Home > The Pacific Bank > Net charge- offs to loans
The Pacific Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7760% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1115% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5743% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9993% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7063% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5060% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0914% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6370% | 114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1867% | 480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2225% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.7319% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -3.5511% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3759% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3110% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4904% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0824% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4189% | 10,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0665% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7754% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -5.2916% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | -7.7338% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5156% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5372% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3372% | 1,268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2156% | 16 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.3838% | 11,406 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.1232% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6773% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | -32.8250% | 1,443 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.7301% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1039% | 1,327 |
| All other 1-4 family - Percent of loans charged-off, net | -6.5480% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8362% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3518% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5346% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1014% | 11,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3410% | 19 |
| Percentage Net Loans Charged-off:Construction & development | -67.3401% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3672% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | -10.3657% | 1,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.0860% | 2 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 11.3468% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1348% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.1023% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | -9.0878% | 1,357 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -47.1965% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5178% | 12,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2692% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 55.4447% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3424% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 47.3762% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0144% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7215% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9797% | 5 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1420% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4818% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9505% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8502% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 26.3062% | 5 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7381% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5662% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 5.2291% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6030% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9402% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9614% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1854% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4049% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9849% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0446% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5061% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.3365% | 1 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.3774% | 13 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0843% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2293% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 1.9718% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.4329% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.8848% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3014% | 7 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1136% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8294% | 4 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6214% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0058% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8992% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0521% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |