438
Loans to foreign governments and official institutions$010
Other loans$12,000200
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,937,000627
Loans secured by real estate, total$14,0003,384
To non-U.S. addressees$011
Real estate loans in domestic offices$14,0003,384
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$14,0002,596
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign offices$015
Loans to depository institutions$347,0006
To foreign banks$347,0006
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$844,000374
Loans to individuals$732,000660
Credit card loan charge offs$8,0002,393
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$724,000508
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$3,446,000190
Loans secured by real estate, total$1,505,000112
To non-U.S. addressees$012
Real estate loans in domestic offices$1,505,000112
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$675,00073
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$830,000104
Real estate loans in foreign offices$018
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$1,834,00090
Loans to individuals$107,000922
Credit card loan recoveries$11,000766
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$96,000854
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-1,509,00010,914
Loans secured by real estate, total$-1,491,00010,893
To non-U.S. addressees$010
Real estate loans in domestic offices$-1,491,00010,915
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-661,00010,919
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-830,00010,874
Real estate loans in foreign offices$013
Loans to depository institutions$347,0006
To foreign banks$347,0006
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$-990,00010,901
To non-U.S. addressees$021
Loans to individuals$625,000626
Credit card loan net charge offs$-3,00010,822
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$628,000461
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,536,000843
Loans secured by real estate, total$857,000440
To non-U.S. addressees$010
Real estate loans in domestic offices$857,000440
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$496,000320
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$361,000377
Real estate loans in foreign offices$08
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$625,000538
Loans to individuals$54,0003,715
Credit card loan charge offs$35,0001,222
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$19,0005,319
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$5,694,000166
Loans secured by real estate, total$3,533,00058
To non-U.S. addressees$08
Real estate loans in domestic offices$3,533,00057
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$1,303,00039
Secured by multifamily residential properties$1,214,00010
Secured by nonfarm nonresidential properties$1,016,000106
Real estate loans in foreign offices$07
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$1,935,000113
Loans to individuals$226,000620
Credit card loan recoveries$14,000739
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$212,000530
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-4,158,00011,451
Loans secured by real estate, total$-2,676,00011,442
To non-U.S. addressees$07
Real estate loans in domestic offices$-2,676,00011,467
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-807,00011,450
Secured by multifamily residential properties$-1,214,00011,452
Secured by nonfarm nonresidential properties$-655,00011,396
Real estate loans in foreign offices$06
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$-1,310,00011,430
To non-U.S. addressees$022
Loans to individuals$-172,00011,441
Credit card loan net charge offs$21,0001,442
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-193,00011,441
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$5,961,000369
Loans secured by real estate, total$2,852,000226
To non-U.S. addressees$015
Real estate loans in domestic offices$2,852,000225
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$1,600,000139
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$1,252,000208
Real estate loans in foreign offices$012
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$2,895,000151
Loans to individuals$214,0001,400
Credit card loan charge offs$39,0001,081
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$175,0001,333
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$6,174,000169
Loans secured by real estate, total$876,000206
To non-U.S. addressees$013
Real estate loans in domestic offices$876,000203
Construction and land development$200,000101
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$251,000182
Secured by multifamily residential properties$106,000115
Secured by nonfarm nonresidential properties$319,000251
Real estate loans in foreign offices$013
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$4,239,00072
Loans to individuals$825,000314
Credit card loan recoveries$92,000357
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$733,000241
Loans to foreign governments and official institutions$030
Other loans$234,00075
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-213,00011,863
Loans secured by real estate, total$1,976,000236
To non-U.S. addressees$012
Real estate loans in domestic offices$1,976,000235
Construction and land development$-200,00011,911
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$1,349,000132
Secured by multifamily residential properties$-106,00011,926
Secured by nonfarm nonresidential properties$933,000210
Real estate loans in foreign offices$09
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-1,344,00011,925
To non-U.S. addressees$022
Loans to individuals$-611,00011,968
Credit card loan net charge offs$-53,00011,963
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-558,00011,965
Loans to foreign governments and official institutions$011
Other loans$-234,0001,203
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$6,440,000338
Loans secured by real estate, total$3,520,000237
To non-U.S. addressees$013
Real estate loans in domestic offices$3,520,000237
Construction and land development$500,000151
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$1,071,000205
Secured by multifamily residential properties$950,00096
Secured by nonfarm nonresidential properties$999,000291
Real estate loans in foreign offices$015
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$2,523,000196
Loans to individuals$397,000849
Credit card loan charge offs$80,000764
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$317,000760
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$7,573,000153
Loans secured by real estate, total$1,236,000182
To non-U.S. addressees$012
Real estate loans in domestic offices$1,236,000180
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$380,000144
Secured by multifamily residential properties$114,000111
Secured by nonfarm nonresidential properties$742,000149
Real estate loans in foreign offices$013
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$5,967,00059
Loans to individuals$361,000488
Credit card loan recoveries$60,000428
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$301,000439
Loans to foreign governments and official institutions$034
Other loans$9,000259
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-1,133,00012,576
Loans secured by real estate, total$2,284,000247
To non-U.S. addressees$09
Real estate loans in domestic offices$2,284,000247
Construction and land development$500,000131
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$691,000250
Secured by multifamily residential properties$836,00096
Secured by nonfarm nonresidential properties$257,000519
Real estate loans in foreign offices$011
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-3,444,00012,588
To non-U.S. addressees$026
Loans to individuals$36,0003,125
Credit card loan net charge offs$20,0001,280
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$16,0004,098
Loans to foreign governments and official institutions$09
Other loans$-9,0001,096
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$22,805,000177
Loans secured by real estate, total$4,963,000248
To non-U.S. addressees$019
Real estate loans in domestic offices$4,963,000248
Construction and land development$450,000309
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$1,490,000188
Secured by multifamily residential properties$242,000271
Secured by nonfarm nonresidential properties$2,781,000197
Real estate loans in foreign offices$017
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$14,736,00064
Loans to individuals$2,148,000350
Credit card loan charge offs$282,000494
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,866,000236
Loans to foreign governments and official institutions$034
Other loans$958,00049
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$9,320,000125
Loans secured by real estate, total$732,000265
To non-U.S. addressees$016
Real estate loans in domestic offices$732,000264
Construction and land development$23,000443
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$398,000116
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$311,000269
Real estate loans in foreign offices$016
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$7,923,00053
Loans to individuals$645,000358
Credit card loan recoveries$24,000660
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$621,000271
Loans to foreign governments and official institutions$038
Other loans$20,000190
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$13,485,000214
Loans secured by real estate, total$4,231,000233
To non-U.S. addressees$018
Real estate loans in domestic offices$4,231,000233
Construction and land development$427,000281
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$1,092,000220
Secured by multifamily residential properties$242,000234
Secured by nonfarm nonresidential properties$2,470,000188
Real estate loans in foreign offices$016
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$6,813,00098
To non-U.S. addressees$036
Loans to individuals$1,503,000329
Credit card loan net charge offs$258,000453
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,245,000200
Loans to foreign governments and official institutions$028
Other loans$938,00041
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$46,743,000127
Loans secured by real estate, total$14,797,000133
To non-U.S. addressees$017
Real estate loans in domestic offices$14,797,000131
Construction and land development$480,000399
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$2,600,000120
Secured by multifamily residential properties$1,335,000109
Secured by nonfarm nonresidential properties$10,382,00086
Real estate loans in foreign offices$017
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$27,982,00064
Loans to individuals$3,955,000285
Credit card loan charge offs$136,000748
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,819,000171
Loans to foreign governments and official institutions$043
Other loans$9,000334
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,408,000433
Loans secured by real estate, total$74,0001,185
To non-U.S. addressees$07
Real estate loans in domestic offices$74,0001,185
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$12,0001,991
Secured by multifamily residential properties$1,000435
Secured by nonfarm nonresidential properties$61,000668
Real estate loans in foreign offices$09
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$1,121,000225
Loans to individuals$213,000740
Credit card loan recoveries$14,000861
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$199,000650
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$45,335,000111
Loans secured by real estate, total$14,723,000122
To non-U.S. addressees$017
Real estate loans in domestic offices$14,723,000120
Construction and land development$480,000384
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$2,588,000108
Secured by multifamily residential properties$1,334,000104
Secured by nonfarm nonresidential properties$10,321,00079
Real estate loans in foreign offices$017
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$26,861,00055
To non-U.S. addressees$36,00040
Loans to individuals$3,742,000243
Credit card loan net charge offs$122,000717
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$3,620,000114
Loans to foreign governments and official institutions$037
Other loans$9,000276
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.